AMENDMENT to ALL REINSURANCE AGREEMENTS between MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, (hereinafter the “Ceding Company”) and HANNOVER LIFE REASSURANCE COMPANY OF AMERICA (hereinafter the “Reinsurer”)

Exhibit 26 (g) i. a1. 4.

AMENDMENT to

ALL REINSURANCE AGREEMENTS

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter the “Ceding Company”)

and

HANNOVER LIFE REASSURANCE COMPANY OF AMERICA

(hereinafter the “Reinsurer”)

Effective August 1, 2011, the Amendment effective date, the corporate retention of the Ceding Company will be revised per the attached retention schedule.

All terms and conditions of this Agreement not in conflict with the terms and conditions of this Amendment shall continue unchanged.

IN WITNESS WHEREOF, this Amendment is hereby executed in good faith by both parties:

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X Xxxxxx					Date:			8-12-11
		Xxxxx X. Xxxxxx
		Second Vice President & Actuary
MML BAY STATE LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X Xxxxxx					Date:			8-12-11
		Xxxxx X. Xxxxxx
		Second Vice President & Actuary
C.M. LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X Xxxxxx					Date:			8-12-11
		Xxxxx X. Xxxxxx
		Second Vice President & Actuary

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Retention Limits Eff. 8/1/11

HANNOVER LIFE REASSURANCE COMPANY OF AMERICA
By:		/s/ Xxxx X Xxxxxxx					Date:			8/10/11
Print name:		Xxxx Xxxxxxx
Title:		VP
HANNOVER LIFE REASSURANCE COMPANY OF AMERICA
By:		/s/ Xxx Xxxxx					Date:			8/10/11
Print name:		Xxx Xxxxx
Title:		SVP

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RETENTION LIMITS

[table deleted]

Effective 8/1/11