INTERCOMPANY AGREEMENT THIS AGREEMENT is executed as of the date below between ING Investment Management

Exhibit 24(b)(8.18)
INTERCOMPANY AGREEMENT
THIS AGREEMENT is executed as of the date below between ING Investment Management
LLC (“IIM”), and Reliastar Life Insurance Company (“RLIC”).
		WHEREAS, IIM conducts an asset management business through various companies that
provide investment advice to and perform administrative services for certain U.S. registered
investment companies (“Funds”), including ING Investment, LLC (“IIL”), an investment adviser
for certain Funds;
		WHEREAS, RLIC is an insurance company which offers a variety of insurance products,
including variable annuities; Funds advised by IIL are made available through sub-accounts to
purchasers of these insurance products;
		WHEREAS both IIM and RLIC are indirect wholly owned subsidiaries of ING Groep,
N.V, and, are under common control of such parent company;
		WHEREAS both IIM and RLIC desire to allocate the collective resources of ING’s
United States operations in a manner which supports RLIC’s insurance business; and
NOW, THEREFORE, in consideration of the mutual promises contained herein and other good
and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the
parties hereby agree as follows:
1	.	Payments
IIM shall pay and/or shall cause its subsidiaries to pay, to RLIC, within thirty (30) days after the
end of each calendar month, the amounts derived from applying the annual rates listed in
Schedule A against the average net assets invested in the Funds by RLIC and by RLIC non-
insurance customers during the prior calendar month (the “Intercompany Payments”). The
methodology used to determine the amount of each month’s Intercompany Payment shall be as
follows:
		(a) No later than the 20th calendar day of each calendar month, RLIC or its
		designee shall provide, or cause to be provided, the average net assets of the prior
		calendar month to be used in calculating such ownership percentages and the assets shall
		be grouped by business line.
		(b) On a fund by fund basis, the RLIC average net assets will be calculated by
		applying RLIC’s prior calendar month actual average net asset ownership percentage to
		the current calendar month’s average net assets.
		(c) RLIC average net assets shall be multiplied by the annual rates listed in
		Schedule A on a fund by fund basis and then adjusted for a monthly payment rate (annual
		rate * 1/calendar days in year * days in calendar month)
		(d) The Intercompany Payment for any calendar month shall equal the sum of the
1

		fund by fund calculations described in sub-paragraph (c) above.
The Intercompany Payments shall be paid from IIM’s own resources, or those of its subsidiaries,
and therefore shall not result in any increase in the expenses borne by the Funds or their
shareholders. The rates listed in Schedule A will be reviewed at least once each calendar quarter
and may be modified at any time by mutual written consent.
Intercompany Payments will be calculated and paid as hereinabove provided, and RLIC shall
account for such Intercompany Payments in conformity with customary insurance accounting
practices. The books, accounts and records of each party shall be maintained so as to clearly and
accurately disclose the precise details of the Intercompany Payments. IIM and/or its subsidiaries
shall keep such books, records and accounts insofar as they pertain to the computation of the
Intercompany Payments available upon reasonable notice for audit, inspection and copying by
RLIC and persons authorized by it or any governmental agency having jurisdiction over RLIC
during all reasonable business hours
.
2	.	Required Disclosure
Each party will make all disclosures relating to this Agreement and the payments made
hereunder, as required under applicable state or federal law, rule, or regulation, including any
subsequent release, interpretation, rule or regulation of the SEC or any other regulatory or self-
regulatory organization applicable to IIM or RLIC in connection with this Agreement
(“Applicable Law”).
3	.	Notices
Any notice required or permitted to be given by either party to the other shall be deemed
sufficient if sent by registered or certified mail, postage prepaid, or overnight courier and
addressed by the party giving notice to the other party at the last address furnished by the other
party to the party giving notice: if to IIM: 000 Xxxx Xxxxxx, Xxx Xxxx, XX 00000 in care of
Chief Financial Officer with a copy to the Legal Department; if to RLIC: 00 Xxxxxxxxxx Xxxxxx
Xxxxx, Xxxxxxxxxxx, XX 00000, in care of Annuity Financial Actuary with copy to Legal
Department.
4	.	Governing Law
This Agreement will be construed in accordance with the laws of the State of Delaware, without
giving effect to any conflicts of law principles thereof.
5	.	Effective Date
This Agreement shall be effective as of January 1, 2010, and, unless terminated as provided, shall
continue in force for one year from the effective date and thereafter from year to year, unless and
until terminated in accordance with Section 8 below.
2

6	.	Entire Agreement and Amendment
This Agreement constitutes the entire agreement between the parties hereto and supersedes any
prior agreement, draft or agreement or proposal with respect to the subject matter hereof. This
Agreement or any part hereof may be changed or waived only by an instrument in writing signed
by the party against which enforcement of such change or waiver is sought.
7	.	Assignment
This Agreement may not be assigned by either party without the written consent of the other.
8	.	Termination
(a)		Except under the circumstances described in paragraphs (b) and (c) of this Section 8,
		this Agreement may only be terminated by the mutual written agreement of the
		parties. If this Agreement is so terminated, the payments specified in Section 1 shall
		continue for a period of six (6) months, or a shorter period if agreed to by the parties.
(b)		If a Change in Control (within the meaning assigned to that term below), of a party
		(the “Changed Party”) occurs, and if the other party (the “Remaining Party”) has not
		consented in writing to the continuation of this Agreement notwithstanding such
		Change in Control, then this Agreement may be terminated at the option of the
		Remaining Party by sending written notice to the Changed Party and the
		Intercompany Payments shall cease upon the Agreement’s termination. “Change in
		Control" means the occurrence of any one or more of the following: (i) the transfer of
		control of a party to another entity; or (ii) the consummation of a reorganization,
		merger, share exchange, consolidation, or sale or disposition of all or substantially all
		of the assets of a party; provided, however, that the occurrence of an event described
		in clauses (i) or (ii) above shall not constitute a Change in Control if either (a) the
		entity that acquires control of a party was already an Affiliate of the party prior to the
		event , or (b) the parties remain Affiliates of one another immediately following the
		Change in Control. “Affiliate” means, with respect to a party, an entity that controls,
		is under common control, or is controlled by, such party.
(c)		This Agreement will terminate automatically and the Intercompany Payments shall
		thereupon immediately cease if the Intercompany Payments are adjudged or otherwise
		determined to the satisfaction of both parties to be contrary to law.
9	.	Severability
If any part, term or provision of this Agreement is held to be illegal, in conflict with any law or
otherwise invalid, the remaining portion or portions shall be considered severable and not be
affected, and the rights and obligations of the parties shall be construed and enforced as if the
Agreement did not contain the particular part, term or provision held to be illegal or invalid.
3

10	.	Miscellaneous
		(a)	The heading of each provision of this Agreement is for descriptive purposes only
and shall not be deemed to modify or qualify any of the rights or obligations set forth in each
such provision.
		(b)	This Agreement may be executed in counterparts.
11	.	Force Majeure
IIM shall not be liable for losses caused directly or indirectly by government restrictions,
exchange or market rulings, suspension of trading, war, acts of terrorism, strikes, failures of the
mails or other communications systems, mechanical or electronic failure, failure of third parties
to follow instructions, for other causes commonly known as “acts of God,” or for any other cause
not reasonably within IIM’s control, whether or not such cause was reasonably foreseeable.
		IN WITNESS WHEREOF, the parties have each duly executed this Agreement on this
22nd day of December 2010.
ING INVESTMENT MANAGEMENT LLC				RELIASTAR LIFE INSURANCE
COMPANY
By:_/s/ Xxxxxx Xxxxxx				By:	/s/ Xxxxx X. Xxxxxx
Name: Xxxxxx Xxxxxx				Name:	Xxxxx X. Xxxxxx
Title: Senior Vice President				Title:	Vice President
4

Schedule A
Amended and Restated as of
As described in Section 1 RLIC shall be paid at the rates set forth immediately below. In the
case of funds of funds, except as otherwise indicated below, payments will not apply to the
shares of the fund of funds held directly but will instead apply to shares of underlying funds held
indirectly through the fund of funds at the rates specified for those underlying funds calculated in
the same manner as if the underlying funds were held directly.
FUND NAME	Payment		FUND NAME		Payment
IIM Sub-advised Equity and
Balanced Funds			IIM Sub-advised Fixed Income Funds
ING Balanced Fund	%		Brokerage Cash Reserves		%
ING Balanced Portfolio	%		ING Classic Money Market Fund		%
ING Core Equity Research Fund
(F/K/A ING Growth and Income			ING Floating Rate Fund (Effective
Fund)	%		8/17/10	)	%
ING Corporate Leaders 100 Fund	%		ING GET U.S. Core Portfolio - Series 10		%
ING Corporate Leaders Trust Fund
Series B	%		ING GET U.S. Core Portfolio - Series 11		%
ING Euro STOXX 50 Index Portfolio
(F/K/A ING Dow Xxxxx Euro
STOXX 50 Index Portfolio)	%		ING GET U.S. Core Portfolio - Series 12		%
ING Equity Dividend Fund	%		ING GET U.S. Core Portfolio - Series 13		%
ING FTSE 100 Index Portfolio	%		ING GET U.S. Core Portfolio - Series 14		%
ING Global Natural Resources Fund	%		ING GET U.S. Core Portfolio - Series 5		%
ING Growth and Income Portfolio	%		ING GET U.S. Core Portfolio - Series 6		%
ING Growth Opportunities Fund	%		ING GET U.S. Core Portfolio - Series 7		%
ING Hang Seng Index Portfolio	%		ING GET U.S. Core Portfolio - Series 8		%
ING Index Plus LargeCap Fund	%		ING GET U.S. Core Portfolio - Series 9		%
ING Index Plus LargeCap Portfolio	%		ING Global Bond Fund		%
ING Index Plus MidCap Fund	%		ING GNMA Income Fund		%
ING Index Plus MidCap Portfolio	%		ING High Yield Bond Fund		%
ING Index Plus SmallCap Fund	%		ING Intermediate Bond Fund		%
ING Index Plus SmallCap Portfolio	%		ING Intermediate Bond Portfolio		%
ING International Index Portfolio	%		ING Money Market Fund		%
ING Index Plus International Equity
Fund (Effective 6/30/10)	0.30	%	ING Money Market Portfolio		%
			ING Principal Protection Fund XII
ING International Value Fund	%		(1/1/10 to 2/16/10)		%
ING International Value Portfolio	%		ING Senior Income Fund		%
ING Japan TOPIX Index Portfolio
(F/K/A ING Japan Equity Index
Portfolio)	%
ING MidCap Opportunities Fund	%		ING Limited Maturity Bond Portfolio		0.00	%
ING MidCap Opportunities Portfolio	%		ING Liquid Assets Portfolio		0.00	%
ING NASDAQ 100 Index Portfolio	%
ING Opportunistic LargeCap Fund
(1/10/10 to 8/21/10)	%		Fund of Funds
ING Opportunistic LargeCap
Portfolio (1/1/10 to 8/20/10)	%		ING Capital Allocation Fund (1)		0.00	%
5

ING Xxxxxxx Global Large Cap Index
75% Portfolio (1/1/10 to 4/29/10)	%		ING Diversified International Fund (1)	%
ING Xxxxxxx Large Cap Growth
Index Portfolio	%		ING Global Target Payment Fund (1)	%
ING Xxxxxxx Large Cap Index			ING Oppenheimer Active Allocation
Portfolio	%		Portfolio (1)	%
ING Xxxxxxx Large Cap Value Index
Portfolio	%		ING Strategic Allocation Funds (1)	%
ING Xxxxxxx Mid Cap Growth Index
Portfolio	%		ING Strategic Allocation Portfolios (1)	%
ING Xxxxxxx Mid Cap Index Portfolio	%		ING Index Solution Portfolios (1)	%
ING Xxxxxxx Xxxxx Cap Index
Portfolio	%		ING Solution 2015 Portfolio (1)	%
ING Small Company Fund	%		ING Solution 2025 Portfolio (1)	%
ING Small Company Portfolio	%		ING Solution 2035 Portfolio (1)	%
ING SmallCap Opportunities Fund	%		ING Solution 2045 Portfolio (1)	%
ING SmallCap Opportunities
Portfolio	%		ING Solution 2055 Portfolio (1)	%
ING Tactical Asset Allocation Fund	%		ING Solution Income Portfolio (1)	%
ING WisdomTree Global High-			ING Solution Aggressive Growth
Yielding Equity Index Portfolio	%		Portfolio (1)	%
			ING Solution Conservative Portfolio (1)	%
ING Focus 5 Portfolio (1/10/10 to
4/29/10)	%		ING Solution Growth Portfolio (1)	%
ING Global Resources Portfolio	%		ING Solution Moderate Portfolio (1)	%
ING Large Cap Growth Portfolio
(Effective 6/12/10)	%
			American Funds Master Feeder
ING Stock Index Portfolio	%		Funds
			ING American Funds Asset Allocation
			Portfolio	N/A
Third-Party Sub-advised Funds			ING American Funds Bond Portfolio	N/A
ING Alternative Beta Fund	%		ING American Funds Growth Portfolio	N/A
			ING American Funds Growth-Income
ING Asia-Pacific Real Estate Fund	%		Portfolio	N/A
ING BlackRock Science and			ING American Funds International
Technology Opportunities Portfolio	%		Portfolio	N/A
ING Clarion Global Real Estate
Portfolio	%
ING Emerging Countries Fund	%
ING European Real Estate Fund	%
ING Global Equity Dividend Fund	%
ING Global Opportunities Fund
(F/K/A ING Foreign Fund)	%
ING Global Real Estate Fund	%
ING Global Value Choice Fund	%
ING Greater China Fund	%
ING Index Plus International Equity
Fund (1/1/10 to 6/29/10)	%
ING International Capital
Appreciation Fund	%
ING International Real Estate Fund	%
ING International SmallCap Multi-
Manager Fund	%
6

ING International Value Choice
Fund	%
ING Real Estate Fund	%
ING Russia Fund	%
ING SmallCap Value Multi-Manager
Fund (1/1/10 to 2/5/10)	%
ING U.S. Bond Index Portfolio	%
ING Value Choice Fund	%
(1) For the fund of funds listed above, IIM will pay the amount stated in this Schedule A. IIM
will not pay any amounts on assets in the underlying funds in these fund of funds. In addition,
amounts due to RLIC from IIM for these fund of funds shall be reduced by amounts due to RLIC
from Directed Services LLC (DSL) and/or its subsidiaries under the Intercompany Agreement
between RLIC and USA with respect to the underlying funds in these fund of funds.
7