1
EXHIBIT H
Joint Filing Agreement
This Agreement is entered into by and among UICI, a Delaware
corporation, The MEGA Life and Health Insurance Company, an Oklahoma
corporation, and UICI Sub I, Inc., a Delaware corporation.
Each of the persons named above hereby agrees that the Schedule
13D of even date herewith and to which this Agreement is attached as an exhibit,
which is to be filed with the Securities and Exchange Commission, is to be filed
on behalf of each such person.
This Agreement may be executed in multiple counterparts, each of
which shall constitute an original.
IN WITNESS WHEREOF, each of the undersigned has executed this
Agreement or caused this Agreement to be executed on its behalf this 5th day of
February, 2001.
UICI
By: /s/ Xxxxx X. Xxxx
----------------------------------------
Name: Xxxxx X. Xxxx
Title: Executive Vice President and General
Counsel
The MEGA Life and Health Insurance Company
By: /s/ Xxxxx X. Xxxx
----------------------------------------
Name: Xxxxx X. Xxxx
Title: Vice President
UICI Sub I, Inc.
By: /s/ Xxxxx X. Xxxx
----------------------------------------
Name: Xxxxx X. Xxxx
Title: Vice President
