Separate Account A Sample Contracts

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SALES AGREEMENT
Sales Agreement • July 10th, 1998 • Separate Account a of Equitable Life Assu Soc of the Us
ARTICLE I Distribution Responsibility for the Variable Contracts
Distribution Agreement • July 10th, 1998 • Separate Account a of Equitable Life Assu Soc of the Us • New York
AMENDED AND RESTATED PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUNDS, FIDELITY DISTRIBUTORS CORPORATION and AXA EQUITABLE LIFE INSURANCE COMPANY
Participation Agreement • April 24th, 2012 • Separate Account a of Axa Equitable Life Insurance Co • Massachusetts

THIS AMENDED AND RESTATED AGREEMENT, made and entered into as of the 16th day of April, 2010 by and among AXA EQUITABLE LIFE INSURANCE COMPANY, (hereinafter the “Company”), a New York life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”); and FIDELITY DISTRIBUTORS CORPORATION (hereinafter the “Underwriter”), a Massachusetts corporation; and each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II, VARIABLE INSURANCE PRODUCTS FUND III and VARIABLE INSURANCE PRODUCTS FUND IV and VARIABLE INSURANCE PRODUCTS FUND V each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the “Fund”).

ARTICLE I Distribution Responsibility for the Variable Contracts
Distribution Agreement • August 18th, 1998 • Separate Account a of Equitable Life Assu Soc of the Us • New York
ENDORSEMENT APPLICABLE TO SEP CONTRACTS
Endorsement • April 19th, 2004 • Separate Account a of Equitable Life Assu Soc of the Us
PARTICIPATION AGREEMENT
Participation Agreement • August 5th, 2003 • Separate Account a of Equitable Life Assu Soc of the Us • New York
FUND PARTICIPATION AND SERVICE AGREEMENT
Fund Participation and Service Agreement • April 23rd, 2013 • Separate Account a of Axa Equitable Life Insurance Co • New York

AXA Equitable Life Insurance Company (“Insurance Company”), for itself and on behalf of one or more separate accounts of the Insurance Company (“Separate Accounts”), American Funds Distributors, Inc. (“AFD”), American Funds Service Company (“Transfer Agent”), Capital Research and Management Company (“CRMC”), and the American Funds Insurance Series (the “Series”), an open-end investment company for which AFD, CRMC and Transfer Agent provide services and which is divided into funds (hereinafter collectively called the “Funds” and, individually, a “Fund”), for good and valuable consideration, hereby agree on this 2nd day of January 201 3, that Class 4 shares of the Funds (“Class 4 Shares”) and Class P2 shares of the Funds (“Class P2 Shares” and together with Class 4 Shares, the “shares”) shall be made available to serve as underlying investment media for certain variable annuity contracts (hereinafter called “Contract(s)”; holders of such Contracts hereinafter called “Contractholder(s)”)

PARTICIPATION AGREEMENT Among AXA EQUITABLE LIFE INSURANCE COMPANY, PIMCO VARIABLE INSURANCE TRUST, PIMCO EQUITY SERIES VIT, and PIMCO INVESTMENTS LLC
Participation Agreement • April 20th, 2022 • Separate Account A • California

THIS AGREEMENT, made and entered into to be effective on the 1st day of October, 2013, by and among AXA Equitable Life Insurance Company (the “Company”), a New York life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to individually and collectively as the “Account”), PIMCO Variable Insurance Trust and PIMCO Equity Series VIT (each a “Fund” and together the “Funds”), each a Delaware statutory trust, and PIMCO Investments LLC (the “Underwriter’’), a Delaware limited liability company.

SIXTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT
General Agent Sales Agreement • April 20th, 2009 • Separate Account a of Axa Equitable Life Insurance Co

SIXTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT dated as of February 15, 2008 by and between AXA EQUITABLE LIFE INSURANCE COMPANY ("AXA Equitable"), formerly known as The Equitable Life Assurance Society of the United States, a New York stock life insurance company, having offices at 1290 Avenue of the Americas, New York, New York 10104, and AXA NETWORK, LLC, a Delaware limited liability company having offices at 4251 Crums Mill Road, Harrisburg, Pennsylvania 17112 and the AXA Network subsidiaries executing this Agreement below (collectively, the "General Agent").

PARTICIPATION AGREEMENT Among VAN ECK VIP TRUST, VAN ECK SECURITIES CORPORATION, VAN ECK ASSOCIATES CORPORATION and AXA EQUITABLE LIFE INSURANCE COMPANY
Participation Agreement • April 18th, 2017 • Separate Account a of Axa Equitable Life Insurance Co • New York

THIS AGREEMENT, made and entered into to be effective on October 1, 2013 by and among AXA EQUITABLE LIFE INSURANCE COMPANY, (hereinafter the “Company”), a New York life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto and incorporated herein by this reference, as such Schedule A may from time to time be amended by mutual written agreement of the parties hereto (each such account hereinafter referred to as the “Account”), and VAN ECK VIP TRUST, an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (hereinafter the “Fund”), VAN ECK SECURITIES CORPORATION (hereinafter the “Underwriter”), a Delaware corporation and VAN ECK ASSOCIATES CORPORATION (hereinafter the “Adviser”), a Delaware corporation.

TWENTY SECOND AMENDMENT TO GENERAL AGENT SALES AGREEMENT
General Agent Sales Agreement • April 19th, 2024 • Separate Account A

This TWENTY SECOND AMENDMENT TO GENERAL AGENT SALES AGREEMENT, dated as of November 13, 2023, is by and between EQUITABLE FINANCIAL LIFE INSURANCE COMPANY (f/k/a AXA Equitable Life Insurance Company and prior thereto f/k/a The Equitable Life Assurance Society of the United States), a New York life insurance company, having offices at 1290 Avenue of the Americas, New York, New York 10104 (“Equitable Financial”), and EQUITABLE NETWORK, LLC (f/k/a AXA Network, LLC), a Delaware limited liability company having offices at 1290 Avenue of the Americas, New York, New York 10104 (“General Agent”).

ASSUMPTION REINSURANCE AGREEMENT Between EQUITABLE FINANCIAL LIFE INSURANCE COMPANY (referred to as the Ceding Company) and EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA (referred to as the Assuming Company)
Assumption Reinsurance Agreement • April 19th, 2024 • Separate Account A

THIS ASSUMPTION REINSURANCE AGREEMENT (this “Agreement”) is made and entered into on January1, 2024 by and between Equitable Financial Life Insurance Company, a New York-domiciled insurance company (the “Ceding Company”), and Equitable Financial Life Insurance Company of America, an Arizona -domiciled insurance company (the “Assuming Company”). For purposes of this Agreement, the Ceding Company and the Assuming Company shall each be deemed a “Party” and together the “Parties.”

NINETEENTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT
General Agent Sales Agreement • April 20th, 2021 • Separate Account A

This NINETEENTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT, dated as of January 1, 2020, is by and between AXA EQUITABLE LIFE INSURANCE COMPANY, a New York life insurance company, formerly known as The Equitable Life Assurance Society of the United States, a New York stock life insurance company, having offices at 1290 Avenue of the Americas, New York, New York 10104 (“AXA Equitable”), and AXA NETWORK, LLC, a Delaware limited liability company having offices at 1290 Avenue of the Americas, New York, New York 10104 (“General Agent”).

AXA EQUITABLE LIFE INSURANCE COMPANY AMENDMENT TO FUND PARTICIPATION AND SERVICE AGREEMENT
Fund Participation and Service Agreement • April 20th, 2021 • Separate Account A

THIS AMENDMENT (“Amendment”) amends the FUND PARTICIPATION AND SERVICE AGREEMENT dated January 2, 2013 (together with any prior amendments thereto, the “Agreement”) which is hereby incorporated by reference, and is made as of September 10, 2020 by and between AXA EQUITABLE LIFE INSURANCE COMPANY (“Insurance Company”); AMERICAN FUNDS DISTRIBUTORS, INC. (“AFD”); AMERICAN FUNDS SERVICE COMPANY (“Transfer Agent”); CAPITAL RESEARCH AND MANAGEMENT COMPANY (“CRMC”); and the AMERICAN FUNDS INSURANCE SERIES (the “Series”). Capitalized terms not defined herein shall have the same meaning assigned to them in the Agreement.

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FIRST AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 19th, 2024 • Separate Account A

Equitable Financial Life Insurance Company, a New York life insurance company, and Equitable Financial Life Insurance Company of America, an Arizona life insurance company (collectively, the “Company”), Principal Variable Contracts Funds, Inc., an open-end management investment company organized under the laws of Maryland (the “Fund”), Principal Global Investors, LLC, a Delaware limited liability company (the “Adviser”), and Principal Funds Distributor, Inc., a Washington corporation (the “Distributor”), entered into a certain Participation Agreement dated January 7, 2022, (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of 9/20/2023 | 2:46 PM EDT, 2023, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Separate Accounts”), the Fund, the Adviser and the Dist

FIRST AMENDMENT TO PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Participation Agreement • April 20th, 2022 • Separate Account A

Equitable Financial Life Insurance Company, formerly known as AXA Equitable Life Insurance Company (the “Company”), a New York life insurance company, PIMCO Variable Insurance Trust and PIMCO Equity Series VIT (each a “Fund”), each a Delaware statutory trust and PIMCO Investments LLC (the “Underwriter”), a Delaware limited liability company, entered into a certain participation agreement dated October 1, 2013 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of May 1, 2021, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund and the Underwriter (collectively, the “Parties”). All capitalized terms used herein and not otherwise defined shall have the meaning ascribed to such terms in the Agreement (defined above).

AMENDED AND RESTATED DISTRIBUTION AGREEMENT
Distribution Agreement • April 19th, 2024 • Separate Account A

AMENDED AND RESTATED DISTRIBUTION AGREEMENT, dated as of November 1, 2023 by and between EQUITABLE FINANCIAL LIFE INSURANCE COMPANY, a New York company, for itself (“Equitable Financial”) and as depositor on behalf of the Equitable Financial separate accounts more particularly described herein (the “Separate Accounts”) and EQUITABLE DISTRIBUTORS, LLC (the “Distributor” or “EDL”).

GUARANTEED MINIMUM DEATH BENEFIT REINSURANCE AGREEMENT Between
Guaranteed Minimum Death Benefit Reinsurance Agreement • April 19th, 2001 • Separate Account a of Equitable Life Assu Soc of the Us
AMENDED AND RESTATED AGREEMENT FOR COOPERATIVE AND JOINT USE OF PERSONNEL, PROPERTY AND SERVICES BETWEEN EQUITABLE FINANCIAL LIFE INSURANCE COMPANY AND EQUITABLE DISTRIBUTORS, LLC
Cooperative and Joint Use Agreement • April 19th, 2024 • Separate Account A

This Amended and Restated Agreement (this “Agreement”) is made as of the 1st day of November 2023 (the “Effective Date”) between Equitable Financial Life Insurance Company, a New York stock life insurance company (“Equitable Financial”) and Equitable Distributors, LLC, a Delaware limited liability company (“Equitable Distributors”).

AXA EQUITABLE LIFE INSURANCE COMPANY GWBL ROLLOVER TRADITIONAL IRA DEFERRED VARIABLE ANNUITY CONTRACT
Deferred Variable Annuity Contract • April 23rd, 2013 • Separate Account a of Axa Equitable Life Insurance Co

This Contract is issued as a traditional individual retirement annuity contract which meets the requirements of Section 408(b) of the Code (“IRA Contract”). This traditional IRA Contract is offered only to individuals who wish to directly roll over certain eligible rollover distributions, as further described within this Contract. This Contract has been issued pursuant to a conversion right in a Prior Contract.

APPLICATION (Consisting of Parts A and B)
Group Annuity Contract Application • November 25th, 1998 • Separate Account a of Equitable Life Assu Soc of the Us
COMPANY AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 20th, 2021 • Separate Account A

THIS AMENDMENT (“Amendment”) amends the Amended and Restated Participation Agreement dated March 15, 2010 (together with any prior amendments thereto, the “Agreement”) which is hereby incorporated by reference, and is made as of the Amendment Effective Date of October 23, 2020 by and between MFS VARIABLE INSURANCE TRUST (the “Trust I”); MFS VARIABLE INSURANCE TRUST II (the “Trust II”); EQUITABLE LIFE INSURANCE COMPANY OF AMERICA f/k/a AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”); and MFS FUND DISTRIBUTORS, INC. (“MFD”). Each separately being a “Party” and collectively referred to as, the “Parties”)

AXA EQUITABLE LIFE INSURANCE COMPANY AMENDMENT TO FUND PARTICIPATION AND SERVICE AGREEMENT
Fund Participation and Service Agreement • April 20th, 2021 • Separate Account A

THIS AMENDMENT (“Amendment”) amends the FUND PARTICIPATION AND SERVICE AGREEMENT dated January 2, 2013 (together with any prior amendments thereto, the “Agreement”) which is hereby incorporated by reference, and is made as of September 10, 2020 by and between AXA EQUITABLE LIFE INSURANCE COMPANY (“Insurance Company”); AMERICAN FUNDS DISTRIBUTORS, INC. (“AFD”); AMERICAN FUNDS SERVICE COMPANY (“Transfer Agent”); CAPITAL RESEARCH AND MANAGEMENT COMPANY (“CRMC”); and the AMERICAN FUNDS INSURANCE SERIES (the “Series”). Capitalized terms not defined herein shall have the same meaning assigned to them in the Agreement.

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