EXHIBIT INDEX (b) By-laws, as amended Jan. 11, 2001. (c) Purchase Agreement dated July 14, 2000 between Growth and Income Trust and American Express Financial Corporation. (q)(1) Trustees' Power of Attorney to sign Amendments to this Registration...

                                  EXHIBIT INDEX

(b)       By-laws, as amended Jan. 11, 2001.

(c)       Purchase Agreement dated July 14, 2000 between Growth and Income Trust
          and American Express Financial Corporation.

(q)(1)    Trustees'  Power of Attorney to sign  Amendments to this  Registration
          Statement,  dated Jan. 11, 2001.

(q)(2)    Officers'  Power of Attorney to sign  Amendments to this  Registration
          Statement,  dated Jan. 11, 2001.