Exhibit 99.4
FOURTH AMENDMENT
Fourth Amendment, dated as of October 7, 2002 (this "Amendment"), to the
Five-Year $765,000,000 Credit Agreement, dated as of April 13, 1998 (as amended,
the "Credit Agreement"), among CAPITA CORPORATION (formerly known as AT&T
CAPITAL CORPORATION), as Borrower, CIT FINANCIAL LTD. (formerly known as
NEWCOURT CREDIT GROUP INC.) and NEWCOURT CREDIT GROUP USA INC., as Guarantors,
the Banks parties thereto, JPMORGAN CHASE BANK (a successor to XXXXXX GUARANTY
TRUST COMPANY OF NEW YORK), as Administrative Agent, CANADIAN IMPERIAL BANK OF
COMMERCE, as Syndication Agent, JPMORGAN CHASE BANK (formerly known as THE CHASE
MANHATTAN BANK) and DEUTSCHE BANK AG, New York Branch, as Co-Documentation
Agents, and X.X. XXXXXX SECURITIES INC. and CIBC XXXXXXXXXXX CORP., as
Arrangers.
W I T N E S S E T H:
WHEREAS, the Company, the Guarantors, the Banks, the Arrangers, the
Syndication Agents, the Co-Documentation Agents and the Administrative Agent are
parties to the Credit Agreement;
WHEREAS, CIT Group Inc. ("CIT"), an affiliate of the Borrower, has entered
into a credit agreement dated as of October 7, 2002 among CIT, the banks parties
thereto, Barclays Bank PLC, Bank of America, N.A. and Citibank, N.A., as
syndication agents, and JPMorgan Chase Bank, as administrative agent (the "2002
364-Day Agreement").
WHEREAS, it is a condition precedent to the 2002 364-Day Agreement that
certain provisions of the Credit Agreement be amended as hereinafter set forth;
WHEREAS, the Company and the Guarantors have requested that the Banks
agree to so amend the Credit Agreement; and
WHEREAS, the Banks have agreed to such requested amendment but only on the
terms and conditions contained in this Amendment.
NOW, THEREFORE, the parties hereto hereby agree as follows:
2
SECTION 1. Defined Terms. Terms defined in the Credit Agreement and used
herein shall have the meanings given to them in the Credit Agreement.
SECTION 2. Amendment to Section 1.01 (Definitions) of the Credit
Agreement. Section 1.01 of the Credit Agreement is hereby amended by adding the
following definition:
"Related Facilities Agreements" means (i) the 364-Day Credit
Agreement, dated as of October 7, 2002 among the Company, the banks
parties thereto, Barclays Bank PLC, Bank of America, N.A. and Citibank,
N.A., as syndication agents and JPMorgan Chase Bank, as administrative
agent, (ii) the 5-Year Credit Agreement, dated as of March 28, 2000, among
the Company, the banks parties thereto, Barclays Bank PLC, Bank of
America, N.A., Citibank, N.A. and MIZUHO Corporate Bank, Ltd. (f/k/a The
Dai-Ichi Kangyo Bank, Limited), as syndication agents and JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank), as administrative agent, and (iii)
the Canadian $500,000,000 364-Day Credit Agreement dated as of March 27,
2001, among CIT Financial Ltd., the banks parties thereto, Royal Bank of
Canada, as administrative agent, and Canadian Imperial Bank of Commerce
and JPMorgan Bank Canada (f/k/a The Chase Manhattan Bank of Canada), as
syndication agents.
SECTION 3. Amendment to Section 2.06(f) of the Credit Agreement. Section
2.6(f) of the Credit Agreement is hereby amended by adding the following
paragraph after the table contained therein:
"Notwithstanding the foregoing, until the date on which all the
amounts outstanding hereunder and under the Related Facilities Agreements
shall have been repaid in full and no extensions of credit shall have been
made hereunder or thereunder for a period of 30 days or longer: (i) the
Applicable Margin for Euro-Dollar Loans with respect to the Level I Status
shall be equal to 51 basis points regardless of Usage, (ii) the Applicable
Margin for Euro-Dollar Loans with respect to the Level II Status shall be
equal to 65 basis points regardless of Usage, (iii) the Applicable Margin
for Euro-Dollar Loans with respect to the Level III Status shall be equal
to 76.5 basis points regardless of Usage, (iv) the Applicable Margin for
Euro-Dollar Loans with respect to the Level IV Status shall be equal to
95.5 basis points regardless of Usage, (v) the Applicable Margin for
Euro-Dollar Loans with respect to the Level V Status shall be equal to 135
basis points regardless of Usage and (vi) the Applicable Margin for
Euro-Dollar Loans with respect to the Level VI Status shall be equal to
130 basis points regardless of Usage."
SECTION 4. Conditions to Effectiveness. This Amendment shall become
effective on and as of the day and year first above written upon receipt by the
Administrative Agent of (i) counterparts of this Amendment, duly executed and
delivered by each of the Borrower and the Required Banks and (ii) an executed
Acknowledgment and Consent, in the form set forth at the end of this Amendment,
from CIT.
SECTION 5. Continuing Effect of the Credit Agreement. This Amendment shall
not constitute an amendment or waiver of or consent to any provision of the
Credit Agreement not expressly referred to herein and shall not be construed as
an amendment, waiver or consent to any action on the part of the Borrower that
would require an amendment, waiver or consent of
3
the Administrative Agent or the Banks except as expressly stated herein. Except
as expressly amended hereby, the provisions of the Credit Agreement are and
shall remain in full force and effect in accordance with its terms.
SECTION 6. Counterparts. This Amendment may be executed by one or more of
the parties to this Amendment on any number of separate counterparts (including
counterparts delivered by telecopy), and all of said counterparts taken together
shall be deemed to constitute one and the same instrument. Any executed
counterpart delivered by telecopy shall be effective as an original for all
purposes.
SECTION 7. GOVERNING LAW. THIS AMENDMENT SHALL BE GOVERNED BY, AND
CONSTRUED AND INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK.
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
CAPITA CORPORATION (f/k/a AT&T CAPITAL
CORPORATION)
By: /s/ Xxxxx X. Xxxxx
-------------------------------------
Name: Xxxxx X. Xxxxx
Title: Executive Vice President &
Treasurer
CIT FINANCIAL LTD. (f/k/a NEWCOURT
CREDIT GROUP INC.)
By: /s/ Xxxxx X. Xxxxx
-------------------------------------
Name: Xxxxx X. Xxxxx
Title: Executive Vice President &
Treasurer
NEWCOURT CREDIT GROUP USA INC.
By: /s/ Xxxxx X. Xxxxx
-------------------------------------
Name: Xxxxx X. Xxxxx
Title: Executive Vice President &
Treasurer
Dated: October 15, 2002
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
JPMORGAN CHASE BANK (f/k/a THE CHASE
MANHATTAN BANK and a successor to
XXXXXX GUARANTY TRUST COMPANY OF
NEW YORK), as Administrative Agent,
Co-Documentation Agent and a Bank
By: /s/ Xxxxx Xxxxxx
-------------------------------------
Name: Xxxxx Xxxxxx
Title: Vice President
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: BANK OF AMERICA, N.A.
By: /s/ Xxxx X. X'Xxxxx
-------------------------------------
Name: Xxxx X. X'Xxxxx
Title: Managing Director
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: BARCLAYS BANK PLC
By: /s/ Xxxxxx XxXxxxxx
-------------------------------------
Name: Xxxxxx XxXxxxxx
Title: Associate Director
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: CITIBANK
By: /s/ Xxxxxx X. Xxxxxxxxx
--------------------------------------
Name: Xxxxxx X. Xxxxxxxxx
Title: Managing Director
Address: 000 Xxxxxxxxx Xxxxxx
22nd Floor
(000) 000-0000
GEID# 0000211936
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: CREDIT SUISSE FIRST BOSTON
By: /s/ Xxx Xxxxx
-------------------------------------
Name: Xxx Xxxxx
Title: Director
By: /s/ Xxxx Xxxxxx
-------------------------------------
Name: Xxxx Xxxxxx
Title: Director
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: BANK ONE, NA
By: /s/ Xxxxxx Xxxxxxxx
-------------------------------------
Name: Xxxxxx Xxxxxxxx
Title: Director
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
BNP Paribas
By: /s/ Xxxxxxxxxx X. Xxxxx
-------------------------------------
Name: Xxxxxxxxxx X. Xxxxx
Title: Vice President
By: /s/ Xxxxxxxxx Xxxxxx
-------------------------------------
Name: Xxxxxxxxx Xxxxxx
Title: Vice President
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: DEUTSCHE BANK AG, NEW YORK
AND/OR CAYMAN ISLANDS
BRANCHES
By: /s/ Xxxxx X. Xxxxxxxxxx
-------------------------------------
Name: Xxxxx X. Xxxxxxxxxx
Title: Director
By: /s/ Xxxxxxxx Xxxxxx
-------------------------------------
Name: Xxxxxxxx Xxxxxx
Title: Director
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
SOCIETE GENERALE
By: /s/ Xxxxxxx X. Xxxxxxx, Xx.
-------------------------------------
Name: Xxxxxxx X. Xxxxxxx, Xx.
Title: Director
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: WACHOVIA BANK, N.A.
By: /s/ Xxxxxx X. Xxxxxxxxxxx
-------------------------------------
Name: Xxxxxx X. Xxxxxxxxxxx
Title: Managing Director
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: NATIONAL AUSTRALIA BANK LTD.
By: /s/ Xxxxxxx Xxxxxx
--------------------------------------
Name: Xxxxxxx Xxxxxx
Title: Vice President
ABN 12004044937
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: THE BANK OF NOVA SCOTIA
By: /s/ Xxxx X. Xxxxxxxx
--------------------------------------
Name: Xxxx X. Xxxxxxxx
Title: Managing Director
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
MIZUHO CORPORATE BANK, LTD.
By: /s/ Xxxxxx X. XxXxxxx Xx.
--------------------------------------
Name: Xxxxxx X. XxXxxxx Xx.
Title: Vice President
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
ROYAL BANK OF CANADA
By: /s/ Xxxxx Xxxx
--------------------------------------
Name: Xxxxx Xxxx
Title: Manager
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
CIBC INC.
By: /s/ Xxxxxxx X. Xxxxxxxx
--------------------------------------
Name: Xxxxxxx X. Xxxxxxxx
Title: Executive Director
CIBC World Markets Corp.,
as Agent
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: THE BANK OF NEW YORK
By: /s/ Xxxxxx Xxxx
--------------------------------------
Name: Xxxxxx Xxxx
Title: Vice President
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: BAYERISCHE LANDESBANK
CAYMAN ISLANDS BRANCH
By: /s/ Xxxxxxx Xxxx
--------------------------------------
Name: Xxxxxxx Xxxx
Title: First Vice President
By: /s/ Xxxxxx Xxxxxxxxxxx
--------------------------------------
Name: Xxxxxx Xxxxxxxxxxx
Title: Vice President
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: PRUDENTIAL SECURITIES CREDIT
CORP., LLC
By: /s/ Xxxxxxx X. Xxxxxx
--------------------------------------
Name: Xxxxxxx X. Xxxxxx
Title: President
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: CREDIT LYONNAIS NEW YORK
BRANCH
By: /s/ Xxx Xxxxxxxxx
--------------------------------------
Name: Xxx Xxxxxxxxx
Title: Vice President
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: FLEET NATIONAL BANK
By: /s/ Xxxxx X. Xxxxxx
--------------------------------------
Name: Xxxxx X. Xxxxxx
Title: Senior Associate
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: BANCA MONTE DEI PASCHI
DI SIENA S.P.A.
By: /s/ Xxxxx X. Xxxxx
--------------------------------------
Name: Xxxxx X. Xxxxx
Title: Senior Vice President &
General Manager
By: /s/ Xxxxx X. Xxxxx
--------------------------------------
Name: Xxxxx X. Xxxxx
Title: Vice President
Signature Page to that certain Fourth Amendment, dated as of October 7,
2002, to the Five-Year $765,000,000 Credit Agreement, dated as of April 13,
1998, among Capita Corporation (f/k/a AT&T Capital Corporation), as Borrower,
CIT Financial Ltd. (f/k/a Newcourt Credit Group Inc.) and Newcourt Credit Group
USA Inc., as Guarantors, the Banks parties thereto, JPMorgan Chase Bank (a
successor to Xxxxxx Guaranty Trust Company of New York), as Administrative
Agent, Canadian Imperial Bank of Commerce, as Syndication Agent, JPMorgan Chase
Bank (f/k/a The Chase Manhattan Bank) and Deutsche Bank AG, New York Branch, as
Co-Documentation Agents, and X.X. Xxxxxx Securities Inc. and CIBC Xxxxxxxxxxx
Corp., as Arrangers.
Name of Bank: HSBC BANK USA
By: /s/ Xxxx X. Xxxxx
--------------------------------------
Name: Xxxx X. Xxxxx
Title: First Vice President
ACKNOWLEDGMENT AND CONSENT
Reference is made to the Credit Agreement described in the foregoing
Amendment (the "Credit Agreement"; terms defined in the Credit Agreement being
used in this Acknowledgement and Consent with the meanings given to such terms
in the Credit Agreement). The undersigned guarantor under the CIT Guaranty as
amended, supplemented or otherwise modified from time to time, hereby (a)
consents to the foregoing Amendment and the transactions contemplated thereby
and (b) acknowledges and agrees that the guarantees contained in the CIT
Guaranty are, and shall remain, in full force and effect after giving effect to
the foregoing Amendment and all prior modifications to the Credit Agreement.
CIT GROUP INC.
By: /S/ Xxxxx X. Xxxxx
-------------------------------------
Name: Xxxxx X. Xxxxx
Title: Executive Vice President &
Treasurer
Dated: October 15, 2002
