February 27, 2003 First Investors Management Company, Inc. 95 Wall Street New York, New York 10005-4297 Re: First Investors Multi-State Insured Tax Free Fund ------------------------------------------------- Dear Sir/Madam: We hereby consent to the...

                            XXXXXX XXXX & XXXXXX LLP

                         A LIMITED LIABILITY PARTNERSHIP

                               TWO STAMFORD PLAZA

                              000 XXXXXXX XXXXXXXXX

                        XXXXXXXX, XXXXXXXXXXX 00000-0000               FACSIMILE

                                -----------------                 (000) 000-0000

                                 (000) 000-0000               xxx.xxxxxxxxxx.xxx




                                February 27, 2003


First Investors Management Company, Inc.
00 Xxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000-0000

                  Re:  First Investors Multi-State Insured Tax Free Fund
                       -------------------------------------------------

Dear Sir/Madam:

       We hereby consent to the use of our name and the reference to our firm in
Post-Effective Amendment No. 28 to the Registration Statement on Form N-1A of
First Investors Multi-State Insured Tax Free Fund and the related Prospectus and
Statement of Additional Information.

                                         Very truly yours,

                                         XXXXXX XXXX & XXXXXX LLP


                                         By:  /s/ Xxxxxxx Xxxxxxx
                                              ----------------------------------
                                              Member of the Firm