Exhibit 1.
AGREEMENT
Pursuant to Rule 13d-1(f)(1) under the Securities Exchange Act of 1934, as
amended, the undersigned hereby agree that only one statement containing the
information required by Schedule 13D (or any amendment thereof) need be filed on
their behalf with respect to the beneficial ownership of any equity securities
of Ottawa Financial Corporation or any subsequent acquisitions or dispositions
of equity securities of Ottawa Financial Corporation by any of the undersigned.
XXXXXXXX INVESTMENT COUNSEL, INC.
/s/Xxxxxx X. Xxxxxxxx
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Xxxxxx X. Xxxxxxxx, CFA, President
XXXXXXXX INVESTMENT TRUST ON BEHALF
OF XXXXXXXX VALUE FUND
/s/Xxxxxx X. Xxxxxxxx
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Xxxxxx X. Xxxxxxxx, CFA, President
G&G PARTNERS LIMITED PARTNERSHIP
/s/Xxxxxx X. Xxxxxxxx
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Xxxxxx X. Xxxxxxxx, Partner
G&G Management - General Partner
/s/Xxxxxx X. Xxxxxxxx
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Xxxxxx X. Xxxxxxxx, individually
/s/Xxxxxxx X. Xxxxxxxx
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Xxxxxxx X. Xxxxxxxx, individually
DATED: April 2, 1998