AMENDMENT to the SELECTED AUTOMATIC YRT AGREEMENTS listed below between MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, (hereinafter referred to as the “Ceding Company”) and SWISS RE LIFE & HEALTH AMERICA INC. (hereinafter referred to as the “Reinsurer”)...

Exhibit 26 (g) vi. a1 5.

AMENDMENT to the

SELECTED AUTOMATIC YRT AGREEMENTS

listed below

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter referred to as the “Ceding Company”)

and

SWISS RE LIFE & HEALTH AMERICA INC.

(hereinafter referred to as the “Reinsurer”)

Coverage: Strategic Edge Group Universal Life (GUL) with or without the variable rider (GVUL) Non-New York State, Original Treaty Effective Date: April 1, 2005

and

Coverage: Strategic Edge GUL with or without the variable rider (GVUL) New York State Business Only,

Original Treaty Effective Date: April 1, 2010

Effective upon policy anniversary renewal beginning February 1, 2012, Schedule D and Base Rate Table of the above-referenced Agreements are hereby revised by the attached “Schedule D: Reinsurance Premium Rates Revised February 1, 2012” and “Base Rate Tables Revised February 1, 2012”. This amendment will serve to update rates in accordance with the Reinsurance Rate Adjustment Mechanism as described in Schedule K of the above-referenced Agreements. Rate changes apply to as well as . The rates herein shall be used for effective on or after February 1, 2012 .

All other conditions of this Agreement not in conflict with the terms and conditions of this Amendment will continue unchanged.

IN WITNESS WHEREOF, both parties in duplicate hereby execute this Amendment in good faith:


MML BAY STATE LIFE INSURANCE COMPANY

/s/ Xxxxx X. Xxxxxx		Date:	7-9-12
Xxxxx X. Xxxxxx
Vice President & Actuary

[page break]

C.M. LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X. Xxxxxx	Date:	7-9-12
	Xxxxx X. Xxxxxx
	Vice President & Actuary

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X. Xxxxxx	Date:	7-9-12
	Xxxxx X. Xxxxxx
	Vice President & Actuary



SWISS RE LIFE & HEALTH AMERICA INC.

By:	/s/ Xxxxx X’Xxxxxxxx	Date:	26 JUNE 12
Print name:	Xxxxx X’Xxxxxxxx
Title:	SVP


SWISS RE LIFE & HEALTH AMERICA INC.

By:	/s/ Xxxxxx Xxxxxx	Date:	June 26, 2012
Print name:	Xxxxxx Xxxxxx
Title:	Senior Vice President


[page break]

SCHEDULE D: REINSURANCE PREMIUM RATES

REVISED FEBRUARY 1, 2012

Premiums for Standard Risks (Currency – U.S. Dollars)

The premium rates shall be the following percentages times the (attached below) for males and females as appropriate ( ):

The premium shall be . The Reinsurer and Ceding Company shall participate in the Rate Adjustment Mechanism in SCHEDULE K: RATE ADJUSTMENT MECHANISM. Rate changes apply to .

Policy Fees: No policy fees shall be paid under this Agreement.


[page break]


Base Rate Table: Revised February 1, 2012
(Note: The Base Rate Table remains unchanged)
Base Rate Table: the following table will be used as . This table will be the to create the appropriate reinsurance premium rates.
The in the base rate table are and then by , where the resulting premium .

For rates, the rates in the Base Rate Table will be for
and .

Base Rate Table


	Male		Female
Attained		Male		Female
Age
[table deleted]


[page break]

Calculation of New Rates to become effective on February 1, 2012

New rates are calculated as follows.

3. Determine New Pay Percentages

Base Rate Tables

Base Rate Table

For

a. Select rates: pay

percentages

Attained

Age

Unisex

Non Smoker

Unisex Smoker

Attained

Age

Unisex Unismoke

Original

Pay %

New Pay

[table deleted]

AMENDMENT to the

AUTOMATIC AND FACULTATIVE YRT AGREEMENT

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter the “Ceding Company”)

and

SWISS RE LIFE & HEALTH AMERICA INC.

(hereinafter the “Reinsurer”)

Coverage: Strategic Edge Group Universal Life (GUL) with or without the variable rider (GVUL) Non-New York State

Effective: April 1, 2005

Effective April 1, 2012, the Amendment effective date, Exhibit I: Reinsurer’s Assigned Pool Percentages of the above-referenced Agreement will be replaced with the attached Exhibit I: Reinsurer’s Assigned Pool Percentages which revises the .

All terms and conditions of this Agreement not in conflict with the terms and conditions of this Amendment shall continue unchanged.

IN WITNESS WHEREOF, this Amendment is hereby executed in good faith by both parties:


MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X Xxxxxx	Date:	11-19-12
	Xxxxx X. Xxxxxx
	Vice President & Actuary

MML BAY STATE LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X Xxxxxx	Date:	11-19-12
	Xxxxx X. Xxxxxx
	Vice President & Actuary

C. M. LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X Xxxxxx	Date:	11-19-12
	Xxxxx X. Xxxxxx
	Vice President & Actuary

[page break]

eff 4/1/12


SWISS RE LIFE & HEALTH AMERICA INC.

By:	/s/ Xxxxx X’Xxxxxxxx	Date:	12 NOV 2012
Print name:	Xxxxx X’Xxxxxxxx
Title:	Senior Vice President

SWISS RE LIFE & HEALTH AMERICA INC.

By:	/s/ Xxxxxx Xxxxxxxxxx	Date:	Nov. 12, 2012
Print name:	Xxxxxx Xxxxxxxxxx
Title:	Vice President

[page break]

EXHIBIT I: Reinsurer’s Assigned Pool Percentages

Swiss Re Life & Health America Inc.

[table deleted]

[page break]

EXHIBIT I: Reinsurer’s Assigned Pool Percentages (Continued)

Swiss Re Life & Health America Inc.

[table deleted]

[page break]

EXHIBIT I: Reinsurer’s Assigned Pool Percentages (Continued)

Swiss Re Life & Health America Inc. Effective 4/1/2012

[table deleted]

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AMENDMENT to the SELECTED AUTOMATIC YRT AGREEMENTS listed below between MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, (hereinafter referred to as the “Ceding Company”) and SWISS RE LIFE & HEALTH AMERICA INC. (hereinafter referred to as the “Reinsurer”)...

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