EXHIBIT 99.1 JOINT FILING AGREEMENT We, the signatories of the statement to which this Joint Filing Agreement is attached, hereby agree that such statement is filed, and any amendments thereto filed by either or both of us will be filed, on behalf of...

                                  EXHIBIT 99.1

                             JOINT FILING AGREEMENT

         We, the signatories of the statement to which this Joint Filing
Agreement is attached, hereby agree that such statement is filed, and any
amendments thereto filed by either or both of us will be filed, on behalf of
each of us.


Dated:   September 15, 2003

                                          /s/ Xxxxx X. Xxxxxxxx
                                 ----------------------------------------------
                                      XXXXX X. XXXXXXXX


                                 PREFERRED INVESTMENT I, LLC


                                 By:      /s/ Xxxxx X. Xxxxxxxx
                                    -------------------------------------------
                                      Xxxxx X. Xxxxxxxx, its Managing Member