EXHIBIT INDEX
8.20 Copy of Participation Agreement by and among Liberty Variable
Investment Trust, Columbia Funds Distributor, Inc. and IDS Life
Insurance Company, dated Feb. 2, 2004.
8.21 Copy of Participation Agreement by and among Xxxxxxxxxxx Variable
Account Funds, Xxxxxxxxxxx Funds, Inc. and IDS Life Insurance Company,
dated Jan. 12, 2004.
9. Opinion of counsel and consent to its use as the legality of the
securities being registered.
10. Consent of Independent Auditors for Retirement Advisor Advantage
Plus(SM) Variable Annuity/Retirement Advisor Select Plus(SM) Variable
Annuity.
15. Power of Attorney to sign Amendment to this Registration Statement,
dated April 15, 2004.
