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EXHIBIT 4-10
FIRST AMENDMENT TO TRUST AGREEMENT BETWEEN
FIDELITY MANAGEMENT TRUST COMPANY AND
THE DETROIT EDISON COMPANY
THIS FIRST AMENDMENT, dated as of the first day of February, 1995, by
and between Fidelity Management Trust Company (the "Trustee") and The Detroit
Edison Company (the "Sponsor");
WITNESSETH:
WHEREAS, the Trustee and the Sponsor heretofore entered into a trust
agreement dated June 30, 1994, with regard to The Detroit Edison Savings &
Investment Plan, The Detroit Edison Savings & Investment Plan for Employees
Represented by Local 17 of the International Brotherhood of Electrical Workers,
and The Detroit Edison Savings & Investment Plan for Employees Represented by
Local 223 of the Utility Workers Union of America (collectively and
individually, the "Plan"); and
WHEREAS, the Trustee and the Sponsor now desire to amend said master
trust agreement as provided for in Section 14 thereof;
NOW THEREFORE, in consideration of the above premises the Trustee and
the Sponsor hereby amend the trust agreement by:
(1) Amending Schedule "A" by inserting a new item under "Other", to
read as follows:
Participants may initiate the in-service withdrawal process via
telephone as directed and approved by the Sponsor. The Trustee
will forward to the participant the 402(f) notice along with
the withdrawal application and rollover election form.
(2) Amending and restating the Annual Participant Fee on Schedule
"B" to read as follows:
Annual Participant Fee $7.00 per Participant*, billed
and payable quarterly by the
Sponsor. The reduction in the
annual participant fee will be
subject to revision if the
number of in-service withdrawals
differs significantly from 600
per year.
(3) Amending Schedule "B" to reflect the Withdrawal Fee, as follows:
Withdrawal By Phone Fee $20.00 per withdrawal, billed
and payable quarterly by the
Sponsor (no charge for
hardships, full distributions,
and terminations).
IN WITNESS WHEREOF, the Trustee and the Sponsor have caused this First
Amendment to be executed by their duly authorized officers effective as of the
day and year first above written.
THE DETROIT EDISON COMPANY FIDELITY MANAGEMENT TRUST
COMPANY COMPANY
By /s/ 1/31/95 By /s/ 2/10/95
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Xxxx X. Xxxxxx Date Vice President Date
