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XXXXX FARGO ASSET SECURITIES CORPORATION
(Seller)
and
XXXXX FARGO BANK MINNESOTA, NATIONAL ASSOCIATION
(Master Servicer)
and
WACHOVIA BANK, NATIONAL ASSOCIATION
(Trustee)
POOLING AND SERVICING AGREEMENT
Dated as of September 26, 2002
$1,200,364,495.78
Mortgage Pass-Through Certificates
Series 2002-E
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TABLE OF CONTENTS
ARTICLE I
DEFINITIONS
Section 1.01 Definitions...................................................
Section 1.02 Acts of Holders...............................................
Section 1.03 Effect of Headings and Table of Contents......................
Section 1.04 Benefits of Agreement.........................................
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF THE CERTIFICATES
Section 2.01 Conveyance of Mortgage Loans..................................
Section 2.02 Acceptance by Custodian.......................................
Section 2.03 Representations and Warranties of the Master Servicer and the
Seller.......................................................
Section 2.04 Execution and Delivery of Certificates........................
Section 2.05 Designation of Certificates; Designation of Startup Day
and Latest Possible Maturity Date............................
Section 2.06 Optional Substitution of Mortgage Loans.......................
ARTICLE III
ADMINISTRATION OF THE TRUST ESTATE; SERVICING
OF THE MORTGAGE LOANS
Section 3.01 Certificate Account...........................................
Section 3.02 Permitted Withdrawals from the Certificate Account............
Section 3.03 Advances by Master Servicer and Trustee.......................
Section 3.04 Custodian to Cooperate; Release of Owner Mortgage Loan Files..
Section 3.05 Reports to the Trustee; Annual Compliance Statements..........
Section 3.06 Title, Management and Disposition of Any REO Mortgage Loan....
Section 3.07 Amendments to Servicing Agreements,
Modification of Standard Provisions..........................
Section 3.08 Oversight of Servicing........................................
Section 3.09 Termination and Substitution of Servicing Agreements..........
Section 3.10 Application of Net Liquidation Proceeds.......................
Section 3.11 Act Reports...................................................
ARTICLE IV
DISTRIBUTIONS IN RESPECT OF CERTIFICATES;
PAYMENTS TO CERTIFICATEHOLDERS;
STATEMENTS AND REPORTS
Section 4.01 Distributions.................................................
Section 4.02 Allocation of Realized Losses.................................
Section 4.03 Paying Agent..................................................
Section 4.04 Statements to Certificateholders;
Reports to the Trustee and the Seller........................
Section 4.05 Reports to Mortgagors and the Internal Revenue Service........
Section 4.06 Calculation of Amounts; Binding Effect of Interpretations and
Actions of Master Servicer...................................
ARTICLE V
THE CERTIFICATES
Section 5.01 The Certificates..............................................
Section 5.02 Registration of Certificates..................................
Section 5.03 Mutilated, Destroyed, Lost or Stolen Certificates.............
Section 5.04 Persons Deemed Owners.........................................
Section 5.05 Access to List of Certificateholders' Names and Addresses.....
Section 5.06 Maintenance of Office or Agency...............................
Section 5.07 Definitive Certificates.......................................
Section 5.08 Notices to Clearing Agency....................................
ARTICLE VI
THE SELLER AND THE MASTER SERVICER
Section 6.01 Liability of the Seller and the Master Servicer...............
Section 6.02 Merger or Consolidation of the Seller or the Master Servicer..
Section 6.03 Limitation on Liability of the Seller, the Master Servicer and
Others ......................................................
Section 6.04 Resignation of the Master Servicer............................
Section 6.05 Compensation to the Master Servicer...........................
Section 6.06 Assignment or Delegation of Duties by Master Servicer.........
Section 6.07 Indemnification of Trustee and Seller by Master Servicer......
ARTICLE VII
DEFAULT
Section 7.01 Events of Default.............................................
Section 7.02 Other Remedies of Trustee.....................................
Section 7.03 Directions by Certificateholders and
Duties of Trustee During Event of Default....................
Section 7.04 Action upon Certain Failures of the
Master Servicer and upon Event of Default....................
Section 7.05 Trustee to Act; Appointment of Successor......................
Section 7.06 Notification to Certificateholders............................
ARTICLE VIII
CONCERNING THE TRUSTEE
Section 8.01 Duties of Trustee.............................................
Section 8.02 Certain Matters Affecting the Trustee.........................
Section 8.03 Trustee Not Required to Make Investigation....................
Section 8.04 Trustee Not Liable for Certificates or Mortgage Loans.........
Section 8.05 Trustee May Own Certificates..................................
Section 8.06 The Master Servicer to Pay Fees and Expenses..................
Section 8.07 Eligibility Requirements......................................
Section 8.08 Resignation and Removal.......................................
Section 8.09 Successor.....................................................
Section 8.10 Merger or Consolidation.......................................
Section 8.11 Authenticating Agent..........................................
Section 8.12 Separate Trustees and Co-Trustees.............................
Section 8.13 Tax Matters; Compliance with REMIC Provisions.................
Section 8.14 Monthly Advances..............................................
ARTICLE IX
TERMINATION
Section 9.01 Termination upon Purchase by the
Seller or Liquidation of All Mortgage Loans..................
Section 9.02 Additional Termination Requirements...........................
ARTICLE X
MISCELLANEOUS PROVISIONS
Section 10.01 Amendment.....................................................
Section 10.02 Recordation of Agreement......................................
Section 10.03 Limitation on Rights of Certificateholders....................
Section 10.04 Governing Law; Jurisdiction...................................
Section 10.05 Notices.......................................................
Section 10.06 Severability of Provisions....................................
Section 10.07 Special Notices to Rating Agencies............................
Section 10.08 Covenant of Seller............................................
Section 10.09 Recharacterization............................................
ARTICLE XI
TERMS FOR CERTIFICATES
Section 11.01 Cut-Off Date..................................................
Section 11.02 Cut-Off Date Aggregate Principal Balance......................
Section 11.03 Original Group Percentage.....................................
Section 11.03(a) Original Group I-A Percentage..............................
Section 11.03(b) Original Group II-A Percentage.............................
Section 11.04 Original Principal Balances of the Classes of Class A
Certificates ................................................
Section 11.05 Original Subordinated Percentage..............................
Section 11.06 Original Aggregate Subordinate Percentage.....................
Section 11.07 Original Class B Principal Balance............................
Section 11.08 Original Principal Balances of the Classes of Class B
Certificates. ...............................................
Section 11.09 Original Class M Percentage...................................
Section 11.10 Original Class M Principal Balance............................
Section 11.11 Original Class M Fractional Interest..........................
Section 11.12 Original Class B-1 Fractional Interest........................
Section 11.13 Original Class B-2 Fractional Interest........................
Section 11.14 Original Class B-3 Fractional Interest........................
Section 11.15 Original Class B-4 Fractional Interest........................
Section 11.16 Original Class B-5 Fractional Interest........................
Section 11.17 Closing Date..................................................
Section 11.18 Right to Purchase.............................................
Section 11.19 Wire Transfer Eligibility.....................................
Section 11.20 Single Certificate............................................
Section 11.21 Servicing Fee Rate............................................
Section 11.22 Master Servicing Fee Rate.....................................
EXHIBITS
EXHIBIT A-I-A-1 - Form of Face of Class I-A-1
EXHIBIT A-I-A-R - Form of Face of Class I-A-R Certificate
EXHIBIT A-I-A-LR - Form of Face of Class I-A-LR
EXHIBIT A-II-A-1 - Form of Face of Class II-A-1 Certificate
EXHIBIT B-1 - Form of Face of Class B-1 Certificate
EXHIBIT B-2 - Form of Face of Class B-2 Certificate
EXHIBIT B-3 - Form of Face of Class B-3 Certificate
EXHIBIT B-4 - Form of Face of Class B-4 Certificate
EXHIBIT B-5 - Form of Face of Class B-5 Certificate
EXHIBIT B-6 - Form of Face of Class B-6 Certificate
EXHIBIT C - Form of Face of Class M Certificate
EXHIBIT D - Form of Reverse of Series 2002-E Certificates
EXHIBIT E - Custodial Agreement
EXHIBIT F-1 - Schedule of Mortgage Loans in Loan Group I
EXHIBIT F-2 - Schedule of Mortgage Loans in Loan Group II
EXHIBIT G - Request for Release
EXHIBIT H - Affidavit Pursuant to Section 860E(e)(4) of the
Internal
Revenue Code of 1986, as amended, and for
Non-ERISA Investors
EXHIBIT I - Letter from Transferor of Residual Certificates
EXHIBIT J - Transferee's Letter (Class [B-4] [B-5] [B-6]
Certificates)
EXHIBIT K - Reserved
EXHIBIT L - Servicing Agreements
EXHIBIT M - Form of Special Servicing Agreement
EXHIBIT N Form of Initial Certification of the Custodian
EXHIBIT O Form of Final Certification of the Custodian
SCHEDULE I - Applicable Unscheduled Principal Receipt Period
This Pooling and Servicing Agreement, dated as of September 26, 2002
executed by XXXXX FARGO ASSET SECURITIES CORPORATION, as Seller, XXXXX FARGO
BANK MINNESOTA, NATIONAL ASSOCIATION, as Master Servicer, and WACHOVIA BANK,
NATIONAL ASSOCIATION, as Trustee.
W I T N E S S E T H T H A T:
In consideration of the mutual agreements herein contained, the
Seller, the Master Servicer and the Trustee agree as follows:
ARTICLE I
DEFINITIONS SECTION 1.01 DEFINITIONS.
Whenever used herein, the following words and phrases, unless the
context otherwise requires, shall have the meanings specified in this Article.
Accepted Master Servicing Practices: Accepted Master Servicing
Practices shall consist of the customary and usual master servicing practices of
prudent master servicing institutions which service mortgage loans of the same
type as the Mortgage Loans in the jurisdictions in which the related Mortgaged
Properties are located, regardless of the date upon which the related Mortgage
Loans were originated.
Adjusted Principal Balance: As to any Distribution Date and the
Class M Certificates or any Class of Class B Certificates, the greater of (A)
zero and (B)(i) the Principal Balance of such Class with respect to such
Distribution Date minus (ii) the Adjustment Amount for such Distribution Date
less, with respect to the Class M Certificates, the Class B Principal Balance
or, with respect to any Class B Certificates, the Principal Balances for any
Classes of Class B Certificates with higher numerical designations.
Adjustment Amount: For any Distribution Date, the difference between
(A) the sum of the Aggregate Class A Principal Balance, the Class M Principal
Balance and the Class B Principal Balance as of the related Determination Date
and (B) the sum of (i) the sum of the Aggregate Class A Principal Balance, the
Class M Principal Balance and the Class B Principal Balance as of the
Determination Date succeeding such Distribution Date and (ii) the aggregate
amount that would have been distributed to all Classes as principal in
accordance with Section 4.01(a)(i) for such Distribution Date without regard to
the provisos in the definitions of Class M Optimal Principal Amount, Class B-1
Optimal Principal Amount, Class B-2 Optimal Principal Amount, Class B-3 Optimal
Principal Amount, Class B-4 Optimal Principal Amount, Class B-5 Optimal
Principal Amount and Class B-6 Optimal Principal Amount.
Adjustment Date: As to each Mortgage Loan, the Due Date on which
date an adjustment to the Mortgage Interest Rate of such Mortgage Loan becomes
effective under the related Mortgage Note, which Due Date is the date set forth
in the Mortgage Loan Schedule as the first Adjustment Date and each subsequent
anniversary thereof.
Aggregate Adjusted Pool Amount: With respect to any Distribution
Date, the sum of the Group I Adjusted Pool Amount and Group II Adjusted Pool
Amount.
Aggregate Class A Principal Balance: With respect to any
Determination Date, the sum of the Group I-A Principal Balance and Group II-A
Principal Balance.
Aggregate Class A Percentage: With respect to any Distribution Date,
the percentage, the numerator of which is the Aggregate Class A Principal
Balance prior to giving effect to any distributions on such Distribution Date,
and the denominator of which is the sum of the Pool Balances for each Loan Group
on the first day of the month preceding the month of such Distribution Date.
Aggregate Group I-A Unpaid Interest Shortfall: As to any
Distribution Date, an amount equal to the sum of the Class A Unpaid Interest
Shortfalls for the Group I-A Certificates.
Aggregate Group II-A Unpaid Interest Shortfall: As to any
Distribution Date, an amount equal to the sum of the Class A Unpaid Interest
Shortfalls for the Group II-A Certificates.
Aggregate Principal Balance: As of any Determination Date, the sum
of the Group I-A Principal Balance, the Group II-A Principal Balance, the Class
M Principal Balance and the Class B Principal Balance as of such date.
Aggregate Subordinate Percentage: As to any Determination Date, the
Subordinate Principal Balance divided by the sum of the Group I Pool Balance and
Group II Pool Balance.
Agreement: This Pooling and Servicing Agreement and all amendments
and supplements hereto.
Applicable Unscheduled Principal Receipt Period: With respect to the
Mortgage Loans serviced by each Servicer and each of Full Unscheduled Principal
Receipts and Partial Unscheduled Principal Receipts, the Unscheduled Principal
Receipt Period specified on Schedule I hereto, as amended from time to time by
the Master Servicer pursuant to Section 10.01(b) hereof.
Apportioned Class B Principal Distribution Amount: As to any
Distribution Date and any Class of Class B Certificates, the product of (i) the
applicable Class B Principal Distribution Amount and (ii) the Apportionment
Fraction for such Class.
Apportioned Class M Principal Distribution Amount: As to any
Distribution Date and the Class M Certificates, the product of (i) the Class M
Principal Distribution Amount and (ii) the Apportionment Fraction for such
Class.
Apportionment Fraction: As to the Class M Certificates or any Class
of Class B Certificates and any Distribution Date occurring prior to the
Subordination Depletion Date and on or after the Distribution Date on which the
Principal Balance of each Class of one Group has been reduced to zero, a
fraction, the numerator of which is the Class M Loan Group Optimal Principal
Amount or Class B Loan Group Optimal Principal Amount for which the
corresponding Class A Certificates are no longer outstanding and the denominator
of which is the Class M Optimal Principal Amount or applicable Class B Optimal
Principal Amount, as the case may be, without regard to the proviso thereto.
Authenticating Agent: Any authenticating agent appointed by the
Trustee pursuant to Section 8.11. There shall initially be no Authenticating
Agent for the Certificates.
Available Master Servicing Compensation: With respect to any
Distribution Date, the sum of (a) the Master Servicing Fee for such Distribution
Date, (b) interest earned through the business day preceding the applicable
Distribution Date on any Prepayments in Full remitted to the Master Servicer and
(c) the aggregate amount of Month End Interest remitted by the Servicers to the
Master Servicer pursuant to the related Servicing Agreements.
Bankruptcy Code: The Bankruptcy Code of 1978, as amended.
Bankruptcy Loss: With respect to any Mortgage Loan, a Deficient
Valuation or Debt Service Reduction; provided, however, that a Bankruptcy Loss
shall not be deemed a Bankruptcy Loss hereunder so long as the applicable
Servicer has notified the Master Servicer and the Trustee in writing that such
Servicer is diligently pursuing any remedies that may exist in connection with
the representations and warranties made regarding the related Mortgage Loan and
either (A) the related Mortgage Loan is not in default with regard to payments
due thereunder or (B) delinquent payments of principal and interest under the
related Mortgage Loan and any premiums on any applicable primary hazard
insurance policy and any related escrow payments in respect of such Mortgage
Loan are being advanced on a current basis by such Servicer without giving
effect to any Debt Service Reduction.
Beneficial Owner: With respect to a Book-Entry Certificate, the
Person who is the beneficial owner of such Book-Entry Certificate, as reflected
on the books of the Clearing Agency, or on the books of a Person maintaining an
account with such Clearing Agency (directly or as an indirect participant, in
accordance with the rules of such Clearing Agency), as the case may be.
Book-entry Certificate: Any one of the Class I-A-1 Certificates,
Class II-A-1 Certificates, Class M Certificates, Class B-1 Certificates, Class
B-2 Certificates and Class B-3 Certificates, beneficial ownership and transfers
of which shall be evidenced by, and made through, book entries by the Clearing
Agency as described in Section 5.01(b).
Business Day: Any day other than (i) a Saturday or a Sunday, or (ii)
a legal holiday in the City of New York, State of Iowa, State of Maryland, State
of Minnesota or State of North Carolina or (iii) a day on which banking
institutions in the City of New York, or the State of Iowa, State of Maryland,
State of Minnesota or State of North Carolina are authorized or obligated by law
or executive order to be closed.
Certificate: Any one of the Class A Certificates, Class M
Certificates or Class B Certificates.
Certificate Account: The trust account established and maintained by
the Master Servicer in the name of the Master Servicer on behalf of the Trustee
pursuant to Section 3.01. The Certificate Account shall be an Eligible Account.
Certificate Custodian: Initially, Wachovia Bank, National
Association; thereafter any other Certificate Custodian acceptable to The
Depository Trust Company and selected by the Trustee.
Certificate Register and Certificate Registrar: Respectively, the
register maintained pursuant to and the registrar provided for in Section 5.02.
The initial Certificate Registrar is the Trustee.
Certificateholder or Holder: The Person in whose name a Certificate
is registered in the Certificate Register, except that, solely for the purposes
of the taking of any action under Articles VII or VIII, any Certificate
registered in the name of the Master Servicer, a Servicer or any affiliate
thereof shall be deemed not to be outstanding and the Voting Interest evidenced
thereby shall not be taken into account in determining whether the requisite
percentage of Certificates necessary to effect any such action has been
obtained.
Class: All certificates whose form is identical except for
variations in the Percentage Interest evidenced thereby.
Class I-A-1 Certificate: Any one of the Certificates executed by the
Trustee and authenticated by the Trustee or the Authenticating Agent in
substantially the form set forth in Exhibit A-I-A-1 and Exhibit D hereto.
Class I-A-1 Certificateholder: The registered holder of a Class
I-A-1 Certificate.
Class I-A-LR Certificate: The Certificate executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-I-A-LR and Exhibit D hereto.
Class I-A-LR Certificateholder: The registered holder of the Class
I-A-LR Certificate.
Class I-A-lS Interest: A regular interest in the Lower-Tier REMIC
which is held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(iv) hereof.
Class I-A-lQ Interest: A regular interest in the Lower-Tier REMIC
which is held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(iv) hereof.
Class I-A-R Certificate: The Certificate executed by the Trustee and
authenticated by the Trustee or the Authenticating Agent in substantially the
form set forth in Exhibit A-I-A-R and Exhibit D hereto.
Class I-A-R Certificateholder: The registered holder of the Class
I-A-R Certificate.
Class II-A-1 Certificate: Any one of the Certificates executed by
the Trustee and authenticated by the Trustee or the Authenticating Agent in
substantially the form set forth in Exhibit A-II-A-1 and Exhibit D hereto.
Class II-A-1 Certificateholder: The registered holder of a Class
II-A-1 Certificate.
Class II-A-LS Interest: A regular interest in the Lower-Tier REMIC
which is held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(iv) hereof.
Class II-A-LQ Interest: A regular interest in the Lower-Tier REMIC
which is held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(iv) hereof.
Class A Certificate: Any of the Group I-A Certificates or Group II-A
Certificates.
Class A Certificateholder: The registered holder of a Class A
Certificate.
Class A Interest Percentage: As to any Distribution Date and any
Class of Class A Certificates, the percentage calculated by dividing the
Interest Accrual Amount of such Class (determined without regard to clause (ii)
of the definition thereof) by the sum of (a) the Group I-A Interest Accrual
Amount and (b) the Group II-A Interest Accrual Amount.
Class A Pass-through Rate: As to the Class I-A-1, Class I-A-LR,
Class I-A-R Certificates and the first Distribution Date, 4.972% per annum. For
each Distribution Date after the initial Distribution Date, the Class A
Pass-Through Rate on the Class I-A-1, Class I-A-R and Class I-A-LR Certificates
will be a per annum rate equal to the weighted average of the Net Mortgage
Interest Rates of the Group I Mortgage Loans (based on Scheduled Principal
Balances of the Group I Mortgage Loans on the first day of the month preceding
the month of such Distribution Date). As to the Class II-A-1 Certificates and
the first Distribution Date, 5.221% per annum. For each Distribution Date after
the initial Distribution Date, the Class A Pass-Through Rate on the Class II-A-1
Certificates will be a per annum rate equal to the weighted average of the Net
Mortgage Interest Rates of the Group II Mortgage Loans (based on Scheduled
Principal Balances of the Group II Mortgage Loans on the first day of the month
preceding the month of such Distribution Date).
Class A Unpaid Interest Shortfall: As to any Distribution Date and
Class of Class A Certificates, the amount, if any, by which the aggregate of the
Group I-A Interest Shortfall Amounts or Group II-A Interest Shortfall Amounts
for such Class for prior Distribution Dates is in excess of the amounts
distributed in respect of such Class on prior Distribution Dates pursuant to
Paragraph second of Section 4.01(a)(i).
Class B Certificate: Any one of the Class B-1 Certificates, Class
B-2 Certificates, Class B-3 Certificates, Class B-4 Certificates, Class B-5
Certificates or Class B-6 Certificates.
Class B Certificateholder: The registered holder of a Class B
Certificate.
Class B Distribution Amount: Any of the Class B-1, Class B-2, Class
B-3, Class B-4, Class B-5 or Class B-6 Distribution Amounts.
Class B Interest Accrual Amount: With respect to any Distribution
Date, the sum of the Interest Accrual Amounts for the Classes of Class B
Certificates with respect to such Distribution Date.
Class B Interest Percentage: With respect to any Distribution Date
and any Class of Class B Certificates, the percentage calculated by dividing the
Interest Accrual Amount of such Class (determined without regard to clause (ii)
of the definition thereof) by the Class B Interest Accrual Amount (determined
without regard to clause (ii) of the definition of each Interest Accrual
Amount).
Class B Interest Shortfall Amount: Any of the Class B-1 Interest
Shortfall Amount, Class B-2 Interest Shortfall Amount, Class B-3 Interest
Shortfall Amount, Class B-4 Interest Shortfall Amount, Class B-5 Interest
Shortfall Amount or Class B-6 Interest Shortfall Amount.
Class B Loan Group I Optimal Principal Amount: Any of the Class B-1,
Class B-2, Class B-3, Class B-4, Class B-5 or Class B-6 Loan Group I Optimal
Principal Amounts.
Class B Loan Group Ii Optimal Principal Amount: Any of the Class
B-1, Class B-2, Class B-3, Class B-4, Class B-5 or Class B-6 Loan Group II
Optimal Principal Amounts.
Class B Loan Group Optimal Principal Amount: Either the Class B Loan
Group I Optimal Principal Amount or Class B Loan Group II Optimal Principal
Amount.
Class B Loss Percentage: With respect to any Determination Date and
any Class of Class B Certificates then outstanding, the percentage calculated by
dividing the Principal Balance of such Class B by the Class B Principal Balance
(determined without regard to any Principal Balance of any Class of Class B
Certificates not then outstanding), in each case determined as of the preceding
Determination Date.
Class B Optimal Principal Amount: Any of the Class B-1, Class B-2,
Class B-3, Class B-4, Class B-5 or Class B-6 Optimal Principal Amounts.
Class B Pass-through Rate: As to the initial Distribution Date,
5.068% per annum. As to each Distribution Date thereafter, a per annum rate
equal to the weighted average (based on the Group Subordinate Amount of each
Loan Group) of the Weighted Average Net Mortgage Interest Rate of each Loan
Group.
Class B Principal Balance: As of any date, an amount equal to the
sum of the Class B-1 Principal Balance, Class B-2 Principal Balance, Class B-3
Principal Balance, Class B-4 Principal Balance, Class B-5 Principal Balance and
Class B-6 Principal Balance.
Class B Principal Distribution Amount: Any of the Class B-1, Class
B-2, Class B-3, Class B-4, Class B-5 or Class B-6 Principal Distribution
Amounts.
Class B Unpaid Interest Shortfall: Any of the Class B-1 Unpaid
Interest Shortfall, Class B-2 Unpaid Interest Shortfall, Class B-3 Unpaid
Interest Shortfall, Class B-4 Unpaid Interest Shortfall, Class B-5 Unpaid
Interest Shortfall or Class B-6 Unpaid Interest Shortfall.
Class B-1 Certificate: Any one of the Certificates executed by the
Trustee and authenticated by the Trustee or the Authenticating Agent in
substantially the form set forth in Exhibit B-1 and Exhibit D hereto.
Class B-1 Certificateholder: The registered holder of a Class B-1
Certificate.
Class B-1 Distribution Amount: As to any Distribution Date, any
amount distributable to the Holders of the Class B-1 Certificates pursuant to
Paragraphs first, second and third of Section 4.01(a)(iii).
Class B-1 Interest Shortfall Amount: As to any Distribution Date,
any amount by which the Interest Accrual Amount of the Class B-1 Certificates
with respect to such Distribution Date exceeds the amount distributed in respect
of the Class B-1 Certificates on such Distribution Date pursuant to Paragraph
first of Section 4.01(a)(iii).
Class B-1 Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan,
of:
(i) the Group I Class B-1 Percentage (with respect to each such
Group I Mortgage Loan) or Group II Class B-1 Percentage (with respect to
each such Group II Mortgage Loan) of the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan;
(ii) the Group I Class B-1 Prepayment Percentage (with respect to
each such Group I Mortgage Loan), or Group II Class B-1 Prepayment
Percentage (with respect to each such Group II Mortgage Loan) of all
Unscheduled Principal Receipts (other than Recoveries) that were received
by a Servicer with respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such Distribution Date
for each applicable type of Unscheduled Principal Receipt;
(iii) the Group I Class B-1 Prepayment Percentage (with respect to
each such Group I Mortgage Loan) or Group II Class B-1 Prepayment
Percentage (with respect to each such Group II Mortgage Loan) of the
Scheduled Principal Balance of such Mortgage Loan which, during the one
month period ending on the day preceding the Determination Date for such
Distribution Date, was repurchased by the Seller pursuant to Sections 2.02
or 2.03; and
(iv) the Group I Class B-1 Percentage (with respect to each such
Group I Mortgage Loan) or Group II Class B-1 Percentage (with respect to
each such Group II Mortgage Loan) of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a Mortgage Loan during the
one month period ending on the day preceding the Determination Date for
such Distribution Date over the unpaid principal balance of such Mortgage
Loan, less the amount allocable to the principal portion of any
unreimbursed Periodic Advances previously made by the applicable Servicer,
the Master Servicer or the Trustee in respect of such Mortgage Loan; and
(II) the Group I Class B-1 Prepayment Percentage or Group II Class
B-1 Prepayment Percentage, as applicable, of the Recovery for each Loan
Group for such Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-1 Optimal Principal Amount
will equal the lesser of (A) the Class B-1 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-1 Certificates.
Class B-1 Principal Balance: As to the first Determination Date, the
Original Class B-1 Principal Balance. As of any subsequent Determination Date,
the Original Class B-1 Principal Balance less the sum of all amounts previously
distributed in respect of the Class B-1 Certificates on prior Distribution Dates
(A) pursuant to Paragraph third of Section 4.01(a)(iii) and (B) as a result of a
Principal Adjustment; provided, however, if the Class B-1 Certificates are the
most subordinate Certificates outstanding, the Class B-1 Principal Balance will
equal the difference, if any, between the Aggregate Adjusted Pool Amount as of
the preceding Distribution Date less the sum of the Aggregate Class A Principal
Balance and the Class M Principal Balance as of such Determination Date.
Class B-1 Principal Distribution Amount: As to any Distribution
Date, any amount distributable to the Holders of the Class B-1 Certificates
pursuant to Paragraph third of Section 4.01(a)(iii).
Class B-1 Unpaid Interest Shortfall: As to any Distribution Date,
the amount, if any, by which the aggregate of the Class B-1 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-1 Certificates on prior Distribution Dates pursuant to
Paragraph second of Section 4.01(a)(iii).
Class B-2 Certificate: Any one of the Certificates executed by the
Trustee and authenticated by the Trustee or the Authenticating Agent in
substantially the form set forth in Exhibit B-2 and Exhibit D hereto.
Class B-2 Certificateholder: The registered holder of a Class B-2
Certificate.
Class B-2 Distribution Amount: As to any Distribution Date, any
amount distributable to the Holders of the Class B-2 Certificates pursuant to
Paragraphs fourth, fifth and sixth of Section 4.01(a)(iii).
Class B-2 Interest Shortfall Amount: As to any Distribution Date,
any amount by which the Interest Accrual Amount of the Class B-2 Certificates
with respect to such Distribution Date exceeds the amount distributed in respect
of the Class B-2 Certificates on such Distribution Date pursuant to Paragraph
fourth of Section 4.01(a)(iii).
Class B-2 Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan,
of:
(i) the Group I Class B-2 Percentage (with respect to each such
Group I Mortgage Loan) or Group II Class B-2 Percentage (with respect to
each such Group II Mortgage Loan) of the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan;
(ii) the Group I Class B-2 Prepayment Percentage (with respect to
each such Group I Mortgage Loan), or Group II Class B-2 Prepayment
Percentage (with respect to each such Group II Mortgage Loan) of all
Unscheduled Principal Receipts (other than Recoveries) that were received
by a Servicer with respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such Distribution Date
for each applicable type of Unscheduled Principal Receipt;
(iii) the Group I Class B-2 Prepayment Percentage (with respect to
each such Group I Mortgage Loan) or Group II Class B-2 Prepayment
Percentage (with respect to each such Group II Mortgage Loan) of the
Scheduled Principal Balance of such Mortgage Loan which, during the one
month period ending on the day preceding the Determination Date for such
Distribution Date, was repurchased by the Seller pursuant to Sections 2.02
or 2.03; and
(iv) the Group I Class B-2 Percentage (with respect to each such
Group I Mortgage Loan) or Group II Class B-2 Percentage (with respect to
each such Group II Mortgage Loan) of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a Mortgage Loan during the
one month period ending on the day preceding the Determination Date for
such Distribution Date over the unpaid principal balance of such Mortgage
Loan, less the amount allocable to the principal portion of any
unreimbursed Periodic Advances previously made by the applicable Servicer,
the Master Servicer or the Trustee in respect of such Mortgage Loan; and
(II) the Group I Class B-2 Prepayment Percentage or Group II Class
B-2 Prepayment Percentage, as applicable, of the Recovery for each Loan
Group for such Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-2 Optimal Principal Amount
will equal the lesser of (A) the Class B-2 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-2 Certificates.
Class B-2 Principal Balance: As to the first Determination Date, the
Original Class B-2 Principal Balance. As of any subsequent Determination Date,
the Original Class B-2 Principal Balance less the sum of all amounts previously
distributed in respect of the Class B-2 Certificates on prior Distribution Dates
(A) pursuant to Paragraph sixth of Section 4.01(a)(iii) and (B) as a result of a
Principal Adjustment; provided, however, if the Class B-2 Certificates are the
most subordinate Certificates outstanding, the Class B-2 Principal Balance will
equal the difference, if any, between the Aggregate Adjusted Pool Amount as of
the preceding Distribution Date less the sum of the Aggregate Class A Principal
Balance, the Class M Principal Balance and the Class B-1 Principal Balance as of
such Determination Date.
Class B-2 Principal Distribution Amount: As to any Distribution
Date, any amount distributable to the Holders of the Class B-2 Certificates
pursuant to Paragraph sixth of Section 4.01(a)(iii).
Class B-2 Unpaid Interest Shortfall: As to any Distribution Date,
the amount, if any, by which the aggregate of the Class B-2 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-2 Certificates on prior Distribution Dates pursuant to
Paragraph fifth of Section 4.01(a)(iii).
Class B-3 Certificate: Any one of the Certificates executed by the
Trustee and authenticated by the Trustee or the Authenticating Agent in
substantially the form set forth in Exhibit B-3 and Exhibit D hereto.
Class B-3 Certificateholder: The registered holder of a Class B-3
Certificate.
Class B-3 Distribution Amount: As to any Distribution Date, any
amount distributable to the Holders of the Class B-3 Certificates pursuant to
Paragraphs seventh, eighth and ninth of Section 4.01(a)(iii).
Class B-3 Interest Shortfall Amount: As to any Distribution Date,
any amount by which the Interest Accrual Amount of the Class B-3 Certificates
with respect to such Distribution Date exceeds the amount distributed in respect
of the Class B-3 Certificates on such Distribution Date pursuant to Paragraph
seventh of Section 4.01(a)(iii).
Class B-3 Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan,
of:
(i) the Group I Class B-3 Percentage (with respect to each such
Group I Mortgage Loan) or Group II Class B-3 Percentage (with respect to
each such Group II Mortgage Loan) of the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan;
(ii) the Group I Class B-3 Prepayment Percentage (with respect to
each such Group I Mortgage Loan), or Group II Class B-3 Prepayment
Percentage (with respect to each such Group II Mortgage Loan) of all
Unscheduled Principal Receipts (other than Recoveries) that were received
by a Servicer with respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such Distribution Date
for each applicable type of Unscheduled Principal Receipt;
(iii) the Group I Class B-3 Prepayment Percentage (with respect to
each such Group I Mortgage Loan) or Group II Class B-3 Prepayment
Percentage (with respect to each such Group II Mortgage Loan) of the
Scheduled Principal Balance of such Mortgage Loan which, during the one
month period ending on the day preceding the Determination Date for such
Distribution Date, was repurchased by the Seller pursuant to Sections 2.02
or 2.03; and
(iv) the Group I Class B-3 Percentage (with respect to each such
Group I Mortgage Loan) or Group II Class B-3 Percentage (with respect to
each such Group II Mortgage Loan) of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a Mortgage Loan during the
one month period ending on the day preceding the Determination Date for
such Distribution Date over the unpaid principal balance of such Mortgage
Loan, less the amount allocable to the principal portion of any
unreimbursed Periodic Advances previously made by the applicable Servicer,
the Master Servicer or the Trustee in respect of such Mortgage Loan; and
(II) the Group I Class B-3 Prepayment Percentage or Group II Class
B-3 Prepayment Percentage, as applicable, of the Recovery for each Loan
Group for such Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-3 Optimal Principal Amount
will equal the lesser of (A) the Class B-3 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-3 Certificates.
Class B-3 Principal Balance: As to the first Determination Date, the
Original Class B-3 Principal Balance. As of any subsequent Determination Date,
the Original Class B-3 Principal Balance less the sum of all amounts previously
distributed in respect of the Class B-3 Certificates on prior Distribution Dates
(A) pursuant to Paragraph ninth of Section 4.01(a)(iii) and (B) as a result of a
Principal Adjustment; provided, however, if the Class B-3 Certificates are the
most subordinate Certificates outstanding, the Class B-3 Principal Balance will
equal the difference, if any, between the Aggregate Adjusted Pool Amount as of
the preceding Distribution Date less the sum of the Aggregate Class A Principal
Balance, the Class M Principal Balance, the Class B-1 Principal Balance and the
Class B-2 Principal Balance as of such Determination Date.
Class B-3 Principal Distribution Amount: As to any Distribution
Date, any amount distributable to the Holders of the Class B-3 Certificates
pursuant to Paragraph ninth of Section 4.01(a)(iii).
Class B-3 Unpaid Interest Shortfall: As to any Distribution Date,
the amount, if any, by which the aggregate of the Class B-3 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-3 Certificates on prior Distribution Dates pursuant to
Paragraph eighth of Section 4.01(a)(iii).
Class B-4 Certificate: Any one of the Certificates executed by the
Trustee and authenticated by the Trustee or the Authenticating Agent in
substantially the form set forth in Exhibit B-4 and Exhibit D hereto.
Class B-4 Certificateholder: The registered holder of a Class B-4
Certificate.
Class B-4 Distribution Amount: As to any Distribution Date, any
amount distributable to the Holders of the Class B-4 Certificates pursuant to
Paragraphs tenth, eleventh and twelfth of Section 4.01(a)(iii).
Class B-4 Interest Shortfall Amount: As to any Distribution Date,
any amount by which the Interest Accrual Amount of the Class B-4 Certificates
with respect to such Distribution Date exceeds the amount distributed in respect
of the Class B-4 Certificates on such Distribution Date pursuant to Paragraph
tenth of Section 4.01(a)(iii).
Class B-4 Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan,
of:
(i) the Group I Class B-4 Percentage (with respect to each such
Group I Mortgage Loan) or Group II Class B-4 Percentage (with respect to
each such Group II Mortgage Loan) of the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan;
(ii) the Group I Class B-4 Prepayment Percentage (with respect to
each such Group I Mortgage Loan), or Group II Class B-4 Prepayment
Percentage (with respect to each such Group II Mortgage Loan) of all
Unscheduled Principal Receipts (other than Recoveries) that were received
by a Servicer with respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such Distribution Date
for each applicable type of Unscheduled Principal Receipt;
(iii) the Group I Class B-4 Prepayment Percentage (with respect to
each such Group I Mortgage Loan) or Group II Class B-4 Prepayment
Percentage (with respect to each such Group II Mortgage Loan) of the
Scheduled Principal Balance of such Mortgage Loan which, during the one
month period ending on the day preceding the Determination Date for such
Distribution Date, was repurchased by the Seller pursuant to Sections 2.02
or 2.03; and
(iv) the Group I Class B-4 Percentage (with respect to each such
Group I Mortgage Loan) or Group II Class B-4 Percentage (with respect to
each such Group II Mortgage Loan) of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a Mortgage Loan during the
one month period ending on the day preceding the Determination Date for
such Distribution Date over the unpaid principal balance of such Mortgage
Loan, less the amount allocable to the principal portion of any
unreimbursed Periodic Advances previously made by the applicable Servicer,
the Master Servicer or the Trustee in respect of such Mortgage Loan; and
(II) the Group I Class B-4 Prepayment Percentage or Group II Class
B-4 Prepayment Percentage, as applicable, of the Recovery for each Loan
Group for such Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-4 Optimal Principal Amount
will equal the lesser of (A) the Class B-4 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-4 Certificates.
Class B-4 Principal Balance: As to the first Determination Date, the
Original Class B-4 Principal Balance. As of any subsequent Determination Date,
the Original Class B-4 Principal Balance less the sum of all amounts previously
distributed in respect of the Class B-4 Certificates on prior Distribution Dates
(A) pursuant to Paragraph twelfth of Section 4.01(a)(iii) and (B) as a result of
a Principal Adjustment; provided, however, if the Class B-4 Certificates are the
most subordinate Certificates outstanding, the Class B-4 Principal Balance will
equal the difference, if any, between the Aggregate Adjusted Pool Amount as of
the preceding Distribution Date less the sum of the Aggregate Class A Principal
Balance, the Class M Principal Balance, the Class B-1 Principal Balance, the
Class B-2 Principal Balance and the Class B-3 Principal Balance as of such
Determination Date.
Class B-4 Principal Distribution Amount: As to any Distribution
Date, any amount distributable to the Holders of the Class B-4 Certificates
pursuant to Paragraph twelfth of Section 4.01(a)(iii).
Class B-4 Unpaid Interest Shortfall: As to any Distribution Date,
the amount, if any, by which the aggregate of the Class B-4 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-4 Certificates on prior Distribution Dates pursuant to
Paragraph eleventh of Section 4.01(a)(iii).
Class B-5 Certificate: Any one of the Certificates executed by the
Trustee and authenticated by the Trustee or the Authenticating Agent in
substantially the form set forth in Exhibit B-5 and Exhibit D hereto.
Class B-5 Certificateholder: The registered holder of a Class B-5
Certificate.
Class B-5 Distribution Amount: As to any Distribution Date, any
amount distributable to the Holders of the Class B-5 Certificates pursuant to
Paragraphs thirteenth, fourteenth and fifteenth of Section 4.01(a)(iii).
Class B-5 Interest Shortfall Amount: As to any Distribution Date,
any amount by which the Interest Accrual Amount of the Class B-5 Certificates
with respect to such Distribution Date exceeds the amount distributed in respect
of the Class B-5 Certificates on such Distribution Date pursuant to Paragraph
thirteenth of Section 4.01(a)(iii).
Class B-5 Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan,
of:
(i) the Group I Class B-5 Percentage (with respect to each such
Group I Mortgage Loan) or Group II Class B-5 Percentage (with respect to
each such Group II Mortgage Loan) of the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan;
(ii) the Group I Class B-5 Prepayment Percentage (with respect to
each such Group I Mortgage Loan), or Group II Class B-5 Prepayment
Percentage (with respect to each such Group II Mortgage Loan) of all
Unscheduled Principal Receipts (other than Recoveries) that were received
by a Servicer with respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such Distribution Date
for each applicable type of Unscheduled Principal Receipt;
(iii) the Group I Class B-5 Prepayment Percentage (with respect to
each such Group I Mortgage Loan) or Group II Class B-5 Prepayment
Percentage (with respect to each such Group II Mortgage Loan) of the
Scheduled Principal Balance of such Mortgage Loan which, during the one
month period ending on the day preceding the Determination Date for such
Distribution Date, was repurchased by the Seller pursuant to Sections 2.02
or 2.03; and
(iv) the Group I Class B-5 Percentage (with respect to each such
Group I Mortgage Loan) or Group II Class B-5 Percentage (with respect to
each such Group II Mortgage Loan) of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a Mortgage Loan during the
one month period ending on the day preceding the Determination Date for
such Distribution Date over the unpaid principal balance of such Mortgage
Loan, less the amount allocable to the principal portion of any
unreimbursed Periodic Advances previously made by the applicable Servicer,
the Master Servicer or the Trustee in respect of such Mortgage Loan; and
(II) the Group I Class B-5 Prepayment Percentage or Group II Class
B-5 Prepayment Percentage, as applicable, of the Recovery for each Loan
Group for such Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-5 Optimal Principal Amount
will equal the lesser of (A) the Class B-5 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-5 Certificates.
Class B-5 Principal Balance: As to the first Determination Date, the
Original Class B-5 Principal Balance. As of any subsequent Determination Date,
the Original Class B-5 Principal Balance less the sum of all amounts previously
distributed in respect of the Class B-5 Certificates on prior Distribution Dates
(A) pursuant to Paragraph fifteenth of Section 4.01(a)(iii) and (B) as a result
of a Principal Adjustment; provided, however, if the Class B-5 Certificates are
the most subordinate Certificates outstanding, the Class B-5 Principal Balance
will equal the difference, if any, between the Aggregate Adjusted Pool Amount as
of the preceding Distribution Date less the sum of the Aggregate Class A
Principal Balance, the Class M Principal Balance, the Class B-1 Principal
Balance, the Class B-2 Principal Balance, the Class B-3 Principal Balance and
the Class B-4 Principal Balance as of such Determination Date.
Class B-5 Principal Distribution Amount: As to any Distribution
Date, any amount distributable to the Holders of the Class B-5 Certificates
pursuant to Paragraph fifteenth of Section 4.01(a)(iii).
Class B-5 Unpaid Interest Shortfall: As to any Distribution Date,
the amount, if any, by which the aggregate of the Class B-5 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-5 Certificates on prior Distribution Dates pursuant to
Paragraph fourteenth of Section 4.01(a)(iii).
Class B-6 Certificate: Any one of the Certificates executed by the
Trustee and authenticated by the Trustee or the Authenticating Agent in
substantially the form set forth in Exhibit B-6 and Exhibit D hereto.
Class B-6 Certificateholder: The registered holder of a Class B-6
Certificate.
Class B-6 Distribution Amount: As to any Distribution Date, any
amount distributable to the Holders of the Class B-6 Certificates pursuant to
Paragraphs sixteenth, seventeenth and eighteenth of Section 4.01(a)(iii).
Class B-6 Interest Shortfall Amount: As to any Distribution Date,
any amount by which the Interest Accrual Amount of the Class B-6 Certificates
with respect to such Distribution Date exceeds the amount distributed in respect
of the Class B-6 Certificates on such Distribution Date pursuant to Paragraph
sixteenth of Section 4.01(a)(iii).
Class B-6 Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan,
of:
(i) the Group I Class B-6 Percentage (with respect to each such
Group I Mortgage Loan) or Group II Class B-6 Percentage (with respect to
each such Group II Mortgage Loan) of the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan;
(ii) the Group I Class B-6 Prepayment Percentage (with respect to
each such Group I Mortgage Loan), or Group II Class B-6 Prepayment
Percentage (with respect to each such Group II Mortgage Loan) of all
Unscheduled Principal Receipts (other than Recoveries) that were received
by a Servicer with respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such Distribution Date
for each applicable type of Unscheduled Principal Receipt;
(iii) the Group I Class B-6 Prepayment Percentage (with respect to
each such Group I Mortgage Loan) or Group II Class B-6 Prepayment
Percentage (with respect to each such Group II Mortgage Loan) of the
Scheduled Principal Balance of such Mortgage Loan which, during the one
month period ending on the day preceding the Determination Date for such
Distribution Date, was repurchased by the Seller pursuant to Sections 2.02
or 2.03; and
(iv) the Group I Class B-6 Percentage (with respect to each such
Group I Mortgage Loan) or Group II Class B-6 Percentage (with respect to
each such Group II Mortgage Loan) of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a Mortgage Loan during the
one month period ending on the day preceding the Determination Date for
such Distribution Date over the unpaid principal balance of such Mortgage
Loan, less the amount allocable to the principal portion of any
unreimbursed Periodic Advances previously made by the applicable Servicer,
the Master Servicer or the Trustee in respect of such Mortgage Loan; and
(II) the Group I Class B-6 Prepayment Percentage or Group II Class
B-6 Prepayment Percentage, as applicable, of the Recovery for each Loan
Group for such Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-6 Optimal Principal Amount
will equal the lesser of (A) the Class B-6 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-6 Certificates.
Class B-6 Principal Balance: As to the first Determination Date, the
Original Class B-6 Principal Balance. As of any subsequent Determination Date,
the Original Class B-6 Principal Balance less the sum of all amounts previously
distributed in respect of the Class B-6 Certificates on prior Distribution Dates
pursuant to Paragraph eighteenth of Section 4.01(a)(iii); provided, however, if
the Class B-6 Certificates are outstanding, the Class B-6 Principal Balance will
equal the difference, if any, between the Aggregate Adjusted Pool Amount as of
the preceding Distribution Date less the sum of the Aggregate Class A Principal
Balance, the Class M Principal Balance, the Class B-1 Principal Balance, the
Class B-2 Principal Balance, the Class B-3 Principal Balance, the Class B-4
Principal Balance and the Class B-5 Principal Balance as of such Determination
Date.
Class B-6 Principal Distribution Amount: As to any Distribution
Date, any amount distributable to the Holders of the Class B-6 Certificates
pursuant to Paragraph eighteenth of Section 4.01(a)(iii).
Class B-6 Unpaid Interest Shortfall: As to any Distribution Date,
the amount, if any, by which the aggregate of the Class B-6 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-6 Certificates on prior Distribution Dates pursuant to
Paragraph seventeenth of Section 4.01(a)(iii).
Class M Certificate: Any one of the Certificates executed by the
Trustee and authenticated by the Trustee or the Authenticating Agent in
substantially the form set forth in Exhibit C and Exhibit D hereto.
Class M Certificateholder: The registered holder of a Class M
Certificate.
Class M Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class M Certificates pursuant to Paragraphs
first, second and third of Section 4.01(a)(ii).
Class M Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class M Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class M Certificates on such Distribution Date pursuant to Paragraph third
of Section 4.01(a)(ii).
Class M Optimal Principal Amount: As to any Distribution Date, an
amount equal the sum of (I) to the sum, as to each Outstanding Mortgage Loan, of
the product of (x) the Non-PO Fraction with respect to such Mortgage Loan and
(y) the sum of:
(i) the Group I Class M Percentage (with respect to each such Group
I Mortgage Loan) or Group II Class M Percentage (with respect to each such
Group II Mortgage Loan) of the principal portion of the Monthly Payment
due on the Due Date occurring in the month of such Distribution Date on
such Mortgage Loan;
(ii) the Group I Class M Prepayment Percentage (with respect to each
such Group I Mortgage Loan), or Group II Class M Prepayment Percentage
(with respect to each such Group II Mortgage Loan) of all Unscheduled
Principal Receipts (other than Recoveries) that were received by a
Servicer with respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such Distribution Date
for each applicable type of Unscheduled Principal Receipt;
(iii) the Group I Class M Prepayment Percentage (with respect to
each such Group I Mortgage Loan) or Group II Class M Prepayment Percentage
(with respect to each such Group II Mortgage Loan) of the Scheduled
Principal Balance of such Mortgage Loan which, during the one month period
ending on the day preceding the Determination Date for such Distribution
Date, was repurchased by the Seller pursuant to Sections 2.02 or 2.03; and
(iv) the Group I Class M Percentage (with respect to each such Group
I Mortgage Loan) or Group II Class M Percentage (with respect to each such
Group II Mortgage Loan) of the excess of the unpaid principal balance of
such Mortgage Loan substituted for a Mortgage Loan during the one month
period ending on the day preceding the Determination Date for such
Distribution Date over the unpaid principal balance of such Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trustee in respect of such Mortgage Loan; and
(II) the Group I Class M Prepayment Percentage or Group II Class M
Prepayment Percentage, as applicable, of the Recovery for each Loan Group for
such Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class M Optimal Principal Amount will
equal the lesser of (A) the Class M Optimal Principal Amount calculated as
described in the preceding provisions and (B) the Adjusted Principal Balance for
the Class M Certificates.
Class M Pass-through Rate: As to the initial Distribution Date,
5.068% per annum. As to each Distribution Date thereafter, a per annum rate
equal to the weighted average (based on the Group Subordinate Amount of each
Loan Group) of the Weighted Average Net Mortgage Interest Rate of each Loan
Group.
Class M Principal Balance: As to the first Determination Date, the
Original Class M Principal Balance. As of any subsequent Determination Date, the
Original Class M Principal Balance less the sum of all amounts previously
distributed in respect of the Class M Certificates on prior Distribution Dates
(A) pursuant to Paragraph third of Section 4.01(a)(ii) and (B) as a result of a
Principal Adjustment; provided, however, if the Class M Certificates are the
most subordinate Certificates outstanding, the Class M Principal Balance will
equal the difference, if any, between the Aggregate Adjusted Pool Amount as of
the preceding Distribution Date less the Aggregate Class A Principal Balance as
of such Determination Date.
Class M Principal Distribution Amount: As to any Distribution Date,
any amount distributable to the Holders of the Class M Certificates pursuant to
Paragraph third of Section 4.01(a)(ii).
Class M Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class M Interest Shortfall Amounts
for prior Distribution Dates is in excess of the amounts distributed in respect
of the Class M Certificates on prior Distribution Dates pursuant to Paragraph
second of Section 4.01(a)(ii).
Clearing Agency: An organization registered as a "clearing agency"
pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The
initial Clearing Agency shall be The Depository Trust Company.
Clearing Agency Participant: A broker, dealer, bank, financial
institution or other Person for whom a Clearing Agency effects book-entry
transfers of securities deposited with the Clearing Agency.
Closing Date: The date of initial issuance of the Certificates, as
set forth in Section 11.17.
Code: The Internal Revenue Code of 1986, as it may be amended from
time to time, any successor statutes thereto, and applicable U.S. Department of
the Treasury temporary or final regulations promulgated thereunder.
Compensating Interest: With respect to any Distribution Date, the
least of (a) the aggregate Prepayment Interest Shortfall on the Mortgage Loans
for such Distribution Date, (b) the product of (i) 1/12th of 0.20% and (ii) the
Pool Scheduled Principal Balance for such Distribution Date and (c) the
Available Master Servicing Compensation for such Distribution Date.
Co-op Shares: Shares issued by private non-profit housing
corporations.
Corporate Trust Office: The principal office of the Trustee at which
at any particular time its corporate trust business shall be administered, which
office, at the date of the execution of this instrument, is located at 000 Xxxxx
Xxxxx Xxxxxx, Xxxxxxxxx, Xxxxx Xxxxxxxx 00000.
Current Group I-a Interest Distribution Amount: As to any
Distribution Date, the amount distributed in respect of the Classes of Group I-A
Certificates pursuant to Paragraph first clause (A) of Section 4.01(a)(i) on
such Distribution Date.
Current Group II-A Interest Distribution Amount: As to any
Distribution Date, the amount distributed in respect of the Classes of Group
II-A Certificates pursuant to Paragraph first clause (B) of Section 4.01(a)(i)
on such Distribution Date.
Current Class B Interest Distribution Amount: As to any Distribution
Date, the amount distributed in respect of the Classes of Class B Certificates
pursuant to Paragraphs first, fourth, seventh, tenth, thirteenth and sixteenth
of Section 4.01(a)(iii) on such Distribution Date.
Current Class B-1 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-2, Class B-3, Class B-4, Class
B-5 and Class B-6 Certificates by the Aggregate Principal Balance. As to the
first Distribution Date, the Original Class B-1 Fractional Interest.
Current Class B-2 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-3, Class B-4, Class B-5 and
Class B-6 Certificates by the Aggregate Principal Balance. As to the first
Distribution Date, the Original Class B-2 Fractional Interest.
Current Class B-3 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-4, Class B-5 and Class B-6
Certificates by the Aggregate Principal Balance. As to the first Distribution
Date, the Original Class B-3 Fractional Interest.
Current Class B-4 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-5 and Class B-6 Certificates by
the Aggregate Principal Balance. As to the first Distribution Date, the Original
Class B-4 Fractional Interest.
Current Class B-5 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the Principal Balance of the Class B-6 Certificates by the Aggregate Principal
Balance. As to the first Distribution Date, the Original Class B-5 Fractional
Interest.
Current Class M Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the Class B Principal Balance by the Aggregate Principal Balance. As to the
first Distribution Date, the Original Class M Fractional Interest.
Current Class M Interest Distribution Amount: As to any Distribution
Date, the amount distributed in respect of the Class M Certificates pursuant to
Paragraph first of Section 4.01(a)(ii) on such Distribution Date.
Curtailment: Any Principal Prepayment made by a Mortgagor which is
not a Prepayment in Full.
Curtailment Interest Shortfall: On any Distribution Date with
respect to a Mortgage Loan which was the subject of a Curtailment:
(A) in the case where the Applicable Unscheduled Principal Receipt
Period is the Mid-Month Receipt Period and such Curtailment is
received by the Servicer on or after the Determination Date in
the month preceding the month of such Distribution Date but
prior to the first day of the month of such Distribution Date,
the amount of interest that would have accrued at the Net
Mortgage Interest Rate on the amount of such Curtailment from
the day of its receipt or, if earlier, its application by the
Servicer through the last day of the month preceding the month
of such Distribution Date; and
(B) in the case where the Applicable Unscheduled Principal Receipt
Period is the Prior Month Receipt Period and such Curtailment
is received by the Servicer during the month preceding the
month of such Distribution Date, the amount of interest that
would have accrued at the Net Mortgage Interest Rate on the
amount of such Curtailment from the day of its receipt or, if
earlier, its application by the Servicer through the last day
of the month in which such Curtailment is received.
Custodial Agreement: The Custodial Agreement, dated as of September
26, 2002, among the Custodian, the Seller, the Master Servicer and the Trustee,
which is attached hereto as Exhibit E, as the same may be amended or modified
from time to time in accordance with the terms thereof.
Custodial P&I Account: The Custodial P&I Account, as defined in each
of the Servicing Agreements, with respect to the Mortgage Loans. In determining
whether the Custodial P&I Account under any Servicing Agreement is "acceptable"
to the Master Servicer (as may be required by the definition of "Eligible
Account" contained in the Servicing Agreements), the Master Servicer shall
require that any such account shall be acceptable to each of the Rating
Agencies.
Custodian: Xxxxx Fargo Bank Minnesota, National Association, or its
successor in interest under the Custodial Agreement.
Cut-off Date: The first day of the month of initial issuance of the
Certificates as set forth in Section 11.01.
Cut-off Date Aggregate Principal Balance: The aggregate of the
Cut-Off Date Principal Balances of the Mortgage Loans is as set forth in Section
11.02.
Cut-off Date Principal Balance: As to each Mortgage Loan, its unpaid
principal balance as of the close of business on the Cut-Off Date (but without
giving effect to any Unscheduled Principal Receipts received or applied on the
Cut-Off Date), reduced by all payments of principal due on or before the Cut-Off
Date and not paid, and increased by scheduled monthly payments of principal due
after the Cut-Off Date but received by the related Servicer on or before the
Cut-Off Date.
Debt Service Reduction: With respect to any Mortgage Loan, a
reduction in the scheduled Monthly Payment for such Mortgage Loan by a court of
competent jurisdiction in a proceeding under the Bankruptcy Code, except such a
reduction constituting a Deficient Valuation.
Deficient Valuation: With respect to any Mortgage Loan, a valuation
by a court of competent jurisdiction of the Mortgaged Property in an amount less
than the then-outstanding indebtedness under the Mortgage Loan, or any reduction
in the amount of principal to be paid in connection with any scheduled Monthly
Payment that results in a permanent forgiveness of principal, which valuation or
reduction results from a proceeding under the Bankruptcy Code.
Definitive Certificates: As defined in Section 5.01(b).
Delinquency and Loss Tests: As to any Distribution Date, the
delinquency and loss tests described in clauses (A) and (B) of the second
paragraph of the definition of "Group I-A Prepayment Percentage" and "Group II-A
Prepayment Percentage."
Denomination: The amount, if any, specified on the face of each
Certificate representing the principal portion of the Cut-Off Date Aggregate
Principal Balance evidenced by such Certificate.
Determination Date: The 17th day of the month in which the related
Distribution Date occurs, or if such 17th day is not a Business Day, the
Business Day preceding such 17th day.
Distribution Date: The 25th day of any month, beginning in the month
following the month of initial issuance of the Certificates, or if such 25th day
is not a Business Day, the Business Day following such 25th day.
Due Date: With respect to any Mortgage Loan, the day of the month in
which the Monthly Payment on such Mortgage Loan is scheduled to be paid.
Eligible Account: One or more accounts (i) that are maintained with
a depository institution (which may be the Master Servicer) whose long-term debt
obligations (or, in the case of a depository institution which is part of a
holding company structure, the long-term debt obligations of such parent holding
company) at the time of deposit therein are rated at least "AA" (or the
equivalent) by each of the Rating Agencies, (ii) the deposits in which are fully
insured by the FDIC through either the Bank Insurance Fund or the Savings
Association Insurance Fund, (iii) the deposits in which are insured by the FDIC
through either the Bank Insurance Fund or the Savings Association Insurance Fund
(to the limit established by the FDIC) and the uninsured deposits in which
accounts are otherwise secured, as evidenced by an Opinion of Counsel delivered
to the Trustee, such that the Trustee, on behalf of the Certificateholders has a
claim with respect to the funds in such accounts or a perfected first security
interest against any collateral securing such funds that is superior to claims
of any other depositors or creditors of the depository institution with which
such accounts are maintained, (iv) that are trust accounts maintained with the
trust department of a federal or state chartered depository institution or trust
company acting in its fiduciary capacity or (v) such other account that is
acceptable to each Rating Agency and would not cause the Trust Estate to fail to
qualify as two separate REMICs or result in the imposition of any federal tax on
either of the Upper-Tier REMIC or the Lower-Tier REMIC.
Eligible Investments: At any time, any one or more of the following
obligations and securities which shall mature not later than the Business Day
preceding the Distribution Date next succeeding the date of such investment,
provided that such investments continue to qualify as "cash flow investments" as
defined in Code Section 860G(a)(6):
(i) obligations of the United States of America or any agency
thereof, provided such obligations are backed by the full faith and credit
of the United States of America;
(ii) general obligations of or obligations guaranteed by any state
of the United States of America or the District of Columbia receiving the
highest short-term or highest long-term rating of each Rating Agency, or
such lower rating as would not result in the downgrading or withdrawal of
the rating then assigned to any of the Certificates by either Rating
Agency or result in any of such rated Certificates being placed on credit
review status (other than for possible upgrading) by either Rating Agency;
(iii) commercial or finance company paper which is then rated in the
highest long-term commercial or finance company paper rating category of
each Rating Agency or the highest short-term rating category of each
Rating Agency, or such lower rating category as would not result in the
downgrading or withdrawal of the rating then assigned to any of the
Certificates by either Rating Agency or result in any of such rated
Certificates being placed on credit review status (other than for possible
upgrading) by either Rating Agency;
(iv) certificates of deposit, demand or time deposits, federal funds
or banker's acceptances issued by any depository institution or trust
company incorporated under the laws of the United States or of any state
thereof and subject to supervision and examination by federal and/or state
banking authorities, provided that the commercial paper and/or debt
obligations of such depository institution or trust company (or in the
case of the principal depository institution in a holding company system,
the commercial paper or debt obligations of such holding company) are then
rated in the highest short-term or the highest long-term rating category
for such securities of each of the Rating Agencies, or such lower rating
categories as would not result in the downgrading or withdrawal of the
rating then assigned to any of the Certificates by either Rating Agency or
result in any of such rated Certificates being placed on credit review
status (other than for possible upgrading) by either Rating Agency;
(v) guaranteed reinvestment agreements issued by any bank, insurance
company or other corporation acceptable to each Rating Agency at the time
of the issuance of such agreements;
(vi) repurchase agreements on obligations with respect to any
security described in clauses (i) or (ii) above or any other security
issued or guaranteed by an agency or instrumentality of the United States
of America, in either case entered into with a depository institution or
trust company (acting as principal) described in (iv) above;
(vii) securities (other than stripped bonds or stripped coupon
securities) bearing interest or sold at a discount issued by any
corporation incorporated under the laws of the United States of America or
any state thereof which, at the time of such investment or contractual
commitment providing for such investment, are then rated in the highest
short-term or the highest long-term rating category by each Rating Agency,
or in such lower rating category as would not result in the downgrading or
withdrawal of the rating then assigned to any of the Certificates by
either Rating Agency or result in any of such rated Certificates being
placed on credit review status (other than for possible upgrading) by
either Rating Agency;
(viii) such other investments acceptable to each Rating Agency as
would not result in the downgrading of the rating then assigned to the
Certificates by either Rating Agency or result in any of such rated
Certificates being placed on credit review status (other than for possible
upgrading) by either Rating Agency; and
(ix) ny mutual fund, money market fund, common trust fund or other
pooled investment vehicle, the assets of which are limited to instruments
that otherwise would constitute Eligible Investments hereunder, including
any such fund that is managed by the Trustee or any affiliate of the
Trustee or for which the Trustee or any of its affiliates acts as an
adviser as long as such fund is rated in at least the highest rating
category by each Rating Agency.
In no event shall an instrument be an Eligible Investment if such
instrument evidences either (i) a right to receive only interest payments with
respect to the obligations underlying such instrument, or (ii) both principal
and interest payments derived from obligations underlying such instrument and
the interest and principal payments with respect to such instrument provide a
yield to maturity at the date of investment of greater than 120% of the yield to
maturity at par of such underlying obligations.
ERISA: The Employee Retirement Income Security Act of 1974, as
amended.
ERISA Prohibited Holder: As defined in Section 5.02(d).
Errors and Omissions Policy: As defined in each of the Servicing
Agreements.
Event of Default: Any of the events specified in Section 7.01.
FDIC: The Federal Deposit Insurance Corporation or any successor
thereto.
Fidelity Bond: As defined in each of the Servicing Agreements.
Final Distribution Date: The Distribution Date on which the final
distribution in respect of the Certificates is made pursuant to Section 9.01.
Final Liquidation Proceeds: Liquidation Proceeds received by a
Servicer during the Unscheduled Principal Receipt Period in which the related
Mortgage Loan became a Liquidated Loan.
Final Scheduled Maturity Date: The Final Scheduled Maturity Date for
each Class of Class A Certificates and Class B Certificates is October 25, 2032,
which corresponds to the "latest possible maturity date" for purposes of Section
860G(a)(1) of the Internal Revenue Code of 1986, as amended.
Full Unscheduled Principal Receipt: Any Unscheduled Principal
Receipt with respect to a Mortgage Loan (i) in the amount of the outstanding
principal balance of such Mortgage Loan and resulting in the full satisfaction
of such Mortgage Loan or (ii) representing Liquidation Proceeds other than
Partial Liquidation Proceeds.
Gross Margin: As to each Mortgage Loan, the fixed percentage set
forth in the related Mortgage Note and indicated in the Mortgage Loan Schedule
as the "Gross Margin," which percentage is added to the Index on each Adjustment
Date to determine (subject to rounding, the Periodic Cap and the Rate Ceiling)
the Mortgage Interest Rate on such Mortgage Loan until the next Adjustment Date.
Group: The Group I-A Certificates or Group II-A Certificates.
Group Subordinate Amount: Either the Group I Subordinate Amount or
Group II Subordinate Amount.
Group a Principal Balance: Any of the Group I-A Principal Balance or
Group II-A Principal Balance.
Group I Adjusted Pool Amount: With respect to any Distribution Date,
the aggregate of the Cut-Off Date Principal Balances of the Group I Mortgage
Loans minus the sum of (i) all amounts in respect of principal received in
respect of the Group I Mortgage Loans (including, without limitation, amounts
received as Monthly Payments, Periodic Advances, Unscheduled Principal Receipts
and Substitution Principal Amounts) and distributed to Holders of the
Certificates on such Distribution Date and all prior Distribution Dates, (ii)
the principal portion of all Liquidated Loan Losses incurred on such Group I
Mortgage Loans for which the Liquidation Proceeds were received from the Cut-Off
Date through the end of the Applicable Unscheduled Principal Receipt Period with
respect to Full Unscheduled Principal Receipts for such Distribution Date and
(iii) the principal portion of all Bankruptcy Losses (other than Debt Service
Reductions) incurred on the Group I Mortgage Loans from the Cut-Off Date through
the end of the period corresponding to the Applicable Unscheduled Principal
Receipt Period with respect to Full Unscheduled Principal Receipts for such
Distribution Date.
Group I Apportioned Principal Balance: As to any Distribution Date
and the Class M Certificates or any Class of Class B Certificates, an amount
equal to the product of (i) the Principal Balance of such Class of Class M or
Class B Certificates and (ii) a fraction, the numerator of which is the Group I
Subordinate Amount and the denominator of which is the sum of the Group I
Subordinate Amount and the Group II Subordinate Amount.
Group I Class B Percentage: Any one of the Group I Class B-1
Percentage, Group I Class B-2 Percentage, Group I Class B-3 Percentage, Group I
Class B-4 Percentage, Group I Class B-5 Percentage or Group I Class B-6
Percentage.
Group I Class B Prepayment Percentage: Any of the Group I Class B-1
Prepayment Percentage, Group I Class B-2 Prepayment Percentage, Group I Class
B-3 Prepayment Percentage, Group I Class B-4 Prepayment Percentage, Group I
Class B-5 Prepayment Percentage or Group I Class B-6 Prepayment Percentage.
Group I Class B-1 Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group I Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class B-1 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group I Class B-1 Prepayment Percentage: As to any Distribution
Date, except as set forth in the next sentence, the percentage calculated by
multiplying (i) the Group I Subordinated Prepayment Percentage by (ii) a
fraction, the numerator of which is the Class B-1 Principal Balance (determined
as of the Determination Date preceding such Distribution Date) and the
denominator of which is (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), the Subordinate Principal Balance and
(b) for the purpose of allocating all other unscheduled principal distributions,
the sum of the Class M Principal Balance and the Principal Balances of the
Classes of Class B Certificates eligible to receive such unscheduled principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(iii), in the event that
the Class B-1 Certificates are not eligible to receive such unscheduled
principal distributions in accordance with Section 4.01(d)(i), the Group I Class
B-1 Prepayment Percentage for such unscheduled principal distributions for such
Distribution Date will be zero.
Group I Class B-2 Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group I Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class B-2 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group I Class B-2 Prepayment Percentage: As to any Distribution
Date, except as set forth in the next sentence, the percentage calculated by
multiplying (i) the Group I Subordinated Prepayment Percentage by (ii) a
fraction, the numerator of which is the Class B-2 Principal Balance (determined
as of the Determination Date preceding such Distribution Date) and the
denominator of which is (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), the Subordinate Principal Balance and
(b) for the purpose of allocating all other unscheduled principal distributions
the sum of the Class M Principal Balance and the Principal Balances of the
Classes of Class B Certificates eligible to receive such unscheduled principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(iii), in the event that
the Class B-2 Certificates are not eligible to receive such unscheduled
principal distributions in accordance with Section 4.01(d)(i), the Group I Class
B-2 Prepayment Percentage for such unscheduled principal distributions for such
Distribution Date will be zero.
Group I Class B-3 Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group I Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class B-3 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group I Class B-3 Prepayment Percentage: As to any Distribution
Date, except as set forth in the next sentence, the percentage calculated by
multiplying (i) the Group I Subordinated Prepayment Percentage by (ii) a
fraction, the numerator of which is the Class B-3 Principal Balance (determined
as of the Determination Date preceding such Distribution Date) and the
denominator of which is (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), the Subordinate Principal Balance and
(b) for the purpose of allocating all other unscheduled principal distributions
the sum of the Class M Principal Balance and the Principal Balances of the
Classes of Class B Certificates eligible to receive such unscheduled principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(iii), in the event that
the Class B-3 Certificates are not eligible to receive such unscheduled
principal distributions in accordance with Section 4.01(d)(i), the Group I Class
B-3 Prepayment Percentage for such unscheduled principal distributions for such
Distribution Date will be zero.
Group I Class B-4 Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group I Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class B-4 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group I Class B-4 Prepayment Percentage: As to any Distribution
Date, except as set forth in the next sentence, the percentage calculated by
multiplying (i) the Group I Subordinated Prepayment Percentage by (ii) a
fraction, the numerator of which is the Class B-4 Principal Balance (determined
as of the Determination Date preceding such Distribution Date) and the
denominator of which is (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), the Subordinate Principal Balance and
(b) for the purpose of allocating all other unscheduled principal distributions
the sum of the Class M Principal Balance and the Principal Balances of the
Classes of Class B Certificates eligible to receive such unscheduled principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(iii), in the event that
the Class B-4 Certificates are not eligible to receive such unscheduled
principal distributions in accordance with Section 4.01(d)(i), the Group I Class
B-4 Prepayment Percentage for such unscheduled principal distributions for such
Distribution Date will be zero.
Group I Class B-5 Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group I Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class B-5 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group I Class B-5 Prepayment Percentage: As to any Distribution
Date, except as set forth in the next sentence, the percentage calculated by
multiplying (i) the Group I Subordinated Prepayment Percentage by (ii) a
fraction, the numerator of which is the Class B-5 Principal Balance (determined
as of the Determination Date preceding such Distribution Date) and the
denominator of which is (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), the Subordinate Principal Balance and
(b) for the purpose of allocating all other unscheduled principal distributions
the sum of the Class M Principal Balance and the Principal Balances of the
Classes of Class B Certificates eligible to receive such unscheduled principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(iii), in the event that
the Class B-5 Certificates are not eligible to receive such unscheduled
principal distributions in accordance with Section 4.01(d)(i), the Group I Class
B-5 Prepayment Percentage for such unscheduled principal distributions for such
Distribution Date will be zero.
Group I Class B-6 Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group I Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class B-6 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group I Class B-6 Prepayment Percentage: As to any Distribution
Date, except as set forth in the next sentence, the percentage calculated by
multiplying (i) the Group I Subordinated Prepayment Percentage by (ii) a
fraction, the numerator of which is the Class B-6 Principal Balance (determined
as of the Determination Date preceding such Distribution Date) and the
denominator of which is (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), the Subordinate Principal Balance and
(b) for the purpose of allocating all other unscheduled principal distributions
the sum of the Class M Principal Balance and the Principal Balances of the
Classes of Class B Certificates eligible to receive such unscheduled principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(iii), in the event that
the Class B-6 Certificates are not eligible to receive such unscheduled
principal distributions in accordance with Section 4.01(d)(i), the Group I Class
B-6 Prepayment Percentage for such unscheduled principal distributions for such
Distribution Date will be zero.
Group I Class M Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group I Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class M Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group I Class M Prepayment Percentage: As to any Distribution Date,
the percentage calculated by multiplying the Group I Subordinated Prepayment
Percentage by either (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), a fraction, the numerator of which is
the Class M Principal Balance (determined as of the Determination Date preceding
such Distribution Date) and the denominator of which is the Subordinate
Principal Balance and (b) for the purpose of allocating all other unscheduled
principal distributions, (i) if any Class B Certificates are eligible to receive
such unscheduled principal distributions for such Distribution Date in
accordance with Section 4.01(d), a fraction, the numerator of which is the Class
M Principal Balance (determined as of the Determination Date preceding such
Distribution Date) and the denominator of which is the sum of the Class M
Principal Balance and the Principal Balances of the Classes of Class B
Certificates eligible to receive such unscheduled principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d) or
(ii) except as set forth in Section 4.01(d)(iii), in the event that the Class B
Certificates are not eligible to receive certain unscheduled principal
distributions in accordance with Section 4.01(d)(i), one.
Group I Mortgage Loans: Those Mortgage Loans listed on Exhibit F-1A
attached hereto.
Group I Pool Balance: As to any Distribution Date, the aggregate
Scheduled Principal Balances of all Group I Mortgage Loans that were Outstanding
Mortgage Loans on the Due Date in the month preceding the month of such
Distribution Date.
Group I Pool Distribution Amount: As of any Distribution Date, the
funds eligible for distribution to the Group I-A Certificates, Class M
Certificates and Class B Certificates on such Distribution Date, which shall be
the sum of (i) all previously undistributed payments or other receipts on
account of principal and interest on or in respect of the Group I Mortgage Loans
(including, without limitation, the proceeds of any repurchase of a Group I
Mortgage Loan by the Seller and any Substitution Principal Amount) received by
the Master Servicer with respect to the applicable Remittance Date in the month
of such Distribution Date and any Unscheduled Principal Receipts received by the
Master Servicer on or prior to the Business Day preceding such Distribution
Date, (ii) all Periodic Advances made with respect to Group I Mortgage Loans by
a Servicer pursuant to the related Servicing Agreement or Periodic Advances with
respect to Group I Mortgage Loans made by the Master Servicer or the Trustee
pursuant to Section 3.03, and (iii) all other amounts (including any Insurance
Proceeds and Compensating Interest) with respect to a Group I Mortgage Loan
required to be placed in the Certificate Account by the Servicer on or before
the applicable Remittance Date or by the Master Servicer or the Trustee on or
prior to the Distribution Date, but excluding the following:
(a) amounts received as late payments of principal or interest with
respect to a Group I Mortgage Loan and respecting which the Master
Servicer or the Trustee has made one or more unreimbursed Periodic
Advances;
(b) the portion of Liquidation Proceeds used to reimburse any
unreimbursed Periodic Advances with respect to a Group I Mortgage Loan by
the Master Servicer or the Trustee;
(c) that portion of each payment of interest on a particular Group I
Mortgage Loan which represents (i) the applicable Servicing Fee and (ii)
the Master Servicing Fee;
(d) all amounts representing scheduled payments of principal and
interest on Group I Mortgage Loans due after the Due Date occurring in the
month in which such Distribution Date occurs;
(e) all Unscheduled Principal Receipts received by the Servicers
with respect to Group I Mortgage Loans after the Applicable Unscheduled
Principal Receipt Period relating to the Distribution Date for the
applicable type of Unscheduled Principal Receipt, and all related payments
of interest on such amounts;
(f) all repurchase proceeds with respect to Group I Mortgage Loans
repurchased by the Seller pursuant to Sections 2.02, 2.03 or 3.08 on or
following the Determination Date in the month in which such Distribution
Date occurs and the difference between the unpaid principal balance of a
Group I Mortgage Loan substituted for a Group I Mortgage Loan pursuant to
Sections 2.02, 2.03 or 2.06 on or following the Determination Date in the
month in which such Distribution Date occurs and the unpaid principal
balance of such Group I Mortgage Loan;
(g) that portion of Liquidation Proceeds and REO Proceeds with
respect to any Group I Mortgage Loan which represents any unpaid Servicing
Fee or Master Servicing Fee;
(h) all income from Eligible Investments that is held in the
Certificate Account for the account of the Master Servicer;
(i) Liquidation Profits in respect of Group I Mortgage Loans;
(j) Month End Interest in respect of Group I Mortgage Loans;
(k) all amounts reimbursable to a Servicer for PMI Advances in
respect of Group I Mortgage Loans; and
(l) all other amounts permitted to be withdrawn from the Certificate
Account in respect of the Group I Mortgage Loans, to the extent not
covered by clauses (a) through (k) above, or not required to be deposited
in the Certificate Account under this Agreement.
Group I Subordinate Amount: As to any Distribution Date, the excess
of (i) the Group I Pool Balance over (ii) the Group I-A Principal Balance.
Group I Subordinated Percentage: As to any Distribution Date, the
percentage which is the difference between 100% and the Group I-A Percentage for
such date.
Group I Subordinated Prepayment Percentage: As to any Distribution
Date, the percentage which is the difference between 100% and the Group I-A
Prepayment Percentage for such date.
Group II Adjusted Pool Amount: With respect to any Distribution
Date, the aggregate of the Cut-Off Date Principal Balances of the Group II
Mortgage Loans minus the sum of (i) all amounts in respect of principal received
in respect of the Group II Mortgage Loans (including, without limitation,
amounts received as Monthly Payments, Periodic Advances, Unscheduled Principal
Receipts and Substitution Principal Amounts) and distributed to Holders of the
Certificates on such Distribution Date and all prior Distribution Dates, (ii)
the principal portion of all Liquidated Loan Losses incurred on such Group II
Mortgage Loans for which the Liquidation Proceeds were received from the Cut-Off
Date through the end of Applicable Unscheduled Principal Receipt Period with
respect to Full Unscheduled Principal Receipts for such Distribution Date and
(iii) the principal portion of all Bankruptcy Losses (other than Debt Service
Reductions) incurred on the Group II Mortgage Loans from the Cut-Off Date
through the end of the period corresponding to the Applicable Unscheduled
Principal Receipt Period with respect to Full Unscheduled Principal Receipts for
such Distribution Date.
Group II Apportioned Principal Balance: As to any Distribution Date
and the Class M Certificates or any Class of Class B Certificates, an amount
equal to the product of (i) the Principal Balance of such Class of Class M or
Class B Certificates and (ii) a fraction, the numerator of which is the Group II
Subordinate Amount and the denominator of which is the sum of the Group I
Subordinate Amount and Group II Subordinate Amount.
Group II Class B Percentage: Any one of the Group II Class B-1
Percentage, Group II Class B-2 Percentage, Group II Class B-3 Percentage, Group
II Class B-4 Percentage, Group II Class B-5 Percentage or Group II Class B-6
Percentage.
Group II Class B Prepayment Percentage: Any of the Group II Class
B-1 Prepayment Percentage, Group II Class B-2 Prepayment Percentage, Group II
Class B-3 Prepayment Percentage, Group II Class B-4 Prepayment Percentage, Group
II Class B-5 Prepayment Percentage or Group II Class B-6 Prepayment Percentage.
Group II Class B-1 Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group II Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class B-1 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group II Class B-1 Prepayment Percentage: As to any Distribution
Date, except as set forth in the next sentence, the percentage calculated by
multiplying (i) the Group II Subordinated Prepayment Percentage by (ii) a
fraction, the numerator of which is the Class B-1 Principal Balance (determined
as of the Determination Date preceding such Distribution Date) and the
denominator of which is (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), the Subordinate Principal Balance and
(b) for the purpose of allocating all other unscheduled principal distributions
the sum of the Class M Principal Balance and the Principal Balances of the
Classes of Class B Certificates eligible to receive such unscheduled principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(iii), in the event that
the Class B-1 Certificates are not eligible to receive such unscheduled
principal distributions in accordance with Section 4.01(d)(i), the Group II
Class B-1 Prepayment Percentage for such unscheduled principal distributions for
such Distribution Date will be zero.
Group II Class B-2 Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group II Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class B-2 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group II Class B-2 Prepayment Percentage: As to any Distribution
Date, except as set forth in the next sentence, the percentage calculated by
multiplying (i) the Group II Subordinated Prepayment Percentage by (ii) a
fraction, the numerator of which is the Class B-2 Principal Balance (determined
as of the Determination Date preceding such Distribution Date) and the
denominator of which is (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), the Subordinate Principal Balance and
(b) for the purpose of allocating all other unscheduled principal distributions
the sum of the Class M Principal Balance and the Principal Balances of the
Classes of Class B Certificates eligible to receive such unscheduled principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(iii), in the event that
the Class B-2 Certificates are not eligible to receive such unscheduled
principal distributions in accordance with Section 4.01(d)(i), the Group II
Class B-2 Prepayment Percentage for such unscheduled principal distributions for
such Distribution Date will be zero.
Group II Class B-3 Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group II Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class B-3 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group II Class B-3 Prepayment Percentage: As to any Distribution
Date, except as set forth in the next sentence, the percentage calculated by
multiplying (i) the Group II Subordinated Prepayment Percentage by (ii) a
fraction, the numerator of which is the Class B-3 Principal Balance (determined
as of the Determination Date preceding such Distribution Date) and the
denominator of which is (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), the Subordinate Principal Balance and
(b) for the purpose of allocating all other unscheduled principal distributions
the sum of the Class M Principal Balance and the Principal Balances of the
Classes of Class B Certificates eligible to receive such unscheduled principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(iii), in the event that
the Class B-3 Certificates are not eligible to receive such unscheduled
principal distributions in accordance with Section 4.01(d)(i), the Group II
Class B-3 Prepayment Percentage for such unscheduled principal distributions for
such Distribution Date will be zero.
Group II Class B-4 Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group II Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class B-4 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group II Class B-4 Prepayment Percentage: As to any Distribution
Date, except as set forth in the next sentence, the percentage calculated by
multiplying (i) the Group II Subordinated Prepayment Percentage by (ii) a
fraction, the numerator of which is the Class B-4 Principal Balance (determined
as of the Determination Date preceding such Distribution Date) and the
denominator of which is (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), the Subordinate Principal Balance and
(b) for the purpose of allocating all other unscheduled principal distributions
the sum of the Class M Principal Balance and the Principal Balances of the
Classes of Class B Certificates eligible to receive such unscheduled principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(iii), in the event that
the Class B-4 Certificates are not eligible to receive such unscheduled
principal distributions in accordance with Section 4.01(d)(i), the Group II
Class B-4 Prepayment Percentage for such unscheduled principal distributions for
such Distribution Date will be zero.
Group II Class B-5 Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group II Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class B-5 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group II Class B-5 Prepayment Percentage: As to any Distribution
Date, except as set forth in the next sentence, the percentage calculated by
multiplying (i) the Group II Subordinated Prepayment Percentage by (ii) a
fraction, the numerator of which is the Class B-5 Principal Balance (determined
as of the Determination Date preceding such Distribution Date) and the
denominator of which is (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), the Subordinate Principal Balance and
(b) for the purpose of allocating all other unscheduled principal distributions
the sum of the Class M Principal Balance and the Principal Balances of the
Classes of Class B Certificates eligible to receive such unscheduled principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(iii), in the event that
the Class B-5 Certificates are not eligible to receive such unscheduled
principal distributions in accordance with Section 4.01(d)(i), the Group II
Class B-5 Prepayment Percentage for such unscheduled principal distributions for
such Distribution Date will be zero.
Group II Class B-6 Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group II Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class B-6 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group II Class B-6 Prepayment Percentage: As to any Distribution
Date, except as set forth in the next sentence, the percentage calculated by
multiplying (i) the Group II Subordinated Prepayment Percentage by (ii) a
fraction, the numerator of which is the Class B-6 Principal Balance (determined
as of the Determination Date preceding such Distribution Date) and the
denominator of which is (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), the Subordinate Principal Balance and
(b) for the purpose of allocating all other unscheduled principal distributions
the sum of the Class M Principal Balance and the Principal Balances of the
Classes of Class B Certificates eligible to receive such unscheduled principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(iii), in the event that
the Class B-6 Certificates are not eligible to receive such unscheduled
principal distributions in accordance with Section 4.01(d)(i), the Group II
Class B-6 Prepayment Percentage for such unscheduled principal distributions for
such Distribution Date will be zero.
Group II Class M Percentage: As to any Distribution Date, the
percentage calculated by multiplying (i) the Group II Subordinated Percentage by
(ii) a fraction, the numerator of which is the Class M Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the Subordinate Principal Balance.
Group II Class M Prepayment Percentage: As to any Distribution Date,
the percentage calculated by multiplying the Group II Subordinated Prepayment
Percentage by either (a) for the purpose of allocating Liquidation Proceeds
(other than Partial Liquidation Proceeds), a fraction, the numerator of which is
the Class M Principal Balance (determined as of the Determination Date preceding
such Distribution Date) and the denominator of which is the Subordinate
Principal Balance and (b) for the purpose of allocating all other unscheduled
principal distributions, (i) if any Class B Certificates are eligible to receive
such unscheduled principal distributions for such Distribution Date in
accordance with Section 4.01(d), a fraction, the numerator of which is the Class
M Principal Balance (determined as of the Determination Date preceding such
Distribution Date) and the denominator of which is the sum of the Class M
Principal Balance and the Principal Balances of the Classes of Class B
Certificates eligible to receive such unscheduled principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d) or
(ii) except as set forth in Section 4.01(d)(iii), in the event that the Class B
Certificates are not eligible to receive certain unscheduled principal
distributions in accordance with Section 4.01(d)(i), one.
Group II Mortgage Loans: Those Mortgage Loans listed on Exhibit F-1B
attached hereto.
Group II Pool Balance: As to any Distribution Date, the aggregate
Scheduled Principal Balances of all Group II Mortgage Loans that were
Outstanding Mortgage Loans on the Due Date in the month preceding the month of
such Distribution Date.
Group II Pool Distribution Amount: As of any Distribution Date, the
funds eligible for distribution to the Group II-A Certificates, Class M
Certificates and Class B Certificates on such Distribution Date, which shall be
the sum of (i) all previously undistributed payments or other receipts on
account of principal and interest on or in respect of the Group II Mortgage
Loans (including, without limitation, the proceeds of any repurchase of a Group
II Mortgage Loan by the Seller and any Substitution Principal Amount) received
by the Master Servicer with respect to the applicable Remittance Date in the
month of such Distribution Date and any Unscheduled Principal Receipts received
by the Master Servicer on or prior to the Business Day preceding such
Distribution Date, (ii) all Periodic Advances made with respect to Group II
Mortgage Loans by a Servicer pursuant to the related Servicing Agreement or
Periodic Advances with respect to Group II Mortgage Loans made by the Master
Servicer or the Trustee pursuant to Section 3.03 and (iii) all other amounts
(including any Insurance Proceeds and Compensating Interest) with respect to a
Group II Mortgage Loan required to be placed in the Certificate Account by the
Servicer on or before the applicable Remittance Date or by the Master Servicer
or the Trustee on or prior to the Distribution Date, but excluding the
following:
(a) amounts received as late payments of principal or interest
with respect to a Group II Mortgage Loan and respecting which the Master
Servicer or the Trustee has made one or more unreimbursed Periodic
Advances;
(b) the portion of Liquidation Proceeds used to reimburse any
unreimbursed Periodic Advances with respect to a Group II Mortgage Loan by
the Master Servicer or the Trustee;
(c) that portion of each payment of interest on a particular
Group II Mortgage Loan which represents (i) the applicable Servicing Fee
and (ii) the Master Servicing Fee;
(d) all amounts representing scheduled payments of principal
and interest on Group II Mortgage Loans due after the Due Date occurring
in the month in which such Distribution Date occurs;
(e) all Unscheduled Principal Receipts received by the
Servicers with respect to Group II Mortgage Loans after the Applicable
Unscheduled Principal Receipt Period relating to the Distribution Date for
the applicable type of Unscheduled Principal Receipt, and all related
payments of interest on such amounts;
(f) all repurchase proceeds with respect to Group II Mortgage
Loans repurchased by the Seller pursuant to Sections 2.02, 2.03 or 3.08 on
or following the Determination Date in the month in which such
Distribution Date occurs and the difference between the unpaid principal
balance of a Group II Mortgage Loan substituted for a Group II Mortgage
Loan pursuant to Sections 2.02, 2.03 or 2.06 on or following the
Determination Date in the month in which such Distribution Date occurs and
the unpaid principal balance of such Group II Mortgage Loan;
(g) that portion of Liquidation Proceeds and REO Proceeds with
respect to any Group II Mortgage Loan which represents any unpaid
Servicing Fee or Master Servicing Fee;
(h) all income from Eligible Investments that is held in the
Certificate Account for the account of the Master Servicer;
(i) Liquidation Profits in respect of Group II Mortgage Loans;
(j) Month End Interest in respect of Group II Mortgage Loans;
(k) all amounts reimbursable to a Servicer for PMI Advances in
respect of Group II Mortgage Loans; and
(l) all other amounts permitted to be withdrawn from the
Certificate Account in respect of the Group II Mortgage Loans, to the
extent not covered by clauses (a) through (k) above, or not required to be
deposited in the Certificate Account under this Agreement.
Group II Subordinate Amount: As to any Distribution Date, the excess
of (i) the Group II Pool Balance over (ii) the Group II-A Principal Balance.
Group II Subordinated Percentage: As to any Distribution Date, the
percentage which is the difference between 100% and the Group II-A Percentage
for such date.
Group II Subordinated Prepayment Percentage: As to any Distribution
Date, the percentage which is the difference between 100% and the Group II-A
Prepayment Percentage for such date.
Group I-A Certificate: Any Class I-A-1, Class I-A-R or Class I-A-LR
Certificate.
Group I-A Distribution Amount: As to any Distribution Date and any
Class of Group I-A Certificates, the amount distributable to such Class of Group
I-A Certificates pursuant to Paragraphs first clause (A), second clause (A) and
third clause (A) of Section 4.01(a)(i).
Group I-A Interest Accrual Amount: As to any Distribution Date, the
sum of the Interest Accrual Amounts for the Class I-A Certificates with respect
to such Distribution Date.
Group I-A Interest Percentage: As to any Distribution Date and any
Class of Group I-A Certificates, the percentage calculated by dividing the
Interest Accrual Amount of such Class (determined without regard to clause (ii)
of the definition thereof) by the Group I-A Interest Accrual Amount (determined
without regard to clause (ii) of the definition of each Interest Accrual
Amount).
Group I-A Interest Shortfall Amount: As to any Distribution Date and
any Class of Group I-A Certificates, any amount by which the Interest Accrual
Amount of such Class with respect to such Distribution Date exceeds the amount
distributed in respect of such Class on such Distribution Date pursuant to
Paragraph first clause (A) of Section 4.01(a)(i).
Group I-A Loss Denominator: As to any Determination Date, an amount
equal to the Group I-A Principal Balance.
Group I-A Loss Percentage: As to any Determination Date and any
Class of Group I-A Certificates, the percentage calculated by dividing the
Principal Balance of such Class by the Group I-A Loss Denominator (determined
without regard to any such Principal Balance of any Class of Group I-A
Certificates not then outstanding), in each case determined as of the preceding
Determination Date.
Group I-A Optimal Amount: As to any Distribution Date, the sum for
such Distribution Date of (i) the Group I-A Interest Accrual Amount, (ii) the
Aggregate Group I-A Unpaid Interest Shortfall and (iii) the Group I-A Optimal
Principal Amount.
Group I-A Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum of (I) the sum, as to each Group I Mortgage Loan that is
an Outstanding Mortgage Loan, of:
(i) the Group I-A Percentage of the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan;
(ii) the Group I-A Prepayment Percentage of all Unscheduled
Principal Receipts (other than Recoveries) that were received by a
Servicer with respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such Distribution Date
for each applicable type of Unscheduled Principal Receipt;
(iii) the Group I-A Prepayment Percentage of the Scheduled
Principal Balance of such Mortgage Loan which, during the one month period
ending on the day preceding the Determination Date such Distribution Date,
was repurchased by the Seller pursuant to Sections 2.02 or 2.03; and
(iv) the Group I-A Percentage of the excess of the unpaid
principal balance of such Mortgage Loan substituted for a Mortgage Loan
during the one month period ending on the day preceding the Determination
Date for such Distribution Date over the unpaid principal balance of such
Mortgage Loan, less the amount allocable to the principal portion of any
unreimbursed Periodic Advances previously made by the applicable Servicer,
the Master Servicer or the Trustee in respect of such Mortgage Loan; and
(II) the Group I-A Prepayment Percentage of the Recovery for Loan Group I
for such Distribution Date.
Group I-A Percentage: As to any Distribution Date occurring on or
prior to the Subordination Depletion Date, the lesser of (i) 100% and (ii) the
percentage obtained by dividing the Group I-A Principal Balance (determined as
of the Determination Date preceding such Distribution Date) by the Group I Pool
Balance. As to any Distribution Date occurring subsequent to the Subordination
Depletion Date, 100% or such lesser percentage which will cause the Group I-A
Principal Balance to decline to zero following the distribution made on such
Distribution Date.
Group I-A Prepayment Percentage: As to any Distribution Date to and
including the Distribution Date in September 2009, 100%. As to any Distribution
Date subsequent to September 2009 to and including the Distribution Date in
September 2010, the Group I-A Percentage as of such Distribution Date plus 70%
of the Group I Subordinated Percentage as of such Distribution Date. As to any
Distribution Date subsequent to September 2010 to and including the Distribution
Date in September 2011, the Group I-A Percentage as of such Distribution Date
plus 60% of the Group I Subordinated Percentage as of such Distribution Date. As
to any Distribution Date subsequent to September 2011 to and including the
Distribution Date in September 2012, the Group I-A Percentage as of such
Distribution Date plus 40% of the Group I Subordinated Percentage as of such
Distribution Date. As to any Distribution Date subsequent to September 2012 to
and including the Distribution Date in September 2013, the Group I-A Percentage
as of such Distribution Date plus 20% of the Group I Subordinated Percentage as
of such Distribution Date. As to any Distribution Date subsequent to September
2013, the Group I-A Percentage as of such Distribution Date.
No reduction of the level of the Group I-A Prepayment Percentage
shall occur on any Distribution Date unless, as of such Distribution Date, (A)
the average outstanding principal balance on such Distribution Date and for the
preceding five Distribution Dates of the Mortgage Loans in both Loan Groups that
were delinquent 60 days or more (including for this purpose any Mortgage Loans
in foreclosure and Mortgage Loans with respect to which the related Mortgaged
Property has been acquired by the Trust Estate) does not exceed 50% of the
Subordinate Principal Balance; and (B) cumulative Realized Losses on the
Mortgage Loans in both Loan Groups do not exceed the following percentages of
the Original Subordinated Principal Amount: (1) 30%, if such Distribution Date
occurs between and including October 2009 and September 2010 (2) 35%, if such
Distribution Date occurs between and including October 2010 and September 2011,
(3) 40%, if such Distribution Date occurs between and including October 2011 and
September 2012, (4) 45%, if such Distribution Date occurs between and including
October 2012 and September 2013, and (5) 50%, if such Distribution Date occurs
during or after October 2013.
Notwithstanding the foregoing, with respect to any Distribution Date
on which the preceding criteria are not met, the reduction of the Group I-A
Prepayment Percentage described in the second through sixth sentences of this
definition of Group I-A Prepayment Percentage shall not be applicable with
respect to such Distribution Date. In such event, the Group I-A Prepayment
Percentage for such Distribution Date will be determined in accordance with the
applicable provision, as set forth in the first through fifth sentences of this
definition, which was actually used to determine the Group I-A Prepayment
Percentage for the Distribution Date occurring in the September preceding such
Distribution Date (it being understood that for the purposes of the
determination of the Group I-A Prepayment Percentage for the current
Distribution Date, the current Group I-A Percentage and Group I Subordinated
Percentage shall be utilized).
In addition, if on any Distribution Date, prior to giving effect to
any distributions on such Distribution Date, (i) the Aggregate Subordinate
Percentage is equal to or greater than twice the Aggregate Subordinate
Percentage as of the Cut-Off Date, (ii) the average outstanding principal
balance on such Distribution Date and for the preceding five Distribution Dates
of the Mortgage Loans in both Loan Groups that were delinquent 60 days or more
(including for this purpose any Mortgage Loans in foreclosure and Mortgage Loans
with respect to which the related Mortgaged Property has been acquired by the
Trust Estate) does not exceed 50% of the Subordinate Principal Balance and
(iii)(A) prior to the Distribution Date in October 2005, cumulative Realized
Losses on the Mortgage Loans in both Loan Groups do not exceed 20% of the
Original Subordinated Principal Amount, then the Group I-A Prepayment Percentage
for such Distribution Date will equal the Group I-A Percentage for such
Distribution Date plus 50% of the Group I Subordinated Percentage for such
Distribution Date or (B) on or after the Distribution Date in October 2005,
cumulative Realized Losses on the Mortgage Loans in both Loan Groups do not
exceed 30% of the Original Subordinated Principal Amount, then the Group I-A
Prepayment Percentage for such Distribution Date will equal the Group I-A
Percentage for such Distribution Date.
Notwithstanding the foregoing, if on any Distribution Date, the
Aggregate Class A Percentage exceeds such percentage as of the Cut-Off Date,
then the Group I-A Prepayment Percentage will equal 100%.
If on any Distribution Date the allocation to the Group I-A
Certificates of Unscheduled Principal Receipts and other amounts in the
percentage required above would reduce the Group I-A Principal Balance below
zero, the Group I-A Prepayment Percentage for such Distribution Date will be
limited to the percentage necessary to reduce the Group I-A Principal Balance to
zero. In addition, once the Group I-A Principal Balance has been reduced to
zero, the Group I-A Prepayment Percentage will be 0%.
With respect to any Distribution Date on which the Group I-A
Prepayment Percentage is reduced below the Group I-A Prepayment Percentage for
the prior Distribution Date, the Master Servicer shall certify to the Trustee,
based upon information provided by each Servicer as to the Mortgage Loans
serviced by it that the criteria set forth in this definition are met.
Group I-A Principal Balance: As of any date, an amount equal to the
sum of the Principal Balances for the Group I-A Certificates.
Group I-A Principal Distribution Amount: As to any Distribution
Date, the aggregate amount distributed in respect of the Classes of Group I-A
Certificates pursuant to Paragraph third clause (A) of Section 4.01(a)(i).
Group I-A Shortfall Percentage: As to any Distribution Date and any
Class of Group I-A Certificates, the percentage calculated by dividing the Class
A Unpaid Interest Shortfall for such Class by the Aggregate Group I-A Unpaid
Interest Shortfall, in each case determined as of the day preceding the
applicable Distribution Date.
Group II-A Certificate: Any Class II-A-1 Certificate.
Group II-A Distribution Amount: As to any Distribution Date and any
Class of Group II-A Certificates, the amount distributable to such Class of
Group II-A Certificates pursuant to Paragraphs first clause (B), second clause
(B) and third clause (B) of Section 4.01(a)(i).
Group II-A Interest Accrual Amount: As to any Distribution Date, the
sum of the Interest Accrual Amounts for the Classes of Group II-A Certificates
with respect to such Distribution Date.
Group II-A Interest Percentage: As to any Distribution Date and any
Class of Group II-A Certificates, the percentage calculated by dividing the
Interest Accrual Amount of such Class (determined without regard to clause (ii)
of the definition thereof) by the Group II-A Interest Accrual Amount (determined
without regard to clause (ii) of the definition of each Interest Accrual
Amount).
Group II-A Interest Shortfall Amount: As to any Distribution Date
and any Class of Group II-A Certificates, any amount by which the Interest
Accrual Amount of such Class with respect to such Distribution Date exceeds the
amount distributed in respect of such Class on such Distribution Date pursuant
to Paragraph first clause (B) of Section 4.01(a)(i).
Group II-A Loss Denominator: As to any Determination Date, an amount
equal to the Group II-A Principal Balance.
Group II-A Loss Percentage: As to any Determination Date and any
Class of Group II-A Certificates, the percentage calculated by dividing the
Principal Balance of such Class by the Group II-A Loss Denominator (determined
without regard to any such Principal Balance of any Class of Group II-A
Certificates not then outstanding), in each case determined as of the preceding
Determination Date.
Group II-A Optimal Amount: As to any Distribution Date, the sum for
such Distribution Date of (i) the Group II-A Interest Accrual Amount, (ii) the
Aggregate Group II-A Unpaid Interest Shortfall and (iii) the Group II-A Optimal
Principal Amount.
Group II-A Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum of (I) the sum, as to each Group II Mortgage Loan that
is an Outstanding Mortgage Loan, of:
(i) the Group II-A Percentage of the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan;
(ii) the Group II-A Prepayment Percentage of all Unscheduled
Principal Receipts (other than Recoveries) that were received by a
Servicer with respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such Distribution Date
for each applicable type of Unscheduled Principal Receipt;
(iii) the Group II-A Prepayment Percentage of the Scheduled
Principal Balance of such Mortgage Loan which, during the one month period
ending on the day preceding the Determination Date for such Distribution
Date, was repurchased by the Seller pursuant to Sections 2.02 or 2.03; and
(iv) the Group II-A Percentage of the excess of the unpaid
principal balance of such Mortgage Loan substituted for a Mortgage Loan
during the one month period ending on the day preceding the Determination
Date for such Distribution Date over the unpaid principal balance of such
Mortgage Loan, less the amount allocable to the principal portion of any
unreimbursed Periodic Advances previously made by the applicable Servicer,
the Master Servicer or the Trustee in respect of such Mortgage Loan; and
(II) the Group II-A Prepayment Percentage of the Recovery for Loan Group
II for such Distribution Date.
Group II-A Percentage: As to any Distribution Date occurring on or
prior to the Subordination Depletion Date, the lesser of (i) 100% and (ii) the
percentage obtained by dividing the Group II-A Principal Balance (determined as
of the Determination Date preceding such Distribution Date) by the Group II Pool
Balance. As to any Distribution Date occurring subsequent to the Subordination
Depletion Date, 100% or such lesser percentage which will cause the Group II-A
Principal Balance to decline to zero following the distribution made on such
Distribution Date.
Group II-A Prepayment Percentage: As to any Distribution Date to and
including the Distribution Date in September 2009, 100%. As to any Distribution
Date subsequent to September 2009 to and including the Distribution Date in
September 2010, the Group II-A Percentage as of such Distribution Date plus 70%
of the Group II Subordinated Percentage as of such Distribution Date. As to any
Distribution Date subsequent to September 2010 to and including the Distribution
Date in September 2011, the Group II-A Percentage as of such Distribution Date
plus 60% of the Group II Subordinated Percentage as of such Distribution Date.
As to any Distribution Date subsequent to September 2011 to and including the
Distribution Date in September 2012, the Group II-A Percentage as of such
Distribution Date plus 40% of the Group II Subordinated Percentage as of such
Distribution Date. As to any Distribution Date subsequent to September 2012 to
and including the Distribution Date in September 2013, the Group II-A Percentage
as of such Distribution Date plus 20% of the Group II Subordinated Percentage as
of such Distribution Date. As to any Distribution Date subsequent to September
2013, the Group II-A Percentage as of such Distribution Date.
No reduction of the level of the Group II-A Prepayment Percentage
shall occur on any Distribution Date unless, as of such Distribution Date, (A)
the average outstanding principal balance on such Distribution Date and for the
preceding five Distribution Dates of the Mortgage Loans in both Loan Groups that
were delinquent 60 days or more (including for this purpose any Mortgage Loans
in foreclosure and Mortgage Loans with respect to which the related Mortgaged
Property has been acquired by the Trust Estate) does not exceed 50% of the
Subordinate Principal Balance; and (B) cumulative Realized Losses on the
Mortgage Loans in both Loan Groups do not exceed the following percentages of
the Original Subordinated Principal Amount: (1) 30%, if such Distribution Date
occurs between and including October 2009 and September 2010 (2) 35%, if such
Distribution Date occurs between and including October 2010 and September 2011,
(3) 40%, if such Distribution Date occurs between and including October 2011 and
September 2012, (4) 45%, if such Distribution Date occurs between and including
October 2012 and September 2013, and (5) 50%, if such Distribution Date occurs
during or after October 2013.
Notwithstanding the foregoing, with respect to any Distribution Date
on which the preceding criteria are not met, the reduction of the Group II-A
Prepayment Percentage described in the second through sixth sentences of this
definition of Group II-A Prepayment Percentage shall not be applicable with
respect to such Distribution Date. In such event, the Group II-A Prepayment
Percentage for such Distribution Date will be determined in accordance with the
applicable provision, as set forth in the first through fifth sentences of this
definition, which was actually used to determine the Group II-A Prepayment
Percentage for the Distribution Date occurring in the September preceding such
Distribution Date (it being understood that for the purposes of the
determination of the Group II-A Prepayment Percentage for the current
Distribution Date, the current Group II-A Percentage and Group II Subordinated
Percentage shall be utilized).
In addition, if on any Distribution Date, prior to giving effect to
any distributions on such Distribution Date, (i) the Aggregate Subordinate
Percentage is equal to or greater than twice the Aggregate Subordinate
Percentage as of the Cut-Off Date, (ii) the average outstanding principal
balance on such Distribution Date and for the preceding five Distribution Dates
of the Mortgage Loans in both Loan Groups that were delinquent 60 days or more
(including for this purpose any Mortgage Loans in foreclosure and Mortgage Loans
with respect to which the related Mortgaged Property has been acquired by the
Trust Estate) does not exceed 50% of the Subordinate Principal Balance and
(iii)(A) prior to the Distribution Date in October 2005, cumulative Realized
Losses on the Mortgage Loans in both Loan Groups do not exceed 20% of the
Original Subordinated Principal Amount, then the Group II-A Prepayment
Percentage for such Distribution Date will equal the Group II-A Percentage for
such Distribution Date plus 50% of the Group II Subordinated Percentage for such
Distribution Date or (B) on or after the Distribution Date in October 2005,
cumulative Realized Losses on the Mortgage Loans in both Loan Groups do not
exceed 30% of the Original Subordinated Principal Amount, then the Group II-A
Prepayment Percentage for such Distribution Date will equal the Group II-A
Percentage for such Distribution Date.
Notwithstanding the foregoing, if on any Distribution Date, the
Aggregate Class A Percentage exceeds such percentage as of the Cut-Off Date,
then the Group II-A Prepayment Percentage will equal 100%.
If on any Distribution Date the allocation to the Group II-A
Certificates of Unscheduled Principal Receipts and other amounts in the
percentage required above would reduce the Group II-A Principal Balance below
zero, the Group II-A Prepayment Percentage for such Distribution Date will be
limited to the percentage necessary to reduce the Group II-A Principal Balance
to zero. In addition, once the Group II-A Principal Balance has been reduced to
zero, the Group II-A Prepayment Percentage will be 0%.
With respect to any Distribution Date on which the Group II-A
Prepayment Percentage is reduced below the Group II-A Prepayment Percentage for
the prior Distribution Date, the Master Servicer shall certify to the Trustee,
based upon information provided by each Servicer as to the Mortgage Loans
serviced by it that the criteria set forth in this definition are met.
Group II-A Principal Balance: As of any date, an amount equal to the
sum of the Principal Balances for the Class II-A-1 Certificates.
Group II-A Principal Distribution Amount: As to any Distribution
Date, the aggregate amount distributed in respect of the Classes of Group II-A
Certificates pursuant to Paragraph third clause (B) of Section 4.01(a)(i).
Group II-A Shortfall Percentage: As to any Distribution Date and any
Class of Group II-A Certificates, the percentage calculated by dividing the
Class A Unpaid Interest Shortfall for such Class by the Aggregate Group II-A
Unpaid Interest Shortfall, in each case determined as of the day preceding the
applicable Distribution Date.
Holder: See "Certificateholder."
Independent: When used with respect to any specified Person, such
Person who (i) is in fact independent of the Seller, the Master Servicer and any
Servicer, (ii) does not have any direct financial interest or any material
indirect financial interest in the Seller or the Master Servicer or any Servicer
or in an affiliate of either, and (iii) is not connected with the Seller, the
Master Servicer or any Servicer as an officer, employee, promoter, underwriter,
trustee, partner, director or person performing similar functions.
Index: As to any Mortgage Loan and Adjustment Date, a rate per annum
that is defined to be the weekly average yield on United States Treasury
Securities adjusted to a constant maturity of one year, as made available by the
Federal Reserve Board, published in Federal Reserve Statistical Release H.15
(519) and most recently available as of the date 45 days before the applicable
Adjustment Date. In the event such Index is no longer available, the applicable
Servicer will select a substitute Index in accordance with the terms of the
related Mortgage Note and in compliance with federal and state law.
Insurance Policy: Any insurance or performance bond relating to a
Mortgage Loan or the Mortgage Loans, including any hazard insurance, special
hazard insurance, flood insurance, primary mortgage insurance, mortgagor
bankruptcy bond or title insurance.
Insurance Proceeds: Proceeds paid by any insurer pursuant to any
Insurance Policy covering a Mortgage Loan.
Insured Expenses: Expenses covered by any Insurance Policy covering
a Mortgage Loan.
Interest Accrual Amount: As to any Distribution Date and any Class
of Class A Certificates, (i) the product of (a) 1/12th of the Class A
Pass-Through Rate for such Class and (b) the Principal Balance of such Class as
of the Determination Date immediately preceding such Distribution Date minus
(ii) the sum of (A) the Group I-A Interest Percentage or Group II-A Interest
Percentage of the interest portion of any Realized Losses allocated to the Group
I-A Certificates or the Group II-A Certificates, as applicable, on or after the
Subordination Depletion Date pursuant to Section 4.02(e) and (B) the Class A
Interest Percentage of such Class of the sum of any Non-Supported Interest
Shortfall and any Relief Act Shortfall allocated to the Class A Certificates
with respect to such Distribution Date.
As to any Distribution Date and the Class M Certificates, an amount
equal to (i) the product of 1/12th of the Class M Pass-Through Rate and the
Principal Balance of the Class M Certificates as of the Determination Date
preceding such Distribution Date minus (ii) the sum of any Non-Supported
Interest Shortfall and any Relief Act Shortfall allocated to the Class M
Certificates with respect to such Distribution Date.
As to any Distribution Date and any Class of Class B Certificates,
an amount equal to (i) the product of 1/12th of the Class B Pass-Through Rate
and the Principal Balance of such Class as of the Determination Date preceding
such Distribution Date minus (ii) the Class B Interest Percentage of such Class
of the sum of any Non-Supported Interest Shortfall and any Relief Act Shortfall
allocated to the Class B Certificates with respect to such Distribution Date.
Liquidated Loan: A Mortgage Loan with respect to which the related
Mortgaged Property has been acquired, liquidated or foreclosed and with respect
to which the applicable Servicer determines that all Liquidation Proceeds which
it expects to recover have been recovered.
Liquidated Loan Loss: With respect to any Distribution Date, the
aggregate of the amount of losses with respect to each Mortgage Loan which
became a Liquidated Loan during the Applicable Unscheduled Principal Receipt
Period with respect to Full Unscheduled Principal Receipts for such Distribution
Date, equal to the excess of (i) the unpaid principal balance of each such
Liquidated Loan, plus accrued interest thereon in accordance with the
amortization schedule at the time applicable thereto at the applicable Net
Mortgage Interest Rate from the Due Date as to which interest was last paid with
respect thereto through the last day of the month preceding the month in which
such Distribution Date occurs, over (ii) Net Liquidation Proceeds with respect
to such Liquidated Loan.
Liquidation Expenses: Expenses incurred by a Servicer in connection
with the liquidation of any defaulted Mortgage Loan or property acquired in
respect thereof (including, without limitation, legal fees and expenses,
committee or referee fees, and, if applicable, brokerage commissions and
conveyance taxes), any unreimbursed advances expended by such Servicer pursuant
to its Servicing Agreement or the Master Servicer or Trustee pursuant hereto
respecting the related Mortgage Loan, including any unreimbursed advances for
real property taxes or for property restoration or preservation of the related
Mortgaged Property. Liquidation Expenses shall not include any previously
incurred expenses in respect of an REO Mortgage Loan which have been netted
against related REO Proceeds.
Liquidation Proceeds: Amounts received by a Servicer (including
Insurance Proceeds) or PMI Advances made by a Servicer in connection with the
liquidation of defaulted Mortgage Loans or property acquired in respect thereof,
whether through foreclosure, sale or otherwise, including payments in connection
with such Mortgage Loans received from the Mortgagor, other than amounts
required to be paid to the Mortgagor pursuant to the terms of the applicable
Mortgage or to be applied otherwise pursuant to law.
Liquidation Profits: As to any Distribution Date and any Mortgage
Loan that became a Liquidated Loan during the Applicable Unscheduled Principal
Receipt Period with respect to Full Unscheduled Principal Receipts for such
Distribution Date, the excess, if any, of (i) Net Liquidation Proceeds in
respect of such Liquidated Loan over (ii) the unpaid principal balance of such
Liquidated Loan plus accrued interest thereon in accordance with the
amortization schedule at the time applicable thereto at the applicable Net
Mortgage Interest Rate from the Due Date to which interest was last paid with
respect thereto through the last day of the month preceding the month in which
such Distribution Date occurs.
Loan Group I: The Group I Mortgage Loans.
Loan Group II: The Group II Mortgage Loans.
Loan Group: Either Loan Group I or Loan Group II.
Loan-to-Value Ratio: The ratio, expressed as a percentage, the
numerator of which is the principal balance of a particular Mortgage Loan at
origination and the denominator of which is the lesser of (x) the appraised
value of the related Mortgaged Property determined in the appraisal used by the
originator at the time of origination of such Mortgage Loan, and (y) if the
Mortgage is originated in connection with a sale of the Mortgaged Property, the
sale price for such Mortgaged Property.
Lower-Tier Distribution Amount: As defined in Section 4.01(a)(iv).
Lower-Tier Remic: One of two separate REMICs comprising the Trust
Estate, the assets of which consist of the Mortgage Loans, such amounts as shall
from time to time be held in the Certificate Account, the insurance policies, if
any, relating to a Mortgage Loan and property which secured a Mortgage Loan and
which has been acquired by foreclosure or deed in lieu of foreclosure.
Master Servicer: Xxxxx Fargo Bank Minnesota, National Association,
or its successor in interest.
Master Servicing Fee: With respect to any Mortgage Loan and any
Distribution Date, the fee payable monthly to the Master Servicer pursuant to
Section 6.05 equal to a fixed percentage (expressed as a per annum rate) of the
unpaid principal balance of such Mortgage Loan.
Master Servicing Fee Rate: As set forth in Section 11.22.
MERS: As defined in Section 2.01.
Mid-month Receipt Period: With respect to each Distribution Date,
the one month period beginning on the Determination Date (or, in the case of the
first Distribution Date, from and including the Cut-Off-Date) occurring in the
calendar month preceding the month in which such Distribution Date occurs and
ending on the day preceding the Determination Date immediately preceding such
Distribution Date.
Month End Interest: As defined in each Servicing Agreement.
Monthly Payment: As to any Mortgage Loan (including any REO Mortgage
Loan) and any Due Date, the payment of principal and interest due thereon in
accordance with the amortization schedule at the time applicable thereto (after
adjustment for any Curtailments and Deficient Valuations occurring prior to such
Due Date but before any adjustment to such amortization schedule, other than for
Deficient Valuations, by reason of any bankruptcy or similar proceeding or any
moratorium or similar waiver or grace period).
Moody's: Xxxxx'x Investors Service, Inc., or its successor in
interest.
Mortgage: The mortgage, deed of trust or other instrument creating a
first lien on Mortgaged Property securing a Mortgage Note together with any
Mortgage Loan Rider, if applicable.
Mortgage Interest Rate: As to any Mortgage Loan, the per annum rate
of interest at which interest accrues on the unpaid principal balance of such
Mortgage Loan, as adjusted from time to time in accordance with the provisions
of the related Mortgage Note, which rate is (a) prior to the first Adjustment
Date for each such Mortgage Loan, the initial Mortgage Interest Rate for such
Mortgage Loan indicated on the Mortgage Loan Schedule and (b) from and after
such first Adjustment Date, the sum of the Index, as of the Adjustment Date
applicable to such Due Date, and the Gross Margin, rounded as set forth in such
Mortgage Note, subject to the Periodic Cap and the Lifetime Cap applicable to
such Mortgage Loan at any time during the life of such Mortgage Loan.
Mortgage Loan Purchase Agreement: The mortgage loan purchase
agreement dated as of September 26, 2002 between WFHM, as seller, and the
Seller, as purchaser.
Mortgage Loan Rider: The standard Xxxxxx Xxx/Xxxxxxx Mac riders to
the Mortgage Note and/or Mortgage riders required when the Mortgaged Property is
a condominium unit or a unit in a planned unit development.
Mortgage Loan Schedule: The list of the Mortgage Loans transferred
to the Trustee on the Closing Date as part of the Trust Estate and attached
hereto as Exhibits F-1A and F-1B, which list may be amended following the
Closing Date upon conveyance of a Substitute Mortgage Loan pursuant to Sections
2.02, 2.03 or 2.06 and which list shall set forth at a minimum the following
information of the close of business on the Cut-Off Date (or, with respect to
Substitute Mortgage Loans, as of the close of business on the day of
substitution) as to each Mortgage Loan:
(i) the Mortgage Loan identifying number;
(ii) the city, state and zip code of the Mortgaged Property;
(iii) the type of property;
(iv) the Mortgage Interest Rate;
(v) the Net Mortgage Interest Rate;
(vi) the Monthly Payment;
(vii) the original number of months to maturity;
(viii) the scheduled maturity date;
(ix) the Cut-Off Date Principal Balance;
(x) the Loan-to-Value Ratio at origination;
(xi) whether such Mortgage Loan is covered by primary mortgage
insurance;
(xii) the applicable Servicing Fee Rate;
(xiii) the Master Servicing Fee Rate; (xiv) the Index;
(xv) the Gross Margin; (xvi) the Periodic Cap;
(xvii) the first Adjustment Date;
(xviii) the Rate Ceiling; and
(xix) for each Other Servicer Mortgage Loan, the name of the
Servicer with respect thereto.
Such schedule may consist of multiple reports that collectively set
forth all of the information required.
Mortgage Loans: Each of the mortgage loans transferred and assigned
to the Trustee on the Closing Date pursuant to Section 2.01 and any mortgage
loans substituted therefor pursuant to Sections 2.02, 2.03 and 2.06, in each
case as from time to time are included in the Trust Estate as identified in the
Mortgage Loan Schedule.
Mortgage Note: The note or other evidence of indebtedness evidencing
the indebtedness of a Mortgagor under a Mortgage Loan together with any related
Mortgage Loan Riders, if applicable.
Mortgaged Property: The property subject to a Mortgage, which may
include Co-op Shares or residential long-term leases.
Mortgagor: The obligor on a Mortgage Note.
Net Liquidation Proceeds: As to any defaulted Mortgage Loan,
Liquidation Proceeds net of Liquidation Expenses.
Net Mortgage Interest Rate: With respect to each Mortgage Loan, a
rate equal to (i) the Mortgage Interest Rate on such Mortgage Loan minus (ii)
the sum of (a) the applicable Servicing Fee Rate, as set forth in Section 11.21
with respect to such Mortgage Loan, and (b) the Master Servicing Fee Rate, as
set forth in Section 11.22 with respect to such Mortgage Loan. Any regular
monthly computation of interest at such rate shall be based upon annual interest
at such rate on the applicable amount divided by twelve.
Net Reo Proceeds: As to any REO Mortgage Loan, REO Proceeds net of
any related expenses of the Servicer.
Non-permitted Foreign Holder: As defined in Section 5.02(d).
Nonrecoverable Advance: Any portion of a Periodic Advance previously
made or proposed to be made in respect of a Mortgage Loan which has not been
previously reimbursed to the Servicer, the Master Servicer or the Trustee, as
the case may be, and which the Servicer, the Master Servicer or the Trustee
determines will not, or in the case of a proposed Periodic Advance would not, be
ultimately recoverable from Liquidation Proceeds or other recoveries in respect
of the related Mortgage Loan. The determination by the Servicer, the Master
Servicer or the Trustee (i) that it has made a Nonrecoverable Advance or (ii)
that any proposed Periodic Advance, if made, would constitute a Nonrecoverable
Advance, shall be evidenced by an Officer's Certificate of the Servicer
delivered to the Master Servicer for redelivery to the Trustee or, in the case
of a Master Servicer determination, an Officer's Certificate of the Master
Servicer delivered to the Trustee, in each case detailing the reasons for such
determination.
Non-supported Interest Shortfall: With respect to any Distribution
Date, the sum of (i) the excess, if any, of the aggregate Prepayment Interest
Shortfall on the Mortgage Loans over the aggregate Compensating Interest with
respect to such Distribution Date and (ii) Curtailment Interest Shortfalls. With
respect to each Distribution Date occurring on or after the Subordination
Depletion Date, the Non-Supported Interest Shortfall determined pursuant to the
preceding sentence will be increased by the amount of any Subordination
Depletion Date Interest Shortfall for such Distribution Date. Any Non-Supported
Interest Shortfall will be allocated to (a) the Group I-A Certificates and Group
II-A Certificates according to the percentage obtained by dividing the Group I-A
Principal Balance or Group II-A Principal Balance, as applicable, by the
Aggregate Principal Balance, (b) the Class M Certificates according to the
percentage obtained by dividing the Class M Principal Balance by the Aggregate
Principal Balance and (c) the Class B Certificates according to the percentage
obtained by dividing the Class B Principal Balance by the Aggregate Principal
Balance.
Non-U.S. Person: As defined in Section 4.01(f).
Officers' Certificate: With respect to any Person, a certificate
signed by the Chairman of the Board, the President or a Vice President, and by
the Treasurer, the Secretary or one of the Assistant Treasurers or Assistant
Secretaries of such Person (or, in the case of a Person which is not a
corporation, signed by the person or persons having like responsibilities), and
delivered to the Trustee.
Opinion of Counsel: A written opinion of counsel, who may be outside
or salaried counsel for the Seller, a Servicer or the Master Servicer, or any
affiliate of the Seller, a Servicer or the Master Servicer, acceptable to the
Trustee; provided, however, that with respect to REMIC matters, matters relating
to the determination of Eligible Accounts or matters relating to transfers of
Certificates, such counsel shall be Independent.
Optimal Adjustment Event: With respect to any Class of Class B
Certificates or the Class M Certificates and any Distribution Date, an Optimal
Adjustment Event will occur with respect to such Class if: (i) the Principal
Balance of such Class on the Determination Date succeeding such Distribution
Date would have been reduced to zero (regardless of whether such Principal
Balance was reduced to zero as a result of principal distribution or the
allocation of Realized Losses) and (ii) (a) the Principal Balance of any Class
of Class A Certificates would be subject to further reduction as a result of the
third or sixth sentences of the definition of Principal Balance or (b) the
Principal Balance of the Class M Certificate or a Class of Class B Certificates
with a lower numerical designation would be reduced with respect to such
Distribution Date as a result of the application of the proviso in the
definition of Class M Principal Balance, Class B-1 Principal Balance, Class B-2
Principal Balance, Class B-3 Principal Balance, Class B-4 Principal Balance,
Class B-5 Principal Balance or Class B-6 Principal Balance.
Original Aggregate Subordinate Percentage: The Aggregate Subordinate
Percentage as of the Cut-Off Date, as set forth in Section 11.06.
Original Group I-a Percentage: The Group I-A Percentage as of the
Cut-Off Date, as set forth in Section 11.03(a).
Original Group Ii-a Percentage: The Group II-A Percentage as of the
Cut-Off Date, as set forth in Section 11.03(b).
Original Class B Principal Balance: The sum of the Original Class
B-1 Principal Balance, Original Class B-2 Principal Balance, Original Class B-3
Principal Balance, Original Class B-4 Principal Balance, Original Class B-5
Principal Balance and Original Class B-6 Principal Balance, as set forth in
Section 11.07.
Original Class B-1 Fractional Interest: As to the first Distribution
Date, the percentage obtained by dividing the sum of the Original Class B-2
Principal Balance, the Original Class B-3 Principal Balance, the Original Class
B-4 Principal Balance, Original Class B-5 Principal Balance and the Original
Class B-6 Principal Balance by the Cut-Off Date Aggregate Principal Balance. The
Original Class B-1 Fractional Interest is specified in Section 11.12.
Original Class B-2 Fractional Interest: As to the first Distribution
Date, the percentage obtained by dividing the sum of the Original Class B-3
Principal Balance, the Original Class B-4 Principal Balance, Original Class B-5
Principal Balance and the Original Class B-6 Principal Balance by the Cut-Off
Date Aggregate Principal Balance. The Original Class B-2 Fractional Interest is
specified in Section 11.13.
Original Class B-3 Fractional Interest: As to the first Distribution
Date, the percentage obtained by dividing the sum of the Original Class B-4
Principal Balance, the Original Class B-5 Principal Balance and the Original
Class B-6 Principal Balance by the Cut-Off Date Aggregate Principal Balance. The
Original Class B-3 Fractional Interest is specified in Section 11.14.
Original Class B-4 Fractional Interest: As to the first Distribution
Date, the percentage obtained by dividing the sum of the Original Class B-5
Principal Balance and the Original Class B-6 Principal Balance by the Cut-Off
Date Aggregate Principal Balance. The Original Class B-4 Fractional Interest is
specified in Section 11.15.
Original Class B-5 Fractional Interest: As to the first Distribution
Date, the percentage obtained by dividing the Original Class B-6 Principal
Balance by the Cut-Off Date Aggregate Principal Balance. The Original Class B-5
Fractional Interest is specified in Section 11.16.
Original Class B-1 Principal Balance: The Class B-1 Principal
Balance as of the Cut-Off Date, as set forth in Section 11.08.
Original Class B-2 Principal Balance: The Class B-2 Principal
Balance as of the Cut-Off Date, as set forth in Section 11.08.
Original Class B-3 Principal Balance: The Class B-3 Principal
Balance as of the Cut-Off Date, as set forth in Section 11.08.
Original Class B-4 Principal Balance: The Class B-4 Principal
Balance as of the Cut-Off Date, as set forth in Section 11.08.
Original Class B-5 Principal Balance: The Class B-5 Principal
Balance as of the Cut-Off Date, as set forth in Section 11.08.
Original Class B-6 Principal Balance: The Class B-6 Principal
Balance as of the Cut-Off Date, as set forth in Section 11.08.
Original Class M Fractional Interest: As to the first Distribution
Date, the percentage obtained by dividing the Original Class B Principal Balance
by the Aggregate Principal Balance. The Original Class M Fractional Interest is
specified in Section 11.11.
Original Class M Percentage: The Class M Percentage as of the
Cut-Off Date, as set forth in Section 11.09.
Original Class M Principal Balance: The Class M Principal Balance as
of the Cut-Off Date, as set forth in Section 11.10.
Original Principal Balance: Any of the Original Principal Balances
of the Classes of Class A Certificates as set forth in Section 11.04; the
Original Class M Principal Balance as set forth in Section 11.10, the Original
Class B-1 Principal Balance, Original Class B-2 Principal Balance, Original
Class B-3 Principal Balance, Original Class B-4 Principal Balance, Original
Class B-5 Principal Balance or Original Class B-6 Principal Balance as set forth
in Section 11.08.
Original Subordinated Principal Amount: The sum of the Class M
Principal Balance and the Class B Principal Balance as of the Cut-Off Date.
Other Servicer: Any of the Servicers other than WFHM.
Other Servicer Mortgage Loan: Any Mortgage Loan serviced under an
Other Servicing Agreement. As of the Closing Date, there are no Other Servicer
Mortgage Loans.
Other Servicing Agreements: The Servicing Agreements other than the
WFHM Servicing Agreement.
Outstanding Mortgage Loan: As to any Due Date, a Mortgage Loan
(including an REO Mortgage Loan) which was not the subject of a Full Unscheduled
Principal Receipt prior to such Due Date and which was not repurchased by the
Seller prior to such Due Date pursuant to Sections 2.02 or 2.03.
Owner Mortgage Loan File: A file maintained by the Trustee (or the
Custodian, if any) for each Mortgage Loan that contains the documents specified
in the Servicing Agreements under their respective "Owner Mortgage Loan File"
definition or similar definition and/or other provisions requiring delivery of
specified documents to the owner of the Mortgage Loan in connection with the
purchase thereof, and any additional documents required to be added to the Owner
Mortgage Loan File pursuant to this Agreement.
Partial Liquidation Proceeds: Liquidation Proceeds received by a
Servicer prior to the Unscheduled Principal Receipt Period in which the related
Mortgage Loan became a Liquidated Loan.
Partial Unscheduled Principal Receipt: An Unscheduled Principal
Receipt which is not a Full Unscheduled Principal Receipt.
Paying Agent: The Person authorized on behalf of the Trustee, as
agent for the Master Servicer, to make distributions to Certificateholders with
respect to the Certificates and to forward to Certificateholders the periodic
and annual statements required by Section 4.04. The Paying Agent may be any
Person directly or indirectly controlling or controlled by or under common
control with the Master Servicer and may be the Trustee. The initial Paying
Agent is appointed in Section 4.03(a).
Payment Account: The account maintained pursuant to Section 4.03(b).
Percentage Interest: With respect to a Class A Certificate of a
Class, the undivided percentage interest obtained by dividing the original
principal balance of such Certificate by the Original Principal Balance of such
Class of Class A Certificates. With respect to a Class M Certificate, the
undivided percentage interest obtained by dividing the original principal
balance of such Certificate by the Original Principal Balance of the Class M
Certificates. With respect to a Class B Certificate of a Class, the undivided
percentage interest obtained by dividing the original principal balance of such
Certificate by the Original Principal Balance of such Class of Class B
Certificates.
Periodic Advance: The aggregate of the advances required to be made
by a Servicer on any Distribution Date pursuant to its Servicing Agreement or by
the Master Servicer or the Trustee hereunder, the amount of any such advances
being equal to the total of all Monthly Payments (adjusted, in each case (i) in
respect of interest, to the applicable Mortgage Interest Rate less the
applicable Servicing Fee in the case of Periodic Advances made by a Servicer and
to the applicable Net Mortgage Interest Rate in the case of Periodic Advances
made by the Master Servicer or Trustee and (ii) by the amount of any related
Debt Service Reductions or reductions in the amount of interest collectable from
the Mortgagor pursuant to the Soldiers' and Sailors' Civil Relief Act of 1940,
as amended, or similar legislation or regulations then in effect) on the
Mortgage Loans, that (x) were delinquent as of the close of business on the
related Determination Date, (y) were not the subject of a previous Periodic
Advance by such Servicer or of a Periodic Advance by the Master Servicer or the
Trustee, as the case may be and (z) have not been determined by the Master
Servicer, such Servicer or Trustee to be Nonrecoverable Advances.
Periodic Cap: For each Mortgage Loan, the applicable limit on
adjustment of the Mortgage Interest Rate for each Adjustment Date specified in
the applicable Mortgage Note and designated as such in the Mortgage Loan
Schedule.
Person: Any individual, corporation, partnership, joint venture,
association, joint-stock company, trust, unincorporated organization or
government or any agency or political subdivision thereof.
Plan: As defined in Section 5.02(c).
PMI Advance: As defined in the related Servicing Agreement, if
applicable.
Pool Balance: Any of the Group I Pool Balance or Group II Pool
Balance.
Pool Scheduled Principal Balance: The sum of the Group I Pool
Balance and Group II Pool Balance.
Prepayment in Full: With respect to any Mortgage Loan, a Mortgagor
payment consisting of a Principal Prepayment in the amount of the outstanding
principal balance of such loan and resulting in the full satisfaction of such
obligation.
Prepayment Interest Shortfall: On any Distribution Date, the amount
of interest, if any, that would have accrued on any Mortgage Loan which was the
subject of a Prepayment in Full at the Net Mortgage Interest Rate for such
Mortgage Loan from the date of its Prepayment in Full (but in the case of a
Prepayment in Full where the Applicable Unscheduled Principal Receipt Period is
the Mid-Month Receipt Period, only if the date of the Prepayment in Full is on
or after the Determination Date in the month prior to the month of such
Distribution Date and prior to the first day of the month of such Distribution
Date) through the last day of the month prior to the month of such Distribution
Date.
Principal Adjustment: In the event that the Class M Optimal
Principal Amount, Class B-1 Optimal Principal Amount, Class B-2 Optimal
Principal Amount, Class B-3 Optimal Principal Amount, Class B-4 Optimal
Principal Amount, Class B-5 Optimal Principal Amount or Class B-6 Optimal
Principal Amount is calculated in accordance with the proviso in such definition
with respect to any Distribution Date, the Principal Adjustment for such Class M
Certificates or Class of Class B Certificates shall equal the difference between
(i) the amount that would have been distributed to such Class as principal in
accordance with Section 4.01(a)(ii) or 4.01(a)(iii), as applicable, for such
Distribution Date, calculated without regard to such proviso and assuming there
are no Principal Adjustments for such Distribution Date and (ii) the Adjusted
Principal Balance for such Class.
Principal Balance: As of the first Determination Date and as to any
Class of Class A Certificates, the Original Principal Balance of such Class. As
of any subsequent Determination Date prior to the Subordination Depletion Date
and as to any Class of Class A Certificates, the Original Principal Balance of
such Class less the sum of all amounts previously distributed in respect of such
Class on prior Distribution Dates (i) pursuant to Paragraph THIRD clauses (A)
and (B) of Section 4.01(a)(i) and (ii) as a result of a Principal Adjustment.
After the Subordination Depletion Date, each such Principal Balance will also be
reduced (if clause (i) is greater than clause (ii)) or increased (if clause (i)
is less than clause (ii)) on each Determination Date by an amount equal to the
product of the Group I-A Loss Percentage or Group II-A Loss Percentage, as
applicable, of such Class and the difference, if any, between (i) the Group I-A
Principal Balance or Group II-A Principal Balance, as applicable, as of such
Determination Date without regard to this sentence and (ii) the Group I Adjusted
Pool Amount or Group II Adjusted Pool Amount, as applicable, for the preceding
Distribution Date.
As to the Class M Certificates, the Class M Principal Balance.
As to the Class B Certificates, the Class B-1 Principal Balance,
Class B-2 Principal Balance, Class B-3 Principal Balance, Class B-4 Principal
Balance, Class B-5 Principal Balance and Class B-6 Principal Balance,
respectively.
Notwithstanding the foregoing, no Principal Balance of a Class will
be increased on any Determination Date such that the Principal Balance of such
Class exceeds its Original Principal Balance less all amounts previously
distributed in respect of such Class on prior Distribution Dates pursuant to
Paragraph THIRD clauses (A) or (B) of Section 4.01(a)(i), Paragraph THIRD of
Section 4.01(ii) or Paragraphs third, sixth, ninth, twelfth, fifteenth or
eighteenth of Section 4.01(a)(iii).
Principal Prepayment: Any Mortgagor payment on a Mortgage Loan which
is received in advance of its Due Date and is not accompanied by an amount
representing scheduled interest for any period subsequent to the date of
prepayment.
Prior Month Receipt Period: With respect to each Distribution Date,
the calendar month preceding the month in which such Distribution Date occurs.
Prohibited Transaction Tax: Any tax imposed under Section 860F of
the Code.
Prospectus: The prospectus dated September 17, 2002 as supplemented
by the prospectus supplement dated September 20, 2002, relating to the Class A,
Class M, Class B-1, Class B-2 and Class B-3 Certificates.
Prudent Servicing Practices: The standard of care set forth in each
Servicing Agreement.
Rate Ceiling: The maximum per annum Mortgage Interest Rate
permitted under the related Mortgage Note.
Rating Agency: Any nationally recognized statistical credit rating
agency, or its successor, that rated one or more Classes of the Certificates at
the request of the Seller at the time of the initial issuance of the
Certificates. The Rating Agencies for the Class A Certificates are S&P and
Xxxxx'x. The Rating Agency for the Class M, Class B-1, Class B-2, Class B-3,
Class B-4 and Class B-5 Certificates is S&P. If any such agency or a successor
is no longer in existence, "Rating Agency" shall be such statistical credit
rating agency, or other comparable Person, designated by the Seller, notice of
which designation shall be given to the Trustee and the Master Servicer.
References herein to the highest short-term rating category of a Rating Agency
shall mean A-1 in the case of S&P, P-1 in the case of Xxxxx'x and in the case of
any other Rating Agency shall mean its equivalent of such ratings. References
herein to the highest long-term rating categories of a Rating Agency shall mean
AAA in the case of S&P and Aaa in the case of Xxxxx'x, and in the case of any
other Rating Agency shall mean its equivalent of such ratings without any plus
or minus.
Realized Losses: With respect to any Distribution Date, (i)
Liquidated Loan Losses incurred on Liquidated Loans for which the Liquidation
Proceeds were received during the Applicable Unscheduled Principal Receipt
Period with respect to Full Unscheduled Principal Receipts with respect to such
Distribution Date and (ii) Bankruptcy Losses incurred during the period
corresponding to the Applicable Unscheduled Principal Receipt Period with
respect to Full Unscheduled Principal Receipts for such Distribution Date.
Record Date: The last Business Day of the month preceding the month
of the related Distribution Date.
Recovery: As to any Distribution Date and each Loan Group, the sum
of all amounts received for Group I Mortgage Loans or Group II Mortgage Loans,
as applicable, subsequent to any such Mortgage Loan being determined to be a
Liquidated Loan received during the Applicable Unscheduled Principal Receipt
Periods for such Distribution Date.
Relief Act Shortfall: Any interest shortfalls arising as a result of
the reduction in the amount of monthly interest payments on any Mortgage Loans
as a result of the application of the Soldiers' and Sailors' Civil Relief Act of
1940, as amended. Any Relief Act Shortfall will be allocated to (a) the Group
I-A Certificates and Group II-A Certificates according to the percentage
obtained by dividing the Group I-A Principal Balance or Group II-A Principal
Balance, as applicable, by the Aggregate Principal Balance, (b) the Class M
Certificates according to the percentage obtained by dividing the Class M
Principal Balance by the Aggregate Principal Balance and (c) the Class B
Certificates according to the percentage obtained by dividing the Class B
Principal Balance by the Aggregate Principal Balance.
REMIC: A "real estate mortgage investment conduit" as defined in
Code Section 860D.
REMIC Provisions: Provisions of the federal income tax law relating
to REMICs, which appear at Sections 860A through 860G of Part IV of Subchapter M
of Chapter 1 of Subtitle A of the Code, and related provisions, and U.S.
Department of the Treasury temporary, proposed or final regulations promulgated
thereunder, as the foregoing are in effect (or with respect to proposed
regulations, are proposed to be in effect) from time to time.
Remittance Date: As defined in each of the Servicing Agreements.
REO Mortgage Loan: Any Mortgage Loan which is not a Liquidated Loan
and as to which the indebtedness evidenced by the related Mortgage Note is
discharged and the related Mortgaged Property is held as part of the Trust
Estate.
REO Proceeds: Proceeds received in respect of any REO Mortgage Loan
(including, without limitation, proceeds from the rental of the related
Mortgaged Property).
Request for Release: A request for release in substantially the form
attached as Exhibit G hereto.
Responsible Officer: When used with respect to the Trustee, the
Chairman or Vice-Chairman of the Board of Directors or Trustees, the Chairman or
Vice-Chairman of the Executive or Standing Committee of the Board of Directors
or Trustees, the President, the Chairman of the Committee on Trust Matters, any
Vice President, the Secretary, any Assistant Secretary, the Treasurer, any
Assistant Treasurer, the Cashier, any Assistant Cashier, any Trust Officer or
Assistant Trust Officer, the Controller and any Assistant Controller or any
other officer of the Trustee customarily performing functions similar to those
performed by any of the above-designated officers and also, with respect to a
particular matter, any other officer to whom such matter is referred because of
such officer's knowledge of and familiarity with the particular subject.
Rule 144A: Rule 144A promulgated under the Securities Act of 1933,
as amended.
Scheduled Principal Balance: As to any Mortgage Loan and
Distribution Date, the principal balance of such Mortgage Loan as of the Due
Date in the month preceding the month of such Distribution Date as specified in
the amortization schedule at the time relating thereto (before any adjustment to
such amortization schedule by reason of any bankruptcy (other than Deficient
Valuations) or similar proceeding or any moratorium or similar waiver or grace
period) after giving effect to (A) Unscheduled Principal Receipts received or
applied by the applicable Servicer during the related Unscheduled Principal
Receipt Period for each applicable type of Unscheduled Principal Receipt related
to the Distribution Date occurring in the month preceding such Distribution
Date, (B) Deficient Valuations incurred prior to such Due Date and (C) the
payment of principal due on such Due Date and irrespective of any delinquency in
payment by the related Mortgagor. Accordingly, the Scheduled Principal Balance
of a Mortgage Loan which becomes a Liquidated Loan at any time through the last
day of such related Unscheduled Principal Receipt Period shall be zero.
Seller: Xxxxx Fargo Asset Securities Corporation, or its successor
in interest.
Servicer Mortgage Loan File: As defined in each of the Servicing
Agreements.
Servicers: WFHM, as Servicer under the related Servicing Agreement.
Servicing Agreements: Each of the Servicing Agreements executed with
respect to a portion of the Mortgage Loans by one of the Servicers, which
agreements are attached hereto, collectively, as Exhibit L.
Servicing Fee: With respect to any Servicer, as defined in its
Servicing Agreement.
Servicing Fee Rate: With respect to a Mortgage Loan, as set forth in
Section 11.21.
Servicing Officer: Any officer of a Servicer involved in, or
responsible for, the administration and servicing of the Mortgage Loans.
Single Certificate: A Certificate of any Class that evidences the
smallest permissible Denomination for such Class, as set forth in Section 11.20.
Startup Day: As defined in Section 2.05.
Subordinate Balance Ratio: The ratio between the principal balances
of the Class I-A-LS Interest and Class II-A-LS Interest, equal to the ratio
between (i) the Group I Subordinate Amount; and (ii) the Group II-A Subordinate
Amount.
Subordinate Principal Prepayment Distribution Amount: As to any
Distribution Date, the sum of the amounts distributable as principal to the
Class M and Class B Certificates pursuant to Section 4.01(a) attributable to the
amounts described in clauses (I)(ii) and (iii) of the Class M Optimal Principal
Amount and the Class B Optimal Principal Amounts.
Subordinate Principal Balance: As of any Determination Date, the sum
of the Class M Principal Balance and the Class B Principal Balance.
Subordination Depletion Date: The Distribution Date preceding the
first Distribution Date on which each of the Group I-A Percentage and Group II-A
Percentage (in each case, determined pursuant to clause (ii) of the definition
thereof) equals or exceeds 100%.
Subordination Depletion Date Interest Shortfall: With respect to any
Distribution Date that occurs on or after the Subordination Depletion Date with
respect to any Unscheduled Principal Receipt (other than a Prepayment in Full or
Curtailment):
(A) in the case where the Applicable Unscheduled Principal
Receipt Period is the Mid-Month Receipt Period and such
Unscheduled Principal Receipt is received by the Servicer
on or after the Determination Date in the month preceding
the month of such Distribution Date but prior to the first
day of the month of such Distribution Date, the amount of
interest that would have accrued at the Net Mortgage
Interest Rate on the amount of such Unscheduled Principal
Receipt from the day of its receipt or, if earlier, its
application by the Servicer through the last day of the
month preceding the month of such Distribution Date; and
(B) in the case where the Applicable Unscheduled Principal
Receipt Period is the Prior Month Receipt Period and such
Unscheduled Principal Receipt is received by the Servicer
during the month preceding the month of such Distribution
Date, the amount of interest that would have accrued at the
Net Mortgage Interest Rate on the amount of such
Unscheduled Principal Receipt from the day of its receipt
or, if earlier, its application by the Servicer through the
last day of the month in which such Unscheduled Principal
Receipt is received.
Subsidy Account: If the Trust Estate contains any Subsidy Loans, the
deposit account or accounts created and maintained by the Servicer for deposit
of Subsidy Funds and amounts payable under interest subsidy agreements relating
to Mortgage Loans other than the Mortgage Loans.
Subsidy Funds: If the Trust Estate contains any Subsidy Loans, funds
contributed by the employer of a Mortgagor in order to reduce the payments
required from the Mortgagor for a specified period in specified amounts.
Subsidy Loan: Any Mortgage Loan subject to a temporary interest
subsidy agreement pursuant to which the monthly interest payments made by the
related Mortgagor will be less than the scheduled monthly interest payments on
such Mortgage Loan, with the resulting difference in interest payments being
provided by the employer of the Mortgagor. Each Subsidy Loan will be identified
as such in the Mortgage Loan Schedule.
Substitute Mortgage Loan: As defined in Section 2.02.
Substitution Principal Amount: With respect to any Mortgage Loan
substituted in accordance with Section 2.02 or pursuant to Sections 2.03 or
2.06, the excess of (x) the unpaid principal balance of the Mortgage Loan which
is substituted for over (y) the unpaid principal balance of the Substitute
Mortgage Loan, each balance being determined as of the date of substitution.
Trust Estate: The corpus of the trust created by this Agreement,
consisting of the Mortgage Loans, such amounts as may be held from time to time
in the Certificate Account, the rights of the Trustee to receive the proceeds of
all insurance policies and performance bonds, if any, required to be maintained
hereunder or under the related Servicing Agreement, property which secured a
Mortgage Loan and which has been acquired by foreclosure or deed in lieu of
foreclosure and all other property and rights described in the first paragraph
of Section 2.01.
Trustee: Wachovia Bank, National Association, a national banking
association with its principal office located in Charlotte, North Carolina, or
any successor trustee appointed as herein provided.
Uncertificated Lower-tier Interest: Any of the Class I-A-LS
Interest, the Class I-A-LQ Interest, the Class II-A-LS Interest and Class
II-A-LQ Interest.
Unpaid Interest Shortfalls: Each of the Class A Unpaid Interest
Shortfalls, the Class M Unpaid Interest Shortfall, the Class B-1 Unpaid Interest
Shortfall, the Class B-2 Unpaid Interest Shortfall, the Class B-3 Unpaid
Interest Shortfall, the Class B-4 Unpaid Interest Shortfall, the Class B-5
Unpaid Interest Shortfall and the Class B-6 Unpaid Interest Shortfall.
Unscheduled Principal Receipt: Any Principal Prepayment or other
recovery of principal on a Mortgage Loan, including, without limitation,
Liquidation Proceeds, Net REO Proceeds, Recoveries and proceeds received from
any condemnation award or proceeds in lieu of condemnation other than that
portion of such proceeds released to the Mortgagor in accordance with the terms
of the Mortgage or Prudent Servicing Practices, but excluding any Liquidation
Profits and proceeds of a repurchase of a Mortgage Loan by the Seller and any
Substitution Principal Amounts.
Unscheduled Principal Receipt Period: Either a Mid-Month Receipt
Period or a Prior Month Receipt Period.
Upper-tier Certificate: Any one of the Class A Certificates (other
than the Class I-A-MR and Class I-A-LR Certificates), the Class M Certificates
and the Class B Certificates.
Upper-tier Certificate Account: The trust account established
and maintained pursuant to Section 4.01(e).
Upper-tier Remic: One of the two separate REMICs comprising the
Trust Estate, the assets of which consist of the Uncertificated Lower-Tier
Interests and such amounts as shall from time to time be held in the Upper-Tier
Certificate Account.
U.S. Person: As defined in Section 4.01(g).
Voting Interest: With respect to any provisions hereof providing for
the action, consent or approval of the Holders of all Certificates evidencing
specified Voting Interests in the Trust Estate, each Class of Certificates will
be entitled to a pro rata portion of the Voting Interest equal to the ratio
obtained by dividing the Principal Balance of such Class by the sum of the Group
I-A Principal Balance, Group II-A Principal Balance, Class M Principal Balance
and the Class B Principal Balance. Each Certificateholder of a Class will have a
Voting Interest equal to the product of the Voting Interest to which such Class
is collectively entitled and the Percentage Interest in such Class represented
by such Holder's Certificates. With respect to any provisions hereof providing
for action, consent or approval of each Class of Certificates or specified
Classes of Certificates, each Certificateholder of a Class will have a Voting
Interest in such Class equal to such Holder's Percentage Interest in such Class.
Weighted Average Net Mortgage Interest Rate: As to any Distribution
Date, a rate per annum equal to the average, expressed as a percentage of the
Net Mortgage Interest Rates of all Mortgage Loans that were Outstanding Mortgage
Loans as of the Due Date in the month preceding the month of such Distribution
Date, weighted on the basis of the respective Scheduled Principal Balances of
such Mortgage Loans.
WFHM: Xxxxx Fargo Home Mortgage, Inc., or its successor in interest.
WFHM Correspondents: The entities listed on the Mortgage Loan
Schedule, from which WFHM purchased the Mortgage Loans.
WFHM Servicing Agreement: The Servicing Agreement providing for the
servicing of the Mortgage Loans initially by WFHM.
SECTION 1.02 ACTS OF HOLDERS.
(a) Any request, demand, authorization, direction, notice, consent,
waiver or other action provided by this Agreement to be given or taken by
Holders may be embodied in and evidenced by one or more instruments of
substantially similar tenor signed by such Holders in person or by an agent duly
appointed in writing. Except as herein otherwise expressly provided, such action
shall become effective when such instrument or instruments are delivered to the
Trustee. Proof of execution of any such instrument or of a writing appointing
any such agent shall be sufficient for any purpose of this Agreement and
conclusive in favor of the Trustee, if made in the manner provided in this
Section 1.02. The Trustee shall promptly notify the Master Servicer in writing
of the receipt of any such instrument or writing.
(b) The fact and date of the execution by any Person of any such
instrument or writing may be proved by the affidavit of a witness of such
execution or by a certificate of a notary public or other officer authorized by
law to take acknowledgments of deeds, certifying that the individual signing
such instrument or writing acknowledged to him the execution thereof. When such
execution is by a signer acting in a capacity other than his or her individual
capacity, such certificate or affidavit shall also constitute sufficient proof
of his or her authority. The fact and date of the execution of any such
instrument or writing, or the authority of the individual executing the same,
may also be proved in any other manner which the Trustee deems sufficient.
(c) The ownership of Certificates (whether or not such Certificates
shall be overdue and notwithstanding any notation of ownership or other writing
thereon made by anyone other than the Trustee and the Authenticating Agent)
shall be proved by the Certificate Register, and neither the Trustee, the Seller
nor the Master Servicer shall be affected by any notice to the contrary.
(d) Any request, demand, authorization, direction, notice, consent,
waiver or other action of the Holder of any Certificate shall bind every future
Holder of the same Certificate and the Holder of every Certificate issued upon
the registration of transfer thereof or in exchange therefor or in lieu thereof
in respect of anything done, omitted or suffered to be done by the Trustee, the
Seller or the Master Servicer in reliance thereon, whether or not notation of
such action is made upon such Certificate.
SECTION 1.03 EFFECT OF HEADINGS AND TABLE OF CONTENTS.
The Article and Section headings in this Agreement and the Table of
Contents are for convenience of reference only and shall not affect the
interpretation or construction of this Agreement.
SECTION 1.04 BENEFITS OF AGREEMENT.
Nothing in this Agreement or in the Certificates, express or
implied, shall give to any Person, other than the parties to this Agreement and
their successors hereunder and the Holders of the Certificates any benefit or
any legal or equitable right, power, remedy or claim under this Agreement.
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF THE CERTIFICATES
SECTION 2.01 CONVEYANCE OF MORTGAGE LOANS.
The Seller, concurrently with the execution and delivery hereof,
does hereby assign to the Trustee, without recourse all the right, title and
interest of the Seller in and to (a) the Trust Estate, including all interest
and principal received by the Seller on or with respect to the Mortgage Loans
after the Cut-Off Date (and including scheduled payments of principal and
interest due after the Cut-Off Date but received by the Seller on or before the
Cut-Off Date and Unscheduled Principal Receipts received or applied on the
Cut-Off Date, but not including payments of principal and interest due on the
Mortgage Loans on or before the Cut-Off Date), (b) the Insurance Policies, (c)
the obligations of the Servicers under the Servicing Agreements with respect to
the Mortgage Loans, (d) the right to receive amounts, if any, payable on behalf
of any Mortgagor from the Subsidy Account relating to any Subsidy Loan and (e)
proceeds of all the foregoing.
In connection with such assignment, the Seller shall, with respect
to each Mortgage Loan, deliver, or cause to be delivered, to the Custodian, on
or before the Closing Date, an Owner Mortgage Loan File. If any Mortgage or an
assignment of a Mortgage to the Trustee or any prior assignment is in the
process of being recorded on the Closing Date, the Seller shall deliver a copy
thereof, certified by WFHM or the applicable WFHM Correspondent to be a true and
complete copy of the document sent for recording, and the Seller shall use its
best efforts to cause each such original recorded document or certified copy
thereof to be delivered to the Custodian promptly following its recordation, but
in no event later than one (1) year following the Closing Date. If any Mortgage
has been recorded in the name of Mortgage Electronic Registration System, Inc.
("MERS") or its designee, no assignment of Mortgage in favor of the Trustee will
be required to be prepared or delivered and instead, the Master Servicer shall
take all actions as are necessary to cause the Trust Estate to be shown as the
owner of the related Mortgage Loan on the records of MERS for the purpose of the
system of recording transfers of beneficial ownership of mortgages maintained by
MERS. The Seller shall also cause to be delivered to the Custodian any other
original mortgage loan document to be included in the Owner Mortgage Loan File
if a copy thereof has been delivered. The Seller shall pay from its own funds,
without any right of reimbursement therefor, the amount of any costs,
liabilities and expenses incurred by the Trust Estate by reason of the failure
of the Seller to cause to be delivered to the Custodian within one (1) year
following the Closing Date any original Mortgage or assignment of a Mortgage
(except with respect to any Mortgage recorded in the name of MERS) not delivered
to the Custodian on the Closing Date.
In lieu of recording an assignment of any Mortgage the Seller may,
to the extent set forth in the applicable Servicing Agreement, deliver or cause
to be delivered to the Custodian the assignment of the Mortgage Loan from the
Seller to the Trustee in a form suitable for recordation, if (i) with respect to
a particular state the Trustee has received an Opinion of Counsel acceptable to
it that such recording is not required to make the assignment effective against
the parties to the Mortgage or subsequent purchasers or encumbrancers of the
Mortgaged Property or (ii) the Seller has been advised by each Rating Agency
that non-recordation in a state will not result in a reduction of the rating
assigned by that Rating Agency at the time of the initial issuance of the
Certificates. In the event that the Custodian receives notice that recording is
required to protect the right, title and interest of the Trustee in and to any
such Mortgage Loan for which recordation of an assignment has not previously
been required, the Custodian shall promptly notify the Trustee and the Custodian
shall within five Business Days (or such other reasonable period of time
mutually agreed upon by the Custodian and the Trustee) of its receipt of such
notice deliver each previously unrecorded assignment to the related Servicer for
recordation.
SECTION 2.02 ACCEPTANCE BY CUSTODIAN.
Subject to the provisions of the following paragraph, pursuant to
the Custodial Agreement, the Custodian, on behalf of the Trustee, will declare
that it holds and will hold the documents delivered to it pursuant to Section
2.01 above and the other documents constituting a part of the Owner Mortgage
Loan Files delivered to it in trust, upon the trusts herein set forth, for the
use and benefit of all present and future Certificateholders. Upon execution of
this Agreement, the Custodian will deliver to the Seller and the Trustee an
initial certification in the form of Exhibit N hereto, to the effect that,
except as may be specified in a list of exceptions attached thereto, it has
received the original Mortgage Notes relating to each Mortgage Loan on the
Mortgage Loan Schedule.
The Custodian will review each Owner Mortgage Loan File within 45
days after execution of this Agreement. The Custodian will deliver no later than
30 days after completion of such review to the Seller and the Trustee a final
certification in the form of Exhibit O hereto to the effect that, except as may
be specified in a list of exceptions attached thereto, all required documents
set forth in Section 2.01 have been executed and received and appear regular on
their face, and that such documents relate to the Mortgage Loans identified in
the Mortgage Loan Schedule based on a comparison of the Mortgage Loan
identifying number, Mortgagor name and street address, and in so doing the
Custodian may rely on the purported due execution and genuineness of any such
document and on the purported genuineness of any signature thereon.
If within such 45 day period the Custodian finds any document
constituting a part of an Owner Mortgage Loan File not to have been executed or
received or to be unrelated to the Mortgage Loans identified in the Mortgage
Loan Schedule or not to appear regular on its face, the Custodian shall promptly
(and in no event more than 30 days after completion of the review) notify the
Trustee and the Seller. The Seller shall have a period of 60 days after the date
of such notice within which to correct or cure any such defect. The Seller
hereby covenants and agrees that, if any material defect is not so corrected or
cured, the Seller will, not later than 60 days after the Trustee's notice to it
referred to above respecting such defect, either (i) repurchase the related
Mortgage Loan or any property acquired in respect thereof from the Trust Estate
at a price equal to (a) 100% of the unpaid principal balance of such Mortgage
Loan plus (b) accrued interest at the Mortgage Interest Rate through the last
day of the month in which such repurchase takes place or (ii) if within two
years of the Startup Day, or such other period permitted by the REMIC
Provisions, substitute for any Mortgage Loan to which such material defect
relates, a new mortgage loan (a "Substitute Mortgage Loan") having such
characteristics so that the representations and warranties of the Seller set
forth in Section 2.03(b) hereof (other than Section 2.03(b)(i)) would not have
been incorrect had such Substitute Mortgage Loan originally been a Mortgage
Loan. In no event shall any Substitute Mortgage Loan have an unpaid principal
balance, as of the date of substitution, greater than the Scheduled Principal
Balance (reduced by the scheduled payment of principal due on the Due Date in
the month of substitution) of the Mortgage Loan for which it is substituted. In
addition, such Substitute Mortgage Loan shall have a Loan-to-Value Ratio less
than or equal to and a Mortgage Interest Rate equal to that of the Mortgage Loan
for which it is substituted.
In the case of a repurchased Mortgage Loan or property, the purchase
price shall be deposited by the Seller in the Certificate Account maintained by
the Master Servicer pursuant to Section 3.01. In the case of a Substitute
Mortgage Loan, the Owner Mortgage Loan File relating thereto shall be delivered
to the Custodian and the Substitution Principal Amount, together with (i)
interest on such Substitution Principal Amount at the applicable Net Mortgage
Interest Rate to the following Due Date of such Mortgage Loan which is being
substituted for and (ii) an amount equal to the aggregate amount of unreimbursed
Periodic Advances in respect of interest previously made by the Servicer, the
Master Servicer or the Trustee with respect to such Mortgage Loan, shall be
deposited in the Certificate Account. The Monthly Payment on the Substitute
Mortgage Loan for the Due Date in the month of substitution shall not be part of
the Trust Estate. Upon receipt by the Custodian of a Request for Release signed
by an officer of the Seller, the Custodian shall release to the Seller the
related Owner Mortgage Loan File. The Trustee shall execute and deliver such
instrument of transfer or assignment (or, in the case of a Mortgage Loan
registered in the name of MERS or its designee, the Master Servicer shall take
all necessary action to reflect such assignment on the records of MERS), in each
case without recourse, as shall be necessary to vest in the Seller legal and
beneficial ownership of such substituted or repurchased Mortgage Loan or
property. It is understood and agreed that the obligation of the Seller to
substitute a new Mortgage Loan for or repurchase any Mortgage Loan or property
as to which such a material defect in a constituent document exists shall
constitute the sole remedy respecting such defect available to the
Certificateholders or the Trustee on behalf of the Certificateholders. The
failure of the Custodian to give the final certification or the Trustee to give
any notice within the required time periods shall not affect or relieve the
Seller's obligation to repurchase any Mortgage Loan pursuant to this Section
2.02.
SECTION 2.03 REPRESENTATIONS AND WARRANTIES OF THE MASTER SERVICER
AND THE SELLER.
(a) The Master Servicer hereby represents and warrants to the
Trustee for the benefit of Certificateholders that, as of the date of execution
of this Agreement:
(i) The Master Servicer is a national banking association duly
chartered and validly existing in good standing under the laws of the
United States;
(ii) The execution and delivery of this Agreement by the Master
Servicer and its performance and compliance with the terms of this
Agreement will not violate the Master Servicer's corporate charter or
by-laws or constitute a default (or an event which, with notice or lapse
of time, or both, would constitute a default) under, or result in the
breach of, any material contract, agreement or other instrument to which
the Master Servicer is a party or which may be applicable to the Master
Servicer or any of its assets;
(iii) This Agreement, assuming due authorization, execution and
delivery by the Trustee and the Seller, constitutes a valid, legal and
binding obligation of the Master Servicer, enforceable against it in
accordance with the terms hereof subject to applicable bankruptcy,
insolvency, reorganization, moratorium and other laws affecting the
enforcement of creditors' rights generally and to general principles of
equity, regardless of whether such enforcement is considered in a
proceeding in equity or at law;
(iv) The Master Servicer is not in default with respect to any order
or decree of any court or any order, regulation or demand of any federal,
state, municipal or governmental agency, which default might have
consequences that would materially and adversely affect the condition
(financial or other) or operations of the Master Servicer or its
properties or might have consequences that would affect its performance
hereunder; and
(v) No litigation is pending or, to the best of the Master
Servicer's knowledge, threatened against the Master Servicer which would
prohibit its entering into this Agreement or performing its obligations under
this Agreement.
It is understood and agreed that the representations and warranties
set forth in this Section 2.03(a) shall survive delivery of the respective Owner
Mortgage Loan Files to the Trustee or the Custodian.
(b) The Seller hereby represents and warrants to the Trustee for the
benefit of Certificateholders that, as of the date of execution of this
Agreement, with respect to the Mortgage Loans, or each Mortgage Loan, as the
case may be:
(i) The information set forth in the Mortgage Loan Schedule was true
and correct in all material respects at the date or dates respecting which
such information is furnished as specified in the Mortgage Loan Schedule;
(ii) Immediately prior to the transfer and assignment contemplated
herein, the Seller was the sole owner and holder of the Mortgage Loan free
and clear of any and all liens, pledges, charges or security interests of
any nature and has full right and authority to sell and assign the same;
(iii) The Mortgage is a valid, subsisting and enforceable first lien
on the property therein described, and the Mortgaged Property is free and
clear of all encumbrances and liens having priority over the first lien of
the Mortgage except for liens for real estate taxes and special
assessments not yet due and payable and liens or interests arising under
or as a result of any federal, state or local law, regulation or ordinance
relating to hazardous wastes or hazardous substances, and, if the related
Mortgaged Property is a condominium unit, any lien for common charges
permitted by statute or homeowners association fees; and if the Mortgaged
Property consists of shares of a cooperative housing corporation, any lien
for amounts due to the cooperative housing corporation for unpaid
assessments or charges or any lien of any assignment of rents or
maintenance expenses secured by the real property owned by the cooperative
housing corporation; and any security agreement, chattel mortgage or
equivalent document related to, and delivered to the Trustee or to the
Custodian with, any Mortgage establishes in the Seller a valid and
subsisting first lien on the property described therein and the Seller has
full right to sell and assign the same to the Trustee;
(iv) Neither the Seller nor any prior holder of the Mortgage or the
related Mortgage Note has modified the Mortgage or the related Mortgage
Note in any material respect, satisfied, canceled or subordinated the
Mortgage in whole or in part, released the Mortgaged Property in whole or
in part from the lien of the Mortgage, or executed any instrument of
release, cancellation, modification or satisfaction, except in each case
as is reflected in an agreement delivered to the Trustee or the Custodian
pursuant to Section 2.01;
(v) All taxes, governmental assessments, insurance premiums, and
water, sewer and municipal charges, which previously became due and owing
have been paid, or an escrow of funds has been established, to the extent
permitted by law, in an amount sufficient to pay for every such item which
remains unpaid; and the Seller has not advanced funds, or received any
advance of funds by a party other than the Mortgagor, directly or
indirectly (except pursuant to any Subsidy Loan arrangement) for the
payment of any amount required by the Mortgage, except for interest
accruing from the date of the Mortgage Note or date of disbursement of the
Mortgage Loan proceeds, whichever is later, to the day which precedes by
thirty days the first Due Date under the related Mortgage Note;
(vi) The Mortgaged Property is undamaged by water, fire, earthquake,
earth movement other than earthquake, windstorm, flood, tornado or similar
casualty (excluding casualty from the presence of hazardous wastes or
hazardous substances, as to which the Seller makes no representations), so
as to affect adversely the value of the Mortgaged Property as security for
the Mortgage Loan or the use for which the premises were intended and to
the best of the Seller's knowledge, there is no proceeding pending or
threatened for the total or partial condemnation of the Mortgaged
Property;
(vii) The Mortgaged Property is free and clear of all mechanics' and
materialmen's liens or liens in the nature thereof; provided, however,
that this warranty shall be deemed not to have been made at the time of
the initial issuance of the Certificates if a title policy affording, in
substance, the same protection afforded by this warranty is furnished to
the Trustee by the Seller;
(viii) Except for Mortgage Loans secured by Co-op Shares and
Mortgage Loans secured by residential long-term leases, the Mortgaged
Property consists of a fee simple estate in real property; all of the
improvements which are included for the purpose of determining the
appraised value of the Mortgaged Property lie wholly within the boundaries
and building restriction lines of such property and no improvements on
adjoining properties encroach upon the Mortgaged Property (unless insured
against under the related title insurance policy); and to the best of the
Seller's knowledge, the Mortgaged Property and all improvements thereon
comply with all requirements of any applicable zoning and subdivision laws
and ordinances;
(ix) The Mortgage Loan meets, or is exempt from, applicable state or
federal laws, regulations and other requirements, pertaining to usury, and
the Mortgage Loan is not usurious;
(x) To the best of the Seller's knowledge, all inspections, licenses
and certificates required to be made or issued with respect to all
occupied portions of the Mortgaged Property and, with respect to the use
and occupancy of the same, including, but not limited to, certificates of
occupancy and fire underwriting certificates, have been made or obtained
from the appropriate authorities;
(xi) All payments required to be made up to the Due Date immediately
preceding the Cut-Off Date for such Mortgage Loan under the terms of the
related Mortgage Note have been made and no Mortgage Loan had more than
one delinquency in the 12 months preceding the Cut-Off Date;
(xii) The Mortgage Note, the related Mortgage and other agreements
executed in connection therewith are genuine, and each is the legal, valid
and binding obligation of the maker thereof, enforceable in accordance
with its terms, except as such enforcement may be limited by bankruptcy,
insolvency, reorganization or other similar laws affecting the enforcement
of creditors' rights generally and by general equity principles
(regardless of whether such enforcement is considered in a proceeding in
equity or at law); and, to the best of the Seller's knowledge, all parties
to the Mortgage Note and the Mortgage had legal capacity to execute the
Mortgage Note and the Mortgage and each Mortgage Note and Mortgage has
been duly and properly executed by the Mortgagor;
(xiii) Any and all requirements of any federal, state or local law
with respect to the origination of the Mortgage Loans including, without
limitation, truth-in-lending, real estate settlement procedures, consumer
credit protection, equal credit opportunity or disclosure laws applicable
to the Mortgage Loans have been complied with;
(xiv) The proceeds of the Mortgage Loans have been fully disbursed,
there is no requirement for future advances thereunder and any and all
requirements as to completion of any on-site or off-site improvements and
as to disbursements of any escrow funds therefor have been complied with
(except for escrow funds for exterior items which could not be completed
due to weather and escrow funds for the completion of swimming pools); and
all costs, fees and expenses incurred in making, closing or recording the
Mortgage Loan have been paid, except recording fees with respect to
Mortgages not recorded as of the Closing Date;
(xv) The Mortgage Loan (except any Mortgage Loan secured by a
Mortgaged Property located in any jurisdiction, as to which an opinion of
counsel of the type customarily rendered in such jurisdiction in lieu of
title insurance is instead received) is covered by an American Land Title
Association mortgagee title insurance policy or other generally acceptable
form of policy or insurance acceptable to Xxxxxx Xxx or Xxxxxxx Mac,
issued by a title insurer acceptable to Xxxxxx Mae or Xxxxxxx Mac insuring
the originator, its successors and assigns, as to the first priority lien
of the Mortgage in the original principal amount of the Mortgage Loan and
subject only to (A) the lien of current real property taxes and
assessments not yet due and payable, (B) covenants, conditions and
restrictions, rights of way, easements and other matters of public record
as of the date of recording of such Mortgage acceptable to mortgage
lending institutions in the area in which the Mortgaged Property is
located or specifically referred to in the appraisal performed in
connection with the origination of the related Mortgage Loan, (C) liens
created pursuant to any federal, state or local law, regulation or
ordinance affording liens for the costs of clean-up of hazardous
substances or hazardous wastes or for other environmental protection
purposes and (D) such other matters to which like properties are commonly
subject which do not individually, or in the aggregate, materially
interfere with the benefits of the security intended to be provided by the
Mortgage; the Seller is the sole insured of such mortgagee title insurance
policy, the assignment to the Trustee of the Seller's interest in such
mortgagee title insurance policy does not require any consent of or
notification to the insurer which has not been obtained or made, such
mortgagee title insurance policy is in full force and effect and will be
in full force and effect and inure to the benefit of the Trustee, no
claims have been made under such mortgagee title insurance policy, and no
prior holder of the related Mortgage, including the Seller, has done, by
act or omission, anything which would impair the coverage of such
mortgagee title insurance policy;
(xvi) The Mortgaged Property securing each Mortgage Loan is insured
by an insurer acceptable to Xxxxxx Mae or Xxxxxxx Mac against loss by fire
and such hazards as are covered under a standard extended coverage
endorsement, in an amount which is not less than the lesser of 100% of the
insurable value of the Mortgaged Property and the outstanding principal
balance of the Mortgage Loan, but in no event less than the minimum amount
necessary to fully compensate for any damage or loss on a replacement cost
basis; if the Mortgaged Property is a condominium unit, it is included
under the coverage afforded by a blanket policy for the project; if upon
origination of the Mortgage Loan, the improvements on the Mortgaged
Property were in an area identified in the Federal Register by the Federal
Emergency Management Agency as having special flood hazards, a flood
insurance policy meeting the requirements of the current guidelines of the
Federal Insurance Administration is in effect with a generally acceptable
insurance carrier, in an amount representing coverage not less than the
least of (A) the outstanding principal balance of the Mortgage Loan, (B)
the full insurable value of the Mortgaged Property and (C) the maximum
amount of insurance which was available under the National Flood Insurance
Act of 1968, as amended; and each Mortgage obligates the Mortgagor
thereunder to maintain all such insurance at the Mortgagor's cost and
expense;
(xvii) To the best of the Seller's knowledge, there is no default,
breach, violation or event of acceleration existing under the Mortgage or
the related Mortgage Note and no event which, with the passage of time or
with notice and the expiration of any grace or cure period, would
constitute a default, breach, violation or event of acceleration; the
Seller has not waived any default, breach, violation or event of
acceleration; and no foreclosure action is currently threatened or has
been commenced with respect to the Mortgage Loan;
(xviii) No Mortgage Note or Mortgage is subject to any right of
rescission, set-off, counterclaim or defense, including the defense of
usury, nor will the operation of any of the terms of the Mortgage Note or
Mortgage, or the exercise of any right thereunder, render the Mortgage
Note or Mortgage unenforceable, in whole or in part, or subject it to any
right of rescission, set-off, counterclaim or defense, including the
defense of usury, and no such right of rescission, set-off, counterclaim
or defense has been asserted with respect thereto;
(xix) Each Mortgage Note is payable in monthly payments, resulting
in complete amortization of the Mortgage Loan over a term of not more than
360 months;
(xx) Each Mortgage contains customary and enforceable provisions
such as to render the rights and remedies of the holder thereof adequate
for the realization against the Mortgaged Property of the benefits of the
security, including realization by judicial foreclosure (subject to any
limitation arising from any bankruptcy, insolvency or other law for the
relief of debtors), and there is no homestead or other exemption available
to the Mortgagor which would interfere with such right of foreclosure;
(xxi) To the best of the Seller's knowledge, no Mortgagor is a
debtor in any state or federal bankruptcy or insolvency proceeding;
(xxii) Each Mortgaged Property is located in the United States and
consists of a one- to four-unit residential property, which may include a
detached home, townhouse, condominium unit or a unit in a planned unit
development or, in the case of Mortgage Loans secured by Co-op Shares,
leases or occupancy agreements;
(xxiii) The Mortgage Loan is a "qualified mortgage" within the
meaning of Section 860G(a)(3) of the Code;
(xxiv) With respect to each Mortgage where a lost note affidavit has
been delivered to the Trustee in place of the related Mortgage Note, the
related Mortgage Note is no longer in existence;
(xxv) In the event that the Mortgagor is an inter vivos "living"
trust, (i) such trust is in compliance with Xxxxxx Xxx or Xxxxxxx Mac
standards for inter vivos trusts and (ii) holding title to the Mortgaged
Property in such trust will not diminish any rights as a creditor
including the right to full title to the Mortgaged Property in the event
foreclosure proceedings are initiated; and
(xxvi) If the Mortgage Loan is secured by a long-term residential
lease, (1) the lessor under the lease holds a fee simple interest in the
land; (2) the terms of such lease expressly permit the mortgaging of the
leasehold estate, the assignment of the lease without the lessor's consent
and the acquisition by the holder of the Mortgage of the rights of the
lessee upon foreclosure or assignment in lieu of foreclosure or provide
the holder of the Mortgage with substantially similar protections; (3) the
terms of such lease do not (a) allow the termination thereof upon the
lessee's default without the holder of the Mortgage being entitled to
receive written notice of, and opportunity to cure, such default, (b)
allow the termination of the lease in the event of damage or destruction
as long as the Mortgage is in existence, (c) prohibit the holder of the
Mortgage from being insured (or receiving proceeds of insurance) under the
hazard insurance policy or policies relating to the Mortgaged Property or
(d) permit any increase in rent other than pre-established increases set
forth in the lease; (4) the original term of such lease is not less than
15 years; (5) the term of such lease does not terminate earlier than five
years after the maturity date of the Mortgage Note; and (6) the Mortgaged
Property is located in a jurisdiction in which the use of leasehold
estates in transferring ownership in residential properties is a widely
accepted practice.
Notwithstanding the foregoing, no representations or warranties are
made by the Seller as to the environmental condition of any Mortgaged Property;
the absence, presence or effect of hazardous wastes or hazardous substances on
any Mortgaged Property; any casualty resulting from the presence or effect of
hazardous wastes or hazardous substances on, near or emanating from any
Mortgaged Property; the impact on Certificateholders of any environmental
condition or presence of any hazardous substance on or near any Mortgaged
Property; or the compliance of any Mortgaged Property with any environmental
laws, nor is any agent, person or entity otherwise affiliated with the Seller
authorized or able to make any such representation, warranty or assumption of
liability relative to any Mortgaged Property. In addition, no representations or
warranties are made by the Seller with respect to the absence or effect of fraud
in the origination of any Mortgage Loan.
It is understood and agreed that the representations and warranties
set forth in this Section 2.03(b) shall survive delivery of the respective Owner
Mortgage Loan Files to the Custodian and shall inure to the benefit of the
Trustee notwithstanding any restrictive or qualified endorsement or assignment.
(c) Upon discovery by either the Seller, the Master Servicer, the
Trustee or the Custodian that any of the representations and warranties made in
subsection (b) above is not accurate (referred to herein as a "breach") and,
except for a breach of the representation and warranty set forth in subsection
(b)(i), where such breach is a result of the Cut-Off Date Principal Balance of a
Mortgage Loan being greater, by $5,000 or greater, than the Cut-Off Date
Principal Balance of such Mortgage Loan indicated on the Mortgage Loan Schedule,
that such breach materially and adversely affects the interests of the
Certificateholders in the related Mortgage Loan, the party discovering such
breach shall give prompt written notice to the other parties (any Custodian
being so obligated under a Custodial Agreement). Within 60 days of the earlier
of its discovery or its receipt of notice of any such breach, the Seller shall
cure such breach in all material respects or shall either (i) repurchase the
Mortgage Loan or any property acquired in respect thereof from the Trust Estate
at a price equal to (A) 100% of the unpaid principal balance of such Mortgage
Loan plus (B) accrued interest at the Net Mortgage Interest Rate for such
Mortgage Loan through the last day of the month in which such repurchase took
place or (ii) if within two years of the Startup Day, or such other period
permitted by the REMIC Provisions, substitute for such Mortgage Loan in the
manner described in Section 2.02. The purchase price of any repurchase described
in this paragraph and the Substitution Principal Amount, if any, plus accrued
interest thereon and the other amounts referred to in Section 2.02, shall be
deposited in the Certificate Account. It is understood and agreed that the
obligation of the Seller to repurchase or substitute for any Mortgage Loan or
property as to which such a breach has occurred and is continuing shall
constitute the sole remedy respecting such breach available to
Certificateholders or the Trustee on behalf of the Certificateholders, and such
obligation shall survive until termination of the Trust Estate hereunder.
SECTION 2.04 EXECUTION AND DELIVERY OF CERTIFICATES.
The Trustee acknowledges (i) the assignment to it of the Mortgage
Loans and (ii) the issuance of and hereby declares that it holds the
Uncertificated Lower-Tier Interests on behalf of the Upper-Tier REMIC and
Certificateholders. The Trustee acknowledges the delivery of the Owner Mortgage
Loan Files to it, and, concurrently with such delivery has executed and
delivered to or upon the order of the Seller, in exchange for the Mortgage Loans
and Uncertificated Lower-Tier Interests, together with all other assets included
in the definition of "Trust Estate", receipt of which is hereby acknowledged,
Certificates in authorized denominations which, together with the Uncertificated
Lower-Tier Interests, evidence ownership of the entire Trust Estate.
SECTION 2.05 DESIGNATION OF CERTIFICATES; DESIGNATION OF STARTUP DAY AND
LATEST POSSIBLE MATURITY DATE.
The Seller hereby designates the Classes of Class A Certificates
(other than the Class I-A-R and Class I-A-LR Certificates), Class M Certificates
and the Classes of Class B Certificates as classes of "regular interests" and
the Class I-A-R Certificate as the single class of "residual interest" in the
Upper-Tier REMIC for the purposes of Code Sections 860G(a)(1) and 860G(a)(2),
respectively. The Seller hereby further designates the Class I-A-LS Interest,
Class I-A-LQ Interest, Class II-A-LS Interest and Class II-A-LQ Interest, as
classes of "regular interests" and the Class I-A-LR Certificate as the single
class of "residual interest" in the Lower-Tier REMIC for the purposes of Code
Sections 860G(a)(1) and 860G(a)(2), respectively. The Closing Date is hereby
designated as the "Startup Day" of each of the Upper-Tier REMIC and Lower-Tier
REMIC within the meaning of Code Section 860G(a)(9). The "latest possible
maturity date" of the regular interests in the Upper-Tier REMIC and Lower-Tier
REMIC is October 25, 2032 for purposes of Code Section 860G(a)(1).
SECTION 2.06 OPTIONAL SUBSTITUTION OF MORTGAGE LOANS.
During the three-month period beginning on the Startup Date, the
Seller shall have the right, but not the obligation, in its sole discretion for
any reason, to substitute for any Group I or Group II Mortgage Loan, a
Substitute Mortgage Loan meeting the requirements of Section 2.02. Any such
substitution shall be carried out in the manner described in Section 2.02. The
Substitution Principal Amount, if any, plus accrued interest thereon and the
other amounts referred to in Section 2.02, shall be deposited in the Certificate
Account.
ARTICLE III
ADMINISTRATION OF THE TRUST ESTATE; SERVICING
OF THE MORTGAGE LOANS
SECTION 3.01 CERTIFICATE ACCOUNT.
(a) The Master Servicer shall establish and maintain a Certificate
Account for the deposit of funds received by the Master Servicer with respect to
the Mortgage Loans serviced by each Servicer pursuant to each of the Servicing
Agreements. Such account shall be maintained as an Eligible Account. The Master
Servicer shall give notice to each Servicer and the Seller of the location of
the Certificate Account and of any change in the location thereof.
(b) The Master Servicer shall deposit into the Certificate Account
on the day of receipt thereof all amounts received by it from any Servicer
pursuant to any of the Servicing Agreements and shall, in addition, deposit into
the Certificate Account the following amounts, in the case of amounts specified
in clause (i), not later than the Distribution Date on which such amounts are
required to be distributed to Certificateholders and, in the case of the amounts
specified in clause (ii), not later than the Business Day next following the day
of receipt and posting by the Master Servicer:
(i) Periodic Advances pursuant to Section 3.03(a) made by the Master
Servicer or the Trustee, if any and any amounts deemed received by the
Master Servicer pursuant to Section 3.01(d); and
(ii) in the case of any Mortgage Loan that is repurchased by the
Seller pursuant to Sections 2.02, 2.03 or 3.08 or that is auctioned by the
Master Servicer pursuant to Section 3.08 or purchased by the Master
Servicer pursuant to Section 3.08 or 9.01, the purchase price therefor or,
where applicable, any Substitution Principal Amount and any amounts
received in respect of the interest portion of unreimbursed Periodic
Advances.
(c) The Master Servicer shall cause the funds in the Certificate
Account to be invested in Eligible Investments. No such Eligible Investments
will be sold or disposed of at a gain prior to maturity unless the Master
Servicer has received an Opinion of Counsel or other evidence satisfactory to it
that such sale or disposition will not cause the Trust Estate to be subject to
Prohibited Transactions Tax, otherwise subject the Trust Estate to tax, or cause
either of the Upper-Tier REMIC or Lower-Tier REMIC to fail to qualify as a REMIC
while any Certificates are outstanding. Any amounts deposited in the Certificate
Account prior to the Distribution Date shall be invested for the account of the
Master Servicer and any investment income thereon shall be additional
compensation to the Master Servicer for services rendered under this Agreement.
The amount of any losses incurred in respect of any such investments shall be
deposited in the Certificate Account by the Master Servicer out of its own funds
immediately as realized.
(d) For purposes of this Agreement, the Master Servicer will be
deemed to have received from a Servicer on the applicable Remittance Date for
such funds all amounts deposited by such Servicer into the Custodial Account for
P&I maintained in accordance with the applicable Servicing Agreement, if such
Custodial Account for P&I is not an Eligible Account as defined in this
Agreement, to the extent such amounts are not actually received by the Master
Servicer on such Remittance Date as a result of the bankruptcy, insolvency,
receivership or other financial distress of the depository institution in which
such Custodial Account for P&I is being held. To the extent that amounts so
deemed to have been received by the Master Servicer are subsequently remitted to
the Master Servicer, the Master Servicer shall be entitled to retain such
amounts.
SECTION 3.02 PERMITTED WITHDRAWALS FROM THE CERTIFICATE ACCOUNT.
(a) The Master Servicer may, from time to time, make withdrawals
from the Certificate Account for the following purposes (limited, in the case of
Servicer reimbursements, to cases where funds in the respective Custodial P&I
Account are not sufficient therefor):
(i) to reimburse the Master Servicer, the Trustee or any Servicer
for Periodic Advances made by the Master Servicer or the Trustee pursuant
to Section 3.03(a) or any Servicer pursuant to any Servicing Agreement
with respect to previous Distribution Dates, such right to reimbursement
pursuant to this subclause (i) being limited to amounts received on or in
respect of particular Mortgage Loans (including, for this purpose,
Liquidation Proceeds, REO Proceeds and proceeds from the purchase, sale,
repurchase or substitution of Mortgage Loans pursuant to Sections 2.02,
2.03, 2.06, 3.08 or 9.01) respecting which any such Periodic Advance was
made;
(ii) to reimburse any Servicer, the Master Servicer or the Trustee
for any Periodic Advances determined in good faith to have become
Nonrecoverable Advances;
(iii) to reimburse the Master Servicer or any Servicer from
Liquidation Proceeds for Liquidation Expenses and for amounts expended by
the Master Servicer or any Servicer pursuant hereto or to any Servicing
Agreement, respectively, in good faith in connection with the restoration
of damaged property or for foreclosure expenses;
(iv) from any Mortgagor payment on account of interest or other
recovery (including Net REO Proceeds) with respect to a particular
Mortgage Loan, to pay the Master Servicing Fee with respect to such
Mortgage Loan to the Master Servicer;
(v) to reimburse the Master Servicer, any Servicer or the Trustee
(or, in certain cases, the Seller) for expenses incurred by it (including
taxes paid on behalf of the Trust Estate) and recoverable by or
reimbursable to it pursuant to Section 3.03(c), 3.03(d) or 6.03 or the
second sentence of Section 8.14(a) or pursuant to such Servicer's
Servicing Agreement, provided such expenses are "unanticipated" within the
meaning of the REMIC Provisions;
(vi) to pay to the Seller or other purchaser with respect to each
Mortgage Loan or property acquired in respect thereof that has been
repurchased or replaced pursuant to Sections 2.02, 2.03 or 2.06 or
auctioned pursuant to Section 3.08 or to pay to the Master Servicer with
respect to each Mortgage Loan or property acquired in respect thereof that
has been purchased pursuant to Section 3.08 or 9.01, all amounts received
thereon and not required to be distributed as of the date on which the
related repurchase or purchase price or Scheduled Principal Balance was
determined;
(vii) to remit funds to the Paying Agent in the amounts and in the
manner provided for herein;
(viii) to pay to the Master Servicer any interest earned on or
investment income with respect to funds in the Certificate Account;
(ix) to pay to the Master Servicer or any Servicer out of
Liquidation Proceeds allocable to interest the amount of any unpaid Master
Servicing Fee or Servicing Fee (as adjusted pursuant to the related
Servicing Agreement) and any unpaid assumption fees, late payment charges
or other Mortgagor charges on the related Mortgage Loan;
(x) to pay to the Master Servicer as additional master servicing
compensation any Liquidation Profits which a Servicer is not entitled to
pursuant to the applicable Servicing Agreement;
(xi) to withdraw from the Certificate Account any amount deposited
in the Certificate Account that was not required to be deposited therein;
and
(xii) to clear and terminate the Certificate Account pursuant to
Section 9.01.
(b) The Master Servicer shall keep and maintain separate accounting,
on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any
payment to and withdrawal from the Certificate Account.
SECTION 3.03 ADVANCES BY MASTER SERVICER AND TRUSTEE.
(a) In the event an Other Servicer fails to make any required
Periodic Advances of principal and interest on a Mortgage Loan as required by
the related Other Servicing Agreement prior to the Distribution Date occurring
in the month during which such Periodic Advance is due, the Master Servicer
shall make Periodic Advances to the extent provided hereby. In the event WFHM
fails to make any required Periodic Advances of principal and interest on a
Mortgage Loan as required by the WFHM Servicing Agreement prior to the
Distribution Date occurring in the month during which such Periodic Advance is
due, the Trustee shall, to the extent required by Section 8.15, make such
Periodic Advance to the extent provided hereby, provided that the Trustee has
previously received the certificate of the Master Servicer described in the
following sentence. The Master Servicer shall certify to the Trustee with
respect to any such Distribution Date (i) the amount of Periodic Advances
required of WFHM or such Other Servicer, as the case may be, (ii) the amount
actually advanced by WFHM or such Other Servicer, (iii) the amount that the
Trustee or Master Servicer is required to advance hereunder and (iv) whether the
Master Servicer has determined that it reasonably believes that such Periodic
Advance is a Nonrecoverable Advance. Amounts advanced by the Trustee or Master
Servicer shall be deposited in the Certificate Account on the related
Distribution Date. Notwithstanding the foregoing, neither the Master Servicer
nor the Trustee will be obligated to make a Periodic Advance that it reasonably
believes to be a Nonrecoverable Advance. The Trustee may conclusively rely for
any determination to be made by it hereunder upon the determination of the
Master Servicer as set forth in its certificate.
(b) To the extent an Other Servicer fails to make an advance on
account of the taxes or insurance premiums with respect to a Mortgage Loan
required pursuant to the related Other Servicing Agreement, the Master Servicer
shall, if the Master Servicer knows of such failure of the Servicer, advance
such funds and take such steps as are necessary to pay such taxes or insurance
premiums. To the extent WFHM fails to make an advance on account of the taxes or
insurance premiums with respect to a Mortgage Loan required pursuant to the WFHM
Servicing Agreement, the Master Servicer shall, if the Master Servicer knows of
such failure of WFHM, certify to the Trustee that such failure has occurred.
Upon receipt of such certification, the Trustee shall advance such funds and
take such steps as are necessary to pay such taxes or insurance premiums.
(c) The Master Servicer and the Trustee shall each be entitled to be
reimbursed from the Certificate Account for any Periodic Advance made by it
under Section 3.03(a) to the extent described in Section 3.02(a)(i) and (a)(ii).
The Master Servicer and the Trustee shall be entitled to be reimbursed pursuant
to Section 3.02(a)(v) for any advance by it pursuant to Section 3.03(b). The
Master Servicer shall diligently pursue restoration of such amount to the
Certificate Account from the related Servicer. The Master Servicer shall, to the
extent it has not already done so, upon the request of the Trustee, withdraw
from the Certificate Account and remit to the Trustee any amounts to which the
Trustee is entitled as reimbursement pursuant to Section 3.02 (a)(i), (ii) and
(v).
(d) Except as provided in Section 3.03(a) and (b), neither the
Master Servicer nor the Trustee shall be required to pay or advance any amount
which any Servicer was required, but failed, to deposit in the Certificate
Account.
SECTION 3.04 CUSTODIAN TO COOPERATE; RELEASE OF OWNER MORTGAGE LOAN FILES.
In connection with the deposit by a Servicer into the Certificate
Account of the proceeds from a Liquidated Loan or of a Prepayment in Full, the
Master Servicer or applicable Servicer shall confirm to the Trustee that all
amounts required to be remitted to the Certificate Account in connection with
such Mortgage Loan have been so deposited, and the Master Servicer or applicable
Servicer shall deliver two copies of such Request for Release to the Custodian.
The Custodian shall, within five Business Days of its receipt of such a Request
for Release, release the related Owner Mortgage Loan File to the Master Servicer
or such Servicer, as requested by the Master Servicer or such Servicer. No
expenses incurred in connection with any instrument of satisfaction or deed of
reconveyance shall be chargeable to the Certificate Account.
From time to time and as appropriate for the servicing or
foreclosure of any Mortgage Loan, including but not limited to, collection under
any insurance policies, or to effect a partial release of any Mortgaged Property
from the lien of the Mortgage, the Servicer of such Mortgage Loan shall deliver
to the Master Servicer or Custodian two copies of a Request for Release in hard
copy or in electronic format acceptable to the Custodian. Upon the Master
Servicer's receipt of any such Request for Release, the Master Servicer shall
promptly forward such request in hard copy or in electronic format acceptable to
the Custodian to the Custodian. The Custodian shall, within five Business Days,
release the related Owner Mortgage Loan File to the Master Servicer or such
Servicer. Any such Request for Release shall obligate the Master Servicer or
such Servicer, as the case may be, to return the Owner Mortgage Loan File to the
Custodian by the twenty-first day following the release thereof, unless (i) the
Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the
Mortgage Loan have been deposited in the Certificate Account or (ii) the Owner
Mortgage Loan File or such document has been delivered to an attorney, or to a
public trustee or other public official as required by law, for purposes of
initiating or pursuing legal action or other proceedings for the foreclosure of
the Mortgaged Property either judicially or non-judicially. Upon receipt of two
copies of a Request for Release stating that such Mortgage Loan was liquidated
and that all amounts received or to be received in connection with such
liquidation which are required to be deposited into the Certificate Account have
been so deposited, or that such Mortgage Loan has become an REO Mortgage Loan,
the Custodian shall amend its records.
Upon written certification of the Master Servicer or the Servicer
pursuant to clause (ii) of the preceding paragraph, the Trustee shall execute
and deliver to the Master Servicer or such Servicer, as directed by the Master
Servicer, court pleadings, requests for trustee's sale or other documents
necessary to the foreclosure or trustee's sale in respect of a Mortgaged
Property or to any legal action brought to obtain judgment against any Mortgagor
on the Mortgage Note or Mortgage or to obtain a deficiency judgment, or to
enforce any other remedies or rights provided by the Mortgage Note or Mortgage
or otherwise available at law or in equity. Each such certification shall
include a request that such pleadings or documents be executed by the Trustee
and a statement as to the reason such documents or pleadings are required and
that the execution and delivery thereof by the Trustee will not invalidate or
otherwise affect the lien of the Mortgage, except for the termination of such a
lien upon completion of the foreclosure proceeding or trustee's sale.
SECTION 3.05 REPORTS TO THE TRUSTEE; ANNUAL COMPLIANCE STATEMENTS.
(a) Not later than 15 days after each Distribution Date, the Master
Servicer shall deliver to the Trustee a statement setting forth the status of
the Certificate Account as of the close of business on such Distribution Date
stating that all distributions required to be made by the Master Servicer under
this Agreement have been made (or, if any required distribution has not been
made by the Master Servicer, specifying the nature and status thereof) and
showing, for the period covered by such statement, the aggregate amount of
deposits into and withdrawals from such account for each category of deposit and
withdrawal specified in Sections 3.01 and 3.02. Such statement may be in the
form of the then current Xxxxxx Xxx monthly accounting report for its Guaranteed
Mortgage Pass-Through Program with appropriate additions and changes, and shall
also include information as to the aggregate unpaid principal balance of all of
the Mortgage Loans as of the close of business as of the last day of the
calendar month immediately preceding such Distribution Date. Copies of such
statement shall be provided by the Trustee to any Certificateholder upon written
request, provided such statement is delivered, or caused to be delivered, by the
Master Servicer to the Trustee. Not later than 15 days after each Distribution
Date, the Master Servicer shall deliver to the Trustee a report identifying (i)
all requests made by Servicers for the release of documents by the Custodian
during the immediately preceding calendar month and (ii) all documents released
by the Custodian during the immediately preceding calendar month.
(b) The Master Servicer shall deliver to the Trustee on or before
April 30 of each year, a certificate signed by an officer of the Master
Servicer, certifying that (i) such officer has reviewed the activities of the
Master Servicer during the preceding calendar year or portion thereof and its
performance under this agreement and (ii) to the best of such officer's
knowledge, based on such review, the Master Servicer has performed and fulfilled
its duties, responsibilities and obligations under this agreement in all
material respects throughout such year, or, if there has been a default in the
fulfillment of any such duties, responsibilities or obligations, specifying each
such default known to such officer and the nature and status thereof, and, (iii)
(A) the Master Servicer has received from each Servicer any financial
statements, officer's certificates, accountant's statements or other information
required to be provided to the Master Servicer pursuant to the related Servicing
Agreement and (B) to the best of such officer's knowledge, based on a review of
the information provided to the Master Servicer by each Servicer as described in
(iii)(A) above, each Servicer has performed and fulfilled its duties,
responsibilities and obligations under the related Servicing Agreement in all
material respects throughout such year, or, if there has been a default in the
fulfillment of any such duties, responsibilities or obligations, specifying each
such default known to such officer and the nature and status thereof. Copies of
such officers' certificate shall be provided by the Trustee to any
Certificateholder upon written request provided such certificate is delivered,
or caused to be delivered, by the Master Servicer to the Trustee.
SECTION 3.06 TITLE, MANAGEMENT AND DISPOSITION OF ANY REO MORTGAGE LOAN.
The Master Servicer shall ensure that each REO Mortgage Loan is
administered by the related Servicer at all times so that it qualifies as
"foreclosure property" under the REMIC Provisions and that it does not earn any
"net income from foreclosure property" which is subject to tax under the REMIC
Provisions. In the event that a Servicer is unable to dispose of any REO
Mortgage Loan within the period mandated by each of the Servicing Agreements,
the Master Servicer shall monitor such Servicer to verify that such REO Mortgage
Loan is auctioned to the highest bidder within the period so specified. In the
event of any such sale of REO Mortgage Loan, the Custodian shall, at the written
request of the Master Servicer and upon being supported with appropriate forms
therefor, within five Business Days of the deposit by the Master Servicer of the
proceeds of such sale or auction into the Certificate Account, release or cause
to be released to the entity identified by the Master Servicer the related Owner
Mortgage Loan File and Servicer Mortgage Loan File and shall execute and deliver
such instruments of transfer or assignment, in each case without recourse, as
shall be necessary to vest in the auction purchaser title to the REO Mortgage
Loan and the Custodian shall have no further responsibility with regard to such
Owner Mortgage Loan File or Servicer Mortgage Loan File. Neither the Trustee,
the Master Servicer nor any Servicer, acting on behalf of the Trust Estate,
shall provide financing from the Trust Estate to any purchaser of an REO
Mortgage Loan.
SECTION 3.07 AMENDMENTS TO SERVICING AGREEMENTS,
MODIFICATION OF STANDARD PROVISIONS.
(a) Subject to the prior written consent of the Trustee pursuant to
Section 3.07(b), the Master Servicer from time to time may, to the extent
permitted by the applicable Servicing Agreement, make such modifications and
amendments to such Servicing Agreement as the Master Servicer deems necessary or
appropriate to confirm or carry out more fully the intent and purpose of such
Servicing Agreement and the duties, responsibilities and obligations to be
performed by the Servicer thereunder. Such modifications may only be made if
they are consistent with the REMIC Provisions, as evidenced by an Opinion of
Counsel. Prior to the issuance of any modification or amendment, the Master
Servicer shall deliver to the Trustee such Opinion of Counsel and an Officer's
Certificate setting forth (i) the provision that is to be modified or amended,
(ii) the modification or amendment that the Master Servicer desires to issue and
(iii) the reason or reasons for such proposed amendment or modification.
(b) The Trustee shall consent to any amendment or supplement to a
Servicing Agreement proposed by the Master Servicer pursuant to Section 3.07(a),
which consent and amendment shall not require the consent of any
Certificateholder if it is (i) for the purpose of curing any mistake or
ambiguity or to further effect or protect the rights of the Certificateholders
or (ii) for any other purpose, provided such amendment or supplement for such
other purpose cannot reasonably be expected to adversely affect
Certificateholders. The lack of reasonable expectation of an adverse effect on
Certificateholders may be established through the delivery to the Trustee of (i)
an Opinion of Counsel to such effect or (ii) written notification from each
Rating Agency to the effect that such amendment or supplement will not result in
reduction of the current rating assigned by that Rating Agency to the
Certificates. Notwithstanding the two immediately preceding sentences, the
Trustee may, in its discretion, decline to enter into or consent to any such
supplement or amendment if its own rights, duties or immunities shall be
adversely affected.
(c)(i) Notwithstanding anything to the contrary in this Section
3.07, the Master Servicer from time to time may, without the consent of any
Certificateholder or the Trustee, enter into an amendment (A) to an Other
Servicing Agreement for the purpose of (i) eliminating or reducing Month End
Interest and (ii) providing for the remittance of Full Unscheduled Principal
Receipts by the applicable Servicer to the Master Servicer not later than the
24th day of each month (or if such day is not a Business Day, on the previous
Business Day) or (B) to the WFHM Servicing Agreement for the purpose of changing
the applicable Remittance Date to the 18th day of each month (or if such day is
not a Business Day, on the previous Business Day).
(ii) The Master Servicer may direct WFHM to enter into an amendment
to the WFHM Servicing Agreement for the purposes described in Sections
3.07(c)(i)(B) and 10.01(b)(iii).
SECTION 3.08 OVERSIGHT OF SERVICING.
The Master Servicer shall supervise, monitor and oversee the
servicing of the Mortgage Loans by each Servicer and the performance by each
Servicer of all services, duties, responsibilities and obligations (including
the obligation to maintain an Errors and Omissions Policy and Fidelity Bond)
that are to be observed or performed by the Servicer under its respective
Servicing Agreement. In performing its obligations hereunder, the Master
Servicer shall act in a manner consistent with Accepted Master Servicing
Practices and with the Trustee's and the Certificateholders' reliance on the
Master Servicer, and in a manner consistent with the terms and provisions of any
insurance policy required to be maintained by the Master Servicer or any
Servicer pursuant to this Agreement or any Servicing Agreement. The Master
Servicer acknowledges that prior to taking certain actions required to service
the Mortgage Loans, each Servicing Agreement provides that the Servicer
thereunder must notify, consult with, obtain the consent of or otherwise follow
the instructions of the Master Servicer. The Master Servicer is also given
authority to waive compliance by a Servicer with certain provisions of its
Servicing Agreement. In each such instance, the Master Servicer shall promptly
instruct such Servicer or otherwise respond to such Servicer's request. In no
event will the Master Servicer instruct such Servicer to take any action, give
any consent to action by such Servicer or waive compliance by such Servicer with
any provision of such Servicer's Servicing Agreement if any resulting action or
failure to act would be inconsistent with the requirements of the Rating
Agencies that rated the Certificates or would otherwise have an adverse effect
on the Certificateholders. Any such action or failure to act shall be deemed to
have an adverse effect on the Certificateholders if such action or failure to
act either results in (i) the downgrading of the rating assigned by any Rating
Agency to the Certificates, (ii) the loss by the Upper-Tier REMIC or the
Lower-Tier REMIC of REMIC status for federal income tax purposes or (iii) the
imposition of any Prohibited Transaction Tax or any federal taxes on either the
Upper-Tier REMIC, the Lower-Tier REMIC or the Trust Estate. The Master Servicer
shall have full power and authority in its sole discretion to take any action
with respect to the Trust Estate as may be necessary or advisable to avoid the
circumstances specified including clause (ii) or (iii) of the preceding
sentence.
For the purposes of determining whether any modification of a
Mortgage Loan shall be permitted by the Master Servicer, such modification shall
be construed as a substitution of the modified Mortgage Loan for the Mortgage
Loan originally deposited in the Trust Estate if it would be a "significant
modification" within the meaning of Section 1.860G-2(b) of the regulations of
the U.S. Department of the Treasury. No modification shall be approved unless
(i) the modified Mortgage Loan would qualify as a Substitute Mortgage Loan under
Section 2.02 and (ii) with respect to any modification that occurs more than
three months after the Closing Date and is not the result of a default or a
reasonably foreseeable default under the Mortgage Loan, there is delivered to
the Trustee an Opinion of Counsel (at the expense of the party seeking to modify
the Mortgage Loan) to the effect that such modification would not be treated as
giving rise to a new debt instrument for federal income tax purposes as
described in the preceding sentence; provided however that no such Opinion of
Counsel need be delivered if the sole purpose of the modification is to reduce
the Monthly Payment on a Mortgage Loan as a result of a Curtailment such that
the Mortgage Loan is fully amortized by its original maturity date.
During the term of this Agreement, the Master Servicer shall consult
fully with each Servicer as may be necessary from time to time to perform and
carry out the Master Servicer's obligations hereunder and otherwise exercise
reasonable efforts to encourage such Servicer to perform and observe the
covenants, obligations and conditions to be performed or observed by it under
its Servicing Agreement.
The relationship of the Master Servicer to the Trustee under this
Agreement is intended by the parties to be that of an independent contractor and
not that of a joint venturer, partner or agent.
The Master Servicer shall administer the Trust Estate on behalf of
the Trustee and shall have full power and authority, acting alone or (subject to
Section 6.06) through one or more subcontractors, to do any and all things in
connection with such administration which it may deem necessary or desirable.
Upon the execution and delivery of this Agreement, and from time to time as may
be required thereafter, the Trustee shall furnish the Master Servicer or its
subcontractors with any powers of attorney and such other documents as may be
necessary or appropriate to enable the Master Servicer to carry out its
administrative duties hereunder.
The Seller shall have a limited option to repurchase any defaulted
Mortgage Loan or REO Mortgage Loan during the following time periods: (i)
beginning on the first day of the second month following the month in which the
Master Servicer has reported that a Servicer has initiated foreclosure
proceedings with respect to such a defaulted Mortgage Loan, with such repurchase
option expiring on the last day of such second following month; (ii) beginning
on the first day of the second month following the month in which the Master
Servicer has reported that such defaulted Mortgage Loan has become an REO
Mortgage Loan, with such repurchase option expiring on the last day of such
second following month; and (iii) beginning on the day on which a Servicer
accepts a contractual commitment by a third party to purchase the Mortgaged
Property related to the defaulted Mortgage Loan or REO Mortgage Loan, with such
repurchase option expiring on the earlier of the last day of the month in which
such contractual commitment was accepted by the Servicer or the day immediately
prior to the day on which the closing occurs with respect to such third party
purchase of the Mortgaged Property related to the defaulted Mortgage Loan or REO
Mortgage Loan. The Seller shall be entitled to repurchase at its option any
Mortgage Loan in the Trust Estate which, pursuant to paragraph 5(b) of the
Mortgage Loan Purchase Agreement, WFHM requests the Seller to repurchase and to
sell to WFHM to facilitate the exercise of WFHM's rights against the originator
or a prior holder of such Mortgage Loan. The purchase price for any Mortgage
Loan repurchased pursuant to this paragraph shall be 100% of the unpaid
principal balance of such Mortgage Loan plus accrued interest thereon at the
Mortgage Interest Rate for such Mortgage Loan, through the last day of the month
in which such repurchase occurs. Upon the receipt of such purchase price, the
Master Servicer shall provide to the Trustee the certification required by
Section 3.04 and the Trustee and the Custodian, if any, shall promptly release
to the Seller the Owner Mortgage Loan File relating to the Mortgage Loan being
repurchased.
In the event that (i) the Master Servicer determines at any time
that, notwithstanding the representations and warranties set forth in Section
2.03(b), any Mortgage Loan is not a "qualified mortgage" within the meaning of
Section 860G of the Code and (ii) the Master Servicer is unable to enforce the
obligation of the Seller to purchase such Mortgage Loan pursuant to Section 2.02
within two months of such determination, the Master Servicer shall cause such
Mortgage Loan to be auctioned to the highest bidder and sold out of the Trust
Estate no later than the date 90 days after such determination. In the event of
any such sale of a Mortgage Loan, the Custodian shall, at the written request of
the Master Servicer and upon being supported with appropriate forms therefor,
within five Business Days of the deposit by the Master Servicer of the proceeds
of such auction into the Certificate Account, release or cause to be released to
the entity identified by the Master Servicer the related Owner Mortgage Loan
File and Servicer Mortgage Loan File and shall execute and deliver such
instruments of transfer or assignment, in each case without recourse, as shall
be necessary to vest in the auction purchaser title to the Mortgage Loan and the
Custodian shall have no further responsibility with regard to such Owner
Mortgage Loan File or Servicer Mortgage Loan File. Neither the Trustee, the
Custodian, the Master Servicer nor any Servicer, acting on behalf of the
Trustee, shall provide financing from the Trust Estate to any purchaser of a
Mortgage Loan.
The Master Servicer, on behalf of the Trustee, shall, pursuant to
the Servicing Agreements, object to the foreclosure upon, or other related
conversion of the ownership of, any Mortgaged Property by the related Servicer
if (i) the Master Servicer believes such Mortgaged Property may be contaminated
with or affected by hazardous wastes or hazardous substances or (ii) such
Servicer does not agree to administer such Mortgaged Property, once the related
Mortgage Loan becomes an REO Mortgage Loan, in a manner which would not result
in a federal tax being imposed upon the Trust Estate or the Upper-Tier REMIC or
the Lower-Tier REMIC.
The Master Servicer may enter into a special servicing agreement
with an unaffiliated holder of 100% Percentage Interest of a Class of Class B
Certificates or a holder of a class of securities representing interests in the
Class B Certificates and/or other subordinated mortgage pass-through
certificates, such agreement to be substantially in the form of Exhibit M hereto
or subject to each Rating Agency's acknowledgment that the ratings of the
Certificates in effect immediately prior to the entering into of such agreement
would not be qualified, downgraded or withdrawn and the Certificates would not
be placed on credit review status (except for possible upgrading) as a result of
such agreement. Any such agreement may contain provisions whereby such holder
may instruct the Master Servicer to instruct a Servicer to the extent provided
in the applicable Servicing Agreement to commence or delay foreclosure
proceedings with respect to delinquent Mortgage Loans and will contain
provisions for the deposit of cash by the holder that would be available for
distribution to Certificateholders if Liquidation Proceeds are less than they
otherwise may have been had the Servicer acted in accordance with its normal
procedures.
SECTION 3.09 TERMINATION AND SUBSTITUTION OF SERVICING AGREEMENTS.
Upon the occurrence of any event for which a Servicer may be
terminated pursuant to its Servicing Agreement, the Master Servicer shall
promptly deliver to the Seller and the Trustee an Officer's Certificate
certifying that an event has occurred which may justify termination of such
Servicing Agreement, describing the circumstances surrounding such event and
recommending what action should be taken by the Trustee with respect to such
Servicer. If the Master Servicer recommends that such Servicing Agreement be
terminated, the Master Servicer's certification must state that the breach is
material and not merely technical in nature. Upon written direction of the
Master Servicer, based upon such certification, the Trustee shall promptly
terminate such Servicing Agreement. Notwithstanding the foregoing, in the event
that (i) WFHM fails to make any advance, as a consequence of which the Trustee
is obligated to make an advance pursuant to Section 3.03 and (ii) the Trustee
provides WFHM written notice of the failure to make such advance and such
failure shall continue unremedied for a period of 15 days after receipt of such
notice, the Trustee shall terminate the WFHM Servicing Agreement without the
recommendation of the Master Servicer. The Master Servicer shall indemnify the
Trustee and hold it harmless from and against any and all claims, liabilities,
costs and expenses (including, without limitation, reasonable attorneys' fees)
arising out of, or assessed against the Trustee in connection with termination
of such Servicing Agreement at the direction of the Master Servicer. If the
Trustee terminates such Servicing Agreement, the Trustee may enter into a
substitute Servicing Agreement with the Master Servicer or, at the Master
Servicer's nomination, with another mortgage loan service company acceptable to
the Trustee, the Master Servicer and each Rating Agency under which the Master
Servicer or such substitute servicer, as the case may be, shall assume, satisfy,
perform and carry out all liabilities, duties, responsibilities and obligations
that are to be, or otherwise were to have been, satisfied, performed and carried
out by such Servicer under such terminated Servicing Agreement. Until such time
as the Trustee enters into a substitute servicing agreement with respect to the
Mortgage Loans previously serviced by such Servicer, the Master Servicer shall
assume, satisfy, perform and carry out all obligations which otherwise were to
have been satisfied, performed and carried out by such Servicer under its
terminated Servicing Agreement. However, in no event shall the Master Servicer
be deemed to have assumed the obligations of a Servicer to advance payments of
principal and interest on a delinquent Mortgage Loan in excess of the Master
Servicer's independent Periodic Advance obligation under Section 3.03 of this
Agreement. As compensation for the Master Servicer of any servicing obligations
fulfilled or assumed by the Master Servicer, the Master Servicer shall be
entitled to any servicing compensation to which a Servicer would have been
entitled if the Servicing Agreement with such Servicer had not been terminated.
SECTION 3.10 APPLICATION OF NET LIQUIDATION PROCEEDS.
For all purposes under this agreement, Net Liquidation Proceeds
received from a Servicer shall be allocated first to accrued and unpaid interest
on the related Mortgage Loan and then to the unpaid principal balance thereof.
SECTION 3.11 ACT REPORTS.
The Master Servicer shall, on behalf of the Seller, make all filings
required to be made by the Seller with respect to the Class A Certificates,
Class M Certificates and the Class B-1, Class B-2 and Class B-3 Certificates
pursuant to the Securities Exchange Act of 1934, as amended.
ARTICLE IV
DISTRIBUTIONS IN RESPECT OF CERTIFICATES;
PAYMENTS TO CERTIFICATEHOLDERS;
STATEMENTS AND REPORTS
SECTION 4.01 DISTRIBUTIONS.
(a) On each Distribution Date, the Group I Pool Distribution Amount
and Group II Pool Distribution Amount will be applied in the following amounts,
to the extent the Group I Pool Distribution Amount and Group II Pool
Distribution Amount are sufficient therefor, in the manner and in the order of
priority as follows:
(i) with respect to the Group I-A Certificates and Group II-A
Certificates, from the Group I Pool Distribution Amount and Group II Pool
Distribution Amount, respectively, as follows:
first, (A) to the Classes of Group I-A Certificates, pro rata, based
upon their respective Interest Accrual Amounts, in an aggregate amount up to the
Group I-A Interest Accrual Amount with respect to such Distribution Date; or (B)
to the Group II-A Certificates, based upon their respective Interest Accrual
Amounts, in an aggregate amount up to the Group II-A Interest Accrual Amount
with respect to such Distribution Date;
second, (A) to the Classes of Group I-A Certificates, pro rata,
based upon their respective Class A Unpaid Interest Shortfalls, in an aggregate
amount up to the Aggregate Group I-A Unpaid Interest Shortfall; or (B) to the
Group II-A Certificates, based upon their respective Class A Unpaid Interest
Shortfalls, in an aggregate amount up to the Aggregate Group II-A Unpaid
Interest Shortfall;
third, (A) to the Group I-A Certificates in an aggregate amount up
to the Group I-A Optimal Principal Amount, such distribution to be allocated
among such Classes in accordance with Section 4.01(b)(i); or (B) to the Group
II-A Certificates in an aggregate amount up to the Group II-A Optimal Principal
Amount, such distribution to be allocated among such Classes in accordance with
Section 4.01(b)(ii);
(ii) to the Class M Certificates, from the Group I Pool Distribution
Amount, and Group II Pool Distribution Amount, as follows:
first, to the Class M Certificates in an amount up to the Class M
Interest Accrual Amount with respect to such Distribution Date;
second, to the Class M Certificates in an amount up to the Class
M Unpaid Interest Shortfall;
third, to the Class M Certificates in an amount up to the Class M
Optimal Principal Amount;
(iii) to the Class B Certificates, from the Group I Pool
Distribution Amount, and Group II Pool Distribution Amount, as follows:
first, to the Class B-1 Certificates in an amount up to the Interest
Accrual Amount for the Class B-1 Certificates with respect to such Distribution
Date;
second, to the Class B-1 Certificates in an amount up to the
Class B-1 Unpaid Interest Shortfall;
third, to the Class B-1 Certificates in an amount up to the Class
B-1 Optimal Principal Amount.
fourth, to the Class B-2 Certificates in an amount up to the
Interest Accrual Amount for the Class B-2 Certificates with respect to such
Distribution Date;
fifth, to the Class B-2 Certificates in an amount up to the Class
B-2 Unpaid Interest Shortfall;
sixth, to the Class B-2 Certificates in an amount up to the Class
B-2 Optimal Principal Amount.
seventh, to the Class B-3 Certificates in an amount up to the
Interest Accrual Amount for the Class B-3 Certificates with respect to such
Distribution Date;
eighth, to the Class B-3 Certificates in an amount up to the
Class B-3 Unpaid Interest Shortfall;
ninth, to the Class B-3 Certificates in an amount up to the Class
B-3 Optimal Principal Amount.
tenth, to the Class B-4 Certificates in an amount up to the Interest
Accrual Amount for the Class B-4 Certificates with respect to such Distribution
Date;
eleventh, to the Class B-4 Certificates in an amount up to the
Class B-4 Unpaid Interest Shortfall;
twelfth, to the Class B-4 Certificates in an amount up to the Class
B-4 Optimal Principal Amount.
thirteenth, to the Class B-5 Certificates in an amount up to the
Interest Accrual Amount for the Class B-5 Certificates with respect to such
Distribution Date;
fourteenth, to the Class B-5 Certificates in an amount up to the
Class B-5 Unpaid Interest Shortfall;
fifteenth, to the Class B-5 Certificates in an amount up to the
Class B-5 Optimal Principal Amount.
sixteenth, to the Class B-6 Certificates in an amount up to the
Interest Accrual Amount for the Class B-6 Certificates with respect to such
Distribution Date;
seventeenth, to the Class B-6 Certificates in an amount up to the
Class B-6 Unpaid Interest Shortfall;
eighteenth, to the Class B-6 Certificates in an amount up to the
Class B-6 Optimal Principal Amount; and
nineteenth to the Holder of the Class I-A-R Certificate, any amounts
remaining in the Upper-Tier Certificate Account, and to the Holder of the Class
I-A-LR Certificate, any amounts remaining in the Payment Account.
Notwithstanding the foregoing, after the Principal Balance of any
Class (other than the Class I-A-R and Class I-A-LR Certificates) has been
reduced to zero, such Class will be entitled to no further distributions of
principal or interest (including, without limitation, any Unpaid Interest
Shortfalls).
With respect to any Distribution Date, the amount of the Principal
Adjustment, if any, attributable to the Class M Certificates will be allocated
to the Classes of Class A Certificates and the amount of the Principal
Adjustment, if any, attributable to any Class of Class B Certificates will be
allocated to the Classes of Class A Certificates, Class M Certificates and any
Class of Class B Certificates with a lower numerical designation, in each case
pro rata based on their outstanding Principal Balances.
Distributions on the Uncertificated Lower-Tier Interests. On each
Distribution Date, distributions of principal with respect to the related Loan
Group shall be made first, to the Class I-A-LS Interest and the Class II-A-LS
Interest, so as to keep their principal balances (computed to eight decimal
places) equal to 0.1% of the Group I Subordinate Amount and Group II Subordinate
Amount, respectively (except that if any such amount is a larger number than in
the preceding distribution period, the least amount of principal shall be
distributed to the Class I-A-LS Interest or Class II-A-LS Interest such that the
Subordinate Balance Ratio is maintained); and second, any remaining principal,
from Loan Group I, to the Class I-A-LQ Interest, and from Loan Group II, to the
Class II-A-LQ Interest. Such amounts distributed to the Uncertificated
Lower-Tier Interests in respect of principal and interest with respect to any
Distribution Date are referred to herein collectively as the "Lower-Tier
Distribution Amount."
Realized Losses of principal with respect to the related Loan Group
shall be applied after all distributions have been made on each Distribution
Date first, to the Class I-A-LS Interest and the Class II-A-LS Interest, so as
to keep their principal balances (computed to eight decimal places) equal to
0.1% of the Group I Subordinate Amount and Group II Subordinate Amount,
respectively (except that if any such amount is a larger number than in the
preceding distribution period, the least amount of Realized Losses shall be
allocated to the Class I-A-LS Interest or Class II-A-LS Interest such that the
Subordinate Balance Ratio is maintained); and second, the remaining Realized
Losses on Loan Group I shall be allocated to the Class I-A-LQ Interest, and on
Loan Group II shall be allocated to the Class II-A-LQ Interest.
As of any date, the principal balance of the Class I-A-LQ Interest
shall equal the aggregate Scheduled Principal Balance of the Group I Mortgage
Loans minus the aggregate principal of the Class I-A-LR Certificate and the
Class I-A-LS Interest. As of any date, the principal balance of the Class
II-A-LQ Interest shall equal the aggregate Schedule Principal Balance of the
Group II Mortgage Loans minus the principal balance of the Class II-A-LS
Interest.
The pass-through rate with respect to the Class I-A-LS Interest and
Class I-AL-Q Interest shall equal the weighted average of the Group I Mortgage
Loans (based on the Scheduled Principal Balances of the Group I Mortgage Loans
on the first day of the month preceding the month of such Distribution Date).
The pass-through rate with respect to the Class II-A-LS Interest and Class
II-AL-Q Interest shall equal the weighted average of the Group II Mortgage Loans
(based on the Scheduled Principal Balances of the Group II Mortgage Loans on the
first day of the month preceding the month of such Distribution Date). Any
Non-Supported Interest Shortfalls shall be allocated to each Uncertificated
Lower-Tier Interest in the same relative proportions as interest is allocated to
such Uncertificated Lower-Tier Interest.
(b) (i) On each Distribution Date prior to the Subordination
Depletion Date, the Group I-A Principal Distribution Amount will be
allocated among and distributed in reduction of the Principal Balances of
the Classes of Group I-A Certificates sequentially as follows:
first, concurrently, to the Class I-A-R and Class I-A-LR
Certificates, pro rata; and
second, to the Class I-A-1 Certificates.
(ii) On each Distribution Date prior to the Subordination Depletion
Date, the Group II-A Principal Distribution Amount will be distributed to
the Class II-A-1 Certificates.
(iii) Notwithstanding the foregoing, (X) on any Distribution Date
occurring prior to the Subordination Depletion Date but on or after the
date on which the Principal Balances of the Group I-A Certificates or
Group II-A Certificates have been reduced to zero and on which (a) the
Aggregate Subordinate Percentage for such Distribution Date is less than
2.95% or (b) the average outstanding principal balance of the Mortgage
Loans delinquent 60 days or more over the preceding six months as a
percentage of the Subordinate Principal Balance is greater than or equal
to 100%, the remaining Group of Class A Certificates will be entitled to
receive as principal, in addition to any principal payments described in
Section 4.01(a) above, in accordance with the priorities set forth in
Section 4.01(b)(i), (ii) or (iii) above and until the aggregate Principal
Balance of such Group of Class A Certificates has been reduced to zero,
amounts representing the Subordinate Principal Prepayment Distribution
Amount (other than Final Liquidation Proceeds) otherwise distributable
(without regard to this clause (iii)) first to the Class B-6 Certificates
pursuant to Paragraph eighteenth of 4.01(a)(iii) above, second to the
Class B-5 Certificates pursuant to Paragraph fifteenth of 4.01(a)(iii)
above, third to the Class B-4 Certificates pursuant to Paragraph twelfth
of 4.01(a)(iii) above, fourth to the Class B-3 Certificates pursuant to
Paragraph ninth of 4.01(a)(iii) above, fifth to the Class B-2 Certificates
pursuant to Paragraph sixth of 4.01(a)(iii) above, and sixth to the Class
B-1 Certificates pursuant to Paragraph third of 4.01(a)(iii) above and
seventh to the Class M Certificates pursuant to Paragraph third of
4.01(a)(ii) above but in each case only from the applicable Apportioned
Class M Principal Distribution Amount for the Class M Certificates or the
applicable Apportioned Class B Principal Distribution Amount for such
Class of Class B Certificates and (Y) if on any Distribution Date the
Group I-A Principal Balance or Group II-A Principal Balance (after giving
effect to all distributions on such Distribution Date) is greater than the
Group I-A Pool Balance or Group II-A Pool Balance, respectively (the Group
I-A Certificates or Group II-A Certificates, as applicable, in such
instance, the "Undercollateralized Group"), the Class A Certificates of
the Undercollateralized Group will be entitled to receive first in respect
of any Class A Unpaid Interest Shortfalls therefor (including any Group I
Interest Shortfall Amount or Group II Interest Shortfall Amount, as
applicable, arising on such Distribution Date) and second as principal, in
addition to any principal payments described in Section 4.01(a)(i) above,
in accordance with the priorities set forth in Section 4.01(b)(i) or (ii)
above and until the aggregate Principal Balance of the Class A
Certificates of the Undercollateralized Group equals the applicable Pool
Balance, all amounts otherwise distributable (without regard to this
clause (iv)) first to the to the Class B-6 Certificates pursuant to
Paragraph eighteenth of 4.01(a)(iii) above, second to the Class B-5
Certificates pursuant to Paragraph fifteenth of 4.01(a)(iii) above, third
to the Class B-4 Certificates pursuant to Paragraph twelfth of
4.01(a)(iii) above, fourth to the Class B-3 Certificates pursuant to
Paragraph ninth of 4.01(a)(iii) above, fifth to the Class B-2 Certificates
pursuant to Paragraph sixth of 4.01(a)(iii) above, sixth to the Class B-1
Certificates pursuant to Paragraph third of 4.01(a)(iii) above and seventh
to the Class M Certificates pursuant to Paragraph third of 4.01(a)(ii)
above (such amount, the "Undercollateralized Amount").
(c) Notwithstanding the foregoing, on each Distribution Date
occurring on or subsequent to the Subordination Depletion Date, (I) the Group
I-A Principal Distribution Amount shall be distributed among the Classes of
Group I-A Certificates and (II) the Group II-A Principal Distribution Amount
shall be distributed to the Group II-A Certificates pro rata in accordance with
their outstanding Principal Balances without regard to either the proportions or
the priorities set forth in Section 4.01(b)(i) or (ii).
(d) (i) For purposes of determining whether the Classes of Class B
Certificates are eligible to receive unscheduled principal distributions (other
than Final Liquidation Proceeds) with respect to any Distribution Date, the
following tests shall apply:
(A) if the Current Class M Fractional Interest is less than the
Original Class M Fractional Interest and the Class M Principal Balance is
greater than zero, the Class B-1, Class B-2, Class B-3, Class B-4, Class
B-5 and Class B-6 Certificates shall not be eligible to receive
distributions of unscheduled principal (other than Final Liquidation
Proceeds);
(B) if the Current Class B-1 Fractional Interest is less than the
Original Class B-1 Fractional Interest and the Class B-1 Principal Balance
is greater than zero, the Class B-2, Class B-3, Class B-4, Class B-5 and
Class B-6 Certificates shall not be eligible to receive distributions of
unscheduled principal (other than Final Liquidation Proceeds); or
(C) if the Current Class B-2 Fractional Interest is less than the
Original Class B-2 Fractional Interest and the Class B-2 Principal Balance
is greater than zero, the Class B-3, Class B-4, Class B-5 and Class B-6
Certificates shall not be eligible to receive distributions of unscheduled
principal (other than Final Liquidation Proceeds); or
(D) if the Current Class B-3 Fractional Interest is less than the
Original Class B-3 Fractional Interest and the Class B-3 Principal Balance
is greater than zero, the Class B-4, Class B-5 and Class B-6 Certificates
shall not be eligible to receive distributions of unscheduled principal
(other than Final Liquidation Proceeds); or
(E) if the Current Class B-4 Fractional Interest is less than the
Original Class B-4 Fractional Interest and the Class B-4 Principal Balance
is greater than zero, the Class B-5 and Class B-6 Certificates shall not
be eligible to receive distributions of unscheduled principal (other than
Final Liquidation Proceeds); or
(F) if the Current Class B-5 Fractional Interest is less than the
Original Class B-5 Fractional Interest and the Class B-5 Principal Balance
is greater than zero, the Class B-6 Certificates shall not be eligible to
receive distributions of unscheduled principal (other than Final
Liquidation Proceeds).
(ii) Notwithstanding the foregoing, if the Group I-A Prepayment
Percentage or the Group II-A Prepayment Percentage is not permitted to be
decreased for any Distribution Date because of a failure to meet the
Delinquency and Loss Tests, the entire Subordinate Principal Prepayment
Distribution Amount, if any, for such Distribution Date will be allocated
first to the Class M Certificates pursuant to Paragraph THIRD of Section
4.01(a)(ii) above and second to the Classes of Class B Certificates, pro
rata, subject to clause Section 4.01(d)(i).
(iii) In addition, if on any Distribution Date the aggregate
principal distributions to Holders of the Class M Certificates or Classes
of Class B Certificates would reduce the Principal Balances of such Class
M Certificates or such Classes of Class B Certificates entitled to receive
distributions of principal below zero, first the Group I Class M
Prepayment Percentage and/or Group I Class B Prepayment Percentage and
Group II Class M Prepayment Percentage and/or Group II Class B Prepayment
Percentage of any affected Class of Class M or Class B Certificates for
such Distribution Date beginning with the affected Class with the lowest
numerical Class designation and then, if necessary, the Group I Class M
Percentage and/or the Group I Class B Percentage and Group II Class M
Percentage and/or Group II Class B Percentage of such Class of Class M or
Class B Certificates for such Distribution Date shall be reduced to the
respective percentages necessary to bring the Principal Balance of such
Class M Certificates or Class of Class B Certificates to zero. The Class B
Prepayment Percentages and the Class B Percentages of the remaining
Classes of Class B Certificates will be recomputed substituting for the
Group I Subordinated Prepayment Percentage and Group II Subordinated
Prepayment Percentage and Group I Subordinated Percentage and Group II
Subordinated Percentage in such computations the difference between (A)
the Group I Subordinated Prepayment Percentage or Group II Subordinated
Prepayment Percentage or Group I Subordinated Percentage or Group II
Subordinated Percentage, as the case may be, and (B) the percentages
determined in accordance with the preceding sentence necessary to bring
the Principal Balances of the affected Class M Certificates and/or Classes
of Class B Certificates to zero; provided, however, that if the Principal
Balances of all the Classes of Class M or Class B Certificates eligible to
receive unscheduled principal distributions (other than Final Liquidation
Proceeds) shall be reduced to zero on such Distribution Date, the Group I
Class B Prepayment Percentage and Group II Class B Prepayment Percentage
of the Class B Certificates with the lowest numerical Class designation
which would otherwise be ineligible to receive unscheduled principal
distributions (other than Final Liquidation Proceeds) in accordance with
this Section shall equal the remainder of the Group I Subordinated
Prepayment Percentage and Group II Subordinated Prepayment Percentage for
such Distribution Date minus the sum of the Group I Class M Prepayment
Percentage, Group I Class B Prepayment Percentages, Group II Class M
Prepayment Percentage and Group II Class B Prepayment Percentages of the
Class M Certificates and the Classes of Class B Certificates having lower
numerical Class designations, if any. Any entitlement of any Class of
Class B Certificates to principal payments solely pursuant to this clause
(ii) shall not cause such Class to be regarded as being eligible to
receive Unscheduled Principal Receipts (other than Final Liquidation
Proceeds) for the purpose of applying the definition of its Group I Class
B Prepayment Percentage and Group II Class B Prepayment Percentage.
(e) The Trustee shall establish and maintain the Upper-Tier
Certificate Account, which shall be a separate trust account and an Eligible
Account. On each Distribution Date other than the Final Distribution Date (if
such Final Distribution Date is in connection with a purchase of the assets of
the Trust Estate by the Seller), the Paying Agent shall, on behalf of the Master
Servicer, from funds available on deposit in the Payment Account, (i) deposit,
in immediately available funds, by wire transfer or otherwise, into the
Upper-Tier Certificate Account the Lower-Tier Distribution Amount and (ii)
distribute to the Class I-A-LR Certificateholder (other than as provided in
Section 9.01 respecting the final distribution to Certificateholders) by check
mailed to such Holder at the address of such Holder appearing in the Certificate
Register, the Group I-A Distribution Amount with respect to the Class I-A-LR
Certificate and all other amounts distributable to the Class I-A-LR Certificate.
The Trustee may clear and terminate the Upper-Tier Certificate Account pursuant
to Section 9.01.
(f) On each Distribution Date other than the Final Distribution Date
(if such Final Distribution Date is in connection with a purchase of the assets
of the Trust Estate by the Seller), the Paying Agent shall, on behalf of the
Master Servicer, from funds remitted to it by the Master Servicer, distribute to
each Certificateholder of record on the preceding Record Date (other than as
provided in Section 9.01 respecting the final distribution to Certificateholders
or in the last paragraph of this Section 4.01(f) respecting the final
distribution in respect of any Class) either in immediately available funds by
wire transfer to the account of such Certificateholder at a bank or other entity
having appropriate facilities therefor, if such Certificateholder holds
Certificates having a Denomination at least equal to that specified in Section
11.19, and has so notified the Master Servicer or, if applicable, the Paying
Agent at least seven Business Days prior to the Distribution Date or, if such
Holder holds Certificates having, in the aggregate, a Denomination less than the
requisite minimum Denomination or if such Holder holds the Class I-A-R
Certificate or has not so notified the Paying Agent, by check mailed to such
Holder at the address of such Holder appearing in the Certificate Register, such
Holder's share of the Group I-A Distribution Amount or Group II-A Distribution
Amount, as applicable, with respect to each Class of Class A Certificates, the
Class M Distribution Amount with respect to the Class M Certificates and the
Class B Distribution Amount with respect to each Class of Class B Certificates.
In the event that, on any Distribution Date prior to the Final
Distribution Date, the Principal Balance of any Class of Class A Certificates
(other than the Class I-A-R and Class I-A-LR Certificates) or the Principal
Balance of any Class M Certificates or Class of Class B Certificates would be
reduced to zero, the Master Servicer shall, as soon as practicable after the
Determination Date relating to such Distribution Date, send a notice to the
Trustee. The Trustee will then send a notice to each Certificateholder of such
Class with a copy to the Certificate Registrar, specifying that the final
distribution with respect to such Class will be made on such Distribution Date
only upon the presentation and surrender of such Certificateholder's
Certificates at the office or agency of the Trustee therein specified; provided,
however, that the failure to give such notice will not entitle a
Certificateholder to any interest beyond the interest payable with respect to
such Distribution Date in accordance with Section 4.01(a)(i).
(g) The Paying Agent (or if no Paying Agent is appointed by the
Master Servicer, the Master Servicer) shall withhold or cause to be withheld
such amounts as may be required by the Code (giving full effect to any
exemptions from withholding and related certifications required to be furnished
by Certificateholders and any reductions to withholding by virtue of any
bilateral tax treaties and any applicable certification required to be furnished
by Certificateholders with respect thereto) from distributions to be made to
Persons other than U.S. Persons ("Non-U.S. Persons"). Amounts withheld pursuant
to this Section 4.01(g) shall be treated as having been distributed to the
related Certificateholder for all purposes of this Agreement. For the purposes
of this paragraph, a "U.S. Person" is a citizen or resident of the United
States, a corporation or partnership (unless, in the case of a partnership,
Treasury regulations are adopted that provide otherwise) created or organized in
or under the laws of the United States, any state thereof or the District of
Columbia, including an entity treated as a corporation or partnership for
federal income tax purposes, an estate whose income is subject to United States
federal income tax regardless of its source, or a trust if a court within the
United States is able to exercise primary supervision over the administration of
such trust, and one or more such U.S. Persons have the authority to control all
substantial decisions of such trust (or, to the extent provided in applicable
Treasury regulations, certain trusts in existence on August 20, 1996 which are
eligible to elect to be treated as U.S. Persons).
SECTION 4.02 ALLOCATION OF REALIZED LOSSES.
(a) With respect to any Distribution Date, the principal portion of
Realized Losses occurring with respect to Group I Mortgage Loans and Group II
Mortgage Loans will be allocated as follows:
first, to the Class B-6 Certificates until the Class B-6
Principal Balance has been reduced to zero;
second, to the Class B-5 Certificates until the Class B-5
Principal Balance has been reduced to zero;
third, to the Class B-4 Certificates until the Class B-4
Principal Balance has been reduced to zero;
fourth, to the Class B-3 Certificates until the Class B-3
Principal Balance has been reduced to zero;
fifth, to the Class B-2 Certificates until the Class B-2
Principal Balance has been reduced to zero;
sixth, to the Class B-1 Certificates until the Class B-1
Principal Balance has been reduced to zero;
seventh, to the Class M Certificates until the Class M Principal
Balance has been reduced to zero; and
eighth, (i) with respect to such losses occurring with respect to
Group I Mortgage Loans, to the Group I-A Certificates and (ii) with respect to
such losses occurring with respect to Group II Mortgage Loans, to the Group II-A
Certificates.
This allocation of Realized Losses will be effected through the
reduction of the applicable Class's Principal Balance. (b) [Intentionally Left
Blank] (c) Any Realized Losses allocated to a Class of Class A Certificates,
Class M Certificates or Class B Certificates pursuant to Section 4.02(a) shall
be allocated among the Certificates of such Class based on their Percentage
Interests.
(d) [Intentionally Left Blank]
(e) With respect to any Distribution Date, the interest portion of
Realized Losses occurring with respect to Group I Mortgage Loans and Group II
Mortgage Loans will be allocated after the Subordination Depletion Date among
the outstanding Classes of Group I-A and Group II-A Certificates, respectively,
based on their Group I-A Interest Percentage and Group II-A Interest Percentage.
(f) Realized Losses allocated in accordance with this Section 4.02
will be allocated as follows: (i) Liquidated Loan Losses on Liquidated Loans for
which the Liquidation Proceeds were received during, and Bankruptcy Losses
incurred in a period corresponding to, an Unscheduled Principal Receipt Period
for Full Unscheduled Principal Receipts that is a Mid-Month Receipt Period will
be allocated on the Determination Date in the month following the month in which
such Mid-Month Receipt Period ended and (ii) Liquidated Loan Losses on
Liquidated Loans for which the Liquidation Proceeds were received during, and
Bankruptcy Losses incurred in a period corresponding to, an Unscheduled
Principal Receipt Period for Full Unscheduled Principal Receipts that is a Prior
Month Receipt Period will be allocated on the Determination Date in the second
month following the month which is such Prior Month Receipt Period.
(g) With respect to any Distribution Date, the principal portion of
Realized Losses and recoveries attributable to previously allocated Realized
Losses allocated pursuant to this Section 4.02 will be allocated to each
Uncertificated Lower-Tier Interest as set forth in Section 4.01(a)(iv).
(h) With respect to any Distribution Date, the interest portion of
Realized Losses allocated pursuant to this Section 4.02 will be allocated to
each Uncertificated Lower-Tier Interest in the same relative proportions as
interest is allocated to such Uncertificated Lower-Tier Interest.
SECTION 4.03 PAYING AGENT.
(a) The Master Servicer hereby appoints the Trustee as initial
Paying Agent to make distributions to Certificateholders and to forward to
Certificateholders the periodic statements and the annual statements required by
Section 4.04 as agent of the Master Servicer.
The Master Servicer may, at any time, remove or replace the Paying
Agent.
The Master Servicer shall cause any Paying Agent that is not the
Trustee to execute and deliver to the Trustee an instrument in which such Paying
Agent agrees with the Trustee that such Paying Agent shall:
(i) hold all amounts remitted to it by the Master Servicer for
distribution
to Certificateholders in trust for the benefit of Certificateholders
until such amounts are distributed to Certificateholders or otherwise
disposed of as herein provided;
(ii) give the Trustee notice of any default by the Master Servicer
in remitting any required amount; and
(iii) at any time during the continuance of any such default, upon
the written request of the Trustee, forthwith pay to the Trustee all
amounts held in trust by such Paying Agent.
(b) The Paying Agent shall establish and maintain a Payment Account,
which shall be a separate trust account and an Eligible Account, in which the
Master Servicer shall cause to be deposited from funds in the Certificate
Account or, to the extent required hereunder, from its own funds (i) at or
before 10:00 a.m., New York time, on the Business Day preceding each
Distribution Date, by wire transfer of immediately available funds, any Periodic
Advance for such Distribution Date, pursuant to Section 3.03 and (ii) at or
before 10:00 a.m., New York time, on the Business Day preceding each
Distribution Date, by wire transfer of immediately available funds, an amount
equal to the Pool Distribution Amount. The Master Servicer may cause the Paying
Agent to invest the funds in the Payment Account. Any such investment shall be
in Eligible Investments, which shall mature not later than the Business Day
preceding the related Distribution Date (unless the Eligible Investments are
obligations of the Trustee, in which case such Eligible Investments shall mature
not later than the Distribution Date), and shall not be sold or disposed of
prior to maturity. All income and gain realized from any such investment shall
be for the benefit of the Master Servicer and shall be subject to its withdrawal
or order from time to time. The amount of any losses incurred in respect of any
such investments shall be deposited in the Payment Account by the Master
Servicer out of its own funds immediately as realized. The Paying Agent may
withdraw from the Payment Account any amount deposited in the Payment Account
that was not required to be deposited therein and may clear and terminate the
Payment Account pursuant to Section 9.01.
SECTION 4.04 STATEMENTS TO CERTIFICATEHOLDERS; REPORTS TO THE
TRUSTEE AND THE SELLER.
Concurrently with each distribution pursuant to Section 4.01(g), the
Master Servicer, or the Paying Agent appointed by the Master Servicer (upon
receipt of such statement from the Master Servicer), shall forward or cause to
be forwarded by mail to each Holder of a Certificate and the Seller a statement
setting forth:
(i) the amount of such distribution to Holders of each Class of
Class A Certificates allocable to principal, separately identifying the
aggregate amount of any Unscheduled Principal Receipts included therein;
(ii) (a) the amount of such distribution to Holders of each Class of
Class A Certificates allocable to interest, (b) the amount of the Current
Group I-A Interest Distribution Amount allocated to each Class of Group
I-A Certificates and Current Group II-A Interest Distribution Amount
allocated to each Class of Group II-A Certificates, (c) any Group I
Interest Shortfall Amounts or Group II Interest Shortfall Amounts arising
with respect to such Distribution Date and any remaining Class A Unpaid
Interest Shortfall with respect to each Class after giving effect to such
distribution, (d) the amount of any Non-Supported Interest Shortfall
allocated to each Class of Class A Certificates for such Distribution Date
and (e) the amount of any Relief Act Shortfall allocated to each Class of
Class A Certificates for such Distribution Date;
(iii) the amount of such distribution to Holders of the Class M
Certificates allocable to principal, identifying the aggregate amount of
any Unscheduled Principal Receipts included therein;
(iv) the amount of such distribution to Holders of each Class of
Class B Certificates allocable to principal, separately identifying the
aggregate amount of any Unscheduled Principal Receipts included therein;
(v) (a) the amount of such distribution to Holders of the Class M
Certificates allocable to interest, (b) the amount of the Current Class M
Interest Distribution Amount, (c) any Class M Interest Shortfall Amount
arising with respect to such Distribution Date and any remaining Class M
Unpaid Interest Shortfall after giving effect to such distribution and (d)
the amount of any Non-Supported Interest Shortfall allocated to the Class
M Certificates for such Distribution Date;
(vi) (a) the amount of such distribution to Holders of each Class of
Class B Certificates allocable to interest, (b) the amount of the Current
Class B Interest Distribution Amount allocated to each Class of Class B
Certificates, (c) any Class B Interest Shortfall Amounts arising with
respect to such Distribution Date and any remaining Class B Unpaid
Interest Shortfall with respect to each Class of Class B Certificates
after giving effect to such distribution, (d) the amount of any
Non-Supported Interest Shortfall allocated to each Class of Class B
Certificates for such Distribution Date and (e) the amount of any Relief
Act Shortfall allocated to each Class of Class B Certificates for such
Distribution Date;
(vii) the amount of any Periodic Advance by any Servicer, the Master
Servicer or the Trustee pursuant to the Servicing Agreements or this
Agreement;
(vi) the number of Group I Mortgage Loans and Group II Mortgage
Loans outstanding as of the preceding Determination Date;
(vii) the Group I-A Principal Balance, Group II-A Principal Balance,
the Principal Balance of each Class of Class A Certificates, the Class M
Principal Balance, the Class B Principal Balance and the Principal Balance
of each Class of Class B Certificates as of the following Determination
Date after giving effect to the distributions of principal made, and the
principal portion of Realized Losses, if any, allocated with respect to
such Distribution Date;
(viii) the Group I Adjusted Pool Amount, the Group II Adjusted Pool
Amount, the Group I Pool Balance of the Group I Mortgage Loans for such
Distribution Date, and the Group II Pool Balance of the Group II Mortgage
Loans for such Distribution Date;
(ix) the aggregate Scheduled Principal Balances of the Group I
Mortgage Loans and Group II Mortgage Loans serviced by WFHM and,
collectively, by the Other Servicers as of such Distribution Date;
(x) the Group I-A Percentage and Group II-A Percentage for such
Distribution Date;
(xi) the Group I-A Prepayment Percentage and Group II-A Prepayment
Percentage for such Distribution Date;
(xii) the Group I Class B-1, Class B-2, Class B-3, Class B-4, Class
B-5 and Class B-6 Percentages and Group II Class B-1, Class B-2, Class
B-3, Class B-4, Class B-5 and Class B-6 Percentages for such Distribution
Date;
(xiii) the Group I Class B-1, Class B-2, Class B-3, Class B-4, Class
B-5 and Class B-6 Prepayment Percentages and Group II Class B-1, Class
B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Prepayment Percentages
Prepayment Percentages for such Distribution Date;
(xiv) the Group I Class M Percentage and Group II Class M Percentage
for the following Distribution Date (without giving effect to Unscheduled
Principal Receipts received after the Applicable Unscheduled Principal
Receipt Period for the current Distribution Date which are applied by a
Servicer during such Applicable Unscheduled Principal Receipt Period);
(xv) the Group I Class M Prepayment Percentage and Group II Class M
Prepayment Percentage for the following Distribution Date (without giving
effect to Unscheduled Principal Receipts received after the Applicable
Unscheduled Principal Receipt Period for the current Distribution Date
which are applied by a Servicer during such Applicable Unscheduled
Principal Receipt Period);
(xvi) the number and aggregate principal balances of Group I
Mortgage Loans and Group II Mortgage Loans delinquent (a) one month, (b)
two months and (c) three months or more;
(xvii) the number and aggregate principal balances of the Group I
Mortgage Loans and Group II Mortgage Loans in foreclosure as of the
preceding Determination Date;
(xviii) the book value of any real estate with respect to Group I
Mortgage Loans and Group II Mortgage Loans acquired through foreclosure or
grant of a deed in lieu of foreclosure;
(xix) the principal and interest portions of Realized Losses with
respect to Group I Mortgage Loans and Group II Mortgage Loans allocated as
of such Distribution Date;
(xx) the amount by which the Principal Balance of the Class M
Certificates and each Class of Class B Certificates has been reduced as a
result of Realized Losses with respect to Group I Mortgage Loans and Group
II Mortgage Loans allocated as of such Distribution Date;
(xxi) the unpaid principal balance of any Group I Mortgage Loan or
Group II Mortgage Loan as to which the Servicer of such Mortgage Loan has
determined not to foreclose because it believes the related Mortgaged
Property may be contaminated with or affected by hazardous wastes or
hazardous substances;
(xxii) the amount of the aggregate Servicing Fees and Master
Servicing Fees paid (and not previously reported) with respect to the
related Distribution Date and the amount by which the aggregate Available
Master Servicing Compensation has been reduced by the Prepayment Interest
Shortfall for the related Distribution Date;
(xxiii) the amount of PMI Advances made by a Servicer, if any with
respect to each Loan Group;
(xxiv) such other customary information as the Master Servicer deems
necessary or desirable to enable Certificateholders to prepare their tax
returns;
and shall deliver a copy of each type of statement to the Trustee, who
shall provide copies thereof to Persons making written request therefor at the
Corporate Trust Office.
In the case of information furnished with respect to a Class of
Class A Certificates pursuant to clauses (i) and (ii) above, with respect to the
Class M Certificates pursuant to clauses (iii) and (iv) and with respect to a
Class of Class B Certificates pursuant to clauses (v) and (vi) above, the
amounts shall be expressed as a dollar amount per Class A, Class M or Class B
Certificate (other than the Class I-A-R and Class I-A-LR Certificates) with a
$1,000 Denomination, and as a dollar amount per Class I-A-R and Class I-A-LR
Certificate with a $50 Denomination.
Within a reasonable period of time after the end of each calendar
year, the Master Servicer shall furnish or cause to be furnished to each Person
who at any time during the calendar year was the Holder of a Certificate a
statement containing the information set forth in clauses (i) and (ii)(a) above
in the case of a Class A Certificateholder, the information set forth in clauses
(iii) and (iv)(a) above in the case of a Class M Certificateholder and the
information set forth in clauses (v) and (vi)(a) above in the case of a Class B
Certificateholder aggregated for such calendar year or applicable portion
thereof during which such Person was a Certificateholder. Such obligation of the
Master Servicer shall be deemed to have been satisfied to the extent that
substantially comparable information shall be provided by the Master Servicer
pursuant to any requirements of the Code from time to time in force.
Prior to the close of business on the third Business Day preceding
each Distribution Date, the Master Servicer shall furnish a statement to the
Trustee, any Paying Agent and the Seller (the information in such statement to
be made available to Certificateholders by the Master Servicer on written
request) setting forth the Group I-A Distribution Amount or Group II-A
Distribution Amount, as applicable, with respect to each Class of Class A
Certificates, the Class M Distribution Amount with respect to the Class M
Certificates and the Class B Distribution Amount with respect to each Class of
Class B Certificates. The determination by the Master Servicer of such amounts
shall, in the absence of obvious error, be presumptively deemed to be correct
for all purposes hereunder and the Trustee and the Paying Agent shall be
protected in relying upon the same without any independent check or
verification.
In addition to the reports required pursuant to this Section 4.04,
the Paying Agent shall make available upon request to each Holder and each
proposed transferee of a Class B-4, Class B-5 or Class B-6 Certificate such
additional information, if any, as may be required to permit the proposed
transfer to be effected pursuant to Rule 144A, which information shall be
provided on a timely basis to the Paying Agent by the Master Servicer.
SECTION 4.05 REPORTS TO MORTGAGORS AND THE INTERNAL REVENUE SERVICE.
The Master Servicer shall, in each year beginning after the Cut-Off
Date, make the reports of foreclosures and abandonments of any Mortgaged
Property as required by Code Section 6050J. In order to facilitate this
reporting process, the Master Servicer shall request that each Servicer, on or
before January 15th of each year, shall provide to the Internal Revenue Service,
with copies to the Master Servicer, reports relating to each instance occurring
during the previous calendar year in which such Servicer (i) on behalf of the
Trustee acquires an interest in a Mortgaged Property through foreclosure or
other comparable conversion in full or partial satisfaction of a Mortgage Loan
serviced by such Servicer, or (ii) knows or has reason to know that a Mortgaged
Property has been abandoned. Reports from the Servicers shall be in form and
substance sufficient to meet the reporting requirements imposed by Code Section
6050J. In addition, each Servicer shall provide the Master Servicer with
sufficient information to allow the Master Servicer to, for each year ending
after the Cut-Off Date, provide, or cause to be provided, to the Internal
Revenue Service and the Mortgagors such information as is required under Code
Sections 6050H (regarding payment of interest) and 6050P (regarding cancellation
of indebtedness).
SECTION 4.06 CALCULATION OF AMOUNTS; BINDING EFFECT OF
INTERPRETATIONS AND ACTIONS OF MASTER SERVICER.
The Master Servicer will compute the amount of all distributions to
be made on the Certificates and all losses to be allocated to the Certificates.
In the event that the Master Servicer concludes that any ambiguity or
uncertainty exists in any provisions of this Agreement relating to distributions
to be made on the Certificates, the allocation of losses to the Certificates or
otherwise, the interpretation of such provisions and any actions taken by the
Master Servicer in good faith to implement such interpretation shall be binding
upon Certificateholders.
ARTICLE V
THE CERTIFICATES
SECTION 5.01 THE CERTIFICATES.
(a) The Class A, Class M and Class B Certificates shall be issued
only in minimum Denominations of a Single Certificate and, except for the Class
I-A-R and Class I-A-LR Certificates, integral multiples of $1,000 in excess
thereof (except, if necessary, for one Certificate of each Class (other than the
Class I-A-R and Class I-A-LR Certificates) that evidences one Single Certificate
plus such additional principal portion as is required in order for all
Certificates of such Class to equal the aggregate Original Principal Balance of
such Class, as the case may be), and shall be substantially in the respective
forms set forth as Exhibits A-I-A-1, A-II-A-1, A-I-A-R, A-I-A-LR, X-0, X-0, X-0,
X-0, X-0, X-0, C and D (reverse side of Certificates) hereto. On original issue
the Certificates shall be executed and delivered by the Trustee to or upon the
order of the Seller upon receipt by the Trustee or the Custodian of the
documents specified in Section 2.01. The aggregate principal portion evidenced
by the Class A, Class M and Class B Certificates shall be the sum of the amounts
specifically set forth in the respective Certificates. The Certificates shall be
executed by manual or facsimile signature on behalf of the Trustee by any
Responsible Officer thereof. Certificates bearing the manual or facsimile
signatures of individuals who were at any time the proper officers of the
Trustee shall bind the Trustee notwithstanding that such individuals or any of
them have ceased to hold such offices prior to the authentication and delivery
of such Certificates or did not hold such offices at the date of such
Certificates. No Certificate shall be entitled to any benefit under this
Agreement, or be valid for any purpose, unless manually countersigned by a
Responsible Officer of the Trustee, or unless there appears on such Certificate
a certificate of authentication executed by the Authenticating Agent by manual
signature, and such countersignature or certificate upon a Certificate shall be
conclusive evidence, and the only evidence, that such Certificate has been duly
authenticated and delivered hereunder. All Certificates shall be dated the date
of their authentication.
Until such time as Definitive Certificates are issued pursuant to
Section 5.07, each Book-Entry Certificate shall bear the following legend:
"Unless this certificate is presented by an authorized
representative of [the Clearing Agency] to the Seller or its agent for
registration of transfer, exchange or payment, and any certificate issued is
registered in the name of [the Clearing Agency] or such other name as requested
by an authorized representative of [the Clearing Agency] and any payment is made
to [the Clearing Agency], any transfer, pledge or other use hereof for value or
otherwise by or to any person is wrongful since the registered owner hereof,
[the Clearing Agency], has an interest herein."
(b) Upon original issuance, the Book-Entry Certificates shall be
issued in the form of one or more typewritten certificates, to be delivered to
The Depository Trust Company, the initial Clearing Agency, by, or on behalf of,
the Seller or to, and deposited with the Certificate Custodian, on behalf of The
Depository Trust Company, if directed to do so pursuant instructions from The
Depository Trust Company. Such Certificates shall initially be registered in the
Certificate Register in the name of the nominee of the initial Clearing Agency,
and no Beneficial Owner will receive a definitive certificate representing such
Beneficial Owner's interest in the Book-Entry Certificates, except as provided
in Section 5.07. Unless and until definitive, fully registered certificates
("Definitive Certificates") have been issued to Beneficial Owners pursuant to
Section 5.07:
(i) the provisions of this Section 5.01(b) shall be in full force
and effect;
(ii) the Seller, the Master Servicer, the Certificate Registrar and
the Trustee may deal with the Clearing Agency for all purposes (including
the making of distributions on the Book-Entry Certificates and the taking
of actions by the Holders of Book-Entry Certificates) as the authorized
representative of the Beneficial Owners;
(iii) to the extent that the provisions of this Section 5.01(b)
conflict with any other provisions of this Agreement, the provisions of
this Section 5.01(b) shall control;
(iv) the rights of Beneficial Owners shall be exercised only through
the Clearing Agency and shall be limited to those established by law, the
rules, regulations and procedures of the Clearing Agency and agreements
between such Beneficial Owners and the Clearing Agency and/or the Clearing
Agency Participants, and all references in this Agreement to actions by
Certificateholders shall, with respect to the Book-Entry Certificates,
refer to actions taken by the Clearing Agency upon instructions from the
Clearing Agency Participants, and all references in this Agreement to
distributions, notices, reports and statements to Certificateholders
shall, with respect to the Book-Entry Certificates, refer to
distributions, notices, reports and statements to the Clearing Agency or
its nominee, as registered holder of the Book-Entry Certificates, as the
case may be, for distribution to Beneficial Owners in accordance with the
procedures of the Clearing Agency; and
(v) the initial Clearing Agency will make book-entry transfers among
the Clearing Agency Participants and receive and transmit distributions of
principal and interest on the Certificates to the Clearing Agency
Participants, for distribution by such Clearing Agency Participants to the
Beneficial Owners or their nominees.
For purposes of any provision of this Agreement requiring or
permitting actions with the consent of, or at the direction of, Holders of
Book-Entry Certificates evidencing specified Voting Interests, such direction or
consent shall be given by Beneficial Owners having the requisite Voting
Interests, acting through the Clearing Agency.
Unless and until Definitive Certificates have been issued to
Beneficial Owners pursuant to Section 5.07, copies of the reports or statements
referred to in Section 4.04 shall be available to Beneficial Owners upon written
request to the Trustee at the Corporate Trust Office.
SECTION 5.02 REGISTRATION OF CERTIFICATES.
(a) The Trustee shall cause to be kept at one of the offices or
agencies to be maintained in accordance with the provisions of Section 5.06 a
Certificate Register in which, subject to such reasonable regulations as it may
prescribe, the Trustee shall provide for the registration of Certificates and of
transfers and exchanges of Certificates as herein provided. The Trustee shall
act as, or shall appoint, a Certificate Registrar for the purpose of registering
Certificates and transfers and exchanges of Certificates as herein provided.
Upon surrender for registration of transfer of any Certificate at
any office or agency maintained for such purpose pursuant to Section 5.06 (and
subject to the provisions of this Section 5.02) the Trustee shall execute, and
shall date, authenticate (or cause the Authenticating Agent to authenticate) and
deliver, in the name of the designated transferee or transferees, one or more
new Certificates of a like aggregate principal portion or Percentage Interest
and of the same Class.
At the option of the Certificateholders, Certificates may be
exchanged for other Certificates of authorized Denominations of a like aggregate
principal portion or Percentage Interest and of the same Class upon surrender of
the Certificates to be exchanged at any such office or agency. Whenever any
Certificates are so surrendered for exchange, the Trustee shall execute, and
shall date, authenticate (or cause the Authenticating Agent to authenticate) and
deliver, the Certificates which the Certificateholder making the exchange is
entitled to receive. Every Certificate presented or surrendered for transfer or
exchange shall (if so required by the Certificate Registrar or the Trustee) be
duly endorsed by, or be accompanied by a written instrument of transfer in form
satisfactory to the Certificate Registrar, duly executed by the Holder thereof
or his attorney duly authorized in writing.
No service charge shall be made for any transfer or exchange of
Certificates, but the Trustee or the Certificate Registrar may require payment
of a sum sufficient to cover any tax or governmental charge that may be imposed
in connection with any transfer or exchange of Certificates.
All Certificates surrendered for transfer and exchange shall be
canceled by the Certificate Registrar, the Trustee or the Authenticating Agent
in accordance with their standard procedures.
(b) No transfer of a Class B-4, Class B-5 or Class B-6 Certificate
shall be made unless the registration requirements of the Securities Act of
1933, as amended, and any applicable State securities laws are complied with, or
such transfer is exempt from the registration requirements under said Act and
laws. In the event that a transfer is to be made in reliance upon an exemption
from said Act or laws, (i) unless such transfer is made in reliance on Rule
144A, the Trustee or the Seller may, if such transfer is to be made within three
years after the later of (i) the date of the initial sale of Certificates or
(ii) the last date on which the Seller or any affiliate thereof was a Holder of
the Certificates proposed to be transferred, require a Class B-4, Class B-5 or
Class B-6 Certificateholder to deliver a written Opinion of Counsel acceptable
to and in form and substance satisfactory to the Trustee and the Seller, to the
effect that such transfer may be made pursuant to an exemption, describing the
applicable exemption and the basis therefor, from said Act and laws or is being
made pursuant to said Act and laws, which Opinion of Counsel shall not be an
expense of the Trustee, the Seller or the Master Servicer, and (ii) the Trustee
shall require the transferee (other than an affiliate of the Seller on the
Closing Date) to execute an investment letter in the form of Exhibit J hereto
certifying to the Seller and the Trustee the facts surrounding such transfer,
which investment letter shall not be an expense of the Trustee, the Seller or
the Master Servicer. The Holder of a Class B-4, Class B-5 or Class B-6
Certificate desiring to effect such transfer shall, and does hereby agree to,
indemnify the Trustee, the Seller, the Master Servicer and any Paying Agent
acting on behalf of the Trustee against any liability that may result if the
transfer is not so exempt or is not made in accordance with such federal and
state laws. Neither the Seller nor the Trustee is under an obligation to
register the Class B-4, Class B-5 or Class B-6 Certificates under said Act or
any other securities law.
(c) No transfer of a Class B-4, Class B-5 or Class B-6 Certificate
shall be made unless the Trustee and the Seller shall have received (i) a
representation letter from the transferee in the form of Exhibit J hereto, to
the effect that either (a) such transferee is not an employee benefit plan or
other retirement arrangement subject to Title I of ERISA or Code Section 4975,
or a governmental plan, as defined in Section 3(32) of ERISA, subject to any
federal, state or local law ("Similar Law") which is to a material extent
similar to the foregoing provisions of ERISA or the Code (collectively, a
"Plan") and is not a person acting on behalf of or using the assets of any such
Plan, which representation letter shall not be an expense of the Trustee, the
Seller or the Master Servicer or (b) if such transferee is an insurance company,
(A) the source of funds used to purchase the Class B-4, Class B-5 or Class B-6
Certificate is an "insurance company general account" (as such term is defined
in Section V(e) of Prohibited Transaction Class Exemption 95-60 ("PTE 95-60"),
60 Fed. Reg. 35925 (July 12, 1995)), (B) there is no Plan with respect to which
the amount of such general account's reserves and liabilities for the
contract(s) held by or on behalf of such Plan and all other Plans maintained by
the same employer (or affiliate thereof as defined in Section V(a)(1) of PTE
95-60) or by the same employee organization exceeds 10% of the total of all
reserves and liabilities of such general account (as such amounts are determined
under Section I(a) of PTE 95-60) at the date of acquisition and (C) the purchase
and holding of such Class B-4, Class B-5 or Class B-6 Certificate is covered by
Sections I and III of PTE 95-60 or (ii) in the case of any such Class B-4, Class
B-5 or Class B-6 Certificate presented for registration in the name of a Plan,
or a trustee of any such Plan, (A) an Opinion of Counsel satisfactory to the
Trustee and the Seller to the effect that the purchase or holding of such Class
B-4, Class B-5 or Class B-6 Certificate will not result in the assets of the
Trust Estate being deemed to be "plan assets" and subject to the prohibited
transaction provisions of ERISA, the Code or Similar Law and will not subject
the Trustee, the Seller or the Master Servicer to any obligation in addition to
those undertaken in this Agreement, which Opinion of Counsel shall not be an
expense of the Trustee, the Seller or the Master Servicer and (B) such other
opinions of counsel, officer's certificates and agreements as the Seller or the
Master Servicer may require in connection with such transfer, which opinions of
counsel, officers' certificates and agreements shall not be an expense of the
Trustee, the Seller or the Master Servicer. The Class B-4, Class B-5 and Class
B-6 Certificates shall bear a legend referring to the foregoing restrictions
contained in this paragraph.
(d) No legal or beneficial interest in all or any portion of the
Class I-A-R or Class I-A-LR Certificate may be transferred directly or
indirectly to a "disqualified organization" within the meaning of Code Section
860E(e)(5) or an agent of a disqualified organization (including a broker,
nominee, or middleman), to a Plan or a Person acting on behalf of or investing
the assets of a Plan (such Plan or Person, an "ERISA Prohibited Holder") or to
an individual, corporation, partnership or other person unless such transferee
(i) is not a Non-U.S. Person or (ii) is a Non-U.S. Person that holds the Class
I-A-R or Class I-A-LR Certificate in connection with the conduct of a trade or
business within the United States and has furnished the transferor and the
Trustee with an effective Internal Revenue Service Form 4224 or (iii) is a
Non-U.S. Person that has delivered to both the transferor and the Trustee an
opinion of a nationally recognized tax counsel to the effect that the transfer
of the Class I-A-R or Class I-A-LR Certificate to it is in accordance with the
requirements of the Code and the regulations promulgated thereunder and that
such transfer of the Class I-A-R or Class I-A-LR Certificate will not be
disregarded for federal income tax purposes (any such person who is not covered
by clauses (i), (ii) or (iii) above being referred to herein as a "Non-permitted
Foreign Holder"), and any such purported transfer shall be void and have no
effect. The Trustee shall not execute, and shall not authenticate (or cause the
Authenticating Agent to authenticate) and deliver, a new Class I-A-R or Class
I-A-LR Certificate in connection with any such transfer to a disqualified
organization or agent thereof (including a broker, nominee or middleman), an
ERISA Prohibited Holder or a Non-permitted Foreign Holder, and neither the
Certificate Registrar nor the Trustee shall accept a surrender for transfer or
registration of transfer, or register the transfer of, the Class I-A-R or Class
I-A-LR Certificate, unless the transferor shall have provided to the Trustee an
affidavit, substantially in the form attached as Exhibit H hereto, signed by the
transferee, to the effect that the transferee is not such a disqualified
organization, an agent (including a broker, nominee, or middleman) for any
entity as to which the transferee has not received a substantially similar
affidavit, an ERISA Prohibited Holder or a Non-permitted Foreign Holder, which
affidavit shall contain the consent of the transferee to any such amendments of
this Agreement as may be required to further effectuate the foregoing
restrictions on transfer of the Class I-A-R or Class I-A-LR Certificate to
disqualified organizations, ERISA Prohibited Holders or Non-permitted Foreign
Holders. Such affidavit shall also contain the statement of the transferee that
(i) the transferee has historically paid its debts as they have come due and
intends to do so in the future, (ii) the transferee understands that it may
incur liabilities in excess of cash flows generated by the residual interest,
(iii) the transferee intends to pay taxes associated with holding the residual
interest as they become due, (iv) the transferee will not cause income from the
Class I-A-R or Class I-A-LR Certificate to be attributable to a foreign
permanent establishment or fixed base, within the meaning of an applicable tax
treaty, of such transferee or any other person, and (v) the transferee will not
transfer the Class I-A-R or Class I-A-LR Certificate to any Person who does not
provide an affidavit substantially in the form attached as Exhibit H hereto.
The affidavit described in the preceding paragraph, if not executed
in connection with the initial issuance of the Class I-A-R and Class I-A-LR
Certificates, shall be accompanied by a written statement in the form attached
as Exhibit I hereto, signed by the transferor, to the effect that as of the time
of the transfer, the transferor has no actual knowledge that the transferee is a
disqualified organization, ERISA Prohibited Holder or Non-permitted Foreign
Holder, and has no knowledge or reason to know that the statements made by the
transferee with respect to clauses (i) and (iii) of the last sentence of the
preceding paragraph are not true. The Class I-A-R and Class I-A-LR Certificates
shall bear a legend referring to the foregoing restrictions contained in this
paragraph and the preceding paragraph.
Upon notice to the Master Servicer that any legal or beneficial
interest in any portion of the Class I-A-R or Class I-A-LR Certificate has been
transferred, directly or indirectly, to a disqualified organization or agent
thereof (including a broker, nominee, or middleman) in contravention of the
foregoing restrictions, (i) such transferee shall be deemed to hold the Class
I-A-R or Class I-A-LR Certificate in constructive trust for the last transferor
who was not a disqualified organization or agent thereof, and such transferor
shall be restored as the owner of such Class I-A-R or Class I-A-LR Certificate
as completely as if such transfer had never occurred, provided that the Master
Servicer may, but is not required to, recover any distributions made to such
transferee with respect to the Class I-A-R or Class I-A-LR Certificate, and (ii)
the Master Servicer agrees to furnish to the Internal Revenue Service and to any
transferor of the Class I-A-R or Class I-A-LR Certificate or such agent (within
60 days of the request therefor by the transferor or agent) such information
necessary to the application of Code Section 860E(e) as may be required by the
Code, including but not limited to the present value of the total anticipated
excess inclusions with respect to the Class I-A-R or Class I-A-LR Certificate
(or portion thereof) for periods after such transfer. At the election of the
Master Servicer, the cost to the Master Servicer of computing and furnishing
such information may be charged to the transferor or such agent referred to
above; however, the Master Servicer shall in no event be excused from furnishing
such information.
SECTION 5.03 MUTILATED, DESTROYED, LOST OR STOLEN CERTIFICATES.
If (i) any mutilated Certificate is surrendered to the Trustee or
the Authenticating Agent, or the Trustee or the Authenticating Agent receives
evidence to its satisfaction of the destruction, loss or theft of any
Certificate, and (ii) there is delivered to the Trustee or the Authenticating
Agent such security or indemnity as may be required by them to hold each of them
harmless, then, in the absence of notice to the Trustee or the Authenticating
Agent that such Certificate has been acquired by a bona fide purchaser, the
Trustee shall execute and authenticate (or cause the Authenticating Agent to
authenticate) and deliver, in exchange for or in lieu of any such mutilated,
destroyed, lost or stolen Certificate, a new Certificate of like tenor and
principal portion or Percentage Interest and of the same Class. Upon the
issuance of any new Certificate under this Section, the Trustee or the
Certificate Registrar may require the payment of a sum sufficient to cover any
tax or other governmental charge that may be imposed in relation thereto and any
other expense (including the fees and expenses of the Trustee or the
Authenticating Agent) in connection therewith. Any duplicate Certificate issued
pursuant to this Section shall constitute complete and indefeasible evidence of
ownership in the Trust Estate, as if originally issued, whether or not the lost,
stolen, or destroyed Certificate shall be found at any time.
SECTION 5.04 PERSONS DEEMED OWNERS.
Prior to the due presentation of a Certificate for registration of
transfer, the Seller, the Master Servicer, the Trustee, the Certificate
Registrar and any agent of the Seller, the Master Servicer, the Trustee or the
Certificate Registrar may treat the Person in whose name any Certificate is
registered as the owner of such Certificate for the purpose of receiving
distributions pursuant to Section 4.01, and for all other purposes whatsoever,
and neither the Seller, the Master Servicer, the Trustee, the Certificate
Registrar nor any agent of the Seller, the Master Servicer, the Trustee or the
Certificate Registrar shall be affected by notice to the contrary.
SECTION 5.05 ACCESS TO LIST OF CERTIFICATEHOLDERS' NAMES AND
ADDRESSES.
(a) If the Trustee is not acting as Certificate Registrar, the
Certificate Registrar shall furnish or cause to be furnished to the Trustee,
within 15 days after receipt by the Certificate Registrar of a request by the
Trustee in writing, a list, in such form as the Trustee may reasonably require,
of the names and addresses of the Certificateholders of each Class as of the
most recent Record Date.
(b) If five or more Certificateholders (hereinafter referred to as
"applicants") apply in writing to the Trustee, and such application states that
the applicants desire to communicate with other Certificateholders with respect
to their rights under this Agreement or under the Certificates and is
accompanied by a copy of the communication which such applicants propose to
transmit, then the Trustee shall, within five Business Days following the
receipt of such application, afford such applicants access during normal
business hours to the most recent list of Certificateholders held by the
Trustee. If such a list is as of the date more than 90 days prior to the date of
receipt of such applicants' request and the Trustee is not the Certificate
Registrar, the Trustee shall promptly request from the Certificate Registrar a
current list as provided in paragraph (a) hereof, and shall afford such
applicants access to such list promptly upon receipt.
(c) Every Certificateholder, by receiving and holding a Certificate,
agrees with the Seller, the Master Servicer, the Certificate Registrar and the
Trustee that neither the Seller, the Master Servicer, the Certificate Registrar
nor the Trustee shall be held accountable by reason of the disclosure of any
such information as to the names, addresses and Percentage Interests of the
Certificateholders hereunder, regardless of the source from which such
information was delivered.
SECTION 5.06 MAINTENANCE OF OFFICE OR AGENCY.
The Trustee will maintain, at its expense, an office or agency where
Certificates may be surrendered for registration of transfer or exchange and
where notices and demands to or upon the Certificate Registrar in respect of the
Certificates and this Agreement may be served. The Trustee initially designates
the Corporate Trust Office and the principal corporate trust office of the
Authenticating Agent, if any, as its offices and agencies for said purposes.
SECTION 5.07 DEFINITIVE CERTIFICATES.
If (i)(A) the Master Servicer advises the Trustee in writing that
the Clearing Agency is no longer willing or able properly to discharge its
responsibilities as depository with respect to the Book-Entry Certificates, and
(B) the Master Servicer is unable to locate a qualified successor, (ii) the
Master Servicer, at its option, advises the Trustee in writing that it elects to
terminate the book-entry system through the Clearing Agency or (iii) after the
occurrence of dismissal or resignation of the Master Servicer, Beneficial Owners
representing aggregate Voting Interests of not less than 51% of the aggregate
Voting Interests of each outstanding Class of Book-Entry Certificates advise the
Trustee through the Clearing Agency and Clearing Agency Participants in writing
that the continuation of a book-entry system through the Clearing Agency is no
longer in the best interests of the Beneficial Owners, the Trustee shall notify
the Beneficial Owners, through the Clearing Agency, of the occurrence of any
such event and of the availability of Definitive Certificates to Beneficial
Owners requesting the same. Upon surrender to the Trustee by the Clearing Agency
of the Certificates held of record by its nominee, accompanied by reregistration
instructions and directions to execute and authenticate new Certificates from
the Master Servicer, the Trustee shall execute and authenticate Definitive
Certificates for delivery at its Corporate Trust Office. The Master Servicer
shall arrange for, and will bear all costs of, the printing and issuance of such
Definitive Certificates. Neither the Seller, the Master Servicer nor the Trustee
shall be liable for any delay in delivery of such instructions by the Clearing
Agency and may conclusively rely on, and shall be protected in relying on, such
instructions.
SECTION 5.08 NOTICES TO CLEARING AGENCY.
Whenever notice or other communication to the Holders of Book-Entry
Certificates is required under this Agreement, unless and until Definitive
Certificates shall have been issued to Beneficial Owners pursuant to Section
5.07, the Trustee shall give all such notices and communications specified
herein to be given to Holders of Book-Entry Certificates to the Clearing Agency.
ARTICLE VI
THE SELLER AND THE MASTER SERVICER
SECTION 6.01 LIABILITY OF THE SELLER AND THE MASTER SERVICER.
The Seller and the Master Servicer shall each be liable in
accordance herewith only to the extent of the obligations specifically imposed
by this Agreement and undertaken hereunder by the Seller and the Master
Servicer.
SECTION 6.02 MERGER OR CONSOLIDATION OF THE SELLER OR THE MASTER
SERVICER.
Subject to the following paragraph, the Seller and the Master
Servicer each will keep in full effect its existence, rights and franchises as a
corporation under the laws of the jurisdiction of its incorporation, and will
obtain and preserve its qualification to do business as a foreign corporation in
each jurisdiction in which such qualification is or shall be necessary to
protect the validity and enforceability of this Agreement, the Certificates or
any of the Mortgage Loans and to perform its respective duties under this
Agreement.
The Seller or the Master Servicer may be merged or consolidated with
or into any Person, or transfer all or substantially all of its assets to any
Person, in which case any Person resulting from any merger or consolidation to
which the Seller or Master Servicer shall be a party, or any Person succeeding
to the business of the Seller or Master Servicer, shall be the successor of the
Seller or Master Servicer hereunder, without the execution or filing of any
paper or any further act on the part of any of the parties hereto, anything
herein to the contrary notwithstanding; provided, however, that, in the case of
the Master Servicer, any such successor or resulting Person shall be qualified
to service mortgage loans for Xxxxxx Xxx or Xxxxxxx Mac.
SECTION 6.03 LIMITATION ON LIABILITY OF THE SELLER, THE MASTER
SERVICER AND OTHERS.
Neither the Seller nor the Master Servicer nor any subcontractor nor
any of the partners, directors, officers, employees or agents of any of them
shall be under any liability to the Trust Estate or the Certificateholders and
all such Persons shall be held harmless for any action taken or for refraining
from the taking of any action in good faith pursuant to this Agreement, or for
errors in judgment; provided, however, that this provision shall not protect any
such Person against any breach of warranties or representations made herein or
against any liability which would otherwise be imposed by reason of willful
misfeasance, bad faith or gross negligence in the performance of duties or by
reason of reckless disregard of obligations and duties hereunder. The Seller,
the Master Servicer, any subcontractor, and any partner, director, officer,
employee or agent of any of them shall be entitled to indemnification by the
Trust Estate and will be held harmless against any loss, liability or expense
incurred in connection with the performance of its duties and obligations and
any legal action relating to this Agreement or the Certificates, including,
without limitation, any legal action against the Trustee in its capacity as
Trustee hereunder, other than any loss, liability or expense (including, without
limitation, expenses payable by the Master Servicer under Section 8.06) incurred
by reason of willful misfeasance, bad faith or gross negligence in the
performance of his or its duties hereunder or by reason of reckless disregard of
his or its obligations and duties hereunder. The Seller, the Master Servicer and
any of the directors, officers, employees or agents of either may rely in good
faith on any document of any kind which, prima facie, is properly executed and
submitted by any Person respecting any matters arising hereunder. Neither the
Seller nor the Master Servicer shall be under any obligation to appear in,
prosecute or defend any legal action unless such action is related to its
respective duties under this Agreement and which in its opinion does not involve
it in any expense or liability; provided, however, that the Seller or the Master
Servicer may in its discretion undertake any such action which it may deem
necessary or desirable with respect to this Agreement and the rights and duties
of the parties hereto and the interests of the Certificateholders hereunder if
the Certificateholders offer to the Seller or the Master Servicer, as the case
may be, reasonable security or indemnity against the costs, expenses and
liabilities which may be incurred therein or thereby. In such event, the legal
expenses and costs of such action and any liability resulting therefrom shall be
expenses, costs and liabilities of the Trust Estate, and the Seller or the
Master Servicer shall be entitled to be reimbursed therefor out of the
Certificate Account, and such amounts shall, on the following Distribution Date
or Distribution Dates, be allocated in reduction of distributions on the Class A
Certificates, Class M Certificates and Class B Certificates in the same manner
as Realized Losses are allocated pursuant to Section 4.02(a).
SECTION 6.04 RESIGNATION OF THE MASTER SERVICER.
The Master Servicer shall not resign from the obligations and duties
hereby imposed on it except upon determination that its duties hereunder are no
longer permissible under applicable law or are in material conflict by reason of
applicable law with any other activities carried on by it. Any such
determination permitting the resignation of the Master Servicer shall be
evidenced by an Opinion of Counsel to such effect delivered to the Trustee. No
such resignation shall become effective until the Trustee or a successor
servicer shall have assumed the Master Servicer's responsibilities, duties,
liabilities and obligations hereunder.
SECTION 6.05 COMPENSATION TO THE MASTER SERVICER.
The Master Servicer shall be entitled to receive a monthly fee equal
to the Master Servicing Fee, as compensation for its services rendered by the
Master Servicer under the Agreement. The Master Servicer also will be entitled
to any late reporting fees paid by a Servicer pursuant to its Servicing
Agreement, any investment income on funds on deposit in the Certificate Account
and any Liquidation Profits to which a Servicer is not entitled under its
Servicing Agreement.
SECTION 6.06 ASSIGNMENT OR DELEGATION OF DUTIES BY MASTER SERVICER.
The Master Servicer shall not assign or transfer any of its rights,
benefits or privileges under this Agreement to any other Person, or delegate to
or subcontract with, or authorize or appoint any other Person to perform any of
the duties, covenants or obligations to be performed by the Master Servicer
without the prior written consent of the Trustee, and any agreement, instrument
or act purporting to effect any such assignment, transfer, delegation or
appointment shall be void. Notwithstanding the foregoing, the Master Servicer
shall have the right without the prior written consent of the Trustee (i) to
assign its rights and delegate its duties and obligations hereunder; provided,
however, that (a) the purchaser or transferee accepting such assignment or
delegation is qualified to service mortgage loans for Xxxxxx Xxx or Xxxxxxx Mac,
is satisfactory to the Trustee, in the exercise of its reasonable judgment, and
executes and delivers to the Trustee an agreement, in form and substance
reasonably satisfactory to the Trustee, which contains an assumption by such
purchaser or transferee of the due and punctual performance and observance of
each covenant and condition to be performed or observed by the Master Servicer
hereunder from and after the date of such agreement; and (b) each applicable
Rating Agency's rating of any Certificates in effect immediately prior to such
assignment, sale or transfer is not reasonably likely to be qualified,
downgraded or withdrawn as a result of such assignment, sale or transfer and the
Certificates are not reasonably likely to be placed on credit review status by
any such Rating Agency; and (ii) to delegate to, subcontract with, authorize, or
appoint an affiliate of the Master Servicer to perform and carry out any duties,
covenants or obligations to be performed and carried out by the Master Servicer
under this Agreement and hereby agrees so to delegate, subcontract, authorize or
appoint to an affiliate of the Master Servicer any duties, covenants or
obligations to be performed and carried out by the Master Servicer to the extent
that such duties, covenants or obligations are to be performed in any state or
states in which the Master Servicer is not authorized to do business as a
foreign corporation but in which the affiliate is so authorized. In no case,
however, shall any permitted assignment and delegation relieve the Master
Servicer of any liability to the Trustee or the Seller under this Agreement,
incurred by it prior to the time that the conditions contained in clause (i)
above are met.
SECTION 6.07 INDEMNIFICATION OF TRUSTEE AND SELLER BY MASTER
SERVICER.
The Master Servicer shall indemnify and hold harmless the Trustee
and the Seller and any director, officer or agent thereof against any loss,
liability or expense, including reasonable attorney's fees, arising out of, in
connection with or incurred by reason of willful misfeasance, bad faith or
negligence in the performance of duties of the Master Servicer under this
Agreement or by reason of reckless disregard of its obligations and duties under
this Agreement. Any payment pursuant to this Section made by the Master Servicer
to the Trustee or the Seller shall be from such entity's own funds, without
reimbursement therefor. The provisions of this Section 6.07 shall survive the
termination of this Agreement.
ARTICLE VII
DEFAULT
SECTION 7.01 EVENTS OF DEFAULT.
In case one or more of the following Events of Default by the Master
Servicer shall occur and be continuing, that is to say:
(i) any failure by the Master Servicer (a) to remit any funds to the
Paying Agent as required by Section 4.03 or (b) to distribute or cause to
be distributed to Certificateholders any payment required to be made by
the Master Servicer under the terms of this Agreement which, in either
case, continues unremedied for a period of three business days after the
date upon which written notice of such failure, requiring the same to be
remedied, shall have been given to the Master Servicer by the Trustee or
to the Master Servicer and the Trustee by the holders of Certificates
evidencing in the aggregate not less than 25% of the aggregate Voting
Interest represented by all Certificates;
(ii) any failure on the part of the Master Servicer duly to observe
or perform in any material respect any other of the covenants or
agreements on the part of the Master Servicer in the Certificates or in
this Agreement which continues unremedied for a period of 60 days after
the date on which written notice of such failure, requiring the same to be
remedied, shall have been given to the Master Servicer by the Trustee, or
to the Master Servicer and the Trustee by the holders of Certificates
evidencing in the aggregate not less than 25% of the aggregate Voting
Interest represented by all Certificates;
(iii) a decree or order of a court or agency or supervisory
authority having jurisdiction in the premises for the appointment of a
trustee, conservator, receiver or liquidator in any bankruptcy,
insolvency, readjustment of debt, marshaling of assets and liabilities or
similar proceedings, or for the winding-up or liquidation of its affairs,
shall have been entered against the Master Servicer and such decree or
order shall have remained in force undischarged and unstayed for a period
of 60 days;
(iv) the Master Servicer shall consent to the appointment of a
trustee, conservator, receiver or liquidator or liquidating committee in
any bankruptcy, insolvency, readjustment of debt, marshaling of assets and
liabilities, voluntary liquidation or similar proceedings of or relating
to the Master Servicer, or of or relating to all or substantially all of
its property;
(v) the Master Servicer shall admit in writing its inability to pay
its debts generally as they become due, file a petition to take advantage
of any applicable insolvency, bankruptcy or reorganization statute, make
an assignment for the benefit of its creditors or voluntarily suspend
payment of its obligations;
(vi) the Master Servicer shall be dissolved, or shall dispose of all
or substantially all of its assets; or consolidate with or merge into
another entity or shall permit another entity to consolidate or merge into
it, such that the resulting entity does not meet the criteria for a
successor servicer, as specified in Section 6.02 hereof; or
(vii) the Master Servicer and any subservicer appointed by it
becomes ineligible to service for both Xxxxxx Xxx and Xxxxxxx Mac, which
ineligibility continues unremedied for a period of 90 days.
then, and in each and every such case, subject to applicable law, so long as an
Event of Default shall not have been remedied, either the Trustee or the holders
of Certificates evidencing in the aggregate not less than 66 2/3% of the
aggregate Voting Interest represented by all Certificates, by notice in writing
to the Master Servicer (and to the Trustee if given by the Certificateholders)
may terminate all of the rights and obligations of the Master Servicer under
this Agreement and in and to the Mortgage Loans, but without prejudice to any
rights which the Master Servicer may have to the aggregate Master Servicing Fees
due prior to the date of transfer of the Master Servicer's responsibilities
hereunder, reimbursement of expenses to the extent permitted by this Agreement,
Periodic Advances and other advances of its own funds. Upon receipt by the
Master Servicer of such written notice, all authority and power of the Master
Servicer under this Agreement, whether with respect to the Certificates or the
Mortgage Loans or otherwise, shall pass to and be vested in the Trustee pursuant
to and under this Section, subject to the provisions of Section 7.05; and,
without limitation, the Trustee is hereby authorized and empowered to execute
and deliver, on behalf of the Master Servicer, as attorney-in-fact or otherwise,
any and all documents and other instruments, and to do or accomplish all other
acts or things necessary or appropriate to effect the purposes of such notice of
termination, whether to complete the transfer and endorsement or assignment of
the Mortgage Loans and related documents or otherwise. The Master Servicer
agrees to cooperate with the Trustee in effecting the termination of the Master
Servicer's responsibilities and rights hereunder and shall promptly provide the
Trustee all documents and records reasonably requested by it to enable it to
assume the Master Servicer's functions hereunder and shall promptly also
transfer to the Trustee, all amounts which then have been or should have been
deposited in the Certificate Account by the Master Servicer or which are
thereafter received by the Master Servicer with respect to the Mortgage Loans.
SECTION 7.02 OTHER REMEDIES OF TRUSTEE.
During the continuance of any Event of Default, so long as such
Event of Default shall not have been remedied, the Trustee, in addition to the
rights specified in Section 7.01, shall have the right, in its own name as
trustee of an express trust, to take all actions now or hereafter existing at
law, in equity or by statute to enforce its rights and remedies and to protect
the interests, and enforce the rights and remedies, of the Certificateholders
(including the institution and prosecution of all judicial, administrative and
other proceedings and the filing of proofs of claim and debt in connection
therewith). Except as otherwise expressly provided in this Agreement, no remedy
provided for by this Agreement shall be exclusive of any other remedy, and each
and every remedy shall be cumulative and in addition to any other remedy and no
delay or omission to exercise any right or remedy shall impair any such right or
remedy or shall be deemed to be a waiver of any Event of Default.
SECTION 7.03 DIRECTIONS BY CERTIFICATEHOLDERS AND DUTIES OF TRUSTEE
DURING EVENT OF DEFAULT.
During the continuance of any Event of Default, Holders of
Certificates evidencing in the aggregate not less than 25% of the aggregate
Voting Interest represented by all Certificates may direct the time, method and
place of conducting any proceeding for any remedy available to the Trustee, or
exercising any trust or power conferred upon the Trustee, under this Agreement;
provided, however, that the Trustee shall be under no obligation to pursue any
such remedy, or to exercise any of the rights or powers vested in it by this
agreement (including, without limitation, (i) the conducting or defending of any
administrative action or litigation hereunder or in relation hereto and (ii) the
terminating of the Master Servicer from its rights and duties as servicer
hereunder) at the request, order or direction of any of the Certificateholders,
unless such Certificateholders shall have offered to the Trustee reasonable
security or indemnity against the cost, expenses and liabilities which may be
incurred therein or thereby and, provided further, that, subject to the
provisions of Section 8.01, the Trustee shall have the right to decline to
follow any such direction if the Trustee, in accordance with an Opinion of
Counsel, determines that the action or proceeding so directed may not lawfully
be taken or if the Trustee in good faith determines that the action or
proceeding so directed would involve it in personal liability or be unjustly
prejudicial to the nonassenting Certificateholders.
SECTION 7.04 ACTION UPON CERTAIN FAILURES OF THE MASTER SERVICER AND
UPON EVENT OF DEFAULT.
In the event that the Trustee shall have knowledge of any failure of
the Master Servicer specified in Section 7.01(i) or (ii) which would become an
Event of Default upon the Master Servicer's failure to remedy the same after
notice, the Trustee may, but need not if the Trustee deems it not in the
Certificateholders' best interest, give notice thereof to the Master Servicer.
For all purposes of this Agreement, in the absence of actual knowledge by a
corporate trust officer of the Trustee, the Trustee shall not be deemed to have
knowledge of any failure of the Master Servicer as specified in Section 7.01(i)
and (ii) or any Event of Default unless notified thereof in writing by the
Master Servicer or by a Certificateholder.
SECTION 7.05 TRUSTEE TO ACT; APPOINTMENT OF SUCCESSOR.
When the Master Servicer receives notice of termination pursuant to
Section 7.01 or the Trustee receives the resignation of the Master Servicer
evidenced by an Opinion of Counsel pursuant to Section 6.04, the Trustee shall
be the successor in all respects to the Master Servicer in its capacity as
master servicer under this Agreement and the transactions set forth or provided
for herein and shall have the rights and powers and be subject to all the
responsibilities, duties and liabilities relating thereto placed on the Master
Servicer by the terms and provisions hereof and in its capacity as such
successor shall have the same limitation of liability herein granted to the
Master Servicer. In the event that the Trustee is succeeding to the Master
Servicer as the Master Servicer, as compensation therefor, the Trustee shall be
entitled to receive monthly such portion of the Master Servicing Fee, together
with such other servicing compensation as is agreed to at such time by the
Trustee and the Master Servicer, but in no event more than 25% thereof until the
date of final cessation of the Master Servicer's servicing activities hereunder.
Notwithstanding the above, the Trustee may, if it shall be unwilling to so act,
or shall, if it is unable to so act or to obtain a qualifying bid as described
below, appoint, or petition a court of competent jurisdiction to appoint, any
housing and home finance institution, bank or mortgage servicing institution
having a net worth of not less than $10,000,000 and meeting such other standards
for a successor servicer as are set forth herein, as the successor to the Master
Servicer hereunder in the assumption of all or any part of the responsibilities,
duties or liabilities of the Master Servicer hereunder; provided, however, that
until such a successor master servicer is appointed and has assumed the
responsibilities, duties and liabilities of the Master Servicer hereunder, the
Trustee shall continue as the successor to the Master Servicer as provided
above. The compensation of any successor master servicer so appointed shall not
exceed the compensation specified in Section 6.05 hereof. In the event the
Trustee is required to solicit bids as provided above, the Trustee shall
solicit, by public announcement, bids from housing and home finance
institutions, banks and mortgage servicing institutions meeting the
qualifications set forth in the preceding sentence for the purchase of the
master servicing functions. Such public announcement shall specify that the
successor master servicer shall be entitled to the full amount of the Master
Servicing Fee as compensation together with the other servicing compensation in
the form of late reporting fees or otherwise as provided in Section 6.05. Within
30 days after any such public announcement, the Trustee shall negotiate and
effect the sale, transfer and assignment of the master servicing rights and
responsibilities hereunder to the qualified party submitting the highest
qualifying bid. The Trustee shall deduct all costs and expenses of any public
announcement and of any sale, transfer and assignment of the servicing rights
and responsibilities hereunder from any sum received by the Trustee from the
successor to the Master Servicer in respect of such sale, transfer and
assignment. After such deductions, the remainder of such sum shall be paid by
the Trustee to the Master Servicer at the time of such sale, transfer and
assignment to the Master Servicer's successor. The Trustee and such successor
shall take such action, consistent with this Agreement, as shall be necessary to
effectuate any such succession. The Master Servicer agrees to cooperate with the
Trustee and any successor servicer in effecting the termination of the Master
Servicer's servicing responsibilities and rights hereunder and shall promptly
provide the Trustee or such successor master servicer, as applicable, all
documents and records reasonably requested by it to enable it to assume the
Master Servicer's function hereunder and shall promptly also transfer to the
Trustee or such successor master servicer, as applicable, all amounts which then
have been or should have been deposited in the Certificate Account by the Master
Servicer or which are thereafter received by the Master Servicer with respect to
the Mortgage Loans. Neither the Trustee nor any other successor master servicer
shall be deemed to be in default hereunder by reason of any failure to make, or
any delay in making, any distribution hereunder or any portion thereof caused by
(i) the failure of the Master Servicer to deliver, or any delay in delivering,
cash, documents or records to it, or (ii) restrictions imposed by any regulatory
authority having jurisdiction over the Master Servicer. Notwithstanding anything
to the contrary contained in Section 7.01 above or this Section 7.05, the Master
Servicer shall retain all of its rights and responsibilities hereunder, and no
successor (including the Trustee) shall succeed thereto, if the assumption
thereof by such successor would cause the rating assigned to any Certificates to
be revoked, downgraded or placed on credit review status (other than for
possible upgrading) by either Rating Agency and the retention thereof by the
Master Servicer would avert such revocation, downgrading or review.
SECTION 7.06, NOTIFICATION TO CERTIFICATEHOLDERS.
Upon any termination of the Master Servicer or appointment of a
successor master servicer, in each case as provided herein, the Trustee shall
give prompt written notice thereof to Certificateholders at their respective
addresses appearing in the Certificate Register. The Trustee shall also, within
45 days after the occurrence of any Event of Default known to the Trustee, give
written notice thereof to Certificateholders at their respective addresses
appearing in the Certificate Register, unless such Event of Default shall have
been cured or waived within said 45 day period.
ARTICLE VIII
CONCERNING THE TRUSTEE
SECTION 8.01 DUTIES OF TRUSTEE.
The Trustee, prior to the occurrence of an Event of Default and
after the curing of all Events of Default which may have occurred, undertakes to
perform such duties and only such duties as are specifically set forth in this
Agreement. In case an Event of Default has occurred (which has not been cured),
the Trustee, subject to the provisions of Sections 7.01, 7.03, 7.04 and 7.05,
shall exercise such of the rights and powers vested in it by this Agreement, and
use the same degree of care and skill in its exercise as a prudent investor
would exercise or use under the circumstances in the conduct of such investor's
own affairs.
The Trustee, upon receipt of all resolutions, certificates,
statements, opinions, reports, documents, orders or other instruments furnished
to the Trustee, which are specifically required to be furnished pursuant to any
provision of this Agreement, shall examine them to determine whether they are in
the form required by this Agreement; provided, however, that the Trustee shall
not be responsible for the accuracy or content of any certificate, statement,
instrument, report, notice or other document furnished by the Master Servicer or
the Servicers pursuant to Articles III, IV and IX.
No provision of this Agreement shall be construed to relieve the
Trustee from liability for its own negligent action, its own negligent failure
to act or its own willful misconduct; provided, however, that:
(ii) Prior to the occurrence of an Event of Default and after the
curing of all such Events of Default which may have occurred, the duties
and obligations of the Trustee shall be determined solely by the express
provisions of this Agreement, the Trustee shall not be liable except for
the performance of such duties and obligations as are specifically set
forth in this Agreement, no implied covenants or obligations shall be read
into this Agreement against the Trustee and, in the absence of bad faith
on the part of the Trustee, the Trustee may conclusively rely, as to the
truth of the statements and the correctness of the opinions expressed
therein, upon any certificates or opinions furnished to the Trustee, and
conforming to the requirements of this Agreement;
(iii) The Trustee shall not be personally liable with respect to any
action taken, suffered or omitted to be taken by it in good faith in
accordance with the direction of holders of Certificates which evidence in
the aggregate not less than 25% of the Voting Interest represented by all
Certificates relating to the time, method and place of conducting any
proceeding for any remedy available to the Trustee, or exercising any
trust or power conferred upon the Trustee, under this Agreement; and
(iv) The Trustee shall not be liable for any error of judgment made
in good faith by any of its Responsible Officers, unless it shall be
proved that the Trustee or such Responsible Officer, as the case may be,
was negligent in ascertaining the pertinent facts.
None of the provisions contained in this Agreement shall require the
Trustee to expend or risk its own funds or otherwise incur personal financial
liability in the performance of any of its duties hereunder or in the exercise
of any of its rights or powers if there is reasonable ground for believing that
repayment of such funds or adequate indemnity against such risk or liability is
not reasonably assured to it.
SECTION 8.02 CERTAIN MATTERS AFFECTING THE TRUSTEE.
Except as otherwise provided in Section 8.01:
(i) The Trustee may request and rely and shall be protected in
acting or refraining from acting upon any resolution, Officers'
Certificate, certificate of auditors or any other certificate, statement,
instrument, opinion, report, notice, request, consent, order, appraisal,
bond or other paper or document believed by it to be genuine and to have
been signed or presented by the proper party or parties and the manner of
obtaining consents and evidencing the authorization of the execution
thereof shall be subject to such reasonable regulations as the Trustee may
prescribe;
(ii) The Trustee may consult with counsel, and any written advice of
such counsel or any Opinion of Counsel shall be full and complete
authorization and protection in respect of any action taken or suffered or
omitted by it hereunder in good faith and in accordance with such advice
or Opinion of Counsel;
(iii) The Trustee shall not be personally liable for any action
taken, suffered or omitted by it in good faith and believed by it to be
authorized or within the discretion or rights or powers conferred upon it
by this Agreement;
(iv) Subject to Section 7.04, the Trustee shall not be accountable,
shall have no liability and makes no representation as to any acts or
omissions hereunder of the Master Servicer until such time as the Trustee
may be required to act as Master Servicer pursuant to Section 7.05 and
thereupon only for the acts or omissions of the Trustee as successor
Master Servicer; and
(v) The Trustee may execute any of the trusts or powers hereunder or
perform any duties hereunder either directly or by or through agents or
attorneys.
SECTION 8.03 TRUSTEE NOT REQUIRED TO MAKE INVESTIGATION.
Prior to the occurrence of an Event of Default hereunder and after
the curing of all Events of Default which may have occurred, the Trustee shall
not be bound to make any investigation into the facts or matters stated in any
resolution, certificate, statement, instrument, opinion, report, notice,
request, consent, order, appraisal, bond, Mortgage, Mortgage Note or other paper
or document (provided the same appears regular on its face), unless requested in
writing to do so by holders of Certificates evidencing in the aggregate not less
than 51% of the Voting Interest represented by all Certificates; provided,
however, that if the payment within a reasonable time to the Trustee of the
costs, expenses or liabilities likely to be incurred by it in the making of such
investigation is, in the opinion of the Trustee, not reasonably assured to the
Trustee by the security afforded to it by the terms of this Agreement, the
Trustee may require reasonable indemnity against such expense or liability as a
condition to so proceeding. The reasonable expense of every such investigation
shall be paid by the Master Servicer or, if paid by the Trustee shall be repaid
by the Master Servicer upon demand.
SECTION 8.04 TRUSTEE NOT LIABLE FOR CERTIFICATES OR MORTGAGE LOANS.
The recitals contained herein and in the Certificates (other than
the certificate of authentication on the Certificates) shall be taken as the
statements of the Seller, and the Trustee assumes no responsibility as to the
correctness of the same. The Trustee makes no representation for the correctness
of the same. The Trustee makes no representation as to the validity or
sufficiency of this Agreement or of the Certificates or of any Mortgage Loan or
related document. Subject to Section 2.04, the Trustee shall not be accountable
for the use or application by the Seller of any of the Certificates or of the
proceeds of such Certificates, or for the use or application of any funds paid
to the Master Servicer in respect of the Mortgage Loans deposited into the
Certificate Account by the Master Servicer or, in its capacity as trustee, for
investment of any such amounts.
SECTION 8.05 TRUSTEE MAY OWN CERTIFICATES.
The Trustee, and any agent thereof, in its individual or any other
capacity, may become the owner or pledgee of Certificates with the same rights
it would have if it were not Trustee or such agent and may transact banking
and/or trust business with the Seller, the Master Servicer or their Affiliates.
SECTION 8.06 THE MASTER SERVICER TO PAY FEES AND EXPENSES.
The Master Servicer covenants and agrees to pay to the Trustee from
time to time, from its own funds, and the Trustee shall be entitled to receive,
reasonable compensation (which shall not be limited by any provision of law in
regard to the compensation of a trustee of an express trust) for all services
rendered by it in the execution of the trusts hereby created and in the exercise
and performance of any of the powers and duties hereunder of the Trustee and,
except as otherwise agreed by the Master Servicer and the Trustee, the Master
Servicer will pay or reimburse the Trustee upon its request for all reasonable
expenses, disbursements and advances incurred or made by it in accordance with
any of the provisions of this Agreement (including the reasonable compensation
and the expenses and disbursements of its counsel and of all persons not
regularly in its employ) except any such expense, disbursement, or advance as
may arise from its negligence or bad faith. The Trustee shall have no right of
reimbursement from the Trust Estate for any such expenses, disbursements and
advances not paid or reimbursed to it by the Master Servicer.
SECTION 8.07 ELIGIBILITY REQUIREMENTS.
The Trustee hereunder shall at all times (i) be a corporation or
association having its principal office in a state and city acceptable to the
Seller, organized and doing business under the laws of such state or the United
States of America, authorized under such laws to exercise corporate trust
powers, having a combined capital and surplus of at least $50,000,000, or shall
be a member of a bank holding system, the aggregate combined capital and surplus
of which is at least $50,000,000, provided that its separate capital and surplus
shall at all times be at least the amount specified in Section 310(a)(2) of the
Trust Indenture Act of 1939, (ii) be subject to supervision or examination by
federal or state authority and (iii) have a credit rating or be otherwise
acceptable to the Rating Agencies such that neither of the Rating Agencies would
reduce their respective then current ratings of the Certificates (or have
provided such security from time to time as is sufficient to avoid such
reduction) as evidenced in writing by each Rating Agency. If such corporation or
association publishes reports of condition at least annually, pursuant to law or
to the requirements of the aforesaid supervising or examining authority, then
for the purposes of this Section the combined capital and surplus of such
corporation or association shall be deemed to be its combined capital and
surplus as set forth in its most recent report of condition so published. In
case at any time the Trustee shall cease to be eligible in accordance with the
provisions of this Section, the Trustee shall resign immediately in the manner
and with the effect specified in Section 8.08.
SECTION 8.08 RESIGNATION AND REMOVAL.
The Trustee may at any time resign and be discharged from the trust
hereby created by giving written notice of resignation to the Master Servicer,
such resignation to be effective upon the appointment of a successor trustee.
Upon receiving such notice of resignation, the Master Servicer shall promptly
appoint a successor trustee by written instrument, in duplicate, one copy of
which instrument shall be delivered to the resigning entity and one copy to its
successor. If no successor trustee shall have been appointed and have accepted
appointment within 30 days after the giving of such notice of resignation, the
resigning Trustee may petition any court of competent jurisdiction for the
appointment of a successor trustee.
If at any time the Trustee shall cease to be eligible in accordance
with the provisions of Section 8.07 and shall fail to resign after written
request for its resignation by the Master Servicer, or if at any time the
Trustee shall become incapable of acting, or an order for relief shall have been
entered in any bankruptcy or insolvency proceeding with respect to such entity,
or a receiver of such entity or of its property shall be appointed, or any
public officer shall take charge or control of the Trustee or of the property or
affairs of the Trustee for the purpose of rehabilitation, conversion or
liquidation, or the Master Servicer shall deem it necessary in order to change
the situs of the Trust Estate for state tax reasons, then the Master Servicer
shall remove the Trustee and appoint a successor trustee by written instrument,
in duplicate, one copy of which instrument shall be delivered to the Trustee so
removed and one copy to the successor trustee.
The Holders of Certificates evidencing in the aggregate not less
than 51% of the Voting Interests represented by all Certificates (except that
any Certificate registered in the name of the Seller, the Master Servicer or any
affiliate thereof will not be taken into account in determining whether the
requisite Voting Interests has been obtained) may at any time remove the Trustee
and appoint a successor by written instrument or instruments, in triplicate,
signed by such holders or their attorneys-in-fact duly authorized, one complete
set of which instruments shall be delivered to the Master Servicer, one complete
set of which shall be delivered to the entity or entities so removed and one
complete set of which shall be delivered to the successor so appointed.
Any resignation or removal of the Trustee and appointment of a
successor pursuant to any of the provisions of this Section shall become
effective upon acceptance of appointment by the successor as provided in Section
8.09.
SECTION 8.09 SUCCESSOR.
Any successor trustee appointed as provided in Section 8.08 shall
execute, acknowledge and deliver to the Master Servicer and to its predecessor
trustee an instrument accepting such appointment hereunder, and thereupon the
resignation or removal of the predecessor trustee shall become effective, and
such successor, without any further act, deed or reconveyance, shall become
fully vested with all the rights, powers, duties and obligations of its
predecessor hereunder, with like effect as if originally named as trustee
herein. The predecessor trustee shall deliver to its successor all documents and
statements held by it hereunder, and the Seller, the Master Servicer and the
predecessor entity shall execute and deliver such instruments and do such other
things as may reasonably be required for more fully and certainly vesting and
confirming in the successor trustee all such rights, powers, duties and
obligations. No successor shall accept appointment as provided in this Section
unless at the time of such acceptance such successor shall be eligible under the
provisions of Section 8.07.
Upon acceptance of appointment by a successor as provided in this
Section, the Master Servicer shall mail notice of the succession of such trustee
hereunder to all Holders of Certificates at their addresses as shown in the
Certificate Register. If the Master Servicer fails to mail such notice within
ten days after acceptance of the successor trustee, the successor trustee shall
cause such notice to be mailed at the expense of the Master Servicer.
SECTION 8.10 MERGER OR CONSOLIDATION.
Any Person into which the Trustee may be merged or converted or with
which it may be consolidated, to which it may sell or transfer its corporate
trust business and assets as a whole or substantially as a whole or any Person
resulting from any merger, sale, transfer, conversion or consolidation to which
the Trustee shall be a party, or any Person succeeding to the business of such
entity, shall be the successor of the Trustee hereunder; provided, however, that
(i) such Person shall be eligible under the provisions of Section 8.07, without
the execution or filing of any paper or any further act on the part of any of
the parties hereto, anything herein to the contrary notwithstanding, and (ii)
the Trustee shall deliver an Opinion of Counsel to the Seller and the Master
Servicer to the effect that such merger, consolidation, sale or transfer will
not subject either the Upper-Tier REMIC or the Lower-Tier REMIC to federal,
state or local tax or cause either the Upper-Tier REMIC or the Lower-Tier REMIC
to fail to qualify as a REMIC, which Opinion of Counsel shall be at the sole
expense of the Trustee.
SECTION 8.11 AUTHENTICATING AGENT.
The Trustee may appoint an Authenticating Agent, which shall be
authorized to act on behalf of the Trustee in authenticating Certificates.
Wherever reference is made in this Agreement to the authentication of
Certificates by the Trustee or the Trustee's countersignature, such reference
shall be deemed to include authentication on behalf of the Trustee by the
Authenticating Agent and a certificate of authentication executed on behalf of
the Trustee by the Authenticating Agent. The Authenticating Agent must be
acceptable to the Seller and the Master Servicer and must be a corporation
organized and doing business under the laws of the United States of America or
of any state, having a principal office and place of business in a state and
city acceptable to the Seller and the Master Servicer, having a combined capital
and surplus of at least $15,000,000, authorized under such laws to do a trust
business and subject to supervision or examination by federal or state
authorities.
Any corporation into which the Authenticating Agent may be merged or
converted or with which it may be consolidated, or any corporation resulting
from any merger, conversion or consolidation to which the Authenticating Agent
shall be a party, or any corporation succeeding to the corporate agency business
of the Authenticating Agent, shall be the Authenticating Agent without the
execution or filing of any paper or any further act on the part of the Trustee
or the Authenticating Agent.
The Authenticating Agent may at any time resign by giving at least
30 days' advance written notice of resignation to the Trustee, the Seller and
the Master Servicer. The Trustee may at any time terminate the agency of the
Authenticating Agent by giving written notice thereof to the Authenticating
Agent, the Seller and the Master Servicer. Upon receiving a notice of
resignation or upon such a termination, or in case at any time the
Authenticating Agent shall cease to be eligible in accordance with the
provisions of this Section 8.11, the Trustee promptly shall appoint a successor
Authenticating Agent, which shall be acceptable to the Master Servicer, and
shall give written notice of such appointment to the Seller, and shall mail
notice of such appointment to all Certificateholders. Any successor
Authenticating Agent upon acceptance of its appointment hereunder shall become
vested with all the rights, powers, duties and responsibilities of its
predecessor hereunder, with like effect as if originally named as Authenticating
Agent herein. No successor Authenticating Agent shall be appointed unless
eligible under the provisions of this Section 8.11.
The Authenticating Agent shall have no responsibility or liability
for any action taken by it as such at the direction of the Trustee. Any
reasonable compensation paid to the Authenticating Agent shall be a reimbursable
expense under Section 8.06.
SECTION 8.12 SEPARATE TRUSTEES AND CO-TRUSTEES.
The Trustee shall have the power from time to time to appoint one or
more persons or corporations to act either as co-trustees jointly with the
Trustee, or as separate trustees, for the purpose of holding title to,
foreclosing or otherwise taking action with respect to any Mortgage Loan outside
the state where the Trustee has its principal place of business, where such
separate trustee or co-trustee is necessary or advisable (or the Trustee is
advised by the Master Servicer that such separate trustee or co-trustee is
necessary or advisable) under the laws of any state in which a Mortgaged
Property is located or for the purpose of otherwise conforming to any legal
requirement, restriction or condition in any state in which a Mortgaged Property
is located or in any state in which any portion of the Trust Estate is located.
The Master Servicer shall advise the Trustee when, in its good faith opinion, a
separate trustee or co-trustee is necessary or advisable as aforesaid. The
separate trustees or co-trustees so appointed shall be trustees for the benefit
of all of the Certificateholders and shall have such powers, rights and remedies
as shall be specified in the instrument of appointment; provided, however, that
no such appointment shall, or shall be deemed to, constitute the appointee an
agent of the Trustee. The Seller and the Master Servicer shall join in any such
appointment, but such joining shall not be necessary for the effectiveness of
such appointment.
Every separate trustee and co-trustee shall, to the extent permitted
by law, be appointed and act subject to the following provisions and conditions:
(i) all powers, duties, obligations and rights conferred upon the
Trustee, in respect of the receipt, custody and payment of moneys shall be
exercised solely by the Trustee;
(ii) all other rights, powers, duties and obligations conferred or
imposed upon the Trustee shall be conferred or imposed upon and exercised
or performed by the Trustee and such separate trustee or co-trustee
jointly, except to the extent that under any law of any jurisdiction in
which any particular act or acts are to be performed (whether as Trustee
hereunder or as successor to the Master Servicer hereunder) the Trustee
shall be incompetent or unqualified to perform such act or acts, in which
event such rights, powers, duties and obligations (including the holding
of title to the Trust Estate or any portion thereof in any such
jurisdiction) shall be exercised and performed by such separate trustee or
co-trustee;
(iii) no separate trustee or co-trustee hereunder shall be
personally liable by reason of any act or omission of any other separate
trustee or co-trustee hereunder; and
(iv) the Trustee may at any time accept the resignation of or remove
any separate trustee or co-trustee so appointed by it, if such resignation
or removal does not violate the other terms of this Agreement.
Any notice, request or other writing given to the Trustee shall be
deemed to have been given to each of the then separate trustees and co-trustees,
as effectively as if given to each of them. Every instrument appointing any
separate trustee, co-trustee, or custodian shall refer to this Agreement and the
conditions of this Article. Each separate trustee and co-trustee, upon its
acceptance of the trusts conferred, shall be vested with the estates or property
specified in its instrument of appointment, either jointly with the Trustee, or
separately, as may be provided therein, subject to all the provisions of this
Agreement, specifically including every provision of this Agreement relating to
the conduct of, affecting the liability of, or affording protection to, the
Trustee. Every such instrument shall be furnished to the Trustee.
Any separate trustee, co-trustee, or custodian may, at any time,
constitute the Trustee, its agent or attorney-in-fact, with full power and
authority, to the extent not prohibited by law, to do any lawful act under or in
respect of this Agreement on its behalf and in its name. If any separate trustee
or co-trustee shall die, become incapable of acting, resign or be removed, all
of its estates, properties, rights, remedies and trusts shall vest in and be
exercised by the Trustee to the extent permitted by law, without the appointment
of a new or successor trustee.
No separate trustee or co-trustee hereunder shall be required to
meet the terms of eligibility as a successor trustee under Section 8.07
hereunder and no notice to Certificateholders of the appointment thereof shall
be required under Section 8.09 hereof.
The Trustee agrees to instruct its co-trustees, if any, to the
extent necessary to fulfill such entity's obligations hereunder.
The Master Servicer shall pay the reasonable compensation of the
co-trustees to the extent, and in accordance with the standards, specified in
Section 8.06 hereof.
SECTION 8.13 TAX MATTERS; COMPLIANCE WITH REMIC PROVISIONS.
(a) Each of the Trustee and the Master Servicer covenants and agrees
that it shall perform its duties hereunder in a manner consistent with the REMIC
Provisions and shall not knowingly take any action or fail to take any other
action that would (i) affect the determination of the Trust Estate's status as
two separate REMICs; or (ii) cause the imposition of any federal, state or local
income, prohibited transaction, contribution or other tax on either the
Upper-Tier REMIC, the Lower-Tier REMIC or the Trust Estate. The Master Servicer,
or, in the case of any tax return or other action required by law to be
performed directly by the Trustee, the Trustee, shall (i) prepare or cause to be
prepared, timely cause to be signed by the Trustee and file or cause to be filed
annual federal and applicable state and local income tax returns for each of the
Upper-Tier REMIC and the Lower-Tier REMIC using a calendar year as the taxable
year and the accrual method of accounting; (ii) in the first such federal tax
return, make, or cause to be made, elections satisfying the requirements of the
REMIC Provisions, on behalf of the Trust Estate, to treat each of the Upper-Tier
REMIC and the Lower-Tier REMIC as a REMIC; (iii) prepare, execute and forward,
or cause to be prepared, executed and forwarded, to the Certificateholders all
information reports or tax returns required with respect to the Trust Estate, as
and when required to be provided to the Certificateholders, and to the Internal
Revenue Service and any other relevant governmental taxing authority in
accordance with the REMIC Provisions and any other applicable federal, state or
local laws, including without limitation information reports relating to
"original issue discount" and "market discount" as defined in the Code based
upon the issue prices, prepayment assumption and cash flows provided by the
Seller to the Trustee and calculated on a monthly basis by using the issue
prices of the Certificates; (iv) make available information necessary for the
application of any tax imposed on transferors of residual interests to
"disqualified organizations" (as defined in the REMIC Provisions); (v) file Form
8811 and apply for an Employee Identification Number with a Form SS-4 or any
other permissible method and respond to inquiries by Certificateholders or their
nominees concerning information returns, reports or tax returns; (vi) maintain
(or cause to be maintained by the Servicers) such records relating to the
Upper-Tier REMIC and the Lower-Tier REMIC, including but not limited to the
income, expenses, individual Mortgage Loans (including REO Mortgage Loans, other
assets and liabilities of each REMIC, and the fair market value and adjusted
basis of the property of each REMIC determined at such intervals as may be
required by the Code, as may be necessary to prepare the foregoing returns or
information reports; (vii) exercise reasonable care not to allow the creation of
any "interests" in either the Upper-Tier REMIC or the Lower-Tier REMIC within
the meaning of Code Section 860D(a)(2) other than the interests in the
Upper-Tier REMIC represented by the Class I-A-1, Class I-A-R, Class I-A-LR,
Class II-A-1, Class M Certificates and the Class B-1, Class B-2, Class B-3,
Class B-4, Class B-5 and Class B-6 Certificates and the interests in the
Lower-Tier REMIC represented by the Class I-A-LS, Class I-A-LQ, Class II-A-LS,
Class II-A-Q Interests and the Class I-A-LR Certificate; (viii) exercise
reasonable care not to allow the occurrence of any "prohibited transactions"
within the meaning of Code Section 860F(a), unless the Master Servicer shall
have provided an Opinion of Counsel to the Trustee that such occurrence would
not (a) result in a taxable gain, (b) otherwise subject any of the Upper-Tier
REMIC, Lower-Tier REMIC or the Trust Estate to tax or (c) cause the Trust Estate
to fail to qualify as two separate REMICs; (ix) exercise reasonable care not to
allow either the Upper-Tier REMIC or the Lower-Tier REMIC to receive income from
the performance of services or from assets not permitted under the REMIC
Provisions to be held by a REMIC; (x) pay (on behalf of the Upper-Tier REMIC or
the Lower-Tier REMIC) the amount of any federal income tax, including, without
limitation, prohibited transaction taxes, taxes on net income from foreclosure
property, and taxes on certain contributions to a REMIC after the Startup Day,
imposed on the Upper-Tier REMIC or the Lower-Tier REMIC, as the case may be,
when and as the same shall be due and payable (but such obligation shall not
prevent the Master Servicer or any other appropriate Person from contesting any
such tax in appropriate proceedings and shall not prevent the Master Servicer
from withholding or depositing payment of such tax, if permitted by law, pending
the outcome of such proceedings); and (xi) if required or permitted by the Code
and applicable law, act as "tax matters Person" for the Upper-Tier REMIC and the
Lower-Tier REMIC within the meaning of Treasury Regulations Section 1.860F-4(d),
and the Master Servicer is hereby designated as agent of the Class A-R and Class
A-LR Certificateholders for such purpose (or if the Master Servicer is not so
permitted, the Holders of the Class A-R and Class A-LR Certificates shall be tax
matters persons for the Upper-Tier REMIC and the Lower-Tier REMIC, respectively,
in accordance with the REMIC Provisions). The Master Servicer shall be entitled
to be reimbursed pursuant to Section 3.02 for any taxes paid by it pursuant to
clause (x) of the preceding sentence, except to the extent that such taxes are
imposed as a result of the bad faith, willful misfeasance or gross negligence of
the Master Servicer in the performance of its obligations hereunder. The Trustee
shall sign the tax returns referred to in clause (i) of the second preceding
sentence.
In order to enable the Master Servicer or the Trustee, as the case
may be, to perform its duties as set forth above, the Seller shall provide, or
cause to be provided, to the Master Servicer within ten days after the Closing
Date all information or data that the Master Servicer determines to be relevant
for tax purposes to the valuations and offering prices of the Certificates,
including, without limitation, the price, yield, prepayment assumption and
projected cash flows of each Class of Certificates and the Mortgage Loans in the
aggregate. Thereafter, the Seller shall provide to the Master Servicer or the
Trustee, as the case may be, promptly upon request therefor, any such additional
information or data that the Master Servicer or the Trustee, as the case may be,
may from time to time request in order to enable the Master Servicer to perform
its duties as set forth above. The Seller hereby indemnifies the Master Servicer
or the Trustee, as the case may be, for any losses, liabilities, damages, claims
or expenses of the Master Servicer or the Trustee arising from any errors or
miscalculations by the Master Servicer or the Trustee pursuant to this Section
that result from any failure of the Seller to provide, or to cause to be
provided, accurate information or data to the Master Servicer or the Trustee, as
the case may be, on a timely basis. The Master Servicer hereby indemnifies the
Seller and the Trustee for any losses, liabilities, damages, claims or expenses
of the Seller or the Trustee arising from the Master Servicer's willful
misfeasance, bad faith or gross negligence in preparing any of the federal,
state and local tax returns of either REMIC as described above. In the event
that the Trustee prepares any of the federal, state and local tax returns of
either REMIC as described above, the Trustee hereby indemnifies the Seller and
the Master Servicer for any losses, liabilities, damages, claims or expenses of
the Seller or the Master Servicer arising from the Trustee's willful
misfeasance, bad faith or negligence in connection with such preparation.
(b) Notwithstanding anything in this Agreement to the contrary, each
of the Master Servicer and the Trustee shall pay from its own funds, without any
right of reimbursement therefor, the amount of any costs, liabilities and
expenses incurred by the Trust Estate (including, without limitation, any and
all federal, state or local taxes, including taxes imposed on "prohibited
transactions" within the meaning of the REMIC Provisions) if and to the extent
that such costs, liabilities and expenses arise from a failure of the Master
Servicer or the Trustee, respectively, to perform its obligations under this
Section 8.13.
SECTION 8.14 MONTHLY ADVANCES.
In the event that WFHM fails to make a Periodic Advance required to
be made pursuant to the WFHM Servicing Agreement on or before the Distribution
Date, the Trustee shall make a Periodic Advance as required by Section 3.03
hereof; provided, however, the Trustee shall not be required to make such
Periodic Advances if prohibited by law or if it determines that such Periodic
Advance would be a Nonrecoverable Advance. With respect to those Periodic
Advances which should have been made by WFHM, the Trustee shall be entitled,
pursuant to Section 3.02(a)(i), (ii) or (v) hereof, to be reimbursed from the
Certificate Account for Periodic Advances and Nonrecoverable Advances made by
it.
ARTICLE IX
TERMINATION
SECTION 9.01 TERMINATION UPON PURCHASE BY THE SELLER OR LIQUIDATION
OF ALL MORTGAGE LOANS.
Subject to Section 9.02, the respective obligations and
responsibilities of the Seller, the Master Servicer and the Trustee created
hereby (other than the obligation of the Trustee to make certain payments after
the Final Distribution Date to Certificateholders and the obligation of the
Master Servicer to send certain notices as hereinafter set forth and the tax
reporting obligations under Sections 4.05 and 8.14 hereof) shall terminate upon
the last action required to be taken by the Trustee on the Final Distribution
Date pursuant to this Article IX following the earlier of (i) the purchase by
the Seller of all Mortgage Loans and all property acquired in respect of any
Mortgage Loan remaining in the Trust Estate at a price equal to the sum of (x)
100% of the unpaid principal balance of each Mortgage Loan (other than any REO
Mortgage Loan) as of the Final Distribution Date, and (y) the fair market value
of the Mortgaged Property related to any REO Mortgage Loan (as determined by the
Master Servicer as of the close of business on the third Business Day next
preceding the date upon which notice of any such termination is furnished to
Certificateholders pursuant to the third paragraph of this Section 9.01), plus
any accrued and unpaid interest through the last day of the month preceding the
month of such purchase at the applicable Mortgage Interest Rate and (ii) the
final payment or other liquidation (or any advance with respect thereto) of the
last Mortgage Loan remaining in the Trust Estate (including for this purpose the
discharge of any Mortgagor under a defaulted Mortgage Loan on which a Servicer
is not obligated to foreclose due to environmental impairment) or the
disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan; provided, however, that in no event shall the
trust created hereby continue beyond the expiration of 21 years from the death
of the last survivor of the descendants of Xxxxxx X. Xxxxxxx, the late
ambassador of the United States to the Court of St. Xxxxx, living on the date
hereof.
The right of the Seller to purchase all the assets of the Trust
Estate pursuant to clause (i) of the preceding paragraph are subject to Section
9.02 and conditioned upon the Pool Scheduled Principal Balance of the Mortgage
Loans as of the Final Distribution Date being less than the amount set forth in
Section 11.18. In the case of any purchase by the Seller pursuant to said clause
(i), the Seller shall provide to the Trustee the certification required by
Section 3.04 and the Trustee and the Custodian shall, promptly following payment
of the purchase price, release to the Seller the Owner Mortgage Loan Files
pertaining to the Mortgage Loans being purchased.
Notice of any termination, specifying the Final Distribution Date
(which shall be a date that would otherwise be a Distribution Date) upon which
the Certificateholders may surrender their Certificates to the Trustee for
payment of the final distribution and cancellation, shall be given promptly by
the Trustee by letter to Certificateholders mailed not earlier than the 15th day
of the month preceding the month of such final distribution and not later than
the twentieth day of the month of such final distribution specifying (A) the
Final Distribution Date upon which final payment of the Certificates will be
made upon presentation and surrender of Certificates at the office or agency of
the Trustee therein designated, (B) the amount of any such final payment and (C)
that the Record Date otherwise applicable to such Distribution Date is not
applicable, payments being made (except in the case of any Class A Certificate
surrendered on a prior Distribution Date pursuant to Section 4.01) only upon
presentation and surrender of the Certificates at the office or agency of the
Trustee therein specified. If the Seller is exercising its right to purchase,
the Seller shall deposit in the Certificate Account on or before the Final
Distribution Date in immediately available funds an amount equal to the purchase
price for the assets of the Trust Estate computed as above provided. Failure to
give notice of termination as described herein shall not entitle a
Certificateholder to any interest beyond the interest payable on the Final
Distribution Date.
Upon presentation and surrender of the Certificates, the Trustee
shall cause to be distributed to Certificateholders on the Final Distribution
Date in proportion to their respective Percentage Interests an amount equal to
(i) as to the Classes of Class A Certificates, the respective Principal Balance
together with any related Class A Unpaid Interest Shortfall and one month's
interest in an amount equal to the respective Interest Accrual Amount, (ii) as
to the Class M Certificates, the Class M Principal Balance together with any
related Class M Unpaid Interest Shortfall and one month's interest in an amount
equal to the Interest Accrual Amount (iii) as to the Classes of Class B
Certificates, the respective Principal Balance together with any related Class B
Unpaid Interest Shortfall and one month's interest in an amount equal to the
respective Interest Accrual Amount and (iv) as to the Class I-A-R and Class
I-A-LR Certificates, the amounts, if any, which remain on deposit in the
Upper-Tier Certificate Account and the Certificate Account, respectively (other
than amounts retained to meet claims) after application pursuant to clauses (i),
(ii) and (iii) and payment to the Master Servicer of any amounts it is entitled
as reimbursement or otherwise hereunder. Such amount shall be distributed in
respect of interest and principal in respect of the Uncertificated Lower-Tier
Interests in the manner specified in Section 4.01(a)(iv). Notwithstanding the
foregoing, if the price paid pursuant to clause (i) of the first paragraph of
this Section 9.01, after reimbursement to the Servicers, the Master Servicer and
the Trustee of any Periodic Advances, is insufficient to pay in full the amounts
set forth in clauses (i), (ii) and (iii) of this paragraph, then any shortfall
in the amount available for distribution to Certificateholders shall be
allocated in reduction of the amounts otherwise distributable on the Final
Distribution Date in the same manner as Realized Losses are allocated pursuant
to Sections 4.02(a) and (g) hereof. Such distribution on the Final Distribution
Date shall be in lieu of the distribution otherwise required to be made on such
Distribution Date in respect of each Class of Certificates.
In the event that all of the Certificateholders shall not surrender
their Certificates for final payment and cancellation within three months
following the Final Distribution Date, the Trustee shall on such date cause all
funds, if any, in the Certificate Account not distributed in final distribution
to Certificateholders to be withdrawn therefrom and credited to the remaining
Certificateholders by depositing such funds in a separate escrow account for the
benefit of such Certificateholders. The Trustee shall give a second written
notice to the remaining Certificateholders to surrender their Certificates for
cancellation and receive the final distribution with respect thereto. If within
three months after the second notice all the Certificates shall not have been
surrendered for cancellation, the Trustee may take appropriate steps, or may
appoint an agent to take appropriate steps, to contact the remaining
Certificateholders concerning surrender of their Certificates, and the cost
thereof shall be paid out of the funds on deposit in such escrow account.
SECTION 9.02 ADDITIONAL TERMINATION REQUIREMENTS.
In the event of a termination of the Trust Estate upon the exercise
by the Seller of its purchase option as provided in Section 9.01, the Trust
Estate shall be terminated in accordance with the following additional
requirements, unless the Trustee has received an Opinion of Counsel to the
effect that any other manner of termination (i) will constitute a "qualified
liquidation" of the Trust Estate within the meaning of Code Section
860F(a)(4)(A) and (ii) will not subject either the Upper-Tier REMIC or the
Lower-Tier REMIC to federal tax or cause the Trust Estate to fail to qualify as
two separate REMICs at any time that any Certificates are outstanding:
(ii) The notice given by the Trustee under Section 9.01 shall
provide that such notice constitutes the adoption of a plan of complete
liquidation of the Upper-Tier REMIC and the Lower-Tier REMIC as of the
date of such notice (or, if earlier, the date on which the first such
notice is mailed to Certificateholders). The Master Servicer shall also
specify such date in a statement attached to the final tax returns of the
Upper-Tier REMIC and the Lower-Tier REMIC; and
(iii) At or after the time of adoption of such a plan of complete
liquidation and at or prior to the Final Distribution Date, the Trustee
shall sell all of the assets of the Trust Estate to the Seller for cash at
the purchase price specified in Section 9.01 and shall distribute such
cash within 90 days of such adoption in the manner specified in Section
9.01.
ARTICLE X
MISCELLANEOUS PROVISIONS
SECTION 10.01 AMENDMENT.
(a) This Agreement or the Custodial Agreement may be amended from
time to time by the Seller, the Master Servicer and the Trustee, without the
consent of any of the Certificateholders, (i) to cure any ambiguity or mistake,
(ii) to correct or supplement any provisions herein or therein which may be
inconsistent with any other provisions herein or therein or in the related
Prospectus, (iii) to modify, eliminate or add to any of its provisions to such
extent as shall be necessary to maintain the qualification of the Trust Estate
as two separate REMICs at all times that any Certificates are outstanding or to
avoid or minimize the risk of the imposition of any federal tax on the Trust
Estate, the Lower-Tier REMIC or the Upper-Tier REMIC pursuant to the Code that
would be a claim against the Trust Estate, provided that (a) the Trustee has
received an Opinion of Counsel to the effect that such action is necessary or
desirable to maintain such qualification or to avoid or minimize the risk of the
imposition of any such tax and (b) such action shall not, as evidenced by such
Opinion of Counsel, adversely affect in any material respect the interests of
any Certificateholder, (iv) to change the timing and/or nature of deposits into
the Upper-Tier Certificate Account and the Certificate Account provided that
such change shall not, as evidenced by an Opinion of Counsel, adversely affect
in any material respect the interests of any Certificateholder, (v) to modify,
eliminate or add to the provisions of Section 5.02 or any other provisions
hereof restricting transfer of the Certificates, provided that the Master
Servicer for purposes of Section 5.02 has determined in its sole discretion that
any such modifications to this Agreement will neither adversely affect the
rating on the Certificates nor give rise to a risk that either the Upper-Tier
REMIC or the Lower-Tier REMIC or any of the Certificateholders will be subject
to a tax caused by a transfer to a non-permitted transferee and (vi) to make any
other provisions with respect to matters or questions arising under this
Agreement or such Custodial Agreement which shall not be materially inconsistent
with the provisions of this Agreement, provided that such action shall not, as
evidenced by an Opinion of Counsel, adversely affect in any material respect the
interests of any Certificateholder. Notwithstanding the foregoing, any amendment
pursuant to clause (iv) or (vi) shall not be deemed to adversely affect in any
material respect the interest of Certificateholders and no Opinion of Counsel to
that effect shall be required if the person requesting the amendment instead
obtains a letter from each Rating Agency stating that the amendment would not
result in the downgrading or withdrawal of the respective ratings then assigned
to the Certificates.
This Agreement or the Custodial Agreement may also be amended from
time to time by the Seller, the Master Servicer and the Trustee, with the
consent of the Holders of Certificates evidencing in the aggregate not less than
66-2/3% of the aggregate Voting Interests of each Class of Certificates affected
thereby, for the purpose of adding any provisions to or changing in any manner
or eliminating any of the provisions of this Agreement or such Custodial
Agreement or of modifying in any manner the rights of the Holders of
Certificates of such Class; PROVIDED, HOWEVER, that no such amendment shall (i)
reduce in any manner the amount of, or delay the timing of, payments received on
Mortgage Loans which are required to be distributed on any Certificate without
the consent of the Holder of such Certificate, (ii) adversely affect in any
material respect the interest of the Holders of Certificates of any Class in a
manner other than as described in clause (i) hereof without the consent of
Holders of Certificates of such Class evidencing, as to such Class, Voting
Interests aggregating not less than 66-2/3% or (iii) reduce the aforesaid
percentage of Certificates of any Class the Holders of which are required to
consent to any such amendment, without the consent of the Holders of all
Certificates of such Class then outstanding.
Notwithstanding any contrary provision of this Agreement, the
Trustee shall not consent to any amendment to this Agreement unless it shall
have first received an Opinion of Counsel to the effect that such amendment will
not subject either the Upper-Tier REMIC or the Lower-Tier REMIC to tax or cause
either the Upper-Tier REMIC or the Lower-Tier REMIC to fail to qualify as a
REMIC at any time that any Certificates are outstanding.
Promptly after the execution of any amendment requiring the consent
of Certificateholders, the Trustee shall furnish written notification of the
substance of such amendment to each Certificateholder.
It shall not be necessary for the consent of Certificateholders
under this Section 10.01(a) to approve the particular form of any proposed
amendment, but it shall be sufficient if such consent shall approve the
substance thereof. The manner of obtaining such consents and of evidencing the
authorization of the execution thereof by Certificateholders shall be subject to
such reasonable regulations as the Trustee may prescribe.
(b) Notwithstanding any contrary provision of this Agreement, the
Master Servicer may, from time to time, amend Schedule I hereto without the
consent of any Certificateholder or the Trustee; provided, however, (i) that
such amendment does not conflict with any provisions of the related Servicing
Agreement, (ii) that the related Servicing Agreement provides for the remittance
of each type of Unscheduled Principal Receipts received by such Servicer during
the Applicable Unscheduled Principal Receipt Period (as so amended) related to
each Distribution Date to the Master Servicer no later than the 24th day of the
month in which such Distribution Date occurs and (iii) that such amendment is
for the purpose of changing the Applicable Unscheduled Principal Receipt Period
for all Mortgage Loans serviced by any Servicer to a Mid-Month Receipt Period
with respect to Full Unscheduled Principal Receipts and to a Prior Month Receipt
Period with respect to Partial Unscheduled Principal Receipts.
A copy of any amendment to Schedule I pursuant to this Section
10.01(b) shall be promptly forwarded to the Trustee.
SECTION 10.02 RECORDATION OF AGREEMENT.
This Agreement (or an abstract hereof, if acceptable to the
applicable recording office) is subject to recordation in all appropriate public
offices for real property records in all the towns or other comparable
jurisdictions in which any or all of the Mortgaged Properties are situated, and
in any other appropriate public office or elsewhere, such recordation to be
effected by the Master Servicer and at its expense on direction by the Trustee,
but only upon direction accompanied by an Opinion of Counsel to the effect that
such recordation materially and beneficially affects the interests of the
Certificateholders.
For the purpose of facilitating the recordation of this Agreement as
herein provided and for other purposes, this Agreement may be executed
simultaneously in any number of counterparts, each of which counterparts shall
be deemed to be an original, and such counterparts shall constitute but one and
the same instrument.
SECTION 10.03 LIMITATION ON RIGHTS OF CERTIFICATEHOLDERS.
The death or incapacity of any Certificateholder shall not operate
to terminate this Agreement or the Trust Estate, nor entitle such
Certificateholder's legal representatives or heirs to claim an accounting or
take any action or proceeding in any court for a partition or winding up of the
Trust Estate, nor otherwise affect the rights, obligations and liabilities of
the parties hereto or any of them.
Except as otherwise expressly provided herein, no Certificateholder,
solely by virtue of its status as a Certificateholder, shall have any right to
vote or in any manner otherwise control the operation and management of the
Trust Estate, or the obligations of the parties hereto, nor shall anything
herein set forth, or contained in the terms of the Certificates, be construed so
as to constitute the Certificateholders from time to time as partners or members
of an association, nor shall any Certificateholder be under any liability to any
third person by reason of any action taken by the parties to this Agreement
pursuant to any provision hereof.
No Certificateholder, solely by virtue of its status as
Certificateholder, shall have any right by virtue or by availing of any
provision of this Agreement to institute any suit, action or proceeding in
equity or at law upon or under or with respect to this Agreement, unless such
Holder previously shall have given to the Trustee a written notice of default
and of the continuance thereof, as hereinbefore provided, and unless also the
Holders of Certificates evidencing not less than 25% of the Voting Interest
represented by all Certificates shall have made written request upon the Trustee
to institute such action, suit or proceeding in its own name as Trustee
hereunder and shall have offered to the Trustee such reasonable indemnity as it
may require against the cost, expenses and liabilities to be incurred therein or
thereby, and the Trustee, for 60 days after its receipt of such notice, request
and offer of indemnity, shall have neglected or refused to institute any such
action, suit or proceeding; it being understood and intended, and being
expressly covenanted by each Certificateholder with every other
Certificateholder and the Trustee, that no one or more Holders of Certificates
shall have any right in any manner whatever by virtue or by availing of any
provision of this Agreement to affect, disturb or prejudice the rights of the
Holders of any other of such Certificates, or to obtain or seek to obtain
priority over or preference to any other such Holder, or to enforce any right
under this Agreement, except in the manner herein provided and for the benefit
of all Certificateholders. For the protection and enforcement of the provisions
of this Section, each and every Certificateholder and the Trustee shall be
entitled to such relief as can be given either at law or in equity.
SECTION 10.04 GOVERNING LAW; JURISDICTION.
This Agreement shall be construed in accordance with the laws of the
State of New York (without regard to conflicts of laws principles), and the
obligations, rights and remedies of the parties hereunder shall be determined in
accordance with such laws.
SECTION 10.05 NOTICES.
All demands, notices and communications hereunder shall be in
writing and shall be deemed to have been duly given if personally delivered at
or mailed by certified or registered mail, return receipt requested (i) in the
case of the Seller, to Xxxxx Fargo Asset Securities Corporation, 0000 Xxx
Xxxxxxx Xxx, Xxxxxxxxx, Xxxxxxxx 00000, Attention: Vice President, or such other
address as may hereafter be furnished to the Master Servicer and the Trustee in
writing by the Seller, (ii) in the case of the Master Servicer, to Xxxxx Fargo
Bank Minnesota, National Association, 0000 Xxx Xxxxxxx Xxx, Xxxxxxxxx, Xxxxxxxx
00000, Attention: Vice President or such other address as may hereafter be
furnished to the Seller and the Trustee in writing by the Master Servicer and
(iii) in the case of the Trustee, to the Corporate Trust Office, or such other
address as may hereafter be furnished to the Seller and the Master Servicer in
writing by the Trustee, in each case Attention: Corporate Trust Department Any
notice required or permitted to be mailed to a Certificateholder shall be given
by first class mail, postage prepaid, at the address of such Holder as shown in
the Certificate Register. Any notice mailed or transmitted within the time
prescribed in this Agreement shall be conclusively presumed to have been duly
given, whether or not the addressee receives such notice; provided, however,
that any demand, notice or communication to or upon the Seller, the Master
Servicer or the Trustee shall not be effective until received.
For all purposes of this Agreement, in the absence of actual
knowledge by an officer of the Master Servicer, the Master Servicer shall not be
deemed to have knowledge of any act or failure to act of any Servicer unless
notified thereof in writing by the Trustee, the Servicer or a Certificateholder.
SECTION 10.06 SEVERABILITY OF PROVISIONS.
If any one or more of the covenants, agreements, provisions or terms
of this Agreement shall be for any reason whatsoever held invalid, then such
covenants, agreements, provisions or terms shall be deemed severable from the
remaining covenants, agreements, provisions or terms of this Agreement and shall
in no way affect the validity or enforceability of the other provisions of this
Agreement or of the Certificates or the rights of the Holders thereof.
SECTION 10.07 SPECIAL NOTICES TO RATING AGENCIES.
(a) The Trustee shall give prompt notice to each Rating Agency of
the occurrence of any of the following events of which it has notice:
(i) any amendment to this Agreement pursuant to Section 10.01(a);
(ii) any sale or transfer of the Class B Certificates pursuant to Section
5.02 to an affiliate of the Seller;
(iii) any assignment by the Master Servicer of its rights and
delegation of its duties pursuant to Section 6.06;
(iv) any resignation of the Master Servicer pursuant to Section
6.04;
(v) the occurrence of any of the Events of Default described in
Section 7.01;
(vi) any notice of termination given to the Master Servicer pursuant
to Section 7.01;
(vii) the appointment of any successor to the Master Servicer
pursuant to Section 7.05; or
(viii) the making of a final payment pursuant to Section 9.01.
(b) The Master Servicer shall give prompt notice to each Rating
Agency of the occurrence of any of the following events:
(i) the resignation of the Custodian or the appointment of a
successor Custodian pursuant to the Custodial Agreement;
(ii) the resignation or removal of the Trustee pursuant to Section
8.08;
(iii) the appointment of a successor trustee pursuant to Section
8.09; or
(iv) the sale, transfer or other disposition in a single transaction
of 50% or more of the equity interests in the Master Servicer.
(c) The Master Servicer shall deliver to each Rating Agency:
(i) reports prepared pursuant to Section 3.05; and
(ii) statements prepared pursuant to Section 4.04.
SECTION 10.08 COVENANT OF SELLER.
The Seller shall not amend Article Third of its Certificate of
Incorporation without the prior written consent of each Rating Agency rating the
Certificates.
SECTION 10.09 RECHARACTERIZATION.
The Parties intend the conveyance by the Seller to the Trustee of
all of its right, title and interest in and to the Mortgage Loans pursuant to
this Agreement to constitute a purchase and sale and not a loan. Notwithstanding
the foregoing, to the extent that such conveyance is held not to constitute a
sale under applicable law, it is intended that this Agreement shall constitute a
security agreement under applicable law and that the Seller shall be deemed to
have granted to the Trustee a first priority security interest in all of the
Seller's right, title and interest in and to the Mortgage Loans.
ARTICLE XI
TERMS FOR CERTIFICATES
SECTION 11.01 CUT-OFF DATE.
The Cut-Off Date for the Certificates is September 1, 2002.
SECTION 11.02 CUT-OFF DATE AGGREGATE PRINCIPAL BALANCE.
The Cut-Off Date Aggregate Principal Balance is $1,200,364,495.78.
SECTION 11.03 ORIGINAL GROUP PERCENTAGE.
SECTION 11.03(A) ORIGINAL GROUP I-A PERCENTAGE.
The Original Group I-A Percentage is 94.99999844%.
SECTION 11.03(B) ORIGINAL GROUP II-A PERCENTAGE.
The Original Group II-A Percentage is 94.99998709%.
SECTION 11.04 ORIGINAL PRINCIPAL BALANCES OF THE CLASSES OF CLASS A
CERTIFICATES.
As to the following Classes of Class A Certificates, the Principal
Balance of such Class as of the Cut-Off Date, as follows:
Original
Class Principal Balance
----- -----------------
Class I-A-1 $ 702,781,300.00
Class II-A-1 $ 437,564,800.00
Class I-A-R $ 50.00
Class I-A-LR $ 50.00
SECTION 11.05 ORIGINAL SUBORDINATED PERCENTAGE.
The Original Subordinated Percentage is 5.00000591%.
SECTION 11.06 ORIGINAL AGGREGATE SUBORDINATE PERCENTAGE.
The Original Aggregate Subordinate Percentage is 5.00000591%.
SECTION 11.07 ORIGINAL CLASS B PRINCIPAL BALANCE.
The Original Class B Principal Balance is $28,808,795.78.
SECTION 11.08 ORIGINAL PRINCIPAL BALANCES OF THE CLASSES OF CLASS B
CERTIFICATES.
As to the following Classes of Class B Certificate, the Principal
Balance of such Class as of the Cut-Off Date, is as follows:
Original
Class Principal Balance
----- -----------------
Class B-1 $ 13,804,100.00
Class B-2 $ 5,401,700.00
Class B-3 $ 4,201,300.00
Class B-4 $ 1,800,500.00
Class B-5 $ 1,800,500.00
Class B-6 $ 1,800,695.78
SECTION 11.09 ORIGINAL CLASS M PERCENTAGE.
The Original Class M Percentage is 2.60000193%.
SECTION 11.10 ORIGINAL CLASS M PRINCIPAL BALANCE.
The Original Class M Principal Balance is $31,209,500.00.
SECTION 11.11 ORIGINAL CLASS M FRACTIONAL INTEREST.
The Original Class M Fractional Interest is 2.40000398%.
SECTION 11.12 ORIGINAL CLASS B-1 FRACTIONAL INTEREST.
The Original Class B-1 Fractional Interest is 1.25001162%.
SECTION 11.13 ORIGINAL CLASS B-2 FRACTIONAL INTEREST.
The Original Class B-2 Fractional Interest is 0.80000664%.
SECTION 11.14 ORIGINAL CLASS B-3 FRACTIONAL INTEREST.
The Original Class B-3 Fractional Interest is 0.45000462%.
SECTION 11.15 ORIGINAL CLASS B-4 FRACTIONAL INTEREST.
The Original Class B-4 Fractional Interest is 0.30000852%.
SECTION 11.16 ORIGINAL CLASS B-5 FRACTIONAL INTEREST.
The Original Class B-5 Fractional Interest is 0.15001241%.
SECTION 11.17 CLOSING DATE.
The Closing Date is September 26, 2002.
SECTION 11.18 RIGHT TO PURCHASE.
The right of the Seller to purchase all of the Mortgage Loans
pursuant to Section 9.01 hereof shall be conditioned upon the aggregate
Scheduled Principal Balance of the Mortgage Loans being less than
$120,036,449.58 (10% of the Cut-Off Date Aggregate Principal Balance) at the
time of any such purchase.
SECTION 11.19 WIRE TRANSFER ELIGIBILITY.
With respect to the Class A Certificates (other than the Class I-A-R
and Class I-A-LR Certificates) and the Class B Certificates, the minimum
Denomination eligible for wire transfer on each Distribution Date is $500,000.
The Class I-A-R and Class I-A-LR Certificates are not eligible for wire
transfer.
SECTION 11.20 SINGLE CERTIFICATE.
A Single Certificate for the Class I-A-1 and Class II-A-1 represent
a $25,000 Denomination. A Single Certificate for the Class I-A-R and Class
I-A-LR Certificate represents a $50 Denomination. A Single Certificate for the
Class B-1, Class B-2, Class B-3 and Class M Certificates represents a $100,000
Denomination. A Single Certificate for the Class B-4, Class B-5 and Class B-6
Certificates represents a $250,000 Denomination.
SECTION 11.21 SERVICING FEE RATE.
The rate used to calculate the Servicing Fee is equal to such rate
as is set forth on the Mortgage Loan Schedule with respect to a Mortgage Loan.
SECTION 11.22 MASTER SERVICING FEE RATE.
The rate used to calculate the Master Servicing Fee for each
Mortgage Loan is 0.017% per annum.
IN WITNESS WHEREOF, the Seller, the Master Servicer and the Trustee
have caused their names to be signed hereto by their respective officers
thereunto duly authorized, all as of the day and year first above written.
XXXXX FARGO ASSET SECURITIES
CORPORATION
as Seller
By:
--------------------------------------
Name: Xxxxxxx Xxxxxx
Title: Vice President
XXXXX FARGO BANK MINNESOTA, NATIONAL
ASSOCIATION
as Master Servicer
By:
--------------------------------------
Name: Xxxxxxx X. Xxxx, III
Title: Vice President
WACHOVIA BANK, NATIONAL ASSOCIATION
as Trustee
By:
--------------------------------------
Name:
Title:
Attest:
By:
------------------------------------
Name:
----------------------------------
Title:
---------------------------------
STATE OF MARYLAND )
ss.:
COUNTY OF FREDERICK )
On this 26th day of September, 2002, before me, a notary public in
and for the State of Maryland, personally appeared Xxxxxxx Xxxxxx, known to me
who, being by me duly sworn, did depose and say that he resides at Frederick,
Maryland; that he is Vice President of Xxxxx Fargo Asset Securities Corporation,
a Delaware corporation, one of the parties that executed the foregoing
instrument; and that he signed his name thereto by order of the Board of
Directors of said corporation.
-------------------------
Notary Public
[NOTARIAL SEAL]
STATE OF MARYLAND )
ss.:
COUNTY OF FREDERICK )
On this 26th day of September, 2002, before me, a notary public in
and for the State of Maryland, personally appeared Xxxxxxx X. Xxxx III, known to
me who, being by me duly sworn, did depose and say that he resides in Frederick,
Maryland; that he is a Vice President of Xxxxx Fargo Bank Minnesota, National
Association, a national banking association, one of the parties that executed
the foregoing instrument; and that he signed his name thereto by order of the
Board of Directors of said association.
-------------------------
Notary Public
[NOTARIAL SEAL]
STATE OF NORTH CAROLINA )
ss.:
COUNTY OF )
On this 26th day of September, 2002, before me, a notary public in
and for the State of North Carolina, personally appeared ___________________,
known to me who, being by me duly sworn, did depose and say that s/he resides in
_________________, North Carolina; that s/he is a ____________________ of
Wachovia Bank, National Association, a national banking association, one of the
parties that executed the foregoing instrument; and that s/he signed his/her
name thereto by order of the Board of Directors of said association.
-------------------------
Notary Public
[NOTARIAL SEAL]
STATE OF NORTH CAROLINA )
ss.:
COUNTY OF )
On this 26th day of September, 2002, before me, a notary public in
and for the State of North Carolina, personally appeared _____________________,
known to me who, being by me duly sworn, did depose and say that s/he resides in
__________________, North Carolina; that s/he is a _____________________ of
Wachovia Bank, National Association, a national banking association, one of the
parties that executed the foregoing instrument; and that s/he signed her/his
name thereto by order of the Board of Directors of said association.
-------------------------
Notary Public
[NOTARIAL SEAL]
EXHIBIT I-A-1
[FORM OF FACE OF CLASS I-A-1 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2002-E, CLASS I-A-1
evidencing an interest in adjustable
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND
IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR
ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE AGREEMENT. ACCORDINGLY,
THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS
THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: September 1, 2002
CUSIP No.: 00000X XX 6 First Distribution Date: October 25, 2002
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: October 25, 2032
THIS CERTIFIES THAT _____________________ is the registered owner
of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class I-A-1 Certificates with respect to a
Trust Estate consisting of two pools of adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-family residential
mortgage loans and which may include loans secured by shares issued by
cooperative housing corporations (the "Group I Mortgage Loans" and "Group II
Mortgage Loans," respectively), formed by Xxxxx Fargo Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of September 26, 2002
(the "Agreement") among the Seller, Xxxxx Fargo Bank Minnesota, National
Association, as master servicer (the "Master Servicer"), and Wachovia Bank,
National Association, as trustee (the "Trustee"), a summary of certain of the
pertinent provisions of which is set forth hereinafter. To the extent not
defined herein, the capitalized terms used herein have the meanings ascribed to
such terms in the Agreement. This Certificate is issued under and is subject to
the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Group
I-A Distribution Amount for the Class I-A-1 Certificates required to be
distributed to Holders of the Class I-A-1 Certificates on such Distribution
Date, subject to adjustment in certain events as specified in the Agreement.
Distributions in reduction of the Principal Balance of certain Classes of Class
A Certificates may not commence on the first Distribution Date specified above.
Distributions of principal will be allocated among the Classes of Group I-A
Certificates in accordance with the provisions of the Agreement. The
pass-through rate on the Class I-A-1 Certificates applicable to the first
Distribution Date will be 4.972% per annum. For each Distribution Date after the
initial Distribution Date, the pass-through rate on the Class I-A-1 Certificates
will be a per annum rate equal to the weighted average of the Net Mortgage
Interest Rates of the Group I Mortgage Loans (based on Scheduled Principal
Balances of the Group I Mortgage Loans on the first day of the month preceding
the month of such Distribution Date). The amount of interest which accrues on
this Certificate in any month will be subject to reduction with respect to any
Non-Supported Interest Shortfall, any Relief Act Shortfall and the interest
portion of certain Realized Losses allocated to the Class I-A-1 Certificates, as
described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Agreement and such Person has notified the Master
Servicer pursuant to the Agreement that such payments are to be made by wire
transfer of immediately available funds. Notwithstanding the above, the final
distribution in reduction of the Principal Balance of this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
Wachovia Bank, National Association,
Trustee
By:_____________________________________
Authorized Officer
Countersigned:
Wachovia Bank, National Association,
Trustee
By:___________________________________
Authorized Officer
EXHIBIT I-A-R
[Form of Face of Class I-A-R Certificate]
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE
HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN
RESTRICTIONS ON TRANSFERABILITY, AS SET FORTH IN SECTION 5.02(d) OF THE
AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE TRANSFEROR AND
THE TRUSTEE TO THE EFFECT THAT, AMONG OTHER THINGS, IT IS NOT A DISQUALIFIED
ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION 860E(e)(5), AN AGENT
(INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR A DISQUALIFIED ORGANIZATION
OR A NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN SECTION 5.02(d) OF THE
AGREEMENT AND TO HAVE AGREED TO SUCH AMENDMENTS TO THE AGREEMENT AS MAY BE
REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON TRANSFERS TO DISQUALIFIED
ORGANIZATIONS, AGENTS THEREOF OR NON-PERMITTED FOREIGN HOLDERS.
THE HOLDER OF THIS CLASS I-A-R CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO
HAVE AGREED TO THE DESIGNATION OF THE MASTER SERVICER AS ITS AGENT TO ACT AS
"TAX MATTERS PERSON" OF THE UPPER-TIER REMIC TO PERFORM THE FUNCTIONS OF A "TAX
MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE
CODE, OR, IF SO REQUESTED BY THE MASTER SERVICER, TO ACT AS TAX MATTERS PERSON
OF THE UPPER-TIER REMIC.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON WHICH IS
AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF
THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR
SECTION 4975 OF THE CODE OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF
ERISA SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT,
SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A
"PLAN"), OR ANY PERSON ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN.
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2002-E, CLASS I-A-R
evidencing an interest in adjustable
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND
IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR
ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE AGREEMENT. ACCORDINGLY,
THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS
THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: September 1, 2002
CUSIP No.: 94979J AB 4 First Distribution Date: October 25, 2002
Denomination: $___________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: October 25, 2032
THIS CERTIFIES THAT __________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holder of the Class I-A-R Certificate with respect to a
Trust Estate consisting of two pools of adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-family residential
mortgage loans and which may include loans secured by shares issued by
cooperative housing corporations (the "Group I Mortgage Loans" and "Group II
Mortgage Loans," respectively), formed by Xxxxx Fargo Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of September 26, 2002
(the "Agreement") among the Seller, Xxxxx Fargo Bank Minnesota, National
Association, as master servicer (the "Master Servicer"), and Wachovia Bank,
National Association, as trustee (the "Trustee"), a summary of certain of the
pertinent provisions of which is set forth hereinafter. To the extent not
defined herein, the capitalized terms used herein have the meanings ascribed to
such terms in the Agreement. This Certificate is issued under and is subject to
the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Group
I-A Distribution Amount for the Class I-A-R Certificate required to be
distributed to the Holder of the Class I-A-R Certificate on such Distribution
Date, subject to adjustment in certain events as specified in the Agreement.
Distributions in reduction of the Principal Balance of certain Classes of Class
A Certificates may not commence on the first Distribution Date specified above.
Distributions of principal will be allocated among the Classes of Group I-A
Certificates in accordance with the provisions of the Agreement. The
pass-through rate on the Class I-A-R Certificate applicable to the first
Distribution Date will be 4.972% per annum. For each Distribution Date after the
initial Distribution Date, the pass-through rate on the Class I-A-R Certificate
will be a per annum rate equal to the weighted average of the Net Mortgage
Interest Rates of the Group I Mortgage Loans (based on Scheduled Principal
Balances of the Group I Mortgage Loans on the first day of the month preceding
the month of such Distribution Date). The amount of interest which accrues on
this Certificate in any month will be subject to reduction with respect to any
Non-Supported Interest Shortfall, any Relief Act Shortfall and the interest
portion of certain Realized Losses allocated to the Class I-A-R Certificate, as
described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register.
Notwithstanding the above, the final distribution on this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
Unless this Certificate has been countersigned by an authorized
officer of the Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
Wachovia Bank, National Association,
Trustee
By:_____________________________________
Authorized Officer
Countersigned:
Wachovia Bank, National Association,
Trustee
By:___________________________________
Authorized Officer
EXHIBIT I-A-LR
[Form of Face of Class I-A-LR Certificate]
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE
HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN
RESTRICTIONS ON TRANSFERABILITY, AS SET FORTH IN SECTION 5.02(d) OF THE
AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE TRANSFEROR AND
THE TRUSTEE TO THE EFFECT THAT, AMONG OTHER THINGS, IT IS NOT A DISQUALIFIED
ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION 860E(e)(5), AN AGENT
(INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR A DISQUALIFIED ORGANIZATION
OR A NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN SECTION 5.02(d) OF THE
AGREEMENT AND TO HAVE AGREED TO SUCH AMENDMENTS TO THE AGREEMENT AS MAY BE
REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON TRANSFERS TO DISQUALIFIED
ORGANIZATIONS, AGENTS THEREOF OR NON-PERMITTED FOREIGN HOLDERS.
THE HOLDER OF THIS CLASS I-A-LR CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO
HAVE AGREED TO THE DESIGNATION OF THE MASTER SERVICER AS ITS AGENT TO ACT AS
"TAX MATTERS PERSON" OF THE LOWER-TIER REMIC TO PERFORM THE FUNCTIONS OF A "TAX
MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE
CODE, OR, IF SO REQUESTED BY THE MASTER SERVICER, TO ACT AS TAX MATTERS PERSON
OF THE LOWER-TIER REMIC.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON WHICH IS
AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF
THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR
SECTION 4975 OF THE CODE OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF
ERISA SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT,
SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A
"PLAN"), OR ANY PERSON ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN.
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2002-E, CLASS I-A-LR
evidencing an interest in adjustable
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND
IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR
ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE AGREEMENT. ACCORDINGLY,
THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS
THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: September 1, 2002
CUSIP No.: 94979J AC 2 First Distribution Date: October 25, 2002
Denomination: $___________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: October 25, 2032
THIS CERTIFIES THAT __________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holder of the Class I-A-LR Certificate with respect to a
Trust Estate consisting of two pools of adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-family residential
mortgage loans and which may include loans secured by shares issued by
cooperative housing corporations (the "Group I Mortgage Loans" and "Group II
Mortgage Loans," respectively), formed by Xxxxx Fargo Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of September 26, 2002
(the "Agreement") among the Seller, Xxxxx Fargo Bank Minnesota, National
Association, as master servicer (the "Master Servicer"), and Wachovia Bank,
National Association, as trustee (the "Trustee"), a summary of certain of the
pertinent provisions of which is set forth hereinafter. To the extent not
defined herein, the capitalized terms used herein have the meanings ascribed to
such terms in the Agreement. This Certificate is issued under and is subject to
the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Group
I-A Distribution Amount for the Class I-A-LR Certificate required to be
distributed to the Holder of the Class I-A-LR Certificate on such Distribution
Date, subject to adjustment in certain events as specified in the Agreement.
Distributions in reduction of the Principal Balance of certain Classes of Class
A Certificates may not commence on the first Distribution Date specified above.
Distributions of principal will be allocated among the Classes of Group I-A
Certificates in accordance with the provisions of the Agreement. The
pass-through rate on the Class I-A-LR Certificate applicable to the first
Distribution Date will be 4.972% per annum. For each Distribution Date after the
initial Distribution Date, the pass-through rate on the Class I-A-LR Certificate
will be a per annum rate equal to the weighted average of the Net Mortgage
Interest Rates of the Group I Mortgage Loans (based on Scheduled Principal
Balances of the Group I Mortgage Loans on the first day of the month preceding
the month of such Distribution Date). The amount of interest which accrues on
this Certificate in any month will be subject to reduction with respect to any
Non-Supported Interest Shortfall, any Relief Act Shortfall and the interest
portion of certain Realized Losses allocated to the Class I-A-LR Certificate, as
described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register.
Notwithstanding the above, the final distribution on this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
Unless this Certificate has been countersigned by an authorized
officer of the Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
Wachovia Bank, National Association,
Trustee
By:_____________________________________
Authorized Officer
Countersigned:
Wachovia Bank, National Association,
Trustee
By:___________________________________
Authorized Officer
EXHIBIT II-A
[FORM OF FACE OF CLASS II-A-1 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2002-E, CLASS II-A-1
evidencing an interest in adjustable
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND
IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR
ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE AGREEMENT. ACCORDINGLY,
THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS
THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: September 1, 2002
CUSIP No.: 94979J AD 0 First Distribution Date: October 25, 2002
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: October 25, 2032
THIS CERTIFIES THAT _____________________ is the registered owner
of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class II-A-1 Certificates with respect to a
Trust Estate consisting of two pools of adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-family residential
mortgage loans and which may include loans secured by shares issued by
cooperative housing corporations (the "Group I Mortgage Loans" and "Group II
Mortgage Loans," respectively), formed by Xxxxx Fargo Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of September 26, 2002
(the "Agreement") among the Seller, Xxxxx Fargo Bank Minnesota, National
Association, as master servicer (the "Master Servicer"), and Wachovia Bank,
National Association, as trustee (the "Trustee"), a summary of certain of the
pertinent provisions of which is set forth hereinafter. To the extent not
defined herein, the capitalized terms used herein have the meanings ascribed to
such terms in the Agreement. This Certificate is issued under and is subject to
the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Group
II-A Distribution Amount for the Class II-A-1 Certificates required to be
distributed to Holders of the Class II-A-1 Certificates on such Distribution
Date, subject to adjustment in certain events as specified in the Agreement.
Distributions in reduction of the Principal Balance of certain Classes of Class
A Certificates may not commence on the first Distribution Date specified above.
Distributions of principal will be allocated among the Classes of Group II-A
Certificates in accordance with the provisions of the Agreement. The
pass-through rate on the Class II-A-1 Certificates applicable to the first
Distribution Date will be 5.221% per annum. For each Distribution Date after the
initial Distribution Date, the pass-through rate on the Class II-A-1
Certificates will be a per annum rate equal to the weighted average of the Net
Mortgage Interest Rates of the Group II Mortgage Loans (based on Scheduled
Principal Balances of the Group II Mortgage Loans on the first day of the month
preceding the month of such Distribution Date). The amount of interest which
accrues on this Certificate in any month will be subject to reduction with
respect to any Non-Supported Interest Shortfall, any Relief Act Shortfall and
the interest portion of certain Realized Losses allocated to the Class II-A-1
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Agreement and such Person has notified the Master
Servicer pursuant to the Agreement that such payments are to be made by wire
transfer of immediately available funds. Notwithstanding the above, the final
distribution in reduction of the Principal Balance of this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
Wachovia Bank, National Association,
Trustee
By:_____________________________________
Authorized Officer
Countersigned:
Wachovia Bank, National Association,
Trustee
By:___________________________________
Authorized Officer
EXHIBIT M
[FORM OF FACE OF CLASS M CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES
AS DESCRIBED IN THE AGREEMENT REFERRED TO HEREIN.
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE
NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE &
CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO
ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN
INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2002-E, CLASS M
evidencing an interest in adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-
family residential mortgage loans, which may include loans secured by
shares issued by cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND
IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR
ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE AGREEMENT. ACCORDINGLY,
THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS
THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: September 1, 2002
CUSIP No.: 94979J AE 8 First Distribution Date: October 25, 2002
Denomination: $_________________
Percentage Interest evidenced
by this Certificate: ________% Final Scheduled Maturity Date: October 25, 2032
THIS CERTIFIES THAT __________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class M Certificates with respect to a Trust
Estate consisting of two pools of adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-family residential
mortgage loans and which may include loans secured by shares issued by
cooperative housing corporations (the "Group I Mortgage Loans" and "Group II
Mortgage Loans," respectively), formed by Xxxxx Fargo Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of September 26, 2002
(the "Agreement") among the Seller, Xxxxx Fargo Bank Minnesota, National
Association, as master servicer (the "Master Servicer"), and Wachovia Bank,
National Association, as trustee (the "Trustee"), a summary of certain of the
pertinent provisions of which is set forth hereinafter. To the extent not
defined herein, the capitalized terms used herein have the meanings ascribed to
such terms in the Agreement. This Certificate is issued under and is subject to
the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates as specified in the Agreement, any
Class M Distribution Amount required to be distributed to Holders of the Class M
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class M
Certificates applicable to the first Distribution Date will be 5.068% per annum.
As to each Distribution Date thereafter, the pass-through rate will be a per
annum rate equal to the weighted average of the weighted average Net Mortgage
Interest Rate of each Loan Group (weighted on the basis of the Group Subordinate
Amount of each Loan Group). The amount of interest which accrues on this
Certificate in any month will be subject to reduction with respect to any
Non-Supported Interest Shortfall and any Relief Act Shortfall allocated to the
Class M Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Agreement and such Person has notified the Master
Servicer pursuant to the Agreement that such payments are to be made by wire
transfer of immediately available funds. Notwithstanding the above, the final
distribution in reduction of the Principal Balance of this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
Wachovia Bank, National Association,
Trustee
By:_____________________________________
Authorized Officer
Countersigned:
Wachovia Bank, National Association,
Trustee
By:___________________________________
Authorized Officer
EXHIBIT B-1
[FORM OF FACE OF CLASS B-1 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO CLASS A CERTIFICATES AND
THE CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT REFERRED TO HEREIN.
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE
NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE &
CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO
ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN
INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2002-E, CLASS B-1
evidencing an interest in adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-
family residential mortgage loans, which may include loans secured by
shares issued by cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND
IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR
ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE AGREEMENT. ACCORDINGLY,
THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS
THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: September 1, 2002
CUSIP No.: 94979J AF 5 First Distribution Date: October 25, 2002
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ____% Final Scheduled Maturity Date: October 25, 2032
THIS CERTIFIES THAT __________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-1 Certificates with respect to a
Trust Estate consisting of two pools of adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-family residential
mortgage loans and which may include loans secured by shares issued by
cooperative housing corporations (the "Group I Mortgage Loans" and "Group II
Mortgage Loans," respectively), formed by Xxxxx Fargo Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of September 26, 2002
(the "Agreement") among the Seller, Xxxxx Fargo Bank Minnesota, National
Association, as master servicer (the "Master Servicer"), and Wachovia Bank,
National Association, as trustee (the "Trustee"), a summary of certain of the
pertinent provisions of which is set forth hereinafter. To the extent not
defined herein, the capitalized terms used herein have the meanings ascribed to
such terms in the Agreement. This Certificate is issued under and is subject to
the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates and Class M Certificates as
specified in the Agreement, any Class B-1 Distribution Amount required to be
distributed to Holders of the Class B-1 Certificates on such Distribution Date,
subject to adjustment, in certain events, as specified in the Agreement. The
pass-through rate on the Class B-1 Certificates applicable to the first
Distribution Date will be 5.068% per annum. As to each Distribution Date
thereafter, the pass-through rate will be a per annum rate equal to the weighted
average of the weighted average Net Mortgage Interest Rate of each Loan Group
(weighted on the basis of the Group Subordinate Amount of each Loan Group). The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
any Relief Act Shortfall allocated to the Class B-1 Certificates, as described
in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Agreement and such Person has notified the Master
Servicer pursuant to the Agreement that such payments are to be made by wire
transfer of immediately available funds. Notwithstanding the above, the final
distribution in reduction of the Principal Balance of this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
Wachovia Bank, National Association,
Trustee
By:_____________________________________
Authorized Officer
Countersigned:
Wachovia Bank, National Association,
Trustee
By:___________________________________
Authorized Officer
EXHIBIT B-2
[FORM OF FACE OF CLASS B-2 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS M CERTIFICATES AND THE CLASS B-1 CERTIFICATES AS
DESCRIBED IN THE AGREEMENT REFERRED TO HEREIN.
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE
NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE &
CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO
ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN
INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2002-E, CLASS B-2
evidencing an interest in adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-
family residential mortgage loans, which may include loans secured by
shares issued by cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND
IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR
ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE AGREEMENT. ACCORDINGLY,
THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS
THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: September 1, 2002
CUSIP No.: 94979J AG 3 First Distribution Date: October 25, 2002
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ____% Final Scheduled Maturity Date: October 25, 2032
THIS CERTIFIES THAT __________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-2 Certificates with respect to a
Trust Estate consisting of two pools of adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-family residential
mortgage loans and which may include loans secured by shares issued by
cooperative housing corporations (the "Group I Mortgage Loans" and "Group II
Mortgage Loans," respectively), formed by Xxxxx Fargo Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of September 26, 2002
(the "Agreement") among the Seller, Xxxxx Fargo Bank Minnesota, National
Association, as master servicer (the "Master Servicer"), and Wachovia Bank,
National Association, as trustee (the "Trustee"), a summary of certain of the
pertinent provisions of which is set forth hereinafter. To the extent not
defined herein, the capitalized terms used herein have the meanings ascribed to
such terms in the Agreement. This Certificate is issued under and is subject to
the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates, Class M Certificates and each
Class of Class B Certificates bearing a lower numerical designation as specified
in the Agreement, any Class B-2 Distribution Amount required to be distributed
to Holders of the Class B-2 Certificates on such Distribution Date, subject to
adjustment, in certain events, as specified in the Agreement. The pass-through
rate on the Class B-2 Certificates applicable to the first Distribution Date
will be 5.068% per annum. As to each Distribution Date thereafter, the
pass-through rate will be a per annum rate equal to the weighted average of the
weighted average Net Mortgage Interest Rate of each Loan Group (weighted on the
basis of the Group Subordinate Amount of each Loan Group). The amount of
interest which accrues on this Certificate in any month will be subject to
reduction with respect to any Non-Supported Interest Shortfall and any Relief
Act Shortfall allocated to the Class B-2 Certificates, as described in the
Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Agreement and such Person has notified the Master
Servicer pursuant to the Agreement that such payments are to be made by wire
transfer of immediately available funds. Notwithstanding the above, the final
distribution in reduction of the Principal Balance of this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
Wachovia Bank, National Association,
Trustee
By:_____________________________________
Authorized Officer
Countersigned:
Wachovia Bank, National Association,
Trustee
By:___________________________________
Authorized Officer
EXHIBIT B-3
[FORM OF FACE OF CLASS B-3 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS M CERTIFICATES, THE CLASS B-1 CERTIFICATES AND THE CLASS
B-2 CERTIFICATES AS DESCRIBED IN THE AGREEMENT REFERRED TO HEREIN.
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE
NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE &
CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO
ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN
INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2002-E, CLASS B-3
evidencing an interest in adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-
family residential mortgage loans, which may include loans secured by
shares issued by cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND
IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR
ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE AGREEMENT. ACCORDINGLY,
THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS
THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: September 1, 2002
CUSIP No.: 94979J AH 1 First Distribution Date: October 25, 2002
Denomination: $_______________
Percentage Interest evidenced
by this Certificate: _____% Final Scheduled Maturity Date: October 25, 2032
THIS CERTIFIES THAT __________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-3 Certificates with respect to a
Trust Estate consisting of two pools of adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-family residential
mortgage loans and which may include loans secured by shares issued by
cooperative housing corporations (the "Group I Mortgage Loans" and "Group II
Mortgage Loans," respectively), formed by Xxxxx Fargo Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of September 26, 2002
(the "Agreement") among the Seller, Xxxxx Fargo Bank Minnesota, National
Association, as master servicer (the "Master Servicer"), and Wachovia Bank,
National Association, as trustee (the "Trustee"), a summary of certain of the
pertinent provisions of which is set forth hereinafter. To the extent not
defined herein, the capitalized terms used herein have the meanings ascribed to
such terms in the Agreement. This Certificate is issued under and is subject to
the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates, Class M Certificates and each
Class of Class B Certificates bearing a lower numerical designation as specified
in the Agreement, any Class B-3 Distribution Amount required to be distributed
to Holders of the Class B-3 Certificates on such Distribution Date, subject to
adjustment, in certain events, as specified in the Agreement. The pass-through
rate on the Class B-3 Certificates applicable to the first Distribution Date
will be 5.068% per annum. As to each Distribution Date thereafter, the
pass-through rate will be a per annum rate equal to the weighted average of the
weighted average Net Mortgage Interest Rate of each Loan Group (weighted on the
basis of the Group Subordinate Amount of each Loan Group). The amount of
interest which accrues on this Certificate in any month will be subject to
reduction with respect to any Non-Supported Interest Shortfall and any Relief
Act Shortfall allocated to the Class B-3 Certificates, as described in the
Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Agreement and such Person has notified the Master
Servicer pursuant to the Agreement that such payments are to be made by wire
transfer of immediately available funds. Notwithstanding the above, the final
distribution in reduction of the Principal Balance of this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
Wachovia Bank, National Association,
Trustee
By:_____________________________________
Authorized Officer
Countersigned:
Wachovia Bank, National Association,
Trustee
By:___________________________________
Authorized Officer
EXHIBIT B-4
[FORM OF FACE OF CLASS B-4 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS M CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS
B-2 CERTIFICATES AND THE CLASS B-3 CERTIFICATES AS DESCRIBED IN THE AGREEMENT
REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE AGREEMENT REFERRED TO HEREIN, THIS
CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON THAT HAS NOT
DELIVERED A REPRESENTATION LETTER STATING EITHER (A) THAT THE TRANSFEREE IS NOT
AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF
THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"), OR A
GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF ERISA, SUBJECT TO ANY FEDERAL,
STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT, SIMILAR TO THE FOREGOING
PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON
BEHALF OF OR INVESTING THE ASSETS OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS
SET FORTH IN THE AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS
CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2002-E, CLASS B-4
evidencing an interest in adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-
family residential mortgage loans, which may include loans secured by
shares issued by cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND
IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR
ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE AGREEMENT. ACCORDINGLY,
THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS
THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: September 1, 2002
CUSIP No.: 94979J AJ 7 First Distribution Date: October 25, 2002
Denomination: $_____________
Percentage Interest evidenced
by this Certificate: _____% Final Scheduled Maturity Date: October 25, 2032
THIS CERTIFIES THAT __________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-4 Certificates with respect to a
Trust Estate consisting of two pools of adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-family residential
mortgage loans and which may include loans secured by shares issued by
cooperative housing corporations (the "Group I Mortgage Loans" and "Group II
Mortgage Loans," respectively), formed by Xxxxx Fargo Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of September 26, 2002
(the "Agreement") among the Seller, Xxxxx Fargo Bank Minnesota, National
Association, as master servicer (the "Master Servicer"), and Wachovia Bank,
National Association, as trustee (the "Trustee"), a summary of certain of the
pertinent provisions of which is set forth hereinafter. To the extent not
defined herein, the capitalized terms used herein have the meanings ascribed to
such terms in the Agreement. This Certificate is issued under and is subject to
the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates, Class M Certificates and each
Class of Class B Certificates bearing a lower numerical designation as specified
in the Agreement, any Class B-4 Distribution Amount required to be distributed
to Holders of the Class B-4 Certificates on such Distribution Date, subject to
adjustment, in certain events, as specified in the Agreement. The pass-through
rate on the Class B-4 Certificates applicable to the first Distribution Date
will be 5.068% per annum. As to each Distribution Date thereafter, the
pass-through rate will be a per annum rate equal to the weighted average of the
weighted average Net Mortgage Interest Rate of each Loan Group (weighted on the
basis of the Group Subordinate Amount of each Loan Group). The amount of
interest which accrues on this Certificate in any month will be subject to
reduction with respect to any Non-Supported Interest Shortfall and any Relief
Act Shortfall allocated to the Class B-4 Certificates, as described in the
Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Agreement and such Person has notified the Master
Servicer pursuant to the Agreement that such payments are to be made by wire
transfer of immediately available funds. Notwithstanding the above, the final
distribution in reduction of the Principal Balance of this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
No transfer of a Class B-4 Certificate will be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended, and any applicable state securities laws or is made in
accordance with said Act and laws. In the event that such a transfer is desired
to be made by the Holder hereof, (i) the transferee will be required to execute
an investment letter in the form described in the Agreement and (ii) if such
transfer is to be made within three years from the later of (a) the date of
initial issuance of the Certificates or (b) the last date on which the Seller or
any affiliate thereof was a Holder of the Certificates proposed to be
transferred, and unless such transfer is made in reliance on Rule 144A of the
Securities Act of 1933, as amended, the Trustee or the Seller may require the
Holder to deliver an opinion of counsel acceptable to and in form and substance
satisfactory to the Trustee and the Seller that such transfer is exempt
(describing the applicable exemption and the basis therefor) from or is being
made pursuant to the registration requirements of the Securities Act of 1933, as
amended, and of any applicable statute of any state. The Holder hereof desiring
to effect such transfer shall, and does hereby agree to, indemnify the Trustee,
the Seller, the Master Servicer, and any Paying Agent acting on behalf of the
Trustee against any liability that may result if the transfer is not so exempt
or is not made in accordance with such Federal and state laws. In connection
with any such transfer, the Trustee will also require (i) a representation
letter, in the form as described in the Agreement, stating either (a) that the
transferee is not a Plan and is not acting on behalf of a Plan or using the
assets of a Plan to effect such purchase or (b) subject to certain conditions
described in the Agreement, that the source of funds used to purchase this
Certificate is an "insurance company general account," or (ii) if such
transferee is a Plan, (a) an opinion of counsel acceptable to and in form and
substance satisfactory to the Trustee and the Seller with respect to certain
matters and (b) such other documentation as the Seller or the Master Servicer
may require, as described in the Agreement.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
Wachovia Bank, National Association,
Trustee
By:_____________________________________
Authorized Officer
Countersigned:
Wachovia Bank, National Association,
Trustee
By:___________________________________
Authorized Officer
EXHIBIT B-5
[FORM OF FACE OF CLASS B-5 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS M CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS
B-2 CERTIFICATES, THE CLASS B-3 CERTIFICATES AND THE CLASS B-4 CERTIFICATES AS
DESCRIBED IN THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE AGREEMENT REFERRED TO HEREIN, THIS
CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON THAT HAS NOT
DELIVERED A REPRESENTATION LETTER STATING EITHER (A) THAT THE TRANSFEREE IS NOT
AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF
THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"), OR A
GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF ERISA, SUBJECT TO ANY FEDERAL,
STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT, SIMILAR TO THE FOREGOING
PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON
BEHALF OF OR INVESTING THE ASSETS OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS
SET FORTH IN THE AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS
CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2002-E, CLASS B-5
evidencing an interest in adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-
family residential mortgage loans, which may include loans secured by
shares issued by cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND
IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR
ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE AGREEMENT. ACCORDINGLY,
THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS
THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: September 1, 2002
CUSIP No.: 94979J AK 4 First Distribution Date: October 25, 2002
Denomination: $_______________
Percentage Interest evidenced
by this Certificate: _____% Final Scheduled Maturity Date: October 25, 2032
THIS CERTIFIES THAT ______________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-5 Certificates with respect to a
Trust Estate consisting of two pools of adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-family residential
mortgage loans and which may include loans secured by shares issued by
cooperative housing corporations (the "Group I Mortgage Loans" and "Group II
Mortgage Loans," respectively), formed by Xxxxx Fargo Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of September 26, 2002
(the "Agreement") among the Seller, Xxxxx Fargo Bank Minnesota, National
Association, as master servicer (the "Master Servicer"), and Wachovia Bank,
National Association, as trustee (the "Trustee"), a summary of certain of the
pertinent provisions of which is set forth hereinafter. To the extent not
defined herein, the capitalized terms used herein have the meanings ascribed to
such terms in the Agreement. This Certificate is issued under and is subject to
the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates, Class M Certificates and each
Class of Class B Certificates bearing a lower numerical designation as specified
in the Agreement, any Class B-5 Distribution Amount required to be distributed
to Holders of the Class B-5 Certificates on such Distribution Date, subject to
adjustment, in certain events, as specified in the Agreement. The pass-through
rate on the Class B-5 Certificates applicable to the first Distribution Date
will be 5.068% per annum. As to each Distribution Date thereafter, the
pass-through rate will be a per annum rate equal to the weighted average of the
weighted average Net Mortgage Interest Rate of each Loan Group (weighted on the
basis of the Group Subordinate Amount of each Loan Group). The amount of
interest which accrues on this Certificate in any month will be subject to
reduction with respect to any Non-Supported Interest Shortfall and any Relief
Act Shortfall allocated to the Class B-5 Certificates, as described in the
Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Agreement and such Person has notified the Master
Servicer pursuant to the Agreement that such payments are to be made by wire
transfer of immediately available funds. Notwithstanding the above, the final
distribution in reduction of the Principal Balance of this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
No transfer of a Class B-5 Certificate will be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended, and any applicable state securities laws or is made in
accordance with said Act and laws. In the event that such a transfer is desired
to be made by the Holder hereof, (i) the transferee will be required to execute
an investment letter in the form described in the Agreement and (ii) if such
transfer is to be made within three years from the later of (a) the date of
initial issuance of the Certificates or (b) the last date on which the Seller or
any affiliate thereof was a Holder of the Certificates proposed to be
transferred, and unless such transfer is made in reliance on Rule 144A of the
Securities Act of 1933, as amended, the Trustee or the Seller may require the
Holder to deliver an opinion of counsel acceptable to and in form and substance
satisfactory to the Trustee and the Seller that such transfer is exempt
(describing the applicable exemption and the basis therefor) from or is being
made pursuant to the registration requirements of the Securities Act of 1933, as
amended, and of any applicable statute of any state. The Holder hereof desiring
to effect such transfer shall, and does hereby agree to, indemnify the Trustee,
the Seller, the Master Servicer, and any Paying Agent acting on behalf of the
Trustee against any liability that may result if the transfer is not so exempt
or is not made in accordance with such Federal and state laws. In connection
with any such transfer, the Trustee will also require (i) a representation
letter, in the form as described in the Agreement, stating either (a) that the
transferee is not a Plan and is not acting on behalf of a Plan or using the
assets of a Plan to effect such purchase or (b) subject to certain conditions
described in the Agreement, that the source of funds used to purchase this
Certificate is an "insurance company general account," or (ii) if such
transferee is a Plan, (a) an opinion of counsel acceptable to and in form and
substance satisfactory to the Trustee and the Seller with respect to certain
matters and (b) such other documentation as the Seller or the Master Servicer
may require, as described in the Agreement.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
Wachovia Bank, National Association,
Trustee
By:_____________________________________
Authorized Officer
Countersigned:
Wachovia Bank, National Association,
Trustee
By:___________________________________
Authorized Officer
EXHIBIT B-6
[FORM OF FACE OF CLASS B-6 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS M CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS
B-2 CERTIFICATES, THE CLASS B-3 CERTIFICATES, THE CLASS B-4 CERTIFICATES AND THE
CLASS B-5 CERTIFICATES AS DESCRIBED IN THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE AGREEMENT REFERRED TO HEREIN, THIS
CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON THAT HAS NOT
DELIVERED A REPRESENTATION LETTER STATING EITHER (A) THAT THE TRANSFEREE IS NOT
AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF
THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"), OR A
GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF ERISA, SUBJECT TO ANY FEDERAL,
STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT, SIMILAR TO THE FOREGOING
PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON
BEHALF OF OR INVESTING THE ASSETS OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS
SET FORTH IN THE AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS
CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2002-E, CLASS B-6
evidencing an interest in adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-
family residential mortgage loans, which may include loans secured by
shares issued by cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND
IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR
ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE AGREEMENT. ACCORDINGLY,
THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS
THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: September 1, 2002
CUSIP No.: 94979J AL 2 First Distribution Date: October 25, 2002
Denomination: $_______________
Percentage Interest evidenced
by this Certificate: _____% Final Scheduled Maturity Date: October 25, 2032
THIS CERTIFIES THAT ______________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-6 Certificates with respect to a
Trust Estate consisting of two pools of adjustable interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-family residential
mortgage loans and which may include loans secured by shares issued by
cooperative housing corporations (the "Group I Mortgage Loans" and "Group II
Mortgage Loans," respectively), formed by Xxxxx Fargo Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of September 26, 2002
(the "Agreement") among the Seller, Xxxxx Fargo Bank Minnesota, National
Association, as master servicer (the "Master Servicer"), and Wachovia Bank,
National Association, as trustee (the "Trustee"), a summary of certain of the
pertinent provisions of which is set forth hereinafter. To the extent not
defined herein, the capitalized terms used herein have the meanings ascribed to
such terms in the Agreement. This Certificate is issued under and is subject to
the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates, Class M Certificates and each
Class of Class B Certificates bearing a lower numerical designation as specified
in the Agreement, any Class B-6 Distribution Amount required to be distributed
to Holders of the Class B-6 Certificates on such Distribution Date, subject to
adjustment, in certain events, as specified in the Agreement. The pass-through
rate on the Class B-6 Certificates applicable to the first Distribution Date
will be 5.068% per annum. As to each Distribution Date thereafter, the
pass-through rate will be a per annum rate equal to the weighted average of the
weighted average Net Mortgage Interest Rate of each Loan Group (weighted on the
basis of the Group Subordinate Amount of each Loan Group). The amount of
interest which accrues on this Certificate in any month will be subject to
reduction with respect to any Non-Supported Interest Shortfall and any Relief
Act Shortfall allocated to the Class B-6 Certificates, as described in the
Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Agreement and such Person has notified the Master
Servicer pursuant to the Agreement that such payments are to be made by wire
transfer of immediately available funds. Notwithstanding the above, the final
distribution in reduction of the Principal Balance of this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
No transfer of a Class B-6 Certificate will be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended, and any applicable state securities laws or is made in
accordance with said Act and laws. In the event that such a transfer is desired
to be made by the Holder hereof, (i) the transferee will be required to execute
an investment letter in the form described in the Agreement and (ii) if such
transfer is to be made within three years from the later of (a) the date of
initial issuance of the Certificates or (b) the last date on which the Seller or
any affiliate thereof was a Holder of the Certificates proposed to be
transferred, and unless such transfer is made in reliance on Rule 144A of the
Securities Act of 1933, as amended, the Trustee or the Seller may require the
Holder to deliver an opinion of counsel acceptable to and in form and substance
satisfactory to the Trustee and the Seller that such transfer is exempt
(describing the applicable exemption and the basis therefor) from or is being
made pursuant to the registration requirements of the Securities Act of 1933, as
amended, and of any applicable statute of any state. The Holder hereof desiring
to effect such transfer shall, and does hereby agree to, indemnify the Trustee,
the Seller, the Master Servicer, and any Paying Agent acting on behalf of the
Trustee against any liability that may result if the transfer is not so exempt
or is not made in accordance with such Federal and state laws. In connection
with any such transfer, the Trustee will also require (i) a representation
letter, in the form as described in the Agreement, stating either (a) that the
transferee is not a Plan and is not acting on behalf of a Plan or using the
assets of a Plan to effect such purchase or (b) subject to certain conditions
described in the Agreement, that the source of funds used to purchase this
Certificate is an "insurance company general account," or (ii) if such
transferee is a Plan, (a) an opinion of counsel acceptable to and in form and
substance satisfactory to the Trustee and the Seller with respect to certain
matters and (b) such other documentation as the Seller or the Master Servicer
may require, as described in the Agreement.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
Wachovia Bank, National Association,
Trustee
By:_____________________________________
Authorized Officer
Countersigned:
Wachovia Bank, National Association,
Trustee
By:___________________________________
Authorized Officer
EXHIBIT C
[Form of Reverse of Series 2002-E Certificates]
XXXXX FARGO ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 2002-E
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as Mortgage Pass-Through Certificates of
the Series specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement. In the event funds are
advanced with respect to any Mortgage Loan by a Servicer, the Master Servicer or
the Trustee, such advances are reimbursable to such Servicer, the Master
Servicer or the Trustee to the extent provided in the Agreement, from related
recoveries on such Mortgage Loan or from other cash that would have been
distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Certificate
Account created for the benefit of Certificateholders may be made by the Master
Servicer from time to time for purposes other than distributions to
Certificateholders, such purposes including reimbursement to a Servicer, the
Master Servicer or the Trustee, as applicable, of advances made by such
Servicer, the Master Servicer or the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Seller, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement at any time by the Seller, the Master
Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66 2/3% of the Voting Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange hereof or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the office or agency appointed by the Trustee, duly endorsed by, or
accompanied by an assignment in the form below or other written instrument of
transfer in form satisfactory to the Trustee and the Certificate Registrar, duly
executed by the Holder hereof or such Holder's attorney duly authorized in
writing, and thereupon one or more new Certificates of authorized Denominations
evidencing the same Class and aggregate Percentage Interest will be issued to
the designated transferee or transferees.
The Certificates are issuable only as registered Certificates
without coupons in Classes and Denominations specified in the Agreement. As
provided in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized Denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of transfer
or exchange, but the Trustee or the Certificate Registrar may require payment of
a sum sufficient to cover any tax or other governmental charge payable in
connection therewith.
The Seller, the Master Servicer, the Trustee and the Certificate
Registrar, and any agent of the Seller, the Master Servicer, the Trustee or the
Certificate Registrar, may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Seller, the
Master Servicer, the Trustee, the Certificate Registrar nor any such agent shall
be affected by notice to the contrary.
The obligations created by the Agreement in respect of the
Certificates and the Trust Estate created thereby shall terminate upon the last
action required to be taken by the Trustee on the Final Distribution Date
pursuant to the Agreement following the earlier of (i) the payment or other
liquidation (or advance with respect thereto) of the last Mortgage Loan subject
thereto or the disposition of all property acquired upon foreclosure or deed in
lieu of foreclosure of any Mortgage Loan, and (ii) the purchase by the Seller
from the Trust Estate of all remaining Mortgage Loans and all property acquired
in respect of such Mortgage Loans; provided, however, that the Trust Estate will
in no event continue beyond the expiration of 21 years from the death of the
last survivor of the descendants of Xxxxxx X. Xxxxxxx, the late ambassador of
the United States to the Court of St. Xxxxx, living on the date of the
Agreement. The Agreement permits, but does not require, the Seller to purchase
all remaining Mortgage Loans and all property acquired in respect of any
Mortgage Loan at a price determined as provided in the Agreement. The exercise
of such option will effect early retirement of the Certificates, the Seller's
right to exercise such option being subject to the Pool Scheduled Principal
Balance of the Mortgage Loans as of the Distribution Date upon which the
proceeds of such repurchase are distributed being less than ten percent of the
Cut-Off Date Aggregate Principal Balance.
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto
______________________________________________________________________________
______________________________________________________________________________
______________________________________________________________________________
(Please print or typewrite name and address including postal zip code of
assignee)
the beneficial interest evidenced by the within Mortgage Pass-Through
Certificate and hereby authorizes the transfer of registration of such interest
to assignee on the Certificate Register of the Trust Estate.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like Denomination or Percentage Interest and Class, to the
above named assignee and deliver such Certificate to the following address:
_______________________________________________________________________________
_______________________________________________________________________________
Social Security or other Identifying Number of Assignee:
Dated:
________________________________________
Signature by or on behalf of assignor
________________________________________
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, if the assignee is eligible to receive
distributions in immediately available funds, by wire transfer or otherwise, in
immediately available funds to ________________________________________________
for the account of _______________________________________________ account
number _____________, or, if mailed by check, to
_______________________________________________. Applicable statements should be
mailed to ___________________________________________________________________.
This information is provided by ______________________, the assignee
named above, or ___________________________________, as its agent.
EXHIBIT D
RESERVED
EXHIBIT E
CUSTODIAL AGREEMENT
-------------------
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to
time, the "Agreement"), dated as of September 27, 2002, by and among Wachovia
Bank, National Association, not individually, but solely as Trustee (including
its successors under the Pooling and Servicing Agreement defined below, the
"Trustee"), XXXXX FARGO ASSET SECURITIES CORPORATION (together with any
successor in interest, the "Seller"), XXXXX FARGO BANK MINNESOTA, NATIONAL
ASSOCIATION (together with any successor in interest or successor under the
Pooling and Servicing Agreement referred to below, the "Master Servicer") and
XXXXX FARGO BANK MINNESOTA, NATIONAL ASSOCIATION (together with any successor in
interest or any successor appointed hereunder, the "Custodian").
W I T N E S S E T H T H A T
- - - - - - - - - - - - - -
WHEREAS, the Seller, the Master Servicer, and the Trustee, have
entered into a Pooling and Servicing Agreement dated as of September 27, 2002
relating to the issuance of Mortgage Pass-Through Certificates, Series 2002-E
(as amended and supplemented from time to time, the "Pooling and Servicing
Agreement"); and
WHEREAS, the Custodian has agreed to act as agent for the Trustee
for the purposes of receiving and holding certain documents and other
instruments delivered by the Seller under the Pooling and Servicing Agreement,
all upon the terms and conditions and subject to the limitations hereinafter set
forth;
NOW, THEREFORE, in consideration of the premises and the mutual
covenants and agreements hereinafter set forth, the Trustee, the Seller, the
Master Servicer and the Custodian hereby agree as follows:
ARTICLE I
DEFINITIONS
Capitalized terms used in this Agreement and not defined herein
shall have the meanings assigned in the Pooling and Servicing Agreement, unless
otherwise required by the context herein.
ARTICLE II
CUSTODY OF MORTGAGE DOCUMENTS
Section 2.1. Custodian to Act as Agent; Acceptance of Custodial
Files. Subject to Section 2.3 hereof, the Custodian, as the duly appointed agent
of the Trustee for these purposes, declares that it holds and will hold the
documents delivered to it pursuant to Section 2.01 of the Pooling and Servicing
Agreement and any other documents constituting part of the Owner Mortgage Loan
File received on or subsequent to the date hereof (the "Custodial Files") as
agent for the Trustee, in trust, for the use and benefit of all present and
future Certificateholders.
Section 2.2. Recordation of Assignments. Unless an assignment of a
Mortgage is not required to be recorded in accordance with Section 2.01 of the
Pooling and Servicing Agreement, if any Custodial File includes one or more
assignments to the Trustee of Mortgage Notes and related Mortgages that have not
been recorded, each such assignment shall be delivered by the Custodian to the
Seller for the purpose of recording it in the appropriate public office for real
property records, and the Seller, at no expense to the Custodian, shall promptly
cause to be recorded in the appropriate public office for real property records
each such assignment and, upon receipt thereof from such public office, shall
return each such assignment to the Custodian.
Section 2.3. Review of Custodial Files. The Custodian agrees, for
the benefit of Certificateholders, to review, in accordance with the provisions
of Section 2.02 of the Pooling and Servicing Agreement, each Custodial File and
to provide the initial and final certifications in the forms of Exhibits N and O
to the Pooling and Servicing Agreement in accordance with the provisions
thereof. If in performing the review required by this Section 2.3 the Custodian
finds any document or documents constituting a part of a Custodial File to be
missing or defective, the Custodian shall follow the procedures specified in the
Pooling and Servicing Agreement.
Section 2.4. Notification of Breaches of Representations and
Warranties. Upon discovery by the Custodian of a breach of any representation or
warranty made by the Seller or the Master Servicer as set forth in the Pooling
and Servicing Agreement, the Custodian shall follow the procedures specified in
the Pooling and Servicing Agreement.
Section 2.5. Custodian to Cooperate; Release of Custodial Files.
Upon the payment in full of any Mortgage Loan, or the receipt by the Master
Servicer of a notification that payment in full will be escrowed in a manner
customary for such purposes, the Master Servicer or applicable Servicer shall
immediately deliver to the Custodian two copies of a Request for Release or such
request in an electronic format acceptable to the Custodian and shall request
delivery to it of the Custodial File. The Custodian agrees, within five business
days of receipt of such Request for Release, to release the related Custodial
File to the Master Servicer or applicable Servicer.
From time to time as is appropriate for the servicing or foreclosure
of any Mortgage Loan, the Master Servicer or applicable Servicer shall deliver
to the Custodian two copies of a Request for Release of a Servicing Officer
requesting that possession of the Custodial File be released to the Master
Servicer and certifying as to the reason for such release. Upon receipt of the
foregoing, the Custodian shall deliver the Custodial File to the Master Servicer
or applicable Servicer. The Master Servicer or applicable Servicer shall cause
each Custodial File therein so released to be returned to the Custodian when the
need therefor by the Master Servicer or applicable Servicer no longer exists,
unless (i) the Mortgage Loan has been liquidated and the Liquidation Proceeds
relating to the Mortgage Loan have been deposited in the Certificate Account to
the extent required by the Pooling and Servicing Agreement or (ii) the Custodial
File or such document has been delivered to an attorney, or to a public trustee
or other public official as required by law, for purposes of initiating or
pursuing legal action or other proceedings for the foreclosure of the Mortgaged
Property either judicially or non-judicially. In the event of the liquidation of
a Mortgage Loan, the Master Servicer or applicable Servicer shall deliver two
copies of a Request for Release with respect thereto to the Custodian upon
deposit of the related Liquidation Proceeds in the Certificate Account to the
extent required by the Pooling and Servicing Agreement.
Section 2.6. Assumption Agreements. In the event that any assumption
agreement or substitution of liability agreement is entered into with respect to
any Mortgage Loan subject to this Agreement in accordance with the terms and
provisions of the Pooling and Servicing Agreement, the Master Servicer shall
notify the Custodian that such assumption or substitution agreement has been
completed by forwarding to the Custodian the original of such assumption or
substitution agreement, which copy shall be added to the related Custodial File
and, for all purposes, shall be considered a part of such Custodial File to the
same extent as all other documents and instruments constituting parts thereof.
ARTICLE III
CONCERNING THE CUSTODIAN
Section 3.1. Custodian a Bailee and Agent of the Trustee. With
respect to each Mortgage Note, Mortgage and other documents constituting each
Custodian File which are delivered to the Custodian, the Custodian is
exclusively the bailee and agent of the Trustee, holds such documents for the
benefit of Certificateholders and undertakes to perform such duties and only
such duties as are specifically set forth in this Agreement and in the Pooling
and Servicing Agreement. All provisions of the Pooling and Servicing Agreement
setting forth duties of the Custodian in more detail are hereby incorporated by
reference into this Agreement. Except upon compliance with the provisions of
Section 2.5 of this Agreement and the provisions of the Pooling and Servicing
Agreement, no Mortgage Note, Mortgage or other document constituting a part of a
Custodial File shall be delivered by the Custodian to the Seller or the Master
Servicer or otherwise released from the possession of the Custodian.
Section 3.2. Indemnification. The Seller hereby agrees to indemnify
and hold the Custodian harmless from and against all claims, liabilities,
losses, actions, suits or proceedings at law or in equity, or any other
expenses, fees or charges of any character or nature, which the Custodian may
incur or with which the Custodian may be threatened by reasons of its acting as
custodian under this Agreement, including indemnification of the Custodian
against any and all expenses, including attorney's fees if counsel for the
Custodian has been approved by the Seller, and the cost of defending any action,
suit or proceedings or resisting any claim. Notwithstanding the foregoing, it is
specifically understood and agreed that in the event any such claim, liability,
loss, action, suit or proceeding or other expense, fees, or charge shall have
been caused by reason of any negligent act, negligent failure to act, or willful
misconduct on the part of the Custodian, or which shall constitute a willful
breach of its duties hereunder, the indemnification provisions of this Agreement
shall not apply.
Section 3.3. Custodian May Own Certificates. The Custodian in its
individual or any other capacity may become the owner or pledgee of Certificates
with the same rights it would have if it were not Custodian.
Section 3.4. Master Servicer to Pay Custodian's Fees and Expenses.
The Master Servicer covenants and agrees to pay to the Custodian from time to
time, and the Custodian shall be entitled to, reasonable compensation for all
services rendered by it in the exercise and performance of any of the powers and
duties hereunder of the Custodian, and the Master Servicer will pay or reimburse
the Custodian upon its request for all reasonable expenses, disbursements and
advances incurred or made by the Custodian in accordance with any of the
provisions of this Agreement (including the reasonable compensation and the
expenses and disbursements of its counsel and of all persons not regularly in
its employ), except any such expense, disbursement or advance as may arise from
its negligence or bad faith.
Section 3.5. Custodian May Resign; Trustee May Remove Custodian. The
Custodian may resign from the obligations and duties hereby imposed upon it as
such obligations and duties relate to its acting as Custodian of the Mortgage
Loans. Upon receiving such notice of resignation, the Trustee shall either take
custody of the Custodial Files itself and give prompt notice thereof to the
Seller, the Master Servicer and the Custodian or promptly appoint a successor
Custodian by written instrument, in duplicate, one copy of which instrument
shall be delivered to the resigning Custodian and one copy to the successor
Custodian. If the Trustee shall not have taken custody of the Custodial Files
and no successor Custodian shall have been so appointed and have accepted
resignation, the resigning Custodian may petition any court of competent
jurisdiction for the appointment of a successor Custodian.
The Trustee, upon 60 days written notice, may remove the Custodian.
In such event, the Trustee shall appoint, or petition a court of competent
jurisdiction to appoint, a successor Custodian hereunder. Any successor
Custodian shall be a depository institution subject to supervision or
examination by federal or state authority and shall be able to satisfy the other
requirements contained in Section 3.7.
Any resignation or removal of the Custodian and appointment of a
successor Custodian pursuant to any of the provisions of this Section 3.5 shall
become effective upon acceptance of appointment by the successor Custodian. The
Trustee shall give prompt notice to the Seller and the Master Servicer of the
appointment of any successor Custodian. No successor Custodian shall have been
appointed and accepted appointment by the Trustee without the prior approval of
the Seller and the Master Servicer.
Section 3.6. Merger or Consolidation of Custodian. Any Person into
which the Custodian may be merged or converted or with which it may be
consolidated, or any Person resulting from any merger, conversion or
consolidation to which the Custodian shall be a party, or any Person succeeding
to the business of the Custodian, shall be the successor of the Custodian
hereunder, without the execution or filing of any paper or any further act on
the part of any of the parties hereto, anything herein to the contrary
notwithstanding.
Section 3.7. Representations of the Custodian. The Custodian hereby
represents that it is a depository institution subject to supervision or
examination by a federal or state authority, has a combined capital and surplus
of at least $10,000,000 and is qualified to do business in the jurisdiction in
which it will hold any Custodian File.
ARTICLE IV
MISCELLANEOUS PROVISIONS
Section 4.1. Notices. All notices, requests, consents and demands
and other communications required under this Agreement or pursuant to any other
instrument or document delivered hereunder shall be in writing and, unless
otherwise specifically provided, may be delivered personally, by telegram or
telex, or by registered or certified mail, postage prepaid, return receipt
requested, at the addresses specified on the signature page hereof (unless
changed by the particular party whose address is stated herein by similar notice
in writing), in which case the notice will be deemed delivered when received.
Section 4.2. Amendments. No modification or amendment of or
supplement to this Agreement shall be valid or effective unless the same is in
writing and signed by all parties hereto, and neither the Seller, the Master
Servicer nor the Trustee shall enter into any amendment hereof except as
permitted by the Pooling and Servicing Agreement. The Trustee shall give prompt
written notice to the Custodian of any amendment or supplement to the Pooling
and Servicing Agreement and furnish the Custodian with written copies thereof.
SECTION 4.3. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED A
CONTRACT MADE UNDER THE LAWS OF THE STATE OF NEW YORK AND SHALL BE CONSTRUED AND
ENFORCED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK.
Section 4.4. Recordation of Agreement. To the extent permitted by
applicable law, this Agreement is subject to recordation in all appropriate
public offices for real property records in all the counties or other comparable
jurisdictions in which any or all of the properties subject to the Mortgages are
situated, and in any other appropriate public recording office or elsewhere,
such recordation to be effected by the Master Servicer and at its expense on
direction by the Trustee, but only upon direction accompanied by an Opinion of
Counsel to the effect that such recordation materially and beneficially affects
the interests of the Certificateholders.
For the purpose of facilitating the recordation of this Agreement as
herein provided and for other purposes, this Agreement may be executed
simultaneously in any number of counterparts, each of which counterparts shall
be deemed to be an original, and such counterparts shall constitute but one and
the same instrument.
Section 4.5. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then such covenants, agreements, provisions or
terms shall be deemed severable from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of the Certificates
or the rights of the holders thereof.
IN WITNESS WHEREOF, this Agreement is executed as of the date first
above written.
Address: WACHOVIA BANK, NATIONAL ASSOCIATION,
as Trustee
000 Xxxxx Xxxxx Xxxxxx
Xxxxxxxxx, Xxxxx Xxxxxxxx, 00000 By:__________________________________
Name:________________________________
Title:_______________________________
Address: XXXXX FARGO ASSET SECURITIES CORPORATION,
as Seller
0000 Xxx Xxxxxxx Xxx
Xxxxxxxxx, Xxxxxxxx 00000 By:__________________________________
Name: Xxxxxxx Xxxxxx
Title: Vice President
Address: XXXXX FARGO BANK MINNESOTA, NATIONAL
ASSOCIATION, as Master Servicer
0000 Xxx Xxxxxxx Xxx
Xxxxxxxxx, Xxxxxxxx 00000 By:__________________________________
Name: Xxxxxxx X. Xxxx, III
Title: Vice President
Address: XXXXX FARGO BANK MINNESOTA, NATIONAL
ASSOCIATION, as Custodian
0000 00xx Xxxxxx Xxxxx Xxxx
Xxxxxxxxxxx, Xxxxxxxxx 00000 By:__________________________________
Name: Xxxxxxx X. Xxxxxxx
Title: Assistant Vice President
STATE OF MARYLAND )
ss.:
COUNTY OF FREDERICK )
On this 29th day of August, 2002, before me, a notary public in and
for the State of Maryland, personally appeared Xxxx XxXxxxxx, known to me who,
being by me duly sworn, did depose and say that he resides at McLean, Virginia;
that he is Vice President of Xxxxx Fargo Asset Securities Corporation, a
Delaware corporation, one of the parties that executed the foregoing instrument;
and that he signed his name thereto by order of the Board of Directors of said
corporation.
_________________________
Notary Public
[NOTARIAL SEAL]
STATE OF MARYLAND )
ss.:
COUNTY OF XXXXXXXXX )
On this 29th day of August, 2002, before me, a notary public in and
for the State of Maryland, personally appeared Xxxxxxx X. Xxxx, III, known to me
who, being by me duly sworn, did depose and say that he resides at Frederick,
Maryland; that he is a Vice President of Xxxxx Fargo Bank Minnesota, National
Association, a national banking association, one of the parties that executed
the foregoing instrument; and that he signed her name thereto by order of the
Board of Directors of said corporation.
_________________________
Notary Public
[NOTARIAL SEAL]
STATE OF NORTH CAROLINA )
ss.:
COUNTY OF )
On this 29th day of August, 2002, before me, a notary public in and
for the State of North Carolina, personally appeared _____________________,
known to me who, being by me duly sworn, did depose and say that he resides at
__________________, North Carolina; that he is a _____________________ of
Wachovia Bank, National Association, a national banking association, one of the
parties that executed the foregoing instrument; and that s/he signed his name
thereto by order of the Board of Directors of said corporation.
_________________________
Notary Public
[NOTARIAL SEAL]
STATE OF MINNESOTA )
ss.:
COUNTY OF )
On this 29th day of August, 2002, before me, a notary public in and
for the State of Minnesota, personally appeared Xxxxxxx X. Xxxxxxx, known to me
who, being by me duly sworn, did depose and say that he resides at
________________; that he is a ________________ of Xxxxx Fargo Bank Minnesota,
National Association, a national banking association, one of the parties that
executed the foregoing instrument; and that he signed his name thereto by order
of the Board of Directors of said corporation.
_________________________
Notary Public
[NOTARIAL SEAL]
EXHIBIT F-1A
[Schedule of Mortgage Loans in Group I]
WFMBS
WFMBS 2002-E GROUP I LOANS EXHIBIT F-1A
3/1 LIBOR ARM LOANS
(i) (ii) (iii) (iv) (v) (vi)
-------- ---- ----- ----- -------- -------- -------- ---------
CURRENT
CURRENT NET
MORTGAGE MORTGAGE MORTGAGE CURRENT
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT
-------- ---- ----- ----- -------- -------- -------- ---------
258508 XXXXX XXXX XX 00000 SFD 5.875 5.483 $2,721.08
259118 XXXXXXXX XXXX XX 00000 SFD 5.375 4.983 $1,813.01
260459 XXXXXX XX 00000 SFD 5.750 5.358 $2,480.19
260658 XXX XXXXX XX 00000 SFD 6.000 5.608 $3,621.29
260692 XXXXXXX XX 00000 SFD 5.500 5.108 $2,072.43
261080 XXXXX XXXXXX XX 00000 SFD 5.625 5.233 $5,109.04
000000 XXXXXXX XXXX XX 00000 SFD 5.875 5.483 $2,555.44
261161 XXXXXXX XX 00000 SFD 5.875 5.483 $1,910.67
261379 XXXXXXXXXX XX 00000 SFD 4.875 4.483 $1,659.72
261488 XXXXXX XX 00000 SFD 5.625 5.233 $3,350.32
261546 XXXXXX XX 00000 SFD 5.250 4.858 $2,107.21
261613 XXX XXXXX XX 00000 SFD 5.750 5.358 $3,501.44
000000 XXXX XXXXXXXXXX XXXXXXXX XX 00000 SFD 5.375 4.983 $2,141.89
261704 XXXXX XX 00000 SFD 4.125 3.733 $2,927.29
261775 XXXX XXXX XX 00000 SFD 5.375 4.983 $3,275.83
261881 XXX XXXXXXXXX XX 00000 MF2 5.750 5.358 $5,835.73
262697 XXXXXXXXXX XX 00000 SFD 5.000 4.608 $2,378.66
263682 XXX XXXX XX 00000 LCO 5.625 5.233 $2,109.21
265075 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,097.29
266887 XXXXXXXX XX 00000 SFD 4.750 4.358 $1,961.40
267124 XXXXXX XX 00000 SFD 5.375 4.983 $4,849.36
267537 XXX XXXX XX 00000 SFD 5.500 5.108 $2,742.43
000000 XXXXXX CA 95002 SFD 5.750 5.358 $1,954.97
000000 XXXXXX XXXXX XX XX 00000 SFD 5.625 5.233 $5,425.57
268965 XXXXX XX XX 00000 SFD 5.500 5.108 $4,905.70
269129 XXXXXXX XX 00000 SFD 5.625 5.233 $5,756.57
269205 HALF XXXX XXX XX 00000 SFD 5.750 5.358 $3,104.61
269780 XXXXXXXX XX 00000 SFD 5.375 4.983 $3,639.82
270246 XXXXXXX XXXX XX 00000 SFD 5.625 5.233 $2,152.96
270260 XXX XXXXXXXXX XX 00000 SFD 5.625 5.233 $2,388.98
270332 XXXXXXXXX XX 00000 SFD 4.875 4.483 $4,868.72
270366 XXXXXX XXXXXX XX 00000 SFD 5.250 4.858 $2,054.20
270577 XXXXXX XX 00000 SFD 5.500 5.108 $5,371.29
271167 XXX XXXXX XX 00000 SFD 5.375 4.983 $3,975.80
271526 XXX XXXXX XX 00000 SFD 5.625 5.233 $2,541.53
271963 XXXXXXXXXX XXXXX XX 00000 SFD 5.750 5.358 $3,793.23
272148 XXXXXXXXX XX 00000 SFD 5.250 4.858 $3,589.33
272834 XXX XXXX XX 00000 SFD 5.250 4.858 $3,429.19
273387 XXXXXX XXXXXX XX 00000 SFD 5.125 4.733 $2,450.20
273400 XXXXXXX XXXXX XX 00000 SFD 5.625 5.233 $3,292.75
273757 XXXXXXXX XXXXXXX XX 00000 SFD 5.500 5.108 $3,009.29
274193 XXXXXXXXX XXXXX XX 00000 SFD 5.000 4.608 $2,979.36
274205 XXXXXXXXX XX 00000 SFD 5.750 5.358 $3,022.91
000000 XXXXX XXX XXXXXXXXX XX 00000 SFD 5.625 5.233 $2,403.95
275059 XXX XXXXX XX 00000 SFD 5.750 5.358 $1,890.78
275391 XXX XXXXXXXXX XX 00000 SFD 5.375 4.983 $1,847.91
275589 XXXXXXXX XX 00000 SFD 5.750 5.358 $2,334.30
275726 XXXXXXXX XX 00000 SFD 5.750 5.358 $4,925.36
276109 XXX XXXXXXX XX 00000 SFD 5.750 5.358 $2,451.01
276702 XXXXXXX XX 00000 SFD 5.250 4.858 $1,921.67
277163 XXXXXXXX XX 00000 SFD 5.250 4.858 $3,097.87
278766 XXXXXX XX 00000 SFD 5.625 5.233 $1,731.58
278910 XXX XXXXXXX XX 00000 SFD 5.375 4.983 $2,687.87
278957 XXX XXXX XX 00000 SFD 5.375 4.983 $2,183.89
000000 XXXX XXXXXXXXXX XXXXXXXX XX 00000 SFD 5.750 5.358 $3,055.88
280684 XXX XXXXX XX 00000 SFD 5.750 5.358 $2,839.09
281169 XXXXXXXX XX 00000 SFD 5.500 5.108 $1,953.20
281548 XXXXXXXXXX XX 00000 SFD 5.625 5.233 $2,129.93
281698 XXXXXXX XX 00000 SFD 5.125 4.733 $2,687.05
281852 XXX XXXXX XX 00000 SFD 5.750 5.358 $3,501.44
281863 XXXXXXXXXXX XX 00000 SFD 4.625 4.233 $1,753.22
282163 XXXXXXXXXX XX 00000 SFD 5.750 5.358 $2,591.07
282765 XXXXXXXXX XXXXX XX 00000 MF2 5.500 5.108 $3,491.91
282964 XXXXXXXXXX XX 00000 SFD 5.500 5.108 $2,335.89
283124 XXX XXXX XX 00000 SFD 5.250 4.858 $3,061.42
283191 XXXXXXXX XXXX XX 00000 SFD 5.250 4.858 $4,251.97
283307 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,503.08
284748 XXXXXXX XX 00000 SFD 5.250 4.858 $2,854.90
284759 XXXXXXXXX XX 00000 SFD 5.750 5.358 $2,754.47
285768 XXXXXXXXXXXX XX 00000 SFD 5.375 4.983 $3,639.82
286241 XXXXXXX XX 00000 SFD 5.750 5.358 $2,246.76
286677 XXX XXXXX XX 00000 SFD 5.250 4.858 $1,767.06
286688 XXXXXX XX 00000 SFD 5.750 5.358 $3,203.81
286764 XXXXX XXXXX XX 00000 SFD 5.750 5.358 $1,809.08
286787 XXX XXXX XX 00000 SFD 5.375 4.983 $2,211.89
000000 XXXX XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,642.26
288147 XXX XXXX XX 00000 SFD 5.625 5.233 $2,619.24
288544 XXXXX XXX XX 00000 SFD 5.125 4.733 $1,747.81
288777 XXX XXXX XX 00000 SFD 5.125 4.733 $3,424.83
288834 XXXXXXX XX 00000 SFD 5.125 4.733 $3,539.17
289417 XXX XXXX XX 00000 LCO 5.750 5.358 $2,147.55
289472 XXXXXXXX XX 00000 SFD 5.500 5.108 $4,826.21
289521 XXXXX XXXX XX 00000 SFD 5.250 4.858 $3,092.35
289616 XXX XXXX XX 00000 SFD 5.500 5.108 $2,464.21
289623 XXXXXXXX XX 00000 SFD 4.750 4.358 $1,836.20
289664 XXXXXXXXX XX 00000 SFD 5.375 4.983 $3,035.05
289674 XXXXXXXX XXXX XX 00000 SFD 5.500 5.108 $1,924.81
289695 XXXXXX XXXXX XX 00000 SFD 5.750 5.358 $3,501.44
289784 XXXXX XXXX XX 00000 SFD 5.500 5.108 $2,520.99
289822 XXXXXX XXXX XX 00000 SFD 5.750 5.358 $2,596.90
289834 XXXXXXXXX XXX XX 00000 SFD 5.500 5.108 $2,327.93
289935 XXX XXXX XX 00000 SFD 5.250 4.858 $2,440.75
289974 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,656.10
289992 XXX XXXXXX XX 00000 SFD 5.625 5.233 $2,014.80
290060 XXXXXX XXXXXX XX 00000 SFD 5.125 4.733 $2,722.44
290074 XXX XXXX XX 00000 SFD 5.375 4.983 $2,491.88
290081 XXXXXXXXXX XX 00000 SFD 5.500 5.108 $2,153.63
290094 XXX XXXX XX 00000 SFD 5.625 5.233 $2,475.33
290129 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,452.16
290136 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,295.89
290153 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,799.86
290161 XXXXXXX XX 00000 SFD 5.375 4.983 $3,393.43
290167 XXXXXXX XXXX XX 00000 LCO 5.375 4.983 $1,859.11
290180 XXX XXXXXXXX XX 00000 SFD 5.625 5.233 $4,672.61
290185 XXXXXXXXXX XX 00000 SFD 5.625 5.233 $2,964.64
290193 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,967.46
290240 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,655.43
290329 XXXXXXX XX 00000 SFD 5.500 5.108 $1,816.93
290337 XXX XXXXXXXXX XX 00000 SFD 5.750 5.358 $2,766.14
290364 XXXX XXXXXXXXX XX 00000 SFD 4.000 3.608 $1,787.93
290372 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,314.07
290427 XXXXXXX XX 00000 SFD 5.375 4.983 $2,071.90
290442 XXX XXXX XX 00000 SFD 5.250 4.858 $2,402.09
290507 XXX XXXXX XX 00000 SFD 5.125 4.733 $5,009.29
290515 XXXXXXXXXX XXXXX XX 00000 SFD 5.125 4.733 $1,905.71
290552 XXXXXXXXX XX 00000 SFD 5.750 5.358 $1,531.88
290578 XXX XXXX XX 00000 SFD 5.250 4.858 $2,584.32
290580 XXXXXXXX XX 00000 SFD 5.375 4.983 $1,875.91
290592 XXXXXXX XX 00000 SFD 5.750 5.358 $1,755.39
290655 XXXXXXX XX 00000 SFD 5.250 4.858 $3,506.50
290693 XXXXXXXXX XX 00000 SFD 5.125 4.733 $3,538.63
290695 XXXXXXXXXXXXXXX XX 00000 SFD 5.000 4.608 $2,093.61
290721 XXXXXXX XX 00000 SFD 5.375 4.983 $2,071.90
290722 XXX XXXXX XX 00000 SFD 5.500 5.108 $4,826.21
290755 XXXXXXXXXX XX 00000 SFD 5.375 4.983 $3,208.64
290861 XXXXXX XX 00000 SFD 5.000 4.608 $1,803.73
291166 XXX XXXXX XX 00000 SFD 5.375 4.983 $2,547.87
291189 XXXXXXXXX XX 00000 LCO 5.625 5.233 $1,731.58
291289 XXXXXXX XX 00000 SFD 5.375 4.983 $2,368.68
291432 XXXXXXXXX XX 00000 SFD 5.125 4.733 $3,196.14
291491 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,396.68
291513 XXXX XXXX XX 00000 SFD 5.375 4.983 $3,527.82
291577 XXX XXXX XX 00000 SFD 5.000 4.608 $2,630.43
291621 XXXXXXX XX 00000 SFD 5.375 4.983 $3,639.82
291640 XXX XXXX XX 00000 SFD 5.500 5.108 $1,930.49
291678 XXXXXXXXXX XX 00000 SFD 5.375 4.983 $3,035.04
291685 XXX XXXX XX 00000 SFD 5.500 5.108 $1,992.94
291759 XXXXXXXXX XX 00000 PUD 5.750 5.358 $2,474.35
291761 XXXXXXXX XXXX XX 00000 SFD 5.625 5.233 $2,993.42
291789 XXXXXXXXX XX 00000 SFD 5.375 4.983 $3,337.43
291795 XXX XXXX XX 00000 SFD 5.250 4.858 $2,092.86
291821 XXX XXXX XX 00000 SFD 5.250 4.858 $2,816.24
291830 XXXX XXXX XX 00000 SFD 5.375 4.983 $1,875.91
291832 XXXXXXXX XX 00000 SFD 5.500 5.108 $2,197.35
291851 XXX XXXX XX 00000 SFD 5.375 4.983 $3,214.24
291873 XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,742.43
291879 XXXXXXX XX 00000 SFD 5.875 5.483 $2,280.97
291881 XXXXXXXX XX 00000 SFD 4.875 4.483 $1,831.07
000000 XXX XXXX XXXXXXXXXX XX 00000 SFD 5.750 5.358 $3,939.12
291886 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,622.97
291892 XXXXX XXXXX XX 00000 SFD 5.750 5.358 $2,334.30
291894 XXXXXXXX XX 00000 SFD 5.500 5.108 $4,542.32
291923 XXX XXXX XX 00000 SFD 5.750 5.358 $2,369.31
292042 XXX XXXX XX 00000 SFD 5.750 5.358 $1,984.15
292143 XXX XXXX XX 00000 SFD 5.125 4.733 $2,706.11
292172 XXXXXXXXX XX 00000 SFD 5.625 5.233 $4,616.77
292434 XXXX XXXX XX 00000 SFD 5.500 5.108 $2,668.61
292464 XXX XXXXX XX 00000 SFD 5.375 4.983 $2,357.48
292676 XXXXXXXX XX 00000 SFD 5.750 5.358 $2,042.51
292688 XXX XXXX XX 00000 SFD 5.625 5.233 $2,532.89
292779 XXXXXXXX XX 00000 SFD 5.625 5.233 $5,756.57
292812 XXX XXXX XX 00000 SFD 5.250 4.858 $3,313.23
292829 XXX XXXX XX 00000 SFD 5.375 4.983 $2,578.67
292856 XXXXXXXXXX XX 00000 SFD 5.375 4.983 $2,799.86
292860 XXXXXXX XX 00000 SFD 5.625 5.233 $5,756.57
292861 XXXXXXXX XX 00000 SFD 5.750 5.358 $3,553.96
292909 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,038.30
292963 XXXXXX XXXXX XXXXXX XX 00000 SFD 5.750 5.358 $2,917.86
292977 XXXXXXXX XX 00000 SFD 5.750 5.358 $4,085.01
293000 XXXXXXXX XX 00000 SFD 5.500 5.108 $1,816.93
293009 XXX XXXX XX 00000 SFD 5.500 5.108 $2,322.26
293011 XXX XXXXXXX XX 00000 LCO 5.375 4.983 $5,358.93
293017 XXXX XXXX XX 00000 SFD 5.500 5.108 $5,110.11
293089 XXXXXXX XX 00000 SFD 5.500 5.108 $1,822.60
293099 XXXXXX XX 00000 SFD 5.000 4.608 $2,812.95
293101 XXXXXXX XX 00000 SFD 5.375 4.983 $2,497.48
293136 XXXXXX XXXX XX 00000 SFD 5.375 4.983 $2,575.87
293184 XXX XXXX XX 00000 SFD 5.125 4.733 $2,662.55
293206 XXX XXXX XX 00000 SFD 5.500 5.108 $2,833.27
293295 XXXXXX XX 00000 SFD 5.250 4.858 $3,009.52
293306 XXXXXXX XX 00000 SFD 5.250 4.858 $2,153.59
293348 XXXXXXXXX XX 00000 SFD 5.125 4.733 $3,212.48
293358 XXXXXXX XX 00000 SFD 5.625 5.233 $1,986.02
293451 XXXXXXXXX XX 00000 SFD 5.375 4.983 $4,110.19
293469 XXXXXXXXX XX 00000 SFD 5.375 4.983 $1,763.91
293505 XXXXXXX XX 00000 SFD 5.375 4.983 $2,311.57
000000 XXXXX XXXXXX XX 00000 SFD 5.750 5.358 $2,585.23
293537 XXXXX XXXXX XX 00000 SFD 5.750 5.358 $2,032.59
000000 XXXXX XXX XXX XX 00000 SFD 5.750 5.358 $2,912.03
293569 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,088.70
293591 XXXXXXXXX XX 00000 SFD 5.375 4.983 $3,001.45
293593 XXXXXXX XXXXX XX 00000 SFD 5.750 5.358 $2,784.23
293614 XXXXXXX XXXXXXXXX XX 00000 LCO 5.750 5.358 $2,394.40
293616 XXX XXXX XX 00000 SFD 5.000 4.608 $1,798.36
293840 XXXXXXXXXX XX 00000 SFD 5.250 4.858 $2,142.56
293864 XXXXXXX XX 00000 SFD 5.750 5.358 $2,334.30
293961 XXXXXXX XX 00000 SFD 5.250 4.858 $1,822.28
293964 XXXXXXXX XXXX XX 00000 SFD 5.375 4.983 $2,183.89
294018 XXXXXXXX XX 00000 HCO 5.750 5.358 $2,042.51
294026 XXX XXXX XX 00000 SFD 5.375 4.983 $3,600.62
294085 XXXXXXXX XXXX XX 00000 PUD 5.625 5.233 $1,847.86
294126 XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,782.17
000000 XXXXXX XXXXX XX XX 00000 SFD 5.250 4.858 $1,932.72
294308 XXXX XXXXXX XX 00000 SFD 5.750 5.358 $2,083.36
294528 XXXXXX XX 00000 SFD 5.750 5.358 $3,606.48
294532 XXX XXXXXXX XX 00000 SFD 5.375 4.983 $2,223.09
294610 XXX XXXX XX 00000 SFD 5.375 4.983 $1,735.92
294636 XXX XXXXX XX 00000 LCO 5.625 5.233 $1,381.58
294672 XXX XXXX XX 00000 SFD 5.750 5.358 $2,159.22
294699 XXX XXXX XX 00000 SFD 5.750 5.358 $2,089.20
294739 XXX XXXXXXX XX 00000 SFD 5.500 5.108 $4,457.15
294754 XXXXXXXXX XX 00000 SFD 5.000 4.608 $5,303.80
294822 XXX XXXXX XX 00000 SFD 5.375 4.983 $3,359.83
294823 XXXXXXX XX 00000 SFD 5.750 5.358 $3,443.08
294833 XXXXXXXXX XX 00000 SFD 5.500 5.108 $1,814.09
294858 XXXX XXXX XX 00000 SFD 5.375 4.983 $3,163.84
294957 XXX XXXXX XX 00000 SFD 5.375 4.983 $2,424.68
294970 XXXXXX XX 00000 SFD 5.750 5.358 $2,771.98
295002 XXX XXXX XX 00000 SFD 5.375 4.983 $2,127.90
295006 XXXXXXX XX 00000 SFD 5.250 4.858 $3,324.27
295023 XXXXXX XX 00000 SFD 5.000 4.608 $2,431.81
295032 XXXXXXX XX 00000 SFD 5.250 4.858 $2,051.44
295034 XXX XXXX XX 00000 SFD 5.375 4.983 $2,155.89
295040 XXX XXXXX XX 00000 SFD 5.500 5.108 $2,526.67
295052 XXXXXXXX XXXX XX 00000 SFD 5.500 5.108 $1,987.27
295065 XXXXXXXXX XX 00000 PUD 5.375 4.983 $1,842.31
295066 XXX XXXX XX 00000 PUD 5.750 5.358 $2,021.50
295118 XXXXXXX XXXX XX 00000 SFD 5.250 4.858 $2,761.02
295158 XXX XXXX XX 00000 SFD 5.625 5.233 $1,870.89
295168 XXX XXXX XX 00000 SFD 5.500 5.108 $2,566.41
295169 XXX XXXXX XX 00000 SFD 5.375 4.983 $2,855.86
295182 XXXXXX XX 00000 LCO 5.625 5.233 $1,878.94
295350 XXXX XXXX XX 00000 SFD 5.375 4.983 $5,487.72
295473 XXXXXXXXX XX 00000 SFD 5.625 5.233 $3,143.09
295567 XXXXXXXX XX 00000 SFD 5.500 5.108 $3,122.84
295578 XXXXXXX XX 00000 SFD 5.750 5.358 $1,756.56
295581 XXX XXXXXX XX 00000 SFD 5.250 4.858 $2,322.02
295605 XXXXXXXX XX 00000 SFD 4.875 4.483 $2,593.13
295629 XXXX XXXXX XX 00000 SFD 5.750 5.358 $1,931.63
295665 XXXXXXXXX XX 00000 SFD 5.750 5.358 $1,956.14
295690 XXX XXXXXXXXX XX 00000 SFD 5.750 5.358 $3,233.00
295696 XXXXXXX XX 00000 SFD 5.500 5.108 $2,668.61
295706 XXXXX XXXX XX 00000 LCO 5.500 5.108 $1,902.10
295834 XXXXXX XX 00000 SFD 5.125 4.733 $2,885.79
295842 XXXXX XX 00000 SFD 5.625 5.233 $1,364.31
296053 XXXXX XX 00000 SFD 5.375 4.983 $2,799.86
296174 XXXXXXXX XX 00000 HCO 5.500 5.108 $1,975.91
296224 XXXXXXX XXXX XX 00000 SFD 5.750 5.358 $3,215.49
296246 XXXX XXXXXX XX 00000 SFD 5.500 5.108 $2,773.65
296249 XXXXXXXX XX 00000 SFD 5.500 5.108 $3,686.66
296338 XXX XXXX XX 00000 SFD 5.250 4.858 $3,175.18
296455 XXXXXXXX XX 00000 SFD 5.625 5.233 $2,037.83
296466 XXXXX XXXX XX 00000 SFD 5.500 5.108 $2,820.50
296548 XXX XXXXX XX 00000 SFD 5.250 4.858 $2,384.42
296592 XXX XXXXXX XX 00000 SFD 5.750 5.358 $2,451.01
296613 XXXXXXX XX 00000 LCO 5.625 5.233 $1,732.73
296615 XXX XXXXXXX XX 00000 SFD 5.625 5.233 $2,180.30
296652 XXXXXXX XXXX XX 00000 SFD 5.375 4.983 $3,359.83
296656 XXXXXXX XX 00000 SFD 5.625 5.233 $2,406.25
296661 XXXXXXXX XX 00000 SFD 5.250 4.858 $3,434.71
296717 XXXXXXXXX XX 00000 SFD 5.625 5.233 $2,553.04
000000 XXXXX XXXXXX XX 00000 SFD 5.750 5.358 $2,906.19
296763 XXXX XXXXXX XX 00000 SFD 5.750 5.358 $3,915.78
296765 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,147.49
296789 XXXXXXXXX XX 00000 SFD 5.750 5.358 $2,345.97
296814 XXX XXXXXXXXX XX 00000 SFD 5.750 5.358 $2,163.60
296837 XXX XXXX XX 00000 SFD 5.000 4.608 $4,375.10
296861 XXXXXXX XXXXXX XX 00000 SFD 5.625 5.233 $4,798.10
296871 XXX XXXX XX 00000 SFD 5.500 5.108 $2,140.57
296888 XXX XXXXXXXXX XX 00000 SFD 5.375 4.983 $3,335.19
296889 XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,640.22
296975 XXXXXX XXXX XX 00000 SFD 5.375 4.983 $3,348.63
297019 XXXX XXXXXX XX 00000 SFD 4.750 4.358 $2,170.06
297055 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,605.38
297057 XXXXXXXXX XX 00000 SFD 5.750 5.358 $3,285.52
297136 XXXX XXXX XX 00000 SFD 5.250 4.858 $3,589.33
297173 XXXXX XXXX XX 00000 SFD 5.000 4.608 $2,506.96
297300 XXXXXXX XXXX XX 00000 SFD 5.250 4.858 $1,822.28
297303 XXXXX XXX XX 00000 SFD 5.750 5.358 $2,567.73
297331 XXXXXXX XX 00000 SFD 5.375 4.983 $2,356.36
297359 XXXXXXXX XX 00000 SFD 5.250 4.858 $1,836.08
297362 XXX XXXX XX 00000 SFD 5.375 4.983 $3,281.44
297394 XXXXXXX XX 00000 SFD 5.625 5.233 $2,256.58
297404 XXX XXXXX XX 00000 SFD 5.500 5.108 $3,293.18
297415 XXX XXXXX XX 00000 SFD 5.750 5.358 $4,505.19
297438 XXXXX XXXXX XX 00000 SFD 5.375 4.983 $2,111.10
297524 XXX XXXX XX 00000 SFD 5.125 4.733 $2,450.20
297547 XXXX XXXX XX 00000 SFD 5.500 5.108 $2,123.54
297561 XXX XXXX XX 00000 SFD 5.375 4.983 $2,083.10
297565 XXXXXXX XXXXX XX 00000 SFD 5.750 5.358 $4,318.44
297605 XXXX XXXXXX XX 00000 SFD 5.625 5.233 $2,101.15
297634 XXX XXXX XX 00000 SFD 5.625 5.233 $2,481.08
297715 XXXXXXX XX 00000 SFD 5.375 4.983 $1,976.70
297724 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,939.85
297759 XXX XXXX XX 00000 SFD 5.750 5.358 $2,205.91
297891 XXX XXXX XX 00000 SFD 5.375 4.983 $2,497.48
297904 XXXXXX XX 00000 SFD 5.500 5.108 $2,555.06
297913 XXXXXXXX XX 00000 SFD 5.750 5.358 $3,501.44
298076 XXX XXXX XX 00000 SFD 5.125 4.733 $3,054.58
000000 XXXXX XXXXXX XX 00000 SFD 5.750 5.358 $1,896.61
298342 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,116.70
298480 XXXXXX XXXXXX XX 00000 SFD 5.125 4.733 $2,145.28
298491 XXXXXX XX 00000 SFD 5.625 5.233 $2,515.62
298571 XXX XXXX XX 00000 SFD 5.375 4.983 $1,780.71
298575 XXXXXXX XX 00000 SFD 5.750 5.358 $2,159.22
298591 XXXXXXXXXX XX 00000 SFD 5.250 4.858 $2,512.53
298614 XXX XXXX XX 00000 SFD 5.125 4.733 $2,112.61
298645 XXX XXXXXXXXX XX 00000 LCO 5.625 5.233 $2,277.30
298702 XXX XXXXXXX XX 00000 SFD 5.375 4.983 $2,060.70
298731 XXXXXXX XX 00000 SFD 5.625 5.233 $2,458.06
298738 XXXXXXXX XX 00000 PUD 5.625 5.233 $2,475.33
298790 XXX XXXX XX 00000 SFD 5.625 5.233 $2,993.42
298806 XXX XXXX XX 00000 SFD 5.375 4.983 $3,203.04
000000 XXXXX XXXX XX 00000 SFD 5.500 5.108 $1,924.81
298817 XXX XXXX XX 00000 SFD 5.500 5.108 $1,913.45
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298865 XXX XXXXXXXXX XX 00000 LCO 5.375 4.983 $3,639.82
298989 XXXXXXXXX XX 00000 SFD 4.750 4.358 $1,669.28
299145 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,595.36
299164 XXXXX XXXXX XX 00000 SFD 5.750 5.358 $2,182.57
299183 XXXXXXXX XX 00000 SFD 5.625 5.233 $2,245.06
299275 XXXXXXX XX 00000 SFD 5.250 4.858 $2,617.45
299300 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,374.48
299323 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,295.89
299356 XXXXXXXXX XX 00000 SFD 5.375 4.983 $1,976.70
299408 XXXXXXXXX XX 00000 SFD 5.375 4.983 $1,783.51
299514 XXXXXXXXXX XX 00000 SFD 5.750 5.358 $3,373.06
299724 XXXXXXX XX 00000 SFD 5.375 4.983 $2,228.69
299787 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,595.36
299802 XXXXXXXX XX 00000 SFD 5.250 4.858 $4,649.56
299851 XXXXXXXXXX XX 00000 SFD 5.500 5.108 $3,522.57
299856 XXXXXXXXXX XX 00000 SFD 6.125 5.733 $3,949.47
299867 XXXXXXXXX XX 00000 LCO 5.375 4.983 $1,791.91
299879 XXX XXXX XX 00000 SFD 5.625 5.233 $2,158.72
299897 XXXXXXXX XX 00000 SFD 5.500 5.108 $1,816.93
299972 XXX XXXX XX 00000 LCO 5.375 4.983 $1,791.91
300140 XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,555.06
300353 XXX XXXX XX 00000 SFD 5.125 4.733 $2,205.18
300377 XXXXXXX XX 00000 SFD 5.375 4.983 $1,931.91
300380 XXXXXXXXXX XX 00000 SFD 4.500 4.108 $1,976.08
300487 XXXXX XXXX XX 00000 SFD 5.750 5.358 $3,793.23
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300571 XXX XXXXXXXX XX 00000 SFD 5.750 5.358 $3,092.94
300601 XXX XXXXXXX XX 00000 SFD 5.625 5.233 $2,734.37
300660 XXX XXXX XX 00000 SFD 5.125 4.733 $3,239.70
300679 XXXXXXX XXXXX XX 00000 LCO 4.875 4.483 $2,111.55
300703 XXX XXXX XX 00000 SFD 5.375 4.983 $2,528.28
300712 XXX XXXX XX 00000 SFD 5.250 4.858 $2,081.81
300734 XXXXXXX XX 00000 SFD 5.250 4.858 $1,673.18
300851 XXXX XXXX XX 00000 SFD 5.375 4.983 $2,883.86
300904 XXXXXXXX XX 00000 SFD 5.500 5.108 $5,450.78
300971 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,177.95
301008 XXX XXXX XX 00000 SFD 5.375 4.983 $2,923.05
301048 XXXXXXX XX 00000 SFD 5.625 5.233 $3,626.64
301117 XXX XXXX XX 00000 SFD 5.500 5.108 $3,690.63
301118 XXXXXX XXXX XX 00000 SFD 5.750 5.358 $3,483.93
301130 XXX XXXXX XX 00000 SFD 5.500 5.108 $3,520.30
301203 XXXXXXXX XXXX XX 00000 SFD 5.375 4.983 $2,973.45
301387 XXXXXXX XXXXX XX 00000 SFD 5.375 4.983 $3,782.61
301502 XXX XXXX XX 00000 SFD 5.375 4.983 $1,875.91
301677 XXXXXXXXX XXXXX XX 00000 SFD 5.625 5.233 $3,741.77
301774 XXXXXXX XX 00000 SFD 5.375 4.983 $3,477.43
301780 XXXXXXXX XX 00000 SFD 5.500 5.108 $4,542.32
301888 XXXXXXXXX XX 00000 SFD 5.625 5.233 $1,899.67
303128 XXXXX XXXXX XX 00000 SFD 5.250 4.858 $1,998.98
303147 XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,684.11
303171 XXX XXXX XX 00000 SFD 5.250 4.858 $2,091.75
303218 XXX XXXX XX 00000 SFD 5.250 4.858 $2,153.60
303459 XXXXXXXX XX 00000 SFD 5.625 5.233 $2,590.46
303553 XXXXXXXX XX 00000 SFD 4.875 4.483 $3,439.59
303568 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,368.96
303595 XXXXXXX XX 00000 SFD 5.250 4.858 $3,296.66
303609 XXXXXX XXXXX XX 00000 SFD 5.250 4.858 $1,689.74
303853 XXX XXXX XX 00000 SFD 5.125 4.733 $2,657.10
303877 XXX XXXX XX 00000 SFD 5.375 4.983 $2,766.26
303901 XXX XXXX XX 00000 SFD 5.500 5.108 $2,191.67
304073 XXXXXXX XX 00000 SFD 5.500 5.108 $2,044.05
304335 XXXXXX XXXX XX 00000 SFD 5.000 4.608 $1,954.03
304483 XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,050.66
304762 XXXXXXXXX XX 00000 LCO 5.625 5.233 $2,325.66
304819 XXX XXXX XX 00000 SFD 5.375 4.983 $1,870.31
304872 XXXXXXXX XX 00000 SFD 5.000 4.608 $2,010.40
000000 XXX XXXXX XX 00000 SFD 5.625 5.233 $3,307.15
000000 XXXXXX XXXXXX XX 00000 SFD 5.250 4.858 $2,634.01
305305 XXXXXXX XX 00000 SFD 5.500 5.108 $2,413.11
305523 XXXXXXXXX XX 00000 SFD 5.250 4.858 $3,009.52
305597 XXXX XXXX XX 00000 SFD 5.250 4.858 $2,208.82
305620 XXXX XXXX XX 00000 SFD 5.500 5.108 $3,747.41
306140 XXXXXX XX 00000 LCO 5.125 4.733 $1,677.02
306173 XXXXXXX XX 00000 SFD 5.500 5.108 $1,707.91
306224 XXX XXXX XX 00000 PUD 6.000 5.608 $2,182.37
306315 XXXXXX XX 00000 SFD 5.625 5.233 $2,478.21
306370 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,107.18
306376 XXXXXX XXXXXX XX 00000 SFD 5.375 4.983 $3,639.82
306520 XXXXXX XXXXXX XX 00000 SFD 5.625 5.233 $2,694.08
306580 XXX XXXXX XX 00000 SFD 5.625 5.233 $3,741.77
306847 XXXX XXXX XX 00000 SFD 5.375 4.983 $5,599.71
306877 XXXXXXXX XX 00000 SFD 5.625 5.233 $2,590.46
307294 XXX XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,804.88
307357 XXXXXXXX XX 00000 SFD 5.250 4.858 $1,756.01
307379 XXXXXXX XX 00000 SFD 5.125 4.733 $3,288.71
307403 XXXXXXX XX 00000 SFD 5.250 4.858 $3,357.40
307443 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,547.87
307466 XXXXXXX XX 00000 PUD 5.500 5.108 $982.28
307468 XXXXXXXX XX 00000 SFD 5.250 4.858 $3,589.33
307559 XXXX XXXX XX 00000 SFD 5.500 5.108 $4,190.29
307582 XXXXXXXXX XX 00000 SFD 5.625 5.233 $2,331.41
307668 XXXXXXX XX 00000 SFD 5.250 4.858 $3,478.89
307677 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,374.48
307735 XXXXX XXXX XX 00000 SFD 5.250 4.858 $1,907.87
307783 XXX XXXX XX 00000 LCO 5.500 5.108 $2,146.25
307829 XXX XXXX XX 00000 SFD 5.250 4.858 $1,711.84
307841 XXX XXXXX XX 00000 SFD 5.375 4.983 $2,967.85
307888 XXXXXXX XX 00000 SFD 5.250 4.858 $4,113.92
307896 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,761.02
307924 XXX XXXX XX 00000 SFD 5.375 4.983 $2,816.66
307932 XXXXXXXX XX 00000 LCO 5.750 5.358 $2,100.87
308062 XXXXXXXX XX 00000 SFD 5.500 5.108 $3,690.63
308077 XXXXXXX XX 00000 SFD 5.250 4.858 $3,070.26
308271 XXXXXXX XX 00000 SFD 5.375 4.983 $2,749.46
308301 XXXXXX XX 00000 SFD 5.250 4.858 $3,865.43
308328 XXXXXXX XX 00000 SFD 5.375 4.983 $1,822.71
308345 XXX XXXX XX 00000 SFD 5.750 5.358 $2,696.11
308550 XXX XXXX XX 00000 SFD 5.250 4.858 $3,484.41
308828 XXX XXXX XX 00000 SFD 5.125 4.733 $2,574.33
308898 XX XXXXX XX 00000 SFD 5.750 5.358 $3,962.46
308902 XXXXX XXXXX XX 00000 SFD 5.375 4.983 $1,814.31
308968 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,838.33
309038 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,228.69
309059 XXXXXX XXXX XX 00000 SFD 4.875 4.483 $2,503.16
309107 XXXXXXX XX 00000 SFD 5.375 4.983 $1,898.31
309116 XXXXXXXXX XX 00000 SFD 5.250 4.858 $1,987.94
309126 XXXXXXX XX 00000 SFD 4.625 4.233 $2,570.70
309226 XXX XXXX XX 00000 SFD 5.750 5.358 $2,001.66
309236 XXXXX XXXXX XX 00000 PUD 5.625 5.233 $2,705.59
309375 XXXXXXX XX 00000 SFD 5.375 4.983 $2,923.05
309437 XXX XXXXX XX 00000 SFD 5.250 4.858 $2,181.21
309467 XXXXXXXX XX 00000 LCO 5.375 4.983 $2,150.29
309565 XXXXX XXXX XX 00000 SFD 5.375 4.983 $2,458.28
309588 XXX XXXX XX 00000 SFD 5.125 4.733 $1,637.54
309680 XXXXXXXXX XX 00000 SFD 5.000 4.608 $3,207.51
309730 XXXXX XX 00000 SFD 5.750 5.358 $3,793.23
309959 XXXXXXX XX 00000 SFD 5.125 4.733 $2,428.42
310155 XXX XXXXX XX 00000 SFD 5.250 4.858 $3,495.45
310157 XXXXXXX XX 00000 SFD 5.375 4.983 $5,599.72
310167 XXXXXXXX XX 00000 PUD 5.375 4.983 $1,959.90
310192 XXX XXXX XX 00000 SFD 5.375 4.983 $2,760.66
310218 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,495.97
310234 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,228.69
310252 XXXXXXXX XX 00000 SFD 5.000 4.608 $3,489.35
310401 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,595.36
310537 XXXXXXXXX XX 00000 SFD 5.250 4.858 $3,313.23
310539 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,885.79
310585 XXXXXXXXX XX 00000 SFD 5.000 4.608 $1,760.78
310799 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,202.33
310894 XXXXXXXXXX XX 00000 SFD 5.500 5.108 $1,825.45
310967 XXX XXXX XX 00000 SFD 5.125 4.733 $3,168.92
311127 XXXXXX XXXX XX 00000 SFD 4.250 3.858 $2,931.97
311540 XXXXXXXXXXX XX 00000 SFD 5.375 4.983 $2,743.86
311615 XXXXXXXXX XX 00000 SFD 4.750 4.358 $2,321.34
311748 XXXXXXX XX 00000 SFD 5.250 4.858 $2,755.50
311772 XXXXXXXX XX 00000 SFD 5.750 5.358 $3,472.26
311819 XXXXXXXX XX 00000 SFD 5.250 4.858 $3,567.24
312320 XXXXX XX 00000 SFD 5.250 4.858 $2,153.59
312402 XXXX XXXXX XX 00000 SFD 4.875 4.483 $2,037.46
312559 XXXXX XX 00000 SFD 5.250 4.858 $2,319.26
312753 XXX XXXXX XX 00000 SFD 5.625 5.233 $2,072.37
312828 XXXXXXX XX 00000 SFD 5.375 4.983 $3,583.82
312958 XXXXXX XX 00000 SFD 5.625 5.233 $2,029.19
312998 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,700.66
313048 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,915.64
313248 XXXXXX XXXX XX 00000 SFD 5.750 5.358 $3,793.23
313255 XXX XXXX XXXXXX XX 00000 SFD 5.250 4.858 $3,147.57
313300 XXXXXXX XX 00000 SFD 5.625 5.233 $2,227.80
313421 XXXXXXXXXX XX 00000 SFD 5.125 4.733 $1,846.34
313574 XXXXXXX XX 00000 SFD 5.500 5.108 $2,271.16
313724 XXXXXXXX XX 00000 SFD 5.500 5.108 $2,782.17
313728 NOVI XX 00000 SFD 5.750 5.358 $2,027.92
313780 XX XXXXXX XX 00000 SFD 5.750 5.358 $2,947.05
313852 XXX XXXX XX 00000 SFD 5.125 4.733 $1,862.15
313896 XXXXXXX XX 00000 SFD 5.250 4.858 $2,335.83
313911 XXX XXXX XX 00000 SFD 5.375 4.983 $2,855.86
313948 XXXXXXX XX 00000 SFD 5.125 4.733 $3,539.17
313956 XXX XXXX XX 00000 SFD 5.250 4.858 $3,114.43
313960 XXX XXXX XX 00000 SFD 5.125 4.733 $2,945.68
314083 XXX XXXXX XX 00000 SFD 5.375 4.983 $1,702.32
314375 XXX XXXX XX 00000 SFD 5.250 4.858 $1,710.73
314580 XXXXXXX XX 00000 SFD 5.500 5.108 $1,771.51
314662 XXXXXXXXX XX 00000 SFD 5.625 5.233 $1,731.58
315710 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,211.89
315778 XXX XXXX XX 00000 HCO 5.375 4.983 $1,814.31
315941 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,722.44
315955 XXXXXXXX XX 00000 SFD 5.250 4.858 $3,893.04
316073 XXXXXXX XX 00000 SFD 5.500 5.108 $2,384.72
316209 XXXX XX 00000 SFD 5.750 5.358 $3,268.01
316445 XXXXXXXX XX 00000 SFD 5.750 5.358 $2,713.62
316476 XXX XXXXX XX 00000 SFD 5.375 4.983 $2,099.90
316495 XXX XXXX XX 00000 SFD 5.500 5.108 $2,310.91
316511 XXX XXXX XX 00000 SFD 5.750 5.358 $2,097.95
316614 XXX XXXXX XX 00000 SFD 5.250 4.858 $5,522.04
316642 XXXX XXXX XX 00000 SFD 5.500 5.108 $2,276.84
316834 XXXXXXXX XX 00000 SFD 5.250 4.858 $3,589.05
316875 XXX XXXXXXXXX XX 00000 MF2 5.375 4.983 $3,639.82
000000 XXX XXXXX XXXXX XX 00000 SFD 5.125 4.733 $3,109.03
317104 XXXXX XXXX XX 00000 SFD 5.250 4.858 $2,299.93
317143 XXXXXX XXXXX XX 00000 SFD 5.375 4.983 $1,713.52
317430 XXXXXXXX XX 00000 SFD 5.625 5.233 $3,516.11
317569 XXXXXXX XX 00000 SFD 5.375 4.983 $2,391.08
317825 XXXXXX XX 00000 SFD 4.000 3.608 $1,902.03
317857 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,613.54
318304 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,418.66
318322 XXX XXXXX XX 00000 SFD 5.625 5.233 $2,878.29
318490 XXXXXXX XX 00000 SFD 5.375 4.983 $1,755.51
318759 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,531.07
318815 XXX XXXX XX 00000 SFD 5.250 4.858 $2,065.25
319199 XXXXX XXXXX XX 00000 SFD 5.125 4.733 $2,139.84
319374 XXXXX XXXX XX 00000 SFD 5.750 5.358 $1,954.97
319519 XXXXXXXX XXXX XX 00000 SFD 5.750 5.358 $2,217.58
319670 XXXXXXX XX 00000 SFD 5.500 5.108 $5,660.86
319818 XXX XXXXX XX 00000 LCO 5.500 5.108 $1,374.05
320067 XXX XXXX XX 00000 SFD 5.375 4.983 $2,452.68
320166 XXXXXXXX XX 00000 SFD 5.125 4.733 $3,462.94
320172 XXXXX XXXXX XX 00000 SFD 5.250 4.858 $1,678.26
320321 XXXXXXX XXXXX XX 00000 SFD 5.625 5.233 $4,605.26
320371 XXXXX XX 00000 SFD 5.000 4.608 $1,739.30
320542 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,722.44
320665 XXXXXXXX XX 00000 SFD 5.625 5.233 $4,737.66
320679 XXXXXX XXXXX XX 00000 PUD 5.500 5.108 $1,828.29
321088 XXXXXXXXXX XX 00000 SFD 5.500 5.108 $675.67
321285 XXXXXXXXX XX 00000 LCO 5.625 5.233 $1,968.75
321312 XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,157.60
321341 XXX XXXX XX 00000 SFD 5.250 4.858 $2,622.97
321446 XXXXXXX XXXX XX 00000 SFD 5.250 4.858 $2,761.02
321461 XXX XXXX XX 00000 SFD 5.250 4.858 $2,807.96
321891 XXX XXXX XX 00000 SFD 5.125 4.733 $2,439.31
322088 XXX XXXXX XX 00000 SFD 5.750 5.358 $2,503.53
322215 XXXXXXXX XX 00000 SFD 5.500 5.108 $2,634.55
322235 XXXXX XXXX XX 00000 SFD 5.500 5.108 $2,907.08
322459 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,026.32
322600 XXXXXX XXXXXX XX 00000 LCO 5.500 5.108 $2,322.26
322799 XXXXXXXXX XX 00000 SFD 5.625 5.233 $5,756.57
322804 XXX XXXX XX 00000 SFD 5.250 4.858 $1,692.51
323186 XXX XXXX XX 00000 SFD 5.250 4.858 $2,512.53
324234 XXX XXXXX XX 00000 SFD 5.375 4.983 $3,567.02
324341 XXXX XXXX XX 00000 SFD 5.125 4.733 $3,119.92
324783 XXXXXXXX XX 00000 SFD 5.250 4.858 $3,582.15
324820 XXXXXXXXX XX 00000 SFD 4.750 4.358 $3,056.86
324887 XX XXXXXXXX XX 00000 SFD 5.375 4.983 $1,840.63
325108 XXXXXXX XX 00000 SFD 5.750 5.358 $2,042.51
325156 XXXXXX XX 00000 SFD 5.500 5.108 $2,674.29
325184 XXX XXXX XX 00000 SFD 5.125 4.733 $2,665.27
325342 XXXXX XXXXX XX 00000 SFD 5.375 4.983 $2,571.39
325540 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,799.86
000000 XXXX XX XXXX XX 00000 SFD 5.000 4.608 $3,301.46
326078 XXXXXXX XX 00000 SFD 4.875 4.483 $2,037.46
326106 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,749.98
326336 XXXXXXX XX 00000 SFD 5.500 5.108 $2,492.60
326369 XXX XXXXX XX 00000 LCO 5.625 5.233 $2,187.50
326370 XXX XXXX XX 00000 SFD 5.250 4.858 $2,551.19
326438 XXXXXXXX XX 00000 SFD 5.125 4.733 $3,119.92
326452 XXXXXXXX XX 00000 SFD 5.000 4.608 $3,811.44
326486 XXXXXXXXX XX 00000 SFD 5.750 5.358 $2,888.69
326491 XXX XXXXXXXXX XX 00000 SFD 5.625 5.233 $2,210.53
326544 XXX XXXX XX 00000 SFD 5.250 4.858 $2,065.25
326684 XXX XXXXX XX 00000 SFD 5.000 4.608 $3,274.62
326865 XXXXXX XXXXXX XX 00000 SFD 5.625 5.233 $2,656.66
327154 XXX XXXX XX 00000 SFD 5.250 4.858 $2,783.11
327242 XXX XXXXX XX 00000 SFD 5.500 5.108 $2,844.63
327334 XXXXXXXXXX XX 00000 LCO 5.750 5.358 $2,072.86
327357 XXX XXXX XX 00000 SFD 5.125 4.733 $2,804.11
327376 XXXXXXXXXX XX 00000 SFD 5.625 5.233 $5,756.28
327583 XXXXXXXX XX 00000 SFD 5.500 5.108 $3,122.84
328025 XXXXXXXXXX XX 00000 SFD 6.000 5.608 $2,127.21
328222 XXXXXXXX XX 00000 SFD 5.250 4.858 $3,451.28
328285 XXXXXXXX XX 00000 SFD 5.750 5.358 $2,313.29
328571 XXX XXXX XX 00000 SFD 5.000 4.608 $2,684.11
328704 XXX XXXX XX 00000 SFD 5.375 4.983 $2,161.49
000000 XXXXX XXXX XX 00000 SFD 5.125 4.733 $2,096.28
329063 XXX XXXXX XX 00000 SFD 5.250 4.858 $3,865.43
329068 XXXXXXXX XX 00000 SFD 5.250 4.858 $1,899.59
329224 XXXXXXX XX 00000 SFD 5.000 4.608 $2,668.01
329225 XXXXXXXXX XX 00000 SFD 5.125 4.733 $1,905.71
329731 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,181.21
329956 XXX XXXX XX 00000 SFD 5.250 4.858 $2,661.63
329976 XXXXXX XX 00000 SFD 5.375 4.983 $3,208.64
330198 XXXXX XXXX XX 00000 SFD 5.250 4.858 $1,816.76
330210 XXXXXXX XX 00000 SFD 5.000 4.608 $3,220.93
330635 XXXXXXX XX 00000 SFD 5.375 4.983 $2,659.87
330679 XXXXXXXX XX 00000 SFD 5.375 4.983 $1,965.50
330945 XXXXXXXXX XX 00000 SFD 5.250 4.858 $1,877.50
331022 XXXX XXXX XX 00000 SFD 5.250 4.858 $3,473.37
331303 XXXXXXX XX 00000 SFD 5.500 5.108 $1,760.15
331646 XXXXX XXXX XX 00000 SFD 5.250 4.858 $2,761.02
331968 XXXXX XX 00000 SFD 5.375 4.983 $4,082.20
332336 XXX XXXXX XX 00000 SFD 5.625 5.233 $1,800.66
332390 XXXXXXXX XX 00000 SFD 5.375 4.983 $1,915.11
332459 XXXXXXX XX 00000 SFD 5.125 4.733 $5,444.87
332566 XXXXXXXXX XX 00000 SFD 5.375 4.983 $3,539.02
332588 XXXXXXXXX XX 00000 SFD 5.625 5.233 $3,430.92
332762 XXXXXXX XX 00000 SFD 5.250 4.858 $1,783.62
332805 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,066.07
332850 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,967.46
332855 XXXX XXXX XX 00000 SFD 5.125 4.733 $2,722.44
332902 XXXXXXX XX 00000 SFD 5.125 4.733 $3,288.71
333029 XXXXX XXXX XX 00000 SFD 5.000 4.608 $2,351.28
333274 XXX XXXX XX 00000 SFD 5.125 4.733 $2,025.50
333341 XXX XXXX XX 00000 SFD 5.250 4.858 $1,987.94
333348 XXXXXXXXX XX 00000 SFD 5.500 5.108 $1,845.32
333383 XXXX XXXX XX 00000 SFD 5.500 5.108 $2,015.66
333408 XXXX XXXX XX 00000 SFD 5.125 4.733 $2,586.32
333418 XXX XXXX XX 00000 SFD 5.125 4.733 $2,929.34
333446 XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,684.11
333461 XXXXXXX XX 00000 SFD 5.250 4.858 $2,181.21
333490 XXXX XXXX XX 00000 SFD 5.000 4.608 $2,968.09
333510 XXXXXX XX 00000 SFD 4.875 4.483 $3,429.27
333525 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,015.90
333533 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,210.62
333627 XXXXXXX XX 00000 SFD 5.125 4.733 $3,207.03
333714 XXXXXXXXX XX 00000 SFD 5.625 5.233 $1,784.54
333736 XXX XXXX XX 00000 SFD 5.375 4.983 $2,956.65
333767 XXX XXXXX XX 00000 SFD 5.125 4.733 $5,172.63
333987 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,123.50
333992 XXXXXX XX 00000 SFD 5.125 4.733 $3,049.13
334088 XXXXXX XX 00000 SFD 5.500 5.108 $2,952.50
334241 XXX XXXX XX 00000 PUD 5.375 4.983 $2,374.28
334372 XXX XXXX XX 00000 SFD 5.250 4.858 $2,407.61
334374 XXXXX XXXXX XX 00000 SFD 5.250 4.858 $1,932.72
334408 XXXXXXX XX 00000 SFD 5.375 4.983 $2,382.68
334414 XXX XXXX XX 00000 SFD 5.125 4.733 $2,885.79
334662 XXXXX XXXXX XX 00000 SFD 5.500 5.108 $2,009.98
334794 XXXXXXXXXXXX XX 00000 SFD 5.125 4.733 $4,807.82
334808 XXXXXXXXXX XX 00000 SFD 5.250 4.858 $1,805.71
335271 COURTLANDT XXXXX XX 00000 SFD 4.250 3.858 $1,965.30
335332 HALF XXXX XXX XX 00000 SFD 5.500 5.108 $3,208.01
335341 XXX XXXX XX 00000 SFD 5.125 4.733 $2,344.02
335537 XXXXXXX XX 00000 SFD 4.875 4.483 $2,746.60
335683 XXXXXX XXXX XX 00000 SFD 5.250 4.858 $2,208.82
335741 XXXXXXX XX 00000 SFD 5.125 4.733 $2,450.20
335906 XXX XXXXX XX 00000 SFD 5.250 4.858 $2,733.41
335990 XXXXXXXX XX 00000 SFD 5.000 4.608 $3,204.83
336125 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,662.55
336168 XXX XXXXX XX 00000 SFD 4.750 4.358 $3,249.87
336184 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,744.46
336311 XX XXXXXXX XX 00000 SFD 5.250 4.858 $3,186.22
336381 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,280.05
336444 XXXXXXXXXX XX 00000 SFD 5.000 4.608 $2,952.52
336549 XXXXXXX XX 00000 SFD 5.000 4.608 $3,317.56
336744 XXX XXXX XX 00000 SFD 5.250 4.858 $3,567.24
336766 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,363.07
336783 XXX XXXXX XX 00000 SFD 5.625 5.233 $5,756.57
336873 XXXXXXX XX 00000 SFD 5.125 4.733 $2,134.39
336915 XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,254.66
000000 XXX XXXXX XXXXX XX 00000 SFD 5.250 4.858 $4,152.58
336976 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,241.95
337045 XXXXXXXXX XX 00000 SFD 5.250 4.858 $3,039.06
337085 XXXXXXX XX 00000 SFD 5.250 4.858 $1,767.06
337115 XXX XXXX XX 00000 SFD 5.125 4.733 $2,591.76
337221 XXXXX XXXXX XX 00000 SFD 5.375 4.983 $2,186.69
337305 XXX XXXX XX 00000 PUD 5.250 4.858 $1,888.54
337381 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,647.82
337490 XXX XXXXX XX 00000 SFD 5.375 4.983 $3,639.82
337538 XXXXXXX XX 00000 SFD 5.250 4.858 $1,932.72
337557 XXX XXXX XX 00000 SFD 4.750 4.358 $3,182.05
337608 XXXXXXXX XX 00000 SFD 5.500 5.108 $2,758.32
337664 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,595.36
337672 XXXXX XXXXX XX 00000 SFD 5.625 5.233 $2,135.69
337687 XXXXX XXXXX XX 00000 SFD 5.625 5.233 $2,302.63
337690 XXXX XXXX XX 00000 SFD 5.375 4.983 $1,684.40
337830 XXX XXXX XX 00000 SFD 5.375 4.983 $2,878.26
337913 XXXXXXXXX XX 00000 SFD 5.250 4.858 $3,202.79
338132 XXX XXXXXXX XX 00000 SFD 5.750 5.358 $4,493.52
338148 XXX XXXXX XX 00000 SFD 5.000 4.608 $4,911.92
338193 XXXX XXXXXX XX 00000 SFD 5.125 4.733 $2,352.19
338224 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,258.52
338242 XXX XXXX XX 00000 SFD 5.750 5.358 $1,954.97
338289 XXXXXXXX XXXX XX 00000 SFD 5.375 4.983 $3,253.44
338315 XXXXXXX XX 00000 SFD 5.375 4.983 $3,639.82
338375 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,553.47
338622 XXX XXXXX XX 00000 SFD 5.375 4.983 $2,060.70
338645 XXXXXXXXX XX 00000 SFD 5.875 5.483 $3,327.40
338981 XXXXXX XX 00000 SFD 5.375 4.983 $2,074.69
339066 XXX XXXX XX 00000 SFD 5.250 4.858 $2,043.16
339574 XXXXXXX XXXX XX 00000 SFD 5.500 5.108 $3,577.08
000000 XXXXXX XXXXX XXXXXXXXX XX 00000 SFD 5.750 5.358 $1,937.46
000000 XXXXXX XXX XXX XX 00000 SFD 5.750 5.358 $3,180.48
340021 XXX XXXX XX 00000 SFD 5.625 5.233 $2,504.11
340112 XXX XXXXX XX 00000 SFD 5.375 4.983 $3,191.84
340156 XXXX XXXX XX 00000 SFD 5.375 4.983 $5,543.72
340180 XXXXXXXX XX 00000 SFD 5.125 4.733 $1,769.59
340289 XXXXXXX XX 00000 SFD 5.375 4.983 $3,639.81
340290 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,191.15
340560 XXX XXXX XX 00000 SFD 5.125 4.733 $2,052.72
340624 XXXXXX XX 00000 SFD 5.375 4.983 $2,508.68
340702 XXX XXXX XX 00000 SFD 5.250 4.858 $2,043.16
340942 XXX XXXX XX 00000 SFD 5.250 4.858 $3,396.06
341023 XXX XXXXX XX 00000 SFD 5.375 4.983 $4,983.75
341097 XXXXXXXXXXXX XX 00000 SFD 5.375 4.983 $4,129.79
341128 XXXXXXX XX 00000 SFD 5.500 5.108 $1,720.41
341409 XXXXXXXX XXXX XX 00000 SFD 5.250 4.858 $2,520.81
341841 XXXXXXX XX 00000 SFD 5.000 4.608 $1,868.14
341927 XXX XXXX XX 00000 SFD 5.125 4.733 $2,265.07
342016 XXX XXXX XX 00000 SFD 5.500 5.108 $1,916.29
342038 XXXXXXX XX 00000 SFD 5.000 4.608 $2,469.38
342240 XXX XXXXX XX 00000 SFD 5.125 4.733 $3,332.27
342320 XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,941.79
342384 XXXXX XXXX XX 00000 SFD 5.625 5.233 $2,216.28
342707 XXXXXXX XX 00000 SFD 4.875 4.483 $2,963.57
343006 XXXXXXX XX 00000 SFD 5.375 4.983 $1,959.90
343141 XXXXXXXX XX 00000 SFD 5.000 4.608 $4,643.51
343710 XXXXXXXXX XX 00000 MF2 5.625 5.233 $3,166.11
343729 XXXXXXXXX XX 00000 SFD 5.250 4.858 $3,478.89
344190 XXXXXX XXXXX XX 00000 SFD 5.625 5.233 $2,429.28
344404 XXXXXXXXX XX 00000 SFD 5.500 5.108 $1,987.27
344422 XXX XXXX XX 00000 SFD 5.125 4.733 $2,526.42
344430 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,314.07
344462 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,722.44
344638 XXXXXXXX XX 00000 SFD 5.125 4.733 $3,539.17
344781 XXXXXXXX XX 00000 SFD 5.500 5.108 $4,258.42
344815 XXXXXXXX XX 00000 SFD 5.000 4.608 $2,131.19
345055 XXXXXXX XX 00000 SFD 5.000 4.608 $1,825.20
345155 XXXXXXXXX XX 00000 SFD 5.625 5.233 $1,957.24
345163 XXXXXX XX 00000 SFD 5.250 4.858 $1,827.80
345278 XXX XXXX XX 00000 SFD 5.250 4.858 $1,756.01
345383 XXX XXXX XX 00000 SFD 5.125 4.733 $3,522.84
345467 XXX XXXXX XX 00000 SFD 5.375 4.983 $4,938.95
345468 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,463.88
345530 XXXXXXX XX 00000 SFD 5.625 5.233 $2,817.84
345639 XXXXXX XXXXX XX 00000 SFD 5.250 4.858 $2,761.02
345693 XXXX XXXX XX 00000 SFD 5.375 4.983 $3,303.84
346142 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,504.65
346348 XXXXXX XXXX XX 00000 SFD 5.500 5.108 $3,043.35
346414 XXX XXXX XX 00000 SFD 5.250 4.858 $2,954.29
346458 XXX XXXXX XX 00000 SFD 5.250 4.858 $2,188.94
346520 XXXX XXXX XX 00000 SFD 5.250 4.858 $2,484.92
346613 XXX XXXXX XX 00000 SFD 5.500 5.108 $3,202.33
000000 XXXXX XXXXXX XXXXXXX XX 00000 SFD 5.625 5.233 $2,627.01
346728 XXXXXX XX 00000 SFD 5.375 4.983 $1,772.31
346813 XXX XXXXX XX 00000 SFD 4.875 4.483 $3,836.76
346944 XXXXXXXXXX XX 00000 SFD 4.750 4.358 $2,608.24
347016 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,876.99
347069 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,466.15
347134 XXXXXXX XXXXXXXXX XX 00000 SFD 5.000 4.608 $3,478.61
347235 XXXXXX XXXXXX XX 00000 SFD 5.625 5.233 $2,584.70
347342 XXXXXXXX XX 00000 SFD 5.375 4.983 $3,959.00
347409 XXXXXXXXX XX 00000 SFD 5.125 4.733 $1,687.91
347445 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,722.43
347707 XXX XXXX XX 00000 SFD 5.000 4.608 $2,576.75
347802 XXXXXXXX XX 00000 SFD 5.000 4.608 $3,481.29
347925 XXX XXXX XX 00000 SFD 5.125 4.733 $3,539.17
347942 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,150.29
348048 XXXXXXXXXX XX 00000 SFD 5.500 5.108 $4,008.59
348124 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,690.63
348138 XXXXX XXXXX XX 00000 SFD 5.000 4.608 $2,324.44
348265 XXX XXXXX XX 00000 SFD 5.125 4.733 $2,858.56
348282 XXX XXXX XX 00000 SFD 5.250 4.858 $2,043.16
348475 XXX XXXX XX 00000 SFD 5.250 4.858 $1,767.06
348506 XXXXX XXXXX XX 00000 SFD 5.625 5.233 $2,625.00
349093 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,727.89
349268 XXX XXXX XX 00000 SFD 4.875 4.483 $3,916.15
349303 XXXXXXX XX 00000 SFD 5.125 4.733 $2,548.20
349501 XXXXXX XX 00000 SFD 5.625 5.233 $5,670.22
349550 XXXXXXXX XX 00000 SFD 5.125 4.733 $3,354.04
349558 XXXXXXX XX 00000 SFD 5.625 5.233 $2,878.29
350056 XXX XXXX XX 00000 SFD 5.250 4.858 $2,065.25
350077 XXXXXXXX XX 00000 SFD 5.250 4.858 $3,566.14
350361 XXXXXXX XX 00000 SFD 5.625 5.233 $1,942.85
350379 XXX XXXX XX 00000 SFD 5.125 4.733 $2,177.95
350412 XXXXXXXX XXXX XX 00000 SFD 5.000 4.608 $2,147.29
350426 XXXXXXXXX XX 00000 SFD 5.250 4.858 $1,927.20
350676 XXXXXXXXXXX XX 00000 SFD 5.375 4.983 $2,385.48
350867 XXX XXXXXXX XX 00000 SFD 5.125 4.733 $1,899.17
350904 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,131.51
351165 XXX XXXX XX 00000 SFD 5.375 4.983 $2,099.90
351572 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,799.86
351633 XXX XXXX XX 00000 SFD 5.000 4.608 $2,324.44
000000 XXX XXXX XXXXXXXXXX XX 00000 SFD 5.500 5.108 $3,105.81
351880 XXX XXXX XX 00000 SFD 5.125 4.733 $2,438.76
351900 XXX XXXXXXX XX 00000 SFD 5.625 5.233 $2,676.81
351917 XXXXXXXXX XX 00000 PUD 5.375 4.983 $2,094.30
351950 XXXXXXXX XXXX XX 00000 SFD 5.250 4.858 $2,114.95
351977 XXX XXXXX XX 00000 SFD 5.000 4.608 $2,791.48
352192 XXXXXXXX XXXX XX 00000 SFD 5.625 5.233 $2,072.37
352251 XXX XXXX XX 00000 SFD 5.125 4.733 $3,038.24
352318 XXXXXXX XX 00000 SFD 5.375 4.983 $1,791.91
352378 XXXXXXXXX XX 00000 SFD 5.000 4.608 $1,744.68
000000 XX XXXXXX XXXXXXXXXX XX 00000 SFD 5.625 5.233 $3,594.98
352557 XXXXXXX XX 00000 SFD 5.125 4.733 $2,177.95
352790 XXXXXX XXXX XX 00000 SFD 5.625 5.233 $3,384.86
352920 XXXXXXXX XX 00000 SFD 5.000 4.608 $4,777.72
352924 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,073.44
353399 XXXXXXXX XXXX XX 00000 SFD 5.500 5.108 $2,265.48
353806 XXXXX XX 00000 SFD 5.500 5.108 $1,707.91
354416 XXXXXX XX 00000 SFD 5.500 5.108 $3,690.63
354728 XXX XXXX XX 00000 SFD 5.000 4.608 $2,147.29
355302 XXX XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,128.75
355338 XXXXXXXXX XX 00000 LCO 5.375 4.983 $1,908.39
355403 XXX XXXX XX 00000 SFD 5.250 4.858 $2,761.02
355546 XXXXXXXXXX XXXXX XX 00000 SFD 5.625 5.233 $2,049.34
355822 XXXXX XXXXX XX 00000 SFD 4.750 4.358 $4,016.69
355899 XXXXXX XXXXX XX 00000 SFD 4.750 4.358 $4,068.85
356268 XXXXXXXXXXXX XX 00000 SFD 5.250 4.858 $1,877.50
356288 XXXXXXXX XX 00000 SFD 5.375 4.983 $3,639.82
356339 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,531.07
356437 XXX XXXX XX 00000 SFD 5.375 4.983 $2,463.88
356459 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,687.87
356490 XXX XXXX XX 00000 SFD 5.375 4.983 $3,001.45
356530 XXX XXXX XX 00000 SFD 5.375 4.983 $2,943.21
356595 XXX XXXX XX 00000 SFD 5.375 4.983 $2,855.86
356692 XXXXXXXX XXXX XX 00000 SFD 5.125 4.733 $2,172.51
356942 XXXXXX XX 00000 SFD 5.625 5.233 $2,088.49
357601 XXX XXXXX XX 00000 SFD 5.500 5.108 $3,168.27
357853 XXXXXXXXXX XX 00000 SFD 5.000 4.608 $3,263.88
358543 XXX XXXX XX 00000 SFD 5.625 5.233 $1,819.08
358813 XXXXXXX XX 00000 SFD 5.125 4.733 $1,913.88
359350 XXX XXXXX XX 00000 SFD 5.250 4.858 $3,478.89
359529 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,715.87
359560 XXXXXXX XX 00000 SFD 5.375 4.983 $1,685.52
361427 XXX XXXXX XX 00000 SFD 5.500 5.108 $2,271.16
361690 XXXXX XXXXX XX 00000 SFD 5.625 5.233 $2,101.15
362185 XXX XXXX XX 00000 SFD 4.875 4.483 $1,862.82
362461 XXXXXXXX XX 00000 SFD 5.625 5.233 $2,820.72
362828 XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,727.06
362929 XXXXXXX XX 00000 SFD 5.375 4.983 $1,903.91
363273 XXX XXXX XX 00000 SFD 5.625 5.233 $2,302.63
363398 XXXXXX XX 00000 PUD 5.625 5.233 $1,769.14
363829 XXX XXXXX XX 00000 SFD 5.250 4.858 $3,478.89
363968 XXX XXXX XX 00000 SFD 5.625 5.233 $2,486.84
364176 XXXXXX XX 00000 SFD 5.625 5.233 $3,131.58
364423 XXXXXXXX XX 00000 SFD 5.000 4.608 $3,489.35
364519 XXXXXXXXX XX 00000 SFD 5.250 4.858 $1,943.76
364522 XXXXXXX XX 00000 SFD 5.625 5.233 $3,050.98
364704 XXX XXXX XX 00000 SFD 5.375 4.983 $2,497.48
365088 XXX XXXX XX 00000 SFD 5.500 5.108 $1,879.39
365282 XXXXXXXXX XX 00000 SFD 5.375 4.983 $4,549.77
365369 XXX XXXX XX 00000 SFD 5.500 5.108 $2,821.92
365943 XXX XXXX XX 00000 SFD 5.250 4.858 $2,302.69
000000 XXX XXXXX XXXXX XX 00000 SFD 5.250 4.858 $5,118.93
367857 XXXXX XXXXX XX 00000 SFD 5.250 4.858 $1,772.58
000000 XXXX XXXXX XX 00000 SFD 5.000 4.608 $4,965.60
368892 XXX XXXX XX 00000 SFD 5.500 5.108 $2,895.73
369539 XXX XXXXXXXXX XX 00000 LCO 5.250 4.858 $1,794.67
369935 XXXX XX 00000 SFD 5.000 4.608 $2,039.93
370408 XXXXX XXXX XX 00000 SFD 5.125 4.733 $2,994.68
370427 XXX XXXXX XX 00000 SFD 5.250 4.858 $2,156.91
370846 XXXXXXXX XX 00000 SFD 5.375 4.983 $3,365.43
370931 XXXXXXXXXX XXXXX XX 00000 SFD 5.500 5.108 $2,271.16
370956 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,324.96
371520 XXX XXXXX XX 00000 SFD 5.000 4.608 $2,469.38
371821 XXXXXXXX XX 00000 SFD 5.000 4.608 $2,364.70
371894 XXXXXX XX 00000 SFD 5.375 4.983 $2,777.46
371961 XXX XXXX XX 00000 SFD 5.500 5.108 $2,032.69
372066 XXXXXXXX XX 00000 SFD 5.000 4.608 $2,415.70
372100 XXX XXXXX XX 00000 SFD 5.125 4.733 $2,286.85
372155 XXX XXXX XX 00000 SFD 5.000 4.608 $2,362.02
372555 XXXXXXXXXX XX 00000 LCO 5.125 4.733 $2,461.08
372741 XXXXXXX XXXX XX 00000 SFD 5.250 4.858 $2,761.02
372743 XXX XXXXX XX 00000 SFD 5.250 4.858 $2,175.69
373108 XXXXXX XX 00000 SFD 5.250 4.858 $2,275.08
373165 XXX XXXX XX 00000 SFD 5.250 4.858 $2,529.10
373181 XXXXXXXXXX XX 00000 SFD 5.250 4.858 $2,297.17
373246 XXXXXXX XX 00000 SFD 5.125 4.733 $1,851.26
373286 XXX XXXX XX 00000 SFD 5.125 4.733 $1,960.16
373547 XXX XXXX XX 00000 SFD 5.250 4.858 $1,662.14
373553 XXXXXXXX XX 00000 SFD 5.500 5.108 $2,961.02
373627 XXXXXXX XX 00000 SFD 5.375 4.983 $3,079.85
374247 XXX XXXX XX 00000 SFD 5.250 4.858 $2,413.14
374252 XXXXXXXXX XX 00000 SFD 5.250 4.858 $1,821.73
374274 XXXXXXX XX 00000 SFD 5.500 5.108 $2,373.36
374370 XXXXXXXXX XX 00000 SFD 5.125 4.733 $3,506.50
374551 XXX XXXX XX 00000 SFD 5.375 4.983 $3,639.54
374623 XXXXXXXXXX XX 00000 SFD 5.375 4.983 $5,582.91
375375 XXX XXXXX XX 00000 SFD 5.500 5.108 $2,719.71
375848 XXXXXXXXXX XX 00000 SFD 5.375 4.983 $2,290.28
376484 XXXXXXXXXX XX 00000 SFD 5.375 4.983 $4,199.79
376492 XXXXX XXXXXX XX 00000 SFD 5.625 5.233 $4,864.30
376630 XXXX XXXX XX 00000 LCO 5.125 4.733 $2,939.15
376725 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,744.46
377216 XXXXXXX XX 00000 SFD 5.000 4.608 $2,837.11
377230 XXXXXX XXXX XX 00000 SFD 5.500 5.108 $2,435.82
377438 XXX XXXXX XX 00000 SFD 6.000 5.608 $2,578.07
377519 XXXXXX XXXX XX 00000 SFD 5.375 4.983 $4,199.79
377631 XXXXXX XXXXXX XX 00000 SFD 5.625 5.233 $2,532.89
377698 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,440.75
377760 XXXXX XXXX XX 00000 SFD 5.500 5.108 $1,873.71
377782 XXXXXXX XX 00000 SFD 5.500 5.108 $2,509.63
377836 XXXXXXXX XX 00000 SFD 5.500 5.108 $1,944.68
377980 XXXXXXXXXX XXXXX XX 00000 SFD 5.500 5.108 $2,503.95
378004 XXXXXX XX 00000 SFD 5.250 4.858 $1,888.54
378025 XXX XXXX XX 00000 SFD 5.125 4.733 $2,145.28
378041 XXXXXX XXXXXX XX 00000 SFD 5.500 5.108 $2,577.77
378327 XXXXXXXX XX 00000 SFD 5.250 4.858 $3,313.23
378537 XXXX XXXX XX 00000 SFD 5.250 4.858 $2,841.09
378608 XXXXXXX XX 00000 SFD 5.000 4.608 $2,952.52
378735 XXXXXXXXX XX 00000 SFD 5.375 4.983 $3,354.23
378900 XXX XXXXX XX 00000 SFD 5.500 5.108 $1,919.13
378982 XXXXXXXXX XX 00000 SFD 5.375 4.983 $3,046.25
379063 XXX XXXX XX 00000 SFD 5.125 4.733 $2,568.35
379084 XXX XXXX XX 00000 SFD 5.375 4.983 $2,178.29
379268 XXXXXXXX XX 00000 SFD 5.500 5.108 $5,677.89
379753 XXXXXXX XX 00000 SFD 4.625 4.233 $3,341.91
380320 XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,147.29
380525 XXXXXXXX XX 00000 SFD 5.000 4.608 $4,149.64
380590 XXXXXXXXX XX 00000 SFD 5.000 4.608 $1,986.24
380796 XXX XXXX XX 00000 SFD 5.250 4.858 $1,948.18
381324 XXX XXXX XX 00000 SFD 5.500 5.108 $1,339.99
381473 XXX XXXX XX 00000 SFD 5.250 4.858 $2,799.68
381679 XXX XXXXX XX 00000 SFD 5.500 5.108 $2,725.39
381893 XXX XXXX XX 00000 SFD 5.250 4.858 $1,916.15
381906 XXXXXXXX XXXX XX 00000 SFD 5.125 4.733 $1,960.16
382253 XXXXXXX XX 00000 SFD 5.125 4.733 $2,907.57
382315 XXXXXX XX 00000 SFD 4.875 4.483 $3,439.32
382386 XXXXXXX XX 00000 SFD 5.250 4.858 $1,982.42
382578 XXX XXXX XX 00000 SFD 5.125 4.733 $1,870.86
382596 XXX XXXX XX 00000 SFD 5.125 4.733 $3,241.34
383115 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,562.23
383527 XXXXXXX XX 00000 SFD 5.250 4.858 $5,522.04
383599 XXXXXXX XX 00000 SFD 5.125 4.733 $2,177.95
383665 XXXXXXXX XXXX XX 00000 SFD 5.250 4.858 $2,799.68
383933 XXX XXXX XX 00000 SFD 5.125 4.733 $4,383.13
385656 XXXXXXX XX 00000 SFD 5.250 4.858 $3,274.57
385870 XXX XXXXX XX 00000 SFD 6.000 5.608 $3,597.31
386449 XXXXXXXX XX 00000 SFD 5.500 5.108 $3,690.63
386688 XXXXXXXXX XX 00000 SFD 4.375 3.983 $2,496.43
386817 XXXXX XXXXX XX 00000 SFD 5.875 5.483 $1,833.77
387072 XXX XXXXXX XX 00000 SFD 5.500 5.108 $2,001.46
387702 XXXXXX XXXXXX XX 00000 SFD 6.000 5.608 $2,050.46
388156 XXX XXXXX XX 00000 SFD 5.750 5.358 $3,075.43
388194 XXXXXX XXXXX XX 00000 SFD 5.750 5.358 $2,421.83
388448 XXXXXXX XX 00000 LCO 6.125 5.733 $1,932.21
389982 XXXXXXXXXX XXXXX XX 00000 SFD 4.250 3.858 $1,845.76
390318 XXXXXXXXX XX 00000 SFD 5.875 5.483 $3,253.46
390389 XXXXXXXX XX 00000 SFD 4.875 4.483 $3,439.85
391114 XXXXXX XX 00000 SFD 5.625 5.233 $5,756.56
391266 XXXXXXX XX 00000 SFD 6.000 5.608 $5,620.79
391290 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,690.63
391294 XXXXXX XXXXXXXX XX 00000 SFD 6.125 5.733 $2,047.65
391324 XXXXXXX XX 00000 SFD 5.500 5.108 $2,748.10
391521 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,406.74
391541 XXXXXXX XX 00000 SFD 5.875 5.483 $2,218.27
392874 XXXXXXX XX 00000 SFD 5.250 4.858 $2,926.68
000000 XXXXXXX XXXXX XX 00000 SFD 4.625 4.233 $3,043.71
393477 XXXXXXXX XX 00000 SFD 5.750 5.358 $2,859.51
393919 XXX XXXXXXXXX XX 00000 SFD 5.500 5.108 $1,930.49
394040 XXXXXX XXXX XX 00000 SFD 5.875 5.483 $2,794.43
394159 XXXXXXX XX 00000 SFD 5.625 5.233 $3,701.48
394179 XXXXXXXXX XX 00000 SFD 6.000 5.608 $2,254.31
395136 XXXXXXXX XXXX XX 00000 SFD 6.000 5.608 $2,638.03
396232 XXXXXX XX 00000 SFD 5.375 4.983 $2,491.87
397028 XXXXXXX XX 00000 SFD 5.375 4.983 $4,199.79
737865 XXXXXXXXXX XX 00000 SFD 5.500 5.108 $2,430.14
738308 XXX XXXX XX 00000 SFD 5.250 4.858 $2,208.82
738333 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,122.84
738356 XXX XXXX XX 00000 SFD 5.750 5.358 $2,042.51
738596 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,406.74
738639 XXXXXXX XX 00000 SFD 5.500 5.108 $2,555.06
000000 XXXX XXXXXXXXXX XXXXXXXX XX 00000 SFD 6.000 5.608 $4,415.39
000000 XXXXX XXXXXXX XX 00000 SFD 5.500 5.108 $3,690.63
739291 XXX XXXXXXX XX 00000 SFD 5.875 5.483 $2,088.13
739319 XXXXXXXX XXXXXXX XX 00000 SFD 6.250 5.858 $2,161.17
739494 XXXXX XXXXXXX XX 00000 SFD 5.375 4.983 $3,359.83
739828 XXXXXX XXXXX XX 00000 SFD 5.750 5.358 $2,491.86
739981 XXX XXXX XX 00000 SFD 5.250 4.858 $2,043.16
740002 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,631.87
740054 XXXXXXXXXXX XX 00000 SFD 5.625 5.233 $3,741.77
740273 XXX XXXXX XX 00000 SFD 5.750 5.358 $2,964.56
740378 XXXX XXXX XX 00000 SFD 5.500 5.108 $2,640.22
740576 XXXXXXX XXXXX XX 00000 LCO 6.000 5.608 $3,345.50
740732 XXX XXXX XX 00000 SFD 5.500 5.108 $3,077.42
741631 XX XXXXX XX 00000 SFD 6.000 5.608 $5,066.21
000000 XXXX XX XXX XXXXX XX 00000 PUD 5.500 5.108 $1,873.70
741700 XXXXXXXXXX XX 00000 SFD 6.000 5.608 $3,897.08
741772 XXXXXXXX XXXX XX 00000 SFD 5.875 5.483 $3,705.98
741828 XXXXX XXX XX 00000 SFD 6.000 5.608 $3,081.69
742119 XXXXXX XXXXX XX 00000 SFD 5.125 4.733 $2,603.27
742235 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,281.89
742994 XXXXXXX XX 00000 SFD 5.875 5.483 $2,709.25
743045 XXXXXXX XX 00000 SFD 5.875 5.483 $2,889.67
743064 XXXX XXXX XX 00000 SFD 6.000 5.608 $2,638.03
743667 XXXXXXXX XX 00000 SFD 5.750 5.358 $4,085.01
743727 XXXXXXXXX XX 00000 SFD 5.625 5.233 $3,597.86
743894 XXXXXXX XXXX XX 00000 LCO 5.500 5.108 $2,106.50
000000 XXXXX XXXXXXXXXX XX 00000 SFD 4.125 3.733 $1,841.67
744170 XXXXXX XX 00000 SFD 5.750 5.358 $3,705.69
744206 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,471.98
744688 XXXXXXXX XX 00000 SFD 5.500 5.108 $1,771.51
744745 XXXXXXXXX XX 00000 SFD 5.875 5.483 $3,250.50
745082 XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,315.16
745086 XXX XXXX XX 00000 SFD 5.750 5.358 $2,964.56
745363 XXXXXXXXX XX 00000 SFD 5.625 5.233 $2,596.22
745438 XXXXXXXXX XX 00000 SFD 5.750 5.358 $2,441.67
745571 XXXXXXXXXX XX 00000 SFD 5.875 5.483 $3,253.46
745764 XXXXXXX XX 00000 LCO 5.625 5.233 $2,170.22
746284 XXXXXXXXX XX 00000 SFD 5.125 4.733 $5,390.43
746575 XXXXXXXX XX 00000 SFD 5.625 5.233 $3,108.55
746931 XXXXXXXXX XXXXXXX XX 00000 SFD 5.625 5.233 $2,413.16
747379 XXXXXXXXXX XX 00000 SFD 4.750 4.358 $2,175.48
747466 XXXXXXXXXX XX 00000 SFD 5.500 5.108 $2,668.61
747719 XXXXXXXXX XX 00000 SFD 5.625 5.233 $2,676.80
747842 XXXXXXXX XX 00000 SFD 5.375 4.983 $3,919.80
747979 XXXXXXX XXXX XX 00000 SFD 5.375 4.983 $2,463.88
748049 XXXXXX XX 00000 SFD 4.375 3.983 $4,468.61
748308 XXXXXXXXX XX 00000 SFD 5.625 5.233 $4,415.29
748437 XXXXXX XX 00000 SFD 5.625 5.233 $1,989.47
748524 XXXXXXX XX 00000 SFD 5.750 5.358 $1,972.48
748950 XXXXXX XXXXXX XX 00000 SFD 5.750 5.358 $3,209.66
749308 XXXXX XXXXX XX 00000 SFD 5.500 5.108 $2,089.01
749327 XXXXXXX XX 00000 SFD 5.500 5.108 $1,016.06
749585 XXXXXXX XX 00000 SFD 5.500 5.108 $2,799.20
749641 XXXXXXXXX XX 00000 SFD 5.375 4.983 $3,359.83
750053 XXXXXXXXX XX 00000 SFD 5.750 5.358 $2,451.01
750961 XXXXXX XX 00000 SFD 5.250 4.858 $1,773.55
751128 XXXXXXX XX 00000 SFD 5.625 5.233 $3,614.55
751188 XXXX XXXX XX 00000 SFD 5.625 5.233 $2,993.42
751597 XXXXXXX XX 00000 SFD 5.250 4.858 $1,905.11
000000 XXX XXXXX XXXXX XX 00000 SFD 5.375 4.983 $2,939.85
751807 XXX XXXXXXX XX 00000 SFD 5.625 5.233 $3,689.96
752161 XXXXXXX XX 00000 SFD 5.875 5.483 $2,425.31
752660 XXX XXXXX XX 00000 SFD 5.750 5.358 $2,917.86
752694 XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,469.89
752995 XXXXXXX XX 00000 SFD 5.375 4.983 $2,974.71
753983 XXXXXXXXXXXX XX 00000 SFD 5.875 5.483 $5,915.38
753986 XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,685.65
754397 XXXXXX XX 00000 SFD 5.750 5.358 $2,023.54
754503 XXXXXXX XX 00000 SFD 5.875 5.483 $2,484.46
754763 XXX XXXX XX 00000 SFD 5.000 4.608 $2,308.34
755172 XXXXXXXXXX XX 00000 SFD 4.625 4.233 $2,056.56
755332 XXXX XXXXX XX 00000 SFD 4.750 4.358 $3,067.28
755839 XXXXXXXXX XX 00000 LCO 5.625 5.233 $2,689.76
756043 XXXXXXXXXXXX XX 00000 SFD 5.500 5.108 $5,365.61
756548 XXXXXXX XXXXX XX 00000 SFD 5.750 5.358 $5,765.70
756685 XXXXXXX XX 00000 SFD 5.375 4.983 $3,001.45
757264 XXXXX XX 00000 LCO 5.875 5.483 $2,593.89
757507 XXX XXXX XX 00000 SFD 5.250 4.858 $2,523.58
757553 XXXXXXXX XX 00000 LCO 5.625 5.233 $1,793.17
757554 XXXXXXXXXX XX 00000 SFD 5.750 5.358 $2,830.33
757669 XXXXXXX XX 00000 SFD 6.000 5.608 $2,727.96
757859 XXXXXXXX XX 00000 SFD 4.000 3.608 $2,387.08
758637 XXXXXXXX XX 00000 SFD 6.125 5.733 $2,223.85
758793 XXXXXXX XXXXXXXXX XX 00000 SFD 6.000 5.608 $3,894.08
758897 XXXXXXXX XX 00000 SFD 5.125 4.733 $1,981.93
758937 XXXXXXXXX XX 00000 LCO 5.375 4.983 $2,665.47
758963 XXXXXXXXXX XX 00000 SFD 5.625 5.233 $2,791.93
759095 XXXXXXXX XXXX XX 00000 SFD 5.625 5.233 $3,511.51
759143 XXXXXXX XXXX XX 00000 SFD 5.625 5.233 $2,014.80
760122 XXX XXXX XX 00000 SFD 5.750 5.358 $3,291.36
760377 XXX XXXXXXX XX 00000 SFD 5.875 5.483 $4,365.55
760415 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,618.99
760429 XXXXXXX XX 00000 SFD 5.625 5.233 $2,304.93
760565 XXXXXXXXX XX 00000 SFD 4.500 4.108 $1,874.74
761530 XXXXXXXX XX 00000 SFD 5.125 4.733 $3,539.17
761706 XXX XXXXXXX XX 00000 SFD 5.625 5.233 $1,456.42
761927 XXX XXXXX XX 00000 SFD 5.750 5.358 $2,124.21
762061 XXXXXXX XX 00000 SFD 5.750 5.358 $1,838.25
762088 XXX XXXXXXXXX XX 00000 HCO 5.625 5.233 $3,741.77
762465 XXXXXXX XXXXX XX 00000 SFD 5.375 4.983 $3,608.46
762560 XXXXXXXX XX 00000 SFD 5.375 4.983 $4,020.60
762561 XXXXXXX XXXXX XX 00000 SFD 5.750 5.358 $2,742.79
763102 XXX XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,314.07
763472 XXXXXXXXXX XX 00000 SFD 5.750 5.358 $3,793.22
763881 XXXX XXXXX XX 00000 SFD 5.625 5.233 $2,268.09
763966 XXX XXXX XX 00000 SFD 5.500 5.108 $4,474.75
764033 XXXX XXXXXXXX XX 00000 SFD 6.000 5.608 $2,278.29
764172 XXX XXXX XX 00000 SFD 5.375 4.983 $1,999.10
764251 XXXXXXX XXXX XX 00000 SFD 5.750 5.358 $2,880.52
764376 XXXXXXXX XXXXXXX XX 00000 SFD 5.500 5.108 $2,850.30
764377 XXXXXXXXX XX 00000 SFD 5.625 5.233 $2,993.42
764389 XXXXXXX XX 00000 SFD 5.375 4.983 $1,875.91
764476 XXXXXXXX XX 00000 SFD 5.625 5.233 $2,400.49
000000 XXXX XXXXX XX 00000 SFD 5.750 5.358 $5,835.73
764683 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,407.88
764843 XXXXXXX XX 00000 SFD 5.500 5.108 $3,100.13
764896 XXX XXXX XX 00000 SFD 5.750 5.358 $2,847.84
765041 XXXXXXXXXX XX 00000 SFD 5.625 5.233 $2,460.07
765308 XXX XXXX XX 00000 SFD 6.000 5.608 $2,518.12
765361 XXX XXXX XX 00000 SFD 5.875 5.483 $5,536.80
765645 XXXXXXX XXXX XX 00000 SFD 5.750 5.358 $2,731.13
765701 XXXXXXXX XX 00000 LCO 5.500 5.108 $2,271.16
766277 XXXXXXXX XX 00000 SFD 5.750 5.358 $2,626.08
766297 XXX XXXXX XX 00000 LCO 5.750 5.358 $1,755.10
766355 XXX XXXXX XX 00000 SFD 5.500 5.108 $3,032.00
766358 XXXXXXX XXXXX XX 00000 SFD 5.875 5.483 $3,156.45
766367 XXX XXXX XX 00000 SFD 5.625 5.233 $2,302.63
766460 XXXXXX XX 00000 SFD 5.875 5.483 $3,286.29
766649 XXXXXXXXX XXXXX XX 00000 SFD 6.000 5.608 $2,518.11
766706 XXXXXXXX XX 00000 SFD 5.625 5.233 $3,453.94
766965 XXXXXXXX XX 00000 SFD 5.750 5.358 $4,802.80
766982 XXXXXXXX XX 00000 SFD 6.000 5.608 $2,697.98
767432 XXX XXXXX XX 00000 SFD 6.000 5.608 $3,255.56
768149 XXXX XXXX XX 00000 SFD 5.375 4.983 $2,335.09
768163 XXX XXXX XX 00000 SFD 5.500 5.108 $1,930.49
768330 XXXX XXXXX XX 00000 SFD 4.875 4.483 $2,582.54
768335 XXXXXXX XX 00000 SFD 5.125 4.733 $2,221.51
768340 XXXXXXXXXXXX XX 00000 SFD 5.250 4.858 $2,297.17
768662 XXX XXXX XX 00000 SFD 5.375 4.983 $3,482.75
768736 XXXXXX XX 00000 SFD 5.500 5.108 $2,782.17
769244 XXXXX XX 00000 SFD 5.875 5.483 $2,161.48
769419 XXX XXXXX XX 00000 SFD 5.625 5.233 $2,791.94
769607 XXXXXXX XX 00000 LCO 5.000 4.608 $2,195.61
769702 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,015.90
769705 XXXXXX XXXXX XX 00000 SFD 4.000 3.608 $3,073.78
769732 XXXXXXX XX 00000 SFD 4.875 4.483 $2,434.36
769847 XXXXXXXXXX XX 00000 SFD 5.500 5.108 $1,709.05
769856 XXXXXXXX XX 00000 SFD 5.625 5.233 $1,974.51
770092 XXX XXXX XX 00000 SFD 5.125 4.733 $2,319.52
770367 XXXXXX XXXX XX 00000 SFD 5.500 5.108 $1,970.23
770459 XXXXXX XXXXX XX 00000 SFD 5.500 5.108 $4,451.47
770576 XXXXXXX XX 00000 SFD 4.750 4.358 $2,419.41
770618 XXX XXXX XX 00000 SFD 5.125 4.733 $1,998.27
770725 XXXXXXX XX 00000 SFD 5.500 5.108 $1,930.49
770731 XXX XXXX XX 00000 SFD 5.125 4.733 $2,107.71
771308 XXXX XXXX XX 00000 LCO 5.500 5.108 $2,980.90
771361 XXXXXX XX 00000 SFD 5.500 5.108 $1,930.49
771421 XXX XXXXXXX XX 00000 SFD 5.500 5.108 $3,310.21
771425 XXXXXXXX XX 00000 SFD 5.250 4.858 $3,445.76
771514 XXXXX XXXX XX 00000 SFD 5.375 4.983 $2,178.29
771542 XXXXXXX XX 00000 SFD 5.250 4.858 $3,043.75
772187 XXXXXXX XXXXX XX 00000 SFD 5.375 4.983 $3,079.85
772205 XXX XXXX XX 00000 SFD 5.625 5.233 $3,022.20
772316 XXXX XXXX XX 00000 SFD 5.500 5.108 $2,407.43
772357 XXX XXXXX XX 00000 SFD 5.250 4.858 $5,522.04
772471 XXX XXXX XX 00000 PUD 5.000 4.608 $1,683.48
772626 XXXXXX XX 00000 SFD 5.000 4.608 $1,897.94
772856 XXX XXXXX XX 00000 SFD 5.125 4.733 $1,915.23
772964 XXX XXXX XX 00000 LCO 5.500 5.108 $2,222.90
773375 XXX XXXXX XX 00000 SFD 5.000 4.608 $5,099.81
773692 XXX XXXX XX 00000 SFD 5.375 4.983 $1,847.91
773699 XXXXXXXXXX XX 00000 SFD 5.250 4.858 $2,346.87
773700 XXX XXXX XX 00000 SFD 5.375 4.983 $2,548.99
773776 XXX XXXX XX 00000 SFD 5.125 4.733 $2,395.75
774062 XXX XXXX XX 00000 SFD 5.500 5.108 $2,159.76
774074 XXX XXXXX XX 00000 SFD 5.125 4.733 $2,428.42
774139 XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,838.95
774142 XXX XXXX XX 00000 SFD 5.125 4.733 $1,851.26
774143 XXXXXXX XX 00000 SFD 5.250 4.858 $2,761.02
774157 XXXXX XXXX XX 00000 SFD 5.125 4.733 $3,256.04
774289 XXX XXXX XX 00000 SFD 5.000 4.608 $2,243.92
774346 XXXXX XXXX XX 00000 SFD 5.125 4.733 $2,167.06
774479 XXXXXXXXXX XX 00000 SFD 5.000 4.608 $2,233.18
774856 XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,898.84
775500 XXXXX XXXXX XX 00000 SFD 5.500 5.108 $1,896.42
775618 XXX XXXX XX 00000 LCO 5.500 5.108 $2,089.47
775678 XXX XXXXX XX 00000 SFD 5.625 5.233 $2,135.69
775985 XXX XXXXX XX 00000 SFD 5.625 5.233 $2,574.91
776242 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,026.59
776298 XXXXXXX XX 00000 SFD 5.000 4.608 $3,945.64
776577 XXXXXXXX XX 00000 SFD 5.500 5.108 $2,542.28
000000 XXXXXXXXXXXX XXX XX 00000 SFD 5.500 5.108 $1,743.12
776721 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,678.19
776791 XXX XXXX XX 00000 SFD 5.375 4.983 $2,715.87
777022 XXXXXX XXXXXX XX 00000 SFD 5.125 4.733 $2,286.85
777499 XXXXX XXXXX XX 00000 SFD 5.125 4.733 $2,444.75
778232 XXXXX XXXX XX 00000 SFD 4.875 4.483 $1,791.37
778466 XXX XXXX XX 00000 SFD 5.000 4.608 $3,137.73
778569 XXXXXX XXXXXX XX 00000 SFD 5.625 5.233 $2,199.01
778783 XXX XXXX XX 00000 SFD 5.125 4.733 $2,722.44
778835 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,412.08
778975 XXXXXX XXXXXX XX 00000 SFD 5.250 4.858 $1,938.24
779030 XXXXXXX XX 00000 SFD 5.375 4.983 $1,786.31
779247 XXXXXXXXX XX 00000 SFD 4.875 4.483 $2,249.14
779425 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,043.16
779646 XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,147.29
779715 XXX XXXX XX 00000 SFD 5.125 4.733 $2,199.73
779929 XXXXXXXXXX XXXXX XX 00000 SFD 5.500 5.108 $1,902.09
000000 XX XXXXXX XXXXX XX 00000 SFD 5.500 5.108 $1,740.28
000000 XX. XXXXX XX 00000 PUD 5.500 5.108 $1,731.76
780546 XXXXX XXXX XX 00000 SFD 5.125 4.733 $2,662.55
780609 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,265.69
781123 XXXXX XXXX XX 00000 SFD 5.500 5.108 $2,548.24
781405 XXXXX XXXXXX XX 00000 SFD 5.000 4.608 $3,059.89
781417 XXXXXXXX XX 00000 SFD 5.000 4.608 $2,684.11
781701 XXXXXX XXXX XX 00000 SFD 5.125 4.733 $3,362.21
782207 XXXXXXXX XX 00000 SFD 5.375 4.983 $4,681.36
782340 XXX XXXXX XX 00000 SFD 5.375 4.983 $2,441.48
782809 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,913.01
783125 XXXXXXXXX XX 00000 SFD 5.375 4.983 $5,073.34
784042 XXX XXXXX XX 00000 SFD 5.000 4.608 $2,362.02
785260 XXXXXXX XX 00000 LCO 5.375 4.983 $2,898.41
785585 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,519.88
785837 XXXXXXX XX 00000 SFD 5.250 4.858 $1,960.33
785866 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,144.21
785914 XXX XXXXX XX 00000 SFD 4.875 4.483 $3,439.86
785952 XXXXXXX XX 00000 SFD 5.500 5.108 $2,555.06
786141 XXXXXX XXXXX XX 00000 SFD 5.125 4.733 $2,684.33
786275 XXX XXXX XX 00000 SFD 5.000 4.608 $2,531.12
786658 XXX XXXXXXXXX XX 00000 SFD 5.250 4.858 $5,522.04
786773 XXXXXXXX XX 00000 SFD 5.625 5.233 $3,338.81
786902 XXXXXX XXXXXX XX 00000 SFD 5.500 5.108 $2,292.16
787702 XXX XXXX XX 00000 SFD 5.250 4.858 $1,776.44
787703 XXX XXXXX XX 00000 SFD 5.625 5.233 $4,564.96
789060 XXXXXXXX XX 00000 SFD 5.500 5.108 $2,365.98
789295 XXXXXX XX 00000 SFD 4.875 4.483 $2,751.89
789319 XXXXXX XX 00000 SFD 5.125 4.733 $3,375.82
789421 XXXXXXXXX XX 00000 SFD 5.250 4.858 $1,874.74
789459 XXX XXXX XX 00000 SFD 5.375 4.983 $1,898.31
789597 XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,109.42
789769 XXXXXX XXXXX XX 00000 SFD 4.250 3.858 $4,335.23
790163 XXX XXXXX XX 00000 SFD 5.250 4.858 $1,822.28
790216 XXXXXXXXX XX 00000 SFD 4.875 4.483 $1,693.47
790247 XXXXXXXXX XX 00000 SFD 4.875 4.483 $2,275.60
790566 XXX XXXX XX 00000 SFD 5.125 4.733 $3,136.25
790707 XXX XXXX XX 00000 SFD 5.375 4.983 $2,665.47
791088 XXXXXXX XX 00000 SFD 5.375 4.983 $1,747.12
791262 XXXXXXXX XXXX XX 00000 SFD 5.125 4.733 $3,321.38
791294 XXXXXXXXX XX 00000 SFD 5.000 4.608 $1,911.09
791468 XXX XXXXX XX 00000 SFD 4.750 4.358 $2,764.74
791554 XXX XXXX XX 00000 LCO 5.375 4.983 $1,831.11
791642 XXX XXXX XX 00000 SFD 5.125 4.733 $2,559.09
808574 XXXXXXXX XX 00000 SFD 5.500 5.108 $2,049.72
817385 XXX XXXX XX 00000 SFD 5.000 4.608 $2,276.13
820791 XXXXXX XXXXX XX 00000 SFD 5.250 4.858 $1,986.07
835735 XXXXXXXXX XX 00000 SFD 5.000 4.608 $4,165.74
839676 XXXXXXX XX 00000 SFD 4.250 3.858 $3,389.59
842100 XXXXXXX XXXX XX 00000 SFD 4.250 3.858 $1,828.05
846851 XXXXXXX XX 00000 SFD 4.500 4.108 $1,900.07
850235 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,883.86
852842 XXXXXX XX 00000 SFD 4.375 3.983 $1,822.40
855533 XXXXXXXXX XXXXXXX XX 00000 SFD 5.000 4.608 $2,818.32
858959 XXXXXXX XX 00000 SFD 5.500 5.108 $2,367.68
867380 XXXXXXXXX XX 00000 SFD 4.250 3.858 $2,089.03
870657 XXXXXX XXXXXX XX 00000 SFD 4.375 3.983 $2,116.58
883584 XXXXX XXXXXX XX 00000 LCO 4.375 3.983 $2,796.00
885791 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,314.07
886356 XXXXXXXX XX 00000 SFD 4.500 4.108 $2,280.09
890416 XXXXXXXX XX 00000 SFD 4.500 4.108 $5,066.86
894905 XXXXXX XXXXXX XX 00000 SFD 4.625 4.233 $2,668.39
899276 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,395.75
901042 XXXX XX 00000 SFD 5.625 5.233 $3,569.07
902085 XXXXXX XX 00000 SFD 4.750 4.358 $2,533.12
902605 XXXXXXXXX XX 00000 SFD 5.750 5.358 $4,697.77
904697 XXXXXXXXXX XX 00000 SFD 5.500 5.108 $1,730.63
905722 XXX XXXX XX 00000 SFD 6.125 5.733 $2,867.93
906223 XXXXXXX XX 00000 SFD 4.375 3.983 $1,672.61
906707 XXXXXXX XX 00000 SFD 5.875 5.483 $1,922.50
908543 XXXXXXXXXXXXX XX 00000 SFD 4.625 4.233 $1,848.85
912914 XXXXXXXXXX XX 00000 SFD 6.125 5.733 $3,949.47
914350 XXX XXXXX XX 00000 SFD 6.000 5.608 $2,398.21
919348 XXXXXXXX XXXX XX 00000 SFD 6.000 5.608 $2,062.46
920319 XXX XXXX XX 00000 SFD 5.375 4.983 $2,419.08
920341 XXXXXXXX XX 00000 SFD 5.875 5.483 $2,957.69
920779 XXXXXXXXXX XX 00000 SFD 5.875 5.483 $5,915.38
000000 XXXXXXXXXX XXX XX 00000 SFD 6.125 5.733 $2,169.17
923657 XXXXX XXXX XX 00000 SFD 6.125 5.733 $3,299.33
924861 XXXXXXX XXXX XX 00000 SFD 6.125 5.733 $4,174.28
925184 XXXXXXX XX 00000 SFD 4.750 4.358 $2,837.77
000000 XXXX XXXX XXXXX XX 00000 SFD 4.375 3.983 $4,992.86
939390 XXXX XXXXXX XX 00000 LCO 5.625 5.233 $2,832.23
950194 XXX XXXXXX XX 00000 LCO 6.125 5.733 $2,076.51
951597 XXXXXXXXX XX 00000 SFD 5.750 5.358 $4,610.23
952505 XXXXXXX XX 00000 SFD 4.375 3.983 $1,863.90
954710 XXXXXXX XX 00000 SFD 5.875 5.483 $2,514.04
957744 XXXXXXXX XX 00000 SFD 4.375 3.983 $1,846.81
959674 XXXXXXXX XX 00000 SFD 5.500 5.108 $3,335.77
964005 XXXXXX XX 00000 SFD 5.000 4.608 $2,662.64
966299 XXXXXXX XX 00000 SFD 6.000 5.608 $3,837.12
966331 XXXX XXXXX XX 00000 SFD 5.500 5.108 $5,677.89
968843 XXXXXXX XXXXX XX 00000 SFD 6.000 5.608 $3,285.54
969876 XXXXXXXX XXXXX XX 00000 SFD 4.250 3.858 $3,197.61
971208 XXXXX XXXXXXXX XX 00000 SFD 6.000 5.608 $5,995.51
971416 XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,447.17
971592 XXXX XXXXX XX 00000 SFD 5.875 5.483 $2,951.78
972227 XXXXXXX XXXXX XX 00000 SFD 5.625 5.233 $5,134.86
000000 XXX XXXXXXXXX XX 00000 SFD 5.500 5.108 $5,677.89
973316 XXXXXXXX XX 00000 SFD 5.750 5.358 $2,407.24
973333 XXXX XXXXX XX 00000 SFD 5.750 5.358 $1,984.15
973679 XXXXXXXXXX XX 00000 SFD 4.375 3.983 $1,737.52
974356 XXXXXXXXX XX 00000 LCO 5.750 5.358 $3,022.91
974371 XXXXXXXXXXX XX 00000 SFD 4.375 3.983 $2,172.89
974823 XXX XXXXX XX 00000 SFD 5.625 5.233 $2,302.63
974870 XXX XXXXX XX 00000 SFD 6.000 5.608 $2,907.83
975382 XXXXXXXX XX 00000 SFD 5.875 5.483 $3,821.34
976743 XXX XXXXXX XX 00000 LCO 5.875 5.483 $2,401.65
977061 XXXXXXX XX 00000 SFD 5.625 5.233 $2,095.39
977364 XXXXXX XXXXX XX 00000 SFD 5.750 5.358 $2,069.94
977816 XXXXXXXX XX 00000 SFD 5.375 4.983 $4,480.89
978097 XXXXXXXX XX 00000 SFD 5.625 5.233 $2,193.26
978686 XXXXXX XXXXX XX 00000 LCO 5.750 5.358 $2,521.04
978762 XXXXXXXXX XX 00000 SFD 5.750 5.358 $2,512.29
979421 XXXX XX 00000 SFD 5.875 5.483 $1,532.08
980191 XXX XXXX XX 00000 SFD 5.750 5.358 $2,771.98
000000 XXXXXXX XXXXXX XX 00000 SFD 6.000 5.608 $2,122.41
000000 XXXXXXXX XX XXXXXX XX 00000 SFD 6.000 5.608 $2,681.19
000000 XX XXXXXX XXXXXXXXXX XX 00000 SFD 6.000 5.608 $2,260.31
981442 XXXXXXX XX 00000 SFD 5.625 5.233 $2,360.20
982139 XXXXXXXX XX 00000 SFD 5.500 5.108 $3,122.84
982316 XXX XXXXX XX 00000 SFD 6.000 5.608 $2,308.27
000000 XXX XXXX XXXXXXXXXX XX 00000 SFD 5.750 5.358 $1,995.82
982706 TOLUCA XXXX XX 00000 SFD 5.125 4.733 $3,394.65
982908 XXX XXXXXXX XX 00000 SFD 5.625 5.233 $3,396.38
983053 XXXXXXX XX 00000 SFD 5.875 5.483 $3,235.72
983265 XXX XXXXX XX 00000 SFD 5.625 5.233 $2,498.35
983492 XXXXXXXX XX 00000 SFD 5.625 5.233 $3,292.76
984851 XXXXX XXXXXX XX 00000 SFD 4.250 3.858 $1,619.47
985080 XXXXXXXXXX XX 00000 SFD 5.125 4.733 $2,450.20
985134 XXXXXXX XX 00000 SFD 5.375 4.983 $3,583.82
985345 XXXXXXXXX XX 00000 SFD 5.875 5.483 $5,915.38
985428 XXXX XXXXX XX 00000 SFD 5.750 5.358 $2,853.67
985522 XXXXXX XX 00000 SFD 5.875 5.483 $5,619.61
000000 XXXX XXXXX XX 00000 SFD 5.375 4.983 $4,171.79
986180 XXX XXXX XX 00000 LCO 6.000 5.608 $2,074.45
986440 XXXXXXXX XX 00000 SFD 5.625 5.233 $2,950.24
986549 XXXXXXXX XXXX XX 00000 SFD 5.750 5.358 $2,626.08
986559 XXXX XXXX XX 00000 SFD 5.625 5.233 $2,368.83
986929 XXXXXXXX XX 00000 SFD 4.875 4.483 $2,011.00
986954 XXXXXXXXXX XX 00000 SFD 5.500 5.108 $5,677.89
987083 XXXXXXXXXXXX XX 00000 SFD 5.250 4.858 $2,871.46
987702 XXX XXXXXXXXX XX 00000 SFD 6.000 5.608 $2,488.14
988012 XXXXXXXXX XX 00000 SFD 5.375 4.983 $5,543.72
989413 XXXXXXXX XX 00000 SFD 5.625 5.233 $3,722.77
989464 XXXX XXXX XX 00000 SFD 5.625 5.233 $3,022.20
989469 XXXX XXXX XX 00000 SFD 5.750 5.358 $2,561.89
990760 XXXXXX XX 00000 SFD 4.500 4.108 $3,524.51
990880 XXX XXXX XX 00000 SFD 5.500 5.108 $2,078.11
990987 XXXXXXX XX 00000 SFD 5.375 4.983 $2,380.22
991424 XXXX XXXX XX 00000 SFD 5.625 5.233 $3,741.77
991441 XXXXX XXXX XX 00000 SFD 5.500 5.108 $2,838.95
000000 XXXXXX XXXXXX XXXX XX 00000 SFD 4.625 4.233 $2,036.00
991585 XXXXXXX XXXXX XX 00000 SFD 5.500 5.108 $4,570.71
000000 XXXX XX XXXX XX 00000 SFD 6.000 5.608 $3,897.08
991904 XXXXX XXXXX XX 00000 SFD 5.875 5.483 $2,721.08
992080 XXXXXX XX 00000 SFD 5.500 5.108 $1,802.16
992910 XXXXXXXXX XX 00000 SFD 5.625 5.233 $2,855.26
992928 XXXXXXXXX XX 00000 SFD 5.750 5.358 $3,034.58
992961 XXXXXXXX XX 00000 SFD 5.500 5.108 $2,824.76
992983 XXX XXXXXXXXX XX 00000 SFD 5.375 4.983 $3,060.25
992994 XXXXXXXXX XX 00000 SFD 5.500 5.108 $3,080.26
993013 XXX XXXX XX 00000 SFD 5.750 5.358 $2,614.41
993314 XXXXXXXXX XX 00000 SFD 6.000 5.608 $3,414.75
993687 XXXX XXXXXX XX 00000 SFD 4.875 4.483 $3,767.97
994494 XXXXXXXX XX 00000 SFD 5.125 4.733 $2,695.22
994734 XXXXXXX XX 00000 SFD 5.875 5.483 $3,336.28
995057 XXXXXXX XX 00000 SFD 5.250 4.858 $5,522.04
995226 XXXXXXXXX XX 00000 SFD 5.625 5.233 $3,741.77
995499 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,251.09
995578 XXXXXXXXXX XX 00000 SFD 5.375 4.983 $2,015.90
995636 XXXXXXX XX 00000 HCO 5.750 5.358 $2,989.06
995693 XXX XXXX XX 00000 LCO 5.750 5.358 $1,779.90
995695 XXX XXXXXXX XX 00000 SFD 5.375 4.983 $3,382.23
995786 XXXXXXXXXX XX 00000 SFD 5.500 5.108 $4,232.87
995899 XXX XXXXX XX 00000 SFD 5.375 4.983 $2,486.28
995954 XXXXXXX XXXXX XX 00000 LCO 5.750 5.358 $2,287.61
000000 XXX XXXX XXXXXXXXXX XX 00000 SFD 5.875 5.483 $3,004.54
996056 XXXXXXX XX 00000 SFD 5.500 5.108 $2,157.60
996166 XXX XXXXX XX 00000 SFD 5.375 4.983 $2,687.87
996204 XXXXXXX XX 00000 SFD 5.500 5.108 $3,548.68
996258 XXXXXXX XX 00000 SFD 5.375 4.983 $1,930.79
996331 XXXXXX XX 00000 SFD 5.375 4.983 $5,599.71
996406 XXXXXX XX 00000 SFD 5.625 5.233 $3,232.89
996623 XXXXXXXX XX 00000 SFD 5.875 5.483 $5,915.38
996841 XXXXXXX XXXXX XX 00000 SFD 5.625 5.233 $3,164.96
996863 XXXXXXXX XX 00000 SFD 5.500 5.108 $3,122.84
996954 XXX XXXXX XX 00000 SFD 5.625 5.233 $2,820.72
996987 XXXXXXX XX 00000 LCO 5.500 5.108 $1,967.39
997508 XXXXXX XXXXX XX 00000 SFD 6.000 5.608 $4,874.35
997517 XXX XXXX XX 00000 SFD 5.500 5.108 $2,327.94
997530 XXXXXXXX XX 00000 SFD 5.750 5.358 $5,835.73
997574 XXXX XX 00000 SFD 6.000 5.608 $2,446.17
997642 XXXXXXXXX XX 00000 SFD 5.625 5.233 $3,632.40
997647 XXXXXX XXXX XX 00000 SFD 5.625 5.233 $2,391.86
997796 XXXXXXXX XX 00000 SFD 5.500 5.108 $5,632.47
997830 XXXXXX XXXX XX 00000 SFD 5.500 5.108 $5,266.25
997869 XXX XXXXX XX 00000 SFD 6.000 5.608 $2,877.85
997923 XXXXXXX XX 00000 SFD 5.875 5.483 $2,478.55
998132 XXX XXXX XX 00000 SFD 5.875 5.483 $2,691.50
998137 XX XXXXX XX 00000 SFD 5.750 5.358 $3,151.30
998145 XXXXXXX XX 00000 SFD 5.625 5.233 $3,615.13
998190 XXXXXXXX XX 00000 LCO 6.000 5.608 $1,968.33
998221 XXXXXXX XXXX XX 00000 SFD 5.875 5.483 $2,661.92
998246 XXXXXX XX 00000 SFD 6.000 5.608 $2,506.12
998323 XXXXXXX XX 00000 SFD 5.500 5.108 $2,265.48
998325 XXXXX XX 00000 SFD 5.000 4.608 $3,408.82
998347 XXX XXXXXXXXX XX 00000 SFD 5.250 4.858 $2,113.48
998373 XXX XXXX XX 00000 SFD 4.875 4.483 $2,646.05
998415 XXX XXXX XX 00000 SFD 5.000 4.608 $2,139.24
998429 XXXXXXXXXX XX 00000 SFD 5.125 4.733 $3,914.87
998453 XXXXXXXXX XX 00000 SFD 5.125 4.733 $1,671.58
998454 XXXXXX XXXXXX XX 00000 SFD 5.125 4.733 $2,041.83
998467 XXXXXXX XX 00000 SFD 4.875 4.483 $2,476.70
998528 XXXXXXX XX 00000 SFD 5.375 4.983 $2,410.12
998694 XXXXXXXX XX 00000 SFD 5.000 4.608 $3,489.35
998701 XXX XXXX XX 00000 SFD 5.000 4.608 $2,415.70
998709 XXX XXXX XX 00000 SFD 5.125 4.733 $2,096.28
998779 XXX XXXX XX 00000 SFD 5.125 4.733 $1,851.26
998889 XXXXXXX XX 00000 SFD 5.125 4.733 $2,722.44
999090 XXX XXXX XX 00000 SFD 5.000 4.608 $1,980.88
999125 XXX XXXX XX 00000 SFD 5.125 4.733 $2,105.54
999152 XXX XXXX XX 00000 SFD 5.125 4.733 $1,796.81
999212 XXXXXXXXX XX 00000 SFD 5.250 4.858 $1,860.93
999718 XXXXXXX XX 00000 SFD 5.000 4.608 $2,549.91
999876 XXXXXXX XXXXX XX 00000 SFD 4.250 3.858 $1,660.79
1526722 XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,880.40
1547587 XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,233.18
1576248 XXXXXXXX XX 00000 SFD 5.000 4.608 $2,684.11
1633098 XXXXXXXXXXXX XX 00000 SFD 5.250 4.858 $2,240.02
1633544 XXXXXXXXX XX 00000 SFD 5.250 4.858 $3,865.43
1634146 XXX XXXX XX 00000 SFD 5.000 4.608 $2,013.09
1866805 XXX XXXX XX 00000 SFD 5.250 4.858 $2,540.14
1873058 XXXXXXX XXXXXXX XX 00000 SFD 5.000 4.608 $1,733.94
1929843 XXXXXXXXX XX 00000 SFD 5.250 4.858 $3,865.43
2207470 XXXXXX XXXX XX 00000 SFD 5.500 5.108 $3,110.35
2227270 XXX XXXX XX 00000 SFD 5.000 4.608 $2,415.70
2345114 XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,952.52
2349819 XXXXXXXX XX 00000 SFD 4.875 4.483 $2,222.68
2378511 XXX XXXX XX 00000 SFD 5.125 4.733 $1,987.38
2387058 XXX XXXX XX 00000 SFD 5.000 4.608 $2,737.80
2391696 XXXX XXXX XX 00000 SFD 5.500 5.108 $1,873.71
2512267 XXXX XXXX XX 00000 LCO 5.375 4.983 $2,449.88
2561066 XXXXXXX XXXXX XX 00000 SFD 5.375 4.983 $2,637.46
2573848 XXXXXXXXX XX 00000 SFD 5.000 4.608 $3,478.61
3608866 XXX XXXXXXX XX 00000 SFD 5.500 5.108 $3,344.28
3614328 XXX XXXX XX 00000 SFD 4.750 4.358 $2,816.90
3617594 XXX XXXX XX 00000 SFD 5.500 5.108 $2,383.58
3659059 XXXXXXX XX 00000 SFD 4.875 4.483 $2,106.25
3663838 XXXXXXXX XX 00000 SFD 4.875 4.483 $1,931.62
3665163 XXXXXXX XX 00000 SFD 5.375 4.983 $2,295.89
3741105 XXXX XXXX XX 00000 SFD 5.000 4.608 $2,968.63
3759792 XXXXXXXXX XX 00000 SFD 5.375 4.983 $2,900.66
3767043 XXX XXXX XX 00000 SFD 5.125 4.733 $2,150.73
3816402 XXXXXXX XXXXX XX 00000 SFD 5.375 4.983 $2,939.85
3817038 XXXXX XXXXX XX 00000 SFD 5.250 4.858 $1,871.98
3823556 THE XXXXXXXXX XX 00000 SFD 4.500 4.108 $2,357.11
3848908 XXXXXXXXX XX 00000 SFD 5.125 4.733 $3,130.81
3870284 XXX XXXX XX 00000 SFD 5.125 4.733 $1,976.49
3947512 XXXXXXXXXX XX 00000 SFD 5.250 4.858 $2,584.32
3955663 XXXXX XXXX XX 00000 SFD 4.875 4.483 $2,402.61
4030524 XXXXXXXXX XX 00000 SFD 5.375 4.983 $1,091.95
4117586 XXXXXXXX XXXX XX 00000 SFD 4.875 4.483 $2,402.61
4141610 XXX XXXXXX XX 00000 SFD 5.500 5.108 $2,339.30
4337182 XXXXXXXXX XX 00000 SFD 4.500 4.108 $1,839.27
4403789 GLEN XXXXX XX 00000 SFD 4.750 4.358 $4,832.06
5169354 XXXXXXXX XX 00000 SFD 5.250 4.858 $2,443.51
5506234 XXXXXXX XX 00000 SFD 5.250 4.858 $2,225.39
5520497 XXXXXX XX 00000 SFD 5.375 4.983 $3,074.25
5542520 XXX XXXX XX 00000 SFD 5.500 5.108 $3,370.40
5967310 XXXX XXXX XX 00000 SFD 5.125 4.733 $2,433.86
6090779 XXXXXXX XX 00000 SFD 5.125 4.733 $2,667.99
6110303 MARINA XXX XXX XX 00000 LCO 5.250 4.858 $1,971.37
6151131 XXXXXX XX 00000 HCO 5.750 5.358 $3,501.44
8004509 XXXXXX XX 00000 SFD 5.375 4.983 $5,515.72
8010464 XXXXXX XX 00000 HCO 5.000 4.608 $2,147.29
8013922 XXXX XXXXX XX 00000 SFD 5.375 4.983 $1,853.51
8022741 XXX XXXXXXXXX XX 00000 LCO 5.125 4.733 $3,158.03
8024325 XXX XXXXXXXXX XX 00000 SFD 5.125 4.733 $3,288.71
8038648 XXX XXXX XX 00000 SFD 5.500 5.108 $2,191.67
8076838 XXX XXXX XX 00000 SFD 5.125 4.733 $2,123.50
8144586 XXX XXXX XX 00000 SFD 5.250 4.858 $2,170.17
8151441 XXXXXXXX XX 00000 SFD 4.250 3.858 $2,380.99
8172116 XXX XXXX XX 00000 SFD 4.875 4.483 $3,413.40
8175366 XXX XXXXX XX 00000 SFD 5.375 4.983 $1,870.31
8236184 XXXXXXXXX XX 00000 LCO 5.250 4.858 $1,794.67
8297350 XXXXXXXXX XX 00000 SFD 4.875 4.483 $2,269.78
8312621 XXXXXXXXX XX 00000 SFD 5.125 4.733 $2,292.30
8318964 XXXXXX XXXX XX 00000 SFD 5.250 4.858 $2,310.98
8349557 XXXXXXX XXX XX 00000 SFD 5.500 5.108 $3,122.84
8359242 XXXXXX XXXXX XX 00000 SFD 5.500 5.108 $3,690.63
8360877 XXXXXXXXX XX 00000 SFD 5.500 5.108 $4,230.03
8380818 XXXXX XXXX XX 00000 SFD 5.375 4.983 $2,825.06
8397580 XXXXXXX XXXX XX 00000 SFD 5.125 4.733 $2,014.61
8398869 XXXXXXXX XX 00000 SFD 5.250 4.858 $3,037.13
8430696 XXX XXXX XX 00000 SFD 5.250 4.858 $1,794.67
8440760 XXXX XXXX XX 00000 SFD 5.125 4.733 $2,667.99
8448813 XXXX XXXX XX 00000 SFD 5.000 4.608 $2,458.65
8477994 XXX XXXXXX XX 00000 SFD 5.000 4.608 $2,721.69
8495590 XXXXXXXXX XX 00000 SFD 5.000 4.608 $3,290.72
8497000 XXX XXXXX XX 00000 SFD 4.875 4.483 $3,175.25
8518993 XXXXXXXX XX 00000 SFD 5.375 4.983 $2,178.29
9915286 XXX XXXX XX 00000 SFD 5.375 4.983 $1,819.91
9928682 XXXXXX XX 00000 SFD 5.625 5.233 $3,505.70
9930777 XXXXXXXX XX 00000 SFD 5.375 4.983 $4,126.99
9936908 XXXXXX XX 00000 SFD 4.625 4.233 $1,909.86
9941012 XXXXXXXXX XX 00000 SFD 4.125 3.733 $2,396.81
9957506 XXXX XXXXX XX 00000 SFD 5.375 4.983 $1,959.90
9960148 XXXXXXXX XX 00000 SFD 4.750 4.358 $2,399.58
9961308 XXX XXXX XX 00000 SFD 5.750 5.358 $1,925.80
9964444 XXXXXXX XXXXX XX 00000 LCO 4.000 3.608 $2,730.82
9967302 XXXXXX XX 00000 SFD 4.250 3.858 $2,679.93
9970203 XXXX XXXXXX XX 00000 SFD 4.500 4.108 $3,040.12
9972041 XXXXXXX XX 00000 LCO 5.500 5.108 $1,885.06
9978525 XXXXXXXXXX XX 00000 SFD 4.875 4.483 $3,471.61
9982960 XXXXX XXXXXX XX 00000 SFD 4.250 3.858 $4,919.40
9988350 XXXXX XX 00000 SFD 6.250 5.858 $3,070.89
9992250 XXXXXXXX XX 00000 SFD 5.625 5.233 $3,741.77
122327422 XXX XXXX XX 00000 SFD 5.000 4.608 $2,523.07
122329915 XXXX XXXX XX 00000 SFD 5.375 4.983 $2,015.90
122335136 XXXXXXXXXX XX 00000 PUD 5.250 4.858 $1,935.48
122336878 XXXXXXXX XX 00000 SFD 4.750 4.358 $1,643.19
122344161 XXXXXX XXXXX XX 00000 HCO 5.125 4.733 $2,776.89
122350424 XXX XXXX XX 00000 SFD 4.625 4.233 $2,313.63
122355688 XXXXXXXXX XX 00000 SFD 5.500 5.108 $2,271.16
122379316 XXXXXXXXX XX 00000 SFD 5.000 4.608 $2,265.39
122385479 XXXXXXX XX 00000 SFD 4.500 4.108 $2,168.62
122422611 XXXXXXXX XX 00000 SFD 5.125 4.733 $5,145.41
122423239 XXXXXXXXX XX 00000 SFD 5.000 4.608 $1,986.24
122459134 XXXXXXX XX 00000 SFD 5.125 4.733 $3,171.10
122462914 XXX XXXX XX 00000 SFD 4.875 4.483 $1,651.13
122479405 XXXXXXXXXX XX 00000 SFD 5.375 4.983 $3,639.82
122499833 XXXXXXX XX 00000 SFD 5.625 5.233 $2,302.63
122553605 XXXXXXXXX XX 00000 SFD 5.125 4.733 $3,424.83
122572738 XXXXXXX XX 00000 SFD 5.125 4.733 $1,947.09
122621063 XXXXXX XX 00000 SFD 5.375 4.983 $3,359.83
COUNT: 1499
WAC: 5.364366415
WAM: 358.8575
WALTV: 61.56939202
TABLE (CONTINUED)
(i) (vii) (viii) (ix) (x) (xi) (xii) (xiii) (xiv) (xv) (xvi) (xvii) (xviii)
-------- ------ -------- --------- ----------- ----- ---------- ------ ----------- --------- ----- ------- -------
CUT-OFF
MORTGAGE ORIGINAL SCHEDULED DATE NEXT MORTGAGE MASTER
LOAN GROSS TERM TO MATURITY PRINCIPAL ADJUSTMENT LIFE CONVERTIBLE INSURANCE SERVICE SERVICE
NUMBER MARGIN MATURITY DATE BALANCE LTV DATE CAP LOANS CODE INDEX FEE FEE
------ ------ -------- --------- ----------- ----- ---------- ------ ----------- --------- ----- ------- -------
258508 2.250 360 1-Jul-32 $459,059.71 63.36 1-Jul-05 11.875 N
259118 2.250 360 1-Aug-32 $323,404.20 61.67 1-Aug-05 11.375 N
260459 2.250 360 1-Jul-32 $424,110.41 50.18 1-Jul-05 11.750 N
260658 2.250 360 1-Jul-32 $602,794.41 48.32 1-Jul-05 12.000 N
260692 2.250 360 1-Jul-32 $364,199.15 47.10 1-Jul-05 11.500 N
261080 2.250 360 1-Jul-32 $885,355.27 52.21 1-Jul-05 11.625 N
261105 2.250 360 1-Jun-32 $430,572.14 80.00 1-Jun-05 11.875 N
261161 2.250 360 1-Sep-32 $323,000.00 95.00 1-Sep-05 11.875 N 24
261379 2.250 360 1-Sep-32 $313,622.00 79.26 1-Sep-05 10.875 N
261488 2.250 360 1-Aug-32 $581,377.81 55.43 1-Aug-05 11.625 N
261546 2.250 360 1-Jul-32 $380,722.67 80.00 1-Jul-05 11.250 N
261613 2.250 360 1-Jun-32 $598,111.66 58.82 1-Jun-05 11.750 N
261639 2.250 360 1-Jun-32 $381,110.73 90.00 1-Jun-05 11.375 N 24
261704 2.250 360 1-Aug-32 $603,148.96 80.00 1-Aug-05 10.125 N
261775 2.250 360 1-Jul-32 $564,098.37 68.82 1-Jul-05 11.375 N
261881 2.250 360 1-Jul-32 $997,741.82 61.73 1-Jul-05 11.750 N
262697 2.250 360 1-Jul-32 $442,032.96 70.00 1-Jul-05 11.000 N
263682 2.250 360 1-Aug-32 $366,008.29 80.00 1-Aug-05 11.625 N
265075 2.250 360 1-Aug-32 $544,902.92 35.19 1-Aug-05 11.500 N
266887 2.250 360 1-Aug-32 $375,526.93 80.00 1-Aug-05 10.750 N
267124 2.250 360 1-Jul-32 $864,054.85 66.62 1-Jul-05 11.375 N
267537 2.250 360 1-Jul-32 $481,940.22 70.00 1-Jul-05 11.500 N
267692 2.250 360 1-Aug-32 $334,650.24 56.78 1-Aug-05 11.750 N
268104 2.250 360 1-Aug-32 $941,492.40 58.91 1-Aug-05 11.625 N
268965 2.250 360 1-Aug-32 $863,054.30 50.82 1-Aug-05 11.500 N
269129 2.250 360 1-Aug-32 $998,930.93 64.52 1-Aug-05 11.625 N
269205 2.250 360 1-Aug-32 $531,444.56 54.01 1-Aug-05 11.750 N
269780 2.250 360 1-Jul-32 $648,540.02 61.90 1-Jul-05 11.375 N
270246 2.250 360 1-Jul-32 $373,198.46 55.24 1-Jul-05 11.625 N
270260 2.250 360 1-Aug-32 $414,556.33 77.86 1-Aug-05 11.625 N
270332 2.250 360 1-Aug-32 $918,868.78 69.43 1-Aug-05 10.875 N
270366 2.250 360 1-Aug-32 $371,573.30 80.00 1-Aug-05 11.250 N
270577 2.250 360 1-Jul-32 $943,924.34 72.77 1-Jul-05 11.500 N
271167 2.250 360 1-Aug-32 $709,204.41 47.33 1-Aug-05 11.375 N
271526 2.250 360 1-Jul-32 $440,553.79 52.25 1-Jul-05 11.625 N
271963 2.250 360 1-Jul-32 $648,632.65 78.70 1-Jul-05 11.750 N
272148 2.250 360 1-Aug-32 $649,254.42 40.63 1-Aug-05 11.250 N
272834 2.250 360 1-Aug-32 $620,287.69 68.62 1-Aug-05 11.250 N
273387 2.250 360 1-Jul-32 $448,941.09 63.83 1-Jul-05 11.125 N
273400 2.250 360 1-Jul-32 $570,774.11 75.76 1-Jul-05 11.625 N
273757 2.250 360 1-Aug-32 $529,419.88 66.25 1-Aug-05 11.500 N
274193 2.250 360 1-Aug-32 $554,333.14 68.52 1-Aug-05 11.000 N
274205 2.250 360 1-Jul-32 $516,763.88 70.00 1-Jul-05 11.750 N
275037 2.250 360 1-Aug-32 $417,153.55 80.00 1-Aug-05 11.625 N
275059 2.250 360 1-Aug-32 $323,661.72 80.00 1-Aug-05 11.750 N
275391 2.250 360 1-Aug-32 $329,630.22 66.00 1-Aug-05 11.375 N
275589 2.250 360 1-Jul-32 $399,162.74 68.97 1-Jul-05 11.750 N
275726 2.250 360 1-Jul-32 $842,233.39 46.89 1-Jul-05 11.750 N
276109 2.250 360 1-Jul-32 $419,120.88 79.25 1-Jul-05 11.750 N
276702 2.250 360 1-Sep-32 $348,000.00 79.09 1-Sep-05 11.250 N
277163 2.250 360 1-Jul-32 $559,710.20 47.74 1-Jul-05 11.250 N
278766 2.250 360 1-Aug-32 $300,478.42 32.52 1-Aug-05 11.625 N
278910 2.250 360 1-Aug-32 $479,462.13 80.00 1-Aug-05 11.375 N
278957 2.250 360 1-Jul-32 $389,124.02 48.75 1-Jul-05 11.375 N
279850 2.250 360 1-Jul-32 $522,465.49 69.36 1-Jul-05 11.750 N
280684 2.250 360 1-Aug-32 $485,992.06 70.00 1-Aug-05 11.750 N
281169 2.250 360 1-Aug-32 $343,576.67 80.00 1-Aug-05 11.500 N
281548 2.250 360 1-Jul-32 $369,207.04 62.71 1-Jul-05 11.625 N
281698 2.250 360 1-Aug-32 $492,920.61 70.00 1-Aug-05 11.125 N
281852 2.250 360 1-Jul-32 $598,744.12 48.00 1-Jul-05 11.750 N
281863 2.250 360 1-Aug-32 $340,561.05 74.24 1-Aug-05 10.625 N
282163 2.250 360 1-Jul-32 $443,070.64 80.00 1-Jul-05 11.750 N
282765 2.250 360 1-Aug-32 $614,326.84 47.31 1-Aug-05 11.500 N
282964 2.250 360 1-Aug-32 $410,949.69 46.22 1-Aug-05 11.500 N
283124 2.250 360 1-Jul-32 $553,125.38 80.00 1-Jul-05 11.250 N
283191 2.250 360 1-Aug-32 $769,116.78 70.00 1-Aug-05 11.250 N
283307 2.250 360 1-Aug-32 $446,499.11 45.61 1-Aug-05 11.375 N
284748 2.250 360 1-Aug-32 $516,406.98 60.82 1-Aug-05 11.250 N
284759 2.250 360 1-Jul-32 $470,519.80 68.41 1-Jul-05 11.750 N
285768 2.250 360 1-Aug-32 $649,271.64 34.03 1-Aug-05 11.375 N
286241 2.250 360 1-Aug-32 $384,485.69 70.00 1-Aug-05 11.750 N
286677 2.250 360 1-Aug-32 $319,632.94 74.94 1-Aug-05 11.250 N
286688 2.250 360 1-Aug-32 $548,426.82 64.66 1-Aug-05 11.750 N
286764 2.250 360 1-Jul-32 $309,351.13 62.00 1-Jul-05 11.750 N
286787 2.250 360 1-Aug-32 $394,557.38 79.16 1-Aug-05 11.375 N
287653 2.250 360 1-Sep-32 $492,203.00 28.13 1-Sep-05 11.000 N
288147 2.250 360 1-Aug-32 $454,513.57 71.65 1-Aug-05 11.625 N
288544 2.250 360 1-Aug-32 $320,370.94 75.53 1-Aug-05 11.125 N
288777 2.250 360 1-Jul-32 $627,519.89 67.63 1-Jul-05 11.125 N
288834 2.250 360 1-Aug-32 $649,236.87 48.15 1-Aug-05 11.125 N
289417 2.250 360 1-Aug-32 $367,615.78 80.00 1-Aug-05 11.750 N
289472 2.250 360 1-Jul-32 $848,134.98 68.00 1-Jul-05 11.500 N
289521 2.250 360 1-Jul-32 $558,712.49 55.45 1-Jul-05 11.250 N
289616 2.250 360 1-Jul-32 $432,509.49 68.89 1-Jul-05 11.500 N
289623 2.250 360 1-Aug-32 $351,557.13 80.00 1-Aug-05 10.750 N
289664 2.250 360 1-Sep-32 $542,000.00 77.43 1-Sep-05 11.375 N
289674 2.250 360 1-Aug-32 $338,628.94 63.72 1-Aug-05 11.500 N
289695 2.250 360 1-Aug-32 $599,373.56 31.58 1-Aug-05 11.750 N
289784 2.250 360 1-Jul-32 $443,025.79 49.06 1-Jul-05 11.500 N
289822 2.250 360 1-Aug-32 $444,535.39 74.17 1-Aug-05 11.750 N
289834 2.250 360 1-Sep-32 $410,000.00 48.24 1-Sep-05 11.500 N
289935 2.250 360 1-Aug-32 $441,493.00 61.39 1-Aug-05 11.250 N
289974 2.250 360 1-Aug-32 $480,448.28 68.71 1-Aug-05 11.250 N
289992 2.250 360 1-Aug-32 $349,625.83 27.13 1-Aug-05 11.625 N
290060 2.250 360 1-Aug-32 $498,860.63 68.03 1-Aug-05 11.125 N
290074 2.250 360 1-Aug-32 $444,501.35 63.57 1-Aug-05 11.375 N
290081 2.250 360 1-Aug-32 $378,884.83 77.73 1-Aug-05 11.500 N
290094 2.250 360 1-Jul-32 $429,078.44 60.14 1-Jul-05 11.625 N
290129 2.250 360 1-Aug-32 $607,334.51 80.00 1-Aug-05 11.500 N
290136 2.250 360 1-Aug-32 $409,369.30 69.49 1-Aug-05 11.375 N
290153 2.250 360 1-Aug-32 $499,439.72 57.14 1-Aug-05 11.375 N
290161 2.250 360 1-Aug-32 $605,320.95 68.47 1-Aug-05 11.375 N
290167 2.250 360 1-Aug-32 $331,627.97 60.36 1-Aug-05 11.375 N
290180 2.250 360 1-Aug-32 $810,832.23 62.44 1-Aug-05 11.625 N
290185 2.250 360 1-Aug-32 $514,449.42 68.21 1-Aug-05 11.625 N
290193 2.250 360 1-Jul-32 $543,717.55 56.54 1-Jul-05 11.125 N
290240 2.250 360 1-Aug-32 $643,095.32 50.42 1-Aug-05 11.500 N
290329 2.250 360 1-Jul-32 $319,297.87 80.00 1-Jul-05 11.500 N
290337 2.250 360 1-Aug-32 $473,505.11 79.00 1-Aug-05 11.750 N
290364 2.250 360 1-Sep-32 $374,500.00 70.00 1-Sep-05 10.000 N
290372 2.250 360 1-Sep-32 $425,000.00 33.60 1-Sep-05 11.125 N
290427 2.250 360 1-Jul-32 $367,738.91 52.11 1-Jul-05 11.375 N
290442 2.250 360 1-Aug-32 $434,501.04 6.21 1-Aug-05 11.250 N
290507 2.250 360 1-Aug-32 $918,919.88 50.00 1-Aug-05 11.125 N
290515 2.250 360 1-Aug-32 $349,589.08 70.00 1-Aug-05 11.125 N
290552 2.250 360 1-Aug-32 $262,161.34 62.06 1-Aug-05 11.750 N
290578 2.250 360 1-Aug-32 $467,463.18 61.58 1-Aug-05 11.250 N
290580 2.250 360 1-Aug-32 $334,624.61 69.07 1-Aug-05 11.375 N
290592 2.250 360 1-Aug-32 $300,485.94 66.84 1-Aug-05 11.750 N
290655 2.250 360 1-Aug-32 $634,271.63 66.84 1-Aug-05 11.250 N
290693 2.250 360 1-Aug-32 $649,136.98 66.66 1-Aug-05 11.125 N
290695 2.250 360 1-Aug-32 $389,485.46 70.91 1-Aug-05 11.000 N
290721 2.250 360 1-Jul-32 $369,168.92 39.78 1-Jul-05 11.375 N
290722 2.250 360 1-Aug-32 $849,069.62 62.96 1-Aug-05 11.500 N
290755 2.250 360 1-Aug-32 $572,357.92 45.84 1-Aug-05 11.375 N
290861 2.250 360 1-Aug-32 $335,596.27 80.00 1-Aug-05 11.000 N
291166 2.250 360 1-Aug-32 $454,490.15 22.75 1-Aug-05 11.375 N
291189 2.250 360 1-Jul-32 $300,146.87 66.84 1-Jul-05 11.625 N
291289 2.250 360 1-Aug-32 $422,526.01 63.13 1-Aug-05 11.375 N
291432 2.250 360 1-Aug-32 $586,310.84 65.59 1-Aug-05 11.125 N
291491 2.250 360 1-Aug-32 $427,520.40 66.88 1-Aug-05 11.375 N
291513 2.250 360 1-Jul-32 $628,584.95 70.00 1-Jul-05 11.375 N
291577 2.250 360 1-Aug-32 $489,411.24 65.33 1-Aug-05 11.000 N
291621 2.250 360 1-Aug-32 $649,271.64 65.99 1-Aug-05 11.375 N
291640 2.250 360 1-Jul-32 $339,184.15 58.12 1-Jul-05 11.500 N
291678 2.250 360 1-Aug-32 $541,392.67 69.94 1-Aug-05 11.375 N
291685 2.250 360 1-Aug-32 $350,615.81 58.02 1-Aug-05 11.500 N
291759 2.250 360 1-Aug-32 $423,557.32 80.00 1-Aug-05 11.750 N
291761 2.250 360 1-Aug-32 $519,444.08 80.00 1-Aug-05 11.625 N
291789 2.250 360 1-Aug-32 $595,332.15 35.06 1-Aug-05 11.375 N
291795 2.250 360 1-Aug-32 $378,565.27 55.74 1-Aug-05 11.250 N
291821 2.250 360 1-Aug-32 $509,415.01 49.04 1-Aug-05 11.250 N
291830 2.250 360 1-Aug-32 $334,624.61 25.77 1-Aug-05 11.375 N
291832 2.250 360 1-Aug-32 $386,576.40 67.30 1-Aug-05 11.500 N
291851 2.250 360 1-Aug-32 $573,356.80 70.00 1-Aug-05 11.375 N
291873 2.250 360 1-Aug-32 $482,471.32 69.00 1-Aug-05 11.500 N
291879 2.250 360 1-Jul-32 $384,811.80 80.00 1-Jul-05 11.875 N
291881 2.250 360 1-Aug-32 $345,574.56 30.09 1-Aug-05 10.875 N
291882 2.250 360 1-Jul-32 $673,478.77 74.18 1-Jul-05 11.750 N
291886 2.250 360 1-Aug-32 $474,455.16 29.69 1-Aug-05 11.250 N
291892 2.250 360 1-Aug-32 $399,582.37 59.00 1-Aug-05 11.750 N
291894 2.250 360 1-Aug-32 $799,124.35 59.26 1-Aug-05 11.500 N
291923 2.250 360 1-Aug-32 $405,576.11 64.65 1-Aug-05 11.750 N
292042 2.250 360 1-Aug-32 $339,645.02 47.22 1-Aug-05 11.750 N
292143 2.250 360 1-Jul-32 $495,830.49 64.88 1-Jul-05 11.125 N
292172 2.250 360 1-Sep-32 $802,000.00 64.94 1-Sep-05 11.625 N
292434 2.250 360 1-Aug-32 $469,485.56 57.32 1-Aug-05 11.500 N
292464 2.250 360 1-Jul-32 $419,049.91 56.13 1-Jul-05 11.375 N
292676 2.250 360 1-Aug-32 $349,634.57 43.75 1-Aug-05 11.750 N
292688 2.250 360 1-Jul-32 $439,057.02 79.71 1-Jul-05 11.625 N
292779 2.250 360 1-Jul-32 $997,856.85 37.04 1-Jul-05 11.625 N
292812 2.250 360 1-Aug-32 $599,225.47 79.47 1-Aug-05 11.250 N
292829 2.250 360 1-Aug-32 $459,983.99 69.77 1-Aug-05 11.375 N
292856 2.250 360 1-Aug-32 $499,439.72 47.62 1-Aug-05 11.375 N
292860 2.250 360 1-Aug-32 $998,930.93 60.61 1-Aug-05 11.625 N
292861 2.250 360 1-Aug-32 $608,364.17 56.65 1-Aug-05 11.750 N
292909 2.250 360 1-Jul-32 $363,182.41 80.00 1-Jul-05 11.375 N
292963 2.250 360 1-Aug-32 $499,477.97 72.99 1-Aug-05 11.750 N
292977 2.250 360 1-Aug-32 $699,269.16 38.89 1-Aug-05 11.750 N
293000 2.250 360 1-Aug-32 $319,649.74 80.00 1-Aug-05 11.500 N
293009 2.250 360 1-Aug-32 $408,552.32 61.04 1-Aug-05 11.500 N
293011 2.250 360 1-Aug-32 $955,927.63 69.60 1-Aug-05 11.375 N
293017 2.250 360 1-Jul-32 $898,025.26 25.00 1-Jul-05 11.500 N
293089 2.250 360 1-Aug-32 $320,648.65 30.57 1-Aug-05 11.500 N
293099 2.250 360 1-Aug-32 $523,370.38 41.92 1-Aug-05 11.000 N
293101 2.250 360 1-Jul-32 $444,998.22 69.69 1-Jul-05 11.375 N
293136 2.250 360 1-Jul-32 $458,966.79 68.15 1-Jul-05 11.375 N
293184 2.250 360 1-Aug-32 $488,425.89 69.86 1-Aug-05 11.125 N
293206 2.250 360 1-Aug-32 $498,453.81 66.98 1-Aug-05 11.500 N
293295 2.250 360 1-Aug-32 $544,374.86 69.87 1-Aug-05 11.250 N
293306 2.250 360 1-Aug-32 $389,552.66 69.64 1-Aug-05 11.250 N
293348 2.250 360 1-Jul-32 $588,611.66 60.51 1-Jul-05 11.125 N
293358 2.250 360 1-Aug-32 $344,631.17 68.05 1-Aug-05 11.625 N
293451 2.250 360 1-Jul-32 $732,351.35 65.77 1-Jul-05 11.375 N
293469 2.250 360 1-Aug-32 $314,647.03 48.46 1-Aug-05 11.375 N
293505 2.250 360 1-Jul-32 $411,872.79 69.97 1-Jul-05 11.375 N
293508 2.250 360 1-Aug-32 $442,537.48 61.96 1-Aug-05 11.750 N
293537 2.250 360 1-Aug-32 $347,936.35 66.98 1-Aug-05 11.750 N
293568 2.250 360 1-Aug-32 $498,479.01 29.35 1-Aug-05 11.750 N
293569 2.250 360 1-Aug-32 $372,582.03 61.15 1-Aug-05 11.375 N
293591 2.250 360 1-Aug-32 $535,399.38 44.67 1-Aug-05 11.375 N
293593 2.250 360 1-Aug-32 $476,601.87 48.93 1-Aug-05 11.750 N
293614 2.250 360 1-Aug-32 $409,871.62 69.54 1-Aug-05 11.750 N
293616 2.250 360 1-Aug-32 $334,597.47 36.22 1-Aug-05 11.000 N
293840 2.250 360 1-Jul-32 $387,107.93 69.91 1-Jul-05 11.250 N
293864 2.250 360 1-Aug-32 $399,582.37 64.52 1-Aug-05 11.750 N
293961 2.250 360 1-Jul-32 $327,739.10 50.77 1-Jul-05 11.250 N
293964 2.250 360 1-Aug-32 $389,562.99 69.03 1-Aug-05 11.375 N
294018 2.250 360 1-Aug-32 $349,634.57 63.64 1-Aug-05 11.750 N
294026 2.250 360 1-Aug-32 $642,279.48 66.29 1-Aug-05 11.375 N
294085 2.250 360 1-Aug-32 $320,656.83 66.88 1-Aug-05 11.625 N
294126 2.250 360 1-Aug-32 $489,463.66 67.59 1-Aug-05 11.500 N
294156 2.250 360 1-Aug-32 $349,598.53 25.93 1-Aug-05 11.250 N
294308 2.250 360 1-Aug-32 $356,627.27 47.35 1-Aug-05 11.750 N
294528 2.250 360 1-Aug-32 $617,354.77 64.04 1-Aug-05 11.750 N
294532 2.250 360 1-Aug-32 $396,555.14 20.46 1-Aug-05 11.375 N
294610 2.250 360 1-Aug-32 $309,652.62 39.95 1-Aug-05 11.375 N
294636 2.250 360 1-Aug-32 $239,743.42 67.61 1-Aug-05 11.625 N
294672 2.250 360 1-Aug-32 $369,613.70 58.73 1-Aug-05 11.750 N
294699 2.250 360 1-Aug-32 $357,626.22 66.30 1-Aug-05 11.750 N
294739 2.250 360 1-Aug-32 $784,140.77 60.38 1-Aug-05 11.500 N
294754 2.250 360 1-Aug-32 $986,812.87 54.89 1-Aug-05 11.000 N
294822 2.250 360 1-Aug-32 $599,327.67 54.55 1-Aug-05 11.375 N
294823 2.250 360 1-Aug-32 $589,384.00 68.60 1-Aug-05 11.750 N
294833 2.250 360 1-Jul-32 $318,798.96 64.16 1-Jul-05 11.500 N
294858 2.250 360 1-Aug-32 $564,366.89 65.70 1-Aug-05 11.375 N
294957 2.250 360 1-Aug-32 $432,514.80 66.62 1-Aug-05 11.375 N
294970 2.250 360 1-Aug-32 $474,504.06 48.47 1-Aug-05 11.750 N
295002 2.250 360 1-Aug-32 $379,574.18 67.86 1-Aug-05 11.375 N
295006 2.250 360 1-Aug-32 $601,309.48 70.00 1-Aug-05 11.250 N
295023 2.250 360 1-Aug-32 $452,455.69 54.91 1-Aug-05 11.000 N
295032 2.250 360 1-Aug-32 $370,125.31 48.98 1-Aug-05 11.250 N
295034 2.250 360 1-Aug-32 $384,568.59 70.00 1-Aug-05 11.375 N
295040 2.250 360 1-Aug-32 $444,512.91 23.42 1-Aug-05 11.500 N
295052 2.250 360 1-Aug-32 $349,616.90 47.30 1-Aug-05 11.500 N
295065 2.250 360 1-Aug-32 $328,631.34 52.22 1-Aug-05 11.375 N
295066 2.250 360 1-Aug-32 $346,038.33 80.00 1-Aug-05 11.750 N
295118 2.250 360 1-Aug-32 $499,426.48 65.79 1-Aug-05 11.250 N
295158 2.250 360 1-Aug-32 $324,652.55 73.86 1-Aug-05 11.625 N
295168 2.250 360 1-Aug-32 $450,071.67 56.50 1-Aug-05 11.500 N
295169 2.250 360 1-Aug-32 $509,428.52 69.96 1-Aug-05 11.375 N
295182 2.250 360 1-Aug-32 $326,051.06 79.61 1-Aug-05 11.625 N
295350 2.250 360 1-Aug-32 $978,901.86 69.01 1-Aug-05 11.375 N
295473 2.250 360 1-Jul-32 $544,829.84 58.71 1-Jul-05 11.625 N
295567 2.250 360 1-Aug-32 $549,397.99 68.75 1-Aug-05 11.500 N
295578 2.250 360 1-Aug-32 $300,685.73 40.13 1-Aug-05 11.750 N
295581 2.250 360 1-Aug-32 $420,017.67 77.87 1-Aug-05 11.250 N
295605 2.250 360 1-Aug-32 $489,397.50 32.67 1-Aug-05 10.875 N
295629 2.750 360 1-Jul-32 $330,307.17 69.68 1-Jul-05 11.750 N
295665 2.250 360 1-Aug-32 $334,850.03 80.00 1-Aug-05 11.750 N
295690 2.250 360 1-Aug-32 $553,421.58 79.71 1-Aug-05 11.750 N
295696 2.250 360 1-Aug-32 $469,485.56 69.12 1-Aug-05 11.500 N
295706 2.250 360 1-Aug-32 $334,633.32 57.26 1-Aug-05 11.500 N
295834 2.250 360 1-Aug-32 $529,256.23 73.61 1-Aug-05 11.125 N
295842 2.250 360 1-Aug-32 $236,746.63 65.47 1-Aug-05 11.625 N
296053 2.250 360 1-Aug-32 $499,439.72 52.63 1-Aug-05 11.375 N
296174 2.250 360 1-Aug-32 $347,619.09 22.82 1-Aug-05 11.500 N
296224 2.250 360 1-Aug-32 $550,424.72 46.69 1-Aug-05 11.750 N
296246 2.250 360 1-Aug-32 $487,965.31 57.81 1-Aug-05 11.500 N
296249 2.250 360 1-Jul-32 $647,875.34 61.84 1-Jul-05 11.500 N
296338 2.250 360 1-Jul-32 $573,678.01 65.34 1-Jul-05 11.250 N
296455 2.250 360 1-Aug-32 $353,621.55 42.91 1-Aug-05 11.625 N
296466 2.250 360 1-Aug-32 $496,206.27 54.29 1-Aug-05 11.500 N
296548 2.250 360 1-Aug-32 $431,304.71 66.43 1-Aug-05 11.250 N
296592 2.250 360 1-Aug-32 $419,561.49 66.14 1-Aug-05 11.750 N
296613 2.250 360 1-Jul-32 $300,337.56 67.64 1-Jul-05 11.625 N
296615 2.250 360 1-Aug-32 $378,345.09 67.04 1-Aug-05 11.625 N
296652 2.250 360 1-Jul-32 $598,009.29 78.95 1-Jul-05 11.375 N
296656 2.250 360 1-Jul-32 $417,104.16 89.89 1-Jul-05 11.625 N 24
296661 2.250 360 1-Aug-32 $621,286.54 37.70 1-Aug-05 11.250 N
296717 2.250 360 1-Aug-32 $443,025.87 68.76 1-Aug-05 11.625 N
296739 2.250 360 1-Aug-32 $497,480.06 58.59 1-Aug-05 11.750 N
296763 2.250 360 1-Aug-32 $670,299.43 68.82 1-Aug-05 11.750 N
296765 2.250 360 1-Aug-32 $383,070.27 68.48 1-Aug-05 11.375 N
296789 2.250 360 1-Sep-32 $402,000.00 69.91 1-Sep-05 11.750 N
296814 2.250 360 1-Aug-32 $370,362.91 69.95 1-Aug-05 11.750 N
296837 2.250 360 1-Aug-32 $814,020.73 54.33 1-Aug-05 11.000 N
296861 2.250 360 1-Aug-32 $832,608.93 33.34 1-Aug-05 11.625 N
296871 2.250 360 1-Aug-32 $376,587.35 78.54 1-Aug-05 11.500 N
296888 2.250 360 1-Aug-32 $594,932.60 34.83 1-Aug-05 11.375 N
296889 2.250 360 1-Aug-32 $464,491.03 69.40 1-Aug-05 11.500 N
296975 2.250 360 1-Sep-32 $598,000.00 79.73 1-Sep-05 11.375 N
297019 2.250 360 1-Aug-32 $415,476.61 80.00 1-Aug-05 10.750 N
297055 2.250 360 1-Jul-32 $477,374.02 65.64 1-Jul-05 11.125 N
297057 2.250 360 1-Aug-32 $562,412.19 78.19 1-Aug-05 11.750 N
297136 2.250 360 1-Aug-32 $649,254.42 54.17 1-Aug-05 11.250 N
297173 2.250 360 1-Aug-32 $466,438.87 60.65 1-Aug-05 11.000 N
297300 2.250 360 1-Aug-32 $329,621.47 69.92 1-Aug-05 11.250 N
297303 2.250 360 1-Aug-32 $439,540.60 68.75 1-Aug-05 11.750 N
297331 2.250 360 1-Aug-32 $420,328.47 66.79 1-Aug-05 11.375 N
297359 2.250 360 1-Sep-32 $332,500.00 95.00 1-Sep-05 11.250 N 33
297362 2.250 360 1-Jul-32 $584,683.76 59.80 1-Jul-05 11.375 N
297394 2.250 360 1-Aug-32 $391,337.50 67.59 1-Aug-05 11.625 N
297404 2.250 360 1-Aug-32 $579,365.15 44.62 1-Aug-05 11.500 N
297415 2.250 360 1-Aug-32 $771,193.98 64.33 1-Aug-05 11.750 N
297438 2.250 360 1-Jul-32 $376,153.20 62.83 1-Jul-05 11.375 N
297524 2.250 360 1-Aug-32 $411,309.38 57.69 1-Aug-05 11.125 N
297547 2.250 360 1-Aug-32 $373,590.63 56.67 1-Aug-05 11.500 N
297561 2.250 360 1-Aug-32 $371,583.15 68.26 1-Aug-05 11.375 N
297565 2.250 360 1-Aug-32 $739,227.39 67.89 1-Aug-05 11.750 N
297605 2.250 360 1-Aug-32 $364,609.79 51.05 1-Aug-05 11.625 N
297634 2.250 360 1-Aug-32 $430,539.23 55.26 1-Aug-05 11.625 N
297715 2.250 360 1-Aug-32 $351,581.15 54.31 1-Aug-05 11.375 N
297724 2.250 360 1-Aug-32 $524,411.71 70.00 1-Aug-05 11.375 N
297759 2.250 360 1-Jul-32 $377,208.79 49.74 1-Jul-05 11.750 N
297891 2.250 360 1-Aug-32 $445,500.23 52.47 1-Aug-05 11.375 N
297904 2.250 360 1-Aug-32 $449,507.44 16.67 1-Aug-05 11.500 N
297913 2.250 360 1-Aug-32 $599,373.56 32.88 1-Aug-05 11.750 N
298076 2.250 360 1-Aug-32 $560,341.36 56.10 1-Aug-05 11.125 N
298268 2.250 360 1-Aug-32 $324,660.68 79.99 1-Aug-05 11.750 N
298342 2.250 360 1-Aug-32 $377,576.43 65.17 1-Aug-05 11.375 N
298480 2.250 360 1-Aug-32 $393,537.43 51.84 1-Aug-05 11.125 N
298491 2.250 360 1-Aug-32 $436,532.82 52.02 1-Aug-05 11.625 N
298571 2.250 360 1-Aug-32 $317,643.67 58.89 1-Aug-05 11.375 N
298575 2.250 360 1-Aug-32 $369,613.70 66.07 1-Aug-05 11.750 N
298591 2.250 360 1-Aug-32 $454,478.10 70.00 1-Aug-05 11.250 N
298614 2.250 360 1-Aug-32 $387,544.47 57.91 1-Aug-05 11.125 N
298645 2.250 360 1-Aug-32 $395,177.08 76.82 1-Aug-05 11.625 N
298702 2.250 360 1-Aug-32 $367,587.63 30.67 1-Aug-05 11.375 N
298731 2.250 360 1-Aug-32 $426,543.50 74.91 1-Aug-05 11.625 N
298738 2.250 360 1-Aug-32 $429,540.30 63.24 1-Aug-05 11.625 N
298790 2.250 360 1-Aug-32 $519,444.08 80.00 1-Aug-05 11.625 N
298806 2.250 360 1-Jul-32 $566,697.30 79.89 1-Jul-05 11.375 N
298809 2.250 360 1-Aug-32 $338,628.94 42.38 1-Aug-05 11.500 N
298817 2.250 360 1-Aug-32 $336,631.13 78.37 1-Aug-05 11.500 N
298837 2.250 360 1-Aug-32 $457,022.34 75.00 1-Aug-05 11.750 N
298865 2.250 360 1-Aug-32 $649,271.64 69.74 1-Aug-05 11.375 N
298989 2.250 360 1-Sep-32 $320,000.00 80.00 1-Sep-05 10.750 N
299145 2.250 360 1-Aug-32 $469,460.89 63.95 1-Aug-05 11.250 N
299164 2.250 360 1-Aug-32 $373,609.51 78.08 1-Aug-05 11.750 N
299183 2.250 360 1-Aug-32 $389,583.07 67.83 1-Aug-05 11.625 N
299275 2.250 360 1-Aug-32 $473,456.30 30.58 1-Aug-05 11.250 N
299300 2.250 360 1-Aug-32 $429,506.77 36.91 1-Aug-05 11.250 N
299323 2.250 360 1-Aug-32 $409,540.57 41.00 1-Aug-05 11.375 N
299356 2.250 360 1-Aug-32 $352,081.15 35.12 1-Aug-05 11.375 N
299408 2.250 360 1-Aug-32 $318,143.10 70.00 1-Aug-05 11.375 N
299514 2.250 360 1-Aug-32 $577,396.52 79.29 1-Aug-05 11.750 N
299724 2.250 360 1-Aug-32 $397,554.02 40.61 1-Aug-05 11.375 N
299787 2.250 360 1-Aug-32 $469,460.89 27.33 1-Aug-05 11.250 N
299802 2.250 360 1-Aug-32 $841,034.19 64.77 1-Aug-05 11.250 N
299851 2.250 360 1-Jul-32 $618,760.05 62.98 1-Jul-05 11.500 N
299856 2.250 360 1-Aug-32 $649,368.24 55.08 1-Aug-05 12.125 N
299867 2.250 360 1-Aug-32 $319,641.42 60.95 1-Aug-05 11.375 N
299879 2.250 360 1-Aug-32 $374,599.09 56.99 1-Aug-05 11.625 N
299897 2.250 360 1-Aug-32 $319,649.74 58.18 1-Aug-05 11.500 N
299972 2.250 360 1-Aug-32 $319,641.42 68.09 1-Aug-05 11.375 N
300140 2.250 360 1-Jul-32 $449,012.62 52.94 1-Jul-05 11.500 N
300353 2.250 360 1-Aug-32 $404,524.51 78.95 1-Aug-05 11.125 N
300377 2.250 360 1-Aug-32 $344,613.40 59.48 1-Aug-05 11.375 N
300380 2.250 360 1-Aug-32 $389,402.51 60.60 1-Aug-05 10.500 N
300487 2.250 360 1-Aug-32 $649,321.35 44.83 1-Aug-05 11.750 N
300539 2.250 360 1-Aug-32 $399,582.37 56.34 1-Aug-05 11.750 N
300571 2.250 360 1-Aug-32 $529,446.64 47.53 1-Aug-05 11.750 N
300601 2.250 360 1-Jul-32 $473,982.00 69.85 1-Jul-05 11.625 N
300660 2.250 360 1-Aug-32 $594,301.45 70.00 1-Aug-05 11.125 N
300679 2.250 360 1-Sep-32 $399,000.00 70.00 1-Sep-05 10.875 N
300703 2.250 360 1-Aug-32 $450,994.06 68.41 1-Aug-05 11.375 N
300712 2.250 360 1-Jul-32 $376,133.24 59.84 1-Jul-05 11.250 N
300734 2.250 360 1-Aug-32 $302,652.45 51.36 1-Aug-05 11.250 N
300851 2.250 360 1-Aug-32 $514,422.91 68.85 1-Aug-05 11.375 N
300904 2.250 360 1-Aug-32 $958,949.22 60.00 1-Aug-05 11.500 N
300971 2.250 360 1-Aug-32 $399,530.38 63.49 1-Aug-05 11.125 N
301008 2.250 360 1-Jul-32 $520,827.54 76.76 1-Jul-05 11.375 N
301048 2.250 360 1-Aug-32 $629,326.49 70.00 1-Aug-05 11.625 N
301117 2.250 360 1-Jul-32 $648,573.82 65.13 1-Jul-05 11.500 N
301118 2.250 360 1-Aug-32 $596,376.70 76.05 1-Aug-05 11.750 N
301130 2.250 360 1-Jul-32 $618,639.63 44.19 1-Jul-05 11.500 N
301203 2.250 360 1-Aug-32 $530,404.99 79.85 1-Aug-05 11.375 N
301387 2.250 360 1-Sep-32 $675,500.00 54.92 1-Sep-05 11.375 N
301502 2.250 360 1-Aug-32 $334,624.61 50.38 1-Aug-05 11.375 N
301677 2.250 360 1-Aug-32 $649,305.11 48.15 1-Aug-05 11.625 N
301774 2.250 360 1-Aug-32 $620,304.13 62.10 1-Aug-05 11.375 N
301780 2.250 360 1-Aug-32 $799,124.35 66.67 1-Aug-05 11.500 N
301888 2.250 360 1-Jul-32 $329,292.76 62.26 1-Jul-05 11.625 N
303128 2.250 360 1-Aug-32 $361,584.77 66.42 1-Aug-05 11.250 N
303147 2.250 360 1-Aug-32 $499,399.22 79.37 1-Aug-05 11.000 N
303171 2.250 360 1-Aug-32 $378,365.50 30.43 1-Aug-05 11.250 N
303218 2.250 360 1-Aug-32 $389,552.65 55.71 1-Aug-05 11.250 N
303459 2.250 360 1-Sep-32 $450,000.00 68.70 1-Sep-05 11.625 N
303553 2.250 360 1-Aug-32 $649,150.83 41.93 1-Aug-05 10.875 N
303568 2.250 360 1-Aug-32 $428,507.92 31.78 1-Aug-05 11.250 N
303595 2.250 360 1-Aug-32 $596,315.22 64.06 1-Aug-05 11.250 N
303609 2.250 360 1-Jul-32 $305,296.48 61.20 1-Jul-05 11.250 N
303853 2.250 360 1-Aug-32 $487,427.07 54.22 1-Aug-05 11.125 N
303877 2.250 360 1-Aug-32 $493,446.45 79.87 1-Aug-05 11.375 N
303901 2.250 360 1-Aug-32 $385,577.50 66.67 1-Aug-05 11.500 N
304073 2.250 360 1-Aug-32 $359,605.95 58.06 1-Aug-05 11.500 N
304335 2.250 360 1-Aug-32 $363,562.64 66.18 1-Aug-05 11.000 N
304483 2.250 360 1-Aug-32 $381,541.01 49.61 1-Aug-05 11.000 N
304762 2.250 360 1-Aug-32 $403,568.09 76.95 1-Aug-05 11.625 N
304819 2.250 360 1-Aug-32 $333,625.73 39.76 1-Aug-05 11.375 N
304872 2.250 360 1-Aug-32 $374,050.02 45.39 1-Aug-05 11.000 N
304877 2.250 360 1-Aug-32 $567,647.67 60.20 1-Aug-05 11.625 N
305050 2.250 360 1-Jul-32 $475,903.32 15.90 1-Jul-05 11.250 N
305305 2.250 360 1-Aug-32 $424,534.81 58.62 1-Aug-05 11.500 N
305523 2.250 360 1-Aug-32 $544,374.86 48.11 1-Aug-05 11.250 N
305597 2.250 360 1-Aug-32 $399,541.18 44.94 1-Aug-05 11.250 N
305620 2.250 360 1-Aug-32 $659,277.59 74.16 1-Aug-05 11.500 N
306140 2.250 360 1-Aug-32 $307,638.40 70.00 1-Aug-05 11.125 N
306173 2.250 360 1-Aug-32 $300,470.76 57.30 1-Aug-05 11.500 N
306224 2.250 360 1-Aug-32 $363,637.63 80.00 1-Aug-05 12.000 N
306315 2.250 360 1-Aug-32 $430,039.76 70.00 1-Aug-05 11.625 N
306370 2.250 360 1-Aug-32 $375,878.33 40.68 1-Aug-05 11.375 N
306376 2.250 360 1-Sep-32 $650,000.00 65.00 1-Sep-05 11.375 N
306520 2.250 360 1-Aug-32 $467,499.67 74.29 1-Aug-05 11.625 N
306580 2.250 360 1-Aug-32 $649,305.11 63.41 1-Aug-05 11.625 N
306847 2.250 360 1-Aug-32 $998,878.45 29.94 1-Aug-05 11.375 N
306877 2.250 360 1-Aug-32 $449,518.92 69.23 1-Aug-05 11.625 N
307294 2.250 360 1-Sep-32 $494,000.00 32.93 1-Sep-05 11.500 N
307357 2.250 360 1-Jul-32 $317,268.88 67.95 1-Jul-05 11.250 N
307379 2.250 360 1-Aug-32 $603,290.87 41.48 1-Aug-05 11.125 N
307403 2.250 360 1-Aug-32 $607,302.60 43.43 1-Aug-05 11.250 N
307443 2.250 360 1-Aug-32 $454,490.15 69.47 1-Aug-05 11.375 N
307466 2.250 360 1-Aug-32 $172,810.64 46.76 1-Aug-05 11.500 N
307468 2.250 360 1-Aug-32 $648,343.75 57.02 1-Aug-05 11.250 N
307559 2.250 360 1-Aug-32 $737,192.21 49.90 1-Aug-05 11.500 N
307582 2.250 360 1-Aug-32 $404,567.03 69.83 1-Aug-05 11.625 N
307668 2.250 360 1-Aug-32 $629,277.36 64.95 1-Aug-05 11.250 N
307677 2.250 360 1-Aug-32 $429,506.77 65.15 1-Aug-05 11.250 N
307735 2.250 360 1-Aug-32 $345,103.69 32.90 1-Aug-05 11.250 N
307783 2.250 360 1-Aug-32 $377,586.25 79.58 1-Aug-05 11.500 N
307829 2.250 360 1-Aug-32 $309,644.41 46.97 1-Aug-05 11.250 N
307841 2.250 360 1-Aug-32 $529,406.11 63.86 1-Aug-05 11.375 N
307888 2.250 360 1-Aug-32 $744,145.46 64.22 1-Aug-05 11.250 N
307896 2.250 360 1-Aug-32 $499,426.48 44.90 1-Aug-05 11.250 N
307924 2.250 360 1-Aug-32 $501,853.02 67.07 1-Aug-05 11.375 N
307932 2.250 360 1-Aug-32 $359,624.13 79.12 1-Aug-05 11.750 N
308062 2.250 360 1-Aug-32 $649,288.54 32.50 1-Aug-05 11.500 N
308077 2.250 360 1-Aug-32 $555,362.24 80.00 1-Aug-05 11.250 N
308271 2.250 360 1-Aug-32 $490,449.81 67.72 1-Aug-05 11.375 N
308301 2.250 360 1-Aug-32 $699,197.07 43.75 1-Aug-05 11.250 N
308328 2.250 360 1-Jul-32 $324,768.89 55.17 1-Jul-05 11.375 N
308345 2.250 360 1-Aug-32 $461,517.64 76.36 1-Aug-05 11.750 N
308550 2.250 360 1-Aug-32 $630,276.22 79.87 1-Aug-05 11.250 N
308828 2.250 360 1-Aug-32 $472,244.92 80.00 1-Aug-05 11.125 N
308898 2.250 360 1-Aug-32 $678,253.54 70.00 1-Aug-05 11.750 N
308902 2.250 360 1-Aug-32 $323,636.94 62.91 1-Aug-05 11.375 N
308968 2.250 360 1-Aug-32 $513,410.42 66.75 1-Aug-05 11.250 N
309038 2.250 360 1-Aug-32 $397,554.02 52.72 1-Aug-05 11.375 N
309059 2.250 360 1-Aug-32 $472,418.40 67.57 1-Aug-05 10.875 N
309107 2.250 360 1-Aug-32 $338,620.13 57.95 1-Aug-05 11.375 N
309116 2.250 360 1-Aug-32 $359,587.06 52.94 1-Aug-05 11.250 N
309126 2.250 360 1-Aug-32 $499,356.38 60.61 1-Aug-05 10.625 N
309226 2.250 360 1-Aug-32 $342,641.88 57.17 1-Aug-05 11.750 N
309236 2.250 360 1-Aug-32 $469,497.54 79.66 1-Aug-05 11.625 N
309375 2.250 360 1-Aug-32 $521,415.08 68.68 1-Aug-05 11.375 N
309437 2.250 360 1-Aug-32 $394,546.92 62.70 1-Aug-05 11.250 N
309467 2.250 360 1-Aug-32 $383,569.71 69.82 1-Aug-05 11.375 N
309565 2.250 360 1-Sep-32 $439,000.00 69.74 1-Sep-05 11.375 N
309588 2.250 360 1-Jul-32 $300,042.33 59.91 1-Jul-05 11.125 N
309680 2.250 360 1-Aug-32 $596,782.07 64.25 1-Aug-05 11.000 N
309730 2.250 360 1-Aug-32 $649,064.58 69.97 1-Aug-05 11.750 N
309959 2.250 360 1-Aug-32 $445,476.37 55.75 1-Aug-05 11.125 N
310155 2.250 360 1-Aug-32 $632,273.93 69.56 1-Aug-05 11.250 N
310157 2.250 360 1-Aug-32 $998,879.45 44.44 1-Aug-05 11.375 N
310167 2.250 360 1-Aug-32 $349,607.81 67.96 1-Aug-05 11.375 N
310192 2.250 360 1-Aug-32 $492,447.57 74.92 1-Aug-05 11.375 N
310218 2.250 360 1-Sep-32 $452,000.00 67.97 1-Sep-05 11.250 N
310234 2.250 360 1-Aug-32 $397,554.02 31.71 1-Aug-05 11.375 N
310252 2.250 360 1-Sep-32 $650,000.00 54.17 1-Sep-05 11.000 N
310401 2.250 360 1-Aug-32 $469,460.89 69.63 1-Aug-05 11.250 N
310537 2.250 360 1-Aug-32 $599,311.77 47.96 1-Aug-05 11.250 N
310539 2.250 360 1-Sep-32 $530,000.00 60.23 1-Sep-05 11.125 N
310585 2.250 360 1-Aug-32 $327,605.89 43.73 1-Aug-05 11.000 N
310799 2.250 360 1-Aug-32 $563,382.67 30.00 1-Aug-05 11.500 N
310894 2.250 360 1-Aug-32 $321,148.09 60.38 1-Aug-05 11.500 N
310967 2.250 360 1-Aug-32 $581,316.70 51.05 1-Aug-05 11.125 N
311127 2.250 360 1-Sep-32 $596,000.00 80.00 1-Sep-05 10.250 N
311540 2.250 360 1-Aug-32 $489,450.93 57.99 1-Aug-05 11.375 N
311615 2.250 360 1-Sep-32 $445,000.00 78.76 1-Sep-05 10.750 N
311748 2.250 360 1-Aug-32 $498,427.63 42.65 1-Aug-05 11.250 N
311772 2.250 360 1-Sep-32 $595,000.00 68.00 1-Sep-05 11.750 N
311819 2.250 360 1-Aug-32 $645,259.01 53.83 1-Aug-05 11.250 N
312320 2.250 360 1-Sep-32 $390,000.00 60.47 1-Sep-05 11.250 N
312402 2.250 360 1-Aug-32 $384,526.60 72.64 1-Aug-05 10.875 N
312559 2.250 360 1-Aug-32 $419,518.24 70.00 1-Aug-05 11.250 N
312753 2.250 360 1-Aug-32 $359,615.13 69.90 1-Aug-05 11.625 N
312828 2.250 360 1-Aug-32 $639,266.67 64.00 1-Aug-05 11.375 N
312958 2.250 360 1-Aug-32 $352,123.15 75.00 1-Aug-05 11.625 N
312998 2.250 360 1-Aug-32 $495,417.67 56.30 1-Aug-05 11.125 N
313048 2.250 360 1-Aug-32 $527,394.36 57.08 1-Aug-05 11.250 N
313248 2.250 360 1-Aug-32 $649,321.35 76.47 1-Aug-05 11.750 N
313255 2.250 360 1-Aug-32 $569,346.18 61.96 1-Aug-05 11.250 N
313300 2.250 360 1-Aug-32 $386,414.06 69.73 1-Aug-05 11.625 N
313421 2.250 360 1-Sep-32 $339,097.00 56.23 1-Sep-05 11.125 N
313574 2.250 360 1-Aug-32 $399,562.17 55.56 1-Aug-05 11.500 N
313724 2.250 360 1-Aug-32 $489,463.66 72.06 1-Aug-05 11.500 N
313728 2.250 360 1-Aug-32 $347,137.18 73.94 1-Aug-05 11.750 N
313780 2.250 360 1-Aug-32 $504,472.74 67.33 1-Aug-05 11.750 N
313852 2.250 360 1-Aug-32 $341,598.47 61.07 1-Aug-05 11.125 N
313896 2.250 360 1-Aug-32 $422,514.80 50.36 1-Aug-05 11.250 N
313911 2.250 360 1-Aug-32 $509,428.52 79.94 1-Aug-05 11.375 N
313948 2.250 360 1-Aug-32 $649,236.87 67.71 1-Aug-05 11.125 N
313956 2.250 360 1-Aug-32 $563,353.07 68.36 1-Aug-05 11.250 N
313960 2.250 360 1-Aug-32 $540,364.84 69.36 1-Aug-05 11.125 N
314083 2.250 360 1-Aug-32 $303,659.35 57.90 1-Aug-05 11.375 N
314375 2.250 360 1-Aug-32 $309,444.65 44.26 1-Aug-05 11.250 N
314580 2.250 360 1-Aug-32 $311,658.49 46.57 1-Aug-05 11.500 N
314662 2.250 360 1-Aug-32 $300,478.42 39.06 1-Aug-05 11.625 N
315710 2.250 360 1-Aug-32 $394,557.38 20.79 1-Aug-05 11.375 N
315778 2.250 360 1-Aug-32 $323,636.94 64.16 1-Aug-05 11.375 N
315941 2.250 360 1-Aug-32 $499,412.98 34.48 1-Aug-05 11.125 N
315955 2.250 360 1-Aug-32 $704,191.34 54.23 1-Aug-05 11.250 N
316073 2.250 360 1-Aug-32 $419,540.28 80.00 1-Aug-05 11.500 N
316209 2.250 360 1-Jul-32 $558,827.85 70.00 1-Jul-05 11.750 N
316445 2.250 360 1-Aug-32 $464,514.51 42.27 1-Aug-05 11.750 N
316476 2.250 360 1-Aug-32 $374,579.79 53.57 1-Aug-05 11.375 N
316495 2.250 360 1-Aug-32 $406,554.51 52.86 1-Aug-05 11.500 N
316511 2.250 360 1-Aug-32 $359,124.65 49.93 1-Aug-05 11.750 N
316614 2.250 360 1-Aug-32 $998,852.96 45.05 1-Aug-05 11.250 N
316642 2.250 360 1-Aug-32 $400,561.08 30.61 1-Aug-05 11.500 N
316834 2.250 360 1-Aug-32 $649,204.48 56.67 1-Aug-05 11.250 N
316875 2.250 360 1-Aug-32 $649,271.64 59.09 1-Aug-05 11.375 N
317067 2.250 360 1-Aug-32 $570,329.62 23.79 1-Aug-05 11.125 N
317104 2.250 360 1-Aug-32 $416,022.26 65.08 1-Aug-05 11.250 N
317143 2.250 360 1-Aug-32 $305,657.11 54.06 1-Aug-05 11.375 N
317430 2.250 360 1-Aug-32 $610,147.02 79.84 1-Aug-05 11.625 N
317569 2.250 360 1-Aug-32 $426,521.52 70.00 1-Aug-05 11.375 N
317825 2.250 360 1-Sep-32 $398,400.00 80.00 1-Sep-05 10.000 N
317857 2.250 360 1-Aug-32 $479,436.46 37.50 1-Aug-05 11.125 N
318304 2.250 360 1-Aug-32 $437,497.59 62.35 1-Aug-05 11.250 N
318322 2.250 360 1-Aug-32 $499,465.46 71.43 1-Aug-05 11.625 N
318490 2.250 360 1-Aug-32 $313,148.71 66.00 1-Aug-05 11.375 N
318759 2.250 360 1-Aug-32 $451,493.51 63.66 1-Aug-05 11.375 N
318815 2.250 360 1-Jul-32 $372,838.81 48.26 1-Jul-05 11.250 N
319199 2.250 360 1-Aug-32 $392,538.60 77.06 1-Aug-05 11.125 N
319374 2.250 360 1-Aug-32 $334,205.21 40.85 1-Aug-05 11.750 N
319519 2.250 360 1-Jul-32 $379,204.61 59.84 1-Jul-05 11.750 N
319670 2.250 360 1-Aug-32 $995,908.72 39.88 1-Aug-05 11.500 N
319818 2.250 360 1-Aug-32 $241,735.12 52.61 1-Aug-05 11.500 N
320067 2.250 360 1-Aug-32 $437,509.20 60.00 1-Aug-05 11.375 N
320166 2.250 360 1-Sep-32 $636,000.00 61.45 1-Sep-05 11.125 N
320172 2.250 360 1-Aug-32 $303,571.39 80.00 1-Aug-05 11.250 N
320321 2.250 360 1-Aug-32 $799,144.74 64.00 1-Aug-05 11.625 N
320371 2.250 360 1-Jul-32 $323,219.78 80.00 1-Jul-05 11.000 N
320542 2.250 360 1-Aug-32 $499,412.98 43.48 1-Aug-05 11.125 N
320665 2.250 360 1-Aug-32 $822,120.15 63.31 1-Aug-05 11.625 N
320679 2.250 360 1-Aug-32 $321,645.83 70.77 1-Aug-05 11.500 N
321088 2.250 360 1-Aug-32 $118,869.75 66.11 1-Aug-05 11.500 N
321285 2.250 360 1-Aug-32 $341,634.38 65.14 1-Aug-05 11.625 N
321312 2.250 360 1-Aug-32 $379,584.07 79.17 1-Aug-05 11.500 N
321341 2.250 360 1-Sep-32 $475,000.00 51.35 1-Sep-05 11.250 N
321446 2.250 360 1-Aug-32 $499,426.48 32.26 1-Aug-05 11.250 N
321461 2.250 360 1-Aug-32 $507,916.73 67.80 1-Aug-05 11.250 N
321891 2.250 360 1-Aug-32 $447,474.02 70.00 1-Aug-05 11.125 N
322088 2.250 360 1-Aug-32 $428,552.10 60.00 1-Aug-05 11.750 N
322215 2.250 360 1-Aug-32 $463,492.12 49.89 1-Aug-05 11.500 N
322235 2.250 360 1-Aug-32 $511,439.59 80.00 1-Aug-05 11.500 N
322459 2.250 360 1-Aug-32 $532,416.60 68.33 1-Aug-05 11.500 N
322600 2.250 360 1-Aug-32 $408,552.32 79.42 1-Aug-05 11.500 N
322799 2.250 360 1-Sep-32 $1,000,000.00 39.60 1-Sep-05 11.625 N
322804 2.250 360 1-Aug-32 $306,148.43 66.63 1-Aug-05 11.250 N
323186 2.250 360 1-Aug-32 $454,478.10 70.00 1-Aug-05 11.250 N
324234 2.250 360 1-Aug-32 $636,286.21 56.62 1-Aug-05 11.375 N
324341 2.250 360 1-Aug-32 $572,047.19 47.75 1-Aug-05 11.125 N
324783 2.250 360 1-Aug-32 $647,955.91 64.87 38565.00 11.250 N
324820 2.250 360 1-Sep-32 $586,000.00 65.11 38596.00 10.750 N
324887 2.250 360 1-Aug-32 $328,331.67 60.87 38565.00 11.375 N
325108 2.250 360 1-Aug-32 $349,634.57 45.81 38565.00 11.750 N
325156 2.250 360 1-Aug-32 $470,484.46 60.85 38565.00 11.500 N
325184 2.250 360 1-Aug-32 $488,925.30 69.93 38565.00 11.125 N
325342 2.250 360 1-Sep-32 $459,200.00 80.00 38596.00 11.375 N
325540 2.250 360 1-Aug-32 $499,439.72 56.18 38565.00 11.375 N
325646 2.250 360 1-Aug-32 $614,261.04 69.97 38565.00 11.000 N
326078 2.250 360 1-Aug-32 $384,526.60 44.77 38565.00 10.875 N
326106 2.250 360 1-Aug-32 $497,428.77 53.84 38565.00 11.250 N
326336 2.250 360 1-Aug-32 $438,519.48 79.10 38565.00 11.500 N
326369 2.250 360 1-Sep-32 $380,000.00 74.51 38596.00 11.625 N
326370 2.250 360 1-Sep-32 $462,000.00 60.31 38596.00 11.250 N
326438 2.250 360 1-Aug-32 $572,327.27 64.38 38565.00 11.125 N
326452 2.250 360 1-Sep-32 $710,000.00 62.83 38596.00 11.000 N
326486 2.250 360 1-Aug-32 $494,483.19 43.04 38565.00 11.750 N
326491 2.250 360 1-Aug-32 $381,800.00 62.95 38565.00 11.625 N
326544 2.250 360 1-Aug-32 $373,571.00 66.79 38565.00 11.250 N
326684 2.250 360 1-Aug-32 $609,267.05 53.04 38565.00 11.000 N
326865 2.250 360 1-Aug-32 $461,006.62 67.87 38565.00 11.625 N
327154 2.250 360 1-Aug-32 $503,421.89 80.00 38565.00 11.250 N
327242 2.250 360 1-Aug-32 $500,451.62 69.58 38565.00 11.500 N
327334 2.250 360 1-Sep-32 $355,200.00 62.87 38596.00 11.750 N
327357 2.250 360 1-Aug-32 $514,395.37 48.86 38565.00 11.125 N
327376 2.250 360 1-Aug-32 $998,880.99 63.49 38565.00 11.625 N
327583 2.250 360 1-Aug-32 $549,397.99 64.71 38565.00 11.500 N
328025 2.250 360 1-Aug-32 $354,446.79 89.92 38565.00 12.000 N 12
328222 2.250 360 1-Aug-32 $624,283.10 39.06 38565.00 11.250 N
328285 2.250 360 1-Aug-32 $395,986.13 79.76 38565.00 11.750 N
328571 2.250 360 1-Sep-32 $500,000.00 78.74 38596.00 11.000 N
328704 2.250 360 1-Aug-32 $385,567.47 51.47 38565.00 11.375 N
328730 2.250 360 1-Aug-32 $384,547.99 77.00 38565.00 11.125 N
329063 2.250 360 1-Aug-32 $699,197.07 59.37 38565.00 11.250 N
329068 2.250 360 1-Aug-32 $343,605.41 51.34 38565.00 11.250 N
329224 2.250 360 1-Aug-32 $496,402.82 53.16 38565.00 11.000 N
329225 2.250 360 1-Aug-32 $349,589.08 56.91 38565.00 11.125 N
329731 2.250 360 1-Aug-32 $394,546.92 46.47 38565.00 11.250 N
329956 2.250 360 1-Aug-32 $481,447.12 65.14 38565.00 11.250 N
329976 2.250 360 1-Aug-32 $572,357.92 61.09 38565.00 11.375 N
330198 2.250 360 1-Aug-32 $328,622.62 53.93 38565.00 11.250 N
330210 2.250 360 1-Aug-32 $599,279.07 63.16 38565.00 11.000 N
330635 2.250 360 1-Aug-32 $474,467.73 54.29 38565.00 11.375 N
330679 2.250 360 1-Aug-32 $350,606.69 42.29 38565.00 11.375 N
330945 2.250 360 1-Aug-32 $339,610.00 51.52 38565.00 11.250 N
331022 2.250 360 1-Aug-32 $628,278.51 65.66 38565.00 11.250 N
331303 2.250 360 1-Jul-32 $309,319.81 48.44 38534.00 11.500 N
331646 2.250 360 1-Aug-32 $499,426.48 31.75 38565.00 11.250 N
331968 2.250 360 1-Aug-32 $728,183.11 49.59 38565.00 11.375 N
332336 2.250 360 1-Aug-32 $312,465.59 44.69 38565.00 11.625 N
332390 2.250 360 1-Aug-32 $341,616.77 24.87 38565.00 11.375 N
332459 2.250 360 1-Aug-32 $998,825.96 62.50 38565.00 11.125 N
332566 2.250 360 1-Aug-32 $631,291.81 55.83 38565.00 11.375 N
332588 2.250 360 1-Aug-32 $595,362.83 56.76 38565.00 11.625 N
332762 2.250 360 1-Sep-32 $323,000.00 45.82 38596.00 11.250 N
332805 2.250 360 1-Aug-32 $539,408.93 46.96 38565.00 11.500 N
332850 2.250 360 1-Aug-32 $544,360.14 56.19 38565.00 11.125 N
332855 2.250 360 1-Aug-32 $484,412.98 53.19 38565.00 11.125 N
332902 2.250 360 1-Aug-32 $603,290.87 54.91 38565.00 11.125 N
333029 2.250 360 1-Aug-32 $437,473.72 69.52 38565.00 11.000 N
333274 2.250 360 1-Aug-32 $371,563.25 69.92 38565.00 11.125 N
333341 2.250 360 1-Aug-32 $359,587.06 48.65 38565.00 11.250 N
333348 2.250 360 1-Aug-32 $324,644.26 69.89 38565.00 11.500 N
333383 2.250 360 1-Aug-32 $314,428.09 28.74 38565.00 11.500 N
333408 2.250 360 1-Aug-32 $474,442.33 45.24 38565.00 11.125 N
333418 2.250 360 1-Aug-32 $537,368.37 79.70 38565.00 11.125 N
333446 2.250 360 1-Aug-32 $499,399.22 40.00 38565.00 11.000 N
333461 2.250 360 1-Aug-32 $393,546.92 35.11 38565.00 11.250 N
333490 2.250 360 1-Aug-32 $552,235.66 69.11 38565.00 11.000 N
333510 2.250 360 1-Aug-32 $647,203.23 68.21 38565.00 10.875 N
333525 2.250 360 1-Aug-32 $359,596.60 57.60 38565.00 11.375 N
333533 2.250 360 1-Aug-32 $405,523.34 55.24 38565.00 11.125 N
333627 2.250 360 1-Aug-32 $588,308.49 68.89 38565.00 11.125 N
333714 2.250 360 1-Aug-32 $309,668.59 43.06 38565.00 11.625 N
333736 2.250 360 1-Aug-32 $527,408.35 75.97 38565.00 11.375 N
333767 2.250 360 1-Aug-32 $948,884.66 55.88 38565.00 11.125 N
333987 2.250 360 1-Aug-32 $389,542.12 65.00 38565.00 11.125 N
333992 2.250 360 1-Aug-32 $559,342.54 74.67 38565.00 11.125 N
334088 2.250 360 1-Jul-32 $518,594.28 76.47 38534.00 11.500 N
334241 2.250 360 1-Aug-32 $423,524.89 80.00 38565.00 11.375 N
334372 2.250 360 1-Aug-32 $435,499.89 79.27 38565.00 11.250 N
334374 2.250 360 1-Aug-32 $349,598.53 69.31 38565.00 11.250 N
334408 2.250 360 1-Aug-32 $425,023.21 79.53 38565.00 11.375 N
334414 2.250 360 1-Aug-32 $529,377.75 66.25 38565.00 11.125 N
334662 2.250 360 1-Aug-32 $353,612.52 60.51 38565.00 11.500 N
334794 2.250 360 1-Aug-32 $881,963.33 23.24 38565.00 11.125 N
334808 2.250 360 1-Aug-32 $326,624.92 52.40 38565.00 11.250 N
335271 2.250 360 1-Aug-32 $398,949.60 85.00 38565.00 10.250 N 11
335332 2.250 360 1-Aug-32 $564,381.57 79.02 38565.00 11.500 N
335341 2.250 360 1-Aug-32 $429,994.57 70.00 38565.00 11.125 N
335537 2.250 360 1-Aug-32 $518,361.84 51.90 38565.00 10.875 N
335683 2.250 360 1-Aug-32 $399,541.18 51.95 38565.00 11.250 N
335741 2.250 360 1-Aug-32 $449,471.67 50.00 38565.00 11.125 N
335906 2.250 360 1-Aug-32 $493,295.55 66.35 38565.00 11.250 N
335990 2.250 360 1-Aug-32 $596,282.67 45.92 38565.00 11.000 N
336125 2.250 360 1-Aug-32 $488,425.89 44.45 38565.00 11.125 N
336168 2.250 360 1-Aug-32 $622,216.17 55.23 38565.00 10.750 N
336184 2.250 360 1-Aug-32 $496,429.92 69.51 38565.00 11.250 N
336311 2.250 360 1-Sep-32 $577,000.00 69.94 38596.00 11.250 N
336381 2.250 360 1-Aug-32 $412,426.39 60.72 38565.00 11.250 N
336444 2.250 360 1-Aug-32 $549,339.15 59.46 38565.00 11.000 N
336549 2.250 360 1-Sep-32 $618,000.00 69.44 38596.00 11.000 N
336744 2.250 360 1-Aug-32 $644,826.25 56.17 38565.00 11.250 N
336766 2.250 360 1-Aug-32 $430,979.79 57.11 38565.00 11.125 N
336783 2.250 360 1-Aug-32 $998,930.93 64.52 38565.00 11.625 N
336873 2.250 360 1-Aug-32 $391,539.78 80.00 38565.00 11.125 N
336915 2.250 360 1-Aug-32 $419,495.34 66.67 38565.00 11.000 N
336942 2.250 360 1-Aug-32 $750,901.53 37.60 38565.00 11.250 N
336976 2.250 360 1-Aug-32 $405,534.30 70.00 38565.00 11.250 N
337045 2.250 360 1-Aug-32 $549,718.72 78.62 38565.00 11.250 N
337085 2.250 360 1-Aug-32 $319,632.94 61.90 38565.00 11.250 N
337115 2.250 360 1-Aug-32 $475,441.16 69.49 38565.00 11.125 N
337221 2.250 360 1-Aug-32 $390,062.42 79.69 38565.00 11.375 N
337305 2.250 360 1-Aug-32 $341,607.71 52.62 38565.00 11.250 N
337381 2.250 360 1-Sep-32 $479,500.00 43.59 38596.00 11.250 N
337490 2.250 360 1-Aug-32 $649,271.64 67.71 38565.00 11.375 N
337538 2.250 360 1-Aug-32 $349,598.53 60.34 38565.00 11.250 N
337557 2.250 360 1-Aug-32 $608,914.58 66.67 38565.00 10.750 N
337608 2.250 360 1-Aug-32 $485,268.26 39.82 38565.00 11.500 N
337664 2.250 360 1-Aug-32 $469,460.89 69.12 38565.00 11.250 N
337672 2.250 360 1-Aug-32 $370,603.37 69.35 38565.00 11.625 N
337687 2.250 360 1-Aug-32 $399,572.37 53.33 38565.00 11.625 N
337690 2.250 360 1-Aug-32 $300,462.93 40.38 38565.00 11.375 N
337830 2.250 360 1-Aug-32 $513,002.29 74.99 38565.00 11.375 N
337913 2.250 360 1-Sep-32 $580,000.00 50.43 38596.00 11.250 N
338132 2.250 360 1-Aug-32 $769,196.06 68.44 38565.00 11.750 N
338148 2.250 360 1-Aug-32 $913,900.58 61.00 38565.00 11.000 N
338193 2.250 360 1-Aug-32 $431,492.81 69.34 38565.00 11.125 N
338224 2.250 360 1-Aug-32 $408,530.86 28.21 38565.00 11.250 N
338242 2.250 360 1-Aug-32 $334,650.24 53.17 38565.00 11.750 N
338289 2.250 360 1-Aug-32 $580,348.96 69.58 38565.00 11.375 N
338315 2.250 360 1-Aug-32 $649,271.64 67.71 38565.00 11.375 N
338375 2.250 360 1-Aug-32 $455,489.03 80.00 38565.00 11.375 N
338622 2.250 360 1-Aug-32 $367,587.63 62.37 38565.00 11.375 N
338645 2.250 360 1-Aug-32 $561,926.51 75.00 38565.00 11.875 N
338981 2.250 360 1-Jul-32 $369,667.82 42.34 38534.00 11.375 N
339066 2.250 360 1-Aug-32 $369,575.59 69.81 38565.00 11.250 N
339574 2.250 360 1-Aug-32 $629,310.42 68.48 38565.00 11.500 N
339682 2.250 360 1-Jul-32 $331,305.09 79.05 38534.00 11.750 N
339891 2.250 360 1-Aug-32 $544,430.98 49.55 38565.00 11.750 N
340021 2.250 360 1-Aug-32 $434,534.95 73.98 38565.00 11.625 N
340112 2.250 360 1-Sep-32 $570,000.00 72.15 38596.00 11.375 N
340156 2.250 360 1-Aug-32 $988,890.66 33.00 38565.00 11.375 N
340180 2.250 360 1-Aug-32 $324,618.43 61.32 38565.00 11.125 N
340289 2.250 360 1-Aug-32 $649,271.65 51.18 38565.00 11.375 N
340290 2.250 360 1-Aug-32 $396,344.85 62.00 38565.00 11.250 N
340560 2.250 360 1-Aug-32 $376,557.38 67.32 38565.00 11.125 N
340624 2.250 360 1-Aug-32 $447,497.99 68.92 38565.00 11.375 N
340702 2.250 360 1-Aug-32 $369,575.59 47.44 38565.00 11.250 N
340942 2.250 360 1-Aug-32 $614,294.57 64.06 38565.00 11.250 N
341023 2.250 360 1-Aug-32 $889,002.71 57.42 38565.00 11.375 N
341097 2.250 360 1-Aug-32 $736,673.60 25.43 38565.00 11.375 N
341128 2.250 360 1-Aug-32 $302,668.34 64.47 38565.00 11.500 N
341409 2.250 360 1-Aug-32 $455,976.38 55.00 38565.00 11.250 N
341841 2.250 360 1-Aug-32 $347,581.86 34.12 38565.00 11.000 N
341927 2.250 360 1-Aug-32 $415,511.60 79.24 38565.00 11.125 N
342016 2.250 360 1-Aug-32 $337,130.58 75.00 38565.00 11.500 N
342038 2.250 360 1-Sep-32 $460,000.00 67.65 38596.00 11.000 N
342240 2.250 360 1-Aug-32 $611,281.48 69.15 38565.00 11.125 N
342320 2.250 360 1-Aug-32 $547,341.54 56.99 38565.00 11.000 N
342384 2.250 360 1-Aug-32 $384,588.41 55.00 38565.00 11.625 N
342707 2.250 360 1-Aug-32 $559,311.43 45.86 38565.00 10.875 N
343006 2.250 360 1-Sep-32 $350,000.00 60.34 38596.00 11.375 N
343141 2.250 360 1-Aug-32 $863,960.66 69.20 38565.00 11.000 N
343710 2.250 360 1-Aug-32 $549,412.02 64.71 38565.00 11.625 N
343729 2.250 360 1-Aug-32 $629,277.36 70.00 38565.00 11.250 N
344190 2.250 360 1-Aug-32 $421,548.85 74.69 38565.00 11.625 N
344404 2.250 360 1-Aug-32 $349,404.17 43.70 38565.00 11.500 N
344422 2.250 360 1-Aug-32 $463,455.25 58.00 38565.00 11.125 N
344430 2.250 360 1-Aug-32 $424,501.03 38.64 38565.00 11.125 N
344462 2.250 360 1-Aug-32 $499,412.98 69.93 38565.00 11.125 N
344638 2.250 360 1-Aug-32 $649,236.87 41.67 38565.00 11.125 N
344781 2.250 360 1-Aug-32 $749,179.08 25.00 38565.00 11.500 N
344815 2.250 360 1-Aug-32 $396,522.98 61.08 38565.00 11.000 N
345055 2.250 360 1-Aug-32 $339,591.47 52.31 38565.00 11.000 N
345155 2.250 360 1-Sep-32 $340,000.00 59.65 38596.00 11.625 N
345163 2.250 360 1-Aug-32 $330,620.33 66.20 38565.00 11.250 N
345278 2.250 360 1-Aug-32 $317,635.24 60.00 38565.00 11.250 N
345383 2.250 360 1-Aug-32 $646,240.39 77.49 38565.00 11.125 N
345467 2.250 360 1-Aug-32 $881,011.68 35.28 38565.00 11.375 N
345468 2.250 360 1-Aug-32 $439,506.95 78.57 38565.00 11.375 N
345530 2.250 360 1-Aug-32 $488,976.69 44.50 38565.00 11.625 N
345639 2.250 360 1-Aug-32 $499,426.48 68.49 38565.00 11.250 N
345693 2.250 360 1-Aug-32 $589,338.87 79.73 38565.00 11.375 N
346142 2.250 360 1-Aug-32 $459,459.93 65.71 38565.00 11.125 N
346348 2.250 360 1-Aug-32 $535,413.32 79.41 38565.00 11.500 N
346414 2.250 360 1-Aug-32 $534,386.34 76.43 38565.00 11.250 N
346458 2.250 360 1-Aug-32 $395,945.31 37.75 38565.00 11.250 N
346520 2.250 360 1-Aug-32 $449,483.83 22.50 38565.00 11.250 N
346613 2.250 360 1-Aug-32 $562,822.55 80.00 38565.00 11.500 N
346716 2.250 360 1-Aug-32 $455,861.14 48.04 38565.00 11.625 N
346728 2.250 360 1-Aug-32 $316,145.35 68.80 38565.00 11.375 N
346813 2.250 360 1-Aug-32 $724,108.55 46.77 38565.00 10.875 N
346944 2.250 360 1-Aug-32 $499,370.93 37.04 38565.00 10.750 N
347016 2.250 360 1-Aug-32 $520,402.39 64.32 38565.00 11.250 N
347069 2.250 360 1-Aug-32 $446,087.73 42.94 38565.00 11.250 N
347134 2.250 360 1-Sep-32 $648,000.00 68.21 38596.00 11.000 N
347235 2.250 360 1-Aug-32 $448,519.99 73.61 38565.00 11.625 N
347342 2.250 360 1-Aug-32 $706,207.77 50.50 38565.00 11.375 N
347409 2.250 360 1-Aug-32 $309,636.05 38.99 38565.00 11.125 N
347445 2.250 360 1-Aug-32 $499,412.99 29.50 38565.00 11.125 N
347707 2.250 360 1-Aug-32 $479,423.25 63.58 38565.00 11.000 N
347802 2.250 360 1-Aug-32 $647,720.79 44.72 38565.00 11.000 N
347925 2.250 360 1-Aug-32 $649,236.87 79.17 38565.00 11.125 N
347942 2.250 360 1-Sep-32 $384,000.00 80.00 38596.00 11.375 N
348048 2.250 360 1-Aug-32 $705,227.24 54.31 38565.00 11.500 N
348124 2.250 360 1-Aug-32 $649,288.54 30.95 38565.00 11.500 N
348138 2.250 360 1-Sep-32 $433,000.00 69.84 38596.00 11.000 N
348265 2.250 360 1-Aug-32 $524,383.63 31.82 38565.00 11.125 N
348282 2.250 360 1-Aug-32 $369,575.59 47.44 38565.00 11.250 N
348475 2.250 360 1-Aug-32 $319,632.94 59.26 38565.00 11.250 N
348506 2.250 360 1-Aug-32 $455,512.50 80.00 38565.00 11.625 N
349093 2.250 360 1-Aug-32 $493,433.36 57.34 38565.00 11.250 N
349268 2.250 360 1-Aug-32 $739,090.10 68.84 38565.00 10.875 N
349303 2.250 360 1-Jul-32 $466,898.76 80.00 38534.00 11.125 N
349501 2.250 360 1-Aug-32 $983,946.97 67.93 38565.00 11.625 N
349550 2.250 360 1-Aug-32 $615,276.79 56.00 38565.00 11.125 N
349558 2.250 360 1-Aug-32 $499,465.46 72.46 38565.00 11.625 N
350056 2.250 360 1-Aug-32 $373,571.00 69.91 38565.00 11.250 N
350077 2.250 360 1-Aug-32 $645,059.24 64.26 38565.00 11.250 N
350361 2.250 360 1-Aug-32 $337,139.18 70.31 38565.00 11.625 N
350379 2.250 360 1-Aug-32 $399,530.38 68.97 38565.00 11.125 N
350412 2.250 360 1-Aug-32 $399,519.38 33.33 38565.00 11.000 N
350426 2.250 360 1-Aug-32 $348,599.68 64.63 38565.00 11.250 N
350676 2.250 360 1-Sep-32 $426,000.00 80.00 38596.00 11.375 N
350867 2.250 360 1-Jul-32 $346,476.04 41.77 38534.00 11.125 N
350904 2.250 360 1-Aug-32 $385,557.24 68.93 38565.00 11.250 N
351165 2.250 360 1-Aug-32 $374,579.79 68.18 38565.00 11.375 N
351572 2.250 360 1-Aug-32 $499,439.72 68.40 38565.00 11.375 N
351633 2.250 360 1-Aug-32 $432,479.73 66.11 38565.00 11.000 N
351765 2.250 360 1-Aug-32 $546,401.27 59.14 38565.00 11.500 N
351880 2.250 360 1-Sep-32 $447,900.00 69.98 38596.00 11.125 N
351900 2.250 360 1-Aug-32 $464,502.88 43.26 38565.00 11.625 N
351917 2.250 360 1-Aug-32 $373,580.91 64.48 38565.00 11.375 N
351950 2.250 360 1-Aug-32 $381,476.78 58.92 38565.00 11.250 N
351977 2.250 360 1-Aug-32 $519,375.19 67.53 38565.00 11.000 N
352192 2.250 360 1-Aug-32 $359,615.13 69.90 38565.00 11.625 N
352251 2.250 360 1-Aug-32 $557,344.88 73.42 38565.00 11.125 N
352318 2.250 360 1-Aug-32 $319,641.42 74.94 38565.00 11.375 N
352378 2.250 360 1-Sep-32 $325,000.00 51.59 38596.00 11.000 N
352474 2.250 360 1-Aug-32 $623,832.36 48.98 38565.00 11.625 N
352557 2.250 360 1-Sep-32 $400,000.00 67.80 38596.00 11.125 N
352790 2.250 360 1-Aug-32 $587,371.39 73.50 38565.00 11.625 N
352920 2.250 360 1-Aug-32 $888,930.61 57.61 38565.00 11.000 N
352924 2.250 360 1-Aug-32 $540,707.51 68.52 38565.00 11.500 N
353399 2.250 360 1-Aug-32 $398,563.27 57.00 38565.00 11.500 N
353806 2.250 360 1-Aug-32 $149,783.26 49.31 38565.00 11.500 N
354416 2.250 360 1-Sep-32 $650,000.00 69.52 38596.00 11.500 N
354728 2.250 360 1-Aug-32 $399,519.38 47.90 38565.00 11.000 N
355302 2.250 360 1-Aug-32 $385,057.81 52.45 38565.00 11.250 N
355338 2.250 360 1-Aug-32 $340,418.11 80.00 38565.00 11.375 N
355403 2.250 360 1-Aug-32 $499,426.48 65.88 38565.00 11.250 N
355546 2.250 360 1-Aug-32 $355,619.41 74.95 38565.00 11.625 N
355822 2.250 360 1-Aug-32 $769,031.23 70.00 38565.00 10.750 N
355899 2.250 360 1-Aug-32 $779,018.65 65.00 38565.00 10.750 N
356268 2.250 360 1-Aug-32 $339,610.00 67.33 38565.00 11.250 N
356288 2.250 360 1-Aug-32 $649,271.64 65.00 38565.00 11.375 N
356339 2.250 360 1-Aug-32 $451,493.51 80.00 38565.00 11.375 N
356437 2.250 360 1-Aug-32 $439,506.95 80.00 38565.00 11.375 N
356459 2.250 360 1-Aug-32 $479,462.13 62.34 38565.00 11.375 N
356490 2.250 360 1-Aug-32 $535,399.38 80.00 38565.00 11.375 N
356530 2.250 360 1-Aug-32 $525,011.04 80.00 38565.00 11.375 N
356595 2.250 360 1-Aug-32 $509,428.52 65.38 38565.00 11.375 N
356692 2.250 360 1-Aug-32 $398,531.55 70.00 38565.00 11.125 N
356942 2.250 360 1-Aug-32 $362,412.14 54.15 38565.00 11.625 N
357601 2.250 360 1-Aug-32 $557,389.23 75.41 38565.00 11.500 N
357853 2.250 360 1-Aug-32 $607,269.45 72.38 38565.00 11.000 N
358543 2.250 360 1-Sep-32 $316,000.00 78.02 38596.00 11.625 N
358813 2.250 360 1-Aug-32 $351,087.32 69.19 38565.00 11.125 N
359350 2.250 360 1-Aug-32 $629,277.36 19.09 38565.00 11.250 N
359529 2.250 360 1-Aug-32 $484,456.53 57.53 38565.00 11.375 N
359560 2.250 360 1-Aug-32 $300,662.71 65.43 38565.00 11.375 N
361427 2.250 360 1-Aug-32 $399,562.17 80.00 38565.00 11.500 N
361690 2.250 360 1-Aug-32 $364,609.79 60.83 38565.00 11.625 N
362185 2.250 360 1-Aug-32 $351,567.18 50.29 38565.00 10.875 N
362461 2.250 360 1-Aug-32 $489,476.16 61.64 38565.00 11.625 N
362828 2.250 360 1-Aug-32 $507,389.61 55.82 38565.00 11.000 N
362929 2.250 360 1-Aug-32 $339,619.01 35.42 38565.00 11.375 N
363273 2.250 360 1-Aug-32 $399,572.37 46.78 38565.00 11.625 N
363398 2.250 360 1-Aug-32 $306,996.45 95.00 38565.00 11.625 N 11
363829 2.250 360 1-Aug-32 $629,277.36 70.00 38565.00 11.250 N
363968 2.250 360 1-Aug-32 $431,538.16 80.00 38565.00 11.625 N
364176 2.250 360 1-Aug-32 $543,418.42 73.51 38565.00 11.625 N
364423 2.250 360 1-Sep-32 $650,000.00 59.96 38596.00 11.000 N
364519 2.250 360 1-Aug-32 $351,496.24 80.00 38565.00 11.250 N
364522 2.250 360 1-Aug-32 $529,433.40 63.86 38565.00 11.625 N
364704 2.250 360 1-Aug-32 $445,500.23 69.69 38565.00 11.375 N
365088 2.250 360 1-Aug-32 $330,217.08 79.95 38565.00 11.500 N
365282 2.250 360 1-Aug-32 $811,589.55 65.00 38565.00 11.375 N
365369 2.250 360 1-Aug-32 $496,456.00 78.89 38565.00 11.500 N
365943 2.250 360 1-Sep-32 $417,000.00 67.80 38596.00 11.250 N
367298 2.250 360 1-Aug-32 $925,936.70 24.39 38565.00 11.250 N
367857 2.250 360 1-Aug-32 $320,631.80 66.88 38565.00 11.250 N
368413 2.250 360 1-Sep-32 $925,000.00 61.67 38596.00 11.000 N
368892 2.250 360 1-Aug-32 $509,441.77 52.58 38565.00 11.500 N
369539 2.250 360 1-Aug-32 $324,627.21 40.63 38565.00 11.250 N
369935 2.250 360 1-Sep-32 $380,000.00 80.00 38596.00 11.000 N
370408 2.250 360 1-Aug-32 $549,354.28 77.46 38565.00 11.125 N
370427 2.250 360 1-Aug-32 $390,151.97 64.03 38565.00 11.250 N
370846 2.250 360 1-Aug-32 $600,326.55 54.64 38565.00 11.38 N
370931 2.250 360 1-Aug-32 $399,562.17 30.77 38565.00 11.50 N
370956 2.250 360 1-Sep-32 $427,000.00 39.45 38596.00 11.13 N
371520 2.250 360 1-Sep-32 $460,000.00 56.10 38596.00 11.00 N
371821 2.250 360 1-Aug-32 $439,970.72 69.92 38565.00 11.00 N
371894 2.250 360 1-Aug-32 $495,444.21 62.78 38565.00 11.38 N
371961 2.250 360 1-Aug-32 $357,608.14 67.55 38565.00 11.50 N
372066 2.250 360 1-Aug-32 $449,459.30 32.14 38565.00 11.00 N
372100 2.250 360 1-Aug-32 $419,506.90 52.83 38565.00 11.13 N
372155 2.250 360 1-Aug-32 $439,471.31 69.18 38565.00 11.00 N
372555 2.250 360 1-Jul-32 $450,936.41 77.93 38534.00 11.13 N
372741 2.250 360 1-Aug-32 $499,426.48 48.78 38565.00 11.25 N
372743 2.250 360 1-Aug-32 $393,548.06 52.53 38565.00 11.25 N
373108 2.250 360 1-Aug-32 $411,527.42 54.57 38565.00 11.25 N
373165 2.250 360 1-Aug-32 $456,974.65 61.07 38565.00 11.25 N
373181 2.250 360 1-Aug-32 $415,522.83 80.00 38565.00 11.25 N
373246 2.250 360 1-Aug-32 $339,600.82 69.39 38565.00 11.13 N
373286 2.250 360 1-Aug-32 $359,577.34 51.43 38565.00 11.13 N
373547 2.250 360 1-Aug-32 $300,654.74 62.06 38565.00 11.25 N
373553 2.250 360 1-Aug-32 $520,929.19 69.53 38565.00 11.50 N
373627 2.250 360 1-Sep-32 $550,000.00 40.74 38596.00 11.38 N
374247 2.250 360 1-Sep-32 $437,000.00 69.92 38596.00 11.25 N
374252 2.250 360 1-Aug-32 $329,521.58 46.46 38565.00 11.25 N
374274 2.250 360 1-Aug-32 $417,542.47 77.41 38565.00 11.50 N
374370 2.250 360 1-Aug-32 $643,243.92 58.55 38565.00 11.13 N
374551 2.250 360 1-Aug-32 $649,221.69 61.90 38565.00 11.38 N
374623 2.250 360 1-Aug-32 $995,882.81 64.74 38565.00 11.38 N
375375 2.250 360 1-Aug-32 $478,475.71 79.83 38565.00 11.50 N
375848 2.250 360 1-Sep-32 $409,000.00 63.71 38596.00 11.38 N
376484 2.250 360 1-Aug-32 $749,159.59 57.69 38565.00 11.38 N
376492 2.250 360 1-Aug-32 $844,096.64 27.26 38565.00 11.63 N
376630 2.250 360 1-Aug-32 $539,166.25 66.48 38565.00 11.13 N
376725 2.250 360 1-Sep-32 $497,000.00 45.18 38596.00 11.25 N
377216 2.250 360 1-Aug-32 $527,864.97 70.00 38565.00 11.00 N
377230 2.250 360 1-Aug-32 $428,530.43 69.76 38565.00 11.50 N
377438 2.250 360 1-Aug-32 $429,571.93 37.39 38565.00 12.00 N
377519 2.250 360 1-Sep-32 $750,000.00 75.00 38596.00 11.38 N
377631 2.250 360 1-Aug-32 $439,529.61 68.75 38565.00 11.63 N
377698 2.250 360 1-Aug-32 $440,933.75 68.00 38565.00 11.25 N
377760 2.250 360 1-Aug-32 $329,638.79 69.47 38565.00 11.50 N
377782 2.250 360 1-Aug-32 $441,516.20 77.54 38565.00 11.50 N
377836 2.250 360 1-Aug-32 $341,825.11 79.84 38565.00 11.50 N
377980 2.250 360 1-Sep-32 $441,000.00 56.54 38596.00 11.50 N
378004 2.250 360 1-Aug-32 $341,607.71 45.00 38565.00 11.25 N
378025 2.250 360 1-Aug-32 $393,537.43 69.98 38565.00 11.13 N
378041 2.250 360 1-Aug-32 $453,503.06 69.85 38565.00 11.50 N
378327 2.250 360 1-Aug-32 $599,311.77 22.22 38565.00 11.25 N
378537 2.250 360 1-Aug-32 $513,909.85 66.82 38565.00 11.25 N
378608 2.250 360 1-Aug-32 $549,339.15 49.11 38565.00 11.00 N
378735 2.250 360 1-Aug-32 $597,001.50 79.87 38565.00 11.38 N
378900 2.250 360 1-Aug-32 $337,630.04 46.30 38565.00 11.50 N
378982 2.250 360 1-Aug-32 $543,390.42 77.71 38565.00 11.38 N
379063 2.250 360 1-Aug-32 $471,146.20 67.39 38565.00 11.13 N
379084 2.250 360 1-Aug-32 $388,564.11 50.52 38565.00 11.38 N
379268 2.250 360 1-Aug-32 $998,905.44 73.53 38565.00 11.50 N
379753 2.250 360 1-Aug-32 $649,163.30 61.03 38565.00 10.63 N
380320 2.250 360 1-Aug-32 $399,519.38 53.33 38565.00 11.00 N
380525 2.250 360 1-Aug-32 $772,071.19 57.26 38565.00 11.00 N
380590 2.250 360 1-Aug-32 $369,555.43 39.78 38565.00 11.00 N
380796 2.250 360 1-Aug-32 $352,395.32 50.04 38565.00 11.25 N
381324 2.250 360 1-Aug-32 $235,741.68 30.45 38565.00 11.50 N
381473 2.250 360 1-Aug-32 $506,418.45 6.72 38565.00 11.25 N
381679 2.250 360 1-Aug-32 $479,474.61 63.16 38565.00 11.50 N
381893 2.250 360 1-Aug-32 $343,501.98 49.57 38565.00 11.25 N
381906 2.250 360 1-Aug-32 $359,577.34 49.32 38565.00 11.13 N
382253 2.250 360 1-Aug-32 $533,373.05 79.70 38565.00 11.13 N
382315 2.250 360 1-Aug-32 $649,100.90 63.10 38565.00 10.88 N
382386 2.250 360 1-Aug-32 $358,588.21 79.78 38565.00 11.25 N
382578 2.250 360 1-Aug-32 $343,196.60 37.76 38565.00 11.13 N
382596 2.250 360 1-Aug-32 $594,601.09 72.16 38565.00 11.13 N
383115 2.250 360 1-Aug-32 $463,467.77 79.32 38565.00 11.25 N
383527 2.250 360 1-Aug-32 $998,852.96 43.48 38565.00 11.25 N
383599 2.250 360 1-Aug-32 $399,530.38 54.79 38565.00 11.13 N
383665 2.250 360 1-Aug-32 $506,418.45 69.93 38565.00 11.25 N
383933 2.250 360 1-Sep-32 $805,000.00 70.00 38596.00 11.13 N
385656 2.250 360 1-Aug-32 $592,319.81 51.57 38565.00 11.25 N
385870 2.250 360 1-Aug-32 $599,402.69 47.06 38565.00 12.00 N
386449 2.250 360 1-Jul-32 $648,573.82 56.52 38534.00 11.50 N
386688 2.250 360 1-Aug-32 $499,326.49 80.00 38565.00 10.38 N
386817 2.250 360 1-Jul-32 $309,274.19 38.75 38534.00 11.88 N
387072 2.250 360 1-Jul-32 $351,726.57 75.00 38534.00 11.50 N
387702 2.250 360 1-Jul-32 $341,317.37 51.82 38534.00 12.00 N
388156 2.250 360 1-Jul-32 $525,872.23 79.97 38534.00 11.75 N
388194 2.250 360 1-Jul-32 $414,131.35 70.52 38534.00 11.75 N
388448 2.250 360 1-Jul-32 $317,380.26 74.82 38534.00 12.13 N
389982 2.250 360 1-Sep-32 $375,200.00 80.00 38596.00 10.25 N
390318 2.250 360 1-Jul-32 $548,875.75 79.59 38534.00 11.88 N
390389 2.250 360 1-Jun-32 $647,592.58 42.62 38504.00 10.88 N
391114 2.250 360 1-Jul-32 $997,856.87 50.00 38534.00 11.63 N
391266 2.250 360 1-Aug-32 $936,566.71 75.00 38565.00 12.00 N
391290 2.250 360 1-Jul-32 $648,573.82 40.63 38534.00 11.50 N
391294 2.250 360 1-Jun-32 $336,009.96 79.29 38504.00 12.13 N
391324 2.250 360 1-Jul-32 $482,936.13 57.62 38534.00 11.50 N
391521 2.250 360 1-Jul-32 $598,683.51 66.67 38534.00 11.50 N
391541 2.250 360 1-Jul-32 $374,233.47 78.95 38534.00 11.88 N
392874 2.250 360 1-Jul-32 $528,781.48 78.52 38534.00 11.25 N
393022 2.250 360 1-Aug-32 $591,237.96 80.00 38565.00 10.63 N
393477 2.250 360 1-Jul-32 $488,974.37 54.44 38534.00 11.75 N
393919 2.250 360 1-Aug-32 $339,627.84 35.79 38565.00 11.50 N
394040 2.250 360 1-Jun-32 $470,948.00 78.73 38504.00 11.88 N
394159 2.250 360 1-Jul-32 $641,621.94 58.45 38534.00 11.63 N
394179 2.250 360 1-Jul-32 $374,987.52 77.53 38534.00 12.00 N
395136 2.250 360 1-Jul-32 $439,121.75 68.22 38534.00 12.00 N
396232 2.250 360 1-Jul-32 $200,907.98 60.96 38534.00 11.38 N
397028 2.250 360 1-Jul-32 $748,315.41 68.18 38534.00 11.38 N
737865 2.250 360 1-Aug-32 $427,531.53 80.00 38565.00 11.50 N
738308 2.250 360 1-Jul-32 $399,080.35 37.74 38534.00 11.25 N
738333 2.250 360 1-Jun-32 $548,185.68 53.40 38504.00 11.50 N
738356 2.250 360 1-Jul-32 $349,267.39 50.00 38534.00 11.75 N
738596 2.250 360 1-Aug-32 $599,343.26 53.33 38565.00 11.50 N
738639 2.250 360 1-Jul-32 $448,967.48 69.77 38534.00 11.50 N
738649 2.250 360 1-Jul-32 $734,980.05 43.32 38534.00 12.00 N
739142 2.250 360 1-Jul-32 $648,463.10 78.98 38534.00 11.50 N
739291 2.250 360 1-Jul-32 $352,278.44 65.98 38534.00 11.88 N
739319 2.250 360 1-Jul-32 $350,227.16 90.00 38534.00 12.25 N 24
739494 2.250 360 1-Aug-32 $599,327.67 54.55 38565.00 11.38 N
739828 2.250 360 1-Jul-32 $426,106.23 67.24 38534.00 11.75 N
739981 2.250 360 1-Jul-32 $369,149.32 50.68 38534.00 11.25 N
740002 2.250 360 1-Aug-32 $469,473.34 50.54 38565.00 11.38 N
740054 2.250 360 1-Jun-32 $647,905.53 38.24 38504.00 11.63 N
740273 2.250 360 1-Jul-32 $506,936.68 69.49 38534.00 11.75 N
740378 2.250 360 1-Jul-32 $463,979.73 59.62 38534.00 11.50 N
740576 2.250 360 1-Jul-32 $556,886.22 90.00 38534.00 12.00 N 33
740732 2.250 360 1-Aug-32 $541,406.75 79.12 38565.00 11.50 N
741631 2.250 360 1-Jul-32 $843,313.37 36.74 38534.00 12.00 N
741692 2.250 360 1-Jun-32 $328,911.42 69.47 38504.00 11.50 N
741700 2.250 360 1-Jul-32 $648,702.60 67.71 38534.00 12.00 N
741772 2.250 360 1-Jun-32 $623,864.94 67.73 38504.00 11.88 N
741828 2.250 360 1-Jul-32 $512,974.06 78.96 38534.00 12.00 N
742119 2.250 360 1-Jul-32 $476,587.25 59.76 38534.00 11.13 N
742235 2.250 360 1-Jul-32 $406,584.70 47.00 38534.00 11.38 N
742994 2.250 360 1-Aug-32 $457,533.04 69.39 38565.00 11.88 N
743045 2.250 360 1-Jun-32 $486,998.51 61.06 38504.00 11.88 N
743064 2.250 360 1-Jul-32 $439,121.75 19.56 38534.00 12.00 N
743667 2.250 360 1-Jul-32 $698,534.81 56.91 38534.00 11.75 N
743727 2.250 360 1-Aug-32 $624,331.83 18.38 38565.00 11.63 N
743894 2.250 360 1-Jul-32 $370,185.98 70.00 38534.00 11.50 N
743907 2.250 360 1-Aug-32 $379,464.58 67.86 38565.00 10.13 N
744170 2.250 360 1-Jul-32 $633,603.12 70.56 38534.00 11.75 N
744206 2.250 360 1-Jul-32 $452,931.68 30.27 38534.00 11.13 N
744688 2.250 360 1-Aug-32 $311,658.49 80.00 38565.00 11.50 N
744745 2.250 360 1-Jul-32 $548,376.78 70.00 38534.00 11.88 N
745082 2.250 360 1-Aug-32 $407,303.69 70.00 38565.00 11.50 N
745086 2.250 360 1-Jul-32 $506,936.68 72.57 38534.00 11.75 N
745363 2.250 360 1-Jun-32 $449,546.73 76.44 38504.00 11.63 N
745438 2.250 360 1-Jul-32 $417,524.23 80.00 38534.00 11.75 N
745571 2.250 360 1-Jul-32 $548,875.75 69.62 38534.00 11.88 N
745764 2.250 360 1-Jun-32 $375,785.22 70.47 38504.00 11.63 N
746284 2.250 360 1-Aug-32 $988,837.69 53.80 38565.00 11.13 N
746575 2.250 360 1-Jul-32 $538,842.69 68.35 38534.00 11.63 N
746931 2.250 360 1-Jul-32 $418,301.58 80.00 38534.00 11.63 N
747379 2.250 360 1-Jun-32 $415,459.68 80.00 38504.00 10.75 N
747466 2.250 360 1-Jul-32 $468,968.76 71.31 38534.00 11.50 N
747719 2.250 360 1-Jul-32 $464,003.45 75.00 38534.00 11.63 N
747842 2.250 360 1-Jul-32 $698,427.72 70.00 38534.00 11.38 N
747979 2.250 360 1-Jul-32 $439,011.70 65.19 38534.00 11.38 N
748049 2.250 360 1-Aug-32 $890,674.40 57.93 38565.00 10.38 N
748308 2.250 360 1-Jul-32 $765,356.20 65.00 38534.00 11.63 N
748437 2.250 360 1-Jul-32 $344,859.33 80.00 38534.00 11.63 N
748524 2.250 360 1-Jul-32 $337,164.38 60.36 38534.00 11.75 N
748950 2.250 360 1-Jul-32 $548,848.77 50.00 38534.00 11.75 N
749308 2.250 360 1-Jul-32 $367,112.73 80.00 38534.00 11.50 N
749327 2.250 360 1-Jul-32 $178,510.92 66.28 38534.00 11.50 N
749585 2.250 360 1-Jul-32 $491,918.29 48.81 38534.00 11.50 N
749641 2.250 360 1-Jul-32 $598,652.33 35.93 38534.00 11.38 N
750053 2.250 360 1-Aug-32 $419,561.49 80.00 38565.00 11.75 N
750961 2.250 360 1-Sep-32 $321,176.00 62.98 38596.00 11.25 N
751128 2.250 360 1-Aug-32 $626,843.28 64.07 38565.00 11.63 N
751188 2.250 360 1-Jul-32 $518,878.97 80.00 38534.00 11.63 N
751597 2.250 360 1-Jul-32 $344,206.80 51.88 38534.00 11.25 N
751762 2.250 360 1-Aug-32 $524,411.71 18.42 38565.00 11.38 N
751807 2.250 360 1-Jul-32 $639,626.25 53.42 38534.00 11.63 N
752161 2.250 360 1-Jul-32 $409,081.41 60.97 38534.00 11.88 N
752660 2.250 360 1-Aug-32 $499,477.96 64.52 38565.00 11.75 N
752694 2.250 360 1-Jul-32 $433,513.00 65.91 38534.00 11.50 N
752995 2.250 360 1-Sep-32 $531,225.00 58.83 38596.00 11.38 N
753983 2.250 360 1-Jul-32 $997,955.92 64.52 38534.00 11.88 N
753986 2.250 360 1-Jul-32 $471,962.16 71.67 38534.00 11.50 N
754397 2.250 360 1-Aug-32 $346,387.97 95.00 38565.00 11.75 N 33
754503 2.250 360 1-Jun-32 $418,709.07 75.00 38504.00 11.88 N
754763 2.250 360 1-Jul-32 $428,964.50 57.33 38534.00 11.00 N
755172 2.250 360 1-Aug-32 $399,485.11 80.00 38565.00 10.63 N
755332 2.250 360 1-Jul-32 $586,517.51 70.00 38534.00 10.75 N
755839 2.250 360 1-Jul-32 $466,248.60 70.00 38534.00 11.63 N
756043 2.250 360 1-Jul-32 $942,926.54 63.00 38534.00 11.50 N
756548 2.250 360 1-Jul-32 $985,194.18 47.05 38534.00 11.75 N
756685 2.250 360 1-Jul-32 $534,796.07 80.00 38534.00 11.38 N
757264 2.250 360 1-Jul-32 $437,603.67 64.96 38534.00 11.88 N
757507 2.250 360 1-Jul-32 $455,949.30 69.35 38534.00 11.25 N
757553 2.250 360 1-Jul-32 $310,832.42 70.00 38534.00 11.63 N
757554 2.250 360 1-Jul-32 $483,984.83 69.29 38534.00 11.75 N
757669 2.250 360 1-Aug-32 $454,547.04 60.87 38565.00 12.00 N
757859 2.250 360 1-Aug-32 $499,279.59 66.67 38565.00 10.00 N
758637 2.250 360 1-Aug-32 $365,644.28 65.36 38565.00 12.13 N
758793 2.250 360 1-Aug-32 $648,853.42 68.01 38565.00 12.00 N
758897 2.250 360 1-Jul-32 $363,143.49 80.00 38534.00 11.13 N
758937 2.250 360 1-Jun-32 $474,392.66 70.00 38504.00 11.38 N
758963 2.250 360 1-Jul-32 $483,960.59 79.94 38534.00 11.63 N
759095 2.250 360 1-Jul-32 $608,692.68 77.22 38534.00 11.63 N
759143 2.250 360 1-Jul-32 $347,636.65 23.33 38534.00 11.63 N
760122 2.250 360 1-Jul-32 $562,819.46 80.00 38534.00 11.75 N
760377 2.250 360 1-Jul-32 $736,491.46 59.04 38534.00 11.88 N
760415 2.250 360 1-Aug-32 $480,435.28 65.89 38565.00 11.13 N
760429 2.250 360 1-Aug-32 $399,971.88 79.98 38565.00 11.63 N
760565 2.250 360 1-Aug-32 $369,512.76 84.09 38565.00 10.50 N 24
761530 2.250 360 1-Jul-32 $648,470.48 49.06 38534.00 11.13 N
761706 2.250 360 1-Aug-32 $252,729.52 74.41 38565.00 11.63 N
761927 2.250 360 1-Jun-32 $362,854.41 80.00 38504.00 11.75 N
762061 2.250 360 1-Jul-32 $314,340.68 63.64 38534.00 11.75 N
762088 2.250 360 1-Jul-32 $648,606.96 61.90 38534.00 11.63 N
762465 2.250 360 1-Jul-32 $642,952.60 47.73 38534.00 11.38 N
762560 2.250 360 1-Jul-32 $716,387.28 61.43 38534.00 11.38 N
762561 2.250 360 1-Jun-32 $468,520.81 74.60 38504.00 11.75 N
763102 2.250 360 1-Sep-32 $425,000.00 68.55 38596.00 11.13 N
763472 2.250 360 1-Jul-32 $648,639.46 69.89 38534.00 11.75 N
763881 2.250 360 1-Aug-32 $393,578.79 65.12 38565.00 11.63 N
763966 2.250 360 1-Aug-32 $787,237.37 70.00 38565.00 11.50 N
764033 2.250 360 1-Aug-32 $379,621.71 79.17 38565.00 12.00 N
764172 2.250 360 1-Aug-32 $356,599.96 52.50 38565.00 11.38 N
764251 2.250 360 1-Jul-32 $492,566.83 80.00 38534.00 11.75 N
764376 2.250 360 1-Jun-32 $500,344.03 80.00 38504.00 11.50 N
764377 2.250 360 1-Jul-32 $518,885.55 65.00 38534.00 11.63 N
764389 2.250 360 1-Jul-32 $334,247.54 51.15 38534.00 11.38 N
764476 2.250 360 1-Jul-32 $416,106.31 78.68 38534.00 11.63 N
764583 2.250 360 1-Jul-32 $995,897.29 30.77 38534.00 11.75 N
764683 2.250 360 1-Jul-32 $429,034.16 55.34 38534.00 11.38 N
764843 2.250 360 1-Jul-32 $544,802.00 70.00 38534.00 11.50 N
764896 2.250 360 1-Jul-32 $486,978.54 78.71 38534.00 11.75 N
765041 2.250 360 1-Jul-32 $426,434.13 50.28 38534.00 11.63 N
765308 2.250 360 1-Jul-32 $419,079.79 80.00 38534.00 12.00 N
765361 2.250 360 1-Aug-32 $935,045.70 67.39 38565.00 11.88 N
765645 2.250 360 1-Jun-32 $466,527.08 80.27 38504.00 11.75 N 33
765701 2.250 360 1-Jul-32 $399,122.34 80.00 38534.00 11.50 N
766277 2.250 360 1-Jul-32 $449,058.09 64.75 38534.00 11.75 N
766297 2.250 360 1-Jul-32 $300,120.48 63.32 38534.00 11.75 N
766355 2.250 360 1-Jul-32 $532,828.32 60.00 38534.00 11.50 N
766358 2.250 360 1-Jul-32 $532,509.27 62.78 38534.00 11.88 N
766367 2.250 360 1-Jul-32 $399,095.14 50.00 38534.00 11.63 N
766460 2.250 360 1-Jul-32 $554,414.41 65.36 38534.00 11.88 N
766649 2.250 360 1-Jul-32 $419,161.07 58.25 38534.00 12.00 N
766706 2.250 360 1-Aug-32 $599,358.56 20.00 38565.00 11.63 N
766965 2.250 360 1-Jul-32 $821,277.35 68.58 38534.00 11.75 N
766982 2.250 360 1-Jul-32 $449,101.80 75.00 38534.00 12.00 N
767432 2.250 360 1-Jul-32 $541,871.52 67.04 38534.00 12.00 N
768149 2.250 360 1-Aug-32 $416,532.72 33.04 38565.00 11.38 N
768163 2.250 360 1-Aug-32 $339,627.84 52.15 38565.00 11.50 N
768330 2.250 360 1-Aug-32 $487,399.96 64.21 38565.00 10.88 N
768335 2.250 360 1-Aug-32 $407,520.99 69.62 38565.00 11.13 N
768340 2.250 360 1-Aug-32 $415,522.83 46.40 38565.00 11.25 N
768662 2.250 360 1-Aug-32 $621,253.07 70.00 38565.00 11.38 N
768736 2.250 360 1-Aug-32 $489,463.66 64.47 38565.00 11.50 N
769244 2.250 360 1-Aug-32 $365,027.46 90.00 38565.00 11.88 N 33
769419 2.250 360 1-Sep-32 $485,000.00 60.19 38596.00 11.63 N
769607 2.250 360 1-Sep-32 $409,000.00 69.91 38596.00 11.00 N
769702 2.250 360 1-Aug-32 $359,596.60 36.00 38565.00 11.38 N
769705 2.250 360 1-Sep-32 $643,837.00 80.00 38596.00 10.00 N
769732 2.250 360 1-Aug-32 $459,434.39 63.89 38565.00 10.88 N
769847 2.250 360 1-Sep-32 $301,000.00 54.23 38596.00 11.50 N
769856 2.250 360 1-Aug-32 $342,633.30 62.04 38565.00 11.63 N
770092 2.250 360 1-Aug-32 $425,499.85 66.56 38565.00 11.13 N
770367 2.250 360 1-Aug-32 $346,620.19 66.73 38565.00 11.50 N
770459 2.250 360 1-Aug-32 $783,141.86 70.00 38565.00 11.50 N
770576 2.250 360 1-Aug-32 $463,216.46 28.54 38565.00 10.75 N
770618 2.250 360 1-Aug-32 $366,569.13 53.31 38565.00 11.13 N
770725 2.250 360 1-Aug-32 $339,627.84 73.12 38565.00 11.50 N
770731 2.250 360 1-Sep-32 $387,100.00 70.00 38596.00 11.13 N
771308 2.250 360 1-Aug-32 $524,425.35 70.00 38565.00 11.50 N
771361 2.250 360 1-Aug-32 $339,627.84 78.16 38565.00 11.50 N
771421 2.250 360 1-Aug-32 $582,361.87 77.73 38565.00 11.50 N
771425 2.250 360 1-Aug-32 $623,284.24 42.31 38565.00 11.25 N
771514 2.250 360 1-Aug-32 $388,564.11 76.27 38565.00 11.38 N
771542 2.250 360 1-Aug-32 $550,567.75 56.53 38565.00 11.25 N
772187 2.250 360 1-Aug-32 $549,383.69 30.99 38565.00 11.38 N
772205 2.250 360 1-Sep-32 $525,000.00 70.00 38596.00 11.63 N
772316 2.250 360 1-Sep-32 $424,000.00 80.00 38596.00 11.50 N
772357 2.250 360 1-Aug-32 $998,852.96 57.14 38565.00 11.25 N
772471 2.250 360 1-Sep-32 $313,600.00 70.00 38596.00 11.00 N
772626 2.250 360 1-Sep-32 $353,550.00 78.57 38596.00 11.00 N
772856 2.250 360 1-Aug-32 $351,337.04 75.00 38565.00 11.13 N
772964 2.250 360 1-Aug-32 $391,071.47 79.90 38565.00 11.50 N
773375 2.250 360 1-Aug-32 $948,858.52 53.22 38565.00 11.00 N
773692 2.250 360 1-Aug-32 $329,630.22 58.93 38565.00 11.38 N
773699 2.250 360 1-Aug-32 $424,512.51 70.83 38565.00 11.25 N
773700 2.250 360 1-Aug-32 $454,689.93 80.00 38565.00 11.38 N
773776 2.250 360 1-Sep-32 $440,000.00 67.18 38596.00 11.13 N
774062 2.250 360 1-Aug-32 $379,963.65 74.58 38565.00 11.50 N
774074 2.250 360 1-Aug-32 $445,476.37 23.47 38565.00 11.13 N
774139 2.250 360 1-Aug-32 $499,452.72 52.63 38565.00 11.50 N
774142 2.250 360 1-Aug-32 $339,600.82 57.63 38565.00 11.13 N
774143 2.250 360 1-Aug-32 $499,426.48 60.61 38565.00 11.25 N
774157 2.250 360 1-Aug-32 $597,297.92 66.44 38565.00 11.13 N
774289 2.250 360 1-Aug-32 $417,400.99 58.87 38565.00 11.00 N
774346 2.250 360 1-Sep-32 $398,000.00 53.78 38596.00 11.13 N
774479 2.250 360 1-Sep-32 $416,000.00 71.36 38596.00 11.00 N
774856 2.250 360 1-Sep-32 $540,000.00 65.85 38596.00 11.00 N
775500 2.250 360 1-Aug-32 $333,634.41 77.67 38565.00 11.50 N
775618 2.250 360 1-Sep-32 $368,000.00 89.76 38596.00 11.50 N 24
775678 2.250 360 1-Sep-32 $371,000.00 67.45 38596.00 11.63 N
775985 2.250 360 1-Aug-32 $446,821.81 65.30 38565.00 11.63 N
776242 2.250 360 1-Aug-32 $366,575.63 61.17 38565.00 11.25 N
776298 2.250 360 1-Aug-32 $734,116.86 52.50 38565.00 11.00 N
776577 2.250 360 1-Sep-32 $447,750.00 63.96 38596.00 11.50 N
776638 2.250 360 1-Sep-32 $307,000.00 72.41 38596.00 11.50 N
776721 2.250 360 1-Aug-32 $484,443.69 51.05 38565.00 11.25 N
776791 2.250 360 1-Sep-32 $485,000.00 51.05 38596.00 11.38 N
777022 2.250 360 1-Aug-32 $419,506.90 70.00 38565.00 11.13 N
777499 2.250 360 1-Aug-32 $448,472.85 65.55 38565.00 11.13 N
778232 2.250 360 1-Sep-32 $338,500.00 54.68 38596.00 10.88 N
778466 2.250 360 1-Sep-32 $584,500.00 70.00 38596.00 11.00 N
778569 2.250 360 1-Aug-32 $381,591.62 64.31 38565.00 11.63 N
778783 2.250 360 1-Sep-32 $500,000.00 69.83 38596.00 11.13 N
778835 2.250 360 1-Aug-32 $442,479.90 57.53 38565.00 11.13 N
778975 2.250 360 1-Aug-32 $350,597.39 56.16 38565.00 11.25 N
779030 2.250 360 1-Sep-32 $319,000.00 68.31 38596.00 11.38 N
779247 2.250 360 1-Aug-32 $424,477.42 55.92 38565.00 10.88 N
779425 2.250 360 1-Aug-32 $369,575.59 43.53 38565.00 11.25 N
779646 2.250 360 1-Aug-32 $399,519.38 63.49 38565.00 11.00 N
779715 2.250 360 1-Sep-32 $404,000.00 68.47 38596.00 11.13 N
779929 2.250 360 1-Sep-32 $335,000.00 69.07 38596.00 11.50 N
780083 2.250 360 1-Aug-32 $306,164.52 63.46 38565.00 10.50 N
780267 2.250 360 1-Aug-32 $304,666.16 78.21 38565.00 11.50 N
780546 2.250 360 1-Sep-32 $489,000.00 69.86 38596.00 11.13 N
780609 2.250 360 1-Aug-32 $409,829.37 75.94 38565.00 11.25 N
781123 2.250 360 1-Aug-32 $448,308.76 79.86 38565.00 11.50 N
781405 2.250 360 1-Sep-32 $570,000.00 60.00 38596.00 11.00 N
781417 2.250 360 1-Sep-32 $500,000.00 54.95 38596.00 11.00 N
781701 2.250 360 1-Aug-32 $616,775.03 67.12 38565.00 11.13 N
782207 2.250 360 1-Aug-32 $835,063.22 68.52 38565.00 11.38 N
782340 2.250 360 1-Aug-32 $435,511.44 67.60 38565.00 11.38 N
782809 2.250 360 1-Sep-32 $535,000.00 40.23 38596.00 11.13 N
783125 2.250 360 1-Sep-32 $906,000.00 74.88 38596.00 11.38 N
784042 2.250 360 1-Aug-32 $439,471.31 22.00 38565.00 11.00 N
785260 2.250 360 1-Aug-32 $517,020.01 80.00 38565.00 11.38 N
785585 2.250 360 1-Sep-32 $450,000.00 34.22 38596.00 11.38 N
785837 2.250 360 1-Aug-32 $354,592.80 54.62 38565.00 11.25 N
785866 2.250 360 1-Aug-32 $387,854.60 39.03 38565.00 11.25 N
785914 2.250 360 1-Sep-32 $650,000.00 56.52 38596.00 10.88 N
785952 2.250 360 1-Aug-32 $449,507.44 75.00 38565.00 11.50 N
786141 2.250 360 1-Sep-32 $493,000.00 75.85 38596.00 11.13 N
786275 2.250 360 1-Aug-32 $470,933.46 78.58 38565.00 11.00 N
786658 2.250 360 1-Aug-32 $998,852.96 62.50 38565.00 11.25 N
786773 2.250 360 1-Sep-32 $580,000.00 80.00 38596.00 11.63 N
786902 2.250 360 1-Aug-32 $403,150.29 68.89 38565.00 11.50 N
787702 2.250 360 1-Aug-32 $321,331.00 51.89 38565.00 11.25 N
787703 2.250 360 1-Aug-32 $792,152.23 38.68 38565.00 11.63 N
789060 2.250 360 1-Aug-32 $416,243.89 56.31 38565.00 11.50 N
789295 2.250 360 1-Aug-32 $519,360.61 68.42 38565.00 10.88 N
789319 2.250 360 1-Sep-32 $620,000.00 78.78 38596.00 11.13 N
789421 2.250 360 1-Sep-32 $339,500.00 70.00 38596.00 11.25 N
789459 2.250 360 1-Aug-32 $338,620.13 75.33 38565.00 11.38 N
789597 2.250 360 1-Aug-32 $381,561.83 30.56 38565.00 11.25 N
789769 2.250 360 1-Aug-32 $880,035.86 75.00 38565.00 10.25 N
790163 2.250 360 1-Sep-32 $330,000.00 44.00 38596.00 11.25 N
790216 2.250 360 1-Sep-32 $320,000.00 37.21 38596.00 10.88 N
790247 2.250 360 1-Aug-32 $429,471.28 68.80 38565.00 10.88 N
790566 2.250 360 1-Sep-32 $576,000.00 69.40 38596.00 11.13 N
790707 2.250 360 1-Aug-32 $475,466.61 80.00 38565.00 11.38 N
791088 2.250 360 1-Sep-32 $312,000.00 59.43 38596.00 11.38 N
791262 2.250 360 1-Sep-32 $610,000.00 69.71 38596.00 11.13 N
791294 2.250 360 1-Aug-32 $355,572.24 54.77 38565.00 11.00 N
791468 2.250 360 1-Aug-32 $529,333.18 64.63 38565.00 10.75 N
791554 2.250 360 1-Sep-32 $327,000.00 79.76 38596.00 11.38 N
791642 2.250 360 1-Sep-32 $470,000.00 52.22 38596.00 11.13 N
808574 2.250 360 1-Aug-32 $360,604.86 53.48 38565.00 11.50 N
817385 2.250 360 1-Jul-32 $422,978.95 80.00 38534.00 11.00 N
820791 2.250 360 1-Aug-32 $359,248.45 80.00 38565.00 11.25 N
835735 2.250 360 1-Jul-32 $774,131.30 78.38 38534.00 11.00 N
839676 2.250 360 1-Sep-32 $689,025.00 80.00 38596.00 10.25 N
842100 2.250 360 1-Jul-32 $370,574.25 80.00 38534.00 10.25 N
846851 2.250 360 1-Aug-32 $374,506.18 68.81 38565.00 10.50 N
850235 2.250 360 1-Aug-32 $514,422.91 67.76 38565.00 11.38 N
852842 2.250 360 1-Aug-32 $364,508.33 79.16 38565.00 10.38 N
855533 2.250 360 1-Aug-32 $524,369.18 70.00 38565.00 11.00 N
858959 2.250 360 1-Jul-32 $416,085.05 78.06 38534.00 11.50 N
867380 2.250 360 1-Aug-32 $424,064.94 95.00 38565.00 10.25 N 12
870657 2.250 360 1-Aug-32 $423,348.96 80.00 38565.00 10.38 N
883584 2.250 360 1-Jul-32 $558,079.10 80.00 38534.00 10.38 N
885791 2.250 360 1-Aug-32 $424,501.03 46.70 38565.00 11.13 N
886356 2.250 360 1-Aug-32 $449,407.41 65.69 38565.00 10.50 N
890416 2.250 360 1-Aug-32 $998,683.14 59.52 38565.00 10.50 N
894905 2.250 360 1-Jul-32 $517,661.27 66.62 38534.00 10.63 N
899276 2.250 360 1-Aug-32 $439,483.42 35.92 38565.00 11.13 N
901042 2.250 360 1-Jul-32 $618,671.25 68.89 38534.00 11.63 N
902085 2.250 360 1-Aug-32 $484,989.05 80.00 38565.00 10.75 N
902605 2.250 360 1-Jul-32 $803,315.01 70.00 38534.00 11.75 N
904697 2.250 360 1-Aug-32 $304,316.88 80.00 38565.00 11.50 N
905722 2.250 360 1-Jun-32 $470,616.68 77.38 38504.00 12.13 N
906223 2.250 360 1-Aug-32 $334,548.74 45.27 38565.00 10.38 N
906707 2.250 360 1-Jul-32 $324,335.67 51.18 38534.00 11.88 N
908543 2.250 360 1-Jul-32 $358,672.43 80.00 38534.00 10.63 N
912914 2.250 360 1-Jun-32 $648,095.02 79.66 38504.00 12.13 N
914350 2.250 360 1-Jun-32 $397,187.37 25.81 38504.00 12.00 N
919348 2.250 360 1-Aug-32 $343,657.54 80.00 38565.00 12.00 N
920319 2.250 360 1-Aug-32 $431,515.92 80.00 38565.00 11.38 N
920341 2.250 360 1-Jul-32 $498,977.96 69.93 38534.00 11.88 N
920779 2.250 360 1-Aug-32 $998,980.45 64.52 38565.00 11.88 N
921414 2.250 360 1-Jun-32 $355,953.73 70.00 38504.00 12.13 N
923657 2.250 360 1-Jul-32 $541,841.26 69.97 38534.00 12.13 N
924861 2.250 360 1-Jul-32 $685,661.13 68.70 38534.00 12.13 N
925184 2.250 360 1-Jul-32 $542,609.12 80.00 38534.00 10.75 N
937381 2.250 360 1-Jul-32 $997,301.03 50.63 38534.00 10.38 N
939390 2.250 360 1-Sep-32 $492,000.00 80.00 38596.00 11.63 N
950194 2.250 360 1-Aug-32 $341,417.84 84.38 38565.00 12.13 N 13
951597 2.250 360 1-Jul-32 $788,346.42 58.52 38534.00 11.75 N
952505 2.250 360 1-Aug-32 $372,809.13 80.28 38565.00 10.38 N 33
954710 2.250 360 1-Aug-32 $424,566.69 61.59 38565.00 11.88 N
957744 2.250 360 1-Jul-32 $368,891.68 80.00 38534.00 10.38 N
959674 2.250 360 1-Aug-32 $586,856.94 79.66 38565.00 11.50 N
964005 2.250 360 1-Jul-32 $494,805.57 80.00 38534.00 11.00 N
966299 2.250 360 1-Jul-32 $638,722.57 80.00 38534.00 12.00 N
966331 2.250 360 1-Aug-32 $998,905.44 41.67 38565.00 11.50 N
968843 2.250 360 1-Jul-32 $546,906.19 67.24 38534.00 12.00 N
969876 2.250 360 1-Aug-32 $649,104.47 68.78 38565.00 10.25 N
971208 2.250 360 1-May-32 $995,987.99 42.55 38473.00 12.00 N
971416 2.250 360 1-Jul-32 $430,054.32 69.98 38534.00 11.50 N
971592 2.250 360 1-Aug-32 $498,491.24 66.53 38565.00 11.88 N
972227 2.250 360 1-Jul-32 $889,831.57 69.96 38534.00 11.63 N
972270 2.250 360 1-Aug-32 $998,905.44 32.26 38565.00 11.50 N
973316 2.250 360 1-Jul-32 $411,515.64 75.00 38534.00 11.75 N
973333 2.250 360 1-Jul-32 $338,283.54 53.97 38534.00 11.75 N
973679 2.250 360 1-Aug-32 $347,531.23 80.00 38565.00 10.38 N
974356 2.250 360 1-Jun-32 $516,369.73 63.95 38504.00 11.75 N
974371 2.250 360 1-Aug-32 $434,613.78 80.00 38565.00 10.38 N
974823 2.250 360 1-Aug-32 $399,572.37 25.00 38565.00 11.63 N
974870 2.250 360 1-Jul-32 $484,031.93 79.51 38534.00 12.00 N
975382 2.250 360 1-Aug-32 $645,341.37 44.55 38565.00 11.88 N
976743 2.250 360 1-Jul-32 $405,170.09 75.19 38534.00 11.88 N
977061 2.250 360 1-Jun-32 $362,827.10 69.93 38504.00 11.63 N
977364 2.250 360 1-Aug-32 $354,329.66 70.94 38565.00 11.75 N
977816 2.250 360 1-Aug-32 $799,303.34 61.07 38565.00 11.38 N
978097 2.250 360 1-Aug-32 $380,592.68 74.71 38565.00 11.63 N
978686 2.250 360 1-Aug-32 $431,548.96 80.00 38565.00 11.75 N
978762 2.250 360 1-Jul-32 $429,598.89 70.00 38534.00 11.75 N
979421 2.250 360 1-Jun-32 $258,153.69 70.00 38504.00 11.88 N
980191 2.250 360 1-Jul-32 $473,977.59 77.87 38534.00 11.75 N
980327 2.250 360 1-Jul-32 $353,293.42 74.53 38534.00 12.00 N
980547 2.250 360 1-Jun-32 $445,857.75 62.55 38504.00 12.00 N
980611 2.250 360 1-Jul-32 $376,247.50 65.00 38534.00 12.00 N
981442 2.250 360 1-Jun-32 $408,638.89 68.45 38504.00 11.63 N
982139 2.250 360 1-Jul-32 $548,793.22 56.99 38534.00 11.50 N
982316 2.250 360 1-Aug-32 $384,616.73 70.00 38565.00 12.00 N
982552 2.250 360 1-Jul-32 $341,284.15 57.00 38534.00 11.75 N
982706 2.250 360 1-Jul-32 $621,990.95 56.68 38534.00 11.13 N
982908 2.250 360 1-Jul-32 $588,735.54 51.30 38534.00 11.63 N
983053 2.250 360 1-Aug-32 $546,442.30 45.58 38565.00 11.88 N
983265 2.250 360 1-Jul-32 $432,788.92 70.00 38534.00 11.63 N
983492 2.250 360 1-Jul-32 $570,774.11 79.28 38534.00 11.63 N
984851 2.250 360 1-Jul-32 $328,291.29 80.00 38534.00 10.25 N
985080 2.250 360 1-Jul-32 $447,936.82 36.20 38534.00 11.13 N
985134 2.250 360 1-Jul-32 $638,562.48 69.95 38534.00 11.38 N
985345 2.250 360 1-Jul-32 $997,955.91 62.50 38534.00 11.88 N
985428 2.250 360 1-Jul-32 $487,713.81 63.59 38534.00 11.75 N
985522 2.250 360 1-Jul-32 $948,058.12 61.29 38534.00 11.88 N
985765 2.250 360 1-Aug-32 $744,165.19 53.21 38565.00 11.38 N
986180 2.250 360 1-Jul-32 $345,309.38 79.18 38534.00 12.00 N
986440 2.250 360 1-Jul-32 $511,400.87 69.73 38534.00 11.63 N
986549 2.250 360 1-Jul-32 $449,058.09 65.69 38534.00 11.75 N
986559 2.250 360 1-Jun-32 $410,174.03 26.29 38504.00 11.63 N
986929 2.250 360 1-Sep-32 $380,000.00 63.33 38596.00 10.88 N
986954 2.250 360 1-Jul-32 $997,805.87 40.49 38534.00 11.50 N
987083 2.250 360 1-Aug-32 $519,403.54 69.33 38565.00 11.25 N
987702 2.250 360 1-Jul-32 $413,746.88 55.33 38534.00 12.00 N
988012 2.250 360 1-Aug-32 $988,890.66 55.00 38565.00 11.38 N
989413 2.250 360 1-Jul-32 $645,314.04 53.89 38534.00 11.63 N
989464 2.250 360 1-Aug-32 $524,438.74 70.00 38565.00 11.63 N
989469 2.250 360 1-Jul-32 $438,081.11 43.90 38534.00 11.75 N
990760 2.250 360 1-Jul-32 $693,764.54 69.87 38534.00 10.50 N
990880 2.250 360 1-Jul-32 $364,694.65 49.80 38534.00 11.50 N
990987 2.250 360 1-Jun-32 $423,624.90 79.01 38504.00 11.38 N
991424 2.250 360 1-Jul-32 $648,606.96 31.71 38534.00 11.63 N
991441 2.250 360 1-Aug-32 $499,452.72 66.93 38565.00 11.50 N
991569 2.250 360 1-Jul-32 $394,978.54 80.00 38534.00 10.63 N
991585 2.250 360 1-Jul-32 $803,233.70 70.00 38534.00 11.50 N
991847 2.250 360 1-Jul-32 $648,702.60 74.29 38534.00 12.00 N
991904 2.250 360 1-Aug-32 $459,531.00 69.17 38565.00 11.88 N
992080 2.250 360 1-Jul-32 $316,703.59 75.57 38534.00 11.50 N
992910 2.250 360 1-Jul-32 $494,646.84 73.48 38534.00 11.63 N
992928 2.250 360 1-Jul-32 $518,911.58 80.00 38534.00 11.75 N
992961 2.250 360 1-Jul-32 $496,408.40 68.62 38534.00 11.50 N
992983 2.250 360 1-Aug-32 $545,887.61 47.23 38565.00 11.38 N
992994 2.250 360 1-Jul-32 $541,309.68 70.00 38534.00 11.50 N
993013 2.250 360 1-Jul-32 $447,062.28 80.00 38534.00 11.75 N
993314 2.250 360 1-Aug-32 $568,983.00 67.64 38565.00 12.00 N
993687 2.250 360 1-Aug-32 $711,124.53 80.00 38565.00 10.88 N
994494 2.250 360 1-Aug-32 $494,418.84 67.35 38565.00 11.13 N
994734 2.250 360 1-Jul-32 $562,847.12 76.22 38534.00 11.88 N
995057 2.250 360 1-Jun-32 $996,543.80 54.91 38504.00 11.25 N
995226 2.250 360 1-Jul-32 $648,606.96 57.78 38534.00 11.63 N
995499 2.250 360 1-Jun-32 $400,441.20 60.00 38504.00 11.38 N
995578 2.250 360 1-Jun-32 $358,784.37 65.45 38504.00 11.38 N
995636 2.250 360 1-Jun-32 $510,587.45 69.17 38504.00 11.75 N
995693 2.250 360 1-Aug-32 $304,681.56 66.30 38565.00 11.75 N
995695 2.250 360 1-Aug-32 $603,323.19 61.95 38565.00 11.38 N
995786 2.250 360 1-Jul-32 $743,595.91 41.42 38534.00 11.50 N
995899 2.250 360 1-Jun-32 $441,496.23 63.43 38504.00 11.38 N
995954 2.250 360 1-Jun-32 $390,766.27 80.00 38504.00 11.75 N
995978 2.250 360 1-Jul-32 $506,881.77 80.00 38534.00 11.88 N
996056 2.250 360 1-Jun-32 $378,545.56 69.09 38504.00 11.50 N
996166 2.250 360 1-Jul-32 $478,921.85 64.00 38534.00 11.38 N
996204 2.250 360 1-Jul-32 $623,628.66 52.08 38534.00 11.50 N
996258 2.250 360 1-Jul-32 $344,025.53 61.57 38534.00 11.38 N
996331 2.250 360 1-Jul-32 $997,753.90 63.49 38534.00 11.38 N
996406 2.250 360 1-Jul-32 $560,396.41 80.00 38534.00 11.63 N
996623 2.250 360 1-Aug-32 $998,980.45 60.38 38565.00 11.88 N
996841 2.250 360 1-Aug-32 $549,212.23 69.99 38565.00 11.63 N
996863 2.250 360 1-Aug-32 $549,397.99 42.31 38565.00 11.50 N
996954 2.250 360 1-Jul-32 $488,949.86 36.98 38534.00 11.63 N
996987 2.250 360 1-Jul-32 $345,706.97 70.00 38534.00 11.50 N
997508 2.250 360 1-Jul-32 $811,377.25 50.81 38534.00 12.00 N
997517 2.250 360 1-Jul-32 $408,927.55 68.33 38534.00 11.50 N
997530 2.250 360 1-Jul-32 $997,906.87 22.22 38534.00 11.75 N
997574 2.250 360 1-Jul-32 $407,185.63 45.33 38534.00 12.00 N
997642 2.250 360 1-Jul-32 $629,647.66 79.87 38534.00 11.63 N
997647 2.250 360 1-Jul-32 $406,965.71 46.95 38534.00 11.63 N
997796 2.250 360 1-Jul-32 $989,823.42 57.67 38534.00 11.50 N
997830 2.250 360 1-Aug-32 $926,484.79 70.00 38565.00 11.50 N
997869 2.250 360 1-Aug-32 $479,522.15 80.00 38565.00 12.00 N
997923 2.250 360 1-Jul-32 $418,143.51 49.59 38534.00 11.88 N
998132 2.250 360 1-Aug-32 $454,442.31 73.98 38565.00 11.88 N
998137 2.250 360 1-Jul-32 $538,869.70 69.68 38534.00 11.75 N
998145 2.250 360 1-Aug-32 $627,328.62 76.59 38565.00 11.63 N
998190 2.250 360 1-Jul-32 $327,581.21 70.00 38534.00 12.00 N
998221 2.250 360 1-Jul-32 $449,080.16 23.68 38534.00 11.88 N
998246 2.250 360 1-Jul-32 $417,165.67 69.67 38534.00 12.00 N
998323 2.250 360 1-Jul-32 $398,090.02 51.48 38534.00 11.50 N
998325 2.250 360 1-Aug-32 $634,237.01 64.80 38565.00 11.00 N
998347 2.250 360 1-Jul-32 $381,855.05 77.63 38534.00 11.25 N
998373 2.250 360 1-Aug-32 $499,385.20 46.73 38565.00 10.88 N
998415 2.250 360 1-Aug-32 $398,021.18 42.48 38565.00 11.00 N
998429 2.250 360 1-Aug-32 $718,155.86 68.48 38565.00 11.13 N
998453 2.250 360 1-Sep-32 $307,000.00 38.38 38596.00 11.13 N
998454 2.250 360 1-Aug-32 $374,559.73 60.48 38565.00 11.13 N
998467 2.250 360 1-Sep-32 $468,000.00 74.29 38596.00 10.88 N
998528 2.250 360 1-Aug-32 $429,917.71 80.00 38565.00 11.38 N
998694 2.250 360 1-Sep-32 $650,000.00 47.27 38596.00 11.00 N
998701 2.250 360 1-Aug-32 $449,459.30 46.39 38565.00 11.00 N
998709 2.250 360 1-Sep-32 $385,000.00 64.17 38596.00 11.13 N
998779 2.250 360 1-Aug-32 $339,600.82 53.97 38565.00 11.13 N
998889 2.250 360 1-Aug-32 $499,412.98 69.64 38565.00 11.13 N
999090 2.250 360 1-Aug-32 $368,556.62 68.33 38565.00 11.00 N
999125 2.250 360 1-Sep-32 $386,700.00 47.16 38596.00 11.13 N
999152 2.250 360 1-Aug-32 $329,612.56 47.14 38565.00 11.13 N
999212 2.250 360 1-Aug-32 $336,613.45 46.16 38565.00 11.25 N
999718 2.250 360 1-Aug-32 $474,429.26 47.98 38565.00 11.00 N
999876 2.250 360 1-Sep-32 $337,600.00 80.00 38596.00 10.25 N
1526722 2.250 360 1-Sep-32 $507,300.00 69.49 38596.00 11.50 N
1547587 2.250 360 1-Aug-32 $415,500.15 65.51 38565.00 11.00 N
1576248 2.250 360 1-Sep-32 $500,000.00 53.19 38596.00 11.00 N
1633098 2.250 360 1-Aug-32 $405,184.70 95.00 38565.00 11.25 N 24
1633544 2.250 360 1-Sep-32 $700,000.00 63.64 38596.00 11.25 N
1634146 2.250 360 1-Sep-32 $375,000.00 53.19 38596.00 11.00 N
1866805 2.250 360 1-Sep-32 $460,000.00 69.70 38596.00 11.25 N
1873058 2.250 360 1-Sep-32 $323,000.00 47.85 38596.00 11.00 N
1929843 2.250 360 1-Sep-32 $700,000.00 60.87 38596.00 11.25 N
2207470 2.250 360 1-Sep-32 $547,800.00 69.78 38596.00 11.50 N
2227270 2.250 360 1-Aug-32 $449,459.30 61.64 38565.00 11.00 N
2345114 2.250 360 1-Aug-32 $549,339.15 79.71 38565.00 11.00 N
2349819 2.250 360 1-Aug-32 $419,483.57 30.66 38565.00 10.88 N
2378511 2.250 360 1-Sep-32 $365,000.00 57.94 38596.00 11.13 N
2387058 2.250 360 1-Sep-32 $510,000.00 66.23 38596.00 11.00 N
2391696 2.250 360 1-Aug-32 $329,638.79 64.08 38565.00 11.50 N
2512267 2.250 360 1-Aug-32 $437,009.76 70.00 38565.00 11.38 N
2561066 2.250 360 1-Aug-32 $470,472.23 75.36 38565.00 11.38 N
2573848 2.250 360 1-Aug-32 $647,221.39 40.50 38565.00 11.00 N
3608866 2.250 360 1-Sep-32 $589,000.00 61.35 38596.00 11.50 N
3614328 2.250 360 1-Sep-32 $540,000.00 66.26 38596.00 10.75 N
3617594 2.250 360 1-Aug-32 $419,340.50 61.74 38565.00 11.50 N
3659059 2.250 360 1-Aug-32 $397,510.63 51.69 38565.00 10.88 N
3663838 2.250 360 1-Sep-32 $365,000.00 30.42 38596.00 10.88 N
3665163 2.250 360 1-Aug-32 $409,540.57 78.10 38565.00 11.38 N
3741105 2.250 360 1-Aug-32 $552,335.54 36.87 38565.00 11.00 N
3759792 2.250 360 1-Aug-32 $517,419.55 78.60 38565.00 11.38 N
3767043 2.250 360 1-Sep-32 $395,000.00 39.50 38596.00 11.13 N
3816402 2.250 360 1-Aug-32 $524,411.71 64.42 38565.00 11.38 N
3817038 2.250 360 1-Aug-32 $338,611.15 65.19 38565.00 11.25 N
3823556 2.250 360 1-Sep-32 $465,200.00 73.84 38596.00 10.50 N
3848908 2.250 360 1-Sep-32 $575,000.00 78.77 38596.00 11.13 N
3870284 2.250 360 1-Sep-32 $363,000.00 44.54 38596.00 11.13 N
3947512 2.250 360 1-Sep-32 $468,000.00 80.00 38596.00 11.25 N
3955663 2.250 360 1-Sep-32 $454,000.00 69.85 38596.00 10.88 N
4030524 2.250 360 1-Aug-32 $194,781.49 20.53 38565.00 11.38 N
4117586 2.250 360 1-Sep-32 $454,000.00 67.26 38596.00 10.88 N
4141610 2.250 360 1-Aug-32 $411,549.03 80.00 38565.00 11.50 N
4337182 2.250 360 1-Sep-32 $363,000.00 63.13 38596.00 10.50 N
4403789 2.250 360 1-Aug-32 $925,140.57 80.00 38565.00 10.75 N
5169354 2.250 360 1-Sep-32 $442,500.00 73.75 38596.00 11.25 N
5506234 2.250 360 1-Sep-32 $403,000.00 76.76 38596.00 11.25 N
5520497 2.250 360 1-Sep-32 $549,000.00 73.20 38596.00 11.38 N
5542520 2.250 360 1-Sep-32 $593,600.00 80.00 38596.00 11.50 N
5967310 2.250 360 1-Aug-32 $446,475.20 23.53 38565.00 11.13 N
6090779 2.250 360 1-Aug-32 $486,896.28 75.97 38565.00 11.13 N
6110303 2.250 360 1-Aug-32 $356,590.51 63.75 38565.00 11.25 N
6151131 2.250 360 1-Aug-32 $599,373.56 40.00 38565.00 11.75 N
8004509 2.250 360 1-Aug-32 $983,896.26 56.29 38565.00 11.38 N
8010464 2.250 360 1-Aug-32 $397,019.38 14.63 38565.00 11.00 N
8013922 2.250 360 1-Sep-32 $331,000.00 50.92 38596.00 11.38 N
8022741 2.250 360 1-Sep-32 $580,000.00 69.05 38596.00 11.13 N
8024325 2.250 360 1-Sep-32 $604,000.00 26.01 38596.00 11.13 N
8038648 2.250 360 1-Aug-32 $385,577.50 79.59 38565.00 11.50 N
8076838 2.250 360 1-Sep-32 $390,000.00 41.05 38596.00 11.13 N
8144586 2.250 360 1-Sep-32 $393,000.00 78.60 38596.00 11.25 N
8151441 2.250 360 1-Sep-32 $484,000.00 80.00 38596.00 10.25 N
8172116 2.250 360 1-Sep-32 $645,000.00 46.07 38596.00 10.88 N
8175366 2.250 360 1-Sep-32 $334,000.00 74.22 38596.00 11.38 N
8236184 2.250 360 1-Aug-32 $324,627.21 78.31 38565.00 11.25 N
8297350 2.250 360 1-Aug-32 $428,372.63 61.45 38565.00 10.88 N
8312621 2.250 360 1-Aug-32 $420,505.72 79.89 38565.00 11.13 N
8318964 2.250 360 1-Sep-32 $418,500.00 69.87 38596.00 11.25 N
8349557 2.250 360 1-Aug-32 $549,397.99 36.67 38565.00 11.50 N
8359242 2.250 360 1-Aug-32 $649,288.54 73.45 38565.00 11.50 N
8360877 2.250 360 1-Aug-32 $744,184.55 55.19 38565.00 11.50 N
8380818 2.250 360 1-Aug-32 $503,934.68 79.45 38565.00 11.38 N
8397580 2.250 360 1-Aug-32 $369,565.60 59.68 38565.00 11.13 N
8398869 2.250 360 1-Sep-32 $550,000.00 66.27 38596.00 11.25 N
8430696 2.250 360 1-Sep-32 $325,000.00 65.00 38596.00 11.25 N
8440760 2.250 360 1-Sep-32 $490,000.00 39.20 38596.00 11.13 N
8448813 2.250 360 1-Sep-32 $458,000.00 68.87 38596.00 11.00 N
8477994 2.250 360 1-Aug-32 $506,390.81 57.29 38565.00 11.00 N
8495590 2.250 360 1-Aug-32 $612,263.45 68.88 38565.00 11.00 N
8497000 2.250 360 1-Sep-32 $600,000.00 23.08 38596.00 10.88 N
8518993 2.250 360 1-Sep-32 $389,000.00 24.31 38596.00 11.38 N
9915286 2.250 360 1-Aug-32 $324,635.82 46.43 38565.00 11.38 N
9928682 2.250 360 1-Aug-32 $608,339.95 80.00 38565.00 11.63 N
9930777 2.250 360 1-Aug-32 $736,174.16 40.94 38565.00 11.38 N
9936908 2.250 360 1-Aug-32 $370,987.83 80.00 38565.00 10.63 N
9941012 2.250 360 1-Aug-32 $493,846.18 80.00 38565.00 10.13 N
9957506 2.250 360 1-Jul-32 $349,117.91 94.85 38534.00 11.38 N 24
9960148 2.250 360 1-Aug-32 $459,421.25 63.01 38565.00 10.75 N
9961308 2.250 360 1-Jul-32 $329,309.25 78.57 38534.00 11.75 N
9964444 2.250 360 1-Aug-32 $571,175.85 80.00 38565.00 10.00 N
9967302 2.250 360 1-Aug-32 $543,896.87 79.87 38565.00 10.25 N
9970203 2.250 360 1-Aug-32 $599,209.88 69.77 38565.00 10.50 N
9972041 2.250 360 1-Aug-32 $331,636.61 80.00 38565.00 11.50 N
9978525 2.250 360 1-Jul-32 $654,383.50 80.00 38534.00 10.88 N
9982960 2.250 360 1-Aug-32 $998,622.27 71.68 38565.00 10.25 N
9988350 2.250 360 1-Aug-32 $498,276.77 95.00 38565.00 12.25 N 33
9992250 2.250 360 1-Jul-32 $648,606.96 67.60 38534.00 11.63 N
122327422 2.250 360 1-Sep-32 $470,000.00 63.51 38596.00 11.00 N
122329915 2.250 360 1-Sep-32 $360,000.00 80.00 38596.00 11.38 N
122335136 2.250 360 1-Sep-32 $350,500.00 75.05 38596.00 11.25 N
122336878 2.250 360 1-Sep-32 $315,000.00 68.48 38596.00 10.75 N
122344161 2.250 360 1-Sep-32 $510,000.00 50.50 38596.00 11.13 N
122350424 2.250 360 1-Sep-32 $450,000.00 61.64 38596.00 10.63 N
122355688 2.250 360 1-Aug-32 $399,562.17 57.14 38565.00 11.50 N
122379316 2.250 360 1-Sep-32 $422,000.00 62.06 38596.00 11.00 N
122385479 2.250 360 1-Aug-32 $427,436.38 80.00 38565.00 10.50 N
122422611 2.250 360 1-Sep-32 $945,000.00 69.74 38596.00 11.13 N
122423239 2.250 360 1-Sep-32 $370,000.00 52.86 38596.00 11.00 N
122459134 2.250 360 1-Sep-32 $582,400.00 80.00 38596.00 11.13 N
122462914 2.250 360 1-Sep-32 $312,000.00 42.45 38596.00 10.88 N
122479405 2.250 360 1-Sep-32 $650,000.00 57.78 38596.00 11.38 N
122499833 2.250 360 1-Sep-32 $400,000.00 47.23 38596.00 11.63 N
122553605 2.250 360 1-Sep-32 $629,000.00 78.63 38596.00 11.13 N
122572738 2.250 360 1-Aug-32 $357,180.16 80.00 38565.00 11.13 N
122621063 2.250 360 1-Sep-32 $600,000.00 68.18 38596.00 11.38 N
$739,769,906.86
COUNT:
WAC:
WAM:
WALTV:
EXHIBIT F-1B
[Schedule of Mortgage Loans in Group II]
WFMBS
WFMBS 2002-E GROUP II LOANS EXHIBIT F-1B
5/1 LIBOR ARM LOANS
(i) (ii) (iii) (iv) (v) (vi) (vii)
-------- ---- ----- ---- -------- -------- -------- --------- ------
CURRENT
CURRENT NET
MORTGAGE MORTGAGE MORTGAGE CURRENT
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY GROSS
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MARGIN
-------- ---- ----- ---- -------- -------- -------- --------- ------
102057 PLANO TX 75093 SFD 4.625 4.233 $2,077.13 2.250
104294 CHESTERFIELD MO 63005 SFD 5.250 4.858 $2,595.36 2.250
257864 THE WOODLANDS TX 77382 SFD 5.000 4.608 $1,911.29 2.250
257933 RADNOR PA 19087 SFD 4.500 4.108 $1,661.93 2.250
258735 OAKLAND CA 94610 PUD 5.375 4.983 $2,127.90 2.250
259378 CARMEL IN 46032 SFD 5.500 5.108 $2,498.28 2.250
261342 STUDIO CITY CA 91604 SFD 5.875 5.483 $2,454.89 2.250
261355 BURNSVILLE MN 55337 SFD 5.625 5.233 $2,127.63 2.250
262547 SAN MATEO CA 94401 MF2 5.750 5.358 $2,626.08 2.250
262809 DUBLIN OH 43017 SFD 5.125 4.733 $1,722.49 2.250
263094 UNIVERSITY PARK TX 75205 SFD 6.250 5.858 $3,778.04 2.250
263481 WESTPORT CT 06880 SFD 5.375 4.983 $8,399.57 2.250
263537 PACIFICA CA 94044 SFD 6.250 5.858 $1,994.93 2.250
263899 HIDDEN HILLS CA 91302 SFD 5.625 5.233 $4,777.95 2.250
264057 SARATOGA CA 95070 SFD 6.000 5.608 $4,529.60 2.250
264228 BELVEDERE CA 94920 SFD 6.000 5.608 $5,995.51 2.250
264988 SUNNYVALE CA 94089 LCO 5.125 4.733 $2,302.10 2.250
265049 SUDSBURY MA 01776 SFD 5.125 4.733 $2,450.19 2.250
265141 CHAMPAIGN IL 61822 SFD 5.250 4.858 $1,718.46 2.250
265479 PRINCETON NJ 08540 SFD 5.125 4.733 $6,955.83 2.250
265852 SAN RAMON CA 94583 SFD 5.375 4.983 $3,987.00 2.250
265904 LEAWOOD KS 66224 SFD 5.125 4.733 $2,265.07 2.250
265963 BOSTON MA 02109 HCO 6.000 5.608 $4,376.72 2.250
267046 BOSTON MA 02115 HCO 5.625 5.233 $3,448.19 2.250
267499 LINCROFT NJ 07738 SFD 5.125 4.733 $1,894.82 2.250
267737 CASTRO VALLEY CA 94552 SFD 5.625 5.233 $1,926.05 2.250
267817 MEDINA WA 98039 SFD 5.250 4.858 $1,916.15 2.250
268770 SHELBY TOWNSHIP MI 48315 SFD 6.125 5.733 $2,100.21 2.250
269269 WINDERMERE FL 34786 SFD 4.500 4.108 $3,546.80 2.250
269393 ELM GROVE WI 53122 SFD 4.875 4.483 $3,439.86 2.250
269987 THOUSAND OAKS CA 91362 SFD 5.750 5.358 $5,689.84 2.250
270110 SOMERVILLE MA 02143 MF2 5.875 5.483 $2,863.04 2.250
271026 LOS GATOS CA 95030 SFD 5.375 4.983 $2,575.87 2.250
271565 CAMPBELL CA 95008 SFD 6.000 5.608 $2,422.19 2.250
271989 SAN FRANCISCO CA 94107 HCO 6.375 5.983 $2,495.48 2.250
273143 KELLER TX 76262 SFD 5.000 4.608 $3,263.88 2.250
273150 WESTLAKE VILLAGE CA 91361 SFD 5.375 4.983 $5,120.38 2.250
273551 PLYMOUTH MN 55447 SFD 5.000 4.608 $2,125.82 2.250
273723 SAN ANSELMO CA 94960 SFD 6.000 5.608 $3,147.65 2.250
274219 SAN DIEGO CA 92128 SFD 5.875 5.483 $3,354.02 2.250
274450 PORTOLA VALLEY CA 94028 SFD 6.125 5.733 $3,827.95 2.250
274745 NAPERVILLE IL 60563 SFD 5.000 4.608 $2,082.87 2.250
275178 CHARLOTTE NC 28210 SFD 5.125 4.733 $1,685.74 2.250
275619 WICHITA KS 67206 SFD 4.750 4.358 $2,347.42 2.250
276091 LEESBURG VA 20176 SFD 4.625 4.233 $1,682.69 2.250
RANCHO SANTA
276663 MARGARITA CA 92688 SFD 5.250 4.858 $2,116.05 2.250
277217 LOS GATOS CA 95033 SFD 6.250 5.858 $2,068.81 2.250
277305 HOHOKUS NJ 07423 SFD 5.875 5.483 $2,957.69 2.250
278197 CASTLE ROCK CO 80108 SFD 4.375 3.983 $2,746.07 2.250
278562 LIVERMORE CA 94550 SFD 5.500 5.108 $2,248.45 2.250
279644 BRIGHTON MI 48116 SFD 5.375 4.983 $2,575.87 2.250
280418 PARADISE VALLEY AZ 85255 SFD 5.500 5.108 $5,496.20 2.250
280745 READING MA 01867 SFD 5.250 4.858 $2,871.46 2.250
280977 LOVELAND OH 45140 SFD 5.500 5.108 $1,810.91 2.250
280993 SHREWSBURY NJ 07702 SFD 5.500 5.108 $1,987.27 2.250
282104 ASHBURN VA 20147 SFD 5.500 5.108 $2,606.16 2.250
282118 KIRKLAND WA 98033 LCO 6.250 5.858 $2,792.28 2.250
282495 THOUSAND OAKS CA 91360 SFD 5.750 5.358 $3,046.26 2.250
282535 BLUFFTON SC 29910 SFD 5.875 5.483 $3,430.92 2.250
282577 SAN JOSE CA 95120 SFD 5.875 5.483 $5,590.04 2.250
282958 LAGUNA HILLS CA 92653 SFD 6.250 5.858 $3,301.79 2.250
283050 SAN JUAN CAPISTRANO CA 92675 SFD 6.125 5.733 $2,940.84 2.250
283108 CHATHAM NJ 07928 SFD 4.750 4.358 $2,493.48 2.250
283594 NAPA CA 94559 SFD 5.500 5.108 $2,362.01 2.250
283678 LOS ANGELES CA 90046 SFD 6.000 5.608 $3,777.17 2.250
283857 SANTA CRUZ CA 95060 SFD 6.250 5.858 $3,728.17 2.250
283909 LOS GATOS CA 95032 SFD 5.375 4.983 $1,707.92 2.250
284316 DENVILLE NJ 07834 SFD 4.500 4.108 $2,533.43 2.250
285356 PLEASANTON CA 94566 SFD 5.625 5.233 $2,321.05 2.250
286196 MARINA DEL REY CA 90292 HCO 5.750 5.358 $2,877.02 2.250
287081 SANDY HOOK CT 06482 SFD 4.625 4.233 $2,476.10 2.250
287475 ENCINO CA 91316 SFD 5.875 5.483 $2,283.34 2.250
287572 CUYAHOGA FALLS OH 44223 SFD 4.750 4.358 $1,573.29 2.250
287818 CHESTER NH 03036 SFD 5.500 5.108 $1,816.48 2.250
287878 CORONA CA 92882 SFD 6.000 5.608 $2,566.08 2.250
288494 WESTLAKE VILLAGE CA 91362 SFD 5.375 4.983 $2,979.05 2.250
288540 LAGUNA HILLS CA 92653 PUD 6.125 5.733 $2,916.54 2.250
288678 MILPITAS CA 95035 SFD 6.375 5.983 $2,046.30 2.250
288706 SAN MATEO CA 94402 SFD 6.375 5.983 $2,657.69 2.250
289121 EAST GREENWICH RI 02818 SFD 5.375 4.983 $2,771.86 2.250
289282 NEWTON MA 02459 SFD 5.625 5.233 $2,783.30 2.250
289758 NEWPORT COAST CA 92657 SFD 5.375 4.983 $3,214.24 2.250
289862 LOS GATOS CA 95032 SFD 5.500 5.108 $2,526.67 2.250
289864 SAN FRANCISCO CA 94111 LCO 6.125 5.733 $2,205.63 2.250
290214 CHESTER NJ 07930 SFD 4.625 4.233 $2,603.61 2.250
290281 SAN JOSE CA 95131 SFD 5.875 5.483 $1,833.77 2.250
290567 BROOKLINE MA 02467 SFD 6.000 5.608 $3,279.55 2.250
290633 SAN RAMON CA 94583 SFD 5.500 5.108 $2,782.17 2.250
290658 KENSINGTON CA 94708 SFD 6.000 5.608 $1,930.56 2.250
290731 YORBA LINDA CA 92887 SFD 6.000 5.608 $2,739.95 2.250
291287 MOUNTAIN VIEW CA 94596 SFD 6.250 5.858 $3,509.59 2.250
291515 CUPERTINO CA 95014 SFD 5.875 5.483 $4,436.54 2.250
291533 PALO ALTO CA 94306 SFD 5.625 5.233 $4,605.26 2.250
291581 SAN JOSE CA 95135 SFD 5.500 5.108 $2,952.51 2.250
291828 SAN JOSE CA 95135 SFD 5.500 5.108 $2,356.33 2.250
291890 SAN DIEGO CA 92129 SFD 6.000 5.608 $2,405.70 2.250
291980 RICHLAND MI 49083 SFD 5.125 4.733 $1,796.81 2.250
292054 MENDHAM NJ 07945 SFD 4.750 4.358 $2,991.07 2.250
292068 MILL CREEK WA 98012 SFD 5.500 5.108 $2,106.50 2.250
292091 DOWNEY CA 90240 SFD 6.000 5.608 $3,315.52 2.250
292840 SAN FRANCISCO CA 94117 SFD 6.000 5.608 $2,647.02 2.250
292875 SAN FRANCISCO CA 94103 LCO 5.750 5.358 $2,343.05 2.250
293004 NEWPORT BEACH CA 92660 SFD 5.750 5.358 $2,334.30 2.250
293071 NEWPORT BEACH CA 92660 SFD 6.125 5.733 $4,739.36 2.250
293374 OAKLAND CA 94611 SFD 5.750 5.358 $3,063.76 2.250
293386 ALISO VIEJO CA 92656 SFD 5.625 5.233 $3,010.69 2.250
293442 ALPHARETTA GA 30005 SFD 6.125 5.733 $2,217.78 2.250
293476 PACIFICA CA 94044 SFD 5.750 5.358 $2,246.76 2.250
293536 ENCINO CA 91436 SFD 6.000 5.608 $2,997.75 2.250
293588 SAN RAFAEL CA 94901 SFD 6.000 5.608 $2,791.32 2.250
293774 FREMONT CA 94539 SFD 5.750 5.358 $2,270.10 2.250
294129 SAN JOSE CA 95119 SFD 5.750 5.358 $2,334.30 2.250
294337 FALLS CHURCH VA 22044 SFD 6.125 5.733 $2,065.88 2.250
294391 SAN FRANCISCO CA 94122 SFD 5.625 5.233 $2,535.77 2.250
294422 CARLSBAD CA 92009 SFD 6.125 5.733 $2,928.69 2.250
294627 MOUNTAIN VIEW CA 94043 SFD 6.125 5.733 $3,548.45 2.250
294913 SAN FRANCISCO CA 94132 LCO 5.500 5.108 $2,117.86 2.250
295123 BELL CANYON CA 91307 SFD 5.750 5.358 $3,057.93 2.250
295240 REDWOOD CITY CA 94062 SFD 5.750 5.358 $3,063.76 2.250
295371 PALO ALTO CA 94306 SFD 5.750 5.358 $4,376.80 2.250
295721 PEACHTREE CITY GA 30269 SFD 5.375 4.983 $2,106.62 2.250
296026 ARLINGTON VA 22201 PUD 5.875 5.483 $2,974.84 2.250
296067 REDWOOD CITY CA 94062 SFD 5.625 5.233 $2,360.20 2.250
296318 SAUSALITO CA 94965 SFD 6.125 5.733 $2,978.82 2.250
296463 CORONA CA 92883 SFD 4.750 4.358 $1,713.62 2.250
296575 FREMONT CA 94555 SFD 5.750 5.358 $2,521.04 2.250
296942 SAINT HELENA CA 94574 SFD 6.125 5.733 $3,849.22 2.250
297008 BOULDER CO 80302 SFD 6.125 5.733 $2,387.91 2.250
297049 SAN FRANCISCO CA 94131 SFD 5.750 5.358 $3,349.71 2.250
297053 PLEASANTON CA 94588 SFD 5.875 5.483 $2,697.42 2.250
297202 SEWICKLEY PA 15143 SFD 6.000 5.608 $1,956.94 2.250
297312 MILL VALLEY CA 94941 SFD 6.125 5.733 $3,232.49 2.250
297323 SAN MATEO CA 94403 SFD 5.500 5.108 $2,807.72 2.250
297464 SARATOGA CA 95070 SFD 6.000 5.608 $3,897.08 2.250
297511 SAN JOSE CA 95148 SFD 5.750 5.358 $2,917.87 2.250
297527 REDWOOD CITY CA 94062 SFD 5.625 5.233 $4,576.47 2.250
297854 SAN FRANCISCO CA 94117 LCO 6.000 5.608 $2,883.84 2.250
298172 NORTH HAMPTON NH 03862 SFD 6.000 5.608 $2,697.98 2.250
298185 PALO ALTO CA 94303 SFD 5.500 5.108 $3,406.73 2.250
298196 ATLANTA GA 30342 SFD 5.750 5.358 $2,582.60 2.250
298311 FOSTER CITY CA 94404 SFD 5.625 5.233 $1,925.58 2.250
298536 WESTLAKE VILLAGE CA 91361 SFD 6.000 5.608 $3,207.60 2.250
298780 ROCKVILLE MD 20850 SFD 5.875 5.483 $2,076.30 2.250
298855 SAN RAMON CA 94583 SFD 5.750 5.358 $3,326.37 2.250
298953 BEDFORD MA 01730 SFD 5.625 5.233 $4,818.25 2.250
299361 SAN JOSE CA 95138 SFD 5.875 5.483 $4,406.96 2.250
299541 HOLLISTER CA 95023 SFD 6.125 5.733 $2,351.46 2.250
299544 SAN JOSE CA 95148 SFD 5.750 5.358 $2,281.77 2.250
299569 CUPERTINO CA 95014 SFD 5.375 4.983 $2,441.48 2.250
299753 RANCHO SANTA FE CA 92091 SFD 5.375 4.983 $2,295.89 2.250
299790 SAN JOSE CA 95148 SFD 5.500 5.108 $2,083.79 2.250
300044 NOVATO CA 94945 SFD 6.000 5.608 $2,482.14 2.250
300647 CHICAGO IL 60610 LCO 6.250 5.858 $2,167.33 2.250
301356 GLENDALE CA 91207 SFD 5.625 5.233 $2,515.62 2.250
301443 FREMONT CA 94555 SFD 6.000 5.608 $2,206.35 2.250
301551 VALPARAISO IN 46383 SFD 4.750 4.358 $1,904.02 2.250
301783 CHULA VISTA CA 91910 SFD 5.250 4.858 $1,811.23 2.250
302258 SAN FRANCISCO CA 94131 SFD 5.750 5.358 $3,711.52 2.250
302558 GRANITE BAY CA 95746 SFD 5.750 5.358 $3,227.16 2.250
302712 SAN RAFAEL CA 94903 SFD 6.000 5.608 $1,968.95 2.250
302787 SAN MARINO CA 91108 SFD 6.125 5.733 $4,539.46 2.250
302840 POWAY CA 92064 SFD 5.625 5.233 $2,072.37 2.250
302876 TIBURON CA 94920 SFD 5.750 5.358 $4,227.99 2.250
303145 PLEASANTON CA 94566 SFD 5.750 5.358 $3,034.58 2.250
303384 LOS ALTOS HILLS CA 94022 SFD 5.375 4.983 $2,777.46 2.250
303485 MILPITAS CA 95035 PUD 5.375 4.983 $2,066.29 2.250
303986 FREMONT CA 94536 SFD 5.750 5.358 $2,042.51 2.250
304046 FREMONT CA 94539 SFD 5.750 5.358 $2,567.73 2.250
304151 LAKE FOREST IL 60045 SFD 5.625 5.233 $2,222.03 2.250
304560 ENGLEWOOD CLIFFS NJ 07632 SFD 5.750 5.358 $3,221.33 2.250
304765 GREAT FALLS VA 22066 SFD 5.375 4.983 $2,883.85 2.250
304937 SUNNYVALE CA 94087 SFD 5.625 5.233 $2,296.87 2.250
305571 LOS ALTOS CA 94024 SFD 6.000 5.608 $2,697.98 2.250
305816 SAN RAMON CA 94583 SFD 5.750 5.358 $2,602.74 2.250
305824 SAN FRANCISCO CA 94118 LCO 5.875 5.483 $2,011.23 2.250
305968 PROSPECT KY 40059 LCO 5.875 5.483 $2,329.18 2.250
306259 LOS ANGELES CA 90077 SFD 5.500 5.108 $3,037.68 2.250
306367 LOS ALTOS CA 94024 SFD 6.000 5.608 $2,997.76 2.250
306397 SAN RAFAEL CA 94901 SFD 6.000 5.608 $3,507.38 2.250
306596 ALBANY CA 94706 SFD 6.000 5.608 $2,380.22 2.250
307278 SAN JOSE CA 95135 SFD 5.500 5.108 $2,027.01 2.250
307359 LAFAYETTE CA 94549 SFD 5.750 5.358 $3,565.63 2.250
307487 SANTA MONICA CA 90403 SFD 5.875 5.483 $3,797.68 2.250
307574 MORGAN HILL CA 95037 SFD 6.000 5.608 $2,368.22 2.250
307613 PORTOLA VALLEY CA 94028 SFD 5.875 5.483 $3,845.00 2.250
307641 SAN FRANCISCO CA 94117 LCO 5.625 5.233 $2,878.28 2.250
307644 SAN FRANCISCO CA 94114 SFD 5.875 5.483 $3,507.82 2.250
307701 ROCKVILLE MD 20850 SFD 5.250 4.858 $1,938.23 2.250
307753 FREMONT CA 94539 SFD 5.500 5.108 $2,520.99 2.250
307792 NEWARK CA 94560 SFD 5.750 5.358 $2,917.87 2.250
307915 REDWOOD CITY CA 94065 SFD 5.875 5.483 $3,262.34 2.250
307916 SOUTH SAN FRANCISCO CA 94080 SFD 5.750 5.358 $2,760.30 2.250
308110 DALLAS TX 75230 SFD 5.500 5.108 $3,656.56 2.250
308166 SAN RAFAEL CA 94901 SFD 5.875 5.483 $2,815.72 2.250
308824 FOSTER CITY CA 94404 SFD 5.875 5.483 $3,123.32 2.250
309019 SAN JOSE CA 95125 SFD 5.875 5.483 $3,815.42 2.250
309333 SAN JOSE CA 95120 PUD 5.625 5.233 $2,049.34 2.250
309698 GREAT FALLS VA 22066 SFD 5.375 4.983 $2,575.87 2.250
309712 PLEASANT HILL CA 94523 SFD 5.500 5.108 $2,861.66 2.250
309810 PALM DESERT CA 92260 SFD 5.875 5.483 $1,881.09 2.250
309962 ATLANTA GA 30319 SFD 5.375 4.983 $2,045.01 2.250
310068 LAGUNA NIGUEL CA 92677 SFD 5.500 5.108 $1,941.84 2.250
310205 SUNNYVALE CA 94087 SFD 5.750 5.358 $2,205.91 2.250
310246 SAN JOSE CA 95135 SFD 5.750 5.358 $1,809.08 2.250
310368 SAN RAMON CA 94583 SFD 5.625 5.233 $4,202.30 2.250
310983 BOSTON MA 02108 LCO 5.500 5.108 $3,302.62 2.250
311673 OAKLAND CA 94611 SFD 6.000 5.608 $2,781.92 2.250
311728 TUSTIN CA 92782 SFD 5.125 4.733 $2,862.37 2.250
311881 PACIFIC PALISADES CA 90272 SFD 5.375 4.983 $2,034.94 2.250
311900 SAN JOSE CA 95130 SFD 5.625 5.233 $2,129.93 2.250
312184 SAN JOSE CA 95134 LCO 5.500 5.108 $1,754.47 2.250
312824 LOS GATOS CA 95032 SFD 5.750 5.358 $3,787.39 2.250
312858 SARATOGA CA 95070 SFD 5.250 4.858 $3,512.02 2.250
312866 NEW YORK NY 01169 HCO 5.250 4.858 $4,845.59 2.250
312997 MENLO PARK CA 94025 SFD 5.625 5.233 $3,309.45 2.250
313038 UPTON MA 01568 SFD 4.750 4.358 $1,721.44 2.250
313062 FREMONT CA 94536 SFD 5.625 5.233 $2,302.63 2.250
313450 SAN CLEMENTE CA 92672 SFD 5.500 5.108 $3,225.05 2.250
313598 SAN MATEO CA 94401 SFD 6.000 5.608 $1,870.60 2.250
313901 HINSDALE IL 60521 SFD 5.375 4.983 $5,599.72 2.250
314134 CORAL GABLES FL 33134 SFD 5.750 5.358 $2,189.57 2.250
314313 NEWTOWN PA 18940 SFD 5.375 4.983 $2,743.86 2.250
314379 SUNNYVALE CA 94087 SFD 5.375 4.983 $3,449.43 2.250
314465 LOS ALAMITOS CA 90720 SFD 5.875 5.483 $3,365.85 2.250
314788 LOS GATOS CA 95032 SFD 5.625 5.233 $2,129.93 2.250
315298 BOYNE CITY MI 49712 SFD 5.750 5.358 $3,408.07 2.250
315330 PLEASANTON CA 94588 SFD 5.625 5.233 $2,072.36 2.250
315447 PLEASANTON CA 94566 SFD 5.875 5.483 $3,338.64 2.250
315628 SUNNYVALE CA 94086 SFD 5.500 5.108 $2,242.77 2.250
315779 NEWPORT BEACH CA 92660 SFD 5.750 5.358 $3,501.44 2.250
315807 CUPERTINO CA 95014 SFD 5.625 5.233 $2,616.36 2.250
316040 HALF MOON BAY CA 94019 SFD 5.625 5.233 $3,740.04 2.250
316217 HUNTINGTON BEACH CA 92648 SFD 5.000 4.608 $2,200.97 2.250
316297 SAN DIEGO CA 92109 SFD 6.000 5.608 $2,122.41 2.250
316557 SUNNYVALE CA 94087 SFD 5.625 5.233 $2,947.37 2.250
316574 CUPERTINO CA 95014 SFD 6.000 5.608 $2,608.05 2.250
316589 LOS ALTOS CA 94024 SFD 5.500 5.108 $2,421.63 2.250
316594 SCOTTSDALE AZ 85262 SFD 5.875 5.483 $2,173.90 2.250
316605 SOUTH RIDING VA 20152 SFD 5.875 5.483 $1,952.67 2.250
316655 CLAYTON CA 94517 SFD 6.125 5.733 $2,138.79 2.250
316677 PLEASANTON CA 94566 SFD 5.875 5.483 $2,644.18 2.250
316719 CUPERTINO CA 95014 SFD 5.250 4.858 $3,313.23 2.250
316817 SAN JOSE CA 95129 SFD 5.250 4.858 $3,070.26 2.250
316832 FREMONT CA 94536 SFD 5.625 5.233 $2,187.50 2.250
316896 DANVILLE CA 94506 SFD 5.625 5.233 $3,453.94 2.250
316913 LAFAYETTE CA 94549 SFD 6.125 5.733 $5,924.21 2.250
316933 PALATINE IL 60067 SFD 5.750 5.358 $3,028.74 2.250
316964 SAN JOSE CA 95120 SFD 5.875 5.483 $2,247.85 2.250
317083 LOS ALTOS CA 94024 SFD 5.500 5.108 $3,690.63 2.250
317193 LOS ALTOS CA 94024 SFD 5.875 5.483 $2,904.46 2.250
317288 SAN FRANCISCO CA 94109 HCO 5.625 5.233 $3,223.68 2.250
317707 EVERGREEN CO 80439 SFD 5.375 4.983 $1,854.07 2.250
318819 CARLSBAD CA 92009 SFD 6.000 5.608 $2,230.33 2.250
318883 ATLANTA GA 30342 SFD 5.750 5.358 $2,701.94 2.250
318952 WATERFORD VA 20197 SFD 4.375 3.983 $3,195.43 2.250
319322 SUNNYVALE CA 94087 SFD 5.625 5.233 $2,958.88 2.250
319630 LOS ANGELES CA 90019 SFD 5.750 5.358 $2,329.63 2.250
320041 MOUNTAIN VIEW CA 94043 SFD 5.750 5.358 $2,824.50 2.250
320061 SAN FRANCISCO CA 94118 LCO 5.875 5.483 $1,889.96 2.250
320181 SARATOGA CA 95070 SFD 5.875 5.483 $5,146.38 2.250
320459 BETHESDA MD 20816 SFD 6.000 5.608 $2,871.85 2.250
320624 SUNNYVALE CA 94087 SFD 5.750 5.358 $2,690.28 2.250
320984 SAN RAFAEL CA 94901 SFD 5.875 5.483 $2,902.68 2.250
321328 SAN JOSE CA 95136 SFD 5.750 5.358 $1,984.15 2.250
321503 SAN JOSE CA 95130 SFD 5.625 5.233 $2,515.62 2.250
321511 SAN JOSE CA 95138 SFD 5.750 5.358 $4,085.01 2.250
321824 SAN FRANCISCO CA 94110 SFD 5.875 5.483 $4,022.46 2.250
321857 WAXHAW NC 28173 SFD 5.500 5.108 $1,975.91 2.250
322195 NEWPORT BEACH CA 92660 SFD 6.000 5.608 $1,828.63 2.250
322216 UNION CITY CA 94587 SFD 6.125 5.733 $2,102.34 2.250
322247 PLEASANTON CA 94588 SFD 5.875 5.483 $2,276.24 2.250
322327 ORINDA CA 94563 SFD 5.625 5.233 $2,819.28 2.250
322904 LAFAYETTE CA 94549 SFD 5.875 5.483 $2,277.43 2.250
323127 APTOS CA 95003 SFD 6.000 5.608 $3,843.12 2.250
323335 HILLSBOROUGH CA 94010 SFD 6.000 5.608 $5,968.23 2.250
323397 GENEVA IL 60134 SFD 5.500 5.108 $2,396.07 2.250
323405 PALO ALTO CA 94306 SFD 5.500 5.108 $2,708.36 2.250
324382 BETHANY BEACH DE 19930 SFD 5.875 5.483 $3,629.09 2.250
324923 CUPERTINO CA 95014 SFD 5.500 5.108 $2,157.60 2.250
324938 FREMONT CA 94539 SFD 5.375 4.983 $3,116.80 2.250
324994 LAGUNA HILLS CA 92653 SFD 5.750 5.358 $2,345.97 2.250
325153 SAN DIEGO CA 92130 SFD 5.750 5.358 $1,902.45 2.250
325216 SAN JOSE CA 95129 SFD 5.750 5.358 $2,964.56 2.250
325296 ENCINITAS CA 92024 SFD 5.750 5.358 $1,855.77 2.250
326039 SAN FRANCISCO CA 94117 SFD 6.000 5.608 $3,837.12 2.250
326406 MILPITAS CA 95035 LCO 5.500 5.108 $2,254.13 2.250
326467 SAN JOSE CA 95136 SFD 5.625 5.233 $1,778.78 2.250
326830 REDWOOD CITY CA 94062 SFD 5.500 5.108 $3,040.52 2.250
327278 DANVILLE CA 94506 SFD 5.750 5.358 $5,695.68 2.250
327454 RIVIERA BEACH FL 33404 SFD 5.875 5.483 $2,188.69 2.250
328407 SAN JOSE CA 95132 SFD 5.750 5.358 $5,438.90 2.250
328417 GREENWICH CT 06830 SFD 5.875 5.483 $2,555.44 2.250
328655 MOUNTAIN VIEW CA 94043 SFD 5.625 5.233 $1,853.62 2.250
328796 SAN FRANCISCO CA 94134 SFD 5.875 5.483 $2,407.56 2.250
328848 OAKLAND MI 48306 SFD 6.000 5.608 $1,861.61 2.250
328984 SAN JOSE CA 95120 SFD 5.375 4.983 $2,990.25 2.250
329272 SAN JOSE CA 95125 LCO 5.875 5.483 $1,937.29 2.250
329315 GLENN DALE MD 20769 SFD 5.375 4.983 $1,959.90 2.250
329426 SAN JOSE CA 95130 SFD 5.625 5.233 $2,164.47 2.250
329971 APTOS CA 95003 SFD 6.000 5.608 $3,261.55 2.250
330180 UNION CITY CA 94587 SFD 5.750 5.358 $2,246.76 2.250
330330 SAN RAFAEL CA 94903 SFD 5.375 4.983 $2,127.90 2.250
330598 CLEVELAND HEIGHTS OH 44106 SFD 5.375 4.983 $1,684.40 2.250
330974 SAN FRANCISCO CA 94127 SFD 5.250 4.858 $3,445.76 2.250
331402 LEESBURG VA 20175 PUD 6.000 5.608 $1,894.58 2.250
331404 SAN FRANCISCO CA 94131 SFD 5.375 4.983 $2,575.87 2.250
331426 FOSTER CITY CA 94404 SFD 5.500 5.108 $3,457.84 2.250
331866 DANVILLE CA 94506 SFD 5.750 5.358 $2,564.81 2.250
331908 SUNNYVALE CA 94087 SFD 5.375 4.983 $2,183.89 2.250
332004 SAN JOSE CA 95123 SFD 5.625 5.233 $2,291.11 2.250
332112 ORANGE CA 92867 SFD 5.125 4.733 $2,085.39 2.250
332142 SAN FRANCISCO CA 94107 LCO 5.625 5.233 $2,089.63 2.250
332265 REDWOOD CITY CA 94065 SFD 5.750 5.358 $3,571.47 2.250
332376 CUPERTINO CA 95014 SFD 5.625 5.233 $4,749.17 2.250
332450 OVERLAND PARK KS 66223 SFD 5.375 4.983 $1,931.90 2.250
332493 SAN CARLOS CA 94070 SFD 5.875 5.483 $3,283.03 2.250
332784 CUPERTINO CA 95014 SFD 5.250 4.858 $3,572.76 2.250
332869 FREMONT CA 94539 SFD 5.625 5.233 $2,728.62 2.250
332929 SAN JOSE CA 95135 SFD 5.375 4.983 $2,239.89 2.250
332996 PALO ALTO CA 94301 SFD 5.875 5.483 $3,643.88 2.250
333052 LIVERMORE CA 94550 SFD 6.000 5.608 $3,015.74 2.250
333707 FREMONT CA 94539 SFD 5.500 5.108 $2,941.15 2.250
333800 SAN JOSE CA 95129 SFD 5.625 5.233 $2,245.06 2.250
333854 SAN FRANCISCO CA 94114 SFD 5.875 5.483 $3,804.77 2.250
333870 HANOVER MA 02339 SFD 5.500 5.108 $2,441.49 2.250
333961 LOS GATOS CA 95032 SFD 5.500 5.108 $2,123.54 2.250
334249 DUBLIN CA 94568 SFD 5.750 5.358 $2,459.76 2.250
334589 FOSTER CITY CA 94404 SFD 5.500 5.108 $3,497.58 2.250
334619 CUPERTINO CA 95014 SFD 5.125 4.733 $2,341.30 2.250
335188 SAN JOSE CA 95124 SFD 5.500 5.108 $2,373.36 2.250
335396 SAN JOSE CA 95135 SFD 5.500 5.108 $2,611.83 2.250
335605 SAN JOSE CA 95129 SFD 5.375 4.983 $2,869.86 2.250
335815 MILPITAS CA 95035 SFD 6.000 5.608 $2,413.20 2.250
335855 LOS ALTOS CA 94024 SFD 5.500 5.108 $3,321.57 2.250
335986 ELLICOTT CITY MD 21042 SFD 5.625 5.233 $3,396.38 2.250
335987 LOS ALTOS CA 94022 SFD 6.000 5.608 $5,518.87 2.250
336030 SANTA CLARA CA 95054 SFD 5.625 5.233 $2,705.59 2.250
336105 SARATOGA CA 95070 SFD 5.375 4.983 $3,191.84 2.250
336247 SEATTLE WA 98136 SFD 5.750 5.358 $2,049.51 2.250
336259 SOUTH HAMILTON MA 01936 SFD 5.875 5.483 $2,650.09 2.250
336270 LA JOLLA CA 92037 SFD 5.875 5.483 $3,845.00 2.250
336822 BELMONT CA 94002 SFD 5.500 5.108 $2,384.71 2.250
336833 SAN RAMON CA 94583 SFD 6.000 5.608 $3,743.00 2.250
336839 CUPERTINO CA 95014 SFD 5.500 5.108 $3,690.63 2.250
336952 SAN JOSE CA 95138 SFD 5.375 4.983 $3,359.83 2.250
337009 ROLLING HILLS CA 90274 SFD 5.500 5.108 $2,214.38 2.250
337061 ELIZABETH CO 80107 SFD 5.375 4.983 $2,729.86 2.250
337155 SAN JOSE CA 95127 SFD 5.875 5.483 $2,129.54 2.250
337236 SAN JOSE CA 95138 SFD 5.250 4.858 $3,445.76 2.250
337343 RANCHO PALOS VERDES CA 90275 SFD 5.875 5.483 $3,371.77 2.250
337368 SAN JOSE CA 95129 SFD 5.625 5.233 $1,750.00 2.250
337426 YORBA LINDA CA 92886 SFD 5.875 5.483 $2,957.69 2.250
337647 SAN JOSE CA 95124 SFD 5.750 5.358 $1,884.95 2.250
337755 SAN JOSE CA 95120 SFD 5.750 5.358 $2,416.58 2.250
338122 APTOS CA 95003 SFD 6.000 5.608 $5,995.51 2.250
338336 REDWOOD CITY CA 94065 SFD 5.875 5.483 $2,715.16 2.250
338807 CUPERTINO CA 95014 SFD 5.375 4.983 $2,682.27 2.250
338946 MANHATTAN BEACH CA 90266 SFD 5.125 4.733 $3,501.06 2.250
338983 SAN MATEO CA 94402 SFD 5.250 4.858 $2,576.86 2.250
338999 DANVILLE CA 94506 SFD 5.375 4.983 $2,777.46 2.250
339158 SAN JOSE CA 95131 SFD 5.500 5.108 $2,572.09 2.250
339287 NEWPORT COAST CA 92657 LCO 6.000 5.608 $1,678.75 2.250
339638 CASTRO VALLEY CA 94552 SFD 5.875 5.483 $3,064.17 2.250
339824 SAN JOSE CA 95120 SFD 5.875 5.483 $2,863.05 2.250
339992 BRENTWOOD TN 37027 SFD 5.375 4.983 $2,778.58 2.250
339999 UNIVERSITY PARK TX 75225 SFD 5.500 5.108 $2,203.02 2.250
340175 SALINAS CA 93908 SFD 6.000 5.608 $2,398.20 2.250
340255 LOS GATOS CA 95032 SFD 5.875 5.483 $2,757.75 2.250
340494 LOS ANGELES CA 91364 SFD 6.000 5.608 $2,290.28 2.250
340495 DOWNERS GROVE IL 60515 SFD 5.625 5.233 $2,331.41 2.250
340610 SAN JOSE CA 95123 SFD 5.625 5.233 $2,745.89 2.250
340775 PLEASANTON CA 94566 SFD 5.625 5.233 $2,406.25 2.250
341257 OAKLAND CA 94610 SFD 5.625 5.233 $3,022.20 2.250
341437 SAN DIEGO CA 92101 LCO 5.875 5.483 $2,082.22 2.250
341556 SAN JOSE CA 95129 SFD 5.375 4.983 $2,071.90 2.250
341616 CHESTERFIELD MO 63005 PUD 5.875 5.483 $2,153.20 2.250
342079 SAN JOSE CA 95129 SFD 5.750 5.358 $2,130.05 2.250
342168 DUBLIN CA 94568 SFD 5.875 5.483 $2,480.02 2.250
342272 SAN LEANDRO CA 94577 SFD 6.000 5.608 $2,062.45 2.250
342380 SAN JOSE CA 95136 LCO 5.500 5.108 $1,816.93 2.250
342776 FAIRFIELD CA 94533 SFD 5.375 4.983 $1,959.90 2.250
342830 SAN JOSE CA 95124 SFD 5.125 4.733 $3,511.95 2.250
343499 PEACHTREE CITY GA 30269 SFD 5.500 5.108 $2,448.31 2.250
343520 FREMONT CA 94538 SFD 6.000 5.608 $1,438.93 2.250
343694 NAPERVILLE IL 60564 SFD 5.500 5.108 $2,572.09 2.250
343711 DANVILLE CA 94526 SFD 5.625 5.233 $2,884.04 2.250
344089 SAN RAMON CA 94583 SFD 5.875 5.483 $2,070.39 2.250
344372 LUBBOCK TX 79416 SFD 5.875 5.483 $3,194.30 2.250
PALOS VERDES
344448 ESTATES CA 90274 SFD 5.625 5.233 $2,717.10 2.250
344509 FOSTER CITY CA 94404 SFD 5.500 5.108 $2,185.99 2.250
344665 ORINDA CA 94563 SFD 5.750 5.358 $2,917.86 2.250
344708 SAN RAMON CA 94583 SFD 5.875 5.483 $3,194.30 2.250
344743 BELMONT CA 94002 SFD 5.625 5.233 $3,320.39 2.250
344825 SAN FRANCISCO CA 94131 MF2 5.875 5.483 $2,366.15 2.250
344898 LITTLETOM CO 80124 SFD 6.000 5.608 $3,261.55 2.250
345189 OAK HILL VA 20171 SFD 5.000 4.608 $2,469.38 2.250
345262 FREMONT CA 94555 SFD 5.875 5.483 $2,141.37 2.250
345271 SAN JOSE CA 95120 SFD 5.500 5.108 $2,867.34 2.250
345662 FOSTER CITY CA 94404 SFD 5.625 5.233 $4,806.73 2.250
345737 BEVERLY HILLS CA 90210 SFD 6.000 5.608 $4,853.37 2.250
345742 REDWOOD CITY CA 94065 LCO 5.500 5.108 $2,305.23 2.250
345767 FOSTER CITY CA 94404 PUD 5.750 5.358 $1,755.39 2.250
346112 MILPITAS CA 95035 LCO 5.500 5.108 $1,828.29 2.250
346435 LA SELVA BEACH CA 95076 SFD 5.875 5.483 $4,637.66 2.250
346562 SAN JOSE CA 95148 SFD 5.625 5.233 $2,072.37 2.250
346801 CUPERTINO CA 95014 SFD 5.625 5.233 $2,112.66 2.250
347011 CUPERTINO CA 95014 SFD 5.250 4.858 $2,534.62 2.250
347131 VALLEJO CA 94591 SFD 5.750 5.358 $2,560.13 2.250
347424 FOSTER CITY CA 94404 SFD 5.250 4.858 $2,374.48 2.250
347551 REDMOND WA 98053 SFD 5.375 4.983 $2,043.90 2.250
347560 SAN JOSE CA 95134 LCO 5.750 5.358 $2,100.58 2.250
347590 UNIVERSITY PARK TX 75225 SFD 5.250 4.858 $2,518.05 2.250
347602 SAN JOSE CA 95120 SFD 6.000 5.608 $3,201.60 2.250
347672 DALLAS TX 75209 SFD 5.875 5.483 $1,878.72 2.250
347959 CASTRO VALLEY CA 94552 SFD 5.875 5.483 $2,351.37 2.250
ROLLING HILLS
348064 ESTATE CA 90274 SFD 5.750 5.358 $2,509.37 2.250
348141 MOUNTAIN VIEW CA 94040 SFD 5.500 5.108 $3,364.15 2.250
LA CANADA
348355 FLINTRIDGE CA 91011 SFD 5.625 5.233 $2,272.98 2.250
348517 HOUSTON TX 77005 SFD 5.875 5.483 $2,502.21 2.250
348980 ALAMO CA 94507 SFD 5.500 5.108 $3,690.63 2.250
349074 GREEN OAKS IL 60048 SFD 5.625 5.233 $1,934.20 2.250
349326 SAN RAMON CA 94583 SFD 5.500 5.108 $2,063.92 2.250
349374 SAN JOSE CA 95118 SFD 5.875 5.483 $1,934.33 2.250
349527 HINSDALE IL 60521 SFD 5.500 5.108 $3,406.74 2.250
349546 ALAMO CA 94507 SFD 5.875 5.483 $2,839.39 2.250
349611 MOUNTAIN VIEW CA 94040 PUD 5.375 4.983 $2,945.45 2.250
350221 SAN CLEMENTE CA 92672 SFD 5.500 5.108 $2,469.32 2.250
350289 LOS ANGELES CA 90046 SFD 5.500 5.108 $2,600.48 2.250
350337 CUPERTINO CA 95014 SFD 5.500 5.108 $2,339.30 2.250
351028 SAN JOSE CA 95126 SFD 5.500 5.108 $3,690.63 2.250
351035 PLEASANTON CA 94566 SFD 5.500 5.108 $3,349.96 2.250
351085 SUNNYVALE CA 94087 SFD 5.750 5.358 $2,451.01 2.250
351256 ARNOLD MD 21012 SFD 5.750 5.358 $1,867.44 2.250
351522 SAN JOSE CA 95135 SFD 5.875 5.483 $2,661.92 2.250
351966 REDWOOD CITY CA 94062 SFD 5.625 5.233 $3,016.44 2.250
352135 DANVILLE CA 94526 SFD 5.500 5.108 $3,690.63 2.250
352180 SAN JOSE CA 95125 SFD 5.875 5.483 $4,194.01 2.250
352472 NEWBURY PARK CA 91320 SFD 5.500 5.108 $1,971.37 2.250
352702 SAN JOSE CA 95117 SFD 5.500 5.108 $2,171.80 2.250
352737 SAN RAFAEL CA 94901 SFD 5.875 5.483 $2,481.50 2.250
352878 UNION CITY CA 94587 SFD 5.750 5.358 $2,532.71 2.250
353198 DANVILLE CA 94506 SFD 5.875 5.483 $2,472.63 2.250
353233 BARRINGTON IL 60010 SFD 5.500 5.108 $2,731.07 2.250
353525 SUDBURY MA 01776 LCO 5.375 4.983 $3,023.85 2.250
354719 REDWOOD CITY CA 94065 LCO 6.000 5.608 $2,236.33 2.250
356079 LONG BEACH CA 90803 SFD 5.250 4.858 $2,761.02 2.250
356104 SUGAR LAND TX 77479 SFD 5.375 4.983 $2,239.89 2.250
356631 SAN JOSE CA 95123 SFD 6.000 5.608 $1,858.61 2.250
356983 PLEASANTON CA 94566 SFD 6.000 5.608 $3,055.31 2.250
357150 INDIANAPOLIS IN 46236 SFD 5.250 4.858 $2,341.35 2.250
357309 SAN FRANCISCO CA 94116 SFD 5.625 5.233 $2,295.72 2.250
357534 MONTAUK NY 11954 SFD 5.875 5.483 $2,342.49 2.250
357885 REDWOOD CITY CA 94065 SFD 5.625 5.233 $1,732.73 2.250
358095 AROMAS CA 95004 SFD 5.875 5.483 $3,578.81 2.250
358105 WESTMINSTER CO 80031 PUD 6.000 5.608 $2,296.28 2.250
358129 SAN JOSE CA 95120 SFD 5.375 4.983 $2,351.88 2.250
358423 CAMPBELL CA 95008 SFD 5.500 5.108 $2,427.30 2.250
358574 HERMOSA BEACH CA 90254 LCO 6.000 5.608 $2,494.14 2.250
358842 SCOTTS VALLEY CA 95066 SFD 5.875 5.483 $3,845.00 2.250
359248 WILTON CT 06897 SFD 5.625 5.233 $2,993.42 2.250
359412 FREMONT CA 94539 SFD 5.375 4.983 $2,239.89 2.250
359578 SAN JOSE CA 95120 SFD 6.000 5.608 $3,897.08 2.250
360319 ORANGE CA 92867 SFD 5.625 5.233 $2,268.09 2.250
360352 MISSION VIEJO CA 92692 SFD 5.875 5.483 $2,299.90 2.250
360632 COMMACK NY 11725 SFD 4.125 3.733 $1,705.97 2.250
360749 MILPITAS CA 95035 SFD 5.875 5.483 $2,307.00 2.250
360963 SARATOGA CA 95070 SFD 5.375 4.983 $2,951.05 2.250
361244 SAN RAMON CA 94583 SFD 6.000 5.608 $1,985.42 2.250
361731 COTO DE CAZA CA 92679 SFD 5.250 4.858 $3,285.62 2.250
361954 DANVILLE CA 94526 SFD 5.750 5.358 $2,007.50 2.250
362382 WEST LINN OR 97068 SFD 5.750 5.358 $2,240.92 2.250
362485 WAYNE NJ 07470 SFD 5.500 5.108 $2,299.55 2.250
362650 DUBLIN CA 94568 SFD 6.000 5.608 $2,530.11 2.250
362678 SAN JOSE CA 95129 SFD 5.375 4.983 $2,682.27 2.250
362907 SAN MATEO CA 94403 SFD 5.625 5.233 $3,033.71 2.250
363058 SARATOGA CA 95070 SFD 5.500 5.108 $3,667.92 2.250
363063 LOVETTSVILLE VA 20180 SFD 5.625 5.233 $1,784.54 2.250
363224 FOOTHILL RANCH CA 92610 SFD 5.875 5.483 $2,514.04 2.250
363307 SAN JOSE CA 95136 SFD 5.750 5.358 $1,838.26 2.250
364230 SARATOGA CA 95070 SFD 5.625 5.233 $3,569.07 2.250
364297 FOSTER CITY CA 94404 SFD 5.750 5.358 $2,408.99 2.250
364359 PLANO TX 75093 SFD 5.625 5.233 $2,555.91 2.250
364557 HINSDALE IL 60522 SFD 5.750 5.358 $2,830.33 2.250
364680 SAN JOSE CA 95120 SFD 5.500 5.108 $2,816.24 2.250
365276 JAMAICA PLAIN MA 02130 SFD 6.000 5.608 $2,877.85 2.250
365982 SAN JOSE CA 95135 SFD 5.500 5.108 $3,656.57 2.250
365983 GERMANTOWN TN 38139 SFD 5.000 4.608 $1,833.79 2.250
366383 WALNUT CREEK CA 94596 SFD 6.000 5.608 $2,715.97 2.250
366969 SAN JOSE CA 95129 SFD 5.750 5.358 $2,170.90 2.250
367100 SUNNYVALE CA 94086 SFD 5.750 5.358 $3,402.23 2.250
367119 LITTLETON CO 80127 SFD 4.375 3.983 $1,997.15 2.250
367209 SAN JOSE CA 95129 SFD 5.875 5.483 $2,070.39 2.250
367282 PLEASANTON CA 94566 SFD 5.625 5.233 $3,310.03 2.250
367332 SAN JOSE CA 95120 SFD 5.625 5.233 $2,262.33 2.250
367456 MENLO PARK CA 94025 SFD 5.375 4.983 $2,876.02 2.250
367695 CLARKSVILLE MD 21029 SFD 5.500 5.108 $3,604.90 2.250
367852 FREMONT CA 94536 SFD 5.500 5.108 $2,355.19 2.250
368087 CHARLOTTE NC 28277 PUD 5.875 5.483 $2,386.85 2.250
368104 SAN JOSE CA 95120 SFD 5.375 4.983 $2,799.86 2.250
369156 PORTOLA VALLEY CA 94028 SFD 5.625 5.233 $4,461.34 2.250
369375 MILLBRAE CA 94030 SFD 5.750 5.358 $3,355.55 2.250
369643 DENVER CO 80202 LCO 6.125 5.733 $2,236.01 2.250
369981 SAN JOSE CA 95129 SFD 5.375 4.983 $2,760.66 2.250
370168 SAN JOSE CA 95138 SFD 5.875 5.483 $2,957.69 2.250
370293 MOUNTAIN VIEW CA 94041 LCO 5.625 5.233 $2,486.84 2.250
370500 DAMESTOWN MD 20874 SFD 5.375 4.983 $1,875.91 2.250
370540 SAN JOSE CA 95148 SFD 5.625 5.233 $2,003.29 2.250
370704 SAN FRANCISCO CA 94133 LCO 5.500 5.108 $3,043.35 2.250
370773 ORINDA CA 94563 SFD 5.750 5.358 $3,209.65 2.250
370927 BUELLTON CA 93427 SFD 5.500 5.108 $1,814.66 2.250
370942 LOS ALTOS CA 94024 SFD 5.375 4.983 $4,619.77 2.250
371015 LOS ALTOS CA 94022 SFD 5.500 5.108 $3,662.24 2.250
371409 CHARLOTTE NC 28207 SFD 5.000 4.608 $3,489.34 2.250
371648 RANCHO PALOS VERDES CA 90275 SFD 5.875 5.483 $2,645.36 2.250
371713 OVERLAND PARK KS 66223 SFD 5.750 5.358 $2,095.03 2.250
371798 MILPITAS CA 95035 SFD 5.625 5.233 $1,986.02 2.250
371854 BELMONT CA 94002 SFD 5.875 5.483 $2,993.19 2.250
371986 STINSON BEACH CA 94970 SFD 5.875 5.483 $3,194.31 2.250
372054 HAYWARD CA 94542 SFD 5.875 5.483 $2,160.30 2.250
372135 HUNTINGTON BEACH CA 92649 SFD 5.625 5.233 $2,814.96 2.250
372240 FREMONT CA 94539 SFD 5.875 5.483 $1,756.87 2.250
372344 HERMOSA BEACH CA 90254 SFD 5.875 5.483 $3,845.00 2.250
372549 LIVERMORE CA 94550 SFD 5.625 5.233 $2,820.72 2.250
372688 MENLO PARK CA 94025 SFD 5.625 5.233 $2,498.35 2.250
373070 SARATOGA CA 95070 SFD 5.750 5.358 $3,466.43 2.250
373269 STEVENSON RANCH CA 91381 SFD 5.875 5.483 $1,934.33 2.250
373403 SAN JOSE CA 95129 SFD 5.750 5.358 $2,684.44 2.250
373426 HAYWARD CA 94542 SFD 5.750 5.358 $1,912.96 2.250
373441 TIBURON CA 94920 SFD 5.625 5.233 $3,511.51 2.250
373561 SUNNYVALE CA 94087 SFD 5.750 5.358 $2,433.50 2.250
373789 NEW YORK NY 10021 HCO 5.500 5.108 $2,406.01 2.250
373908 CASTRO VALLEY CA 94552 SFD 5.875 5.483 $2,454.89 2.250
373914 HOLMDEL NJ 07733 SFD 5.250 4.858 $2,142.56 2.250
374072 FREMONT CA 94538 SFD 5.500 5.108 $3,690.63 2.250
374086 FREMONT CA 94539 SFD 5.625 5.233 $3,741.77 2.250
374097 SAN JOSE CA 95138 SFD 5.625 5.233 $2,118.42 2.250
374301 SAN RAMON CA 94583 SFD 5.500 5.108 $3,531.65 2.250
374381 SAN JOSE CA 95131 LCO 5.750 5.358 $2,188.40 2.250
374759 SHERBORN MA 01770 SFD 5.625 5.233 $3,678.45 2.250
374809 SAN FRANCISCO CA 94122 SFD 5.500 5.108 $2,225.74 2.250
374842 PALO ALTO CA 94303 SFD 5.625 5.233 $2,878.29 2.250
375254 VALLEJO CA 94591 SFD 5.875 5.483 $1,779.35 2.250
375274 BOCA RATON FL 33496 SFD 5.875 5.483 $3,149.35 2.250
375541 CLAYTON CA 94517 SFD 5.375 4.983 $1,926.31 2.250
375720 DOVE CANYON CA 92679 SFD 5.625 5.233 $2,341.78 2.250
375743 SAN JOSE CA 95124 SFD 5.125 4.733 $2,450.20 2.250
375959 FREMONT CA 94539 SFD 5.625 5.233 $2,302.63 2.250
376077 SAN JOSE CA 95132 SFD 6.000 5.608 $2,334.06 2.250
376131 SUNNYVALE CA 94087 SFD 5.750 5.358 $2,626.08 2.250
376246 SAN JOSE CA 95129 SFD 5.625 5.233 $2,590.46 2.250
376538 SHERMAN OAKS CA 91403 SFD 5.875 5.483 $2,298.13 2.250
376570 BELMONT CA 94002 PUD 5.500 5.108 $1,890.74 2.250
376739 SAN RAMON CA 94583 SFD 5.500 5.108 $2,157.60 2.250
376796 SAN JOSE CA 95002 SFD 5.625 5.233 $2,216.28 2.250
376901 SANTA CLARA CA 95051 SFD 6.000 5.608 $2,104.43 2.250
377199 FREMONT CA 94539 SFD 5.875 5.483 $2,868.96 2.250
377442 SAN FRANCISCO CA 94127 SFD 5.625 5.233 $3,298.52 2.250
377621 SAN JOSE CA 95129 SFD 5.375 4.983 $2,071.90 2.250
377679 SAN MARINO CA 91108 SFD 5.875 5.483 $4,093.45 2.250
377934 PLEASANTON CA 94588 SFD 5.750 5.358 $2,258.43 2.250
378136 CUPERTINO CA 95014 LCO 5.875 5.483 $1,839.69 2.250
378247 SAN JOSE CA 95121 SFD 5.500 5.108 $2,509.63 2.250
378295 SAN BRUNO CA 94066 SFD 5.875 5.483 $2,354.33 2.250
378316 ORINDA CA 94563 SFD 5.375 4.983 $2,547.87 2.250
378387 MONTE SERENO CA 95030 SFD 5.500 5.108 $3,270.47 2.250
378404 SAN JOSE CA 95138 SFD 5.500 5.108 $5,677.89 2.250
378628 SAN JOSE CA 95130 SFD 5.500 5.108 $2,157.60 2.250
378629 CHICAGO IL 60613 LCO 5.875 5.483 $2,207.61 2.250
378867 FOSTER CITY CA 94404 SFD 5.500 5.108 $2,151.93 2.250
379006 CUPERTINO CA 95014 SFD 5.625 5.233 $1,904.85 2.250
379022 CHESHIRE CT 06410 SFD 5.125 4.733 $1,764.14 2.250
379220 FREMONT CA 94555 SFD 5.750 5.358 $2,121.29 2.250
379278 SAUSALITO CA 94965 SFD 6.000 5.608 $4,796.40 2.250
380664 SAN JOSE CA 95130 SFD 5.500 5.108 $2,534.62 2.250
380712 SAN JOSE CA 95129 SFD 5.750 5.358 $1,858.10 2.250
381366 SAN DIEGO CA 92129 SFD 6.000 5.608 $1,816.64 2.250
381474 WELLINGTON FL 33414 SFD 5.000 4.608 $2,490.86 2.250
381625 CUPERTINO CA 95014 SFD 5.375 4.983 $2,959.45 2.250
381656 REDWOOD CITY CA 94061 SFD 5.875 5.483 $3,182.48 2.250
381881 SUNNYVALE CA 94087 SFD 5.625 5.233 $1,980.26 2.250
382129 REDWOOD CITY CA 94065 SFD 5.500 5.108 $2,697.00 2.250
382274 FREMONT CA 94539 SFD 5.375 4.983 $2,564.67 2.250
382379 ZIONSVILLE IN 46077 SFD 4.875 4.483 $2,301.00 2.250
382447 MILPITAS CA 95035 SFD 5.500 5.108 $2,498.28 2.250
382518 SAN DIEGO CA 92130 SFD 5.500 5.108 $2,725.39 2.250
382693 MILLBRAE CA 94030 SFD 5.500 5.108 $3,131.93 2.250
382733 SAN JOSE CA 95116 SFD 5.875 5.483 $2,517.59 2.250
383039 SANTA CLARA CA 95051 SFD 5.625 5.233 $1,949.18 2.250
383670 SAN JOSE CA 95130 SFD 5.625 5.233 $2,072.37 2.250
383680 SUNNYVALE CA 94086 SFD 5.625 5.233 $2,072.37 2.250
383890 NOKOMIS FL 34275 SFD 4.500 4.108 $1,801.27 2.250
384027 RANCHO CUCAMONGA CA 91737 SFD 5.375 4.983 $2,956.65 2.250
384394 HIGHLANDS RANCH CO 80130 SFD 5.500 5.108 $2,095.57 2.250
384872 SAN JOSE CA 95124 LCO 6.000 5.608 $2,044.47 2.250
384949 LOS GATOS CA 95032 SFD 5.500 5.108 $3,423.77 2.250
385356 SAN JOSE CA 95124 SFD 6.000 5.608 $3,477.40 2.250
385357 FREMONT CA 94539 PUD 5.750 5.358 $2,316.79 2.250
385640 DANVILLE CA 94506 SFD 5.750 5.358 $2,095.03 2.250
385652 SAN JOSE CA 95148 SFD 6.000 5.608 $1,978.52 2.250
385680 SAN JOSE CA 95120 SFD 5.625 5.233 $3,453.94 2.250
389591 PACIFIC PALISADES CA 90272 LCO 6.500 6.108 $2,076.35 2.250
395156 SEATTLE WA 98199 SFD 4.500 4.108 $2,168.62 2.250
396639 NEW YORK NY 10036 COP 5.625 5.233 $1,834.91 2.250
738739 LONG BEACH CA 90803 SFD 6.125 5.733 $1,828.31 2.250
739272 CHATHAM NJ 07928 SFD 4.250 3.858 $2,380.99 2.250
740978 COLGATE WI 53017 SFD 6.500 6.108 $1,951.52 2.250
741216 MAPLE GLEN PA 19002 SFD 5.875 5.483 $2,437.14 2.250
743471 LOS ALTOS CA 94204 SFD 5.875 5.483 $3,261.15 2.250
743994 WASHINGTON DC 20016 LCO 6.500 6.108 $4,108.45 2.250
746585 VOORHEES NJ 08043 SFD 5.375 4.983 $1,768.81 2.250
746588 MIAMI FL 33133 SFD 5.000 4.608 $2,941.79 2.250
747098 NAGS HEAD NC 27959 SFD 6.000 5.608 $4,871.35 2.250
748531 SAN RAMON CA 94583 SFD 6.500 6.108 $2,654.69 2.250
749365 CENTER VALLEY PA 18034 SFD 5.000 4.608 $2,291.16 2.250
749590 WELLESLEY MA 02481 SFD 5.750 5.358 $3,218.41 2.250
LOS ANGELES
751379 TARZANA AREA CA 91356 SFD 5.500 5.108 $2,271.16 2.250
751667 WASHINGTON DC 20007 SFD 6.250 5.858 $2,986.23 2.250
752727 STILWELL KS 66085 SFD 5.500 5.108 $2,058.24 2.250
752848 DUBLIN CA 94568 SFD 6.500 6.108 $2,338.65 2.250
753108 HAYMARKET VA 20169 SFD 5.375 4.983 $2,396.68 2.250
753339 CARLSBAD CA 92009 SFD 4.750 4.358 $2,403.34 2.250
753738 BROOKLINE MA 02446 LCO 6.625 6.233 $4,162.03 2.250
754395 FREEMONT CA 94538 LCO 6.500 6.108 $2,351.29 2.250
755381 OYSTER BAY COVE NY 11771 SFD 6.125 5.733 $2,895.27 2.250
755609 INVERNESS IL 60067 SFD 5.375 4.983 $3,471.83 2.250
757167 GOODYEAR AZ 85338 SFD 5.500 5.108 $1,978.58 2.250
757892 CARMEL IN 46033 SFD 5.250 4.858 $1,982.42 2.250
758172 ALAMO CA 94507 SFD 5.500 5.108 $3,406.74 2.250
759877 NEWTOWN CT 06470 SFD 6.125 5.733 $3,421.95 2.250
760333 CHARLOTTE NC 28277 SFD 5.000 4.608 $2,039.93 2.250
760387 CHICAGO IL 60647 SFD 5.750 5.358 $1,893.70 2.250
760500 NEW BERLIN WI 53531 SFD 5.875 5.483 $2,721.07 2.250
761241 MORGAN HILL CA 95037 SFD 6.500 6.108 $2,591.48 2.250
762151 COTO DE CAZA CA 92679 SFD 5.875 5.483 $3,099.81 2.250
762780 ASHBURN VA 20147 SFD 6.375 5.983 $2,044.74 2.250
763083 HINSDALE IL 60521 SFD 5.500 5.108 $5,677.89 2.250
763536 RIDGEFIELD CT 06877 SFD 5.625 5.233 $3,126.97 2.250
764210 CARY NC 27513 SFD 5.875 5.483 $1,963.91 2.250
764862 BELMONT CA 94002 SFD 5.875 5.483 $2,453.11 2.250
765362 NEWTON MA 02465 SFD 5.875 5.483 $2,957.69 2.250
766177 SANTEE CA 92071 SFD 6.000 5.608 $1,208.70 2.250
766969 NORTH HOLLYWOOD CA 91607 SFD 5.375 4.983 $1,855.19 2.250
768297 NEW HOPE PA 18938 SFD 5.000 4.608 $2,963.26 2.250
768363 DANVILLE CA 94506 SFD 5.375 4.983 $3,135.84 2.250
768616 PALO ALTO CA 94306 SFD 6.000 5.608 $3,693.24 2.250
768664 NEWARK CA 94560 SFD 5.750 5.358 $2,007.50 2.250
768666 GROTON MA 01450 SFD 5.750 5.358 $2,334.30 2.250
768860 ASHBURN VA 20148 SFD 5.500 5.108 $2,339.30 2.250
769503 GILROY CA 95020 SFD 5.750 5.358 $2,060.02 2.250
769698 CARMEL CA 93921 SFD 5.625 5.233 $3,453.94 2.250
769798 SAN DIEGO CA 92130 SFD 6.000 5.608 $3,039.73 2.250
769868 FAIRFAX CA 94930 SFD 5.875 5.483 $2,645.36 2.250
769891 BOSTON MA 02113 HCO 5.500 5.108 $2,969.54 2.250
769912 PASADENA CA 91103 SFD 6.000 5.608 $4,346.75 2.250
769917 NAPA CA 94559 SFD 5.625 5.233 $1,925.58 2.250
770048 WALNUT CREEK CA 94596 SFD 5.500 5.108 $3,957.49 2.250
770170 CUPERTINO CA 95014 SFD 5.250 4.858 $1,678.70 2.250
770308 SARATOGA CA 95070 SFD 5.375 4.983 $3,606.22 2.250
770393 SHERMAN OAKS CA 91403 SFD 5.500 5.108 $1,845.32 2.250
770455 UNION CITY CA 94587 SFD 5.500 5.108 $2,401.75 2.250
770664 REDWOOD CITY CA 94063 SFD 6.000 5.608 $2,188.36 2.250
771053 SILVER SPRING MD 20901 SFD 6.000 5.608 $1,884.57 2.250
771150 SOUTH RIDING VA 20152 SFD 5.875 5.483 $1,956.22 2.250
771318 ASHBURN VA 20147 PUD 5.625 5.233 $2,128.20 2.250
771334 CLAYTON CA 94517 SFD 5.750 5.358 $3,676.51 2.250
771349 CUPERTINO CA 95014 PUD 6.000 5.608 $2,206.35 2.250
771510 FOLSOM CA 95630 SFD 5.500 5.108 $2,838.95 2.250
771969 CARMEL CA 93921 SFD 5.750 5.358 $3,338.04 2.250
771978 PALO ALTO CA 94306 SFD 5.875 5.483 $3,064.17 2.250
772013 TRUCKEE CA 96161 SFD 5.750 5.358 $3,664.84 2.250
772042 UNION CITY CA 94587 SFD 5.875 5.483 $2,007.89 2.250
772177 CLAYTON CA 94517 SFD 5.875 5.483 $1,869.26 2.250
772248 LOS ALTOS HILLS CA 94024 SFD 5.750 5.358 $5,835.73 2.250
772310 SAN FRANCISCO CA 94115 LCO 5.875 5.483 $1,851.52 2.250
772391 SAN MARTIN CA 95046 SFD 5.875 5.483 $3,454.58 2.250
772409 NEWTOWN PA 18940 SFD 5.000 4.608 $2,872.00 2.250
772431 SAN FRANCISCO CA 94133 SFD 5.875 5.483 $2,377.99 2.250
772432 CUPERTINO CA 95014 SFD 5.500 5.108 $2,027.01 2.250
772446 GAITHERSBURG MD 20878 SFD 5.750 5.358 $2,287.61 2.250
773703 SAN JOSE CA 95131 PUD 5.875 5.483 $2,011.23 2.250
773825 SAN JOSE CA 95120 SFD 5.250 4.858 $2,103.90 2.250
773839 FREMONT CA 94539 SFD 5.375 4.983 $1,909.51 2.250
773854 BERKELEY CA 94707 SFD 5.750 5.358 $3,688.19 2.250
773900 SAN JOSE CA 95134 SFD 5.750 5.358 $2,420.08 2.250
773962 CASTRO VALLEY CA 94552 SFD 5.500 5.108 $2,396.07 2.250
774011 LAGUNA NIGUEL CA 92677 SFD 5.875 5.483 $2,070.39 2.250
774200 FREMONT CA 94539 SFD 5.750 5.358 $3,466.43 2.250
774271 ORINDA CA 94563 SFD 5.625 5.233 $2,789.92 2.250
774300 SUNNYVALE CA 94087 SFD 5.875 5.483 $3,135.16 2.250
774434 SANTA CLARA CA 95051 SFD 5.500 5.108 $1,875.98 2.250
774482 OAKLAND CA 94618 SFD 5.500 5.108 $3,974.53 2.250
774558 SAN JOSE CA 95136 LCO 5.875 5.483 $1,863.35 2.250
774696 SAN RAMON CA 94583 SFD 5.875 5.483 $2,070.39 2.250
774716 ELMHURST IL 60126 SFD 5.375 4.983 $1,898.30 2.250
774739 BURLINGAME CA 94010 SFD 5.875 5.483 $3,472.33 2.250
774983 SAN FRANCISCO CA 94123 SFD 5.875 5.483 $4,199.92 2.250
775187 FAIRFAX VA 22032 SFD 5.625 5.233 $2,935.85 2.250
775217 SAN JOSE CA 95129 SFD 5.625 5.233 $2,590.46 2.250
775324 PLANO TX 75093 SFD 5.500 5.108 $3,160.89 2.250
775443 CHICAGO IL 60622 SFD 5.375 4.983 $3,863.81 2.250
775449 SUNNYVALE CA 94087 SFD 5.625 5.233 $2,085.03 2.250
775473 NAPERVILLE IL 60564 SFD 5.500 5.108 $2,316.58 2.250
775590 BURLINGAME CA 94010 SFD 5.500 5.108 $4,668.37 2.250
776462 PACHECO CA 94553 SFD 5.750 5.358 $1,838.26 2.250
776551 FREMONT CA 94539 SFD 5.500 5.108 $2,441.50 2.250
776701 FREMONT CA 94539 SFD 5.500 5.108 $3,642.37 2.250
776780 LOS ALTOS CA 94024 SFD 5.750 5.358 $3,052.09 2.250
776800 FREMONT CA 94539 SFD 5.750 5.358 $3,022.91 2.250
776804 FREMONT CA 94538 SFD 5.875 5.483 $1,833.77 2.250
777827 SARASOTA FL 34242 SFD 5.250 4.858 $2,584.32 2.250
777969 FREMONT CA 94539 SFD 5.375 4.983 $2,449.88 2.250
777999 LAGUNA HILLS CA 92653 PUD 5.250 4.858 $3,147.57 2.250
778017 PALO ALTO CA 94301 SFD 5.750 5.358 $2,917.87 2.250
778026 SARATOGA CA 95070 SFD 5.375 4.983 $4,619.77 2.250
778417 DUBLIN CA 94568 SFD 5.750 5.358 $2,357.64 2.250
778469 SAN MARTIN CA 95046 SFD 5.500 5.108 $3,662.24 2.250
778500 FREMONT CA 94536 SFD 5.625 5.233 $2,158.72 2.250
778533 SAN JOSE CA 95117 SFD 5.500 5.108 $1,930.49 2.250
778604 SAN JOSE CA 95129 SFD 5.625 5.233 $2,527.14 2.250
778742 SAN JOSE CA 95132 SFD 5.750 5.358 $2,114.29 2.250
778754 SAN CARLOS CA 94070 SFD 5.750 5.358 $3,307.96 2.250
779275 SAN JOSE CA 95123 SFD 5.750 5.358 $2,166.23 2.250
779372 PLEASANTON CA 94566 SFD 5.750 5.358 $2,165.06 2.250
779391 SANTA CLARA CA 95054 SFD 5.500 5.108 $2,157.60 2.250
779527 PLEASANTON CA 94566 SFD 5.375 4.983 $2,962.25 2.250
779625 DUBLIN CA 94568 SFD 5.625 5.233 $2,032.07 2.250
779665 SAN JOSE CA 95125 SFD 5.750 5.358 $2,789.48 2.250
779684 SUNNYVALE CA 94087 SFD 5.625 5.233 $3,471.21 2.250
779790 SAN JOSE CA 95148 SFD 5.375 4.983 $1,794.15 2.250
779856 MENLO PARK CA 94025 SFD 5.750 5.358 $4,668.58 2.250
779913 SAN JOSE CA 95120 SFD 5.500 5.108 $1,975.91 2.250
780027 SEATTLE WA 98112 SFD 5.500 5.108 $2,134.89 2.250
780268 FREMONT CA 94539 SFD 5.750 5.358 $3,793.23 2.250
780272 NORTH HOLLYWOOD CA 91607 SFD 5.625 5.233 $1,994.65 2.250
780358 ORINDA CA 94563 SFD 5.500 5.108 $2,129.21 2.250
780492 ORINDA CA 94563 SFD 5.750 5.358 $2,000.49 2.250
780503 FREMONT CA 94539 SFD 5.500 5.108 $2,256.96 2.250
780574 SUNNYVALE CA 94086 SFD 5.500 5.108 $1,799.90 2.250
780819 SAN JOSE CA 95129 SFD 5.375 4.983 $2,228.69 2.250
780834 MENLO PARK CA 94025 MF2 5.625 5.233 $3,741.77 2.250
780876 FREMONT CA 94539 SFD 5.750 5.358 $2,153.39 2.250
780900 FREMONT CA 94536 PUD 5.750 5.358 $1,826.59 2.250
780912 IRVINE CA 92602 SFD 5.750 5.358 $2,754.47 2.250
780949 OAKLAND CA 94605 SFD 5.750 5.358 $2,526.88 2.250
781331 SUNNYVALE CA 94087 SFD 5.750 5.358 $2,159.22 2.250
781502 SAN CARLOS CA 94070 LCO 5.750 5.358 $1,925.80 2.250
781558 SUNNYVALE CA 94087 SFD 5.500 5.108 $3,236.40 2.250
781748 SUNNYVALE CA 94086 SFD 5.750 5.358 $2,007.49 2.250
781838 SAN JOSE CA 95148 SFD 5.875 5.483 $2,231.88 2.250
782415 BELMONT CA 94002 SFD 5.625 5.233 $2,060.85 2.250
782928 SUNNYVALE CA 94087 SFD 5.750 5.358 $2,917.87 2.250
782973 SARATOGA CA 95070 SFD 5.500 5.108 $1,987.27 2.250
783165 HUNTINGTON BEACH CA 92648 SFD 5.625 5.233 $5,756.57 2.250
783264 SAN JOSE CA 95148 SFD 5.375 4.983 $3,348.63 2.250
783543 SAN MATEO CA 94402 SFD 5.750 5.358 $2,742.80 2.250
783578 SAN RAMON CA 94583 SFD 5.750 5.358 $2,293.45 2.250
783864 WESTON CT 06883 SFD 5.000 4.608 $1,889.62 2.250
784156 LAGUNA BEACH CA 92651 SFD 5.750 5.358 $2,529.79 2.250
784696 UNION CITY CA 94587 SFD 5.625 5.233 $3,137.33 2.250
784721 LAFAYETTE CA 94549 SFD 5.750 5.358 $2,121.29 2.250
784825 SAN FRANCISCO CA 94105 HCO 5.500 5.108 $2,748.10 2.250
784916 SAN FRANCISCO CA 94110 LCO 5.375 4.983 $2,508.68 2.250
785151 LOS GATOS CA 95032 SFD 5.750 5.358 $2,392.65 2.250
785197 BELMONT CA 94002 SFD 5.500 5.108 $2,078.11 2.250
785216 MOORESVILLE NC 28117 SFD 5.000 4.608 $3,470.56 2.250
785306 SANTA CLARA CA 95051 SFD 5.000 4.608 $2,329.81 2.250
785520 LOS ALTOS CA 94022 SFD 5.375 4.983 $3,354.23 2.250
785581 MORRISON CO 80465 SFD 5.375 4.983 $2,035.50 2.250
785619 SAN FRANCISCO CA 94109 HCO 5.250 4.858 $2,981.90 2.250
785662 FREMONT CA 94555 SFD 5.625 5.233 $2,676.81 2.250
785712 CAMPBELL CA 95008 SFD 5.750 5.358 $3,174.64 2.250
785793 SANTA CLARA CA 95051 SFD 5.500 5.108 $1,918.56 2.250
786106 SAN FRANCISCO CA 94116 SFD 5.500 5.108 $3,299.99 2.250
786310 LAFAYETTE CA 94549 SFD 5.750 5.358 $3,775.72 2.250
786336 SAN JOSE CA 95136 SFD 5.375 4.983 $2,083.10 2.250
786488 ARLINGTON VA 22209 SFD 5.625 5.233 $2,826.48 2.250
786562 CUPERTINO CA 95014 SFD 5.375 4.983 $2,071.90 2.250
786660 FREMONT CA 94538 SFD 5.750 5.358 $2,040.17 2.250
786668 BOXBORO MA 01719 SFD 5.625 5.233 $2,072.37 2.250
786686 ALVISO CA 95002 SFD 5.750 5.358 $2,334.30 2.250
786695 SAN JOSE CA 95134 PUD 5.625 5.233 $2,210.53 2.250
786796 SAN RAMON CA 94583 SFD 5.750 5.358 $2,060.02 2.250
786873 SANTA CLARA CA 95054 SFD 5.375 4.983 $2,167.09 2.250
786973 SAN JOSE CA 95121 SFD 5.375 4.983 $3,393.43 2.250
787011 SAN JOSE CA 95135 SFD 5.375 4.983 $2,547.87 2.250
787265 MOUNTAIN VIEW CA 94043 SFD 5.750 5.358 $1,925.80 2.250
787444 SAN FRANCISCO CA 94116 SFD 5.750 5.358 $2,970.39 2.250
787587 SUNNYVALE CA 94087 SFD 5.375 4.983 $3,197.44 2.250
787799 MILL VALLEY CA 94941 SFD 5.750 5.358 $2,591.07 2.250
787993 SAN JOSE CA 95129 SFD 5.500 5.108 $2,072.43 2.250
788028 GILROY CA 95020 SFD 5.750 5.358 $1,803.25 2.250
788068 CHATHAM NJ 07928 SFD 5.625 5.233 $4,547.69 2.250
788100 SAN JOSE CA 95124 SFD 5.625 5.233 $1,986.02 2.250
788136 SAN JOSE CA 95131 SFD 5.500 5.108 $2,401.75 2.250
788380 FREMONT CA 94539 SFD 5.375 4.983 $3,639.82 2.250
788590 CUPERTINO CA 95014 SFD 5.750 5.358 $2,386.82 2.250
788645 PHOENIX AZ 85007 SFD 5.750 5.358 $2,188.40 2.250
788719 SAN JOSE CA 95123 SFD 5.750 5.358 $2,704.87 2.250
789218 FREMONT CA 94539 SFD 5.375 4.983 $2,500.28 2.250
789328 SARATOGA CA 95070 SFD 5.500 5.108 $3,293.18 2.250
789385 SAN JOSE CA 95131 SFD 5.625 5.233 $2,385.53 2.250
789410 SAN FRANCISCO CA 94107 LCO 5.500 5.108 $3,129.66 2.250
789439 SAN JOSE CA 95125 SFD 5.500 5.108 $2,015.66 2.250
789454 DANVILLE CA 94506 SFD 5.750 5.358 $2,334.30 2.250
789514 SAN DIEGO CA 92130 SFD 5.500 5.108 $2,129.21 2.250
789857 PALO ALTO CA 94303 SFD 5.375 4.983 $3,359.83 2.250
790016 DALLAS TX 75253 SFD 5.250 4.858 $2,010.03 2.250
790232 LIVERMORE CA 94550 SFD 5.750 5.358 $2,007.50 2.250
790294 FREMONT CA 94536 SFD 5.375 4.983 $2,973.45 2.250
790309 SIMI VALLEY CA 93065 SFD 5.750 5.358 $2,516.95 2.250
790348 MILPITAS CA 95035 SFD 5.750 5.358 $2,001.66 2.250
790694 AUSTIN TX 78731 SFD 5.625 5.233 $3,471.75 2.250
790845 LA CANADA CA 91011 SFD 5.875 5.483 $4,229.50 2.250
791031 FREMONT CA 94539 SFD 5.500 5.108 $3,355.64 2.250
791265 SANTA BARBARA CA 93109 SFD 5.625 5.233 $3,741.77 2.250
791345 NEWTON MA 02459 SFD 5.500 5.108 $2,861.66 2.250
791446 CARLSBAD CA 92009 SFD 5.625 5.233 $1,928.45 2.250
791470 SUNNYVALE CA 94087 SFD 5.500 5.108 $3,026.32 2.250
791581 SAN JOSE CA 95129 SFD 5.500 5.108 $3,100.13 2.250
791623 FREMONT CA 94539 SFD 5.375 4.983 $2,855.86 2.250
809946 COLLEGEVILLE PA 19426 SFD 6.125 5.733 $2,065.88 2.250
821510 MESA AZ 85213 SFD 5.500 5.108 $2,542.71 2.250
855599 RANDOLPH NJ 07869 SFD 5.500 5.108 $1,958.88 2.250
860406 FAIRFIELD CT 06432 SFD 4.875 4.483 $1,809.90 2.250
864621 CARNELIAN BAY CA 96140 SFD 6.000 5.608 $1,804.65 2.250
864800 LAGRANGEVILLE NY 12540 SFD 5.000 4.608 $1,717.83 2.250
865606 DARIEN CT 06820 SFD 5.000 4.608 $4,831.40 2.250
866711 CHAMBERSBURG PA 17201 SFD 4.500 4.108 $2,209.15 2.250
870726 LEBANON NJ 08833 SFD 6.000 5.608 $2,349.76 2.250
875442 BOSTON MA 02114 LCO 5.875 5.483 $2,650.09 2.250
876702 THE WOODLANDS TX 77381 SFD 5.000 4.608 $1,784.88 2.250
881432 SAINT CHARLES IL 60174 SFD 5.250 4.858 $3,525.27 2.250
884682 GREENWICH CT 06830 SFD 4.875 4.483 $5,292.09 2.250
891756 WILDWOOD MO 63005 SFD 5.625 5.233 $2,337.17 2.250
900888 SIMI VALLEY CA 93065 SFD 5.375 4.983 $2,251.09 2.250
902280 PALO ALTO CA 94301 SFD 6.000 5.608 $4,721.47 2.250
908674 SEATTLE WA 98109 SFD 5.000 4.608 $1,996.98 2.250
909128 SAN DIEGO CA 92127 SFD 5.500 5.108 $2,523.83 2.250
909448 LARCHMONT NY 10538 SFD 5.625 5.233 $4,766.44 2.250
914654 FOSTER CITY CA 94404 SFD 6.000 5.608 $2,853.87 2.250
915091 DUBLIN CA 94568 SFD 5.875 5.483 $2,188.69 2.250
916875 WINNETKA IL 60093 SFD 5.875 5.483 $3,105.58 2.250
917756 SAN MATEO CA 94401 SFD 5.500 5.108 $2,982.13 2.250
918043 OAKLAND CA 94611 SFD 5.750 5.358 $2,170.90 2.250
923131 LARCHMONT NY 10538 SFD 4.875 4.483 $2,571.96 2.250
923717 ROLLING HILLS CA 90274 SFD 6.000 5.608 $3,591.31 2.250
932200 WEST REDDING CT 06896 SFD 5.125 4.733 $4,791.49 2.250
958189 CHAPEL HILL NC 27517 SFD 5.250 4.858 $2,032.11 2.250
961487 SAN JOSE CA 95120 SFD 5.500 5.108 $3,270.47 2.250
964807 SHERMAN OAKS CA 91423 SFD 5.500 5.108 $3,411.28 2.250
970634 DUBLIN CA 94568 SFD 5.875 5.483 $2,475.59 2.250
970780 SAN FRANCISCO CA 94107 LCO 6.000 5.608 $2,182.37 2.250
973310 ISSAQUAH WA 98029 SFD 5.125 4.733 $2,177.95 2.250
976165 STAMFORD CT 06902 LCO 5.375 4.983 $2,343.48 2.250
976368 NEW CANAAN CT 06840 SFD 5.625 5.233 $2,619.24 2.250
976614 CARY NC 27511 SFD 5.500 5.108 $1,762.99 2.250
979100 SADDLE RIVER NJ 07458 SFD 5.500 5.108 $3,463.52 2.250
982320 LIVERMORE CA 94550 SFD 4.375 3.983 $2,879.60 2.250
982970 CONCORD MA 01742 SFD 6.125 5.733 $3,038.05 2.250
984528 LA GRANGE IL 60525 SFD 6.000 5.608 $2,188.36 2.250
985362 ATLANTA GA 30305 SFD 5.000 4.608 $7,515.51 2.250
986192 PORTLAND OR 97219 SFD 5.500 5.108 $3,403.22 2.250
987175 OLD LYME CT 06371 SFD 5.000 4.608 $2,711.43 2.250
988560 CONCORD MA 01773 SFD 6.250 5.858 $2,647.59 2.250
988566 DOBBS FERRY NY 10522 LCO 5.250 4.858 $3,589.33 2.250
988597 DOWNINGTOWN PA 19372 SFD 5.375 4.983 $2,665.47 2.250
988631 POWDER SPRINGS GA 30127 SFD 4.875 4.483 $1,744.28 2.250
990930 FAIRFIELD CA 94585 SFD 5.750 5.358 $3,618.16 2.250
992060 SAN FRANCISCO CA 94112 LCO 5.875 5.483 $2,324.75 2.250
993681 ARLINGTON VA 22201 SFD 6.125 5.733 $2,994.91 2.250
994362 RADNOR PA 19087 SFD 5.000 4.608 $3,757.76 2.250
994575 LANDENBERG PA 19350 SFD 4.875 4.483 $1,799.31 2.250
994965 MILPITAS CA 95035 SFD 5.875 5.483 $2,840.57 2.250
995937 RARITAN NJ 08822 SFD 5.250 4.858 $1,932.72 2.250
996011 PHOENIX AZ 85001 SFD 5.375 4.983 $2,202.93 2.250
996072 GLENVIEW IL 60025 SFD 5.875 5.483 $2,654.83 2.250
997860 RIDGEFIELD CT 06877 SFD 5.500 5.108 $5,677.89 2.250
998060 REDONDO BEACH CA 90277 LCO 6.250 5.858 $2,493.35 2.250
998374 MOUNTAIN VIEW CA 94043 PUD 5.625 5.233 $2,167.35 2.250
998402 THOUSAND OAKS CA 91362 SFD 5.625 5.233 $5,509.04 2.250
998477 MILPITAS CA 95035 SFD 5.500 5.108 $2,107.92 2.250
999023 DAVIS CA 95616 SFD 5.750 5.358 $2,363.48 2.250
999057 ORINDA CA 94563 SFD 5.375 4.983 $3,639.82 2.250
999236 DANVILLE CA 94506 SFD 5.500 5.108 $1,987.27 2.250
999602 UNIVERSITY PARK TX 75225 SFD 5.375 4.983 $2,591.55 2.250
999686 SARATOGA CA 95070 SFD 5.375 4.983 $2,503.08 2.250
1504083 SAN JOSE CA 95121 SFD 5.500 5.108 $2,980.90 2.250
1713197 SAN DIEGO CA 92127 PUD 5.750 5.358 $2,270.10 2.250
1821990 SAN JOSE CA 95120 SFD 5.375 4.983 $2,749.46 2.250
1871946 SAN JOSE CA 95125 SFD 5.625 5.233 $2,619.24 2.250
1934918 MENLO PARK CA 94025 SFD 5.625 5.233 $3,678.45 2.250
2044573 CUPERTINO CA 95014 SFD 5.250 4.858 $3,092.35 2.250
2237352 PLEASANTON CA 94566 SFD 5.625 5.233 $3,068.25 2.250
2251379 MERCER ISLAND WA 98040 SFD 5.500 5.108 $2,259.81 2.250
2285864 OAKLAND CA 94601 SFD 5.125 4.733 $1,873.04 2.250
2294148 ANDOVER MA 01810 SFD 5.375 4.983 $2,239.89 2.250
2402584 PLEASANTON CA 94566 SFD 5.750 5.358 $2,229.25 2.250
2441681 LEAWOOD KS 66206 SFD 5.500 5.108 $1,833.96 2.250
2451524 LEXINGTON MA 02421 SFD 5.625 5.233 $5,504.72 2.250
2498210 ATLANTA GA 30305 SFD 5.375 4.983 $1,825.37 2.250
2524049 SAN JOSE CA 95120 SFD 5.625 5.233 $3,453.94 2.250
2556801 SUNNYVALE CA 94085 LCO 5.625 5.233 $1,842.11 2.250
2564979 SANTA CLARA CA 95051 SFD 5.375 4.983 $2,235.41 2.250
2927802 SAN RAMON CA 94583 SFD 5.750 5.358 $2,509.37 2.250
3611597 SAN JOSE CA 95120 SFD 5.250 4.858 $2,335.83 2.250
3638301 PLEASANTON CA 94588 SFD 5.375 4.983 $2,015.90 2.250
3652617 CUPERTINO CA 95014 SFD 5.500 5.108 $2,469.89 2.250
3701448 LOS GATOS CA 95030 SFD 5.875 5.483 $2,999.10 2.250
3758919 ALAMO CA 94507 LCO 5.625 5.233 $2,158.72 2.250
3946654 MILPITAS CA 95035 SFD 5.375 4.983 $1,903.91 2.250
3966793 SARATOGA CA 95070 SFD 5.375 4.983 $2,407.88 2.250
4064572 FREMONT CA 94536 SFD 5.375 4.983 $2,710.27 2.250
4302981 SANTA CLARA CA 95051 SFD 5.500 5.108 $2,725.39 2.250
4333812 NEWARK CA 94560 SFD 5.500 5.108 $1,947.52 2.250
4398681 PHOENIX AZ 85020 SFD 5.625 5.233 $2,108.63 2.250
4650073 SAN JOSE CA 95129 SFD 5.500 5.108 $2,492.60 2.250
4693461 CUPERTINO CA 95014 SFD 5.750 5.358 $2,322.62 2.250
4884177 FREMONT CA 94539 SFD 5.625 5.233 $2,440.79 2.250
4910873 SARATOGA CA 95070 SFD 5.125 4.733 $2,346.74 2.250
5348164 SAN JOSE CA 95120 SFD 5.875 5.483 $2,336.58 2.250
5351748 SAN CARLOS CA 94070 SFD 5.125 4.733 $2,613.54 2.250
6249555 CASTLE ROCK CO 80104 SFD 5.625 5.233 $2,734.37 2.250
8004269 RANCHO SANTA FE CA 92067 SFD 5.500 5.108 $4,826.21 2.250
8021768 SAN JOSE CA 95129 SFD 5.250 4.858 $1,921.67 2.250
8034639 FREMONT CA 94555 SFD 5.750 5.358 $2,334.30 2.250
8090904 SAN DIEGO CA 92130 SFD 4.875 4.483 $2,950.34 2.250
8095069 SANTA CLARA CA 95051 PUD 5.500 5.108 $2,066.76 2.250
8141277 SAN JOSE CA 95121 SFD 5.375 4.983 $2,631.87 2.250
8165078 SARATOGA CA 95070 SFD 5.750 5.358 $3,717.36 2.250
8242125 SAN JOSE CA 95128 SFD 5.625 5.233 $2,486.84 2.250
8281578 LOS ALTOS CA 94024 SFD 5.500 5.108 $2,387.56 2.250
8287583 WEST SIMSBURY CT 06092 SFD 4.625 4.233 $3,084.84 2.250
8291569 SAN JOSE CA 95123 SFD 5.250 4.858 $1,921.67 2.250
8295230 SAN JOSE CA 95148 SFD 5.375 4.983 $2,200.69 2.250
8295677 SAN JOSE CA 95120 SFD 5.250 4.858 $3,304.94 2.250
8305260 UNION CITY CA 94587 SFD 5.500 5.108 $2,958.19 2.250
8310047 LOS ALTOS CA 94022 SFD 5.500 5.108 $3,234.70 2.250
8323016 SAN JOSE CA 95129 SFD 5.625 5.233 $2,837.99 2.250
8323636 MILLBRAE CA 94030 SFD 5.750 5.358 $2,404.33 2.250
8329435 CAMPBELL CA 95008 SFD 5.625 5.233 $2,182.89 2.250
8361925 SAN JOSE CA 95129 SFD 5.500 5.108 $1,998.62 2.250
8412350 MOUNTAIN VIEW CA 94043 SFD 5.500 5.108 $3,393.11 2.250
8418170 BRENTWOOD CA 94513 SFD 5.625 5.233 $1,954.15 2.250
8434680 LAFAYETTE CO 80026 SFD 5.750 5.358 $2,623.75 2.250
8469116 FREMONT CA 94539 SFD 5.125 4.733 $3,539.17 2.250
8481079 SOUTHLAKE TX 76092 SFD 5.250 4.858 $3,114.43 2.250
8509218 SUNNYVALE CA 94086 SFD 5.500 5.108 $2,736.75 2.250
9942583 DEL MAR CA 92014 SFD 5.625 5.233 $2,256.58 2.250
9947683 GERMANTOWN MD 20874 SFD 5.500 5.108 $1,939.60 2.250
9958144 CORTLANDT MANOR NY 10567 SFD 5.000 4.608 $1,932.56 2.250
9958260 BERNARDS TOWNSHIP NJ 07920 SFD 5.500 5.108 $2,168.96 2.250
9963767 NEW YORK NY 10028 COP 5.875 5.483 $1,885.53 2.250
9978068 FLOWER MOUND TX 75028 SFD 5.125 4.733 $2,177.95 2.250
9978369 SUMMIT NJ 07901 SFD 5.875 5.483 $5,915.38 2.250
9980510 STRATHAM NH 03885 SFD 5.875 5.483 $3,329.18 2.250
9992871 MORRIS PLAINS NJ 07950 SFD 5.500 5.108 $2,180.31 2.250
122335342 NEEDHAM MA 02492 SFD 5.625 5.233 $2,826.48 2.250
122335417 LEXINGTON MA 02420 LCO 5.625 5.233 $1,957.24 2.250
122339641 SAN JOSE CA 95129 SFD 5.000 4.608 $2,023.82 2.250
122342512 ACTON MA 01720 SFD 5.750 5.358 $2,229.25 2.250
122360274 LEXINGTON MA 02421 SFD 5.250 4.858 $3,512.02 2.250
122373079 BENICIA CA 94510 SFD 5.625 5.233 $2,003.29 2.250
122381643 WEST BARNSTABLE MA 02668 SFD 5.625 5.233 $1,899.66 2.250
122384696 WELLESLEY MA 02482 SFD 5.250 4.858 $2,484.92 2.250
122388697 FORT WAYNE IN 46814 SFD 4.625 4.233 $1,933.17 2.250
122404726 CULVER CITY CA 90230 SFD 5.750 5.358 $1,914.12 2.250
122422868 SAN JOSE CA 95118 SFD 5.375 4.983 $1,808.71 2.250
122447451 LOS ANGELES CA 90025 SFD 5.750 5.358 $2,892.19 2.250
COUNT: 968
WAC: 5.613119808
WAM: 359.2050
WALTV: 65.23885162
TABLE (CONTINUED)
(i) (viii) (ix) (x) (xi) (xii) (xiii) (xiv) (xv) (xvi) (xvii) (xviii)
-------- -------- --------- ----------- ----- ---------- ------ ----------- --------- ----- ------- -------
CUT-OFF
MORTGAGE ORIGINAL SCHEDULED DATE NEXT MORTGAGE MASTER
LOAN TERM TO MATURITY PRINCIPAL ADJUSTMENT LIFE CONVERTIBLE INSURANCE SERVICE SERVICE
NUMBER MATURITY DATE BALANCE LTV DATE CAP LOANS CODE INDEX FEE FEE
-------- -------- --------- ----------- ----- ---------- ------ ----------- --------- ----- ------- -------
102057 360 1-Sep-32 $404,000.00 59.15 1-Sep-07 9.625 N
104294 360 1-Aug-32 $468,231.50 79.66 1-Aug-07 10.250 N
257864 360 1-Aug-32 $355,609.20 80.00 1-Aug-07 10.000 N
257933 360 1-Sep-32 $328,000.00 80.00 1-Sep-07 9.500 N
258735 360 1-Aug-32 $379,574.18 65.52 1-Aug-07 10.375 N
259378 360 1-Aug-32 $439,518.39 74.58 1-Aug-07 10.500 N
261342 360 1-Aug-32 $414,576.88 65.10 1-Aug-07 10.875 N
261355 360 1-Aug-32 $369,204.87 80.00 1-Aug-07 10.625 N
262547 360 1-Aug-32 $449,530.17 54.09 1-Aug-07 10.750 N
262809 360 1-Sep-32 $316,350.00 95.00 1-Sep-07 10.125 N 33
263094 360 1-Aug-32 $613,017.79 80.00 1-Aug-07 11.250 N
263481 360 1-Sep-32 $1,500,000.00 68.97 1-Sep-07 10.375 N
263537 360 1-Aug-32 $323,692.57 77.70 1-Aug-07 11.250 N
263899 360 1-Aug-32 $829,112.68 37.73 1-Aug-07 10.625 N
264057 360 1-Jul-32 $753,992.04 67.52 1-Jul-07 11.000 N
264228 360 1-Aug-32 $999,004.49 35.71 1-Aug-07 11.000 N
264988 360 1-Sep-32 $422,800.00 80.00 1-Sep-07 10.125 N
265049 360 1-Aug-32 $449,471.68 69.23 1-Aug-07 10.125 N
265141 360 1-Aug-32 $310,843.04 80.00 1-Aug-07 10.250 N
265479 360 1-Sep-32 $1,277,500.00 70.00 1-Sep-07 10.125 N
265852 360 1-Aug-32 $711,202.17 80.00 1-Aug-07 10.375 N
265904 360 1-Sep-32 $416,000.00 80.00 1-Sep-07 10.125 N
265963 360 1-Aug-32 $729,273.28 69.06 1-Aug-07 11.000 N
267046 360 1-Sep-32 $599,000.00 53.01 1-Sep-07 10.625 N
267499 360 1-Sep-32 $348,000.00 80.00 1-Sep-07 10.125 N
267737 360 1-Sep-32 $334,583.00 80.00 1-Sep-07 10.625 N
267817 360 1-Aug-32 $346,601.98 46.58 1-Aug-07 10.250 N
268770 360 1-Sep-32 $345,650.00 82.49 1-Sep-07 11.125 N 33
269269 360 1-Sep-32 $700,000.00 59.32 1-Sep-07 9.500 N
269393 360 1-Aug-32 $649,200.77 76.02 1-Aug-07 9.875 N
269987 360 1-Aug-32 $973,982.04 48.75 1-Aug-07 10.750 N
270110 360 1-Aug-32 $483,506.54 80.00 1-Aug-07 10.875 N
271026 360 1-Aug-32 $459,484.55 29.58 1-Aug-07 10.375 N
271565 360 1-Sep-32 $404,000.00 79.22 1-Sep-07 11.000 N
271989 360 1-Aug-32 $399,629.52 49.63 1-Aug-07 11.375 N
273143 360 1-Aug-32 $607,269.45 80.00 1-Aug-07 10.000 N
273150 360 1-Aug-32 $913,375.37 80.00 1-Aug-07 10.375 N
273551 360 1-Sep-32 $396,000.00 80.00 1-Sep-07 10.000 N
273723 360 1-Aug-32 $524,477.35 55.85 1-Aug-07 11.000 N
274219 360 1-Sep-32 $567,000.00 90.00 1-Sep-07 10.875 N 24
274450 360 1-Jul-32 $628,772.23 60.00 1-Jul-07 11.125 N
274745 360 1-Sep-32 $388,000.00 80.00 1-Sep-07 10.000 N
275178 360 1-Sep-32 $309,600.00 80.00 1-Sep-07 10.125 N
275619 360 1-Sep-32 $450,000.00 69.23 1-Sep-07 9.750 N
276091 360 1-Aug-32 $326,860.71 80.00 1-Aug-07 9.625 N
276663 360 1-Aug-32 $382,760.45 80.00 1-Aug-07 10.250 N
277217 360 1-Jul-32 $335,360.72 80.00 1-Jul-07 11.250 N
277305 360 1-Aug-32 $499,490.23 35.09 1-Aug-07 10.875 N
278197 360 1-Sep-32 $550,000.00 36.67 1-Sep-07 9.375 N
278562 360 1-Aug-32 $395,566.55 64.39 1-Aug-07 10.500 N
279644 360 1-Sep-32 $460,000.00 80.00 1-Sep-07 10.375 N
280418 360 1-Aug-32 $966,940.47 80.00 1-Aug-07 10.500 N
280745 360 1-Sep-32 $520,000.00 80.00 1-Sep-07 10.250 N
280977 360 1-Aug-32 $318,590.90 80.00 1-Aug-07 10.500 N
280993 360 1-Sep-32 $350,000.00 55.56 1-Sep-07 10.500 N
282104 360 1-Aug-32 $458,497.59 76.50 1-Aug-07 10.500 N
282118 360 1-Aug-32 $453,069.70 53.35 1-Aug-07 11.250 N
282495 360 1-Aug-32 $521,454.99 90.00 1-Aug-07 10.750 N 24
282535 360 1-Aug-32 $579,408.66 58.00 1-Aug-07 10.875 N
282577 360 1-Aug-32 $944,036.52 77.27 1-Aug-07 10.875 N
282958 360 1-Aug-32 $535,741.18 59.25 1-Aug-07 11.250 N
283050 360 1-Aug-32 $483,529.58 69.14 1-Aug-07 11.125 N
283108 360 1-Aug-32 $477,398.60 63.31 1-Aug-07 9.750 N
283594 360 1-Aug-32 $415,544.66 80.00 1-Aug-07 10.500 N
283678 360 1-Aug-32 $624,777.62 70.00 1-Aug-07 11.000 N
283857 360 1-Aug-32 $604,925.48 66.17 1-Aug-07 11.250 N
283909 360 1-Sep-32 $305,000.00 33.89 1-Sep-07 10.375 N
284316 360 1-Sep-32 $500,000.00 75.53 1-Sep-07 9.500 N
285356 360 1-Aug-32 $402,090.00 70.00 1-Aug-07 10.625 N
286196 360 1-Aug-32 $492,485.27 54.78 1-Aug-07 10.750 N
287081 360 1-Aug-32 $480,980.07 79.88 1-Aug-07 9.625 N
287475 360 1-Aug-32 $385,606.45 47.25 1-Aug-07 10.875 N
287572 360 1-Aug-32 $301,220.54 80.00 1-Aug-07 9.750 N
287818 360 1-Sep-32 $319,920.00 80.00 1-Sep-07 10.500 N
287878 360 1-Sep-32 $428,000.00 80.00 1-Sep-07 11.000 N
288494 360 1-Sep-32 $532,000.00 80.00 1-Sep-07 10.375 N
288540 360 1-Aug-32 $479,533.46 43.64 1-Aug-07 11.125 N
288678 360 1-Aug-32 $327,696.20 63.69 1-Aug-07 11.375 N
288706 360 1-Aug-32 $425,605.44 74.74 1-Aug-07 11.375 N
289121 360 1-Sep-32 $495,000.00 75.00 1-Sep-07 10.375 N
289282 360 1-Sep-32 $483,500.00 35.16 1-Sep-07 10.625 N
289758 360 1-Aug-32 $573,356.80 68.33 1-Aug-07 10.375 N
289862 360 1-Aug-32 $444,512.91 68.46 1-Aug-07 10.500 N
289864 360 1-Sep-32 $363,000.00 51.86 1-Sep-07 11.125 N
290214 360 1-Sep-32 $506,400.00 80.00 1-Sep-07 9.625 N
290281 360 1-Jul-32 $309,366.33 66.67 1-Jul-07 10.875 N
290567 360 1-Sep-32 $547,000.00 52.10 1-Sep-07 11.000 N
290633 360 1-Aug-32 $489,463.66 65.33 1-Aug-07 10.500 N
290658 360 1-Aug-32 $321,110.00 53.67 1-Aug-07 11.000 N
290731 360 1-Aug-32 $456,545.05 66.23 1-Aug-07 11.000 N
291287 360 1-Aug-32 $569,459.16 69.94 1-Aug-07 11.250 N
291515 360 1-Aug-32 $749,235.33 57.69 1-Aug-07 10.875 N
291533 360 1-Aug-32 $799,144.74 69.57 1-Aug-07 10.625 N
291581 360 1-Aug-32 $519,430.82 62.28 1-Aug-07 10.500 N
291828 360 1-Aug-32 $414,545.75 41.71 1-Aug-07 10.500 N
291890 360 1-Jul-32 $400,449.10 75.00 1-Jul-07 11.000 N
291980 360 1-Aug-32 $329,612.56 62.26 1-Aug-07 10.125 N
292054 360 1-Sep-32 $573,388.00 52.13 1-Sep-07 9.750 N
292068 360 1-Sep-32 $371,000.00 65.09 1-Sep-07 10.500 N
292091 360 1-Aug-32 $552,449.48 61.44 1-Aug-07 11.000 N
292840 360 1-Aug-32 $441,060.48 43.37 1-Aug-07 11.000 N
292875 360 1-Aug-32 $401,080.80 78.73 1-Aug-07 10.750 N
293004 360 1-Aug-32 $395,916.67 28.57 1-Aug-07 10.750 N
293071 360 1-Aug-32 $779,241.89 57.78 1-Aug-07 11.125 N
293374 360 1-Aug-32 $524,451.87 57.07 1-Aug-07 10.750 N
293386 360 1-Aug-32 $522,440.87 65.38 1-Aug-07 10.625 N
293442 360 1-Aug-32 $364,645.24 28.08 1-Aug-07 11.125 N
293476 360 1-Aug-32 $384,598.03 70.00 1-Aug-07 10.750 N
293536 360 1-Aug-32 $499,502.25 80.00 1-Aug-07 11.000 N
293588 360 1-Sep-32 $465,568.00 55.42 1-Sep-07 11.000 N
293774 360 1-Aug-32 $388,593.86 44.46 1-Aug-07 10.750 N
294129 360 1-Aug-32 $399,582.37 78.82 1-Aug-07 10.750 N
294337 360 1-Aug-32 $339,669.54 80.00 1-Aug-07 11.125 N
294391 360 1-Aug-32 $440,029.07 63.38 1-Aug-07 10.625 N
294422 360 1-Aug-32 $480,460.21 74.73 1-Aug-07 11.125 N
294627 360 1-Aug-32 $583,432.38 80.00 1-Aug-07 11.125 N
294913 360 1-Aug-32 $372,591.72 59.68 1-Aug-07 10.500 N
295123 360 1-Aug-32 $523,452.90 68.50 1-Aug-07 10.750 N
295240 360 1-Aug-32 $524,451.87 46.05 1-Aug-07 10.750 N
295371 360 1-Jul-32 $748,430.15 68.18 1-Jul-07 10.750 N
295721 360 1-Sep-32 $376,200.00 53.36 1-Sep-07 10.375 N
296026 360 1-Jul-32 $501,872.04 80.00 1-Jul-07 10.875 N
296067 360 1-Aug-32 $409,561.68 56.94 1-Aug-07 10.625 N
296318 360 1-Aug-32 $489,773.50 23.91 1-Aug-07 11.125 N
296463 360 1-Sep-32 $328,500.00 90.00 1-Sep-07 9.750 N 06
296575 360 1-Aug-32 $431,548.96 78.55 1-Aug-07 10.750 N
296942 360 1-Aug-32 $632,884.27 68.49 1-Aug-07 11.125 N
297008 360 1-Aug-32 $392,618.03 74.15 1-Aug-07 11.125 N
297049 360 1-Aug-32 $573,400.71 59.18 1-Aug-07 10.750 N
297053 360 1-Aug-32 $455,535.08 60.00 1-Aug-07 10.875 N
297202 360 1-Sep-32 $326,400.00 80.00 1-Sep-07 11.000 N
297312 360 1-Aug-32 $531,482.93 55.42 1-Aug-07 11.125 N
297323 360 1-Sep-32 $494,500.00 52.05 1-Sep-07 10.500 N
297464 360 1-Aug-32 $649,352.92 22.61 1-Aug-07 11.000 N
297511 360 1-Aug-32 $499,477.96 66.84 1-Aug-07 10.750 N
297527 360 1-Aug-32 $794,150.09 64.90 1-Aug-07 10.625 N
297854 360 1-Aug-32 $480,521.16 69.71 1-Aug-07 11.000 N
298172 360 1-Aug-32 $449,552.02 69.02 1-Aug-07 11.000 N
298185 360 1-Aug-32 $599,343.27 54.05 1-Aug-07 10.500 N
298196 360 1-Aug-32 $442,087.95 57.47 1-Aug-07 10.750 N
298311 360 1-Aug-32 $334,142.39 65.85 1-Aug-07 10.625 N
298536 360 1-Aug-32 $534,467.40 69.48 1-Aug-07 11.000 N
298780 360 1-Aug-32 $350,642.14 68.82 1-Aug-07 10.875 N
298855 360 1-Aug-32 $569,404.88 66.28 1-Aug-07 10.750 N
298953 360 1-Aug-32 $836,105.19 70.99 1-Aug-07 10.625 N
299361 360 1-Aug-32 $744,240.44 38.50 1-Aug-07 10.875 N
299541 360 1-Sep-32 $387,000.00 90.00 1-Sep-07 11.125 N 12
299544 360 1-Aug-32 $390,591.77 85.00 1-Aug-07 10.750 N 24
299569 360 1-Aug-32 $435,511.44 68.13 1-Aug-07 10.375 N
299753 360 1-Aug-32 $409,040.57 58.57 1-Aug-07 10.375 N
299790 360 1-Sep-32 $367,000.00 63.83 1-Sep-07 10.500 N
300044 360 1-Aug-32 $413,587.86 57.34 1-Aug-07 11.000 N
300647 360 1-Aug-32 $351,666.00 80.00 1-Aug-07 11.250 N
301356 360 1-Aug-32 $436,532.82 69.92 1-Aug-07 10.625 N
301443 360 1-Aug-32 $367,633.65 80.00 1-Aug-07 11.000 N
301551 360 1-Aug-32 $364,540.77 65.18 1-Aug-07 9.750 N
301783 360 1-Aug-32 $327,623.77 69.05 1-Aug-07 10.250 N
302258 360 1-Aug-32 $635,335.98 79.50 1-Aug-07 10.750 N
302558 360 1-Aug-32 $552,422.63 69.13 1-Aug-07 10.750 N
302712 360 1-Aug-32 $328,076.07 52.97 1-Aug-07 11.000 N
302787 360 1-Aug-32 $746,373.86 57.47 1-Aug-07 11.125 N
302840 360 1-Aug-32 $359,615.13 74.38 1-Aug-07 10.625 N
302876 360 1-Aug-32 $723,743.57 54.68 1-Aug-07 10.750 N
303145 360 1-Aug-32 $519,457.09 80.00 1-Aug-07 10.750 N
303384 360 1-Aug-32 $495,444.21 20.41 1-Aug-07 10.375 N
303485 360 1-Aug-32 $368,586.52 69.62 1-Aug-07 10.375 N
303986 360 1-Aug-32 $349,634.57 50.00 1-Aug-07 10.750 N
304046 360 1-Aug-32 $439,540.60 59.06 1-Aug-07 10.750 N
304151 360 1-Aug-32 $380,587.35 24.13 1-Aug-07 10.625 N
304560 360 1-Aug-32 $551,423.67 80.00 1-Aug-07 10.750 N
304765 360 1-Aug-32 $514,422.92 58.52 1-Aug-07 10.375 N
304937 360 1-Aug-32 $398,573.44 63.84 1-Aug-07 10.625 N
305571 360 1-Sep-32 $450,000.00 25.64 1-Sep-07 11.000 N
305816 360 1-Aug-32 $445,534.34 54.72 1-Aug-07 10.750 N
305824 360 1-Aug-32 $339,653.35 64.15 1-Aug-07 10.875 N
305968 360 1-Aug-32 $393,348.55 75.00 1-Aug-07 10.875 N
306259 360 1-Sep-32 $532,833.88 54.04 1-Sep-07 10.500 N
306367 360 1-Aug-32 $499,502.24 33.90 1-Aug-07 11.000 N
306397 360 1-Aug-32 $584,417.62 54.42 1-Aug-07 11.000 N
306596 360 1-Aug-32 $396,604.78 64.03 1-Aug-07 11.000 N
307278 360 1-Sep-32 $357,000.00 60.51 1-Sep-07 10.500 N
307359 360 1-Aug-32 $606,093.25 57.91 1-Aug-07 10.750 N
307487 360 1-Aug-32 $641,345.44 64.20 1-Aug-07 10.875 N
307574 360 1-Aug-32 $394,606.78 79.00 1-Aug-07 11.000 N
307613 360 1-Aug-32 $649,337.29 50.00 1-Aug-07 10.875 N
307641 360 1-Aug-32 $499,465.47 80.00 1-Aug-07 10.625 N
307644 360 1-Aug-32 $592,395.41 42.36 1-Aug-07 10.875 N
307701 360 1-Aug-32 $350,597.40 65.24 1-Aug-07 10.250 N
307753 360 1-Aug-32 $443,514.01 69.38 1-Aug-07 10.500 N
307792 360 1-Aug-32 $499,477.96 65.79 1-Aug-07 10.750 N
307915 360 1-Aug-32 $550,937.71 79.93 1-Aug-07 10.875 N
307916 360 1-Aug-32 $472,506.16 67.57 1-Aug-07 10.750 N
308110 360 1-Aug-32 $643,295.11 80.00 1-Aug-07 10.500 N
308166 360 1-Aug-32 $475,514.70 62.63 1-Aug-07 10.875 N
308824 360 1-Aug-32 $527,461.68 74.89 1-Aug-07 10.875 N
309019 360 1-Aug-32 $644,337.39 67.89 1-Aug-07 10.875 N
309333 360 1-Aug-32 $355,619.41 80.00 1-Aug-07 10.625 N
309698 360 1-Aug-32 $459,460.42 41.82 1-Aug-07 10.375 N
309712 360 1-Aug-32 $503,448.34 80.00 1-Aug-07 10.500 N
309810 360 1-Aug-32 $317,675.78 89.58 1-Aug-07 10.875 N 01
309962 360 1-Aug-32 $364,790.77 80.00 1-Aug-07 10.375 N
310068 360 1-Aug-32 $341,625.66 54.72 1-Aug-07 10.500 N
310205 360 1-Aug-32 $377,605.34 60.00 1-Aug-07 10.750 N
310246 360 1-Aug-32 $309,676.34 67.39 1-Aug-07 10.750 N
310368 360 1-Aug-32 $729,219.58 63.48 1-Aug-07 10.625 N
310983 360 1-Sep-32 $581,662.00 34.22 1-Sep-07 10.500 N
311673 360 1-Aug-32 $463,538.08 80.00 1-Aug-07 11.000 N
311728 360 1-Sep-32 $525,700.00 63.88 1-Sep-07 10.125 N
311881 360 1-Aug-32 $362,992.79 43.78 1-Aug-07 10.375 N
311900 360 1-Aug-32 $368,604.45 68.52 1-Aug-07 10.625 N
312184 360 1-Aug-32 $308,661.78 69.44 1-Aug-07 10.500 N
312824 360 1-Aug-32 $648,322.40 64.90 1-Aug-07 10.750 N
312858 360 1-Aug-32 $635,270.48 69.13 1-Aug-07 10.250 N
312866 360 1-Aug-32 $876,493.47 65.00 1-Aug-07 10.250 N
312997 360 1-Sep-32 $574,900.00 54.75 1-Sep-07 10.625 N
313038 360 1-Aug-32 $329,584.81 56.51 1-Aug-07 9.750 N
313062 360 1-Sep-32 $400,000.00 74.07 1-Sep-07 10.625 N
313450 360 1-Aug-32 $567,378.28 80.00 1-Aug-07 10.500 N
313598 360 1-Aug-32 $311,689.40 51.57 1-Aug-07 11.000 N
313901 360 1-Aug-32 $998,879.45 45.45 1-Aug-07 10.375 N
314134 360 1-Sep-32 $375,200.00 80.00 1-Sep-07 10.750 N
314313 360 1-Sep-32 $490,000.00 50.26 1-Sep-07 10.375 N
314379 360 1-Aug-32 $615,309.74 70.00 1-Aug-07 10.375 N
314465 360 1-Aug-32 $568,419.88 66.94 1-Aug-07 10.875 N
314788 360 1-Aug-32 $369,604.45 48.05 1-Aug-07 10.625 N
315298 360 1-Aug-32 $583,390.26 32.00 1-Aug-07 10.750 N
315330 360 1-Aug-32 $359,615.14 59.02 1-Aug-07 10.625 N
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315628 360 1-Sep-32 $395,000.00 52.67 1-Sep-07 10.500 N
315779 360 1-Aug-32 $599,373.56 69.36 1-Aug-07 10.750 N
315807 360 1-Aug-32 $453,514.11 69.39 1-Aug-07 10.625 N
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316217 360 1-Sep-32 $410,000.00 73.21 1-Sep-07 10.000 N
316297 360 1-Aug-32 $353,647.59 51.30 1-Aug-07 11.000 N
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316594 360 1-Jul-32 $366,748.79 70.00 1-Jul-07 10.875 N
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317288 360 1-Aug-32 $559,401.32 65.88 1-Aug-07 10.625 N
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319322 360 1-Aug-32 $513,449.38 79.69 1-Aug-07 10.625 N
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320041 360 1-Sep-32 $484,000.00 80.00 1-Sep-07 10.750 N
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320459 360 1-Aug-32 $478,523.15 69.93 1-Aug-07 11.000 N
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323127 360 1-Aug-32 $640,361.88 63.53 1-Aug-07 11.000 N
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324994 360 1-Aug-32 $401,580.28 63.31 1-Aug-07 10.750 N
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326467 360 1-Aug-32 $308,669.66 49.84 1-Aug-07 10.625 N
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327278 360 1-Aug-32 $974,980.99 66.39 1-Aug-07 10.750 N
327454 360 1-Aug-32 $369,622.77 32.46 1-Aug-07 10.875 N
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330598 360 1-Sep-32 $300,800.00 64.00 1-Sep-07 10.375 N
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338807 360 1-Sep-32 $479,000.00 59.28 1-Sep-07 10.375 N
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338999 360 1-Sep-32 $496,000.00 68.89 1-Sep-07 10.375 N
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340255 360 1-Aug-32 $465,724.69 69.07 1-Aug-07 10.875 N
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340610 360 1-Aug-32 $476,490.05 79.50 1-Aug-07 10.625 N
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342168 360 1-Sep-32 $419,250.00 67.62 1-Sep-07 10.875 N
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344089 360 1-Aug-32 $349,643.15 36.84 1-Aug-07 10.875 N
344372 360 1-Aug-32 $539,449.45 80.00 1-Aug-07 10.875 N
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344665 360 1-Aug-32 $499,477.97 68.97 1-Aug-07 10.750 N
344708 360 1-Aug-32 $539,449.45 67.92 1-Aug-07 10.875 N
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344898 360 1-Aug-32 $543,458.45 80.00 1-Aug-07 11.000 N
345189 360 1-Sep-32 $460,000.00 80.00 1-Sep-07 10.000 N
345262 360 1-Aug-32 $361,630.92 73.88 1-Aug-07 10.875 N
345271 360 1-Sep-32 $505,000.00 68.24 1-Sep-07 10.500 N
345662 360 1-Aug-32 $834,107.33 74.55 1-Aug-07 10.625 N
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345767 360 1-Aug-32 $300,485.94 44.90 1-Aug-07 10.750 N
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346435 360 1-Aug-32 $782,519.43 50.74 1-Aug-07 10.875 N
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347602 360 1-Aug-32 $533,468.40 73.66 1-Aug-07 11.000 N
347672 360 1-Aug-32 $317,276.20 80.00 1-Aug-07 10.875 N
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348141 360 1-Aug-32 $591,851.47 53.86 1-Aug-07 10.500 N
348355 360 1-Aug-32 $393,427.88 27.71 1-Aug-07 10.625 N
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349374 360 1-Aug-32 $326,666.61 64.12 1-Aug-07 10.875 N
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349546 360 1-Aug-32 $479,510.61 50.00 1-Aug-07 10.875 N
349611 360 1-Aug-32 $525,410.59 61.16 1-Aug-07 10.375 N
350221 360 1-Aug-32 $434,423.97 68.27 1-Aug-07 10.500 N
350289 360 1-Aug-32 $457,498.69 68.36 1-Aug-07 10.500 N
350337 360 1-Sep-32 $412,000.00 68.67 1-Sep-07 10.500 N
351028 360 1-Aug-32 $649,288.54 69.89 1-Aug-07 10.500 N
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351256 360 1-Aug-32 $319,665.89 80.00 1-Aug-07 10.750 N
351522 360 1-Aug-32 $449,541.20 72.00 1-Aug-07 10.875 N
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352135 360 1-Aug-32 $649,288.54 63.41 1-Aug-07 10.500 N
352180 360 1-Aug-32 $708,277.14 67.52 1-Aug-07 10.875 N
352472 360 1-Sep-32 $347,200.00 80.00 1-Sep-07 10.500 N
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353198 360 1-Aug-32 $417,046.46 48.05 1-Aug-07 10.875 N
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353525 360 1-Sep-32 $540,000.00 80.00 1-Sep-07 10.375 N
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363307 360 1-Aug-32 $314,671.12 68.48 1-Aug-07 10.750 N
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365276 360 1-Sep-32 $480,000.00 80.00 1-Sep-07 11.000 N
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366383 360 1-Aug-32 $452,549.03 62.92 1-Aug-07 11.000 N
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367209 360 1-Aug-32 $349,643.15 55.56 1-Aug-07 10.875 N
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368087 360 1-Aug-32 $403,088.62 79.12 1-Aug-07 10.875 N
368104 360 1-Aug-32 $499,439.72 56.18 1-Aug-07 10.375 N
369156 360 1-Aug-32 $774,171.47 74.88 1-Aug-07 10.625 N
369375 360 1-Aug-32 $574,399.66 69.70 1-Aug-07 10.750 N
369643 360 1-Sep-32 $368,000.00 46.00 1-Sep-07 11.125 N
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370168 360 1-Aug-32 $499,490.23 37.04 1-Aug-07 10.875 N
370293 360 1-Aug-32 $431,538.16 80.00 1-Aug-07 10.625 N
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370704 360 1-Aug-32 $535,413.32 68.72 1-Aug-07 10.500 N
370773 360 1-Aug-32 $549,425.77 55.00 1-Aug-07 10.750 N
370927 360 1-Aug-32 $319,250.17 80.00 1-Aug-07 10.500 N
370942 360 1-Aug-32 $824,075.54 68.75 1-Aug-07 10.375 N
371015 360 1-Aug-32 $644,294.01 69.35 1-Aug-07 10.500 N
371409 360 1-Aug-32 $649,218.99 56.52 1-Aug-07 10.000 N
371648 360 1-Aug-32 $446,744.06 80.00 1-Aug-07 10.875 N
371713 360 1-Aug-32 $358,625.18 57.44 1-Aug-07 10.750 N
371798 360 1-Sep-32 $345,000.00 71.88 1-Sep-07 10.625 N
371854 360 1-Aug-32 $505,484.10 68.84 1-Aug-07 10.875 N
371986 360 1-Sep-32 $540,000.00 54.00 1-Sep-07 10.875 N
372054 360 1-Aug-32 $364,827.66 78.54 1-Aug-07 10.875 N
372135 360 1-Aug-32 $488,477.23 68.01 1-Aug-07 10.625 N
372240 360 1-Aug-32 $296,697.19 69.88 1-Aug-07 10.875 N
372344 360 1-Aug-32 $649,337.29 65.66 1-Aug-07 10.875 N
372549 360 1-Sep-32 $490,000.00 57.11 1-Sep-07 10.625 N
372688 360 1-Sep-32 $434,000.00 54.25 1-Sep-07 10.625 N
373070 360 1-Aug-32 $593,379.82 34.94 1-Aug-07 10.750 N
373269 360 1-Aug-32 $326,666.61 65.40 1-Aug-07 10.875 N
373403 360 1-Aug-32 $459,519.73 65.71 1-Aug-07 10.750 N
373426 360 1-Aug-32 $326,889.06 45.34 1-Aug-07 10.750 N
373441 360 1-Aug-32 $609,347.87 66.67 1-Aug-07 10.625 N
373561 360 1-Aug-32 $416,564.63 57.12 1-Aug-07 10.750 N
373789 360 1-Sep-32 $423,750.00 75.00 1-Sep-07 10.500 N
373908 360 1-Sep-32 $415,000.00 74.11 1-Sep-07 10.875 N
373914 360 1-Sep-32 $388,000.00 78.54 1-Sep-07 10.250 N
374072 360 1-Sep-32 $650,000.00 62.62 1-Sep-07 10.500 N
374086 360 1-Aug-32 $649,305.11 73.53 1-Aug-07 10.625 N
374097 360 1-Aug-32 $367,606.58 80.00 1-Aug-07 10.625 N
374301 360 1-Aug-32 $621,319.18 69.50 1-Aug-07 10.500 N
374381 360 1-Aug-32 $374,608.48 79.96 1-Aug-07 10.750 N
374759 360 1-Aug-32 $638,316.86 75.18 1-Aug-07 10.625 N
374809 360 1-Aug-32 $391,570.93 80.00 1-Aug-07 10.500 N
374842 360 1-Aug-32 $499,465.46 61.88 1-Aug-07 10.625 N
375254 360 1-Aug-32 $300,493.32 63.73 1-Aug-07 10.875 N
375274 360 1-Aug-32 $531,857.19 80.00 1-Aug-07 10.875 N
375541 360 1-Aug-32 $343,614.52 47.19 1-Aug-07 10.375 N
375720 360 1-Aug-32 $406,206.88 74.51 1-Aug-07 10.625 N
375743 360 1-Sep-32 $450,000.00 77.59 1-Sep-07 10.125 N
375959 360 1-Sep-32 $400,000.00 50.63 1-Sep-07 10.625 N
376077 360 1-Sep-32 $389,300.00 79.45 1-Sep-07 11.000 N
376131 360 1-Sep-32 $450,000.00 61.22 1-Sep-07 10.750 N
376246 360 1-Aug-32 $449,518.92 56.60 1-Aug-07 10.625 N
376538 360 1-Aug-32 $388,103.90 70.00 1-Aug-07 10.875 N
376570 360 1-Sep-32 $333,000.00 53.28 1-Sep-07 10.500 N
376739 360 1-Aug-32 $379,584.07 69.72 1-Aug-07 10.500 N
376796 360 1-Aug-32 $384,588.41 61.60 1-Aug-07 10.625 N
376901 360 1-Aug-32 $350,650.57 79.77 1-Aug-07 11.000 N
377199 360 1-Aug-32 $484,505.52 74.62 1-Aug-07 10.875 N
377442 360 1-Aug-32 $572,387.42 60.63 1-Aug-07 10.625 N
377621 360 1-Aug-32 $369,585.39 55.22 1-Aug-07 10.375 N
377679 360 1-Aug-32 $691,294.47 65.28 1-Aug-07 10.875 N
377934 360 1-Aug-32 $386,595.95 69.73 1-Aug-07 10.750 N
378136 360 1-Aug-32 $310,522.60 76.04 1-Aug-07 10.875 N
378247 360 1-Aug-32 $441,516.20 55.95 1-Aug-07 10.500 N
378295 360 1-Aug-32 $397,594.21 69.22 1-Aug-07 10.875 N
378316 360 1-Aug-32 $454,490.15 67.41 1-Aug-07 10.375 N
378387 360 1-Aug-32 $575,369.53 48.00 1-Aug-07 10.500 N
378404 360 1-Aug-32 $998,905.44 67.80 1-Aug-07 10.500 N
378628 360 1-Sep-32 $380,000.00 63.02 1-Sep-07 10.500 N
378629 360 1-Aug-32 $372,819.51 79.98 1-Aug-07 10.875 N
378867 360 1-Aug-32 $378,585.15 67.68 1-Aug-07 10.500 N
379006 360 1-Sep-32 $330,900.00 44.72 1-Sep-07 10.625 N
379022 360 1-Sep-32 $324,000.00 80.00 1-Sep-07 10.125 N
379220 360 1-Aug-32 $363,120.48 79.89 1-Aug-07 10.750 N
379278 360 1-Aug-32 $799,203.59 53.33 1-Aug-07 11.000 N
380664 360 1-Sep-32 $446,400.00 78.32 1-Sep-07 10.500 N
380712 360 1-Aug-32 $318,067.57 74.05 1-Aug-07 10.750 N
381366 360 1-Aug-32 $301,930.66 55.09 1-Aug-07 11.000 N
381474 360 1-Aug-32 $463,442.47 80.00 1-Aug-07 10.000 N
381625 360 1-Aug-32 $527,907.79 70.00 1-Aug-07 10.375 N
381656 360 1-Aug-32 $537,451.48 74.72 1-Aug-07 10.875 N
381881 360 1-Aug-32 $343,632.24 79.81 1-Aug-07 10.625 N
382129 360 1-Aug-32 $474,480.08 65.07 1-Aug-07 10.500 N
382274 360 1-Aug-32 $457,486.79 67.35 1-Aug-07 10.375 N
382379 360 1-Sep-32 $434,800.00 80.00 1-Sep-07 9.875 N
382447 360 1-Aug-32 $436,818.39 64.71 1-Aug-07 10.500 N
382518 360 1-Aug-32 $479,474.61 61.94 1-Aug-07 10.500 N
382693 360 1-Aug-32 $550,996.24 70.00 1-Aug-07 10.500 N
382733 360 1-Aug-32 $425,166.08 80.00 1-Aug-07 10.875 N
383039 360 1-Aug-32 $338,238.01 49.79 1-Aug-07 10.625 N
383670 360 1-Aug-32 $359,615.13 64.86 1-Aug-07 10.625 N
383680 360 1-Aug-32 $359,615.13 58.82 1-Aug-07 10.625 N
383890 360 1-Sep-32 $355,500.00 92.34 1-Sep-07 9.500 N 12
384027 360 1-Aug-32 $527,408.35 80.00 1-Aug-07 10.375 N
384394 360 1-Sep-32 $369,075.00 95.00 1-Sep-07 10.500 N 33
384872 360 1-Aug-32 $340,660.53 74.13 1-Aug-07 11.000 N
384949 360 1-Aug-32 $602,339.98 51.76 1-Aug-07 10.500 N
385356 360 1-Aug-32 $579,422.60 80.00 1-Aug-07 11.000 N
385357 360 1-Aug-32 $396,585.50 46.71 1-Aug-07 10.750 N
385640 360 1-Aug-32 $358,625.18 26.11 1-Aug-07 10.750 N
385652 360 1-Aug-32 $329,671.48 42.31 1-Aug-07 11.000 N
385680 360 1-Aug-32 $599,358.56 48.00 1-Aug-07 10.625 N
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395156 360 1-Sep-32 $428,000.00 80.00 1-Sep-07 9.500 N
396639 360 1-Sep-32 $318,750.00 75.00 1-Sep-07 10.625 N
738739 360 1-Aug-32 $300,607.53 33.43 1-Aug-07 11.125 N
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740978 360 1-Sep-32 $308,750.00 95.00 1-Sep-07 11.500 N 33
741216 360 1-Aug-32 $411,579.94 80.00 1-Aug-07 10.875 N
743471 360 1-Jul-32 $550,173.10 78.76 1-Jul-07 10.875 N
743994 360 1-Sep-32 $650,000.00 72.30 1-Sep-07 11.500 N
746585 360 1-Sep-32 $315,875.00 95.00 1-Sep-07 10.375 N 33
746588 360 1-Sep-32 $548,000.00 80.00 1-Sep-07 10.000 N
747098 360 1-Jun-32 $805,551.29 65.00 1-Jun-07 11.000 N
748531 360 1-Jul-32 $419,238.56 70.00 1-Jul-07 11.500 N
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749590 360 1-Aug-32 $550,924.19 80.00 1-Aug-07 10.750 N
751379 360 1-Aug-32 $399,562.17 57.97 1-Aug-07 10.500 N
751667 360 1-Aug-32 $484,539.81 57.06 1-Aug-07 11.250 N
752727 360 1-Aug-32 $362,103.22 61.70 1-Aug-07 10.500 N
752848 360 1-Jul-32 $368,878.47 59.20 1-Jul-07 11.500 N
753108 360 1-Aug-32 $427,520.40 80.00 1-Aug-07 10.375 N
753339 360 1-Aug-32 $460,140.34 80.00 1-Aug-07 9.750 N
753738 360 1-Aug-32 $649,426.51 54.17 1-Aug-07 11.625 N
754395 360 1-Aug-32 $371,663.71 80.00 1-Aug-07 11.500 N
755381 360 1-Jul-32 $475,513.17 31.77 1-Jul-07 11.125 N
755609 360 1-Sep-32 $620,000.00 64.25 1-Sep-07 10.375 N
757167 360 1-Sep-32 $348,470.00 80.00 1-Sep-07 10.500 N
757892 360 1-Jul-32 $358,174.61 78.21 1-Jul-07 10.250 N
758172 360 1-Aug-32 $599,343.26 60.00 1-Aug-07 10.500 N
759877 360 1-Jul-32 $562,082.43 80.00 1-Jul-07 11.125 N
760333 360 1-Aug-32 $379,543.40 80.00 1-Aug-07 10.000 N
760387 360 1-Aug-32 $324,161.20 66.22 1-Aug-07 10.750 N
760500 360 1-Jun-32 $458,307.21 67.65 1-Jun-07 10.875 N
761241 360 1-Aug-32 $409,629.35 52.97 1-Aug-07 11.500 N
762151 360 1-Aug-32 $523,490.73 69.87 1-Aug-07 10.875 N
762780 360 1-Jul-32 $327,141.25 95.00 1-Jul-07 11.375 N 33
763083 360 1-Aug-32 $998,905.44 53.33 1-Aug-07 10.500 N
763536 360 1-Sep-32 $543,200.00 80.00 1-Sep-07 10.625 N
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765362 360 1-Aug-32 $499,490.23 80.00 1-Aug-07 10.875 N
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766969 360 1-Sep-32 $331,300.00 56.63 1-Sep-07 10.375 N
768297 360 1-Sep-32 $552,000.00 80.00 1-Sep-07 10.000 N
768363 360 1-Aug-32 $559,372.49 80.00 1-Aug-07 10.375 N
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768666 360 1-Aug-32 $399,582.37 74.21 1-Aug-07 10.750 N
768860 360 1-Aug-32 $411,549.03 80.00 1-Aug-07 10.500 N
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769912 360 1-Aug-32 $724,278.25 64.44 1-Aug-07 11.000 N
769917 360 1-Aug-32 $334,142.39 33.45 1-Aug-07 10.625 N
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770170 360 1-Sep-32 $304,000.00 56.30 1-Sep-07 10.250 N
770308 360 1-Aug-32 $643,278.36 74.45 1-Aug-07 10.375 N
770393 360 1-Aug-32 $324,644.26 48.51 1-Aug-07 10.500 N
770455 360 1-Aug-32 $422,537.00 69.92 1-Aug-07 10.500 N
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771053 360 1-Aug-32 $314,017.08 80.00 1-Aug-07 11.000 N
771150 360 1-Aug-32 $330,362.83 80.00 1-Aug-07 10.875 N
771318 360 1-Aug-32 $369,304.77 80.00 1-Aug-07 10.625 N
771334 360 1-Aug-32 $629,342.24 63.00 1-Aug-07 10.750 N
771349 360 1-Aug-32 $367,633.65 65.95 1-Aug-07 11.000 N
771510 360 1-Aug-32 $499,452.72 64.94 1-Aug-07 10.500 N
771969 360 1-Aug-32 $571,402.79 61.18 1-Aug-07 10.750 N
771978 360 1-Aug-32 $517,471.87 65.99 1-Aug-07 10.875 N
772013 360 1-Aug-32 $627,344.33 80.00 1-Aug-07 10.750 N
772042 360 1-Aug-32 $339,088.93 57.53 1-Aug-07 10.875 N
772177 360 1-Aug-32 $315,677.82 80.00 1-Aug-07 10.875 N
772248 360 1-Aug-32 $998,955.94 45.45 1-Aug-07 10.750 N
772310 360 1-Aug-32 $312,680.88 47.07 1-Aug-07 10.875 N
772391 360 1-Aug-32 $583,404.59 80.00 1-Aug-07 10.875 N
772409 360 1-Aug-32 $534,357.17 64.46 1-Aug-07 10.000 N
772431 360 1-Sep-32 $402,000.00 53.60 1-Sep-07 10.875 N
772432 360 1-Aug-32 $356,609.24 70.00 1-Aug-07 10.500 N
772446 360 1-Aug-32 $391,590.72 68.77 1-Aug-07 10.750 N
773703 360 1-Aug-32 $339,653.35 80.00 1-Aug-07 10.875 N
773825 360 1-Aug-32 $380,562.98 37.17 1-Aug-07 10.250 N
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773900 360 1-Aug-32 $414,267.02 72.12 1-Aug-07 10.750 N
773962 360 1-Aug-32 $421,538.10 69.75 1-Aug-07 10.500 N
774011 360 1-Aug-32 $348,143.15 41.18 1-Aug-07 10.875 N
774200 360 1-Aug-32 $593,379.82 37.13 1-Aug-07 10.750 N
774271 360 1-Aug-32 $484,131.88 54.46 1-Aug-07 10.625 N
774300 360 1-Sep-32 $530,000.00 77.37 1-Sep-07 10.875 N
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774482 360 1-Aug-32 $699,233.80 53.85 1-Aug-07 10.500 N
774558 360 1-Aug-32 $314,678.84 77.59 1-Aug-07 10.875 N
774696 360 1-Aug-32 $349,613.54 70.00 1-Aug-07 10.875 N
774716 360 1-Aug-32 $338,620.14 79.16 1-Aug-07 10.375 N
774739 360 1-Sep-32 $587,000.00 69.96 1-Sep-07 10.875 N
774983 360 1-Aug-32 $709,276.12 61.21 1-Aug-07 10.875 N
775187 360 1-Sep-32 $510,000.00 73.32 1-Sep-07 10.625 N
775217 360 1-Aug-32 $449,518.92 69.23 1-Aug-07 10.625 N
775324 360 1-Aug-32 $556,090.65 61.86 1-Aug-07 10.500 N
775443 360 1-Aug-32 $689,226.82 67.32 1-Aug-07 10.375 N
775449 360 1-Sep-32 $362,200.00 54.47 1-Sep-07 10.625 N
775473 360 1-Aug-32 $407,453.42 79.87 1-Aug-07 10.500 N
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776462 360 1-Aug-32 $314,671.12 76.83 1-Aug-07 10.750 N
776551 360 1-Aug-32 $429,529.33 58.90 1-Aug-07 10.500 N
776701 360 1-Sep-32 $641,500.00 60.23 1-Sep-07 10.500 N
776780 360 1-Aug-32 $522,453.95 53.64 1-Aug-07 10.750 N
776800 360 1-Aug-32 $517,459.17 70.00 1-Aug-07 10.750 N
776804 360 1-Sep-32 $310,000.00 68.43 1-Sep-07 10.875 N
777827 360 1-Sep-32 $468,000.00 75.48 1-Sep-07 10.250 N
777969 360 1-Aug-32 $437,009.76 54.82 1-Aug-07 10.375 N
777999 360 1-Aug-32 $569,346.18 59.82 1-Aug-07 10.250 N
778017 360 1-Aug-32 $499,477.96 52.36 1-Aug-07 10.750 N
778026 360 1-Aug-32 $824,075.54 55.00 1-Aug-07 10.375 N
778417 360 1-Aug-32 $403,578.19 74.95 1-Aug-07 10.750 N
778469 360 1-Aug-32 $644,294.01 46.07 1-Aug-07 10.500 N
778500 360 1-Aug-32 $374,597.81 67.57 1-Aug-07 10.625 N
778533 360 1-Sep-32 $340,000.00 61.82 1-Sep-07 10.500 N
778604 360 1-Aug-32 $438,057.81 79.96 1-Aug-07 10.625 N
778742 360 1-Aug-32 $361,921.73 72.46 1-Aug-07 10.750 N
778754 360 1-Aug-32 $566,253.17 65.91 1-Aug-07 10.750 N
779275 360 1-Aug-32 $370,812.44 80.00 1-Aug-07 10.750 N
779372 360 1-Sep-32 $371,000.00 70.00 1-Sep-07 10.750 N
779391 360 1-Aug-32 $379,584.07 60.32 1-Aug-07 10.500 N
779527 360 1-Sep-32 $529,000.00 58.78 1-Sep-07 10.375 N
779625 360 1-Aug-32 $352,622.62 53.08 1-Aug-07 10.625 N
779665 360 1-Aug-32 $477,500.94 61.68 1-Aug-07 10.750 N
779684 360 1-Aug-32 $602,355.35 80.00 1-Aug-07 10.625 N
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779856 360 1-Aug-32 $799,164.74 69.57 1-Aug-07 10.750 N
779913 360 1-Aug-32 $347,619.09 56.59 1-Aug-07 10.500 N
780027 360 1-Aug-32 $375,588.44 80.00 1-Aug-07 10.500 N
780268 360 1-Sep-32 $650,000.00 50.98 1-Sep-07 10.750 N
780272 360 1-Aug-32 $346,129.57 68.61 1-Aug-07 10.625 N
780358 360 1-Aug-32 $374,560.03 67.93 1-Aug-07 10.500 N
780492 360 1-Aug-32 $342,442.09 63.48 1-Aug-07 10.750 N
780503 360 1-Aug-32 $397,064.91 75.00 1-Aug-07 10.500 N
780574 360 1-Sep-32 $317,000.00 49.53 1-Sep-07 10.500 N
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780876 360 1-Aug-32 $368,614.74 45.67 1-Aug-07 10.750 N
780900 360 1-Sep-32 $313,000.00 55.40 1-Sep-07 10.750 N
780912 360 1-Aug-32 $471,507.20 78.80 1-Aug-07 10.750 N
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781331 360 1-Sep-32 $370,000.00 52.11 1-Sep-07 10.750 N
781502 360 1-Aug-32 $329,655.45 75.00 1-Aug-07 10.750 N
781558 360 1-Aug-32 $569,376.10 79.83 1-Aug-07 10.500 N
781748 360 1-Aug-32 $343,640.84 80.00 1-Aug-07 10.750 N
781838 360 1-Aug-32 $376,915.32 79.43 1-Aug-07 10.875 N
782415 360 1-Aug-32 $357,617.28 58.69 1-Aug-07 10.625 N
782928 360 1-Aug-32 $499,477.96 69.44 1-Aug-07 10.750 N
782973 360 1-Sep-32 $350,000.00 26.92 1-Sep-07 10.500 N
783165 360 1-Aug-32 $998,930.93 72.73 1-Aug-07 10.625 N
783264 360 1-Aug-32 $597,329.91 68.34 1-Aug-07 10.375 N
783543 360 1-Sep-32 $470,000.00 24.10 1-Sep-07 10.750 N
783578 360 1-Aug-32 $392,589.68 69.56 1-Aug-07 10.750 N
783864 360 1-Sep-32 $352,000.00 52.15 1-Sep-07 10.000 N
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784721 360 1-Sep-32 $363,500.00 41.54 1-Sep-07 10.750 N
784825 360 1-Aug-32 $483,470.23 80.00 1-Aug-07 10.500 N
784916 360 1-Sep-32 $448,000.00 80.00 1-Sep-07 10.375 N
785151 360 1-Aug-32 $409,571.93 39.23 1-Aug-07 10.750 N
785197 360 1-Aug-32 $365,599.39 53.43 1-Aug-07 10.500 N
785216 360 1-Aug-32 $645,693.75 52.14 1-Aug-07 10.000 N
785306 360 1-Aug-32 $433,478.52 80.00 1-Aug-07 10.000 N
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785662 360 1-Sep-32 $465,000.00 75.61 1-Sep-07 10.625 N
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785793 360 1-Sep-32 $337,900.00 71.89 1-Sep-07 10.500 N
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786488 360 1-Aug-32 $490,475.08 65.47 1-Aug-07 10.625 N
786562 360 1-Aug-32 $369,585.39 44.31 1-Aug-07 10.375 N
786660 360 1-Aug-32 $349,235.00 80.00 1-Aug-07 10.750 N
786668 360 1-Aug-32 $359,615.13 54.75 1-Aug-07 10.625 N
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786796 360 1-Aug-32 $352,631.44 65.61 1-Aug-07 10.750 N
786873 360 1-Aug-32 $386,566.35 59.54 1-Aug-07 10.375 N
786973 360 1-Aug-32 $605,320.95 50.50 1-Aug-07 10.375 N
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787265 360 1-Aug-32 $329,655.45 66.67 1-Aug-07 10.750 N
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787587 360 1-Aug-32 $570,360.16 60.11 1-Aug-07 10.375 N
787799 360 1-Sep-32 $444,000.00 80.00 1-Sep-07 10.750 N
787993 360 1-Aug-32 $364,600.49 57.03 1-Aug-07 10.500 N
788028 360 1-Sep-32 $309,000.00 65.05 1-Sep-07 10.750 N
788068 360 1-Aug-32 $789,155.44 71.82 1-Aug-07 10.625 N
788100 360 1-Aug-32 $344,631.17 63.89 1-Aug-07 10.625 N
788136 360 1-Aug-32 $422,537.00 59.58 1-Aug-07 10.500 N
788380 360 1-Sep-32 $650,000.00 66.61 1-Sep-07 10.375 N
788590 360 1-Aug-32 $408,572.97 68.05 1-Aug-07 10.750 N
788645 360 1-Aug-32 $374,608.48 50.00 1-Aug-07 10.750 N
788719 360 1-Aug-32 $463,016.07 74.76 1-Aug-07 10.750 N
789218 360 1-Aug-32 $445,999.67 37.21 1-Aug-07 10.375 N
789328 360 1-Aug-32 $579,365.15 48.43 1-Aug-07 10.500 N
789385 360 1-Aug-32 $413,942.50 80.00 1-Aug-07 10.625 N
789410 360 1-Aug-32 $550,596.67 80.00 1-Aug-07 10.500 N
789439 360 1-Aug-32 $354,611.42 57.72 1-Aug-07 10.500 N
789454 360 1-Sep-32 $400,000.00 42.11 1-Sep-07 10.750 N
789514 360 1-Aug-32 $374,589.54 60.48 1-Aug-07 10.500 N
789857 360 1-Aug-32 $599,327.67 61.73 1-Aug-07 10.375 N
790016 360 1-Aug-32 $363,582.47 80.00 1-Aug-07 10.250 N
790232 360 1-Sep-32 $344,000.00 80.00 1-Sep-07 10.750 N
790294 360 1-Sep-32 $531,000.00 79.97 1-Sep-07 10.375 N
790309 360 1-Aug-32 $430,849.70 79.14 1-Aug-07 10.750 N
790348 360 1-Aug-32 $342,641.88 74.57 1-Aug-07 10.750 N
790694 360 1-Aug-32 $601,266.44 52.44 1-Aug-07 10.625 N
790845 360 1-Aug-32 $714,271.02 65.00 1-Aug-07 10.875 N
791031 360 1-Aug-32 $590,353.11 66.40 1-Aug-07 10.500 N
791265 360 1-Sep-32 $650,000.00 74.29 1-Sep-07 10.625 N
791345 360 1-Aug-32 $503,448.34 80.00 1-Aug-07 10.500 N
791446 360 1-Aug-32 $334,641.86 67.00 1-Aug-07 10.625 N
791470 360 1-Sep-32 $533,000.00 65.00 1-Sep-07 10.500 N
791581 360 1-Sep-32 $546,000.00 70.00 1-Sep-07 10.500 N
791623 360 1-Aug-32 $509,428.52 64.64 1-Aug-07 10.375 N
809946 360 1-Aug-32 $339,669.54 80.00 1-Aug-07 11.125 N
821510 360 1-Jul-32 $446,842.39 80.00 1-Jul-07 10.500 N
855599 360 1-Aug-32 $344,622.37 73.40 1-Aug-07 10.500 N
860406 360 1-Sep-32 $342,000.00 80.00 1-Sep-07 9.875 N
864621 360 1-Aug-32 $300,700.35 70.00 1-Aug-07 11.000 N
864800 360 1-Sep-32 $320,000.00 53.70 1-Sep-07 10.000 N
865606 360 1-Sep-32 $900,000.00 79.65 1-Sep-07 10.000 N
866711 360 1-Aug-32 $435,425.85 80.00 1-Aug-07 9.500 N
870726 360 1-Aug-32 $391,529.84 80.00 1-Aug-07 11.000 N
875442 360 1-Sep-32 $448,000.00 80.00 1-Sep-07 10.875 N
876702 360 1-Aug-32 $332,090.50 79.83 1-Aug-07 10.000 N
881432 360 1-Jul-32 $636,887.12 80.00 1-Jul-07 10.250 N
884682 360 1-Sep-32 $1,000,000.00 46.62 1-Sep-07 9.875 N
891756 360 1-Aug-32 $405,565.96 71.23 1-Aug-07 10.625 N
900888 360 1-Aug-32 $401,549.54 80.00 1-Aug-07 10.375 N
902280 360 1-Aug-32 $786,716.03 75.00 1-Aug-07 11.000 N
908674 360 1-Aug-32 $371,553.02 80.00 1-Aug-07 10.000 N
909128 360 1-Aug-32 $444,013.46 70.00 1-Aug-07 10.500 N
909448 360 1-Aug-32 $827,114.81 80.00 1-Aug-07 10.625 N
914654 360 1-Aug-32 $475,526.13 56.67 1-Aug-07 11.000 N
915091 360 1-Jul-32 $369,243.69 69.81 1-Jul-07 10.875 N
916875 360 1-Aug-32 $524,309.45 78.36 1-Aug-07 10.875 N
917756 360 1-Sep-32 $525,217.00 80.00 1-Sep-07 10.500 N
918043 360 1-Aug-32 $371,611.60 80.00 1-Aug-07 10.750 N
923131 360 1-Sep-32 $486,000.00 80.00 1-Sep-07 9.88 N
923717 360 1-Aug-32 $598,403.69 46.08 1-Aug-07 11.00 N
932200 360 1-Sep-32 $880,000.00 80.00 1-Sep-07 10.13 N
958189 360 1-Aug-32 $367,577.89 79.14 1-Aug-07 10.25 N
961487 360 1-Sep-32 $576,000.00 80.00 1-Sep-07 10.50 N
964807 360 1-Aug-32 $596,715.57 80.00 1-Aug-07 10.50 N
970634 360 1-Aug-32 $418,073.32 68.10 1-Aug-07 10.88 N
970780 360 1-Aug-32 $363,637.63 80.00 1-Aug-07 11.00 N
973310 360 1-Aug-32 $399,530.38 80.00 1-Aug-07 10.13 N
976165 360 1-Sep-32 $418,500.00 90.00 1-Sep-07 10.38 N 33
976368 360 1-Aug-32 $454,513.57 47.64 1-Aug-07 10.63 N
976614 360 1-Aug-32 $310,160.13 90.00 1-Aug-07 10.50 N 33
979100 360 1-Sep-32 $610,000.00 75.08 1-Sep-07 10.50 N
982320 360 1-Aug-32 $575,966.11 80.00 1-Aug-07 9.38 N
982970 360 1-Aug-32 $499,513.81 52.63 1-Aug-07 11.13 N
984528 360 1-Jun-32 $363,904.46 66.36 1-Jun-07 11.00 N
985362 360 1-Sep-32 $1,400,000.00 50.00 1-Sep-07 10.00 N
986192 360 1-Aug-32 $598,724.94 64.80 1-Aug-07 10.50 N
987175 360 1-Aug-32 $504,481.10 80.00 1-Aug-07 10.00 N
988560 360 1-Aug-32 $429,591.99 69.30 1-Aug-07 11.25 N
988566 360 1-Aug-32 $649,254.42 61.90 1-Aug-07 10.25 N
988597 360 1-Aug-32 $475,466.61 80.00 1-Aug-07 10.38 N
988631 360 1-Sep-32 $329,600.00 80.00 1-Sep-07 9.88 N
990930 360 1-Aug-32 $619,352.67 80.00 1-Aug-07 10.75 N
992060 360 1-Aug-32 $392,599.31 77.82 1-Aug-07 10.88 N
993681 360 1-Jul-32 $491,934.61 68.84 1-Jul-07 11.13 N
994362 360 1-Sep-32 $700,000.00 75.39 1-Sep-07 10.00 N
994575 360 1-Aug-32 $339,581.94 80.00 1-Aug-07 9.88 N
994965 360 1-Aug-32 $475,690.83 76.83 1-Aug-07 10.88 N
995937 360 1-Aug-32 $349,598.53 70.00 1-Aug-07 10.25 N
996011 360 1-Sep-32 $393,400.00 79.00 1-Sep-07 10.38 N
996072 360 1-Jul-32 $447,883.60 60.75 1-Jul-07 10.88 N
997860 360 1-Aug-32 $998,905.44 79.05 1-Aug-07 10.50 N
998060 360 1-Jul-32 $404,179.52 89.99 1-Jul-07 11.25 N 12
998374 360 1-Sep-32 $376,500.00 69.08 1-Sep-07 10.63 N
998402 360 1-Aug-32 $955,976.90 62.75 1-Aug-07 10.63 N
998477 360 1-Aug-32 $370,800.79 75.00 1-Aug-07 10.50 N
999023 360 1-Aug-32 $404,577.15 75.00 1-Aug-07 10.75 N
999057 360 1-Aug-32 $649,271.64 68.42 1-Aug-07 10.38 N
999236 360 1-Sep-32 $350,000.00 30.97 1-Sep-07 10.50 N
999602 360 1-Aug-32 $462,281.41 68.06 1-Aug-07 10.38 N
999686 360 1-Aug-32 $446,499.11 25.99 1-Aug-07 10.38 N
1504083 360 1-Sep-32 $525,000.00 36.33 1-Sep-07 10.50 N
1713197 360 1-Aug-32 $388,593.86 76.27 1-Aug-07 10.75 N
1821990 360 1-Sep-32 $491,000.00 68.67 1-Sep-07 10.38 N
1871946 360 1-Sep-32 $455,000.00 70.00 1-Sep-07 10.63 N
1934918 360 1-Aug-32 $638,316.86 79.88 1-Aug-07 10.63 N
2044573 360 1-Aug-32 $559,357.65 43.08 1-Aug-07 10.25 N
2237352 360 1-Aug-32 $532,430.19 73.52 1-Aug-07 10.63 N
2251379 360 1-Aug-32 $397,564.36 57.27 1-Aug-07 10.50 N
2285864 360 1-Sep-32 $344,000.00 80.00 1-Sep-07 10.13 N
2294148 360 1-Sep-32 $400,000.00 69.57 1-Sep-07 10.38 N
2402584 360 1-Aug-32 $381,601.17 75.64 1-Aug-07 10.75 N
2441681 360 1-Aug-32 $322,646.46 70.22 1-Aug-07 10.50 N
2451524 360 1-Sep-32 $956,250.00 75.00 1-Sep-07 10.63 N
2498210 360 1-Aug-32 $325,108.72 64.94 1-Aug-07 10.38 N
2524049 360 1-Sep-32 $600,000.00 72.29 1-Sep-07 10.63 N
2556801 360 1-Sep-32 $320,000.00 80.00 1-Sep-07 10.63 N
2564979 360 1-Sep-32 $399,200.00 68.83 1-Sep-07 10.38 N
2927802 360 1-Sep-32 $430,000.00 58.90 1-Sep-07 10.75 N
3611597 360 1-Sep-32 $423,000.00 69.34 1-Sep-07 10.25 N
3638301 360 1-Aug-32 $359,596.60 60.00 1-Aug-07 10.38 N
3652617 360 1-Aug-32 $434,523.86 60.84 1-Aug-07 10.50 N
3701448 360 1-Aug-32 $506,483.09 36.21 1-Aug-07 10.88 N
3758919 360 1-Sep-32 $375,000.00 65.22 1-Sep-07 10.63 N
3946654 360 1-Sep-32 $340,000.00 66.67 1-Sep-07 10.38 N
3966793 360 1-Sep-32 $430,000.00 35.83 1-Sep-07 10.38 N
4064572 360 1-Aug-32 $483,457.65 80.00 1-Aug-07 10.38 N
4302981 360 1-Aug-32 $479,474.61 80.00 1-Aug-07 10.50 N
4333812 360 1-Sep-32 $343,000.00 55.32 1-Sep-07 10.50 N
4398681 360 1-Aug-32 $365,908.40 79.99 1-Aug-07 10.63 N
4650073 360 1-Sep-32 $439,000.00 69.68 1-Sep-07 10.50 N
4693461 360 1-Sep-32 $398,000.00 57.68 1-Sep-07 10.75 N
4884177 360 1-Aug-32 $423,546.71 80.00 1-Aug-07 10.63 N
4910873 360 1-Aug-32 $414,032.77 37.48 1-Aug-07 10.13 N
5348164 360 1-Sep-32 $395,000.00 49.38 1-Sep-07 10.88 N
5351748 360 1-Aug-32 $479,436.46 44.86 1-Aug-07 10.13 N
6249555 360 1-Aug-32 $474,492.19 74.99 1-Aug-07 10.63 N
8004269 360 1-Sep-32 $850,000.00 60.93 1-Sep-07 10.50 N
8021768 360 1-Aug-32 $347,600.83 47.35 1-Aug-07 10.25 N
8034639 360 1-Aug-32 $399,582.37 80.00 1-Aug-07 10.75 N
8090904 360 1-Sep-32 $557,500.00 61.26 1-Sep-07 9.88 N
8095069 360 1-Sep-32 $364,000.00 89.88 1-Sep-07 10.50 N 12
8141277 360 1-Sep-32 $470,000.00 62.67 1-Sep-07 10.38 N
8165078 360 1-Aug-32 $636,334.93 38.49 1-Aug-07 10.75 N
8242125 360 1-Aug-32 $431,538.16 80.00 1-Aug-07 10.63 N
8281578 360 1-Sep-32 $420,500.00 40.55 1-Sep-07 10.50 N
8287583 360 1-Sep-32 $600,000.00 80.00 1-Sep-07 9.63 N
8291569 360 1-Aug-32 $346,649.30 69.25 1-Aug-07 10.25 N
8295230 360 1-Aug-32 $392,559.62 60.46 1-Aug-07 10.38 N
8295677 360 1-Aug-32 $597,813.50 70.00 1-Aug-07 10.25 N
8305260 360 1-Aug-32 $520,429.73 76.62 1-Aug-07 10.50 N
8310047 360 1-Sep-32 $569,700.00 63.30 1-Sep-07 10.50 N
8323016 360 1-Sep-32 $493,000.00 71.04 1-Sep-07 10.63 N
8323636 360 1-Aug-32 $411,569.84 69.83 1-Aug-07 10.75 N
8329435 360 1-Sep-32 $379,200.00 80.00 1-Sep-07 10.63 N
8361925 360 1-Aug-32 $351,614.71 46.93 1-Aug-07 10.50 N
8412350 360 1-Sep-32 $597,600.00 80.00 1-Sep-07 10.50 N
8418170 360 1-Aug-32 $339,101.09 80.00 1-Aug-07 10.63 N
8434680 360 1-Aug-32 $449,130.58 78.88 1-Aug-07 10.75 N
8469116 360 1-Aug-32 $649,236.87 74.88 1-Aug-07 10.13 N
8481079 360 1-Sep-32 $564,000.00 71.30 1-Sep-07 10.25 N
8509218 360 1-Sep-32 $482,000.00 79.93 1-Sep-07 10.50 N
9942583 360 1-Sep-32 $392,000.00 26.58 1-Sep-07 10.63 N
9947683 360 1-Jul-32 $340,855.47 80.00 1-Jul-07 10.50 N
9958144 360 1-Aug-32 $359,567.44 75.00 1-Aug-07 10.00 N
9958260 360 1-Aug-32 $381,581.87 65.30 1-Aug-07 10.50 N
9963767 360 1-Aug-32 $318,425.02 75.00 1-Aug-07 10.88 N
9978068 360 1-Aug-32 $399,530.38 61.16 1-Aug-07 10.13 N
9978369 360 1-Jul-32 $997,955.91 53.33 1-Jul-07 10.88 N
9980510 360 1-Jul-32 $561,649.58 80.00 1-Jul-07 10.88 N
9992871 360 1-Sep-32 $384,000.00 80.00 1-Sep-07 10.50 N
122335342 360 1-Sep-32 $491,000.00 76.12 1-Sep-07 10.63 N
122335417 360 1-Aug-32 $339,271.32 80.00 1-Aug-07 10.63 N
122339641 360 1-Sep-32 $377,000.00 54.64 1-Sep-07 10.00 N
122342512 360 1-Sep-32 $382,000.00 79.58 1-Sep-07 10.75 N
122360274 360 1-Aug-32 $635,270.48 80.00 1-Aug-07 10.25 N
122373079 360 1-Sep-32 $348,000.00 80.00 1-Sep-07 10.63 N
122381643 360 1-Aug-32 $329,647.22 55.00 1-Aug-07 10.63 N
122384696 360 1-Sep-32 $450,000.00 61.06 1-Sep-07 10.25 N
122388697 360 1-Sep-32 $376,000.00 80.00 1-Sep-07 9.63 N
122404726 360 1-Aug-32 $327,313.46 80.00 1-Aug-07 10.75 N
122422868 360 1-Sep-32 $323,000.00 65.25 1-Sep-07 10.38 N
122447451 360 1-Sep-32 $495,600.00 69.31 1-Sep-07 10.75 N
$460,594,588.92
COUNT:
WAC:
WAM:
WALTV:
EXHIBIT G
REQUEST FOR RELEASE OF DOCUMENTS
To: Wells Fargo Bank Minnesota, National Association
1015 10th Avenue S.E.
Minneapolis., MN 55414
Attn: ________________
Re: Custodial Agreement, dated as of September 27, 2002, among Wachovia
Bank National Association, as Trustee, Wells Fargo Asset Securities
Corporation, as Seller, Wells Fargo Bank Minnesota, National
Association, as Master Servicer, and Xxxxx Fargo Bank Minnesota,
National Association, as Custodian, relating to the Xxxxx Fargo
Asset Securities Corporation; Mortgage Pass-Through Certificates,
Series 2002-E.
-------------------------------------------------------------------
In connection with the administration of the Mortgage Loans held by
you as Custodian for the Trust Estate pursuant to the above-captioned Custodial
Agreement, we request the release, and hereby acknowledge receipt, of the
Custodian's Owner Mortgage Loan File for the Mortgage Loan described below, for
the reason indicated.
Mortgage Loan Number:
Mortgagor Name, Address & Zip Code:
Reason for Requesting Documents (check one):
_______ 1. Mortgage Paid in Full
_______ 2. Foreclosure
_______ 3. Substitution
_______ 4. Other Liquidation (Repurchases, etc.)
_______ 5. Nonliquidation
Reason:____________________________________
By:_______________________________________
(authorized signer)
Issuer:_____________________________________
Address:___________________________________
___________________________________
Date: ______________________________________
Custodian
Xxxxx Fargo Bank Minnesota, National Association
Please acknowledge the execution of the above request by your
signature and date below:
____________________________________ _________________
Signature Date
Documents returned to Custodian:
____________________________________ _________________
Custodian Date
EXHIBIT H
AFFIDAVIT PURSUANT TO SECTION
860E(e)(4) OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED,
AND FOR NON-ERISA INVESTORS
STATE OF )
) ss.:
COUNTY OF )
[NAME OF OFFICER], being first duly sworn, deposes and says:
1. That he is [Title of Officer] of [Name of Purchaser] (the
"Purchaser"), a [description of type of entity] duly organized and existing
under the laws of the [State of ] [United States], on behalf of which he makes
this affidavit.
2. That the Purchaser's Taxpayer Identification Number is
[______________].
3. That the Purchaser is not a "disqualified organization" within
the meaning of Section 860E(e)(5),of the Internal Revenue Code of 1986, as
amended (the "Code"), or an ERISA Prohibited Holder, and will not be a
"disqualified organization" or an ERISA Prohibited Holder, as of [date of
transfer], and that the Purchaser is not acquiring Xxxxx Fargo Asset Securities
Corporation Mortgage Pass-Through Certificates, Series 2002-E, Class
[I-A-R][I-A-LR] Certificate (the "Class [I-A-R][I-A-LR] Certificate") for the
account of, or as agent (including a broker, nominee, or other middleman) for,
any person or entity from which it has not received an affidavit substantially
in the form of this affidavit. For these purposes, a "disqualified organization"
means the United States, any state or political subdivision thereof, any foreign
government, any international organization, any agency or instrumentality of any
of the foregoing (other than an instrumentality if all of its activities are
subject to tax and a majority of its board of directors is not selected by such
governmental entity), any cooperative organization furnishing electric energy or
providing telephone service to persons in rural areas as described in Code
Section 1381(a)(2)(C), or any organization (other than a farmers' cooperative
described in Code Section 521) that is exempt from taxation under the Code
unless such organization is subject to the tax on unrelated business income
imposed by Code Section 511. For these purposes, an "ERISA Prohibited Holder"
means an employee benefit plan or other retirement arrangement subject to Title
I of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"),
or Code Section 4975 or a governmental plan, as defined in Section 3(32) of
ERISA, subject to any federal, state or local law which is, to a material
extent, similar to the foregoing provisions of ERISA or the Code (collectively,
a "Plan") or a Person acting on behalf of or investing the assets of such a
Plan.
4. That the Purchaser historically has paid its debts as they have
come due and intends to pay its debts as they come due in the future and the
Purchaser intends to pay taxes associated with holding the Class [I-A-R][I-A-LR]
Certificate as they become due.
5. That the Purchaser understands that it may incur tax liabilities
with respect to the Class [I-A-R][I-A-LR] Certificate in excess of cash flows
generated by the Class [I-A-R][I-A-LR] Certificate.
6. That the Purchaser will not transfer the Class [I-A-R][I-A-LR]
Certificate to any person or entity from which the Purchaser has not received an
affidavit substantially in the form of this affidavit and as to which the
Purchaser has actual knowledge that the requirements set forth in paragraph 3, 4
or 10 hereof are not satisfied or that the Purchaser has reason to know does not
satisfy the requirements set forth in paragraph 4 hereof.
7. That the Purchaser is aware that the Class [I-A-R][I-A-LR]
Certificate may be a "noneconomic residual interest" within the meaning of
Treasury regulations promulgated pursuant to the Code and that the transferor of
a noneconomic residual interest will remain liable for any taxes due with
respect to the income on such residual interest, unless no significant purpose
of the transfer was to impede the assessment or collection of tax.
8. That the Purchaser will not cause income from the Class
[I-A-R][I-A-LR] Certificate to be attributable to a foreign permanent
establishment or fixed base, within the meaning of an applicable income tax
treaty, of the Purchaser or any other person.
9. That, if the Purchaser is purchasing the Class [I-A-R][I-A-LR]
Certificate in a transfer intended to meet the safe harbor provisions of
Treasury Regulations Sections 1.860E-1(c), the Purchaser has executed and
attached Attachment A hereto.
10. That the Purchaser (i) is a U.S. Person or (ii) is a person
other than a U.S. Person (a "Non-U.S. Person") that holds the Class
[I-A-R][I-A-LR] Certificate in connection with the conduct of a trade or
business within the United States and has furnished the transferor and the
Trustee with an effective Internal Revenue Service Form W-8ECI or successor form
at the time and in the manner required by the Code or (iii) is a Non-U.S. Person
that has delivered to both the transferor and the Trustee an opinion of a
nationally recognized tax counsel to the effect that the transfer of the Class
[I-A-R][I-A-LR] Certificate to it is in accordance with the requirements of the
Code and the regulations promulgated thereunder and that such transfer of the
Class [I-A-R][I-A-LR] Certificate will not be disregarded for federal income tax
purposes. "U.S. Person" means a citizen or resident of the United States, a
corporation or partnership (unless, in the case of a partnership, Treasury
regulations are adopted that provide otherwise) created or organized in or under
the laws of the United States, any state thereof or the District of Columbia,
including an entity treated as a corporation or partnership for federal income
tax purposes, an estate whose income is subject to United States federal income
tax regardless of its source, or a trust if a court within the United States is
able to exercise primary supervision over the administration of such trust, and
one or more such U.S. Persons have the authority to control all substantial
decisions of such trust (or, to the extent provided in applicable Treasury
regulations, certain trusts in existence on August 20, 1996 which are eligible
to elect to be treated as U.S. Persons).
11. That the Purchaser agrees to such amendments of the Pooling and
Servicing Agreement as may be required to further effectuate the restrictions on
transfer of the Class [I-A-R][I-A-LR] Certificate to such a "disqualified
organization," an agent thereof, an ERISA Prohibited Holder or a person that
does not satisfy the requirements of paragraph 4, paragraph 5 and paragraph 10
hereof.
12. That the Purchaser consents to the designation of the Master
Servicer as its agent to act as "tax matters person" of the [Upper-Tier
REMIC][Lower-Tier REMIC] pursuant to Section 8.13 of the Pooling and Servicing
Agreement, and if such designation is not permitted by the Code and applicable
law, to act as tax matters person if requested to do so.
IN WITNESS WHEREOF, the Purchaser has caused this instrument to be
executed on its behalf, pursuant to authority of its Board of Directors, by its
[Title of Officer] this ___ day of , 20__.
[NAME OF PURCHASER]
By:___________________________________
[Name of Officer]
[Title of Officer]
Personally appeared before me the above-named [Name of Officer],
known or proved to me to be the same person who executed the foregoing
instrument and to be the [Title of Officer], of the Purchaser, and acknowledged
to me that he [she] executed the same as his [her] free act and deed and the
free act and deed of the Purchaser.
Subscribed and sworn before me this __ day of _______, 20__.
Notary Public
COUNTY OF____________________
STATE OF_____________________
My commission expires the __ day of __________, 20__.
ATTACHMENT A
to
AFFIDAVIT PURSUANT TO SECTION 860E(e)(4) OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED, AND FOR NON-ERISA INVESTORS
Check the appropriate box:
o The consideration paid to the Purchaser to acquire the Class
[I-A-R][I-A-LR] Certificate equals or exceeds the excess of (a) the
present value of the anticipated tax liabilities over (b) the present
value of the anticipated savings associated with holding such
Certificate, in each case calculated in accordance with U.S. Treasury
Regulations Sections 1.860E-1(c)(7) and (8), computing present values
using a discount rate equal to the short-term Federal rate prescribed
by Section 1274(d) of the Code and the compounding period used by the
Purchaser.
OR
o The transfer of the Class [I-A-R][I-A-LR] Certificate complies with U.S.
Treasury Regulations Sections 1.860E-1(c)(5) and (6) and, accordingly:
(i) the Purchaser is an "eligible corporation," as defined in U.S.
Treasury Regulations Section 1.860E-1(c)(6)(i), as to which income
from Class [I-A-R][I-A-LR] Certificate will only be taxed in the
United States;
(ii) at the time of the transfer, and at the close of the Purchaser's two
fiscal years preceding the year of the transfer, the Purchaser had
gross assets for financial reporting purposes (excluding any
obligation of a person related to the Purchaser within the meaning
of U.S. Treasury Regulations Section 1.860E-1(c)(6)(ii)) in excess
of $100 million and net assets in excess of $10 million;
(iii) the Purchaser will transfer the Class [I-A-R][I-A-LR] Certificate
only to another "eligible corporation," as defined in U.S. Treasury
Regulations Section 1.860E-1(c)(6)(i), in a transaction that
satisfies the requirements of Sections 1.860E-1(c)(4)(i), (ii) and
(iii) and Section 1.860E-1(c)(5) of the U.S. Treasury Regulations;
(iv) the Purchaser has determined the consideration paid to it to acquire
the Class [I-A-R][I-A-LR] Certificate based on reasonable market
assumptions (including, but not limited to, borrowing and investment
rates, prepayment and loss assumptions, expense and reinvestment
assumptions, tax rates and other factors specific to the Purchaser)
that it has determined in good faith; and
(v) in the event of any transfer of the Class [I-A-R][I-A-LR]
Certificate by the Purchaser, the Purchaser will require its
transferee to complete a representation in the form of this
Attachment A as a condition of the transferee's purchase of the
Class [I-A-R][I-A-LR] Certificate.
EXHIBIT I
[Letter from Transferor of Class [I-A-R][I-A-LR] Certificate]
[Date]
Wachovia Bank, National Association
000 Xxxxx Xxxxx Xxxxxx
Xxxxxxxxx, Xxxxx Xxxxxxxx 00000
Re: Xxxxx Fargo Asset Securities Corporation, Series 2002-E, Class
[I-A-R][I-A-LR]
-------------------------------------------------------------------
Ladies and Gentlemen:
[Transferor] has reviewed the attached affidavit of [Transferee],
and has no actual knowledge that such affidavit is not true and has no reason to
know that the information contained in paragraphs 3, 4, 8 and 10 thereof is not
true.
Very truly yours,
[Transferor]
______________________
EXHIBIT J
XXXXX FARGO ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 2002-E
CLASS [B-4] [B-5] [B-6] CERTIFICATES
TRANSFEREE'S LETTER
_________________ __, ____
Wachovia Bank, National Association
000 Xxxxx Xxxxx Xxxxxx
Xxxxxxxxx, Xxxxx Xxxxxxxx 00000
Xxxxx Fargo Asset Securities Corporation
0000 Xxx Xxxxxxx Xxx
Xxxxxxxxx, Xxxxxxxx 00000
The undersigned (the "Purchaser") proposes to purchase Xxxxx Fargo
Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2002-E,
Class [B-4] [B-5] [B-6] Certificates (the "Class [B-4] [B-5] [B-6]
Certificates") in the principal amount of $___________. In doing so, the
Purchaser hereby acknowledges and agrees as follows:
Section 1. Definitions. Each capitalized term used herein and not
otherwise defined herein shall have the meaning ascribed to it in the Pooling
and Servicing Agreement, dated as of September 26, 2002 (the "Pooling and
Servicing Agreement") among Xxxxx Fargo Asset Securities Corporation, as seller
(the "Seller"), Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), and Wachovia Bank, National Association, as
trustee (the "Trustee"), of Xxxxx Fargo Asset Securities Corporation Mortgage
Pass-Through Certificates, Series 2002-E.
Section 2. Representations and Warranties of the Purchaser. In
connection with the proposed transfer, the Purchaser represents and warrants to
the Seller, the Master Servicer and the Trustee that:
(a) The Purchaser is duly organized, validly existing and in good
standing under the laws of the jurisdiction in which the Purchaser is organized,
is authorized to invest in the Class [B-4] [B-5] [B-6] Certificates, and to
enter into this Agreement, and duly executed and delivered this Agreement.
(b) The Purchaser is acquiring the Class [B-4] [B-5] [B-6]
Certificates for its own account as principal and not with a view to the
distribution thereof, in whole or in part.
(c) [The Purchaser has knowledge of financial and business matters
and is capable of evaluating the merits and risks of an investment in the Class
[B-4] [B-5] [B-6] Certificates; the Purchaser has sought such accounting, legal
and tax advice as it has considered necessary to make an informed investment
decision; and the Purchaser is able to bear the economic risk of an investment
in the Class [B-4] [B-5] [B-6] Certificates and can afford a complete loss of
such investment.]
[(d) The Purchaser is a "Qualified Institutional Buyer" within the
meaning of Rule 144A of the Act.]
(e) The Purchaser confirms that (a) it has received and reviewed a
copy of the Private Placement Memorandum dated _______________, relating to the
Class [B-4] [B-5] [B-6] Certificates and reviewed, to the extent it deemed
appropriate, the documents attached thereto or incorporated by reference
therein, (b) it has had the opportunity to ask questions of, and receive answers
from the Seller concerning the Class [B-4] [B-5] [B-6] Certificates and all
matters relating thereto, and obtain any additional information (including
documents) relevant to its decision to purchase the Class [B-4] [B-5] [B-6]
Certificates that the Seller possesses or can possess without unreasonable
effort or expense and (c) it has undertaken its own independent analysis of the
investment in the Class [B-4] [B-5] [B-6] Certificates. The Purchaser will not
use or disclose any information it receives in connection with its purchase of
the Class [B-4] [B-5] [B-6] Certificates other than in connection with a
subsequent sale of Class [B-4] [B-5] [B-6] Certificates.
(f) Either (i) the Purchaser is not an employee benefit plan or
other retirement arrangement subject to Title I of the Employee Retirement
Income Security Act of 1974, as amended, ("ERISA"), or Section 4975 of the
Internal Revenue Code of 1986, as amended (the "Code"), or a governmental plan,
as defined in Section 3(32) of ERISA subject to any federal, state or local law
("Similar Law") which is, to a material extent, similar to the foregoing
provisions of ERISA or the Code (collectively, a "Plan"), an agent acting on
behalf of a Plan, or a person utilizing the assets of a Plan or (ii) if the
Purchaser is an insurance company, (A) the source of funds used to purchase the
Class [B-4] [B-5] [B-6] Certificate is an "insurance company general account"
(as such term is defined in Section V(e) of Prohibited Transaction Class
Exemption 95-60 ("PTE 95-60"), 60 Fed. Reg. 35925 (July 12, 1995), (B) there is
no Plan with respect to which the amount of such general account's reserves and
liabilities for the contract(s) held by or on behalf of such Plan and all other
Plans maintained by the same employer (or affiliate thereof as defined in
Section V(a)(1) of PTE 95-60) or by the same employee organization exceeds 10%
of the total of all reserves and liabilities of such general account (as such
amounts are determined under Section I(a) of PTE 95-60) at the date of
acquisition and (C) the purchase and holding of such Class [B-4] [B-5] [B-6]
Certificates are covered by Sections I and III of PTE 95-60 or (iii) the
Purchaser has provided (a) a "Benefit Plan Opinion" satisfactory to the Seller
and the Trustee of the Trust Estate and (b) such other opinions of counsel,
officers' certificates and agreements as the Seller or the Master Servicer may
have required. A Benefit Plan Opinion is an opinion of counsel to the effect
that the proposed transfer will not cause the assets of the Trust Estate to be
regarded as "plan assets" and subject to the prohibited transaction provisions
of ERISA, the Code or Similar Law and will not subject the Trustee, the Seller
or the Master Servicer to any obligation in addition to those undertaken in the
Pooling and Servicing Agreement (including any liability for civil penalties or
excise taxes imposed pursuant to ERISA, Section 4975 of the Code or Similar
Law).
(g) If the Purchaser is a depository institution subject to the
jurisdiction of the Office of the Comptroller of the Currency ("OCC"), the Board
of Governors of the Federal Reserve System ("FRB"), the Federal Deposit
Insurance Corporation ("FDIC"), the Office of Thrift Supervision ("OTS") or the
National Credit Union Administration ("NCUA"), the Purchaser has reviewed the
"Supervisory Policy Statement on Securities Activities" dated January 28, 1992
of the Federal Financial Institutions Examination Council and the April 15, 1994
Interim Revision thereto as adopted by the OCC, FRB, FDIC, OTS and NCUA (with
modifications as applicable), as appropriate, other applicable investment
authority, rules, supervisory policies and guidelines of these agencies and, to
the extent appropriate, state banking authorities and has concluded that its
purchase of the Class [B-4] [B-5] [B-6] Certificates is in compliance therewith.
Section 3. Transfer of Class [B-4] [B-5] [B-6] Certificates.
(a) The Purchaser understands that the Class [B-4][B-5][B-6]
Certificates have not been registered under the Securities Act of 1933 (the
"Act") or any state securities laws and that no transfer may be made unless the
Class [B-4][B-5][B-6] Certificates are registered under the Act and applicable
state law or unless an exemption from registration is available. The Purchaser
further understands that neither the Seller, the Master Servicer nor the Trustee
is under any obligation to register the Class [B-4][B-5][B-6] Certificates or
make an exemption available. In the event that such a transfer is to be made in
reliance upon an exemption from the Act or applicable state securities laws, (i)
the Trustee shall require, in order to assure compliance with such laws, that
the Certificateholder's prospective transferee certify to the Seller and the
Trustee as to the factual basis for the registration or qualification exemption
relied upon, and (ii) unless the transferee is a "Qualified Institutional Buyer"
within the meaning of Rule 144A of the Act, the Trustee or the Seller may, if
such transfer is made within three years from the later of (a) the Closing Date
or (b) the last date on which the Seller or any affiliate thereof was a holder
of the Certificates proposed to be transferred, require an Opinion of Counsel
that such transfer may be made pursuant to an exemption from the Act and state
securities laws, which Opinion of Counsel shall not be an expense of the
Trustee, the Master Servicer or the Seller. Any such Certificateholder desiring
to effect such transfer shall, and does hereby agree to, indemnify the Trustee,
the Master Servicer, any Paying Agent acting on behalf of the Trustee and the
Seller against any liability that may result if the transfer is not so exempt or
is not made in accordance with such federal and state laws.
(b) No transfer of a Class [B-4][B-5][B-6] Certificate shall be made
unless the transferee provides the Seller and the Trustee with a Transferee's
Letter, substantially in the form of this Agreement.
(c) The Purchaser acknowledges that its Class [B-4][B-5][B-6]
Certificates bear a legend setting forth the applicable restrictions on
transfer.
IN WITNESS WHEREOF, the undersigned has caused this Agreement to be
validly executed by its duly authorized representative as of the day and the
year first above written.
[PURCHASER]
By:_____________________________________
Its:____________________________________
EXHIBIT K
[Reserved]
EXHIBIT L
SERVICING AGREEMENTS
WFHM Servicing Agreement
EXHIBIT M
[FORM OF SPECIAL SERVICING AGREEMENT]
SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT
This SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT (the
"Agreement") is made and entered into as of , between Xxxxx Fargo Bank
Minnesota, National Association (the "Company" and "Xxxxx Fargo Bank") and
(the "Purchaser").
PRELIMINARY STATEMENT
is the holder of the entire interest in Xxxxx Fargo Asset Securities
Corporation Mortgage Pass-Through Certificates, Series 2002-E, Class ____ (the
"Class B Certificates"). The Class B Certificates were issued pursuant to a
Pooling and Servicing Agreement dated as of September 26, 2002 among Xxxxx Fargo
Asset Securities Corporation, as seller (the "Seller"), Xxxxx Fargo Bank
Minnesota, National Association, as Master Servicer, and Wachovia Bank, National
Association, as Trustee.
intends to resell all of the Class B Certificates directly to the
Purchaser on or promptly after the date hereof.
In connection with such sale, the parties hereto have agreed that
the Company will cause, to the extent that the Company as Master Servicer is
granted such authority in the related Servicing Agreements, the related
servicers (each a related "Servicer"), which service the Mortgage Loans which
comprise the Trust Estate related to the above referenced series under the
related servicing agreements (each a related "Servicing Agreement"), to engage
in certain special servicing procedures relating to foreclosures for the benefit
of the Purchaser, and that the Purchaser will deposit funds in a collateral fund
to cover any losses attributable to such procedures as well as all advances and
costs in connection therewith, as set forth herein.
In consideration of the mutual agreements herein contained, the
receipt and sufficiency of which are hereby acknowledged, the Company and the
Purchaser agree that the following provisions shall become effective and shall
be binding on and enforceable by the Company and the Purchaser:
ARTICLE I
DEFINITIONS
Section 1.01 Defined Terms
Whenever used in this Agreement, the following words and phrases,
unless the context otherwise requires, shall have the following meanings:
Business Day: Any day other than (i) a Saturday or a Sunday or (ii)
a day on which banking institutions in the State of New York are required or
authorized by law or executive order to be closed.
Collateral Fund: The fund established and maintained pursuant to
Section 3.01 hereof.
Collateral Fund Permitted Investments: Either (i) obligations of, or
obligations fully guaranteed as to principal and interest by, the United States,
or any agency or instrumentality thereof, provided such obligations are backed
by the full faith and credit of the United States, (ii) a money market fund
rated in the highest rating category by a nationally recognized rating agency
selected by the Company, (iii) cash, (iv) mortgage pass-through certificates
issued or guaranteed by Government National Mortgage Association, FNMA or FHLMC,
(v) commercial paper (including both non-interest-bearing discount obligations
and interest-bearing obligations payable on demand or on a specified date), the
issuer of which may be an affiliate of the Company, having at the time of such
investment a rating of at least P-1 by Xxxxx'x Investors Service, Inc.
("Moody's") or at least A-1 by Standard & Poor's, a division of The XxXxxx-Xxxx
Companies, Inc. ("S&P") or (vi) demand and time deposits in, certificates of
deposit of, any depository institution or trust company (which may be an
affiliate of the Company) incorporated under the laws of the United States of
America or any state thereof and subject to supervision and examination by
federal and/or state banking authorities, so long as at the time of such
investment either (x) the long-term debt obligations of such depository
institution or trust company have a rating of at least AA by S&P or at least Aa2
by Moody's, (y) the certificate of deposit or other unsecured short-term debt
obligations of such depository institution or trust company have a rating of at
least P-1 by Moody's or A-1 by S&P or (z) the depository institution or trust
company is one that is acceptable to either Moody's or S&P and, for each of the
preceding clauses (i), (iv), (v) and (vi), the maturity thereof shall be not
later than the earlier to occur of (A) 30 days from the date of the related
investment and (B) the next succeeding Distribution Date as defined in the
related Pooling and Servicing Agreement.
Commencement of Foreclosure: The first official action required
under local law in order to commence foreclosure proceedings or to schedule a
trustee's sale under a deed of trust, including (i) in the case of a mortgage,
any filing or service of process necessary to commence an action to foreclose,
or (ii) in the case of a deed of trust, posting, the publishing, filing or
delivery of a notice of sale, but not including in either case (x) any notice of
default, notice of intent to foreclose or sell or any other action prerequisite
to the actions specified in (i) or (ii) above, (y) the acceptance of a
deed-in-lieu of foreclosure (whether in connection with a sale of the related
property or otherwise) or (z) initiation and completion of a short pay-off.
Current Appraisal: With respect to any Mortgage Loan as to which the
Purchaser has made an Election to Delay Foreclosure, an appraisal of the related
Mortgaged Property obtained by the Purchaser at its own expense from an
independent appraiser (which shall not be an affiliate of the Purchaser)
acceptable to the Company as nearly contemporaneously as practicable to the time
of the Purchaser's election, prepared based on the Company's customary
requirements for such appraisals.
Election to Delay Foreclosure: Any election by the Purchaser to
delay the Commencement of Foreclosure, made in accordance with Section
2.02(b).
Election to Foreclose: Any election by the Purchaser to proceed
with the Commencement of Foreclosure, made in accordance with Section 2.03(a).
Monthly Advances: Principal and interest advances and servicing
advances including costs and expenses of foreclosure.
Required Collateral Fund Balance: As of any date of determination,
an amount equal to the aggregate of all amounts previously required to be
deposited in the Collateral Fund pursuant to Section 2.02(d) (after adjustment
for all withdrawals and deposits pursuant to Section 2.02(e)) and Section
2.03(b) (after adjustment for all withdrawals and deposits pursuant to Section
2.03(c)) and Section 3.02 to be reduced by all withdrawals therefrom pursuant to
Section 2.02(g) and Section 2.03(d).
Section 1.02 Definitions Incorporated by Reference
All capitalized terms not otherwise defined in this Agreement shall
have the meanings assigned in the Pooling and Servicing Agreement.
ARTICLE II
SPECIAL SERVICING PROCEDURES
Section 2.01 Reports and Notices
(a) In connection with the performance of its duties under the
Pooling and Servicing Agreement relating to the realization upon defaulted
Mortgage Loans, the Company as Master Servicer shall provide to the Purchaser
the following notices and reports:
(i) Within five Business Days after each Distribution Date (or
included in or with the monthly statements to Certificateholders pursuant
to the Pooling and Servicing Agreement), the Company, shall provide to the
Purchaser a report, using the same methodology and calculations in its
standard servicing reports, indicating for the Trust Estate the number of
Mortgage Loans that are (A) thirty days, (B) sixty days, (C) ninety days
or more delinquent or (D) in foreclosure, and indicating for each such
Mortgage Loan the loan number and outstanding principal balance.
(ii) Prior to the Commencement of Foreclosure in connection with
any Mortgage Loan, the Company shall cause (to the extent that the Company
as Master Servicer is granted such authority in the related Servicing
Agreement) the Servicer to provide the Purchaser with a notice (sent by
telecopier) of such proposed and imminent foreclosure, stating the loan
number and the aggregate amount owing under the Mortgage Loan. Such notice
may be provided to the Purchaser in the form of a copy of a referral
letter from such Servicer to an attorney requesting the institution of
foreclosure.
(b) If requested by the Purchaser, the Company shall cause the
Servicer (to the extent that the Company as Master Servicer is granted such
authority in the related Servicing Agreement) to make its servicing personnel
available (during their normal business hours) to respond to reasonable
inquiries, by phone or in writing by facsimile, electronic, or overnight mail
transmission, by the Purchaser in connection with any Mortgage Loan identified
in a report under subsection (a) (i) (B), (a) (i) (C), (a) (i) (D), or (a) (ii)
which has been given to the Purchaser; provided, that (1) the related Servicer
shall only be required to provide information that is readily accessible to its
servicing personnel and is non-confidential and (2) the related Servicer shall
respond within five Business Days orally or in writing by facsimile
transmission.
(c) In addition to the foregoing, the Company shall cause the
Servicer (to the extent that the Company as Master Servicer is granted such
authority in the related Servicing Agreement) to provide to the Purchaser such
information as the Purchaser may reasonably request provided, however, that such
information is consistent with normal reporting practices, concerning each
Mortgage Loan that is at least ninety days delinquent and each Mortgage Loan
which has become real estate owned, through the final liquidation thereof;
provided, that the related Servicer shall only be required to provide
information that is readily accessible to its servicing personnel and is
non-confidential provided, however, that the Purchaser will reimburse the
Company and the related Servicer for any out of pocket expenses.
Section 2.02 Purchaser's Election to Delay Foreclosure
Proceedings
(a) The Purchaser shall be deemed to direct the Company to direct
(to the extent that the Company as Master Servicer is granted such authority in
the related Servicing Agreement) the related Servicer that in the event that the
Company does not receive written notice of the Purchaser's election pursuant to
subsection (b) below within 24 hours (exclusive of any intervening non-Business
Days) of transmission of the notice provided by the Company under Section 2.01
(a) (ii) subject to extension as set forth in Section 2.02(b), the related
Servicer may proceed with the Commencement of Foreclosure in respect of such
Mortgage Loan in accordance with its normal foreclosure policies without further
notice to the Purchaser. Any foreclosure that has been initiated may be
discontinued (i) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the related
Servicer) or (ii) if the related Servicer has reached the terms of a forbearance
agreement with the borrower. In the latter case, the related Servicer may
complete such forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days notification.
(b) In connection with any Mortgage Loan with respect to which a
notice under Section 2.01(a)(ii) has been given to the Purchaser, the Purchaser
may elect to instruct the Company to cause, to the extent that the Company as
Master Servicer is granted such authority in the related Servicing Agreement,
the related Servicer to delay the Commencement of Foreclosure until such time as
the Purchaser determines that the related Servicer may proceed with the
Commencement of Foreclosure. Such election must be evidenced by written notice
received within 24 hours (exclusive of any intervening non-Business Days) of
transmission of the notice provided by the Company under Section 2.01(a)(ii).
Such 24 hour period shall be extended for no longer than an additional four
Business Days after the receipt of the information if the Purchaser requests
additional information related to such foreclosure; provided, however, that the
Purchaser will have at least one Business Day to respond to any requested
additional information. Any such additional information shall be provided only
to the extent it (i) is not confidential in nature and (ii) is obtainable by the
related Servicer from existing reports, certificates or statements or is
otherwise readily accessible to its servicing personnel. The Purchaser agrees
that it has no right to deal with the mortgagor during such period. However, if
such servicing activities include acceptance of a deed-in-lieu of foreclosure or
short payoff, the Purchaser will be notified and given two Business Days to
respond.
(c) With respect to any Mortgage Loan as to which the Purchaser has
made an Election to Delay Foreclosure, the Purchaser shall obtain a Current
Appraisal as soon as practicable, but in no event more than 15 business days
thereafter, and shall provide the Company with a copy of such Current Appraisal.
(d) Within two Business Days of making any Election to Delay
Foreclosure, the Purchaser shall remit by wire transfer to the Company, for
deposit in the Collateral Fund, an amount, as calculated by the Company, equal
to the sum of (i) 125% of the greater of the unpaid principal balance of the
Mortgage Loan and the value shown in the Current Appraisal referred to in
subsection (c) above (or, if such Current Appraisal has not yet been obtained,
the Company's estimate thereof, in which case the required deposit under this
subsection shall be adjusted upon obtaining such Current Appraisal), and (ii)
three months' interest on the Mortgage Loan at the applicable Mortgage Interest
Rate. If any Election to Delay Foreclosure extends for a period in excess of
three months (such excess period being referred to herein as the "Excess
Period"), within two Business Days the Purchaser shall remit by wire transfer in
advance to the Company for deposit in the Collateral Fund the amount of each
additional month's interest, as calculated by the Company, equal to interest on
the Mortgage Loan at the applicable Mortgage Interest Rate for the Excess
Period. The terms of this Agreement will no longer apply to the servicing of any
Mortgage Loan upon the failure of the Purchaser to deposit any of the above
amounts relating to the Mortgage Loan within two Business Days of the Election
to Delay Foreclosure or within two Business Days of the commencement of the
Excess Period subject to Section 3.01.
(e) With respect to any Mortgage Loan as to which the Purchaser has
made an Election to Delay Foreclosure, the Company may withdraw from the
Collateral Fund from time to time amounts necessary to reimburse the related
Servicer for all related Monthly Advances and Liquidation Expenses thereafter
made by such Servicer in accordance with the Pooling and Servicing Agreement and
the related Servicing Agreement. To the extent that the amount of any such
Liquidation Expenses is determined by the Company based on estimated costs, and
the actual costs are subsequently determined to be higher, the Company may
withdraw the additional amount from the Collateral Fund. In the event that the
Mortgage Loan is brought current by the mortgagor and the foreclosure action is
discontinued, the amounts so withdrawn from the Collateral Fund shall be
redeposited if and to the extent that reimbursement therefor from amounts paid
by the mortgagor is not prohibited pursuant to the Pooling and Servicing
Agreement or the related Servicing Agreement, applicable law or the related
mortgage note. Except as provided in the preceding sentence, amounts withdrawn
from the Collateral Fund to cover Monthly Advances and Liquidation Expenses
shall not be redeposited therein or otherwise reimbursed to the Purchaser. If
and when any such Mortgage Loan is brought current by the mortgagor, all amounts
remaining in the Collateral Fund in respect of such Mortgage Loan (after
adjustment for all permitted withdrawals and deposits pursuant to this
subsection) shall be released to the Purchaser.
(f) With respect to any Mortgage Loan as to which the Purchaser has
made an Election to Delay Foreclosure, the related Servicer shall continue to
service the Mortgage Loan in accordance with its customary procedures (other
than the delay in Commencement of Foreclosure as provided herein). If and when
the Purchaser shall notify the Company that it believes that it is appropriate
to do so, the related Servicer may proceed with the Commencement of Foreclosure.
In any event, if the Mortgage Loan is not brought current by the mortgagor by
the time the loan becomes 6 months delinquent, the Purchaser's election shall no
longer be effective and at the Purchaser's option, either (i) the Purchaser
shall purchase the Mortgage Loan from the related Trust Estate at a purchase
price equal to the fair market value as shown on the Current Appraisal, to be
paid by (x) applying any balance in the Collateral Fund to such to such purchase
price, and (y) to the extent of any deficiency, by wire transfer of immediately
available funds from the Purchaser to the Company for deposit in the related
Certificate Account; or (ii) the related Servicer shall proceed with the
Commencement of Foreclosure.
(g) Upon the occurrence of a liquidation with respect to any
Mortgage Loan as to which the Purchaser made an Election to Delay Foreclosure
and as to which the related Servicer proceeded with the Commencement of
Foreclosure in accordance with subsection (f) above, the Company shall calculate
the amount, if any, by which the value shown on the Current Appraisal obtained
under subsection (c) exceeds the actual sales price obtained for the related
Mortgaged Property (net of Liquidation Expenses and accrued interest related to
the extended foreclosure period), and the Company shall withdraw the amount of
such excess from the Collateral Fund, shall remit the same to the Trust Estate
and in its capacity as Master Servicer shall apply such amount as additional
Liquidation Proceeds pursuant to the Pooling and Servicing Agreement. After
making such withdrawal, all amounts remaining in the Collateral Fund in respect
of such Mortgage Loan (after adjustment for all permitted withdrawals and
deposits pursuant to this Agreement) shall be released to the Purchaser.
Section 2.03 Purchaser's Election to Commence Foreclosure
Proceedings
(a) In connection with any Mortgage Loan identified in a report
under Section 2.01(a)(i)(B), the Purchaser may elect to instruct the Company to
cause, to the extent that the Company as Master Servicer is granted such
authority in the related Servicing Agreement, the related Servicer to proceed
with the Commencement of Foreclosure as soon as practicable. Such election must
be evidenced by written notice received by the Company by 5:00 p.m., New York
City time, on the third Business Day following the delivery of such report under
Section 2.01(a)(i).
(b) Within two Business Days of making any Election to Foreclose,
the Purchaser shall remit to the Company, for deposit in the Collateral Fund, an
amount, as calculated by the Company, equal to 125% of the current unpaid
principal balance of the Mortgage Loan and three months interest on the Mortgage
Loan at the applicable Mortgage Interest Rate. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts in the Collateral Fund in
respect of such Mortgage Loan (after adjustment for all permitted withdrawals
and deposits pursuant to this Agreement) shall be released to the Purchaser if
and to the extent that reimbursement therefor from amounts paid by the mortgagor
is not prohibited pursuant to the Pooling and Servicing Agreement or the related
Servicing Agreement, applicable law or the related mortgage note. The terms of
this Agreement will no longer apply to the servicing of any Mortgage Loan upon
the failure of the Purchaser to deposit the above amounts relating to the
Mortgage Loan within two Business Days of the Election to Foreclose subject to
Section 3.01.
(c) With respect to any Mortgage Loan as to which the Purchaser has
made an Election to Foreclose, the related Servicer shall continue to service
the Mortgage Loan in accordance with its customary procedures (other than
Commencement of Foreclosure as provided herein). In connection therewith, the
Company shall have the same rights to make withdrawals for Monthly Advances and
Liquidations Expenses from the Collateral Fund as are provided under Section
2.02(e), and the Company shall make reimbursements thereto to the limited extent
provided under such subsection in accordance with its customary procedures. The
Company shall not be required to cause, to the extent that the Company as Master
Servicer is granted such authority in the related Servicing Agreement, the
related Servicer to proceed with the Commencement of Foreclosure if (i) the same
is stayed as a result of the mortgagor's bankruptcy or is otherwise barred by
applicable law, or to the extent that all legal conditions precedent thereto
have not yet been complied with, or (ii) the Company believes there is a breach
of representations or warranties by the Company, a Servicer, or a Seller, which
may result in a repurchase or substitution of such Mortgage Loan, or (iii) the
Company or related Servicer reasonably believes the Mortgaged Property may be
contaminated with or affected by hazardous wastes or hazardous substances (and,
without limiting the related Servicer's right not to proceed with the
Commencement of Foreclosure, the Company supplies the Purchaser with information
supporting such belief). Any foreclosure that has been initiated may be
discontinued (x) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the Purchaser)
or (y) with notice to the Purchaser if the related Servicer has reached the
terms of a forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days of such notification. Any such instruction shall be
based upon a decision that such forbearance agreement is not in conformity with
reasonable servicing practices.
(d) Upon the occurrence of a liquidation with respect to any
Mortgage Loan as to which the Purchaser made an Election to Foreclose and as to
which the related Servicer proceeded with the Commencement of Foreclosure in
accordance with subsection (c) above, the Company shall calculate the amount, if
any, by which the unpaid principal balance of the Mortgage Loan at the time of
liquidation (plus all unreimbursed interest and servicing advances and
Liquidation Expenses in connection therewith other than those paid from the
Collateral Fund) exceeds the actual sales price obtained for the related
Mortgaged Property, and the Company shall withdraw the amount of such excess
from the Collateral Fund, shall remit the same to the Trust Estate and in its
capacity as Master Servicer shall apply such amount as additional Liquidation
Proceeds pursuant to the Pooling and Servicing Agreement. After making such
withdrawal, all amounts remaining in the Collateral Fund (after adjustment for
all withdrawals and deposits pursuant to subsection (c) in respect of such
Mortgage Loan shall be released to the Purchaser.
Section 2.04 Termination
(a) With respect to all Mortgage Loans included in the Trust Estate,
the Purchaser's right to make any Election to Delay Foreclosure or any Election
to Foreclose and the Company's obligations under Section 2.01 shall terminate
(i) at such time as the Principal Balance of the Class B Certificates has been
reduced to zero, (ii) if the greater of (x) 43% (or such lower or higher
percentage that represents the related Servicer's actual historical loss
experience with respect to the Mortgage Loans in the related pool as determined
by the Company) of the aggregate principal balance of all Mortgage Loans that
are in foreclosure or are more than 90 days delinquent on a contractual basis
and REO properties or (y) the aggregate amount that the Company estimates
through the normal servicing practices of the related Servicer will be required
to be withdrawn from the Collateral Fund with respect to Mortgage Loans as to
which the Purchaser has made an Election to Delay Foreclosure or an Election to
Foreclosure, exceeds (z) the then-current principal balance of the Class B
Certificates, (iii) upon any transfer by the Purchaser of any interest (other
than the minority interest therein, but only if the transferee provides written
acknowledgment to the Company of the Purchaser's right hereunder and that such
transferee will have no rights hereunder) in the Class B Certificates (whether
or not such transfer is registered under the Pooling and Servicing Agreement),
including any such transfer in connection with a termination of the Trust Estate
or (iv) upon any breach of the terms of this Agreement by the Purchaser.
(b) Except as set forth in 2.04(a), this Agreement and the
respective rights, obligations and responsibilities of the Purchaser and the
Company hereunder shall terminate upon the later to occur of (i) the final
liquidation of the last Mortgage Loan as to which the Purchaser made any
Election to Delay Foreclosure or any Election to Foreclose and the withdrawal of
all remaining amounts in the Collateral Fund as provided herein and (ii) ten
Business Days' notice. The Purchaser's right to make an election pursuant to
Section 2.02 or Section 2.03 hereof with respect to a particular Mortgage Loan
shall terminate if the Purchaser fails to make any deposit required pursuant to
Section 2.02(d) or 2.03(b) or if the Purchaser fails to make any other deposit
to the Collateral Fund pursuant to this Agreement.
ARTICLE III
COLLATERAL FUND; SECURITY INTEREST
Section 3.01 Collateral Fund
Upon receipt from the Purchaser of the initial amount required to be
deposited in the Collateral Fund pursuant to Article II, the Company shall
establish and maintain with Bankers Trust Company as a segregated account on its
books and records an account (the "Collateral Fund"), entitled "Xxxxx Fargo Bank
Minnesota, National Association, as Master Servicer, for the benefit of
registered holders of Xxxxx Fargo Asset Securities Corporation Mortgage
Pass-Through Certificates, Series 2002-E." Amounts held in the Collateral Fund
shall continue to be the property of the Purchaser, subject to the first
priority security interest granted hereunder for the benefit of the
Certificateholders, until withdrawn from the Collateral Fund pursuant to Section
2.02 or 2.03 hereof. The Collateral Fund shall be an "outside reserve fund"
within the meaning of the REMIC Provisions, beneficially owned by the Purchaser
for federal income tax purposes. All income, gain, deduction or loss with
respect to the Collateral Fund shall be that of the Purchaser. All distributions
from the Trust Fund to the Collateral Fund shall be treated as distributed to
the Purchaser as the beneficial owner thereof.
Upon the termination of this Agreement and the liquidation of all
Mortgage Loans as to which the Purchaser has made any Election to Delay
Foreclosure or any Election to Foreclose pursuant to Section 2.04 hereof, the
Company shall distribute or cause to be distributed to the Purchaser all amounts
remaining in the Collateral Fund (after adjustment for all deposits and
permitted withdrawals pursuant to this Agreement) together with any investment
earnings thereon. In the event the Purchaser has made any Election to Delay
Foreclosure or any Election to Foreclose, prior to any distribution to the
Purchaser of all amounts remaining in the Collateral Fund, funds in the
Collateral Fund shall be applied consistent with the terms of this Agreement.
Section 3.02 Collateral Fund Permitted Investments
The Company shall, at the written direction of the Purchaser, invest
the funds in the Collateral Fund in Collateral Fund Permitted Investments. Such
direction shall not be changed more frequently than quarterly. In the absence of
any direction, the Company shall select such investments in accordance with the
definition of Collateral Fund Permitted Investments in its discretion.
All income and gain realized from any investment as well as any
interest earned on deposits in the Collateral Fund (net of any losses on such
investments) and any payments of principal made in respect of any Collateral
Fund Permitted Investment shall be deposited in the Collateral Fund upon
receipt. All costs and realized losses associated with the purchase and sale of
Collateral Fund Permitted Investments shall be borne by the Purchaser and the
amount of net realized losses shall be deposited by the Purchaser in the
Collateral Fund promptly upon realization. The Company shall periodically (but
not more frequently than monthly) distribute to the Purchaser upon request an
amount of cash, to the extent cash is available therefore in the Collateral
Fund, equal to the amount by which the balance of the Collateral Fund, after
giving effect to all other distributions to be made from the Collateral Fund on
such date, exceeds the Required Collateral Fund Balance. Any amounts so
distributed shall be released from the lien and security interest of this
Agreement.
Section 3.03 Grant of Security Interest
The Purchaser hereby grants to the Company for the benefit of the
Certificateholders under the Pooling and Servicing Agreement a security interest
in and lien on all of the Purchaser's right, title and interest, whether now
owned or hereafter acquired, in and to: (1) the Collateral Fund, (2) all amounts
deposited in the Collateral Fund and Collateral Fund Permitted Investments in
which such amounts are invested (and the distributions and proceeds of such
investments) and (3) all cash and non-cash proceeds of any of the foregoing,
including proceeds of the voluntary conversion thereof (all of the foregoing
collectively, the "Collateral").
The Purchaser acknowledges the lien on and the security interest in
the Collateral for the benefit of the Certificateholders. The Purchaser shall
take all actions requested by the Company as may be reasonably necessary to
perfect the security interest created under this Agreement in the Collateral and
cause it to be prior to all other security interests and liens, including the
execution and delivery to the Company for filing of appropriate financing
statements in accordance with applicable law. The Company shall file appropriate
continuation statements, or appoint an agent on its behalf to file such
statements, in accordance with applicable law.
Section 3.04 Collateral Shortfalls
In the event that amounts on deposit in the Collateral Fund at any
time are insufficient to cover any withdrawals therefrom that the Company is
then entitled to make hereunder, the Purchaser shall be obligated to pay such
amounts to the Company immediately upon demand. Such obligation shall constitute
a general corporate obligation of the Purchaser. The failure to pay such amounts
within two Business Days of such demand (except for amounts to cover interest on
a Mortgage Loan pursuant to Sections 2.02(d) and 2.03 (b)), shall cause an
immediate termination of the Purchaser's right to make any Election to Delay
Foreclosure or Election to Foreclose and the Company's obligations under this
Agreement with respect to all Mortgage Loans to which such insufficiencies
relate, without the necessity of any further notice or demand on the part of the
Company.
ARTICLE IV
MISCELLANEOUS PROVISIONS
Section 4.01 Amendment
This Agreement may be amended from time to time by the Company and
the Purchaser by written agreement signed by the Company and the Purchaser.
Section 4.02 Counterparts
This Agreement may be executed simultaneously in any number of
counterparts, each of which counterparts shall be deemed to be an original, and
such counterparts shall constitute but one and the same instrument.
Section 4.03 Governing Law
This Agreement shall be construed in accordance with the laws of the
State of New York and the obligations, rights and remedies of the parties
hereunder shall be determined in accordance with such laws.
Section 4.04 Notices
All demands, notices and direction hereunder shall be in writing or
by telecopy and shall be deemed effective upon receipt to:
(a) in the case of the Company,
Xxxxx Fargo Bank Minnesota, National Association
0000 Xxx Xxxxxxx Xxx
Xxxxxxxxx, XX 00000
Attention: Vice President, Master Servicing
Phone: 000-000-0000
Fax: 000-000-0000
(b) in the case of the Purchaser,
________________________
________________________
________________________
Attention: _____________
Section 4.05 Severability of Provisions
If any one or more of the covenants, agreements, provision or terms
of this Agreement shall be for any reason whatsoever, including regulatory, held
invalid, then such covenants, agreements, provisions or terms of this Agreement
and shall in no way affect the validity or enforceability of the other
provisions of this Agreement.
Section 4.06 Successors and Assigns
The provisions of this Agreement shall be binding upon and inure to
the benefit of the respective successors and assigns of the parties hereto, and
all such provisions shall inure to the benefit of the Certificateholders;
provided, however, that the rights under this Agreement cannot be assigned by
the Purchaser without the consent of the Company.
Section 4.07 Article and Section Headings
The article and section headings herein are for convenience of
reference only and shall not limit or otherwise affect the meaning hereof.
Section 4.08 Confidentiality
The Purchaser agrees that all information supplied by or on behalf
of the Company pursuant to Sections 2.01 or 2.02, including individual account
information, is the property of the Company and the Purchaser agrees to hold
such information confidential and not to disclose such information.
Each party hereto agrees that neither it, nor any officer, director,
employee, affiliate or independent contractor acting at such party's direction
will disclose the terms of Section 4.09 of this Agreement to any person or
entity other than such party's legal counsel except pursuant to a final,
non-appealable order of court, the pendency of such order the other party will
have received notice of at least five business days prior to the date thereof,
or pursuant to the other party's prior express written consent.
Section 4.09 Indemnification
The Purchaser agrees to indemnify and hold harmless the Company, the
Seller, and each Servicer and each person who controls the Company, the Seller,
or a Servicer and each of their respective officers, directors, affiliates and
agents acting at the Company's, the Seller's, or a Servicer's direction (the
"Indemnified Parties") against any and all losses, claims, damages or
liabilities to which they may be subject, insofar as such losses, claims,
damages or liabilities (or actions in respect thereof) arise out of, or are
based upon, actions taken by, or actions not taken by, the Company, the Seller,
or a Servicer, or on their behalf, in accordance with the provisions of this
Agreement and (i) which actions conflict with the Company's, the Seller's, or a
Servicer's obligations under the Pooling and Servicing Agreement or the related
Servicing Agreement, or (ii) give rise to securities law liability under federal
or state securities laws with respect to the Certificates. The Purchaser hereby
agrees to reimburse the Indemnified Parties for the reasonable legal or other
expenses incurred by them in connection with investigating or defending any such
loss, claim, damage, liability or action. The indemnification obligations of the
Purchaser hereunder shall survive the termination or expiration of this
Agreement.
IN WITNESS WHEREOF, the Company and the Purchaser have caused their
names to be signed hereto by their respective officers thereunto duly
authorized, all as of the day and year first above written.
Xxxxx Fargo Bank Minnesota, National
Association
By:_____________________________________
Name:
Title:
_____________________________
By:_____________________________________
Name:
Title:
EXHIBIT N
FORM OF INITIAL CERTIFICATION OF THE CUSTODIAN
September 27 2002
Xxxxx Fargo Asset Securities Corporation
0000 Xxx Xxxxxxx Xxx
Xxxxxxxxx, Xxxxxxxx 00000
Wachovia Bank, National Association
000 Xxxxx Xxxxx Xxxxxx
Xxxxxxxxx, Xxxxx Xxxxxxxx 00000
Re: The Pooling and Servicing Agreement, dated September 27, 2002, among
Xxxxx Fargo Asset Securities Corporation, as Seller, Xxxxx Fargo
Bank Minnesota, National Association, as Master Servicer, and
Wachovia Bank, National Association, as Trustee, relating to the
Xxxxx Fargo Asset Securities Corporation; Mortgage Pass-Through
Certificates, Series 2002-E.
-------------------------------------------------------------------
Ladies and Gentlemen:
In accordance with the provisions of Section 2.02 of the above-referenced
Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), the
undersigned, as Custodian on behalf of the Trustee, hereby certifies that,
except as specified in any list of exceptions attached hereto, it has received
the original Mortgage Note relating to each of the Mortgage Loans listed on the
Mortgage Loan Schedule.
The Custodian has made no independent examination of any documents
contained in each Mortgage File beyond the review specifically required in the
Pooling and Servicing Agreement in connection with this initial certification.
The Custodian makes no representations as to: (i) the validity, legality,
sufficiency, enforceability, recordability or genuineness of any of the
documents contained in each Mortgage File or any of the Mortgage Loans
identified in the Mortgage Loan Schedule or (ii) the collectibility,
insurability, effectiveness or suitability of any such Mortgage Loan.
Capitalized terms used but not defined herein shall have the meanings
ascribed to such terms in the Pooling and Servicing Agreement.
XXXXX FARGO BANK MINNESOTA, NATIONAL
ASSOCIATION,
as Custodian on behalf of the Trustee
By:_____________________________________
Name: _______________________________
Title:_______________________________
EXHIBIT O
FORM OF FINAL CERTIFICATION OF THE CUSTODIAN
[__________ __, ____]
Xxxxx Fargo Asset Securities Corporation
0000 Xxx Xxxxxxx Xxx
Xxxxxxxxx, Xxxxxxxx 00000
Wachovia Bank, National Association
000 Xxxxx Xxxxx Xxxxxx
Xxxxxxxxx, Xxxxx Xxxxxxxx 00000
Re: The Pooling and Servicing Agreement, dated September 27, 2002, among
Xxxxx Fargo Asset Securities Corporation, as Seller, Xxxxx Fargo
Bank Minnesota, National Association, as Master Servicer, and
Wachovia Bank, National Association, as Trustee, relating to the
Xxxxx Fargo Asset Securities Corporation; Mortgage Pass-Through
Certificates, Series 2002-E.
-------------------------------------------------------------------
Ladies and Gentlemen:
In accordance with the provisions of Section 2.02 of the above-referenced
Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), the
undersigned, as Custodian on behalf of the Trustee, hereby certifies that, as to
each Mortgage Loan listed in the Mortgage Loan Schedule, except as may be
specified in any list of exceptions attached hereto, such Mortgage File contains
all of the items required to be delivered pursuant to Section 2.01 of the
Pooling and Servicing Agreement.
The Custodian has made no independent examination of any documents
contained in each Mortgage File beyond the review specifically required in the
Pooling and Servicing Agreement in connection with this final certification. The
Custodian makes no representations as to: (i) the validity, legality,
sufficiency, enforceability, recordability or genuineness of any of the
documents contained in each Mortgage File or any of the Mortgage Loans
identified in the Mortgage Loan Schedule or (ii) the collectibility,
insurability, effectiveness or suitability of any such Mortgage Loan.
Capitalized terms used but not defined herein shall have the meanings
ascribed to such terms in the Pooling and Servicing Agreement.
XXXXX FARGO BANK MINNESOTA, NATIONAL
ASSOCIATION,
as Custodian on behalf of the Trustee
By:_____________________________________
Name: _______________________________
Title:_______________________________
SCHEDULE I
Xxxxx Fargo Asset Securities Corporation,
Mortgage Pass-Through Certificates, Series 2002-E
Applicable Unscheduled Principal Receipt Period
Full Unscheduled Partial Unscheduled
Servicer Principal Receipts Principal Receipts
WFHM Mid-Month Mid-Month
