Exhibit 7(j)
Amendment No. 1
Effective as of March 19, 2007, American Skandia Life Assurance Corporation
("Reinsured") and Pruco Reinsurance, Ltd ("Reinsurer") amend the Automatic
Coinsurance Agreement effective November 20, 2006 reinsuring the Highest Daily
Life Time 5 Benefit riders issued by the Reinsured (the "Agreement") as
follows. This Amendment shall be attached to and become a part of the Agreement.
I. Item 1. of Schedule A is substituted by the following:
1. Form Name and Type First Available Issue Date Form Number
------------------- ----------------------------- -----------------
HDLT5 Riders March 19, 2007 RID-HDLT5 (1/07)
SCH-HDLT5 (9/06)
Amendment No. 1 to HDLT5 1
This Amendment does not alter, amend or modify the Agreement other than as set
forth herein, and it is otherwise subject to all terms and conditions of the
Agreement together with all amendments and supplements thereto.
Executed in Duplicate By:
AMERICAN SKANDIA LIFE ASSURANCE CORPORATION
At -----------------------
On: -------------------------
Signature: -------------------------
By: -------------------------
Title: -------------------------
PRUCO REINSURANCE, LTD
At -----------------------
On: -------------------------
Signature: -------------------------
By: -------------------------
Title: -------------------------
Amendment No. 1 to HDLT5 2
