EXHIBIT 4(w)
FOURTH JOINT AMENDMENT TO
AGREEMENT TO PROVIDE INSURANCE;
DISBURSEMENT REQUEST AND AUTHORIZATION;
PROMISSORY NOTE; AND
LOAN AND SECURITY AGREEMENT
This Fourth Joint Amendment to Agreement to Provide Insurance; Disbursement
Request and Authorization; Promissory Note; and Loan and Security Agreement
is entered into this 5th day of February 1998, by and between PC Quote,
Inc., a Delaware corporation ("PC Quote") and PICO Holdings, Inc., a
California corporation ("PICO").
WHEREAS, PC Quote and PICO are parties to that certain Agreement to Provide
Insurance; Disbursement Request and Authorization; Promissory Note; and Loan
and Security Agreement, as amended August 8, 1997 and September 22, 1997
and December 30, 1997 (collectively, the "Definitive Agreements").
NOW, THEREFORE, for good and valuable consideration, the receipt of which is
hereby acknowledged, PC Quote and PICO hereby agree to amend the Definitive
Agreements as follows:
I. PROMISSORY NOTE DATED MAY 5, 1997, AMENDED AUGUST 8, 1997,
SEPTEMBER 22, 1997 AND DECEMBER 30, 1997.
The Amended Promissory Note is hereby again amended as follows:
A. In the second paragraph, on the third line delete "January 31,
1998" and insert "February 28, 1998."
II. Except as expressly provided herein, all of the terms and provisions of
the Definitive Agreements shall remain in full force and effect.
III. This Fourth Joint Amendment may be executed in multiple counterparts,
each of which shall be deemed an original and all of which together
shall constitute one and the same instrument.
IN WITNESS WHEREOF, the parties have executed this Fourth Joint Amendment as
of the date first written above.
PC QUOTE, INC.
By:
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Its:
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PICO HOLDINGS, INC.
By:
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Its:
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