ADVANCE SCHEDULE No. 03 Date: November 7 , 2007

EXHIBIT
10.31
 
ADVANCE
SCHEDULE
No.
03
 
Date:
November   
 7    , 2007

This
Advance Schedule (the "Schedule") is issued
pursuant to and is subject to all terms and conditions of the Credit Card
Receivables Advance Agreement, dated as of March 13, 2007 (as amended from time
to time in accordance with its terms, the "Master Agreement"),
between CREDIT CASH, LLC (the "Lender") and ABLE
OIL COMPANY (the "Merchant").
Capitalized terms used and not defined in this Schedule have the meanings given
to them in the Master Agreement.
 
The
Merchant has requested that the Lender make an Advance to the Merchant, and the
Lender is willing to make such Advance, in each case subject to the following
terms and conditions:
 
            1.
            The Advance Amount
      is: $600,000.00
          
                  2.

            The Collection
      Amount of this Advance Schedule No. 03 is $640,000.00. The outstanding
      balance of Advance Schedule No. 02 as of November 6, 2007 is in the amount
      of $296,356.56. The proceeds of the Advance Amount are to be used to 1)
      payoff in full the outstanding balance of Advance Schedule No. 2 and 2)
      remit the remaining balance of the Advance Amount to
    Merchant.

            3.
            The
      Collection Date for all Loans is June 7, 2008.
          
            4.
            The Collection
      Account Bank and Collection Account are as
follows:
          
                    Bank
      name:

                    North
      Fork Bank
0000
      Xxxxxxxx
Xxx Xxxx, XX 00000

              Routing/ABA
      Number:
                    000000000

              Account Name to
      credit:
              Able Oil
      Company
            
              Account Number to
      credit:
              2744061470
            
                5.
                      The
      Merchant agrees to repay the Advance Amount by remitting (or causing to be
      remitted) to the Lender, on or before the Collection Date, the Collection
      Amount. If the Collection Amount is remitted to the Lender before the
      Collection Date, the Merchant shall not be entitled to any refund or other
      compensation. If the Collection Amount is not remitted to the Lender by
      the Collection Date, Merchant may be subject to extension fees as set
      forth in the Master Agreement..

                6.
                The Merchant grants
      to the Lender a security interest in the Collection Account (including,
      without limitation, all Credit Card Receivables and/or proceeds thereof at
      any time deposited therein) to secure the Merchant's obligation to pay the
      Collection Amount and to secure all other existing and future obligations
      of the Merchant to the Lender.

                7.
                The Merchant
      reaffirms all terms, conditions and agreements set forth in the Master
      Agreement and any Related Agreements and further represents and warrants
      to the Lender that all representations and warranties made by the Merchant
      in the Master Agreement and any Related Agreements entered into on or
      before the date hereof are true and correct on the date hereof as if made
      on the date hereof.

This
Schedule may be executed in counterparts. Each counterpart shall be deemed an
original but all of which together shall constitute one and the same instrument.
An executed facsimile of this Schedule shall be deemed to be a valid and binding
agreement between the parties hereto.
 
            Agreed to:
             
            CREDIT CASH,
      LLC
            ABLE OIL
      COMPANY
          
                  By:
      /s/ Xxxx
      Xxxxxx

                  By:
      /s/ Xxxxxxxxxxx
      Xxxxxx

            Name: Xxxx
      Xxxxxx
            Name: Xxxxxxxxxxx
      Xxxxxx
          
            Title: President
            Title: President
          
            STATE
      OF NEW YORK
 
COUNTY
      OF NEW YORK

                  )
)ss.:
)

On
this    7  
 day of November 2007 before me personally appeared Xxxx Xxxxxx, personally known
to me or proved to me on the basis of satisfactory evidence to be the individual
whose name is subscribed to the within instrument and acknowledged to me that
he/she is the Managing Member and president of CREDIT CASH, LLC, the company
herein described and that he/she executed the same in his/her capacity as an
officer of said company, and that he/she signed the instrument by order of the
members of said company.
 
                  /s/
      Xxxxx Xxxxxxxxx
NOTARY
      PUBLIC

            XXXXX
      XXXXXXXXX

            STATE
      OF NJ

            )

            Notary Public - State of
      New
      York

            )ss.:

            No.
      02R16123649

            COUNTY
      OF Xxxxxx

            )

            Qualified in Westchester
      County

            Commission
      Expires March 7, 2009

On
this     7   
 day of November 2007 before me personally appeared Xxxxxxxxxxx Xxxxxx, personally
known to me or proved to me on the basis of satisfactory evidence to be the
individual whose name is subscribed to the within instrument and acknowledged to
me that he/she is the President of ABLE OIL COMPANY, the corporation herein
described and that he/she executed the same in his/her capacity as an officer of
said corporation, and that he/she signed the instrument by order of the board of
directors of said corporation.
 
            /s/
      Xxxxxxx Xxxxxxxxxx
NOTARY PUBLIC
 
Xxxxxxx
      Xxxxxxxxxx
Notary Public of New
      Jersey
Commission
      Expires 4/11/08

Document Metadata

Table of Contents

ADVANCE SCHEDULE No. 03 Date: November 7 , 2007

Document Metadata

	1.	The Advance Amount is: $600,000.00

	2.	The Collection Amount of this Advance Schedule No. 03 is $640,000.00. The outstanding balance of Advance Schedule No. 02 as of November 6, 2007 is in the amount of $296,356.56. The proceeds of the Advance Amount are to be used to 1) payoff in full the outstanding balance of Advance Schedule No. 2 and 2) remit the remaining balance of the Advance Amount to Merchant.

	3.	The Collection Date for all Loans is June 7, 2008.

	4.	The Collection Account Bank and Collection Account are as follows:

	Bank name:	North Fork Bank 0000 Xxxxxxxx Xxx Xxxx, XX 00000
	Routing/ABA Number:	000000000
	Account Name to credit:	Able Oil Company
	Account Number to credit:	2744061470

	5.	The Merchant agrees to repay the Advance Amount by remitting (or causing to be remitted) to the Lender, on or before the Collection Date, the Collection Amount. If the Collection Amount is remitted to the Lender before the Collection Date, the Merchant shall not be entitled to any refund or other compensation. If the Collection Amount is not remitted to the Lender by the Collection Date, Merchant may be subject to extension fees as set forth in the Master Agreement..

	6.	The Merchant grants to the Lender a security interest in the Collection Account (including, without limitation, all Credit Card Receivables and/or proceeds thereof at any time deposited therein) to secure the Merchant's obligation to pay the Collection Amount and to secure all other existing and future obligations of the Merchant to the Lender.

	7.	The Merchant reaffirms all terms, conditions and agreements set forth in the Master Agreement and any Related Agreements and further represents and warrants to the Lender that all representations and warranties made by the Merchant in the Master Agreement and any Related Agreements entered into on or before the date hereof are true and correct on the date hereof as if made on the date hereof.

Agreed to:

CREDIT CASH, LLC	ABLE OIL COMPANY

By: /s/ Xxxx Xxxxxx	By: /s/ Xxxxxxxxxxx Xxxxxx
Name: Xxxx Xxxxxx	Name: Xxxxxxxxxxx Xxxxxx
Title: President	Title: President

		/s/ Xxxxx Xxxxxxxxx NOTARY PUBLIC

		XXXXX XXXXXXXXX
STATE OF NJ	)	Notary Public - State of New York
	)ss.:	No. 02R16123649
COUNTY OF Xxxxxx	)	Qualified in Westchester County
		Commission Expires March 7, 2009