[LOGO OF METLIFE INVESTORS]
XXXXXXX X. XXXXXXX
Executive Vice President
General Counsel
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Fax 000 000 0000
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October 27, 2004
Xx. Xxxxxx X. Xxxxxxxx
Second Vice President
Metropolitan Life Insurance Company
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Xxxxxx, XX 00000
RE: Modified Coinsurance Agreement between MetLife Investors FMLI Insurance
Company and Metropolitan Life Insurance Company, effective as of July 1,
2002 ("Agreement")
Recapture of Reinsurance
Dear Xx. Xxxxxxxx:
In accordance with Article VIII, Sections 3 and 4 of the Agreement, this letter
gives notice to you of our intent to discontinue reinsurance of newly issued
Policies, to recapture the Reinsurance ceded to Metropolitan Life under the
Agreement and to terminate the Agreement.
The discontinuance of reinsurance, recapture and termination will be effective
November 30, 2004 and terminal settlement in accordance with Article IX of the
Agreement will occur on or before December 31, 2004, as mutually agreed by the
parties.
First MetLife Investors Insurance Company
/s/ Xxxxxxx X. Xxxxxxx
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Executive Vice President
Acknowledged and accepted as of October 27, 2004 by
Metropolitan Life Insurance Company
By: /s/ Xxxxxx X. Xxxxxxxx
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Title: Second VP & Actuary
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MetLife Investors Insurance Company
MetLife Investors USA Insurance Company
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