EXHIBIT INDEX (h)(6) Transfer Agency Agreement, dated May 1, 2003, between the Registrant and American Express Client Service Corporation. (i) Opinion and consent of counsel as to the legality of the securities being registered. (j) Independent...

                                  EXHIBIT INDEX

(h)(6)    Transfer Agency Agreement, dated May 1, 2003, between the Registrant
          and American Express Client Service Corporation.

(i)       Opinion and consent of counsel as to the legality of the securities
          being registered.

(j)       Independent Auditors' Consent.

(q)(1)    Directors'  Power of Attorney to sign amendments to this  Registration
          Statement dated January 7, 2004.