May 22, 2020 Mr. Todd Modic Senior Vice President Voya Investments, LLC Suite 100 Scottsdale, AZ 85258 Dear Mr. Modic:

(d)(6)(v)

May 22, 2020

Xx. Xxxx Xxxxx

Senior Vice President

Voya Investments, LLC

0000 X. Xxxxxxxxxx Xxxxx Xx.

Suite 100

Scottsdale, AZ 85258

Dear Xx. Xxxxx:

Voya Investments, LLC ("Voya Investments") and Voya Investment Management Co. LLC ("Voya IM") are parties to a Sub-Advisory Agreement dated November 18, 2014, as amended (the "Agreement"), and pursuant to the Agreement, Voya Investments has agreed to pay Voya IM an annual sub-advisory fee of 0.2025% on the first $1 billion of average daily net assets, 0.1935% on the next $500 million of average daily net assets, and 0.1845% on assets thereafter of Voya GNMA Income Fund (the "Fund"). By this letter dated May 22, 2020, Voya IM voluntarily waives the annual sub-advisory fee that it is entitled to receive with respect to the Class P shares of the Fund as follows:

Voya IM will waive the sub-advisory fee payable by Voya Investments for a period from May 22, 2020 through August 1, 2021 with respect to the Class P shares of the Fund, such that the new sub-advisory fee rate is 0.00% for the Class P shares of the Fund.

Notwithstanding the foregoing, termination or modification of this letter requires approval by the Board of Trustees of Voya Funds Trust.

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(d)(6)(iv)

May 22, 2020

Page 2

Please acknowledge your acceptance of this fee waiver by executing below in the place indicated.

	Very sincerely,
By: /s/ Xxxxxxxxxxx Xxxxx		______
	Xxxxxxxxxxx Xxxxx
	Vice President, Finance

Voya Investment Management Co. LLC

ACCEPTED AND AGREED TO:

Voya Investments, LLC

By: /s/ Xxxx Xxxxx___________________

Xxxx Xxxxx

Senior Vice President