EXHIBIT 23 (d) (1) (a) AMENDMENT NO. 1 DATED FEBRUARY 19, 2003, TO THE MLIG VARIABLE INSURANCE TRUST MANAGEMENT AGREEMENT DATED JUNE 5, 2002, BETWEEN MLIG VARIABLE INSURANCE TRUST AND ROSZEL ADVISORS, LLC ("AGREEMENT")

                                                          EXHIBIT 23 (d) (1) (a)


 AMENDMENT NO. 1 DATED FEBRUARY 19, 2003, TO THE MLIG VARIABLE INSURANCE TRUST
 MANAGEMENT AGREEMENT DATED JUNE 5, 2002, BETWEEN MLIG VARIABLE INSURANCE TRUST
                     AND XXXXXX ADVISORS, LLC ("AGREEMENT")

                                   APPENDIX A

This Amendment relates to the Portfolio of the Trust set forth below. The
Agreement is unchanged with respect to the other Portfolios of the Trust:



Name of Portfolio                                                           Management Fee Rate
-----------------                                                           -------------------
                                                                         
Xxxxxx/Delaware Small-Mid Cap Growth Portfolio
(formerly Xxxxxx/Xxxxxxxxx Xxxxxx Small Cap Growth Portfolio)                   0.85%






                                        MLIG VARIABLE INSURANCE TRUST


                                        By: /s/ Xxxxxxx X. Xxxxxxxx
                                            --------------------------
                                        By: Xxxxxxx X. Xxxxxxxx
                                        Title: President and Trustee



         ATTEST:

         /s/Xxxxxx X. Xxxxxx, Xx.



                                        XXXXXX ADVISORS, INC.


                                        By: /s/ Xxxx Xxxxxxx
                                            --------------------------
                                        By: Xxxx Xxxxxxx
                                        Title: President



         ATTEST:

         /s/Xxxxxx X. Xxxxxx, Xx.