CUSIP No. 00000X000 Page 20 of 21 Pages
EXHIBIT 1
JOINT FILING AGREEMENT
Pursuant to Rule 13d-1(f)(1) under the Securities Exchange Act of
1934, as amended, the undersigned hereby agree that the Schedule 13D to which
this Joint Filing Agreement is being filed as an exhibit shall be a joint
statement filed on behalf of each of the undersigned.
Date: October 31, 2001
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FINANCIAL EDGE FUND, L.P.
By: PL CAPITAL, LLC
General Partner
By: /s/ Xxxx Xxxxxx /s/ Xxxxxxx Xxxxxxx
Xxxx Xxxxxx Xxxxxxx Xxxxxxx
Managing Member Managing Member
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FINANCIAL EDGE-STRATEGIC FUND, L.P.
By: PL CAPITAL, LLC
General Partner
By: /s/ Xxxx Xxxxxx /s/ Xxxxxxx Xxxxxxx
Xxxx Xxxxxx Xxxxxxx Xxxxxxx
Managing Member Managing Member
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PL CAPITAL, LLC
By: /s/ Xxxx Xxxxxx /s/ Xxxxxxx Xxxxxxx
Xxxx Xxxxxx Xxxxxxx Xxxxxxx
Managing Member Managing Member
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GOODBODY/PL CAPITAL, L.P.
By: GOODBODY/PL CAPITAL, LLC
General Partner
By:/s/Xxxx Xxxxxx /s/ Xxxxxxx Xxxxxxx /s/ Xxxxxxx Xxxxxxxx
Xxxx Xxxxxx Xxxxxxx Xxxxxxx Xxxxxxx Xxxxxxxx
Managing Member Managing Member Managing Member
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CUSIP No. 00000X000 Page 21 of 21 Pages
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GOODBODY/PL CAPITAL, LLC
By:/s/ Xxxx Xxxxxx /s/ Xxxxxxx Xxxxxxx /s/ Xxxxxxx Xxxxxxxx
Xxxx Xxxxxx Xxxxxxx Xxxxxxx Xxxxxxx Xxxxxxxx
Managing Member Managing Member Managing Member
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ARCHIMEDES OVERSEAS, LTD
By: GOODBODY/PL CAPITAL, LLC
By:/s/ Xxxx Xxxxxx /s/ Xxxxxxx Xxxxxxx /s/ Xxxxxxx Xxxxxxxx
Xxxx Xxxxxx Xxxxxxx Xxxxxxx Xxxxxxx Xxxxxxxx
Managing Member Managing Member Managing Member
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By: /s/ Xxxx Xxxxxx
Xxxx Xxxxxx
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By: /s/ Xxxxxxx Xxxxxxx
Xxxxxxx Xxxxxxx
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By: /s/ Xxxxxxx Xxxxxxxx
Xxxxxxx Xxxxxxxx
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