COLLEGE RETIREMENT EQUITIES FUND
000 Xxxxx Xxxxxx, Xxx Xxxx, XX 00000
GROUP SUPPLEMENTAL RETIREMENT UNIT-ANNUITY CONTRACT
GROUP SUPPLEMENTAL RETIREMENT UNIT-ANNUITY
CONTRACT NO.: [CGSRA-0001]
CONTRACTHOLDER: [ABC UNIVERSITY]
DATE OF ISSUE: [April 1, 1991]
[STATE OF DELIVERY: NEW YORK]
[ This contract ("the Contract") was made and delivered in the State of
New York. The validity and effect of all rights and duties under this Contract
are governed by the laws there in force.]
This contract [("the Contract")] is issued in consideration of the
payment of Premiums by the Contractholder to the College Retirement Equities
Fund ("CREF"). CREF will issue to each Participant a certificate ("Certificate")
setting forth the benefits under the Contract to be derived from Premiums paid
on behalf of such Participant.
The Contract may be amended by agreement of CREF and the Contractholder
without the consent of any other person, provided that such change does not
reduce the then current Accumulation of any Participant, or any benefit
purchased under the Contract up to that time. CREF may stop accepting Premiums
under the Contract at any time.
The provisions contained on the following pages (the Certificate) are
part of the Contract.
/s/Xxxx X. Xxxxx
-----------------------
CHAIRMAN AND
CHIEF EXECUTIVE OFFICER
30 DAY FREE LOOK TO YOUR CREF GROUP
SUPPLEMENTAL RETIREMENT UNIT-ANNNUITIY CERTIFICATE
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COLLEGE RETIREMENT EQUITIES FUND
000 Xxxxx Xxxxxx, Xxx Xxxx, XX 00000-0000
NOTICE OF 30-DAY RIGHT TO CANCEL THIS CERTIFICATE
It is our wish that you fully understand the provisions of your
Certificate and be entirely satisfied with it. Please read it carefully. You may
cancel this Certificate by taking all of the following actions within 30 days
from the date you receive it:
1. Delivering or mailing the Certificate to us, and
2. Sending us the "Notice of Cancellation" below or a telegram or
other written notification similarly worded.
The Certificate and notification should be delivered or mailed to:
CREF, 000 Xxxxx Xxxxxx, Xxx Xxxx, XX 00000-0000.
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NOTICE OF CANCELLATION
I am the owner of CREF Certificate No._____________________ which I
received within the last 30 days.
I hereby cancel this Certificate. I request that all premiums paid for
it be refunded to the remitter of the premiums. I understand that if this
Certificate was issued as a result of a transfer from another CREF unit annuity
certificate or a certificate or contract issued by Teachers Insurance and
Annuity Association of America, the premium refund will be reinstated in such
certificate or contract.
I understand that upon delivering or mailing this notice and the
Certificate to CREF, the Certificate is void as of the date of issue and no
benefits will be provided under it.
Dated:___________________ Signature:__________________________________________
---------------------------------------------
NAME (PLEASE PRINT)
30 DAY FREE LOOK TO YOUR CREF
RETIREMENT UNIT-ANNNUITIY CERTIFICATE
--------------------------------------------------------------------------------
COLLEGE RETIREMENT EQUITIES FUND
000 Xxxxx Xxxxxx, Xxx Xxxx, XX 00000-0000
NOTICE OF 30-DAY RIGHT TO CANCEL THIS CERTIFICATE
It is our wish that you fully understand the provisions of your
Certificate and be entirely satisfied with it. Please read it carefully. You may
cancel this Certificate by taking all of the following actions within 30 days
from the date you receive it:
1. Delivering or mailing the Certificate to us, and
2. Sending us the "Notice of Cancellation" below or a telegram or
other written notification similarly worded.
The Certificate and notification should be delivered or mailed to:
CREF, 000 Xxxxx Xxxxxx, Xxx Xxxx, XX 00000-0000.
CAUTION: IMPORTANT!
If this Certificate has been issued in accordance with the requirements
of your employer's retirement plan, keeping the Certificate may be required as a
condition of your employment. If you have any questions, please review the
provisions of your employer's retirement plan or consult with your employer to
determine your rights and obligations with respect to the plan and this
Certificate.
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NOTICE OF CANCELLATION
I am the owner of CREF Certificate No._____________________ .
I hereby cancel this Certificate. I request that the accumulated value
of all premiums paid for it be refunded to the remitter of the premiums. I
understand that if this Certificate was issued as a result of a transfer from
another CREF unit-annuity certificate or a certificate or a contract issued by
Teachers Insurance and Annuity Association of America, the premium refund will
be reinstated in such certificate or contract.
I understand that upon delivering or mailing this notice and the
Certificate to CREF, the Certificate is void as of the date of issue and no
benefits will be provided under it.
Dated:___________________ Signature:__________________________________________
---------------------------------------------
NAME (PLEASE PRINT)
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30 DAY FREE LOOK TO YOUR CREF
SUPPLEMENTAL RETIREMENT UNIT-ANNNUITIY CERTIFICATE
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
30 DAY FREE LOOK TO YOUR CREF
SUPPLEMENTAL RETIREMENT UNIT-ANNNUITIY CERTIFICATE
--------------------------------------------------------------------------------
COLLEGE RETIREMENT EQUITIES FUND
000 Xxxxx Xxxxxx, Xxx Xxxx, XX 00000-0000
NOTICE OF 30-DAY RIGHT TO CANCEL THIS CERTIFICATE
It is our wish that you fully understand the provisions of your
Certificate and be entirely satisfied with it. Please read it carefully. You may
cancel this Certificate by taking all of the following actions within 30 days
from the date you receive it:
1. Delivering or mailing the Certificate to us, and
2. Sending us the "Notice of Cancellation" below or a telegram or
other written notification similarly worded.
The Certificate and notification should be delivered or mailed to:
CREF, 000 Xxxxx Xxxxxx, Xxx Xxxx, XX 00000-0000.
--------------------------------------------------------------------------------
NOTICE OF CANCELLATION
I am the owner of CREF Certificate No._____________________ which I
received within the last 30 days.
I hereby cancel this Certificate. I request that the accumulated value,
as of the end of the Business Day in which this notice is received by CREF, of
all premiums paid for it be refunded to the remitter of the premiums.
I understand that upon delivering or mailing this notice and the
Certificate to CREF, the Certificate is void as of the date of issue and no
benefits will be provided under it.
Dated:___________________ Signature:__________________________________________
---------------------------------------------
NAME (PLEASE PRINT)
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