SUBSEQUENT TRANSFER AGREEMENT
First Alliance Mortgage Company, the "Company", and in its capacity as
servicer of the Trust, the "Servicer", and First Alliance Mortgage Loan Trust
1997-2, as the "Purchaser", pursuant to the Pooling and Servicing Agreement
dated as of June 1, 1997, (the "Pooling and Servicing Agreement") among the
Company, the Servicer, and The Chase Manhattan Bank, a New York banking
corporation, in its capacity as Trustee (the "Trustee"), hereby confirm their
understanding with respect to the sale by the Company and the purchase by the
Purchaser of those Mortgage Loans (the "Subsequent Mortgage Loans") listed on
the attached Schedules of Mortgage Loans.
Conveyance of Subsequent Mortgage Loans. As of June 30, 1997 (the
"Subsequent CutOff Date"), the Company does hereby irrevocably transfer, assign,
setover and otherwise convey to the Purchaser, without recourse (except as
otherwise explicitly provided for herein) all right, title and interest in and
to any and all benefits accruing from the Subsequent Mortgage Loans which are
delivered to the Custodian on behalf of the Trustee herewith (and all
substitutions therefor as provided by Sections 3.3, 3.4 and 3.6 of the Pooling
and Servicing Agreement), together with the related Subsequent Mortgage Loan
documents and the interest in any Property which secured a Subsequent Mortgage
Loan but which has been acquired by foreclosure or deed in lieu of foreclosure,
and all payments thereon and proceeds of the conversion, voluntary or
involuntary, of the foregoing; and proceeds of all the foregoing (including, but
not by way of limitation, all proceeds of any mortgage insurance, hazard
insurance and title insurance policy relating to the Subsequent Mortgage Loans,
cash proceeds, accounts, accounts receivable, notes, drafts, acceptances,
chattel paper, checks, deposit accounts, rights to payment of any and every
kind, and other forms of obligations and receivables which at any time
constitute all or part of or are included in the proceeds of any of the
foregoing). The Company shall deliver the original Mortgage or mortgage
assignment with evidence of recording thereon (except as otherwise provided by
the Pooling and Servicing Agreement) and other required documentation in
accordance with the terms set forth in Sections 3.5 and 3.8 of the Pooling and
Servicing Agreement.
The costs relating to the delivery of the documents specified in this
Subsequent Transfer Agreement and the Pooling and Servicing Agreement shall be
borne by the Company.
The Company hereby affirms the representations and warranties set forth in
the Pooling and Servicing Agreement that relate to the Company and the
Subsequent Mortgage Loans as of the date hereof. The Company hereby delivers
notice and confirms that each of the conditions set forth in Section 3.8(b),
3.8(c) and 3.8(d) to the Pooling and Servicing Agreement are satisfied as of the
date hereof.
All terms and conditions of the Pooling and Servicing Agreement are hereby
ratified, confirmed and incorporated herein, provided that in the event of any
conflict the provisions of this Subsequent Transfer Agreement shall control over
the conflicting provisions of the Pooling and Servicing Agreement.
Terms capitalized herein and not defined herein shall have their respective
meanings as set forth in the Pooling and Servicing Agreement.
FIRST ALLIANCE MORTGAGE THE CHASE MANHATTAN BANK
COMPANY, as the Company as Trustee for First Alliance Mortgage
Loan Trust 1997-2
By:/s/ Xxxx Xxxxx By:/s/ Xxxxxx Xxxxx
----------------------------------- -----------------------------------
Name: Xxxx Xxxxx Name: Xxxxxx Xxxxx
Title: Executive Vice President Title: Trust Officer
FIRST ALLIANCE MORTGAGE Dated: June 30, 1997
COMPANY, as Servicer
By:/s/ Xxxx Xxxxx
-----------------------------------
Name: Xxxx Xxxxx
Title: Executive Vice President
EXHIBIT B
LOAN SCHEDULE -- GROUP I (FIXED)
Loan Lien Cut-Off
Number Property Address City ST Zip Pos Balance
--------------------------------------------------------------------------------------------------------------------------
106097 00000 XXXXXX XXXX XXXXXXXXXX XXXXX XX 00000 1 122,872.00
106099 00000 XXXXXX XX XXXXXXXX XXXXXX XX 00000 1 164,990.00
304217 0000 X. 000xx Xx. Xxx Xxxxxxx XX 00000 1 58,925.00
304220 2119-2121 So. Xxxx Xxxxx Xxxxxx XXX XXXXXXX XX 00000 2 46,172.00
304221 000-000 XXXX 00XX XXXXXX XXX XXXXXXX XX 00000 1 78,262.00
304224 00000 XXXXXXXX XXXXXX XXXXXXX XX 00000 1 84,906.00
304227 0000-0000 XXX XXXXXX XXXXXX XXXXXXXXX XX 00000 1 67,162.00
405416 0000 XXXXXXXXX XXXXX XXXXXXX XX 00000 1 109,990.00
405422 000 XXXXXX XXXXXX XXXXXXXXX XX 00000 1 50,390.00
405425 000 XXXXXXX XXXXXX XXX XXXXXXXXX XX 00000 1 47,100.00
405426 00 XXXXXXX XXXXX XXXXXXXX XXXX XX 00000 1 112,490.00
405428 0000 XXXXXX XXXXX XXXXXXXXX XX 00000 2 29,990.00
405430 000 XXXXX 00XX XXXXXX XXXXXXXX XX 00000 1 90,990.00
405431 0000 XXXXXX XXXXXX XXXXXXX XX 00000 1 68,342.00
405432 0000 XXXXXX XXXXXX XXX XXXXXXX XX 00000 1 60,581.00
505503 0000 XXXXXX XXXXXX XXX XXXXXXX XX 00000 1 66,855.00
505504 0000-0000 X. 00XX XXXXXX XXX XXXXXXX XX 00000 1 37,334.00
707082 000 XXXX 00XX XXXXXX XXX XXXXXXX XX 00000 2 23,716.00
707085 00000 XXXXXX XXXXX XXXXXXXX XX 00000 1 59,490.00
707090 0000 XXXXXXXXX XXXXXX XXXXXX XX 00000 1 106,384.00
806309 0000 XXXXXXXX XXXXX XXX XXXX XX 00000 1 94,827.00
806311 000 XXXXXXXXX XXX XXXXXXXX XX 00000 1 17,115.00
806318 0000 XXXXXXXXX XXXXXX XXX XXXX XX 00000 1 94,890.00
806321 0000 XXXXXXXXXXX XXX XXX XXXX XX 00000 1 129,628.00
806323 0000 XXXXX XXXXX XXX XXXX XX 00000 1 79,494.00
1301443 0000 XXXXXXXXX XX XX XXXXXXX XX 00000 1 44,334.00
1301448 0000 XXXXX XXXXXX XXXXX XX XXXXXXX XX 00000 1 72,140.00
1602417 00000 XX 000XX XX XXXXXX XX 00000 1 70,852.00
1602424 00000 0XX XXX X.X XXXXXXX XX 00000 1 63,015.00
1602430 0000 00XX XXX XX XXXXXXX XX 00000 1 83,220.00
1602431 00000 0XX XXX X XXXXXXX XX 00000 1 64,990.00
1602433 00000 000XX XXX XX XXXX XX 00000 1 73,549.00
1702830 0000 XXXXXX XXXXXXXXX XXXXXX XX 00000 1 93,030.00
2500211 00 XXXXXXX XXXX XXXXXXXXXX XX 00000 1 36,120.00
2700333 0000 XXXXXXXXXXXX XXX XXXX XXXX XXXX XX 00000 1 82,990.00
2700339 0000 XXXXXXXX XXXXX XXXX XXXXXX XX 00000 1 67,869.00
2700344 0000 X XXXXXXX XX XXXX XXXX XXXX XX 00000 1 90,810.00
2700347 000 XXXXX 000 XXXX XXXX XXXXXXXXX XX 00000 1 40,881.00
2700348 000 X 00XX XXX XXXX XXXX XXXX XX 00000 1 22,907.00
2700352 0000 XXXX XXXXXX XXX XXXX XXXXXX XX 00000 1 55,077.00
2900555 00 XXXXX XXXX XXXXXXX XX 00000 1 55,670.00
2900556 0000 X. XXXXXXXX XX XXXXXXXXX XX 00000 1 63,124.00
2900565 000 XXXX XXXXXXXX XX XXXXXXXXXXXX XX 00000 1 227,665.00
2900568 000 XXXXXXXXX XXX XXXXX XX 00000 1 101,025.00
3200516 0000 XXXXXXX XXXXX XXXX XXXXXX XX 00000 1 149,097.00
3200518 000 XXXXXXXX XXXXXX XXXXXXXX XX 00000 1 38,996.00
3200538 00 XXXXXXXXX XXXXXX XXXXXXXX XXXXXX XX 00000 1 25,890.00
3200541 000 X. XXXXX XXXXXXX XX. XXXXXXXXXXX XX 00000 1 78,321.00
3200553 00 XXXX XXXX XXXXXXXXX XX 00000 1 29,124.00
3300199 000 XXXXXXXXXX XXX XXXXXXXX XX 00000 1 148,484.00
3300209 00-00 00XX XXXXXX XXXX XXXXXX XXXX XX 00000 1 76,990.00
3300230 0000 XXX X XXXXXXXX XX 00000 1 136,379.00
3300237 69 - 00 XXXXX XX XXXXXX XXXXX XX 00000 1 66,537.00
3300245 0000 00XX XXXXXX XXXXXXXX XX 00000 1 56,553.00
3300246 000 00XX XXXXXX XXXXXXXX XX 00000 1 70,574.00
3500028 000 XXXXXXX XX. XXXXXX XX 00000 1 23,076.00
3600004 0000 XXXXXXX XX XXXXXXX XXXXXXX XX 00000 1 57,631.00
3800004 0000 XXXXXXX XX XXXXXXX XX 00000 1 59,668.00
3800019 0000 0XX XX XX XXXXXXXXXX XX 00000 1 81,890.00
3800025 0000 XXXXX XX XXXXXXXXX XX 00000 1 126,428.00
8301775 0000 XXXXXXXX XXXXXX XXXXXXXXXXXX XX 00000 1 33,000.00
--------------------------------------------------------------------------------------------------------------------------
TOTAL FIXED RATE LOANS: 61 4,570,801.00
Loan Current Current Mat Pmt Prop Occup Appraised Orig
Number Rate Pmt Date Type Type Type Value Type
---------------------------------------------------------------------------------------------------------------------------
106097 9.75 1,055.66 0/0/00 X X X 000,000 X
000000 10.99 1,569.99 8/1/27 A S P 256,000 F
304217 10.75 660.52 8/1/12 A S P 114,000 F
304220 10.75 431.01 8/1/27 A F P 145,000 F
304221 11.75 789.98 8/1/27 A F P 135,000 F
304224 9.99 744.48 8/1/27 A S P 138,000 F
304227 10.75 626.94 9/1/27 A F I 120,000 F
405416 9.99 964.43 8/1/27 A S P 278,000 F
405422 10.99 479.50 8/1/27 A S P 72,000 F
405425 11.75 475.43 8/1/27 A S P 203,000 F
405426 9.25 925.43 8/1/27 A S P 245,000 F
405428 14.95 418.71 9/1/12 A S P 305,000 F
405430 10.00 798.50 9/1/27 A S P 130,000 F
405431 10.00 599.75 9/1/27 A S P 126,000 F
405432 10.25 542.87 9/1/27 A S P 124,000 F
505503 10.25 599.09 8/1/27 A S P 134,000 F
505504 14.50 509.80 8/1/12 A F P 118,000 F
707082 12.50 269.45 8/1/17 A S P 78,000 F
707085 9.99 521.63 8/1/27 A S P 140,000 F
707090 10.25 953.31 8/1/27 A S P 200,000 F
806309 10.95 899.48 8/1/27 A S P 142,000 F
806311 11.75 185.48 8/1/17 A S P 206,000 F
806318 9.99 832.03 9/1/27 A S P 146,000 F
806321 10.99 1,337.12 9/1/17 A S P 178,000 F
806323 11.49 786.62 9/1/27 A S P 177,000 F
1301443 13.25 568.25 8/1/12 A S P 128,000 F
1301448 10.75 673.41 9/1/27 A S P 110,000 F
1602417 9.99 621.25 8/1/27 A S P 135,000 F
1602424 10.75 588.23 8/1/27 A S P 168,000 F
1602430 9.45 696.72 8/1/27 A S P 151,000 F
1602431 12.50 693.61 8/1/27 A S P 105,000 F
1602433 10.25 659.07 8/1/27 A S P 123,000 F
1702830 10.25 833.64 8/1/27 A S P 117,000 F
2500211 12.49 385.21 8/1/27 A S P 70,000 F
2700333 9.99 727.68 8/1/27 A S P 175,000 F
2700339 9.25 698.50 8/1/12 A S P 95,000 F
2700344 10.49 830.00 8/1/27 A S P 140,000 F
2700347 11.25 397.06 8/1/27 A S P 125,000 F
2700348 10.25 249.68 8/1/12 A S P 215,000 F
2700352 11.75 555.95 9/1/27 A S P 100,000 F
2900555 11.75 561.94 8/1/27 A S P 130,000 F
2900556 9.49 530.32 8/1/27 A S P 105,000 F
2900565 8.85 1,807.33 8/1/27 A S P 350,000 F
2900568 9.34 1,045.20 8/1/12 A S P 153,000 F
3200516 9.29 1,230.91 8/1/27 A S P 203,000 F
3200518 11.75 393.63 8/1/27 A S P 140,000 F
3200538 10.25 282.19 8/1/12 A S P 163,000 F
3200541 9.99 841.16 8/1/12 A S P 142,000 F
3200553 11.75 293.98 8/1/27 A S P 136,000 F
3300199 10.75 1,664.43 7/1/12 A F P 225,000 F
3300209 9.90 669.96 8/1/27 A S P 181,000 F
3300230 10.99 1,549.22 8/1/12 A S P 215,000 F
3300237 10.75 621.11 8/1/27 A S P 219,000 F
3300245 11.75 570.85 8/1/27 A F P 183,000 F
3300246 10.75 658.80 8/1/27 A F P 198,000 F
3500028 11.25 224.13 7/1/27 A S P 85,000 F
3600004 10.25 516.43 8/1/27 A S P 95,000 F
3800004 9.80 633.91 8/1/12 A S P 220,000 F
3800019 11.75 826.61 8/1/27 A S P 126,000 F
3800025 10.45 1,151.76 8/1/27 A S P 175,000 F
8301775 9.99 354.42 6/1/12 A S P 79,000 C
---------------------------------------------------------------------------------------------------------------------------
EXHIBIT B
LOAN SCHEDULE -- GROUP II (ADJUSTABLE)
Appra-
Loan Lien Cut-Off Current Current Mat Pmt Prop Occup ised Orig
Number Property Address City ST Zip Pos Balance Rate Pmt Date Type Type Type Value Type
------------------------------------------------------------------------------------------------------------------------------------
304223 000 XXXX 000XX XXXXXX XXXXXX XX 00000 1 101,989.00 7.75 730.66 2/1/27 A S P 150,000 F
304232 00000 XXXXXX XXXXXX XXXXXX XX 00000 1 90,932.00 9.85 787.93 3/1/27 A S P 130,000 F
304237 0000 XXXX 00XX XXXXXX XXX XXXXXXX XX 00000 1 60,495.00 8.75 475.91 3/1/27 A S P 131,000 F
405417 0000 00XX XXXXXX XXXXXXX XX 00000 1 74,896.00 9.50 629.77 2/1/27 A S P 125,000 F
405418 0000 XXXXXX XXXXX XXXXXXX XX 00000 1 59,247.00 8.75 466.10 2/1/27 A S P 125,000 F
405420 000 00XX XXXXXX XXXXXXX XX 00000 1 35,740.00 10.25 320.27 2/1/27 A F I 75,000 F
405423 249 MONTEGO XXX XXXXXX XX 00000 1 166,468.00 8.99 1,338.24 2/1/27 A S P 273,000 F
405427 000 XXXXXXXX XXXXXX XXX XXXXXXXXX XX 00000 1 122,966.00 8.75 967.37 3/1/27 A S P 257,000 F
405434 000 XXXXXX XXXXXX XXX XXXXXXXXX XX 00000 1 129,892.00 9.00 1,045.14 3/1/27 A S P 255,000 F
405438 0000 XXX XXXXXXX XXX XXXXXXX XX 00000 1 130,810.00 7.99 958.93 3/1/27 A F P 194,000 F
505497 000 XXXXX XXXXXXXX XXX XXX XXXXXXX XX 00000 1 194,853.00 10.15 1,731.61 2/1/27 A S P 310,000 F
505498 00000 XXXXX XX XXX XXXXXXX XX 00000 1 151,428.00 11.50 1,499.58 2/1/27 A S P 218,000 F
505506 00000 XXXXXXXX XXX XXX XXXXXXX XX 00000 1 64,328.00 7.99 471.57 2/1/27 A S P 150,000 F
505511 0000 00XX XXXXXX XXX XXXXXXX XX 00000 1 57,551.00 13.00 636.63 3/1/27 A S P 135,000 F
707078 0000 X XXXXX XXXXXX XXXXXX XX 00000 1 50,000.00 9.75 429.58 2/1/27 A S P 90,000 F
707083 000 XXXXXX XXXXX XXXXXXXXXX XX 00000 1 77,339.00 10.24 692.46 2/1/27 A S P 155,000 F
806310 0000 XXXXXXXXXX XXXXX XXX XXXX XX 00000 1 152,805.00 9.65 1,301.62 2/1/27 A S P 225,000 F
806312 000 XXXXXX XXX XXXXXX XX 00000 1 123,480.00 10.49 1,128.60 2/1/27 A S P 191,000 F
806313 00 XXXXXXXX XXXXXX XXXXXXXXXXX XX 00000 1 110,714.00 10.99 1,053.52 2/1/27 A S P 177,000 F
806314 0000 X. 00XX XXXXXX XXX XXXX XX 00000 1 22,281.00 10.00 239.43 2/1/12 A S P 112,000 F
806315 0000 XXXXXXX XXXXX XXX XXXX XX 00000 1 44,882.00 7.49 361.29 2/1/17 A S P 245,000 F
806316 0000 XXXX XXXXXX XXXX XXX XXXX XX 00000 1 129,481.00 9.75 1,112.44 2/1/27 A C P 185,000 F
806317 0000 XXXXXXX XXXX. XXXXXXXXXXX XX 00000 1 104,869.00 8.99 843.05 2/1/27 A S P 167,000 F
806322 000 XXXXXX XXXXXXX XXXX XXXXXXXXXXX XX 00000 1 134,573.00 9.49 1,130.58 3/1/27 A S P 215,000 F
806329 0000 XXXXXXXXX XXXXX XXX XXXX XX 00000 1 131,292.00 8.49 1,008.59 3/1/27 A C P 195,000 F
806330 0000 XXXXXXXXXX XXXXX XXX XXXX XX 00000 1 283,280.00 8.99 2,277.30 3/1/27 A S P 420,000 F
1301442 0000 XXXX XXXXXXXXXX XX XXXXXX XXXXXXX XX 00000 1 145,490.00 9.55 1,228.67 2/1/27 A S P 197,000 F
1602304 0000 X XXXXXX XX XXXXXXX XX 00000 1 122,885.00 7.99 900.83 2/1/27 A S P 225,000 F
1602404 0000 X.X. 00XX XX. XXXXXXX XX 00000 1 111,990.00 9.75 962.17 1/1/27 A S P 161,000 F
1602458 00000 00XX XXX X.X XXXXXXX XX 00000 1 92,245.00 8.49 708.63 3/1/27 A S P 132,000 F
1702838 000 XXXXX XXXXX XX. XXXXXX XX 00000 1 87,331.00 7.99 640.20 3/1/27 A S P 175,000 F
1803224 0000 X. 00XX XXXXXX XXXXXX XX 00000 1 81,886.00 7.99 782.07 2/1/12 A S P 157,000 F
1803226 0000 X. XXXXXXX XXXX
XXXXXX XXXXXXXXX XXXX XX 00000 1 66,671.00 9.49 695.79 2/1/12 A S P 179,000 F
1803228 0X000 XXXXXXX XXXXX
XXXXX XXXX #X XXXXXXXXXXX XX 00000 1 46,248.00 7.99 441.70 2/1/12 A C P 95,000 F
1803232 0000 X. XXXXXXXXX XXXXXX XXXXXXXX XX 00000 1 104,990.00 7.25 716.22 2/1/27 A S P 151,000 F
1803235 000 X. 00XX XXXXXX XXXXXXX XX 00000 1 42,208.00 7.49 294.84 2/1/27 A S P 99,000 F
1803236 0000 XXXXX XXXX XXX XXXXXX XX 00000 1 48,392.00 7.99 354.75 2/1/27 A S P 107,000 F
1803237 000 X. XXXXXXX XXXXXX XXXXXXXX XX 00000 1 51,796.00 7.99 494.69 2/1/12 A S P 280,000 F
1803240 000 XXXXXX XXXXXX. XXXX XXXXXXX XX 00000 1 60,656.00 9.25 499.00 3/1/27 A S P 113,000 F
1803242 0000 XXXXXX XXXXXX XXXXXXX XXXXX XX 00000 1 41,607.00 9.50 434.47 3/1/12 A S P 210,000 F
1803244 000 X. XXXXXXXX XXXX XXXXXXXXXXX XX 00000 1 54,486.00 7.99 399.42 3/1/27 A S P 118,000 F
1803246 000 XXXXXXXX XXXX XXXXXXXX XX 00000 1 73,182.00 7.99 698.94 3/1/12 A S P 112,000 F
1901960 0000 XX 00XX XXX XXXXX XX 00000 1 59,556.00 9.75 630.91 2/1/12 A S P 134,000 F
1901963 0000 XX 00XX XX XXXXX XX 00000 1 82,000.00 9.99 719.00 2/1/27 A S P 129,000 F
2101743 0000 XX XXXXXXXX XX XXXXXX XX 00000 1 103,783.00 12.75 1,127.80 1/1/27 A S P 165,000 F
2101749 0000 XX XXXXXXXX XXXXXX XXXXXXXX XX 00000 1 88,674.00 7.99 650.04 1/1/27 A S P 138,000 F
2101758 0000 XX XXXXXXXXX XX XXXXXXXX XX 00000 1 49,226.00 8.49 378.16 2/1/27 A S P 245,000 F
2101760 0000 XX 00XX XXX XXXXXXXX XX 00000 1 81,781.00 9.75 702.63 2/1/27 A S P 144,000 F
2101761 0000 XX XXXX XX XXXXXXXX XX 00000 1 33,104.00 8.99 266.12 2/1/27 A S P 113,000 F
2101762 0000 XX 00XX XXX XXXXXXXX XX 00000 1 51,263.00 9.25 421.73 2/1/27 A S P 114,000 F
2101772 0000 XX XXXXXX XXXX XXXXXXXXX XX 00000 1 70,404.00 7.99 516.11 3/1/27 A S P 133,000 F
2201580 0000 X. XXXXXX XXX. XXXXXXX XX 00000 1 80,164.00 9.49 673.48 2/1/27 A S P 140,000 F
2201581 000 XXXXXXXX XX. XXX XXXXX XXXXXXX XX 00000 1 30,014.00 11.99 308.50 2/1/27 A S P 140,000 F
2201582 0000 X. XXXXXXX XXXXXXX XX 00000 1 32,444.00 7.99 393.46 2/1/07 A S P 107,000 F
2201593 0000 X. XXXXXX XXX. XXXXXX XX 00000 1 83,901.00 10.99 798.37 3/1/27 A S P 150,000 F
2201594 00 XXXXXXX XXXX XX. #X XXXXXXXX XXXXXXX XX 00000 1 100,990.00 7.99 740.32 3/1/27 A C P 165,000 F
2401483 000 X.X. 00XX XX XXXX XXXXXXXXXX XX 00000 1 21,265.00 9.50 275.16 1/1/07 A S P 85,000 F
2500202 0000 XXXXXXXXXX XXXX XXXXX XX 00000 1 43,684.00 11.15 420.97 2/1/27 A S I 77,000 F
2500204 000 XXXXXXX XXXXXX XXXXX XX 00000 1 31,708.00 7.49 293.76 2/1/12 A S P 140,000 F
2500212 0000 XXXX 000XX XXXXXX XXXXXXXX XXXX XX 00000 1 79,826.00 7.99 585.18 2/1/27 A S P 110,000 F
2500218 000 XXXXX XXXXXXXX XXXX. XXXXXXXX XX 00000 1 91,191.00 10.55 837.57 2/1/27 A S P 114,000 F
2500219 0000 XXXXXX XXXX XXXXXX XX 00000 1 67,374.00 7.99 643.47 3/1/12 A S P 104,000 F
2600374 0000 X. XXXXX XX. XXXXXXXX XX 00000 1 125,444.00 8.49 1,234.56 2/1/12 A S P 200,000 F
2600380 00000 X 00XX XX XXXXXXX XX 00000 1 64,996.00 7.99 476.46 3/1/27 A S P 125,000 F
2700342 0000 X 0000 X. XXXX XXXX XXXX XX 00000 1 66,102.00 10.35 597.26 2/1/27 A S P 97,000 F
2700351 0000 XXXXXXXXX XXXXX XXXX XXXXXX XX 00000 1 55,190.00 11.99 567.27 3/1/27 A S P 105,000 F
2700355 000 X. 0000 X. XXXX XXXX XXXX XX 00000 1 50,000.00 8.50 492.37 3/1/12 A S P 90,000 F
2900547 00 X. XXXXX XXXX XXX XXXXXXXXXX XX 00000 1 49,990.00 13.95 590.34 1/1/27 A S S 124,000 F
2900559 000 XXXXXXXXX XX XXXXXXXXXX XX 00000 1 88,226.00 8.95 706.71 2/1/27 A S P 134,000 F
2900561 000 X. XXXX XXXXXX XXXXXX XX 00000 1 47,935.00 7.99 457.82 2/1/12 A S P 95,000 F
2900578 000 XXXXXX XXXX XXXXXXXXXX XXXXXX XX 00000 1 59,991.00 9.25 493.53 3/1/27 A S P 184,000 F
2900579 000 XXXX XXXXXX XXXXXXXXXX XX 00000 1 54,936.00 7.70 391.67 2/1/27 A S P 142,000 F
2900581 0000 XXXXXXXX XXXX XXXXXXX XX 00000 1 58,751.00 9.25 483.33 3/1/27 A S P 103,000 F
2900583 000 XXXXXXX XXXX XXXXXX XXXXX XX 00000 1 38,350.00 9.75 329.49 3/1/27 A S P 107,000 F
3100450 000 XXXXXXX XX XXXXXXXX XX 00000 1 30,001.00 10.50 274.43 1/1/27 A S P 173,000 F
3100460 000 XXXXX XX XXXXXX XX 00000 1 50,969.00 10.50 466.23 2/1/27 A S P 136,000 F
3100461 000 XXXXXX XX XXXXXXX XX 00000 1 76,458.00 9.25 629.00 2/1/27 A S P 131,000 F
3100463 000 XXXXXX XXX XXXXXX XXXX XX 00000 1 47,340.00 11.75 477.85 2/1/27 A S P 152,000 F
3100466 00 XXXXXXX XXX XXXXXXXXX XX 00000 1 103,619.00 8.25 778.45 2/1/27 A S P 160,000 F
3100467 00 XXXXXX XX XXXXXX XX 00000 1 184,486.00 9.50 1,551.26 0/0/00 X X X 000,000 X
0000000 00 XXXXXXXX XX XXXXXXXXXX XX 00000 1 59,460.00 10.75 555.05 2/1/27 A S P 189,000 F
EXHIBIT B
LOAN SCHEDULE -- GROUP II (ADJUSTABLE)
Appra-
Loan Lien Cut-Off Current Current Mat Pmt Prop Occup ised Orig
Number Property Address City ST Zip Pos Balance Rate Pmt Date Type Type Type Value Type
------------------------------------------------------------------------------------------------------------------------------------
3100474 00 XXXX XX XXXXXXXX XX 00000 1 47,141.00 8.75 471.15 2/1/12 A S P 189,000 F
3100475 00 XXXXXXXXX XXX XXXXXX XX 00000 1 42,803.00 10.75 399.56 2/1/27 A S P 131,000 F
3100479 00 XXXX XXXXXX XXXXXXX XX 00000 1 46,826.00 10.50 428.34 2/1/27 A S P 95,000 F
3100480 000 XXXX XX. XXXXXXX XX 00000 1 94,000.00 12.75 1,021.49 1/1/27 A S P 165,000 F
3100484 00 XXXXX XXXXX XX. XXXXXX XXXX XX 00000 1 59,110.00 11.00 562.92 2/1/27 A S P 101,000 F
3100488 000 XXXXXXX XX XXXXXXXXXX XX 00000 1 51,629.00 9.75 546.94 3/1/12 A S P 153,000 F
3100492 000 0/0 XXXXXX XX XXXXXX XX 00000 1 34,474.00 8.99 277.14 3/1/27 A S P 160,000 F
3100499 000 XXXXXXXX XXX XXXXXXXXX XX 00000 1 122,479.00 10.65 1,134.12 3/1/27 A S P 182,000 F
3200485 00 XXXXXXXX XXXXXX XXXXXXXXX XX 00000 1 59,378.00 7.99 435.28 1/1/27 A S P 195,000 F
3200523 000 XXXXXX XXXX XXXX XXXX XX 00000 1 179,358.00 9.99 1,572.67 2/1/27 A S P 270,000 F
3200527 00 XXXXXXXX XXXX XXXXX XX 00000 1 21,564.00 10.75 201.30 2/1/27 A S P 120,000 F
3200528 00 XXXXXXX XXX XXXX XXXXX XX 00000 1 70,747.00 9.50 594.88 2/1/27 A S P 135,000 F
3200530 000 XXXXXXXX XX XXX XXXX XXXX XX 00000 1 73,828.00 8.49 567.15 2/1/27 A S P 213,000 F
3200537 000 XXXXXXX XXXX XXXXXXXX XX 00000 1 41,536.00 7.99 396.70 2/1/12 A S P 179,000 F
3200542 0 XXXXX XXXXX XXXXXXXX XX 00000 1 63,905.00 9.25 657.71 1/1/12 A S P 212,000 F
3200546 000 XXXXXXX XXX XXXXXXXXX XX 00000 1 93,090.00 9.65 792.96 2/1/27 A S P 133,000 F
3200547 000 XXXXXXXX XXXXXXXXX XX 00000 1 52,352.00 10.25 469.13 2/1/27 A S P 86,000 F
3200549 00 XXXXXXXX XXXXXX XXXXXXXX XX 00000 1 86,087.00 8.75 677.25 2/1/27 A S P 175,000 F
3200550 00 XXXXXXXX XXXXXX XXXXXXXX XXXXXX XX 00000 1 95,326.00 7.99 698.80 2/1/27 A S P 159,000 F
3200551 000 XXXXXXX XX XXXXXXX XX 00000 1 57,689.00 9.75 495.64 2/1/27 A S P 198,000 F
3200557 00 XXXXXXXX XXX XXXXXXXXX XX 00000 1 125,290.00 9.99 1,098.58 0/0/00 X X X 000,000 X
0000000 000 XXXXXXX XXXXXX XXXX XXXXXXXXX XX 00000 1 84,187.00 9.99 738.18 3/1/27 A S I 170,000 F
3200560 00 XXXXXXXX XXXXXX XXXXXXXX XX 00000 1 51,334.00 8.25 498.01 3/1/12 A S P 149,000 F
3200564 00 XXXXXX XXX XXXXXXXXX XX 00000 1 33,478.00 11.25 325.16 2/1/27 A S P 135,000 F
3300183 0000 XXXXXXX XXXXXX XXXXXXXX XX 00000 1 126,052.18 8.80 996.73 12/1/26 A S P 215,000 F
3300224 000 XXXXXX XXXXX XXXXXXXX XX 00000 1 101,720.00 11.25 987.97 2/1/27 A S P 170,000 F
3300232 000-00 00XX XXX. XXXXXXX XX 00000 1 36,272.00 8.75 362.52 2/1/12 A S P 164,000 F
3300233 00-00 000XX XXXXXX XXXXX XXXX XX 00000 1 61,832.00 10.50 683.49 2/1/12 A S P 130,000 F
3300251 0000 XXX X XXXXXXXX XX 00000 1 102,790.00 12.75 1,117.01 2/1/27 A F P 250,000 F
3300254 0000 XXXX 00XX XXXXXX XXXXXXXX XX 00000 1 36,032.00 7.99 264.14 3/1/27 A F P 243,000 F
3400095 0 XXXXXXX XXXXX XXXXXXX XX 00000 1 48,610.00 12.75 528.24 1/1/27 A S P 187,000 F
3400107 00 X 00XX XX XXXXXX XX 00000 1 84,447.00 10.25 756.73 2/1/27 A S P 125,000 F
3400111 00 XXXX XXXXX XXXXXXX XXXX XX 00000 1 77,528.00 9.99 679.79 2/1/27 A S S 175,000 F
3400112 000 XXXXX XX XXXXXXXX XX 00000 1 99,504.00 8.99 799.92 2/1/27 A S P 145,000 F
(FRANKLIN TWP)
3400114 0 XXXXXX XXXXXX XXXXXXX XX 00000 1 122,840.00 8.75 1,227.72 2/1/12 A S P 189,000 F
3400117 0 XXXXXXXX XX XXXXXXXX XX 00000 1 23,399.00 11.49 273.20 2/1/12 A S P 126,000 F
3400121 00 XXXXXXXX XXXX XXXXX XX 00000 1 40,827.00 8.75 408.04 2/1/12 A S P 140,000 F
3400124 000 XXXXXXXXXX XXXX XXXXXX XX 00000 1 57,000.00 8.49 560.97 2/1/12 A S P 138,000 F
3400126 00 XXXXX XX XXXXXXXX XX 00000 1 75,537.00 9.25 621.42 2/1/27 A S P 126,000 F
3400127 000 XXXXXXX XXXXXX XXXXXX XX 00000 1 20,486.00 10.75 229.64 2/1/12 A S P 121,000 F
3400132 000 XXXXXXXX XXX XXXXXXXXXX XX 00000 1 39,898.00 9.99 349.84 2/1/27 A S P 131,000 F
3400135 0000 X XXXXX XXXXXXX XXX XXXXXX XX 00000 1 45,217.00 10.75 422.09 2/1/27 A F P 181,000 F
3400141 0 XXXXX XXXXX XXX XXXXXX XX 00000 1 88,161.00 8.49 677.26 2/1/27 A S P 214,000 F
3400148 000 XXXXXXX XXXXXX XXXXX XXXXXXXXXX XX 00000 1 81,843.00 7.99 599.96 3/1/27 A S P 137,000 F
3400149 0000 XXXXXXXXXX XX XXXXXXXXX XX 00000 1 77,990.00 8.49 599.12 3/1/27 A S I 130,000 F
3500019 000 XXXXXX XX. XXXXXXXXX XX 00000 1 122,756.00 8.99 986.84 1/1/27 A S P 216,000 F
3500020 00 XXXXXXX XXXXXX XXXX XX 00000 1 49,797.00 10.75 464.85 1/1/27 A S P 105,000 F
3500026 0 XXXXXX XX. XXXXX XX 00000 1 26,359.00 10.50 241.12 1/1/27 A S P 168,000 F
3500027 000 XXXXXXXX XX. XXXXXXXXX XX 00000 1 72,573.00 10.25 650.33 1/1/27 A S P 121,000 F
3500031 000 XXXXXXXXXX XXX. XXXXXX XX 00000 1 31,597.00 11.25 306.89 1/1/27 A S P 135,000 F
3500037 166 - 000 XXXXXXX XX. XXXXXXX XX 00000 1 74,309.00 10.75 693.66 2/1/27 A S P 126,000 F
3500039 00 XXXXXX XX. XXXXXXXXXX XX 00000 1 59,373.00 11.75 599.32 2/1/27 A F P 126,000 F
3500042 00 XXXXXXXXX XX. XXXXXX XX 00000 1 72,159.00 9.25 593.63 2/1/27 A S P 132,000 F
3500046 00 XXXXXXXX XX XXXXXX XX 00000 1 45,568.00 9.75 391.50 2/1/27 A F P 144,000 F
3500051 00 XXXXXXXX XXXX. XXXXXXXXX XX 00000 1 59,541.00 10.25 533.55 2/1/27 A S P 146,000 F
3500052 000 XXXXX XX. XXXXXX XX 00000 1 70,542.00 9.50 593.16 2/1/27 A F P 138,000 F
3500061 000 XXXXXXXXX XX XXXX XXXXXX XX 00000 1 67,396.00 9.25 693.63 2/1/12 A F P 125,000 F
3500071 00 XXXXXXX XX. XXXXXXXXX XX 00000 1 61,517.00 9.50 642.38 2/1/12 A S P 136,000 F
3500074 00 XXXXXXX XXX XXXXXXXXX XX 00000 1 121,459.00 9.25 999.21 3/1/27 A F P 247,000 F
3800002 0000 XXXXX XX XXXXX XXXXXX XX 00000 1 89,690.00 8.99 721.02 2/1/27 A S P 138,000 F
3800008 00000 XXXXXXXXXXXX XX XXXXXXX XX 00000 1 97,117.00 9.25 798.96 2/1/27 A S P 153,000 F
3800009 0000 XXXXX XXXXX XXXXXXX XX 00000 1 153,100.00 7.99 1,122.33 2/1/27 A S P 265,000 F
3800010 0000 XXX XX XXXXXXXXXX XX 00000 1 74,985.00 9.25 616.88 2/1/27 A S P 156,000 F
8300891 0000 XX 00XX XXXXXX XXXXXXXXX XX 00000 1 117,500.00 8.99 944.59 7/1/27 A S P 220,000 C
8301708 0000 XXXX XXXXX X.X. XXXXXX XX 00000 1 78,000.00 7.75 558.80 6/1/27 A S P 120,000 C
8301717 0000 XXXX XXXXXXXX
XXXX. XXXXXXXX XXXXXXX XX 00000 1 58,000.00 8.50 445.97 6/1/27 A S P 83,000 C
8301734 000 XXXX XXXXXX XXXX XXXXX XX 00000 1 49,000.00 7.99 467.99 6/1/12 A S P 107,000 C
8301766 00000 XXXXX XXXX
XXXXXXXX XXXXX XXXXXXX XX 00000 1 65,622.15 8.75 657.64 6/1/12 A S P 235,000 C
8301767 0000 X.X. 00XX XXXXXX XXXXXXXX XX 00000 1 88,000.00 8.25 661.11 6/1/27 A S P 157,000 C
8301807 000 XXXX 00000 XXXXX XXXXXX XX 00000 1 95,000.00 7.99 696.41 7/1/27 A S P 214,000 C
8301816 000 XXXX 000 XXXXX XXXXXXXXXX XX 00000 1 65,000.00 7.99 476.49 7/1/27 A S P 95,000 C
8301823 00000 X. XXXXX XXXX XXX XXXX XX 00000 1 60,000.00 10.50 663.24 7/1/12 A S P 150,000 C
8301832 000 XXXXXXXX XXXX XXXXXXXXXXXX XX 00000 1 107,000.00 10.99 1,215.49 7/1/12 A S P 175,000 C
8301834 0000 XXXXX XXXXX XXXXXX XXXXXXX XX 00000 1 50,000.00 9.50 420.43 7/1/27 A S P 145,000 C
8301836 0000 XXXXXXXXX XXXXXX XXX XXXX XX 00000 1 193,000.00 8.99 1,551.53 7/1/27 A S P 350,000 C
8301838 0000 XXXXXXXXX
00XX XXXXXX XXXXX XX 00000 1 108,750.00 9.25 894.66 7/1/27 A S P 145,000 C
8301839 0000 XXXXXXXXX
00XX XXXXX XXXXXXX XXXX XX 00000 1 49,000.00 8.25 368.12 7/1/27 A S P 78,000 C
8301853 00000 X XXXXXXXX XXX XXXXXXX XX 00000 1 60,500.00 9.50 508.72 7/1/27 A S P 104,000 C
8301861 0000 XXXX XXXXXX XXXXXX XXXXXXX XX 00000 1 104,000.00 10.25 931.95 7/1/27 A S P 160,000 C
8301871 0000 000XX XXXXXX X.X. XXXXXXX XX 00000 1 120,000.00 8.25 901.52 7/1/27 A S P 170,000 C
8301884 00000 XXXXXXX XX XXXXXXXXX XX 00000 1 142,000.00 8.99 1,141.54 7/1/27 A S P 210,000 C
EXHIBIT B
LOAN SCHEDULE -- GROUP II (ADJUSTABLE)
Appra-
Loan Lien Cut-Off Current Current Mat Pmt Prop Occup ised Orig
Number Property Address City ST Zip Pos Balance Rate Pmt Date Type Type Type Value Type
-----------------------------------------------------------------------------------------------------------------------------------
8301885 0000 XXXXXX XXXXXX XXXXX XXXXXXX XX 00000 1 71,000.00 9.25 584.10 7/1/27 A S I 160,000 C
8301899 000 XXXXXXX XXXXX XXXXXXXX XXXXXXX XX 00000 1 142,000.00 9.25 1,168.20 7/1/27 A S P 230,000 C
8410279 0000 XXXXXXXXX
000XX XXXXXXX XXXXX XX 00000 1 68,000.00 8.99 546.65 7/1/27 A S I 170,000 C
8410282 0000 XXXXXXXXX 00 XXXXXX XXXXX XX 00000 1 75,000.00 9.75 644.37 7/1/27 A S P 123,000 C
8410293 0000 XXXXX XXXXXXX
XXXXXX XXXX XXXX XXXX XX 00000 1 63,700.00 7.99 608.38 7/1/12 A S P 90,000 C
8410295 0000 XXXX 0000 XXXXX XXXX XXXX XXXX XX 00000 1 57,900.00 8.38 440.08 7/1/27 A S P 118,000 C
8410298 0 XXXXX XXXXXX XXXXXXX XXXXXX XX 00000 1 107,300.00 8.75 1,072.41 7/1/12 A P P 197,000 C
8410299 0000 000XX XXXXX
XXXXXXXXX XXXXXX XX 00000 1 217,400.00 8.99 1,747.69 7/1/27 A S P 290,000 C
8410303 0000 000XX XXXXX
XXXXXXXXX XXXXXXXX XX 00000 1 130,000.00 7.99 952.99 7/1/27 A S P 201,000 C
8410304 0000 XXXXX
XXXXX XXXXXX XXXXXX XX 00000 1 86,000.00 9.75 738.87 7/1/27 A S P 140,000 C
8410305 0000 XXXX XXXXXXXXX XXXX XXXX XXXX XXXX XX 00000 1 105,000.00 8.75 826.04 7/1/27 A S P 160,000 C
8410306 0000 XXXXXXXXX
XXXXXX XXXXXX XXXXXXX XX 00000 1 160,500.00 8.99 1,290.26 7/1/27 A S P 214,000 C
8410307 0000 XXXX 00XX XXXXXX XXXXXXX XX 00000 1 90,000.00 7.99 659.76 7/1/27 A S P 138,000 C
------------------------------------------------------------------------------------------------------------------------------------
TOTAL VARIABLE RATE LOANS: 175 14,102,856.33
