AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT (WELLS FARGO)

EXHIBIT 8(j)(1)

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT (XXXXX FARGO)

AMENDMENT NO. 1

TO

PARTICIPATION AGREEMENT

Amendment No. 1 dated as of July 16, 2010 to the Participation Agreement (the “Agreement”), effective April 8, 2005, between XXXXX FARGO VARIABLE TRUST (the “Trust”); XXXXX FARGO FUNDS DISTRIBUTOR, LLC (the “Distributor”); and TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (the “Company”).

Schedule 4 of the Agreement is hereby deleted in its entirety and replaced with the following:

Schedule 4

Trust Share Series and Classes

Available Under

Each Class of Contracts

As of the effective date of this Amendment No. 1 to the Participation Agreement, the following Trust Classes and Series are available under the Contracts:

Contract Marketing Name		Fund/Series – Share Classes
Advisor’s Edge® NY Variable Annuity		WFA VT Small Cap Value Fund (Class 2)
Advisor’s Edge® Variable Annuity		WFA VT Small Cap Value Fund (Class 2)
Distinct AssetsSM Variable Annuity		WFA VT Discovery Fund (Class 2)

All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Effective Date: July 16, 2010

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY						XXXXX FARGO VARIABLE TRUST
By:		/s/ Xxxxxx X. Xxxxx				By:		/s/ Xxxxxx Xxxx
Name:		Xxxxxx X. Xxxxx				Name:		Xxxxxx Xxxx
Title:		Vice President				Title:		Assistant Secretary

XXXXX FARGO FUNDS DISTRIBUTOR, LLC
By:		/s/ Xxxxx X. Xxxxx
Name:		Xxxxx X. Xxxxx
Title:		Executive Vice President