AMENDMENT
to the Risk Premium Reinsurance Agreement (the "Agreement") between the
CENTURY LIFE OF AMERICA of Waverly, Iowa,
hereinafter referred to as the "REINSURED,"
and
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY of Fort Xxxxx, Indiana,
hereinafter referred to as the "LINCOLN,"
effective September 1, 1983.
1. The REINSURED'S plans to be reinsured under the Agreement on and
after the first day of August, 1988, shall be those specified in the Appendix I,
attached hereto.
2. The reinsurance percentages for the REINSURED'S cost of insurance
rates shall as described in Schedule D, Part VII, attached hereto, and shall
apply to reinsurance of the REINSURED'S Flexible Premium Adjustable Life (UL88 &
UL88EB) and Flexible Premium Variable Adjustable Life (VUL88 & VUL88EB) plans
ceded under the Agreement on and after the first day of August, 1988; such
premium rates shall apply only to reinsurance which when added to all other
reinsurance ceded by the REINSURED to the LINCOLN under all agreements does not
exceed $5,000,000, and reinsurance ceded on the basis of such premium rates
shall
(a) be subject to a minimum cession of $5,000,
(b) not be eligible for experience refunds,
(c) not be eligible for production or persistency bonuses,
(d) be eligible for premium tax reimbursement, and
(e) not be reduced as set forth in the "INCREASE IN LIMIT OF
RETENTION" article until it has been in force for at least ten
years or, in the case of continuations, until the number of years
the original policy and its continuation have been in force is at
least equal to the greater of ten years and the time period
specified for reinsurance of the original policy.
Revision No. 13
It is expressly understood and agreed that the provisions of this
amendment shall be subject to all the terms and conditions of the Agreement of
which this amendment is a part which do not conflict with the terms hereof.
IN WITNESS WHEREOF the parties hereto have caused this amendment to be
executed in duplicate on the dates shown below.
CENTURY LIFE OF AMERICA
Signed at Waverly, Iowa
----------------------------
By /s/ Xxxxxx X. Xxxxxxx Xx. By /s/ Xxxxxxx X. Xxxxxx
---------------------------------- --------------------------
Senior Vice President- XXXXXXX X. XXXXXX
VICE PRESIDENT AND
Title Finance & Information Services Title ASSISTANT SECRETARY
------------------------------ -----------------------
Date 10-19-88 Date 10/21/88
-------------------------------- -----------------------
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Signed at Fort Xxxxx, Indiana
By /s/ Xxxxx Xxxxxx By /s/ Xxxxx X. Xxxxxx
---------------------------------- -----------------------------
Vice President Assistant Secretary
Date 11/31/88 Date October 28, 1998
-------------------------------- -----------------------
Revision No. 13
APPENDIX I
Insurance Subject to Reinsurance under this Agreement
A. One hundred percent of the REINSURED'S entire excess of its issues of the
following plans bearing register dates in the range shown below to insureds
having surnames beginning with the letters of the alphabet shown below.
Reinsurance Dates Letters
Plan Renewal Basis from throuqh from throuqh
---- ------------- ---- ------- ---- -------
Universal Life Plan 20 Years 9-01-83 -- A K
Univers-All Life II 20 Years 5-01-84 -- A K
Univers-All-III
(Form 2222) 10 Years 1-01-86 -- A K
Variable Universal Life
(Form 2221 0985) 10 Years 2-01-86 -- A K
Other Insured Rider 10 Years 2-01-86 -- A K*
Automatic Increase Rider 10 Years 2-01-86 -- A K
UniVers-All Life III
Employee Benefits (Unisex)
(Form 2212) 10 Years 11-01-86 -- A K
Flexible Premium Adjustable
Life (UL88 & UL88EB) 10 Years 8-01-88 -- A K
Flexible Premium Variable
Adjustable Life (VUL88 &
VUL88EB) 10 Years 8-01-88 -- A K
B. Continuations of the REINSURED'S issues to any of the plans listed above,
provided the original policy was reinsured with the LINCOLN under this or
another reinsurance agreement.
Revision No. 13
SCHEDULE D, PART VII
(Effective August 1, 1988)
Reinsurance Premium Rates
Flexible Premium Adjustable Life (UL88 & UL88EB)
Flexible Premium Variable Adjustable Life (VUL88 & VUL88EB)
The reinsurance premium for the first $5,000,000 of reinsurance on any one life
shall be the attached cost of insurance rates charged the insured per thousand
of the net amount at risk times the following percentages:
Policy Year
Plan 1 2-10 11+
---- - ---- ---
Flexible Premium Adjustable Life (UL88) and
Flexible Premium Variable Adjustable Life (VUL88) 0% 57% 67%
Flexible Premium Adjustable Life (UL88EB) and
Flexible Premium Variable Adjustable Life (VUL88EB) 0% 61% 71%
Substandard Risks
The substandard table-extra reinsurance premium shall be the number of tables
assessed the risk times 25% of the attached appropriate standard rates times the
above percentages.
For reinsurance in excess of $5,000,000 on any one life the rates labeled "F5H3,
NONSMOKERS," "H3, SMOKER," and "H4, SUBSTANDARD," under the Risk Premium
Reinsurance Agreement between the REINSURED and the LINCOLN, effective January
1, 1982, shall apply.
Revision No. 13
SCHEDULE D, PART VII (Continued)
Waiver of Premium Disability, Payor Benefits, and Accidental Death Benefits
---------------------------------------------------------------------------
The premium which the REINSURED charges the insured on the amount reinsured less
total allowances of 75% first year and 10% in renewal years.
Automatic Increase Rider
------------------------
The reinsurance premium in each policy year shall be the following percentages
of the cost of insurance rates charged the insured based on the original issue
age and attained duration of the policy.
Policy Year
Plan 1 2-10 11+
---- - ---- ---
Flexible Premium Adjustable Life (UL88) and
Flexible Premium Variable Adjustable Life (VUL88) 0% 64% 74%
Flexible Premium Adjustable Life (UL88EB) and
Flexible Premium Variable Adjustable Life (VUL88EB) 0% 68% 78%
Revision No. 13
Flexible Premium Adjustable Life Insurance
CURRENT TERM CHARGES FOR DURATIONS 1-10
UL88EB/VUL88EB
ATT
AGE ALL
=== ====
0 1.01
1 .99
2 .95
3 .93
4 .90
5 .85
6 .81
7 .77
8 .74
9 .73
10 .74
11 .79
12 .88
13 1.01
14 1.14
15 1.26
16 1.36
17 1.44
18 1.50
19 1.53
ATT
AGE SMOKER NS
=== ====== ======
20 1.55 1.55
21 1.62 1.53
22 1.68 1.51
23 1.73 1.48
24 1.78 1.46
25 1.81 1.42
26 1.86 1.40
27 1.92 1.39
28 1.93 1.38
29 1.97 1.39
30 2.02 1.40
31 2.09 1.43
32 2.17 1.47
33 2.29 1.53
34 2.42 1.59
35 2.58 1.67
36 2.77 1.76
37 3.01 1.88
38 3.28 2.01
39 3.58 2.14
40 3.94 2.31
41 4.31 2.49
42 4.73 2.68
43 5.17 2.88
44 5.65 3.10
45 6.16 3.34
46 6.69 3.60
47 7.26 3.89
48 7.87 4.20
49 8.54 4.54
50 9.29 4.92
51 9.77 5.22
52 10.31 5.57
53 10.87 5.94
54 11.43 6.29
55 11.98 6.64
56 12.74 7.25
57 13.47 7.87
58 14.21 8.58
59 14.98 9.32
60 15.79 10.15
61 16.90 10.97
62 18.17 11.89
63 19.54 12.87
64 20.96 13.93
65 22.38 14.94
66 23.63 16.13
67 24.80 17.28
68 25.92 18.42
69 27.13 19.61
70 28.45 20.89
71 30.90 22.50
72 33.62 24.27
73 36.60 26.15
74 39.81 28.07
75 43.23 29.90
76 47.00 33.06
77 50.79 36.38
78 54.65 39.88
79 58.71 43.68
80 63.11 47.87
81* 67.99 52.60
82* 73.40 57.95
83* 79.32 63.90
84* 85.52 70.33
85* 91.84 77.13
86* 98.11 84.20
87* 104.55 91.45
88* 111.28 98.86
89* 118.03 106.54
* FOR RENEWAL ONLY
Flexible Premium Adjustable Life Insurance
CURRENT TERM CHARGES FOR DURATIONS 11+
UL88EB/VUL88EB
ATT
AGE ALL
=== ====
0
1
2
3
4
5
6
7
8
9
10 .54
11 .58
12 .62
13 .74
14 .86
15 1.01
16 1.16
17 1.29
18 1.39
19 1.45
ATT
AGE SMOKER NS
=== ====== ======
20 1.48 1.48
21 1.54 1.42
22 1.60 1.34
23 1.67 1.26
24 1.73 1.19
25 1.75 1.13
26 1.74 1.09
27 1.74 1.08
28 1.75 1.07
29 1.77 1.06
30 1.78 1.04
31 1.83 1.05
32 1.86 1.05
33 1.91 1.06
34 1.99 1.08
35 2.08 1.10
36 2.19 1.14
37 2.33 1.18
38 2.48 1.24
39 2.67 1.31
40 2.87 1.39
41 3.15 1.50
42 3.49 1.63
43 3.83 1.78
44 4.22 1.93
45 4.67 2.10
46 5.11 2.29
47 5.62 2.52
48 6.16 2.75
49 6.74 3.00
50 7.39 3.29
51 8.07 3.62
52 8.81 3.99
53 9.61 4.40
54 10.48 4.85
55 11.40 5.37
56 12.36 5.96
57 13.37 6.64
58 14.44 7.37
59 15.60 8.21
60 16.87 9.15
61 18.26 10.13
62 19.77 11.21
63 21.44 12.42
64 23.24 13.75
65 25.18 15.25
66 27.02 16.70
67 29.23 18.46
68 31.37 20.25
69 33.64 22.20
70 36.47 24.58
71 39.01 26.**
72 41.72 29.31
73 45.89 32.86
74 49.92 36.48
75 53.49 39.85
76 57.15 43.28
77 61.35 47.19
78 64.06 49.99
79 68.32 54.12
80 72.89 58.68
81 78.05 63.84
82 83.16 69.16
83 87.63 74.06
84 92.67 79.68
85 98.97 86.58
86 105.59 94.06
87 111.34 100.95
88 119.31 110.20
89 126.43 118.73
90 135.89 129.64
91 147.72 142.66
92 158.36 154.51
93 171.04 168.54
94 184.55 183.25
Form 5300 Current TERM CHARGES FOR DURATIONS 11+
UL88
ATT
AGE MALE FEMALE
=== ====== ======
0
1
2
3
4
5
6
7
8
9
10 .55 .48
11 .60 .50
12 .65 .51
13 .78 .57
14 .92 .61
15 1.09 .67
16 1.27 .72
17 1.42 .75
18 1.55 .76
19 1.62 .78
ATT ---MALE--- ---FEMALE---
AGE SMOKER NS SMOKER NS
=== ====== ====== ====== ======
20 1.65 1.65 .78 .78
21 1.72 1.59 .80 .76
22 1.79 1.49 .82 .76
23 1.88 1.39 .85 .75
24 1.94 1.30 .88 .74
25 1.96 1.23 .91 .73
26 1.94 1.18 .94 .73
27 1.93 1.16 .98 .75
28 1.93 1.15 1.02 .75
29 1.95 1.13 1.06 .78
30 1.96 1.11 1.08 .78
31 2.00 1.11 1.14 .79
32 2.03 1.11 1.18 .82
33 2.08 1.11 1.25 .85
34 2.16 1.13 1.32 .88
35 2.25 1.15 1.40 .92
36 2.36 1.18 1.50 .96
37 2.51 1.23 1.60 1.00
38 2.67 1.29 1.70 1.05
39 2.87 1.36 1.85 1.13
40 3.08 1.43 2.02 1.22
41 3.38 1.54 2.24 1.33
42 3.73 1.68 2.51 1.45
43 4.09 1.82 2.79 1.60
44 4.50 1.97 3.11 1.77
45 4.98 2.14 3.41 1.92
46 5.46 2.34 3.71 2.08
47 6.02 2.58 4.02 2.26
48 6.62 2.84 4.32 2.41
49 7.27 3.10 4.64 2.60
50 7.99 3.41 4.98 2.79
51 8.76 3.78 5.30 3.00
52 9.61 4.19 5.60 3.19
53 10.53 4.65 5.94 3.40
54 11.52 5.15 6.30 3.65
55 12.56 5.73 6.74 3.94
56 13.65 6.39 7.20 4.25
57 14.77 7.14 7.76 4.62
58 15.97 7.96 8.31 5.02
59 17.27 8.90 8.93 5.44
60 18.68 9.95 9.61 5.93
61 20.24 11.05 10.32 6.44
62 21.95 12.26 11.06 7.01
63 23.83 13.62 11.88 7.61
64 25.87 15.12 12.72 8.28
65 28.06 16.81 13.65 9.02
66 30.14 18.44 14.55 9.76
67 32.69 20.45 15.40 10.51
68 35.12 22.47 16.35 11.35
69 37.69 24.67 17.44 12.32
70 40.88 27.35 18.82 13.52
71 43.68 29.84 20.33 14.82
72 46.67 32.58 21.93 16.21
73 51.42 36.62 23.75 17.81
74 55.91 40.66 25.96 19.74
75 59.71 44.29 28.63 22.08
76 63.53 47.91 31.64 24.77
77 67.95 52.04 34.94 27.79
78 70.43 54.69 38.59 31.18
79 74.72 58.88 42.71 35.07
80 79.26 63.46 47.41 39.54
81 84.44 68.68 52.51 44.50
82 89.47 73.99 57.91 49.85
83 93.59 78.63 63.79 55.79
84 98.37 84.09 69.85 62.04
85 104.25 90.68 77.86 70.18
86 110.93 98.32 84.25 77.02
87 116.17 104.86 92.01 85.30
88 124.22 114.35 99.66 93.60
89 131.04 122.75 107.97 102.67
90 140.54 133.86 117.27 112.78
91 153.02 147.68 126.51 122.59
92 163.30 159.30 138.59 135.34
93 176.49 173.95 149.24 146.89
94 189.75 188.45 163.74 162.44
Form 5300 Current TERM CHARGES FOR DURATIONS 1-10
ATT
AGE MALE FEMALE
=== ====== ======
0 1.05 .86
1 1.03 .84
2 .99 .80
3 .97 .78
4 .93 .77
5 .88 .75
6 .83 .73
7 .78 .71
8 .75 .70
9 .74 .69
10 .75 .68
11 .81 .70
12 .92 .73
13 1.07 .77
14 1.22 .82
15 1.36 .86
16 1.48 .90
17 1.57 .93
18 1.63 .96
19 1.67 .99
ATT ---MALE--- ---FEMALE---
AGE SMOKER NS SMOKER NS
=== ====== ====== ====== ======
20 1.68 1.68 1.01 1.01
21 1.76 1.66 1.06 1.03
22 1.82 1.63 1.10 1.04
23 1.87 1.59 1.16 1.06
24 1.92 1.55 1.21 1.08
25 1.94 1.50 1.27 1.10
26 1.99 1.47 1.34 1.12
27 2.05 1.45 1.40 1.14
28 2.05 1.44 1.45 1.16
29 2.08 1.44 1.51 1.20
30 2.13 1.45 1.58 1.21
31 2.20 1.48 1.64 1.25
32 2.29 1.52 1.71 1.28
33 2.41 1.58 1.80 1.32
34 2.55 1.65 1.90 1.37
35 2.72 1.73 2.01 1.43
36 2.92 1.82 2.18 1.53
37 3.17 1.94 2.38 1.64
38 3.45 2.07 2.58 1.75
39 3.77 2.21 2.83 1.88
40 4.14 2.38 3.13 2.04
41 4.54 2.56 3.41 2.21
42 4.98 2.75 3.72 2.38
43 5.46 2.96 4.00 2.55
44 5.99 3.19 4.31 2.72
45 6.55 3.45 4.59 2.90
46 7.13 3.73 4.92 3.10
47 7.76 4.03 5.27 3.32
48 8.44 4.36 5.59 3.54
49 9.18 4.72 5.99 3.80
50 10.00 5.13 6.43 4.08
51 10.57 5.49 6.55 4.16
52 11.20 5.89 6.74 4.28
53 11.87 6.31 6.87 4.47
54 12.53 6.72 7.02 4.57
55 13.20 7.13 7.11 4.66
56 14.00 7.79 7.69 5.07
57 14.77 8.46 8.26 5.53
58 15.55 9.21 8.84 6.04
59 16.37 10.00 9.41 6.58
60 17.24 10.89 9.99 7.19
61 18.42 11.74 10.83 7.89
62 19.76 12.70 11.80 8.67
63 21.22 13.72 12.81 9.49
64 22.76 14.84 13.76 10.27
65 24.34 15.94 14.55 10.95
66 25.77 17.30 15.08 11.47
67 27.14 18.63 15.42 11.87
68 28.47 19.96 15.71 12.24
69 29.88 21.35 16.12 12.67
70 31.37 22.80 16.79 13.27
71 34.11 24.64 18.05 13.93
72 37.20 26.64 19.31 14.77
73 40.61 28.75 20.56 15.76
74 44.31 30.87 21.82 16.86
75 48.27 32.87 23.08 18.00
76 52.34 36.27 25.62 20.21
77 56.42 39.83 28.26 22.59
78 60.55 43.56 31.07 25.15
79 64.87 47.60 34.09 27.98
80 69.51 52.03 37.51 31.24
81 74.64* 57.01* 41.38* 34.96*
82 80.30* 62.63* 45.79* 39.23*
83 86.43* 68.85* 50.86* 44.10*
84 92.81* 75.56* 56.38* 49.41*
85 99.24* 82.62* 62.24* 55.19*
86 105.54* 89.91* 68.38* 61.36*
87 112.00* 97.34* 74.75* 67.91*
88 118.75* 104.37* 81.40* 74.84*
89 125.46* 112.62* 88.32* 82.20*
* FOR RENEWAL ONLY
EXHIBIT 2, Continued
VUL88 TERM CHARGES FOR DURATIONS 11+
ATT
AGE MALE FEMALE
=== ====== ======
0
1
2
3
4
5
6
7
8
9
10 .55 .48
11 .60 .50
12 .65 .51
13 .78 .57
14 .92 .61
15 1.09 .67
16 1.27 .72
17 1.42 .75
18 1.55 .76
19 1.62 .78
ATT ---MALE--- ---FEMALE---
AGE SMOKER NS SMOKER NS
=== ====== ====== ====== ======
20 1.65 1.65 .78 .78
21 1.72 1.59 .80 .76
22 1.79 1.49 .82 .76
23 1.88 1.39 .85 .75
24 1.94 1.30 .88 .74
25 1.96 1.23 .91 .73
26 1.94 1.18 .94 .73
27 1.93 1.16 .98 .75
28 1.93 1.15 1.02 .75
29 1.95 1.13 1.06 .78
30 1.96 1.11 1.08 .78
31 2.00 1.11 1.14 .79
32 2.03 1.11 1.18 .82
33 2.08 1.11 1.25 .85
34 2.16 1.13 1.32 .88
35 2.25 1.15 1.40 .92
36 2.36 1.18 1.50 .96
37 2.51 1.23 1.60 1.00
38 2.67 1.29 1.70 1.05
39 2.87 1.36 1.85 1.13
40 3.08 1.43 2.02 1.22
41 3.38 1.54 2.24 1.33
42 3.73 1.68 2.51 1.45
43 4.09 1.82 2.79 1.60
44 4.50 1.97 3.11 1.77
45 4.98 2.14 3.41 1.92
46 5.46 2.34 3.71 2.08
47 6.02 2.58 4.02 2.26
48 6.62 2.84 4.32 2.41
49 7.27 3.10 4.64 2.60
50 7.99 3.41 4.98 2.79
51 8.76 3.78 5.30 3.00
52 9.61 4.19 5.60 3.19
53 10.53 4.65 5.94 3.40
54 11.52 5.15 6.30 3.65
55 12.56 5.73 6.74 3.94
56 13.65 6.39 7.20 4.25
57 14.77 7.14 7.76 4.62
58 15.97 7.96 8.31 5.02
59 17.27 8.90 8.93 5.44
60 18.68 9.95 9.61 5.93
61 20.24 11.05 10.32 6.44
62 21.95 12.26 11.06 7.01
63 23.83 13.62 11.88 7.61
64 25.87 15.12 12.72 8.28
65 28.06 16.81 13.65 9.02
66 30.14 18.44 14.55 9.76
67 32.69 20.45 15.40 10.51
68 35.12 22.47 16.35 11.35
69 37.69 24.67 17.44 12.32
70 40.88 27.35 18.82 13.52
71 43.68 29.84 20.33 14.82
72 46.67 32.58 21.93 16.21
73 51.42 36.62 23.75 17.81
74 55.91 40.66 25.96 19.74
75 59.71 44.29 28.63 22.08
76 63.53 47.91 31.64 24.77
77 67.95 52.04 34.94 27.79
78 70.43 54.69 38.59 31.18
79 74.72 58.88 42.71 35.07
80 79.26 63.46 47.41 39.54
81 84.44 68.68 52.51 44.50
82 89.47 73.99 57.91 49.85
83 93.59 78.63 63.79 55.79
84 98.37 84.09 69.85 62.04
85 104.25 90.68 77.86 70.18
86 110.93 98.32 84.25 77.02
87 116.17 104.86 92.01 85.30
88 124.22 114.35 99.66 93.60
89 131.04 122.75 107.97 102.67
90 140.54 133.86 117.27 112.78
91 153.02 147.68 126.51 122.59
92 163.30 159.30 138.59 135.34
93 176.49 173.95 149.24 146.89
94 189.75 188.45 163.74 162.44
XXXXXXX 0
XXX00 XXXX CHARGES FOR DURATIONS 1-10
ATT
AGE MALE FEMALE
=== ====== ======
0 1.05 .86
1 1.03 .84
2 .99 .80
3 .97 .78
4 .93 .77
5 .88 .75
6 .83 .73
7 .78 .71
8 .75 .70
9 .74 .69
10 .75 .68
11 .81 .70
12 .92 .73
13 1.07 .77
14 1.22 .82
15 1.36 .86
16 1.48 .90
17 1.57 .93
18 1.63 .96
19 1.67 .99
ATT ---MALE--- ---FEMALE---
AGE SMOKER NS SMOKER NS
=== ====== ====== ====== ======
20 1.68 1.68 1.01 1.01
21 1.76 1.66 1.06 1.03
22 1.82 1.63 1.10 1.04
23 1.87 1.59 1.16 1.06
24 1.92 1.55 1.21 1.08
25 1.94 1.50 1.27 1.10
26 1.99 1.47 1.34 1.12
27 2.05 1.45 1.40 1.14
28 2.05 1.44 1.45 1.16
29 2.08 1.44 1.51 1.20
30 2.13 1.45 1.58 1.21
31 2.20 1.48 1.64 1.25
32 2.29 1.52 1.71 1.28
33 2.41 1.58 1.80 1.32
34 2.55 1.65 1.90 1.37
35 2.72 1.73 2.01 1.43
36 2.92 1.82 2.18 1.53
37 3.17 1.94 2.38 1.64
38 3.45 2.07 2.58 1.75
39 3.77 2.21 2.83 1.88
40 4.14 2.38 3.13 2.04
41 4.54 2.56 3.41 2.21
42 4.98 2.75 3.72 2.38
43 5.46 2.96 4.00 2.55
44 5.99 3.19 4.31 2.72
45 6.55 3.45 4.59 2.90
46 7.13 3.73 4.92 3.10
47 7.76 4.03 5.27 3.32
48 8.44 4.36 5.59 3.50
49 9.18 4.72 5.99 3.80
50 10.00 5.13 6.43 4.08
51 10.57 5.49 6.55 4.16
52 11.20 5.89 6.74 4.28
53 11.87 6.31 6.87 4.47
54 12.53 6.72 7.02 4.57
55 13.20 7.13 7.11 4.66
56 14.00 7.79 7.69 5.07
57 14.77 8.46 8.26 5.53
58 15.55 9.21 8.84 6.04
59 16.37 10.00 9.41 6.58
60 17.24 10.89 9.99 7.19
61 18.42 11.74 10.83 7.89
62 19.76 12.70 11.80 8.67
63 21.22 13.72 12.81 9.49
64 22.76 14.84 13.76 10.27
65 24.34 15.94 14.55 10.95
66 25.77 17.30 15.08 11.47
67 27.14 18.63 15.42 11.87
68 28.47 19.96 15.71 12.24
69 29.88 21.35 16.12 12.67
70 31.37 22.80 16.79 13.27
71 34.11 24.64 18.05 13.93
72 37.20 26.64 19.31 14.77
73 40.61 28.75 20.56 15.76
74 44.31 30.87 21.82 16.86
75 48.27 32.87 23.08 18.00
76 52.34* 36.27* 25.62* 20.21*
77 56.42* 39.83* 28.26* 22.59*
78 60.55* 43.56* 31.07* 25.15*
79 64.87* 47.60* 34.09* 27.98*
80 69.51* 52.03* 37.51* 31.24*
81 74.64* 57.01* 41.38* 34.96*
82 80.30* 62.63* 45.79* 39.23*
83 86.43* 68.85* 50.86* 44.10*
84 92.81* 75.56* 56.38* 49.41*
* FOR RENEWAL ONLY
