EXHIBIT 23A
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THE HARTFORD
May 1, 2009
Board of Directors
Hartford Life Insurance Company
000 Xxxxxxxxx Xxxxxx
Xxxxxxxx, XX 00000
RE: MODIFIED GUARANTEED ANNUITY CONTRACT
HARTFORD LIFE INSURANCE COMPANY
Dear Sir/Madam:
This opinion is furnished in connection with the registration under the
Securities Act of 1933, as amended, of market value adjusted interests under a
certain Modified Guaranteed Annuity Contract described in the Registration
Statement (the "Contract") that will be offered and sold by Hartford Life
Insurance Company (the "Company"). I have examined such documents (including the
Form S-3 Registration Statement) and reviewed such questions of law as I
considered necessary and appropriate, and on the basis of such examination and
review, it is my opinion that:
1. The Company is a corporation duly organized and validly existing as a stock
life insurance company under the laws of the State of Connecticut and is
duly authorized by the Insurance Department of the State of Connecticut to
issue the Contract.
2. The form of the Contract that will be issued by the Company has been filed
in states where it is eligible for approval and upon issuance of the
securities pursuant to the Contracts in the manner described in the
Registration Statement, the securities will be valid and binding upon the
Company.
I hereby consent to the use of this opinion as an exhibit to the Form S-3
Registration Statement and to the reference to my name under the heading "Legal
Opinion" in the prospectus included as a part of such Registration Statement.
Sincerely,
/s/ Xxxxxxx X. Xxxxx
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Xxxxxxx X. Xxxxx
Assistant General Counsel
