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JOINT FILING AGREEMENT
In accordance with Rule 13d-1(f) under the Securities Exchange Act of
1934, as amended, the persons named below agree to the joint filing on behalf
of each of them a Statement on Schedule 13D (including amendments thereto) with
respect to the Common Stock, $0.01 par value, of Warner Insurance Services,
Inc., a Delaware corporation, and further agree that this Joint Filing
Agreement be included as an exhibit to such joint filings. In evidence
thereof, the undersigned, being duly authorized, hereby execute this Agreement
this 11th day of March, 1996.
CIGNA CORPORATION
By: /s/ Xxxxx X. Xxxx
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Name: Xxxxx X. Xxxx
Title Corporate Secretary
ATLANTIC EMPLOYERS INSURANCE COMPANY
By: /s/ Xxxxxxx X. Xxxxxxxx, Xx.
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Name: Xxxxxxx X. Xxxxxxxx, Xx.
Title Vice President
