CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP., Depositor DLJ MORTGAGE CAPITAL, INC., Seller WILSHIRE CREDIT CORPORATION, Servicer OCWEN LOAN SERVICING, LLC, Servicer SELECT PORTFOLIO SERVICING, INC., Servicer and Special Servicer and Trustee...

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.,

Depositor

DLJ MORTGAGE CAPITAL, INC.,

Seller

WILSHIRE CREDIT CORPORATION,

Servicer

OCWEN LOAN SERVICING, LLC,

Servicer

SELECT PORTFOLIO SERVICING, INC.,

Servicer and Special Servicer

and

U.S. BANK NATIONAL ASSOCIATION,

Trustee

______________________________________________________________________________

POOLING AND SERVICING AGREEMENT

Dated as of June 1, 2006

______________________________________________________________________________

HOME EQUITY MORTGAGE TRUST SERIES 2006-3

HOME EQUITY MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-3

TABLE OF CONTENTS

ARTICLE I DEFINITIONS

SECTION 1.01

Definitions.

SECTION 1.02

Interest Calculations.

SECTION 1.03

Allocation of Certain Interest Shortfalls.

ARTICLE II CONVEYANCE OF MORTGAGE LOANS; REPRESENTATIONS AND WARRANTIES

SECTION 2.01

Conveyance of Mortgage Loans.

SECTION 2.02

Acceptance by the Trustee.

SECTION 2.03

Representations and Warranties of the Seller, the Servicers and the Special Servicer.

SECTION 2.04

Representations and Warranties of the Depositor as to the Mortgage Loans.

SECTION 2.05

Delivery of Opinion of Counsel in Connection with Substitutions.

SECTION 2.06

Execution and Delivery of Certificates.

SECTION 2.07

REMIC Matters.

SECTION 2.08

Covenants of each Servicer.

SECTION 2.09

Conveyance of REMIC Regular Interests and Acceptance of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 by the Trustee; Issuance of Certificates.

SECTION 2.10

Purposes and Powers of the Trust.

ARTICLE III ADMINISTRATION AND SERVICING OF MORTGAGE LOANS

SECTION 3.01

Servicers to Service Mortgage Loans.

SECTION 3.02

Subservicing; Enforcement of the Obligations of Subservicers.

SECTION 3.03

[Reserved].

SECTION 3.04

Trustee to Act as Servicer.

SECTION 3.05

Collection of Mortgage Loans; Collection Accounts; Certificate Account; Pre-Funding Account; Capitalized Interest Account.

SECTION 3.06

Establishment of and Deposits to Escrow Accounts; Permitted Withdrawals from Escrow Accounts; Payments of Taxes, Insurance and Other Charges.

SECTION 3.07

Access to Certain Documentation and Information Regarding the Mortgage Loans; Inspections.

SECTION 3.08

Permitted Withdrawals from the Collection Accounts and Certificate Account.

SECTION 3.09

Maintenance of Hazard Insurance and Mortgage Impairment Insurance; Claims; Restoration of Mortgaged Property.

SECTION 3.10

Enforcement of Due-on-Sale Clauses; Assumption Agreements.

SECTION 3.11

Realization Upon Defaulted Mortgage Loans; Repurchase of Certain Mortgage Loans.

SECTION 3.12

Trustee to Cooperate; Release of Mortgage Files.

SECTION 3.13

Documents, Records and Funds in Possession of a Servicer to be Held for the Trustee.

SECTION 3.14

Servicing Fee.

SECTION 3.15

Access to Certain Documentation.

SECTION 3.16

Annual Statement as to Compliance.

SECTION 3.17

Assessments of Compliance and Attestation Reports.

SECTION 3.18

Maintenance of Fidelity Bond and Errors and Omissions Insurance.

SECTION 3.19

Duties of the Credit Risk Manager.

SECTION 3.20

Limitation Upon Liability of the Credit Risk Manager.

SECTION 3.21

Advance Facility.

SECTION 3.22

Special Serviced Mortgage Loans

SECTION 3.23

Basis Risk Reserve Fund.

SECTION 3.24

Termination Test; Certificateholder Vote.

ARTICLE IV DISTRIBUTIONS AND ADVANCES BY THE SERVICER

SECTION 4.01

Advances by the Servicer.

SECTION 4.02

Priorities of Distribution.

SECTION 4.03

[Reserved].

SECTION 4.04

[Reserved].

SECTION 4.05

Allocation of Realized Losses.

SECTION 4.06

Monthly Statements to Certificateholders.

SECTION 4.07

Distributions on the REMIC 1 Regular Interests and REMIC 2 Regular Interests.

SECTION 4.08

[Reserved].

SECTION 4.09

Prepayment Charges.

SECTION 4.10

Servicers to Cooperate.

SECTION 4.11

The Swap Agreement; Supplemental Interest Trust.

ARTICLE V THE CERTIFICATES

SECTION 5.01

The Certificates.

SECTION 5.02

Certificate Register; Registration of Transfer and Exchange of Certificates.

SECTION 5.03

Mutilated, Destroyed, Lost or Stolen Certificates.

SECTION 5.04

Persons Deemed Owners.

SECTION 5.05

Access to List of Certificateholders’ Names and Addresses.

SECTION 5.06

Maintenance of Office or Agency.

ARTICLE VI THE DEPOSITOR, THE SELLER, THE SERVICERS AND THE SPECIAL SERVICER

SECTION 6.01

Respective Liabilities of the Depositor, the Sellers, the Servicers and the Special Servicer.

SECTION 6.02

Merger or Consolidation of the Depositor, the Seller, a Servicer or the Special Servicer.

SECTION 6.03

Limitation on Liability of the Depositor, the Seller, the Servicers, the Special Servicer and Others.

SECTION 6.04

Limitation on Resignation of a Servicer.

ARTICLE VII DEFAULT

SECTION 7.01

Events of Default.

SECTION 7.02

Trustee to Act; Appointment of Successor.

SECTION 7.03

Notification to Certificateholders.

ARTICLE VIII CONCERNING THE TRUSTEE

SECTION 8.01

Duties of the Trustee.

SECTION 8.02

Certain Matters Affecting the Trustee.

SECTION 8.03

Trustee Not Liable for Certificates or Mortgage Loans.

SECTION 8.04

Trustee May Own Certificates.

SECTION 8.05

Trustee’s Fees and Expenses.

SECTION 8.06

Eligibility Requirements for the Trustee and Custodian.

SECTION 8.07

Resignation and Removal of the Trustee.

SECTION 8.08

Successor Trustee.

SECTION 8.09

Merger or Consolidation of the Trustee.

SECTION 8.10

Appointment of Co-Trustee or Separate Trustee.

SECTION 8.11

Tax Matters.

SECTION 8.12

Commission Reporting.

ARTICLE IX TERMINATION

SECTION 9.01

Termination upon Liquidation or Purchase of the Mortgage Loans.

SECTION 9.02

Final Distribution on the Certificates.

SECTION 9.03

Additional Termination Requirements.

SECTION 9.04

Determination of the Terminating Entity.

ARTICLE X MISCELLANEOUS PROVISIONS

SECTION 10.01

Amendment.

SECTION 10.02

Recordation of Agreement; Counterparts.

SECTION 10.03

Governing Law.

SECTION 10.04

[Reserved].

SECTION 10.05

Notices.

SECTION 10.06

Severability of Provisions.

SECTION 10.07

Assignment.

SECTION 10.08

Limitation on Rights of Certificateholders.

SECTION 10.09

Certificates Nonassessable and Fully Paid.

SECTION 10.10

Non-Solicitation

SECTION 10.11

Third Party Beneficiary

EXHIBITS
EXHIBIT A.	Form of Class A Certificates
EXHIBIT B.	Form of Subordinate Certificate
EXHIBIT C.	Form of Residual Certificate
EXHIBIT D.	Form of Notional Amount Certificate
EXHIBIT E.	Form of Class P Certificate
EXHIBIT F.	Form of Reverse Certificates
EXHIBIT G.	Form of Initial Certification of Custodian
EXHIBIT H.	Form of Final Certification of Custodian
EXHIBIT I.	Transfer Affidavit
EXHIBIT J.	Form of Transferor Certificate
EXHIBIT K.	Form of Investment Letter (Non-Rule 144A)
EXHIBIT L.	Form of Rule 144A Letter
EXHIBIT M.	Request for Release
EXHIBIT N.	Form of Subsequent Transfer Agreement
EXHIBIT O-1.	Form of Collection Account Certification
EXHIBIT O-2.	Form of Collection Account Letter Agreement
EXHIBIT P-1.	Form of Escrow Account Certification
EXHIBIT P-2.	Form of Escrow Account Letter Agreement
EXHIBIT Q.	[Reserved]
EXHIBIT R-1.	Form of Custodial Agreement for LaSalle Bank National Association
EXHIBIT R-2.	Form of Custodial Agreement for Xxxxx Fargo Bank, N.A.
EXHIBIT R-3.	[Reserved]
EXHIBIT S.	[Reserved]
EXHIBIT T.	Data Fields for Wilshire Serviced Loans Transferred to SPS
EXHIBIT U.	Charged Off Loan Data Report
EXHIBIT V.	Form of Monthly Statement to Certificateholders
EXHIBIT W.	Form of Depositor Certification
EXHIBIT X.	Form of Trustee Certification
EXHIBIT Y.	Form of Servicer Certification
EXHIBIT Z.	Information to be Provided by Servicer to Trustee
EXHIBIT AA	Form of Limited Power of Attorney
EXHIBIT BB.	[Reserved]
EXHIBIT CC	Form of ISDA Master Agreement
EXHIBIT DD	Form of Confirmation to the Swap Agreement
EXHIBIT EE	Servicing Criteria to Be Addressed in Assessment of Compliance
EXHIBIT FF	Form 10-D, Form 8-K and Form 10-K Reporting Responsibility
SCHEDULE I	Mortgage Loan Schedule
SCHEDULE II	Seller’s Representations and Warranties
SCHEDULE IIIA	Wilshire Representations and Warranties
SCHEDULE IIIB	Ocwen Representations and Warranties
SCHEDULE IIIC	[Reserved]
SCHEDULE IIID	SPS Representations and Warranties
SCHEDULE IV	Representations and Warranties for the Mortgage Loans

THIS POOLING AND SERVICING AGREEMENT, dated as of June 1, 2006, among CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP., a Delaware corporation, as depositor (the “Depositor”), DLJ MORTGAGE CAPITAL, INC., a Delaware corporation, as Seller (the “Seller”), WILSHIRE CREDIT CORPORATION, a Nevada corporation, as a servicer (a “Servicer” or “Wilshire”), OCWEN LOAN SERVICING, LLC, a Delaware limited liability company, as a servicer (a “Servicer” or “Ocwen”), SELECT PORTFOLIO SERVICING, INC., a Utah corporation, as a servicer and special servicer (a “Servicer”, the “Special Servicer” or “SPS”, and collectively with Wilshire and Ocwen, the “Servicers”) and U.S. BANK NATIONAL ASSOCIATION, a national banking association organized under the laws of the United States, as trustee (the “Trustee”).

WITNESSETH THAT

In consideration of the mutual agreements herein contained, the parties hereto agree as follows:

PRELIMINARY STATEMENT

The Depositor intends to sell pass-through certificates (collectively, the “Certificates”), to be issued hereunder in multiple classes, which in the aggregate will evidence the entire beneficial ownership interest in the Trust Fund created hereunder. The Certificates will consist of twenty classes of certificates, designated as (i) the Class A-1 Certificates, (ii) the Class A-2 Certificates, (iii) the Class A-3 Certificates, (iv) the Class M-1 Certificates, (v) the Class M-2 Certificates, (vi) the Class M-3 Certificates, (vii) the Class M-4 Certificates, (viii) the Class M-5 Certificates, (ix) the Class M-6 Certificates, (x) the Class M-7 Certificates, (xi) the Class M-8 Certificates, (xii) the Class M-9 Certificates, (xiii) the Class M-10 Certificates, (xiv) the Class B-1 Certificates, (xv) the Class B-2 Certificates, (xvi) the Class P Certificates, (xvii) the Class X-1 Certificates, (xviii) the Class X-2 Certificates, (xix) the Class X-S Certificates and (x) the Class A-R Certificates.

REMIC 1

As provided herein, the Trustee will make an election to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this Agreement (exclusive of the Pre-Funding Account, Basis Risk Reserve Fund, Swap Account, the Capitalized Interest Account, the Supplemental Interest Trust and the Subsequent Mortgage Loan Interest) as a real estate mortgage investment conduit (a “REMIC”) for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 1.” The Class R-1 Interest will represent the sole class of “residual interests” in REMIC 1 for purposes of the REMIC Provisions (as defined herein) under federal income tax law. The following table irrevocably sets forth the designation, the Uncertificated REMIC 1 Pass-Through Rate and the initial Uncertificated Principal Balance for each of the “regular interests” in REMIC 1 (the “REMIC 1 Regular Interests”). None of the REMIC 1 Regular Interests will be certificated. The latest possible maturity date (determined for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii)) of each of the REMIC 1 Regular Interests will be the Latest Possible Maturity Date as defined herein.

Designation	Uncertificated REMIC 1 Pass-Through Rate	Initial Uncertificated Principal Balance
LTI-1	Variable(1)	$ 304,383,088.02
LTI-PF	Variable(1)	$ 96,216,911.98
LTI-S1	Variable(1)	(2)
LTI-S2	Variable(1)	(2)
LTI-S3	Variable(1)	(2)
LTI-AR	Variable(1)	$ 100.00
LTI-P	Variable(1)	$ 100.00

___________________

(1)	Calculated as provided in the definition of Uncertificated REMIC 1 Pass-Through Rate.

(2)

REMIC 1 Regular Interest LTI-S1, REMIC 1 Regular Interest LTI-S2 and REMIC 1 Regular Interest LTI-S3 will not have an Uncertificated Principal Balance but will accrue interest on an uncertificated notional amount calculated in accordance with the definition of “Uncertificated Notional Amount” herein.

REMIC 2

As provided herein, an election will be made to treat the segregated pool of assets consisting of the REMIC 1 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as REMIC 2. The Class R-2 Interest will represent the sole class of “residual interests” in REMIC 2 for purposes of the REMIC Provisions under federal income tax law (the “Class R-2 Interest”). The following table irrevocably sets forth the designation, Uncertificated REMIC 2 Pass-Through Rate and initial Uncertificated Principal Balance for each of the “regular interests” in REMIC 2 (the “REMIC 2 Regular Interests”). None of the REMIC 2 Regular Interests will be certificated. The latest possible maturity date (determined for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii)) of each of the REMIC 2 Regular Interests will be the Latest Possible Maturity Date as defined herein.

Designation	Uncertificated REMIC 2 Pass-Through Rate	Initial Uncertificated Principal Balance
MTI-1-A	Variable(1)	$ 62,800,000.00
MTI-1-B	Variable(1)	$ 62,800,000.00
MTI-A-1	Variable(1)	$ 233,000,000.00
MTI-A-2	Variable(1)	$ 38,000,000.00
MTI-S	(2)	(3)
MTI-AR	Variable(1)	$ 100.00
MTI-P	Variable(1)	$ 100.00
MTI-X1	Variable(1)	$ 4,000,000.00

___________________________

(1)	Calculated in accordance with the definition of “Uncertificated REMIC 2 Pass-Through Rate” herein.

(2)	REMIC 2 Regular Interest MTI-S will not have an Uncertificated REMIC 2 Pass-Through Rate, but will be entitled to 100% of the amounts distributed on REMIC 1 Regular Interest LTI-S1, REMIC 1 Regular Interest LTI-S2 and REMIC 1 Regular Interest LTI-S3.

(3)	REMIC 2 Regular Interest MTI-S will not have an Uncertificated Principal Balance, but will have an Uncertificated Notional Amount equal to the Uncertificated Notional Amount of REMIC 1 Regular Interest LTI-S1, REMIC 1 Regular Interest LTI-S2 and REMIC 1 Regular Interest LTI-S3.

REMIC 3

As provided herein, an election will be made to treat the segregated pool of assets consisting of the REMIC 2 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as REMIC 3. The Class R-3 Interest will represent the sole class of “residual interests” in REMIC 3 for purposes of the REMIC Provisions under federal income tax law (the “Class R-3 Interest”). The following table irrevocably sets forth the designation, Uncertificated REMIC 3 Pass-Through Rate and initial Uncertificated Principal Balance for each of the “regular interests” in REMIC 3 (the “REMIC 3 Regular Interests”). None of the REMIC 3 Regular Interests will be certificated. The latest possible maturity date (determined for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii)) of each of the REMIC 3 Regular Interests will be the Latest Possible Maturity Date as defined herein.

Designation	Uncertificated REMIC 2 Pass-Through Rate	Initial Uncertificated Principal Balance
MTII-AA	Variable(1)	$ 392,588,000.00
MTII-A-1	Variable(1)	$ 2,330,000.00
MTII-A-2	Variable(1)	$ 380,000.00
MTII-A-3	Variable(1)	$ 200,000.00
MTII-M-1	Variable(1)	$ 170,000.00
MTII-M-2	Variable(1)	$ 138,000.00
MTII-M-3	Variable(1)	$ 138,000.00
MTII-M-4	Variable(1)	$ 86,000.00
MTII-M-5	Variable(1)	$ 76,000.00
MTII-M-6	Variable(1)	$ 78,000.00
MTII-M-7	Variable(1)	$ 70,000.00
MTII-M-8	Variable(1)	$ 70,000.00
MTII-M-9	Variable(1)	$ 66,000.00
MTII-M-10	Variable(1)	$ 54,000.00
MTII-B-1	Variable(1)	$ 60,000.00
MTII-B-2	Variable(1)	$ 50,000.00
MTII-ZZ	Variable(1)	$ 4,046,000.00
MTII-P	Variable(1)	$ 100.00
MTII-R	Variable(1)	$ 100.00
MTII-S	(2)	(3)
MTII-IO	(1)	(4)

___________________

(1)	Calculated as provided in the definition of Uncertificated REMIC 3 Pass-Through Rate herein.

(2)	REMIC 3 Regular Interest MTII-S will not have an Uncertificated REMIC 3 Pass-Through Rate, but will be entitled to 100% of the amounts distributed on REMIC 2 Regular Interest MTI-S.

(3)	REMIC 3 Regular Interest MTII-S will not have an Uncertificated Principal Balance, but will have an Uncertificated Notional Amount equal to the Uncertificated Notional Amount of REMIC 2 Regular Interest MTI-S.

(4)

REMIC 3 Regular Interest MTII-IO will not have an Uncertificated Principal Balance but will accrue interest on its uncertificated notional amount calculated in accordance with the definition of Uncertificated Notional Amount herein. REMIC 3 Regular Interest MTII-IO will be held as an asset of the Supplemental Interest Trust.

REMIC 4

As provided herein, an election will be made to treat the segregated pool of assets consisting of the REMIC 3 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as REMIC 4. The Class R-4 Interest will represent the sole class of “residual interests” in REMIC 4 for purposes of the REMIC Provisions under federal income tax law (the “Class R-4 Interest”). The following table irrevocably sets forth the designation, Pass-Through Rate, aggregate Initial Certificate Principal Balance and minimum denominations for each Class of Certificates comprising the interests representing “regular interests” in REMIC 4, and the Class A-R Certificates, Class A-RL Certificates and Class X-2 Certificates which are not “regular interests” in REMIC 4. The latest possible maturity date (determined solely for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii)) of each of the Regular Certificates will be the Latest Possible Maturity Date as defined herein.

	Class Certificate Balance	Pass-Through Rate	Minimum Denomination	Integral Multiples in Excess of Minimum
Class A-1	$ 233,000,000.00	5.472%(3)	$ 25,000	$1
Class A-2	$ 38,000,000.00	5.594%(3)	$ 25,000	$1
Class A-3	$ 20,000,000.00	Adjustable(1)	$ 25,000	$1
Class P	$ 100.00	Variable(2)	$ 100	N/A
Class A-R	$ 100.00	Variable(2)	$ 100	N/A
Class M-1	$ 17,000,000.00	Adjustable(1)	$ 25,000	$1
Class M-2	$ 13,800,000.00	Adjustable(1)	$ 25,000	$1
Class M-3	$ 13,800,000.00	Adjustable(1)	$ 25,000	$1
Class M-4	$ 8,600,000.00	Adjustable(1)	$ 25,000	$1
Class M-5	$ 7,600,000.00	Adjustable(1)	$ 25,000	$1
Class M-6	$ 7,800,000.00	Adjustable(1)	$ 25,000	$1
Class M-7	$ 7,000,000.00	Adjustable(1)	$ 25,000	$1
Class M-8	$ 7,000,000.00	Adjustable(1)	$ 25,000	$1
Class M-9	$ 6,600,000.00	Adjustable(1)	$ 25,000	$1
Class M-10	$ 5,400,000.00	Adjustable(1)	$ 25,000	$1
Class B-1	$ 6,000,000.00	Adjustable(1)	$ 25,000	$1
Class B-2	$ 5,000,000.00	Adjustable(1)	$ 25,000	$1
Class X-1	$ 4,000,000.00	Variable(4)(5)	100%	N/A
Class X-2	$ 0.00	0.00%	N/A	N/A
Class X-S	$ 0.00(6)	Variable(7)	100%	N/A
REMIC IV Regular Interest IO (8)	(9)	(10)	N/A	N/A

______________

(1)	The Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates have an adjustable rate and will receive interest pursuant to formulas based on LIBOR, subject to the Net Funds Cap.

(2)	The initial pass-through rates on the Class P Certificates and Class A-R Certificates will be approximately 10.258% per annum which is equal to the weighted average of the Net Mortgage Rates on the Initial Mortgage Loans and will vary after the first Distribution Date.

(3)	The Class A-1 Certificates and Class A-2 Certificates have a fixed rate subject to the Net Funds Cap. The fixed rate will increase by 0.50% per annum after the Optional Termination Date.

(4)

The Class X-1 Certificates will have an initial principal balance of $4,000,000 and will accrue interest on its notional amount. For any Distribution Date, the notional amount of the Class X-1 Certificates will be equal to the Aggregate Collateral Balance minus the aggregate Class Certificate Balance of the Class A-R Certificates and Class P Certificates immediately prior to such Distribution Date. The initial notional amount of the Class X-1 Certificates is $400,600,000.

(5)	The Class X-1 Certificates are variable rate and will accrue interest on a notional amount.

(6)	For federal income tax purposes, the Class X-S Certificates will not have a Class Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of REMIC 3 Regular Interest MTII-S.

(7)

The Class X-S Certificates are an interest only Class and for each Distribution Date the Class X-S Certificates shall receive the aggregate Excess Servicing Fee. For federal income tax purposes, the Class X-S Certificates will not have a Pass-Through Rate, but will be entitled to 100% of the amounts distributed on REMIC 3 Regular Interest MTII-S.

(8)	REMIC 4 Regular Interest IO will be held as an asset of the Swap Account established by the Trustee.

(9)	REMIC 4 Regular Interest IO will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of the REMIC 3 Regular Interest MTII-IO.

(10)	REMIC 4 Regular Interest IO will not have a Pass-Through Rate, but will receive 100% of amounts received in respect of the REMIC 3 Regular Interest MTII-IO.

Set forth below are designations of Classes of Certificates to the categories used herein:

Book-Entry Certificates	All Classes of Certificates other than the Physical Certificates.
ERISA-Restricted Certificates	Class A-R, Class P and Class X Certificates.
LIBOR Certificates	Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates.
Notional Amount Certificates	Class X-1 Certificates and Class X-S Certificates.
Class A Certificates	Class A-1, Class A-2, Class A-3 and Class A-R Certificates.
Class B Certificates	Class B-1 Certificates and Class B-2 Certificates.
Class M Certificates	Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates.
Class X Certificates	Class X-1, Class X-2 and Class X-S Certificates.
Offered Certificates	All Classes of Certificates (other than the Class B-2, Class P and Class X Certificates).
Physical Certificates	Class A-R, Class P and Class X Certificates.
Private Certificates	Class B-2, Class P and Class X Certificates.
Rating Agencies	S&P, Fitch, Xxxxx’x and DBRS.
Regular Certificates	All Classes of Certificates other than the Class A-R Certificates and Class X-2 Certificates.
Residual Certificates	Class A-R Certificates.
Senior Certificates	Class A-1, Class A-2, Class A-3, Class P and Class A-R Certificates.
Subordinate Certificates	Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1, Class B-2 and Class X-1 Certificates.
Minimum Denominations	Class A-1, Class A-2, Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates: $25,000 and multiples of $1 in excess thereof. Class A-R Certificates and Class P Certificates: $100. The Class X-1 Certificates will be issued as a single Certificate with a Certificate Principal Balance of $4,000,000.00. The Class X-2 Certificates will be issued as a single Certificate and will not have a principal balance. The Class X-S Certificates will be issued as a single Certificate with an initial Notional Amount of $304,383,288.02.

ARTICLE I

DEFINITIONS

SECTION 1.01

Definitions.

Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings:

Accepted Servicing Practices: With respect to any Mortgage Loan, those mortgage servicing practices of prudent mortgage lending institutions which service mortgage loans of the same type as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located.

Additional Form 10-D Disclosure: As defined in Section 8.12(a)(i).

Additional Form 10-K Disclosure: As defined in Section 8.12(a)(iii).

Advance: The payment required to be made by a Servicer with respect to any Distribution Date pursuant to Section 4.01.

Affected Party: As defined in the Swap Agreement.

Aggregate Collateral Balance: As of any date of determination will be equal to the Aggregate Loan Balance plus the amount, if any, then on deposit in the Pre-Funding Account.

Aggregate Loan Balance: As of any Distribution Date will be equal to the aggregate of the Stated Principal Balances of the Mortgage Loans determined as of the last day of the related Collection Period.

Aggregate Subsequent Transfer Amount: With respect to any Subsequent Transfer Date, the aggregate Stated Principal Balance as of the applicable Cut-off Date of the Subsequent Mortgage Loans conveyed on such Subsequent Transfer Date, as listed on the revised Mortgage Loan Schedule delivered pursuant to Section 2.01(b); provided, however, that such amount shall not exceed the amount on deposit in the Pre-Funding Account.

Agreement: This Pooling and Servicing Agreement and all amendments or supplements hereto.

Ancillary Income: All income derived from the Mortgage Loans, other than Servicing Fees and Prepayment Charges, including but not limited to, late charges, fees received with respect to checks or bank drafts returned by the related bank for non-sufficient funds, assumption fees, optional insurance administrative fees and all other incidental fees and charges.

Annual Statement of Compliance: As defined in Section 3.16.

Applied Loss Amount: As to any Distribution Date, an amount equal to the excess, if any of (i) the aggregate Class Principal Balance of the Certificates after giving effect to all Realized Losses incurred with respect to the Mortgage Loans during the Due Period for such Distribution Date and payments of principal on such Distribution Date and any amounts on deposit in the Swap Account over (ii) the Aggregate Collateral Balance for such Distribution Date.

Appraised Value: The amount set forth in an appraisal of the related Mortgage Loan as the value of the Mortgaged Property.

Assessment of Compliance: As defined in Section 3.17.

Assignment Agreement: An assignment agreement between DLJ Mortgage Capital, Inc. as Seller and the Depositor, whereby the Mortgage Loans are transferred and limited representations and warranties relating to the Mortgage Loans are made.

Assignment of Mortgage: An assignment of the Mortgage, notice of transfer or equivalent instrument in recordable form (except for the omission of the name of the assignee if such Mortgage is endorsed in blank), sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect the transfer of the Mortgage to the Trustee for the benefit of the Certificateholders.

Attestation Report: As defined in Section 3.17.

Available Funds: With respect to any Distribution Date (A) the sum of (i) all Scheduled Payments (net of the related Expense Fees (other than the Excess Servicing Fee)) due on the Due Date in the month in which such Distribution Date occurs and received prior to the related Determination Date, together with any Advances in respect thereof required pursuant to Section 4.01; (ii) all Insurance Proceeds, Liquidation Proceeds and Net Recoveries received during the month preceding the month of such Distribution Date; (iii) all Curtailments and Payoffs received during the Prepayment Period (or, in the case of Curtailments on the Wilshire Serviced Loans, during the Collection Period) applicable to such Distribution Date (excluding Prepayment Charges); (iv) amounts received with respect to such Distribution Date as the Substitution Adjustment Amount or Repurchase Price; (v) Compensating Interest Payments for such Distribution Date; (vi) with respect to the Distribution Date in September 2006, the amount remaining in the Pre-Funding Account at the end of the Pre-Funding Period; (vii) any amounts withdrawn from the Capitalized Interest Account to pay interest on the Certificates with respect to such Distribution Date and (viii) amounts withdrawn from the Swap Account and added to the Principal Remittance Amount for such Distribution Date minus (B) the sum of (i) amounts payable by the Supplemental Interest Trust to the Counterparty in respect of Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Counterparty Trigger Event and to the extent not paid by the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any related replacement swap agreement that may be entered into by the Supplemental Interest Trust Trustee) for such Distribution Date (or, if such Distribution Date is not also a Swap Payment Date, for the related Swap Payment Date) and (ii) as to clauses (A)(i) through (iv) above, reduced by amounts in reimbursement for Advances previously made and other amounts as to which the Servicers are entitled to be reimbursed pursuant to Section 3.08.

Bankruptcy Code: The United States Bankruptcy Reform Act of 1978, as amended.

Basis Risk Reserve Fund: The separate Eligible Account created and initially maintained by the Trustee pursuant to Section 3.23 in the name of the Trustee for the benefit of the Certificateholders. Funds in the Basis Risk Reserve Fund shall be held in trust for the holders of the Class A, Class M and Class B Certificates for the uses and purposes set forth herein. The Basis Risk Reserve Fund will be an “outside reserve fund” within the meaning of Treasury regulation Section 1.860G-2(h) established and maintained pursuant to Section 3.23. The Basis Risk Reserve Fund is not an asset of any REMIC. Ownership of the Basis Risk Reserve Fund is evidenced by the Class X-1 Certificates.

Basis Risk Shortfall: For each Class of LIBOR Certificates and the Class A-1 Certificates and Class A-2 Certificates and any Distribution Date, the sum of:

(1) the excess, if any, of (A) the related Current Interest for such Class calculated on the basis of (i) LIBOR plus the applicable Certificate Margin with respect to each such Class of LIBOR Certificates or (ii) the related fixed Pass-Through Rate with respect to the Class A-1 Certificates and Class A-2 Certificates, over (B) Current Interest for such Class calculated on the basis of the Net Funds Cap, for the applicable Payment Date;

(2) any amounts relating to clause (1) remaining unpaid from prior Distribution Dates, and

(3) interest on the amount in clause (2) calculated on the basis of (i) LIBOR plus the applicable Certificate Margin with respect to each such Class of LIBOR Certificates or (ii) the related fixed Pass-Through Rate with respect to the Class A-1 Certificates and Class A-2 Certificates.

Book-Entry Certificates: As specified in the Preliminary Statement.

Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in the City of New York, New York, or the city in which the Corporate Trust Office of the Trustee, or the states in which any Servicer’s servicing operations are located, or savings and loan institutions in the States of Illinois, Oregon, Texas, Utah or Florida is located are authorized or obligated by law or executive order to be closed.

Capitalized Interest Account: The separate Eligible Account designated as such and created and maintained by the Trustee pursuant to Section 3.05(g) hereof. The Capitalized Interest Account shall be treated as an “outside reserve fund” under applicable Treasury regulations and shall not be part of any REMIC. Except as provided in Section 3.05(g) hereof, any investment earnings on the Capitalized Interest Account shall be treated as owned by the Depositor and will be taxable to the Depositor.

Capitalized Interest Deposit: $980,432.05.

Capitalized Interest Requirement: With respect to the July 2006 Distribution Date, an amount equal to interest accruing during the related Interest Accrual Period for the LIBOR Certificates at a per annum rate equal to (x) the weighted average Pass-Through Rate of the Offered Certificates and the Class B-2 Certificates multiplied by (y) the Pre-Funded Amount outstanding at the end of the related Due Period. With respect to the August 2006 Distribution Date, an amount equal to interest accruing during the related Interest Accrual Period for the LIBOR Certificates at a per annum rate equal to (x) the weighted average Pass-Through Rate of the Offered Certificates and the Class B-2 Certificates for such Distribution Date multiplied by (y) the sum of (c) the Pre-Funded Amount at the end of the related Due Period and (d) the aggregate Stated Principal Balance of the Subsequent Mortgage Loans that do not have a first Due Date prior to August 1, 2006, transferred to the Trust during the related Due Period. With respect to the September 2006 Distribution Date, an amount equal to interest accruing during the related Interest Accrual Period for the LIBOR Certificates at a per annum rate equal to (x) the weighted average Pass-Through Rate of the Offered Certificates and the Class B-2 Certificates for such Distribution Date multiplied by (y) the sum of (c) the Pre-Funded Amount at the end of the related Due Period and (d) the aggregate Stated Principal Balance of the related Subsequent Mortgage Loans that do not have a first Due Date prior to September 1, 2006, transferred to the Trust during the related Due Period.

Carryforward Interest: For any Class of Certificates and any Distribution Date, the sum of (1) the amount, if any, by which (x) the sum of (A) Current Interest for such Class for the immediately preceding Distribution Date and (B) any unpaid Carryforward Interest from previous Distribution Dates exceeds (y) the amount paid in respect of interest on such Class on such immediately preceding Distribution Date, and (2) interest on such amount for the related Interest Accrual Period at the applicable Pass-Through Rate.

Certificate: Any one of the Certificates executed by the Trustee in substantially the forms attached hereto as exhibits.

Certificates: As specified in the Preliminary Statement.

Certificate Account: The separate Eligible Account created and maintained with the Trustee, or any other bank or trust company acceptable to the Rating Agencies which is incorporated under the laws of the United States or any state thereof pursuant to Section 3.05, which account shall bear a designation clearly indicating that the funds deposited therein are held in trust for the benefit of the Trustee on behalf of the Certificateholders or any other account serving a similar function acceptable to the Rating Agencies. Funds in the Certificate Account may (i) be held uninvested without liability for interest or compensation thereon or (ii) be invested at the direction of the Trustee in Eligible Investments and reinvestment earnings thereon (net of investment losses) shall be paid to the Trustee. Funds deposited in the Certificate Account (exclusive of the Trustee Fee and other amounts permitted to be withdrawn pursuant to Section 3.08) shall be held in trust for the Certificateholders.

Certificate Balance: With respect to any Certificate at any date, the maximum dollar amount of principal to which the Holder thereof is then entitled hereunder, such amount being equal to the Denomination thereof minus the sum of (i) all distributions of principal previously made with respect thereto and (ii) all Realized Losses allocated thereto and, in the case of any Subordinate Certificates, all other reductions in Certificate Balance previously allocated thereto pursuant to Section 4.05.

Certificate Margin: As to each Class of LIBOR Certificates, the applicable amount set forth below:

Class	Certificate Margin
	(1)	(2)
Class A-3	0.230%	0.460%
Class M-1	0.300%	0.450%
Class M-2	0.320%	0.480%
Class M-3	0.340%	0.510%
Class M-4	0.350%	0.525%
Class M-5	0.390%	0.585%
Class M-6	0.460%	0.690%
Class M-7	0.850%	1.275%
Class M-8	0.950%	1.425%
Class M-9	1.850%	2.350%
Class M-10	2.200%	2.700%
Class B-1	4.000%	4.500%
Class B-2	4.000%	4.500%

_________________

(1)	On or prior to the Optional Termination Date.

(2)	After the Optional Termination Date.

Certificate Owner: With respect to a Book-Entry Certificate, the Person who is the beneficial owner of such Book-Entry Certificate.

Certificate Register: The register maintained pursuant to Section 5.02.

Certificateholder or Holder: The person in whose name a Certificate is registered in the Certificate Register, except that, solely for the purpose of giving any consent pursuant to this Agreement, any Certificate registered in the name of the Depositor or any affiliate of the Depositor shall be deemed not to be Outstanding and the Percentage Interest evidenced thereby shall not be taken into account in determining whether the requisite amount of Percentage Interests necessary to effect such consent has been obtained; provided, however, that if any such Person (including the Depositor) owns 100% of the Percentage Interests evidenced by a Class of Certificates, such Certificates shall be deemed to be Outstanding for purposes of any provision hereof that requires the consent of the Holders of Certificates of a particular Class as a condition to the taking of any action hereunder. The Trustee is entitled to rely conclusively on a certification of the Depositor or any affiliate of the Depositor in determining which Certificates are registered in the name of an affiliate of the Depositor.

Charged Off Loan: With respect to any Distribution Date, a defaulted Mortgage Loan that has not yet been liquidated, giving rise to a Realized Loss, on the date on which the related Servicer determines, pursuant to the procedures set forth in Section 3.11, that there will be (i) no Significant Net Recoveries with respect to such Mortgage Loan or (ii) the potential Net Recoveries are anticipated to be an amount, determined by the related Servicer in its good faith judgment and in light of other mitigating circumstances, that is insufficient to warrant proceeding through foreclosure or other liquidation of the related Mortgaged Property.

Class: All Certificates bearing the same class designation as set forth in the Preliminary Statement.

Class A-R Certificates: The Class A-R Certificates represents beneficial ownership of the Class R-1 Interest, Class R-2 Interest, Class R-3 Interest and Class R-4 Interest.

Class A-1 Pass-Through Rate: With respect to the initial Interest Accrual Period (a) on or prior to the Optional Termination Date, the lesser of (i) 5.472% per annum and (ii) the Net Funds Cap, and (b) after the Optional Termination Date, the lesser of (i) 5.972% per annum and (ii) the Net Funds Cap.

Class A-2 Pass-Through Rate: With respect to the initial Interest Accrual Period (a) on or prior to the Optional Termination Date, the lesser of (i) 5.594% per annum and (ii) the Net Funds Cap, and (b) after the Optional Termination Date, the lesser of (i) 6.094% per annum and (ii) the Net Funds Cap.

Class A-3 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 5.580% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class A-R Pass-Through Rate: With respect to the Distribution Date in July 2006, August 2006 or September 2006, a per annum rate equal to the Initial Mortgage Loan Net WAC Rate, and with respect to any Distribution Date thereafter, a per annum rate equal to the Net Funds Cap.

Class B-1 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 9.350% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class B-1 Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the sum of (i) the aggregate Class Principal Balance of the Class A-1, Class A-2, Class A-3, Class P, Class A-R, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9 and Class M-10 Certificates, in each case, after giving effect to payments on such Distribution Date and (ii) the Class Principal Balance of the Class B-1 Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 86.60% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Class B-2 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 9.350% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class B-2 Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the sum of (i) the aggregate Class Principal Balance of the Class A-1, Class A-2, Class A-3, Class P, Class A-R, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class B-1 Certificates, in each case, after giving effect to payments on such Distribution Date and (ii) the Class Principal Balance of the Class B-2 Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 8910% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Class M-1 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 5.650% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class M-1 Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the sum of (i) the aggregate Class Principal Balance of the Class A-1, Class A-2, Class A-3, Class P and Class A-R Certificates, in each case, after giving effect to payments on such Distribution Date and (ii) the Class Principal Balance of the Class M-1 Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 44.87% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Class M-2 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 5.670% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class M-2 Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the sum of (i) the aggregate Class A-1, Class A-2, Class A-3, Class P, Class A-R and Class M-1Certificates, in each case, after giving effect to payments on such Distribution Date and (ii) the Class Principal Balance of the Class M-2 Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 51.76% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Class M-3 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 5.690% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class M-3 Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the sum of (i) the aggregate Class Principal Balance of the Class A-1, Class A-2, Class A-3, Class P, Class A-R, Class M-1 and Class M-2 Certificates, in each case, after giving effect to payments on such Distribution Date and (ii) the Class Principal Balance of the Class M-3 Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 58.65% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Class M-4 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 5.700% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class M-4 Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the sum of (i) the aggregate Class Principal Balance of the Class A-1, Class A-2, Class A-3, Class P, Class A-R, Class M-1, Class M-2 and Class M-3 Certificates, in each case, after giving effect to payments on such Distribution Date and (ii) the Class Principal Balance of the Class M-4 Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 62.94% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Class M-5 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 5.740% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class M-5 Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the sum of (i) the aggregate Class Principal Balance of the Class A-1, Class A-2, Class A-3, Class P, Class A-R, Class M-1, Class M-2, Class M-3 and Class M-4 Certificates, in each case, after giving effect to payments on such Distribution Date and (ii) the Class Principal Balance of the Class M-5 Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 66.73% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Class M-6 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 5.810% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class M-6 Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the sum of (i) the aggregate Class Principal Balance of the Class A-1, Class A-2, Class A-3, Class P, Class A-R, Class M-1, Class M-2, Class M-3, Class M-4 and Class M-5 Certificates, in each case, after giving effect to payments on such Distribution Date and (ii) the Class Principal Balance of the Class M-6 Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 70.63% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Class M-7 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 6.200% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class M-7 Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the sum of (i) the aggregate Class Principal Balance of the Class A-1, Class A-2, Class A-3, Class P, Class A-R, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5 and Class M-6 Certificates, in each case, after giving effect to payments on such Distribution Date and (ii) the Class Principal Balance of the Class M-7 Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 74.12% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Class M-8 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 6.300% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class M-8 Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the sum of (i) the aggregate Class Principal Balance of the Class A-1, Class A-2, Class A-3, Class P, Class A-R, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6 and Class M-7 Certificates, in each case, after giving effect to payments on such Distribution Date and (ii) the Class Principal Balance of the Class M-8 Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 77.62% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Class M-9 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 7.200% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class M-9 Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the sum of (i) the aggregate Class Principal Balance of the Class A-1, Class A-2, Class A-3, Class P, Class A-R, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7 and Class M-8 Certificates, in each case, after giving effect to payments on such Distribution Date and (ii) the Class Principal Balance of the Class M-9 Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 80.91% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Class M-10 Pass-Through Rate: With respect to the initial Interest Accrual Period, based on a LIBOR determination date of June 28, 2006, 7.550% per annum. With respect to any Interest Accrual Period thereafter, will be a per annum rate equal to the lesser of (i) the sum of LIBOR plus the related Certificate Margin and (ii) the Net Funds Cap.

Class M-10 Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the sum of (i) the aggregate Class Principal Balance of the Class A-1, Class A-2, Class A-3, Class P, Class A-R, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in each case, after giving effect to payments on such Distribution Date and (ii) the Class Principal Balance of the Class M-10 Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 83.61% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Class X-1 Distributable Amount: With respect to any Distribution Date, the amount of interest accrued during the related Interest Accrual Period at the related Pass-Through Rate on the Class X-1 Notional Amount for such Distribution Date.

Class X-1 Notional Amount: Immediately prior to any Distribution Date, with respect to the Class X-1 Certificates, an amount equal to the aggregate of the Uncertificated Principal Balances of the REMIC 3 Regular Interests (other than REMIC 3 Regular Interests MTII-P and MTII-R).

Class X-S Notional Amount: Immediately prior to any Distribution Date, with respect to the Class X-S Certificates, an amount equal to the Stated Principal Balance of the Mortgage Loans as of the Due Date in the month of such Distribution Date (prior to giving effect to any Scheduled Payments due on such Mortgage Loans on such Due Date). For federal income tax purposes, however, the Class X-S Notional Amount will equal the Uncertificated Notional Amount of REMIC 3 Regular Interest MTII-S.

Class P Pass-Through Rate: With respect to the Class P Certificates and the Distribution Dates for July 2006, August 2006 and September 2006 a per annum rate equal to the Initial Mortgage Loan Net WAC Rate, and with respect to any Distribution Date thereafter, a per annum rate equal to the Net Funds Cap. For federal income tax purposes, however, with respect to any Distribution Date, the Class P Certificates will be entitled to 100% of the interest accrued on REMIC 2 Regular Interest MTI-P.

Class Principal Balance: With respect to any Class and as to any date of determination, the aggregate of the Certificate Balances of all Certificates of such Class as of such date plus, in the case of any Subordinate Certificates, any increase in the Class Principal Balance of such Class pursuant to Section 4.02(vii) due to the receipt of Net Recoveries.

Class R-1 Interest: The sole class of residual interests in REMIC 1.

Class R-2 Interest: The sole class of residual interests in REMIC 2.

Class R-3 Interest: The sole class of residual interests in REMIC 3.

Class R-4 Interest: The sole class of residual interests in REMIC 4

Closing Date: June 30, 2006.

Code: The Internal Revenue Code of 1986, as the same may be amended from time to time (or any successor statute thereto).

Collection Accounts: The accounts established and maintained by a Servicer in accordance with Section 3.05.

Collection Period: With respect to any Distribution Date, the period from the second day of the month immediately preceding such Distribution Date to and including the first day of the month of such Distribution Date.

Commission: The United States Securities and Exchange Commission.

Combined Loan-to-Value Ratio: With respect to any Mortgage Loan and as of any date of determination, the fraction (expressed as a percentage) the numerator of which is the sum of (i) original principal balance of the related Mortgage Loan at such date of determination and (ii) the unpaid principal balance of the related First Mortgage Loan as of either the date of origination of that Mortgage Loan or the date of origination of the related First Mortgage Loan and the denominator of which is the most recent Appraised Value of the related Mortgaged Property.

Compensating Interest Payment: For any Distribution Date, an amount to be paid by the applicable Servicer for such Distribution Date, equal to the lesser of (i) the sum of (x) an amount equal to 0.25% per annum on the aggregate Stated Principal Balance of the related Mortgage Loans otherwise payable to the related Servicer on such Distribution Date (prior to giving effect to any Scheduled Payments due on the Mortgage Loans on such Due Date) and (y) any Prepayment Interest Excess payable to such Servicer for such Distribution Date and (ii) the aggregate Prepayment Interest Shortfall for the Mortgage Loans being serviced by the related Servicer relating to Principal Prepayments received during the related Prepayment Period.

Confirmation: With respect to the Swap Agreement, the separate Confirmation, dated June 30, 2006, and evidencing a transaction between the Counterparty and the Supplemental Interest Trust Trustee.

Corporate Trust Office: The designated office of the Trustee in the State of New York at which at any particular time its corporate trust business with respect to this Agreement shall be administered, which office at the date of the execution of this Agreement is located at 00 Xxxxxxxxxx Xxxxxx, Xx. Xxxx, Xxxxxxxxx 00000, Attention: Corporate Trust - Structured Finance.: Home Equity Mortgage Trust-2006-3.

Corresponding Certificate: With respect to:

	(i)	REMIC 3 Regular Interest MTII-P, the Class P Certificates;
	(ii)	REMIC 3 Regular Interest MTII-AR, the Class A-R Certificates;
	(iii)	REMIC 3 Regular Interest MTII-A-1, the Class A-1 Certificates;
	(iv)	REMIC 3 Regular Interest MTII-A-2, the Class A-2 Certificates;
	(v)	REMIC 3 Regular Interest MTII-A-3, the Class A-3 Certificates;
	(vi)	REMIC 3 Regular Interest MTII-M-1, the Class M-1 Certificates;
	(vii)	REMIC 3 Regular Interest MTII-M-2, the Class M-2 Certificates;
	(viii)	REMIC 3 Regular Interest MTII-M-3, the Class M-3 Certificates;
	(ix)	REMIC 3 Regular Interest MTII-M-4, the Class M-4 Certificates;
	(x)	REMIC 3 Regular Interest MTII-M-5, the Class M-5 Certificates;
	(xi)	REMIC 3 Regular Interest MTII-M-6, the Class M-6 Certificates;
	(xii)	REMIC 3 Regular Interest MTII-M-7, the Class M-7 Certificates;
	(xiii)	REMIC 3 Regular Interest MTII-M-8, the Class M-8 Certificates;
	(xiv)	REMIC 3 Regular Interest MTII-M-9, the Class M-9 Certificates;
	(xv)	REMIC 3 Regular Interest MTII-M-10, the Class M-10 Certificates;
	(xvi)	REMIC 3 Regular Interest MTII-B-1, the Class B-1 Certificates;
	(xvii)	REMIC 3 Regular Interest MTII-B-2, the Class B-2 Certificates;
	(xviii)	REMIC 3 Regular Interest MTII-S, the Class X-S Certificates;
	(xix)	REMIC 2 Regular Interest MTII-A-1, REMIC 3 Regular Interest MT-II-A1; and
	(xx)	REMIC 3 Regular Interest MTII-A-2, REMIC 3 Regular Interest MT-II-A2.

Counterparty: Initially, Credit Suisse International. Under the Swap Agreement the Counterparty will be either (a) entitled to receive payments from the Supplemental Interest Trust Trustee from amounts payable by the Trust Fund under this Agreement or (b) required to make payments to the Supplemental Interest Trust Trustee, in either case pursuant to the terms of the Swap Agreement.

Counterparty Trigger Event: With respect to any Distribution Date, (i) an Event of Default under the Swap Agreement with respect to which the Counterparty is a Defaulting Party, (ii) a Termination Event under the Swap Agreement with respect to which the Counterparty is the sole Affected Party, or (iii) an Additional Termination Event under the Swap Agreement with respect to which the Counterparty is the sole Affected Party.

Credit Risk Manager: Xxxxxxx Fixed Income Services Inc. (formerly known as The Murrayhill Company), a Colorado corporation.

Credit Risk Management Agreement: Any of the agreements between Wilshire, Ocwen or SPS and the Credit Risk Manager dated as of June 30, 2006.

Credit Risk Manager Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to one month’s interest at the Credit Risk Manager Fee Rate on the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month of such Distribution Date (prior to giving effect to any Scheduled Payments due on such Mortgage Loan on such Due Date).

Credit Risk Manager Fee Rate: 0.0175% per annum.

Credit Suisse: Credit Suisse Securities (USA) LLC, a Delaware limited liability company, and its successors and assigns.

Cumulative Loss Event: For any Distribution Date, a Cumulative Loss Event is occurring if Cumulative Net Realized Losses on the Mortgage Loans, equal or exceed the percentage of the Aggregate Collateral Balance as of the Cut-off Date for that Distribution Date as specified below:

Distribution Date	Percentage of Aggregate Collateral Balance
July 2006 - June 2009	N.A.
July 2009 - June 2010	4.30% for the first month, plus an additional 1/12th of 2.40% for each month thereafter
July 2010 - June 2011	6.70% for the first month, plus an additional 1/12th of 1.90% for each month thereafter
July 2011 - June 2012	8.60% for the first month, plus an additional 1/12th of 0.95% for each month thereafter
July 2012 and thereafter	9.55%

Cumulative Net Realized Losses: As to any date of determination the aggregate amount of Realized Losses as reduced by any Net Recoveries received on Charged Off Loans.

Current Interest: For any Class of Certificates and Distribution Date, the amount of interest accruing at the applicable Pass-Through Rate on the related Class Principal Balance, or Notional Amount, as applicable, of such Class during the related Interest Accrual Period; provided, that if and to the extent that on any Distribution Date the Interest Remittance Amount is less than the aggregate distributions required pursuant to Section 4.02(b)(i)A-N without regard to this proviso, then the Current Interest on each such Class will be reduced, on a pro rata basis in proportion to the amount of Current Interest for each Class without regard to this proviso, by the lesser of (i) the amount of the deficiency described above in this proviso and (ii) the related Interest Shortfall for such Distribution Date.

Curtailment: Any payment of principal on a Mortgage Loan, made by or on behalf of the related Mortgagor, other than a Scheduled Payment, a prepaid Scheduled Payment or a Payoff, which is applied to reduce the outstanding Stated Principal Balance of the Mortgage Loan.

Custodial Agreement: The agreement, among the Trustee, the related Custodian and the Depositor providing for the safekeeping of any documents or instruments referred to in Section 2.01 on behalf of the Certificateholders, attached hereto as Exhibit R-1 or Exhibit R-2, as applicable.

Custodian: Any of (i) Xxxxx Fargo Bank, N.A., a national banking association or (ii) LaSalle Bank National Association, a national banking association, or any successor custodian appointed pursuant to the terms of the related Custodial Agreement. Each Custodian so appointed shall act as agent on behalf of the Trustee, and shall be compensated by the Depositor. The Trustee shall remain at all times responsible under the terms of this Agreement, notwithstanding the fact that certain duties have been assigned to a Custodian.

Cut-off Date: For any Mortgage Loan, other than a Subsequent Mortgage Loan, June 1, 2006. For any Subsequent Mortgage Loan, the applicable Subsequent Transfer Date.

Cut-off Date Principal Balance: As to any Mortgage Loan, the Stated Principal Balance thereof as of the close of business on the Cut-off Date.

DBRS: Dominion Bond Rating Service. For purposes of Section 10.05(b) the address for notices to DBRS shall be Dominion Bond Rating Service, 00 Xxxxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: RMBS, or such other address as DBRS may hereafter furnish to the Depositor, the Servicers and the Trustee.

Defaulting Party: As defined in the Swap Agreement

Defective Mortgage Loan: Any Mortgage Loan which is required to be repurchased pursuant to Section 2.02 or 2.03.

Deferred Amount: For any Class of Class M Certificates or Class B Certificates and any Distribution Date, will equal the amount by which (x) the aggregate of the Applied Loss Amounts previously applied in reduction of the Class Principal Balance thereof exceeds (y) the sum of (i) the aggregate of amounts previously paid in reimbursement thereof and (ii) the amount of the increase in the related Class Principal Balance due to the receipt of Net Recoveries as provided in Section 4.02(vii).

Definitive Certificates: Any Certificate issued in lieu of a Book-Entry Certificate pursuant to Section 5.02(e).

Deleted Mortgage Loan: As defined in Section 2.03.

Delinquent: As used herein, a Mortgage Loan is considered to be: “30 to 59 days” or “30 or more days” delinquent when a payment due on any scheduled due date remains unpaid as of the close of business on the next following monthly scheduled due date; “60 to 89 days” or “60 or more days” delinquent when a payment due on any scheduled due date remains unpaid as of the close of business on the second following monthly scheduled due date; and so on. The determination as to whether a Mortgage Loan falls into these categories is made as of the close of business on the last business day of each month. For example, a Mortgage Loan with a payment due on July 1 that remained unpaid as of the close of business on August 31 would then be considered to be 30 to 59 days delinquent.

Delinquency Rate: For any month, a fraction, expressed as a percentage, the numerator of which is the aggregate outstanding principal balance of all Mortgage Loans 60 or more days delinquent (including all foreclosures and REO Properties) as of the close of business on the last day of such month, and the denominator of which is the Aggregate Collateral Balance as of the close of business on the last day of such month.

Denomination: With respect to each Certificate, the amount set forth on the face thereof as the “Initial Certificate Balance of this Certificate” or the “Initial Notional Amount of this Certificate” or, if neither of the foregoing, the Percentage Interest appearing on the face thereof.

Depositor: Credit Suisse First Boston Mortgage Securities Corp., a Delaware corporation, or its successor in interest.

Depository: The initial Depository shall be The Depository Trust Company, the nominee of which is CEDE & Co., as the registered Holder of the Book-Entry Certificates. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(3) of the Uniform Commercial Code of the State of New York.

Depository Participant: A broker, dealer, bank or other financial institution or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.

Determination Date: As to any Distribution Date, the second Business Day immediately following the 15th day of the month of such Distribution Date.

Distribution Date: The 25^th day of each month or if such day is not a Business Day, the first Business Day thereafter, commencing in July 2006.

DLJMC: DLJ Mortgage Capital, Inc., a Delaware corporation, and its successors and assigns.

Due Date: With respect to any Distribution Date and any Mortgage Loan, the day during the related Due Period on which the Scheduled Payment is due.

Due Period: With respect to each Distribution Date, the period commencing on the second day of the month preceding the month of the Distribution Date and ending on the first day of the month of the Distribution Date.

Eligible Account: Either (i) an account or accounts maintained with a federal or state chartered depository institution or trust company acceptable to the Rating Agencies or (ii) an account or accounts the deposits in which are insured by the FDIC to the limits established by such corporation, provided that any such deposits not so insured shall be maintained in an account at a depository institution or trust company whose commercial paper or other short term debt obligations (or, in the case of a depository institution or trust company which is the principal subsidiary of a holding company, the commercial paper or other short term debt obligations of such holding company) have been rated by Xxxxx’x, Fitch and DBRS in its highest short-term rating category and by S&P at least “A-1+”, or (iii) a segregated trust account or accounts (which shall be a “special deposit account”) maintained with the Trustee or any other federal or state chartered depository institution or trust company, acting in its fiduciary capacity, in a manner acceptable to the Trustee and the Rating Agencies. Eligible Accounts may bear interest.

Eligible Investments: Any one or more of the obligations and securities listed below which investment provides for a date of maturity not later than the Determination Date in each month:

(i) direct obligations of, and obligations fully guaranteed by, the United States of America, or any agency or instrumentality of the United States of America the obligations of which are backed by the full faith and credit of the United States of America; or obligations fully guaranteed by, the United States of America; Freddie Mac, Xxxxxx Xxx, the Federal Home Loan Banks or any agency or instrumentality of the United States of America rated AA or higher by the Rating Agencies;

(ii) federal funds, demand and time deposits in, certificates of deposits of, or bankers’ acceptances issued by, any depository institution or trust company incorporated or organized under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or state banking authorities, so long as at the time of such investment or contractual commitment providing for such investment the commercial paper or other short-term debt obligations of such depository institution or trust company (or, in the case of a depository institution or trust company which is the principal subsidiary of a holding company, the commercial paper or other short-term debt obligations of such holding company) are rated in one of two of the highest ratings by each of the Rating Agencies, and the long-term debt obligations of such depository institution or trust company (or, in the case of a depository institution or trust company which is the principal subsidiary of a holding company, the long-term debt obligations of such holding company) are rated in one of two of the highest ratings, by each of the Rating Agencies;

(iii) repurchase obligations with a term not to exceed 30 days with respect to any security described in clause (i) above and entered into with a depository institution or trust company (acting as a principal) rated “A” or higher by Xxxxx’x, “A-1” or higher by S&P and “F-1” or higher by Fitch; provided, however, that collateral transferred pursuant to such repurchase obligation must be of the type described in clause (i) above and must (A) be valued daily at current market price plus accrued interest, (B) pursuant to such valuation, be equal, at all times, to 105% of the cash transferred by the Trustee in exchange for such collateral, and (C) be delivered to the Trustee or, if the Trustee is supplying the collateral, an agent for the Trustee, in such a manner as to accomplish perfection of a security interest in the collateral by possession of certificated securities;

(iv) securities bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States of America or any state thereof which has a long-term unsecured debt rating in the highest available rating category of each of the Rating Agencies at the time of such investment;

(v) commercial paper having an original maturity of less than 365 days and issued by an institution having a short-term unsecured debt rating in the highest available rating category of each Rating Agency that rates such securities at the time of such investment;

(vi) a guaranteed investment contract approved by each of the Rating Agencies and issued by an insurance company or other corporation having a long-term unsecured debt rating in the highest available rating category of each of the Rating Agencies at the time of such investment;

(vii) which may be 12b-1 funds as contemplated under the rules promulgated by the Securities and Exchange Commission under the Investment Company Act of 1940) having ratings in the highest available rating category of Xxxxx’x and Fitch and or “AAAm” or “AAAm-G” by S&P at the time of such investment (any such money market funds which provide for demand withdrawals being conclusively deemed to satisfy any maturity requirements for Eligible Investments set forth herein) including money market funds of a Servicer or the Trustee and any such funds that are managed by a Servicer or the Trustee or their respective Affiliates or for a Servicer or the Trustee or any Affiliate of either acts as advisor, as long as such money market funds satisfy the criteria of this subparagraph (vii); and

(viii) such other investments the investment in which will not, as evidenced by a letter from each of the Rating Agencies, result in the downgrading or withdrawal of the Ratings of the Certificates.

provided, however, that no such instrument shall be an Eligible Investment if such instrument evidences either (i) a right to receive only interest payments with respect to the obligations underlying such instrument, or (ii) both principal and interest payments derived from obligations underlying such instrument and the principal and interest payments with respect to such instrument provide a yield to maturity of greater than 120% of the yield to maturity at par of such underlying obligations.

ERISA: The Employee Retirement Income Security Act of 1974, as amended.

ERISA-Restricted Certificates: As specified in the Preliminary Statement.

Escrow Account: The separate account or accounts created and maintained by each Servicer pursuant to Section 3.06.

Escrow Mortgage Loan: Any Mortgage Loan for which the related Servicer has established an Escrow Account for items constituting Escrow Payments.

Escrow Payments: With respect to any Mortgage Loan, the amounts constituting ground rents, taxes, mortgage insurance premiums, fire and hazard insurance premiums, and any other payments required to be escrowed by the Mortgagor with the mortgagee pursuant to the Mortgage, applicable law or any other related document.

Event of Default: As defined in Section 7.01.

Excess Cashflow Loss Payment: As defined in Section 4.02(b)(iv)(A).

Excess Servicing Fee: With respect to each Mortgage Loan and any Distribution Date, an amount equal to one month’s interest at the Excess Servicing Fee Rate on the Class X-S Notional Amount for such Distribution Date.

Excess Servicing Fee Rate: With respect to the Wilshire Serviced Loans, the excess, if any, of 0.50% over the “Wilshire Servicing Fee Rate” as defined in the Wilshire Letter Agreement. With respect to the Ocwen Serviced Loans, the excess, if any, of 0.50% over the “Ocwen Servicing Fee Rate” as defined in the Ocwen Letter Agreement. With respect to the SPS Serviced Loans, the excess, if any, of 0.50% over the “SPS Servicing Fee Rate” as defined in the SPS Letter Agreement.

Exchange Act: The Securities Exchange Act of 1934, as amended.

Expense Fees: As to each Mortgage Loan, the sum of the related Servicing Fee, the Excess Servicing Fee, the Credit Risk Manager Fee and the Trustee Fee.

Expense Fee Rate: As to each Mortgage Loan, the sum of the related Servicing Fee Rate, the Excess Servicing Fee Rate, if applicable, the Credit Risk Manager Fee Rate and the Trustee Fee Rate.

Xxxxxx Xxx: Xxxxxx Xxx, a federally chartered and privately owned corporation organized and existing under the Federal National Mortgage Association Charter Act, or any successor thereto.

Xxxxxx Xxx Guides: The Xxxxxx Xxx Xxxxxxx’ Guide and the Xxxxxx Xxx Servicers’ Guide and all amendments or additions thereto.

FDIC: The Federal Deposit Insurance Corporation, or any successor thereto.

FIRREA: The Financial Institutions Reform, Recovery and Enforcement Act of 1989.

First Mortgage Loan: A Mortgage Loan that is secured by a first lien on the Mortgaged Property securing the related Mortgage Note.

Fitch: Fitch, Inc., or any successor thereto.

Foreclosure Restricted Loan: Any Mortgage Loan that is 60 or more days delinquent as of the Closing Date, unless such Mortgage Loan has become current for three consecutive Scheduled Payments after the Closing Date.

Form 8-K Disclosure Information: As defined in Section 8.12(a)(ii).

Freddie Mac: Freddie Mac, a corporate instrumentality of the United States created and existing under Title III of the Emergency Home Finance Act of 1970, as amended, or any successor thereto.

Highest Priority: As of any date of determination, the Class of Subordinate Certificates then outstanding with a Class Principal Balance greater than zero, with the highest priority for payments pursuant to Section 4.02, in the following order of decreasing priority: Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates.

Initial Mortgage Loan: A Mortgage Loan conveyed to the Trust on the Closing Date pursuant to this Agreement as identified on the Mortgage Loan Schedule delivered to the Trustee on the Closing Date.

Initial Mortgage Loan Net WAC Rate: A per annum rate equal to the weighted average of the Net Mortgage Rates of the Initial Mortgage Loans.

Indirect Participant: A broker, dealer, bank or other financial institution or other Person that clears through or maintains a custodial relationship with a Depository Participant.

Insurance Proceeds: Proceeds paid under any Insurance Policy covering a Mortgage Loan to the extent the proceeds are not (i) applied to the restoration of the related Mortgaged Property, (ii) applied to the satisfaction of any related First Mortgage Loan or (iii) released to the Mortgagor in accordance with the procedures that the Servicer would follow in servicing mortgage loans held for its own account.

Interest Accrual Period: With respect to each Distribution Date, (i) with respect to the Class A-1, Class A-2, Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates, the period commencing on the immediately preceding Distribution Date (or the Closing Date, in the case of the first Distribution Date) and ending on the day immediately preceding the related Distribution Date, and (ii) with respect to the Class A-R, Class P, Class X-1 and Class X-S Certificates, the calendar month prior to the month of such Distribution Date.

Interest Remittance Amount: For any Distribution Date, an amount equal to (A) the sum of (1) all interest collected (other than Payaheads, if applicable) or advanced in respect of Scheduled Payments on the Mortgage Loans during the related Due Period, the interest portion of Payaheads previously received and intended for application in the related Due Period and the interest portion of all Payoffs and Curtailments received on the Mortgage Loans during the related Prepayment Period, less (x) the Expense Fee (other than the Excess Servicing Fee) with respect to such Mortgage Loans and (y) unreimbursed Advances and other amounts due to a Servicer or the Trustee with respect to such Mortgage Loans, to the extent allocable to interest, (2) all Compensating Interest Payments paid by each Servicer with respect to the Mortgage Loans it is servicing and such Distribution Date, (3) the portion of any Substitution Adjustment Amount or Repurchase Price paid with respect to such Mortgage Loans during the calendar month immediately preceding the Distribution Date allocable to interest, (4) all Liquidation Proceeds, Net Recoveries and any Insurance Proceeds and other recoveries (net of unreimbursed Advances, Servicing Advances and expenses, to the extent allocable to interest, and unpaid Servicing Fees) collected with respect to the Mortgage Loans during the prior calendar month, to the extent allocable to interest and (5) any amounts withdrawn from the Capitalized Interest Account to pay interest on the Certificates with respect to such Distribution Date minus (B) amounts payable by the Trust to the Counterparty in respect of Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Counterparty Trigger Event and to the extent not paid by the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any related replacement swap agreement that may be entered into by the Supplemental Interest Trust Trustee) for such Distribution Date (or, if such Distribution Date is not also a Swap Payment Date, for the related Swap Payment Date).

Interest Shortfall: For any Distribution Date, the aggregate shortfall, if any, in collections of interest for the previous month (adjusted to the related Net Mortgage Rate) on Mortgage Loans resulting from (a) Principal Prepayments received during the related Prepayment Period to the extent not covered by Compensating Interest and (b) Relief Act Reductions.

ISDA: International Swaps and Derivatives Association, Inc.

ISDA Master Agreement: With respect to the Swap Agreement, the Master Agreement dated as of the Closing Date between the Supplemental Interest Trust Trustee and the Counterparty, including the Schedule thereto.

Last Scheduled Distribution Date: With respect to each Class of Certificates, the Distribution Date in September 2036.

Latest Possible Maturity Date: For purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” of all interests created in REMIC 1, REMIC 2, REMIC 3 and REMIC 4 shall be September 25, 2036.

LIBOR: For any Interest Accrual Period other than the first Interest Accrual Period, the rate for United States dollar deposits for one month which appears on the Dow Xxxxx Telerate Screen Page 3750 as of 11:00 A.M., London, England time, on the second LIBOR Business Day prior to the first day of such Interest Accrual Period. With respect to the first Interest Accrual Period, the rate for United States dollar deposits for one month which appears on the Dow Xxxxx Telerate Screen Page 3750 as of 11:00 A.M., London, England time, two LIBOR Business Days prior to the Closing Date. If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, such other service for displaying LIBOR or comparable rates as may be reasonably selected by the Trustee), the rate will be the Reference Bank Rate. If no such quotations can be obtained and no Reference Bank Rate is available, LIBOR will be the LIBOR applicable to the Interest Accrual Period preceding the next applicable Distribution Date.

LIBOR Business Day: Any day other than (i) a Saturday or a Sunday or (ii) a day on which banking institutions in the State of New York or in the city of London, England are required or authorized by law to be closed.

LIBOR Certificates: The Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates.

Liquidated Mortgage Loan: With respect to any Distribution Date, a defaulted Mortgage Loan (including any REO Property) which was liquidated or for which payments under the related private mortgage insurance policy, hazard insurance policy or any condemnation proceeds were received, in the calendar month preceding the month of such Distribution Date and as to which the related Servicer has determined (in accordance with this Agreement) that it has received all amounts it expects to receive in connection with the liquidation of such Mortgage Loan, including the final disposition of the related REO Property.

Liquidation Proceeds: Amounts, including Insurance Proceeds, received in connection with the partial or complete liquidation of defaulted Mortgage Loans, whether through trustee’s sale, foreclosure sale or similar disposition or amounts received in connection with any condemnation or partial release of a Mortgaged Property and any other proceeds received in connection with an REO Property, in each case, which, for the avoidance of doubt, is remaining after, or not otherwise required to be applied to, the satisfaction of any related First Mortgage Loan, less the sum of related unreimbursed Expense Fees, Servicing Advances, Advances and reasonable out-of-pocket expenses.

Majority in Interest: As to any Class of Regular Certificates or the Class X-2 Certificates, the Holders of Certificates of such Class evidencing, in the aggregate, at least 51% of the Percentage Interests evidenced by all Certificates of such Class.

Majority Servicer: The Servicer servicing the largest percentage by Stated Principal Balance of outstanding Mortgage Loans on the Optional Termination Date.

Marker Rate: With respect to the Class X-1 Certificates and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC 3 Pass-Through Rates for REMIC 3 Regular Interests MTII-A-1, MTII-A-2, MTII-A-3, MTII-M-1, MTII-M-2, MTII-M-3, MTII-M-4, MTII-M-5, MTII-M-6, MTII-M-7, MTII-M-8, MTII-M-9, MTII-M-10, MTII-B-1, MTII-B-2, and MTII-ZZ, with the rates on the REMIC 3 Regular Interests MTII-A-3, MTII-M-1, MTII-M-2, MTII-M-3, MTII-M-4, MTII-M-6, MTII-M-7, MTII-M-8, MTII-M-9, MTII-M-10, MTII-B- and MTII-M-B-2 subject to a cap, for the purpose of this calculation, equal to the lesser of (A) LIBOR plus the Certificate Margin for the Corresponding Certificate and (B) the REMIC 3 Net WAC Rate, with the rate on the REMIC 3 Regular Interest MTII-A-1 subject to a cap, for purposes of this calculation, equal to the lesser of (A) 5.472% per annum on or prior to the Optional Termination Date and 5.972% per annum after the Optional Termination Date and (B) the REMIC 3 Net WAC Rate and with the rate on the REMIC 3 Regular Interest MTII-A-2 subject to a cap, for purposes of this calculation, equal to the lesser of (A) 5.594% per annum on or prior to the Optional Termination Date and 6.094% per annum after the Optional Termination Date and (B) the REMIC 3 Net WAC Rate and with the rate on the REMIC 3 Regular Interest MTII-ZZ subject to a cap, for the purpose of this calculation, equal to zero.

Maximum Notional Amount: With respect to the Class X-S Certificates and solely for purposes of the face thereof, $400,600,000.

MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

MERS Mortgage Loan: Any Mortgage Loan registered with MERS on the MERS System.

MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.

MIN: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.

MOM Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.

Monthly Excess Cashflow: For any Distribution Date, an amount equal to the sum of (1) the Monthly Excess Interest and (2) the Overcollateralization Release Amount, if any, for such date.

Monthly Excess Interest: As to any Distribution Date, the sum of (A) the Interest Remittance Amount remaining after the application of payments pursuant to clauses A. through O. of Section 4.02(b)(i) plus (B) the Principal Payment Amount remaining after the application of payments pursuant to clauses A. through N. of Section 4.02(b)(ii) or (iii).

Monthly Statement: The statement delivered to the Certificateholders pursuant to Section 4.06.

Moody’s: Xxxxx’x Investors Service, Inc., or any successor thereto. For purposes of Section 10.05(b) the address for notices to Moody’s shall be Xxxxx’x Investors Service, Inc., 00 Xxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Residential Pass-Through Monitoring, or such other address as Moody’s may hereafter furnish to the Depositor, the Servicers and the Trustee.

Mortgage: The mortgage, deed of trust or other instrument creating a first or second lien on an estate in fee simple or leasehold interest in real property securing a Mortgage Note.

Mortgage File: The Mortgage documents listed in Section 2.01(b) hereof pertaining to a particular Initial Mortgage Loan or Subsequent Mortgage Loan and any additional documents delivered to the Trustee to be added to the Mortgage File pursuant to this Agreement.

Mortgage Loans: Such of the mortgage loans transferred and assigned to the Trustee pursuant to the provisions hereof as from time to time are held as a part of the Trust Fund (including any REO Property), the mortgage loans so held being identified in the Mortgage Loan Schedule, notwithstanding foreclosure or other acquisition of title of the related Mortgaged Property.

Mortgage Loan Schedule: The Mortgage Loan Schedule which will list the Mortgage Loans (as from time to time amended by the Seller to reflect the addition of Qualified Substitute Mortgage Loans and the purchase of Mortgage Loans pursuant to Section 2.01(f), 2.02 or 2.03) transferred to the Trustee as part of the Trust Fund and from time to time subject to this Agreement, attached hereto as Schedule I, setting forth the following information with respect to each Mortgage Loan:

(i) the Mortgage Loan identifying number;

(ii) a code indicating the type of Mortgaged Property and the occupancy status;

(iii) a code indicating the Servicer of the Mortgage Loan;

(iv) the original months to maturity;

(v) the Loan-to-Value Ratio at origination;

(vi) the Combined Loan-to-Value Ratio at origination;

(vii) the related borrower’s debt-to-income ratio at origination;

(viii) the related borrower’s credit score at origination;

(ix) the Mortgage Rate as of the Cut-off Date;

(x) the stated maturity date;

(xi) the amount of the Scheduled Payment as of the Cut-off Date;

(xii) the original principal amount of the Mortgage Loan;

(xiii) the principal balance of the Mortgage Loan as of the close of business on the Cut-off Date, after deduction of payments of principal due on or before the Cut-off Date whether or not collected;

(xiv) the purpose of the Mortgage Loan (i.e., purchase, rate and term refinance, equity take-out refinance);

(xv) a code indicating whether a Prepayment Charge is required to be paid in connection with a prepayment of the Mortgage Loan and the term and the amount of the Prepayment Charge;

(xvi) an indication whether the Mortgage Loan accrues interest at an adjustable Mortgage Rate or a fixed Mortgage Rate;

(xvii) the index that is associated with such Mortgage Loan, if applicable;

(xviii) the gross margin, if applicable;

(xix) the periodic rate cap, if applicable;

(xx) the minimum mortgage rate, if applicable;

(xxi) the maximum mortgage rate, if applicable;

(xxii) the first adjustment date after the Cut-off Date, if applicable;

(xxiii) the Servicing Fee Rate;

(xxiv) the Expense Fee Rate;

(xxv) a code indicating whether the Mortgage Loan is a MERS Mortgage Loan and, if so, its corresponding MIN; and

(xxvi) a code indicating whether the Mortgage Loan is a Balloon Loan.

With respect to the Mortgage Loans in the aggregate, each Mortgage Loan Schedule shall set forth the following information, as of the Cut-off Date:

(i) the number of Mortgage Loans;

(ii) the current aggregate principal balance of the Mortgage Loans as of the close of business on the Cut-off Date, after deduction of payments of principal due on or before the Cut-off Date whether or not collected; and

(iii) the weighted average Mortgage Rate of the Mortgage Loans.

Mortgage Note: The original executed note or other evidence of indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan.

Mortgage Rate: The annual fixed rate of interest borne by a Mortgage Note.

Mortgaged Property: The underlying real property securing a Mortgage Loan.

Mortgagor: The obligor(s) on a Mortgage Note.

Net Excess Spread: With respect to any Distribution Date and Loan, a fraction, expressed as a percentage, the numerator of which is equal to the excess of (x) the aggregate Stated Principal Balance for such Distribution Date of the Mortgage Loans, multiplied by the weighted average Net Mortgage Rate of such Mortgage Loans over (y) the Interest Remittance Amount for such Distribution Date, and the denominator of which is an amount equal to the aggregate Stated Principal Balance for such Distribution Date of the Mortgage Loans, multiplied by the actual number of days elapsed in the related Interest Accrual Period divided by 360.

Net Funds Cap: As to any Distribution Date, will be a per annum rate equal to (a) a fraction, expressed as a percentage, (a) the numerator of which is (1) the sum of (A) the amount of interest accrued on the Mortgage Loans for such date and (B) any amounts withdrawn from the Capitalized Interest Account to pay interest on the Certificates for such Distribution Date, minus (2) the sum of (x) the Expense Fee and (y) amounts payable by the Trust to the Counterparty in respect of Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Counterparty Trigger Event and to the extent not paid by the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any related replacement swap agreement that may be entered into by the Supplemental Interest Trust Trustee) for such Distribution Date, and (b) the denominator of which is the product of (i) the Aggregate Collateral Balance immediately preceding such Distribution Date (or as of the Cut-off Date in the case of the first Distribution Date), multiplied by (ii)(x) in the case of the Class A-1, Class A-2, Class A-R and Class P Certificates, 1/12 and (y) in the case of the Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates Certificates, the actual number of days in the related Interest Accrual Period divided by 360. For federal income tax purposes, however, as to any Distribution Date will be the equivalent of the foregoing, expressed as a per annum rate equal to the weighted average of the Uncertificated Pass-Through Rates on the REMIC 3 Regular Interests (other than the REMIC 3 Regular Interest MTII-P and the REMIC 3 Regular Interest MTII-R) multiplied by (in the case of the Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates) 30 divided by the actual number of days in the related Interest Accrual Period.

Net Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the related Expense Fee Rate.

Net Prepayment Interest Shortfalls: As to any Distribution Date, the amount, if any, by which the aggregate of Prepayment Interest Shortfalls during the Prepayment Period exceeds the Compensating Interest Payment for such Distribution Date.

Net Recovery: Any proceeds received by a Servicer on a delinquent or Charged Off Loan (including any Liquidation Proceeds received on a Charged Off Loan), net of any Servicing Fee, Ancillary Income and any other related expenses.

Net Swap Payment: With respect to each Swap Payment Date, the net payment required to be made pursuant to the terms of the Swap Agreement by either the Counterparty or the Supplemental Interest Trust Trustee which net payment shall not take into account any Swap Termination Payment.

Nonrecoverable Advance: Any portion of an Advance or Servicing Advance previously made or proposed to be made by the applicable Servicer that, in the good faith judgment of the applicable Servicer, will not be ultimately recoverable by the applicable Servicer from the related Mortgagor, related Liquidation Proceeds or otherwise.

Notional Amount: The Class X-1 Notional Amount or the Class X-S Notional Amount, as applicable.

Notional Amount Certificates: As specified in the Preliminary Statement.

Ocwen: Ocwen Loan Servicing, LLC, a Delaware limited liability company.

Ocwen Letter Agreement: The securitization servicing side letter agreement, dated as of June 1, 2006, between the Seller and Ocwen, as amended, supplemented or superseded from time to time.

Ocwen Serviced Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule.

Ocwen Special Servicing: With regard to any Ocwen Serviced Loans that become Charged Off Loans, the servicing of such Charged Off Loans using specialized collection procedures (including foreclosure, if appropriate) to maximize recoveries.

Ocwen Termination Test: With respect to the Ocwen Serviced Loans and each Determination Date, the Ocwen Termination Test will be failed if (A) the Realized Loss Percentage for the Ocwen Serviced Loans exceeds the applicable percentages set forth below with respect to such Distribution Date:

Range of Distribution Dates	Percentage
July 2006 - June 2010	5.30%*
July 2010 - June 2011	7.70%*
July 2011 - June 2012	9.60%*
July 2012 and thereafter	10.55%

* The percentages set forth above are the percentages applicable for the first Distribution Date in the corresponding range of Distribution Dates. The percentage for each succeeding Distribution Date in a range increases incrementally by a fraction, the numerator of which is one and the denominator of which is the number of months in the corresponding range of Distribution Dates, inclusive, of the positive difference between the percentage applicable to the first Distribution Date in that range and the percentage applicable to the first Distribution Date in the succeeding range.

and (B) Holders of the Certificates entitled to 51% or more of the Voting Rights request in writing to the Trustee to terminate Ocwen as a Servicer under this Agreement pursuant to the terms of Section 7.01.

Offered Certificates: As specified in the Preliminary Statement.

Officer’s Certificate: A certificate signed by the Chairman of the Board or the Vice Chairman of the Board or the President or a Vice President or an Assistant Vice President or the Treasurer or the Secretary or one of the Assistant Treasurers or Assistant Secretaries of a Servicer, the Special Servicer or the Depositor, and delivered to the Depositor or the Trustee, as the case may be, as required by this Agreement.

Opinion of Counsel: A written opinion of counsel, who may be counsel for the Depositor or a Servicer, including in-house counsel, reasonably acceptable to the Trustee; provided, however, that with respect to the interpretation or application of the REMIC Provisions, such counsel must (i) in fact be independent of the Depositor and any Servicer, (ii) not have any material direct financial interest in the Depositor or any Servicer or in any affiliate of either, and (iii) not be connected with the Depositor or any Servicer as an officer, employee, promoter, underwriter, trustee, partner, director or person performing similar functions.

Optional Termination: The termination of the trust created hereunder in connection with the purchase of the Mortgage Loans pursuant to Section 9.01.

Optional Termination Date: The first date on which the Optional Termination may be exercised.

Optional Termination Notice Period: As defined in Section 9.02.

OTS: The Office of Thrift Supervision.

Outsourcer: As defined in Section 3.02.

Outstanding: With respect to the Certificates as of any date of determination, all Certificates theretofore executed and authenticated under this Agreement except: (i) Certificates theretofore canceled by the Trustee or delivered to the Trustee for cancellation; and (ii) Certificates in exchange for which or in lieu of which other Certificates have been executed and delivered by the Trustee pursuant to this Agreement.

Outstanding Mortgage Loan: As of any Due Date, a Mortgage Loan with a Stated Principal Balance greater than zero which was not the subject of a Payoff prior to such Due Date and which did not become a Liquidated Mortgage Loan or Charged Off Loan prior to such Due Date.

Overcollateralization Amount: For any Distribution Date, an amount equal to the amount, if any, by which (x) the Aggregate Collateral Balance for such Distribution Date exceeds (y) the aggregate Class Principal Balance of the Certificates after giving effect to payments on such Distribution Date.

Overcollateralization Release Amount: For any Distribution Date, an amount equal to the lesser of (x) the Principal Remittance Amount (without regard to clause (6) of such definition) for such Distribution Date and (y) the amount, if any, by which (1) the Overcollateralization Amount for such date, calculated for this purpose on the basis of the assumption that 100% of the aggregate of the Principal Remittance Amount and Excess Cashflow Loss Payment for such date is applied on such date in reduction of the aggregate of the Class Principal Balances of the Certificates (to an amount not less than zero), exceeds (2) the Targeted Overcollateralization Amount for such date.

Overfunded Interest Amount: With respect to any Subsequent Transfer Date and the Subsequent Mortgage Loans, the excess of (A) the amount on deposit in the Capitalized Interest Account on such date over (B) the excess of (i) the amount of interest accruing at (x) the assumed weighted average Pass-Through Rates of the Senior Certificates multiplied by (y) the Pre-Funding Amount outstanding at the end of the related Due Period for the total number of days remaining through the end of the Interest Accrual Periods ending (a) July 25, 2006, (b) August 25, 2006 and (c) September 25, 2006 over (ii) one month of investment earnings on the amount on deposit in the Capitalized Interest Account on such date at an annual rate of 1.750%. The assumed weighted average Pass-Through Rate of the Senior Certificates will be calculated assuming LIBOR is 5.35% for any Subsequent Transfer Date for the Subsequent Mortgage Loans prior to the July 2006 Distribution Date, 5.70% for any Subsequent Transfer Date for the Subsequent Mortgage Loans prior to the August 2006 Distribution Date and 6.05% for any Subsequent Transfer Date for the Subsequent Mortgage Loans prior to the September 2006 Distribution Date.

Ownership Interest: As to any Residual Certificate, any ownership or security interest in such Certificate including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial.

Par Value: As defined in Section 9.01 hereof.

Pass-Through Rate: With respect to the Class A-1, Class A-2, Class A-3, Class A-R, Class P, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates, the Class A-1 Pass-Through Rate, Class A-2 Pass-Through Rate, Class A-3 Pass-Through Rate, Class A-R Pass-Through Rate, Class P Pass-Through Rate, Class M-1 Pass-Through Rate, Class M-2 Pass-Through Rate, Class M-3 Pass-Through Rate, Class M-4 Pass-Through Rate, Class M-5 Pass-Through Rate, Class M-6 Pass-Through Rate, Class M-7 Pass-Through Rate, Class M-8 Pass-Through Rate, Class M-9 Pass-Through Rate, Class M-10 Pass-Through Rate, Class B-1 Pass-Through Rate and Class B-2 Pass-Through Rate.

With respect to the Class X-1 Certificates and any Distribution Date, a per annum rate equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amounts calculated pursuant to clauses (A) through (Q) below, and the denominator of which is the aggregate of the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-A-1, REMIC 3 Regular Interest MTII-A-2, REMIC 3 Regular Interest MTII-A-3, REMIC 3 Regular Interest MTII-M-1, REMIC 3 Regular Interest MTII-M-2, REMIC 3 Regular Interest MTII-M-3, REMIC 3 Regular Interest MTII-M-4, REMIC 3 Regular Interest MTII-M-5, REMIC 3 Regular Interest MTII-M-6, REMIC 3 Regular Interest MTII-M-7, REMIC 3 Regular Interest MTII-M-8, REMIC 3 Regular Interest MTII-M-9, REMIC 3 Regular Interest MTII-M-10, REMIC 3 Regular Interest MTII-B-1, REMIC 3 Regular Interest MTII-B-2 and REMIC 3 Regular Interest MTII-ZZ. For purposes of calculating the Pass-Through Rate for the Class X-1 Certificates, the numerator is equal to the sum of the following components:

(A) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-AA minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-AA;

(B) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-A-1 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-A-1;

(C) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-A-2 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-A-2;

(D) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-A-3 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-A-3;

(E) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-M-1 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-1;

(F) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-M-2 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-2;

(G) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-M-3 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-3;

(H) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-M-4 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-4;

(I) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-M-5 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-5;

(J) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-M-6 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-6;

(K) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-M-7 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-7;

(L) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-M-8 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-8;

(M) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-M-9 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-9;

(N) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-M-10 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-10;

(O) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-B-1 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-B-1;

(P) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-B-2 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-B-2; and

(Q) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-ZZ minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-ZZ.

Payahead: Any Scheduled Payment intended by the related Mortgagor to be applied in a Due Period subsequent to the Due Period in which such payment was received.

Payoff: Any payment of principal on a Mortgage Loan equal to the entire outstanding Stated Principal Balance of such Mortgage Loan, if received in advance of the last scheduled Due Date for such Mortgage Loan and accompanied by an amount of interest equal to accrued unpaid interest on the Mortgage Loan to the date of such payment-in-full.

Percentage Interest: As to any Certificate, the percentage interest evidenced thereby in distributions required to be made on the related Class, such percentage interest being set forth on the face thereof or equal to the percentage obtained by dividing the Denomination of such Certificate by the aggregate of the Denominations of all Certificates of the same Class.

Permitted Transferee: Any person other than (i) the United States, any State or political subdivision thereof, or any agency or instrumentality of any of the foregoing, (ii) a foreign government, International Organization or any agency or instrumentality of either of the foregoing, (iii) an organization (except certain farmers’ cooperatives described in section 521 of the Code) which is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed by section 511 of the Code on unrelated business taxable income) on any excess inclusions (as defined in section 860E(c)(1) of the Code) with respect to any Residual Certificate, (iv) rural electric and telephone cooperatives described in section 1381(a)(2)(C) of the Code, (v) a Person that is not a United States Person, and (vi) a Person designated as a non-Permitted Transferee by the Depositor based upon an Opinion of Counsel that the Transfer of an Ownership Interest in a Residual Certificate to such Person may cause any REMIC created hereunder to fail to qualify as a REMIC at any time that the Certificates are outstanding. The terms “United States,” “State” and “International Organization” shall have the meanings set forth in section 7701 of the Code or successor provisions. A corporation will not be treated as an instrumentality of the United States or of any State or political subdivision thereof for these purposes if all of its activities are subject to tax and, with the exception of Freddie Mac, a majority of its board of directors is not selected by such government unit.

Person: Any individual, corporation, partnership, joint venture, association, limited liability company, joint-stock company, trust, unincorporated organization or government, or any agency or political subdivision thereof.

Physical Certificates: As specified in the Preliminary Statement.

Prepayment Charge: With respect to any Mortgage Loan, any charge required to be paid if the Mortgagor prepays such Mortgage Loan as provided in the related Mortgage Note or Mortgage.

Pre-Funding Account: The separate Eligible Account created and maintained by the Trustee with respect to the Mortgage Loans pursuant to Section 3.05(f) in the name of the Trustee for the benefit of the Certificateholders and designated “U.S. Bank National Association, in trust for registered holders of Home Equity Mortgage Pass-Through Certificates, Series 2006-3.” Funds in the Pre-Funding Account shall be held in trust for the Certificateholders for the uses and purposes set forth in this Agreement and shall not be a part of any REMIC created hereunder; provided, however, that any investment income earned from Eligible Investments made with funds in the Pre-Funding Account shall be for the account of the Depositor.

Pre-Funding Amount: The amount deposited in the Pre-Funding Account on the Closing Date, which shall equal $ 96,216,911.98.

Pre-Funding Period: the period from the Closing Date until the earliest of (i) the date on which the amount on deposit in the Pre-Funding Account is reduced to zero, (ii) the date on which an Event of Default occurs or (iii) September 22, 2006.

Prepayment Interest Excess: As to any Mortgage Loan, Distribution Date and Principal Prepayment in full during the portion of the related Prepayment Period occurring from the first day through the fourteenth day of the calendar month in which such Distribution Date occurs, an amount equal to interest (to the extent received) at the applicable Mortgage Rate (giving effect to any applicable Relief Act Reduction), as reduced by the related Expense Fee Rate on the amount of such Principal Prepayment for the number of days commencing on the first day of the calendar month in which such Distribution Date occurs and ending on the date on which such Principal Prepayment is so applied; provided that Prepayment Interest Excess shall only exist with respect to any Mortgage Loan and any Distribution Date if the related Principal Prepayment in full is deposited by the applicable Servicer in the related Collection Account pursuant to Section 3.05(b)(i) hereof in the same month as such Principal Prepayment in full is made, to be included with distributions on such Distribution Date.

Prepayment Interest Shortfall: As to any Mortgage Loan, Distribution Date and Principal Prepayment, other than Principal Prepayments in full that occur during the portion of the Prepayment Period that is in the same calendar month as the Distribution Date, the difference between (i) one full month’s interest at the applicable Mortgage Rate (giving effect to any applicable Relief Act Reduction), as reduced by the Expense Fee Rate, on the Stated Principal Balance of such Mortgage Loan immediately prior to such Principal Prepayment and (ii) the amount of interest actually received that accrued during the month immediately preceding such Distribution Date or, with respect to any Mortgage Loan with a Due Date other than the first of the month, the amount of interest actually received that accrued during the one-month period immediately preceding the Due Date following the Principal Prepayment, with respect to such Mortgage Loan in connection with such Principal Prepayment.

Prepayment Period: With respect to each Distribution Date (other than the July 2006 Distribution Date), each Mortgage Loan and each Payoff, the related “Prepayment Period” will be the 15^th of the month preceding the month in which the related Distribution Date occurs through the 14^th of the month in which the related Distribution Date occurs. With respect to the July 2006 Distribution Date, each Mortgage Loan and each Payoff, the related “Prepayment Period” will be June 1, 2006 through July 14, 2006. With respect to each Distribution Date and each Curtailment, the related “Prepayment Period” will be the calendar month preceding the month in which the related Distribution Date occurs.

Principal Payment Amount: For any Distribution Date, an amount equal to the Principal Remittance Amount plus any Excess Cashflow Loss Payment for such date, minus the Overcollateralization Release Amount, if any, for such date.

Principal Prepayment: Any payment of principal on a Mortgage Loan which constitutes a Payoff or Curtailment.

Principal Remittance Amount: For any Distribution Date, an amount equal to (A) the sum of (1) all principal collected (other than Payaheads) or advanced in respect of Scheduled Payments on the Mortgage Loans during the related Due Period (less unreimbursed Advances, Servicing Advances and other amounts due to each Servicer and the Trustee with respect to the Mortgage Loans, to the extent allocable to principal) and the principal portion of Payaheads previously received and intended for application in the related Due Period, (2) all Principal Prepayments on the Mortgage Loans received during the related Prepayment Period (or, in the case of Curtailments on the Wilshire Serviced Loans, during the related Collection Period), (3) the outstanding principal balance of each Mortgage Loan that was repurchased by the Seller, the Terminating Entity or the Majority in Interest Class X-2 Certificateholder during the calendar month immediately preceding such Distribution Date, (4) the portion of any Substitution Adjustment Amount paid with respect to any Deleted Mortgage Loans during the calendar month immediately preceding such Distribution Date allocable to principal, (5) all Liquidation Proceeds, and any Insurance Proceeds and other recoveries (net of unreimbursed Advances, Servicing Advances and other expenses, to the extent allocable to principal) and Net Recoveries collected with respect to the Mortgage Loans during the prior calendar month, to the extent allocable to principal, (6) amounts withdrawn from the Swap Account to cover Realized Losses on the Mortgage Loans incurred during the related Collection Period and (7) with respect to the Distribution Date in September 2006, the amount remaining in the Pre-Funding Account at the end of the Pre-Funding Period minus (B) amounts payable by the Trust to the Counterparty in respect of Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Counterparty Trigger Event and to the extent not paid by the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any related replacement swap agreement that may be entered into by the Supplemental Interest Trust Trustee) for such Distribution Date (or, if such Distribution Date is not also a Swap Payment Date, for the related Swap Payment Date) to the extent not paid from the Interest Remittance Amount for such Distribution Date and the extent remaining unpaid from any previous Distribution Date.

Prospectus Supplement: The Prospectus Supplement dated June 28, 2006 relating to the Offered Certificates.

PUD: Planned Unit Development.

Qualified Insurer: A mortgage guaranty insurance company duly qualified as such under the laws of the state of its principal place of business and each state having jurisdiction over such insurer in connection with the insurance policy issued by such insurer, duly authorized and licensed in such states to transact a mortgage guaranty insurance business in such states and to write the insurance provided by the insurance policy issued by it, approved as a Xxxxxx Xxx- or Freddie Mac-approved mortgage insurer or having a claims paying ability rating of at least “AA” or equivalent rating by at least two nationally recognized statistical rating organizations. Any replacement insurer with respect to a Mortgage Loan must have at least as high a claims paying ability rating as the insurer it replaces had on the Closing Date.

Qualified Substitute Mortgage Loan: A Mortgage Loan substituted by the Seller for a Deleted Mortgage Loan which must, on the date of such substitution, as confirmed in a Request for Release, substantially in the form of Exhibit M (i) have a Stated Principal Balance, after deduction of the principal portion of the Scheduled Payment due in the month of substitution (or, in the case of a substitution of more than one mortgage loan for a Deleted Mortgage Loan, an aggregate principal balance), not in excess of, and not more than 10% less than the Stated Principal Balance of the Deleted Mortgage Loan; (ii) be accruing interest at a rate no lower than and not more than 1% per annum higher than, that of the Deleted Mortgage Loan; (iii) have a Combined Loan-to-Value Ratio no higher than that of the Deleted Mortgage Loan; (iv) have a remaining term to maturity no greater than (and not more than one year less than that of) the Deleted Mortgage Loan; and (v) comply with each representation and warranty set forth in Section 2.03(f).

Rating Agency: Fitch, Moody’s, S&P and DBRS. If either such organization or a successor is no longer in existence, “Rating Agency” shall be such nationally recognized statistical rating organization, or other comparable Person, as is designated by the Depositor, notice of which designation shall be given to the Trustee and the Servicers. References herein to a given rating or rating category of a Rating Agency shall mean such rating category without giving effect to any modifiers.

Ratings: As of any date of determination, the ratings, if any, of the Certificates as assigned by the Rating Agencies.

Realized Loss: With respect to each Liquidated Mortgage Loan, an amount (not less than zero or greater than the Stated Principal Balance of the Mortgage Loan) as of the date of such liquidation, equal to (i) the Stated Principal Balance of the Liquidated Mortgage Loan as of the date of such liquidation, plus (ii) interest at the Net Mortgage Rate from the related Due Date as to which interest was last paid or advanced (and not reimbursed) to the related Certificateholders up to the related Due Date in the month in which Liquidation Proceeds are required to be distributed on the Stated Principal Balance of such Liquidated Mortgage Loan from time to time, minus (iii) the Liquidation Proceeds, if any, received during the month in which such liquidation occurred, to the extent applied as recoveries of interest at the Net Mortgage Rate and to principal of the Liquidated Mortgage Loan. Any Charged Off Loan will give rise to a Realized Loss (calculated as if clause (iii) of the previous sentence is equal to zero) at the time it is charged off, as described in Section 3.11(a)(iii) hereof.

If a Servicer receives Net Recoveries with respect to any Charged Off Loan, the amount of the Realized Loss with respect to that Charged Off Loan will be reduced to the extent such recoveries are applied to principal distributions on any Distribution Date.

Realized Loss Percentage: For the purposes of the Ocwen Termination Test, and with respect to the Ocwen Serviced Loans, respectively, and any Distribution Date, the percentage produced by the following calculation: (i) the aggregate amount of cumulative Realized Losses incurred on the Ocwen Serviced Loans from the Cut-off Date through the last day of the related Due Period, minus (ii) any Net Recoveries on such Ocwen Serviced Loans, divided by (iii) the aggregate Cut-off Date Principal Balance of the Ocwen Serviced Loans.

Record Date: With respect to the Certificates (other than the LIBOR Certificates and the Class A-1 Certificates and Class A-2 Certificates which are Book-Entry Certificates) and any Distribution Date, the close of business on the last Business Day of the month preceding the month in which such applicable Distribution Date occurs. With respect to the LIBOR Certificates and the Class A-1 Certificates and Class A-2 Certificates which are Book-Entry Certificates and any Distribution Date, the close of business on the Business Day preceding such Distribution Date.

Reference Bank Rate: With respect to any Interest Accrual Period, as follows: the arithmetic mean (rounded upwards, if necessary, to the nearest one sixteenth of a percent) of the offered rates for United States dollar deposits for one month which are offered by the Reference Banks as of 11:00 A.M., London, England time, on the second LIBOR Business Day prior to the first day of such Interest Accrual Period to prime banks in the London interbank market for a period of one month in amounts approximately equal to the aggregate Class Principal Balance of the LIBOR Certificates; provided that at least two such Reference Banks provide such rate. If fewer than two offered rates appear, the Reference Bank Rate will be the arithmetic mean of the rates quoted by one or more major banks in New York City, selected by the Trustee, as of 11:00 a.m., New York time, on such date for loans in U.S. Dollars to leading European Banks for a period of one month in amounts approximately equal to the aggregate Class Principal Balance of the LIBOR Certificates. If no such quotations can be obtained, the Reference Bank Rate shall be LIBOR applicable to the preceding Distribution Date; provided however, that if, under the priorities indicated above, LIBOR for a Distribution Date would be based on LIBOR for the previous Payment Date for the third consecutive Distribution Date, the Trustee shall select an alternative comparable index over which the Trustee has no control, used for determining one-month Eurodollar lending rates that is calculated and published or otherwise made available by an independent party.

Reference Banks: Barclays Bank PLC, National Westminster Bank and Abbey National PLC.

Regular Certificates: As specified in the Preliminary Statement.

Released Loan: Any Charged Off Loan that is released by Ocwen or SPS to the Class X-2 Certificateholders pursuant to Section 3.11(a), generally on the date that is six months after the date on which Ocwen or SPS begins using Ocwen Special Servicing or SPS Special Servicing, as applicable, on such Charged Off Loans. Any Released Loan will no longer be an asset of any REMIC or the Trust Fund.

Relief Act: The Servicemembers Civil Relief Act or any similar state or local law or regulation.

Relief Act Reductions: With respect to any Distribution Date and any Mortgage Loan as to which there has been a reduction in the amount of interest or principal collectible thereon (attributable to any previous month) as a result of the application of the Relief Act or similar state law or regulation, the amount, if any, by which (i) interest and/or principal collectible on such Mortgage Loan for the most recently ended calendar month is less than (ii) interest and/or principal accrued thereon for such month pursuant to the Mortgage Note.

REMIC: A “real estate mortgage investment conduit” within the meaning of section 860D of the Code.

REMIC 1: The segregated pool of assets subject hereto, constituting the primary trust created hereby and to be administered hereunder, with respect to which a REMIC election is to be made consisting of: (i) such Mortgage Loans as from time to time are subject to this Agreement (other than any Prepayment Charges), together with the Mortgage Files relating thereto, and together with all collections thereon and proceeds thereof, (ii) any REO Property, together with all collections thereon and proceeds thereof, (iii) the Trustee’s rights with respect to the Mortgage Loans under all insurance policies, including any Primary Insurance Policy, required to be maintained pursuant to this Agreement and any proceeds thereof and (iv) the Collection Account and the Certificate Account (subject to the last sentence of this definition) and such assets that are deposited therein from time to time and any investments thereof. Notwithstanding the foregoing, however, a REMIC election will not be made with respect to the Basis Risk Reserve Fund, Pre-Funding Account, the Capitalized Interest Account and the Swap Account.

REMIC 1 Regular Interest LTI-1: One of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a Regular Interest in REMIC 1. REMIC 1 Regular Interest LTI-1 shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 1 Regular Interest LTI-PF: One of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a Regular Interest in REMIC 1. REMIC 1 Regular Interest LTI-PF shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 1 Regular Interest LTI-S1: One of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a Regular Interest in REMIC 1. REMIC 1 Regular Interest LTI-S1 shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall not be entitled to distributions of principal.

REMIC 1 Regular Interest LTI-S2: One of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a Regular Interest in REMIC 1. REMIC 1 Regular Interest LTI-S2 shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall not be entitled to distributions of principal.

REMIC 1 Regular Interest LTI-S3: One of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a Regular Interest in REMIC 1. REMIC 1 Regular Interest LTI-S3 shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall not be entitled to distributions of principal.

REMIC 1 Regular Interest LTI-AR: One of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a Regular Interest in REMIC 1. REMIC 1 Regular Interest LTI-AR shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 1 Regular Interest LTI-P: One of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a Regular Interest in REMIC 1. REMIC 1 Regular Interest LTI-P shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 1 Regular Interests: REMIC 1 Regular Interest LTI-1, LTI-PF, LTI-AR, LTI-P, LTI-S1, LTI-S2 and LTI-S3.

REMIC 2: The segregated pool of assets consisting of all of the REMIC 1 Regular Interests conveyed in the trust to the Trustee, for the benefit of the Holders of the REMIC 2 Regular Interests and the Class A-R Certificates (in respect of the Class R-2 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

REMIC 2 Net WAC Rate: With respect to any Distribution Date, a per annum rate equal to the weighted average of the Uncertificated REMIC 1 Pass-Through Rates on the REMIC 1 Regular Interest LTI-1 and REMIC 1 Regular Interest LTI-1PF, weighted on the basis of such respective Uncertificated Principal Balances thereof immediately preceding such Distribution Date.

REMIC 2 Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a “regular interest” in REMIC 2. Each REMIC 2 Regular Interest shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC 2 Regular Interests are set forth in the Preliminary Statement hereto.

REMIC 2 Regular Interest MTI-1-A: One of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a Regular Interest in REMIC 2. REMIC 2 Regular Interest MTI-1-A shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 2 Regular Interest MTI-1-B: One of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a Regular Interest in REMIC 2. REMIC 2 Regular Interest MTI-1-B shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 2 Regular Interest MTI-A-1: One of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a Regular Interest in REMIC 2. REMIC 2 Regular Interest MTI-A-1 shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 2 Regular Interest MTI-A-2: One of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a Regular Interest in REMIC 2. REMIC 2 Regular Interest MTI-A-2 shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 2 Regular Interest MTI-S: One of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a Regular Interest in REMIC 2. REMIC 2 Regular Interest MTI-S shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall not be entitled to distributions of principal as set forth in the Preliminary Statement hereto.

REMIC 2 Regular Interest MTI-AR: One of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a Regular Interest in REMIC 2. REMIC 2 Regular Interest MTI-AR shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 2 Regular Interest MTI-P: One of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a Regular Interest in REMIC 2. REMIC 2 Regular Interest MTI-P shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Interest Loss Allocation Amount: With respect to any Distribution Date, an amount equal to (a) the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and related REO Properties then outstanding and (ii) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest MTII-AA minus the Marker Rate, divided by (b) 12.

REMIC 3 Overcollateralization Amount: With respect to any date of determination, (i) 1% of the aggregate Uncertificated Principal Balances of the REMIC 3 Regular Interests minus (ii) the aggregate Uncertificated Principal Balances of REMIC 3 Regular Interests MTII-A-1, MTII-A-2, MTII-A-3, MTII-M-1, MTII-M-2, MTII-M-3, MTII-M-4, MTII-M-5, MTII-M-6, MTII-M-7, MTII-M-8, MTII-M-9, MTII-M-10, MTII-B-1, MTII-B-2, MTII-R and MTII-P, in each case as of such date of determination.

REMIC 3 Principal Loss Allocation Amount: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and related REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is two times the aggregate Uncertificated Principal Balance of REMIC 3 Regular Interests MTII-A-1, MTII-A-2, MTII-A-3, MTII-M-1, MTII-M-2, MTII-M-3, MTII-M-4, MTII-M-5, MTII-M-6, MTII-M-7, MTII-M-8, MTII-M-9, MTII-M-10, MTII-B-1 and MTII-B-2, and the denominator of which is the aggregate Uncertificated Principal Balance of REMIC 3 Regular Interests MTII-A-1, MTII-A-2, MTII-A-3, MTII-M-1, MTII-M-2, MTII-M-3, MTII-M-4, MTII-M-5, MTII-M-6, MTII-M-7, MTII-M-8, MTII-M-9, MTII-M-10, MTII-B-1, MTII-B-2, and MTII-ZZ.

REMIC 3 Regular Interest MTII-AA: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-AA shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-A-1: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-A-1 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-A-2: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-A-2 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-A-3: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-A-3 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-M-1: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-M-1 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-M-2: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-M-2 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-M-3: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-M-3 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-M-4: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-M-4 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-M-5: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-M-5 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-M-6: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-M-6 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-M-7: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-M-7 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-M-8: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-M-8 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-M-9: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-M-9 shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-M-10: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-M-10 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-B-1: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-B-1 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-B-2: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-B-2 shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-P: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-P shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-R: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-R shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-S: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-S shall accrue interest as set forth in the Preliminary Statement hereto. REMIC 2 Regular Interest MTII-S shall not be entitled to distributions of principal.

REMIC 3 Regular Interest MTII-ZZ: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. REMIC 3 Regular Interest MTII-ZZ shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

REMIC 3 Regular Interest MTII-ZZ Maximum Interest Deferral Amount: With respect to any Distribution Date, the excess of (i) REMIC 3 Uncertificated Accrued Interest calculated with the Uncertificated Pass-Through Rate for REMIC 3 Regular Interest MTII-ZZ and an Uncertificated Principal Balance equal to the excess of (x) the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-ZZ over (y) the REMIC 3 Overcollateralization Amount, in each case for such Distribution Date, over (ii) the sum of REMIC 3 Uncertificated Accrued Interest on REMIC 3 Regular Interests MTII-A-1, MTII-A-2, MTII-A-3, MTII-M-1, MTII-M-2, MTII-M-3, MTII-M-4, MTII-M-5, MTII-M-6, MTII-M-7, MTII-M-8, MTII-M-9, MTII-M-10, MTII-B-1 and MTII-B-2, and the denominator of which is the aggregate Uncertificated Principal Balance of REMIC 3 Regular Interests MTII-A-1, MTII-A-2, MTII-A-3, MTII-M-1, MTII-M-2, MTII-M-3, MTII-M-4, MTII-M-5, MTII-M-6, MTII-M-7, MTII-M-8, MTII-M-9, MTII-M-10, MTII-B-1 and MTII-B-2, with the rates on the REMIC 3 Regular Interests MTII-A-1, MTII-A-2, MTII-A-3, MTII-M-1, MTII-M-2, MTII-M-3, MTII-M-4, MTII-M-5, MTII-M-6, MTII-M-7, MTII-M-8, MTII-M-9, MTII-M-10, MTII-B-1 and MTII-B-2, and the denominator of which is the aggregate Uncertificated Principal Balance of REMIC 3 Regular Interests MTII-A-1, MTII-A-2, MTII-A-3, MTII-M-1, MTII-M-2, MTII-M-3, MTII-M-4, MTII-M-5, MTII-M-6, MTII-M-7, MTII-M-8, MTII-M-9, MTII-M-10, MTII-B-1 and MTII-B-2 subject to a cap, for the purpose of this calculation, equal to the Pass-Through Rate for the Corresponding Certificate and with the rate on the REMIC 3 Regular Interest MTII-ZZ subject to a cap, for the purpose of this calculation, equal to zero.

REMIC 3 Regular Interests: REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-A-1, REMIC 3 Regular Interest MTII-A-2, REMIC 3 Regular Interest MTII-A-3, REMIC 3 Regular Interest MTII-M-1, REMIC 3 Regular Interest MTII-M-2, REMIC 3 Regular Interest MTII-M-3, REMIC 3 Regular Interest MTII-M-4, REMIC 3 Regular Interest MTII-M-5, REMIC 3 Regular Interest MTII-M-6, REMIC 3 Regular Interest MTII-M-7, REMIC 3 Regular Interest MTII-M-8, REMIC 3 Regular Interest MTII-M-9, REMIC 3 Regular Interest MTII-M-10, REMIC 3 Regular Interest MTII-B-1, REMIC 3 Regular Interest MTII-B-2, REMIC 3 Regular Interest MTII-S, REMIC 3 Regular Interest MTII-ZZ, REMIC 3 Regular Interest MTII-P, REMIC 3 Regular Interest MTII-IO and REMIC 3 Regular Interest MTII-R.

REMIC 3 Targeted Overcollateralization Amount: 1% of the Targeted Overcollateralization Amount.

REMIC 4: The segregated pool of assets consisting of all of the REMIC 3 Regular Interests conveyed in the trust to the Trustee, for the benefit of the Holders of the Regular Certificates and the Class A-R Certificates (in respect of the Class R-4 Interest), and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

REMIC 4 Regular Interests: The Regular Certificates.

REMIC Provisions: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at sections 860A through 860G of Subchapter M of Chapter 1 of the Code, and related provisions, and regulations promulgated thereunder, as the foregoing may be in effect from time to time.

REMIC Regular Interests: The REMIC 1 Regular Interests, REMIC 2 Regular Interests and REMIC 3 Regular Interests.

REO Property: A Mortgaged Property acquired by the Trust Fund through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan and, for the avoidance of doubt, following the satisfaction of any related First Mortgage Loan.

Reportable Event: As defined in Section 8.12(a)(ii).

Repurchase Price: With respect to any Mortgage Loan required to be purchased by the Seller pursuant to this Agreement or purchased at the option of the Majority in Interest Holder of the Class X-2 Certificates pursuant to this Agreement, an amount equal to the sum of (i) 100% of the unpaid principal balance of the Mortgage Loan on the date of such purchase, (ii) accrued unpaid interest thereon at the applicable Mortgage Rate from the date through which interest was last paid by the Mortgagor to the Due Date in the month in which the Repurchase Price is to be distributed to Certificateholders, (iii) any unreimbursed Servicing Advances and (iv) any costs and damages actually incurred and paid by or on behalf of the Trust (including, but not limited to late fees) in connection with any breach of the representation and warranty set forth in clause (xx) of Schedule IV hereto as the result of a violation of a predatory or abusive lending law applicable to such Mortgage Loan.

Request for Release: The Request for Release submitted by a Servicer to the Trustee, substantially in the form of Exhibit M.

Required Insurance Policy: With respect to any Mortgage Loan, any insurance policy that is required to be maintained from time to time under this Agreement.

Required Reserve Fund Deposit: With respect to any Distribution Date, the excess, if any, of (i) $1,000 over (ii) the amount of funds on deposit in the Basis Risk Reserve Fund prior to deposits thereto on such Distribution Date.

Residual Certificates: As specified in the Preliminary Statement.

Responsible Officer: When used with respect to the Trustee or the Servicer, any Vice President, any Assistant Vice President, any Assistant Secretary, any Trust Officer or any other officer of the Trustee or the Servicer, as applicable, customarily performing functions similar to those performed by any of the above designated officers and also to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with the particular subject and who shall have direct responsibility for the administration of this Agreement.

Rolling Three Month Delinquency Rate: For any Distribution Date will be the fraction, expressed as a percentage, equal to the average of the Delinquency Rates for each of the three (or one and two, in the case of the first and second Distribution Dates, respectively) immediately preceding months.

SAIF: The Savings Association Insurance Fund, or any successor thereto.

S&P: Standard & Poor’s, a division of The XxXxxx-Xxxx Companies, Inc. For purposes of Section 10.05(b) the address for notices to S&P shall be Standard & Poor’s, 00 Xxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Mortgage Surveillance Monitoring, or such other address as S&P may hereafter furnish to the Depositor, the Servicers and the Trustee.

Scheduled Payment: The scheduled monthly payment on a Mortgage Loan due on any Due Date allocable to principal and/or interest on such Mortgage Loan pursuant to the terms of the related Mortgage Note, as reduced by any Relief Act Reductions.

Second Mortgage Loan: A Mortgage Loan that is secured by a second lien on the Mortgaged Property securing the related Mortgage Note.

Securities Act: The Securities Act of 1933, as amended.

Seller: DLJ Mortgage Capital, Inc.

Senior Certificates: As specified in the Preliminary Statement.

Senior Enhancement Percentage: For any Distribution Date, the fraction, expressed as a percentage, the numerator of which is the sum of the aggregate Class Principal Balance of the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates and the Overcollateralization Amount (which, for purposes of this definition only, shall not be less than zero), in each case after giving effect to payments on such Distribution Date (assuming no Trigger Event is in effect), and the denominator of which is the Aggregate Collateral Balance for such Distribution Date.

Senior Principal Payment Amount: For any Distribution Date on or after the Stepdown Date and as long as a Trigger Event is not in effect with respect to such Distribution Date, will be the amount, if any, by which (x) the aggregate Class Principal Balance of the Class A-1, Class A-2, Class A-3, Class P and Class A-R Certificates immediately prior to such Distribution Date exceeds (y) the lesser of (A) the product of (i) 36.38% and (ii) the Aggregate Collateral Balance for such Distribution Date and (B) the amount, if any, by which (i) the Aggregate Collateral Balance for such Distribution Date exceeds (ii) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date.

Servicer: Wilshire, Ocwen or SPS, as applicable, or their successors in interest, or any successor servicer appointed as provided herein.

Servicer Employee: As defined in Section 3.18.

Servicer Cash Remittance Date: With respect to each Distribution Date, the second Business Day immediately preceding such Distribution Date.

Servicer Data Remittance Date: With respect to each Distribution Date, the second Business Day immediately following the 15th day of the month of such Distribution Date.

Servicing Advance: All customary, reasonable and necessary “out of pocket” costs and expenses incurred in the performance by a Servicer of its servicing obligations, including, but not limited to, the cost (including reasonable attorneys’ fees and disbursements) of (i) the inspection, preservation, restoration and protection of a Mortgaged Property, (ii) any expenses reimbursable to such Servicer pursuant to Section 3.11 and any enforcement or judicial proceedings, including foreclosures, and including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered on the MERS System; (iii) the management and liquidation of any REO Property (including default management and similar services, appraisal services and real estate broker services); (iv) any expenses incurred by such Servicer in connection with obtaining an environmental inspection or review pursuant to Section 3.11(a)(v) and (vi); (v) compliance with the obligations under Section 3.01, 3.09 and 3.11(b); (vi) the cost of obtaining any broker’s price opinion in accordance with Section 3.11 hereof; (vii) the costs of obtaining an Opinion of Counsel pursuant to Section 3.11(c) hereof; (viii) expenses incurred in connection with any instrument of satisfaction or deed of reconveyance as described in Section 3.12 hereof; (ix) expenses incurred in connection with the recordation of Assignments of Mortgage or substitutions of trustees and (x) obtaining any legal documentation required to be included in a Mortgage File and/or correcting any outstanding title issues (ie. any lien or encumbrance on the related Mortgaged Property that prevents the effective enforcement of the intended lien position) reasonably necessary for such Servicer to perform its obligations under this Agreement.

Servicing Criteria: The criteria set forth in paragraph (d) of Item 1122 of Regulation AB, as such may be amended from time to time.

Servicing Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to one month’s interest at the Servicing Fee Rate on the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month of such Distribution Date (prior to giving effect to any Scheduled Payments due on such Mortgage Loan on such Due Date), subject to reduction as provided in Section 3.05(b)(vi).

Servicing Fee Rate: With respect to each Wilshire Serviced Loan, the “Wilshire Servicing Fee Rate” as defined in the Wilshire Letter Agreement, which rate may increase up to 0.50% per annum. With respect to each Ocwen Serviced Loan, the “Ocwen Servicing Fee Rate” as defined in the Ocwen Letter Agreement, which rate may increase up to 0.50% per annum. With respect to each SPS Serviced Loan, the “SPS Servicing Fee Rate” as defined in the SPS Letter Agreement, which rate may increase up to 0.50% per annum. In the event of the appointment of a successor servicer pursuant to Section 6.04 hereof, the Servicing Fee Rate as to each Wilshire Serviced Loan, Ocwen Serviced Loan or SPS Serviced Loan, as applicable, may increase to up to 0.50% per annum.

Servicing Officer: With respect to each Servicer, any representative of that Servicer involved in, or responsible for, the administration and servicing of the related Mortgage Loans whose name and specimen signature appear on a list of servicing officers furnished to the Trustee by such Servicer on the Closing Date pursuant to this Agreement, as such list may from time to time be amended.

Significant Net Recoveries: With respect to a defaulted Mortgage Loan, a determination by a Servicer that either (A) the potential Net Recoveries are anticipated to be greater than or equal to the sum of (i) the total indebtedness of the senior lien on the related Mortgaged Property and (ii) $10,000 (after anticipated expenses and attorneys’ fees) or (B) the related Mortgagor has shown a willingness and ability to pay over the previous six months.

Special Serviced Mortgage Loan: The Mortgage Loans for which the Special Servicer acts as servicer pursuant to Section 3.22.

Special Servicer: SPS.

SPS: Select Portfolio Servicing, Inc., a Utah corporation, and its successors and permitted assigns.

SPS Letter Agreement: The securitization servicing side letter agreement, dated as of June 1, 2006, between the Seller and SPS, as amended, supplemented or superseded from tiem to time.

SPS Serviced Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule.

SPS Special Servicing: With regard to any SPS Serviced Loans that become Charged Off Loans or Wilshire Serviced Loans that become Charged Off Loans and are transferred to SPS, the servicing of such Charged Off Loans using specialized collection procedures (including foreclosure, if appropriate) to maximize recoveries.

Startup Day: June 30, 2006.

Stated Principal Balance: As to any Mortgage Loan and Due Date, the unpaid principal balance of such Mortgage Loan as of such Due Date as specified in the amortization schedule at the time relating thereto (before any adjustment to such amortization schedule by reason of any moratorium or similar waiver or grace period) after giving effect to any previous Curtailments and Liquidation Proceeds allocable to principal (other than with respect to any Liquidated Mortgage Loan) and to the payment of principal due on such Due Date and irrespective of any delinquency in payment by the related Mortgagor; provided, however, for purposes of calculating the Servicing Fee and the Trustee Fee, the Stated Principal Balance of any REO will be the unpaid principal balance immediately prior to foreclosure.

Stepdown Date: The date occurring on the later of (x) the Distribution Date in July 2009 and (y) the first Distribution Date on which the Senior Enhancement Percentage (calculated for this purpose after giving effect to payments or other recoveries in respect of the Mortgage Loans during the related Due Period but before giving effect to payments on the Certificates on such Distribution Date) is greater than or equal to 63.62%.

Subordinate Certificates: As specified in the Preliminary Statement.

Subsequent Mortgage Loan: Any Mortgage Loan other than an Initial Mortgage Loan conveyed to the Trust Fund pursuant to Section 2.01 hereof and to a Subsequent Transfer Agreement, which Mortgage Loan shall be listed on the revised Mortgage Loan Schedule delivered pursuant to this Agreement and on Schedule A to such Subsequent Transfer Agreement. When used with respect to a single Subsequent Transfer Date, Subsequent Mortgage Loan shall mean a Subsequent Mortgage Loan conveyed to the Trust on that Subsequent Transfer Date.

Subsequent Mortgage Loan Interest: Any amount constituting an Interest Remittance Amount (other than an amount withdrawn from the related Capitalized Interest Account pursuant to clause (5) of the definition of “Interest Remittance Amount”) received or advanced with respect to a Subsequent Mortgage Loan during the Due Periods relating to the July 2006, August 2006 or September 2006 Distribution Dates, but only to the extent of the excess of such amount over the amount of interest accruing on such Subsequent Mortgage Loan during the related period at a per annum rate equal to 5.40%, 5.91% and 6.02%, respectively. The Subsequent Mortgage Loan Interest shall not be an asset of any REMIC.

Subsequent Transfer Agreement: A Subsequent Transfer Agreement substantially in the form of Exhibit N hereto, executed and delivered by the related Servicer, the Depositor, the Seller and the Trustee as provided in Section 2.01 hereof.

Subsequent Transfer Date: For any Subsequent Transfer Agreement, the date the related Subsequent Mortgage Loans are transferred to the Trust Fund pursuant to the related Subsequent Transfer Agreement.

Subservicer: Any subservicer which is subservicing the Mortgage Loans pursuant to a Subservicing Agreement. Any subservicer shall meet the qualifications set forth in Section 3.02.

Subservicing Agreement: An agreement between a Servicer and a Subservicer for the servicing of the related Mortgage Loans.

Substitution Adjustment Amount: As defined in Section 2.03.

Supplemental Interest Trust: The corpus of a trust created pursuant to Section 4.11 of this Agreement and designated as the “Supplemental Interest Trust,” consisting of the Swap Agreement and the Swap Account. For the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement and the Swap Account do not constitute parts of the Trust Fund or any REMIC.

Supplemental Interest Trust Trustee: U.S. Bank National Association, a national banking association not in its individual capacity but solely in its capacity as supplemental interest trust trustee under the Swap Agreement, and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor supplemental interest trust trustee as may from time to time be serving as successor supplemental interest trust trustee.

Swap Account: The separate Eligible Account created and initially maintained within the Supplemental Interest Trust by the Supplemental Interest Trust Trustee pursuant to Section 4.11 in the name of the Supplemental Interest Trust Trustee for the benefit of the Certificateholders and designated “U.S. Bank National Association in trust for registered holders of Credit Suisse First Boston Mortgage Securities Corp., Home Equity Mortgage Pass-Through Certificates, Series 2006-3.” Funds in the Swap Account shall be held in trust for the Certificateholders for the uses and purposes set forth in this Agreement. The Swap Account will not be an asset of any REMIC. Ownership of the Swap Account is evidenced by the Class X-1 Certificates.

Swap Agreement: Collectively, the ISDA Master Agreement (including the Schedule thereto and the transaction evidenced by the related Confirmation by and between the Supplemental Interest Trust Trustee acting as trustee on behalf of the Supplemental Interest Trust and the Counterparty), forms of which are attached hereto as Exhibit CC and Exhibit DD.

Swap LIBOR: LIBOR as determined pursuant to the Swap Agreement.

Swap Payment Date: A payment date as defined in the Swap Agreement.

Swap Termination Payment: Upon the designation of an “Early Termination Date” as defined in the Swap Agreement, the payment to be made by the Supplemental Interest Trust Trustee to the Counterparty from payments from the Trust Fund, or by the Counterparty to the Supplemental Interest Trust Trustee for payment to the Trust Fund, as applicable, pursuant to the terms of the Swap Agreement.

Targeted Overcollateralization Amount: For any Distribution Date prior to the Stepdown Date, 5.45% of the Aggregate Collateral Balance as of the Cut-off Date; with respect to any Distribution Date on or after the Stepdown Date and with respect to which a Trigger Event is not in effect, the greater of (a) 10.90% of the Aggregate Collateral Balance for such Distribution Date, or (b) 0.50% of the Aggregate Collateral Balance as of the Cut-off Date; with respect to any Distribution Date on or after the Stepdown Date with respect to which a Trigger Event is in effect and is continuing, the Targeted Overcollateralization Amount for the Distribution Date immediately preceding such Distribution Date. Notwithstanding the foregoing, on and after any Distribution Date following the reduction of the aggregate Class Principal Balance of the Class A, Class M and Class B Certificates to zero, the Targeted Overcollateralization Amount shall be zero. Upon (x) written direction by the Majority in Interest Holder of the Class X-1 Certificates and (y) the issuance by an affiliate of the Depositor of a credit enhancement contract in favor of REMIC 1 which is satisfactory to the Rating Agencies and (z) receipt by the Trustee of an Opinion of Counsel, which opinion shall not be an expense of the Trustee or the Trust Fund, but shall be at the expense of the Majority in Interest Holder of the Class X-1 Certificates, to the effect that such credit enhancement contract will not cause the imposition of any federal tax on the Trust Fund or the Certificateholders or cause REMIC 1, REMIC 2, REMIC 3 and REMIC 4 to fail to qualify as a REMIC at any time that any Certificates are outstanding, the Targeted Overcollateralization Amount shall be reduced to the level approved by the Rating Agencies as a result of such credit enhancement contract. Any credit enhancement contract referred to in the previous sentence shall be collateralized by cash or mortgage loans, provided that (i) the aggregate Stated Principal Balance of the mortgage loans collateralizing any such credit enhancement contract shall not be less than the excess, if any, of (x) the initial Targeted Overcollateralization Amount over (y) the then-current Overcollateralization Amount and (ii) the issuance of any credit enhancement contract supported by mortgage loans shall not result in a downgrading of the ratings assigned by the Rating Agencies.

Tax Matters Person: The person designated as “tax matters person” in the manner provided under Treasury regulation § 1.860F-4(d) and temporary Treasury regulation § 301.6231(a)(7)-1T.

Terminating Entity: As determined by the Trustee pursuant to Section 9.04(a). The Terminating Entity shall be determined on each Optional Termination Date.

Transfer: Any direct or indirect transfer or sale of any Ownership Interest in a Residual Certificate.

Trigger Event: A Trigger Event will be in effect for any Distribution Date on or after the Stepdown Date if (a) the Rolling Three Month Delinquency Rate as of the last day of the related Due Period equals or exceeds 12.58% of the Senior Enhancement Percentage for such Distribution Date or (ii) a Cumulative Loss Event is occurring. The Trigger Event may be amended by the parties hereto in the future with the consent of the Rating Agencies.

Trust Collateral: As defined in Section 9.01(c).

Trust Fund: Collectively, the assets of REMIC 1, REMIC 2, REMIC 3, REMIC 4, the Pre-Funding Account, the Capitalized Interest Account, the Basis Risk Reserve Fund and the Subsequent Mortgage Loan Interest.

Trustee: U.S. Bank National Association and its successors and, if a successor trustee is appointed xxxxxxxxx, such successor.

Trustee Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to one month’s interest at the Trustee Fee Rate on the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month of such Distribution Date (prior to giving effect to any Scheduled Payments due on such Mortgage Loan on such Due Date).

Trustee Fee Rate: With respect to any Distribution Date, 0.01% per annum.

Uncertificated Accrued Interest: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related Uncertificated Pass-Through Rate on the Uncertificated Principal Balance of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Net Prepayment Interest Shortfalls and Relief Act Reductions (allocated to such REMIC Regular Interests based on the priorities set forth in Section 1.03).

Uncertificated Notional Amount: With respect to REMIC 1 Regular Interest LTI-S1, the Uncertificated Notional Amount shall be equal to the principal balance of the Ocwen Serviced Loans. With respect to REMIC 1 Regular Interest LTI-S2, the Uncertificated Notional Amount shall be equal to the principal balance of the Wilshire Serviced Loans. With respect to REMIC 1 Regular Interest LTI-S3, the Uncertificated Notional Amount shall be equal to the principal balance of the SPS Serviced Loans. With respect to REMIC 2 Regular Interest MTI-S, the Uncertificated Notional Amount shall be equal to the Uncertificated Notional Amount of REMIC 1 Regular Interest LTI-S1, REMIC 1 Regular Interest LTI-S2 and REMIC 1 Regular Interest LTI-S3. With respect to REMIC 3 Regular Interest MTII-S, the Uncertificated Notional Amount shall be equal to the Uncertificated Notional Amount of REMIC 2 Regular Interest MTI-S. With respect to REMIC 3 Regular Interest MTII-IO, the Uncertificated Notional Amount shall be equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest MTI-1-A.

Uncertificated Pass-Through Rate: The Uncertificated REMIC 1 Pass-Through Rate, the Uncertificated REMIC 2 Pass-Through Rate and the Uncertificated REMIC 3 Pass-Through Rate.

Uncertificated Principal Balance: With respect to each REMIC Regular Interest, the amount of such REMIC Regular Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each REMIC Regular Interest shall be reduced by all distributions of principal made on such REMIC Regular Interest on such Distribution Date pursuant to Section 4.07 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 4.05(b), and the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-ZZ shall be increased by interest deferrals as provided in Section 4.07. The Uncertificated Principal Balance of each REMIC Regular Interest that has an Uncertificated Principal Balance shall never be less than zero.

Uncertificated REMIC 1 Pass-Through Rate: With respect to each REMIC 1 Regular Interest (other than REMIC 1 Regular Interests LTI-1PF, LTI-S1, LTI-S2 and LTI-S3) and the Interest Accrual Periods in July 2006, August 2006 and September 2006, a per annum rate equal to the Initial Mortgage Loan Net WAC Rate; with respect to REMIC 1 Regular Interest LTI-1PF and the Interest Accrual Periods in July 2006, August 2006 and September 2006, a per annum rate equal to 5.40%, 5.91% and 6.02%, respectively, and with respect to each REMIC 1 Regular Interest (other than REMIC 1 Regular Interests LTI-S1, LTI-S2 and LTI-S3) and each Interest Accrual Period thereafter, the weighted average of the Net Mortgage Rates on the Mortgage Loans. With respect to REMIC 1 Regular Interest LTI-S1, a per annum rate, determined on a Mortgage Loan by Mortgage Loan basis, equal to the excess of (i) the excess of (a) the Mortgage Rate for each Ocwen Serviced Loan over (b) the sum of the Ocwen Servicing Fee Rate, the Credit Risk Manager Fee Rate and the Trustee Fee Rate, over (ii) the Net Mortgage Rate of each such Mortgage Loan. With respect to REMIC 1 Regular Interest LTI-S2, a per annum rate, determined on a Mortgage Loan by Mortgage Loan basis, equal to the excess of (i) the excess of (a) the Mortgage Rate for each Wilshire Serviced Loan over (b) the sum of the Wilshire Servicing Fee Rate, the Credit Risk Manager Fee Rate and the Trustee Fee Rate, over (ii) the Net Mortgage Rate of each such Mortgage Loan. With respect to REMIC 1 Regular Interest LTI-S3, a per annum rate, determined on a Mortgage Loan by Mortgage Loan basis, equal to the excess of (i) the excess of (a) the Mortgage Rate for each SPS Serviced Loan over (b) the sum of the SPS Servicing Fee Rate, the Credit Risk Manager Fee Rate and the Trustee Fee Rate, over (ii) the Net Mortgage Rate of each such Mortgage Loan.

Uncertificated REMIC 2 Pass-Through Rate: With respect to REMIC 2 Regular Interest MTI-1-A, a per annum rate equal to the weighted average of the Uncertificated REMIC 1 Pass-Through Rates on REMIC 1 Regular Interest LTI-1 and REMIC 1 Regular Interest LTI-PF multiplied by 2, subject to a maximum rate of 11.30%. With respect to REMIC 2 Regular Interest MTI-1-B, the greater of (x) a per annum rate equal to the excess, if any, of (i) 2 multiplied by the weighted average of the Uncertificated REMIC 1 Pass-Through Rates on REMIC 1 Regular Interest LTI-1 and REMIC 1 Regular Interest LTI-PF over (ii) 11.30% and (y) 0.00000%. With respect to REMIC 2 Regular Interest MTI-A-1 and REMIC 2 Regular Interest MTI-A-2, the weighted average of the Uncertificated REMIC 1 Pass-Through Rates on REMIC 1 Regular Interest LTI-1 and REMIC 1 Regular Interest LTI-PF, weighted on the basis of each such REMIC 1 Regular Interest prior to the related Distribution Date. REMIC 2 Regular Interest MTI-S will not have an Uncertificated REMIC 2 Pass-Through Rate, but will be entitled to 100% of the amounts distributed on REMIC 1 Regular Interest LTI-S1, REMIC 1 Regular Interest LTI-S2 and REMIC 1 Regular Interest LTI-S3.

Uncertificated REMIC 3 Pass-Through Rate: With respect to REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-A-1, REMIC 3 Regular Interest MTII-A-2, REMIC 3 Regular Interest MTII-A-3, REMIC 3 Regular Interest MTII-M-1, REMIC 3 Regular Interest MTII-M-2, REMIC 3 Regular Interest MTII-M-3, REMIC 3 Regular Interest MTII-M-4, REMIC 3 Regular Interest MTII-M-5, REMIC 3 Regular Interest MTII-M-6, REMIC 3 Regular Interest MTII-M-7, REMIC 3 Regular Interest MTII-M-8, REMIC 3 Regular Interest MTII-M-9, REMIC 3 Regular Interest MTII-M-10, REMIC 3 Regular Interest MTII-B-1, REMIC 3 Regular Interest MTII-B-2, REMIC 3 Regular Interest MTII-R, REMIC 3 Regular Interest MTII-P and REMIC 3 Regular Interest MTII-ZZ, a per annum rate (but not less than zero) equal to the weighted average of (v) with respect to REMIC 2 Regular Interest MTI-1-B, the weighted average of the Uncertificated REMIC 2 Pass-Through Rate for such REMIC 2 Regular Interest, weighted on the basis of the Uncertificated Principal Balance of such REMIC 2 Regular Interest for each such Distribution Date, (w) with respect to REMIC 2 Regular Interest MTI-A-1, the weighted average of the Uncertificated REMIC 2 Pass-Through Rate for such REMIC 2 Regular Interest, weighted on the basis of the Uncertificated Principal Balance of such REMIC 2 Regular Interest for each such Distribution Date, (x) with respect to REMIC 2 Regular Interest MTI-A-2, the weighted average of the Uncertificated REMIC 2 Pass-Through Rate for such REMIC 2 Regular Interest, weighted on the basis of the Uncertificated Principal Balance of such REMIC 2 Regular Interest for each such Distribution Date and (y) with respect to REMIC 2 Regular Interest MTI-1-A, 2 multiplied by Swap LIBOR, subject to a maximum rate of the Uncertificated REMIC 2 Pass-Through Rate for such REMIC 2 Regular Interest, weighted on the basis of the Uncertificated Principal Balance of such REMIC 2 Regular Interest for each such Distribution Date.

With respect to REMIC 3 Regular interest MTII-IO, the excess of (i) the weighted average of the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest MTI-1-A over (ii) 2 multiplied by Swap LIBOR.

REMIC 3 Regular Interests MTII-S will not have an Uncertificated REMIC 3 Pass-Through Rate, but shall be entitled to 100% of the amounts distributed on REMIC 2 Regular Interests MTI-S.

Uncertificated Principal Balance: With respect to each REMIC Regular Interest, the amount of such REMIC Regular Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each REMIC Regular Interest shall be reduced by all distributions of principal made on such REMIC Regular Interest on such Distribution Date pursuant to Section 4.07 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 4.05(b), and the Uncertificated Principal Balances of REMIC 1 Regular Interest LTI-PF shall be increased, pro rata, by interest deferrals as provided in Section 4.07. The Uncertificated Principal Balance of each REMIC Regular Interest that has an Uncertificated Principal Balance shall never be less than zero. REMIC 1 Regular Interest LTI-S1, REMIC 1 Regular Interest LTI-S2, REMIC 2 Regular Interest MTI-S and REMIC 3 Regular Interest MTII-S shall not have an Uncertificated Principal Balance.

United States Person: A citizen or resident of the United States, a corporation or a partnership (including an entity treated as a corporation or partnership for United States federal income tax purposes) created or organized in, or under the laws of, the United States or any State thereof or the District of Columbia (except, in the case of a partnership, to the extent provided in regulations) provided that, for purposes solely of the restrictions on the transfer of Class A-R Certificates, no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States Person unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are required to be United States Persons or an estate whose income is subject to United States federal income tax regardless of its source, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more such United States Persons have the authority to control all substantial decisions of the trust. To the extent prescribed in regulations by the Secretary of the Treasury, which have not yet been issued, a trust which was in existence on August 20, 1996 (other than a trust treated as owned by the grantor under subpart E of part I of subchapter J of chapter 1 of the Code), and which was treated as a United States person on August 20, 1996 may elect to continue to be treated as a United States Person notwithstanding the previous sentence.

Voting Rights: The portion of the voting rights of all the Certificates that is allocated to any Certificate for purposes of the voting provisions of this Agreement. At all times during the term of this Agreement, 97% of all Voting Rights shall be allocated among the Class A-1, Class A-2, Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates. The portion of such 97% Voting Rights allocated to the Class A-1, Class A-2, Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates shall be based on the fraction, expressed as a percentage, the numerator of which is the aggregate Class Principal Balance then outstanding and the denominator of which is the Class Principal Balance of all such Classes then outstanding. The Class P, Class X-1 and Class X-S Certificates shall each be allocated 1% of the Voting Rights. Voting Rights shall be allocated among the Certificates within each such Class (other than the Class P, Class X-1 and Class X-S Certificates, which each have only one certificate) in accordance with their respective Percentage Interests. The Class X-2 Certificates and Class A-R Certificates shall have no Voting Rights.

Wilshire: Wilshire Credit Corporation.

Wilshire Letter Agreement: The securitization servicing side letter agreement, dated as of June 1, 2006, between the Seller and Wilshire, as amended, supplemented or superceded from time to time.

Wilshire Serviced Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule.

SECTION 1.02

Interest Calculations.

The calculation of the Trustee Fee, the Servicing Fee, the Credit Risk Manager Fee and interest on the Class A-1, Class A-2, Class P, Class A-R, Class X-1 and Class X-S Certificates and on the related Uncertificated Interests shall be made on the basis of a 360-day year consisting of twelve 30-day months. The calculation of interest on the Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates and the related Uncertificated Interests shall be made on the basis of a 360-day year and the actual number of days elapsed in the related Interest Accrual Period. All dollar amounts calculated hereunder shall be rounded to the nearest xxxxx with one-half of one xxxxx being rounded down.

SECTION 1.03

Allocation of Certain Interest Shortfalls.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 1 Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (net of any Compensating Interest Payment) and any Relief Act Reductions incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated pro rata to REMIC 1 Regular Interests LTI-1 and LTI-PF, in each case to the extent of one month’s interest at the then applicable respective Uncertificated REMIC 1 Pass-Through Rate on the respective Uncertificated Principal Balance of each such REMIC 1 Regular Interest; provided, however, that with respect to the first three Distribution Dates, such amounts relating to the Initial Mortgage Loans shall be allocated to REMIC 1 Regular Interest LTI-1 and such amounts relating to the Subsequent Mortgage Loans shall be allocated to REMIC 1 Regular Interest LTI-PF.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 2 Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (net of any Compensating Interest Payment) shall be allocated first, to REMIC 2 Regular Interest MTI-A-1 and MTI-A-2 based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rate on the respective Uncertificated Principal Balance of such REMIC 2 Regular Interest, second, to REMIC 2 Regular Interest MTI-1-B based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rate on the respective Uncertificated Principal Balance of such REMIC 2 Regular Interest, in each case to the extent of one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 2 Regular Interest.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 3 Regular Interests for any Distribution Date, any Prepayment Interest Shortfalls (to the extent not covered by Compensating Interest) relating to the Mortgage Loans for any Distribution Date shall be allocated in the same priority, and to the same extent, as that allocated to the Corresponding Certificates.

ARTICLE II

CONVEYANCE OF MORTGAGE LOANS;

REPRESENTATIONS AND WARRANTIES

SECTION 2.01

Conveyance of Mortgage Loans.

(a) The Depositor, concurrently with the execution and delivery hereof, hereby sells, transfers, assigns, sets over and otherwise conveys to the Trustee in trust for the benefit of the Certificateholders, without recourse, all (i) the right, title and interest of the Depositor (which does not include servicing rights) in and to each Initial Mortgage Loan, including all interest and principal received or receivable on or with respect to such Initial Mortgage Loans after the Cut-off Date and all interest and principal payments on the Initial Mortgage Loans received prior to the Cut-off Date in respect of installments of interest and principal due thereafter, but not including payments of principal and interest due and payable on the Initial Mortgage Loans on or before the Cut-off Date (other than the rights of the Servicers to service the Mortgage Loans in accordance with this Agreement), (ii) the Depositor’s rights under the Assignment Agreement (iii) any such amounts as may be deposited into and held by the Trustee in the Basis Risk Reserve Fund, the Pre-Funding Account and the Capitalized Interest Account and (iv) all proceeds of any of the foregoing. In addition, on or prior to the Closing Date, the Depositor shall cause the Counterparty to enter into the Swap Agreement with the Supplemental Interest Trust Trustee. The parties hereto agree that it is not intended that any mortgage loan be conveyed to the Trust that is either (i) a “High-Cost Home Loan” as defined in the New Jersey Home Ownership Act effective November 27, 2003, (ii) a “High-Cost Home Loan” as defined in the New Mexico Home Loan Protection Act effective January 1, 2004 (iii) a “High Cost Home Mortgage Loan” as defined in the Massachusetts Predatory Home Loan Practices Act effective November 7, 2004 or (iv) a “High-Cost Home Loan” as defined by the Indiana High Cost Home Loan Law effective January 1, 2005.

(b) In connection with the transfer and assignment set forth in clause (a) above, the Depositor has delivered or caused to be delivered to the Trustee or its designated agent, the related Custodian, for the benefit of the Certificateholders, the documents and instruments with respect to each Mortgage Loan as assigned:

(i) the original Mortgage Note of the Mortgagor in the name of the Trustee or endorsed “Pay to the order of ________________ without recourse” and signed in the name of the last named endorsee by an authorized officer, together with all intervening endorsements showing a complete chain of endorsements from the originator of the related Mortgage Loan to the last endorsee or with respect to any Lost Mortgage Note (as such term is defined in the Pooling and Servicing Agreement), a lost note affidavit stating that the original Mortgage Note was lost or destroyed, together with a copy of such Mortgage Note;

(ii) for each Mortgage Loan that is not a MERS Mortgage Loan, the original Mortgage bearing evidence that such instruments have been recorded in the appropriate jurisdiction where the Mortgaged Property is located as determined by DLJMC (or, in lieu of the original of the Mortgage or the assignment thereof, a duplicate or conformed copy of the Mortgage or the instrument of assignment, if any, together with a certificate of receipt from the Seller or the settlement agent who handled the closing of the Mortgage Loan, certifying that such copy or copies represent true and correct copy(ies) of the original(s) and that such original(s) have been or are currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located) or a certification or receipt of the recording authority evidencing the same and in the case of each MERS Mortgage Loan, the original Mortgage, noting the presence of the MIN of the related Mortgage Loan and either language indicating that the Mortgage Loan is a MOM Loan if the Mortgage Loan is a MOM Loan or if the Mortgage Loan was not a MOM Loan at origination, the original Mortgage and the assignment thereof to MERS, with evidence of recording indicated thereon or a copy of the Mortgage certified by the public recording office in which such Mortgage has been recorded;

(iii) for each Mortgage Loan that is not a MERS Mortgage Loan, the original Assignment of Mortgage, in blank, which assignment appears to be in form and substance acceptable for recording and, in the event that the related Seller acquired the Mortgage Loan in a merger, the assignment must be by “[Seller], successor by merger to [name of predecessor]”, and in the event that the Mortgage Loan was acquired or originated by the related Seller while doing business under another name, the assignment must be by “[Seller], formerly known as [previous name]”;

(iv) for each Mortgage Loan, at any time that such Mortgage Loan is not a MERS Mortgage Loan, the originals of all intervening Assignments of Mortgage not included in (iii) above showing a complete chain of assignment from the originator of such Mortgage Loan to the Person assigning the Mortgage to the Trustee, including any warehousing assignment, with evidence of recording on each such Assignment of Mortgage (or, in lieu of the original of any such intervening assignment, a duplicate or conformed copy of such intervening assignment together with a certificate of receipt from the related Seller or the settlement agent who handled the closing of the Mortgage Loan, certifying that such copy or copies represent true and correct copy(ies) of the original(s) and that such original(s) have been or are currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located) or a certification or receipt of the recording authority evidencing the same;

(v) an original of any related security agreement (if such item is a document separate from the Mortgage) and the originals of any intervening assignments thereof showing a complete chain of assignment from the originator of the related Mortgage Loan to the last assignee;

(vi) an original assignment of any related security agreement (if such item is a document separate from the Mortgage) executed by the last assignee in blank;

(vii) the originals of any assumption, modification, extension or guaranty agreement with evidence of recording thereon, if applicable (or, in lieu of the original of any such agreement, a duplicate or conformed copy of such agreement together with a certificate of receipt from the related Seller or the settlement agent who handled the closing of the Mortgage Loan, certifying that such copy(ies) represent true and correct copy(ies) of the original(s) and that such original(s) have been or are currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located), or a certification or receipt of the recording authority evidencing the same;

(viii) if the Mortgage Note or Mortgage or any other document or instrument relating to the Mortgage Loan has been signed by a person on behalf of the Mortgagor, the original power of attorney or other instrument that authorized and empowered such person to sign bearing evidence that such instrument has been recorded, if so required, in the appropriate jurisdiction where the Mortgaged Property is located as determined by DLJMC (or, in lieu thereof, a duplicate or conformed copy of such instrument, together with a certificate of receipt from the related Seller or the settlement agent who handled the closing of the Mortgage Loan, certifying that such copy(ies) represent true and complete copy(ies)of the original(s) and that such original(s) have been or are currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located) or a certification or receipt of the recording authority evidencing the same; and

(ix) in the case of the First Mortgage Loans, the original mortgage title insurance policy, or if such mortgage title insurance policy has not yet been issued, an original or copy of a marked-up written commitment or a pro forma title insurance policy marked as binding and countersigned by the title insurance company or its authorized agent either on its face or by an acknowledged closing instruction or escrow letter.

In the event the Seller delivers to the Trustee certified copies of any document or instrument set forth in 2.01(b) because of a delay caused by the public recording office in returning any recorded document, the Seller shall deliver to the Trustee, within 60 days of the Closing Date, an Officer’s Certificate which shall (i) identify the recorded document, (ii) state that the recorded document has not been delivered to the Trustee due solely to a delay caused by the public recording office, and (iii) state the amount of time generally required by the applicable recording office to record and return a document submitted for recordation. The Trustee shall deliver such Officer’s Certificate to the applicable Custodian.

In the event that in connection with any Mortgage Loan the Depositor cannot deliver (a) for a Mortgage Loan that is not registered on the MERS® System, the original recorded Mortgage, (b) all interim recorded assignments or (c) the lender’s title policy (together with all riders thereto) satisfying the requirements set forth above, concurrently with the execution and delivery hereof because such document or documents have not been returned from the applicable public recording office in the case of clause (a) or (b) above, or because the title policy has not been delivered to the Seller or the Depositor by the applicable title insurer in the case of clause (c) above, the Depositor shall promptly deliver to the Trustee, in the case of clause (a) or (b) above, such original Mortgage or such interim assignment, as the case may be, with evidence of recording indicated thereon upon receipt thereof from the public recording office, or a copy thereof, certified, if appropriate, by the relevant recording office and in the case of clause (c) above, if such lender’s title policy is received by the Depositor, upon receipt thereof.

As promptly as practicable subsequent to such transfer and assignment, and in any event, within thirty (30) days thereafter, the Trustee shall (at the Seller’s expense) (i) affix the Trustee’s name to each Assignment of Mortgage, as the assignee thereof, (ii) cause such assignment to be in proper form for recording in the appropriate public office for real property records within thirty (30) days after receipt thereof and (iii) cause to be delivered for recording in the appropriate public office for real property records the assignments of the Mortgages to the Trustee, except that, with respect to any assignment of a Mortgage as to which the Trustee has not received the information required to prepare such assignment in recordable form, the Trustee’s obligation to do so and to deliver the same for such recording shall be as soon as practicable after receipt of such information and in any event within thirty (30) days after the receipt thereof, and the Trustee need not cause to be recorded (a) any assignment referred to in clause (iii) above which relates to a Mortgage Loan in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel delivered to the Trustee (at the Depositor’s expense, provided such expense has been previously approved by the Depositor in writing) within 180 days of the Closing Date, acceptable to the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s and the Certificateholders’ interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee of record solely as nominee for the Seller and its successors and assigns.

In connection with the assignment of any Mortgage Loan registered on the MERS® System, the Depositor further agrees that it will cause, at the Depositor’s own expense, on or prior to the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the Depositor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code “[IDENTIFY TRUSTEE SPECIFIC CODE]” in the field “[IDENTIFY THE FIELD NAME FOR TRUSTEE]” which identifies the Trustee and (b) the code “[IDENTIFY SERIES SPECIFIC CODE NUMBER]” in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. The Depositor further agrees that it will not, and will not permit any Servicer to, and each Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement.

(c) The Trustee is authorized to appoint any bank or trust company approved by the Depositor as Custodian of the documents or instruments referred to in this Section 2.01, and to enter into a Custodial Agreement for such purpose and any documents delivered thereunder shall be delivered to the related Custodian and any Officer’s Certificates delivered with respect thereto shall be delivered to the Trustee and the related Custodian.

(d) It is the express intent of the parties to this Agreement that the conveyance of the Mortgage Loans by the Depositor to the Trustee as provided in this Section 2.01 be, and be construed as, a sale of the Mortgage Loans by the Depositor to the Trustee. It is, further, not the intention of the parties to this Agreement that such conveyance be deemed a pledge of the Mortgage Loans by the Depositor to the Trustee to secure a debt or other obligation of the Depositor. However, in the event that, notwithstanding the intent of the parties to this Agreement, the Mortgage Loans are held to be the property of the Depositor, or if for any other reason this Agreement is held or deemed to create a security interest in the Mortgage Loans then (a) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the New York Uniform Commercial Code; (b) the conveyance provided for in this Section 2.01 shall be deemed to be a grant by the Depositor to the Trustee for the benefit of the Certificateholders of a security interest in all of the Depositor’s right, title and interest in and to the Mortgage Loans and all amounts payable to the holders of the Mortgage Loans in accordance with the terms thereof and all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, including without limitation all amounts, other than investment earnings, from time to time held or invested in the Certificate Account, whether in the form of cash, instruments, securities or other property; (c) the possession by the Trustee or any Custodian of such items of property and such other items of property as constitute instruments, money, negotiable documents or chattel paper shall be deemed to be “in possession by the secured party” for purposes of perfecting the security interest pursuant to Section 9-305 of the New York Uniform Commercial Code; and (d) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Trustee for the benefit of the Certificateholders for the purpose of perfecting such security interest under applicable law (except that nothing in this clause (e) shall cause any person to be deemed to be an agent of the Trustee for any purpose other than for perfection of such security interests unless, and then only to the extent, expressly appointed and authorized by the Trustee in writing). The Depositor and the Trustee, upon directions from the Depositor, shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of this Agreement.

(e) The Depositor hereby sells, transfers, assigns, sets over and otherwise conveys to the Trustee in trust for the benefit of the Certificateholders, without recourse, all right, title and interest in such Subsequent Mortgage Loans (which does not include servicing rights), including all interest and principal due on or with respect to such Subsequent Mortgage Loans on or after the related Subsequent Transfer Date and all interest and principal payments on such Subsequent Mortgage Loans received prior to the Subsequent Transfer Date in respect of installments of interest and principal due thereafter, but not including principal and interest due on such Subsequent Mortgage Loans prior to the related Subsequent Transfer Date, any insurance policies in respect of such Subsequent Mortgage Loans and all proceeds of any of the foregoing.

(f) Upon one Business Day’s prior written notice to the Trustee, the Servicers and the Rating Agencies, on any Business Day during the Pre-Funding Period designated by the Depositor, the Depositor, DLJMC, the Servicers and the Trustee shall complete, execute and deliver a Subsequent Transfer Agreement so long as no Rating Agency has provided notice that the execution and delivery of such Subsequent Transfer Agreement will result in a reduction or withdrawal of the ratings assigned to the Certificates.

The transfer of Subsequent Mortgage Loans and the other property and rights relating to them on a Subsequent Transfer Date is subject to the satisfaction of each of the following conditions:

(i) each Subsequent Mortgage Loan conveyed on such Subsequent Transfer Date satisfies the representations and warranties applicable to it under this Agreement as of the applicable Subsequent Transfer Date; provided, however, that with respect to a breach of a representation and warranty with respect to a Subsequent Mortgage Loan, the obligation under Section 2.03(f) of this Agreement of the Seller to cure, repurchase or replace such Subsequent Mortgage Loan shall constitute the sole remedy against the Seller respecting such breach available to Certificateholders, the Depositor or the Trustee;

(ii) the Trustee and the Rating Agencies are provided with an Opinion of Counsel or Opinions of Counsel, at the expense of the Depositor, stating that each REMIC in the Trust Fund is and shall continue to qualify as a REMIC following the transfer of the Subsequent Mortgage Loans, to be delivered as provided pursuant to Section 2.01(g);

(iii) the Rating Agencies and the Trustee are provided with an Opinion of Counsel or Opinions of Counsel, at the expense of the Depositor, confirming that the transfer of the Subsequent Mortgage Loans conveyed on such Subsequent Transfer Date is a true sale, to be delivered as provided pursuant to Section 2.01(g);

(iv) the execution and delivery of such Subsequent Transfer Agreement or conveyance of the related Subsequent Mortgage Loans does not result in a reduction or withdrawal of any ratings assigned to the Certificates by the Rating Agencies;

(v) no Subsequent Mortgage Loan conveyed on such Subsequent Transfer Date is 30 or more days contractually delinquent as of such date;

(vi) the remaining term to stated maturity of such Subsequent Mortgage Loan does not exceed 30 years for fully amortizing loans or 15 years for balloon loans;

(vii) such Subsequent Mortgage Loan does not have a Net Mortgage Rate less than 10.20% per annum;

(viii) the Depositor shall have deposited in the Collection Account all principal and interest collected with respect to the related Subsequent Mortgage Loans on or after the related Subsequent Transfer Date;

(ix) such Subsequent Mortgage Loan does not have a Combined Loan-to-Value Ratio greater than 100.00%;

(x) such Subsequent Mortgage Loan has a principal balance not greater than $400,000;

(xi) no Subsequent Mortgage Loan shall have a final maturity date after September 1, 2036;

(xii) such Subsequent Mortgage Loan is secured by a first or second lien;

(xiii) such Subsequent Mortgage Loan is otherwise acceptable to the Rating Agencies;

(xiv) [reserved];

(xv) following the conveyance of such Subsequent Mortgage Loans on such Subsequent Transfer Date the characteristics of the Mortgage Loans (based on the Initial Mortgage Loans as of the Cut-off Date and the Subsequent Mortgage Loans as of their related Subsequent Transfer Date) will be as follows:

A.	a weighted average Mortgage Rate of at least 10.75% per annum;

B.	a weighted average remaining term to stated maturity of less than 200 months;

C.	a weighted average Combined Loan-to-Value Ratio of not more than 97.50%;

D.	a weighted average credit score of at least 681;

E.	no more than 86.00% of the Mortgage Loans by aggregate Cut-off Date Principal Balance are balloon loans;

F.	no more than 28.00% of the Mortgage Loans by aggregate Cut-off Date Principal Balance are concentrated in one state; and

G.	no more than 10.00% of the Mortgage Loans by aggregate Cut-off Date Principal Balance relate to non-owner occupied properties;

(xvi) neither the Seller nor the Depositor shall be insolvent or shall be rendered insolvent as a result of such transfer;

(xvii) no Event of Default has occurred hereunder; and

(xviii) the Depositor shall have delivered to the Trustee an Officer’s Certificate confirming the satisfaction of each of these conditions precedent.

(g) Upon (1) delivery to the Trustee by the Depositor of the Opinions of Counsel referred to in Sections 2.01(f)(ii) and (iii), (2) delivery to the Trustee by the Depositor of a revised Mortgage Loan Schedule reflecting the Subsequent Mortgage Loans conveyed on such Subsequent Transfer Date and the related Subsequent Mortgage Loans and (3) delivery to the Trustee by the Depositor of an Officer’s Certificate confirming the satisfaction of each of the conditions precedent set forth in Section 2.01(f), the Trustee shall remit to the Depositor the Aggregate Subsequent Transfer Amount related to the Subsequent Mortgage Loans transferred by the Depositor on such Subsequent Transfer Date from funds in the Pre-Funding Account.

The Trustee shall not be required to investigate or otherwise verify compliance with the conditions set forth in the preceding paragraph, except for its own receipt of documents specified above, and shall be entitled to rely on the required Officer’s Certificate.

SECTION 2.02

Acceptance by the Trustee.

The Trustee acknowledges receipt by itself or the Custodians of the documents identified in the Initial Certification in the form annexed hereto as Exhibit G and declares that it or the Custodians on its behalf hold and will hold the documents delivered to it or the Custodians, respectively, constituting the Mortgage Files, and that it or the related Custodian holds or will hold such other assets as are included in the Trust Fund, in trust for the exclusive use and benefit of all present and future Certificateholders. The Trustee acknowledges that it or the related Custodian will maintain possession of the Mortgage Notes in the State of Illinois or the State of Minnesota, as directed by the Seller, unless otherwise permitted by the Rating Agencies.

Each Custodian is required under the related Custodial Agreement to execute and deliver on the Closing Date to the Depositor, the Seller, the Trustee and the Servicers an Initial Certification in the form annexed hereto as Exhibit G with respect to the Mortgage Loans delivered to such Custodian. The Trustee shall deliver on the Closing Date to the Depositor, the Seller, the Trustee and the Servicers an Initial Certification in the form annexed hereto as Exhibit G with respect to the Mortgage Loans delivered to the Trustee. Based on its respective review and examination, and only as to the documents identified in such related Initial Certification, pursuant to the Custodial Agreement, each Custodian will acknowledge that such documents delivered to it appear regular on their face and relate to such Mortgage Loan and pursuant to this Agreement the Trustee will acknowledge that such documents delivered to it appear regular on their face and relate to such Mortgage Loan. Neither the Trustee nor the Custodians shall be under any duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable or appropriate for the represented purpose or that they have actually been recorded in the real estate records or that they are other than what they purport to be on their face.

Not later than 90 days after the Closing Date, the Trustee and the Custodians are each required to deliver to the Depositor, the Seller, the Trustee and the Servicers a Final Certification with respect to the Mortgage Loans delivered to it in the form annexed hereto as Exhibit H, with any applicable exceptions noted thereon.

If, in the course of such review, the Trustee or a Custodian, as applicable, finds any document constituting a part of a Mortgage File which does not meet the requirements of Section 2.01, the Trustee or, pursuant to the related Custodial Agreement, the related Custodian, will list such as an exception in the Final Certification; provided, however, that neither the Trustee nor the Custodians shall make any determination as to whether (i) any endorsement is sufficient to transfer all right, title and interest of the party so endorsing, as noteholder or assignee thereof, in and to that Mortgage Note or (ii) any assignment is in recordable form or is sufficient to effect the assignment of and transfer to the assignee thereof under the mortgage to which the assignment relates.

The Seller shall promptly correct or cure such defect within 120 days from the date it was so notified of such defect and, if the Seller does not correct or cure such defect within such period and such defect materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, the Seller shall either (a) substitute for the related Mortgage Loan a Qualified Substitute Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03, or (b) purchase such Mortgage Loan from the Trustee within 120 days from the date the Seller was notified of such defect in writing at the Repurchase Price of such Mortgage Loan; provided, however, that in no event shall such substitution or repurchase occur more than 540 days from the Closing Date, except that if the substitution or repurchase of a Mortgage Loan pursuant to this provision is required by reason of a delay in delivery of any documents by the appropriate recording office, then such substitution or repurchase shall occur within 720 days from the Closing Date; and further provided, that the Seller shall have no liability for recording any Assignment of Mortgage in favor of the Trustee or for the Trustee’s failure to record such Assignment of Mortgage, and the Seller shall not be obligated to repurchase or cure any Mortgage Loan solely as a result of the Trustee’s failure to record such Assignment of Mortgage. The Trustee, or the related Custodian on its behalf, shall deliver written notice to each Rating Agency within 360 days from the Closing Date indicating each Mortgage Loan (a) the Assignment of Mortgage which has not been returned by the appropriate recording office or (b) as to which there is a dispute as to location or status of such Mortgage Loan. Such notice shall be delivered every 90 days thereafter until the Assignment of Mortgage for the related Mortgage Loan is returned to the Trustee or the dispute as to location or status has been resolved. Any such substitution pursuant to (a) above shall not be effected prior to the delivery to the Trustee of the Opinion of Counsel required by Section 2.05 hereof, if any, and any substitution pursuant to (a) above shall not be effected prior to the additional delivery to the Trustee of a Request for Release substantially in the form of Exhibit M. No substitution is permitted to be made in any calendar month after the Determination Date for such month. The Repurchase Price for any such Mortgage Loan shall be deposited by the Seller in the Certificate Account on or prior to the Business Day immediately preceding such Distribution Date in the month following the month of repurchase and, upon receipt of such deposit and certification with respect thereto in the form of Exhibit M hereto, the Trustee shall release the related Mortgage File to the Seller and shall execute and deliver at such entity’s request such instruments of transfer or assignment prepared by such entity, in each case without recourse, as shall be necessary to vest in such entity, or a designee, the Trustee’s interest in any Mortgage Loan released pursuant hereto. In furtherance of the foregoing, if the Seller is not a member of MERS and repurchases a Mortgage Loan which is registered on the MERS® System, the Seller, at its own expense and without any right of reimbursement, shall cause MERS to execute and deliver an assignment of the Mortgage in recordable form to transfer the Mortgage from MERS to the Seller and shall cause such Mortgage to be removed from registration on the MERS® System in accordance with MERS’ rules and regulations.

Pursuant to the related Custodial Agreement, the related Custodian is required to execute and deliver on the Subsequent Transfer Date to the Depositor, the Seller, the Trustee and the Servicers an Initial Certification in the form annexed hereto as Exhibit G. Based on its review and examination, and only as to the documents identified in such Initial Certification, the related Custodian shall acknowledge that such documents appear regular on their face and relate to such Subsequent Mortgage Loan. Neither the Trustee nor the related Custodian shall be under a duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable or appropriate for the represented purpose or that they have actually been recorded in the real estate records or that they are other than what they purport to be on their face.

Pursuant to the related Custodial Agreement, not later than 90 days after the end of the Pre-Funding Period, the related Custodian is required to deliver to the Depositor, the Seller, the Trustee and the related Servicer a Final Certification with respect to the Subsequent Mortgage Loans in the form annexed hereto as Exhibit H with any applicable exceptions noted thereon.

If, in the course of such review of the Mortgage Files relating to the Subsequent Mortgage Loans, the related Custodian finds any document constituting a part of a Mortgage File which does not meet the requirements of Section 2.01, pursuant to the related Custodial Agreement, the related Custodian will be required to list such as an exception in the Final Certification; provided, however that neither the Trustee nor the related Custodian shall make any determination as to whether (i) any endorsement is sufficient to transfer all right, title and interest of the party so endorsing, as noteholder or assignee thereof, in and to that Mortgage Note or (ii) any assignment is in recordable form or is sufficient to effect the assignment of and transfer to the assignee thereof under the mortgage to which the assignment relates. The Seller shall cure any such defect or repurchase or substitute for any such Mortgage Loan in accordance with Section 2.02(a).

Pursuant to the related Custodial Agreement, if a Custodian discovers any defect with respect to any Mortgage File, the Custodian shall give written specification of such defect to the Trustee and the Seller. The Seller shall be responsible for completing or correcting any missing, incomplete or inconsistent documents.

It is understood and agreed that the obligation of the Seller to cure, substitute for or to repurchase any Mortgage Loan which does not meet the requirements of Section 2.01 shall constitute the sole remedy respecting such defect available to the Trustee, the Depositor and any Certificateholder against the Seller.

The Trustee shall pay to each Custodian from time to time reasonable compensation for all services rendered by it hereunder or under the related Custodial Agreement, and the Trustee shall pay or reimburse each Custodian upon its request for all reasonable expenses, disbursements and advances incurred or made by such Custodian in accordance with any of the provisions of this Agreement or the related Custodial Agreement, except any such expense, disbursement or advance as may arise from its negligence or bad faith.

SECTION 2.03

Representations and Warranties of the Seller, the Servicers and the Special Servicer.

(a) The Seller hereby makes the representations and warranties applicable to it set forth in Schedule II hereto, and by this reference incorporated herein, to the Depositor and the Trustee, as of the Closing Date, or if so specified therein, as of the Cut-off Date or such other date as may be specified.

(b) Wilshire, in its capacity as Servicer, hereby makes the representations and warranties applicable to it set forth in Schedule IIIA hereto, and by this reference incorporated herein, to the Depositor and the Trustee, as of the Closing Date, or if so specified therein, as of the Cut-off Date or such other date as may be specified.

(c) Ocwen, in its capacity as Servicer, hereby makes the representations and warranties applicable to it set forth in Schedule IIIB hereto, and by this reference incorporated herein, to the Depositor and the Trustee, as of the Closing Date, or if so specified therein, as of the Cut-off Date or such other date as may be specified.

(d) SPS, in its capacity as Servicer and Special Servicer, hereby makes the representations and warranties applicable to it set forth in Schedule IIID hereto, and by this reference incorporated herein, to the Depositor and the Trustee, as of the Closing Date, or if so specified therein, as of the Cut-off Date or such other date as may be specified.

(e) Each of Wilshire, Ocwen and SPS, in their capacity as Servicers and Special Servicer, as applicable, will use its reasonable efforts to become a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS.

(f) The Seller hereby makes the representations and warranties set forth in Schedule IV as applicable hereto, and by this reference incorporated herein, to the Trustee, as of the Closing Date, or the Subsequent Transfer Date, as applicable, or if so specified therein, as of the Cut-off Date or such other date as may be specified.

(g) Upon discovery by any of the parties hereto of a breach of a representation or warranty made pursuant to Section 2.03(f) that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the party discovering such breach shall give prompt notice thereof to the other parties. The Seller hereby covenants that within 120 days of the earlier of its discovery or its receipt of written notice from any party of a breach of any representation or warranty made by it pursuant to Section 2.03(f) which materially and adversely affects the interests of the Certificateholders in any Mortgage Loan sold by the Seller to the Depositor, it shall cure such breach in all material respects, and if such breach is not so cured, shall, (i) if such 120-day period expires prior to the second anniversary of the Closing Date, remove such Mortgage Loan (a “Deleted Mortgage Loan”) from the Trust Fund and substitute in its place a Qualified Substitute Mortgage Loan, in the manner and subject to the conditions set forth in this Section; or (ii) repurchase the affected Mortgage Loan from the Trustee at the Repurchase Price in the manner set forth below; provided, however, that any such substitution pursuant to (i) above shall not be effected prior to the delivery to the Trustee of the Opinion of Counsel required by Section 2.05 hereof, if any, and any such substitution pursuant to (i) above shall not be effected prior to the additional delivery to the Trustee of a Request for Release substantially in the form of Exhibit M and the Mortgage File for any such Qualified Substitute Mortgage Loan. The Seller shall promptly reimburse the Trustee for any actual out-of-pocket expenses reasonably incurred by the Trustee in respect of enforcing the remedies for such breach. With respect to any representation and warranties described in this Section which are made to the best of a Seller’s knowledge if it is discovered by the Depositor, the Seller or the Trustee that the substance of such representation and warranty is inaccurate and such inaccuracy materially and adversely affects the value of the related Mortgage Loan or the interests of the Certificateholders therein, notwithstanding the Seller’s lack of knowledge with respect to the substance of such representation or warranty, such inaccuracy shall be deemed a breach of the applicable representation or warranty.

With respect to any Qualified Substitute Mortgage Loan or Loans, the Seller shall deliver to the Trustee for the benefit of the Certificateholders the Mortgage Note, the Mortgage, the related assignment of the Mortgage, and such other documents and agreements as are required by Section 2.01(b), with the Mortgage Note endorsed and the Mortgage assigned as required by Section 2.01. No substitution is permitted to be made in any calendar month after the Determination Date for such month. Scheduled Payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution shall not be part of the Trust Fund and will be retained by the Seller on the next succeeding Distribution Date. For the month of substitution, distributions to Certificateholders will include the monthly payment due on any Deleted Mortgage Loan for such month and thereafter the Seller shall be entitled to retain all amounts received in respect of such Deleted Mortgage Loan. The Seller shall amend the Mortgage Loan Schedule for the benefit of the Certificateholders to reflect the removal of such Deleted Mortgage Loan and the substitution of the Qualified Substitute Mortgage Loan or Loans and the Seller shall deliver the amended Mortgage Loan Schedule to the Trustee. Upon such substitution, the Qualified Substitute Mortgage Loan or Loans shall be subject to the terms of this Agreement in all respects, and the Seller shall be deemed to have made with respect to such Qualified Substitute Mortgage Loan or Loans, as of the date of substitution, the representations and warranties made pursuant to Section 2.03(f) with respect to such Mortgage Loan. Upon any such substitution and the deposit to the Certificate Account of the amount required to be deposited therein in connection with such substitution as described in the following paragraph, the Trustee shall release the Mortgage File held for the benefit of the Certificateholders relating to such Deleted Mortgage Loan to the Seller and shall execute and deliver at the Seller’s direction such instruments of transfer or assignment prepared by the Seller, in each case without recourse, as shall be necessary to vest title in the Seller, or its designee, the Trustee’s interest in any Deleted Mortgage Loan substituted for pursuant to this Section 2.03.

For any month in which the Seller substitutes one or more Qualified Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the Trustee shall determine the amount (if any) by which the aggregate principal balance of all such Qualified Substitute Mortgage Loans as of the date of substitution is less than the aggregate Stated Principal Balance of all such Deleted Mortgage Loans (after application of the scheduled principal portion of the monthly payments due in the month of substitution). The amount of such shortage (the “Substitution Adjustment Amount”) plus an amount equal to the sum of (i) the aggregate of any unreimbursed Advances with respect to such Deleted Mortgage Loans and (ii) any costs and damages actually incurred and paid by or on behalf of the Trust in connection with any breach of the representation and warranty set forth in Schedule IV (xx) as the result of a violation of a predatory or abusive lending law applicable to such Mortgage Loan shall be deposited in the Certificate Account by the Seller on or before the Business Day immediately preceding the Distribution Date in the month succeeding the calendar month during which the related Mortgage Loan became required to be repurchased or replaced hereunder.

In the event that the Seller shall have repurchased a Mortgage Loan, the Repurchase Price therefor shall be deposited in the Certificate Account on or before the Business Day immediately preceding the Distribution Date in the month following the month during which the Seller became obligated hereunder to repurchase or replace such Mortgage Loan and upon such deposit of the Repurchase Price, the delivery of the Opinion of Counsel if required by Section 2.05 and receipt of a Request for Release in the form of Exhibit M hereto, the Trustee shall release the related Mortgage File held for the benefit of the Certificateholders to such Person, and the Trustee shall execute and deliver at such Person’s direction such instruments of transfer or assignment prepared by such Person, in each case without recourse, as shall be necessary to transfer title from the Trustee. It is understood and agreed that the obligation under this Agreement of any Person to cure, repurchase or substitute any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedy against such Persons respecting such breach available to Certificateholders, the Depositor or the Trustee on their behalf.

The representations and warranties made pursuant to this Section 2.03 shall survive delivery of the respective Mortgage Files to the Trustee for the benefit of the Certificateholders.

SECTION 2.04

Representations and Warranties of the Depositor as to the Mortgage Loans.

The Depositor hereby represents and warrants to the Trustee with respect to the Mortgage Loans that, as of the Closing Date, assuming good title has been conveyed to the Depositor, the Depositor had good title to the Mortgage Loans and Mortgage Notes, and did not encumber the Mortgage Loans during its period of ownership thereof, other than as contemplated by the Agreement.

It is understood and agreed that the representations and warranties set forth in this Section 2.04 shall survive delivery of the Mortgage Files to the Trustee.

SECTION 2.05

Delivery of Opinion of Counsel in Connection with Substitutions.

Notwithstanding any contrary provision of this Agreement, no substitution pursuant to Section 2.02 shall be made more than 120 days after the Closing Date unless the Seller delivers to the Trustee an Opinion of Counsel, which Opinion of Counsel shall not be at the expense of either the Trustee or the Trust Fund, addressed to the Trustee, to the effect that such substitution will not (i) result in the imposition of the tax on “prohibited transactions” on the Trust Fund or contributions after the Startup Date, as defined in Sections 860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any REMIC created hereunder to fail to qualify as a REMIC at any time that any Certificates are outstanding.

SECTION 2.06

Execution and Delivery of Certificates.

The Trustee (or the related Custodian) acknowledges receipt of the items described in Section 2.02 of this Agreement and the documents identified in the Initial Certification in the form annexed hereto as Exhibit G and, concurrently with such receipt, has executed and delivered to or upon the order of the Depositor, the Certificates in authorized denominations evidencing directly or indirectly the entire ownership of the Trust Fund. The Trustee agrees to hold the Trust Fund and exercise the rights referred to above for the benefit of all present and future Holders of the Certificates and to perform the duties set forth in this Agreement to the best of its ability, to the end that the interests of the Holders of the Certificates may be adequately and effectively protected.

SECTION 2.07

REMIC Matters.

The Preliminary Statement sets forth the designations and “latest possible maturity date” for federal income tax purposes of all interests created hereby. The “Startup Day” for purposes of the REMIC Provisions shall be the Closing Date. The REMIC 1 Regular Interests shall be designated as the “regular interests” in REMIC 1. The REMIC 2 Regular Interests shall be designated as the “regular interests” in REMIC 2. The REMIC 3 Regular Interests shall be designated as the “regular interests” in REMIC 3. The Class A-1, Class A-2, Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1, Class B-2, Class P, Class X-1 and Class X-S Certificates and the REMIC 4 Regular Interest IO shall be designated as the “regular interests” in REMIC 4. The Class A-R Certificates will represent beneficial ownership of four residual interests, Class R-1 Interest, Class R-2 Interest, Class R-3 Interest and Class R-4 Interest, each of which will constitute the sole class of residual interests in each of REMIC 1, REMIC 2, REMIC 3 and REMIC 4, respectively. The Trustee shall not permit the creation of any “interests” (within the meaning of Section 860G of the Code) in REMIC 1, REMIC 2, REMIC 3 or REMIC 4 other than the Certificates, the REMIC 1 Regular Interests, the REMIC 2 Regular Interests or the REMIC 3 Regular Interests. The “tax matters person” with respect to each of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 shall be the Holder of the Class A-R Certificate at any time holding the largest Percentage Interest thereof in the manner provided under Treasury regulations section 1.860F-4(d) and Treasury regulations section 301.6231(a)(7)-1. The fiscal year for each REMIC shall be the calendar year. In addition, the Class X-1 Certificateholders shall be deemed to have entered into a contractual arrangement with the Class A-R Certificateholders whereby the Class A-R Certificateholders agree to pay to the Class X-1 Certificateholders on each Distribution Date amounts that would, in the absence of such contractual agreement, be distributable with respect to the residual interest in REMIC 1, REMIC 2, REMIC 3 and REMIC 4 pursuant to Section 4.02(b)(iv)FF. (which amounts are expected to be zero).

SECTION 2.08

Covenants of each Servicer.

Each respective Servicer hereby covenants to the Depositor and the Trustee that no written information, certificate of an officer, statement furnished in writing or written report prepared by such Servicer and delivered to the Depositor, any affiliate of the Depositor or the Trustee and prepared by such Servicer pursuant to this Agreement will contain any untrue statement of a material fact.

SECTION 2.09

Conveyance of REMIC Regular Interests and Acceptance of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 by the Trustee; Issuance of Certificates.

(a) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 1 Regular Interests for the benefit of the Holder of the REMIC 2 Regular Interests and the Holders of the Class R-2 Interest. The Trustee acknowledges receipt of the REMIC 1 Regular Interests (each of which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC 2 Regular Interests and Holder of the Class R-2 Interest. The interests evidenced by the Class R-2 Interest, together with the REMIC 2 Regular Interests, constitute the entire beneficial ownership interest in REMIC 2.

(b) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 2 Regular Interests for the benefit of the Holders of the REMIC 3 Regular Interests and the Class R-3 Interest. The Trustee acknowledges receipt of the REMIC 2 Regular Interests (each of which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC 3 Regular Interests and of the Class R-3 Interest. The interests evidenced by the Class R-3 Interest, together with the REMIC 3 Regular Interests, constitute the entire beneficial ownership interest in REMIC 3.

(c) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 3 Regular Interests for the benefit of the Holders of the Regular Certificates and the Class R-4 Interest. The Trustee acknowledges receipt of the REMIC 3 Regular Interests (each of which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Regular Certificates and of the Class R-4 Interest. The interests evidenced by the Class R-4 Interest, together with the Regular Certificates, constitute the entire beneficial ownership interest in REMIC 4.

(d) In exchange for the REMIC 3 Regular Interests and, concurrently with the assignment to the Trustee thereof, pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee has executed, authenticated and delivered to or upon the order of the Depositor, the Regular Certificates in authorized denominations evidencing (together with the Class R-4 Interest) the entire beneficial ownership interest in REMIC 4.

(e) Concurrently with (i) the assignment and delivery to the Trustee of REMIC 1 (including the Residual Interest therein represented by the Class A-RL Certificates) and the acceptance by the Trustee thereof, pursuant to Section 2.01, Section 2.02 and Section 2.09(a); (ii) the assignment and delivery to the Trustee of REMIC 2 (including the Residual Interest therein represented by the Class R-2 Interest) and the acceptance by the Trustee thereof, pursuant to Section 2.09(b); (iii) the assignment and delivery to the Trustee of REMIC 3 (including the Residual Interest therein represented by the Class R-3 Interest) and the acceptance by the Trustee thereof, pursuant to Section 2.09(c) and the assignment and delivery to the Trustee of REMIC 4 (including the Residual Interest therein represented by the Class R-4 Interest) and the acceptance by the Trustee thereof, pursuant to Section 2.09(d), the Trustee, pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, the Regular Certificates and the Class A-R Certificates in authorized denominations evidencing the Class R-2 Interest, the Class R-3 Interest and the Class R-4 Interest.

SECTION 2.10

Purposes and Powers of the Trust.

The purpose of the common law trust, as created hereunder, is to engage in the following activities:

(a) acquire and hold the Mortgage Loans and the other assets of the Trust Fund and the proceeds therefrom;

(b) to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans;

(d) to engage in those activities that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith; and

(e) subject to compliance with this Agreement, to engage in such other activities as may be required in connection with conservation of the Trust Fund and the making of distributions to the Certificateholders.

The trust is hereby authorized to engage in the foregoing activities. The Trustee shall not cause the trust to engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement while any Certificate is outstanding, and this Section 2.10 may not be amended, without the consent of the Certificateholders evidencing 51% or more of the aggregate Voting Rights of the Certificates.

ARTICLE III

ADMINISTRATION AND SERVICING

OF MORTGAGE LOANS

SECTION 3.01

Servicers to Service Mortgage Loans.

For and on behalf of the Certificateholders, each Servicer shall service and administer the Mortgage Loans in accordance with the terms of this Agreement and with Accepted Servicing Practices. The obligations of each of Wilshire, Ocwen and SPS hereunder to service and administer the Mortgage Loans shall be limited to the Wilshire Serviced Loans, Ocwen Serviced Loans and SPS Serviced Loans, respectively; and with respect to the duties and obligations of each Servicer, references herein to the “Mortgage Loans” or “related Mortgage Loans” shall be limited to the Wilshire Serviced Loans (and the related proceeds thereof and related REO Properties), in the case Wilshire, the Ocwen Serviced Loans (and the related proceeds thereof and related REO Properties), in the case of Ocwen and the SPS Serviced Loans (and the related proceeds thereof and related REO Properties), in the case of SPS, and in no event shall any Servicer have any responsibility or liability with respect to any of the other Mortgage Loans. Notwithstanding anything in this Agreement, any Subservicing Agreement or the Credit Risk Management Agreement to the contrary, neither Wilshire, Ocwen nor SPS shall have any duty or obligation to enforce any Credit Risk Management Agreement to which it is not a party, nor to supervise, monitor or oversee the activities of the Credit Risk Manager under any other Credit Risk Management Agreement with respect to any action taken or not taken by Wilshire, Ocwen or SPS, as applicable, pursuant to a recommendation of the Credit Risk Manager In connection with such servicing and administration, each Servicer shall have full power and authority, acting alone and/or through Subservicers as provided in Section 3.02 hereof, to do or cause to be done any and all things that it may deem necessary or desirable in connection with such servicing and administration, including but not limited to, the power and authority, subject to the terms hereof (i) to execute and deliver, on behalf of the Certificateholders and the Trustee, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages (but only in the manner provided in this Agreement), (iii) to collect any Insurance Proceeds and other Liquidation Proceeds, and (iv) to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan; provided that a Servicer shall not take any action that is materially inconsistent with or materially prejudices the interests of the Trust Fund or the Certificateholders in any Mortgage Loan or the rights and interests of the Depositor, the Trustee or the Certificateholders under this Agreement unless such action is specifically called for by the terms hereof. The Trustee will provide a limited power of attorney to each Servicer, prepared by each Servicer and reasonably acceptable to the Trustee, to permit each Servicer to act on behalf of the Trustee under this Agreement. Each Servicer hereby indemnifies the Trustee for all costs and expenses incurred by the Trustee in connection with the negligent or willful misuse of such power of attorney. Each Servicer shall represent and protect the interests of the Trust Fund in the same manner as it protects its own interests in mortgage loans in its own portfolio in any claim, proceeding or litigation regarding a Mortgage Loan. Each Servicer further is hereby authorized and empowered in its own name or in the name of the Subservicer, when such Servicer or the Subservicer, as the case may be, believes it is appropriate in its best judgment to register any Mortgage Loan on the MERS® System, or cause the removal from the registration of any Mortgage Loan on the MERS® System, to execute and deliver, on behalf of the Trustee and the Certificateholders or any of them, any and all instruments of assignment and other comparable instruments with respect to such assignment or re-recording of a Mortgage in the name of MERS, solely as nominee for the Trustee and its successors and assigns. Any reasonable expenses incurred in connection with the actions described in the preceding sentence or as a result of MERS discontinuing or becoming unable to continue operations in connection with the MERS® System, shall be reimbursable by the Trust Fund to such Servicer. Notwithstanding the foregoing, subject to Section 3.05(a), the Servicers shall not make or permit any modification, waiver or amendment of any Mortgage Loan that would both constitute a sale or exchange of such Mortgage Loan within the meaning of Section 1001 of the Code and any proposed, temporary or final regulations promulgated thereunder (other than in connection with a proposed conveyance or assumption of such Mortgage Loan that is treated as a Principal Prepayment in Full pursuant to Section 3.10 hereof) which would cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC. Without limiting the generality of the foregoing, each Servicer, in its own name or in the name of the Depositor and the Trustee, is hereby authorized and empowered by the Depositor and the Trustee, when such Servicer believes it appropriate in its reasonable judgment, to execute and deliver, on behalf of the Trustee, the Depositor, the Certificateholders or any of them, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments, with respect to the Mortgage Loans, and with respect to the Mortgaged Properties held for the benefit of the Certificateholders. Each Servicer shall prepare and deliver to the Depositor and/or the Trustee such documents requiring execution and delivery by either or both of them as are necessary or appropriate to enable such Servicer to service and administer the Mortgage Loans to the extent that such Servicer is not permitted to execute and deliver such documents pursuant to the preceding sentence. Upon receipt of such documents and a written request signed by an authorized officer, the Depositor and/or the Trustee shall execute such documents and deliver them to such Servicer.

In accordance with the standards of the preceding paragraph, each Servicer shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on any Mortgaged Property (to the extent such Servicer has been notified that such taxes or assessments have not paid by the related Mortgagor or the owner or the servicer of the related First Mortgage Loan), which advances shall be reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 3.06, and further as provided in Section 3.08; provided, however, that each Servicer shall be required to advance only to the extent that such advances, in the good faith judgment of such Servicer, will be recoverable by such Servicer out of Insurance Proceeds, Liquidation Proceeds, or otherwise out of the proceeds of the related Mortgage Loan; and provided, further, that such payments shall be advanced within such time period required to avoid the loss of the Mortgaged Property by foreclosure of a tax or other lien. The costs incurred by a Servicer, if any, in effecting the timely payments of taxes and assessments on the Mortgaged Properties and related insurance premiums shall not, for the purpose of calculating monthly distributions to the Certificateholders, be added to the Stated Principal Balances of the related Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so permit.

Subject to the provisions of the first paragraph of this Section, the Trustee shall execute, at the written request of a Servicer, and furnish to such Servicer and any Subservicer such documents as are necessary or appropriate to enable such Servicer or any Subservicer to carry out their servicing and administrative duties hereunder, and the Trustee hereby grants to each Servicer a power of attorney, to be completed in the form of Exhibit AA hereto, to carry out such duties. The Trustee shall not be liable for the actions of the Servicers or any Subservicers under such powers of attorney.

If the Mortgage relating to a Mortgage Loan had a lien senior to the Mortgage Loan on the related Mortgaged Property as of the Cut-off Date, then the related Servicer, in such capacity, may consent to the refinancing of the prior senior lien, provided that the following requirements are met:

(i) the resulting Combined Loan-to-Value Ratio of such Mortgage Loan is no higher than the Combined Loan-to-Value Ratio prior to such refinancing; and

(ii) the interest rate, or, in the case of an adjustable rate existing senior lien, the maximum interest rate, for the loan evidencing the refinanced senior lien is no more than 2.0% higher than the interest rate or the maximum interest rate, as the case may be, on the loan evidencing the existing senior lien immediately prior to the date of such refinancing; and

(iii) the loan evidencing the refinanced senior lien is not subject to negative amortization.

With respect to the Mortgage Loans, the Servicer of each Mortgage Loan agrees that, with respect to the Mortgagors of such Mortgage Loans, such Servicer for each Mortgage Loan shall furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company on a monthly basis.

SECTION 3.02

Subservicing; Enforcement of the Obligations of Subservicers.

(a) The Mortgage Loans may be subserviced by a Subservicer on behalf of the related Servicer in accordance with the servicing provisions of this Agreement, provided that the Subservicer is an approved Xxxxxx Xxx or Freddie Mac seller/servicer in good standing. A Servicer may perform any of its servicing responsibilities hereunder or may cause the Subservicer to perform any such servicing responsibilities on its behalf, but the use by such Servicer of the Subservicer shall not release such Servicer from any of its obligations hereunder and such Servicer shall remain responsible hereunder for all acts and omissions of the Subservicer as fully as if such acts and omissions were those of such Servicer. Each Servicer shall pay all fees and expenses of any Subservicer engaged by such Servicer from its own funds.

Notwithstanding the foregoing, each Servicer shall be entitled to outsource one or more separate servicing functions to a Person (each, an “Outsourcer”) that does not meet the eligibility requirements for a Subservicer, so long as such outsourcing does not constitute the delegation of such Servicer’s obligation to perform all or substantially all of the servicing of the related Mortgage Loans to such Outsourcer. In such event, the use by a Servicer of any such Outsourcer shall not release such Servicer from any of its obligations hereunder and such Servicer shall remain responsible hereunder for all acts and omissions of such Outsourcer as fully as if such acts and omissions were those of such Servicer, and such Servicer shall pay all fees and expenses of the Outsourcer from such Servicer’s own funds.

(b) At the cost and expense of a Servicer, without any right of reimbursement from the Depositor, Trustee, the Trust Fund, or the Collection Account, such Servicer shall be entitled to terminate the rights and responsibilities of its Subservicer and arrange for any servicing responsibilities to be performed by a successor Subservicer meeting the requirements set forth in Section 3.02(a), provided, however, that nothing contained herein shall be deemed to prevent or prohibit such Servicer, at such Servicer’s option, from electing to service the related Mortgage Loans itself. In the event that a Servicer’s responsibilities and duties under this Agreement are terminated pursuant to Section 7.01, and if requested to do so by the Trustee, such Servicer shall at its own cost and expense terminate the rights and responsibilities of its Subservicer as soon as is reasonably possible. Each Servicer shall pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of its Subservicer from such Servicer’s own funds without any right of reimbursement from the Depositor, Trustee, the Trust Fund, or the Collection Account.

(c) Notwithstanding any of the provisions of this Agreement relating to agreements or arrangements between a Servicer and its Subservicer, a Servicer and its Outsourcer, or any reference herein to actions taken through the Subservicer, the Outsourcer, or otherwise, no Servicer shall be relieved of its obligations to the Depositor, Trustee or Certificateholders and shall be obligated to the same extent and under the same terms and conditions as if it alone were servicing and administering the related Mortgage Loans. Each Servicer shall be entitled to enter into an agreement with its Subservicer and Outsourcer for indemnification of such Servicer or Outsourcer, as applicable, by such Subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.

For purposes of this Agreement, a Servicer shall be deemed to have received any collections, recoveries or payments with respect to the related Mortgage Loans that are received by a related Subservicer or Outsourcer, as applicable, regardless of whether such payments are remitted by the Subservicer or Outsourcer, as applicable, to such Servicer.

Any Subservicing Agreement and any other transactions or services relating to the Mortgage Loans involving a Subservicer or an Outsourcer shall be deemed to be between the Subservicer or an Outsourcer, and related Servicer alone, and the Depositor, the Trustee, the Special Servicer and the other Servicer shall have no obligations, duties or liabilities with respect to a Subservicer including no obligation, duty or liability of the Depositor and Trustee or the Trust Fund to pay a Subservicer’s fees and expenses.

SECTION 3.03

[Reserved].

SECTION 3.04

Trustee to Act as Servicer.

(a) In the event that any Servicer shall for any reason no longer be a Servicer hereunder (including by reason of an Event of Default), the Trustee or its successor shall thereupon assume all of the rights and obligations of such Servicer hereunder arising thereafter (except that the Trustee shall not be (i) liable for losses of such Servicer pursuant to Section 3.09 hereof or any acts or omissions of the related predecessor Servicer hereunder, (ii) obligated to make Advances if it is prohibited from doing so by applicable law or (iii) deemed to have made any representations and warranties of such Servicer hereunder). Any such assumption shall be subject to Section 7.02 hereof.

Each Servicer shall, upon request of the Trustee, but at the expense of such Servicer, deliver to the assuming party all documents and records relating to each Subservicing Agreement or substitute Subservicing Agreement and the Mortgage Loans then being serviced thereunder and hereunder by such Servicer and an accounting of amounts collected or held by it and otherwise use its best efforts to effect the orderly and efficient transfer of the substitute Subservicing Agreement to the assuming party.

(b) [reserved].

SECTION 3.05

Collection of Mortgage Loans; Collection Accounts; Certificate Account; Pre-Funding Account; Capitalized Interest Account.

(a) Continuously from the date hereof until the principal and interest on all Mortgage Loans have been paid in full or such Mortgage Loans have become Liquidated Mortgage Loans, each Servicer shall proceed in accordance with Accepted Servicing Practices to collect all payments due under each of the related Mortgage Loans when the same shall become due and payable to the extent consistent with this Agreement and, consistent with such standard, with respect to Escrow Mortgage Loans, a Servicer shall ascertain and estimate Escrow Payments and all other charges that will become due and payable with respect to the Mortgage Loans and the Mortgaged Properties, to the end that the installments payable by the Mortgagors will be sufficient to pay such charges as and when they become due and payable. Consistent with the foregoing, in connection with Mortgage Loans which it is directly servicing, each Servicer may in its discretion (i) waive any late payment charge or any prepayment charge or penalty interest in connection with the prepayment of a Mortgage Loan and (ii) extend the Due Dates for payments due on a Mortgage Note for a period not greater than 180 days; provided, however, that no such Servicer can extend the maturity of any such Mortgage Loan past the date on which the final payment is due on the latest maturing Mortgage Loan as of the Cut-off Date. Consistent with the foregoing, in instances when a Mortgage Loan is in default or default is reasonably foreseeable (within the meaning of the REMIC Provisions), the related Servicer may modify the terms of such Mortgage Loan to (1) capitalize to the principal balance of any unreimbursed Advances, unreimbursed Servicing Advances, unpaid Servicing Fees, and related amounts due to the related Servicer with respect to the related Mortgage Loan; (2) defer such amounts to a balloon payment due on the final payment date of such Mortgage Loan; (3) extend the maturity of any such Mortgage Loan, but in no instance past the date on which the final payment is due on the latest maturing Mortgage Loan as of the Cut-off Date; and/or (4) reduce the related Mortgage Rate (provided that the Mortgage Rate of any adjustable rate Mortgage Loan may not be reduced below the Mortgage Rate of such Mortgage Loan immediately prior to the related first adjustment date), provided, however, the Servicer shall not be entitled to reimbursement from the Trust Fund for any fee in connection with any such modification. Any such waiver, modification, postponement or indulgence granted to a Mortgagor by a Servicer in connection with its servicing of the related First Mortgage Loan shall not be considered relevant to a determination of whether such Servicer has acted consistently with the terms and standards of this Agreement, so long as in such Servicer’s determination such action is not materially adverse to the interests of the Certificateholders. Notice of any such modifications shall be provided (i) in writing, by the related Servicer to the Depositor and the Trustee or (ii) as part of the monthly report delivered by the related Servicer to the Trustee. In the event of any such arrangement that permits the deferment of principal and interest payment on any Mortgage Loan, the related Servicer shall make Advances on the related Mortgage Loan in accordance with the provisions of Section 4.01 during the scheduled period in accordance with the amortization schedule of such Mortgage Loan without modification thereof by reason of such arrangements. Each Servicer shall not be required to institute or join in litigation with respect to collection of any payment (whether under a Mortgage, Mortgage Note or otherwise or against any public or governmental authority with respect to a taking or condemnation) if it reasonably believes that enforcing the provision of the Mortgage or other instrument pursuant to which such payment is required is prohibited by applicable law.

(b) Each Servicer shall segregate and hold all funds collected and received pursuant to a Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more Collection Accounts, each of which shall be an Eligible Account, titled “[Servicer’s name], in trust for the Holders of Credit Suisse First Boston Mortgage Securities Corp., Home Equity Mortgage Pass-Through Certificates, Series 2006-3” or, if established and maintained by a Subservicer on behalf of the related Servicer, “[Subservicer’s name], in trust for [Servicer’s name]” or “[Subservicer’s name], as agent, trustee and/or bailee of principal and interest custodial account for [Servicer’s name], its successors and assigns, for various owners of interest in [Servicer’s name] mortgage-backed pools”. Any funds deposited in a Collection Account shall at all times be either invested in Eligible Investments or shall be fully insured to the full extent permitted under applicable law. Funds deposited in a Collection Account may be drawn on by the applicable Servicer in accordance with Section 3.08.

Each Servicer shall deposit in the Collection Account within two Business Days of receipt and retain therein, the following collections remitted by Subservicers or payments received by such Servicer and payments made by such Servicer subsequent to the Cut-off Date, other than Scheduled Payments due on or before the Cut-off Date:

(i) all payments on account of principal on the Mortgage Loans, including all Principal Prepayments;

(ii) all payments on account of interest on the Mortgage Loans adjusted to the per annum rate equal to the Mortgage Rate reduced by the related Servicing Fee Rate;

(iii) all Liquidation Proceeds on the Mortgage Loans;

(iv) all Insurance Proceeds on the Mortgage Loans including amounts required to be deposited pursuant to Section 3.09 (other than proceeds to be held in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with Section 3.09);

(v) all Advances made by such Servicer pursuant to Section 4.01;

(vi) with respect to each Principal Prepayment on the Mortgage Loans, the Compensating Interest Payment, if any, for the related Prepayment Period;

(vii) any amounts required to be deposited by such Servicer in respect of net monthly income from REO Property pursuant to Section 3.11; and

(viii) any other amounts required to be deposited hereunder including all collected Prepayment Charges.

The foregoing requirements for deposit into each Collection Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, Ancillary Income need not be deposited by such Servicer into such Collection Account. In addition, notwithstanding the provisions of this Section 3.05, each Servicer may deduct from amounts received by it, prior to deposit to the applicable Collection Account, any portion of any Scheduled Payment representing the applicable Servicing Fee. In the event that a Servicer shall remit any amount not required to be remitted, it may at any time withdraw or direct the institution maintaining the related Collection Account to withdraw such amount from such Collection Account, any provision herein to the contrary notwithstanding. Such withdrawal or direction may be accomplished by delivering written notice thereof to the Trustee or such other institution maintaining such Collection Account which describes the amounts deposited in error in such Collection Account. Each Servicer shall maintain adequate records with respect to all withdrawals made by it pursuant to this Section. All funds deposited in a Collection Account shall be held in trust for the Certificateholders until withdrawn in accordance with Section 3.08.

(c) On or prior to the Closing Date, the Trustee shall establish and maintain, on behalf of the Certificateholders, the Certificate Account. The Trustee shall, promptly upon receipt, deposit in the Certificate Account and retain therein the following:

(i) the aggregate amount remitted by each Servicer to the Trustee pursuant to Section 3.08(viii);

(ii) any amount deposited by the Trustee pursuant to Section 3.05(d) in connection with any losses on Eligible Investments; and

(iii) any other amounts deposited hereunder which are required to be deposited in the Certificate Account.

In the event that a Servicer shall remit to the Trustee any amount not required to be remitted, it may at any time direct the Trustee to withdraw such amount from the Certificate Account, any provision herein to the contrary notwithstanding. Such direction may be accomplished by delivering an Officer’s Certificate to the Trustee which describes the amounts deposited in error in the Certificate Account. All funds deposited in the Certificate Account shall be held by the Trustee in trust for the Certificateholders until disbursed in accordance with this Agreement or withdrawn in accordance with Section 3.08(b). In no event shall the Trustee incur liability for withdrawals from the Certificate Account at the direction of a Servicer.

(d) Each institution at which a Collection Account, the Certificate Account or the Pre-Funding Account is maintained shall either hold such funds on deposit uninvested or shall invest the funds therein as directed in writing by the related Servicer (in the case of a Collection Account), the Trustee (in the case of the Certificate Account) or the Depositor (in the case of the Pre-Funding Account), in Eligible Investments, which shall mature not later than (i) in the case of a Collection Account, the second Business Day immediately preceding the related Distribution Date and (ii) in the case of the Certificate Account and the Pre-Funding Account, the Business Day immediately preceding the Distribution Date and, in each case, shall not be sold or disposed of prior to its maturity. All income and gain net of any losses realized from any such balances or investment of funds on deposit in a Collection Account and any other benefit arising from the Collection Account shall be for the benefit of the related Servicer as servicing compensation and shall be remitted to it monthly as provided herein. The amount of any realized losses in a Collection Account incurred in any such account in respect of any such investments shall promptly be deposited by the related Servicer in the related Collection Account. The Trustee in its fiduciary capacity shall not be liable for the amount of any loss incurred in respect of any investment or lack of investment of funds held in a Collection Account or the Pre-Funding Account. All income and gain net of any losses realized from any such investment of funds on deposit in the Certificate Account shall be for the benefit of the Trustee as compensation and shall be remitted to it monthly as provided herein. The amount of any realized losses in the Certificate Account incurred in any such account in respect of any such investments shall promptly be deposited by the Trustee in the Certificate Account. All income and gain net of any losses realized from any such balances or investment of funds on deposit in the Pre-Funding Account shall be for the benefit of the Depositor and shall be remitted to it monthly.

(e) Each Servicer shall give notice to the Trustee, the Seller, each Rating Agency and the Depositor of any proposed change of the location of the related Collection Account prior to any change thereof. The Trustee shall give notice to each Servicer, the Seller, each Rating Agency and the Depositor of any proposed change of the location of the Certificate Account prior to any change thereof.

(f) The Trustee shall establish and maintain, on behalf of the Certificateholders, the Pre-Funding Account. On the Closing Date, the Depositor shall remit the Pre-Funding Amount to the Trustee for deposit in the Pre-Funding Account. On each Subsequent Transfer Date, upon satisfaction of the conditions for such Subsequent Transfer Date set forth in Section 2.01(f), with respect to the related Subsequent Transfer Agreement, the Trustee shall remit to the Depositor the applicable Aggregate Subsequent Transfer Amount as payment of the purchase price for the related Subsequent Mortgage Loans.

If any funds remain in the Pre-Funding Account on September 22, 2006, to the extent they represent interest earnings on the amounts originally deposited into the Pre-Funding Account, the Trustee shall distribute them to the order of the Depositor. The remaining funds in the Pre-Funding Account shall be transferred to the Certificate Account to be included as part of principal distributions to the Certificates, in accordance with the priorities set forth herein, on the September 2006 Distribution Date.

(g) The Trustee shall establish and maintain, on behalf of the Certificateholders, the Capitalized Interest Account. On the Closing Date, the Depositor shall remit the Capitalized Interest Deposit to the Trustee for deposit in the Capitalized Interest Account. On the Business Day prior to each of the July 2006, August 2006 and September 2006 Distribution Dates, the Trustee shall transfer to the Certificate Account from each Capitalized Interest Account an amount equal to the Capitalized Interest Requirement for such Distribution Date. On each of the July 2006 and August 2006 Distribution Dates, the Overfunded Interest Amount shall be withdrawn from the Capitalized Interest Account and paid to the Depositor. Any funds remaining in the Capitalized Interest Account immediately after the September 2006 Distribution Date shall be paid to the Depositor.

SECTION 3.06

Establishment of and Deposits to Escrow Accounts; Permitted Withdrawals from Escrow Accounts; Payments of Taxes, Insurance and Other Charges.

(a) To the extent required by the related Mortgage Note and not in violation of current law, the applicable Servicer shall segregate and hold all funds collected and received pursuant to a Mortgage Loan constituting Escrow Payments separate and apart from any of its own funds and general assets and shall establish and maintain one or more Escrow Accounts, each of which shall be an Eligible Account, titled, “[Servicer’s name], in trust for “Credit Suisse First Boston Mortgage Securities Corp., Home Equity Mortgage Pass-Through Certificates, Series 2006-3 and various mortgagors” or, if established and maintained by a Subservicer on behalf of the related Servicer, “[Subservicer’s name], in trust for [Servicer’s name]” or “[Subservicer’s name], as agent, trustee and/or bailee of taxes and insurance custodial account for [Servicer’s name], its successors and assigns, for various owners of interest in [Servicer’s name] mortgage-backed pools”. Funds deposited in the Escrow Account may be drawn on by the related Servicer in accordance with Section 3.06(b). All income and gain net of any losses realized from any such balances or investment of funds on deposit in an Escrow Account and any other benefit arising from the Escrow Account shall be for the benefit of the related Servicer as servicing compensation and shall be remitted to it monthly as provided herein. The creation of any Escrow Account shall be evidenced by a certification in the form of Exhibit P-1 hereto, in the case of an account established with a Servicer, or by a letter agreement in the form of Exhibit P-2 hereto, in the case of an account held by a depository other than a Servicer. A copy of such certification shall be furnished to the Depositor and Trustee.

(b) Each Servicer shall deposit in its Escrow Account or Accounts on a daily basis within one Business Day of receipt and retain therein:

(i) all Escrow Payments collected on account of the related Mortgage Loans, for the purpose of effecting timely payment of any such items as required under the terms of this Agreement; and

(ii) all amounts representing Insurance Proceeds which are to be applied to the restoration or repair of any Mortgaged Property.

Each Servicer shall make withdrawals from the Escrow Account only to effect such payments as are required under this Agreement, as set forth in Section 3.06(c). Each Servicer shall be entitled to retain any interest paid on funds deposited in the related Escrow Account by the depository institution, other than interest on escrowed funds required by law to be paid to the Mortgagor. To the extent required by law, the applicable Servicer shall pay interest on escrowed funds to the Mortgagor notwithstanding that the Escrow Account may be non-interest bearing or that interest paid thereon is insufficient for such purposes.

(i) to effect timely payments of ground rents, taxes, assessments, water rates, mortgage insurance premiums, condominium charges, fire and hazard insurance premiums or other items constituting Escrow Payments for the related Mortgage;

(ii) to reimburse such Servicer for any Servicing Advances made by such Servicer pursuant to this Agreement with respect to a related Mortgage Loan, but only from amounts received on the related Mortgage Loan which represent late collections of Escrow Payments thereunder;

(iii) to refund to any Mortgagor any funds found to be in excess of the amounts required under the terms of the related Mortgage Loan;

(iv) for transfer to the related Collection Account to reduce the principal balance of the related Mortgage Loan in accordance with the terms of the related Mortgage and Mortgage Note;

(v) for application to restore or repair of the related Mortgaged Property in accordance with the procedures outlined in Section 3.09;

(vi) to pay to such Servicer, or any Mortgagor to the extent required by law, any interest paid on the funds deposited in such Escrow Account;

(vii) to clear and terminate such Escrow Account on the termination of this Agreement; and

(viii) to remove funds inadvertently placed in the Escrow Account by such Servicer.

SECTION 3.07

Access to Certain Documentation and Information Regarding the Mortgage Loans; Inspections.

(a) Each Servicer shall afford the Depositor and the Trustee reasonable access to all records and documentation regarding the Mortgage Loans and all accounts, insurance information and other matters relating to this Agreement, such access being afforded without charge, but only upon reasonable request and during normal business hours at the office designated by such Servicer. In addition, each Servicer shall provide to the Special Servicer reasonable access to all records and documentation regarding the Mortgage Loans serviced by it that become Special Serviced Mortgage Loans. Each Servicer may, from time to time, provide the Depositor, and any Person designated by the Depositor, with reports and information regarding the Mortgage Loans, including without limitation, information requested by the Depositor or an originator of the Mortgage Loans for required institutional risk control.

(b) If, at the request of the Seller or the Depositor or otherwise in accordance with the terms of this Agreement, a Servicer enters into a special servicing advisory agreement with a Holder of any Class of Certificates, such Servicer, pursuant to the terms of any such agreement, may provide such Holder, in its capacity as special servicing advisor, with loan-level information with respect to the Mortgage Loans.

(c) Each Servicer shall inspect the Mortgaged Properties as often as deemed necessary by such Servicer in such Servicer’s sole discretion, to assure itself that the value of such Mortgaged Property is being preserved. In addition, if any Mortgage Loan is more than 60 days delinquent, each Servicer shall conduct subsequent inspections in accordance with Accepted Servicing Practices or as may be required by the primary mortgage guaranty insurer. Each Servicer shall keep a written or electronic report of each such inspection.

SECTION 3.08

Permitted Withdrawals from the Collection Accounts and Certificate Account.

Each Servicer may (and in the case of clause (viii) below, shall) from time to time make withdrawals from the related Collection Account for the following purposes:

(i) to pay to such Servicer (to the extent not previously retained by such Servicer) the servicing compensation to which it is entitled pursuant to Section 3.14, and to pay to such Servicer, as additional servicing compensation, earnings on or investment income with respect to funds in or credited to such Collection Account;

(ii) to reimburse such Servicer for unreimbursed Advances made by it, such right of reimbursement pursuant to this subclause (ii) being limited to amounts received on the Mortgage Loan(s) in respect of which any such Advance was made (including without limitation, late recoveries of payments, Liquidation Proceeds and Insurance Proceeds, amounts representing proceeds of other insurance policies, if any, covering the related Mortgaged Property, rental and other income from REO Property and proceeds of any purchase or repurchase of the related Mortgage Loan to the extent deposited in the Collection Account);

(iii) to reimburse such Servicer for any Nonrecoverable Advance previously made from collections or proceeds of any of the Mortgage Loans;

(iv) to reimburse such Servicer for (A) unreimbursed Servicing Advances, such Servicer’s right to reimbursement pursuant to this clause (A) with respect to any Mortgage Loan being limited to amounts received on such Mortgage Loan which represent late payments of principal and/or interest (including, without limitation, Liquidation Proceeds and Insurance Proceeds, amounts representing proceeds of other insurance policies, if any, covering the related Mortgaged Property, rental and other income from REO Property and proceeds of any purchase or repurchase of the related Mortgage Loan with respect to such Mortgage Loan) respecting which any such advance was made, (B) for unpaid Servicing Fees as provided in Section 3.11 hereof and (C) in the case of Xxxxx, for unpaid Servicing Fees not otherwise collected from Liquidation Proceeds;

(v) to pay to the purchaser, with respect to each Mortgage Loan or property acquired in respect thereof that has been purchased pursuant to Section 2.02, 2.03 or 3.11, all amounts received thereon after the date of such purchase;

(vi) to reimburse such Servicer or the Depositor for expenses incurred by any of them and reimbursable pursuant to Section 6.03 hereof;

(vii) to withdraw any amount deposited in such Collection Account and not required to be deposited therein;

(viii) on or prior to the Servicer Cash Remittance Date, to withdraw an amount equal to the Available Funds (other than clause (vi) thereof) plus any related Expense Fees (other than the Servicing Fee) for such Distribution Date and any Prepayment Charges received in respect of the Mortgage Loans, subject to the collection of funds included in the definition of “Available Funds” and remit such amount to the Trustee for deposit in the Certificate Account;

(ix) to pay itself any Prepayment Interest Excess; provided that in accordance with the definition of “Prepayment Interest Excess,” the applicable Servicer shall only be entitled to Prepayment Interest Excess with respect to any Mortgage Loan and any Distribution Date if the related Principal Prepayment in full is deposited to the related Collection Account pursuant to Section 3.05(b)(i) hereof in the same month as such Principal Prepayment in full is made, to be included with distributions on such Distribution Date;

(x) to clear and terminate such Collection Account upon termination of this Agreement pursuant to Section 9.01 hereof;

(xi) to invest funds in certain Eligible Investments and to transfer funds to another Eligible Account; and

(xii) to reimburse such Servicer for any unpaid Servicing Fees to which such Servicer is entitled under this Agreement, including (A) in connection with the termination of the obligations of such Servicer and (B) any accrued and unpaid Servicing Fees at the time a Mortgage Loan becomes a Charged Off Loan.

Each Servicer shall keep and maintain separate accounting, on a Mortgage Loan basis for the purpose of justifying any withdrawal from the Collection Account pursuant to such subclauses (i), (ii), (iv) and (v). Prior to making any withdrawal from a Collection Account pursuant to subclause (iii), the related Servicer shall deliver to the Trustee a certificate of a Servicing Officer indicating the amount of any previous Advance determined by such Servicer to be a Nonrecoverable Advance and identifying the related Mortgage Loans(s), and their respective portions of such Nonrecoverable Advance.

The Trustee shall withdraw funds from the Certificate Account for distributions to the Certificateholders and the Credit Risk Manager, if applicable, in the manner specified in this Agreement (and to withhold from the amounts so withdrawn, the amount of any taxes that it is authorized to withhold pursuant to the last paragraph of Section 8.11). In addition, the Trustee may from time to time make withdrawals from the Certificate Account for the following purposes:

(i) to pay to itself the Trustee Fee and any investment income earned for the related Distribution Date;

(ii) to withdraw and return to the applicable Servicer for deposit to the Collection Account any amount deposited in the Certificate Account and not required to be deposited therein; and

(iii) to clear and terminate the Certificate Account upon termination of this Agreement pursuant to Section 9.01 hereof.

SECTION 3.09

Maintenance of Hazard Insurance and Mortgage Impairment Insurance; Claims; Restoration of Mortgaged Property.

Each Servicer shall obtain and maintain a blanket policy insuring against losses arising from fire and hazards covered under extended coverage on all of the related Mortgage Loans, which policy shall provide coverage in an amount equal to the amount at least equal to the lesser of (i) the maximum insurable value of the improvements securing such Mortgage Loan and (ii) the greater of (A) the outstanding principal balance of the Mortgage Loan and (B) an amount such that the proceeds of such policy shall be sufficient to prevent the Mortgagor and/or the mortgagee from becoming co-insurer. Any amounts collected by a Servicer under any such policy relating to a Mortgage Loan (for the avoidance of doubt, remaining after application of any such amounts to any related First Mortgage Loan) shall be deposited in the related Collection Account subject to withdrawal pursuant to Section 3.08. Such policy may contain a deductible clause, in which case, in the event that there shall not have been maintained on the related Mortgaged Property a standard hazard insurance policy, and there shall have been a loss which would have been covered by such policy, the related Servicer shall deposit in the related Collection Account at the time of such loss the amount not otherwise payable under the blanket policy because of such deductible clause which is in excess of a deductible under a standard hazard insurance policy, such amount to be deposited from such Servicer’s funds, without reimbursement therefor. Upon request of the Trustee, a Servicer shall cause to be delivered to the Trustee a certified true copy of such policy and a statement from the insurer thereunder that such policy shall in no event be terminated or materially modified without 30 days’ prior written notice to the Trustee. In connection with its activities as Servicer of the Mortgage Loans, each Servicer agrees to present, on behalf of itself, the Depositor, and the Trustee for the benefit of the Certificateholders, claims under any such blanket policy.

Pursuant to Section 3.05, any amounts collected by a Servicer under any such policies (other than amounts to be deposited in the related Escrow Account and applied to the restoration or repair of the related Mortgaged Property, or property acquired in liquidation of the Mortgage Loan, or to be released to the Mortgagor, in accordance with such Servicer’s normal servicing procedures) shall be deposited in the related Collection Account (subject to withdrawal pursuant to Section 3.08). Any costs incurred by a Servicer in maintaining such insurance shall be recoverable by such Servicer as a Servicing Advance out of payments by the related Mortgagor or out of Insurance Proceeds or Liquidation Proceeds. Notwithstanding anything to the contrary in this paragraph, each Servicer shall be required to pay the costs of maintaining any insurance contemplated by this Section 3.09 only to the extent that such advances, in the good faith judgment of such Servicer, will be recoverable.

A Servicer need not obtain the approval of the Trustee prior to releasing any Insurance Proceeds to the Mortgagor to be applied to the restoration or repair of the Mortgaged Property if such release is in accordance with Accepted Servicing Practices. At a minimum, each Servicer shall comply with the following conditions in connection with any such release of Insurance Proceeds in excess of $10,000:

(i) such Servicer shall receive satisfactory independent verification of completion of repairs and issuance of any required approvals with respect thereto;

(ii) such Servicer shall take all steps necessary to preserve the priority of the lien of the Mortgage, including, but not limited to requiring waivers with respect to mechanics’ and materialmen’s liens; and

(iii) pending repairs or restoration, such Servicer shall place the Insurance Proceeds in the related Escrow Account, if any.

If the Trustee is named as an additional loss payee, the related Servicer is hereby empowered to endorse any loss draft issued in respect of such a claim in the name of the Trustee.

SECTION 3.10

Enforcement of Due-on-Sale Clauses; Assumption Agreements.

Each Servicer shall use its best efforts to enforce any “due-on-sale” provision contained in any related Mortgage or Mortgage Note and to deny assumption by the person to whom the Mortgaged Property has been or is about to be sold whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains liable on the Mortgage and the Mortgage Note. When the Mortgaged Property has been conveyed by the Mortgagor, the related Servicer shall, to the extent it has knowledge of such conveyance, exercise its rights to accelerate the maturity of such Mortgage Loan under the “due-on-sale” clause applicable thereto, provided, however, that such Servicer shall not exercise such rights if prohibited by law from doing so or if the exercise of such rights would impair or threaten to impair any recovery under the related Primary Insurance Policy, if any or, if consistent with Accepted Servicing Practices, such Servicer believes the collections and other recoveries in respect of such Mortgage Loans could reasonably be expected to be maximized if the Mortgage Loan were not accelerated.

If a Servicer reasonably believes it is unable under applicable law to enforce such “due-on-sale” clause or, if any of the other conditions set forth in the last sentence of the preceding paragraph apply, such Servicer shall enter into (i) an assumption and modification agreement with the person to whom such property has been conveyed, pursuant to which such person becomes liable under the Mortgage Note and the original Mortgagor remains liable thereon or (ii) in the event such Servicer is unable under applicable law to require that the original Mortgagor remain liable under the Mortgage Note and such Servicer has the prior consent of the primary mortgage guaranty insurer, a substitution of liability agreement with the purchaser of the Mortgaged Property pursuant to which the original Mortgagor is released from liability and the purchaser of the Mortgaged Property is substituted as Mortgagor and becomes liable under the Mortgage Note. Notwithstanding the foregoing, a Servicer shall not be deemed to be in default under this Section by reason of any transfer or assumption which such Servicer reasonably believes it is restricted by law from preventing, for any reason whatsoever. In connection with any such assumption, no material term of the Mortgage Note, including without limitation, the Mortgage Rate borne by the related Mortgage Note, the term of the Mortgage Loan or the outstanding principal amount of the Mortgage Loan shall be changed.

Subject to each Servicer’s duty to enforce any due-on-sale clause to the extent set forth in this Section 3.10, in any case in which a Mortgaged Property has been conveyed to a Person by a Mortgagor, and such Person is to enter into an assumption agreement or modification agreement or supplement to the Mortgage Note or Mortgage that requires the signature of the Trustee, or if an instrument of release signed by the Trustee is required releasing the Mortgagor from liability on the Mortgage Loan, such Servicer shall prepare and deliver or cause to be prepared and delivered to the Trustee for signature and shall direct, in writing, the Trustee to execute the assumption agreement with the Person to whom the Mortgaged Property is to be conveyed and such modification agreement or supplement to the Mortgage Note or Mortgage or other instruments as are reasonable or necessary to carry out the terms of the Mortgage Note or Mortgage or otherwise to comply with any applicable laws regarding assumptions or the transfer of the Mortgaged Property to such Person. In connection with any such assumption, no material term of the Mortgage Note may be changed. Together with each such substitution, assumption or other agreement or instrument delivered to the Trustee for execution by it, the related Servicer shall deliver an Officer’s Certificate signed by a Servicing Officer stating that the requirements of this Section 3.10 have been met in connection therewith. The related Servicer shall notify the Trustee that any such substitution or assumption agreement has been completed by forwarding to the Trustee the original of such substitution or assumption agreement, which in the case of the original shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. Any fee collected by a Servicer for entering into an assumption, modification or substitution of liability agreement will be retained by such Servicer as additional servicing compensation.

SECTION 3.11

Realization Upon Defaulted Mortgage Loans; Repurchase of Certain Mortgage Loans.

(a) (i)Each Servicer shall use reasonable efforts to foreclose upon or otherwise comparably convert the ownership of properties securing such of the related Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments. With respect to such of the Mortgage Loans as come into and continue in default, each Servicer will decide whether to (i) foreclose upon the Mortgaged Properties securing such Mortgage Loans, (ii) write off the unpaid principal balance of the Mortgage Loans as bad debt, (iii) take a deed in lieu of foreclosure, (iv) accept a short sale (a payoff of the Mortgage Loan for an amount less than the total amount contractually owed in order to facilitate a sale of the Mortgaged Property by the Mortgagor) or permit a short refinancing (a payoff of the Mortgage Loan for an amount less than the total amount contractually owed in order to facilitate refinancing transactions by the Mortgagor not involving a sale of the Mortgaged Property), (v) arrange for a repayment plan, or (vi) agree to a modification in accordance with this Agreement. In connection with such decision, the related Servicer shall take such action as (i) such Servicer would take under similar circumstances with respect to a similar mortgage loan held for its own account for investment, (ii) shall be consistent with Accepted Servicing Practices, (iii) such Servicer shall determine consistently with Accepted Servicing Practices to be in the best interest of the Trustee and Certificateholders, provided, that actions taken by a Servicer in connection with its servicing of the related First Mortgage Loan shall not be considered relevant to a determination of whether such Servicer has met the standard set forth in this clause (iii), so long as in such Servicer’s determination such action is not materially adverse to the interests of the Certificateholders and (iv) is consistent with the requirements of the insurer under any Required Insurance Policy; provided, however, that such Servicer shall not be required to expend its own funds in connection with any foreclosure or towards the restoration of any property unless it shall determine in its sole discretion (i) that such restoration and/or foreclosure will increase the proceeds of liquidation of the related Mortgage Loan after reimbursement to itself of such expenses and (ii) that such expenses will be recoverable to it through Liquidation Proceeds (respecting which it shall have priority for purposes of withdrawals from the related Collection Account). The related Servicer shall be responsible for all other costs and expenses incurred by it in any such proceedings; provided, however, that it shall be entitled to reimbursement thereof from the liquidation proceeds with respect to the related Mortgaged Property, as provided in the definition of Liquidation Proceeds and as provided in Section 3.08(iv)(A).

(ii) Notwithstanding anything to the contrary contained in this Agreement, with respect to any Mortgage Loan that is one hundred twenty (120) days delinquent, the related Servicer shall have obtained or shall obtain a broker’s price opinion with respect to the related Mortgaged Property and shall use all reasonable efforts to obtain a total indebtedness balance (including, but not limited to, unpaid principal, interest, escrows, taxes and expenses) for any related senior lien. The cost of obtaining any such broker’s price opinion shall be reimbursable to the related Servicer as a Servicing Advance pursuant to Section 3.08(iii) or (iv). After obtaining the related broker’s price opinion, the related Servicer will determine whether any Significant Net Recovery is possible through foreclosure proceedings or other liquidation of the related Mortgaged Property. If the related Servicer determines that (x) no Significant Net Recovery is possible or (y) the potential Net Recoveries are anticipated to be an amount, determined by the related Servicer in its good faith judgment and in light of other mitigating circumstances, that is insufficient to warrant proceeding through foreclosure or other liquidation of the related Mortgaged Property, it may, at its discretion, charge off such delinquent Mortgage Loan in accordance with subsections (a)(iii) and (a)(iv) below.

(iii) With respect to any Mortgage Loan, if the related Servicer determines based on the broker’s price opinion obtained under paragraph (a)(ii) above and other relevant considerations that (x) no Significant Net Recovery is possible through foreclosure proceedings or other liquidation of the related Mortgaged Property or (y) the potential Net Recoveries are anticipated to be an amount, determined by the related Servicer in its good faith judgment and in light of other mitigating circumstances, that is insufficient to warrant proceeding through foreclosure or other liquidation of the related Mortgaged Property, it will be obligated to charge off the related Mortgage Loan at the time such Mortgage Loan becomes 180 days delinquent. Once a Mortgage Loan has been charged off, the related Servicer will discontinue making Advances, the related Servicer will not be entitled to any additional servicing compensation (except as described in paragraphs(a)(ii) or (a)(iv) of this Section 3.11), the Charged Off Loan will give rise to a Realized Loss, and the related Servicer will follow the procedures described in paragraph (a)(iv) below. If the related Servicer determines that (x) a Significant Net Recovery is possible through foreclosure proceedings or other liquidation of the Mortgaged Property and (y) the potential Net Recoveries are anticipated to be an amount, determined by the related Servicer in its good faith judgment and in light of other mitigating circumstances, that is sufficient to warrant proceeding through foreclosure or other liquidation of the related Mortgaged Property, such Servicer may continue to make Advances or Servicing Advances on the related Mortgage Loan that has become 180 days delinquent and, will notify the Credit Risk Manager of that decision.

(iv) (A) With respect to any Wilshire Serviced Loan that becomes a Charged Off Loan, Wilshire shall notify SPS of its decision to charge off such Mortgage Loan and the servicing of such Wilshire Serviced Loan will be transferred to SPS, such transfer to be initiated by Wilshire on the 15th day of the month (or if the 15th of the month is not a Business Day, the next Business Day) following the month in which such Wilshire Serviced Loan becomes a Charged Off Loan and may be serviced, at SPS’s discretion, using SPS Special Servicing as provided in paragraph (iv)(B) below. Immediately upon transfer of any Wilshire Serviced Loan to SPS, Wilshire shall be reimbursed for all unreimbursed Advances and Servicing Advances (including any trailing expenses incurred prior to but invoiced after the date servicing is transferred to SPS, so long as Wilshire notifies the Trustee of such trailing expenses within 90 days of the date of such transfer) and unpaid Servicing Fees relating to such transferred Mortgage Loan out of funds on deposit in the related Collection Account. Wilshire shall provide an Officer’s Certificate to the Trustee no later than the related Servicer Data Remittance Date evidencing the amount to be reimbursed pursuant to the previous sentence with respect to any Mortgage Loans transferred by Wilshire to SPS. Wilshire shall notify the Trustee of any Wilshire Serviced Loan that is transferred to SPS. Wilshire shall provide servicing information on such transferred Mortgage Loans as reasonably requested by SPS including, but not limited to, an electronic data tape containing the fields set forth in Exhibit T hereto, and an electronic file or hard copy containing collection comments, outstanding advance balances, payment histories, and hardcopies of any imaged files. SPS shall be responsible for any other reasonable actions required by Accepted Servicing Practices relating to the transfer of servicing and the charging off of such Mortgage Loans. All costs of such transfer of the electronic data tape and files relating to Wilshire Serviced Loan shall be paid by Wilshire. Wilshire shall not be responsible for SPS’s boarding costs of such transferred Mortgage Loans. SPS shall not be responsible for the reimbursement of any Advance or Servicing Advance on a transferred Mortgage Loan.

(B) Any (x) Ocwen Serviced Loan or SPS Serviced Loan that becomes a Charged Off Loan or (y) Wilshire Serviced Loan that becomes a Charged Off Loan and is transferred to SPS pursuant to paragraph (iv)(A) above may continue to be serviced by the related Servicer for the Certificateholders using Ocwen Special Servicing or SPS Special Servicing, as applicable. Ocwen or SPS, as applicable, will accrue, but not be entitled to, any Servicing Fees and reimbursement of expenses in connection with such Charged Off Loans, except to the extent of funds available from the aggregate amount of recoveries on all Ocwen Serviced Loans or SPS Serviced Loans, as applicable, that are Charged Off Loans. Such aggregate recovery amounts on Ocwen Serviced Loans or SPS Serviced Loans, as applicable, that are Charged Off Loans shall be paid to Ocwen or SPS, as applicable, first, as reimbursement of any outstanding and unpaid expenses, and second, as any accrued and unpaid Servicing Fees. Xxxxx and SPS will only be entitled to previously accrued Servicing Fees and expenses on any such related Charged Off Loans. Xxxxx and SPS will not be entitled to receive any future unaccrued Servicing Fees or expenses from collections on such related Charged Off Loans. Any Charged Off Loan serviced by Ocwen or SPS, as applicable, using Ocwen Special Servicing or SPS Special Servicing, as applicable, shall be so serviced until the Release Date described below. Any Net Recoveries on such Charged Off Loans received prior to the Release Date will be included in Available Funds.

On the date (the “Release Date”) which is no more than six months after the date on which Ocwen or SPS begins servicing any Charged Off Loans using Ocwen Special Servicing or SPS Special Servicing, as applicable, unless specific Net Recoveries are anticipated by Ocwen or SPS, as applicable, on a particular Charged Off Loan (in which case the Release Date will be delayed until all such specific anticipated Net Recoveries are received), such Charged Off Loan will be released from the Trust Fund, will no longer be an asset of any REMIC, and will be transferred to the Class X-2 Certificateholders, without recourse, and thereafter (i) those Holders (as identified with contact information in writing to the related Servicer by the Depositor) will be entitled to any amounts subsequently received in respect of any such Released Loans, subject to the related Servicer’s fees described below, (ii) the Majority in Interest Class X-2 Certificateholder may designate any servicer to service any such Released Loan subject to the related Servicer’s fees described below, (iii) the Majority in Interest Class X-2 Certificateholder may sell any such Released Loan to a third party and (iv) to the extent the servicing of such Released Loan is not transferred from the related Servicer, the servicing of such Charged Off Loans and the fees therefor shall be governed by the most current servicing agreement between the related Servicer and the Seller. Notwithstanding the previous sentence, if at any time after a Mortgage Loan has been Charged Off and prior to six months after the date on which Ocwen or SPS begins servicing such Charged Off Loan using Ocwen Special Servicing or SPS Special Servicing, as applicable, Ocwen or SPS, as applicable, determines that there will not be any Net Recoveries on such Charged Off Loan under any circumstances, Ocwen or SPS, as applicable, may release such Charged Off Loan to the Majority in Interest Class X-2 Certificateholder in accordance with the provisions set forth in the previous sentence.

Notwithstanding the foregoing, the procedures described above in this subsection 3.11(a)(iv) relating to the treatment of Charged Off Loans may be modified at any time at the discretion of the Majority in Interest Class X-1 Certificateholder, with the consent of SPS and Ocwen, which consents shall not be unreasonably withheld; provided, however, that in no event shall the Majority in Interest Class X-1 Certificateholder change the fee structure relating to Charged Off Loans in a manner that would cause fees to be paid to SPS and Ocwen other than from recoveries on Charged Off Loans.

The Trustee shall track collections received by SPS and Ocwen on any Charged Off Loans based upon loan level data provided to the Trustee by SPS and Ocwen on each Servicer Data Remittance Date in a report in the form of Exhibit U hereto, identifying the Charged Off Loans as of the related Due Period that Ocwen or SPS, as applicable, will continue to service until the related Release Date using Ocwen Special Servicing or SPS Special Servicing, as applicable. On each Distribution Date, the Trustee shall verify, based on the recovery and expense information provided by Ocwen or SPS, as applicable, on the related Servicer Data Remittance Date, (i) the aggregate amount of accrued and unpaid Servicing Fees to be paid to Ocwen or SPS, as applicable, and expenses to be reimbursed to Ocwen or SPS, as applicable, on such Charged Off Loans as of the related Due Period and (ii) the amount of Net Recoveries on such Charged Off Loans for such Distribution Date. The Trustee shall be entitled to rely, without independent verification, on the loan level data provided by Ocwen or SPS, as applicable, that identifies the recovery amounts and the outstanding and unpaid expenses on any Charged Off Loan in order to verify the amount in clause (ii) of the previous sentence. The Trustee will be responsible for independently verifying the aggregate amount of accrued and unpaid Servicing Fees described in clause (i) of the second preceding sentence to be paid to Ocwen or SPS, as applicable.

(v) Notwithstanding anything to the contrary contained in this Agreement, in connection with a foreclosure or acceptance of a deed in lieu of foreclosure, in the event the related Servicer has reasonable cause to believe that a Mortgaged Property is contaminated by hazardous or toxic substances or wastes, or if the Trustee otherwise requests, an environmental inspection or review of such Mortgaged Property conducted by a qualified inspector shall be arranged for by the such Servicer. Upon completion of the inspection, the related Servicer shall promptly provide the Trustee with a written report of environmental inspection. It is understood by the parties hereto that any cost related to such inspection shall be advanced by the related Servicer and will be deemed a Servicing Advance in accordance with the provisions of Section 3.08 hereof.

(vi) In the event the environmental inspection report indicates that the Mortgaged Property is contaminated by hazardous or toxic substances or wastes, the related Servicer shall not proceed with foreclosure or acceptance of a deed in lieu of foreclosure if the estimated costs of the environmental clean up, as estimated in the environmental inspection report, together with the Servicing Advances made by such Servicer and the estimated costs of foreclosure or acceptance of a deed in lieu of foreclosure exceeds the estimated value of the Mortgaged Property. If however, the aggregate of such clean up and foreclosure costs and Servicing Advances are less than or equal to the estimated value of the Mortgaged Property, then the related Servicer may, in its reasonable judgment and in accordance with Accepted Servicing Practices, choose to proceed with foreclosure or acceptance of a deed in lieu of foreclosure and such Servicer shall be reimbursed for all reasonable costs associated with such foreclosure or acceptance of a deed in lieu of foreclosure and any related environmental clean up costs, as applicable, from the related Liquidation Proceeds, or if the Liquidation Proceeds are insufficient to fully reimburse such Servicer, such Servicer shall be entitled to be reimbursed from amounts in the related Collection Account pursuant to Section 3.08 hereof. In the event the related Servicer does not proceed with foreclosure or acceptance of a deed in lieu of foreclosure pursuant to the first sentence of this paragraph, such Servicer shall be reimbursed for all Servicing Advances made with respect to the related Mortgaged Property from the related Collection Account pursuant to Section 3.08 hereof, such Servicer shall have no further obligation to service such Mortgage Loan under the provisions of this Agreement and the related Mortgage Loan will be transferred to Wilshire in accordance with paragraph (iv) above.

(b) With respect to any REO Property, the deed or certificate of sale shall be taken in the name of U.S. Bank National Association (or in the case of a successor trustee, the name of such successor trustee), the Trustee for the benefit of the Certificateholders of Home Equity Mortgage Trust Series 2006-3, or its nominee, on behalf of the Certificateholders. The Trustee’s name shall be placed on the title to such REO Property solely as the Trustee hereunder and not in its individual capacity. Pursuant to its efforts to sell such REO Property, the related Servicer shall in accordance with Accepted Servicing Practices manage, conserve, protect and operate each REO Property for the purpose of its prompt disposition and sale. The related Servicer, either itself or through an agent selected by such Servicer, shall manage, conserve, protect and operate the REO Property in the same manner that it manages, conserves, protects and operates other foreclosed property for its own account, and in the same manner that similar property in the same locality as the REO Property is managed. The related Servicer may rent such property, as such Servicer deems to be in the best interest of the Trustee and the Certificateholders for the period prior to the sale of such REO Property on such terms and conditions and for such periods as such Servicer deems to be in the best interest of the Trustee and the Certificateholders. The related Servicer shall furnish to the Trustee on or before each Distribution Date a statement with respect to any REO Property covering the liquidation thereof during the previous calendar month. That statement shall be accompanied by such other information as the Trustee shall reasonably request and which is necessary to enable the Trustee to comply with the reporting requirements of the REMIC Provisions. The net monthly rental income, if any, from such REO Property shall be deposited in the related Collection Account no later than the close of business on each Determination Date. The related Servicer shall perform the tax reporting and withholding required by Sections 1445 and 6050J of the Code with respect to foreclosures and abandonments, the tax reporting required by Section 6050H of the Code with respect to the receipt of mortgage interest from individuals and any tax reporting required by Section 6050P of the Code with respect to the cancellation of indebtedness by certain financial entities, by preparing such tax and information returns as may be required, in the form required, and delivering the same to the Trustee for filing.

To the extent consistent with Accepted Servicing Practices, the related Servicer shall also maintain on each REO Property fire and hazard insurance with extended coverage in amount which is equal to the outstanding principal balance of the related Mortgage Loan (as reduced by any amount applied as a reduction of principal at the time of acquisition of the REO Property), liability insurance and, to the extent required and available under the Flood Disaster Protection Act of 1973, as amended, flood insurance in the amount required above. Any costs incurred by a Servicer in maintaining such insurance shall be recoverable by such Servicer as a Servicing Advance out of payments by the related Mortgagor or out of Insurance Proceeds or Liquidation Proceeds. Notwithstanding anything to the contrary in this paragraph, each Servicer shall be required to pay the costs of maintaining any insurance contemplated by this Section 3.11(b) only to the extent that such advances, in the good faith judgment of such Servicer, will be recoverable.

(c) In the event that the Trust Fund acquires any Mortgaged Property as aforesaid or otherwise in connection with a default or imminent default on a Mortgage Loan, the related Servicer shall dispose of such Mortgaged Property prior to three years after the end of the calendar year of its acquisition by the Trust Fund unless (i) the Trustee shall have been supplied with an Opinion of Counsel to the effect that the holding by the Trust Fund of such Mortgaged Property subsequent to such three-year period will not result in the imposition of taxes on “prohibited transactions” of any REMIC hereunder as defined in section 860F of the Code or cause any REMIC hereunder to fail to qualify as a REMIC at any time that any Certificates are outstanding, in which case the Trust Fund may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel) or (ii) the applicable Servicer shall have applied for, prior to the expiration of such three-year period, an extension of such three-year period in the manner contemplated by Section 856(e)(3) of the Code, in which case the three-year period shall be extended by the applicable extension period. The applicable Servicer shall be entitled to be reimbursed from the Collection Account, as a Servicing Advance, for any costs incurred in obtaining such Opinion of Counsel. Notwithstanding any other provision of this Agreement, no Mortgaged Property acquired by the Trust Fund shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the Trust Fund in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify as “foreclosure property” within the meaning of section 860G(a)(8) of the Code or (ii) subject any REMIC hereunder to the imposition of any federal, state or local income taxes on the income earned from such Mortgaged Property under Section 860G(c) of the Code or otherwise, unless the related Servicer has agreed to indemnify and hold harmless the Trust Fund with respect to the imposition of any such taxes.

In the event of a default on a Mortgage Loan one or more of whose obligor is not a United States Person, as that term is defined in Section 7701(a)(30) of the Code, in connection with any foreclosure or acquisition of a deed in lieu of foreclosure (together, “foreclosure”) in respect of such Mortgage Loan, the related Servicer will cause compliance with the provisions of Treasury Regulation Section 1.1445-2(d)(3) (or any successor thereto) necessary to assure that no withholding tax obligation arises with respect to the proceeds of such foreclosure except to the extent, if any, that proceeds of such foreclosure are required to be remitted to the obligors on the Mortgage Loan.

(d) The income earned from the management of any REO Properties, net of reimbursement to such Servicer for expenses incurred (including any property or other taxes) in connection with such management and net of applicable accrued and unpaid Servicing Fees, and unreimbursed Advances and Servicing Advances, shall be applied to the payment of principal and interest on the related defaulted Mortgage Loans (with interest accruing as though such Mortgage Loans were still current) and all such income shall be deemed, for all purposes in this Agreement, to be payments on account of principal and interest on the related Mortgage Notes and shall be deposited into the related Collection Account. To the extent the net income received during any calendar month is in excess of the amount attributable to amortizing principal and accrued interest at the related Mortgage Rate on the related Mortgage Loan for such calendar month, such excess shall be considered to be a partial prepayment of principal of the related Mortgage Loan.

No Servicer shall acquire any Mortgaged Property on behalf of any REMIC created hereunder in connection with a default or imminent default on a Foreclosure Restricted Loan, if acquiring title to the Mortgaged Property underlying the loan would cause the adjusted basis, for federal income tax purposes, of these Mortgaged Properties owned by the related REMIC after foreclosure, along with any other assets owned by the related REMIC other than “qualified mortgages” and “permitted investments” within the meaning of Section 860G of the Code, to exceed 0.75% of the adjusted basis of the assets of the related REMIC. If the adjusted basis of such Mortgaged Properties in foreclosure, along with any other assets owned by the related REMIC, other than “qualified mortgages” and “permitted investments” with the meaning of Section 860G of the Code, exceed 1.0% of the adjusted basis of the assets of the related REMIC immediately after the distribution of principal and interest on any Distribution Date, the applicable Servicer will dispose of enough of such Mortgaged Properties in foreclosure, for cash or otherwise, so that the adjusted basis of such Mortgaged Properties in foreclosure, along with any other assets owned by the related REMIC, other than “qualified mortgages” and “permitted investments” within the meaning of Section 860G of the Code, will be less than 1.0% of the adjusted basis of the assets of the related REMIC. With respect to each Servicer, the foregoing percentage limitations will apply only to the Mortgage Loans serviced by such Servicer.

(e) The proceeds from any liquidation of a Mortgage Loan, as well as any income from an REO Property, if applicable, will be applied in the following order of priority: first, to reimburse the related Servicer for any related unreimbursed Servicing Advances and Servicing Fees; second, to reimburse such Servicer for any unreimbursed Advances; third, to reimburse the related Collection Account for any Nonrecoverable Advances (or portions thereof) that were previously withdrawn by such Servicer pursuant to Section 3.08(iii) that related to such Mortgage Loan; fourth, to accrued and unpaid interest (to the extent no Advance has been made for such amount or any such Advance has been reimbursed) on the Mortgage Loan or related REO Property, at the per annum rate equal to the related Mortgage Rate reduced by the related Servicing Fee Rate, to the Due Date occurring in the month in which such amounts are required to be distributed; and fifth, as a recovery of principal of the Mortgage Loan. Excess proceeds, if any, from the liquidation of a Liquidated Mortgage Loan will be retained by the related Servicer as additional servicing compensation pursuant to Section 3.14.

(f) [reserved].

(g) The Majority in Interest Class X-1 Certificateholder, at its option, may (but is not obligated to) repurchase from the Trust Fund, (a) any related Mortgage Loan that is delinquent in payment by three or more Scheduled Payments or (b) any related Mortgage Loan with respect to which there has been initiated legal action or other proceedings for the foreclosure of the related Mortgaged Property either judicially or non-judicially. If it elects to make any such repurchase, the Majority in Interest Class X-1 Certificateholder shall repurchase such Mortgage Loan with its own funds at a price equal to the Repurchase Price for such Mortgage Loan. The Majority in Interest Class X-1 Certificateholder may designate any servicer to service any such Mortgage Loan purchased from the Trust.

SECTION 3.12

Trustee to Cooperate; Release of Mortgage Files.

Upon the payment in full of any Mortgage Loan, or the receipt by a Servicer of a notification that payment in full will be escrowed in a manner customary for such purposes, such Servicer will immediately notify the Trustee (or the related Custodian, as the case may be) by delivering, or causing to be delivered a “Request for Release” substantially in the form of Exhibit M. Upon receipt of such request, the Trustee (or the related Custodian, as the case may be) shall within three Business Days release the related Mortgage File to the related Servicer, and the Trustee shall within three Business Days of such Servicer’s direction execute and deliver to such Servicer the request for reconveyance, deed of reconveyance or release or satisfaction of mortgage or such instrument releasing the lien of the Mortgage in each case provided by such Servicer, together with the Mortgage Note with written evidence of cancellation thereon. Each Servicer is authorized to cause the removal from the registration on the MERS® System of such Mortgage, if applicable, and to execute and deliver, on behalf of the Trustee and the Certificateholders or any of them, any and all instruments of satisfaction or cancellation or of partial or full release. Expenses incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the related Mortgagor to the extent permitted by law and otherwise shall constitute a Servicing Advance. From time to time and as shall be appropriate for the servicing or foreclosure of any Mortgage Loan, including for such purpose, collection under any policy of flood insurance, any fidelity bond or errors or omissions policy, or for the purposes of effecting a partial release of any Mortgaged Property from the lien of the Mortgage or the making of any corrections to the Mortgage Note or the Mortgage or any of the other documents included in the Mortgage File, the Trustee shall, within three Business Days of delivery to the Trustee (or the related Custodian, as the case may be) of a Request for Release in the form of Exhibit M signed by a Servicing Officer, release the Mortgage File to the related Servicer. Subject to the further limitations set forth below, the related Servicer shall cause the Mortgage File or documents so released to be returned to the Trustee (or the related Custodian, as the case may be) when the need therefor by such Servicer no longer exists, unless the Mortgage Loan is liquidated and the proceeds thereof are deposited in the related Collection Account, in which case such Servicer shall deliver to the Trustee (or the related Custodian, as the case may be) a Request for Release in the form of Exhibit M, signed by a Servicing Officer.

If a Servicer at any time seeks to initiate a foreclosure proceeding in respect of any Mortgaged Property as authorized by this Agreement, such Servicer shall, if applicable, deliver or cause to be delivered to the Trustee, for signature, as appropriate, any court pleadings, requests for trustee’s sale or other documents (which, if acceptable by the related court, may be copies) necessary to effectuate such foreclosure or any legal action brought to obtain judgment against the Mortgagor on the Mortgage Note or the Mortgage or to obtain a deficiency judgment or to enforce any other remedies or rights provided by the Mortgage Note or the Mortgage or otherwise available at law or in equity.

SECTION 3.13

Documents, Records and Funds in Possession of a Servicer to be Held for the Trustee.

Notwithstanding any other provisions of this Agreement, each Servicer shall transmit to the Trustee as required by this Agreement all documents and instruments in respect of a Mortgage Loan coming into the possession of the related Servicer from time to time required to be delivered to the Trustee pursuant to the terms hereof and shall account fully to the Trustee for any funds received by such Servicer or which otherwise are collected by such Servicer as Liquidation Proceeds or Insurance Proceeds in respect of any Mortgage Loan. All Mortgage Files and funds collected or held by, or under the control of, a Servicer in respect of any Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds, including but not limited to, any funds on deposit in a Collection Account, shall be held by the related Servicer for and on behalf of the Trustee and shall be and remain the sole and exclusive property of the Trustee, subject to the applicable provisions of this Agreement. Each Servicer also agrees that it shall not create, incur or subject any Mortgage File or any funds that are deposited in the related Collection Account, Certificate Account or any related Escrow Account, or any funds that otherwise are or may become due or payable to the Trustee for the benefit of the Certificateholders, to any claim, lien (other than the lien of a related First Mortgage Loan), security interest, judgment, levy, writ of attachment or other encumbrance, or assert by legal action or otherwise any claim or right of setoff against any Mortgage File or any funds collected on, or in connection with, a Mortgage Loan, except, however, that such Servicer shall be entitled to set off against and deduct from any such funds any amounts that are properly due and payable to such Servicer under this Agreement.

SECTION 3.14

Servicing Fee.

As compensation for its services hereunder, each Servicer shall be entitled to withdraw from the Collection Account or to retain from interest payments on the related Mortgage Loans the amount of its Servicing Fee for each Mortgage Loan, less any amounts in respect of its Servicing Fee payable by such Servicer pursuant to Section 3.05(b)(vi). The Servicing Fee is limited to, and payable solely from, the interest portion of such Scheduled Payments collected by the related Servicer or as otherwise provided in Section 3.08.

Additional servicing compensation in the form of Ancillary Income, Prepayment Interest Excess and any excess proceeds upon the liquidation of a Mortgaged Property (to the extent not required to be remitted to the related Mortgagor) shall be retained by the related Servicer. Each Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including the payment of any expenses incurred in connection with any Subservicing Agreement entered into pursuant to Section 3.02) and shall not be entitled to reimbursement thereof except as specifically provided for in this Agreement.

SECTION 3.15

Access to Certain Documentation.

Each Servicer shall provide to the OTS and the FDIC and to comparable regulatory authorities supervising Holders of Subordinate Certificates and the examiners and supervisory agents of the OTS, the FDIC and such other authorities, access to the documentation regarding the related Mortgage Loans required by applicable regulations of the OTS and the FDIC. Such access shall be afforded without charge, but only upon reasonable and prior written request and during normal business hours at the offices designated by such Servicer. Nothing in this Section shall limit the obligation of any Servicer to observe any applicable law prohibiting disclosure of information regarding the Mortgagors and the failure of such Servicer to provide access as provided in this Section as a result of such obligation shall not constitute a breach of this Section. Nothing in this Section 3.15 shall require any Servicer to collect, create, collate or otherwise generate any information that it does not generate in its usual course of business.

SECTION 3.16

Annual Statement as to Compliance.

Not later than March 10 of each calendar year beginning in 2007 (and no later than April 15 of any calendar year in which the Trust Fund is no longer subject to the Exchange Act reporting requirements), each Servicer and the Special Servicer shall deliver to the Depositor and the Trustee an Officer’s Certificate (an “Annual Statement of Compliance”) stating, as to the signer thereof, that (i) a review of the activities of such Servicer or the Special Servicer during the preceding calendar year and of the performance of such Servicer under this Agreement has been made under such officer’s supervision, and (ii) to the best of such officer’s knowledge, based on such review, such Servicer or the Special Servicer has fulfilled all its obligations under this Agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of the failure. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. If the Trustee or the Depositor has not received the related Annual Statement of Compliance by March 10 of the related year (and no later than April 15 of any calendar year in which the Trust Fund is no longer subject to the Exchange Act reporting requirements), such party shall notify the related Servicer by telephone and email, or by telephone and fax, of such failure.

SECTION 3.17

Assessments of Compliance and Attestation Reports.

On and after January 1, 2006, each Servicer and the Special Servicer shall service and administer the related Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria. Each Servicer and the Special Servicer shall deliver to the Trustee and the Depositor on or before March 10 of each calendar year beginning in 2007 (and no later than April 15 of any calendar year in which the Trust Fund is no longer subject to the Exchange Act reporting requirements), a report (an “Assessment of Compliance”) regarding the related Servicer’s or the Special Servicer’s assessment of compliance with the Servicing Criteria during the preceding calendar year as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, which as of the date hereof, require a report by an authorized officer of the related Servicer or the Special Servicer that contains the following:

(a) A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the related Servicer or the Special Servicer;

(b) A statement by such officer that such officer used the Servicing Criteria to assess compliance with the Servicing Criteria applicable to the related Servicer or the Special Servicer;

(c) An assessment by such officer of the related Servicer’s or the Special Servicer’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the related Servicer or the Special Servicer, that are backed by the same asset type as the Mortgage Loans;

(d) A statement that a registered public accounting firm has issued an attestation report on the related Servicer’s or the Special Servicer’s Assessment of Compliance for the period consisting of the preceding calendar year; and

(e) A statement as to which of the Servicing Criteria, if any, are not applicable to the related Servicer or the Special Servicer, which statement shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the related Servicer or the Special Servicer, that are backed by the same asset type as the Mortgage Loans.

Such report at a minimum shall address each of the Servicing Criteria specified on a certification substantially in the form of Exhibit EE hereto delivered to the Trustee and the Depositor concurrently with the execution of this Agreement. If the Trustee or the Depositor has not received the related Assessment of Compliance by March 10 of the related year (and no later than April 15 of any calendar year in which the Trust Fund is no longer subject to the Exchange Act reporting requirements), such party shall notify the related Servicer by telephone and email, or by telephone and fax, of such failure.

On or before March 10 of each calendar year beginning in 2007 (and no later than April 15 of any calendar year in which the Trust Fund is no longer subject to the Exchange Act reporting requirements), each Servicer and the Special Servicer shall furnish to the Trustee and the Depositor a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the related Servicer or the Special Servicer, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board. If the Trustee or the Depositor has not received the related Attestation Report by March 10 of the related year (and no later than April 15 of any calendar year in which the Trust Fund is no longer subject to the Exchange Act reporting requirements), such party shall notify the related Servicer by telephone and email, or by telephone and fax, of such failure.

Each Servicer shall cause any Subservicer to which such Servicer delegated any of its responsibilities with respect to the related Mortgage Loans and each Subcontractor determined by such Servicer to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Trustee and the Depositor an assessment of compliance and accountants’ attestation by March 10 of any calendar year during which the Trust Fund is subject to the Exchange Act reporting requirements.

For so long as the Trust Fund is subject to the Exchange Act reporting requirements, the Trustee shall also provide to the Depositor an Assessment of Compliance and Attestation Report with respect to itself, as and when provided above by March 15, which shall address each of the Servicing Criteria specified on Exhibit EE hereto which are indicated as applicable to the “trustee.”

SECTION 3.18

Maintenance of Fidelity Bond and Errors and Omissions Insurance.

Each Servicer shall maintain with responsible companies, at its own expense, a blanket Fidelity Bond and an Errors and Omissions Insurance Policy, with broad coverage on all officers, employees or other persons acting in any capacity requiring such persons to handle funds, money, documents or papers relating to the related Mortgage Loans (“Servicer Employees”). The amount of coverage under any such Fidelity Bond and Errors and Omissions Insurance Policy shall be at least equal to the coverage maintained by the related Servicer in order to be acceptable to Xxxxxx Xxx or Freddie Mac to service loans for it or otherwise in an amount as is commercially available at a cost that is generally not regarded as excessive by industry standards. No provision of this Section 3.18 requiring such Fidelity Bond and Errors and Omissions Insurance Policy shall diminish or relieve a Servicer from its duties and obligations as set forth in this Agreement. The minimum coverage under any such bond and insurance policy shall be at least equal to the corresponding amounts required by Xxxxxx Xxx. Upon the request of the Trustee, the related Servicer shall cause to be delivered to the Trustee a certificate of insurance of the insurer and the surety including a statement from the surety and the insurer that such fidelity bond and insurance policy shall in no event be terminated or materially modified without 30 days’ prior written notice to the Trustee.

SECTION 3.19

Duties of the Credit Risk Manager.

The Depositor appoints Xxxxxxx Fixed Income Services Inc. (formerly known as The Murrayhill Company) as Credit Risk Manager. For and on behalf of the Depositor, and the Trustee, the Credit Risk Manager will provide the Depositor with reports and recommendations concerning Mortgage Loans that are past due, as to which there has been commencement of foreclosure, as to which there has been forbearance in exercise of remedies which are in default, as to which obligor is the subject of bankruptcy, receivership, or an arrangement of creditors, or as to which have become REO Properties. Such reports and recommendations will be based upon information provided to the Credit Risk Manager pursuant to the Credit Risk Management Agreements and the Credit Risk Manager shall look solely to the related Servicer for all information and data (including loss and delinquency information and data) and loan level information and data relating to the servicing of the Mortgage Loans. If the Credit Risk Manager is no longer able to perform its duties hereunder, the Depositor shall terminate the Credit Risk Manager and cause the appointment of a successor Credit Risk Manager. Upon any termination of the Credit Risk Manager or the appointment of a successor Credit Risk Manager, the Depositor shall give written notice thereof to the Seller, the Servicers, the Trustee and each Rating Agency. Notwithstanding the foregoing, the termination of the Credit Risk Manager pursuant to this Section 3.19 shall not become effective until the appointment of a successor Credit Risk Manager.

SECTION 3.20

Limitation Upon Liability of the Credit Risk Manager.

Neither the Credit Risk Manager, nor any of the directors, officers, employees or agents of the Credit Risk Manager, shall be under any liability to the Trustee, the Certificateholders or the Depositor for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, in reliance upon information provided by a Servicer under the Credit Risk Management Agreements or of errors in judgment; provided, however, that this provision shall not protect the Credit Risk Manager or any such person against liability that would otherwise be imposed by reason of willful malfeasance, bad faith or gross negligence in its performance of its duties under this Agreement or the Credit Risk Manager Agreements. The Credit Risk Manager and any director, officer, employee or agent of the Credit Risk Manager may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder, and may rely in good faith upon the accuracy of information furnished by any Servicer pursuant to the Credit Risk Management Agreements in the performance of its duties thereunder and hereunder.

SECTION 3.21

Advance Facility.

(a) Wilshire, Xxxxx and SPS are each hereby authorized to enter into a financing or other facility (any such arrangement, an “Advance Facility”) under which (1) Wilshire, Ocwen or SPS, as applicable, assigns or pledges to another Person (an “Advancing Person”) such Servicer’s rights under this Agreement to be reimbursed for any Advances or Servicing Advances and/or (2) an Advancing Person agrees to fund some or all Advances and/or Servicing Advances required to be made by Xxxxxxxx, Ocwen or SPS, as applicable, pursuant to this Agreement. No consent of the Trustee, Certificateholders or any other party is required before Wilshire, Ocwen or SPS, as applicable, may enter into an Advance Facility; provided, however, that the consent of the Trustee (which consent shall not be unreasonably withheld) shall be required before Wilshire, Ocwen or SPS, as applicable, may cause to be outstanding at one time more than one Advance Facility with respect to Advances or more than one Advance Facility with respect to Servicing Advances. Notwithstanding the existence of any Advance Facility under which an Advancing Person agrees to fund Advances and/or Servicing Advances on such Servicer’s behalf, Wilshire, Ocwen or SPS, as applicable, shall remain obligated pursuant to this Agreement to make Advances and Servicing Advances pursuant to and as required by this Agreement, and shall not be relieved of such obligations by virtue of such Advance Facility. If Wilshire, Ocwen or SPS enters into an Advance Facility, and for so long as an Advancing Person remains entitled to receive reimbursement for any Advances or Servicing Advances outstanding and previously unreimbursed pursuant to this Agreement, then Wilshire, Ocwen or SPS, as applicable, may elect by providing written notice to the Trustee not to be permitted to reimburse itself for Advances and/or Servicing Advances, as applicable, pursuant to Section 3.08 of this Agreement, but following any such election Wilshire, Ocwen or SPS, as applicable, shall be required to include amounts collected that would otherwise be retained by Wilshire, Ocwen or SPS, as applicable, to reimburse it for previously unreimbursed Advances (“Advance Reimbursement Amounts”) and/or previously unreimbursed Servicing Advances (“Servicing Advance Reimbursement Amounts” and together with Advance Reimbursement Amounts, “Reimbursement Amounts”) (in each case to the extent such type of Reimbursement Amount is included in the Advance Facility) in the remittance to the Trustee made pursuant to this Agreement to the extent of amounts on deposit in the Collection Account on the related Servicer Cash Remittance Date. Notwithstanding anything to the contrary herein, in no event shall Advance Reimbursement Amounts or Servicing Advance Reimbursement Amounts be included in Interest Remittance Amounts or Principal Remittance Amounts or distributed to Certificateholders. Wilshire, Ocwen or SPS, as applicable, if making the election set forth herein, shall report to the Trustee the portions of the Reimbursement Amounts that consist of Advance Reimbursement Amounts and Servicing Advance Reimbursement Amounts, respectively.

(b) If Wilshire, Ocwen or SPS enters into an Advance Facility and makes the election set forth in Section 3.21(a), Wilshire, Ocwen or SPS, as applicable, and the related Advancing Person shall deliver to the Trustee a written notice and payment instruction (an “Advance Facility Notice”), providing the Trustee with written payment instructions as to where to remit Advance Reimbursement Amounts and/or Servicing Advance Reimbursement Amounts (each to the extent such type of Reimbursement Amount is included within the Advance Facility) on subsequent Distribution Dates. The payment instruction shall require the applicable Reimbursement Amounts to be distributed to the Advancing Person or to a trustee or custodian (an “Advance Facility Trustee”) designated in the Advance Facility Notice. An Advance Facility Notice may only be terminated by the joint written direction of Wilshire, Ocwen or SPS, as applicable, and the related Advancing Person (and any related Advance Facility Trustee); provided, however, that the provisions of this Section 3.21 shall cease to be applicable when all Advances and Servicing Advances funded by an Advancing Person, and when all Advances and Servicing Advances (the rights to be reimbursed for which have been assigned or pledged to an Advancing Person), have been repaid to the related Advancing Person in full.

(c) Reimbursement Amounts shall consist solely of amounts in respect of Advances and/or Servicing Advances made with respect to the Mortgage Loans for which Wilshire, Ocwen or SPS, as applicable, would be permitted to reimburse itself in accordance with Section 3.08(ii), (iii) and (iv) hereof, assuming Wilshire, Ocwen or SPS, as applicable, had made the related Advance(s) and/or Servicing Advance(s). Notwithstanding the foregoing, no Person shall be entitled to reimbursement from funds held in the Collection Account for future distribution to Certificateholders pursuant to the provisions of Section 4.01. The Trustee shall not have any duty or liability with respect to the calculation of any Reimbursement Amount and shall be entitled to rely without independent investigation on the Advance Facility Notice and on the applicable Servicer’s report of the amount of Advance Reimbursement Amounts and Servicing Advance Reimbursement Amounts that were included in the remittance from Wilshire, Ocwen or SPS, as applicable, to the Trustee pursuant to Section 3.08(viii). Wilshire, Ocwen or SPS, as applicable, shall maintain and provide to any successor Servicer a detailed accounting on a loan-by-loan basis as to amounts advanced by, pledged or assigned to, and reimbursed to any Advancing Person. The successor Servicer shall be entitled to rely on any such information provided by Wilshire, Ocwen or SPS, as applicable, and the successor Servicer shall not be liable for any errors in such information.

(d) An Advancing Person who receives an assignment or pledge of the rights to be reimbursed for Advances and/or Servicing Advances, and/or whose obligations hereunder are limited to the funding of Advances and/or Servicing Advances shall not be required to meet the criteria for qualification of a Subservicer set forth in Section 3.02 hereof.

(e) With respect to any Advance Facility pursuant to which Wilshire, Ocwen or SPS has made the election set forth in Section 3.21(a), the documentation establishing any Advance Facility shall require that Reimbursement Amounts distributed with respect to each Mortgage Loan be allocated to outstanding unreimbursed Advances or Servicing Advances (as the case may be) made with respect to that Mortgage Loan on a “first-in, first-out” (FIFO) basis. Such documentation shall also require Wilshire, Ocwen or SPS, as applicable, to provide to the related Advancing Person or Advance Facility Trustee loan-by-loan information with respect to each Reimbursement Amount distributed by the Trustee to such Advancing Person or Advance Facility Trustee on each Distribution Date, to enable the Advancing Person or Advance Facility Trustee to make the FIFO allocation of each Reimbursement Amount with respect to each Mortgage Loan. Wilshire, Ocwen or SPS, as applicable, shall remain entitled to be reimbursed by the Advancing Person or Advance Facility Trustee for all Advances and Servicing Advances funded by Xxxxxxxx, Xxxxx or SPS, as applicable, to the extent the related rights to be reimbursed therefor have not been assigned or pledged to an Advancing Person.

(f) If Wilshire, Ocwen or SPS enters into an Advance Facility, Wilshire, Ocwen or SPS, as applicable, shall indemnify the Trustee and the Trust and any successor Servicer, as applicable, from and against any claims, losses, liabilities or damages resulting from any claim by the related Advancing Person, except to the extent that such claim, loss, liability or damage resulted from or arose out of negligence, recklessness or willful misconduct on the part of the successor Servicer or the Trustee, or failure by the successor Servicer or the Trustee to remit funds as required by Section 3.21(b). Any amendment to this Section 3.21 or to any other provision of this Agreement that may be necessary or appropriate to effect the terms of an Advance Facility as described generally in this Section 3.21, including amendments to add provisions relating to a successor Servicer, may be entered into by the Trustee, the Seller and Wilshire, Ocwen or SPS, as applicable, without the consent of any Certificateholder notwithstanding anything to the contrary in Section 10.01 of or elsewhere in this Agreement.

SECTION 3.22

Special Serviced Mortgage Loans

If directed by the Special Servicer and solely at the Special Servicer’s option, each Servicer (a “Transferring Servicer”), shall transfer the servicing of any Mortgage Loan 180 days or more delinquent to the Special Servicer. The Special Servicer shall thereupon assume all of the rights and obligations of the Transferring Servicer, as Servicer, hereunder arising thereafter and the Transferring Servicer shall have no further rights or obligations, as Servicer, hereunder with respect to such Mortgage Loan (except that the Special Servicer shall not be (i) liable for any acts or omissions of the Transferring Servicer hereunder prior to the servicing transfer date, (ii) obligated to effectuate repurchases or substitutions of Mortgage Loans hereunder including, but not limited to, repurchases or substitutions of Mortgage Loans pursuant to Section 2.02 or 2.03 hereof or (iii) deemed to have made any representations and warranties of the Transferring Servicer hereunder). Upon the transfer of the servicing of any such Mortgage Loan to the Special Servicer, the Special Servicer shall be entitled to the Servicing Fee and other compensation accruing after the servicing transfer date with respect to such Mortgage Loans pursuant to Section 3.14.

In connection with the transfer of the servicing of any Mortgage Loan to the Special Servicer, the Transferring Servicer, at the Special Servicer’s expense, shall deliver to the Special Servicer all documents and records relating to such Mortgage Loans and an accounting of amounts collected or held by it and otherwise use its commercially reasonable efforts to effect the orderly and efficient transfer of the servicing to the Special Servicer. On the servicing transfer date, the Special Servicer shall reimburse the Transferring Servicer for all unreimbursed Advances, Servicing Advances and Servicing Fees relating to the Mortgage Loans for which the servicing is being transferred. The Special Servicer shall be entitled to be reimbursed pursuant to Section 3.08 or otherwise pursuant to this Agreement for all such Advances, Servicing Advances and Servicing Fees paid by the Transferring Servicer pursuant to this Section 3.22. In addition, the Special Servicer shall notify the Seller and the Trustee of such transfer and the effective date of such transfer, and the Seller shall amend the Mortgage Loan Schedule to reflect that such Mortgage Loans are Special Serviced Mortgage Loans.

At the direction of the Majority in Interest Class X-1 Certificateholder, SPS shall transfer the servicing of any Mortgage Loan that SPS begins special servicing pursuant to this Section 3.22 to another servicer (that is a rating agency approved servicer) designated by the Majority in Interest Class X-1 Certificateholder.

SECTION 3.23 Basis Risk Reserve Fund.

(a) On the Closing Date, the Trustee shall establish and maintain in its name, in trust for the benefit of the Holders of the Class A, Class M and Class B Certificates, the Basis Risk Reserve Fund. The Basis Risk Reserve Fund shall be an Eligible Account, and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any other moneys, including without limitation, other moneys held by the Trustee pursuant to this Indenture.

(b) On the Closing Date, $1,000 will be deposited by the Depositor into the Basis Risk Reserve Fund. On each Distribution Date, the Trustee shall transfer from the Certificate Account to the Basis Risk Reserve Fund pursuant to Section 4.02(b)(iv) DD., the Required Reserve Fund Deposit. Amounts on deposit in the Basis Risk Reserve Fund may be withdrawn by the Trustee in connection with any Distribution Date to fund the amounts required to be distributed to holders of the Class A, Class M and Class B Certificates pursuant to Section 4.02(b)(iv) P. through BB. to the extent Monthly Excess Cashflow on such date are insufficient to make such payments. Any such amounts distributed shall be treated for federal tax purposes as amounts distributed by REMIC IV to the Class X-1 Certificateholders. On any Distribution Date, any amounts on deposit in the Basis Risk Reserve Fund in excess of the Required Reserve Fund Amount shall be distributed to the Class X-1 Certificateholder pursuant to Section 4.02(b)(iv) DD.

(d) Funds in the Basis Risk Reserve Fund may be invested in Eligible Investments by the Trustee at the written direction of the Majority in Interest Class X-1 Certificates. Any net investment earnings on such amounts shall be payable to the Holder of the Class X-1 Certificates on each Distribution Date. In the absence of such written direction, all funds in the Basis Risk Reserve Fund shall be invested by the Trustee in the First American Prime Obligations Fund, Class A. Amounts held in the Basis Risk Reserve Fund from time to time shall continue to constitute assets of the Trust Fund, but not of REMIC 1, REMIC 2, REMIC 3 or REMIC 4, until released from the Basis Risk Reserve Fund pursuant to this Section 3.23. The Basis Risk Reserve Fund constitutes an “outside reserve fund” within the meaning of Treasury Regulation §1.860G-2(h) and is not an asset of REMIC I, REMIC II, REMIC III or REMIC IV. For all federal tax purposes, amounts transferred by REMIC III to the Basis Risk Reserve Fund shall be treated as amounts distributed by REMIC IV to the Class X-1 Certificateholders. The Class X-1 Certificates shall evidence ownership of the Basis Risk Reserve Fund for federal tax purposes. The Trustee shall have no liability for losses on investments in Eligible Investments made pursuant to this Section 3.23(d) (other than as obligor on any such investments). Upon termination of the Trust Fund, any amounts remaining in the Basis Risk Reserve Fund shall be distributed to the Holder of the Class X-1 Certificates in the same manner as if distributed pursuant to Section 4.02(b)(iv) DD. hereof.

(e) On the Distribution Date immediately after the Distribution Date on which the aggregate Class Principal Balance of the Class A, Class M and Class B Certificates equals zero, any amounts on deposit in the Basis Risk Reserve Fund not payable on the Class A, Class M and Class B Certificates shall be distributed to the Holder of the Class X-1 Certificates in the same manner as if distributed pursuant to Section 4.02(b)(iv) DD. hereof.

SECTION 3.24 Termination Test; Certificateholder Vote.

If pursuant to clause (A) of the definition of the Ocwen Termination Test, the cumulative Realized Losses as a percentage of the original Aggregate Loan Balance of the Ocwen Serviced Loans on the Closing Date as of such Determination Date is greater than the percentage set forth in the table included in such definition, the Trustee shall report such failure on the part of Ocwen to Certificateholders in its monthly statement, made pursuant to Section 4.06.

ARTICLE IV

DISTRIBUTIONS AND

ADVANCES BY THE SERVICER

SECTION 4.01

Advances by the Servicer.

Each Servicer shall deposit in a Collection Account an amount equal to all Scheduled Payments (with interest at the Mortgage Rate less the Servicing Fee Rate) which were due but not received on the related Mortgage Loans during the applicable Due Period; provided however, that with respect to any Balloon Loan that is delinquent on its maturity date, the related Servicer will not be required to advance the related balloon payment but will be required to continue to make Advances in accordance with this Section 4.01 with respect to such Balloon Loan in an amount equal to an assumed scheduled payment that would otherwise be due based on the original amortization schedule for that Mortgage Loan (with interest at the Mortgage Rate less the Servicing Fee Rate). The related Servicer will not be required, however, to make any Advances with respect to reductions in the amount of the Scheduled Payments on the Mortgage Loans due to bankruptcy proceedings or the application of the Relief Act.

Each Servicer’s obligation to make such Advances as to any related Mortgage Loan will continue through the last Scheduled Payment due prior to the payment in full of such Mortgage Loan, or through the date that the related Mortgaged Property has, in the judgment of such Servicer, been completely liquidated; provided however, that such obligation with respect to any related Mortgage Loan shall cease if such Servicer determines, in its reasonable opinion, that Advances with respect to such Mortgage Loan are Nonrecoverable Advances; provided that the related Servicer will be required to make Advances until the earlier of (i) the time at which the related Mortgage Loan becomes 120 days delinquent or (ii) the time at which the related Servicer determines that such Advances with respect to such Mortgage Loan are Nonrecoverable Advances. In the event that such Servicer determines that any such Advances are Nonrecoverable Advances, such Servicer shall provide the Trustee with a certificate signed by a Servicing Officer evidencing such determination.

If an Advance is required to be made hereunder, the related Servicer shall on the second Business Day immediately preceding the Distribution Date immediately following the related Determination Date either (i) deposit in the Collection Account from its own funds an amount equal to such Advance, (ii) cause to be made an appropriate entry in the records of the Collection Account that funds in such account being held for future distribution or withdrawal have been, as permitted by this Section 4.01, used by the related Servicer to make such Advance or (iii) make Advances in the form of any combination of clauses (i) and (ii) aggregating the amount of such Advance. Any such funds being held in a Collection Account for future distribution and so used shall be replaced by the related Servicer from its own funds by deposit in such Collection Account on or before any future Distribution Date in which such funds would be due. The related Servicer shall be entitled to be reimbursed from the Collection Account for all Advances of its own funds made pursuant to this Section as provided in Section 3.08.

SECTION 4.02

Priorities of Distribution.

(a) On each Distribution Date, prior to making distributions to the holders of the Certificates, the Trustee first, shall pay itself the Trustee’s Fee for such Distribution Date and second, shall pay the Credit Risk Manager the Credit Risk Manager Fee for such Distribution Date.

(b) With respect to the Available Funds, on each Distribution Date, the Trustee shall withdraw such Available Funds from the Certificate Account and based on the information provided to it by the Servicers, apply such funds to distributions on the Certificates in the following order and priority and, in each case, to the extent of such Available Funds remaining:

(i) On each Distribution Date, the Trustee shall distribute the Interest Remittance Amount for such date in the following order of priority:

A.	to the Class X-S Certificates, the aggregate Excess Servicing Fee for such Distribution Date;

B.	to the Class A-1, Class A-2, Class A-3, Class A-R and Class P Certificates, concurrently and pro rata, Current Interest and any Carryforward Interest, as applicable, for each such Class and such Distribution Date;

C.	to the Class M-1 Certificates, Current Interest and any Carryforward Interest for such Class and such Distribution Date;

D.	to the Class M-2 Certificates, Current Interest and any Carryforward Interest for such Class and such Distribution Date;

E.	to the Class M-3 Certificates, Current Interest and any Carryforward Interest for such Class and such Distribution Date;

F.	to the Class M-4 Certificates, Current Interest and any Carryforward Interest for such Class and such Distribution Date;

G.	to the Class M-5 Certificates, Current Interest and any Carryforward Interest for such Class and such Distribution Date;

H.	to the Class M-6 Certificates, Current Interest and any Carryforward Interest for such Class and such Distribution Date;

I.	to the Class M-7 Certificates, Current Interest and any Carryforward Interest for such Class and such Distribution Date;

J.	to the Class M-8 Certificates, Current Interest and any Carryforward Interest for such Class and such Distribution Date;

K.	to the Class M-9 Certificates, Current Interest and any Carryforward Interest for such Class and such Distribution Date;

L.	to the Class M-10 Certificates, Current Interest and any Carryforward Interest for such Class and such Distribution Date;

M.	to the Class B-1 Certificates, Current Interest and any Carryforward Interest for such Class and such Distribution Date;

N.	to the Class B-2 Certificates, Current Interest and any Carryforward Interest for such Class and such Distribution Date;

O.	on the Distribution Dates occurring in July 2006, August 2006 and September 2006, to the Depositor an amount equal to the amount received during the related Due Period which constitutes Subsequent Mortgage Loan Interest; and

P.	for application in the same manner as the Monthly Excess Cashflow for such Distribution Date as provided in clause (iv) of this Section 4.02(b), any Interest Remittance Amount remaining after application pursuant to clauses A. through O. above.

(ii) On each Distribution Date (a) prior to the Stepdown Date or (b) with respect to which a Trigger Event has occurred, the Trustee shall distribute the Principal Payment Amount for such date in the following order of priority:

A.	commencing on the Distribution Date in September 2011, to the Class P Certificates, until the Class Principal Balance of such class has been reduced to zero;

first to the Class A-R Certificates, until the Class Principal Balance thereof has been reduced to zero, and then sequentially as follows: (I) first, to the Class A-1 Certificates, until the Class Principal Balance thereof has been reduced to zero, (II) second, to the Class A-2 Certificates, until the Class Principal Balance thereof has been reduced to zero and (III) third, to the Class A-3 Certificates, until the Class Principal Balance thereof has been reduced to zero;

C.	to the Class M-1 Certificates, until the Class Principal Balance of such Class has been reduced to zero;

D.	to the Class M-2 Certificates, until the Class Principal Balance of such Class has been reduced to zero;

E.	to the Class M-3 Certificates, until the Class Principal Balance of such Class has been reduced to zero;

F.	to the Class M-4 Certificates, until the Class Principal Balance of such Class has been reduced to zero;

G.	to the Class M-5 Certificates, until the Class Principal Balance of such Class has been reduced to zero;

H.	to the Class M-6 Certificates, until the Class Principal Balance of such Class has been reduced to zero;

I.	to the Class M-7 Certificates, until the Class Principal Balance of such Class has been reduced to zero;

J.	to the Class M-8 Certificates, until the Class Principal Balance of such Class has been reduced to zero;

K.	to the Class M-9 Certificates, until the Class Principal Balance of such Class has been reduced to zero;

L.	to the Class M-10 Certificates, until the Class Principal Balance of such Class has been reduced to zero;

M.	to the Class B-1 Certificates, until the Class Principal Balance of such Class has been reduced to zero;

N.	to the Class B-2 Certificates, until the Class Principal Balance of such Class has been reduced to zero; and

O.	for application in the same manner as the Monthly Excess Cashflow for such Distribution Date, as provided in clause (iv) of this Section 4.02(b), any Principal Payment Amount remaining after application pursuant to clauses A. through N. above.

(iii) On each Distribution Date (a) on or after the Stepdown Date and (b) with respect to which a Trigger Event has not occurred, the Trustee shall distribute the Principal Payment Amount for such date in the following order of priority:

A.	commencing on the Distribution Date in September 2011 or thereafter, to the Class P Certificates, until the Class Principal Balance of such Class has been reduced to zero;

to the Class A-1, Class A-2 and Class A-3 Certificates, the Senior Principal Payment Amount for such Distribution Date, allocated sequentially as follows: (I) first, to the Class A-1 Certificates, until the Class Principal Balance thereof has been reduced to zero, (II) second, to the Class A-2 Certificates, until the Class Principal Balance thereof has been reduced to zero and (III) third, to the Class A-3 Certificates, until the Class Principal Balance thereof has been reduced to zero;

C.	to the Class M-1 Certificates, the Class M-1 Principal Payment Amount for such Distribution Date, until the Class Principal Balance of such Class has been reduced to zero;

D.	to the Class M-2 Certificates, the Class M-2 Principal Payment Amount for such Distribution Date, until the Class Principal Balance of such Class has been reduced to zero;

E.	to the Class M-3 Certificates, the Class M-3 Principal Payment Amount for such Distribution Date, until the Class Principal Balance of such Class has been reduced to zero;

F.	to the Class M-4 Certificates, the Class M-4 Principal Payment Amount for such Distribution Date, until the Class Principal Balance of such Class has been reduced to zero;

G.	to the Class M-5 Certificates, the Class M-5 Principal Payment Amount for such Distribution Date, until the Class Principal Balance of such Class has been reduced to zero;

H.	to the Class M-6 Certificates, the Class M-6 Principal Payment Amount for such Distribution Date, until the Class Principal Balance of such Class has been reduced to zero;

I.	to the Class M-7 Certificates, the Class M-7 Principal Payment Amount for such Distribution Date, until the Class Principal Balance of such Class has been reduced to zero;

J.	to the Class M-8 Certificates, the Class M-8 Principal Payment Amount for such Distribution Date, until the Class Principal Balance of such Class has been reduced to zero;

K.	to the Class M-9 Certificates, the Class M-9 Principal Payment Amount for such Distribution Date, until the Class Principal Balance of such Class has been reduced to zero;

L.	to the Class M-10 Certificates, the Class M-10 Principal Payment Amount for such Distribution Date, until the Class Principal Balance of such Class has been reduced to zero;

M.	to the Class B-1 Certificates, the Class B-1 Principal Payment Amount for such Distribution Date, until the Class Principal Balance of such Class has been reduced to zero;

N.	to the Class B-2 Certificates, the Class B-2 Principal Payment Amount for such distribution date, until the Class Principal Balance of such class has been reduced to zero; and

O.	for application as part of Monthly Excess Cashflow for such Distribution Date, as provided in clause (iv) of this Section 4.02(b), any Principal Payment Amount remaining after application pursuant to clauses A. through N. above.

(iv) On each Distribution Date, the Trustee shall distribute the Monthly Excess Cashflow for such date in the following order of priority:

A.	an amount equal to the aggregate Realized Losses on the Mortgage Loans incurred during the related Collection Period, such amount to be added to the Principal Payment Amount and distributed as set forth above in Section 4.02(b)(ii) and (iii) (any such amount, an “Excess Cashflow Loss Payment”);

B.	on the first Distribution Date, an amount equal to the Monthly Excess Cashflow for such Distribution Date remaining after the distribution in clause (iv)A. above to the Class X-1 Certificates;

C.	except for the first Distribution Date, until the Overcollateralization Amount equals the Targeted Overcollateralization Amount for such date, on each Distribution Date

(I) (a) prior to the Stepdown Date or (b) with respect to which a Trigger Event has occurred, to the extent of Monthly Excess Interest for such Distribution Date, to fund any principal distributions to the Class A-1, Class A-2, Class A-3, Class A-R, Class P, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates required to be made on such Distribution Date set forth above in clause (ii) above, after giving effect to the distribution of the Principal Payment Amount for such Distribution Date, in accordance with the priorities set forth therein.

(II) on each Distribution Date on or after the Stepdown Date and with respect to which a Trigger Event has not occurred, to fund any principal distributions to the Class A-1, Class A-2, Class A-3, Class A-R, Class P, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates required to be made on such Distribution Date set forth above in clause (iii) above, after giving effect to the distribution of the Principal Payment Amount for such Distribution Date, in accordance with the priorities set forth therein;

D.	to the Class M-1 Certificates, any Deferred Amount for such Class, with interest thereon at the Pass-Through Rate for such Class, to the extent not paid from amounts on deposit in the Swap Account;

E.	to the Class M-2 Certificates, any Deferred Amount for such Class, with interest thereon at the Pass-Through Rate for such Class, to the extent not paid from amounts on deposit in the Swap Account;

F.	to the Class M-3 Certificates, any Deferred Amount for such Class, with interest thereon at the Pass-Through Rate for such Class, to the extent not paid from amounts on deposit in the Swap Account;

G.	to the Class M-4 Certificates, any Deferred Amount for such Class, with interest thereon at the Pass-Through Rate for such Class, to the extent not paid from amounts on deposit in the Swap Account;

H.	to the Class M-5 Certificates, any Deferred Amount for such Class, with interest thereon at the Pass-Through Rate for such Class, to the extent not paid from amounts on deposit in the Swap Account;

I.	to the Class M-6 Certificates, any Deferred Amount for such Class, with interest thereon at the Pass-Through Rate for such Class, to the extent not paid from amounts on deposit in the Swap Account;

J.	to the Class M-7 Certificates, any Deferred Amount for such Class, with interest thereon at the Pass-Through Rate for such Class, to the extent not paid from amounts on deposit in the Swap Account;

K.	to the Class M-8 Certificates, any Deferred Amount for such Class, with interest thereon at the Pass-Through Rate for such Class, to the extent not paid from amounts on deposit in the Swap Account;

L.	to the Class M-9 Certificates, any Deferred Amount for such Class, with interest thereon at the Pass-Through Rate for such Class, to the extent not paid from amounts on deposit in the Swap Account;

M.	to the Class M-10 Certificates, any Deferred Amount for such Class, with interest thereon at the Pass-Through Rate for such Class, to the extent not paid from amounts on deposit in the Swap Account;

N.	to the Class B-1 Certificates, any Deferred Amount for such Class, with interest thereon at the Pass-Through Rate for such Class, to the extent not paid from amounts on deposit in the Swap Account;

O.	to the Class B-2 Certificates, any Deferred Amount for such Class, with interest thereon at the Pass-Through Rate for such Class, to the extent not paid from amounts on deposit in the Swap Account;

P.	to the Class A-1, Class A-2 and Class A-3 Certificates, pro rata, any applicable Basis Risk Shortfall for each such Class, to the extent not paid from amounts in the Swap Account;

Q.	to the Class M-1 Certificates, any applicable Basis Risk Shortfall for such Class, to the extent not paid from amounts in the Swap Account;

R.	to the Class M-2 Certificates, any applicable Basis Risk Shortfall for such Class, to the extent not paid from amounts in the Swap Account;

S.	to the Class M-3 Certificates, any applicable Basis Risk Shortfall for such Class, to the extent not paid from amounts in the Swap Account;

T.	to the Class M-4 Certificates, any applicable Basis Risk Shortfall for such Class, to the extent not paid from amounts in the Swap Account;

U.	to the Class M-5 Certificates, any applicable Basis Risk Shortfall for such Class, to the extent not paid from amounts in the Swap Account;

V.	to the Class M-6 Certificates, any applicable Basis Risk Shortfall for such Class, to the extent not paid from amounts in the Swap Account;

W.	to the Class M-7 Certificates, any applicable Basis Risk Shortfall for such Class, to the extent not paid from amounts in the Swap Account;

X.	to the Class M-8 Certificates, any applicable Basis Risk Shortfall for such Class, to the extent not paid from amounts in the Swap Account;

Y.	to the Class M-9 Certificates, any applicable Basis Risk Shortfall for such Class, to the extent not paid from amounts in the Swap Account;

Z.	to the Class M-10 Certificates, any applicable Basis Risk Shortfall for such Class, to the extent not paid from amounts in the Swap Account;

AA.	to the Class B-1 Certificates, any applicable Basis Risk Shortfall for such Class, to the extent not paid from amounts in the Swap Account;

BB.	to the Class B-2 Certificates, any applicable Basis Risk Shortfall for such Class, to the extent not paid from amounts in the Swap Account;

CC.

to the Counterparty, the amount of any Swap Termination Payment resulting from a Counterparty Trigger Event and to the extent not paid by the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any related replacement swap agreement that may be entered into by the Supplemental Interest Trust Trustee not previously paid;

DD.	from amounts otherwise distributable to the Class X-1 Certificates, to the Basis Risk Reserve Fund, the Required Reserve Fund Deposit;

EE.

to the Class X-1 Certificates, (a) the Class X-1 Distribution Amount for such Distribution Date reduced by amounts distributed pursuant to clause O. of 4.02(b)(i) for such Distribution Date, (b) the amount of any Overcollateralization Release Amount for such Distribution Date, (c) any amounts withdrawn from the Basis Risk Reserve Fund for distribution to such Class X-1 Certificates pursuant to Section 3.23(b) and (d) for any Distribution Date on or after which the aggregate Class Principal Balance of the Regular Certificates has been reduced to zero, the Overcollateralization Amount; and

FF.

to the Class A-R Certificate, any remaining amount; provided, however that any amount that would be distributable pursuant to this priority FF. shall not be paid with respect to the Class A-R Certificate but shall be paid instead with respect to the Class X-1 Certificates pursuant to a contract that exists under this Agreement between the Class A-R Certificateholders and the Class X-1 Certificateholders.

Distributions pursuant to Section 4.02(b)(iv)A. and D. through BB. on any Distribution Date will be made after giving effect to withdrawals from the Swap Account on such date to pay Deferred Amounts.

(v) On each Distribution Date, the Trustee shall distribute to the Holder of the Class P Certificate, the aggregate of all Prepayment Charges collected during the preceding Prepayment Period.

(vi) [reserved].

(vii) On each Distribution Date, following the foregoing distributions, an amount equal to the amount of Net Recoveries included in the Available Funds for such Distribution Date shall be applied to increase the Class Principal Balance of the Class of Certificates with the Highest Priority up to the extent of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.05. An amount equal to the amount of any remaining Net Recoveries shall be applied to increase the Class Principal Balance of the Class of Certificates with the next Highest Priority, up to the amount of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.05, and so on. Holders of such Certificates will not be entitled to any distribution in respect of interest on the amount of such increases for any Interest Accrual Period preceding the Distribution Date on which such increase occurs. Any such increases shall be applied to the Class Principal Balance of each Certificate of such Class in accordance with its respective Percentage Interest.

SECTION 4.03

[Reserved].

SECTION 4.04

[Reserved].

SECTION 4.05

Allocation of Realized Losses.

On each Distribution Date, the Trustee shall determine the total of the Applied Loss Amount, if any, for such Distribution Date. The Applied Loss Amount for any Distribution Date shall be applied by reducing the Class Principal Balance of each Class of Subordinate Certificates beginning with the Class of Subordinate Certificates then outstanding with the lowest relative payment priority, in each case until the respective Class Principal Balance thereof is reduced to zero. Any Applied Loss Amount allocated to a Class of Subordinate Certificates shall be allocated among the Subordinate Certificates of such Class in proportion to their respective Percentage Interests.

All Realized Losses on the Mortgage Loans shall be allocated on each Distribution Date to the following REMIC 1 Regular Interests: first, to REMIC 1 Regular Interests LTI-1 until the Uncertificated Principal Balance thereof has been reduced to zero, then to REMIC 1 Regular Interest LTI-PF until the Uncertificated Principal Balance thereof has been reduced to zero, however, that with respect to the first three Distribution Dates, Realized Losses relating to the Initial Mortgage Loans shall be allocated to REMIC 1 Regular Interest LTI-1 and Realized Losses relating to the Subsequent Mortgage Loans shall be allocated to REMIC 1 Regular Interest LTI-PF until the Uncertificated Principal Balance thereof has been reduced to zero.

All Realized Losses on the REMIC 1 Regular Interests LTI-1 and LTI-PF shall be deemed to have been allocated, first, on each Distribution Date, to REMIC 2 Regular Interest MTI-A-1 and MTI-A-2 in the same amount and in the same priority as Realized Losses are allocated to the Corresponding Certificate until such REMIC 2 Regular Interest has been reduced to zero; and second, to the REMIC 2 Regular Interests MTI-1-A and REMIC 2 Regular Interest MTI-1-B, pro rata until each such REMIC 2 Regular Interest has been reduced to zero.

All Realized Losses on the REMIC 2 Regular Interests shall be deemed to have been allocated to the following REMIC 3 Regular Interests in the specified percentages, as follows: first to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interests MTII-AA and MTII-ZZ up to an aggregate amount equal to the excess of (a) the REMIC 3 Interest Loss Allocation Amount over (b) Prepayment Interest Shortfalls (to the extent not covered by Compensating Interest) relating to the Mortgage Loans for such Distribution Date, 98% and 2%, respectively; second, to the Uncertificated Principal Balances of the REMIC 3 Regular Interests MTII-AA and MTII-ZZ up to an aggregate amount equal to the REMIC 3 Principal Loss Allocation Amount, 98% and 2%, respectively; third, to the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-B-2 and REMIC 3 Regular Interest MTII-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interests MTII-B-2 have been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-B-1 and REMIC 3 Regular Interest MTII-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interests MTII-B-1 have been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-M-10 and REMIC 3 Regular Interest MTII-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-10 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-M-9 and REMIC 3 Regular Interest MTII-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-9 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-M-8 and REMIC 3 Regular Interest MTII-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-8 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-M-7 and REMIC 3 Regular Interest MTII-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-7 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-M-6 and REMIC 3 Regular Interest MTII-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-6 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-M-5 and REMIC 3 Regular Interest MTII-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-5 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-M-4 and REMIC 3 Regular Interest MTII-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-4 has been reduced to zero; twelfth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-M-3 and REMIC 3 Regular Interest MTII-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-3 has been reduced to zero; thirteenth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-M-2 and REMIC 3 Regular Interest MTII-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-2 has been reduced to zero; and fourteenth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest MTII-AA, REMIC 3 Regular Interest MTII-M-1 and REMIC 3 Regular Interest MTII-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest MTII-M-1 has been reduced to zero.

SECTION 4.06

Monthly Statements to Certificateholders.

(a) Not later than each Distribution Date, the Trustee shall prepare, and make available on the website maintained by the Trustee at xxx.xxxxxx.xxx/xxx, a statement setting forth with respect to the related distribution, the items listed on Exhibit V.

Assistance in using the website can be obtained by calling the Trustee’s Bondholder Services at 800-934-6802. Parties that are unable to use the website are entitled to have a paper copy mailed to them via first class mail by written notice to the Trustee at its Corporate Trust Office. The Trustee’s responsibility for disbursing the above information to the Certificateholders is limited to the availability, timeliness and accuracy of the information derived from the Servicers. The foregoing information shall be reported to the Trustee each month on or before the Servicer Data Remittance Date.

(b) On each Distribution Date, the Trustee shall provide the Depositor with the significance percentage of the Swap Agreement as of such Distribution Date.

(c) Within a reasonable period of time after the end of each calendar year, the Trustee shall cause to be furnished to each Person who at any time during the calendar year was a Certificateholder, a statement containing the information set forth in, items (i)(c), (i)(d), (i)(g), (i)(j), (i)(k), (ii)(c), (ii)(d), (ii)(g), (ii)(i), (v)(d), (v)(e) and (v)(s) of Exhibit V aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee pursuant to any requirements of the Code as from time to time in effect.

SECTION 4.07

Distributions on the REMIC 1 Regular Interests and REMIC 2 Regular Interests.

(a) Distributions on the REMIC 1 Regular Interests.

On each Distribution Date, the Trustee shall cause in the following order of priority, the following amounts to be distributed by REMIC 1 to REMIC 2 on account of the REMIC 1 Regular Interests or withdrawn from the Distribution Account and distributed to the holders of the Class A-RL Certificates, as the case may be:

(i) first, to Holders of REMIC 1 Regular Interests LTI-1, LTI-S1, LTI-S2, LTI-S3, LTI-R and LTI-PF an amount equal to (x) the related Uncertificated Accrued Interest for such Distribution Date, plus (y) any amounts in respect thereof remaining unpaid from previous Distribution Dates;

(ii) second, to the Holders of REMIC 1 Regular Interests, in an amount equal to the remainder of the Available Funds for such Distribution Date after the distributions made pursuant to clause (i) above and, in the case of distributions made pursuant to Section 4.07(a)(ii)(C), the amount of any Prepayment Charges for such Distribution Date, allocated as follows:

(A) to the Holders of REMIC 1 Regular Interest LTI-1, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LTI-1 is reduced to zero;

(B) to the Holders of REMIC 1 Regular Interest LTI-1PF, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LTI-PF is reduced to zero; and

Any remaining amount to the Holders of the Class A-R Certificates; provided, however, that for the first three Distribution Dates, such amounts constituting Available Funds relating to the Initial Mortgage Loans shall be allocated to REMIC 1 Regular Interest LTI-1, and such amounts constituting Available Funds relating to the Subsequent Mortgage Loans and shall be allocated to REMIC 1 Regular Interest LT-PF.

(b) Distributions on the REMIC 2 Regular Interests.

On each Distribution Date, the following amounts, in the following order of priority, shall be distributed by REMIC 2 to REMIC 3 on account of REMIC 2 Regular Interests or withdrawn from the Distribution Account and distributed to the holders of the Class R Certificates (in respect of the Class R-2 Interest), as the case may be:

(i) first, to the Holders of each REMIC 2 Regular Interest, pro rata, in an amount equal to (A) Uncertificated Accrued Interest for such REMIC 2 Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates.

(ii) second, to the Holders of REMIC 2 Regular Interests, in an amount equal to the remainder of the Available Funds for such Distribution Date after the distributions made pursuant to clause (i) above and, in the case of distributions made pursuant to Section 4.07(b)(ii)(C), the amount of any Prepayment Charges for such Distribution Date, allocated as follows:

(A) to the Holders of REMIC 2 Regular Interest MTI-A-1 and MTI-A-2, an amount of principal shall be distributed to such Holders in the same amount and priority as principal is distributed to the Corresponding Certificate until the Uncertificated Principal Balance of each such REMIC 2 Regular Interest is reduced to zero;

(B) to the extent of amounts remaining after the distributions made pursuant to clause (i) and (ii) above, payments of principal shall be allocated, pro rata, to REMIC 2 Regular Interests MTI-1-A and MTI-1-B until the Uncertificated Principal Balance of each such REMIC 2 Regular Interest is reduced to zero; and

On each Distribution Date, the Trustee shall cause in the following order of priority, the following amounts to be distributed by REMIC 3 to REMIC 4 on account of the REMIC 3 Regular Interests or withdrawn from the Distribution Account and distributed to the holders of the Class A-R Certificates (in respect of the Class R-3 Interest), as the case may be:

(i) first, to the extent of the sum of Available Funds for such Distribution Date, to the Holder of REMIC 3 Regular Interest MTII-IO in an amount equal to A) the Uncertificated Accrued Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates and then to Holders of REMIC 3 Regular Interests MTII-AA, MTII-A-1, MTII-A-2, MTII-A-3, MTII-M-1, MTII-M-2, MTII-M-3, MTII-M-4, MTII-M-5, MTII-M-6, MTII-M-7, MTII-M-8, MTII-M-9, MTII-M-10, MTII-B-1, MTII-B-2, MTII-ZZ, MTII-P, MTII-R and MTII-S pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC 3 Regular Interest MTII-ZZ shall be reduced when the REMIC 3 Overcollateralization Amount is less than the REMIC 3 Overcollateralization Target Amount, by the lesser of (x) the amount of such difference and (y) the REMIC 3 Regular Interest MTII ZZ Maximum Interest Deferral Amount and such amount will be payable to the Holders of REMIC 3 Regular Interest MTII-A-1, MTII-A-2, MTII-A-3, MTII-M-1, MTII-M-2, MTII-M-3, MTII-M-4, MTII-M-5, MTII-M-6, MTII-M-7, MTII-M-8, MTII-M-9, MTII-M-10, MTII-B-1 and MTII-B-2 in the same proportion as the amounts are allocated to the Corresponding Certificate, pursuant to Section 4.02(b) herein, for each such REMIC 3 Regular Interest, and the Uncertificated Principal Balance of the REMIC 3 Regular Interest MTII-ZZ shall be increased by such amount;

(ii) second, to the Holders of REMIC 3 Regular Interests, in an amount equal to the remainder of the Available Funds for such Distribution Date after the distributions made pursuant to clause (i) above and, in the case of distributions made pursuant to Section 4.07(c)(ii)(B), the amount of any Prepayment Charges for such Distribution Date, allocated as follows:

(A) to the Holders of REMIC 3 Regular Interest MTII-R, an amount equal to the amount of principal distributed to the holder of the Corresponding Certificate on such Distribution Date pursuant to Section 4.02(b); and

(B) to the Holders of REMIC 3 Regular Interest MTII-P, an amount equal to the amount of principal distributed to the holder of the Corresponding Certificate on such Distribution Date pursuant to Section 4.02(b); and

(iii) third, to the Holders of REMIC 3 Regular Interests, in an amount equal to the remainder of the Available Funds for such Distribution Date after the distributions made pursuant to clauses (i) and (ii) above, allocated as follows:

(A) 98% of such remainder to the Holders of REMIC 3 Regular Interest MTII-AA, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero;

(B) 2% of such remainder, first, to the Holders of REMIC 3 Regular Interest MTII-A-1, MTII-A-2, MTII-A-3, MTII-M-1, MTII-M-2, MTII-M-3, MTII-M-4, MTII-M-5, MTII-M-6, MTII-M-7, MTII-M-8, MTII-M-9, MTII-M-10, MTII-B1 and MTII-B-1, equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates, until the Uncertificated Principal Balances of such REMIC 3 Regular Interests are reduced to zero; and second, to the Holders of REMIC 3 Regular Interest MTII-ZZ, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero; and

SECTION 4.08

[Reserved].

SECTION 4.09

Prepayment Charges.

Notwithstanding anything in this Agreement to the contrary, in the event of a Principal Prepayment of a Mortgage Loan, the related Servicer may not waive any Prepayment Charge or portion thereof required by the terms of the related Mortgage Note unless (i) the Mortgage Loan is in default or foreseeable default and such waiver (a) is standard and customary in servicing similar mortgage loans to the Mortgage Loans and (b) would, in the reasonable judgment of the related Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan, (ii)(A) the enforceability thereof is limited (1) by bankruptcy, insolvency, moratorium, receivership, or other similar law relating to creditors’ rights generally or (2) due to acceleration in connection with a foreclosure or other involuntary payment, or (B) the enforceability is otherwise limited or prohibited by applicable law, (iii) the enforceability would be considered “predatory” pursuant to written guidelines issued by any applicable federal, state or local authority having jurisdiction over such matters, (iv) the related Servicer is unable to locate documentation sufficient to allow it to confirm the existence and amount of such Prepayment Charge after using commercially reasonable efforts to locate such documentation, which efforts shall include, but are not limited to, seeking such documentation from the Depositor, the Seller, the Custodians and from its own records or files or (v) the Mortgaged Property has been damaged such that the current value of the Mortgaged Property has been reduced by at least half as a result of a natural disaster or other insured or uninsured peril, and the Mortgagor has elected to pay the Loan in full rather than rebuild the Mortgaged Property. For the avoidance of doubt, the related Servicer may waive a Prepayment Charge in connection with a short sale or short payoff on a defaulted Mortgage Loan. If the related Servicer has waived all or a portion of a Prepayment Charge relating to a Principal Prepayment, other than as provided above, the related Servicer shall deliver to the Trustee no later than the Business Day immediately preceding the next Distribution Date, for deposit into the Certificate Account the amount of such Prepayment Charge (or such portion thereof as had been waived) for distribution in accordance with the terms of this Agreement; provided, however, the related Servicer shall not have any obligation to pay the amount of any uncollected Prepayment Charge under this Section 4.09 if such Servicer did not have a copy of the related Mortgage Note, such Servicer requested via email a copy of the same from the Trustee and the Trustee failed to provide such a copy within two (2) Business Days of receipt of such request. If the related Servicer has waived all or a portion of a Prepayment Charge for any reason, it shall promptly notify the Trustee thereof and shall include such information in any monthly reports it provides the Trustee. Notwithstanding any provision in this Agreement to the contrary, in the event the Prepayment Charge payable under the terms of the Mortgage Note is different from the amount of the Prepayment Charge set forth in the Mortgage Loan Schedule or other information provided to the related Servicer, such Servicer shall rely conclusively on the Prepayment Charge as set forth under the terms of the Mortgage Note. To the extent the Prepayment Charge payable under the terms of the Mortgage Note is less than the amount of the Prepayment Charge set forth in the Mortgage Loan Schedule or other information provided to the related Servicer, such Servicer shall not have any liability or obligation with respect to such difference, and in addition shall not have any liability or obligation to pay the amount of any uncollected Prepayment Charge if the failure to collect such amount is the direct result of inaccurate or incomplete information on the Mortgage Loan Schedule.

SECTION 4.10

Servicers to Cooperate.

Each Servicer shall provide to the Trustee the information set forth in Exhibit Z hereto in such form as the Trustee shall reasonably request with respect to each Mortgage Loan serviced by such Servicer no later than twelve noon on the Servicer Data Remittance Date to enable the Trustee to calculate the amounts to be distributed to each Class of Certificates and otherwise perform its distribution, accounting and reporting requirements hereunder.

SECTION 4.11

The Swap Agreement; Supplemental Interest Trust.

(a) On the Closing Date, the Supplemental Interest Trust Trustee shall establish and maintain in the name of the Supplemental Interest Trust Trustee, as a separate trust for the benefit of the Certificates, the Supplemental Interest Trust. The Supplemental Interest Trust shall hold the Swap Agreement and the Swap Account. The Swap Account shall be an Eligible Account, and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any other moneys, including without limitation, other moneys held by the Trustee pursuant to this Agreement.

(b) On or prior to the Closing Date, the Supplemental Interest Trust Trustee, is hereby directed to enter into the Swap Agreement for the benefit of the Holders of the Certificates. The Swap Agreement will be an asset of the Supplemental Interest Trust but will not be an asset of any REMIC. On each Distribution Date, the Supplemental Interest Trust Trustee shall deposit any Net Swap Payments paid by the Counterparty to the Supplemental Interest Trust Trustee, pursuant to the Swap Agreement, into the Swap Account.

(c) Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Counterparty Trigger Event and to the extent not paid by the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any related replacement swap agreement that may be entered into by the Supplemental Interest Trust Trustee) payable by the Supplemental Interest Trust Trustee, to the Counterparty pursuant to the Swap Agreement shall be deducted from the Interest Remittance Amount, and to the extent of any such remaining amounts due, from the Principal Remittance Amount, prior to any distributions to the Certificateholders. On or before each Swap Payment Date, such amounts will be remitted to the Counterparty, first to make any Net Swap Payment owed to the Counterparty pursuant to the Swap Agreement for such Swap Payment Date, and second to make any Swap Termination Payment (not due to a Counterparty Trigger Event and to the extent not paid by the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any related replacement swap agreement that may be entered into by the Supplemental Interest Trust Trustee) owed to the Counterparty pursuant to the Swap Agreement for such Swap Payment Date. For federal income tax purposes, such amounts paid to the Counterparty on each Swap Payment Date shall first be deemed paid to the Counterparty in respect of REMIC 4 Regular Interest IO to the extent of the amount distributable on such REMIC 4 Regular Interest IO on such Distribution Date, and any remaining amount shall be deemed paid to the Counterparty in respect of a Class IO Distribution Amount. Any Swap Termination Payment triggered by a Counterparty Trigger Event owed to the Counterparty pursuant to the Swap Agreement will be subordinated to distributions to the Holders of the Class A, Class M and Class B Certificates and shall be paid as set forth under Section 4.02(b)(iv)CC.

(d) The Supplemental Interest Trust Trustee will prepare and deliver any notices required to be delivered to the Counterparty under Sections 2(b), 2(d), 4(d), 5(a), 6(a), 6(b), 6(d) and 12(b) of the ISDA Master Agreement.

(e) The Supplemental Interest Trust Trustee shall terminate the Swap Agreement upon the occurrence of an event of default under the Swap Agreement of which a Responsible Officer of the Supplemental Interest Trust Trustee has actual knowledge. Upon such a termination, the Counterparty may be required to pay a termination payment to the Supplemental Interest Trust Trustee in respect of the Swap Agreement. Any such termination payment shall be applied by the Supplemental Interest Trust Trustee to the purchase of a substantially equivalent swap agreement at the written direction of the Majority in Interest Class X-1 Certificateholder. In addition, any payments received from a replacement swap counterparty as payment to enter a replacement transaction shall be used to pay any termination payments still owing to the Counterparty. In the event that a replacement swap agreement is not obtained within 30 days after receipt by the Supplemental Interest Trust Trustee, on behalf of the Supplemental Interest Trust, of the Swap Termination Payment paid by the original Counterparty, the Supplemental Interest Trust Trustee will deposit such Swap Termination Payment into the Swap Account and will, on each Distribution Date, withdraw from the Swap Account an amount equal to the Net Swap Payment, if any, that would have been paid to the Supplemental Interest Trust by the original Counterparty (computed in accordance with the terms of the original Swap Agreement) and distribute such amount in the priority set forth below.

(f) On each Distribution Date, the Trustee shall distribute amounts on deposit in the Swap Account to pay the following amounts:

(i) to the Class A-1, Class A-2, Class A-3 and Class A-R Certificates, pro rata based on amounts due, Current Interest and any Carryforward Interest for each such class and such Distribution Date, after giving effect to distributions of such amounts pursuant to Section 4.02(b)(i)B., solely to the extent of the interest portion of any Realized Losses;

(ii) to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates, in that order, Current Interest and any Carryforward Interest for each such class and such Distribution Date, after giving effect to distributions of such amounts pursuant to Section 4.02(b)(i)C. through N., solely to the extent of the interest portion of any Realized Losses;

(iii) to the Principal Remittance Amount, up to the amount of Realized Losses on the Mortgage Loans incurred during the related Collection Period prior to giving effect to amounts available to be paid in respect of Excess Cashflow Loss Payments pursuant to Section 4.02(b)(iv)A.;

(iv) to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates, in that order, any applicable Deferred Amounts, with interest therein at the applicable Pass-Through Rate, prior to giving effect to amounts available to be paid in respect of Deferred Amounts as described in Section 4.02(b)(iv)D. through O. on such Distribution Date; and

(v) to the Class A-1, Class A-2 and Class A-3 Certificates, on a pro rata basis, and then to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10, Class B-1 and Class B-2 Certificates, in that order, any Basis Risk Shortfall.

(g) Funds in the Swap Account may be invested in Eligible Investments by the Trustee at the written direction of the Majority in Interest Class X-1 Certificateholder maturing on or prior to the next succeeding Distribution Date. The Trustee shall account for the Swap Account as an outside reserve fund within the meaning of Treasury regulation 1.860G-2(h) and not an asset of any REMIC created pursuant to this Agreement. The Trustee shall treat amounts paid by the Swap Account as payments made from outside the REMICs for all federal tax purposes. Any net investment earnings on such amounts shall be payable to the Class X-1 Certificateholders. The Class X-1 Certificateholders will be the owner of the Swap Account for federal tax purposes and the Majority in Interest Class X-1 Certificateholder shall direct the Trustee in writing as to the investment of amounts therein. In the absence of such written direction, all funds in the Swap Account shall remain uninvested with no liability for interest or other compensation thereon. The Trustee shall have no liability for losses on investments in Eligible Investments made pursuant to this Section 4.11(g) (other than as obligor on any such investments). Upon termination of the Trust Fund, any amounts remaining in the Swap Account shall be distributed to the Class X-1 Certificateholders.

(h) Amounts paid under the Swap Agreement not used on any Distribution Date as described in Section 4.11(f) shall remain on deposit in the Swap Account and may be available on future Distribution Dates to make the payments described in Section 4.11(f). On the Distribution Date on which the aggregate Class Principal Balance of the Certificates is reduced to zero, any amounts remaining in the Swap Account shall be released to the Class X-1 Certificateholders.

(i) In connection with paragraph 7(i) of the ISDA credit support annex, upon the Counterparty's failure to post collateral with the Supplemental Interest Trust Trustee, the Supplemental Interest Trust Trustee (to the extent it has actual knowledge) shall provide, no later than the next Business Day after the date such collateral was required to be posted, to the Counterparty a written notice of such failure.

ARTICLE V

THE CERTIFICATES

SECTION 5.01

The Certificates.

The Certificates shall be substantially in the forms attached hereto as exhibits. The Certificates shall be issuable in registered form, in the minimum denominations, integral multiples in excess thereof (except that one Certificate in each Class may be issued in a different amount which must be in excess of the applicable minimum denomination) and aggregate denominations per Class set forth in the Preliminary Statement.

Subject to Section 9.02 respecting the final distribution on the Certificates, on each Distribution Date the Trustee shall make distributions to each Certificateholder of record on the preceding Record Date either (x) by wire transfer in immediately available funds to the account of such holder at a bank or other entity having appropriate facilities therefor, if (i) such Holder has so notified the Trustee at least five Business Days prior to the related Record Date and (ii) such Holder shall hold (A) a Notional Amount Certificate, (B) 100% of the Class Principal Balance of any Class of Certificates or (C) Certificates of any Class with aggregate principal Denominations of not less than $1,000,000 or (y) by check mailed by first class mail to such Certificateholder at the address of such holder appearing in the Certificate Register.

The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee by an authorized officer upon the written order of the Depositor. Certificates bearing the manual or facsimile signatures of individuals who were, at the time such signatures were affixed, authorized to sign on behalf of the Trustee shall bind the Trustee, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the countersignature and delivery of any such Certificates or did not hold such offices at the date of such Certificate. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless countersigned by the Trustee by manual signature, and such countersignature upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly executed and delivered hereunder. All Certificates shall be dated the date of their countersignature. On the Closing Date, the Trustee shall countersign the Certificates to be issued at the written direction of the Depositor, or any affiliate thereof.

The Depositor shall provide, or cause to be provided, to the Trustee on a continuous basis, an adequate inventory of Certificates to facilitate transfers.

The Trustee shall have no obligation or duty to monitor, determine or inquire as to compliance with any restriction or transfer imposed under Article V of this Agreement or under applicable law with respect to any transfer of any Certificate, or any interest therein, other than to require delivery of the certification(s) and/or opinions of counsel described in Article V applicable with respect to changes in registration of record ownership of Certificates in the Certificate Register. The Trustee shall have no liability for transfers, including transfers made through the book-entry facilities of the Depository or between or among Depository Participants or beneficial owners of the Certificates made in violation of applicable restrictions.

SECTION 5.02

Certificate Register; Registration of Transfer and Exchange of Certificates.

(a) The Trustee shall maintain, or cause to be maintained in accordance with the provisions of Section 5.06, a Certificate Register for the Trust Fund in which, subject to the provisions of subsections (b) and (c) below and to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of transfers and exchanges of Certificates as herein provided. Upon surrender for registration of transfer of any Certificate, the Trustee shall execute and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class and aggregate Percentage Interest.

At the option of a Certificateholder, Certificates may be exchanged for other Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest upon surrender of the Certificates to be exchanged at the office or agency of the Trustee. Whenever any Certificates are so surrendered for exchange, the Trustee shall execute, authenticate, and deliver the Certificates which the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of transfer or exchange shall be accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the holder thereof or his attorney duly authorized in writing.

No service charge to the Certificateholders shall be made for any registration of transfer or exchange of Certificates, but payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates may be required.

All Certificates surrendered for registration of transfer or exchange shall be canceled and subsequently disposed of by the Trustee in accordance with the Trustee’s customary procedures.

(b) No transfer of a Private Certificate shall be made unless such transfer is made pursuant to an effective registration statement under the Securities Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such state securities laws. Except in connection with any transfer of a Private Certificate by the Depositor to any affiliate or any transfer of a Private Certificate from the Depositor or an affiliate of the Depositor to an owner trust or other entity established by the Depositor, in the event that a transfer is to be made in reliance upon an exemption from the Securities Act and such laws, in order to assure compliance with the Securities Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer in substantially the form set forth in Exhibit J (the “Transferor Certificate”) and (i) deliver a letter in substantially the form of either (A) Exhibit K (the “Investment Letter”) provided that all of the Class X Certificates of a Class shall be transferred to one investor or the Depositor otherwise consents to such transfer, or (B) Exhibit L (the “Rule 144A Letter”) or (ii) there shall be delivered to the Trustee and the Depositor at the expense of the transferor an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Securities Act. The Depositor shall provide to any Holder of a Private Certificate and any prospective transferee designated by any such Holder, information regarding the related Certificates and the Mortgage Loans and such other information as shall be necessary to satisfy the condition to eligibility set forth in Rule 144A(d)(4) for transfer of any such Certificate without registration thereof under the Securities Act pursuant to the registration exemption provided by Rule 144A. The Trustee and the Servicers shall cooperate with the Depositor in providing the Rule 144A information referenced in the preceding sentence, including providing to the Depositor such information regarding the Certificates, the Mortgage Loans and other matters regarding the Trust Fund as the Depositor shall reasonably request to meet its obligation under the preceding sentence. Each Holder of a Private Certificate desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor, the Seller and the Servicers against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

If any such transfer of a Class B-2 Certificate held by the related transferor and also to be held by the related transferee in the form of a Book-Entry Certificate is to be made without registration under the Securities Act, the transferor will be deemed to have made as of the transfer date each of the representations and warranties set forth on Exhibit J hereto in respect of such Class B-2 Certificate and the transferee will be deemed to have made as of the transfer date each of the representations and warranties set forth on Exhibit L hereto in respect of such Class B-2 Certificate.

No transfer of any Class B-2 Certificate that is a Book-Entry Certificate or interest therein shall be made by any related Certificate Owner except (A) in the manner set forth in the preceding paragraph and in reliance on Rule 144A under the 1933 Act to a “qualified institutional buyer” that is acquiring such Book-Entry Certificate for its own account or for the account of another “qualified institutional buyer” or (B) in the manner set forth in the second preceding paragraph and in the form of a Definitive Certificate.

If any Certificate Owner that is required under this Section 5.02(b) to transfer its Book-Entry Certificates in the form of Definitive Certificates, (i) notifies the Trustee of such transfer or exchange and (ii) transfers such Book-Entry Certificates to the Trustee, in its capacity as such, through the book-entry facilities of the Depository, then the Trustee shall decrease the balance of such Book-Entry Certificates or, the Trustee shall use reasonable efforts to cause the surrender to the Certificate Registrar of such Book-Entry Certificates by the Depository, and thereupon, the Trustee shall execute, authenticate and deliver to such Certificate Owner or its designee one or more Definitive Certificates in authorized denominations and with a like aggregate principal amount.

Subject to the provisions of this Section 5.02(b) governing registration of transfer and exchange, Class B-2 Certificates (i) held as Definitive Certificates may be transferred in the form of Book-Entry Certificates in reliance on Rule 144A under the 1933 Act to one or more “qualified institutional buyers” that are acquiring such Definitive Certificates for their own accounts or for the accounts of other “qualified institutional buyers” and (ii) held as Definitive Certificates by a “qualified institutional buyer” for its own account or for the account of another “qualified institutional buyer” may be exchanged for Book-Entry Certificates, in each case upon surrender of such Class B-2 Certificates for registration of transfer or exchange at the offices of the Trustee maintained for such purpose. Whenever any such Class B-2 Certificates are so surrendered for transfer or exchange, either the Trustee shall increase the balance of the related Book-Entry Certificates or the Trustee shall execute, authenticate and deliver the Book-Entry Certificates for which such Class B-2 Certificates were transferred or exchanged, as necessary and appropriate. No Holder of Definitive Certificates other than a “qualified institutional buyer” holding such Certificates for its own account or for the account of another “qualified institutional buyer” may exchange such Class B-2 Certificates for Book-Entry Certificates. Further, any Certificate Owner of a Book-Entry Certificate other than any such “qualified institutional buyers” shall notify the Trustee of its status as such and shall transfer such Book-Entry Certificate to the Trustee, through the book-entry facilities of the Depository, whereupon, and also upon surrender to the Trustee of such Book-Entry Certificate by the Depository, (which surrender the Trustee shall use reasonable efforts to cause to occur), the Trustee shall execute, authenticate and deliver to such Certificate Owner or such Certificate Owner’s nominee one or more Definitive Certificates in authorized denominations and with a like aggregate principal amount.

No transfer of an ERISA-Restricted Certificate shall be made unless the Trustee and the Depositor shall have received either (i) a representation from the transferee of such Certificate, acceptable to and in form and substance satisfactory to the Trustee (in the event such Certificate is a Private Certificate or a Residual Certificate, such requirement is satisfied only by the Trustee’s receipt of a representation letter from the transferee substantially in the form of Exhibit K or Exhibit L, or Exhibit I, as applicable), to the effect that such transferee is not an employee benefit plan or arrangement subject to Section 406 of ERISA or a plan subject to Section 4975 of the Code (a “Plan”), nor a person acting on behalf of a Plan nor using the assets of a Plan to effect such transfer or (ii) in the case of any such ERISA-Restricted Certificate presented for registration in the name of an employee benefit plan subject to ERISA, or a plan or arrangement subject to Section 4975 of the Code (or comparable provisions of any subsequent enactments), or a trustee of any such plan or any other person acting on behalf of any such plan or arrangement or using such plan’s or arrangement’s assets, an Opinion of Counsel satisfactory to the Trustee, which Opinion of Counsel shall not be an expense of either the Trustee or the Trust Fund, addressed to the Trustee and the Depositor for the benefit of the Trustee, the Depositor and the Servicers and on which they may rely, to the effect that the purchase or holding of such ERISA-Restricted Certificate will not result in the assets of the Trust Fund being deemed to be “plan assets” and subject to the prohibited transaction provisions of ERISA and the Code and will not subject the Trustee, the Depositor, the Special Servicer or the Servicers to any obligation in addition to those expressly undertaken in this Agreement or to any liability. Notwithstanding anything else to the contrary herein, any purported transfer of an ERISA-Restricted Certificate to or on behalf of an employee benefit plan subject to ERISA or to the Code without the delivery to the Trustee and the Depositor of an Opinion of Counsel satisfactory to the Trustee as described above shall be void and of no effect.

Prior to the termination of the Supplemental Interest Trust, no transfer of a Class A-1, Class A-2, Class A-3, Class M or Class B Certificate shall be made unless either (i) the Trustee and the Depositor shall have received a representation from the transferee of such Certificate acceptable to and in form and substance satisfactory to the Trustee and the Depositor, to the effect that such transferee is not an employee benefit plan subject to Section 406 of ERISA or a plan subject to Section 4975 of the Code (either a “Plan”), or a Person acting on behalf of a Plan or using the assets a Plan, or (ii) the transferee provides a representation, or is deemed to represent in the case of the Book-Entry Certificates that the proposed transfer or holding of such Certificate are eligible for exemptive relief under Prohibited Transaction Exemption (“PTE”) 84-14, PTE 91-38, PTE 90-1, PTE 95-60 or PTE 96-23. No transfer of a Class B Certificate shall be made at any time unless either (i) the Trustee and the Depositor shall have received a representation from the transferee of such Certificate acceptable to and in form and substance satisfactory to the Trustee and the Depositor, to the effect that such transferee is not an employee benefit plan subject to Section 406 of ERISA or a plan subject to Section 4975 of the Code (either a “Plan”), or a Person acting on behalf of a Plan or using the assets a Plan, or (ii) the transferee provides a representation that the proposed transfer or holding of such Certificate are eligible for exemptive relief under PTE 84-14, PTE 91-38, PTE 90-1, PTE 95-60 or PTE 96-23 in the case of a Certificate other than a Class B-2 Certificate, or PTE 95-60 in the case of a Class B-2 Certificate. Any Holder of a Certificate or any interest therein that is a Book-Entry Certificate shall be deemed to have made the representations described in the preceding sentence.

Subsequent to the termination of the Supplemental Interest Trust, each beneficial owner of a Class B-2 Certificate or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that certificate or interest therein, that either (i) it is not a Plan or investing with “Plan Assets” or (ii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the certificate or interest therein is an “insurance company general account,” as such term is defined in PTE 95-60, and (3) the conditions in Sections I and III of PTE 95-60 have been satisfied.

To the extent permitted under applicable law (including, but not limited to, ERISA), the Trustee shall be under no liability to any Person for any registration of transfer of any ERISA-Restricted Certificate that is in fact not permitted by this Section 5.02(b) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the transfer was registered by the Trustee in accordance with the foregoing requirements.

(c) Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:

(i) Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.

(ii) No Ownership Interest in a Residual Certificate may be registered on the Closing Date or thereafter transferred, and the Trustee shall not register the Transfer of any Residual Certificate unless, in addition to the certificates required to be delivered to the Trustee under subparagraph (b) above, the Trustee and the Depositor shall have been furnished with an affidavit (a “Transfer Affidavit”) of the initial owner or the proposed transferee in the form attached hereto as Exhibit I.

(iii) Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall agree (A) to obtain a Transfer Affidavit from any other Person to whom such Person attempts to Transfer its Ownership Interest in a Residual Certificate, (B) to obtain a Transfer Affidavit from any Person for whom such Person is acting as nominee, trustee or agent in connection with any Transfer of a Residual Certificate and (C) not to Transfer its Ownership Interest in a Residual Certificate or to cause the Transfer of an Ownership Interest in a Residual Certificate to any other Person if it has actual knowledge that such Person is not a Permitted Transferee.

(iv) Any attempted or purported Transfer of any Ownership Interest in a Residual Certificate in violation of the provisions of this Section 5.02(c) shall be absolutely null and void and shall vest no rights in the purported Transferee. If any purported transferee shall become a Holder of a Residual Certificate in violation of the provisions of this Section 5.02(c), then the last preceding Permitted Transferee shall be restored to all rights as Holder thereof retroactive to the date of registration of Transfer of such Residual Certificate. The Trustee shall be under no liability to any Person for any registration of Transfer of a Residual Certificate that is in fact not permitted by Section 5.02(b) and this Section 5.02(c) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the Transfer was registered after receipt of the related Transfer Affidavit and Transferor Certificate. The Trustee shall be entitled but not obligated to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time it became a Holder or, at such subsequent time as it became other than a Permitted Transferee, all payments made on such Residual Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Permitted Transferee of such Certificate.

(v) The Depositor shall use its best efforts to make available, upon receipt of written request from the Trustee, all information necessary to compute any tax imposed under Section 860E(e) of the Code as a result of a Transfer of an Ownership Interest in a Residual Certificate to any Holder who is not a Permitted Transferee.

The restrictions on Transfers of a Residual Certificate set forth in this Section 5.02(c) shall cease to apply (and the applicable portions of the legend on a Residual Certificate may be deleted) with respect to Transfers occurring after delivery to the Trustee of an Opinion of Counsel, which Opinion of Counsel shall not be an expense of the Trust Fund, the Trustee, the Seller or the Servicers, to the effect that the elimination of such restrictions will not cause the Trust Fund hereunder to fail to qualify as a REMIC at any time that the Certificates are outstanding or result in the imposition of any tax on the Trust Fund, a Certificateholder or another Person. Each Person holding or acquiring any Ownership Interest in a Residual Certificate hereby consents to any amendment of this Agreement which, based on an Opinion of Counsel furnished to the Trustee, is reasonably necessary (a) to ensure that the record ownership of, or any beneficial interest in, a Residual Certificate is not transferred, directly or indirectly, to a Person that is not a Permitted Transferee and (b) to provide for a means to compel the Transfer of a Residual Certificate which is held by a Person that is not a Permitted Transferee to a Holder that is a Permitted Transferee.

(d) The preparation and delivery of all certificates and opinions referred to above in this Section 5.02 in connection with transfer shall be at the expense of the parties to such transfers.

(e) Except as provided below, the Book-Entry Certificates shall at all times remain registered in the name of the Depository or its nominee and at all times: (i) registration of the Certificates may not be transferred by the Trustee except to another Depository; (ii) the Depository shall maintain book-entry records with respect to the Certificate Owners and with respect to ownership and transfers of such Book-Entry Certificates; (iii) ownership and transfers of registration of the Book-Entry Certificates on the books of the Depository shall be governed by applicable rules established by the Depository; (iv) the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants; (v) the Trustee shall deal with the Depository, Depository Participants and indirect participating firms as representatives of the Certificate Owners of the Book-Entry Certificates for purposes of exercising the rights of holders under this Agreement, and requests and directions for and votes of such representatives shall not be deemed to be inconsistent if they are made with respect to different Certificate Owners; and (vi) the Trustee may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants and furnished by the Depository Participants with respect to indirect participating firms and persons shown on the books of such indirect participating firms as direct or indirect Certificate Owners.

All transfers by Certificate Owners of Book-Entry Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owner. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures.

If (x) (i) the Depository or the Depositor advises the Trustee in writing that the Depository is no longer willing or able to properly discharge its responsibilities as Depository, and (ii) the Trustee or the Depositor is unable to locate a qualified successor, (y) the Depositor, with the consent of the Depository Participants, advises the Trustee in writing that it elects to terminate the book-entry system through the Depository or (z) after the occurrence of an Event of Default, Certificate Owners representing at least 51% of the Certificate Balance of the Book-Entry Certificates together advise the Trustee and the Depository through the Depository Participants in writing that the continuation of a book-entry system through the Depository is no longer in the best interests of the Certificate Owners, the Trustee shall notify all Certificate Owners, through the Depository, of the occurrence of any such event and of the availability of definitive, fully-registered Certificates (the “Definitive Certificates”) to Certificate Owners requesting the same. Upon surrender to the Trustee of the related Class of Certificates by the Depository, accompanied by the instructions from the Depository for registration, the Trustee shall issue the Definitive Certificates.

In addition, if an Event of Default has occurred and is continuing, each Certificate Owner materially adversely affected thereby may at its option request a Definitive Certificate evidencing such Certificate Owner’s Percentage Interest in the related Class of Certificates. In order to make such request, such Certificate Owner shall, subject to the rules and procedures of the Depository, provide the Depository or the related Depository Participant with directions for the Trustee to exchange or cause the exchange of the Certificate Owner’s interest in such Class of Certificates for an equivalent Percentage Interest in fully registered definitive form. Upon receipt by the Trustee of instruction from the Depository directing the Trustee to effect such exchange (such instructions to contain information regarding the Class of Certificates and the Certificate Balance being exchanged, the Depository Participant account to be debited with the decrease, the registered holder of and delivery instructions for the Definitive Certificates and any other information reasonably required by the Trustee), (i) the Trustee shall instruct the Depository to reduce the related Depository Participant’s account by the aggregate Certificate Balance of the Definitive Certificates, (ii) the Trustee shall execute, authenticate and deliver, in accordance with the registration and delivery instructions provided by the Depository, a Definitive Certificate evidencing such Certificate Owner’s Percentage Interest in such Class of Certificates and (iii) the Trustee shall execute and authenticate a new Book-Entry Certificate reflecting the reduction in the aggregate Class Principal Balance of such Class of Certificates by the amount of the Definitive Certificates.

None of the Seller, the Servicers, the Depositor or the Trustee shall be liable for any delay in delivery of any instruction required under this section and each may conclusively rely on, and shall be protected in relying on, such instructions. The Depositor shall provide the Trustee with an adequate inventory of certificates to facilitate the issuance and transfer of Definitive Certificates. Upon the issuance of Definitive Certificates all references herein to obligations imposed upon or to be performed by the Depository shall be deemed to be imposed upon and performed by the Trustee, to the extent applicable with respect to such Definitive Certificates and the Trustee shall recognize the Holders of the Definitive Certificates as Certificateholders hereunder; provided that the Trustee shall not by virtue of its assumption of such obligations become liable to any party for any act or failure to act of the Depository.

SECTION 5.03

Mutilated, Destroyed, Lost or Stolen Certificates.

If (a) any mutilated Certificate is surrendered to the Trustee, or the Trustee receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and (b) there is delivered to the Trustee such security or indemnity as may be required by it to hold it harmless, then, in the absence of notice to the Trustee that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute, countersign and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like Class, tenor and Percentage Interest. In connection with the issuance of any new Certificate under this Section 5.03, the Trustee may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee) connected therewith. Any replacement Certificate issued pursuant to this Section 5.03 shall constitute complete and indefeasible evidence of ownership, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time.

SECTION 5.04

Persons Deemed Owners.

The Servicers, the Trustee and any agent of the Servicers or the Trustee may treat the Person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions as provided in this Agreement and for all other purposes whatsoever, and none of the Servicers, the Trustee or any agent of the Servicers or the Trustee shall be affected by any notice to the contrary.

SECTION 5.05

Access to List of Certificateholders’ Names and Addresses.

If three or more Certificateholders (a) request such information in writing from the Trustee, (b) state that such Certificateholders desire to communicate with other Certificateholders with respect to their rights under this Agreement or under the Certificates, and (c) provide a copy of the communication which such Certificateholders propose to transmit, or if the Depositor or a Servicer shall request such information in writing from the Trustee, then the Trustee shall, within ten Business Days after the receipt of such request, provide the Depositor, the Servicers or such Certificateholders at such recipients’ expense the most recent list of the Certificateholders of such Trust Fund held by the Trustee, if any. The Depositor and every Certificateholder, by receiving and holding a Certificate, agree that the Trustee shall not be held accountable by reason of the disclosure of any such information as to the list of the Certificateholders hereunder, regardless of the source from which such information was derived.

SECTION 5.06

Maintenance of Office or Agency.

The Trustee will maintain or cause to be maintained at its expense an office or offices or agency or agencies in New York, New York where Certificates may be surrendered for registration of transfer or exchange. The Trustee initially designates its Corporate Trust Office for such purposes. The Trustee will give prompt written notice to the Certificateholders of any change in such location of any such office or agency.

ARTICLE VI

THE DEPOSITOR, THE SELLER, THE SERVICERS AND THE SPECIAL SERVICER

SECTION 6.01

Respective Liabilities of the Depositor, the Sellers, the Servicers and the Special Servicer.

The Depositor, the Seller, each Servicer and the Special Servicer shall each be liable in accordance herewith only to the extent of the obligations specifically and respectively imposed upon and undertaken by them herein.

SECTION 6.02

Merger or Consolidation of the Depositor, the Seller, a Servicer or the Special Servicer.

The Depositor, the Seller, each Servicer and the Special Servicer will each keep in full effect its existence, rights and franchises as a corporation under the laws of the United States or under the laws of one of the states thereof or as a federally chartered savings bank organized under the laws of the United States and will each obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, or any of the Mortgage Loans and to perform its respective duties under this Agreement. Notwithstanding the foregoing, the Seller or a Servicer may be merged or consolidated into another Person in accordance with the following paragraph.

Any Person into which the Depositor, the Seller, a Servicer or the Special Servicer may be merged or consolidated, or any Person resulting from any merger or consolidation to which the Depositor, the Seller, a Servicer or the Special Servicer shall be a party, or any person succeeding to the business of the Depositor, the Seller, a Servicer or the Special Servicer, shall be the successor of the Depositor, the Seller, a Servicer or the Special Servicer, as the case may be, hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding, provided, however, that the successor or surviving Person with respect to a merger or consolidation of a Servicer or the Special Servicer shall be an institution which is a Xxxxxx Xxx or Freddie Mac approved company in good standing. In addition to the foregoing, there must be delivered to the Trustee a letter from each of the Rating Agencies, to the effect that such merger, conversion or consolidation of a Servicer will not result in a disqualification, withdrawal or downgrade of the then current rating of any of the Certificates.

SECTION 6.03

Limitation on Liability of the Depositor, the Seller, the Servicers, the Special Servicer and Others.

None of the Depositor, the Seller, any Servicer, the Special Servicer nor any of the directors, officers, employees or agents of the Depositor, the Seller, any Servicer or the Special Servicer shall be under any liability to the Certificateholders for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor, the Seller, any Servicer, the Special Servicer or any such Person against any breach of representations or warranties made by it herein or protect the Depositor, the Seller, any Servicer, the Special Servicer or any such Person from any liability which would otherwise be imposed by reasons of willful misfeasance, bad faith or negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder. The Depositor, the Seller, each Servicer, the Special Servicer and any director, officer, employee or agent of the Depositor, the Seller, a Servicer or the Special Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Depositor, the Seller, the Trustee, the related Servicer, the Special Servicer and any director, officer, employee or agent of the Depositor, the Seller, the Trustee, the related Servicer or the Special Servicer shall be indemnified by the Trust Fund out of the Collection Account and held harmless against any loss, liability or expense incurred in connection with any legal action relating to this Agreement (including the provisions set forth in the last sentence of Section 2.01(a)) or the Certificates, other than any loss, liability or expense incurred by reason of willful misfeasance, bad faith or negligence in the performance of its duties hereunder or by reason of reckless disregard of obligations and duties hereunder; provided, however, with respect to the provisions set forth in the last sentence of Section 2.01(a), such indemnification will be without regard to loss, xxxxxxxxx or expense incurred by reason of any willful misfeasance, bad faith or negligence in performance of its duties hereunder. None of the Depositor, the Seller, any Servicer or the Special Servicer shall be under any obligation to appear in, prosecute or defend any legal action that is not incidental to its respective duties hereunder and which in its opinion may involve it in any expense or liability; provided, however, that any of the Depositor, the Seller, any Servicer or the Special Servicer may in its discretion undertake any such action that it may deem necessary or desirable in respect of this Agreement and the rights and duties of the parties hereto and interests of the Trustee and the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust Fund, and the Depositor, the Seller, each Servicer and the Special Servicer shall be entitled to be reimbursed therefor out of the Collection Account. Each Servicer’s and the Special Servicer’s right to indemnity or reimbursement pursuant to this Section 6.03 shall survive the resignation or termination of such Servicer as set forth herein.

SECTION 6.04

Limitation on Resignation of a Servicer.

(a) Subject to Section 6.04(b) below, a Servicer shall not resign from the obligations and duties hereby imposed on it except (a)(i) upon appointment, pursuant to the provisions of Section 7.02, of a successor servicer which (x) has a net worth of not less than $10,000,000 and (y) is a Xxxxxx Xxx or Freddie Mac approved company in good standing and (ii) receipt by the Trustee of a letter from each Rating Agency that such a resignation and appointment will not result in a qualification, withdrawal or downgrading of the then current rating of any of the Certificates, or (b) upon determination that its duties hereunder are no longer permissible under applicable law. Any such determination under clause (b) permitting the resignation of a Servicer shall be evidenced by an Opinion of Counsel to such effect delivered to the Trustee. No such resignation shall become effective until the Trustee or a successor servicer shall have assumed such Servicer’s responsibilities, duties, liabilities and obligations hereunder and the requirements of Section 7.02 have been satisfied.

(b) Notwithstanding the foregoing at the Seller’s request, so long as it is the owner of the servicing rights, Wilshire, Ocwen, SPS or the Special Servicer shall resign upon the Seller’s selection and appointment of a successor servicer; provided that the Seller delivers to the Trustee the letter required by Section 6.04(a)(ii) above.

ARTICLE VII

DEFAULT

SECTION 7.01

Events of Default.

“Event of Default”, wherever used herein, means any one of the following events:

(i) any failure by a Servicer to make any deposit or payment required pursuant to this Agreement which continues unremedied for a period of one Business Day (or, in the case of any such failure to make any deposit or payment due to any outbreak or escalation of hostilities, declaration by the United States of a national emergency or war or other calamity or crisis or act of god, for a period of three Business Days) after the date upon which written notice of such failure, requiring the same to be remedied, shall have been given to such Servicer by the Trustee or the Depositor, or to such Servicer and the Trustee by the Holders of Certificates having not less than 25% of the Voting Rights evidenced by the Certificates; or

(ii) any failure by a Servicer duly to observe or perform in any material respect any other of the covenants or agreements on the part of such Servicer set forth in this Agreement, which failure or breach (a) materially affects the rights of the Certificateholders and (b) continues unremedied for a period of 30 days after the date on which written notice of such failure or breach, requiring the same to be remedied, shall have been given to such Servicer by the Trustee or the Depositor, or to such Servicer and the Trustee by the Holders of Certificates having not less than 25% of the Voting Rights evidenced by the Certificates; or

(iii) if a representation or warranty set forth in Section 2.03(b) or (c), as applicable, hereof shall prove to be materially incorrect as of the time made in any respect that materially and adversely affects interests of the Certificateholders, and the circumstances or condition in respect of which such representation or warranty was incorrect shall not have been eliminated or cured, within 30 days (or, if such breach is not capable of being cured within 30 days and provided that the related Servicer believes in good faith that such breach can be cured and is diligently pursuing the cure thereof, within 90 days) after the date on which written notice thereof shall have been given to the related Servicer by the Trustee for the benefit of the Certificateholders or by the Depositor; or

(iv) failure by a Servicer to maintain, if required, its license to do business in any jurisdiction where the related Mortgaged Property is located, to the extent such failure materially and adversely affects the ability of such Servicer to perform its obligations under this Agreement; or

(v) a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, including bankruptcy, marshaling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against a Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 60 consecutive days; or

(vi) a Servicer shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to such Servicer or of or relating to all or substantially all of its property; or

(vii) any failure of a Servicer to make any Advance, to the extent required under Section 4.01 in the manner and at the time required to be made from its own funds pursuant to this Agreement and after receipt of notice from the Trustee, which failure continues unremedied after the close of business on the Business Day immediately preceding the related Distribution Date; or

(viii) a Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of or commence a voluntary case under, any applicable insolvency, bankruptcy or reorganization statute, make an assignment for the benefit of its creditors, voluntarily suspend payment of its obligations or cease its normal business operations for three Business Days; or

(ix) (a) the servicer rankings or ratings for a Servicer are downgraded to “below average” status or below by one or more of the Rating Agencies rating the Certificates or (b) one or more Classes of the Certificates are downgraded or placed on negative watch due in whole or in part to the performance or servicing of a Servicer;

(x) with respect to Ocwen, failure of clause (A) of the Ocwen Termination Test; or

(xi) any failure of a Servicer to deliver to the Trustee and the Depositor the items required by Sections 3.16, 3.17 and 8.12(c) within two Business Days of notice thereof from the Trustee or the Depositor.

Other than an Event of Default resulting from a failure of a Servicer to make any Advance, if an Event of Default described in clauses (i) through (viii) and (x) of this Section shall occur, then, and in each and every such case, so long as such Event of Default shall not have been remedied, the Trustee may, or at the direction of the Holders of Certificates evidencing not less than 51% of the Voting Rights evidenced by the Certificates, the Trustee shall by notice in writing to such Servicer (with a copy to each Rating Agency), terminate all of the rights and obligations of such Servicer under this Agreement and in and to the related Mortgage Loans and the proceeds thereof, other than its rights as a Certificateholder hereunder (and the rights to reimburse itself for Advances and Xxxxxxxxx Advances previously made pursuant to this Agreement, the right to accrued and unpaid Servicing Fees and the rights under Section 6.03 with respect to events occurring prior to such termination). If an Event of Default results from the failure of a Servicer to make an Advance, the Trustee shall prior to the Distribution Date occurring in the succeeding calendar month, by notice in writing to such Servicer and the Depositor (with a copy to each Rating Agency), terminate all of the rights and obligations of such Servicer under this Agreement prior to the Distribution Date occurring in the succeeding calendar month and in and to the related Mortgage Loans and the proceeds thereof, other than its rights as a Certificateholder hereunder and the rights to reimburse itself for Advances and Xxxxxxxxx Advances previously made pursuant to this Agreement, the right to accrued and unpaid Servicing Fees and the rights under Section 6.03 with respect to events occurring prior to such termination. If an Event of Default described in clause (ix) or (xi) of this Section occurs, the Trustee shall, at the direction of the Seller, by notice in writing to the related Servicer, terminate all of the rights and obligations of such Servicer under this Agreement (other than its right to reimburse itself for Advances and Servicing Advances previously made, as provided in Section 3.08, the right to accrued and unpaid Servicing Fees and the rights under Section 6.03 with respect to events occurring prior to such termination) and shall appoint as successor Servicer the entity selected by the Seller in accordance with Section 7.02; provided the Seller shall first furnish to the Trustee a letter from each Rating Agency that the appointment of such successor will not result in a downgrading of the rating of any of the Certificates.

Upon receipt by a Servicer of such written notice of termination, all authority and power of such Servicer under this Agreement, whether with respect to the Mortgage Loans serviced by it or otherwise, shall pass to and be vested in the Trustee or its nominee. Upon written request from the Trustee, such Servicer shall prepare, execute and deliver to the successor entity designated by the Trustee any and all documents and other instruments, place in such successor’s possession all related Mortgage Files, and do or cause to be done all other acts or things necessary or appropriate to effect the purposes of such notice of termination, including but not limited to the transfer and endorsement or assignment of the Mortgage Loans and related documents, at such Servicer’s sole expense. The related Servicer shall cooperate with the Trustee and such successor in effecting the termination of such Servicer’s responsibilities and rights hereunder, including without limitation, the transfer to such successor for administration by it of all cash amounts, net of unreimbursed Advances and Servicing Advances and unpaid Servicing Fees which shall at the time be credited by the related Servicer to the Collection Account or Escrow Account or thereafter received with respect to the Mortgage Loans serviced by it. The Trustee, as successor Servicer, shall thereupon make any Advance prior to the related Distribution Date. The Trustee is hereby authorized and empowered to execute and deliver, on behalf of the related Servicer, as attorney-in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the related Mortgage Loans and related documents, or otherwise.

SECTION 7.02

Trustee to Act; Appointment of Successor.

On and after the time a Servicer receives a notice of termination pursuant to Section 7.01 of this Agreement or the resignation of a Servicer pursuant to Section 6.04, the Trustee shall, subject to and to the extent provided herein, be the successor to the related Servicer, but only in its capacity as servicer under this Agreement, and not in any other, and the transactions set forth herein and shall be subject to all the responsibilities, duties and liabilities relating thereto placed on the related Servicer by the terms and provisions hereof and applicable law including the obligation to make Advances pursuant to Section 4.01. As compensation therefor, the Trustee shall be entitled to all funds relating to the Mortgage Loans that the related Servicer would have been entitled to charge to the Collection Account, provided that the terminated Servicer shall nonetheless be entitled to payment or reimbursement as provided in Section 3.08 to the extent that such payment or reimbursement relates to the period prior to termination of the related Servicer. Notwithstanding the foregoing, if the Trustee has become the successor to a Servicer in accordance with Section 7.01, the Trustee may, if it shall be unwilling to so act, or shall, if it is prohibited by applicable law from making Advances pursuant to 4.01 hereof, or if it is otherwise unable to so act, appoint, or petition a court of competent jurisdiction to appoint, any established mortgage loan servicing institution the appointment of which does not adversely affect the then current rating of the Certificates by each Rating Agency, as the successor to a Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of a Servicer hereunder. Any successor to a Servicer shall be an institution which is a Xxxxxx Xxx or Freddie Mac approved seller/servicer for first and second loans in good standing, which has a net worth of at least $10,000,000, which is willing to service the related Mortgage Loans and which executes and delivers to the Depositor and the Trustee an agreement accepting such delegation and assignment, containing an assumption by such Person of the rights, powers, duties, responsibilities, obligations and liabilities of the related Servicer (other than liabilities of the related Servicer under Section 6.03 hereof incurred prior to termination of the related Servicer under Section 7.01 hereunder), with like effect as if originally named as a party to this Agreement; provided that each Rating Agency acknowledges that its rating of the Certificates in effect immediately prior to such assignment and delegation will not be qualified, withdrawn or downgraded as a result of such assignment and delegation. Pending appointment of a successor to a Servicer hereunder, the Trustee, unless the Trustee is prohibited by law from so acting, shall, subject to the limitations described herein, act in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on the related Mortgage Loans as it and such successor shall agree; provided, however, that no such compensation shall be in excess of the Servicing Fee. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. Neither the Trustee nor any other successor servicer shall be deemed to be in default by reason of any failure to make, or any delay in making, any distribution hereunder or any portion thereof or any failure to perform, or any delay in performing, any duties or responsibilities hereunder, in either case caused by the failure of the related Servicer to deliver or provide, or any delay in delivering or providing, any cash, information, documents or records to it.

In connection with the termination or resignation of any Servicer hereunder, either (i) the successor servicer, including the Trustee if the Trustee is acting as successor Servicer, shall represent and warrant that it is a member of MERS in good standing and shall agree to comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS, in which case the predecessor Servicer shall cooperate with the successor Servicer in causing MERS to revise its records to reflect the transfer of servicing to the successor Servicer as necessary under MERS’ rules and regulations, or (ii) the predecessor Servicer shall cooperate with the successor Servicer in causing MERS to execute and deliver an assignment of Mortgage in recordable form to transfer the Mortgage from MERS to the Trustee and to execute and deliver such other notices, documents and other instruments as may be necessary or desirable to effect a transfer of such Mortgage Loan or servicing of such Mortgage Loan on the MERS® System to the successor Servicer. The predecessor Servicer shall file or cause to be filed any such assignment in the appropriate recording office. The predecessor Servicer shall bear any and all fees of MERS, costs of preparing any assignments of Mortgage, and fees and costs of filing any assignments of Mortgage that may be required under this subsection.

Any successor to a Servicer shall give notice to the Mortgagors of such change of servicer and shall, during the term of its service as servicer, maintain in force the policy or policies that such Servicer is required to maintain pursuant to this Agreement.

SECTION 7.03

Notification to Certificateholders.

(a) Upon any termination of or appointment of a successor to a Servicer, the Trustee shall give prompt written notice thereof to Certificateholders and to each Rating Agency.

(b) Within 60 days after the occurrence of any Event of Default, the Trustee shall transmit by mail to all Certificateholders notice of each such Event of Default hereunder actually known to the Trustee, unless such Event of Default shall have been cured or waived.

ARTICLE VIII

CONCERNING THE TRUSTEE

SECTION 8.01

Duties of the Trustee.

The Trustee, prior to the occurrence of an Event of Default and after the curing of all Events of Default that may have occurred, shall undertake to perform such duties and only such duties as are specifically set forth in this Agreement. In case an Event of Default has occurred and remains uncured, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in their exercise as a prudent person would exercise or use under the circumstances in the conduct of such person’s own affairs.

The Trustee, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee that are specifically required to be furnished pursuant to any provision of this Agreement shall examine them to determine whether they are in the form required by this Agreement; provided, however, that the Trustee shall not be responsible for the accuracy or content of any such resolution, certificate, statement, opinion, report, document, order or other instrument.

No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:

(i) unless an Event of Default actually known to the Trustee shall have occurred and be continuing, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement which it believed in good faith to be genuine and to have been duly executed by the proper authorities respecting any matters arising hereunder;

(ii) the Trustee shall not be liable for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee, unless it shall be finally proven that the Trustee was negligent in ascertaining the pertinent facts; and

(iii) the Trustee shall not be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of Holders of Certificates evidencing not less than 25% of the Voting Rights of Certificates relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee under this Agreement.

SECTION 8.02

Certain Matters Affecting the Trustee.

Except as otherwise provided in Section 8.01:

(i) the Trustee may request and conclusively rely upon and shall be protected in acting or refraining from acting upon any resolution, Officers’ Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties and the Trustee shall have no responsibility to ascertain or confirm the genuineness of any signature of any such party or parties;

(ii) the Trustee may consult with counsel, financial advisers or accountants and the advice of any such counsel, financial advisers or accountants and any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel;

(iii) the Trustee shall not be liable for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;

(iv) the Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing so to do by Holders of Certificates evidencing not less than 25% of the Voting Rights allocated to each Class of Certificates;

(v) the Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents, affiliates, accountants or attorneys;

(vi) the Trustee shall not be required to risk or expend its own funds or otherwise incur any financial liability in the performance of any of its duties or in the exercise of any of its rights or powers hereunder if it shall have reasonable grounds for believing that repayment of such funds or adequate indemnity against such risk or liability is not assured to it;

(vii) the Trustee shall not be liable for any loss on any investment of funds pursuant to this Agreement (other than as issuer of the investment security);

(viii) the Trustee shall not be deemed to have knowledge of an Event of Default until a Responsible Officer of the Trustee shall have received written notice thereof; and

(ix) the Trustee shall be under no obligation to exercise any of the trusts, rights or powers vested in it by this Agreement or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders, pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity satisfactory to the Trustee against the costs, expenses and liabilities which may be incurred therein or thereby.

(x) It is acknowledged and agreed that the Person serving as Trustee hereunder shall also serve as Supplemental Interest Trust Trustee. The Supplemental Interest Trust Trustee is hereby directed to execute and deliver the Swap Agreement, and to make the representations required therein. The Supplemental Interest Trust Trustee shall be entitled to be indemnified and held harmless by the Depositor from and against any and all losses, claims, expenses or other liabilities that arise by reason of or in connection with the performance or observance of its duties or obligations under the Swap Agreement, except to the extent that the same is due to the Supplemental Interest Trust Trustee’s willful misfeasance, bad faith or negligence. Any Person appointed as successor trustee pursuant to Section 8.08 shall also be required to serve as successor supplemental interest trust trustee.

SECTION 8.03

Trustee Not Liable for Certificates or Mortgage Loans.

The recitals contained herein and in the Certificates shall be taken as the statements of the Depositor or the Seller, as the case may be, and the Trustee assumes no responsibility for their correctness. The Trustee makes no representations as to the validity or sufficiency of this Agreement or of the Certificates or of any Mortgage Loan or related document, or of MERS or the MERS® System, other than with respect to the Trustee’s execution and countersignature of the Certificates. The Trustee shall not be accountable for the use or application by the Depositor or any Servicer of any funds paid to the Depositor or a Servicer in respect of the Mortgage Loans or deposited in or withdrawn from the Collection Account by the Depositor or a Servicer.

SECTION 8.04

Trustee May Own Certificates.

The Trustee in its individual or any other capacity may become the owner or pledgee of Certificates and may transact business with the Depositor, the Seller, any Servicer and their affiliates, with the same rights as it would have if it were not the Trustee.

SECTION 8.05

Trustee’s Fees and Expenses.

The Trustee, as compensation for its activities hereunder, shall be entitled to (a) withdraw from the Certificate Account on each Distribution Date prior to making distributions pursuant to Section 4.02 an amount equal to the Trustee Fee for such Distribution Date and (b) investment earnings on amounts on deposit in the Certificate Account. The Trustee and any director, officer, employee or agent of the Trustee shall be indemnified by the Depositor and the Servicers, to the extent such indemnity related to the failure of the related Servicer to perform its servicing obligations in accordance with this Agreement, and held harmless against any loss, liability or expense (including reasonable attorney’s fees and expenses) (i) incurred in connection with any claim or legal action relating to (a) this Agreement (including the provisions set forth in the last sentence of Section 2.01(a)), (b) the Custodial Agreements, (c) the Certificates, or (d) the performance of any of the Trustee’s duties hereunder (including website posting of reports as required by Section 8.12(a)), other than any loss, liability or expense incurred by reason of willful misfeasance, bad faith or negligence in the performance of any of the Trustee’s duties hereunder or incurred by reason of any action of the Trustee taken at the direction of the Certificateholders; provided, however, with respect to the provisions set forth in the last sentence of Section 2.01(a), such indemnification will be without regard to loss, liability or expense incurred by reason of any willful misfeasance, bad faith or negligence in the performance of any of the Trustee’s duties hereunder and (ii) resulting from any error in any tax or information return prepared by the related Servicer. Such indemnity shall survive the termination of this Agreement or the resignation or removal of the Trustee hereunder. Without limiting the foregoing, the Depositor covenants and agrees, except as otherwise agreed upon in writing by the Depositor and the Trustee, and except for any such expense, disbursement or advance as may arise from the Trustee’s negligence, bad faith or willful misconduct, to pay or reimburse the Trustee, for all reasonable expenses, disbursements and advances incurred or made by the Trustee in accordance with any of the provisions of this Agreement with respect to: (A) the reasonable compensation and the expenses and disbursements of its counsel not associated with the closing of the issuance of the Certificates, (B) the reasonable compensation, expenses and disbursements of any accountant, engineer or appraiser that is not regularly employed by the Trustee, to the extent that the Trustee must engage such persons to perform acts or services hereunder and (C) printing and engraving expenses in connection with preparing any Definitive Certificates. Except as otherwise provided herein, the Trustee shall not be entitled to payment or reimbursement for any routine ongoing expenses incurred by the Trustee in the ordinary course of its duties as Trustee, Registrar or agent for the Tax Matters Person hereunder or for any other expenses.

SECTION 8.06

Eligibility Requirements for the Trustee and Custodian.

The Trustee hereunder shall at all times be a corporation or association organized and doing business under the laws of a state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $50,000,000, subject to supervision or examination by federal or state authority and with a credit rating which would not cause either of the Rating Agencies to reduce their respective then current Ratings of the Certificates (or having provided such security from time to time as is sufficient to avoid such reduction) as evidenced in writing by each Rating Agency. If such corporation or association publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 8.06 the combined capital and surplus of such corporation or association shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section 8.06, the Trustee shall resign immediately in the manner and with the effect specified in Section 8.07. The entity serving as Trustee may have normal banking and trust relationships with the Depositor and its affiliates or a Servicer and its affiliates; provided, however, that such entity cannot be an affiliate of the Seller, the Depositor or a Servicer other than the Trustee in its role as successor to a Servicer.

SECTION 8.07

Resignation and Removal of the Trustee.

The Trustee may at any time resign and be discharged from the trusts hereby created by giving written notice of resignation to the Depositor, the Seller, each Servicer, the Special Servicer and each Rating Agency not less than 60 days before the date specified in such notice, when, subject to Section 8.08, such resignation is to take effect, and acceptance by a successor trustee in accordance with Section 8.08 meeting the qualifications set forth in Section 8.06. If no successor trustee meeting such qualifications shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation or removal (as provided below), the resigning or removed Trustee may petition any court of competent jurisdiction for the appointment of a successor trustee.

If at any time the Trustee shall cease to be eligible in accordance with the provisions of Section 8.06 and shall fail to resign after written request thereto by the Depositor, or if at any time the Trustee shall become incapable of acting, or shall be adjudged as bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, or a tax is imposed with respect to the Trust Fund by any state in which the Trustee or the Trust Fund is located and the imposition of such tax would be avoided by the appointment of a different trustee, then the Depositor may remove the Trustee and appoint a successor trustee by written instrument, in triplicate, one copy of which shall be delivered to the Trustee, one copy to each Servicer and the Seller and one copy to the successor trustee.

The Holders of Certificates entitled to at least 51% of the Voting Rights may at any time remove the Trustee and appoint a successor trustee by written instrument or instruments, in triplicate, signed by such Holders or their attorneys-in-fact duly authorized, one complete set of which shall be delivered by the successor Trustee to each Servicer and the Seller, one complete set to the Trustee so removed and one complete set to the successor so appointed. Notice of any removal of the Trustee shall be given to each Rating Agency by the successor trustee. All costs and expenses incurred by the Trustee in connection with the removal of the Trustee without cause shall be reimbursed to the Trustee from amounts on deposit in the Collection Account.

Any resignation or removal of the Trustee and appointment of a successor trustee pursuant to any of the provisions of this Section 8.07 shall become effective upon acceptance of appointment by the successor trustee as provided in Section 8.08.

SECTION 8.08

Successor Trustee.

Any successor trustee appointed as provided in Section 8.07 shall execute, acknowledge and deliver to the Depositor and to its predecessor trustee and each Servicer and the Seller an instrument accepting such appointment hereunder and thereupon the resignation or removal of the predecessor trustee shall become effective and such successor trustee, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with the like effect as if originally named as trustee herein. The Depositor, each Servicer and the predecessor trustee shall execute and deliver such instruments and do such other things as may reasonably be required for more fully and certainly vesting and confirming in the successor trustee all such rights, powers, duties, and obligations.

No successor trustee shall accept appointment as provided in this Section 8.08 unless at the time of such acceptance such successor trustee shall be eligible under the provisions of Section 8.06 and its appointment shall not adversely affect the then current rating of the Certificates.

Upon acceptance of appointment by a successor trustee as provided in this Section 8.08, the Depositor shall mail notice of the succession of such trustee hereunder to all Holders of Certificates. If the Depositor fails to mail such notice within 10 days after acceptance of appointment by the successor trustee, the successor trustee shall cause such notice to be mailed at the expense of the Depositor.

SECTION 8.09

Merger or Consolidation of the Trustee.

Any corporation into which the Trustee may be merged or converted or with which it may be consolidated or any corporation resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any corporation succeeding to the business of the Trustee, shall be the successor of the Trustee hereunder, provided that such corporation shall be eligible under the provisions of Section 8.06 without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

SECTION 8.10

Appointment of Co-Trustee or Separate Trustee.

Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing any Mortgage Note may at the time be located, each Servicer and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust Fund, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust Fund or any part thereof, whichever is applicable, and, subject to the other provisions of this Section 8.10, such powers, duties, obligations, rights and trusts as each Servicer and the Trustee may consider necessary or desirable. If a Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request to do so, or in the case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 8.06 and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 8.08.

Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:

(i) To the extent necessary to effectuate the purposes of this Section 8.10, all rights, powers, duties and obligations conferred or imposed upon the Trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether as Trustee hereunder or as successor to a Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the applicable Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;

(ii) No trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder and such appointment shall not, and shall not be deemed to, constitute any such separate trustee or co-trustee as agent of the Trustee;

(iii) The Trustee may at any time accept the resignation of or remove any separate trustee or co-trustee; and

(iv) The Depositor, and not the Trustee, shall be liable for the payment of reasonable compensation, reimbursement and indemnification to any such separate trustee or co-trustee.

Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the separate trustees and co-trustees, when and as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article VIII. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to each Servicer and the Depositor.

Any separate trustee or co-trustee may, at any time, constitute the Trustee its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee.

SECTION 8.11

Tax Matters.

It is intended that the assets with respect to which the REMIC elections are to be made, as set forth in the Preliminary Statement, shall constitute, and that the conduct of matters relating to each such segregated pool of assets shall be such as to qualify such assets as, a “real estate mortgage investment conduit” as defined in and in accordance with the Trust Fund Provisions. In furtherance of such intention, the Trustee covenants and agrees that it shall act as agent (and the Trustee is hereby appointed to act as agent) for the Tax Matters Person and on behalf of the Trust Fund and that in such capacity it shall: (a) prepare and file, or cause to be prepared and filed, in a timely manner, a U.S. Real Estate Mortgage Investment Conduit Income Tax Return (Form 1066 or any successor form adopted by the Internal Revenue Service) and prepare and file or cause to be prepared and filed with the Internal Revenue Service and applicable state or local tax authorities income tax or information returns for each taxable year with respect to each of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 containing such information and at the times and in the manner as may be required by the Code or state or local tax laws, regulations, or rules, and furnish or cause to be furnished to Certificateholders the schedules, statements or information at such times and in such manner as may be required thereby; (b) within thirty days of the Closing Date, furnish or cause to be furnished to the Internal Revenue Service, on Forms 8811 or as otherwise may be required by the Code, the name, title, address, and telephone number of the person that the holders of the Certificates may contact for tax information relating thereto, together with such additional information as may be required by such form, and update such information at the time or times in the manner required by the Code; (c) make or cause to be made elections that the assets of each of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 be treated as a REMIC on the federal tax return for its first taxable year (and, if necessary, under applicable state law); (d) prepare and forward, or cause to be prepared and forwarded, to the Certificateholders and to the Internal Revenue Service and, if necessary, state tax authorities, all information returns and reports as and when required to be provided to them in accordance with the REMIC Provisions, including without limitation, the calculation of any original issue discount using the Prepayment Assumption; (e) provide information necessary for the computation of tax imposed on the transfer of a Residual Certificate to a Person that is not a Permitted Transferee, or an agent (including a broker, nominee or other middleman) of a Non-Permitted Transferee, or a pass-through entity in which a Non-Permitted Transferee is the record holder of an interest (the reasonable cost of computing and furnishing such information may be charged to the Person liable for such tax); (f) to the extent that they are under its control, conduct matters relating to such assets at all times that any Certificates are outstanding so as to maintain the status of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 as a REMIC under the REMIC Provisions; (g) not knowingly or intentionally take any action or omit to take any action that would cause the termination of the REMIC status of REMIC 1, REMIC 2, REMIC 3 or REMIC 4; (h) pay, from the sources specified in the fourth paragraph of this Section 8.11, the amount of any federal or state tax, including prohibited transaction taxes as described below, imposed on the Trust Fund prior to its termination when and as the same shall be due and payable (but such obligation shall not prevent the Trustee or any other appropriate Person from contesting any such tax in appropriate proceedings and shall not prevent the Trustee from withholding payment of such tax, if permitted by law, pending the outcome of such proceedings); (i) ensure that federal, state or local income tax or information returns shall be signed by the Trustee or such other person as may be required to sign such returns by the Code or state or local laws, regulations or rules; (j) maintain records relating to the Trust Fund, including but not limited to the income, expenses, assets and liabilities thereof and the fair market value and adjusted basis of the assets determined at such intervals as may be required by the Code, as may be necessary to prepare the foregoing returns, schedules, statements or information; and (k) as and when necessary and appropriate, represent the Trust Fund in any administrative or judicial proceedings relating to an examination or audit by any governmental taxing authority, request an administrative adjustment as to any taxable year of the Trust Fund, enter into settlement agreements with any governmental taxing agency, extend any statute of limitations relating to any tax item of the Trust Fund, and otherwise act on behalf of the Trust Fund in relation to any tax matter or controversy involving it.

To the extent that they are under its control, each Servicer shall conduct matters relating to the assets of each REMIC at all times that any Certificates are outstanding so as to maintain the status of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 as a REMIC under the REMIC Provisions. No Servicer shall knowingly or intentionally take any action that would cause the termination of the REMIC status of REMIC 1, REMIC 2, REMIC 3 and REMIC 4.

In order to enable the Trustee to perform its duties as set forth herein, the Depositor shall provide, or cause to be provided, to the Trustee within ten (10) days after the Closing Date all information or data that the Trustee requests in writing and determines to be relevant for tax purposes to the valuations and offering prices of the Certificates, including, without limitation, the price, yield, prepayment assumption and projected cash flows of the Certificates and the Mortgage Loans. Thereafter, the Depositor shall provide to the Trustee promptly upon written request therefor any such additional information or data that the Trustee may, from time to time, reasonably request in order to enable the Trustee to perform its duties as set forth herein. The Depositor hereby indemnifies the Trustee for any losses, liabilities, damages, claims or expenses of the Trustee arising from any errors or miscalculations of the Trustee that result from any failure of the Depositor to provide, or to cause to be provided, accurate information or data to the Trustee on a timely basis.

In the event that any tax is imposed on “prohibited transactions” of the Trust Fund as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of the Trust Fund as defined in Section 860G(c) of the Code, on any contribution to the Trust Fund after the Startup Day pursuant to Section 860G(d) of the Code, or any other tax is imposed, if not paid as otherwise provided for herein, such tax shall be paid by (i) the Trustee, if any such other tax arises out of or results from a breach by the Trustee of any of its obligations under this Agreement, (ii) the related Servicer or the Seller, in the case of any such minimum tax, if such tax arises out of or results from a breach by such Servicer or the Seller of any of their obligations under this Agreement or (iii) the Seller, if any such tax arises out of or results from the Seller’s obligation to repurchase a related Mortgage Loan pursuant to Section 2.02 or 2.03 or (iv) in all other cases, or in the event that the Trustee, the related Servicer or Seller fails to honor its obligations under the preceding clauses (i), (ii) or (iii), any such tax will be paid with amounts otherwise to be distributed to the Certificateholders, as provided in Section 4.02.

Neither a Servicer nor the Trustee shall enter into any arrangement by which any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 will receive a fee or other compensation for services nor permit any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code.

SECTION 8.12

Commission Reporting.

The Trustee and the Servicers shall reasonably cooperate with the Depositor in connection with the Trust’s satisfying the reporting requirements under the Exchange Act.

(a) (i) For so long as the Trust Fund is subject to the Exchange Act reporting requirements, within 15 days after each Distribution Date, the Trustee shall file with the Commission via the Electronic Data Gathering and Retrieval System (“XXXXX”), a Distribution Report on Form 10-D, signed by the Depositor, with a copy of the Monthly Statement to be furnished by the Trustee to the Certificateholders for such Distribution Date. Any disclosure in addition to the Monthly Statement required to be included on the Form 10-D (“Additional Form 10-D Disclosure”) shall be determined and prepared by the Trustee provided the entity indicated in Exhibit FF as the responsible party for providing that information notifies the Trustee in writing thereof within 5 calendar days after each Distribution Date, and the Trustee shall have no liability with respect to any failure to properly prepare or file such Form 10-D resulting from or relating to the Trustee’s inability or failure to obtain any information in a timely manner from the party responsible for delivery of such Additional Form 10-D Disclosure.

For so long as the Trust Fund is subject to the Exchange Act reporting requirements, within 5 calendar days after the related Distribution Date, each entity that is indicated in Exhibit FF as the responsible party for providing Additional Form 10-D Disclosure shall be required to provide to the Trustee and the Depositor, to the extent known by a Responsible Officer, clearly identifying which item of Form 10-D the information relates to, any Additional Form 10-D Disclosure, if applicable. The Trustee shall compile the information provided to it, prepare the Form 10-D and forward the Form 10-D to the Depositor for verification. The Depositor will approve, as to form and substance, or disapprove, as the case may be, the Form 10-D. No later than three Business Days prior to the 15th calendar day after the related Distribution Date, an officer of the Depositor shall sign the Form 10-D and return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Trustee.

(ii) For so long as the Trust Fund is subject to the Exchange Act reporting requirements, within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), and if requested by the Depositor, the Trustee shall prepare and file on behalf of the Trust a Form 8-K reporting such Reportable Event, provided that the Depositor shall file the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall be determined and provided to the Trustee by the entity that is indicated in Exhibit FF as the responsible party for providing that information, if other than the Trustee, to the Trustee within two Business Days after the Reportable Event, and the Trustee shall have no liability with respect to any failure to properly prepare or file such Form 8-K resulting from or relating to the Trustee’s inability or failure to obtain any information in a timely manner from the party responsible for delivery of such Form 8-K Disclosure Information.

For so long as the Trust Fund is subject to the Exchange Act reporting requirements, no later than the end of business on the second Business Day after the occurrence of a Reportable Event, the entity that is indicated in Exhibit FF as the responsible party for providing Form 8-K Disclosure Information shall be required to provide to the Trustee and the Depositor, to the extent known by a Responsible Officer, the substance of any Form 8-K Disclosure Information, if applicable. The Trustee shall compile the information provided to it, prepare the Form 8-K and forward the Form 8-K to the Depositor for verification. The Depositor will approve, as to form and substance, or disapprove, as the case may be, the Form 8-K. No later than 5 p.m. New York City time on the third Business Days after the Reportable Event, an officer of the Depositor shall sign the Form 8-K and return an electronic or fax copy of such signed Form 8-K (with an original executed hard copy to follow by overnight mail) to the Trustee.

(iii) Prior to January 30 of the first year in which the Trustee is able to do so under applicable law, the Trustee shall file a Form 15 Suspension Notice with respect to the Trust Fund. Prior to (x) March 15, 2007 and (y) unless and until a Form 15 Suspension Notice shall have been filed, prior to March 15 of each year thereafter, each Servicer and the Special Servicer shall provide the Trustee (for inclusion in the Form 10-K) with an Annual Compliance Statement, together with a copy of the Assessment of Compliance and Attestation Report to be delivered by the related Servicer or the Special Servicer pursuant to Sections 3.16 and 3.17 (including with respect to any Subservicer to which such Servicer has delegated any of its responsibilities with respect to the related Mortgage Loans and each Subcontractor determined by such Servicer to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, if required to be filed). Prior to (x) March 31, 2007 and (y) unless and until a Form 15 Suspension Notice shall have been filed, March 31 of each year thereafter, the Trustee shall file a Form 10-K with respect to the Trust Fund. Such Form 10-K shall include the items provided by the Servicers and the Special Servicer pursuant to the second preceding sentence, the Assessment of Compliance and Attestation Report provided pursuant to Section 3.17 with respect to the Trustee, and the Form 10-K certification in the form attached hereto as Exhibit W (the “Depositor Certification”) signed by the senior officer of the Depositor in charge of securitization. The Trustee shall receive the items described in the preceding sentence no later than March 10 of each calendar year prior to the filing deadline for the Form 10-K for so long as the Trust Fund is subject to the Exchange Act reporting requirements. If the Trustee or the Depositor has not received such items by March 10 of the related year, such party shall notify the related Servicer by telephone and email, or by telephone and fax, of such failure.

Not later than 5 Business Days before the date on which the Form 10-K is required to be filed in accordance with the Exchange Act and the rules and regulations of the Commission, the Depositor will deliver to the Trustee a form of the Depositor Certification. The Depositor shall subsequently deliver to the Trustee the executed Depositor Certification no later than the date on which the Form 10-K is required to be filed.

Any disclosure or information in addition to that described in the preceding paragraph that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be determined and provided to the Trustee by the entity that is indicated in Exhibit FF as the responsible party for providing that information, if other than the Trustee.

If information, data and exhibits to be included in the Form 10-K are not so timely delivered, the Trustee shall file an amended Form 10-K including such documents as exhibits reasonably promptly after they are delivered to the Trustee. The Trustee shall have no liability with respect to any failure to properly prepare or file such periodic reports resulting from or relating to the Trustee’s inability or failure to timely obtain any information from any other party.

Prior to (x) March 15, 2007 and (y) unless and until a Form 15 Suspension Notice shall have been filed, prior to March 1 of each year thereafter, each entity that is indicated in Exhibit FF as the responsible party for providing Additional Form 10-K Disclosure information shall be required to provide to the Trustee and the Depositor, to the extent known by a Responsible Officer, the substance of any Additional Form 10-K Disclosure information, if applicable. The Trustee shall compile the information provided to it, prepare the Form 10-K and forward the Form 10-K to the Depositor for verification. The Depositor will approve, as to form and substance, or disapprove, as the case may be, the Form 10-K by no later than March 25 of the relevant year (or the immediately preceding Business Day if March 25 is not a Business Day), an officer of the Depositor shall sign the Form 10-K and return an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight mail) to the Trustee.

The Trustee will post electronic copies of all Form 10-D, 8-K and 10-K filings on its internet website referred to in Section 4.06 as soon as reasonably practicable after such filings have been made with the Commission.

(b) Not later than 15 calendar days before the date on which the Form 10-K is required to be filed in accordance with the Exchange Act and the rules and regulations of the Commission (or, if such day is not a Business Day, the immediately preceding Business Day), the Trustee shall sign a certification in the form attached hereto as Exhibit X (the “Trustee Certification”) for the benefit of the Depositor and its officers, directors and affiliates regarding certain aspects of items 1 through 3 of the Depositor Certification. In addition, the Trustee shall, subject to the provisions of Section 8.01 and 8.02 hereof, indemnify and hold harmless the Depositor and each Person, if any, who “controls” the Depositor within the meaning of the Securities Act and its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) the failure of the Trustee to deliver when required any Assessment of Compliance required pursuant to Section 3.17 or (ii) any material misstatement or omission contained in the Trustee Certification or the Assessment of Compliance prepared by the Trustee pursuant to Section 3.17. If the indemnification provided for in this Section 8.12(b) is unavailable or insufficient to hold harmless such Persons, then the Trustee shall contribute to the amount paid or payable by such Persons as a result of the losses, claims, damages or liabilities of such Persons in such proportion as is appropriate to reflect the relative fault of the Depositor on the one hand and the Trustee on the other. The Trustee acknowledges that the Depositor is relying on the Trustee’s performance of its obligations under this Section 8.12 in order to perform its obligations under Section 8.12(a) above.

(c) Not later than March 10 of each year during which the Trust Fund is subject to the Exchange Act reporting requirements, each Servicer and the Special Servicer will deliver to the Depositor and the Trustee an Officer’s Certificate for the prior calendar year in substantially the form of Exhibit Y to this Agreement. If the Trustee or the Depositor has not received such Officer’s Certificate by March 10 of such year, such party shall notify the related Servicer by telephone and email, or by telephone and fax, of such failure. Each Servicer and the Special Servicer agrees to indemnify and hold harmless the Depositor, the Trustee and each Person, if any, who “controls” the Depositor or the Trustee within the meaning of the Securities Act and their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs, fees and expenses that such Person may sustain arising out of third party claims based on (i) the failure of such Servicer or the Special Servicer, as applicable, to deliver or cause to be delivered when required any Officer’s Certificate pursuant to this Section 8.12(c), the Annual Statement of Compliance pursuant to Section 3.16 or the Assessment of Compliance pursuant to Section 3.17, or (ii) any material misstatement or omission contained in any Officer’s Certificate provided pursuant to this Section 8.12(c), in the Annual Statement of Compliance delivered pursuant to Section 3.16 or in the Assessment of Compliance delivered pursuant to Section 3.17. If an event occurs that would otherwise result in an indemnification obligation under clauses (i) or (ii) above, but the indemnification provided for in this Section 8.12(c) by such Servicer or the Special Servicer, as applicable, is unavailable or insufficient to hold harmless such Persons, then such Servicer or the Special Servicer, as applicable, shall contribute to the amount paid or payable by such Persons as a result of the losses, claims, damages or liabilities of such Persons in such proportion as is appropriate to reflect the relative fault of the Depositor or Trustee on the one hand and such Servicer or the Special Servicer, as applicable, on the other. Each Servicer and the Special Servicer acknowledges that the Depositor and the Trustee are relying on such Servicer’s and the Special Servicer’s performance of its obligations under this Agreement in order to perform their respective obligations under this Section 8.12.

(d) Upon any filing with the Commission, the Trustee shall promptly deliver to the Depositor a copy of any executed report, statement or information.

(e) If the Commission issues additional interpretative guidance or promulgates additional rules or regulations, or if other changes in applicable law occur, that would require the reporting arrangements, or the allocation of responsibilities with respect thereto, described in this Section 8.12, to be conducted differently than as described, the Depositor, Servicers, the Special Servicer and Trustee will reasonably cooperate to amend the provisions of this Section 8.12 in order to comply with such amended reporting requirements and such amendment of this Section 8.12. Any such amendment shall be made in accordance with Section 10.01 without the consent of the Certificateholders, and may result in a change in the reports filed by the Trustee on behalf of the Trust under the Exchange Act. Notwithstanding the foregoing, the Depositor, Servicers, the Special Servicer and Trustee shall not be obligated to enter into any amendment pursuant to this Section 8.12 that adversely affects its obligations and immunities under this Agreement.

Each of the parties acknowledges and agrees that the purpose of Sections 3.16, 3.17 and 8.12 of this Agreement is to facilitate compliance by the Purchaser and the Depositor with the provisions of Regulation AB promulgated by the SEC under the Exchange Act (17 C.F.R. §§ 229.1100 - 229.1123), as such may be amended from time to time and subject to clarification and interpretive advice as may be issued by the staff of the Commission from time to time. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, or SEC interpretive advice or guidance in respect of the requirements of Regulation AB, (c) the parties shall comply with reasonable requests made by the Seller or the Depositor for delivery of additional or different information as is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties’ obligations as are necessary to accommodate evolving interpretations of the provisions of Regulation AB.

ARTICLE IX

TERMINATION

SECTION 9.01

Termination upon Liquidation or Purchase of the Mortgage Loans.

Subject to Section 9.03 and Section 9.04, the rights, obligations and responsibilities of the Depositor, the Seller, the Servicers, the Special Servicer and the Trustee created hereunder with respect to the Trust Fund shall terminate upon the earliest of:

(a) the purchase by the Majority Servicer on behalf of the Terminating Entity, at the direction of the Terminating Entity, of all Mortgage Loans (and REO Properties) remaining at the price equal the sum of (A) 100% of the Aggregate Collateral Balance (other than in respect of REO Property) plus one month’s accrued interest thereon at the applicable Mortgage Rate, (B) with respect to any REO Property, the lesser of (x) the appraised value of any REO Property as determined by the higher of two independent valuations completed by two independent companies selected by the Depositor at the expense of the Depositor and (y) the Stated Principal Balance of each Mortgage Loan related to any REO Property, in each case plus accrued and unpaid interest thereon at the applicable Mortgage Rate and (C) any remaining unreimbursed Advances, Servicing Advances and Servicing Fees payable to a Servicer (other than a Servicer that is the Terminating Entity) and any unreimbursed Advances (made by the Trustee as a successor Servicer), Trustee Fees and (D) any Swap Termination Payment payable to the Counterparty which remains unpaid or which is due to the exercise of such option (the sum of (A), (B), (C) and (D), collectively, the “Par Value”); and

(b) the later of (i) the maturity or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all REO Property and (ii) the distribution to Certificateholders of all amounts required to be distributed to them pursuant to this Agreement.

In no event shall the trusts created hereby continue beyond the earlier of (i) the expiration of 21 years from the death of the survivor of the descendants of Xxxxxx X. Xxxxxxx, the late Ambassador of the United States to the Court of St. James’s, living on the date hereof and (ii) the Latest Possible Maturity Date. The right to repurchase all Mortgage Loans and REO Properties pursuant to clause (a) above shall be conditioned upon the aggregate Stated Principal Balance of the Mortgage Loans and the appraised value of the REO Properties at the time of any such repurchase, aggregating less than ten percent of the Aggregate Collateral Balance as of the Cut-off Date.

SECTION 9.02

Final Distribution on the Certificates.

If on any Determination Date, the Trustee determines that there are no Outstanding Mortgage Loans and no other funds or assets in the Trust Fund other than the funds in the Collection Accounts and Certificate Account, the Trustee shall promptly send a final distribution notice to each Certificateholder. If the Terminating Entity above elects to direct the Majority Servicer to terminate the Trust Fund on behalf of the Terminating Entity pursuant to Section 9.01(a), at least 20 days prior to the first day of the Optional Termination Notice Period such Person shall notify the Servicers and the Trustee of the date the Majority Servicer, on behalf of the Terminating Entity, intends to terminate the Trust Fund and of the applicable purchase price of the Mortgage Loans and REO Properties.

Notice of any termination of the Trust Fund, specifying the Distribution Date on which Certificateholders shall surrender their Certificates for payment of the final distribution and cancellation (whether upon Optional Termination or otherwise), shall be given promptly by the Trustee by letter to Certificateholders mailed not earlier than the 15th day and not later than the 10th day preceding the applicable Optional Termination Date or date of final distribution, as the case may be (such period, the “Optional Termination Notice Period”). Any such notice shall specify (a) the Distribution Date upon which final distribution on the Certificates will be made upon presentation and surrender of Certificates at the office therein designated, (b) the amount of such final distribution, (c) the location of the office or agency at which such presentation and surrender must be made, and (d) that the Record Date otherwise applicable to such Distribution Date is not applicable, distributions being made only upon presentation and surrender of the Certificates at the office therein specified. The Trustee shall give such notice to each Rating Agency and the Servicers at the time such notice is given to Certificateholders.

Any purchase by the Majority Servicer on behalf of the Terminating Entity pursuant to Section 9.01(a) shall be made on an Optional Termination Date by deposit of the applicable purchase price into the Certificate Account before the Distribution Date on which such purchase is effected. Upon receipt by the Trustee of an Officer’s Certificate of the Terminating Entity certifying as to the deposit of such purchase price into the Certificate Account, the Trustee shall, upon request and at the expense of the Terminating Entity execute and deliver all such instruments of transfer or assignment delivered to it by the Terminating Entity, in each case without recourse, as shall be reasonably requested by the Terminating Entity to vest title in the Terminating Entity in the Mortgage Loans so purchased and shall transfer or deliver to the Terminating Entity the purchased Mortgage Loans. Any distributions on the Mortgage Loans which have been subject to an Optional Termination received by the Trustee subsequent to (or with respect to any period subsequent to) the Optional Termination Date shall be promptly remitted by it to the Terminating Entity.

The Terminating Entity shall reimburse the Majority Servicer for its reasonable out-of-pocket expenses incurred in connection with its termination of the Trust Fund on behalf of the Terminating Entity and shall indemnify and hold harmless the Majority Servicer for any losses, liabilities or expenses resulting from any claims relating to the Majority Servicer's termination of the Trust Fund on behalf of the Terminating Entity.

Upon presentation and surrender of the Certificates, the Trustee shall cause the final distribution to the Certificateholders of each Class on the final Distribution Date to be made in accordance with the priorities of Section 4.02. On the final Distribution Date, the Overcollateralization Amount shall be distributed to the Class X-1 Certificates in accordance with Section 4.02(b)(iv)EE. hereof. All amounts described in the definition of “Par Value” payable to the Trustee shall be paid to the Trustee from the proceeds of an optional termination prior to any distributions to Certificateholders.

In the event that any affected Certificateholders shall not surrender Certificates for cancellation within six months after the date specified in the above mentioned written notice, the Trustee shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice all the applicable Certificates shall not have been surrendered for cancellation, the Trustee may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets which remain a part of the Trust Fund. If within one year after the second notice all Certificates shall not have been surrendered for cancellation, the Class A-R Certificateholders shall be entitled to all unclaimed funds and other assets of the Trust Fund which remain subject hereto and the Trustee shall be discharged from all further liability with respect to the Certificates and this Agreement.

SECTION 9.03

Additional Termination Requirements.

(a) In the event that the Terminating Entity exercises its purchase option with respect to the Mortgage Loans as provided in Section 9.01(a), at such time as the Mortgage Loans are so purchased, the Trust Fund shall be terminated in accordance with the following additional requirements, unless the Trustee has been supplied with an Opinion of Counsel, at the expense of the Depositor, to the effect that the failure to comply with the requirements of this Section 9.03 will not (i) result in the imposition of taxes on “prohibited transactions” on any REMIC as defined in Section 860F of the Code, or (ii) cause REMIC 1, REMIC 2, REMIC 3 and REMIC 4 to fail to qualify as a REMIC at any time that any Certificates are outstanding:

(1)

Within 90 days prior to the final Distribution Date set forth in the notice given by the Trustee under Section 9.02, the Depositor shall prepare and the Trustee, at the expense of the Depositor, shall adopt a plan of complete liquidation within the meaning of Section 860F(a)(4) of the Code which, as evidenced by an Opinion of Counsel (which opinion shall not be an expense of the Trustee, the Tax Matters Person or the Trust Fund), meets the requirements of a qualified liquidation;

(2)

Within 90 days after the time of adoption of such a plan of complete liquidation, the Trustee shall sell all of the assets of the Trust Fund to the Depositor for cash in accordance with Section 9.01; and

On the date specified for final payment of the Certificates, the Trustee shall, after payment of any unreimbursed Advances, Servicing Advances, Servicing Fees or other fee compensation payable to each Servicer pursuant to this Agreement, make final distributions of principal and interest on the Certificates in accordance with Section 4.02 and distribute or credit, or cause to be distributed or credited, to the Holders of the Residual Certificates all cash on hand after such final payment (other than the cash retained to meet claims), and the Trust Fund (and any REMIC) shall terminate at that time.

(b) The Trustee as agent for REMIC 1, REMIC 2, REMIC 3 and REMIC 4 hereby agrees to adopt and sign such a plan of complete liquidation upon the written request of the Depositor, and the receipt of the Opinion of Counsel referred to in Section 9.03(a)(1) and to take such other action in connection therewith as may be reasonably requested by the Depositor.

(c) By their acceptance of the Certificates, the Holders thereof hereby authorize the Depositor to prepare and the Trustee to adopt and sign a plan of complete liquidation.

SECTION 9.04

Determination of the Terminating Entity.

(a) The Trustee shall determine the “Terminating Entity” as follows:

(i) the Holder of the largest Percentage Interest of Class X-1 Certificates, unless (1) the Holder of the largest Percentage Interest of Class X-1 Certificates is the Depositor or an Affiliate of the Depositor and (2) DLJMC is not the owner of the servicing rights with respect to any Mortgage Loan on the Optional Termination Date;

(ii) the Holder of the next largest Percentage Interest of Class X-1 Certificates, if (1) the Holder of the largest Percentage Interest of Class X-1 Certificates is the Depositor or an Affiliate of the Depositor and (2) DLJMC is not the owner of the servicing rights with respect to any Mortgage Loan on the Optional Termination Date;

(iii) the Majority Servicer on the Optional Termination Date, if (1) the Depositor or an Affiliate of the Depositor is the Holder of 100% of the Class X-1 Certificates and (2) DLJMC is not the owner of the servicing rights with respect to any Mortgage Loan on the Optional Termination Date; provided, however that if the Majority Servicer does not exercise its option to purchase the Mortgage Loans, all real property acquired in respect of the Mortgage Loans remaining in the Trust, and any remaining trust assets, each other Servicer, in sequential order from the Servicer servicing the second largest percentage, the third largest percentage, and so forth, to the Servicer servicing the smallest percentage, in each case by outstanding principal balance of the Mortgage Loans on such Optional Termination Date, shall be the Terminating Entity.

(b) If the Terminating Entity, as set forth in Section 9.04(a) above, elects to direct the Majority Servicer to purchase all Mortgage Loans and all property acquired in respect of any remaining Mortgage Loan, on behalf of the Terminating Entity, such party must give written notice to the Trustee no later than twenty (20) days prior to the first day of the Optional Termination Notice Period. Upon receiving such notice, the Trustee shall immediately request from DLJMC and DLJMC shall deliver no later than seventeen (17) days prior to the first day of the Optional Termination Notice Period a letter indicating whether or not DLJMC retains the servicing rights to any Mortgage Loan. For the avoidance of doubt, the Majority Servicer may not elect to exercise an Optional Termination other than at the direction of the Terminating Entity.

(c) No later than fifteen (15) days prior to the first day of the Optional Termination Notice Period, the Trustee shall provide notice to each Servicer that is a servicer of any of the Mortgage Loans of the identity of the Terminating Entity.

ARTICLE X

MISCELLANEOUS PROVISIONS

SECTION 10.01

Amendment.

This Agreement may be amended from time to time by the Depositor, each Servicer, the Special Servicer, the Seller and the Trustee without the consent of any of the Certificateholders (i) to cure any ambiguity or mistake, (ii) to correct any defective provision herein or to supplement any provision herein which may be inconsistent with any other provision herein, (iii) to add to the duties of the Depositor, the Seller or any Servicer, (iv) to add any other provisions with respect to matters or questions arising hereunder or (v) to modify, alter, amend, add to or rescind any of the terms or provisions contained in this Agreement; provided that any action pursuant to clauses (iv) or (v) above shall not, as evidenced by an Opinion of Counsel (which Opinion of Counsel shall not be an expense of the Trustee or the Trust Fund, but shall be at the expense of the party proposing such amendment), adversely affect in any material respect the interests of any Certificateholder; provided, however, that no such Opinion of Counsel shall be required if the Person requesting the amendment obtains a letter from each Rating Agency stating that the amendment would not result in the downgrading or withdrawal of the respective ratings then assigned to the Certificates; it being understood and agreed that any such letter in and of itself will not represent a determination as to the materiality of any such amendment and will represent a determination only as to the credit issues affecting any such rating. The Trustee, the Depositor, the Seller and the Servicers also may at any time and from time to time amend this Agreement without the consent of the Certificateholders to modify, eliminate or add to any of its provisions to such extent as shall be necessary or helpful to (i) maintain the qualification of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 as a REMIC under the Code, (ii) avoid or minimize the risk of the imposition of any tax on the Trust Fund pursuant to the Code that would be a claim at any time prior to the final redemption of the Certificates or (iii) comply with any other requirements of the Code, provided that the Trustee has been provided an Opinion of Counsel, which opinion shall be an expense of the party requesting such opinion but in any case shall not be an expense of the Trustee or the Trust Fund, to the effect that such action is necessary or helpful to, as applicable, (i) maintain such qualification, (ii) avoid or minimize the risk of the imposition of such a tax or (iii) comply with any such requirements of the Code.

This Agreement may also be amended from time to time by the Depositor, the Servicers, the Special Servicer, the Seller and the Trustee with the consent of the Holders of a Majority in Interest of each Class of Certificates affected thereby for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided, however, that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) adversely affect in any material respect the interests of the Holders of any Class of Certificates in a manner other than as described in clause (i), without the consent of the Holders of Certificates of such Class evidencing, as to such Class, Percentage Interests aggregating 66%, or (iii) reduce the aforesaid percentages of Certificates the Holders of which are required to consent to any such amendment, without the consent of the Holders of all such Certificates then outstanding.

Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel, which opinion shall not be an expense of the Trustee or the Trust Fund, but shall be at the expense of the party preparing such amendment, to the effect that such amendment will not cause the imposition of any federal tax on the Trust Fund or the Certificateholders or cause REMIC 1, REMIC 2, REMIC 3 and REMIC 4 to fail to qualify as a REMIC at any time that any Certificates are outstanding.

Notwithstanding any of the other provisions of this Section 10.01, none of the Depositor, the Servicers, the Seller or the Trustee shall enter into any amendment to this Agreement or any other amendment that would have a material adverse effect on the Counterparty without the prior written consent of the Counterparty.

Promptly after the execution of any amendment to this Agreement, the Trustee shall furnish written notification of the substance or a copy of such amendment to each Certificateholder if the consent of Certificateholders was required and each Rating Agency.

It shall not be necessary for the consent of Certificateholders under this Section 10.01 to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.

Nothing in this Agreement shall require the Trustee to enter into an amendment without receiving an Opinion of Counsel (which Opinion shall not be an expense of the Trustee or the Trust Fund), satisfactory to the Trustee that (i) such amendment is permitted and is not prohibited by this Agreement and that all requirements for amending this Agreement have been complied with; and (ii) either (A) the amendment does not adversely affect in any material respect the interests of any Certificateholder or (B) the conclusion set forth in the immediately preceding clause (A) is not required to be reached pursuant to this Section 10.01.

SECTION 10.02

Recordation of Agreement; Counterparts.

This Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Depositor at its expense, but only upon direction by the Trustee accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders.

For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.

SECTION 10.03

Governing Law.

THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

SECTION 10.04

[Reserved].

SECTION 10.05

Notices.

(a) The Trustee shall use its best efforts to promptly provide notice to each Rating Agency with respect to each of the following of which it has actual knowledge:

(i) Any material change or amendment to this Agreement;

(ii) The occurrence of any Event of Default that has not been cured;

(iii) The resignation or termination of any Servicer or the Trustee and the appointment of any successor;

(iv) The repurchase or substitution of Mortgage Loans pursuant to Sections 2.02 and 2.03; and

(v) The final payment to Certificateholders.

(b) In addition, the Trustee shall promptly furnish to each Rating Agency copies of the following to the extent such items are in its possession:

(i) Each report to Certificateholders described in Section 4.06 and 3.19;

(ii) Each annual statement as to compliance described in Section 3.16;

(iii) Each annual independent public accountants’ servicing report described in Section 3.17; and

(iv) Any notice of a purchase of a Mortgage Loan pursuant to Section 2.02, 2.03 or 3.11.

All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given when delivered to (a) in the case of the Depositor and the Seller, Xxxxxx Xxxxxxx Xxxxxx, 0xx Xxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Xxxxx Xxxx (with a copy to Credit Suisse First Boston Mortgage Securities Corp., Xxxxxx Xxxxxxx Xxxxxx, 0xx Xxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Office of the General Counsel), (b) in the case of the Trustee, the Corporate Trust Office or such other address as the Trustee may hereafter furnish to the Depositor and the Servicers, (c) in the case of Wilshire, 00000 XX Xxxxxxxx Xxx, Xxxxx 000, Xxxxxxxxx, Xxxxxx 00000 Attention: Xxx Xxxxxxx, with a copy to Stoel Rives LLP, 900 SW Fifth, Portland, Oregon 97204 Attention: Xxxx Xxxxxx or such other address as may be hereafter furnished in writing to the Depositor and the Trustee by the Servicer, (d) in the case of Ocwen, Ocwen Federal Bank FSB, 0000 Xxxx Xxxxx Xxxxx Xxxx., Xxxx Xxxx Xxxxx, XX 00000, Attention: Secretary or such other address as may be hereafter furnished in writing to the Depositor and the Trustee by the Servicer, (e) in the case of SPS, Select Portfolio Servicing, Inc, 0000 Xxxxx Xxxx Xxxxxx, Xxxx Xxxx Xxxx, Xxxx, Attention: General Counsel, or such other address as may be hereafter furnished in writing to the Depositor and the Trustee by the Special Servicer and (f) in the case of each of the Rating Agencies, the address specified therefor in the definition corresponding to the name of such Rating Agency. Notices to Certificateholders shall be deemed given when mailed, first class postage prepaid, to their respective addresses appearing in the Certificate Register.

SECTION 10.06

Severability of Provisions.

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.

SECTION 10.07

Assignment.

Notwithstanding anything to the contrary contained herein, except as provided in Sections 6.02 and 6.04, this Agreement may not be assigned by any Servicer without the prior written consent of the Trustee and Depositor; provided, however, that neither the Depositor nor the Trustee shall consent to any such assignment unless each Rating Agency has confirmed in writing that such assignment will not cause a reduction or withdrawal of the ratings then assigned by it to any Class of Certificates.

SECTION 10.08

Limitation on Rights of Certificateholders.

The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the trust created hereby, nor entitle such Certificateholder’s legal representative or heirs to claim an accounting or to take any action or commence any proceeding in any court for a petition or winding up of the trust created hereby, or otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.

No Certificateholder shall have any right to vote (except as provided herein) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third party by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.

No Certificateholder shall have any right by virtue or by availing itself of any provisions of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of an Event of Default and of the continuance thereof, as herein provided, and unless the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates shall also have made written request to the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses, and liabilities to be incurred therein or thereby, and the Trustee, for 60 days after its receipt of such notice, request and offer of indemnity shall have neglected or refused to institute any such action, suit or proceeding; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue or by availing itself or themselves of any provisions of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of the Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder or to enforce any right under this Agreement, except in the manner herein provided and for the common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 10.08, each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity.

SECTION 10.09

Certificates Nonassessable and Fully Paid.

It is the intention of the Depositor that Certificateholders shall not be personally liable for obligations of the Trust Fund, that the interests in the Trust Fund represented by the Certificates shall be nonassessable for any reason whatsoever, and that the Certificates, upon due authentication thereof by the Trustee pursuant to this Agreement, are and shall be deemed fully paid.

SECTION 10.10

Non-Solicitation

From and after the date of this Agreement, each of the Depositor, the Seller, the Servicers and the Trustee agrees that it will not take any action or permit or cause any action to be taken by any of its agents or affiliates, or by any independent contractors on any such party’s behalf, to personally, by telephone, by mail, or electronically by e-mail or through the internet or otherwise, solicit the borrower or obligor under any Mortgage Loan to refinance the Mortgage Loan, in whole or in part. Notwithstanding the foregoing, it is understood and agreed that promotions undertaken by the Depositor, the Seller, any Servicer or the Trustee or any affiliate of any such party that originates mortgage loans in the normal course, which are directed to the general public at large, or segments thereof, including, without limitation, mass mailings based on commercially acquired mailing lists or newspaper, internet, company website, radio and television advertisements shall not constitute solicitation under this Section 10.10, provided, that no segment of the general public shall consist primarily of the borrowers or obligors under the Mortgage Loans. None of the Depositor, the Seller, a Servicer or the Trustee shall permit the sale of the name of any Mortgagor or any list of names that consist primarily of the Mortgages to any Person.

SECTION 10.11

Third Party Beneficiary

The Counterparty is an express third-party beneficiary of this Agreement, and shall have the right to enforce the provisions of this Agreement.

IN WITNESS WHEREOF, the Depositor, the Trustee, the Seller, the Servicers have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.

	CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.,
	as Depositor
	By: /s/ Xxxxx Xxxxxx
	Name: Xxxxx Xxxxxx
	Title: Vice President
	U.S. BANK NATIONAL ASSOCIATION,
	as Trustee
	By: /s/ Xxxxx Xxxxxx
	Name: Xxxxx Xxxxxx
	Title: Assistant Vice President
	DLJ MORTGAGE CAPITAL, INC.,
	as Seller
	By: /s/ Xxx Xxx
	Name: Xxx Xxx
	Title: Vice President
	WILSHIRE CREDIT CORPORATION,
	as a Servicer
	By: /s/ Xxxxx Xxxxxxxx
	Name: Xxxxx Xxxxxxxx
	Title: Vice President
	OCWEN LOAN SERVICING, LLC
	as a Servicer
	By: /s/ Xxxxxxx Xxxxxxx
	Name: Xxxxxxx Xxxxxxx
	Title: Authorized Representative
	SELECT PORTFOLIO SERVICING, INC.
	as Servicer and Special Servicer
	By: /s/ Xxxxxxx X. X'Xxxxx
	Name: Xxxxxxx X. X'Xxxxx
	Title: Executive Vice President of Operations

[Notary pages to be attached]

EXHIBIT A

[FORM OF CLASS A CERTIFICATE]

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RET IREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

Certificate No. [____]	[Adjustable Pass-Through Rate] [Pass-Through Rate: [____]%]
Cut-off Date: June 1, 2006	Initial Certificate Balance of this Certificate (“Denomination”): $[_________________]
First Distribution Date: July 25, 2006	Initial Certificate Balances of all Certificates of this Class: $[_________________]
Maturity Date: September 25, 2036	CUSIP: [_________________]

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.

Home Equity Mortgage Trust 2006-3

Home Equity Mortgage Pass-Through Certificates, Series 2006-3

Class [_______]

evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class with respect to a Trust Fund consisting primarily of a pool of conventional mortgage loans (the “Mortgage Loans”) secured by primarily fixed rate, primarily second lien residential mortgage loans.

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate is payable solely from the assets of the Trust and does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Seller, the Servicers or the Trustee referred to below or any of their respective affiliates. This Certificate and the Mortgage Loans are not guaranteed or insured by any governmental agency or instrumentality.

This certifies that [ ] is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions with respect to a Trust Fund consisting primarily of the Mortgage Loans deposited by Credit Suisse First Boston Mortgage Securities Corp. (the “Depositor”). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the “Agreement”) among the Depositor, DLJ Mortgage Capital, Inc. as seller (“DLJMC”), Wilshire Credit Corporation as a servicer (“Wilshire”), Ocwen Loan Servicing, LLC as a servicer (“Ocwen”), Select Portfolio Servicing, Inc. as special servicer and a servicer, (“SPS”, and collectively with Wilshire and Ocwen, the “Servicers”) and U.S. Bank National Association as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: June 30, 2006	U.S. BANK NATIONAL ASSOCIATION,
	as Trustee


	By: _________________________________

Countersigned:

By: _______________________________________

Authorized Signatory of

U.S. BANK NATIONAL ASSOCIATION,

as Trustee

EXHIBIT B

[FORM OF SUBORDINATE CERTIFICATE]

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

[THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (“THE ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.]

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

[THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO CERTAIN CERTIFICATES AS DESCRIBED IN THE AGREEMENT REFERRED TO HEREIN.]

Certificate No. [____]	[Adjustable Pass-Through Rate]
Cut-off Date: June 1, 2006	Initial Certificate Balance of this Certificate (“Denomination”): $[_________________]
First Distribution Date: July 25, 2006	Initial Certificate Balances of all Certificates of this Class: $[_________________]
Maturity Date: September 25, 2036	CUSIP: [_________________]

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.

Home Equity Mortgage Trust 2006-3

Home Equity Mortgage Pass-Through Certificates, Series 2006-3

Class [_______]

Credit Suisse First Boston Mortgage Securities Corp., as Depositor

[This Certificate has not been registered under the Securities Act of 1933, as amended (“the Act”). Any resale or transfer of this Certificate without registration thereof under the Act may only be made in a transaction exempted from the registration requirements of the Act and in accordance with the provisions of the Agreement referred to herein.]

[No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.]

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: June 30, 2006	U.S. BANK NATIONAL ASSOCIATION,
	as Trustee


	By: __________________________________

Countersigned:

By ________________________________________

Authorized Signatory of

U.S. BANK NATIONAL ASSOCIATION,

as Trustee

EXHIBIT C

[FORM OF RESIDUAL CERTIFICATE]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED UNLESS THE PROPOSED TRANSFEREE DELIVERS TO THE TRUSTEE A TRANSFER AFFIDAVIT IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE (EACH A “PLAN”) SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

Certificate No. [____]	Variable Pass-Through Rate
Cut-off Date: June 1, 2006	Initial Certificate Balance of this Certificate (“Denomination”): $[_________________]

First Distribution Date: July 25, 2006	Initial Certificate Balances of all Certificates of this Class: $[_________________]

Maturity Date: September 25, 2036	CUSIP: [_________________]

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.

Home Equity Mortgage Trust 2006-3

Home Equity Mortgage Pass-Through Certificates, Series 2006-3

Class [_______]

evidencing the distributions allocable to the Class A-R Certificates with respect to a Trust Fund consisting primarily of a pool of conventional mortgage loans (the “Mortgage Loans”) secured by primarily fixed rate, primarily second lien residential mortgage loans.

Credit Suisse First Boston Mortgage Securities Corp., as Depositor

Any distribution of the proceeds of any remaining assets of the Trust Fund will be made only upon presentment and surrender of this Class A-R Certificate at the Corporate Trust Office or the office or agency maintained by the Trustee in St. Xxxx, Minnesota.

No transfer of this Certificate to a Plan, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets of a Plan to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Each Holder of this Class A-R Certificate will be deemed to have agreed to be bound by the restrictions of the Agreement, including but not limited to the restrictions that (i) each person holding or acquiring any Ownership Interest in this Class A-R Certificate must be a Permitted Transferee, (ii) no Ownership Interest in this Class A-R Certificate may be transferred without delivery to the Trustee of (a) a transfer affidavit of the proposed transferee and (b) a transfer certificate of the transferor, each of such documents to be in the form described in the Agreement, (iii) each person holding or acquiring any Ownership Interest in this Class A-R Certificate must agree to require a transfer affidavit and to deliver a transfer certificate to the Trustee as required pursuant to the Agreement, (iv) each person holding or acquiring an Ownership Interest in this Class A-R Certificate must agree not to transfer an Ownership Interest in this Class A-R Certificate if it has actual knowledge that the proposed transferee is not a Permitted Transferee and (v) any attempted or purported transfer of any Ownership Interest in this Class A-R Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.


Dated: June 30, 2006	U.S. BANK NATIONAL ASSOCIATION,
	as Trustee


	By: __________________________________

Countersigned:

By _______________________________________

Authorized Signatory of

U.S. BANK NATIONAL ASSOCIATION,

as Trustee

EXHIBIT D

[FORM OF NOTIONAL AMOUNT CERTIFICATE]

[THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO CERTAIN CERTIFICATES AS DESCRIBED IN THE AGREEMENT REFERRED TO HEREIN.]

THIS CERTIFICATE HAS NO PRINCIPAL BALANCE AND IS NOT ENTITLED TO ANY DISTRIBUTIONS IN RESPECT OF PRINCIPAL.

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (“THE ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

Certificate No. [____]	Variable Interest Rate

Cut-off Date: June 1, 2006	Initial Notional Amount of this Certificate (“Denomination”): $[_________________]

First Distribution Date: July 25, 2006	Initial Notional Amount of all Certificates of this Class: $[_________________]

Maturity Date: September 25, 2036	CUSIP: [_________________]

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.

Home Equity Mortgage Trust Series 2006-3

Home Equity Mortgage Pass-Through Certificates, Series 2006-3

Class [ ]

Credit Suisse First Boston Mortgage Securities Corp., as Depositor

This Certificate is payable solely from the assets of the Trust and does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Seller, the Servicers or the Trustee referred to below or any of their respective affiliates. This Certificate and the Mortgage Loans are not guaranteed or insured by any governmental agency or instrumentality.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel shall not be obtained at the expense of the Trustee, the Servicers or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does herby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.


Dated: June 30, 2006	U.S. BANK NATIONAL ASSOCIATION,
	as Trustee


	By: __________________________________

Countersigned:

By _______________________________________

Authorized Signatory of

U.S. BANK NATIONAL ASSOCIATION,

as Trustee

EXHIBIT E

[FORM OF CLASS P CERTIFICATE]

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE (EACH A “ PLAN”) SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

Certificate No. [____]	Variable Pass-Through Rate

Cut-off Date: June 1, 2006	Initial Certificate Balance of this Certificate (“Denomination”): $[_________________]

First Distribution Date: July 25, 2006	Initial Certificate Balances of all Certificates of this Class: $[_________________]

Maturity Date: September 25, 2036	CUSIP: [_________________]

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.

Home Equity Mortgage Trust 2006-3

Home Equity Mortgage Pass-Through Certificates, Series 2006-3

Class [_______]

Credit Suisse First Boston Mortgage Securities Corp., as Depositor

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance of this Certificate at any time may be less than the Initial Certificate Balance set forth on the face hereof, as described herein. This Class P Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers or the Trustee referred to below or any of their respective affiliates.

This certifies that [ ] is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions with respect to a Trust Fund consisting primarily of the Mortgage Loans deposited by Credit Suisse First Boston Mortgage Securities Corp. (the “Depositor”). The Trust Fund was created pursuant to a Pooling and Servicin g Agreement dated as of the Cut-off Date specified above (the “Agreement”) among the Depositor, DLJ Mortgage Capital, Inc. as seller (“DLJMC”), Wilshire Credit Corporation as a servicer (“Wilshire”), Ocwen Loan Servicing, LLC as a servicer (“Ocwen”), Select Portfolio Servicing, Inc. as special servicer and a servicer, (“SPS”, and collectively with Wilshire and Ocwen, the “Servicers”) and U.S. Bank National Association as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned to such terms in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder's prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel shall not be obtained at the expense of the Trustee, the Seller, the Servicers or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

Reference is hereby made to the further provisions of this Class P Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class P Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: June 30, 2006	U.S. BANK NATIONAL ASSOCIATION,
	as Trustee


	By: __________________________________

Countersigned:

By ________________________________________

Authorized Signatory of

U.S. BANK NATIONAL ASSOCIATION,

as Trustee

EXHIBIT F

[FORM OF REVERSE OF CERTIFICATES]

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.

Home Equity Mortgage Trust 2006-3

Home Equity Mortgage Pass-Through Certificates, Series 2006-3

Class [_______]

This Certificate is one of a duly authorized issue of Certificates designated as Credit Suisse First Boston Mortgage Securities Corp., Mortgage Pass-Through Certificates, of the Series specified on the face hereof (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust Fund created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement. [The Record Date applicable to each Distribution Date is the last Business Day of the month next preceding the month of such Distribution Date.][The Record Date applicable to each Distribution Date is the Business Day immediately preceding the related Distribution Date; provided that if this Certificate is not a Book-Entry Certificate, then the Record Date applicable to each Distribution Date is the last Business Day of the month next preceding such Distribution Date.]

Distributions on this Certificate shall be made by wire transfer of immediately available funds to the account of the Holder hereof at a bank or other entity having appropriate facilities therefor, if such Certificateholder shall have so notified the Trustee in writing at least five Business Days prior to the related Record Date and such Certificateholder shall satisfy the conditions to receive such form of payment set forth in the Agreement, or, if not, by check mailed by first class mail to the address of such Certificateholder appearing in the Certificate Register. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the Corporate Trust Office or such other location specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers, the Seller and the Trustee with the consent of the Holders of Certificates affected by such amendment evidencing the requisite Percentage Interest, as provided in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the Corporate Trust Office or the office or agency maintained by the Trustee in St. Xxxx, Minnesota, accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust Fund will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers, the Seller and the Trustee and any agent of the Depositor or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and the Seller, the Depositor, the Trustee, or any such agent shall be affected by any notice to the contrary.

On any Distribution Date on which the sum of the aggregate Stated Principal Balance of the Mortgage Loans and the appraised value of the REO Properties at the time of purchase is less than 10% of the Aggregate Collateral Balance as of the Cut-off Date, the Terminating Entity may, but is not required to, direct the Majority Servicer to purchase, in whole, on behalf of the Terminating Entity, from the Trust Fund all remaining Mortgage Loans and REO Properties at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon the later of the maturity or other liquidation (or any advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the distribution to Certificateholders of all amounts required to be distributed pursuant to the Agreement. In no event, however, will the trust created by the Agreement continue beyond the expiration of 21 years from the death of the last survivor of the descendants living at the date of the Agreement of a certain person named in the Agreement.

Any term used herein that is defined in the Agreement shall have the meaning assigned in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust Fund.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:
	Signature by or on behalf of assignor

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available funds to

				,
for the account of				,
account number___________, or, if mailed by check, to				,
Applicable statements should be mailed to				,
				.

This information is provided by				,
the assignee named above, or				,
as its agent.

EXHIBIT G

FORM OF INITIAL CERTIFICATION OF CUSTODIAN

June 30, 2006

______________________________

Cut-off Date Principal Balance:

$_____________________________

U.S. Bank National Association

as Trustee for the

Home Equity Mortgage Pass-Through Certificates, Series 2006-3

00 Xxxxxxxxxx Xxxxxx.

St. Xxxx, MN 55107-2292

Attention: Corporate Trust - Structured Finance Ref: CSFB HEMT 2006-3

Re:

Custodial Agreement, dated as of June 1, 2006, between U.S. Bank National Association as Trustee and LaSalle Bank National Association, as Custodian, Credit Suisse First Boston Mortgage Securities Corp., Home Equity Mortgage Trust 2006-3, Home Equity Mortgage Pass-Through Certificates, Series 2006 -3

Ladies and Gentlemen:

In accordance with the provisions of Section 4 of the above-referenced Custodial Agreement, dated as of June 1, 2006, among Credit Suisse First Boston Mortgage Securities Corp. as depositor, DLJ Mortgage Capital, Inc. as seller, Wilshire Credit Corporation as a servicer, Ocwen Loan Servicing, LLC as a servicer, Select Portfolio Servicing, Inc. as special servicer and a servicer and U.S. Bank National Association as trustee, the undersigned, as the Custodian, hereby certifies as to each Mortgage Loan identified on the Mortgage Loan Schedule attached hereto as Exhibit A that (i) it has received: the original Mortgage Note and Assignment of Mortgage with respect to each Mortgage Loan identified on the Mortgage Loan Schedule attached hereto as Exhibit A and (ii) such Mortgage Note has been reviewed by it and appears regular on its face and relates.

The Custodian makes no representations as to: (i) the validity, legality, enforceability, sufficiency, due authorization or genuineness of any of the documents contained in each Custodial File or of any of the Mortgage Loans or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan.

The Custodian hereby confirms that it is holding each such Mortgage Note and Assignment of Mortgage as agent and bailee of, and custodian for the exclusive use and benefit, and subject to the sole direction, of the Trustee pursuant to the terms and conditions of the Custodial Agreement.

This Trust Receipt and Initial Certification is not divisible or negotiable.

The Custodian will accept and act on instructions with respect to the Mortgage Loans subject hereto upon surrender of this Trust Receipt and Initial Certification at its office at [LaSalle Bank National Association, 0000 Xxxxx Xxxx, Xxxxx 000, Xxx Xxxxx, Xxxxxxxx, 00000][Xxxxx Fargo Bank, N.A., 0000 Xxxxxxxxxx Xxxxxxxxx, Xxxxx 000, Xxxxxx, Xxxxx 00000].

Capitalized terms used herein shall have the meaning ascribed to them in the Custodial Agreement.

	LASALLE BANK NATIONAL ASSOCIATION as Custodian

	By:
	Name:
	Title:

EXHIBIT H

FORM OF FINAL CERTIFICATION OF CUSTODIAN

Trust Receipt #_________

Cut-off Date Principal Balance

$_____________

[To be addressed to the Trustee of record]

________________________________

Re:

Custodial Agreement, dated as of June 1, 2006, between U.S. Bank National Association as Trustee and LaSalle Bank National Association, as Custodian , Credit Suisse First Boston Mortgage Securities Corp., Home Equity Mortgage Trust 2006-3, Home Equity Mortgage Pass-Through Certificates, Series 2006 -3

Ladies and Gentlemen:

In accordance with the provisions of Section 6 of the above-referenced Custodial Agreement, the undersigned, as the Custodian, hereby certifies that as to each Mortgage Loan listed on the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan listed on the attachment hereto) it has reviewed the Custodial Files and has determined that (i) all documents required to be delivered to it pursuant to Sections 2(i)-(ix) of the Custodial Agreement are in its possession; (ii) such documents have been reviewed by it and appear regular on their face and related to such Mortgage Loan; (iii) all Assignments of Mortgage or intervening assignments of mortgage, as applicable, have been submitted for recording in the jurisdictions in which recording is necessary; and (iv) each Mortgage Note has been endorsed as provided in Section 2(ii) of the Custodial Agreement and each Mortgage has been assigned in accordance with Section 2(iii) of the Custodial Agreement. The Custodian makes no representations as to: (i) validity, legality, enforceability, sufficiency, due authorization or genuineness of any of the documents contained in each Custodial File or of any of the Mortgage Loans, or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan.

The Custodian hereby confirms that it is holding each such Custodial File as agent and bailee of, and custodian for the exclusion use and benefit, and subject to the sole direction, of Trustee pursuant to the terms and conditions of the Custodial Agreement.

This Trust Receipt and Final Certification is not divisible or negotiable.

The Custodian will accept and act on instructions with respect to the Mortgage Loans subject hereto upon surrender of this Trust Receipt and Final Certification at its office [LaSalle Bank National Association, 0000 Xxxxx Xxxx, Xxxxx 000, Xxx Xxxxx, Xxxxxxxx, 00000][Xxxxx Fargo Bank, N.A., 0000 Xxxxxxxxxx Xxxxxxxxx, Xxxxx 000, Xxxxxx, Xxxxx 00000].

Capitalized terms used herein shall have the meaning ascribed to them in the Custodial Agreement.

	LASALLE BANK NATIONAL ASSOCIATION as Custodian

	By:
	Name:
	Title:

EXHIBIT I

TRANSFER AFFIDAVIT

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.

Home Equity Mortgage Trust 2006-3

Home Equity Mortgage Pass-Through Certificates, Series 2006-3

Class [_______]

STATE OF_____________	)
	)	ss.:
COUNTY OF___________	)

The undersigned, being first duly sworn, deposes and says as follows:

1. The undersigned is an officer of _______________, the proposed Transferee of an Ownership Interest in a Class A-R Certificate (the “Certificate”) issued pursuant to the Pooling and Servicing Agreement, (the “Agreement”), relating to the above-referenced Series, among Credit Suisse First Boston Mortgage Securities Corp. as depositor, DLJ Mortgage Capital, Inc. as seller (“DLJMC”), Wilshire Credit Corporation as a servicer (“Wilshire” ), Ocwen Loan Servicing, LLC as a servicer (“Ocwen”) , Select Portfolio Servicing, Inc. as special servicer and a servicer (“SPS”) and U.S. Bank National Association as trustee (the “Trustee”). Capitalized terms used, but not defined herein or in Exhibit 1 hereto, shall have the meanings ascribed to such terms in the Agreement. The Transferee has authorized the undersigned to make this affidavit on behalf of the Transferee.

2. The Transferee is, as of the date hereof, and will be, as of the date of the Transfer, a Permitted Transferee. The Transferee is acquiring its Ownership Interest in the Certificate either (i) for its own account or (ii) as nominee, trustee or agent for another Person and has attached hereto an affidavit from such Person in substantially the same form as this affidavit. The Transferee has no knowledge that any such affidavit is false.

3. The Transferee has been advised of, and understands that (i) a tax will be imposed on Transfers of the Certificate to Persons that are not Permitted Transferees; (ii) such tax will be imposed on the transferor, or, if such Transfer is through an agent (which includes a broker, nominee or middleman) for a Person that is not a Permitted Transferee, on the agent; and (iii) the Person otherwise liable for the tax shall be relieved of liability for the tax if the subsequent Transferee furnished to such Person an affidavit that such subsequent Transferee is a Permitted Transferee and, at the time of Transfer, such Person does not have actual knowledge that the affidavit is false.

4. The Transferee has been advised of, and understands that a tax will be imposed on a “pass-through entity” holding the Certificate if at any time during the taxable year of the pass-through entity a Person that is not a Permitted Transferee is the record holder of an interest in such entity. The Transferee understands that such tax will not be imposed for any period with respect to which the record holder furnishes to the pass-through entity an affidavit that such record holder is a Permitted Transferee and the pass-through entity does not have actual knowledge that such affidavit is false. (For this purpose, a “pass-through entity” includes a regulated investment company, a real estate investment trust or common trust fund, a partnership, trust or estate, and certain cooperatives and, except as may be provided in Treasury Regulations, persons holding interests in pass-through entities as a nominee for another Person.)

5. The Transferee has reviewed the provisions of Section 5.02(c) of the Agreement (attached hereto as Exhibit 2 and incorporated herein by reference) and understands the legal consequences of the acquisition of an Ownership Interest in the Certificate including, without limitation, the restrictions on subsequent Transfers and the provisions regarding voiding the Transfer and mandatory sales. The Transferee expressly agrees to be bound by and to abide by the provisions of Section 5.02(c) of the Agreement and the restrictions noted on the face of the Certificate. The Transferee understands and agrees that any breach of any of the representations included herein shall render the Transfer to the Transferee contemplated hereby null and void.

6. The Transferee agrees to require a Transfer Affidavit from any Person to whom the Transferee attempts to Transfer its Ownership Interest in the Certificate, and in connection with any Transfer by a Person for whom the Transferee is acting as nominee, trustee or agent, and the Transferee will not Transfer its Ownership Interest or cause any Ownership Interest to be Transferred to any Person that the Transferee knows is not a Permitted Transferee. In connection with any such Transfer by the Transferee, the Transferee agrees to deliver to the Trustee a certificate substantially in the form set forth as EXHIBIT J to the Agreement (a “Transferor Certificate”) to the effect that such Transferee has no actual knowledge that the Person to which the Transfer is to be made is not a Permitted Transferee.

7. The Transferee does not have the intention to impede the assessment or collection of any tax legally required to be paid with respect to the Certificate.

8. The Transferee's taxpayer identification number is [_____________].

9. The Transferee is a United States Person.

10. The Transferee is aware that the Certificate may be a “noneconomic residual interest” within the meaning of proposed Treasury regulations promulgated pursuant to the Code and that the transferor of a noneconomic residual interest will remain liable for any taxes due with respect to the income on such residual interest, unless no significant purpose of the transfer was to impede the assessment or collection of tax.

11. The Transferee either (a) is not an employee benefit plan that is subject to ERISA or a plan that is subject to Section 4975 of the Code, and the Transferee is not acting on behalf of such a plan or (b) has provided an Opinion of Counsel in accordance with the provisions of Agreement.

* * *

IN WITNESS WHEREOF, the Transferee has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its duly authorized officer and its corporate seal to be hereunto affixed, duly attested, this _____ day of _____________, 20___.


	Print Name of Transferee

	By:
	Name:
	Title:

[Corporate Seal]

ATTEST:

_________________________

[Assistant] Secretary

Personally appeared before me the above-named , known or proved to me to be the same person who executed the foregoing instrument and to be the of the Transferee, and acknowledged that he executed the same as his free act and deed and the free act and deed of the Transferee.

Subscribed and sworn before me this ______ day of _______________, 20___.


	NOTARY PUBLIC My Commission expires the _____ day of _________________, 20___.

EXHIBIT 1

EXHIBIT I

Certain Definitions

“Ownership Interest”: As to any Residual Certificate, any ownership or security interest in such Certificate including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial.

“Permitted Transferee”: Any person other than (i) the United States, any State or political subdivision thereof, or any agency or instrumentality of any of the foregoing, (ii) a foreign government, International Organization or any agency or instrumentality of either of the foregoing, (iii) an organization (except certain farmers' cooperatives described in section 521 of the Code) which is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed by section 511 of the Code on unrelated business taxable income) on any excess inclusions (as defined in section 860E(c)(1) of the Code) with respect to any Residual Certificate, (iv) rural electric and telephone cooperatives described in section 1381(a)(2)(C) of the Code, (v) a Person that is not a United States Person, and (vi) a Person designated as a non-Permitted Transferee by the Depositor based upon an Opinion of Counsel that the Transfer of an Ownership Interest in a Residual Certificate to such Person may cause any REMIC created hereunder to fail to qualify as a REMIC at any time that the Certificates are outstanding. The terms “United States,” “State” and “International Organization ” shall have the meanings set forth in section 7701 of the Code or successor provisions. A corporation will not be treated as an instrumentality of the United States or of any State or political subdivision thereof for these purposes if all of its activities are subject to tax and, with the exception of Freddie Mac, a majority of its board of directors is not selected by such government unit.

“Person”: Any individual, corporation, partnership, joint venture, association, limited liability company, joint-stock company, trust, unincorporated organization or government, or any agency or political subdivision thereof.

“Transfer”: Any direct or indirect transfer or sale of any Ownership Interest in a Residual Certificate.

EXHIBIT 2

EXHIBIT I

Section 5.02(c) of the Agreement

Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:

(ii) No Ownership Interest in a Residual Certificate may be registered on the Closing Date or thereafter transferred, and the Trustee shall not register the Transfer of any Residual Certificate unless, in addition to the certificates required to be delivered to the Trustee under subparagraph (b) above, the Trustee shall have been furnished with an affidavit (a “Transfer Affidavit”) of the initial owner or the proposed transferee in the form attached hereto as Exhibit I.

EXHIBIT J

FORM OF TRANSFEROR CERTIFICATE

__________, 200__

Credit Suisse First Boston Mortgage Securities Corp.

11 Xxxxxxx Xxxxxx, 0xx Xloor

New York, New York 10010

Attention: Xxxxx Xxxx

U.S. Bank National Association

as Trustee for the

Home Equity Mortgage Pass-Through Certificates, Series 2006-3

60 Xxxxxxxxxx Xxx.

St. Xxxx, MN 55107-2292

Attention: Corporate Trust - Structured Finance Ref: CSFB HEMT 2006-3

Re:	Credit Suisse First Boston Mortgage Securities Corp., Home Equity Mortgage Trust 2006-3 Home Equity Mortgage Pass-Through Certificates, Series 2006-3, Class [___]

Ladies and Gentlemen:

In connection with our disposition of the above Certificates we certify that (a) we understand that the Certificates have not been registered under the Securities Act of 1933, as amended (the “Act”), and are being disposed by us in a transaction that is exempt from the registration requirements of the Act and (b) we have not offered or sold any Certificates to, or solicited offers to buy any Certificates from, any person, or otherwise approached or negotiated with any person with respect thereto, in a manner that would be deemed, or taken any other action which would result in, a violation of Section 5 of the Act.

	Very truly yours,
	Print Name of Transferor

	By:
		Authorized Officer

EXHIBIT K

FORM OF INVESTMENT LETTER (NON-RULE 144A)

__________, 200__

Credit Suisse First Boston Mortgage Securities Corp.

11 Xxxxxxx Xxxxxx, 0xx Xloor

New York, New York 10010

Attention: Xxxxx Xxxx

U.S. Bank National Association

as Trustee for the

Home Equity Mortgage Pass-Through Certificates, Series 2006-3

60 Xxxxxxxxxx Xxx.

St. Xxxx, MN 55107-2292

Attention: Corporate Trust - Structured Finance Ref: CSFB HEMT 2006-3

Re:	Credit Suisse First Boston Mortgage Securities Corp.,
	Home Equity Mortgage Trust 2006-3
	Home Equity Mortgage Pass-Through Certificates, Series 2006-3, Class [___]

Ladies and Gentlemen:

In connection with our acquisition of the above Certificates we certify that (a) we understand that the Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”), or any state securities laws and are being transferred to us in a transaction that is exempt from the registration requirements of the Act and any such laws, (b) we are an institutional “accredited investor,” as defined in Regulation D under the Act, and have such knowledge and experience in financial and business matters that we are capable of evaluating the merits and risks of investments in the Certificates, (c) we have had the opportunity to ask questions of and receive answers from the Depositor concerning the purchase of the Certificates and all matters relating thereto or any additional information deemed necessary to our decision to purchase the Certificates, (d) we are not an employee benefit plan that is subject to the Employee Retirement Income Security Act of 1974, as amended, or a plan or arrangement that is subject to Section 4975 of the Internal Revenue Code of 1986, as amended, nor are we acting on behalf of any such plan or arrangement nor are we using the assets of any such plan or arrangement to effect such acquisition or we have provided the certification or opinion letter as required in section 5.02 of the Pooling and Servicing Agreement, (e) we are acquiring the Certificates for investment for our own account and not with a view to any distribution of such Certificates (but without prejudice to our right at all times to sell or otherwise dispose of the Certificates in accordance with clause (g) below), (f) we have not offered or sold any Certificates to, or solicited offers to buy any Certificates from, any person, or otherwise approached or negotiated with any person with respect thereto, or taken any other action which would result in a violation of Section 5 of the Act, and (g) we will not sell, transfer or otherwise dispose of any Certificates unless (1) such sale, transfer or other disposition is made pursuant to an effective registration statement under the Act or is exempt from such registration requirements, and if requested, we will at our expense provide an opinion of counsel satisfactory to the addressees of this Certificate that such sale, transfer or other disposition may be made pursuant to an exemption from the Act, (2) the purchaser or transferee of such Certificate has executed and delivered to you a certificate to substantially the same effect as this certificate, and (3) the purchaser or transferee has otherwise complied with any conditions for transfer set forth in the Pooling and Servicing Agreement.

	Very truly yours,
	Print Name of Transferee

	By:
		Authorized Officer

EXHIBIT L

FORM OF RULE 144A LETTER

____________, 200__

Credit Suisse First Boston Mortgage Securities Corp.

11 Xxxxxxx Xxxxxx, 0xx Xloor

New York, New York 10010

Attention: Xxxxx Xxxx

U.S. Bank National Association

as Trustee for the

Home Equity Mortgage Pass-Through Certificates, Series 2006-3

60 Xxxxxxxxxx Xxx.

St. Xxxx, MN 55107-2292

Attention: Corporate Trust - Structured Finance Ref: CSFB HEMT 2006-3

Re:	Credit Suisse First Boston Mortgage Securities Corp.,
	Home Equity Mortgage Trust 2006-3
	Home Equity Mortgage Pass-Through Certificates, Series 2006-3, Class [___]

Ladies and Gentlemen:

In connection with our acquisition of the above Certificates we certify that (a) we understand that the Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”), or any state securities laws and are being transferred to us in a transaction that is exempt from the registration requirements of the Act and any such laws, (b) we have such knowledge and experience in financial and business matters that we are capable of evaluating the merits and risks of investments in the Certificates, (c) we have had the opportunity to ask questions of and receive answers from the Depositor concerning the purchase of the Certificates and all matters relating thereto or any additional information deemed necessary to our decision to purchase the Certificates, (d) we are not an employee benefit plan that is subject to the Employee Retirement Income Security Act of 1974, as amended, or a plan or arrangement that is subject to Section 4975 of the Internal Revenue Code of 1986, as amended, nor are we acting on behalf of any such plan or arrangement nor are we using the assets of any such plan or arrangement to effect such acquisition or we have provided the certification or opinion letter as required in section 5.02 of the Pooling and Servicing Agreement, (e) we have not, nor has anyone acting on our behalf offered, transferred, pledged, sold or otherwise disposed of the Certificates, any interest in the Certificates or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Certificates, any interest in the Certificates or any other similar security from, or otherwise approached or negotiated with respect to the Certificates, any interest in the Certificates or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action, that would constitute a distribution of the Certificates under the Act or that would render the disposition of the Certificates a violation of Section 5 of the Act or require registration pursuant thereto, nor will act, nor has authorized or will authorize any person to act, in such manner with respect to the Certificates, (f) we are a “qualified institutional buyer” as that term is defined in Rule 144A under the Act (“Rule 144A”) and have completed either of the forms of certification to that effect attached hereto as Annex 1 or Annex 2, (g) we are aware that the sale to us is being made in reliance on Rule 144A, and (h) we are acquiring the Certificates for our own account or for resale pursuant to Rule 144A and further, understand that such Certificates may be resold, pledged or transferred only (A) to a person reasonably believed to be a qualified institutional buyer that purchases for its own account or for the account of a qualified institutional buyer to whom notice is given that the resale, pledge or transfer is being made in reliance on Rule 144A, or (B) pursuant to another exemption from registration under the Act.

	Very truly yours,
	Print Name of Transferee

	By:
		Authorized Officer

ANNEX 1 TO EXHIBIT L

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

[For Transferees Other Than Registered Investment Companies]

The undersigned (the “Buyer”) hereby certifies as follows to the parties listed in the Rule 144A Transferee Certificate to which this certification relates with respect to the Certificates described therein:

1. As indicated below, the undersigned is the President, Chief Financial Officer, Senior Vice President or other executive officer of the Buyer.

2. In connection with purchases by the Buyer, the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933, as amended (“Rule 144A”) because (i) the Buyer owned and/or invested on a discretionary basis $___________ Buyer must own and/or invest on a discretionary basis at least $100,000,000 in securities unless Buyer is a dealer, and, in that case, Xxxxx must own and/or invest on a discretionary basis at least $10,000,000 in securities. 1 in securities (except for the 1 excluded securities referred to below) as of the end of the Buyer's most recent fiscal year (such amount being calculated in accordance with Rule 144A and (ii) the Buyer satisfies the criteria in the category marked below.

___ Corporation, etc. The Buyer is a corporation (other than a bank, savings and loan association or similar institution), Massachusetts or similar business trust, partnership, or charitable organization described in Section 501(c)(3) of the Internal Revenue Code of 1986, as amended.

___ Bank. The Buyer (a) is a national bank or banking institution organized under the laws of any State, territory or the District of Columbia, the business of which is substantially confined to banking and is supervised by the State or territorial banking commission or similar official or is a foreign bank or equivalent institution, and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements, a copy of which is attached hereto.

___ Savings and Loan. The Buyer (a) is a savings and loan association, building and loan association, cooperative bank, homestead association or similar institution, which is supervised and examined by a State or Federal authority having supervision over any such institutions or is a foreign savings and loan association or equivalent institution and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements, a copy of which is attached hereto.

___ Broker-dealer. The Buyer is a dealer registered pursuant to Section 15 of the Securities Exchange Act of 1934.

___ Insurance Company. The Buyer is an insurance company whose primary and predominant business activity is the writing of insurance or the reinsuring of risks underwritten by insurance companies and which is subject to supervision by the insurance commissioner or a similar official or agency of a State, territory or the District of Columbia.

___ State or Local Plan. The Buyer is a plan established and maintained by a State, its political subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the benefit of its employees.

___ ERISA Plan. The Buyer is an employee benefit plan within the meaning of Title I of the Employee Retirement Income Security Act of 1974.

___ Investment Advisor. The Buyer is an investment advisor registered under the Investment Advisors Act of 1940.

___ Small Business Investment Company. Buyer is a small business investment company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958.

___ Business Development Company. Buyer is a business development company as defined in Section 202(a)(22) of the Investment Advisors Act of 1940.

3. The term “securities” as used herein does not include (i) securities of issuers that are affiliated with the Buyer, (ii) securities that are part of an unsold allotment to or subscription by the Buyer, if the Buyer is a dealer, (iii) securities issued or guaranteed by the U.S. or any instrumentality thereof, (iv) bank deposit notes and certificates of deposit, (v) loan participations, (vi) repurchase agreements, (vii) securities owned but subject to a repurchase agreement and (viii) currency, interest rate and commodity swaps.

4. For purposes of determining the aggregate amount of securities owned and/or invested on a discretionary basis by the Buyer, the Buyer used the cost of such securities to the Buyer and did not include any of the securities referred to in the preceding paragraph, except (i) where the Buyer reports its securities holdings in its financial statements on the basis of their market value, and (ii) no current information with respect to the cost of those securities has been published. If clause (ii) in the preceding sentence applies, the securities may be valued at market. Further, in determining such aggregate amount, the Buyer may have included securities owned by subsidiaries of the Buyer, but only if such subsidiaries are consolidated with the Buyer in its financial statements prepared in accordance with generally accepted accounting principles and if the investments of such subsidiaries are managed under the Buyer's direction. However, such securities were not included if the Buyer is a majority-owned, consolidated subsidiary of another enterprise and the Buyer is not itself a reporting company under the Securities Exchange Act of 1934, as amended.

5. The Buyer acknowledges that it is familiar with Rule 144A and understands that the seller to it and other parties related to the Certificates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer may be in reliance on Rule 144A.

6. Until the date of purchase of the Rule 144A Securities, the Buyer will notify each of the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice is given, the Buyer's purchase of the Certificates will constitute a reaffirmation of this certification as of the date of such purchase. In addition, if the Buyer is a bank or savings and loan is provided above, the Buyer agrees that it will furnish to such parties updated annual financial statements promptly after they become available.


	Print Name of Buyer


By:
	Name:
	Title:

Date:

¹ Buyer must own and/or invest on a discretionary basis at least $100,000,000 in securities unless Buyer is a dealer, and, in that case, Buyer must own and/or invest on a discretionary basis at least $10,000,000 in securities.

ANNEX 2 TO EXHIBIT L

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

[For Transferees That are Registered Investment Companies]

As indicated below, the undersigned is the President, Chief Financial Officer or Senior Vice President of the Buyer or, if the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933, as amended (“Rule 144A”) because Buyer is part of a Family of Investment Companies (as defined below), is such an officer of the Adviser.

In connection with purchases by Xxxxx, the Buyer is a “qualified institutional buyer” as defined in SEC Rule 144A because (i) the Buyer is an investment company registered under the Investment Company Act of 1940, as amended and (ii) as marked below, the Buyer alone, or the Buyer's Family of Investment Companies, owned at least $100,000,000 in securities (other than the excluded securities referred to below) as of the end of the Buyer's most recent fiscal year. For purposes of determining the amount of securities owned by the Buyer or the Buyer's Family of Investment Companies, the cost of such securities was used, except (i) where the Buyer or the Buyer's Family of Investment Companies reports its securities holdings in its financial statements on the basis of their market value, and (ii) no current information with respect to the cost of those securities has been published. If clause (ii) in the preceding sentence applies, the securities may be valued at market.

___ The Buyer owned $[_____________] in securities (other than the excluded securities referred to below) as of the end of the Buyer's most recent fiscal year (such amount being calculated in accordance with Rule 144A).

___ The Buyer is part of a Family of Investment Companies which owned in the aggregate $[_____________] in securities (other than the excluded securities referred to below) as of the end of the Buyer's most recent fiscal year (such amount being calculated in accordance with Rule 144A).

The term “Family of Investment Companies” as used herein means two or more registered investment companies (or series thereof) that have the same investment adviser or investment advisers that are affiliated (by virtue of being majority owned subsidiaries of the same parent or because one investment adviser is a majority owned subsidiary of the other).

The term “securities” as used herein does not include (i) securities of issuers that are affiliated with the Buyer or are part of the Buyer's Family of Investment Companies, (ii) securities issued or guaranteed by the U.S. or any instrumentality thereof, (iii) bank deposit notes and certificates of deposit, (iv) loan participations, (v) repurchase agreements, (vi) securities owned but subject to a repurchase agreement and (vii) currency, interest rate and commodity swaps.

The Buyer is familiar with Rule 144A and understands that the parties listed in the Rule 144A Transferee Certificate to which this certification relates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer will be in reliance on Rule 144A. In addition, the Buyer will only purchase for the Buyer's own account.

Until the date of purchase of the Certificates, the undersigned will notify the parties listed in the Rule 144A Transferee Certificate to which this certification relates of any changes in the information and conclusions herein. Until such notice is given, the Buyer's purchase of the Certificates will constitute a reaffirmation of this certification by the undersigned as of the date of such purchase.


Print Name of Buyer or Adviser
By:
	Name
	Title


IF AN ADVISER:


Print Name of Buyer



Date:

EXHIBIT M

REQUEST FOR RELEASE

(for Trustee)

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.

Home Equity Mortgage Trust 2006-3

Home Equity Mortgage Pass-Through Certificates, Series 2006-3

Loan Information

Name of Mortgagor:

____________________________________

Servicer

Loan No.:

____________________________________

Trustee

Name:

Address:

____________________________________

Trustee

Mortgage File No.:

The undersigned Servicer hereby acknowledges that it has received from [______________], as Custodian for the Holders of Mortgage Pass-Through Certificates, of the above-referenced Series, the documents referred to below (the “Documents”). All capitalized terms not otherwise defined in this Request for Release shall have the meanings given them in the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”) relating to the above-referenced Series among Credit Suisse First Boston Mortgage Securities Corp. as depositor, DLJ Mortgage Capital, Inc. as seller, Wilshire Credit Corporation as a servicer, Ocwen Loan Servicing, LLC as a servicer, Select Portfolio Servicing, Inc. as special servicer and a servicer and U.S. Bank National Association as trustee (the “Trustee”).

( )	Mortgage Note dated _____________________, _______, in the original principal sum of $___________________, made by ____________________. payable to, or endorsed to the order of, the Trustee.

( )	Mortgage recorded on ________________ as instrument no. ______________ in the County Recorder's Office of the County of ___________________, State of ___________ in book/reel/docket _________________ of official records at page/image _____________.

( )	Deed of Trust recorded on _____________ as instrument no. ______________ in the County Recorder's Office of the County of _______________, State of ______________ in book/reel/docket _____________________ of official records at page/image _________.

( )	Assignment of Mortgage or Deed of Trust to the Trustee, recorded on _________ as instrument no. ______________ in the County Recorder's Office of the County of ______, State of ________________ in book/reel/docket _______________ of official records at page/image _______________.

( )	Other documents, including any amendments, assignments or other assumptions of the Mortgage Note or Mortgage.

( )

( )

( )

( )

The undersigned Servicer hereby acknowledges and agrees as follows:

(1) Such Servicer shall hold and retain possession of the Documents in trust for the benefit of the Trustee, solely for the purposes provided in the Agreement.

(2) Such Servicer shall not cause or knowingly permit the Documents to become subject to, or encumbered by, any claim, liens, security interest, charges, writs of attachment or other impositions nor shall the Servicer, if applicable, assert or seek to assert any claims or rights of setoff to or against the Documents or any proceeds thereof.

(3) Such Servicer shall return each and every Document previously requested from the Mortgage File to the Custodian when the need therefor no longer exists, unless the Mortgage Loan relating to the Documents has been liquidated and the proceeds thereof have been remitted to the Certificate Account and except as expressly provided in the Agreement.

(4) The Documents and any proceeds thereof, including any proceeds of proceeds, coming into the possession or control of such Servicer shall at all times be earmarked for the account of the Custodian, and such Servicer shall keep the Documents and any proceeds separate and distinct from all other property in such Servicer's possession, custody or control.

[Servicer]

By _________________________________

Its _________________________________

Date: ____________, 20__

EXHIBIT N

FORM OF SUBSEQUENT TRANSFER AGREEMENT

THIS SUBSEQUENT TRANSFER AGREEMENT, dated as of _________ ___, 2006 (this “Subsequent Transfer Agreement”), among CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP., a Delaware corporation, as depositor (the “Depositor”), DLJ MORTGAGE CAPITAL, INC., a Delaware corporation, in its capacity as seller under the Pooling and Servicing Agreement referred to below (the “Seller”), WILSHIRE CREDIT CORPORATION, as a servicer (“Wilshire” ), Ocwen Loan Servicing, LLC, as a servicer (“Ocwen”), SELECT PORTFOLIO SERVICING, INC. , as special servicer and a servicer (“SPS”, and collectively with Wilshire and Ocwen, the “Servicers”), and U.S. Bank National Association, a banking association organized under the laws of the United States, as trustee (the “Trustee”);

WHEREAS, the parties hereto are also among the parties to the Pooling and Servicing Agreement, dated as of June 1, 2006, among the Depositor, the Seller, Wilshire, Ocwen, SPS and the Trustee, in relation to the Home Equity Mortgage Pass-Through Certificates, Series 2006-3;

WHEREAS, Sections 2.01(f) of the Pooling and Servicing Agreement provides for the parties hereto to enter into this Subsequent Transfer Agreement in accordance with the terms and conditions of the Pooling and Servicing Agreement;

NOW, THEREFORE, in consideration of the premises and for other good and valuable consideration the receipt and adequacy of which are hereby acknowledged the parties hereto agree as follows:

(i) The “Subsequent Transfer Date” with respect to this Subsequent Transfer Agreement shall be ____________, 200__.

(ii) The “Aggregate Subsequent Purchase Amount” with respect to this Subsequent Transfer Agreement shall be $____________, provided, however, that such amount shall not exceed the amount on deposit in the Pre-Funding Account.

(iii) The Subsequent Mortgage Loans conveyed on the Subsequent Transfer Date shall satisfy the pool characteristics for the Trust Fund identified in Section 2.01(f) of the Pooling and Servicing Agreement.

(iv) In case any provision of this Subsequent Transfer Agreement shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions or obligations shall not in any way be affected or impaired thereby.

(v) In the event of any conflict between the provisions of this Subsequent Transfer Agreement and the Pooling and Servicing Agreement, the provisions of the Pooling and Servicing Agreement shall prevail. Capitalized terms used herein and not otherwise defined have the meanings in the Pooling and Servicing Agreement.

(vi) The Seller hereby sells, transfers, assigns, sets over and otherwise conveys to the Trustee for the benefit of the Certificateholders, without recourse, all right title and interest in the Subsequent Mortgage Loans identified in Schedule A, including all interest and principal due on or with respect to such Subsequent Mortgage Loans on or after the Subsequent Cut-off Date and all interest and principal payments on such Subsequent Mortgage Loans received prior to the Subsequent Cut-off Date in respect of installments of interest and principal due thereafter, but not including principal and interest due on such Subsequent Mortgage Loans prior to the Subsequent Cut-off Date, any insurance policies in respect of such Subsequent Mortgage Loans and all proceeds of any of the foregoing.

(vii) This Subsequent Transfer Agreement shall be governed by, and shall be construed and enforced in accordance with the laws of the State of New York.

(viii) The Subsequent Transfer Agreement may be executed in one or more counterparts, each of which so executed and delivered shall be deemed an original, but all such counterparts together shall constitute but one and the same instrument.

EXHIBIT O-1

FORM OF COLLECTION ACCOUNT CERTIFICATION

[ ], 20__

[Servicer's name] hereby certifies that it has established the account described below as a Collection Account pursuant to Section 3.05 of the Pooling and Servicing Agreement, dated as of June 1, 2006, among Credit Suisse First Boston Mortgage Securities Corp. as depositor, DLJ Mortgage Capital, Inc. as seller (“DLJMC”), Wilshire Credit Corporation as a servicer (“Wilshire”), Ocwen Loan Servicing, LLC as a servicer (“Ocwen”) , Select Portfolio Servicing, Inc. as special servicer and a servicer (“SPS ”) and U.S. Bank National Association as trustee (the “Trustee”).

Title of Account: [Servicer's Name], in trust for the Holders of Credit Suisse First Boston Mortgage Securities Corp., Home Equity Mortgage Pass-Through Certificates, Series 2006-3.

Account Number: ______________

Address of officer or branch

of the Company at

which Account is maintained:

_________________________

[Servicer's Name], AS SERVICER

By: ______________________

Name: ____________________

Title: _____________________

EXHIBIT O-2

FORM OF COLLECTION ACCOUNT LETTER AGREEMENT

[ ], 20__

To: ___________________

___________________

(the “Depository”)

As Servicer under the Pooling and Servicing Agreement, dated as of June 1, 2006, among Credit Suisse First Boston Mortgage Securities Corp. as depositor, DLJ Mortgage Capital, Inc. as seller (“DLJMC”), Wilshire Credit Corporation as a servicer (“Wilshire”) , Ocwen Loan Servicing, LLC as a servicer (“Ocwen”), Select Portfolio Servicing, Inc. as special servicer and a servicer (“SPS”) and U.S. Bank National Association as trustee (the “Trustee”) (the “Agreement”), we hereby authorize and request you to establish an account, as a Collection Account pursuant to Section 3.05 of the Agreement, to be designated as “[Servicer's Name], in trust for the Holders of Credit Suisse First Boston Mortgage Securities Corp., Home Equity Mortgage Pass-Through Certificates, Series 2006-3.” All deposits in the account shall be subject to withdrawal therefrom by order signed by the Servicer. This letter is submitted to you in duplicate. Please execute and return one original to us.

[Servicer's Name], AS SERVICER

By:
Name:
Title:
Date:

The undersigned, as Depository, hereby certifies that the above described account has been established under Account Number _________ at the office of the Depository indicated above and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured up to applicable limits by the Federal Deposit Insurance Corporation through the Bank Insurance Fund (“BIF”) or the Savings Association Insurance Fund (“SAIF”).


Depository

By:
Name:
Title:
Date:

EXHIBIT P-1

FORM OF ESCROW ACCOUNT CERTIFICATION

[ ], 20__

[Servicer's Name] hereby certifies that it has established the account described below as an Escrow Account pursuant to Section 3.06 of the Pooling and Servicing Agreement, dated as of June 1, 2006, among Credit Suisse First Boston Mortgage Securities Corp. as depositor, DLJ Mortgage Capital, Inc. as seller (“DLJMC”), Wilshire Credit Corporation as a servicer (“Wilshire”) , Ocwen Loan Servicing, LLC as a servicer (“Ocwen”), Select Portfolio Servicing, Inc. as special servicer and a servicer (“SPS”) and U.S. Bank National Association as trustee (the “Trustee”).

Title of Account: “[Servicer's Name], in trust for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Mortgage Trust 2006-3, Home Equity Mortgage Pass-Through Certificates, Series 2006-3 and various mortgagors”

Account Number: ___________________________________

Address of officer or branch

of the Company at

which Account is maintained:

________________________

[Servicer's Name], AS SERVICER

By: _____________________

Name: ___________________

Title: ____________________

EXHIBIT P-2

FORM OF ESCROW ACCOUNT LETTER AGREEMENT

[ ], 20__

To: _________________

_________________

(the “Depository”)

As Servicer under the Pooling and Servicing Agreement, dated as of June 1, 2006, among Credit Suisse First Boston Mortgage Securities Corp. as depositor, DLJ Mortgage Capital, Inc. as seller (“DLJMC”), Wilshire Credit Corporation as a servicer (“Wilshire”) , Ocwen Loan Servicing, LLC as a servicer (“Ocwen”), Select Portfolio Servicing, Inc. as special servicer and a servicer (“SPS”) and U.S. Bank National Association as trustee (the “Trustee”) (the “Agreement”), we hereby authorize and request you to establish an account, as an Escrow Account pursuant to Section 3.06 of the Agreement, to be designated as “Credit Suisse First Boston Mortgage Securities Corp., Home Equity Mortgage Trust 2006-3, Home Equity Mortgage Pass-Through Certificates, Series 2006-3”. All deposits in the account shall be subject to withdrawal therefrom by order signed by the Servicer. This letter is submitted to you in duplicate. Please execute and return one original to us.

[SERVICER'S NAME], AS SERVICER

By:
Name:
Title:
Date:

The undersigned, as Depository, hereby certifies that the above described account has been established under Account Number ________________ at the office of the Depository indicated above and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured up to applicable limits by the Federal Deposit Insurance Corporation through the Bank Insurance Fund (“BIF”) or the Savings Association Insurance Fund (“SAIF”).


Depository

By:
Name:
Title:
Date:

EXHIBIT Q

[RESERVED]

EXHIBIT R-1

FORM OF CUSTODIAL AGREEMENT FOR LASALLE BANK NATIONAL ASSOCIATION

THIS CUSTODIAL AGREEMENT (the “Custodial Agreement”), dated as of June 1, 2006 by and between U.S. Bank National Association, a national banking association organized under the laws of the United States (the “Trustee”), having an address at 00 Xxxxxxxxxx Xxxxxx, Xx. Xxxx, XX 00000, not individually, but solely as trustee under the Pooling and Servicing Agreement for the Credit Suisse First Boston Mortgage Securities Corp., Home Equity Mortgage Trust 2006-3, Home Equity Mortgage Pass-Through Certificates, Series 2006-3 (the “Trust”), and LASALLE BANK NATIONAL ASSOCIATION, a national banking association having an address at 0000 Xxxxx Xxxx, Xxxxx 000, Xxx Xxxxx Xxxxxxx, Xxxxxxxx 00000, as custodian (the “Custodian”).

W I T N E S S E T H

WHEREAS, Credit Suisse First Boston Mortgage Securities Corp. (the “Depositor”) has agreed to transfer certain conventional, primarily fixed-rate mortgage loans (the “Mortgage Loans”) to the Trustee, pursuant to the terms and conditions of the Pooling and Servicing Agreement, dated June 1, 2006 (the “Pooling and Servicing Agreement” ), among DLJMC, as seller (the “Seller”), Wilshire Credit Corporation, as a servicer (“Wilshire”), Ocwen Loan Servicing, LLC, as a servicer (“Ocwen”), Select Portfolio Servicing, Inc. as special servicer and a servicer (“SPS”, and collectively with Wilshire and Ocwen, the “Servicers”), the Trustee and the Depositor; and

WHEREAS, the Servicers are to service the Mortgage Loans pursuant to the terms and conditions of the Pooling and Servicing Agreement, and the Trustee will retain record title to the Mortgage Loans; and

WHEREAS, the Custodian is a national banking association and is otherwise authorized to act as Custodian pursuant to this Custodial Agreement; and

NOW THEREFORE, in consideration of the mutual undertakings herein expressed, the parties hereto hereby agree as follows:

Section 1. Definitions.

Capitalized terms used but not defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement, a copy of which has been received by the Custodian.

Agreement: This Custodial Agreement and all amendments, attachments and supplements hereto.

Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in the City of New York, New York, or the city in which the Corporate Trust Office of the Trustee is located, or savings and loan institutions located in the States of Minnesota, New Jersey, Florida, Illinois, Utah or Oregon are authorized or obligated by law or executive order to be closed.

Closing Date: June 30, 2006.

Commission: The United States Securities and Exchange Commission.

Custodial File: As to each Mortgage Loan, any mortgage loan documents which are delivered to the Custodian or which at any time come into the possession of the Custodian as set forth in Section 2 of this Custodial Agreement.

Custodian: LaSalle Bank National Association, or its successor in interest or assigns, or any successor to the Custodian under this Custodial Agreement as herein provided.

Delivery Date: The date which occurs five (5) Business Days prior to the Closing Date or any Subsequent Transfer Date, as applicable, or such other date as mutually agreed upon by the Depositor, Trustee and the Custodian.

Exchange Act: The Securities Exchange Act of 1934, as amended.

Mortgage Loan: The mortgage loan relating to each Custodial File sold, assigned or transferred pursuant to this Custodial Agreement and identified on the Mortgage Loan Schedule attached hereto as Exhibit 5, as such Mortgage Loan Schedule may be supplemented from time to time.

Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.

Securities Act: The Securities Act of 1933, as amended.

Servicers: The Servicers under the Pooling and Servicing Agreement as therein provided.

Subcontractor: Any vendor, subcontractor or other person that is not responsible for the overall servicing (as “servicing” is commonly understood by participants in the mortgage-backed securities market) of the Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to the Mortgage Loans under the direction or authority of the Custodian.

Trustee: U.S. Bank National Association, in its capacity as Trustee under the Pooling and Servicing Agreement or its assigns.

Trust Receipt: Either a Trust Receipt and Initial Certification or a Trust Receipt and Final Certification.

Trust Receipt and Initial Certification: A trust receipt and initial certification as to each Mortgage Loan, which Trust Receipt and Initial Certification is delivered to the Trustee by the Custodian in the form annexed hereto as Exhibit 1.

Trust Receipt and Final Certification: A trust receipt and final certification as to each Mortgage Loan, which Trust Receipt and Final Certification is delivered to the Trustee by the Custodian in the form annexed hereto as Exhibit 2.

Section 2. Delivery of Custodial Files.

The Depositor will deliver and release or cause to be delivered and released to the Custodian on the Delivery Date the following original documents pertaining to each of the Mortgage Loans identified in the related Mortgage Loan Schedule:

(a) (A) the original Mortgage Note of the Mortgagor in the name of the Trustee or endorsed “Pay to the order of ________________ without recourse” and signed in the name of the last named endorsee by an authorized officer, together with all intervening endorsements showing a complete chain of endorsements from the originator of the related Mortgage Loan to the last endorsee or (B) with respect to any Lost Mortgage Note (as such term is defined in the Pooling and Servicing Agreement), a lost note affidavit stating that the original Mortgage Note was lost or destroyed, together with a copy of such Mortgage Note;

(b) the original Mortgage bearing evidence that such instruments have been recorded in the appropriate jurisdiction where the Mortgaged Property is located as determined by DLJMC (or, in lieu of the original of the Mortgage or the assignment thereof, a duplicate or conformed copy of the Mortgage or the instrument of assignment, if any, together with a certificate of receipt from the Seller or the settlement agent who handled the closing of the Mortgage Loan, certifying that such copy or copies represent true and correct copy(ies) of the original(s) and that such original(s) have been or are currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located) or a certification or receipt of the recording authority evidencing the same;

(c) the original Assignment of Mortgage, in blank, which assignment appears to be in form and substance acceptable for recording and, in the event that the related Seller acquired the Mortgage Loan in a merger, the assignment must be by “[Seller], successor by merger to [name of predecessor]”, and in the event that the Mortgage Loan was acquired or originated by the related Seller while doing business under another name, the assignment must be by “[Seller], formerly known as [previous name]”;

(d) The original of any intervening assignment of the Mortgage not included in (iii) above, including any warehousing assignment, with evidence of recording thereon (or, in lieu of the original of any such intervening assignment, a duplicate or conformed copy of such intervening assignment together with a certificate of receipt from the related Seller or the settlement agent who handled the closing of the Mortgage Loan, certifying that such copy or copies represent true and correct copy(ies) of the original(s) and that such original(s) have been or are currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located) or a certification or receipt of the recording authority evidencing the same;

(e) an original of any related security agreement (if such item is a document separate from the Mortgage) and the originals of any intervening assignments thereof showing a complete chain of assignment from the originator of the related Mortgage Loan to the last assignee;

(f) an original assignment of any related security agreement (if such item is a document separate from the Mortgage) executed by the last assignee in blank;

(g) the originals of any assumption, modification, extension or guaranty agreement with evidence of recording thereon, if applicable (or, in lieu of the original of any such agreement, a duplicate or conformed copy of such agreement together with a certificate of receipt from the related Seller or the settlement agent who handled the closing of the Mortgage Loan, certifying that such copy(ies) represent true and correct copy(ies) of the original(s) and that such original(s) have been or are currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located), or a certification or receipt of the recording authority evidencing the same;

(h) if the Mortgage Note or Mortgage or any other document or instrument relating to the Mortgage Loan has been signed by a person on behalf of the Mortgagor, the original power of attorney or other instrument that authorized and empowered such person to sign bearing evidence that such instrument has been recorded, if so required, in the appropriate jurisdiction where the Mortgaged Property is located as determined by DLJMC (or, in lieu thereof, a duplicate or conformed copy of such instrument, together with a certificate of receipt from the related Seller or the settlement agent who handled the closing of the Mortgage Loan, certifying that such copy(ies) represent true and complete copy(ies) of the original(s) and that such original(s) have been or are currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located) or a certification or receipt of the recording authority evidencing the same; and

(i) in the case of the First Mortgage Loans, the original mortgage title insurance policy.

In the event that, pursuant to the Pooling and Servicing Agreement, an Officer’s Certificate of the Seller is delivered to the Trustee because of a delay caused by the public recording office in returning any recorded document, the Trustee shall deliver such Officer’s Certificate to the Custodian. The Trustee shall direct the Custodian to deliver written notice to each Rating Agency, as such term is defined in the Pooling and Servicing Agreement, within 360 days from the Closing Date indicating each Mortgage (a) which has not been returned by the appropriate recording office or (b) as to which there is a dispute as to location or status of such Mortgage. Such notice shall be delivered every 90 days thereafter until the related Mortgage is returned to the Custodian.

From time to time, the Servicers shall forward or shall cause to be forwarded to the Custodian additional original documents, additional documents evidencing an assumption, modification, consolidation or extension of a Mortgage Loan approved by the related Servicer of such Mortgage Loan, in accordance with the terms of the Pooling and Servicing Agreement. All such mortgage documents held by the Custodian as to each Mortgage Loan shall constitute the “Custodial File”. From time to time, the Trustee shall instruct or cause the instruction of the Custodian to deliver certain mortgage documents to the Trustee for assignment and recordation.

Within thirty (30) days of the Closing Date with regard to the Initial Mortgage Loans and the related Subsequent Transfer Date with regard to the Subsequent Mortgage Loans, the Trustee (at the expense of DLJ Mortgage Capital, Inc., referred to in the Pooling and Servicing Agreement as DLJMC, the seller of the Mortgage Loans) shall (i) affix the Trustee’s name to each Assignment of Mortgage, as the assignee thereof, (ii) cause such Assignment of Mortgage to be completed in proper form for recording in the appropriate public office for real property records and (iii) cause to be delivered for recording in the appropriate public office for real property records the Assignments of Mortgages to the Trustee, except that, with respect to any Assignment of Mortgage as to which the Trustee has not received the information required to prepare such Assignment of Mortgage in recordable form, the Trustee’s obligation to do so and to deliver the same for such recording shall be as soon as practicable after receipt of such information and in any event within thirty (30) days after the receipt thereof. The Custodian shall maintain a copy of each such assignment in the Custodial File. DLJMC shall be responsible for the fees and expenses of the Trustee in connection with this paragraph.

At least 24 hours prior to delivery of the Mortgage Loans, the Depositor will provide or cause to be provided to the Custodian, via electronic transmission, a list of all the Mortgage Loans and their related data fields including loan ID, Mortgagor name, mortgaged property address, mortgage rate, maturity date, and original principal balance of each such Mortgage Loan. This data shall be delivered to the Custodian in an acceptable format that can be easily uploaded to the Custodian’s system. A hard copy of the Mortgage Loan Schedule will be delivered to the Custodian at the time of delivery to the Custodian of such documents related to the Mortgage Loans identified in such Mortgage Loan Schedule.

Section 3. Custodian as Bailee.

The Custodian hereby acknowledges that it is, and agrees to act as, bailee for the Trustee and is holding each Custodial File delivered to it in trust for the Trustee.

Section 4. Trust Receipt and Initial Certification of the Custodian.

(a) No later than 1:00 p.m. Eastern Time on the Closing Date or Subsequent Transfer Date, as applicable, the Custodian shall deliver to the Trustee a Trust Receipt and Initial Certification certifying, subject to any exceptions noted thereon, as to each Initial Mortgage Loan or Subsequent Mortgage Loan, as applicable, on the Mortgage Loan Schedule, (i) receipt of the original Mortgage Note and Assignment of Mortgage and (ii) that the Mortgage Note has been reviewed by the Custodian and appears regular on its face and relates to such Mortgage Loan.

(b) Upon the written directions of the Trustee, and upon the prior tender by the Trustee of an applicable trust receipt or trust receipts (including any related Trust Receipt and Final Certification that has been issued), the Custodian shall deliver all or any portion of the related Custodial Files held by it pursuant to such Trust Receipt to the Trustee, or to such other party designated by such Trustee in such written direction, and to the place indicated in any such written direction from the Trustee. If such delivery is for less than all of the Custodial Files held by the Custodian with respect to such Trust Receipt (and a Trust Receipt and Final Certification has been issued), the Custodian shall deliver to the Trustee a new Trust Receipt and Final Certification with respect to the related Custodial Files retained by the Custodian. Each Trust Receipt (including any Trust Receipt and Final Certification) surrendered shall be canceled by the Custodian.

Section 5. Obligations of the Custodian.

(a) With respect to the Mortgage Note, the Mortgage and the Assignment of Mortgage and other documents constituting each Custodial File which is delivered to the Custodian or which come into the possession of the Custodian, the Custodian is the custodian for the Trustee exclusively. The Custodian shall hold all mortgage documents received by it constituting the Custodial File for the exclusive use and benefit of the Trustee, and shall make disposition thereof only in accordance with this Custodial Agreement and the instructions furnished by the Trustee. The Custodian shall segregate and maintain continuous custody of all mortgage documents constituting the Custodial File in secure and fire-resistant facilities in accordance with customary standards for such custody. The Custodian shall not be responsible to verify (i) the validity, legality, enforceability, sufficiency, due authorization or genuineness of any document in the Custodial File or of any Mortgage Loans or (ii) the collectability, insurability, effectiveness including the authority or capacity of any Person to execute or issue any document in the Custodial File, or suitability of any Mortgage Loan unless specified otherwise in this Custodial Agreement. The Custodian shall promptly report to the Trustee any failure on its part to hold the Custodial Files and maintain its accounts, records and computer systems as herein provided and promptly take appropriate action to remedy such failure.

(b) On or before March 15th of each calendar year that the Trust Fund i s subject to the Exchange Act reporting requirements, beginning with March 15, 2007, the Custodian shall, at its own expense, cause a firm of independent public accountants (who may also render other services to Custodian), which is a member of the American Institute of Certified Public Accountants, to furnish to DLJMC, the Trustee and the Depositor a report to the effect that such firm that attests to, and reports on, the assessment made by such asserting party pursuant to Section 5(c) below, which report shall be made in accordance with standards for attestation engagements issued or adopted by the Public Company Accounting Oversight Board.

(c) On or before March 15th of each calendar year that the Trust Fund is subject to the Exchange Act reporting requirements, beginning with March 15, 2007, the Custodian shall deliver to DLJMC, the Trustee and the Depositor a report regarding its assessment of compliance with the applicable servicing criteria identified in Exhibit 7 attached hereto, as of and for the period ending the end of the fiscal year ending no later than December 31 of the year prior to the year of delivery of the report, with respect to asset-backed security transactions taken as a whole in which the Custodian is performing any of the servicing criteria specified in Exhibit 7 and that are backed by the same asset type backing such asset-backed securities. Each such report shall include (a) a statement of the party’s responsibility for assessing compliance with the servicing criteria applicable to such party, (b) a statement that such party used the criteria identified in Item 1122(d) of Regulation AB (§ 229.1122(d)) to assess compliance with the applicable servicing criteria, (c) disclosure of any material instance of noncompliance identified by such party, and (d) a statement that a registered public accounting firm has issued an attestation report on such party’s assessment of compliance with the applicable servicing criteria, which report shall be delivered by the Custodian as provided in Section 5(b).

(d) The Custodian has not and shall not engage any Subcontractor which is “participating in the servicing function” within the meaning of Item 1122 of Regulation AB without (a) giving notice to the Seller, the Trustee, the Servicers and the Depositor, and (b) requiring any such Subcontractor to provide to the Custodian an attestation report as provided for in Section 5(b) above and an assessment report as provided for in Section 5(c) above, which reports the Custodian shall include in the Custodian’s attestation and assessment reports.

Section 6. Final Certification.

Not later than ninety (90) days following (i) the Closing Date and (ii) the end of the Pre-Funding Period, the Custodian shall ascertain that all documents specified in Sections 2(i) through (ix) of this Custodial Agreement are in its possession, and shall deliver to the Trustee a Trust Receipt and Final Certification certifying, subject to any exceptions noted thereon that, as to each Initial Mortgage Loan or Subsequent Mortgage Loan, as applicable, listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in such certification as not covered by such certification): (i) all documents required to be delivered to it pursuant to Sections 2(i)-(ix) of this Custodial Agreement are in its possession; (ii) such documents have been reviewed by it (including the information set forth in items (i), (iii), (xii) and (xx) with respect to each Mortgage Loan and item (ii) with respect to the Mortgage Loans in the aggregate of the Mortgage Loan Schedule) and appear regular on their face and relate to such Mortgage Loan; (iii) all Assignments of Mortgage or intervening assignments of mortgage, as applicable, have been submitted for recording in the jurisdiction in which recording is necessary; and (iv) each Mortgage Note has been endorsed as provided in Section 2(i) of this Custodial Agreement and each Mortgage has been assigned in accordance with Section 2(iii) of this Custodial Agreement.

Section 7. Future Defects.

Section 8. Release for Servicing.

(a) From time to time and as appropriate for the foreclosure or servicing of any of the Mortgage Loans, the Custodian is hereby authorized, upon written receipt from a Servicer of a request for release of documents and receipt in the form annexed hereto as Exhibit 3, to release to such Servicer the related Custodial File or the documents set forth in such request and receipt to such Servicer. Such Servicer promptly shall return to the Custodian the Custodial File or other such documents when such Servicer’s need therefor no longer exists, unless the related Mortgage Loan shall be liquidated in which case, upon receipt of an additional request for release of documents and receipt certifying such liquidation from such Servicers to the Custodian in the form annexed hereto as Exhibit 3, the Servicer’s request and receipt submitted pursuant to the first sentence of this Section 8 shall be released by the Custodian to such Servicer. If the Custodian fails to release the Custodial File within three (3) business days of receipt of the request for release of documents, the Custodian, upon the written request of such Servicer, will provide such Servicer with a lost note affidavit and indemnity; provided, however, that in the event such Custodial File did not contain an original Mortgage Note and such exception was duly reported on the document exception report attached to the Trust Receipt and Initial Certification, the Custodian will not be required to provide a lost note affidavit and indemnity. The Custodian agrees to indemnify the Trustee for the reasonable replacement cost of the file, as well as any actual penalties or charges resulting from the failure of the Custodian to return the Mortgage Files within the time frame described above.

Section 9. Limitation on Release.

The foregoing provision respecting release to the Servicers of Custodial Files and documents by the Custodian upon requests by the Servicers shall be operative only to the extent that at any time the Custodian shall not have released to the Servicers active Custodial Files or documents (including those requested) pertaining to more than 15% of the Mortgage Loans in the Mortgage Pool. Any additional Custodial Files or documents requested to be released by the Servicers may be released only upon written authorization of the Depositor. The limitations of this paragraph shall not apply to the release of Custodial Files to the Servicers under Section 10 below.

Section 10. Release for Payment.

Upon receipt by the Custodian of the Servicers’ request for release of documents and receipt in the form annexed hereto as Exhibit 3 (which certification shall include a statement to the effect that all amounts received in connection with such payment or repurchase have been credited to the Certificate Account as provided in the Pooling and Servicing Agreement), the Custodian shall promptly release the related Custodial File to such Servicer.

Section 11. Fees of Custodian.

The Custodian shall charge such fees for its services under this Custodial Agreement as are set forth in Exhibit 6 hereto, the payment of which fees (with the exception of conference room fees and extraordinary time charges, which shall be the obligation of the party requesting such services), together with the Custodian’s expenses in connection herewith, shall be solely the obligation of the Trustee.

Section 12. Removal of Custodian.

The Trustee with or without cause, may upon at least 60 days’ notice remove and discharge the Custodian from the performance of its duties under this Custodial Agreement by written notice from the Trustee to the Custodian. Having given notice of such removal, the Trustee, promptly shall appoint a successor Custodian (which may be the Trustee or an affiliate of the Trustee) to act on behalf of the Trustee by written instrument, one original counterpart of which instrument shall be delivered to the Trustee and an original to the successor Custodian (with a copy delivered to each Servicer), provided that any such successor Custodian shall meet the criteria set forth in the following paragraph. In the event of any such removal, the Custodian shall promptly transfer to the successor Custodian, as directed, all Custodial Files being administered under this Custodial Agreement. In the event of any such appointments the Trustee shall be responsible for the fees and expenses of the existing and successor Custodian, unless the Custodian shall be removed for cause, in which case such fees and expenses shall be the responsibility of the removed custodian. If the Trustee removes the Custodian without cause, the Trustee shall be responsible for payment of all expenses incurred in the transmission of the Custodial Files to the successor Custodian and for all applicable release fees of the Custodian.

Any successor Custodian shall at all times be a corporation or association organized and doing business under the laws of a state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $5,000,000, subject to supervision or examination by federal or state authority and with a credit rating which would not cause either of the Rating Agencies to reduce their respective then current Ratings of the Certificates (or having provided such security from time to time as is sufficient to avoid such reduction) as evidenced in writing by each Rating Agency. If such corporation or association publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 12 the combined capital and surplus of such corporation or association shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. In case at any time a successor Xxxxxxxxx shall cease to be eligible in accordance with the provisions of this Section 12, such successor Xxxxxxxxx shall resign immediately and be replaced as specified in the previous paragraph. The entity serving as successor Custodian may have normal banking and trust relationships with the Depositor and its affiliates or a Servicer and its affiliates; provided, however, that such entity cannot be an affiliate of the Seller, the Depositor or a Servicer.

Section 13. Transfer of Custodial Files.

Upon written request of the Trustee, the Custodian shall release to such Persons as the Trustee shall designate the Custodial Files relating to such Mortgage Loans as the Trustee shall request.

Section 14. Examination of Custodial Files.

Upon reasonable prior notice to the Custodian but not less than two (2) Business Days notice, the Trustee and its agents, accountants, attorneys, auditors and designees will be permitted during normal business hours to examine the Custodial Files, documents, records and other papers in the possession of or under the control of the Custodian relating to any or all of the Mortgage Loans. The Custodial Files shall be maintained at LaSalle Bank National Association, 0000 Xxxxx Xxxx, Xxxxx 000, Xxx Xxxxx Xxxxxxx, Xxxxxxxx 00000 or at such other location as the Custodian may designate in writing to the Trustee.

Section 15. Insurance of Custodian.

At its own expense, the Custodian shall maintain at all times during the existence of this Custodial Agreement and keep in full force and effect such insurance in amounts, with standard coverage and subject to deductibles, all as is customary for insurance typically maintained by banks which act as custodian. The minimum coverage under any such bond and insurance policies shall be at least equal to the corresponding amounts required by FNMA in the FNMA Servicing Guide or by FHLMC in the FHLMC Company’s & Servicers’ Guide.

Section 16. Counterparts.

For the purpose of facilitating the execution of this Custodial Agreement as herein provided and for other purposes, this Custodial Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute and be one and the same instrument.

Section 17. Periodic Statements.

Within 10 days of each anniversary of the date of this Custodial Agreement, or upon the request of the Trustee at any other time, the Custodian shall provide to the Trustee a list of all the Mortgage Loans and file exceptions for which the Custodian holds a Custodial File pursuant to this Custodial Agreement and the Pooling and Servicing Agreement. Such list may be in a mutually agreeable electronic format.

Section 18. Governing Law.

THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS, AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

Section 19. Copies of Mortgage Documents.

Upon the request of the Trustee, acting solely at the direction of a Servicer or a Certificateholder, the Custodian shall provide the Trustee or the Servicers with copies of the Mortgage Notes, Mortgages, Assignments of Mortgage and other documents relating to one or more of the Mortgage Loans.

Section 20. No Adverse Interest of Custodian.

By execution of this Custodial Agreement, the Custodian represents and warrants that it currently holds, and during the existence of this Custodial Agreement shall hold, no interest adverse to the Trustee, by way of security or otherwise, in any Mortgage Loan, and hereby waives and releases any such interest which it may have in any Mortgage Loan as of the date hereof.

Section 21. Termination by Xxxxxxxxx.

The Custodian may terminate its obligations under this Custodial Agreement upon at least 60 days’ prior written notice to the Trustee and the Servicers. In the event of such termination, the Trustee shall appoint a successor Xxxxxxxxx and shall notify the Servicers of such appointment. The payment of such successor Custodian’s fees and expenses shall be solely the responsibility of the Trustee. Upon such appointment, the Custodian shall promptly transfer at its expense to the successor Custodian, as directed, all Custodial Files being administered under this Custodial Agreement.

Section 22. Term of Agreement.

Unless terminated pursuant to Section 12 or Section 21 hereof, this Custodial Agreement shall terminate upon the final payment or other liquidation (or advance with respect thereto) of the last Mortgage Loan or the disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan, and the final remittance of all funds due under the Pooling and Servicing Agreement. In such event all documents remaining in the Custodial Files shall be released in accordance with the written instructions of the Trustee.

Section 23. Notices.

All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given when received by the recipient party at the addresses shown on the first page hereof, and in the case of the Trustee, to the attention of U.S. Bank National Association, 00 Xxxxxxxxxx Xxxxxx, Xx. Xxxx, Xxxxxxxxx 00000, Attention: Corporate Trust - Structured Finance Ref: CSFB HEMT 2006-3, and in the case of the Custodian, to the attention of LaSalle Bank National Association, 0000 Xxxxx Xxxx, Xxxxx 000, Xxx Xxxxx Xxxxxxx, Xxxxxxxx 00000, Attention: Operations Manager, or at such other addresses as may hereafter be furnished to the other parties by like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt).

Section 24. Successors and Assigns.

The Custodian may assign its rights and obligations under this Agreement, in whole or in part, to any Affiliate; however, Xxxxxxxxx agrees to notify Trustee of any such assignment. “Affiliate” is defined as any entity that directly or indirectly is under common control with Custodian, or is under contract to be under common control with Custodian, and shall include a subsidiary or parent company of Custodian.

This Custodial Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any person into which the Custodian may be merged or converted or with which the Custodian may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any Person succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything to the contrary herein notwithstanding. Any assignee shall forward a list of authorized representatives to each party to this Custodial Agreement pursuant to Section 28 of this Custodial Agreement.

Section 25. Liability of Custodian; Indemnification.

Neither the Custodian nor any of its directors, affiliates, officers, agents, or employees, shall be liable for any action taken or omitted to be taken by it or them hereunder or in connection herewith in good faith and believed by it or them to be within the purview of this Custodial Agreement, except for its or their own gross negligence, lack of good faith or willful misconduct. In no event shall the Custodian or its directors, affiliates, officers, agents, and employees be held liable for any special, indirect or consequential damages resulting from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages.

The Custodian agrees to indemnify and defend, from Xxxxxxxxx’s own funds, and hold the Depositor, DLJMC, and their respective directors, affiliates, officers, agents, and employees harmless against any liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements, including reasonable attorney’s fees, that may be imposed on, incurred by, or asserted against it or them directly based upon the engagement of any Subcontractor in violation of Section 5(d) or any failure by the Custodian to deliver any information, report, certification, accountants’ letter or other material when and as required under this Agreement, including any report under Sections 5(b) or 5(c). The indemnification set forth in this section shall survive any termination of this Agreement and the termination, resignation or removal of the Custodian.

Section 26. Reliance of Custodian.

In the absence of gross negligence or bad faith on the part of the Custodian, the Custodian may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any data communications, magnetic tape, request, instructions, certificate, opinion or other document furnished to the Custodian, reasonably believed by the Custodian to be genuine and to have been signed or presented by the proper party or parties and conforming to the requirements of this Custodial Agreement; but in the case of any loan document or other request, instruction, document or certificate which by any provision hereof is specifically required to be furnished to the Custodian, the Custodian shall be under a duty to examine the same to determine whether or not it conforms prima facie to the requirements of this Custodial Agreement.

Section 27. Transmission of Custodial Files.

Written instructions as to the method of shipment and shipper(s) the Custodian is directed to utilize in connection with transmission of mortgage files and loan documents in the performance of the Custodian’s duties hereunder shall be delivered by the related Servicer to the Custodian prior to any shipment of any mortgage files and loan documents hereunder. The Trustee will arrange for the provision of such services at the reasonable cost and expense of the Trustee (or, at the Custodian’s option, the Trustee shall reimburse the Custodian for all costs and expenses incurred by the Custodian consistent with such instructions). Without limiting the generality of the provisions of Section 25 above, it is expressly agreed that in no event shall the Custodian have any liability for any losses or damages to any person, including without limitation, the Trustee arising out of actions of the Custodian consistent with instructions of the Trustee.

Section 28. Authorized Representatives.

Each individual designated as an authorized representative of a Servicer (an “Authorized Representative”), is authorized to give and receive notices, requests and instructions and to deliver certificates and documents in connection with this Custodial Agreement on behalf of the related Servicer, as the case may be, and the specimen signature for each such Authorized Representative of each such Authorized Representative of a Servicer, initially authorized hereunder, is set forth on Exhibit 4 hereof. From time to time, the Servicers may, by delivering to the Custodian a revised exhibit, change the information previously given pursuant to this Section 28, but each of the parties hereto shall be entitled to rely conclusively on the then current exhibit until receipt of a superseding exhibit.

Section 29. Reproduction of Documents.

This Custodial Agreement and all documents relating thereto except with respect to the Custodial File, including, without limitation, (a) consents, waivers and modifications which may hereafter be executed, and (b) certificates and other information previously or hereafter furnished, may be reproduced by any photographic, photostatic, microfilm, microcard, miniature photographic or other similar process. The parties agree that any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding, whether or not the original is in existence and whether or not such reproduction was made by a party in the regular course of business, and that any enlargement, facsimile or further reproduction of such reproduction shall likewise be admissible in evidence.

Section 30. Force Majeure.

The Custodian shall not be responsible for delays or failures in performance resulting from acts beyond its control. Such acts shall include, without limitation, acts of God, strikes, lockouts, riots, acts of war or terrorism, epidemics, nationalization, expropriation, currency restrictions, governmental regulations adopted after the date of this Agreement, fire, communication line failures, computer viruses, power failures, earthquakes or other disasters of a similar nature to the foregoing.

Section 31. Limitations on the Responsibilities of the Custodian.

(a) Except as provided herein, the Custodian shall be under no duty or obligation to inspect, review or examine the Custodial Files to determine that the contents thereof are appropriate for the represented purpose or that they have been actually recorded or that they are other than what they purport to be on their face.

(b) The Custodian shall not be responsible for preparing or filing any reports or returns relating to federal, state or local income taxes with respect to this Agreement, other than for the Custodian’s compensation or for reimbursement of expenses.

(c) The Custodian shall not be responsible or liable for, and makes no representation or warranty with respect to, the validity, adequacy or perfection of any lien upon or security interest in any Custodial File.

(d) Any other provision of this Agreement to the contrary notwithstanding, the Custodian shall have no notice, and shall not be bound by any of the terms and conditions of any other document or agreement executed or delivered in connection with, or intended to control any part of, the transactions anticipated by or referred to in this Agreement unless the Custodian is a signatory party to that document or agreement. Notwithstanding the foregoing sentence, the Custodian shall be deemed to have notice of the terms and conditions (including without limitation definitions not otherwise set forth in full in this Agreement) of other documents and agreements executed or delivered in connection with, or intended to control any part of, the transactions anticipated by or referred to in this Agreement, to the extent such terms and provisions are referenced, or are incorporated by reference, into this Agreement only as long as the Custodian shall have been provided a copy of any such document or agreement.

(e) The duties and obligations of the Custodian shall only be such as are expressly set forth in this Agreement or as set forth in a written amendment to this Agreement executed by the parties hereto or their successors and assigns. In the event that any provision of this Agreement implies or requires that action or forbearance be taken by a party, but is silent as to which party has the duty to act or refrain from acting, the parties agree that the Custodian shall not be the party required to take the action or refrain from acting. In no event shall the Custodian have any responsibility to ascertain or take action except as expressly provided herein.

(f) Nothing in this Agreement shall be deemed to impose on the Custodian any duty to qualify to do business in any jurisdiction, other than (i) any jurisdiction where any Custodial File is or may be held by the Custodian from time to time hereunder, and (ii) any jurisdiction where its ownership of property or conduct of business requires such qualification and where failure to qualify could have a material adverse effect on the Custodian or its property or business or on the ability of the Custodian to perform its duties hereunder.

(g) The Custodian may consult with counsel selected by the Custodian with regard to legal questions arising out of or in connection with this Agreement, and the written opinion of such counsel shall be full and complete authorization and protection in respect of any action reasonably taken, omitted or suffered by the Custodian in good faith and in accordance therewith.

(h) No provision of this Agreement shall require the Custodian to expend or risk its own funds or otherwise incur any financial liability in the performance of any of its duties hereunder or in the exercise of any of its rights and powers, if, in its sole judgment, it shall believe that repayment of such funds or adequate indemnity against such risk or liability is not assured to it.

(i) The Custodian shall have no duty to ascertain whether or not each amount or payment has been received by the Trustee or any third person.

Section 32. Binding Arbitration.

Upon demand of any party hereto, whether made before or after institution of any judicial proceeding, any dispute, claim or controversy arising out of, connected with or relating to this Agreement (“Disputes”), between or among parties hereto shall be resolved by binding arbitration as provided herein. Institution of a judicial proceeding by a party does not waive the right of that party to demand arbitration hereunder. Disputes may include, without limitation tort claims, counterclaims, claims brought as class actions or claims concerning any aspect of the past, present or future relationships arising out of or connected with this Agreement. Arbitration shall be conducted under and governed by the Commercial Financial Disputes Arbitration Rules (the “Arbitration Rules”) of the American Arbitration Association and Title 9 of the U.S. Code. All arbitration hearings shall be conducted in New York, New York. The expedited procedures set forth in Rule 51, et seq. of the Arbitration Rules shall be applicable to claims of less than $1,000,000. All applicable statutes of limitation shall apply to any Dispute. A judgment upon the award may be entered in any court having jurisdiction. The panel from which all arbitrators are selected shall be comprised of licensed attorneys. The single arbitrator selected for expedited procedure shall be a retired judge from the highest court of general jurisdiction, state or federal, of the state where the hearing will be conducted.

Section 33. Intent of the Parties; Reasonableness.

The parties hereto acknowledge and agree that the purpose of Sections 5(b), 5(c), 5(d), 33, 34 and 35 is to facilitate compliance by the Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. The Depositor shall not exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission under the Securities Act and the Exchange Act. Each of the parties hereto acknowledges that interpretations of the requirements of Regulation AB may change overtime, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the mortgage-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. The Custodian shall cooperate reasonably with the Depositor to deliver to the Depositor (including any of its assignees or designees), any and all disclosure, statements, reports, certifications, records and any other information necessary in the reasonable, good faith determination of the Depositor to permit the Depositor to comply with the provisions of Regulation AB.

Section 34. Additional Representations and Warranties of the Custodian.

(a) The Custodian shall be deemed to represent to the Depositor as of the date hereof and on each date on which information is provided to the Trustee under Section 35 that, except as disclosed in writing to the Depositor prior to such date: (i) there are no aspects of its financial condition that could have a material adverse effect on the performance by it of its Custodian obligations under this Custodial Agreement or any other securitization transaction as to which it is the custodian; (ii) there are no material legal or governmental proceedings pending (or known to be contemplated) against it; and (iii) there are no affiliations, relationships or transactions relating to the Custodian with respect to the Depositor or any sponsor, issuing entity, servicer, originator, significant obligor, enhancement or support provider or other material transaction party (as such terms are used in Regulation AB) relating to the securitization transaction contemplated by the Pooling and Servicing Agreement, as identified by the Depositor to the Custodian in writing as of the Closing Date (each, a “Transaction Party”).

(b) If so requested by the Depositor on any date following the Closing Date, the Custodian shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (a) of this Section or, if any such representation and warranty is not accurate as of the date of such confirmation, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. Any such request from the Depositor shall not be given more than once each calendar quarter, unless the Depositor shall have a reasonable basis for a determination that any of the representations and warranties may not be accurate.

Section 35. Additional Information to Be Provided by the Custodian.

For so long as the Trust is subject to the reporting obligations under the Exchange Act, for the purpose of satisfying the Depositor’s reporting obligation under the Exchange Act with respect to any class of publicly offered Certificates, the Custodian shall (a) notify the Depositor in writing of any material litigation or governmental proceedings pending against the Custodian that would be material to Certificateholders, and (b) provide to the Depositor and Trustee a written description of such proceedings. Any notices and descriptions required under this Section 35 shall be given no later than five Business Days prior to the Determination Date following the month in which the Custodian has knowledge of the occurrence of the relevant event. As of the date the Trustee files each Report on Form 10-D or Form 10-K with respect to the Certificates, the Custodian will be deemed to represent that any information previously provided under this Section 35, if any, is materially correct and does not have any material omissions unless the Custodian has provided an update to such information.

IN WITNESS WHEREOF, the Trustee and the Custodian have caused their names to be duly signed hereto by their respective officers thereunto duly authorized, all as of the date first above written.

	U.S. BANK NATIONAL ASSOCIATION, not in its individual capacity but solely as Trustee under the Pooling and Servicing Agreement for Home Equity Mortgage Pass-Through Certificates, Series 2006-3

	By:
	Name:
	Title:


	LASALLE BANK NATIONAL ASSOCIATION, as Custodian

	By:
	Name:
	Title:

Acknowledged and agreed WILSHIRE CREDIT CORPORATION

By:
Name:
Title:


OCWEN LOAN SERVICING, LLC

By:
Name:
Title:


SELECT PORTFOLIO SERVICING, INC.

By:
Name:
Title:

EXHIBIT 1

TRUST RECEIPT AND INITIAL CERTIFICATION

June 30, 2006

U.S. Bank National Association

as Trustee under the Pooling and Servicing Agreement

Home Equity Mortgage Pass-Through Certificates Series 2006-3

St. Xxxx, MN 55107-2292

Attention: Corporate Trust - Structured Finance Ref: CSFB HEMT 2006-3

Re:

Custodial Agreement, dated as of June 1, 2006, between U.S. Bank National

Association as Trustee, and LaSalle Bank National Association, as Custodian

Ladies and Gentlemen:

In accordance with the provisions of Section 4 of the above referenced Custodial Agreement, the undersigned, as the Custodian, hereby certifies as to each [Initial Mortgage Loan] [Subsequent Mortgage Loan] in the Mortgage Loan Schedule that (i) it has received the original Mortgage Note and Assignment of Mortgage with respect to each Mortgage Loan identified on the Mortgage Loan Schedule attached hereto as Exhibit A and (ii) such Mortgage Note has been reviewed by it and appears regular on its face and relates to such Mortgage Loan. The Custodian makes no representations as to (i) the validity, legality, enforceability, sufficiency, due authorization or genuineness of any of the documents contained in each Custodial File or of any of the Mortgage Loans or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan.

The Custodian hereby confirms that it is holding each such Mortgage Note, Assignment of Mortgage and Assignment of Note as agent and bailee of, and custodian for the exclusive use and benefit, and subject to the sole direction, of the Trustee pursuant to the terms and conditions of the Custodial Agreement.

This Trust Receipt and Initial Certification is not divisible or negotiable.

The Custodian will accept and act on instructions with respect to the Mortgage Loans subject hereto upon surrender of this Trust Receipt and Initial Certification at its office at 0000 Xxxxx Xxxx, Xxxxx 000, Xxx Xxxxx Xxxxxxx, Xxxxxxxx 00000, Attention: Document Custodian.

Capitalized terms used herein shall have the meaning ascribed to them in the Custodial Agreement.

LASALLE BANK NATIONAL ASSOCIATION, as Custodian

By:
Name:
Title:
Date:

EXHIBIT 2

TRUST RECEIPT AND FINAL CERTIFICATION

Trust Receipt #__________

Cut-off Date Principal Balance $__________

U.S. Bank National Association

as Trustee under the Pooling and Servicing Agreement

Home Equity Mortgage Pass-Through Certificates Series 2006-3

St. Xxxx, MN 55107-2292

Attention: Corporate Trust - Structured Finance Ref: CSFB HEMT 2006-3

Re:

Custodial Agreement, dated as of June 1, 2006, between U.S. Bank National Association,

as Trustee, and LaSalle Bank National Association as Custodian

Ladies and Gentlemen:

In accordance with the provisions of Section 6 of the above referenced Custodial Agreement, the undersigned, as the Custodian, hereby certifies that as to each Mortgage Loan listed on the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan listed on the attachment hereto) it has reviewed the Custodial Files and has determined that (i) all documents required to be delivered to it pursuant to Sections 2(i)-(ix) of the Custodial Agreement are in its possession; (ii) such documents have been reviewed by it and appear regular on their face and related to such Mortgage Loan; (iii) all Assignments of Mortgage or intervening assignments of mortgage, as applicable, have been submitted for recording in the jurisdictions in which recording is necessary; and (iv) each Mortgage Note has been endorsed as provided in Section 2(i) of the Custodial Agreement and each Mortgage has been assigned in accordance with Section 2(iii) of the Custodial Agreement. The Custodian makes no representations as to (i) the validity, legality, enforceability, sufficiency, due authorization or genuineness of any of the documents contained in each Custodial File or of any of the Mortgage Loans or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan.

The Custodian hereby confirms that it is holding each such Custodial File as agent and bailee of, and custodian for the exclusive use and benefit, and subject to the sole direction, of Trustee pursuant to the terms and conditions of the Custodial Agreement.

This Trust Receipt and Final Certification is not divisible or negotiable.

The Custodian will accept and act on instructions with respect to the Mortgage Loans subject hereto upon surrender of this Trust Receipt and Final Certification at its office at 0000 Xxxxx Xxxx, Xxxxx 000, Xxx Xxxxx Xxxxxxx, Xxxxxxxx 00000, Attention: Document Custodian.

Capitalized terms used herein shall have the meaning ascribed to them in the Custodial Agreement.

LASALLE BANK NATIONAL ASSOCIATION, as Custodian

By:
Name:
Title:

EXHIBIT 3

REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT

To: [Address]

Re:

Custodial Agreement, dated as of June 1, 2006, between

U.S. Bank National Association, as Trustee, and LaSalle Bank National

Association, as Custodian

In connection with the administration of the Mortgage Loans held by you as the Custodian on behalf of the Trustee, we request the release, and acknowledge receipt, of the (Custodial File/[specify documents]) for the Mortgage Loan described below, for the reason indicated.

Mortgagor’s Name Address & Zip Code:

Mortgage Loan Number:

Reason for Requesting Documents (check one)

____	1.	Mortgage Loan Paid in Full. (The Trustee or the related Servicer of such Mortgage Loan hereby certifies that all amounts received in connection therewith have been credited to the account of the Trustee or the related Servicer.)

____	2.	Mortgage Loan Liquidated By ____________________________ (The Trustee or the related Servicer of such Mortgage Loan hereby certifies that all proceeds of foreclosure, insurance, condemnation or other liquidation have been finally received and credited to the account of the Trustee or the related Servicer.)

____	3.	Mortgage Loan in Foreclosure

____	4.	Other (explain)

If box 1 or 2 above is checked, and if all or part of the Custodial File was previously released to us, please release to us our previous request and receipt on file with you, as well as any additional documents in your possession relating to the specified Mortgage Loan.

If box 3 or 4 above is checked, upon our return of all of the above documents to you as the Custodian, please acknowledge your receipt by signing in the space indicated below, and returning this form.

[WILSHIRE CREDIT CORPORATION] as a Servicer

By:
Name:
Title:
Date:



[OCWEN LOAN SERVICING, LLC] as a Servicer

By:
Name:
Title:
Date:


[SELECT PORTFOLIO SERVICING, INC.] as a Servicer

By:
Name:
Title:
Date:

Acknowledgment of Documents returned to the Custodian:

LASALLE BANK NATIONAL ASSOCIATION, as Custodian

By:
Name:
Title:
Date:

EXHIBIT 4

AUTHORIZED REPRESENTATIVES OF THE SERVICERS

WILSHIRE CREDIT CORPORATION

NAME		SPECIMEN SIGNATURE

OCWEN LOAN SERVICING, LLC

NAME		SPECIMEN SIGNATURE

SELECT PORTFOLIO SERVICING, INC.

NAME		SPECIMEN SIGNATURE

EXHIBIT 5

SCHEDULE OF MORTGAGE LOANS

[ATTACHED AS SCHEDULE I TO THE POOLING AND SERVICING AGREEMENT]

EXHIBIT 6

LASALLE BANK N.A.

COLLATERAL SERVICES GROUP

SCHEDULE OF FEES

Credit Suisse First Boston Financial Corporation

DLJ MORTGAGE CAPITAL INC.

July 17, 2001

Release/Reinstatement Fee	$2.50 per file
This fee applies to servicing releases and sales.
Release Rejection	$1.00 per rejection
Internal Transfer	$1.00 per file
Document Deposits	$1.00 per document/packet
Document Rejection	$1.50 per document/packet
This fee will apply when LaSalle is no longer in possession of the collateral file because the loan has been forwarded to the investor or servicer.
Safekeeping and Storage	$0.12 per file, per month
Photocopies	$1.00 per file pull fee $0.25 per page copied
Faxes	$1.00 per page + file pull fee
Endorsements	$0.50 per endorsement
Auditors/Due Diligence	$1.00 per file pulled & re-filed $500 per day conference room reservation.
Fee applies only for bulk sale reviews and customer reviews. Fee does not apply to LaSalle’s internal audit and annual IPA audit.

Miscellaneous Expenses	At Cost
Miscellaneous expenses include but are not limited to legal fees, postage, overnight xxxxxx services, supplies etc.
Data Conversion/Formatting	$50.00 per hour rounded up to the next full hour.

LaSalle will provide customer with a detailed statement reflecting activity in the customer’ s account as of the 20th of each month. Payment for services is due within thirty days of receipt of invoice. Acceptable forms of payment is a check made payable to LaSalle Bank National Association or wired funds sent according to the instructions attached.

This Fee Schedule will remain unchanged for one year from the date of execution and is subject to annual adjustments thereafter.

Agreed and Accepted this ______day of ________, 2001.

By:	_________________________________________
Title:	_________________________________________
By:	_________________________________________
Title:	_________________________________________

EXHIBIT 7

SERVICING CRITERIA TO BE ADDRESSED IN REPORT ON ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by the Custodian shall address, at a minimum, the criteria identified as below as “Applicable Servicing Criteria”:

*Servicing Criteria*		*Applicable Servicing Criteria*
Reference	Criteria
	General Servicing Considerations
1122(d)(1)(i)	Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
1122(d)(1)(ii)	If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
1122(d)(1)(iii)	Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained.
1122(d)(1)(iv)	A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
	Cash Collection and Administration
1122(d)(2)(i)	Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
1122(d)(2)(ii)	Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
1122(d)(2)(iii)	Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
1122(d)(2)(iv)	The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
1122(d)(2)(v)	Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
1122(d)(2)(vi)	Unissued checks are safeguarded so as to prevent unauthorized access.
1122(d)(2)(vii)	Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
	Investor Remittances and Reporting
1122(d)(3)(i)	Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer.
1122(d)(3)(ii)	Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
1122(d)(3)(iii)	Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
1122(d)(3)(iv)	Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
	Pool Asset Administration
1122(d)(4)(i)	Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents.	X
1122(d)(4)(ii)	Mortgage loan and related documents are safeguarded as required by the transaction agreements	X
1122(d)(4)(iii)	Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
1122(d)(4)(iv)	Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents.
1122(d)(4)(v)	The Servicer’s records regarding the mortgage loans agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
1122(d)(4)(vi)	Changes with respect to the terms or status of an obligor’ s mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
1122(d)(4)(vii)	Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
1122(d)(4)(viii)	Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
1122(d)(4)(ix)	Adjustments to interest rates or rates of return for mortgage loans with variable rates are computed based on the related mortgage loan documents.
1122(d)(4)(x)	Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements.
1122(d)(4)(xi)	Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
1122(d)(4)(xii)	Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
1122(d)(4)(xiii)	Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
1122(d)(4)(xiv)	Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
1122(d)(4)(xv)	Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.

EXHIBIT R-2

FORM OF CUSTODIAL AGREEMENT FOR XXXXX FARGO BANK, N.A.

THIS CUSTODIAL AGREEMENT (the “Custodial Agreement”), dated as of June 1, 2006 by and between U.S. BANK NATIONAL ASSOCIATION, a national banking association organized under the laws of the United States (the “Trustee”), having an address at 00 Xxxxxxxxxx Xxxxxx, Xx. Xxxx, XX 00000, not individually, but solely as trustee under the Pooling and Servicing Agreement for the Credit Suisse First Boston Mortgage Securities Corp., Home Equity Mortgage Trust 2006-3, Home Equity Mortgage Pass-Through Certificates, Series 2006-3 (the “Trust”), and XXXXX FARGO BANK, N.A., a national banking association having an address at 0000 Xxxxx Xxxxxx, X.X., Xxxxxxxxxxx, XX 00000, as custodian (the “Custodian”).

W I T N E S S E T H

WHEREAS, Credit Suisse First Boston Mortgage Securities Corp. (the “Depositor”) has agreed to transfer certain conventional primarily fixed-rate mortgage loans (the “Mortgage Loans” ) to the Trustee, pursuant to the terms and conditions of the Pooling and Servicing Agreement, dated June 1, 2006 (the “Pooling and Servicing Agreement”), among DLJMC, as seller (the “Seller” ), Wilshire Credit Corporation, as a servicer (“Wilshire”), Ocwen Loan Servicing, LLC, as a servicer (“Ocwen”), Select Portfolio Servicing, Inc., as a servicer and as special servicer (“SPS” and collectively with Wilshire and Ocwen, the “Servicers”), the Trustee and the Depositor; and

WHEREAS, the Custodian is a national banking association and is otherwise authorized to act as Custodian pursuant to this Custodial Agreement; and

NOW THEREFORE, in consideration of the mutual undertakings herein expressed, the parties hereto hereby agree as follows:

Section 1. Definitions.

Capitalized terms used but not defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement, a copy of which has been received by the Custodian.

Agreement: This Custodial Agreement and all amendments, attachments and supplements hereto.

Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in the City of New York, New York, or the city in which the Corporate Trust Office of the Trustee is located, or savings and loan institutions located in the States of Minnesota, New Jersey, Florida, Utah or Oregon are authorized or obligated by law or executive order to be closed.

Closing Date: June 30, 2006.

Commission: The United States Securities and Exchange Commission.

Custodian: Xxxxx Fargo Bank, N.A., or its successor in interest or assigns, or any successor to the Custodian under this Custodial Agreement as herein provided.

Exchange Act: The Securities Exchange Act of 1934, as amended.

MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

MERS Mortgage Loan: Any Mortgage Loan registered with MERS on the MERS System.

MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.

MIN: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.

Mortgage Loan Schedule: The schedule attached hereto as Exhibit 5, as such Mortgage Loan Schedule may be supplemented from time to time.

Securities Act: The Securities Act of 1933, as amended.

Servicers: The Servicers under the Pooling and Servicing Agreement as therein provided.

Trustee: U.S. Bank National Association, in its capacity as Trustee under the Pooling and Servicing Agreement or its assigns.

Trust Receipt: Either a Trust Receipt and Initial Certification or a Trust Receipt and Final Certification.

Section 2. Delivery of Custodial Files.

(a) the electronic Mortgage Loan Schedule;

(b) the original Mortgage Note of the Mortgagor in the name of the Trustee or endorsed “Pay to the order of ________________ without recourse” and signed in the name of the last named endorsee by an authorized officer, together with all intervening endorsements showing a complete chain of endorsements from the originator of the related Mortgage Loan to the last endorsee or with respect to any Lost Mortgage Note (as such term is defined in the Pooling and Servicing Agreement), a lost note affidavit stating that the original Mortgage Note was lost or destroyed, together with a copy of such Mortgage Note;

(c) for each Mortgage Loan that is not a MERS Mortgage Loan, the original Mortgage bearing evidence that such instruments have been recorded in the appropriate jurisdiction where the Mortgaged Property is located as determined by DLJMC (or, in lieu of the original of the Mortgage or the assignment thereof, a duplicate or conformed copy of the Mortgage or the instrument of assignment, if any, together with a certificate of receipt from the Seller or the settlement agent who handled the closing of the Mortgage Loan, certifying that such copy or copies represent true and correct copy(ies) of the original(s) and that such original(s) have been or are currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located) or a certification or receipt of the recording authority evidencing the same and in the case of each MERS Mortgage Loan, the original Mortgage, noting the presence of the MIN of the related Mortgage Loan and either language indicating that the Mortgage Loan is a MOM Loan if the Mortgage Loan is a MOM Loan or if the Mortgage Loan was not a MOM Loan at origination, the original Mortgage and the assignment thereof to MERS, with evidence of recording indicated thereon or a copy of the Mortgage certified by the public recording office in which such Mortgage has been recorded;

(d) for each Mortgage Loan that is not a MERS Mortgage Loan, the original Assignment of Mortgage, in blank, which assignment appears to be in form and substance acceptable for recording and, in the event that the related Seller acquired the Mortgage Loan in a merger, the assignment must be by “[Seller], successor by merger to [name of predecessor]”, and in the event that the Mortgage Loan was acquired or originated by the related Seller while doing business under another name, the assignment must be by “ [Seller], formerly known as [previous name]”;

(e) for each Mortgage Loan, at any time that such Mortgage Loan is not a MERS Mortgage Loan, the originals of all intervening Assignments of Mortgage not included in (iii) above showing a complete chain of assignment from the originator of such Mortgage Loan to the Person assigning the Mortgage to the Trustee, including any warehousing assignment, with evidence of recording on each such Assignment of Mortgage (or, in lieu of the original of any such intervening assignment, a duplicate or conformed copy of such intervening assignment together with a certificate of receipt from the related Seller or the settlement agent who handled the closing of the Mortgage Loan, certifying that such copy or copies represent true and correct copy(ies) of the original(s) and that such original(s) have been or are currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located) or a certification or receipt of the recording authority evidencing the same;

(f) an original of any related security agreement (if such item is a document separate from the Mortgage) and the originals of any intervening assignments thereof showing a complete chain of assignment from the originator of the related Mortgage Loan to the last assignee;

(g) an original assignment of any related security agreement (if such item is a document separate from the Mortgage) executed by the last assignee in blank;

(h) the originals of any assumption, modification, extension or guaranty agreement with evidence of recording thereon, if applicable (or, in lieu of the original of any such agreement, a duplicate or conformed copy of such agreement together with a certificate of receipt from the related Seller or the settlement agent who handled the closing of the Mortgage Loan, certifying that such copy(ies) represent true and correct copy(ies) of the original(s) and that such original(s) have been or are currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located), or a certification or receipt of the recording authority evidencing the same;

(i) if the Mortgage Note or Mortgage or any other document or instrument relating to the Mortgage Loan has been signed by a person on behalf of the Mortgagor, the original power of attorney or other instrument that authorized and empowered such person to sign bearing evidence that such instrument has been recorded, if so required, in the appropriate jurisdiction where the Mortgaged Property is located as determined by DLJMC (or, in lieu thereof, a duplicate or conformed copy of such instrument, together with a certificate of receipt from the related Seller or the settlement agent who handled the closing of the Mortgage Loan, certifying that such copy(ies) represent true and complete copy(ies)of the original(s) and that such original(s) have been or are currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located) or a certification or receipt of the recording authority evidencing the same; and

(j) in the case of the First Mortgage Loans, the original mortgage title insurance policy, or if such mortgage title insurance policy has not yet been issued, an original or copy of a marked-up written commitment or a pro forma title insurance policy marked as binding and countersigned by the title insurance company or its authorized agent either on its face or by an acknowledged closing instruction or escrow letter.

Section 3. Custodian as Bailee.

The Custodian hereby acknowledges that it is, and agrees to act as, bailee for the Trustee and is holding each Custodial File delivered to it in trust for the Trustee.

Section 4. Trust Receipt and Initial Certification of the Custodian.

No later than 1:00 p.m. Eastern Time on the Closing Date or Subsequent Transfer Date, as applicable, the Custodian shall deliver to the Trustee a Trust Receipt and Initial Certification certifying, subject to any exceptions noted thereon, as to each Initial Mortgage Loan or Subsequent Mortgage Loan, as applicable, on the Mortgage Loan Schedule, (i) receipt of the original Mortgage Note and Assignment of Mortgage and (ii) that the Mortgage Note has been reviewed by the Custodian and appears regular on its face and relates to such Mortgage Loan.

Upon the written directions of the Trustee, and upon the prior tender by the Trustee of an applicable trust receipt or trust receipts (including any related Trust Receipt and Final Certification that has been issued), the Custodian shall deliver all or any portion of the related Custodial Files held by it pursuant to such Trust Receipt to the Trustee, or to such other party designated by such Trustee in such written direction, and to the place indicated in any such written direction from the Trustee. If such delivery is for less than all of the Custodial Files held by the Custodian with respect to such Trust Receipt (and a Trust Receipt and Final Certification has been issued), the Custodian shall deliver to the Trustee a new Trust Receipt and Final Certification with respect to the related Custodial Files retained by the Custodian. Each Trust Receipt (including any Trust Receipt and Final Certification) surrendered shall be canceled by the Custodian.

Section 5. Obligations of the Custodian.

With respect to the Mortgage Note, the Mortgage and the Assignment of Mortgage and other documents constituting each Custodial File which is delivered to the Custodian or which come into the possession of the Custodian, the Custodian is the custodian for the Trustee exclusively. The Custodian shall hold all mortgage documents received by it constituting the Custodial File for the exclusive use and benefit of the Trustee, and shall make disposition thereof only in accordance with this Custodial Agreement and the instructions furnished by the Trustee. The Custodian shall segregate and maintain continuous custody of all mortgage documents constituting the Custodial File in secure and fire-resistant facilities in accordance with customary standards for such custody. The Custodian shall not be responsible to verify (i) the validity, legality, enforceability, sufficiency, due authorization or genuineness of any document in the Custodial File or of any Mortgage Loans or (ii) the collectability, insurability, effectiveness including the authority or capacity of any Person to execute or issue any document in the Custodial File, or suitability of any Mortgage Loan unless specified otherwise in this Custodial Agreement. The Custodian shall promptly report to the Trustee any failure on its part to hold the Custodial Files and maintain its accounts, records and computer systems as herein provided and promptly take appropriate action to remedy such failure.

On or before March 1st of each calendar year, beginning with March 1, 2007, the Custodian shall, at its own expense, cause a firm of independent public accountants (who may also render other services to Custodian), which is a member of the American Institute of Certified Public Accountants, to furnish to DLJMC, the Trustee and the Depositor a report to the effect that such firm that attests to, and reports on, the assessment made by such asserting party pursuant to Section 5(c) below, which report shall be made in accordance with standards for attestation engagements issued or adopted by the Public Company Accounting Oversight Board.

On or before March 1st of each calendar year, beginning with March 1, 2007, the Custodian shall deliver to DLJMC, the Trustee and the Depositor a report regarding its assessment of compliance with the applicable servicing criteria identified in Exhibit 7 attached hereto, as of and for the period ending the end of the fiscal year ending no later than December 31 of the year prior to the year of delivery of the report, with respect to asset-backed security transactions taken as a whole in which the Custodian is performing any of the servicing criteria specified in Exhibit 7 and that are backed by the same asset type backing such asset-backed securities. Each such report shall include (a) a statement of the party’s responsibility for assessing compliance with the servicing criteria applicable to such party, (b) a statement that such party used the criteria identified in Item 1122(d) of Regulation AB (§ 229.1122(d)) to assess compliance with the applicable servicing criteria, (c) disclosure of any material instance of noncompliance identified by such party, and (d) a statement that a registered public accounting firm has issued an attestation report on such party’s assessment of compliance with the applicable servicing criteria, which report shall be delivered by the Custodian as provided in Section 5(b).

The Custodian has not and shall not engage any Subcontractor which is “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, unless the Custodian shall cause such Subcontractor to provide, beginning March 1, 2007, and annually thereafter, a report and a statement of a registered public accounting firm certifying its compliance with the applicable servicing criteria in Item 1122(d) of Regulation AB.

Section 6. Final Certification.

Section 7. Future Defects.

During the term of this Custodial Agreement, if the Custodian discovers any defect with respect to any Custodial File, the Custodian shall give written specification of such defect to the Trustee and the Seller. In accordance with the terms of the Pooling and Servicing Agreement, the Seller shall be responsible for completing or correcting any missing, incomplete or inconsistent documents, and the Custodian shall not be responsible or liable for taking any such action, causing the Seller or any other person or entity to do so or notifying any person that any such action has or has not been taken.

Section 8. Release for Servicing.

From time to time and as appropriate for the foreclosure or servicing of any of the Mortgage Loans, the Custodian is hereby authorized, upon written receipt, or in an electronic format acceptable to the Custodian, from a Servicer of a request for release of documents and receipt in the form annexed hereto as Exhibit 3, to release to such Servicer the related Custodial File or the documents set forth in such request and receipt to such Servicer. Such Servicer promptly shall return to the Custodian the Custodial File or other such documents when such Servicer’s need therefor no longer exists, unless the related Mortgage Loan shall be liquidated in which case, upon receipt of an additional request for release of documents and receipt certifying such liquidation from such Servicers to the Custodian in the form annexed hereto as Exhibit 3, the Servicer’s request and receipt submitted pursuant to the first sentence of this Section 8 shall be released by the Custodian to such Servicer. If the Custodian fails to release the Custodial File within three (3) business days of receipt of the request for release of documents, the Custodian, upon the written request of such Servicer, will provide such Servicer with a lost note affidavit and indemnity; provided, however, that in the event such Custodial File did not contain an original Mortgage Note and such exception was duly reported on the document exception report attached to the Trust Receipt and Initial Certification, the Custodian will not be required to provide a lost note affidavit and indemnity. The Custodian agrees to indemnify the Trustee for the reasonable replacement cost of the file, as well as any actual penalties or charges resulting from the failure of the Custodian to return the Mortgage Files within the time frame described above.

Section 9. Limitation on Release.

Section 10. Release for Payment.

Section 11. Fees of Custodian.

Section 12. Removal of Custodian.

The Trustee with or without cause, may upon at least 60 days’ notice remove and discharge the Custodian from the performance of its duties under this Custodial Agreement by written notice from the Trustee to the Custodian. Having given notice of such removal, the Trustee, promptly shall appoint a successor Custodian (which may be the Trustee or an affiliate of the Trustee) to act on behalf of the Trustee by written instrument, one original counterpart of which instrument shall be delivered to the Trustee and an original to the successor Custodian (with a copy delivered to each Servicer), provided that any such successor Custodian shall meet the criteria set forth in the following paragraph. In the event of any such removal, the Custodian shall promptly transfer to the successor Custodian, as directed, all Custodial Files being administered under this Custodial Agreement. In the event of any such appointments the Trustee shall be responsible for the fees and expenses of the existing and successor Custodian, unless the Custodian shall be removed for cause, in which case the reasonable cost delivering the Custodial Files shall be the responsibility of the removed custodian. If the Trustee removes the Custodian without cause, the Trustee shall be responsible for payment of all expenses incurred in the transmission of the Custodial Files to the successor Custodian and for all applicable release fees of the Custodian.

Section 13. Transfer of Custodial Files.

Upon written request of the Trustee, the Custodian shall release to such Persons as the Trustee shall designate the Custodial Files relating to such Mortgage Loans as the Trustee shall request.

Section 14. Examination of Custodial Files.

Upon reasonable prior notice to the Custodian but not less than two (2) Business Days notice, the Trustee and its agents, accountants, attorneys, auditors and designees will be permitted during normal business hours to examine, at the expense of the Trustee, the Custodial Files, documents, records and other papers in the possession of or under the control of the Custodian relating to any or all of the Mortgage Loans. The Custodial Files shall be maintained the Custodian’s address provided in Section 23 or at such other location as the Custodian may designate in writing to the Trustee.

Section 15. Insurance of Custodian.

Section 16. Counterparts.

Section 17. Periodic Statements.

Section 18. Governing Law.

Section 19. Copies of Mortgage Documents.

Upon the request of the Trustee, acting solely at the direction of a Servicer or a Certificateholder, the Custodian shall provide, the Trustee or the Servicers with copies of the Mortgage Notes, Mortgages, Assignments of Mortgage and other documents relating to one or more of the Mortgage Loans.

Section 20. No Adverse Interest of Custodian.

Section 21. Termination by Xxxxxxxxx.

The Custodian may terminate its obligations under this Custodial Agreement upon at least 60 days’ prior written notice to the Trustee and the Servicers. In the event of such termination, the Trustee shall appoint a successor Xxxxxxxxx and shall notify the Servicers of such appointment. The payment of such successor Custodian’s fees and expenses shall be solely the responsibility of the Trustee. Upon such appointment, the Custodian shall promptly transfer at its expense to the successor Custodian, as directed by the Trustee, all Custodial Files being administered under this Custodial Agreement; provided, however, if the Custodian terminates this Agreement in part due to nonpayment of Custodian’s fees and expenses, the cost of transferring the Custodial Files shall be the responsibility of the Trustee.

Section 22. Term of Agreement.

Section 23. Notices.

All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given when received by the recipient party at the addresses shown on the first page hereof, and in the case of the Trustee, to the attention of U.S. Bank National Association, 00 Xxxxxxxxxx Xxxxxx, Xx. Xxxx, Xxxxxxxxx 00000, Attention: Corporate Trust - Structured Finance Ref: CSFB HEMT 2006-3, and in the case of the Custodian, to the attention of Xxxxx Fargo Bank, N.A., 0000 Xxxxx Xxxxxx, X.X., Xxxxxxxxxxx, XX 00000, or at such other addresses as may hereafter be furnished to the other parties by like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt).

Section 24. Successors and Assigns.

The Custodian may assign its rights and obligations under this Agreement, in whole or in part, to any Affiliate; however, the Custodian agrees to notify Trustee of any such assignment. “Affiliate” is defined as any entity that directly or indirectly is under common control with the Custodian, or is under contract to be under common control with Custodian, and shall include a subsidiary or parent company of the Custodian.

Section 25. Indemnification.

Neither the Custodian nor any of its directors, affiliates, officers, agents, or employees, shall be liable for any action taken or omitted to be taken by it or them hereunder or in connection herewith in good faith and believed by it or them to be within the purview of this Custodial Agreement, except for its or their own negligence, bad faith or willful misconduct. In no event shall the Custodian or its directors, affiliates, officers, agents, and employees be held liable for any special, indirect or consequential damages resulting from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages. The indemnification set forth in this section shall survive any termination of this Agreement and the termination, resignation or removal of the Custodian.

The Trustee agrees to indemnify and defend, from its own funds, and hold the Custodian and its directors, affiliates, officers, agents, and employees harmless against any and all liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements of any kind or nature whatsoever, including reasonable attorney’s fees, that may be imposed on, incurred by, or asserted against it or them in any way relating to or arising out of the Trustee’s breach of this Agreement or any action taken or not taken by it or them hereunder, unless such liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements were imposed on, incurred by or asserted against the Custodian because of the breach by the Custodian of its obligations hereunder, which breach was caused by negligence, bad faith or willful misconduct on the part of the Custodian or any of its directors, affiliates, officers, agents, or employees. The indemnification set forth in this section shall survive any termination of this Agreement and the termination, resignation or removal of the Custodian.

The Custodian agrees to indemnify and defend, from Custodian’s own funds, and hold the Trustee, DLJMC, the Depositor and their respective directors, affiliates, officers, agents, and employees harmless against any liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements, including reasonable attorney’s fees, that may be imposed on, incurred by, or asserted against it or them directly relating to or arising out of the Custodian’s breach of this Agreement, negligence, lack of good faith or willful misconduct, or based upon the engagement of any Subcontractor in violation of Section 5(d) or any failure by the Custodian to deliver any information, report, certification, accountants’ letter or other material when and as required under this Agreement, including any report under Sections 5(b) or 5(c). The indemnification set forth in this section shall survive any termination of this Agreement and the termination, resignation or removal of the Custodian.

Section 26. Reliance of Custodian.

In the absence of gross negligence or bad faith on the part of the Custodian, the Custodian may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any data communications, magnetic tape, request, instructions, certificate, opinion or other document furnished to the Custodian, reasonably believed by the Custodian to be genuine and to have been signed or presented by the proper party or parties and conforming to the requirements of this Custodial Agreement; but in the case of any loan document or other request, instruction, document or certificate which by any provision hereof is specifically required to be furnished to the Custodian, the Custodian shall be under a duty to examine the same to determine whether or not it conforms prima facie to the requirements of this Custodial Agreement.

Section 27. Transmission of Custodial Files.

Section 28. Authorized Representatives.

Section 29. Reproduction of Documents.

This Custodial Agreement and all documents relating thereto except with respect to the Custodial File, including, without limitation, (a) consents, waivers and modifications which may hereafter be executed, and (b) certificates and other information previously or hereafter furnished, may be reproduced by any photographic, photostatic, microfilm, micr ocard, miniature photographic or other similar process. The parties agree that any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding, whether or not the original is in existence and whether or not such reproduction was made by a party in the regular course of business, and that any enlargement, facsimile or further reproduction of such reproduction shall likewise be admissible in evidence.

Section 30. Force Majeure.

Section 31. Limitations on the Responsibilities of the Custodian.

Except as provided herein, the Custodian shall be under no duty or obligation to inspect, review or examine the Custodial Files to determine that the contents thereof are appropriate for the represented purpose or that they have been actually recorded or that they are other than what they purport to be on their face.

The Custodian shall not be responsible for preparing or filing any reports or returns relating to federal, state or local income taxes with respect to this Agreement, other than for the Custodian’s compensation or for reimbursement of expenses.

The Custodian shall not be responsible or liable for, and makes no representation or warranty with respect to, the validity, adequacy or perfection of any lien upon or security interest in any Custodial File.

Any other provision of this Agreement to the contrary notwithstanding, the Custodian shall have no notice, and shall not be bound by any of the terms and conditions of any other document or agreement executed or delivered in connection with, or intended to control any part of, the transactions anticipated by or referred to in this Agreement unless the Custodian is a signatory party to that document or agreement. Notwithstanding the foregoing sentence, the Custodian shall be deemed to have notice of the terms and conditions (including without limitation definitions not otherwise set forth in full in this Agreement) of other documents and agreements executed or delivered in connection with, or intended to control any part of, the transactions anticipated by or referred to in this Agreement, to the extent such terms and provisions are referenced, or are incorporated by reference, into this Agreement only as long as the Custodian shall have been provided a copy of any such document or agreement.

The duties and obligations of the Custodian shall only be such as are expressly set forth in this Agreement or as set forth in a written amendment to this Agreement executed by the parties hereto or their successors and assigns. In the event that any provision of this Agreement implies or requires that action or forbearance be taken by a party, but is silent as to which party has the duty to act or refrain from acting, the parties agree that the Custodian shall not be the party required to take the action or refrain from acting. In no event shall the Custodian have any responsibility to ascertain or take action except as expressly provided herein.

Nothing in this Agreement shall be deemed to impose on the Custodian any duty to qualify to do business in any jurisdiction, other than (i) any jurisdiction where any Custodial File is or may be held by the Custodian from time to time hereunder, and (ii) any jurisdiction where its ownership of property or conduct of business requires such qualification and where failure to qualify could have a material adverse effect on the Custodian or its property or business or on the ability of the Custodian to perform its duties hereunder.

The Custodian may consult with counsel selected by the Custodian with regard to legal questions arising out of or in connection with this Agreement, and the written opinion of such counsel shall be full and complete authorization and protection in respect of any action reasonably taken, omitted or suffered by the Custodian in good faith and in accordance therewith.

No provision of this Agreement shall require the Custodian to expend or risk its own funds or otherwise incur any financial liability in the performance of any of its duties hereunder or in the exercise of any of its rights and powers, if, in its sole judgment, it shall believe that repayment of such funds or adequate indemnity against such risk or liability is not assured to it.

The Custodian shall have no duty to ascertain whether or not each amount or payment has been received by the Trustee or any third person.

Section 32. Binding Arbitration.

Upon demand of any party hereto, whether made before or after institution of any judicial proceeding, any dispute, claim or controversy arising out of, connected with or relating to this Agreement ( “Disputes”), between or among parties hereto shall be resolved by binding arbitration as provided herein. Institution of a judicial proceeding by a party does not waive the right of that party to demand arbitration hereunder. Disputes may include, without limitation tort claims, counterclaims, claims brought as class actions or claims concerning any aspect of the past, present or future relationships arising out of or connected with this Agreement. Arbitration shall be conducted under and governed by the Commercial Financial Disputes Arbitration Rules (the “Arbitration Rules”) of the American Arbitration Association and Title 9 of the U.S. Code. All arbitration hearings shall be conducted in New York, New York, in Minneapolis, Minnesota or such other location as the parties may agree. The expedited procedures set forth in Rule 51, et seq. of the Arbitration Rules shall be applicable to claims of less than $1,000,000. All applicable statutes of limitation shall apply to any Dispute. A judgment upon the award may be entered in any court having jurisdiction. The panel from which all arbitrators are selected shall be comprised of licensed attorneys. The single arbitrator selected for expedited procedure may be a retired judge from the court of general jurisdiction, state or federal, of the state where the hearing will be conducted.

Section 33. Intent of the Parties; Reasonableness.

Section 34. Additional Representations and Warranties of the Custodian.

(a) The Custodian shall be deemed to represent to the Depositor as of the date hereof and on each date on which information is provided to the Trustee under Section 35 that, except as disclosed in writing to the Depositor prior to such date: (i) there are no aspects of its financial condition that could have a material adverse effect on the performance by it of its Custodian obligations under this Custodial Agreement or any other securitization transaction as to which it is the custodian; (ii) there are no material legal proceedings or governmental proceedings pending (or such governmental proceedings known to be contemplated) against it; and (iii) there are no affiliations, relationships or transactions relating to the Custodian with respect to the Depositor or any sponsor, issuing entity, servicer, originator, significant obligor, enhancement or support provider or other material transaction party (as such terms are used in Regulation AB) relating to the securitization transaction contemplated by the Pooling and Servicing Agreement, as identified by the Depositor to the Custodian in writing as of the Closing Date (each, a “Transaction Party”).

Section 35. Additional Information to Be Provided by the Custodian.

IN WITNESS WHEREOF, the Trustee and the Custodian have caused their names to be duly signed hereto by their respective officers thereunto duly authorized, all as of the date first above written.

U.S. BANK NATIONAL ASSOCIATION, not in its individual capacity but solely as Trustee under the Pooling and Servicing Agreement for Home Equity Mortgage Pass-Through Certificates, Series 2006-3

By:
Name:
Title:


XXXXX FARGO BANK, N.A., as Custodian

By:
Name:
Title:

Acknowledged and agreed WILSHIRE CREDIT CORPORATION

By:
Name:
Title:


OCWEN LOAN SERVICING, LLC

By:
Name:
Title:


SELECT PORTFOLIO SERVICING, INC.

By:
Name:
Title:

EXHIBIT 1

TRUST RECEIPT AND INITIAL CERTIFICATION

June 30, 2006

U.S. Bank National Association

as Trustee under the Pooling and Servicing Agreement

Home Equity Mortgage Pass-Through Certificates Series 2006-3

St. Xxxx, MN 55107-2292

Attention: Corporate Trust - Structured Finance Ref: CSFB HEMT 2006-3

Re:

Custodial Agreement, dated as of June 1, 2006, between U.S. Bank National

Association as Trustee, and Xxxxx Fargo Bank, N.A., as Custodian

Ladies and Gentlemen:

This Trust Receipt and Initial Certification is not divisible or negotiable.

The Custodian will accept and act on instructions with respect to the Mortgage Loans subject hereto upon surrender of this Trust Receipt and Initial Certification at its office at 0000 Xxxxx Xxxxxx, X.X., Xxxxxxxxxxx, XX 00000, Attention: Document Custodian.

Capitalized terms used herein shall have the meaning ascribed to them in the Custodial Agreement.

XXXXX FARGO BANK, N.A., as Custodian

By:
Name:
Title:
Date:

EXHIBIT 2

TRUST RECEIPT AND FINAL CERTIFICATION

Trust Receipt #__________

Cut-off Date Principal Balance $__________

U.S. Bank National Association

as Trustee under the Pooling and Servicing Agreement

Home Equity Mortgage Pass-Through Certificates Series 2006-3

St. Xxxx, MN 55107-2292

Attention: Corporate Trust - Structured Finance Ref: CSFB HEMT 2006-3

Re:	Custodial Agreement, dated as of June 1, 2006, between U.S. Bank National Association, as Trustee, and Xxxxx Fargo Bank, N.A. as Custodian

Ladies and Gentlemen:

This Trust Receipt and Final Certification is not divisible or negotiable.

The Custodian will accept and act on instructions with respect to the Mortgage Loans subject hereto upon surrender of this Trust Receipt and Final Certification at its office at 0000 Xxxxx Xxxxxx, X.X., Xxxxxxxxxxx, XX 00000, Attention: Document Custodian.

Capitalized terms used herein shall have the meaning ascribed to them in the Custodial Agreement.

XXXXX FARGO BANK, N.A., as Custodian

By:
Name:
Title:

EXHIBIT 3

REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT

To: [Address]

Re:	Custodial Agreement, dated as of June 1, 2006, between U.S. Bank National Association, as Trustee, and Xxxxx Fargo Bank, N.A., as Custodian

Mortgagor’s Name Address & Zip Code:

Mortgage Loan Number:

Reason for Requesting Documents (check one)

____	1.	Mortgage Loan Paid in Full. (The Trustee or the related Servicer of such Mortgage Loan hereby certifies that all amounts received in connection therewith have been credited to the account of the Trustee or the related Servicer.)
____	2.	Mortgage Loan Liquidated By ____________________________ (The Trustee or the related Servicer of such Mortgage Loan hereby certifies that all proceeds of foreclosure, insurance, condemnation or other liquidation have been finally received and credited to the account of the Trustee or the related Servicer.)
____	3.	Mortgage Loan in Foreclosure
____	4.	Other (explain)

[WILSHIRE CREDIT CORPORATION] as a Servicer

By:
Name:
Title:
Date:


[OCWEN LOAN SERVICING, LLC] as a Servicer
By:
Name:
Title:
Date:


[SELECT PORTFOLIO SERVICING, INC.] as a Servicer
By:
Name:
Title:
Date:

Acknowledgment of Documents returned to the Custodian:

XXXXX FARGO BANK, N.A., as Custodian
By:
Name:
Title:
Date:

EXHIBIT 4

AUTHORIZED REPRESENTATIVES OF THE SERVICERS

WILSHIRE CREDIT CORPORATION

NAME		SPECIMEN SIGNATURE

Ocwen Loan Servicing, LLC

NAME		SPECIMEN SIGNATURE

SELECT PORTFOLIO Servicing, INC.

NAME		SPECIMEN SIGNATURE

EXHIBIT 5

SCHEDULE OF MORTGAGE LOANS

[Attached as Schedule I to the Pooling and Servicing Agreement]

EXHIBIT 6

FEE SCHEDULE

I.	Primary Custody Services:

	Transfer Fee	$1.00
	Per Mortgage File
	File Re-Label	$0.50
	Per Mortgage File

	Annual Safekeeping Fee	$2.40
	Per Mortgage File held at end of the month ($.20 per month)

	Release Requests/Rejected Release Requests

	Standard Release	$3.50
	- 48-hour turnaround time, excludes shipping expense
	- Applies to releases related to standard Servicing activity

	Rush Release	4.50
	- 24 hour or less release, excludes shipping expense
	- Applies to releases related to takeout investor activity

Assumes that shipping expenses would be borne by CSFB.

Xxxxx Fargo would be willing to ship files using a courier service

and account number provided by CSFB.

II.	Other Custody Services

	Trailing Document/Final Document Package Filing Fee	$1.00
	Per document or final document package.
	This includes the tracking, filing and/or forwarding of trailing
	documents received by Wells Fargo

	Copies of Documents
	Pull fee per file	$1.00
	Per single sided copy	$.25


	Endorsement and Assignment Stamping
	Per document stamped	$1.00

	Bailee Letters	$25.00
	Per bailee letter issued

	Trust Receipts/Position Update Reports	$25.00
	Per trust receipt or exception report/loan schedule issuance;
	regardless as to whether or not the report issuance is in connection
	with a superceding trust receipt

	Barcode Labeling of Files	$ .50
	Per label created at time of collateral receipt

	Transfer Fee	Waived
	Per loan transferred from warehouse to securitization.
	Entails obtaining required warehouse bank approvals,
	releasing/paying-off of loans from warehouse lines,
	system updates, and certification pursuant to securitization.
	Assumes that warehouse review encompasses securitization review.

	Out of Pocket Expenses	*as incurred*
	Including, but not limited to, travel, attorney’s fees,
	photocopies, etc.

III. General Business Assumptions

Xxxxx Fargo will provide review and certification services for your account from its facilities located in Minneapolis, MN.

Xxxxx Fargo will utilize the WinCMSS system for loan tracking and record keeping purposes.

Final documents will be delivered in pool number and loan number order.

Data for loan file transfer requests will be provided to Xxxxx Fargo in electronic format

Files received during the “Warehouse” period will be maintained in Minneapolis, Minnesota. Upon Securitization, or as deemed necessary by Xxxxx Fargo files may be moved to one of Xxxxx Fargo’ s other safekeeping locations.

Acceptance of this business and fees is based upon our current understanding of Wells Fargo ’s roles and responsibilities. Fees for services, other than those covered by this fee schedule, shall be negotiated and approved by both parties in writing prior to the delivery of such service.

June, 2006

EXHIBIT 7

SERVICING CRITERIA TO BE ADDRESSED IN REPORT ON ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by the Custodian shall address, at a minimum, the criteria identified as below as “Applicable Servicing Criteria”:

*Servicing Criteria*		*Applicable Servicing Criteria*
Reference	Criteria
	General Servicing Considerations
1122(d)(1)(i)	Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
1122(d)(1)(ii)	If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
1122(d)(1)(iii)	Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained.
1122(d)(1)(iv)	A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
	Cash Collection and Administration
1122(d)(2)(i)	Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
1122(d)(2)(ii)	Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
1122(d)(2)(iii)	Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
1122(d)(2)(iv)	The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
1122(d)(2)(v)	Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
1122(d)(2)(vi)	Unissued checks are safeguarded so as to prevent unauthorized access.
1122(d)(2)(vii)	Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepa red within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
	Investor Remittances and Reporting
1122(d)(3)(i)	Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer.
1122(d)(3)(ii)	Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
1122(d)(3)(iii)	Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
1122(d)(3)(iv)	Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
	Pool Asset Administration
1122(d)(4)(i)	Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents.	X
1122(d)(4)(ii)	Mortgage loan and related documents are safeguarded as required by the transaction agreements	X
1122(d)(4)(iii)	Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
1122(d)(4)(iv)	Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents.
1122(d)(4)(v)	The Servicer’s records regarding the mortgage loans agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
1122(d)(4)(vi)	Changes with respect to the terms or status of an obligor's mortgage lo ans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
1122(d)(4)(vii)	Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
1122(d)(4)(viii)	Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
1122(d)(4)(ix)	Adjustments to interest rates or rates of return for mortgage loans with variable rates are computed based on the related mortgage loan documents.
1122(d)(4)(x)	Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements.
1122(d)(4)(xi)	Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
1122(d)(4)(xii)	Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
1122(d)(4)(xiii)	Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
1122(d)(4)(xiv)	Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
1122(d)(4)(xv)	Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.

EXHIBIT R-3

[RESERVED]

EXHIBIT S

[RESERVED]

EXHIBIT T

DATA FIELDS FOR WILSHIRE SERVICED LOANS TRANSFERRED TO SPS

Fieldname	Field Purpose/Definition
# of Units	# of separately livable units in the Collateral
Balloon Ind	Yes or No Indicator
Accelerated	Has the loan been sent a demand letter
SPS Loan ID#	Assigned from a pre-established list of available loan#'s provided by SPS
Loan Amount	Original Loan Amount
Original Payment Amount	Orig P&I per Note
P&I Pmt	Current P&I
Sch Prin Balance	UPB purchased from seller
Unpaid Principal Balance	Transfer UPB
Close Date	Date of Note or date of closing loan
First Due	1st Pmt Date per Note
Next Due	1st Due to SPS
Maturity Date	Date loan matures
Interest Paid Thru	For amortizing loans, 1 month and 1 day prior to Next Due
Term Months	loan term expressed in # of months to maturity
Amortization Term	term in # of months over which P&I is amortized
Interest Calc Method	Code for type of interest accrual/application
Original Interest Rate	Orig Interest Rate per Note
Current Int Rate	Current Effective Interest Rate
Xxxx 1 First Name
Xxxx 1 Middle Name
Xxxx 1 Last Name
Xxxx 1 Suffix
Xxxx 2 First Name
Xxxx 2 Middle Name
Xxxx 2 Last Name
Xxxx 2 Suffix
Xxxx 1 SSN	Primary borrower's SS# or TaxID#
Xxxx 2 SSN	Coborrower's SS# or TaxID#
Xxxx 1 Home Tele
Xxxx 2 Home Tele
Xxxx 1 Work Tele
Xxxx 2 Work Tele
Property Addr 1	collateral property address
Property Addr 2	collateral property address
Property City	collateral property address
Property State	collateral property address
Property Zip	collateral property address
Maling Addr 1	borrower mailing address/billing address
Mailing Addr2	borrower mailing address/billing address
Mailing City	borrower mailing address/billing address
Mailing State	borrower mailing address/billing address
Mailing Zip	borrower mailing address/billing address
Property Type
Lien Position
Late Charge Code	Code for type of late charge
Late Chg Amt	Fixed Dollar Amount of late charge, if applicable
Late Chg Rate	% of Late Charge for calculation
Late Charge Min	Minimum Late Charge per Note terms
Late Charge Max	Maximum Late Charge per Note terms
Days Before Late Charges	Grace Period before imposing Late Fees
FHA/VA Case#	if applicable
MERS MIN #	Provide for all loans registered on MERS system
PMI Certificate #	Populate if loan carries Mtg Insurance
Points
Points Paid By
Flood Zone	Zone per Flood Map
Flood Insurance	Y/N flag to indicate if collateral is in zone requiring flood insurance
Escrow Pmt	if applicable
Escrow Balance	if applicable
Int Paid at Closing	Any interest collected at closing for days to end of month
Misc Suspense Balance	Sum of unapplied funds, if any
Prepay Indicator	Y/N flag to indicate if the loan terms call for a penalty on prepayments
Mortgage Type	Code for type of loan
Loan Purpose	Code for purpose of loan
Occupancy Status	HMDA status at origination (provide code definitions, if coded)
Appraised Value	Value of appraisal at origination
Arm Index	if applicable
1st Adj Period (mos)	if applicable
Rate Change Frequency	if applicable
Payment Change Frequency	if applicable
1st Max Adj Cap	if applicable
1st Min Adj Cap	if applicable
Reg Max Adj Cap	if applicable
Reg Min Adj Cap	if applicable
Rounding Factor	if applicable
Round Basis	if applicable
Lookback Period Days	if applicable
1st Index Rate	if applicable
1st Rate Adj Date	if applicable
1st Pmt Adj Date	if applicable
2nd Rate Adj Date	if applicable
2nd Pmt Adj Date	if applicable
Margin	if applicable
Floor	if applicable
Ceiling	if applicable
Max Neg Am Percent	if appl icable
Last Change Effective Date	if applicable
Last Change P&I Amount	if applicable
Last Change Rate	if applicable
CSFB Loan No
Balloon Term
Days DQ	Number of days loan is delinquent
Total Late Charges
Total NSF Charges
Corp Adv Bal	Corporate Advance Balances
BPO Value	Drive by appraisal value
BPO Date	Drive by appraisal date
BK Discharged	Date of previous bankruptcy discharge
Prev BK Chap	Previous bankruptcy chapter number
Prev BK Case No	Previous bankruptcy case number
ALT LOAN NO	Originator's loan# (if available)
FICO Score	if available
Prepay Term	Term in # of months over which any prepayment penalty applies; populate 0 or NULL, if Prepay Indicator = 'N' (if available)
Senior Loan Amount	Aggregate balance of all Sr. liens (if available)
Senior Lienholder	Name of Sr. (1st) lienholder (if available)
Junior Loan Amount	Amount of any known liens junior in position (if available)
Xxxxxx Xxxxxxxxxx	Name of Jr. lienholder (if available)

EXHIBIT U

CHARGED OFF LOAN DATA REPORT

(Available Upon Request)

EXHIBIT V

FORM OF MONTHLY STATEMENT TO CERTIFICATEHOLDERS

(i) with respect to each Class of Certificates which are not Notional Amount Certificates and, unless otherwise stated, the related Distribution Date,

a. the initial Class Principal Balance of such Class as of the Closing Date;

b. the Class Principal Balance of such Class before giving effect to the distribution of principal and interest;

c. the amount of the related distribution on such Class allocable to interest;

d. the amount of the related distribution on such Class allocable to principal;

e. the sum of the principal and interest payable to such Class;

f. the Realized Loss allocable to such Class;

g. the Carryforward Interest allocable to such Class;

h. the Class Principal Balance of such Class after giving effect to the distribution of principal and interest;

i. the Pass-Through Rate for such Class and whether such Pass-Through Rate was limited by the Net Funds Cap;

j. [reserved];

k. any shortfall in principal allocable to such Class, if such amount is greater than zero; and

l. any shortfall in interest allocable to such Class, if such amount is greater than zero.

(ii) with respect to each Class of Certificates which are Notional Amount Certificates and, unless otherwise stated, the related Distribution Date,

a. the Notional Amount of such Class as of the Cut-off Date;

b. the Notional Amount of such Class before giving effect to the distribution of interest;

c. the amount of the related distribution on such Class allocable to interest;

d. the amount of the related distribution on such Class allocable to principal;

e. the sum of the principal and interest payable to such class;

f. the Realized Loss allocable to such Class;

g. the Deferred Amount allocable to such Class;

h. the Notional Amount of such Class after giving effect to the distribution of interest;

i. the Pass-Through Rate for such Class; and

j. [reserved].

(iii) with respect to a $1000 factor of the Initial Class Principal Balance of each Class of Certificates which are not Notional Amount Certificates and the related Distribution Date,

a. the CUSIP number assigned to such Class;

b. the Class Principal Balance of such Class factor prior to giving effect to the distribution of principal and interest;

c. the amount of the related distribution allocable to interest on such Class factor;

d. the amount of the related distribution allocable to principal on such Class factor;

e. the sum of the principal and interest payable to such Class factor; and

f. the Class Principal Balance of such Class factor after giving effect to the distribution of principal and interest.

(iv) with respect to a $1000 factor of the Initial Class Principal Balance of each Class of Certificates which are Notional Amount Certificates and the related Distribution Date,

a. the CUSIP number assigned to such Class;

b. the Notional Amount of such Class factor prior to giving effect to the distribution of interest;

c. the amount of the related distribution allocable to interest on such Class factor;

d. the amount of the related distribution allocable to principal on such Class factor;

e. the sum of the principal and interest payable to such Class factor; and

f. the Notional Amount of such Class factor after giving effect to the distribution of interest.

(v) with respect to the related Distribution Date,

a. the Principal Payment Amount or Principal Remittance Amount;

b. the amount of Curtailments;

c. the amount of Curtailment interest adjustments;

d. the Scheduled Payment of principal;

e. the amount of Principal Prepayments;

f. the amount of principal as a result of repurchased Mortgage Loans;

g. the Substitution Adjustment Amount;

h. the aggregate amount of scheduled interest prior to reduction for fees;

i. the amount of Net Recoveries;

j. the amount of reimbursements of Nonrecoverable Advances previously made;

k. the amount of recovery of reimbursements previously deemed nonrecoverable;

l. the amount of net Liquidation Proceeds;

m. the amount of Insurance Proceeds;

n. the amount of any other distributions allocable to principal;

o. the number of Mortgage Loans as of the first day of the related Collection Period;

p. the aggregate Stated Principal Balance of the Mortgage Loans as of the first day of the related Collection Period;

q. the number of Mortgage Loans as of the last day of the related Collection Period;

r. the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Collection Period;

s. the sum of the Servicing Fee, the Excess Servicing Fee, the Credit Risk Manager Fee and the Trustee Fee and the Expense Fee, with an identification of each payee and the general purpose of such fees;

t. the amount of current Advances (including the general purpose of such Advances);

u. the amount of outstanding Advances and the general source of funds for reimbursements;

v. the number and aggregate principal amounts of Mortgage Loans Delinquent (1) 30 to 59 days, (2) 60 to 89 days and (3) 90 days or more, including Delinquent bankrupt Mortgage Loans but excluding Mortgage Loans in foreclosure and REO Property;

w. the number and aggregate principal amounts of Mortgage Loans that are currently in bankruptcy, but not Delinquent;

x. the number and aggregate principal amounts of Mortgage Loans that are in foreclosure;

y. the Delinquency Rate, Rolling Three Month Delinquency Rate, the Senior Enhancement Percentage and whether a Trigger Event is in effect ;

z. the number and aggregate principal amount of any REO Properties as of the close of business on the Determination Date preceding such Distribution Date;

aa. current Realized Losses;

bb. Cumulative Net Realized Losses and whether a Cumulative Loss Event is occurring;

cc. the weighted average term to maturity of the Mortgage Loans as of the close of business on the last day of the calendar month preceding the related Distribution Date;

dd. the number of Mortgage Loans that have Prepayment Penalties and for which prepayments were made during the related Collection Period, as applicable;

ee. the aggregate principal balance of Mortgage Loans that have Prepayment Penalties and for which prepayments were made during the related Collection Period, as applicable;

ff. the aggregate amount of Prepayment Penalties collected during the related Collection Period, as applicable;

gg. the total cashflows received and the general sources thereof;

hh. the amount of any funds remaining in the Pre-Funding Account as of such Distribution Date;

ii. the weighted average Net Mortgage Rate and the Net Funds Cap;

jj. the Net Excess Spread; and

kk. the applicable Record Dates, Interest Accrual Periods, Determination Date for calculating distributions and the actual Distribution Date.

(vi) with respect to the related Distribution Date,

a. the Targeted Overcollateralization Amount;

b. the Overcollateralization Amount;

c. the amount, if any, by which the Targeted Overcollateralization Amount exceeds the Overcollateralization Amount;

d. the Overcollateralization Release Amount;

e. the Monthly Excess Interest and the Monthly Excess Cashflow;

f. the amount of any payment to the Class X-1 Certificates;

g. the amount of any Net Swap Payment payable by the Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust or payable to the Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust; and

h. the Realized Loss Percentage and whether the Ocwen Termination Test has been failed.

EXHIBIT W

FORM OF DEPOSITOR CERTIFICATION

Re:	Credit Suisse First Boston Mortgage Securities Corp.

Home Equity Mortgage Trust 2006-3

I, __________________________, certify that:

1. I have reviewed this report on Form 10-K and all reports on Form 10-D required to be filed in respect of the period covered by this report on Form 10-K of Home Equity Mortgage Trust 2006-3 (the “Trust”);

2. Based on my knowledge, the Exchange Act periodic reports, taken as a whole, do not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, all of the distribution, servicing and other information required to be provided under Form 10-D for the period covered by this report is included in the Exchange Act periodic reports;

4. Based on my knowledge and the servicer compliance statements required in this report under Item 1123 of Regulation AB, and except as disclosed in the Exchange Act periodic reports, each Servicer has fulfilled its obligations under the Pooling and Servicing Agreement in all material respects ; and

5. All of the reports on assessment of compliance with servicing criteria for asset-backed securities and their related attestation reports on assessment of compliance with servicing criteria for asset-backed securities required to be included in this report in accordance with Item 1122 of Regulation AB and Exchange Act Rules 13a-18 and 15d-18 have been included as an exhibit to this report, except as otherwise disclosed in this report. Any material instances of noncompliance described in such reports have been disclosed in this report on Form 10-K.

In giving the certifications above, I have reasonably relied on information provided to me by the following unaffiliated parties: each Servicer and the Trustee.

Capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling and Servicing Agreement, dated June 1, 2006 (the “Pooling and Servicing Agreement”), among Credit Suisse First Boston Mortgage Securities Corp., as depositor (the “Depositor”), DLJ Mortgage Capital, Inc., as seller, Wilshire Credit Corporation, as a servicer (“Wilshire” ), Ocwen Loan Servicing, LLC, as a servicer (“Ocwen”), Select Portfolio Servicing, Inc. as special servicer and a servicer (“SPS”) and U.S. Bank National Association, as trustee (the “Trustee”).

[Name]

[Title]

[Date]

EXHIBIT X

FORM OF TRUSTEE CERTIFICATION

Re:	Credit Suisse First Boston Mortgage Securities Corp.

Home Equity Mortgage Trust 2006-3

U.S. Bank National Association (the “Trustee”) hereby certifies to Credit Suisse First Boston Mortgage Securities Corp. (the “Depositor”), and each Person, if any, who “controls” the Depositor within the meaning of the Securities Act of 1933, as amended, and its officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:

The Trustee has reviewed the annual report on Form 10-K for the fiscal year [___], and all reports on Form 10-K containing Monthly Statements filed in respect of periods included in the year covered by that annual report, of the Depositor relating to the above-referenced trust;

Subject to paragraph 4 hereof, based on the Trustee's knowledge, and assuming the accuracy and completeness of the information supplied to the Trustee by each Servicer, the Distribution Information in the Monthly Statements contained in such reports on Form 10-D, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact required by the Pooling and Servicing Agreement to be included therein and necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by that annual report; and

Based on the Trustee’s knowledge, the Distribution Information required to be provided by the Trustee under the Pooling and Servicing Agreement is included in these reports.

4. In compiling the Distribution Information and making the foregoing certifications, the Trustee has relied upon information furnished to it by the Servicers under the Pooling and Servicing Agreement. The Trustee shall have no responsibility or liability for any inaccuracy in such reports on Form 10-D to the extent such inaccuracy results from information received from the Servicers.

For purposes of this Certificate, the following terms shall have the meanings ascribed below:

“Distribution Information” shall mean that information (x) calculated and reported by the Trustee and (y) reported by the Trustee, in either case, pursuant to Section 4.06 of the Pooling and Servicing Agreement.

“Monthly Statements” shall mean the monthly statements prepared by the Trustee pursuant to Section 4.06 of the Pooling and Servicing Agreement.

Any additional capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling and Servicing Agreement, dated June 1, 2006 (the “Pooling and Servicing Agreement”), among Credit Suisse First Boston Mortgage Securities Corp., as depositor (the “Depositor”), DLJ Mortgage Capital, Inc., as seller, Wilshire Credit Corporation, as a servicer (“Wilshire”), Ocwen Loan Servicing, LLC (“Ocwen”), Select Portfolio Servicing, Inc. as special servicer and a servicer (“SPS” ) and U.S. Bank National Association, as trustee (the “Trustee”).

U.S. BANK NATIONAL ASSOCIATION as Trustee
By:
[Name]
[Title]
[Date]

EXHIBIT Y

FORM SERVICER CERTIFICATION

Re:	Credit Suisse First Boston Mortgage Securities Corp.

Home Equity Mortgage Trust 2006-3

I, ___________________________, a duly elected and acting officer of [__________________] (the “Servicer”), certify pursuant to Section 8.12(c) of the Pooling and Servicing Agreement to the Depositor, the Trustee and each Person, if any, who “controls” the Depositor or the Trustee within the meaning of the Securities Act of 1933, as amended, and their respective officers and directors, with respect to the calendar year immediately preceding the date of this Certificate (the “Relevant Year”), as follows”:

For purposes of this Certificate, “ Relevant Information” means the information in the certificate provided pursuant to Section 3.16 of the Pooling and Servicing Agreement (the “Annual Statement of Compliance”) and the assessment provided pursuant to Section 3.17 of the Pooling and Servicing Agreement (the “Assessment of Compliance”) for the Relevant Year and the information in all servicing reports required pursuant to the Pooling and Servicing Agreement to be provided by the Servicer to the Trustee during the Relevant Year (as such information is amended or corrected in writing and delivered to the Trustee). Based on my knowledge, the Relevant Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein which is necessary to make the statements made therein, in light of the circumstances under which such statements were made, not misleading as of the last day of the Relevant Year;

The Relevant Information required to be provided to the Trustee under the Pooling and Servicing Agreement has been provided to the Trustee;

I am responsible for reviewing the activities performed by the Servicer under the Pooling and Servicing Agreement during the Relevant Year. Based upon the review required under the Pooling and Servicing Agreement and my knowledge and except as disclosed in the Annual Statement of Compliance or the accountants’ attestation provided pursuant to Section 3.17 of the Pooling and Servicing Agreement, the Servicer has fulfilled its obligations under the Pooling and Servicing Agreement in all material respects throughout the Relevant Year.

[_____________________________], as Servicer
By:
[Name]
[Title]

EXHIBIT Z

INFORMATION TO BE PROVIDED BY SERVICER TO TRUSTEE

The following information with respect to each Mortgage Loan will be e-mailed by each Servicer to the Trustee in accordance with Section 4.10:

FIELD	DESCRIPTION
LOAN	loan number
STOP_ADV_FLAG	stop advance flag (Y = Yes, blank or N = No)
RATE	interest rate (entered as a %)
SF_RATE	servicing fee rate (entered as a %)
LPMI_RATE**	lpmi rate (entered as a %)
BEG_SCHED**	beg scheduled balance
END_SCHED**	end scheduled balance
END_ACT	end actual balance
P&I	monthly p&i
GROSS_INT	gross scheduled interest
NEG_AM**	negative amortization
SCHED_P**	scheduled principal
CURTAIL	curtailments
PREPAY	prepayments or liquidation principal
PREPAY_DATE	prepayment or liquidation date
PREPAY_CODE	PIF=60, repurchase = 65, liquidation = 2
NEXT_DUE	borrower's next payment due
STATUS	Bankruptcy, Foreclosure, REO
BKCY_DATE	date the loan went into Bkcy
FCLS_DATE	date the loan went into Fcls
REO_DATE**	date the loan went into REO
DELINQ	0,1,30,60,90,120 ( 1 = 1-29, 30 = 30-59, etc…)
PPIS**	prepayment interest shortfall (negative is excess)
RAIS	relief act interest shortfall
CURRLTV	current loan to value ratio (entered as %)
BOOK_VALUE	latest BPO or market value or other book value as defined in governing doc
PPP_Collected	PPPs collected from borrower
PPP_Waived	PPPs waived by the servicer
PPP_Servicer**	PPPs waived but paid by the servicer
NON_REC_ADV**	nonrecoverable advances claimed (reimbursed) in the current period
REIN_STOP_GINT**	reinstated stop advance gross interest
REIN_STOP_NINT**	reinstated stop advance net interest
REMIT	total remit for the loan
MAT_DATE	Maturity Date
ADV_P&I_CUR**	current period delinquent P&I advances made by servicer
ADV_P&I_OUT**	cumulative outstanding delinquent P&I advances
ADV_SERV_MADE**	current period servicer advances made by servicer (not including delinquent P&I advances)
ADV_SERV_REIM**	current period servicer advances reimbursed to servicer (not including delinquent P&I advances)
ADV_SERV_DESC**	description of current period servicer advances made/reimbursed by servicer (purpose, terms)
MOD_EXT_WAIVE_FLAG	Y if mod
MOD_EXT_WAIVE	description of modification, extensions or waivers to asset terms, fees or penalties
MTHROLL**	Month until the next rate adjustment occurs (for ARMs only)
DNEXTRATE**	Next Rate Adjustment Date
NEXT_RATE**	next period's interest rate
LIQUIDATION_FLAG**	liquidation flag (Y = Yes, blank or N = No)
GROSS_PROCEEDS	gross sales proceeds
SERV_ADV	unpaid servicing advances
DEL_ADV**	unpaid delinquency advances
SERV_FEES_UNPAID	unpaid servicing fees
LEGAL_FEES	unpaid legal fees
NET_PROCEEDS	net proceeds (gross_proceeds - serv_adv - del_adv - serv_fees_unpaid - legal_fees)
LOSS	loss (beg_sched - net_proceeds)
LOSS_ADD	trailing loss/ (gain)
LOSS_ADD_DATE	trailing loss/ (gain) date
DRAWS (only PNC)	draws taken by xxxxxxxx

EXHIBIT AA

FORM OF LIMITED POWER OF ATTORNEY

LIMITED POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS, that U.S. Bank National Association, a banking association organized under the laws of the United States, having a place of business at 00 Xxxxxxxxxx Xxxxxx, Xx. Xxxx, XX 00000, as Trustee (and in no personal or other representative capacity) under the Pooling and Servicing Agreement, dated as of June 1, 2006 (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”; capitalized terms not defined herein have the definitions assigned to such terms in the Agreement), relating to the Home Equity Mortgage Pass-Through Certificates, Series 2006-3, hereby appoints [_______________], in its capacity as a Servicer under the Agreement, as the Trustee's true and lawful Special Attorney-in-Fact, in the Trustee's name, place and stead and for the Trustee's benefit, but only in its capacity as Trustee aforesaid, to perform all acts and execute all documents as may be customary, necessary and appropriate to effectuate the following enumerated transactions in respect of any mortgage, deed of trust, promissory note or real estate owned from time to time owned (beneficially or in title, whether the Trustee is named therein as mortgagee or beneficiary or has become mortgagee or beneficiary by virtue of endorsement, assignment or other conveyance) or held by or registered to the Trustee (directly or through custodians or nominees), or in respect of which the Trustee has a security interest or other lien, all as provided under the applicable Agreement and only to the extent the respective Trustee has an interest therein under the Agreement, and in respect of which the Servicer is acting as servicer pursuant to the Agreement (the “Mortgage Documents”).

This appointment shall apply to the following enumerated transactions under the Agreement only:

The modification or re-recording of any Mortgage Document for the purpose of correcting it to conform to the original intent of the parties thereto or to correct title errors discovered after title insurance was issued and where such modification or re-recording does not adversely affect the lien under the Mortgage Document as insured.

The subordination of the lien under a Mortgage Document to an easement in favor of a public utility company or a state or federal agency or unit with powers of eminent domain including, without limitation, the execution of partial satisfactions/releases, partial reconveyances and the execution of requests to trustees to acc omplish same.

The conveyance of the properties subject to a Mortgage Document to the applicable mortgage insurer, or the closing of the title to the property to be acquired as real estate so owned, or conveyance of title to real estate so owned.

The completion of loan assumption and modification agreements in respect of Mortgage Documents.

The full or partial satisfaction/release of a Mortgage Document or full conveyance upon payment and discharge of all sums secured thereby, including, without limitation, cancellation of the related note.

The assignment of any Mortgage Document, in connection with the repurchase of the mortgage loan secured and evidenced thereby.

The full assignment of a Mortgage Document upon payment and discharge of all sums secured thereby in conjunction with the refinancing thereof, including, without limitation, the assignment of the related note.

With respect to a Mortgage Document, the foreclosure, the taking of a deed in lieu of foreclosure, or the completion of judicial or non-judicial foreclosure or termination, cancellation or rescission of any such foreclosure, including, without limitation, any and all of the following acts:

the substitution of trustee(s) serving under a deed of trust, in accordance with state law and the deed of trust;

the preparation and issuance of statements of breach or non-performance;

the preparation and filing of notices of default and/or notices of sale;

the cancellation/rescission of notices of default and/or notices of sale;

the taking of a deed in lieu of foreclosure; and

the preparation and execution of such other documents and performance of such other actions as may be necessary under the terms of the Mortgage Document or state law to expeditiously complete said transactions in paragraphs 8(a) through 8(e), above.

Demand, sue for, recover, collection and receive each and every sum of money, debt, account and interest (which now is, or hereafter shall become due and payable) belonging to or claimed by the Trustee under the Mortgage Documents, and to use or take any lawful means for recovery thereof by legal process or otherwise.

Endorse on behalf of the Trustee all checks, drafts and/or negotiable instruments made payable to the Trustee in respect of the Mortgage Documents.

The Trustee gives the Special Attorney-in-Fact full power and authority to execute such instruments and to do and perform all and every act and thing necessary and proper to carry into effect the power or powers granted by this Limited Power of Attorney, subject to the terms and conditions set forth in the Agreement including the standard of care applicable to Servicer in the Agreement, and hereby does ratify and confirm what such Special Attorney-in-Fact shall lawfully do or cause to be done by authority hereof.

IN WITNESS WHEREOF, the Trustee has caused its corporate name and seal to be hereto signed and affixed and these presents to be acknowledged by its duly elected and authorized officer this ___ day of ___ , 200_.

U.S. BANK NATIONAL ASSOCIATION, as Trustee

By:
Name:
Title:

WITNESS:	WITNESS:
____________________________________________________	____________________________________________________
Name:	Name:
Title:	Title:

STATE OF_____________	)
	)	ss.:
COUNTY OF___________	)

On ______________, 200_, before me, the undersigned, a Notary Public in and for said state, personally appeared __________________, personally known to me to be the person whose name is subscribed to the within instrument and to be a duly authorized and acting Senior Vice President of U.S. Bank National Association, and such person acknowledged to me that such person executed the within instrument in such person's authorized capacity as a Senior Vice President of U.S. Bank National Association, and that by such signature on the within instrument the entity upon behalf of which such person acted executed the instrument.

WITNESS my hand and official seal.


	Notary Public

EXHIBIT BB

[Reserved]

EXHIBIT CC

Form of ISDA MASTER Agreement

(Multicurrency—Cross Border)

ISDAÒ

International Swap Dealers Association, Inc.

MASTER AGREEMENT

dated as of June 30, 2006

CREDIT SUISSE INTERNATIONAL

(“Party A”)

And

U.S. BANK NATIONAL ASSOCIATION, NOT INDIVIDUALLY, BUT SOLELY AS TRUSTEE ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST

CREATED UNDER THE POOLING AND SERVICING AGREEMENT FOR THE HOME EQUITY MORTGAGE TRUST 2006-3, HOME EQUITY MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2006-3

(“Party B”)

have entered and/or anticipate entering into one or more transactions (each a “Transaction”) that are or will be governed by this Master Agreement, which includes the schedule (the “Schedule”), and the documents and other confirming evidence (each a “Confirmation”) exchanged between the parties confirming those Transactions.

Accordingly, the parties agree as follows:—

1. Interpretation

(a) Definitions. The terms defined in Section 14 and in the Schedule will have the meanings therein specified for the purpose of this Master Agreement.

(b) Inconsistency. In the event of any inconsistency between the provisions of the Schedule and the other provisions of this Master Agreement, the Schedule will prevail. In the event of any inconsistency between the provisions of any Confirmation and this Master Agreement (including the Schedule), such Confirmation will prevail for the purpose of the relevant Transaction.

(c) Single Agreement. All Transactions are entered into in reliance on the fact that this Master Agreement and all Confirmations form a single agreement between the parties (collectively referred to as

this “Agreement”), and the parties would not otherwise enter into any Transactions.

2. Obligations

(a) General Conditions.

(i) Each party will make each payment or delivery specified in each Confirmation to be made by it, subject to the other provisions of this Agreement.

(ii) Payments under this Agreement will be made on the due date for value on that date in the place

of the account specified in the relevant Confirmation or otherwise pursuant to this Agreement, in freely transferable funds and in the manner customary for payments in the required currency. Where settlement is by delivery (that is, other than by payment), such delivery will be made for receipt on the due date in the manner customary for the relevant obligation unless otherwise specified in the relevant Confirmation or elsewhere in this Agreement.

(iii) Each obligation of each party under Section 2(a)(i) is subject to (1) the condition precedent

that no Event of Default or Potential Event of Default with respect to the other party has occurred

and is continuing, (2) the condition precedent that no Early Termination Date in respect of the relevant Transaction has occurred or been effectively designated and (3) each other applicable condition precedent specified in this Agreement.

(b) Change of Account. Either party may change its account for receiving a payment or delivery by giving notice to the other party at least five Local Business Days prior to the scheduled date for the payment or delivery to which such change applies unless such other party gives timely notice of a reasonable objection to such change.

(i) in the same currency; and

(ii) in respect of the same Transaction,

by each party to the other, then, on such date, each party’s obligation to make payment of any such amount will be automatically satisfied and discharged and, if the aggregate amount that would otherwise have been payable by one party exceeds the aggregate amount that would otherwise have been payable by the other party, replaced by an obligation upon the party by whom the larger aggregate amount would have been payable to pay to the other party the excess of the larger aggregate amount over the smaller aggregate amount.

The parties may elect in respect of two or more Transactions that a net amount will be determined in respect of all amounts payable on the same date in the same currency in respect of such Transactions, regardless of whether such amounts are payable in respect of the same Transaction. The election may be made in the Schedule or a Confirmation by specifying that subparagraph (ii) above will not apply to the Transactions identified as being subject to the election, together with the starting date (in which case subparagraph (ii) above will not, or will cease to, apply to such Transactions from such date). This election may be made separately for different groups of Transactions and will apply separately to each pairing of Offices through which the parties make and receive payments or deliveries.

(d) Deduction or Withholding for Tax.

(i) Gross-Up. All payments under this Agreement will be made without any deduction or withholding for or on account of any Tax unless such deduction or withholding is required by any applicable law, as modified by the practice of any relevant governmental revenue authority, then in effect. If a party is so required to deduct or withhold, then that party (“X”) will:—

(1) promptly notify the other party (“Y”) of such requirement;

(2) pay to the relevant authorities the full amount required to be deducted or withheld (including the full amount required to be deducted or withheld from any additional amount paid by X to Y under this Section 2(d)) promptly upon the earlier of determining that such deduction or withholding is required or receiving notice that such amount has been assessed against Y;

(3) promptly forward to Y an official receipt (or a certified copy), or other documentation reasonably acceptable to Y, evidencing such payment to such authorities; and

(4) if such Tax is an Indemnifiable Tax, pay to Y, in addition to the payment to which Y is otherwise entitled under this Agreement, such additional amount as is necessary to ensure that

the net amount actually received by Y (free and clear of Indemnifiable Taxes, whether assessed against X or Y) will equal the full amount Y would have received had no such deduction or withholding been required. However, X will not be required to pay any additional amount to Y

to the extent that it would not be required to be paid but for:—

(A) the failure by Y to comply with or perform any agreement contained in

Section 4(a)(i), 4(a)(iii) or 4(d); or

(B) the failure of a representation made by Y pursuant to Section 3(f) to be accurate and true unless such failure would not have occurred but for (I) any action taken by a taxing authority, or brought in a court of competent jurisdiction, on or after the date on which a Transaction is entered into (regardless of whether such action is taken or brought with respect to a party to this Agreement) or (II) a Change in Tax Law.

(ii) Liability. If:—

(1) X is required by any applicable law, as modified by the practice of any relevant governmental revenue authority, to make any deduction or withholding in respect of which X would not be required to pay an additional amount to Y under Section 2(d)(i)(4);

(2) X does not so deduct or withhold; and

(3) a liability resulting from such Tax is assessed directly against X,

then, except to the extent Y has satisfied or then satisfies the liability resulting from such Tax, Y will promptly pay to X the amount of such liability (including any related liability for interest, but including any related liability for penalties only if Y has failed to comply with or perform any agreement contained in Section 4(a)(i), 4(a)(iii) or 4(d)).

(e) Default Interest; Other Amounts. Prior to the occurrence or effective designation of an Early Termination Date in respect of the relevant Transaction, a party that defaults in the performance of any payment obligation will, to the extent permitted by law and subject to Section 6(c), be required to pay interest (before as well as after judgment) on the overdue amount to the other party on demand in the same currency as such overdue amount, for the period from (and including) the original due date for payment to (but excluding) the date of actual payment, at the Default Rate. Such interest will be calculated on the basis of daily compounding and the actual number of days elapsed. If, prior to the occurrence or effective designation of an Early Termination Date in respect of the relevant Transaction, a party defaults in the performance of any obligation required to be settled by delivery, it will compensate the other party on demand if and to the extent provided for in the relevant Confirmation or elsewhere in this Agreement.

3. Representations

Each party represents to the other party (which representations will be deemed to be repeated by each party on each date on which a Transaction is entered into and, in the case of the representations in Section 3(f), at all times until the termination of this Agreement) that:—

(a) Basic Representations.

(i) Status. It is duly organised and validly existing under the laws of the jurisdiction of its organisation or incorporation and, if relevant under such laws, in good standing;

(ii) Powers. It has the power to execute this Agreement and any other documentation relating to this Agreement to which it is a party, to deliver this Agreement and any other documentation relating to this Agreement that it is required by this Agreement to deliver and to perform its obligations under this Agreement and any obligations it has under any Credit Support Document to which it is a party and has taken all necessary action to authorise such execution, delivery and performance;

(iii) No Violation or Conflict. Such execution, delivery and performance do not violate or conflict with any law applicable to it, any provision of its constitutional documents, any order or judgment of any court or other agency of government applicable to it or any of its assets or any contractual restriction binding on or affecting it or any of its assets;

(iv) Consents. All governmental and other consents that are required to have been obtained by it with respect to this Agreement or any Credit Support Document to which it is a party have been obtained and are in full force and effect and all conditions of any such consents have been complied with; and

(v) Obligations Binding. Its obligations under this Agreement and any Credit Support Document to which it is a party constitute its legal, valid and binding obligations, enforceable in accordance with their respective terms (subject to applicable bankruptcy, reorganisation, insolvency, moratorium or similar laws affecting creditors’ rights generally and subject, as to enforceability, to equitable principles of general application (regardless of whether enforcement is sought in a proceeding in equity or at law)).

(b) Absence of Certain Events. No Event of Default or Potential Event of Default or, to its knowledge, Termination Event with respect to it has occurred and is continuing and no such event or circumstance would occur as a result of its entering into or performing its obligations under this Agreement or any Credit Support Document to which it is a party.

(c) Absence of Litigation. There is not pending or, to its knowledge, threatened against it or any of its Affiliates any action, suit or proceeding at law or in equity or before any court, tribunal, governmental body, agency or official or any arbitrator that is likely to affect the legality, validity or enforceability against it of this Agreement or any Credit Support Document to which it is a party or its ability to perform its obligations under this Agreement or such Credit Support Document.

(d) Accuracy of Specified Information. All applicable information that is furnished in writing by or on behalf of it to the other party and is identified for the purpose of this Section 3(d) in the Schedule is, as of the date of the information, true, accurate and complete in every material respect.

(e) Payer Tax Representation. Each representation specified in the Schedule as being made by it for the purpose of this Section 3(e) is accurate and true.

(f) Payee Tax Representations. Each representation specified in the Schedule as being made by it for the purpose of this Section 3(f) is accurate and true.

4. Agreements

Each party agrees with the other that, so long as either party has or may have any obligation under this Agreement or under any Credit Support Document to which it is a party:—

(a) Furnish Specified Information. It will deliver to the other party or, in certain cases under subparagraph (iii) below, to such government or taxing authority as the other party reasonably directs:

(i) any forms, documents or certificates relating to taxation specified in the Schedule or any Confirmation;

(ii) any other documents specified in the Schedule or any Confirmation; and

(iii) upon reasonable demand by such other party, any form or document that may be required or reasonably requested in writing in order to allow such other party or its Credit Support Provider to make a payment under this Agreement or any applicable Credit Support Document without any deduction or withholding for or on account of any Tax or with such deduction or withholding at a reduced rate (so long as the completion, execution or submission of such form or document would not materially prejudice the legal or commercial position of the party in receipt of such demand), with any such form or document to be accurate and completed in a manner reasonably satisfactory to such other party and to be executed and to be delivered with any reasonably required certification,

in each case by the date specified in the Schedule or such Confirmation or, if none is specified, as soon as reasonably practicable.

(b) Maintain Authorisations. It will use all reasonable efforts to maintain in full force and effect all consents of any governmental or other authority that are required to be obtained by it with respect to this Agreement or any Credit Support Document to which it is a party and will use all reasonable efforts to obtain any that may become necessary in the future.

(c) Comply with Laws. It will comply in all material respects with all applicable laws and orders to which it may be subject if failure so to comply would materially impair its ability to perform its obligations under this Agreement or any Credit Support Document to which it is a party.

(d) Tax Agreement. It will give notice of any failure of a representation made by it under Section 3(f) to be accurate and true promptly upon learning of such failure.

(e) Payment of Stamp Tax. Subject to Section 11, it will pay any Stamp Tax levied or imposed upon it or in respect of its execution or performance of this Agreement by a jurisdiction in which it is incorporated, organised, managed and controlled, or considered to have its seat, or in which a branch or office through which it is acting for the purpose of this Agreement is located (“Stamp Tax Jurisdiction”) and will indemnify the other party against any Stamp Tax levied or imposed upon the other party or in respect of the other party’s execution or performance of this Agreement by any such Stamp Tax Jurisdiction which is not also a Stamp Tax Jurisdiction with respect to the other party.

5. Events of Default and Termination Events

(a) Events of Default. The occurrence at any time with respect to a party or, if applicable, any Credit Support Provider of such party or any Specified Entity of such party of any of the following events constitutes an event of default (an “Event of Default”) with respect to such party:—

(i) Failure to Pay or Deliver. Failure by the party to make, when due, any payment under this Agreement or delivery under Section 2(a)(i) or 2(e) required to be made by it if such failure is not remedied on or before the third Local Business Day after notice of such failure is given to the party;

(ii) Breach of Agreement. Failure by the party to comply with or perform any agreement or obligation (other than an obligation to make any payment under this Agreement or delivery under Section 2(a)(i) or 2(e) or to give notice of a Termination Event or any agreement or obligation under Section 4(a)(i), 4(a)(iii) or 4(d)) to be complied with or performed by the party in accordance with this Agreement if such failure is not remedied on or before the thirtieth day after notice of such failure is given to the party;

(iii) Credit Support Default.

(1) Failure by the party or any Credit Support Provider of such party to comply with or perform any agreement or obligation to be complied with or performed by it in accordance with any Credit Support Document if such failure is continuing after any applicable grace period has elapsed;

(2) the expiration or termination of such Credit Support Document or the failing or ceasing of such Credit Support Document to be in full force and effect for the purpose of this Agreement (in either case other than in accordance with its terms) prior to the satisfaction of all obligations of such party under each Transaction to which such Credit Support Document relates without the written consent of the other party; or

(3) the party or such Credit Support Provider disaffirms, disclaims, repudiates or rejects, in whole or in part, or challenges the validity of, such Credit Support Document;

(iv) Misrepresentation. A representation (other than a representation under Section 3(e) or (f)) made or repeated or deemed to have been made or repeated by the party or any Credit Support Provider of such party in this Agreement or any Credit Support Document proves to have been incorrect or misleading in any material respect when made or repeated or deemed to have been made or repeated;

(v) Default under Specified Transaction. The party, any Credit Support Provider of such party or any applicable Specified Entity of such party (1) defaults under a Specified Transaction and, after giving effect to any applicable notice requirement or grace period, there occurs a liquidation of, an acceleration of obligations under, or an early termination of, that Specified Transaction, (2) defaults, after giving effect to any applicable notice requirement or grace period, in making any payment or delivery due on the last payment, delivery or exchange date of, or any payment on early termination of, a Specified Transaction (or such default continues for at least three Local Business Days if there is no applicable notice requirement or grace period) or (3) disaffirms, disclaims, repudiates or rejects, in whole or in part, a Specified Transaction (or such action is taken by any person or entity appointed or empowered to operate it or act on its behalf);

(vi) Cross Default. If “Cross Default” is specified in the Schedule as applying to the party, the occurrence or existence of (1) a default, event of default or other similar condition or event (however described) in respect of such party, any Credit Support Provider of such party or any applicable Specified Entity of such party under one or more agreements or instruments relating to Specified Indebtedness of any of them (individually or collectively) in an aggregate amount of not less than the applicable Threshold Amount (as specified in the Schedule) which has resulted in such Specified Indebtedness becoming, or becoming capable at such time of being declared, due and payable under such agreements or instruments, before it would otherwise have been due and payable or (2) a default by such party, such Credit Support Provider or such Specified Entity (individually or collectively) in making one or more payments on the due date thereof in an aggregate amount of not less than the applicable Threshold Amount under such agreements or instruments (after giving effect to any applicable notice requirement or grace period);

(vii) Bankruptcy. The party, any Credit Support Provider of such party or any applicable Specified Entity of such party:—

(1) is dissolved (other than pursuant to a consolidation, amalgamation or merger); (2) becomes insolvent or is unable to pay its debts or fails or admits in writing its inability generally to pay its debts as they become due; (3) makes a general assignment, arrangement or composition with or for the benefit of its creditors; (4) institutes or has instituted against it a proceeding seeking a judgment of insolvency or bankruptcy or any other relief under any bankruptcy or insolvency law or other similar law affecting creditors’ rights, or a petition is presented for its winding-up or liquidation, and, in the case of any such proceeding or petition instituted or presented against it, such proceeding or petition (A) results in a judgment of insolvency or bankruptcy or the entry of an order for relief or the making of an order for its winding-up or liquidation or (B) is not dismissed, discharged, stayed or restrained in each case within 30 days of the institution or presentation thereof; (5) has a resolution passed for its winding-up, official management or liquidation (other than pursuant to a consolidation, amalgamation or merger); (6) seeks or becomes subject to the appointment of an administrator, provisional liquidator, conservator, receiver, trustee, custodian or other similar official for it or for all or substantially all its assets; (7) has a secured party take possession of all or substantially all its assets or has a distress, execution, attachment, sequestration or other legal process levied, enforced or sued on or against all or substantially all its assets and such secured party maintains possession, or any such process is not dismissed, discharged, stayed or restrained, in each case within 30 days thereafter; (8) causes or is subject to any event with respect to it which, under the applicable laws of any jurisdiction, has an analogous effect to any of the events specified in clauses (1) to (7) (inclusive); or (9) takes any action in furtherance of, or indicating its consent to, approval of, or acquiescence in, any of the foregoing acts; or

(viii) Merger Without Assumption. The party or any Credit Support Provider of such party consolidates or amalgamates with, or merges with or into, or transfers all or substantially all its assets to, another entity and, at the time of such consolidation, amalgamation, merger or transfer:—

(1) the resulting, surviving or transferee entity fails to assume all the obligations of such party or such Credit Support Provider under this Agreement or any Credit Support Document to which it or its predecessor was a party by operation of law or pursuant to an agreement reasonably satisfactory to the other party to this Agreement; or

(2) the benefits of any Credit Support Document fail to extend (without the consent of the other party) to the performance by such resulting, surviving or transferee entity of its obligations under this Agreement.

(b) Termination Events. The occurrence at any time with respect to a party or, if applicable, any Credit Support Provider of such party or any Specified Entity of such party of any event specified below constitutes an Illegality if the event is specified in (i) below, a Tax Event if the event is specified in (ii) below or a Tax Event Upon Merger if the event is specified in (iii) below, and, if specified to be applicable, a Credit Event Upon Merger if the event is specified pursuant to (iv) below or an Additional Termination Event if the event is specified pursuant to (v) below:—

(i) Illegality. Due to the adoption of, or any change in, any applicable law after the date on which a Transaction is entered into, or due to the promulgation of, or any change in, the interpretation by any court, tribunal or regulatory authority with competent jurisdiction of any applicable law after such date, it becomes unlawful (other than as a result of a breach by the party of Section 4(b)) for such party (which will be the Affected Party):—

(1) to perform any absolute or contingent obligation to make a payment or delivery or to receive a payment or delivery in respect of such Transaction or to comply with any other material provision of this Agreement relating to such Transaction; or

(2) to perform, or for any Credit Support Provider of such party to perform, any contingent or other obligation which the party (or such Credit Support Provider) has under any Credit Support Document relating to such Transaction;

(ii) Tax Event. Due to (x) any action taken by a taxing authority, or brought in a court of competent jurisdiction, on or after the date on which a Transaction is entered into (regardless of whether such action is taken or brought with respect to a party to this Agreement) or (y) a Change in Tax Law, the party (which will be the Affected Party) will, or there is a substantial likelihood that it will, on the next succeeding Scheduled Payment Date (1) be required to pay to the other party an additional amount in respect of an Indemnifiable Tax under Section 2(d)(i)(4) (except in respect of interest under Section 2(e), 6(d)(ii) or 6(e)) or (2) receive a payment from which an amount is required to be deducted or withheld for or on account of a Tax (except in respect of interest under Section 2(e), 6(d)(ii) or 6(e)) and no additional amount is required to be paid in respect of such Tax under Section 2(d)(i)(4) (other than by reason of Section 2(d)(i)(4)(A) or (B));

(iii) Tax Event Upon Merger. The party (the “Burdened Party”) on the next succeeding Scheduled Payment Date will either (1) be required to pay an additional amount in respect of an Indemnifiable Tax under Section 2(d)(i)(4) (except in respect of interest under Section 2(e), 6(d)(ii) or 6(e)) or (2) receive a payment from which an amount has been deducted or withheld for or on account of any Indemnifiable Tax in respect of which the other party is not required to pay an additional amount (other than by reason of Section 2(d)(i)(4)(A) or (B)), in either case as a result of a party consolidating or amalgamating with, or merging with or into, or transferring all or substantially all its assets to, another entity (which will be the Affected Party) where such action does not constitute an event described in Section 5(a)(viii);

(iv) Credit Event Upon Merger. If “Credit Event Upon Merger” is specified in the Schedule as applying to the party, such party (“X”), any Credit Support Provider of X or any applicable Specified Entity of X consolidates or amalgamates with, or merges with or into, or transfers all or substantially all its assets to, another entity and such action does not constitute an event described in Section 5(a)(viii) but the creditworthiness of the resulting, surviving or transferee entity is materially weaker than that of X, such Credit Support Provider or such Specified Entity, as the case may be, immediately prior to such action (and, in such event, X or its successor or transferee, as appropriate, will be the Affected Party); or

(v) Additional Termination Event. If any “Additional Termination Event” is specified in the Schedule or any Confirmation as applying, the occurrence of such event (and, in such event, the Affected Party or Affected Parties shall be as specified for such Additional Termination Event in the Schedule or such Confirmation).

(c) Event of Default and Illegality. If an event or circumstance which would otherwise constitute or give rise to an Event of Default also constitutes an Illegality, it will be treated as an Illegality and will not constitute an Event of Default.

6. Early Termination

(a) Right to Terminate Following Event of Default. If at any time an Event of Default with respect to a party (the “Defaulting Party”) has occurred and is then continuing, the other party (the “Non-defaulting Party”) may, by not more than 20 days notice to the Defaulting Party specifying the relevant Event of Default, designate a day not earlier than the day such notice is effective as an Early Termination Date in respect of all outstanding Transactions. If, however, “Automatic Early Termination” is specified in the Schedule as applying to a party, then an Early Termination Date in respect of all outstanding Transactions will occur immediately upon the occurrence with respect to such party of an Event of Default specified in Section 5(a)(vii)(1), (3), (5), (6) or, to the extent analogous thereto, (8), and as of the time immediately preceding the institution of the relevant proceeding or the presentation of the relevant petition upon the occurrence with respect to such party of an Event of Default specified in Section 5(a)(vii)(4) or, to the extent analogous thereto, (8).

(b) Right to Terminate Following Termination Event.

(i) Notice. If a Termination Event occurs, an Affected Party will, promptly upon becoming aware of it, notify the other party, specifying the nature of that Termination Event and each Affected Transaction and will also give such other information about that Termination Event as the other party may reasonably require.

(ii) Transfer to Avoid Termination Event. If either an Illegality under Section 5(b)(i)(1) or a Tax Event occurs and there is only one Affected Party, or if a Tax Event Upon Merger occurs and the Burdened Party is the Affected Party, the Affected Party will, as a condition to its right to designate an Early Termination Date under Section 6(b)(iv), use all reasonable efforts (which will not require such party to incur a loss, excluding immaterial, incidental expenses) to transfer within 20 days after it gives notice under Section 6(b)(i) all its rights and obligations under this Agreement in respect of the Affected Transactions to another of its Offices or Affiliates so that such Termination Event ceases to exist.

If the Affected Party is not able to make such a transfer it will give notice to the other party to that effect within such 20 day period, whereupon the other party may effect such a transfer within 30 days after the notice is given under Section 6(b)(i).

Any such transfer by a party under this Section 6(b)(ii) will be subject to and conditional upon the prior written consent of the other party, which consent will not be withheld if such other party’s policies in effect at such time would permit it to enter into transactions with the transferee on the terms proposed.

(iii) Two Affected Parties. If an Illegality under Section 5(b)(i)(1) or a Tax Event occurs and there are two Affected Parties, each party will use all reasonable efforts to reach agreement within 30 days after notice thereof is given under Section 6(b)(i) on action to avoid that Termination Event.

(iv) Right to Terminate. If:—

(1) a transfer under Section 6(b)(ii) or an agreement under Section 6(b)(iii), as the case may be, has not been effected with respect to all Affected Transactions within 30 days after an Affected Party gives notice under Section 6(b)(i); or

(2) an Illegality under Section 5(b)(i)(2), a Credit Event Upon Merger or an Additional Termination Event occurs, or a Tax Event Upon Merger occurs and the Burdened Party is not the Affected Party,

either party in the case of an Illegality, the Burdened Party in the case of a Tax Event Upon Merger, any Affected Party in the case of a Tax Event or an Additional Termination Event if there is more than one Affected Party, or the party which is not the Affected Party in the case of a Credit Event Upon Merger or an Additional Termination Event if there is only one Affected Party may, by not more than 20 days notice to the other party and provided that the relevant Termination Event is then continuing, designate a day not earlier than the day such notice is effective as an Early Termination Date in respect of all Affected Transactions.

(i) If notice designating an Early Termination Date is given under Section 6(a) or (b), the Early Termination Date will occur on the date so designated, whether or not the relevant Event of Default or Termination Event is then continuing.

(ii) Upon the occurrence or effective designation of an Early Termination Date, no further payments or deliveries under Section 2(a)(i) or 2(e) in respect of the Terminated Transactions will be required to be made, but without prejudice to the other provisions of this Agreement. The amount, if any, payable in respect of an Early Termination Date shall be determined pursuant to Section 6(e).

(d) Calculations.

(i) Statement. On or as soon as reasonably practicable following the occurrence of an Early Termination Date, each party will make the calculations on its part, if any, contemplated by Section 6(e) and will provide to the other party a statement (1) showing, in reasonable detail, such calculations (including all relevant quotations and specifying any amount payable under Section 6(e)) and (2) giving details of the relevant account to which any amount payable to it is to be paid. In the absence of written confirmation from the source of a quotation obtained in determining a Market Quotation, the records of the party obtaining such quotation will be conclusive evidence of the existence and accuracy of such quotation.

(ii) Payment Date. An amount calculated as being due in respect of any Early Termination Date under Section 6(e) will be payable on the day that notice of the amount payable is effective (in the case of an Early Termination Date which is designated or occurs as a result of an Event of Default) and on the day which is two Local Business Days after the day on which notice of the amount payable is effective (in the case of an Early Termination Date which is designated as a result of a Termination Event). Such amount will be paid together with (to the extent permitted under applicable law) interest thereon (before as well as after judgment) in the Termination Currency, from (and including) the relevant Early Termination Date to (but excluding) the date such amount is paid, at the Applicable Rate. Such interest will be calculated on the basis of daily compounding and the actual number of days elapsed.

(e) Payments on Early Termination. If an Early Termination Date occurs, the following provisions shall apply based on the parties’ election in the Schedule of a payment measure, either “Market Quotation” or “Loss”, and a payment method, either the “First Method” or the “Second Method”. If the parties fail to designate a payment measure or payment method in the Schedule, it will be deemed that “Market Quotation” or the “Second Method”, as the case may be, shall apply. The amount, if any, payable in respect of an Early Termination Date and determined pursuant to this Section will be subject to any Set-off.

(i) Events of Default. If the Early Termination Date results from an Event of Default:—

(1) First Method and Market Quotation. If the First Method and Market Quotation apply, the Defaulting Party will pay to the Non-defaulting Party the excess, if a positive number, of (A) the sum of the Settlement Amount (determined by the Non-defaulting Party) in respect of the Terminated Transactions and the Termination Currency Equivalent of the Unpaid Amounts owing to the Non-defaulting Party over (B) the Termination Currency Equivalent of the Unpaid Amounts owing to the Defaulting Party.

(2) First Method and Loss. If the First Method and Loss apply, the Defaulting Party will pay to the Non-defaulting Party, if a positive number, the Non-defaulting Party’s Loss in respect of this Agreement.

(3) Second Method and Market Quotation. If the Second Method and Market Quotation apply, an amount will be payable equal to (A) the sum of the Settlement Amount (determined by the Non-defaulting Party) in respect of the Terminated Transactions and the Termination Currency Equivalent of the Unpaid Amounts owing to the Non-defaulting Party less (B) the Termination Currency Equivalent of the Unpaid Amounts owing to the Defaulting Party. If that amount is a positive number, the Defaulting Party will pay it to the Non-defaulting Party; if it is a negative number, the Non-defaulting Party will pay the absolute value of that amount to the Defaulting Party.

(4) Second Method and Loss. If the Second Method and Loss apply, an amount will be payable equal to the Non-defaulting Party’s Loss in respect of this Agreement. If that amount is a positive number, the Defaulting Party will pay it to the Non-defaulting Party; if it is a negative number, the Non-defaulting Party will pay the absolute value of that amount to the Defaulting Party.

(ii) Termination Events. If the Early Termination Date results from a Termination Event:—

(1) One Affected Party. If there is one Affected Party, the amount payable will be determined in accordance with Section 6(e)(i)(3), if Market Quotation applies, or Section 6(e)(i)(4), if Loss applies, except that, in either case, references to the Defaulting Party and to the Non-defaulting Party will be deemed to be references to the Affected Party and the party which is not the Affected Party, respectively, and, if Loss applies and fewer than all the Transactions are being terminated, Loss shall be calculated in respect of all Terminated Transactions.

(2) Two Affected Parties. If there are two Affected Parties:—

(A) if Market Quotation applies, each party will determine a Settlement Amount in respect of the Terminated Transactions, and an amount will be payable equal to (I) the sum of (a) one-half of the difference between the Settlement Amount of the party with the higher Settlement Amount (“X”) and the Settlement Amount of the party with the lower Settlement Amount (“Y”) and (b) the Termination Currency Equivalent of the Unpaid Amounts owing to X less (II) the Termination Currency Equivalent of the Unpaid Amounts owing to Y; and

(B) if Loss applies, each party will determine its Loss in respect of this Agreement (or, if fewer than all the Transactions are being terminated, in respect of all Terminated Transactions) and an amount will be payable equal to one-half of the difference between the Loss of the party with the higher Loss (“X”) and the Loss of the party with the lower Loss (“Y”).

If the amount payable is a positive number, Y will pay it to X; if it is a negative number, X will pay the absolute value of that amount to Y.

(iii) Adjustment for Bankruptcy. In circumstances where an Early Termination Date occurs because “Automatic Early Termination” applies in respect of a party, the amount determined under this Section 6(e) will be subject to such adjustments as are appropriate and permitted by law to reflect any payments or deliveries made by one party to the other under this Agreement (and retained by such other party) during the period from the relevant Early Termination Date to the date for payment determined under Section 6(d)(ii).

(iv) Pre-Estimate. The parties agree that if Market Quotation applies an amount recoverable under this Section 6(e) is a reasonable pre-estimate of loss and not a penalty. Such amount is payable for the loss of bargain and the loss of protection against future risks and except as otherwise provided in this Agreement neither party will be entitled to recover any additional damages as a consequence of such losses.

7. Transfer

Subject to Section 6(b)(ii), neither this Agreement nor any interest or obligation in or under this Agreement may be transferred (whether by way of security or otherwise) by either party without the prior written consent of the other party, except that:—

(a) a party may make such a transfer of this Agreement pursuant to a consolidation or amalgamation with, or merger with or into, or transfer of all or substantially all its assets to, another entity (but without prejudice to any other right or remedy under this Agreement); and

(b) a party may make such a transfer of all or any part of its interest in any amount payable to it from a Defaulting Party under Section 6(e).

Any purported transfer that is not in compliance with this Section will be void.

8. Contractual Currency

(a) Payment in the Contractual Currency. Each payment under this Agreement will be made in the relevant currency specified in this Agreement for that payment (the “Contractual Currency”). To the extent permitted by applicable law, any obligation to make payments under this Agreement in the Contractual Currency will not be discharged or satisfied by any tender in any currency other than the Contractual Currency, except to the extent such tender results in the actual receipt by the party to which payment is owed, acting in a reasonable manner and in good faith in converting the currency so tendered into the Contractual Currency, of the full amount in the Contractual Currency of all amounts payable in respect of this Agreement. If for any reason the amount in the Contractual Currency so received falls short of the amount in the Contractual Currency payable in respect of this Agreement, the party required to make the payment will, to the extent permitted by applicable law, immediately pay such additional amount in the Contractual Currency as may be necessary to compensate for the shortfall. If for any reason the amount in the Contractual Currency so received exceeds the amount in the Contractual Currency payable in respect of this Agreement, the party receiving the payment will refund promptly the amount of such excess.

(b) Judgments. To the extent permitted by applicable law, if any judgment or order expressed in a currency other than the Contractual Currency is rendered (i) for the payment of any amount owing in respect of this Agreement, (ii) for the payment of any amount relating to any early termination in respect of this Agreement or (iii) in respect of a judgment or order of another court for the payment of any amount described in (i) or (ii) above, the party seeking recovery, after recovery in full of the aggregate amount to which such party is entitled pursuant to the judgment or order, will be entitled to receive immediately from the other party the amount of any shortfall of the Contractual Currency received by such party as a consequence of sums paid in such other currency and will refund promptly to the other party any excess of the Contractual Currency received by such party as a consequence of sums paid in such other currency if such shortfall or such excess arises or results from any variation between the rate of exchange at which the Contractual Currency is converted into the currency of the judgment or order for the purposes of such judgment or order and the rate of exchange at which such party is able, acting in a reasonable manner and in good faith in converting the currency received into the Contractual Currency, to purchase the Contractual Currency with the amount of the currency of the judgment or order actually received by such party. The term “rate of exchange” includes, without limitation, any premiums and costs of exchange payable in connection with the purchase of or conversion into the Contractual Currency.

(c) Separate Indemnities. To the extent permitted by applicable law, these indemnities constitute separate and independent obligations from the other obligations in this Agreement, will be enforceable as separate and independent causes of action, will apply notwithstanding any indulgence granted by the party to which any payment is owed and will not be affected by judgment being obtained or claim or proof being made for any other sums payable in respect of this Agreement.

(d) Evidence of Loss. For the purpose of this Section 8, it will be sufficient for a party to demonstrate that it would have suffered a loss had an actual exchange or purchase been made.

9. Miscellaneous

(a) Entire Agreement. This Agreement constitutes the entire agreement and understanding of the parties with respect to its subject matter and supersedes all oral communication and prior writings with respect thereto.

(b) Amendments. No amendment, modification or waiver in respect of this Agreement will be effective unless in writing (including a writing evidenced by a facsimile transmission) and executed by each of the parties or confirmed by an exchange of telexes or electronic messages on an electronic messaging system.

(c) Survival of Obligations. Without prejudice to Sections 2(a)(iii) and 6(c)(ii), the obligations of the parties under this Agreement will survive the termination of any Transaction.

(d) Remedies Cumulative. Except as provided in this Agreement, the rights, powers, remedies and privileges provided in this Agreement are cumulative and not exclusive of any rights, powers, remedies and privileges provided by law.

(e) Counterparts and Confirmations.

(i) This Agreement (and each amendment, modification and waiver in respect of it) may be executed and delivered in counterparts (including by facsimile transmission), each of which will be deemed an original.

(ii) The parties intend that they are legally bound by the terms of each Transaction from the moment they agree to those terms (whether orally or otherwise). A Confirmation shall he entered into as soon as practicable and may he executed and delivered in counterparts (including by facsimile transmission) or be created by an exchange of telexes or by an exchange of electronic messages on an electronic messaging system, which in each case will be sufficient for all purposes to evidence a binding supplement to this Agreement. The parties will specify therein or through another effective means that any such counterpart, telex or electronic message constitutes a Confirmation.

(f) No Waiver of Rights. A failure or delay in exercising any right, power or privilege in respect of this Agreement will not be presumed to operate as a waiver, and a single or partial exercise of any right, power or privilege will not be presumed to preclude any subsequent or further exercise, of that right, power or privilege or the exercise of any other right, power or privilege.

(g) Headings. The headings used in this Agreement are for convenience of reference only and are not to affect the construction of or to be taken into consideration in interpreting this Agreement.

10. Offices; Multibranch Parties

(a) If Section 10(a) is specified in the Schedule as applying, each party that enters into a Transaction through an Office other than its head or home office represents to the other party that, notwithstanding the place of booking office or jurisdiction of incorporation or organisation of such party, the obligations of such party are the same as if it had entered into the Transaction through its head or home office. This representation will be deemed to be repeated by such party on each date on which a Transaction is entered into.

(b) Neither party may change the Office through which it makes and receives payments or deliveries for the purpose of a Transaction without the prior written consent of the other party.

(c) If a party is specified as a Multibranch Party in the Schedule, such Multibranch Party may make and receive payments or deliveries under any Transaction through any Office listed in the Schedule, and the Office through which it makes and receives payments or deliveries with respect to a Transaction will be specified in the relevant Confirmation.

11. Expenses

A Defaulting Party will, on demand, indemnify and hold harmless the other party for and against all reasonable out-of-pocket expenses, including legal fees and Stamp Tax, incurred by such other party by reason of the enforcement and protection of its rights under this Agreement or any Credit Support Document to which the Defaulting Party is a party or by reason of the early termination of any Transaction, including, but not limited to, costs of collection.

12. Notices

(a) Effectiveness. Any notice or other communication in respect of this Agreement may be given in any manner set forth below (except that a notice or other communication under Section 5 or 6 may not be given by facsimile transmission or electronic messaging system) to the address or number or in accordance with the electronic messaging system details provided (see the Schedule) and will be deemed effective as indicated:—

(i) if in writing and delivered in person or by courier, on the date it is delivered;

(ii) if sent by xxxxx, on the date the recipient’s answerback is received;

(iii) if sent by facsimile transmission, on the date that transmission is received by a responsible employee of the recipient in legible form (it being agreed that the burden of proving receipt will be on the sender and will not be met by a transmission report generated by the sender’s facsimile machine);

(iv) if sent by certified or registered mail (airmail, if overseas) or the equivalent (return receipt requested), on the date that mail is delivered or its delivery is attempted; or

(v) if sent by electronic messaging system, on the date that electronic message is received,

unless the date of that delivery (or attempted delivery) or that receipt, as applicable, is not a Local Business Day or that communication is delivered (or attempted) or received, as applicable, after the close of business on a Local Business Day, in which case that communication shall be deemed given and effective on the first following day that is a Local Business Day.

(b) Change of Addresses. Either party may by notice to the other change the address, telex or facsimile number or electronic messaging system details at which notices or other communications are to be given to it.

13. Governing Law and Jurisdiction

(a) Governing Law. This Agreement will be governed by and construed in accordance with the law specified in the Schedule.

(b) Jurisdiction. With respect to any suit, action or proceedings relating to this Agreement (“Proceedings”), each party irrevocably:—

(i) submits to the jurisdiction of the English courts, if this Agreement is expressed to be governed by English law, or to the non-exclusive jurisdiction of the courts of the State of New York and the United States District Court located in the Borough of Manhattan in New York City, if this Agreement is expressed to be governed by the laws of the State of New York; and

(ii) waives any objection which it may have at any time to the laying of venue of any Proceedings brought in any such court, waives any claim that such Proceedings have been brought in an inconvenient forum and further waives the right to object, with respect to such Proceedings, that such court does not have any jurisdiction over such party.

Nothing in this Agreement precludes either party from bringing Proceedings in any other jurisdiction (outside, if this Agreement is expressed to be governed by English law, the Contracting States, as defined in Section 1(3) of the Civil Jurisdiction and Judgments Act 1982 or any modification, extension or re-enactment thereof for the time being in force) nor will the bringing of Proceedings in any one or more jurisdictions preclude the bringing of Proceedings in any other jurisdiction.

(c) Service of Process. Each party irrevocably appoints the Process Agent (if any) specified opposite its name in the Schedule to receive, for it and on its behalf, service of process in any Proceedings. If for any reason any party’s Process Agent is unable to act as such, such party will promptly notify the other party and within 30 days appoint a substitute process agent acceptable to the other party. The parties irrevocably consent to service of process given in the manner provided for notices in Section 12. Nothing in this Agreement will affect the right of either party to serve process in any other manner permitted by law.

(d) Waiver of Immunities. Each party irrevocably waives, to the fullest extent permitted by applicable law, with respect to itself and its revenues and assets (irrespective of their use or intended use), all immunity on the grounds of sovereignty or other similar grounds from (i) suit, (ii) jurisdiction of any court, (iii) relief by way of injunction, order for specific performance or for recovery of property, (iv) attachment of its assets (whether before or after judgment) and (v) execution or enforcement of any judgment to which it or its revenues or assets might otherwise be entitled in any Proceedings in the courts of any jurisdiction and irrevocably agrees, to the extent permitted by applicable law, that it will not claim any such immunity in any Proceedings.

14. Definitions

As used in this Agreement:—

“Additional Termination Event” has the meaning specified in Section 5(b).

“Affected Party” has the meaning specified in Section 5(b).

“Affected Transactions” means (a) with respect to any Termination Event consisting of an Illegality, Tax Event or Tax Event Upon Merger, all Transactions affected by the occurrence of such Termination Event and (b) with respect to any other Termination Event, all Transactions.

“Affiliate” means, subject to the Schedule, in relation to any person, any entity controlled, directly or indirectly, by the person, any entity that controls, directly or indirectly, the person or any entity directly or indirectly under common control with the person. For this purpose, “control” of any entity or person means ownership of a majority of the voting power of the entity or person.

“Applicable Rate” means:—

(a) in respect of obligations payable or deliverable (or which would have been but for Section 2(a)(iii)) by a Defaulting Party, the Default Rate;

(b) in respect of an obligation to pay an amount under Section 6(e) of either party from and after the date (determined in accordance with Section 6(d)(ii)) on which that amount is payable, the Default Rate;

Section 2(a)(iii)) by a Non-defaulting Party, the Non-default Rate; and

(d) in all other cases, the Termination Rate.

“Burdened Party” has the meaning specified in Section 5(b).

“Change in Tax Law” means the enactment, promulgation, execution or ratification of, or any change in or amendment to, any law (or in the application or official interpretation of any law) that occurs on or after the date on which the relevant Transaction is entered into.

“consent” includes a consent, approval, action, authorisation, exemption, notice, filing, registration or exchange control consent.

“Credit Event Upon Merger” has the meaning specified in Section 5(b).

“Credit Support Document” means any agreement or instrument that is specified as such in this Agreement.

“Credit Support Provider” has the meaning specified in the Schedule.

“Default Rate” means a rate per annum equal to the cost (without proof or evidence of any actual cost) to the relevant payee (as certified by it) if it were to fund or of funding the relevant amount plus 1% per annum.

“Defaulting Party” has the meaning specified in Section 6(a).

“Early Termination Date” means the date determined in accordance with Section 6(a) or 6(b)(iv).

“Event of Default” has the meaning specified in Section 5(a) and, if applicable, in the Schedule.

“Illegality” has the meaning specified in Section 5(b).

“Indemnifiable Tax” means any Tax other than a Tax that would not be imposed in respect of a payment under this Agreement but for a present or former connection between the jurisdiction of the government or taxation authority imposing such Tax and the recipient of such payment or a person related to such recipient (including, without limitation, a connection arising from such recipient or related person being or having been a citizen or resident of such jurisdiction, or being or having been organised, present or engaged in a trade or business in such jurisdiction, or having or having had a permanent establishment or fixed place of business in such jurisdiction, but excluding a connection arising solely from such recipient or related person having executed, delivered, performed its obligations or received a payment under, or enforced, this Agreement or a Credit Support Document).

“law” includes any treaty, law, rule or regulation (as modified, in the case of tax matters, by the practice of any relevant governmental revenue authority) and “lawful” and “unlawful” will be construed accordingly.

“Local Business Day” means, subject to the Schedule, a day on which commercial banks are open for business (including dealings in foreign exchange and foreign currency deposits) (a) in relation to any obligation under Section 2(a)(i), in the place(s) specified in the relevant Confirmation or, if not so specified, as otherwise agreed by the parties in writing or determined pursuant to provisions contained, or incorporated by reference, in this Agreement, (b) in relation to any other payment, in the place where the relevant account is located and, if different, in the principal financial centre, if any, of the currency of such payment, (c) in relation to any notice or other communication, including notice contemplated under Section 5(a)(i), in the city specified in the address for notice provided by the recipient and, in the case of a notice contemplated by Section 2(b), in the place where the relevant new account is to be located and (d) in relation to Section 5(a)(v)(2), in the relevant locations for performance with respect to such Specified Transaction.

“Loss” means, with respect to this Agreement or one or more Terminated Transactions, as the case may be, and a party, the Termination Currency Equivalent of an amount that party reasonably determines in good faith to be its total losses and costs (or gain, in which case expressed as a negative number) in connection with this Agreement or that Terminated Transaction or group of Terminated Transactions, as the case may be, including any loss of bargain, cost of funding or, at the election of such party but without duplication, loss or cost incurred as a result of its terminating, liquidating, obtaining or reestablishing any hedge or related trading position (or any gain resulting from any of them). Loss includes losses and costs (or gains) in respect of any payment or delivery required to have been made (assuming satisfaction of each applicable condition precedent) on or before the relevant Early Termination Date and not made, except, so as to avoid duplication, if Section 6(e)(i)(1) or (3) or 6(e)(ii)(2)(A) applies. Loss does not include a party’s legal fees and out-of-pocket expenses referred to under Section 11. A party will determine its Loss as of the relevant Early Termination Date, or, if that is not reasonably practicable, as of the earliest date thereafter as is reasonably practicable. A party may (but need not) determine its Loss by reference to quotations of relevant rates or prices from one or more leading dealers in the relevant markets.

“Market Quotation” means, with respect to one or more Terminated Transactions and a party making the determination, an amount determined on the basis of quotations from Reference Market-makers. Each quotation will be for an amount, if any, that would be paid to such party (expressed as a negative number) or by such party (expressed as a positive number) in consideration of an agreement between such party (taking into account any existing Credit Support Document with respect to the obligations of such party) and the quoting Reference Market-maker to enter into a transaction (the “Replacement Transaction”) that would have the effect of preserving for such party the economic equivalent of any payment or delivery (whether the underlying obligation was absolute or contingent and assuming the satisfaction of each applicable condition precedent) by the parties under Section 2(a)(i) in respect of such Terminated Transaction or group of Terminated Transactions that would, but for the occurrence of the relevant Early Termination Date, have been required after that date. For this purpose, Unpaid Amounts in respect of the Terminated Transaction or group of Terminated Transactions are to be excluded but, without limitation, any payment or delivery that would, but for the relevant Early Termination Date, have been required (assuming satisfaction of each applicable condition precedent) after that Early Termination Date is to be included. The Replacement Transaction would be subject to such documentation as such party and the Reference Market-maker may, in good faith, agree. The party making the determination (or its agent) will request each Reference Market-maker to provide its quotation to the extent reasonably practicable as of the same day and time (without regard to different time zones) on or as soon as reasonably practicable after the relevant Early Termination Date. The day and time as of which those quotations are to be obtained will be selected in good faith by the party obliged to make a determination under Section 6(e), and, if each party is so obliged, after consultation with the other. If more than three quotations are provided, the Market Quotation will be the arithmetic mean of the quotations, without regard to the quotations having the highest and lowest values. If exactly three such quotations are provided, the Market Quotation will be the quotation remaining after disregarding the highest and lowest quotations. For this purpose, if more than one quotation has the same highest value or lowest value, then one of such quotations shall be disregarded. If fewer than three quotations are provided, it will be deemed that the Market Quotation in respect of such Terminated Transaction or group of Terminated Transactions cannot be determined.

“Non-default Rate” means a rate per annum equal to the cost (without proof or evidence of any actual cost) to the Non-defaulting Party (as certified by it) if it were to fund the relevant amount.

“Non-defaulting Party” has the meaning specified in Section 6(a).

“Office” means a branch or office of a party, which may be such party’s head or home office.

“Potential Event of Default” means any event which, with the giving of notice or the lapse of time or both, would constitute an Event of Default.

“Reference Market-makers” means four leading dealers in the relevant market selected by the party determining a Market Quotation in good faith (a) from among dealers of the highest credit standing which satisfy all the criteria that such party applies generally at the time in deciding whether to offer or to make an extension of credit and (b) to the extent practicable, from among such dealers having an office in the same city.

“Relevant Jurisdiction” means, with respect to a party, the jurisdictions (a) in which the party is incorporated, organised, managed and controlled or considered to have its seat, (b) where an Office through which the party is acting for purposes of this Agreement is located, (c) in which the party executes this Agreement and (d) in relation to any payment, from or through which such payment is made.

“Scheduled Payment Date” means a date on which a payment or delivery is to be made under Section 2(a)(i) with respect to a Transaction.

“Set-off” means set-off, offset, combination of accounts, right of retention or withholding or similar right or requirement to which the payer of an amount under Section 6 is entitled or subject (whether arising under this Agreement, another contract, applicable law or otherwise) that is exercised by, or imposed on, such payer.

“Settlement Amount” means, with respect to a party and any Early Termination Date, the sum of:—

(a) the Termination Currency Equivalent of the Market Quotations (whether positive or negative) for each Terminated Transaction or group of Terminated Transactions for which a Market Quotation is determined; and

(b) such party’s Loss (whether positive or negative and without reference to any Unpaid Amounts) for each Terminated Transaction or group of Terminated Transactions for which a Market Quotation cannot be determined or would not (in the reasonable belief of the party making the determination) produce a commercially reasonable result.

“Specified Entity” has the meanings specified in the Schedule.

“Specified Indebtedness” means, subject to the Schedule, any obligation (whether present or future, contingent or otherwise, as principal or surety or otherwise) in respect of borrowed money.

“Specified Transaction” means, subject to the Schedule, (a) any transaction (including an agreement with respect thereto) now existing or hereafter entered into between one party to this Agreement (or any Credit Support Provider of such party or any applicable Specified Entity of such party) and the other party to this Agreement (or any Credit Support Provider of such other party or any applicable Specified Entity of such other party) which is a rate swap transaction, basis swap, forward rate transaction, commodity swap, commodity option, equity or equity index swap, equity or equity index option, bond option, interest rate option, foreign exchange transaction, cap transaction, floor transaction, collar transaction, currency swap transaction, cross-currency rate swap transaction, currency option or any other similar transaction (including any option with respect to any of these transactions), (b) any combination of these transactions and (c) any other transaction identified as a Specified Transaction in this Agreement or the relevant confirmation.

“Stamp Tax” means any stamp, registration, documentation or similar tax.

“Tax” means any present or future tax, levy, impost, duty, charge, assessment or fee of any nature (including interest, penalties and additions thereto) that is imposed by any government or other taxing authority in respect of any payment under this Agreement other than a stamp, registration, documentation or similar tax.

“Tax Event” has the meaning specified in Section 5(b).

“Tax Event Upon Merger” has the meaning specified in Section 5(b).

“Terminated Transactions” means with respect to any Early Termination Date (a) if resulting from a Termination Event, all Affected Transactions and (b) if resulting from an Event of Default, all Transactions (in either case) in effect immediately before the effectiveness of the notice designating that Early Termination Date (or, if “Automatic Early Termination” applies, immediately before that Early Termination Date).

“Termination Currency” has the meaning specified in the Schedule.

“Termination Currency Equivalent” means, in respect of any amount denominated in the Termination Currency, such Termination Currency amount and, in respect of any amount denominated in a currency other than the Termination Currency (the “Other Currency”), the amount in the Termination Currency determined by the party making the relevant determination as being required to purchase such amount of such Other Currency as at the relevant Early Termination Date, or, if the relevant Market Quotation or Loss (as the case may be), is determined as of a later date, that later date, with the Termination Currency at the rate equal to the spot exchange rate of the foreign exchange agent (selected as provided below) for the purchase of such Other Currency with the Termination Currency at or about 11:00 a.m. (in the city in which such foreign exchange agent is located) on such date as would be customary for the determination of such a rate for the purchase of such Other Currency for value on the relevant Early Termination Date or that later date. The foreign exchange agent will, if only one party is obliged to make a determination under Section 6(e), be selected in good faith by that party and otherwise will be agreed by the parties.

“Termination Event” means an Illegality, a Tax Event or a Tax Event Upon Merger or, if specified to be applicable, a Credit Event Upon Merger or an Additional Termination Event.

“Termination Rate” means a rate per annum equal to the arithmetic mean of the cost (without proof or evidence of any actual cost) to each party (as certified by such party) if it were to fund or of funding such amounts.

“Unpaid Amounts” owing to any party means, with respect to an Early Termination Date, the aggregate of (a) in respect of all Terminated Transactions, the amounts that became payable (or that would have become payable but for Section 2(a)(iii)) to such party under Section 2(a)(i) on or prior to such Early Termination Date and which remain unpaid as at such Early Termination Date and (b) in respect of each Terminated Transaction, for each obligation under Section 2(a)(i) which was (or would have been but for Section 2(a)(iii)) required to be settled by delivery to such party on or prior to such Early Termination Date and which has not been so settled as at such Early Termination Date, an amount equal to the fair market value of that which was (or would have been) required to be delivered as of the originally scheduled date for delivery, in each case together with (to the extent permitted under applicable law) interest, in the currency, of such amounts, from (and including) the date such amounts or obligations were or would have been required to have been paid or performed to (but excluding) such Early Termination Date, at the Applicable Rate. Such amounts of interest will be calculated on the basis of daily compounding and the actual number of days elapsed. The fair market value of any obligation referred to in clause (b) above shall be reasonably determined by the party obliged to make the determination under Section 6(e) or, if each party is so obliged, it shall be the average of the Termination Currency Equivalents of the fair market values reasonably determined by both parties.

IN WITNESS WHEREOF the parties have executed this document on the respective dates specified below with effect from the date specified on the first page of this document.

CREDIT SUISSE INTERNATIONAL	U.S. BANK NATIONAL ASSOCIATION, NOT INDIVIDUALLY, BUT SOLELY AS TRUSTEE ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST CREATED UNDER THE POOLING AND SERVICING AGREEMENT FOR THE HOME EQUITY MORTGAGE TRUST 2006-3, HOME EQUITY MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2006-3
("Party A")	("Party B")

By: ________________________________________________ Name: Title:
By: ________________________________________________ Name: Title:	By: ________________________________________________ Name: Title:

Swap Schedule

SCHEDULE

to the

Master Agreement

[missing graphic reference]

CREDIT SUISSE INTERNATIONAL

Xxx Xxxxx Xxxxxx, Telephone 000 0000 0000

London E14 4QJ xxx.xxxxxx-xxxxxx.xxx

EXHIBIT DD

FORM OF CONFIRMATION TO THE SWAP AGREEMENT

Facsimile Cover Sheet

To:	U.S. Bank National Association, not individually, but solely as trustee on behalf of the Supplemental Interest Trust created under the Pooling Servicing Agreement for the Home Equity Mortgage Trust 2006-3, Home Equity Mortgage Pass-Through Certificates, Series 2006-3

Attention:	Xxxxxxxx Xxxxx, CSi Marketer

Fax number:	To be delivered by Xxxxxxxx Xxxxx

Date:	30 June 2006

Pages (including cover page):	10

Our Reference No: External ID: 9315623N3 / Risk ID: 561500066

Credit Suisse International has entered into a transaction with you as attached. Please find attached a letter agreement (the "Confirmation") which confirms the terms and conditions of the above transaction.

If you agree with the terms specified therein, please arrange for the Confirmation to be signed by your authorised signatories and return a signed copy to this office to the facsimile listed below.

For Interest Rate Products: Telephone Numbers: (000) 000-0000 Facsimile number: (000) 000-0000 Email: xxxx.xxx-xxx-xxxxxx-xx@xxxxxx-xxxxxx.xxx		For Equity Derivatives: Telephone numbers: (000) 000-0000 / (000) 000-0000 / (000) 000-0000 Facsimile number: (000) 000-0000

For Credit Derivatives: Telephone Numbers: (000) 000-0000 Facsimile number: (000) 000-0000 Email: xxxx.xxx-xxx-xxxxxx-xx@xxxxxx-xxxxxx.xxx

We are delighted to have entered into this transaction with you.

CONFIDENTIALITY NOTICE: This facsimile is intended only for the use of the individual or entity to which it is addressed and may contain information which is privileged and confidential. If the reader of this message is not the intended recipient or an employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please notify us immediately by telephone and return the original message to us by mail. Thank you.

Registered Office as above

Registered with unlimited liability in England under No. 2500199

Authorised and Regulated by the Financial Services Authority

VAT No: GB 447 0737 41

[Missing Graphic Reference]

CREDIT SUISSE INTERNATIONAL

Xxx Xxxxx Xxxxxx, Telephone 000 0000 0000

London E14 4QJ xxx.xxxxxx-xxxxxx.xxx

30 June 2006

U.S. Bank National Association, not individually, but

solely as trustee on behalf of the Supplemental Interest Trust created under the Pooling Servicing Agreement for the Home Equity Mortgage Trust 2006-3, Home Equity Mortgage Pass-Through Certificates, Series 2006-3

External ID: 9315623N3

______________________________________________________________________________

Dear Sir/Madam

The purpose of this letter agreement (this "Confirmation") is to confirm the terms and conditions of the Transaction entered into between us on the Trade Date specified below (the "Transaction"). This Confirmation constitutes a "Confirmation" as referred to in the Agreement specified below.

In this Confirmation "CSi" means Credit Suisse International and "Counterparty" means U.S. Bank National Association, not individually, but solely as trustee on behalf of the Supplemental Interest Trust created under the Pooling Servicing Agreement for the Home Equity Mortgage Trust 2006-3, Home Equity Mortgage Pass Through Certificates, Series 2006-3.

The definitions and provisions contained in the 2000 ISDA Definitions (as published by the International Swaps and Derivatives Association, Inc.) (the "Definitions") are incorporated into this Confirmation. In the event of any inconsistency between those definitions and provisions and this Confirmation, this Confirmation will govern. References herein to a "Transaction" shall be deemed to be references to a "Swap Transaction" for the purposes of the 2000 ISDA Definitions.

This Confirmation supplements, forms part of, and is subject to, the 1992 ISDA Master Agreement dated as of 30 June 2006 as amended and supplemented from time to time (the "Agreement"), between you and us. All provisions contained in the Agreement govern this Confirmation except as expressly modified below.

CSi and Counterparty each represents to the other that it has entered into this Swap Transaction in reliance upon such tax, accounting, regulatory, legal, and financial advice as it deems necessary and not upon any view expressed by the other.

Capitalized terms used but not defined herein or in the Definitions shall have the meanings given to such terms in the Pooling Servicing Agreement dated as of [ June 1, 2006], among Credit Suisse First Boston Mortgage Securities Corp., as Depositor, DLJ Mortgage Capital, Inc., as Seller, Wilshire Credit Corporation, as Servicer, Ocwen Loan Servicing, LLC, as Servicer, Select Portfolio Servicing, Inc., as Special Servicer and U.S. Bank National Association, as Trustee, as amended and supplemented from time to time

2.	The terms of the particular Transaction to which this Confirmation relates are as follows:

Notional Amount: For any Payment Date:

1. If the aggregate Class Principal Balance of the Certificates (other than the Class A-R Certificates) and the Class B-2 Certificates for the immediately preceding Distribution Date after giving effect to distributions on such preceding Distribution Date (or as of the Closing Date for the first Payment Date) is greater than the Lower Bound and less than the Upper Bound, the Notional Amount will be the excess, if any, of (i) the aggregate Class Principal Balance of the Certificates (other than the Class A-R Certificates) for the immediately preceding Distribution Date after giving effect to distributions on such preceding Distribution Date (or as of the Closing Date for the first Payment Date ) over (ii) the aggregate Class Principal Balance of the Class A-1 Certificates and Class A-2 Certificates for the immediately preceding Distribution Date after giving effect to distributions on such preceding Distribution Date (or as of the closing date for the first Payment Date)

2. If the aggregate Class Principal Balance of the Certificates (other than the Class A-R Certificates) and Class B-2 Certificates for the immediately preceding Distribution Date after giving effect to distributions on such preceding Distribution Date (or as of the Closing Date for the first Payment Date) is less than or equal to the Lower Bound, the Notional Amount will be the excess, if any, of (i) the Lower Bound over (ii) the aggregate Class Principal Balance of the Class A-1 Certificates and Class A-2 Certificates for the immediately preceding Distribution Date after giving effect to distributions on such preceding Distribution Date (or as of the Closing Date for the first Payment Date).

3. If the aggregate Class Principal Balance of the Certificates (other than the Class A-R Certificates) and Class B-2 Certificates for the immediately preceding Distribution Date after giving effect to distributions on such preceding Distribution Date (or as of the Closing Date for the First Payment Date) is greater than or equal to the Upper Bound, the Notional Amount will be excess, if any, of (i) the Upper Bound over (ii) the aggregate Class Principal Balance of the Class A-1 Certificates and Class A-2 Certificates for the immediately preceding distribution date after giving effect to distributions on such preceding Distribution Date (or as of the Closing Date for the first Payment Date).

Trade Date:	26 May 2006

Effective Date:	30 June 2006

Termination Date:	25 December 2009, subject to adjustment in accordance with the Following Business Day Convention

Fixed Amounts:

Fixed Rate Payer:	Counterparty

Fixed Rate Payer
Period End Dates:	The 25^th calendar day of each month, commencing on 25 July 2006, subject to No Adjustment.

Fixed Rate Payer Payment
Dates:	One Business Day prior to Fixed Rate Payer Period End Date.

Fixed Rate Payer
Initial Calculation Period	From and including 30 June 2006 up to but excluding the Fixed Rate Payer Period End Date scheduled to occur on 25 July 2006.


Fixed Rate:	5.65 % per annum

Fixed Rate
Day Count Fraction:	30/360

Floating Amounts:

Floating Rate Payer:	CSi

Floating Rate Payer
Period End Dates:	The 25^th calendar day of each month commencing on 25 July 2006, subject to adjustment in accordance with the Following Business Day Convention.

Floating Rate Payer
Payment Dates:	One Business Day prior to the Fixed Rate Payer Period End Date.

Floating Rate Payer
Initial Calculation Period	From and including 30 June 2006 up to but excluding the Floating Rate payer Period End Date scheduled to occur on 25 July 2006.

Floating Rate Option:	USD-LIBOR-BBA

Floating Rate
Day Count Fraction:	Actual/360

Reset Dates:	The first day of each Calculation Period
Compounding:	Inapplicable

Business Day:	New York, Illinois, Oregon, Texas, Utah or
	Florida

Calculation Agent:	CSi

3. Upfront Payment:

Upfront Payer:	CSi

Upfront Amount:	USD 19,500

Upfront Payment Date:	Effective Date

4.	Account Details:

Payments to CSi:	As advised separately in writing

Payments to Counterparty:	U.S. Bank National Association
	ABA: 000000000
	DDA: 173103322058
	Ref: CSFBMSC-HEMT 2006-3
	Attn: Xxxx Xxxxxxxxx

5. Calculation of Market Quotation or Loss following a designation of an Early Termination Date:

Upon designation of an Early Termination Date with respect to this Transaction, the relevant party in calculating the Market Quotation or Loss, as appropriate, for this Transaction shall take into account the anticipated amortization of the Aggregate Class Principal of the Certificates for all Calculation Periods that would otherwise have ended on Period End Dates that would otherwise have fallen after such Early Termination Date.

For the purpose of facilitating this Transaction, an Affiliate of CSi, which is organized in the United States of America (the “Agent”), has acted as agent for CSi. The Agent is not a principal with respect to this Transaction and shall have no responsibility or liability to the parties as a principal with respect to this Transaction.

Credit Suisse International is authorized and regulated by the Financial Services Authority and has entered into this transaction as principal. The time at which the above transaction was executed will be notified to Counterparty on request.

ADDITIONAL TERMS

Payment Date	Lower Bound	Upper Bound
Jul-06	USD 392,000,000.00	USD 392,000,000.00
Aug-06	USD 374,320,000.00	USD 384,200,000.00
Sep-06	USD 356,200,000.00	USD 376,000,000.00
Oct-06	USD 337,560,000.00	USD 367,400,000.00
Nov-06	USD 318,480,000.00	USD 358,400,000.00
Dec-06	USD 299,040,000.00	USD 349,040,000.00
Jan-07	USD 279,320,000.00	USD 339,320,000.00
Feb-07	USD 259,400,000.00	USD 329,240,000.00
Mar-07	USD 239,360,000.00	USD 318,920,000.00
Apr-07	USD 220,840,000.00	USD 308,840,000.00
May-07	USD 203,640,000.00	USD 299,040,000.00
Jun-07	USD 187,720,000.00	USD 289,520,000.00
Jul-07	USD 173,000,000.00	USD 280,280,000.00
Aug-07	USD 159,320,000.00	USD 271,280,000.00
Sep-07	USD 146,720,000.00	USD 262,520,000.00
Oct-07	USD 135,000,000.00	USD 254,000,000.00
Nov-07	USD 124,160,000.00	USD 245,720,000.00
Dec-07	USD 114,160,000.00	USD 237,680,000.00
Jan-08	USD 104,880,000.00	USD 229,880,000.00
Feb-08	USD 96,280,000.00	USD 222,280,000.00
Mar-08	USD 88,320,000.00	USD 214,920,000.00
Apr-08	USD 81,000,000.00	USD 207,760,000.00
May-08	USD 74,200,000.00	USD 200,800,000.00
Jun-08	USD 67,880,000.00	USD 194,080,000.00
Jul-08	USD 62,080,000.00	USD 187,520,000.00
Aug-08	USD 56,720,000.00	USD 181,160,000.00
Sep-08	USD 51,760,000.00	USD 175,000,000.00
Oct-08	USD 47,160,000.00	USD 169,000,000.00
Nov-08	USD 42,920,000.00	USD 163,200,000.00
Dec-08	USD 39,000,000.00	USD 157,560,000.00
Jan-09	USD 35,360,000.00	USD 152,120,000.00
Feb-09	USD 32,000,000.00	USD 146,840,000.00
Mar-09	USD 0.00	USD 141,720,000.00
Apr-09	USD 0.00	USD 136,760,000.00
May-09	USD 0.00	USD 131,960,000.00
Payment Date	Lower Bound	Upper Bound
Jun-09	USD 0.00	USD 127,360,000.00
Jul-09	USD 0.00	USD 122,880,000.00
Aug-09	USD 0.00	USD 118,520,000.00
Sep-09	USD 0.00	USD 114,360,000.00
Oct-09	USD 0.00	USD 110,280,000.00
Nov-09	USD 0.00	USD 106,400,000.00
Dec-09	USD 0.00	USD 102,600,000.00

Please confirm that the foregoing correctly sets forth the terms of our agreement by signing and returning this Confirmation.

Yours faithfully, Credit Suisse International

By:
Name:
Title:

Confirmed as of the date first written above:

U.S. Bank National Association, not individually, but

solely as trustee on behalf of the Supplemental Interest Trust created under the Pooling Servicing

Agreement for the Home Equity Mortgage Trust 2006-3, Home Equity Mortgage Pass-

Through Certificates, Series 2006-3

By:
Name:
Title:

Our Reference No: External ID: 9315623N3 / Risk ID: 561500066

EXHIBIT EE

Servicing Criteria to Be Addressed in Assessment of Compliance

Key:

X - obligation

Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.

Reg AB Reference	Servicing Criteria	Servicer and Special Servicer	Custodian	Trustee
	General Servicing Considerations
1122(d)(1)(i)	Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.	X (Ocwen only)		X
1122(d)(1)(ii)	If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.	X
1122(d)(1)(iii)	Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.	N/A
1122(d)(1)(iv)	A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.	X
	Cash Collection and Administration
1122(d)(2)(i)	Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.	X
1122(d)(2)(ii)	Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.	X		X
1122(d)(2)(iii)	Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.	X
1122(d)(2)(iv)	The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.	N/A		X
1122(d)(2)(v)	Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.	X
1122(d)(2)(vi)	Unissued checks are safeguarded so as to prevent unauthorized access.	X
1122(d)(2)(vii)	Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.	X
	Investor Remittances and Reporting
1122(d)(3)(i)	Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer.			X
1122(d)(3)(ii)	Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.			X
1122(d)(3)(iii)	Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.	X
1122(d)(3)(iv)	Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.	X
	Pool Asset Administration
1122(d)(4)(i)	Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.	X	X
1122(d)(4)(ii)	Pool assets and related documents are safeguarded as required by the transaction agreements	X	X
1122(d)(4)(iii)	Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.	X		X
1122(d)(4)(iv)	Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.	X
1122(d)(4)(v)	The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.	X
1122(d)(4)(vi)	Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.	X
1122(d)(4)(vii)	Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.	X
1122(d)(4)(viii)	Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).	X
1122(d)(4)(ix)	Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.	X
1122(d)(4)(x)	Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xi)	Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xii)	Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.	X
1122(d)(4)(xiii)	Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xiv)	Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.	X
1122(d)(4)(xv)	Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.	N/A		X

EXHIBIT FF

Form 10-D, Form 8-K and Form 10-K Reporting Responsibility

As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the Trustee pursuant to Section 8.12(a)(i), (ii) and (iii). If the Trustee is indicated below as to any item, then the Trustee is primarily responsible for obtaining that information.

Under Item 1 of Form 10-D: a) items marked “4.06 statement” are required to be included in the Monthly Statement under Section 4.06, provided by the Trustee based on information received from the Servicers to the extent required of the Servicers under the Pooling and Servicing Agreement; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the 4.06 statement, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report. Items indicated as “N/A” are not applicable to the transaction.

For purposes of this Exhibit, “Servicer” includes the Special Servicer.

Form	Item	Description	Responsible Party
10-D
	1	Distribution and Pool Performance Information
		Item 1121(a) - Distribution and Pool Performance Information
		(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.	4.06 statement
		(2) Cash flows received and the sources thereof for distributions, fees and expenses.	4.06 statement
		(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:	4.06 statement
		(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.	4.06 statement
		(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.	N/A
		(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.	4.06 statement
		(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.	4.06 statement
		(4) Beginning and ending principal balances of the asset-backed securities.	4.06 statement
		(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.	4.06 statement
		(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.	4.06 statement
		(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.	N/A
		(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average life, weighted average remaining term, pool factors and prepayment amounts.	4.06 statement Updated pool composition information fields to be as reasonably requested by Depositor in writing to each Servicer and the Trustee at least 30 days prior to the related Servicer Data Remittance Date from time to time
		(9) Delinquency and loss information for the period. In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets.	4.06 statement. Form 10-D report: Servicer/Depositor
		(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.	4.06 statement
		(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.	Form 10-D report: Depositor
		(12) Material breaches of pool asset representations or warranties or transaction covenants.	Form 10-D report: Seller (subject to Depositor approval)
		(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.	4.06 statement
		(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool,	Form 10-D report: Depositor
		[information regarding] any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable.	Form 10-D report: Seller (subject to Depositor approval)
		Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.	Form 10-D report: Seller (subject to Depositor approval)
		Item 1121(b) - Pre-Funding or Revolving Period Information Updated pool information as required under Item 1121(b).	Seller (subject to Depositor approval)
	2	Legal Proceedings
		Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
		Sponsor (Seller)	Seller
		Depositor	Depositor
		Trustee	Trustee
		Issuing entity	Depositor
		Servicer or any Subservicer to which Servicer delegates servicing function to that is servicing 20% or more of pool assets at time of report	Servicer
		Originator of 20% or more of pool assets as of the Cut-off Date	Depositor
		Custodian	Custodian
	3	Sales of Securities and Use of Proceeds
		Information from Item 2(a) of Part II of Form 10-Q: With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.	Depositor
	4	Defaults Upon Senior Securities
		Information from Item 3 of Part II of Form 10-Q: Report the occurrence of any Event of Default of which the Trustee has received written notice or has actual knowledge (after expiration of any grace period and provision of any required notice)	Trustee
	5	Submission of Matters to a Vote of Security Holders
		Information from Item 4 of Part II of Form 10-Q	Trustee
	6	Significant Obligors of Pool Assets
		Item 1112(b) - Significant Obligor Financial Information*	N/A
		*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
	7	Significant Enhancement Provider Information
		Item 1114(b)(2) - Credit Enhancement Provider Financial Information* Determining applicable disclosure threshold Obtaining required financial information or effecting incorporation by reference	N/A
		Item 1115(b) - Derivative Counterparty Financial Information* Determining current maximum probable exposure Determining current significance percentage Obtaining required financial information or effecting incorporation by reference	Depositor Depositor Depositor
		*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.
	8	Other Information
		Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported	The Responsible Party for the applicable Form 8-K item as indicated below
	9	Exhibits
		Distribution report	Trustee
		Exhibits required by Item 601 of Regulation S-K, such as material agreements	Depositor
8-K
	1.01	Entry into a Material Definitive Agreement
		Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party. Examples: servicing agreement, custodial agreement. Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus	Any of the following that is entering into a material definitive agreement: Servicer, Trustee, Seller, Depositor
	1.02	Termination of a Material Definitive Agreement
		Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party. Examples: servicing agreement, custodial agreement.	Any of the following that is requesting termination of a material definitive agreement: Master Servicer, Trustee, Seller, Depositor
	1.03	Bankruptcy or Receivership
		Disclosure is required regarding the bankruptcy or receivership, if known to the Depositor, with respect to any of the following: Sponsor (Seller), Depositor, Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers, Trustee, significant obligor, credit enhancer (10% or more), derivatives counterparty, Custodian	Any of the following that is in bankruptcy or receivership: Servicer, Trustee, Seller, Depositor, Custodian
	2.04	Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement
		Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule. Disclosure will be made of events other than waterfall triggers which are disclosed in the 4.06 statement	Trustee
	3.03	Material Modification to Rights of Security Holders
		Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement	Trustee (or Depositor, if the Trustee is not a party to such agreement or required to provide prior written consent to such amendment)
	5.03	Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
		Disclosure is required of any amendment “to the governing documents of the issuing entity”	Depositor
	5.06	Change in Shell Company Status
		[Not applicable to ABS issuers]	N/A
	6.01	ABS Informational and Computational Material	Depositor
		[Not included in reports to be filed under Section 8.12]
	6.02	Change of Servicer or Trustee
		Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers, certificate administrator or trustee. Reg AB disclosure about any new servicer or trustee is also required.	Trustee
	6.03	Change in Credit Enhancement or Other External Support
		Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives. Reg AB disclosure about any new enhancement provider is also required.	Trustee
	6.04	Failure to Make a Required Distribution	Trustee
	6.05	Securities Act Updating Disclosure
		If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool.	Depositor
		If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.	Depositor
	7.01	Regulation FD Disclosure	Depositor
	8.01	Other Events
		Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to security holders.	Depositor
	9.01	Financial Statements and Exhibits	The Responsible Party applicable to reportable event
10-K
	9B	Other Information
		Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported	The Responsible Party for the applicable Form 8-K item as indicated above
	15	Exhibits and Financial Statement Schedules
		Item 1112(b) - Significant Obligor Financial Information	N/A
		Item 1114(b)(2) - Credit Enhancement Provider Financial Information Determining applicable disclosure threshold Obtaining required financial information or effecting incorporation by reference	N/A
		Item 1115(b) - Derivative Counterparty Financial Information Determining current maximum probable exposure Determining current significance percentage Obtaining required financial information or effecting incorporation by reference	Depositor Depositor Depositor
		Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities: Sponsor (Seller) Depositor Trustee Issuing entity Servicer or any other Subservicer to which Servicer delegates servicing function to that is servicing 20% or more of pool assets at time of report Originator of 20% or more of pool assets as of the Cut-off Date Custodian	Seller Depositor Trustee Depositor Servicer Depositor Custodian
		Item 1119 - Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders: Sponsor (Seller) Depositor Trustee Servicer or any other Subservicer to which Servicer delegates servicing function to that is servicing 20% or more of pool assets at time of report Originator Custodian Counterparty	Seller Depositor Trustee Servicer Depositor Custodian Depositor
		Item 1122 - Assessment of Compliance with Servicing Criteria	Trustee, Servicer, Custodian
		Item 1123 - Servicer Compliance Statement	Servicer

SCHEDULE I

MORTGAGE LOAN SCHEDULE

DEAL_NAME                     DEAL_GROUP_NO             LOAN_NO               RATE_ADJ_TYPE_DESC                  SENIOR_BALANCE          ORIG_APPRAISAL
--------------------------------------------------------------------------------------------------------------------------------------------------------
HEMT 2006-3                         1                  402727234                    Fixed                               254400                  318000
HEMT 2006-3                         1                  402790833                    Fixed                                90400                  113000
HEMT 2006-3                         1                  402874702                    Fixed                               231900                  291000
HEMT 2006-3                         1                  403130922                    Fixed                                84000                  109000
HEMT 2006-3                         1                  403273910                    Fixed                                91350                  101500
HEMT 2006-3                         1                  403592942                    Fixed                               492000                  615000
HEMT 2006-3                         1                  403592966                    Fixed                               130000                  162500
HEMT 2006-3                         1                  403593020                    Fixed                               227760                  293000
HEMT 2006-3                         1                  403593074                    Fixed                               466400                  583000
HEMT 2006-3                         1                  403604170                    Fixed                               295200                  369000
HEMT 2006-3                         1                  403618679                    Fixed                                63900                   82000
HEMT 2006-3                         1                  403618704                    Fixed                               125200                  177000
HEMT 2006-3                         1                  403618752                    Fixed                               180000                  225000
HEMT 2006-3                         1                  403627906                    Fixed                               336000                  420000
HEMT 2006-3                         1                  403657286                    Fixed                               187200                  234000
HEMT 2006-3                         1                  403837393                    Fixed                                84900                  109900
HEMT 2006-3                         1                  403837454                    Fixed                               288000                  360000
HEMT 2006-3                         1                  403837469                    Fixed                               242400                  303000
HEMT 2006-3                         1                  403837583                    Fixed                               134400                  168000
HEMT 2006-3                         1                  403837586                    Fixed                               156000                  195000
HEMT 2006-3                         1                  403837626                    Fixed                               236900                  375000
HEMT 2006-3                         1                  403837672                    Fixed                                67500                   95000
HEMT 2006-3                         1                  403837733                    Fixed                                93000                  120000
HEMT 2006-3                         1                  403837805                    Fixed                               123600                  154500
HEMT 2006-3                         1                  403837827                    Fixed                               123567                  154459
HEMT 2006-3                         1                  403837852                    Fixed                               179600                  224500
HEMT 2006-3                         1                  403837973                    Fixed                                67900                   93500
HEMT 2006-3                         1                  403837978                    Fixed                               107724                  134656
HEMT 2006-3                         1                  403838016                    Fixed                               148000                  185000
HEMT 2006-3                         1                  403838038                    Fixed                               484000                  605000
HEMT 2006-3                         1                  403838379                    Fixed                               244000                  305000
HEMT 2006-3                         1                  405082074                    Fixed                               167972                  210000
HEMT 2006-3                         1                  405111963                    Fixed                             87919.77                  110000
HEMT 2006-3                         1                  405135333                    Fixed                               247000                  310000
HEMT 2006-3                         1                  405347930                    Fixed                               293600                  370000
HEMT 2006-3                         1                  405348025                    Fixed                               282400                  353000
HEMT 2006-3                         1                  405348078                    Fixed                                75000                  100000
HEMT 2006-3                         1                  405348087                    Fixed                               428800                  536000
HEMT 2006-3                         1                  405348246                    Fixed                               378800                  473500
HEMT 2006-3                         1                  405348349                    Fixed                               360000                  450000
HEMT 2006-3                         1                  405348391                    Fixed                               632000                  790000
HEMT 2006-3                         1                  405354737                    Fixed                               115100                  144000
HEMT 2006-3                         1                  405354880                    Fixed                               108000                  135000
HEMT 2006-3                         1                  405354934                    Fixed                               380000                  475000
HEMT 2006-3                         1                  405355405                    Fixed                               200000                  250000
HEMT 2006-3                         1                  405355458                    Fixed                               306000                  382500
HEMT 2006-3                         1                  405355479                    Fixed                                41500                   69000
HEMT 2006-3                         1                  405355583                    Fixed                                96000                  121760
HEMT 2006-3                         1                  405355716                    Fixed                               520000                  650000
HEMT 2006-3                         1                  405357979                    Fixed                               301500                  335000
HEMT 2006-3                         1                  405523615                    Fixed                               212000                  265000
HEMT 2006-3                         1                  405523642                    Fixed                               167200                  210000
HEMT 2006-3                         1                  405523645                    Fixed                               117008                  160000
HEMT 2006-3                         1                  405535930                    Fixed                               193520                  259000
HEMT 2006-3                         1                  405571236                    Fixed                               191200                  240000
HEMT 2006-3                         1                  405574205                    Fixed                               344000                  430000
HEMT 2006-3                         1                  405613804                    Fixed                               156560                  200000
HEMT 2006-3                         1                  405630843                    Fixed                               267120                  345000
HEMT 2006-3                         1                  405630900                    Fixed                               212000                  270000
HEMT 2006-3                         1                  405630915                    Fixed                               244000                  305000
HEMT 2006-3                         1                  405631005                    Fixed                               184000                  230000
HEMT 2006-3                         1                  405631012                    Fixed                               352000                  440000
HEMT 2006-3                         1                  405631195                    Fixed                               192000                  240000
HEMT 2006-3                         1                  405631197                    Fixed                               216000                  270000
HEMT 2006-3                         1                  405631200                    Fixed                               176000                  220000
HEMT 2006-3                         1                  405631260                    Fixed                               264756                  335000
HEMT 2006-3                         1                  405631344                    Fixed                               111200                  139000
HEMT 2006-3                         1                  405669428                    Fixed                               312800                  391000
HEMT 2006-3                         1                  405852896                    Fixed                               107372                  190000
HEMT 2006-3                         1                  405852931                    Fixed                               243000                  305000
HEMT 2006-3                         1                  405852937                    Fixed                               111974                  207000
HEMT 2006-3                         1                  405852964                    Fixed                                57886                  121100
HEMT 2006-3                         1                  405910133                    Fixed                               238400                  298000
HEMT 2006-3                         1                  405910396                    Fixed                               316000                  395000
HEMT 2006-3                         1                  405910484                    Fixed                               113600                  142000
HEMT 2006-3                         1                  405910508                    Fixed                               273864                  342330
HEMT 2006-3                         1                  405910566                    Fixed                               250400                  313000
HEMT 2006-3                         1                  405910927                    Fixed                               157500                  240000
HEMT 2006-3                         1                  405911424                    Fixed                               264000                  330000
HEMT 2006-3                         1                  405911450                    Fixed                               384000                  503500
HEMT 2006-3                         1                  405911521                    Fixed                               712000                  890000
HEMT 2006-3                         1                  405911562                    Fixed                               480000                  625000
HEMT 2006-3                         1                  405911844                    Fixed                               140792                  175990
HEMT 2006-3                         1                  405911941                    Fixed                               304000                  380000
HEMT 2006-3                         1                  405912054                    Fixed                               300000                  375000
HEMT 2006-3                         1                  406002370                    Fixed                               396000                  495000
HEMT 2006-3                         1                  406044077                    Fixed                               308000                  385000
HEMT 2006-3                         1                  406205968                    Fixed                                35447                  275800
HEMT 2006-3                         1                  406205996                    Fixed                                46488                   88929
HEMT 2006-3                         1                  406248280                    Fixed                                46900                   91000
HEMT 2006-3                         1                  406248302                    Fixed                               196800                  246000
HEMT 2006-3                         1                  406248311                    Fixed                               372558                  465698
HEMT 2006-3                         1                  406263083                    Fixed                               290000                  362500
HEMT 2006-3                         1                  406263130                    Fixed                               200000                  254000
HEMT 2006-3                         1                  406263147                    Fixed                               511200                  640000
HEMT 2006-3                         1                  406263183                    Fixed                               254400                  320000
HEMT 2006-3                         1                  406283409                    Fixed                                87000                  112000
HEMT 2006-3                         1                  406283462                    Fixed                               176000                  220000
HEMT 2006-3                         1                  406283467                    Fixed                               304000                  380000
HEMT 2006-3                         1                  406293194                    Fixed                               122400                  153000
HEMT 2006-3                         1                  406293272                    Fixed                               720000                  900000
HEMT 2006-3                         1                  406293291                    Fixed                               231200                  289000
HEMT 2006-3                         1                  406293323                    Fixed                               512200                  640250
HEMT 2006-3                         1                  406293351                    Fixed                               232800                  362000
HEMT 2006-3                         1                  406293381                    Fixed                               216000                  270000
HEMT 2006-3                         1                  406312235                    Fixed                               380000                  475000
HEMT 2006-3                         1                  406312242                    Fixed                               518000                  647500
HEMT 2006-3                         1                  406312290                    Fixed                               460000                  581000
HEMT 2006-3                         1                  406312469                    Fixed                               388000                  485000
HEMT 2006-3                         1                  406312528                    Fixed                               324000                  405000
HEMT 2006-3                         1                  406329463                    Fixed                               184000                  230000
HEMT 2006-3                         1                  406329464                    Fixed                                72800                   95000
HEMT 2006-3                         1                  406329480                    Fixed                               164000                  205000
HEMT 2006-3                         1                  406329528                    Fixed                               143800                  190000
HEMT 2006-3                         1                  406329685                    Fixed                                70400                   88000
HEMT 2006-3                         1                  406329702                    Fixed                               107500                  136000
HEMT 2006-3                         1                  406329749                    Fixed                               142400                  178000
HEMT 2006-3                         1                  406329792                    Fixed                               128800                  165000
HEMT 2006-3                         1                  406329826                    Fixed                               178400                  223000
HEMT 2006-3                         1                  406329843                    Fixed                               152000                  190035
HEMT 2006-3                         1                  406329845                    Fixed                                88000                  110000
HEMT 2006-3                         1                  406329973                    Fixed                               200800                  251000
HEMT 2006-3                         1                  406329981                    Fixed                               176000                  220000
HEMT 2006-3                         1                  406330004                    Fixed                               164000                  210000
HEMT 2006-3                         1                  406330079                    Fixed                               142300                  177990
HEMT 2006-3                         1                  406330131                    Fixed                               200000                  255000
HEMT 2006-3                         1                  406330137                    Fixed                               220000                  275000
HEMT 2006-3                         1                  406330151                    Fixed                               200000                  250000
HEMT 2006-3                         1                  406330262                    Fixed                               152000                  190000
HEMT 2006-3                         1                  406330273                    Fixed                                76000                   95000
HEMT 2006-3                         1                  406330294                    Fixed                               244000                  305000
HEMT 2006-3                         1                  406330304                    Fixed                                70000                   91000
HEMT 2006-3                         1                  406330381                    Fixed                                52000                   65000
HEMT 2006-3                         1                  406330452                    Fixed                               148000                  185000
HEMT 2006-3                         1                  406330455                    Fixed                               187920                  235000
HEMT 2006-3                         1                  406330456                    Fixed                                85520                  106900
HEMT 2006-3                         1                  406330459                    Fixed                               276000                  355000
HEMT 2006-3                         1                  406330461                    Fixed                               120000                  150000
HEMT 2006-3                         1                  406330463                    Fixed                               292000                  365000
HEMT 2006-3                         1                  406330512                    Fixed                               276000                  345000
HEMT 2006-3                         1                  406330513                    Fixed                               152000                  190000
HEMT 2006-3                         1                  406330588                    Fixed                               196000                  245000
HEMT 2006-3                         1                  406413795                    Fixed                               303520                  385000
HEMT 2006-3                         1                  406413803                    Fixed                               199920                  249900
HEMT 2006-3                         1                  406413821                    Fixed                               336000                  420000
HEMT 2006-3                         1                  406413847                    Fixed                               187200                  237000
HEMT 2006-3                         1                  406447267                    Fixed                             95498.82                  120000
HEMT 2006-3                         1                  406447406                    Fixed                               259200                  324000
HEMT 2006-3                         1                  406517010                    Fixed                               282511                  485000
HEMT 2006-3                         1                  406517020                    Fixed                               425600                  532000
HEMT 2006-3                         1                  406547286                    Fixed                               192000                  247000
HEMT 2006-3                         1                  406547306                    Fixed                               206252                  280000
HEMT 2006-3                         1                  406547310                    Fixed                               424121                  531000
HEMT 2006-3                         1                  406547362                    Fixed                               359932                  460000
HEMT 2006-3                         1                  406547377                    Fixed                               248000                  310000
HEMT 2006-3                         1                  406547395                    Fixed                               252000                  335000
HEMT 2006-3                         1                  406547400                    Fixed                               187120                  235000
HEMT 2006-3                         1                  406555579                    Fixed                               234000                  425000
HEMT 2006-3                         1                  406555583                    Fixed                               292000                  370000
HEMT 2006-3                         1                  406555587                    Fixed                               320000                  406000
HEMT 2006-3                         1                  406555592                    Fixed                               296250                  410000
HEMT 2006-3                         1                  406555594                    Fixed                               480000                  640000
HEMT 2006-3                         1                  406555599                    Fixed                               388000                  491000
HEMT 2006-3                         1                  406555602                    Fixed                               352000                  440000
HEMT 2006-3                         1                  406555603                    Fixed                               210000                  292000
HEMT 2006-3                         1                  406555606                    Fixed                               287200                  359000
HEMT 2006-3                         1                  406555607                    Fixed                               121600                  155000
HEMT 2006-3                         1                  406555608                    Fixed                               300000                  375000
HEMT 2006-3                         1                  406555609                    Fixed                               680000                  850000
HEMT 2006-3                         1                  406555610                    Fixed                               370800                  470000
HEMT 2006-3                         1                  406555613                    Fixed                               326480                  410000
HEMT 2006-3                         1                  406555624                    Fixed                               617500                  950000
HEMT 2006-3                         1                  406555625                    Fixed                               136000                  172000
HEMT 2006-3                         1                  406555627                    Fixed                               139600                  176500
HEMT 2006-3                         1                  406555628                    Fixed                               446400                  558000
HEMT 2006-3                         1                  406555630                    Fixed                               492000                  630000
HEMT 2006-3                         1                  406555633                    Fixed                               158400                  198000
HEMT 2006-3                         1                  406558184                    Fixed                               106400                  133000
HEMT 2006-3                         1                  406558187                    Fixed                               472000                  640000
HEMT 2006-3                         1                  406558189                    Fixed                               341000                  440000
HEMT 2006-3                         1                  406558190                    Fixed                               328000                  410000
HEMT 2006-3                         1                  406558192                    Fixed                               463200                  579000
HEMT 2006-3                         1                  406558194                    Fixed                               332000                  447000
HEMT 2006-3                         1                  406558195                    Fixed                               242345                  389000
HEMT 2006-3                         1                  406558197                    Fixed                               113600                  145000
HEMT 2006-3                         1                  406558198                    Fixed                               320000                  400000
HEMT 2006-3                         1                  406558199                    Fixed                               498400                  623000
HEMT 2006-3                         1                  406558200                    Fixed                               421600                  527000
HEMT 2006-3                         1                  406558206                    Fixed                               354400                  444000
HEMT 2006-3                         1                  406558207                    Fixed                               517200                  646500
HEMT 2006-3                         1                  406558209                    Fixed                               228000                  285000
HEMT 2006-3                         1                  406558210                    Fixed                               204000                  256000
HEMT 2006-3                         1                  406558212                    Fixed                               452000                  565000
HEMT 2006-3                         1                  406558214                    Fixed                               136800                  171000
HEMT 2006-3                         1                  406558217                    Fixed                               444000                  555000
HEMT 2006-3                         1                  406558218                    Fixed                               135200                  169000
HEMT 2006-3                         1                  406558220                    Fixed                               273600                  380000
HEMT 2006-3                         1                  406558221                    Fixed                               275200                  344000
HEMT 2006-3                         1                  406558223                    Fixed                               199200                  260000
HEMT 2006-3                         1                  406558224                    Fixed                               468800                  586000
HEMT 2006-3                         1                  406558225                    Fixed                               560000                  720000
HEMT 2006-3                         1                  406558226                    Fixed                               292000                  365000
HEMT 2006-3                         1                  406558228                    Fixed                               664300                  831000
HEMT 2006-3                         1                  406558229                    Fixed                               286400                  360000
HEMT 2006-3                         1                  406558230                    Fixed                               344000                  430000
HEMT 2006-3                         1                  406558233                    Fixed                               329600                  412000
HEMT 2006-3                         1                  406558234                    Fixed                               304000                  380000
HEMT 2006-3                         1                  406558236                    Fixed                               312700                  400000
HEMT 2006-3                         1                  406558237                    Fixed                               284000                  355000
HEMT 2006-3                         1                  406558238                    Fixed                               256000                  320000
HEMT 2006-3                         1                  406558239                    Fixed                               294400                  370000
HEMT 2006-3                         1                  406558240                    Fixed                               197600                  248000
HEMT 2006-3                         1                  406558241                    Fixed                               231200                  289000
HEMT 2006-3                         1                  406558242                    Fixed                               388000                  485000
HEMT 2006-3                         1                  406558243                    Fixed                               455883                  575000
HEMT 2006-3                         1                  406558245                    Fixed                               496000                  635000
HEMT 2006-3                         1                  406558246                    Fixed                               468750                  625000
HEMT 2006-3                         1                  406558247                    Fixed                               152800                  191000
HEMT 2006-3                         1                  406558248                    Fixed                               560000                  720000
HEMT 2006-3                         1                  406558249                    Fixed                               351200                  439000
HEMT 2006-3                         1                  406558250                    Fixed                               130000                  167000
HEMT 2006-3                         1                  406558251                    Fixed                               175200                  221000
HEMT 2006-3                         1                  406558252                    Fixed                               505600                  636500
HEMT 2006-3                         1                  406558253                    Fixed                               316000                  395000
HEMT 2006-3                         1                  406558254                    Fixed                               344000                  430000
HEMT 2006-3                         1                  406558256                    Fixed                               302500                  380000
HEMT 2006-3                         1                  406558257                    Fixed                               228800                  286000
HEMT 2006-3                         1                  406558258                    Fixed                               120800                  152000
HEMT 2006-3                         1                  406558260                    Fixed                               336000                  420000
HEMT 2006-3                         1                  406558261                    Fixed                               296000                  380000
HEMT 2006-3                         1                  406558262                    Fixed                               560000                  700000
HEMT 2006-3                         1                  406558263                    Fixed                               600000                  750000
HEMT 2006-3                         1                  406558264                    Fixed                               199200                  260000
HEMT 2006-3                         1                  406558265                    Fixed                               359650                  475000
HEMT 2006-3                         1                  406558267                    Fixed                               276000                  345000
HEMT 2006-3                         1                  406558268                    Fixed                               402000                  503000
HEMT 2006-3                         1                  406558270                    Fixed                               301600                  380000
HEMT 2006-3                         1                  406558272                    Fixed                               359650                  470000
HEMT 2006-3                         1                  406558273                    Fixed                               359600                  460000
HEMT 2006-3                         1                  406558274                    Fixed                               359200                  449000
HEMT 2006-3                         1                  406558275                    Fixed                               412000                  515000
HEMT 2006-3                         1                  406558276                    Fixed                               359650                  460000
HEMT 2006-3                         1                  406558278                    Fixed                               212000                  272000
HEMT 2006-3                         1                  406558279                    Fixed                               335000                  425000
HEMT 2006-3                         1                  406558280                    Fixed                               305600                  382000
HEMT 2006-3                         1                  406558282                    Fixed                               346450                  450000
HEMT 2006-3                         1                  406558286                    Fixed                               251250                  335000
HEMT 2006-3                         1                  406558287                    Fixed                               431500                  539400
HEMT 2006-3                         1                  406558288                    Fixed                               410800                  515000
HEMT 2006-3                         1                  406558289                    Fixed                               168800                  211000
HEMT 2006-3                         1                  406558291                    Fixed                               423120                  530000
HEMT 2006-3                         1                  406558292                    Fixed                               332000                  415000
HEMT 2006-3                         1                  406558293                    Fixed                               364500                  486000
HEMT 2006-3                         1                  406558294                    Fixed                               398222                  500000
HEMT 2006-3                         1                  406558296                    Fixed                               420000                  525000
HEMT 2006-3                         1                  406558297                    Fixed                               350000                  502000
HEMT 2006-3                         1                  406558298                    Fixed                               140200                  185000
HEMT 2006-3                         1                  406558300                    Fixed                               144300                  189000
HEMT 2006-3                         1                  406558302                    Fixed                                80400                  102000
HEMT 2006-3                         1                  406558303                    Fixed                               190000                  237500
HEMT 2006-3                         1                  406558304                    Fixed                               470400                  590000
HEMT 2006-3                         1                  406558307                    Fixed                               123600                  155000
HEMT 2006-3                         1                  406558308                    Fixed                               319920                  400000
HEMT 2006-3                         1                  406558309                    Fixed                               171000                  264000
HEMT 2006-3                         1                  406558310                    Fixed                               455200                  569000
HEMT 2006-3                         1                  406558313                    Fixed                               141550                  180000
HEMT 2006-3                         1                  406558315                    Fixed                               303200                  384000
HEMT 2006-3                         1                  406558317                    Fixed                               175900                  222000
HEMT 2006-3                         1                  406558318                    Fixed                               233600                  292000
HEMT 2006-3                         1                  406558320                    Fixed                               194400                  243000
HEMT 2006-3                         1                  406558321                    Fixed                               407200                  509000
HEMT 2006-3                         1                  406558322                    Fixed                               298950                  380000
HEMT 2006-3                         1                  406558325                    Fixed                               340000                  425000
HEMT 2006-3                         1                  406558326                    Fixed                               152000                  200000
HEMT 2006-3                         1                  406558327                    Fixed                               400000                  500000
HEMT 2006-3                         1                  406558328                    Fixed                               271200                  339000
HEMT 2006-3                         1                  406558329                    Fixed                               490400                  613000
HEMT 2006-3                         1                  406558330                    Fixed                               122400                  163000
HEMT 2006-3                         1                  406558331                    Fixed                               297600                  375000
HEMT 2006-3                         1                  406558332                    Fixed                               448000                  570000
HEMT 2006-3                         1                  406558333                    Fixed                               187900                  234900
HEMT 2006-3                         1                  406558334                    Fixed                               487815                  685000
HEMT 2006-3                         1                  406558336                    Fixed                                92000                  147000
HEMT 2006-3                         1                  406558338                    Fixed                               500000                  655000
HEMT 2006-3                         1                  406558339                    Fixed                               185000                  305000
HEMT 2006-3                         1                  406558340                    Fixed                               231629                  375000
HEMT 2006-3                         1                  406558341                    Fixed                               218400                  273000
HEMT 2006-3                         1                  406558342                    Fixed                               850000                 1250000
HEMT 2006-3                         1                  406558344                    Fixed                               487200                  609000
HEMT 2006-3                         1                  406558345                    Fixed                               237900                  305000
HEMT 2006-3                         1                  406558346                    Fixed                               165600                  207000
HEMT 2006-3                         1                  406558354                    Fixed                               496000                  620000
HEMT 2006-3                         1                  406558359                    Fixed                               536000                  670000
HEMT 2006-3                         1                  406558360                    Fixed                               120000                  155000
HEMT 2006-3                         1                  406558361                    Fixed                               286400                  358000
HEMT 2006-3                         1                  406558362                    Fixed                               359650                  470000
HEMT 2006-3                         1                  406558364                    Fixed                               100000                  545000
HEMT 2006-3                         1                  406558365                    Fixed                               323200                  405000
HEMT 2006-3                         1                  406558366                    Fixed                               231200                  294000
HEMT 2006-3                         1                  406558367                    Fixed                               108000                  135000
HEMT 2006-3                         1                  406558369                    Fixed                               572000                  715000
HEMT 2006-3                         1                  406558371                    Fixed                                84800                  106000
HEMT 2006-3                         1                  406558372                    Fixed                               448000                  560000
HEMT 2006-3                         1                  406558375                    Fixed                                94000                  118000
HEMT 2006-3                         1                  406558377                    Fixed                               392000                  490000
HEMT 2006-3                         1                  406558378                    Fixed                               292800                  370000
HEMT 2006-3                         1                  406558379                    Fixed                               150400                  195000
HEMT 2006-3                         1                  406558380                    Fixed                               356250                  475000
HEMT 2006-3                         1                  406558381                    Fixed                               130000                  170000
HEMT 2006-3                         1                  406558382                    Fixed                               476000                  595000
HEMT 2006-3                         1                  406558383                    Fixed                               358660                  459000
HEMT 2006-3                         1                  406558385                    Fixed                               180000                  228000
HEMT 2006-3                         1                  406558388                    Fixed                               196000                  250000
HEMT 2006-3                         1                  406558389                    Fixed                               280000                  400000
HEMT 2006-3                         1                  406558390                    Fixed                               440000                  550000
HEMT 2006-3                         1                  406558391                    Fixed                               400000                  510000
HEMT 2006-3                         1                  406558393                    Fixed                               110800                  138500
HEMT 2006-3                         1                  406558394                    Fixed                               101600                  129000
HEMT 2006-3                         1                  406558397                    Fixed                               351200                  440000
HEMT 2006-3                         1                  406558399                    Fixed                               301600                  391000
HEMT 2006-3                         1                  406558400                    Fixed                               231400                  305000
HEMT 2006-3                         1                  406558401                    Fixed                               496700                  640000
HEMT 2006-3                         1                  406558404                    Fixed                               124500                  185000
HEMT 2006-3                         1                  406558408                    Fixed                               988000                 1282000
HEMT 2006-3                         1                  406558411                    Fixed                               188000                  250000
HEMT 2006-3                         1                  406558413                    Fixed                               230400                  323000
HEMT 2006-3                         1                  406558414                    Fixed                               134400                  169000
HEMT 2006-3                         1                  406558415                    Fixed                               368000                  460000
HEMT 2006-3                         1                  406558418                    Fixed                               168000                  210000
HEMT 2006-3                         1                  406558419                    Fixed                               480000                  606000
HEMT 2006-3                         1                  406558423                    Fixed                               152000                  199000
HEMT 2006-3                         1                  406558424                    Fixed                               148850                  193000
HEMT 2006-3                         1                  406558426                    Fixed                               428000                  535000
HEMT 2006-3                         1                  406558427                    Fixed                               420000                  525000
HEMT 2006-3                         1                  406558429                    Fixed                               443600                  595000
HEMT 2006-3                         1                  406558430                    Fixed                               125000                  156500
HEMT 2006-3                         1                  406558431                    Fixed                               108000                  140000
HEMT 2006-3                         1                  406558432                    Fixed                               552000                  730000
HEMT 2006-3                         1                  406558433                    Fixed                               310400                  395000
HEMT 2006-3                         1                  406558434                    Fixed                               404300                  516000
HEMT 2006-3                         1                  406558435                    Fixed                               476000                  602000
HEMT 2006-3                         1                  406558436                    Fixed                               172000                  225000
HEMT 2006-3                         1                  406558437                    Fixed                               271000                  381000
HEMT 2006-3                         1                  406558438                    Fixed                               218400                  275000
HEMT 2006-3                         1                  406558439                    Fixed                               108800                  137000
HEMT 2006-3                         1                  406558440                    Fixed                               156000                  195000
HEMT 2006-3                         1                  406558441                    Fixed                               320000                  400000
HEMT 2006-3                         1                  406558442                    Fixed                               277000                  370000
HEMT 2006-3                         1                  406558444                    Fixed                               207600                  265000
HEMT 2006-3                         1                  406558446                    Fixed                               328000                  410000
HEMT 2006-3                         1                  406558448                    Fixed                               276000                  360000
HEMT 2006-3                         1                  406558450                    Fixed                               500000                  670000
HEMT 2006-3                         1                  406558451                    Fixed                               232000                  295000
HEMT 2006-3                         1                  406558454                    Fixed                               304000                  380000
HEMT 2006-3                         1                  406558455                    Fixed                               238160                  385000
HEMT 2006-3                         1                  406558456                    Fixed                               280921                  365000
HEMT 2006-3                         1                  406558459                    Fixed                               152000                  192000
HEMT 2006-3                         1                  406558460                    Fixed                               192800                  241000
HEMT 2006-3                         1                  406558461                    Fixed                               532000                  670000
HEMT 2006-3                         1                  406558462                    Fixed                               302400                  405000
HEMT 2006-3                         1                  406558463                    Fixed                               329600                  412000
HEMT 2006-3                         1                  406558464                    Fixed                               359650                  487000
HEMT 2006-3                         1                  406558466                    Fixed                               180450                  235000
HEMT 2006-3                         1                  406558467                    Fixed                               359645                  510000
HEMT 2006-3                         1                  406558474                    Fixed                               118100                  150000
HEMT 2006-3                         1                  406558475                    Fixed                               218000                  310000
HEMT 2006-3                         1                  406558476                    Fixed                               619000                  780000
HEMT 2006-3                         1                  406558477                    Fixed                               392000                  525000
HEMT 2006-3                         1                  406558478                    Fixed                               484000                  630000
HEMT 2006-3                         1                  406558482                    Fixed                               601126                  810000
HEMT 2006-3                         1                  406558484                    Fixed                               520000                  655000
HEMT 2006-3                         1                  406558485                    Fixed                               232800                  291000
HEMT 2006-3                         1                  406558486                    Fixed                               104000                  130000
HEMT 2006-3                         1                  406558488                    Fixed                               427000                  550000
HEMT 2006-3                         1                  406558493                    Fixed                               104093                  285000
HEMT 2006-3                         1                  406558495                    Fixed                               193600                  242000
HEMT 2006-3                         1                  406558496                    Fixed                               268000                  340000
HEMT 2006-3                         1                  406558497                    Fixed                               572200                  717000
HEMT 2006-3                         1                  406558498                    Fixed                               348000                  518000
HEMT 2006-3                         1                  406558500                    Fixed                               537054                  900000
HEMT 2006-3                         1                  406558502                    Fixed                               160000                  200000
HEMT 2006-3                         1                  406558505                    Fixed                               370650                  463500
HEMT 2006-3                         1                  406558508                    Fixed                               503800                  643000
HEMT 2006-3                         1                  406558510                    Fixed                               136000                  170000
HEMT 2006-3                         1                  406558512                    Fixed                               200000                  250000
HEMT 2006-3                         1                  406558514                    Fixed                                87600                  109500
HEMT 2006-3                         1                  406558521                    Fixed                               427845                  630000
HEMT 2006-3                         1                  406558522                    Fixed                               121600                  152000
HEMT 2006-3                         1                  406558525                    Fixed                               417000                  560000
HEMT 2006-3                         1                  406558529                    Fixed                               255200                  319000
HEMT 2006-3                         1                  406558530                    Fixed                               268000                  335000
HEMT 2006-3                         1                  406558531                    Fixed                               513150                  645000
HEMT 2006-3                         1                  406558534                    Fixed                               378400                  500000
HEMT 2006-3                         1                  406558535                    Fixed                               246200                  308000
HEMT 2006-3                         1                  406558540                    Fixed                               463200                  579000
HEMT 2006-3                         1                  406558541                    Fixed                               135500                  169400
HEMT 2006-3                         1                  406558545                    Fixed                               392000                  523000
HEMT 2006-3                         1                  406558546                    Fixed                               212000                  265000
HEMT 2006-3                         1                  406558547                    Fixed                               270000                  365000
HEMT 2006-3                         1                  406558548                    Fixed                               194800                  315000
HEMT 2006-3                         1                  406558549                    Fixed                               471200                  590000
HEMT 2006-3                         1                  406558551                    Fixed                               417000                  550000
HEMT 2006-3                         1                  406558552                    Fixed                               291000                  384000
HEMT 2006-3                         1                  406558553                    Fixed                               164000                  213000
HEMT 2006-3                         1                  406558791                    Fixed                               157600                  197000
HEMT 2006-3                         1                  406558813                    Fixed                               792000                 1000000
HEMT 2006-3                         1                  406558828                    Fixed                               248800                  312000
HEMT 2006-3                         1                  406573848                    Fixed                               257600                  325000
HEMT 2006-3                         1                  406573858                    Fixed                               264000                  331000
HEMT 2006-3                         1                  406573867                    Fixed                               264000                  334000
HEMT 2006-3                         1                  406573893                    Fixed                               294000                  375000
HEMT 2006-3                         1                  406573914                    Fixed                               300000                  375000
HEMT 2006-3                         1                  406573953                    Fixed                               399900                  499900
HEMT 2006-3                         1                  406573972                    Fixed                               267900                  338000
HEMT 2006-3                         1                  406585211                    Fixed                               202400                  253000
HEMT 2006-3                         1                  406585237                    Fixed                               200000                  250000
HEMT 2006-3                         1                  406585272                    Fixed                               187920                  235000
HEMT 2006-3                         1                  406603599                    Fixed                               199268                  345000
HEMT 2006-3                         1                  406603662                    Fixed                               236000                  295000
HEMT 2006-3                         1                  406605428                    Fixed                                99200                  128000
HEMT 2006-3                         1                  406605806                    Fixed                               347200                  434000
HEMT 2006-3                         1                  406605823                    Fixed                               367040                  464000
HEMT 2006-3                         1                  406605886                    Fixed                               368000                  460000
HEMT 2006-3                         1                  406605895                    Fixed                               201600                  258100
HEMT 2006-3                         1                  406605939                    Fixed                               375121                  472000
HEMT 2006-3                         1                  406605959                    Fixed                               380000                  475000
HEMT 2006-3                         1                  406611559                    Fixed                               204720                  257000
HEMT 2006-3                         1                  406611568                    Fixed                               158400                  220000
HEMT 2006-3                         1                  406611575                    Fixed                               343300                  505000
HEMT 2006-3                         1                  406611576                    Fixed                               291950                  365000
HEMT 2006-3                         1                  406611581                    Fixed                               263900                  345000
HEMT 2006-3                         1                  406611587                    Fixed                               199900                  250000
HEMT 2006-3                         1                  406611590                    Fixed                               399950                  500000
HEMT 2006-3                         1                  406611595                    Fixed                               361900                  452500
HEMT 2006-3                         1                  406611602                    Fixed                               217865                  272335
HEMT 2006-3                         1                  406611609                    Fixed                               103000                  520000
HEMT 2006-3                         1                  406619080                    Fixed                               101200                  130750
HEMT 2006-3                         1                  406619090                    Fixed                               246859                  309000
HEMT 2006-3                         1                  406625976                    Fixed                               170050                  245000
HEMT 2006-3                         1                  406625977                    Fixed                               400000                  515000
HEMT 2006-3                         1                  406625981                    Fixed                               286400                  363000
HEMT 2006-3                         1                  406625982                    Fixed                               224112                  301000
HEMT 2006-3                         1                  406625985                    Fixed                               383920                  479900
HEMT 2006-3                         1                  406625987                    Fixed                               392000                  490000
HEMT 2006-3                         1                  406634421                    Fixed                               156750                  250000
HEMT 2006-3                         1                  406634423                    Fixed                               165450                  273000
HEMT 2006-3                         1                  406634425                    Fixed                               342000                  485000
HEMT 2006-3                         1                  406634426                    Fixed                               146609                  216000
HEMT 2006-3                         1                  406634428                    Fixed                               195429                  380000
HEMT 2006-3                         1                  406634429                    Fixed                               147281                  242000
HEMT 2006-3                         1                  406634431                    Fixed                               220000                  350000
HEMT 2006-3                         1                  406634432                    Fixed                               420750                  495000
HEMT 2006-3                         1                  406634434                    Fixed                               495120                  618900
HEMT 2006-3                         1                  406634435                    Fixed                               395201                  950000
HEMT 2006-3                         1                  406634438                    Fixed                               184000                  230000
HEMT 2006-3                         1                  406634440                    Fixed                               268000                  390000
HEMT 2006-3                         1                  406634441                    Fixed                               171500                  245000
HEMT 2006-3                         1                  406634442                    Fixed                               132479                  230000
HEMT 2006-3                         1                  406634443                    Fixed                               313808                  470000
HEMT 2006-3                         1                  406634444                    Fixed                               182265                  260000
HEMT 2006-3                         1                  406634445                    Fixed                               417000                  627000
HEMT 2006-3                         1                  406634448                    Fixed                               436500                  485000
HEMT 2006-3                         1                  406634449                    Fixed                               292000                  371000
HEMT 2006-3                         1                  406634450                    Fixed                            420206.98                  510000
HEMT 2006-3                         1                  406634454                    Fixed                               552000                  630000
HEMT 2006-3                         1                  406634455                    Fixed                               570000                  626725
HEMT 2006-3                         1                  406634457                    Fixed                               259871                  330000
HEMT 2006-3                         1                  406634460                    Fixed                               187640                  275000
HEMT 2006-3                         1                  406634461                    Fixed                               101498                  132000
HEMT 2006-3                         1                  406634463                    Fixed                               432250                  490000
HEMT 2006-3                         1                  406634464                    Fixed                               378000                  475000
HEMT 2006-3                         1                  406634465                    Fixed                               234000                  313000
HEMT 2006-3                         1                  406634466                    Fixed                               172400                  275000
HEMT 2006-3                         1                  406634467                    Fixed                               331444                  418000
HEMT 2006-3                         1                  406634469                    Fixed                               364997                  550000
HEMT 2006-3                         1                  406634470                    Fixed                               182569                  226000
HEMT 2006-3                         1                  406634471                    Fixed                               106048                  190000
HEMT 2006-3                         1                  406634472                    Fixed                               157676                  268000
HEMT 2006-3                         1                  406634473                    Fixed                               490000                  705000
HEMT 2006-3                         1                  406634475                    Fixed                               538400                  700000
HEMT 2006-3                         1                  406634476                    Fixed                               352000                  440000
HEMT 2006-3                         1                  406634477                    Fixed                               360000                  450000
HEMT 2006-3                         1                  406700564                    Fixed                               103120                  132000
HEMT 2006-3                         1                  406700566                    Fixed                               376000                  471000
HEMT 2006-3                         1                  406700567                    Fixed                               750000                  950000
HEMT 2006-3                         1                  406700568                    Fixed                               560000                  800000
HEMT 2006-3                         1                  406700572                    Fixed                               425000                  819000
HEMT 2006-3                         1                  406700574                    Fixed                               452000                  565000
HEMT 2006-3                         1                  406700575                    Fixed                               532000                  675000
HEMT 2006-3                         1                  406700577                    Fixed                               264000                  332000
HEMT 2006-3                         1                  406700578                    Fixed                               280000                  350000
HEMT 2006-3                         1                  406700580                    Fixed                               503200                  655000
HEMT 2006-3                         1                  406700581                    Fixed                               191500                  245000
HEMT 2006-3                         1                  406700584                    Fixed                                83600                  104600
HEMT 2006-3                         1                  406700585                    Fixed                               256000                  320000
HEMT 2006-3                         1                  406700587                    Fixed                               188000                  235000
HEMT 2006-3                         1                  406705807                    Fixed                               274800                  344000
HEMT 2006-3                         1                  406705810                    Fixed                               212000                  276000
HEMT 2006-3                         1                  406705811                    Fixed                               207200                  260000
HEMT 2006-3                         1                  406705812                    Fixed                               145479                  185000
HEMT 2006-3                         1                  406705813                    Fixed                               119600                  152000
HEMT 2006-3                         1                  406705814                    Fixed                               308800                  386000
HEMT 2006-3                         1                  406705815                    Fixed                               208000                  261000
HEMT 2006-3                         1                  406705817                    Fixed                               444800                  625000
HEMT 2006-3                         1                  406705820                    Fixed                               236000                  296000
HEMT 2006-3                         1                  406705821                    Fixed                               216000                  270000
HEMT 2006-3                         1                  406705823                    Fixed                               240000                  300000
HEMT 2006-3                         1                  406705824                    Fixed                               250000                  313000
HEMT 2006-3                         1                  406705825                    Fixed                               108800                  136000
HEMT 2006-3                         1                  406705827                    Fixed                               203200                  254000
HEMT 2006-3                         1                  406705828                    Fixed                               255194                  320000
HEMT 2006-3                         1                  406705830                    Fixed                               799990                 1000000
HEMT 2006-3                         1                  406705831                    Fixed                               148000                  190000
HEMT 2006-3                         1                  406705834                    Fixed                               148800                  190000
HEMT 2006-3                         1                  406705837                    Fixed                               352000                  461000
HEMT 2006-3                         1                  406705838                    Fixed                               196000                  245000
HEMT 2006-3                         1                  406705839                    Fixed                               139192                  185000
HEMT 2006-3                         1                  406705840                    Fixed                               291584                  370000
HEMT 2006-3                         1                  406705841                    Fixed                                68000                   85000
HEMT 2006-3                         1                  406705842                    Fixed                               108000                  135000
HEMT 2006-3                         1                  406705843                    Fixed                               196800                  246000
HEMT 2006-3                         1                  406705845                    Fixed                               528000                  663000
HEMT 2006-3                         1                  406705846                    Fixed                               408399                  515000
HEMT 2006-3                         1                  406705847                    Fixed                               347200                  471000
HEMT 2006-3                         1                  406705850                    Fixed                               158220                  201000
HEMT 2006-3                         1                  406705851                    Fixed                               136000                  173000
HEMT 2006-3                         1                  406705852                    Fixed                               184800                  231000
HEMT 2006-3                         1                  406705854                    Fixed                               118080                  150000
HEMT 2006-3                         1                  406705856                    Fixed                               197550                  275000
HEMT 2006-3                         1                  406705860                    Fixed                               131749                  166000
HEMT 2006-3                         1                  406705861                    Fixed                               219500                  280000
HEMT 2006-3                         1                  406705862                    Fixed                               152000                  190000
HEMT 2006-3                         1                  406705863                    Fixed                               177752                  255000
HEMT 2006-3                         1                  406705866                    Fixed                               280000                  350000
HEMT 2006-3                         1                  406705867                    Fixed                               215500                  285000
HEMT 2006-3                         1                  406705868                    Fixed                               240000                  305000
HEMT 2006-3                         1                  406705869                    Fixed                                97396                  128000
HEMT 2006-3                         1                  406705871                    Fixed                               138400                  175000
HEMT 2006-3                         1                  406705872                    Fixed                               123200                  155000
HEMT 2006-3                         1                  406705873                    Fixed                               139200                  174000
HEMT 2006-3                         1                  406705874                    Fixed                               188444                  236000
HEMT 2006-3                         1                  406705876                    Fixed                               193700                  275000
HEMT 2006-3                         1                  406705877                    Fixed                               248800                  315000
HEMT 2006-3                         1                  406705878                    Fixed                               112000                  140000
HEMT 2006-3                         1                  406705879                    Fixed                               204000                  255000
HEMT 2006-3                         1                  406705880                    Fixed                               172000                  215000
HEMT 2006-3                         1                  406705881                    Fixed                               207200                  259000
HEMT 2006-3                         1                  406705882                    Fixed                               103920                  130000
HEMT 2006-3                         1                  406705884                    Fixed                               172000                  215000
HEMT 2006-3                         1                  406705885                    Fixed                               125840                  157500
HEMT 2006-3                         1                  406705887                    Fixed                               240000                  305000
HEMT 2006-3                         1                  406705888                    Fixed                               100000                  125000
HEMT 2006-3                         1                  406705889                    Fixed                               168000                  210000
HEMT 2006-3                         1                  406705890                    Fixed                               354800                  443500
HEMT 2006-3                         1                  406705892                    Fixed                               240000                  300000
HEMT 2006-3                         1                  406705893                    Fixed                               168000                  210000
HEMT 2006-3                         1                  406705895                    Fixed                               260000                  326000
HEMT 2006-3                         1                  406705896                    Fixed                               197112                  255000
HEMT 2006-3                         1                  406705898                    Fixed                               157950                  198000
HEMT 2006-3                         1                  406705899                    Fixed                               376000                  470000
HEMT 2006-3                         1                  406705900                    Fixed                               236000                  295000
HEMT 2006-3                         1                  406705901                    Fixed                               287849                  377000
HEMT 2006-3                         1                  406705902                    Fixed                               305600                  391000
HEMT 2006-3                         1                  406705903                    Fixed                               536000                  670000
HEMT 2006-3                         1                  406705904                    Fixed                               208000                  260000
HEMT 2006-3                         1                  406705905                    Fixed                               314400                  405000
HEMT 2006-3                         1                  406705906                    Fixed                               233280                  295000
HEMT 2006-3                         1                  406705912                    Fixed                               201600                  254000
HEMT 2006-3                         1                  406705917                    Fixed                               190000                  238000
HEMT 2006-3                         1                  406705918                    Fixed                               221085                  287000
HEMT 2006-3                         1                  406705920                    Fixed                               196800                  250000
HEMT 2006-3                         1                  406705921                    Fixed                               182400                  228500
HEMT 2006-3                         1                  406705923                    Fixed                               232000                  290000
HEMT 2006-3                         1                  406705924                    Fixed                               100500                  133500
HEMT 2006-3                         1                  406705926                    Fixed                               273600                  345000
HEMT 2006-3                         1                  406705927                    Fixed                               340800                  430000
HEMT 2006-3                         1                  406705928                    Fixed                               494800                  620000
HEMT 2006-3                         1                  406705929                    Fixed                               206000                  265000
HEMT 2006-3                         1                  406705930                    Fixed                               167200                  210000
HEMT 2006-3                         1                  406705931                    Fixed                               156000                  199000
HEMT 2006-3                         1                  406705932                    Fixed                               176000                  220000
HEMT 2006-3                         1                  406705934                    Fixed                               286949                  400000
HEMT 2006-3                         1                  406705935                    Fixed                               234400                  300000
HEMT 2006-3                         1                  406705937                    Fixed                               253800                  318000
HEMT 2006-3                         1                  406705938                    Fixed                               191200                  242000
HEMT 2006-3                         1                  406705943                    Fixed                               247117                  405000
HEMT 2006-3                         1                  406705944                    Fixed                               518400                  690000
HEMT 2006-3                         1                  406705945                    Fixed                               195200                  244000
HEMT 2006-3                         1                  406705946                    Fixed                               110400                  145000
HEMT 2006-3                         1                  406705949                    Fixed                               231864                  300000
HEMT 2006-3                         1                  406705952                    Fixed                               308000                  385000
HEMT 2006-3                         1                  406705956                    Fixed                               130120                  164000
HEMT 2006-3                         1                  406705957                    Fixed                               392500                  493000
HEMT 2006-3                         1                  406705958                    Fixed                               184000                  251000
HEMT 2006-3                         1                  406705959                    Fixed                               136000                  170000
HEMT 2006-3                         1                  406705960                    Fixed                               292792                  370000
HEMT 2006-3                         1                  406705962                    Fixed                               116220                  148000
HEMT 2006-3                         1                  406705963                    Fixed                               325700                  430000
HEMT 2006-3                         1                  406705964                    Fixed                               128932                  161500
HEMT 2006-3                         1                  406705965                    Fixed                               119190                  149000
HEMT 2006-3                         1                  406705966                    Fixed                                98960                  127000
HEMT 2006-3                         1                  406705967                    Fixed                               583920                  740000
HEMT 2006-3                         1                  406705971                    Fixed                               110581                  160000
HEMT 2006-3                         1                  406722961                    Fixed                            289483.81                  365000
HEMT 2006-3                         1                  406722964                    Fixed                                94400                  118000
HEMT 2006-3                         1                  406722965                    Fixed                                82400                  103000
HEMT 2006-3                         1                  406722966                    Fixed                                73299                   95000
HEMT 2006-3                         1                  406722968                    Fixed                               125600                  157000
HEMT 2006-3                         1                  406722972                    Fixed                               100400                  138000
HEMT 2006-3                         1                  406722977                    Fixed                               234400                  300000
HEMT 2006-3                         1                  406722980                    Fixed                               105000                  140000
HEMT 2006-3                         1                  406722982                    Fixed                               113600                  142000
HEMT 2006-3                         1                  406722984                    Fixed                              66499.5                   95000
HEMT 2006-3                         1                  406722985                    Fixed                               184000                  240000
HEMT 2006-3                         1                  406722986                    Fixed                               308000                  385000
HEMT 2006-3                         1                  406722988                    Fixed                               199430                  220000
HEMT 2006-3                         1                  406722989                    Fixed                               200800                  255000
HEMT 2006-3                         1                  406722990                    Fixed                            185701.56                  234000
HEMT 2006-3                         1                  406722996                    Fixed                              98753.5                  125000
HEMT 2006-3                         1                  406723002                    Fixed                                85280                  115000
HEMT 2006-3                         1                  406723003                    Fixed                                99200                  124000
HEMT 2006-3                         1                  406723004                    Fixed                               116400                  158000
HEMT 2006-3                         1                  406723005                    Fixed                               217500                  290000
HEMT 2006-3                         1                  406723008                    Fixed                               100000                  125000
HEMT 2006-3                         1                  406723009                    Fixed                                42700                   75000
HEMT 2006-3                         1                  406723010                    Fixed                            142314.42                  183000
HEMT 2006-3                         1                  406723012                    Fixed                               385989                  483000
HEMT 2006-3                         1                  406723014                    Fixed                               124000                  156000
HEMT 2006-3                         1                  406723016                    Fixed                               200000                  250000
HEMT 2006-3                         1                  406723017                    Fixed                             155996.5                  195000
HEMT 2006-3                         1                  406723018                    Fixed                               144800                  181000
HEMT 2006-3                         1                  406723019                    Fixed                               176000                  223000
HEMT 2006-3                         1                  406723021                    Fixed                            528609.92                  675000
HEMT 2006-3                         1                  406723023                    Fixed                            114851.28                  146000
HEMT 2006-3                         1                  406723025                    Fixed                               119200                  182000
HEMT 2006-3                         1                  406723026                    Fixed                                    0                  149000
HEMT 2006-3                         1                  406723027                    Fixed                               121500                  135000
HEMT 2006-3                         1                  406723028                    Fixed                             164002.5                  205000
HEMT 2006-3                         1                  406723029                    Fixed                               112000                  140000
HEMT 2006-3                         1                  406723031                    Fixed                               233600                  295000
HEMT 2006-3                         1                  406723033                    Fixed                             160008.9                  201500
HEMT 2006-3                         1                  406723037                    Fixed                               156000                  215000
HEMT 2006-3                         1                  406723038                    Fixed                               202800                  255000
HEMT 2006-3                         1                  406723039                    Fixed                               126400                  158000
HEMT 2006-3                         1                  406723043                    Fixed                                86400                  113000
HEMT 2006-3                         1                  406723047                    Fixed                            271916.01                  340000
HEMT 2006-3                         1                  406723048                    Fixed                               256000                  323000
HEMT 2006-3                         1                  406723050                    Fixed                               138000                  174000
HEMT 2006-3                         1                  406723051                    Fixed                            162104.02                  254900
HEMT 2006-3                         1                  406723053                    Fixed                               102400                  128000
HEMT 2006-3                         1                  406723057                    Fixed                               468000                  585000
HEMT 2006-3                         1                  406723063                    Fixed                               359500                  450000
HEMT 2006-3                         1                  406723064                    Fixed                               116000                  145000
HEMT 2006-3                         1                  406723067                    Fixed                             145000.7                  181500
HEMT 2006-3                         1                  406723069                    Fixed                               168000                  210000
HEMT 2006-3                         1                  406723070                    Fixed                               183200                  229000
HEMT 2006-3                         1                  406723071                    Fixed                               142292                  220000
HEMT 2006-3                         1                  406723073                    Fixed                            308606.22                  395000
HEMT 2006-3                         1                  406723074                    Fixed                               428000                  535000
HEMT 2006-3                         1                  406723076                    Fixed                               174400                  218000
HEMT 2006-3                         1                  406723078                    Fixed                               115200                  144000
HEMT 2006-3                         1                  406723079                    Fixed                               126000                  160000
HEMT 2006-3                         1                  406723083                    Fixed                               268000                  335000
HEMT 2006-3                         1                  406723087                    Fixed                               276000                  345000
HEMT 2006-3                         1                  406723089                    Fixed                               548010                  687000
HEMT 2006-3                         1                  406723090                    Fixed                               126400                  161000
HEMT 2006-3                         1                  406723093                    Fixed                               146742                  185000
HEMT 2006-3                         1                  406723094                    Fixed                               287920                  372000
HEMT 2006-3                         1                  406723095                    Fixed                               168000                  215000
HEMT 2006-3                         1                  406723096                    Fixed                                80000                  100000
HEMT 2006-3                         1                  406723097                    Fixed                               217600                  272000
HEMT 2006-3                         1                  406723099                    Fixed                               120000                  155000
HEMT 2006-3                         1                  406723103                    Fixed                               204800                  270000
HEMT 2006-3                         1                  406723104                    Fixed                               410400                  513000
HEMT 2006-3                         1                  406723105                    Fixed                            158555.85                  204000
HEMT 2006-3                         1                  406723107                    Fixed                               100000                  125000
HEMT 2006-3                         1                  406723108                    Fixed                            111905.01                  140000
HEMT 2006-3                         1                  406723111                    Fixed                               148000                  185000
HEMT 2006-3                         1                  406723112                    Fixed                             138395.4                  176000
HEMT 2006-3                         1                  406723113                    Fixed                               101997                  127500
HEMT 2006-3                         1                  406723114                    Fixed                               340900                  487000
HEMT 2006-3                         1                  406723117                    Fixed                            150599.17                  188268
HEMT 2006-3                         1                  406723119                    Fixed                            147099.83                  184000
HEMT 2006-3                         1                  406723121                    Fixed                               210000                  300000
HEMT 2006-3                         1                  406723122                    Fixed                               156000                  195000
HEMT 2006-3                         1                  406723125                    Fixed                             98349.85                  126000
HEMT 2006-3                         1                  406723127                    Fixed                               211955                  265000
HEMT 2006-3                         1                  406723128                    Fixed                               156000                  195000
HEMT 2006-3                         1                  406723129                    Fixed                            272605.92                  348000
HEMT 2006-3                         1                  406723130                    Fixed                               128000                  160000
HEMT 2006-3                         1                  406723131                    Fixed                               520000                  650000
HEMT 2006-3                         1                  406723132                    Fixed                             125286.5                  265000
HEMT 2006-3                         1                  406723133                    Fixed                               140000                  175000
HEMT 2006-3                         1                  406723138                    Fixed                             118401.7                  149000
HEMT 2006-3                         1                  406723139                    Fixed                             171996.5                  215000
HEMT 2006-3                         1                  406723141                    Fixed                            243089.61                  305000
HEMT 2006-3                         1                  406723142                    Fixed                               370336                  510000
HEMT 2006-3                         1                  406723145                    Fixed                               168000                  210000
HEMT 2006-3                         1                  406723146                    Fixed                            231596.05                  289500
HEMT 2006-3                         1                  406723147                    Fixed                               140000                  175000
HEMT 2006-3                         1                  406723148                    Fixed                               441600                  552000
HEMT 2006-3                         1                  406723149                    Fixed                               312000                  390000
HEMT 2006-3                         1                  406723151                    Fixed                               208000                  266000
HEMT 2006-3                         1                  406723152                    Fixed                               316003                  395000
HEMT 2006-3                         1                  406723157                    Fixed                               175960                  220000
HEMT 2006-3                         1                  406740368                    Fixed                               317183                  397000
HEMT 2006-3                         1                  406740369                    Fixed                               232000                  290000
HEMT 2006-3                         1                  406740374                    Fixed                               372000                  470000
HEMT 2006-3                         1                  406740375                    Fixed                               352000                  440000
HEMT 2006-3                         1                  406740377                    Fixed                               417623                  522500
HEMT 2006-3                         1                  406790379                    Fixed                               428000                  535000
HEMT 2006-3                         1                  406790380                    Fixed                               384000                  490000
HEMT 2006-3                         1                  406790381                    Fixed                               173569                  250000
HEMT 2006-3                         1                  406790383                    Fixed                               298000                  372500
HEMT 2006-3                         1                  406790389                    Fixed                               187100                  234900
HEMT 2006-3                         1                  406790390                    Fixed                               384000                  480000
HEMT 2006-3                         1                  406790392                    Fixed                               428000                  535000
HEMT 2006-3                         1                  406790393                    Fixed                               184000                  230000
HEMT 2006-3                         1                  406790395                    Fixed                               308000                  385000
HEMT 2006-3                         1                  406790398                    Fixed                               244700                  307500
HEMT 2006-3                         1                  406790399                    Fixed                               227900                  311000
HEMT 2006-3                         1                  406790403                    Fixed                               380000                  480000
HEMT 2006-3                         1                  406790410                    Fixed                               176000                  220000
HEMT 2006-3                         1                  406790412                    Fixed                               398950                  505000
HEMT 2006-3                         1                  406790413                    Fixed                               160000                  205000
HEMT 2006-3                         1                  406790418                    Fixed                               288000                  360000
HEMT 2006-3                         1                  406790422                    Fixed                               264000                  355000
HEMT 2006-3                         1                  406790428                    Fixed                               280000                  350000
HEMT 2006-3                         1                  406790439                    Fixed                               312000                  390000
HEMT 2006-3                         1                  406790440                    Fixed                               303900                  385000
HEMT 2006-3                         1                  406790441                    Fixed                               188900                  237000
HEMT 2006-3                         1                  406790442                    Fixed                               420000                  540000
HEMT 2006-3                         1                  406848494                    Fixed                               308000                  385000
HEMT 2006-3                         1                  406848496                    Fixed                               239032                  300000
HEMT 2006-3                         1                  406848499                    Fixed                               155200                  196000
HEMT 2006-3                         1                  406848501                    Fixed                               168550                  211000
HEMT 2006-3                         1                  406848503                    Fixed                               266500                  415000
HEMT 2006-3                         1                  406848505                    Fixed                               131200                  168000
HEMT 2006-3                         1                  406848506                    Fixed                               311920                  389900
HEMT 2006-3                         1                  406848511                    Fixed                               315200                  390000
HEMT 2006-3                         1                  406848512                    Fixed                               169600                  212000
HEMT 2006-3                         1                  406848513                    Fixed                               228000                  285000
HEMT 2006-3                         1                  406848515                    Fixed                               452000                  565000
HEMT 2006-3                         1                  406848516                    Fixed                               271900                  340000
HEMT 2006-3                         1                  406848517                    Fixed                               433600                  542000
HEMT 2006-3                         1                  406848518                    Fixed                               121700                  156000
HEMT 2006-3                         1                  406848519                    Fixed                               468000                  590000
HEMT 2006-3                         1                  406848521                    Fixed                               209440                  265000
HEMT 2006-3                         1                  406848522                    Fixed                               512600                  647500
HEMT 2006-3                         1                  406848523                    Fixed                               128000                  160000
HEMT 2006-3                         1                  406848526                    Fixed                               498000                  640000
HEMT 2006-3                         1                  406848528                    Fixed                               500800                  626000
HEMT 2006-3                         1                  406848530                    Fixed                               542400                  710000
HEMT 2006-3                         1                  406848531                    Fixed                               302501                  450000
HEMT 2006-3                         1                  406848538                    Fixed                               500000                  654500
HEMT 2006-3                         1                  406848541                    Fixed                               380000                  500000
HEMT 2006-3                         1                  406848542                    Fixed                               584000                  730000
HEMT 2006-3                         1                  406848544                    Fixed                              1000000                 1350000
HEMT 2006-3                         1                  406848546                    Fixed                               500000                  635000
HEMT 2006-3                         1                  406848547                    Fixed                               650000                  815000
HEMT 2006-3                         1                  406848548                    Fixed                               138700                  202000
HEMT 2006-3                         1                  406848549                    Fixed                              1190000                 1700000
HEMT 2006-3                         1                  406848550                    Fixed                               294000                  651000
HEMT 2006-3                         1                  406848551                    Fixed                               170000                  465000
HEMT 2006-3                         1                  406848552                    Fixed                               104000                  130000
HEMT 2006-3                         1                  406848553                    Fixed                               428000                  538680
HEMT 2006-3                         1                  406848554                    Fixed                               195200                  244000
HEMT 2006-3                         1                  406848556                    Fixed                               232000                  290000
HEMT 2006-3                         1                  406848557                    Fixed                               215700                  312000
HEMT 2006-3                         1                  406848558                    Fixed                               384000                  480000
HEMT 2006-3                         1                  406848559                    Fixed                               185600                  232000
HEMT 2006-3                         1                  406848560                    Fixed                               543200                  679000
HEMT 2006-3                         1                  406848563                    Fixed                               235900                  337000
HEMT 2006-3                         1                  406848567                    Fixed                               207360                  325000
HEMT 2006-3                         1                  406848568                    Fixed                               259325                  480000
HEMT 2006-3                         1                  406848570                    Fixed                               416000                  520000
HEMT 2006-3                         1                  406848573                    Fixed                               436800                  550000
HEMT 2006-3                         1                  406848574                    Fixed                               440000                  550000
HEMT 2006-3                         1                  406848575                    Fixed                               272311                  525000
HEMT 2006-3                         1                  406848577                    Fixed                               332000                  415000
HEMT 2006-3                         1                  406848578                    Fixed                               343920                  435000
HEMT 2006-3                         1                  406848580                    Fixed                               320000                  400000
HEMT 2006-3                         1                  406848581                    Fixed                               480000                  620000
HEMT 2006-3                         1                  406848582                    Fixed                               156000                  197000
HEMT 2006-3                         1                  406848583                    Fixed                               204000                  255000
HEMT 2006-3                         1                  406848584                    Fixed                               359000                  475000
HEMT 2006-3                         1                  406848586                    Fixed                               356000                  485000
HEMT 2006-3                         1                  406848587                    Fixed                               150500                  205000
HEMT 2006-3                         1                  406848588                    Fixed                               314400                  393000
HEMT 2006-3                         1                  406848589                    Fixed                               207900                  265000
HEMT 2006-3                         1                  406848590                    Fixed                               342000                  430000
HEMT 2006-3                         1                  406848591                    Fixed                               287950                  385000
HEMT 2006-3                         1                  406848592                    Fixed                               432000                  580000
HEMT 2006-3                         1                  406848594                    Fixed                               599892                  805000
HEMT 2006-3                         1                  406848595                    Fixed                               796000                  995000
HEMT 2006-3                         1                  406848599                    Fixed                               324000                  405000
HEMT 2006-3                         1                  406848600                    Fixed                               456000                  570000
HEMT 2006-3                         1                  406848601                    Fixed                               225000                  300000
HEMT 2006-3                         1                  406848603                    Fixed                               210000                  265000
HEMT 2006-3                         1                  406848605                    Fixed                               496000                  620000
HEMT 2006-3                         1                  406848606                    Fixed                               300950                  387000
HEMT 2006-3                         1                  406848607                    Fixed                               356000                  445000
HEMT 2006-3                         1                  406848608                    Fixed                               524000                  655000
HEMT 2006-3                         1                  406848609                    Fixed                               460000                  623000
HEMT 2006-3                         1                  406848610                    Fixed                               254400                  395000
HEMT 2006-3                         1                  406848612                    Fixed                               388000                 6300000
HEMT 2006-3                         1                  406848614                    Fixed                               417000                  555000
HEMT 2006-3                         1                  406848615                    Fixed                               160000                  200000
HEMT 2006-3                         1                  406848617                    Fixed                               692000                  865000
HEMT 2006-3                         1                  406848620                    Fixed                               120000                  150000
HEMT 2006-3                         1                  406848621                    Fixed                               260000                  325000
HEMT 2006-3                         1                  406848622                    Fixed                               468000                  588000
HEMT 2006-3                         1                  406848624                    Fixed                               417000                  526115
HEMT 2006-3                         1                  406848626                    Fixed                               147000                  184000
HEMT 2006-3                         1                  406848627                    Fixed                               120489                  180000
HEMT 2006-3                         1                  406848628                    Fixed                               309600                  392000
HEMT 2006-3                         1                  406848630                    Fixed                               398525                  575000
HEMT 2006-3                         1                  406848633                    Fixed                                35000                   50000
HEMT 2006-3                         1                  406848634                    Fixed                               392000                  490000
HEMT 2006-3                         1                  406848635                    Fixed                               532000                  865000
HEMT 2006-3                         1                  406848636                    Fixed                               228000                  286000
HEMT 2006-3                         1                  406848637                    Fixed                               344000                  430000
HEMT 2006-3                         1                  406848638                    Fixed                               225400                  312000
HEMT 2006-3                         1                  406848641                    Fixed                               414400                  560000
HEMT 2006-3                         1                  406848642                    Fixed                               172000                  235000
HEMT 2006-3                         1                  406848643                    Fixed                               339894                  470000
HEMT 2006-3                         1                  406848645                    Fixed                               423200                  529000
HEMT 2006-3                         1                  406848647                    Fixed                               102400                  142000
HEMT 2006-3                         1                  406848648                    Fixed                               434143                  578500
HEMT 2006-3                         1                  406848649                    Fixed                               408000                  538000
HEMT 2006-3                         1                  406848650                    Fixed                               364800                  456000
HEMT 2006-3                         1                  406848651                    Fixed                               138000                  230000
HEMT 2006-3                         1                  406848652                    Fixed                               428800                  536000
HEMT 2006-3                         1                  406848653                    Fixed                               268690                  378000
HEMT 2006-3                         1                  406848656                    Fixed                               260000                  325000
HEMT 2006-3                         1                  406848657                    Fixed                               101600                  130000
HEMT 2006-3                         1                  406848658                    Fixed                               377600                  530000
HEMT 2006-3                         1                  406848659                    Fixed                                82400                  103000
HEMT 2006-3                         1                  406848660                    Fixed                               480000                  600000
HEMT 2006-3                         1                  406848662                    Fixed                               508000                  670000
HEMT 2006-3                         1                  406848663                    Fixed                               417000                  525000
HEMT 2006-3                         1                  406848665                    Fixed                               352000                  440000
HEMT 2006-3                         1                  406848666                    Fixed                                90400                  197000
HEMT 2006-3                         1                  406848667                    Fixed                               488000                  620000
HEMT 2006-3                         1                  406848668                    Fixed                               417000                  529000
HEMT 2006-3                         1                  406848669                    Fixed                               500000                  630000
HEMT 2006-3                         1                  406848670                    Fixed                               496000                  620000
HEMT 2006-3                         1                  406848672                    Fixed                               447680                  600000
HEMT 2006-3                         1                  406848674                    Fixed                               463200                  600000
HEMT 2006-3                         1                  406848675                    Fixed                               346736                  462500
HEMT 2006-3                         1                  406848676                    Fixed                               176000                  220000
HEMT 2006-3                         1                  406848677                    Fixed                               127000                  189500
HEMT 2006-3                         1                  406848678                    Fixed                               207000                  300000
HEMT 2006-3                         1                  406848681                    Fixed                               476000                  645000
HEMT 2006-3                         1                  406848682                    Fixed                               472000                  590000
HEMT 2006-3                         1                  406848683                    Fixed                               212000                  265000
HEMT 2006-3                         1                  406848685                    Fixed                               330000                  415000
HEMT 2006-3                         1                  406848686                    Fixed                               492675                  920000
HEMT 2006-3                         1                  406848687                    Fixed                               307350                  387000
HEMT 2006-3                         1                  406848688                    Fixed                               394400                  493000
HEMT 2006-3                         1                  406848689                    Fixed                               416300                  520375
HEMT 2006-3                         1                  406848695                    Fixed                               440000                  550000
HEMT 2006-3                         1                  406848696                    Fixed                               113500                  142000
HEMT 2006-3                         1                  406848698                    Fixed                               130287                  325000
HEMT 2006-3                         1                  406848699                    Fixed                               339716                  425000
HEMT 2006-3                         1                  406848701                    Fixed                               559900                  722000
HEMT 2006-3                         1                  406848702                    Fixed                               144000                  180000
HEMT 2006-3                         1                  406848703                    Fixed                               193600                  290000
HEMT 2006-3                         1                  406848704                    Fixed                               352000                  440000
HEMT 2006-3                         1                  406848705                    Fixed                               392000                  495000
HEMT 2006-3                         1                  406848706                    Fixed                                57000                   76500
HEMT 2006-3                         1                  406848707                    Fixed                               180000                  225000
HEMT 2006-3                         1                  406848708                    Fixed                               188000                  235000
HEMT 2006-3                         1                  406848709                    Fixed                               559200                  699000
HEMT 2006-3                         1                  406848711                    Fixed                               401600                  512000
HEMT 2006-3                         1                  406848713                    Fixed                               184000                  295000
HEMT 2006-3                         1                  406848714                    Fixed                               125900                  160000
HEMT 2006-3                         1                  406848718                    Fixed                               376000                  471000
HEMT 2006-3                         1                  406848720                    Fixed                               188000                  235000
HEMT 2006-3                         1                  406848724                    Fixed                               452200                  600000
HEMT 2006-3                         1                  406848725                    Fixed                               352000                  440000
HEMT 2006-3                         1                  406848726                    Fixed                               440000                  550000
HEMT 2006-3                         1                  406848728                    Fixed                               306608                  465000
HEMT 2006-3                         1                  406848729                    Fixed                               325600                  407000
HEMT 2006-3                         1                  406848731                    Fixed                               268000                  335000
HEMT 2006-3                         1                  406848734                    Fixed                               396000                  495000
HEMT 2006-3                         1                  406848736                    Fixed                               105500                  132000
HEMT 2006-3                         1                  406848737                    Fixed                               311000                  390000
HEMT 2006-3                         1                  406848738                    Fixed                               417000                  560000
HEMT 2006-3                         1                  406848739                    Fixed                               327000                  420000
HEMT 2006-3                         1                  406848740                    Fixed                               260800                  346000
HEMT 2006-3                         1                  406848741                    Fixed                               416000                  520000
HEMT 2006-3                         1                  406848743                    Fixed                               231200                  290000
HEMT 2006-3                         1                  406848744                    Fixed                               228000                  285000
HEMT 2006-3                         1                  406848745                    Fixed                               176000                  220000
HEMT 2006-3                         1                  406848748                    Fixed                               168000                  211000
HEMT 2006-3                         1                  406848749                    Fixed                               127550                  162000
HEMT 2006-3                         1                  406848750                    Fixed                               103300                  137000
HEMT 2006-3                         1                  406848751                    Fixed                               367200                  500000
HEMT 2006-3                         1                  406848752                    Fixed                               554400                  693000
HEMT 2006-3                         1                  406848753                    Fixed                               650000                  951000
HEMT 2006-3                         1                  406848754                    Fixed                               326300                  407900
HEMT 2006-3                         1                  406848755                    Fixed                               281250                  375000
HEMT 2006-3                         1                  406848756                    Fixed                                86800                  110000
HEMT 2006-3                         1                  406848757                    Fixed                               368000                  460000
HEMT 2006-3                         1                  406848758                    Fixed                               504000                  630000
HEMT 2006-3                         1                  406848759                    Fixed                               395200                 4940000
HEMT 2006-3                         1                  406848761                    Fixed                               157250                  217000
HEMT 2006-3                         1                  406848762                    Fixed                               400000                  500000
HEMT 2006-3                         1                  406848763                    Fixed                               160000                  200000
HEMT 2006-3                         1                  406848764                    Fixed                               553791                  693000
HEMT 2006-3                         1                  406848765                    Fixed                               519900                  700000
HEMT 2006-3                         1                  406848766                    Fixed                               292000                  367000
HEMT 2006-3                         1                  406887446                    Fixed                               144000                  180000
HEMT 2006-3                         1                  406887449                    Fixed                               307200                  384000
HEMT 2006-3                         1                  406887450                    Fixed                               532000                  665000
HEMT 2006-3                         1                  406887453                    Fixed                               240000                  330000
HEMT 2006-3                         1                  406887454                    Fixed                               508000                  640000
HEMT 2006-3                         1                  406898187                    Fixed                               472000                  600000
HEMT 2006-3                         1                  406913800                    Fixed                               108000                  135000
HEMT 2006-3                         1                  406913824                    Fixed                               188000                  235000
HEMT 2006-3                         1                  406920363                    Fixed                               576300                  721000
HEMT 2006-3                         1                  406920364                    Fixed                               412000                  515000
HEMT 2006-3                         1                  406920365                    Fixed                               436000                  545000
HEMT 2006-3                         1                  406920366                    Fixed                               308150                  386000
HEMT 2006-3                         1                  406920367                    Fixed                               576000                  720000
HEMT 2006-3                         1                  406920368                    Fixed                               316800                  396000
HEMT 2006-3                         1                  406920370                    Fixed                               286400                  360000
HEMT 2006-3                         1                  406920373                    Fixed                               362880                  530000
HEMT 2006-3                         1                  406920375                    Fixed                               650000                  850000
HEMT 2006-3                         1                  406920382                    Fixed                               252000                  315000
HEMT 2006-3                         1                  406920385                    Fixed                               560250                  710000
HEMT 2006-3                         1                  406920387                    Fixed                               265200                  360000
HEMT 2006-3                         1                  406920388                    Fixed                               384000                  480000
HEMT 2006-3                         1                  406920389                    Fixed                               808000                 1010000
HEMT 2006-3                         1                  406920390                    Fixed                               271300                  339500
HEMT 2006-3                         1                  406920391                    Fixed                               300000                  375000
HEMT 2006-3                         1                  406920392                    Fixed                               145600                  182000
HEMT 2006-3                         1                  406920393                    Fixed                               452000                  567000
HEMT 2006-3                         1                  406920395                    Fixed                               576000                  720000
HEMT 2006-3                         1                  406995402                    Fixed                               253600                  317000
HEMT 2006-3                         1                  406995403                    Fixed                               379600                  480000
HEMT 2006-3                         1                  406995404                    Fixed                               184400                  270000
HEMT 2006-3                         1                  406995405                    Fixed                               140000                  175000
HEMT 2006-3                         1                  406995406                    Fixed                               320000                  400000
HEMT 2006-3                         1                  406995407                    Fixed                               165200                  210000
HEMT 2006-3                         1                  406995408                    Fixed                               408000                  510000
HEMT 2006-3                         1                  406995409                    Fixed                               311880                  395000
HEMT 2006-3                         1                  406995410                    Fixed                               158000                  215000
HEMT 2006-3                         1                  406995411                    Fixed                               329017                  412000
HEMT 2006-3                         1                  406995412                    Fixed                               231200                  289000
HEMT 2006-3                         1                  406995413                    Fixed                               180000                  238000
HEMT 2006-3                         1                  406995414                    Fixed                               227500                  350000
HEMT 2006-3                         1                  406995416                    Fixed                               427000                  610000
HEMT 2006-3                         1                  406995417                    Fixed                               244000                  305000
HEMT 2006-3                         1                  406995418                    Fixed                               284000                  355000
HEMT 2006-3                         1                  406995419                    Fixed                               330806                  475000
HEMT 2006-3                         1                  406995421                    Fixed                               146400                  185000
HEMT 2006-3                         1                  406995422                    Fixed                               285600                  360000
HEMT 2006-3                         1                  406995423                    Fixed                               308000                  385000
HEMT 2006-3                         1                  406995424                    Fixed                               152000                  190000
HEMT 2006-3                         1                  406995425                    Fixed                               648000                  810000
HEMT 2006-3                         1                  406995426                    Fixed                               327200                  409000
HEMT 2006-3                         1                  406995427                    Fixed                               135200                  169000
HEMT 2006-3                         1                  406995428                    Fixed                                96722                  235000
HEMT 2006-3                         1                  406995429                    Fixed                               272000                  370000
HEMT 2006-3                         1                  406995430                    Fixed                               135200                  169000
HEMT 2006-3                         1                  406995431                    Fixed                               276792                  378000
HEMT 2006-3                         1                  406995432                    Fixed                               188000                  235000
HEMT 2006-3                         1                  406995433                    Fixed                               680000                  850000
HEMT 2006-3                         1                  406995434                    Fixed                               276000                  355000
HEMT 2006-3                         1                  406995435                    Fixed                               195200                  244000
HEMT 2006-3                         1                  406995437                    Fixed                               144000                  210000
HEMT 2006-3                         1                  406995438                    Fixed                               326275                  418000
HEMT 2006-3                         1                  406995439                    Fixed                               340000                  425000
HEMT 2006-3                         1                  406995440                    Fixed                                38750                   67000
HEMT 2006-3                         1                  406995441                    Fixed                               236005                  314000
HEMT 2006-3                         1                  406995442                    Fixed                               344000                  430000
HEMT 2006-3                         1                  406995443                    Fixed                               248000                  314000
HEMT 2006-3                         1                  406995444                    Fixed                               475100                  625000
HEMT 2006-3                         1                  406995445                    Fixed                               166400                  208000
HEMT 2006-3                         1                  406995446                    Fixed                               191200                  239000
HEMT 2006-3                         1                  406995448                    Fixed                               308000                  398000
HEMT 2006-3                         1                  406995449                    Fixed                               294400                  380000
HEMT 2006-3                         1                  406995450                    Fixed                               227950                  288000
HEMT 2006-3                         1                  406995451                    Fixed                               223200                  295000
HEMT 2006-3                         1                  406995453                    Fixed                               280000                  400000
HEMT 2006-3                         1                  406995455                    Fixed                                93600                  121000
HEMT 2006-3                         1                  406995456                    Fixed                               109650                  139000
HEMT 2006-3                         1                  406995457                    Fixed                               176000                  220000
HEMT 2006-3                         1                  406995458                    Fixed                               434000                  542500
HEMT 2006-3                         1                  406995459                    Fixed                               548000                  697000
HEMT 2006-3                         1                  406995460                    Fixed                               280000                  350000
HEMT 2006-3                         1                  406995461                    Fixed                               184798                  234000
HEMT 2006-3                         1                  406995463                    Fixed                               320800                  401000
HEMT 2006-3                         1                  406995464                    Fixed                               253600                  317000
HEMT 2006-3                         1                  406995465                    Fixed                               100000                  132000
HEMT 2006-3                         1                  406995467                    Fixed                               322462                  404000
HEMT 2006-3                         1                  406995468                    Fixed                               268000                  360000
HEMT 2006-3                         1                  406995469                    Fixed                               148679                  250000
HEMT 2006-3                         1                  406995471                    Fixed                                70500                   90000
HEMT 2006-3                         1                  406995476                    Fixed                               399950                  500000
HEMT 2006-3                         1                  406995477                    Fixed                               208000                  320000
HEMT 2006-3                         1                  406995478                    Fixed                               240000                  313000
HEMT 2006-3                         1                  406995480                    Fixed                               216000                  300000
HEMT 2006-3                         1                  406995481                    Fixed                               208000                  260000
HEMT 2006-3                         1                  406995482                    Fixed                               134400                  168000
HEMT 2006-3                         1                  406995483                    Fixed                               530372                  663000
HEMT 2006-3                         1                  406995484                    Fixed                               172000                  225000
HEMT 2006-3                         1                  406995485                    Fixed                               128000                  163000
HEMT 2006-3                         1                  406995486                    Fixed                               353772                  443000
HEMT 2006-3                         1                  406995487                    Fixed                               180000                  225000
HEMT 2006-3                         1                  406995488                    Fixed                               248000                  340000
HEMT 2006-3                         1                  406995489                    Fixed                               402000                  503000
HEMT 2006-3                         1                  406995490                    Fixed                               196000                  265000
HEMT 2006-3                         1                  406995491                    Fixed                               140000                  183000
HEMT 2006-3                         1                  407000371                    Fixed                               573072                  780000
HEMT 2006-3                         1                  407000373                    Fixed                               267200                  334000
HEMT 2006-3                         1                  407000374                    Fixed                               270000                  338000
HEMT 2006-3                         1                  407000375                    Fixed                               239200                  299000
HEMT 2006-3                         1                  407000376                    Fixed                               215200                  269000
HEMT 2006-3                         1                  407000377                    Fixed                               213600                  267000
HEMT 2006-3                         1                  407000378                    Fixed                               292000                  420000
HEMT 2006-3                         1                  407000379                    Fixed                               243200                  304000
HEMT 2006-3                         1                  407000380                    Fixed                               228000                  285000
HEMT 2006-3                         1                  407000381                    Fixed                               162400                  203000
HEMT 2006-3                         1                  407000382                    Fixed                               392000                  500000
HEMT 2006-3                         1                  407000383                    Fixed                               288000                  365000
HEMT 2006-3                         1                  407000384                    Fixed                               293520                  385000
HEMT 2006-3                         1                  407000385                    Fixed                               324800                  408000
HEMT 2006-3                         1                  407000386                    Fixed                               112800                  143000
HEMT 2006-3                         1                  407000388                    Fixed                               320000                  400000
HEMT 2006-3                         1                  407000391                    Fixed                               403920                  505000
HEMT 2006-3                         1                  407000392                    Fixed                               225600                  283000
HEMT 2006-3                         1                  407000395                    Fixed                               318400                  400000
HEMT 2006-3                         1                  407000396                    Fixed                               136000                  170000
HEMT 2006-3                         1                  407000397                    Fixed                               322400                  420000
HEMT 2006-3                         1                  407000398                    Fixed                               232000                  291000
HEMT 2006-3                         1                  407000399                    Fixed                               172000                  215000
HEMT 2006-3                         1                  407000400                    Fixed                               183080                  230000
HEMT 2006-3                         1                  407000401                    Fixed                               428000                  535000
HEMT 2006-3                         1                  407000402                    Fixed                               254000                  317500
HEMT 2006-3                         1                  407000404                    Fixed                               357200                  446500
HEMT 2006-3                         1                  407000405                    Fixed                               358400                  450000
HEMT 2006-3                         1                  407000406                    Fixed                               247200                  309000
HEMT 2006-3                         1                  407000408                    Fixed                               277500                  370000
HEMT 2006-3                         1                  407000409                    Fixed                               340000                  425000
HEMT 2006-3                         1                  407000410                    Fixed                               334400                  450000
HEMT 2006-3                         1                  407000411                    Fixed                               233600                  292000
HEMT 2006-3                         1                  407000412                    Fixed                               217200                  274000
HEMT 2006-3                         1                  407000413                    Fixed                               316000                  395000
HEMT 2006-3                         1                  407000415                    Fixed                               318400                  399000
HEMT 2006-3                         1                  407000416                    Fixed                               280000                  353000
HEMT 2006-3                         1                  407000417                    Fixed                               303200                  386000
HEMT 2006-3                         1                  407000418                    Fixed                               324000                  427000
HEMT 2006-3                         1                  407000419                    Fixed                               140000                  177000
HEMT 2006-3                         1                  407000420                    Fixed                               208800                  261000
HEMT 2006-3                         1                  407000421                    Fixed                               155000                  197500
HEMT 2006-3                         1                  407000422                    Fixed                               354800                  443500
HEMT 2006-3                         1                  407000424                    Fixed                               399200                  499000
HEMT 2006-3                         1                  407000426                    Fixed                               272000                  341000
HEMT 2006-3                         1                  407000428                    Fixed                               799200                  999000
HEMT 2006-3                         1                  407000429                    Fixed                               591200                  770000
HEMT 2006-3                         1                  407000444                    Fixed                               288000                  375000
HEMT 2006-3                         1                  407000445                    Fixed                               140000                  175000
HEMT 2006-3                         1                  407000446                    Fixed                               244000                  320000
HEMT 2006-3                         1                  407000447                    Fixed                               520000                  655000
HEMT 2006-3                         1                  407000448                    Fixed                               400000                  500000
HEMT 2006-3                         1                  407000450                    Fixed                               212000                  272000
HEMT 2006-3                         1                  407000452                    Fixed                               272000                  340000
HEMT 2006-3                         1                  407000454                    Fixed                               341600                  427000
HEMT 2006-3                         1                  407000455                    Fixed                               295200                  369000
HEMT 2006-3                         1                  407000457                    Fixed                               212000                  265000
HEMT 2006-3                         1                  407000458                    Fixed                               268000                  335000
HEMT 2006-3                         1                  407000459                    Fixed                               324000                  405000
HEMT 2006-3                         1                  407000460                    Fixed                               355200                  460000
HEMT 2006-3                         1                  407000462                    Fixed                               328000                  413000
HEMT 2006-3                         1                  407000463                    Fixed                               264800                  350000
HEMT 2006-3                         1                  407000464                    Fixed                               224000                  291000
HEMT 2006-3                         1                  407000465                    Fixed                               268000                  340000
HEMT 2006-3                         1                  407000467                    Fixed                               328000                  411000
HEMT 2006-3                         1                  407000468                    Fixed                               480000                  600000
HEMT 2006-3                         1                  407000469                    Fixed                               340000                  427000
HEMT 2006-3                         1                  407000470                    Fixed                               247200                  309000
HEMT 2006-3                         1                  407000471                    Fixed                               480000                  600000
HEMT 2006-3                         1                  407000472                    Fixed                               288000                  360000
HEMT 2006-3                         1                  407000474                    Fixed                               264000                  343000
HEMT 2006-3                         1                  407000475                    Fixed                               232000                  295000
HEMT 2006-3                         1                  407039831                    Fixed                               116000                  145000
HEMT 2006-3                         1                  407039832                    Fixed                               452000                  575000
HEMT 2006-3                         1                  407039833                    Fixed                                81600                  102000
HEMT 2006-3                         1                  407039834                    Fixed                               439920                  550000
HEMT 2006-3                         1                  407039835                    Fixed                                96000                  120000
HEMT 2006-3                         1                  407039836                    Fixed                               330000                  413000
HEMT 2006-3                         1                  407039837                    Fixed                               232000                  320000
HEMT 2006-3                         1                  407039838                    Fixed                               238400                  300000
HEMT 2006-3                         1                  407039839                    Fixed                               195000                  260000
HEMT 2006-3                         1                  407039841                    Fixed                               110500                  136000
HEMT 2006-3                         1                  407039842                    Fixed                                93500                  119000
HEMT 2006-3                         1                  407039843                    Fixed                               133600                  167000
HEMT 2006-3                         1                  407039844                    Fixed                               298400                  373000
HEMT 2006-3                         1                  407039845                    Fixed                               420000                  525000
HEMT 2006-3                         1                  407039846                    Fixed                               148000                  185000
HEMT 2006-3                         1                  407039847                    Fixed                               254400                  365000
HEMT 2006-3                         1                  407039848                    Fixed                               140800                  176000
HEMT 2006-3                         1                  407039850                    Fixed                               314400                  394000
HEMT 2006-3                         1                  407039851                    Fixed                               188000                  235000
HEMT 2006-3                         1                  407039853                    Fixed                               136000                  170000
HEMT 2006-3                         1                  407039854                    Fixed                                95000                  128000
HEMT 2006-3                         1                  407039856                    Fixed                            211299.97                  265000
HEMT 2006-3                         1                  407039857                    Fixed                               128000                  168000
HEMT 2006-3                         1                  407039858                    Fixed                               239999                  305000
HEMT 2006-3                         1                  407039859                    Fixed                            134999.99                  158000
HEMT 2006-3                         1                  407039861                    Fixed                                92800                  116000
HEMT 2006-3                         1                  407039863                    Fixed                               360000                  400000
HEMT 2006-3                         1                  407039866                    Fixed                                96000                  120000
HEMT 2006-3                         1                  407039867                    Fixed                               422400                  530000
HEMT 2006-3                         1                  407039869                    Fixed                               193411                  240000
HEMT 2006-3                         1                  407039870                    Fixed                                87120                  111500
HEMT 2006-3                         1                  407039871                    Fixed                               323000                  425000
HEMT 2006-3                         1                  407039872                    Fixed                            163199.99                  204000
HEMT 2006-3                         1                  407039873                    Fixed                               182400                  228000
HEMT 2006-3                         1                  407039875                    Fixed                            190500.06                  245000
HEMT 2006-3                         1                  407039876                    Fixed                                96800                  121000
HEMT 2006-3                         1                  407039878                    Fixed                               124800                  156000
HEMT 2006-3                         1                  407039879                    Fixed                            181100.05                  275000
HEMT 2006-3                         1                  407039884                    Fixed                               305910                  384900
HEMT 2006-3                         1                  407039888                    Fixed                               119920                  151000
HEMT 2006-3                         1                  407039889                    Fixed                               192000                  240000
HEMT 2006-3                         1                  407039890                    Fixed                                62000                   79000
HEMT 2006-3                         1                  407039891                    Fixed                                78375                  104500
HEMT 2006-3                         1                  407039892                    Fixed                                80250                  118000
HEMT 2006-3                         1                  407039896                    Fixed                               212000                  300000
HEMT 2006-3                         1                  407039897                    Fixed                               224000                  285000
HEMT 2006-3                         1                  407039899                    Fixed                               173600                  217000
HEMT 2006-3                         1                  407039903                    Fixed                               120750                  161000
HEMT 2006-3                         1                  407039904                    Fixed                             359999.8                  450000
HEMT 2006-3                         1                  407039912                    Fixed                                84000                  105000
HEMT 2006-3                         1                  407039913                    Fixed                               157250                  185000
HEMT 2006-3                         1                  407039914                    Fixed                            238850.07                  281000
HEMT 2006-3                         1                  407039915                    Fixed                                50000                   65000
HEMT 2006-3                         1                  407039918                    Fixed                               133243                  175000
HEMT 2006-3                         1                  407039919                    Fixed                            410099.95                  525000
HEMT 2006-3                         1                  407039920                    Fixed                               105600                  132000
HEMT 2006-3                         1                  407039922                    Fixed                               206400                  258000
HEMT 2006-3                         1                  407039924                    Fixed                               260000                  392000
HEMT 2006-3                         1                  407039925                    Fixed                                99999                  130000
HEMT 2006-3                         1                  407039926                    Fixed                                82000                  113500
HEMT 2006-3                         1                  407039927                    Fixed                               136000                  170000
HEMT 2006-3                         1                  407039928                    Fixed                               159992                  200000
HEMT 2006-3                         1                  407039929                    Fixed                                50000                   83000
HEMT 2006-3                         1                  407039930                    Fixed                               166000                  207500
HEMT 2006-3                         1                  407039931                    Fixed                               141600                  178000
HEMT 2006-3                         1                  407039934                    Fixed                            166498.04                  216000
HEMT 2006-3                         1                  407039936                    Fixed                            176000.07                  235000
HEMT 2006-3                         1                  407039937                    Fixed                               110400                  138000
HEMT 2006-3                         1                  407039938                    Fixed                               116000                  145000
HEMT 2006-3                         1                  407039939                    Fixed                               100000                  125000
HEMT 2006-3                         1                  407039942                    Fixed                               315000                  350000
HEMT 2006-3                         1                  407039943                    Fixed                               118400                  148000
HEMT 2006-3                         1                  407039945                    Fixed                               348000                  435000
HEMT 2006-3                         1                  407039946                    Fixed                               142400                  178000
HEMT 2006-3                         1                  407039948                    Fixed                               118400                  154000
HEMT 2006-3                         1                  407039949                    Fixed                               360000                  450000
HEMT 2006-3                         1                  407039950                    Fixed                            135992.98                  198000
HEMT 2006-3                         1                  407039951                    Fixed                               184112                  297000
HEMT 2006-3                         1                  407039952                    Fixed                            128350.08                  160000
HEMT 2006-3                         1                  407039955                    Fixed                               260000                  325000
HEMT 2006-3                         1                  407039956                    Fixed                               245600                  307000
HEMT 2006-3                         1                  407039957                    Fixed                                71920                   91000
HEMT 2006-3                         1                  407039958                    Fixed                               136000                  170000
HEMT 2006-3                         1                  407039960                    Fixed                            324000.04                  443000
HEMT 2006-3                         1                  407039963                    Fixed                            374000.16                  440000
HEMT 2006-3                         1                  407039964                    Fixed                               120000                  150000
HEMT 2006-3                         1                  407039965                    Fixed                               100000                  126000
HEMT 2006-3                         1                  407039966                    Fixed                               144800                  181000
HEMT 2006-3                         1                  407039969                    Fixed                               131600                  180000
HEMT 2006-3                         1                  407039970                    Fixed                               119920                  151000
HEMT 2006-3                         1                  407039972                    Fixed                               179200                  224000
HEMT 2006-3                         1                  407039973                    Fixed                                60000                   75000
HEMT 2006-3                         1                  407039975                    Fixed                               178400                  225000
HEMT 2006-3                         1                  407039976                    Fixed                               178080                  223000
HEMT 2006-3                         1                  407039977                    Fixed                            429500.24                  545000
HEMT 2006-3                         1                  407039978                    Fixed                            178065.11                  255000
HEMT 2006-3                         1                  407039980                    Fixed                               262035                  295000
HEMT 2006-3                         1                  407039983                    Fixed                            174399.91                  218000
HEMT 2006-3                         1                  407039985                    Fixed                               204000                  255000
HEMT 2006-3                         1                  407039986                    Fixed                               153600                  192000
HEMT 2006-3                         1                  407039988                    Fixed                             203000.1                  254000
HEMT 2006-3                         1                  407039989                    Fixed                               165200                  212000
HEMT 2006-3                         1                  407039993                    Fixed                                75000                  100000
HEMT 2006-3                         1                  407039994                    Fixed                               143920                  182000
HEMT 2006-3                         1                  407039995                    Fixed                               279920                  350000
HEMT 2006-3                         1                  407039996                    Fixed                               254400                  318000
HEMT 2006-3                         1                  407040000                    Fixed                               111920                  145000
HEMT 2006-3                         1                  407040002                    Fixed                               284000                  355000
HEMT 2006-3                         1                  407040004                    Fixed                               135200                  179000
HEMT 2006-3                         1                  407040005                    Fixed                                80800                  101000
HEMT 2006-3                         1                  407040007                    Fixed                               179920                  229000
HEMT 2006-3                         1                  407040008                    Fixed                               400000                  600000
HEMT 2006-3                         1                  407040010                    Fixed                               196000                  245000
HEMT 2006-3                         1                  407040011                    Fixed                               100800                  126000
HEMT 2006-3                         1                  407040014                    Fixed                               168300                  198000
HEMT 2006-3                         1                  407040016                    Fixed                               126320                  160000
HEMT 2006-3                         1                  407040017                    Fixed                               480800                  604000
HEMT 2006-3                         1                  407040018                    Fixed                               256000                  321000
HEMT 2006-3                         1                  407040019                    Fixed                                64400                   92000
HEMT 2006-3                         1                  407040020                    Fixed                               336000                  420000
HEMT 2006-3                         1                  407040021                    Fixed                                74800                   98000
HEMT 2006-3                         1                  407040022                    Fixed                               249600                  316500
HEMT 2006-3                         1                  407040023                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407040025                    Fixed                               309536                  386920
HEMT 2006-3                         1                  407040026                    Fixed                               231000                  330000
HEMT 2006-3                         1                  407040027                    Fixed                               551900                  702000
HEMT 2006-3                         1                  407040029                    Fixed                               112000                  177000
HEMT 2006-3                         1                  407040031                    Fixed                               252000                  325000
HEMT 2006-3                         1                  407040032                    Fixed                               104800                  143500
HEMT 2006-3                         1                  407040033                    Fixed                             76099.97                   96000
HEMT 2006-3                         1                  407040034                    Fixed                                99920                  125000
HEMT 2006-3                         1                  407040037                    Fixed                               151200                  191000
HEMT 2006-3                         1                  407040038                    Fixed                             157500.1                  212500
HEMT 2006-3                         1                  407040039                    Fixed                               207992                  260000
HEMT 2006-3                         1                  407040040                    Fixed                               144800                  181000
HEMT 2006-3                         1                  407040045                    Fixed                               264064                  346000
HEMT 2006-3                         1                  407040048                    Fixed                               173200                  217000
HEMT 2006-3                         1                  407040049                    Fixed                               103120                  130000
HEMT 2006-3                         1                  407040050                    Fixed                               135000                  150000
HEMT 2006-3                         1                  407040054                    Fixed                               216000                  270000
HEMT 2006-3                         1                  407040055                    Fixed                               260000                  325000
HEMT 2006-3                         1                  407040056                    Fixed                                68000                   85000
HEMT 2006-3                         1                  407040057                    Fixed                             415999.8                  520000
HEMT 2006-3                         1                  407040058                    Fixed                               144800                  181000
HEMT 2006-3                         1                  407040059                    Fixed                               152000                  191000
HEMT 2006-3                         1                  407040060                    Fixed                               200000                  250000
HEMT 2006-3                         1                  407040062                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407040063                    Fixed                               193600                  250000
HEMT 2006-3                         1                  407040064                    Fixed                               257600                  322000
HEMT 2006-3                         1                  407040065                    Fixed                               382500                  475000
HEMT 2006-3                         1                  407040066                    Fixed                               264000                  330000
HEMT 2006-3                         1                  407040067                    Fixed                               190000                  238000
HEMT 2006-3                         1                  407040069                    Fixed                               122880                  156000
HEMT 2006-3                         1                  407040070                    Fixed                               158400                  198000
HEMT 2006-3                         1                  407040071                    Fixed                               112000                  143000
HEMT 2006-3                         1                  407040074                    Fixed                                95200                  122000
HEMT 2006-3                         1                  407040075                    Fixed                               280000                  350000
HEMT 2006-3                         1                  407040077                    Fixed                               135200                  171000
HEMT 2006-3                         1                  407040079                    Fixed                               267200                  335000
HEMT 2006-3                         1                  407040080                    Fixed                               344800                  435000
HEMT 2006-3                         1                  407040081                    Fixed                               232000                  290000
HEMT 2006-3                         1                  407040082                    Fixed                               139200                  174000
HEMT 2006-3                         1                  407040085                    Fixed                               100800                  126000
HEMT 2006-3                         1                  407040086                    Fixed                                84800                  106000
HEMT 2006-3                         1                  407040087                    Fixed                               136000                  170000
HEMT 2006-3                         1                  407040088                    Fixed                               460000                  575000
HEMT 2006-3                         1                  407040090                    Fixed                               176000                  220000
HEMT 2006-3                         1                  407040091                    Fixed                               196000                  245000
HEMT 2006-3                         1                  407040092                    Fixed                               426400                  533000
HEMT 2006-3                         1                  407040093                    Fixed                               224000                  280000
HEMT 2006-3                         1                  407040096                    Fixed                               320000                  400000
HEMT 2006-3                         1                  407040097                    Fixed                            172000.07                  215000
HEMT 2006-3                         1                  407040099                    Fixed                            179999.95                  226000
HEMT 2006-3                         1                  407040100                    Fixed                               196000                  245000
HEMT 2006-3                         1                  407051858                    Fixed                               408000                  510000
HEMT 2006-3                         1                  407051861                    Fixed                               100000                  125000
HEMT 2006-3                         1                  407051873                    Fixed                             141339.2                  176674
HEMT 2006-3                         1                  407051874                    Fixed                               138320                  172900
HEMT 2006-3                         1                  407051887                    Fixed                               370400                  463000
HEMT 2006-3                         1                  407051895                    Fixed                               307200                  384000
HEMT 2006-3                         1                  407051907                    Fixed                               256000                  320000
HEMT 2006-3                         1                  407051913                    Fixed                            194079.05                  243000
HEMT 2006-3                         1                  407051918                    Fixed                               448000                  560000
HEMT 2006-3                         1                  407051920                    Fixed                               130400                  163000
HEMT 2006-3                         1                  407051923                    Fixed                                72000                   90000
HEMT 2006-3                         1                  407051924                    Fixed                               279990                  349990
HEMT 2006-3                         1                  407051930                    Fixed                               384000                  480000
HEMT 2006-3                         1                  407051935                    Fixed                               276000                  345000
HEMT 2006-3                         1                  407051936                    Fixed                               137920                  172400
HEMT 2006-3                         1                  407051938                    Fixed                                57200                   71500
HEMT 2006-3                         1                  407051940                    Fixed                               163200                  204000
HEMT 2006-3                         1                  407051942                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407051950                    Fixed                               187920                  234900
HEMT 2006-3                         1                  407051971                    Fixed                               236800                  296000
HEMT 2006-3                         1                  407051973                    Fixed                               352000                  440000
HEMT 2006-3                         1                  407051990                    Fixed                               400000                  550000
HEMT 2006-3                         1                  407051997                    Fixed                               173600                  217000
HEMT 2006-3                         1                  407051998                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407052001                    Fixed                               343200                  429000
HEMT 2006-3                         1                  407052003                    Fixed                               248000                  310000
HEMT 2006-3                         1                  407052009                    Fixed                               207200                  259000
HEMT 2006-3                         1                  407052011                    Fixed                                80000                  100000
HEMT 2006-3                         1                  407052012                    Fixed                            103601.21               129501.51
HEMT 2006-3                         1                  407052015                    Fixed                               102400                  128000
HEMT 2006-3                         1                  407052016                    Fixed                               178400                  223000
HEMT 2006-3                         1                  407052018                    Fixed                               118400                  148000
HEMT 2006-3                         1                  407052019                    Fixed                                70000                   87500
HEMT 2006-3                         1                  407052020                    Fixed                               263200                  329000
HEMT 2006-3                         1                  407052027                    Fixed                               209600                  262000
HEMT 2006-3                         1                  407052030                    Fixed                               166400                  208000
HEMT 2006-3                         1                  407052031                    Fixed                               112000                  140000
HEMT 2006-3                         1                  407052032                    Fixed                                80560                  100700
HEMT 2006-3                         1                  407052033                    Fixed                               512000                  640000
HEMT 2006-3                         1                  407052034                    Fixed                               396000                  495000
HEMT 2006-3                         1                  407052037                    Fixed                                93600                  117000
HEMT 2006-3                         1                  407052038                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407052040                    Fixed                               105600                  132000
HEMT 2006-3                         1                  407052041                    Fixed                               183200                  229000
HEMT 2006-3                         1                  407052043                    Fixed                               191200                  239000
HEMT 2006-3                         1                  407052047                    Fixed                               215200                  269000
HEMT 2006-3                         1                  407052050                    Fixed                            154211.95                  235000
HEMT 2006-3                         1                  407052051                    Fixed                               508800                  636000
HEMT 2006-3                         1                  407052055                    Fixed                               124000                  155000
HEMT 2006-3                         1                  407052062                    Fixed                            343999.05                  445000
HEMT 2006-3                         1                  407052066                    Fixed                               348000                  435000
HEMT 2006-3                         1                  407052067                    Fixed                               156000                  195000
HEMT 2006-3                         1                  407052070                    Fixed                               158400                  198000
HEMT 2006-3                         1                  407052073                    Fixed                               133920                  167400
HEMT 2006-3                         1                  407052078                    Fixed                               138400                  173000
HEMT 2006-3                         1                  407052080                    Fixed                               200080                  250100
HEMT 2006-3                         1                  407052084                    Fixed                               192000                  240000
HEMT 2006-3                         1                  407052087                    Fixed                               164000                  205000
HEMT 2006-3                         1                  407052094                    Fixed                               183200                  229000
HEMT 2006-3                         1                  407052098                    Fixed                               124000                  155000
HEMT 2006-3                         1                  407052101                    Fixed                               376000                  470000
HEMT 2006-3                         1                  407052103                    Fixed                               164800                  206000
HEMT 2006-3                         1                  407052104                    Fixed                               340000                  425000
HEMT 2006-3                         1                  407052120                    Fixed                               110400                  138000
HEMT 2006-3                         1                  407052133                    Fixed                               153600                  192000
HEMT 2006-3                         1                  407052135                    Fixed                               278600                  348250
HEMT 2006-3                         1                  407052136                    Fixed                               417600                  522000
HEMT 2006-3                         1                  407052143                    Fixed                                56000                   70000
HEMT 2006-3                         1                  407052144                    Fixed                               111920                  139900
HEMT 2006-3                         1                  407052146                    Fixed                               284000                  355000
HEMT 2006-3                         1                  407052152                    Fixed                               420000                  525000
HEMT 2006-3                         1                  407052156                    Fixed                               196800                  246000
HEMT 2006-3                         1                  407052157                    Fixed                               156000                  195000
HEMT 2006-3                         1                  407052160                    Fixed                                67200                   84000
HEMT 2006-3                         1                  407052162                    Fixed                               363533                  454416
HEMT 2006-3                         1                  407052166                    Fixed                               168000                  210000
HEMT 2006-3                         1                  407052169                    Fixed                               153600                  192000
HEMT 2006-3                         1                  407052175                    Fixed                               364000                  455000
HEMT 2006-3                         1                  407052180                    Fixed                               304000                  380000
HEMT 2006-3                         1                  407052184                    Fixed                               164800                  206000
HEMT 2006-3                         1                  407052186                    Fixed                               139200                  174000
HEMT 2006-3                         1                  407052193                    Fixed                               215920                  269900
HEMT 2006-3                         1                  407052204                    Fixed                               340200                  425250
HEMT 2006-3                         1                  407052207                    Fixed                               143920                  179900
HEMT 2006-3                         1                  407052218                    Fixed                               176000                  220000
HEMT 2006-3                         1                  407052227                    Fixed                               148000                  185000
HEMT 2006-3                         1                  407052229                    Fixed                               340000                  425000
HEMT 2006-3                         1                  407052232                    Fixed                               152000                  190000
HEMT 2006-3                         1                  407052244                    Fixed                               240000                  300000
HEMT 2006-3                         1                  407052248                    Fixed                                84800                  106000
HEMT 2006-3                         1                  407052252                    Fixed                                75200                   94000
HEMT 2006-3                         1                  407052255                    Fixed                               177600                  222000
HEMT 2006-3                         1                  407052259                    Fixed                               267200                  334000
HEMT 2006-3                         1                  407052260                    Fixed                               472500                  675000
HEMT 2006-3                         1                  407052263                    Fixed                               109600                  137000
HEMT 2006-3                         1                  407052265                    Fixed                               120000                  150000
HEMT 2006-3                         1                  407052269                    Fixed                               172000                  215000
HEMT 2006-3                         1                  407052273                    Fixed                               117600                  147000
HEMT 2006-3                         1                  407052279                    Fixed                                71920                   89900
HEMT 2006-3                         1                  407052282                    Fixed                               122752                  153440
HEMT 2006-3                         1                  407052287                    Fixed                               316000                  395000
HEMT 2006-3                         1                  407052291                    Fixed                               200000                  250000
HEMT 2006-3                         1                  407052292                    Fixed                               100000                  125000
HEMT 2006-3                         1                  407052304                    Fixed                                89600                  112000
HEMT 2006-3                         1                  407052307                    Fixed                               100000                  125000
HEMT 2006-3                         1                  407052309                    Fixed                               159920                  199900
HEMT 2006-3                         1                  407052317                    Fixed                               113460                  141825
HEMT 2006-3                         1                  407052325                    Fixed                               340000                  425000
HEMT 2006-3                         1                  407052327                    Fixed                                82000                  102500
HEMT 2006-3                         1                  407052332                    Fixed                                78800                   98500
HEMT 2006-3                         1                  407052333                    Fixed                               492000                  615000
HEMT 2006-3                         1                  407052335                    Fixed                               164000                  205000
HEMT 2006-3                         1                  407052343                    Fixed                               272000                  340000
HEMT 2006-3                         1                  407052355                    Fixed                                61400                   76750
HEMT 2006-3                         1                  407052362                    Fixed                               397200                  496500
HEMT 2006-3                         1                  407052367                    Fixed                               211000                  265000
HEMT 2006-3                         1                  407052368                    Fixed                               228000                  285000
HEMT 2006-3                         1                  407052371                    Fixed                               300000                  375000
HEMT 2006-3                         1                  407052375                    Fixed                               222400                  278000
HEMT 2006-3                         1                  407052376                    Fixed                               284000                  355000
HEMT 2006-3                         1                  407052385                    Fixed                                64000                   80000
HEMT 2006-3                         1                  407052394                    Fixed                               305600                  382000
HEMT 2006-3                         1                  407052397                    Fixed                               130400                  163000
HEMT 2006-3                         1                  407052402                    Fixed                               124720                  155900
HEMT 2006-3                         1                  407052413                    Fixed                               164000                  205000
HEMT 2006-3                         1                  407052416                    Fixed                               128800                  161000
HEMT 2006-3                         1                  407052417                    Fixed                               127200                  159000
HEMT 2006-3                         1                  407052418                    Fixed                               544000                  680000
HEMT 2006-3                         1                  407052421                    Fixed                               168000                  210000
HEMT 2006-3                         1                  407052426                    Fixed                               264800                  331000
HEMT 2006-3                         1                  407052436                    Fixed                               402160                  502700
HEMT 2006-3                         1                  407052437                    Fixed                               224000                  280000
HEMT 2006-3                         1                  407052447                    Fixed                               324000                  405000
HEMT 2006-3                         1                  407052452                    Fixed                               194400                  243000
HEMT 2006-3                         1                  407052464                    Fixed                               170400                  213000
HEMT 2006-3                         1                  407052476                    Fixed                               140000                  175000
HEMT 2006-3                         1                  407052478                    Fixed                               200800                  251000
HEMT 2006-3                         1                  407052486                    Fixed                               208000                  260000
HEMT 2006-3                         1                  407052488                    Fixed                               384000                  480000
HEMT 2006-3                         1                  407052496                    Fixed                               372649                  465811
HEMT 2006-3                         1                  407052501                    Fixed                                93600                  117000
HEMT 2006-3                         1                  407052502                    Fixed                               152800                  191000
HEMT 2006-3                         1                  407052510                    Fixed                               368000                  460000
HEMT 2006-3                         1                  407052513                    Fixed                               118400                  148000
HEMT 2006-3                         1                  407052520                    Fixed                               418400                  523000
HEMT 2006-3                         1                  407052521                    Fixed                               128000                  160000
HEMT 2006-3                         1                  407052524                    Fixed                               440000                  550000
HEMT 2006-3                         1                  407052525                    Fixed                               189600                  237000
HEMT 2006-3                         1                  407052530                    Fixed                               356000                  445000
HEMT 2006-3                         1                  407052533                    Fixed                               144000                  180000
HEMT 2006-3                         1                  407052535                    Fixed                               188800                  236000
HEMT 2006-3                         1                  407052543                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407052555                    Fixed                            179900.52                  224900
HEMT 2006-3                         1                  407052560                    Fixed                               540320                  675400
HEMT 2006-3                         1                  407052568                    Fixed                               210400                  263000
HEMT 2006-3                         1                  407052569                    Fixed                               235200                  294000
HEMT 2006-3                         1                  407052578                    Fixed                               183920                  229900
HEMT 2006-3                         1                  407052579                    Fixed                               164720                  205900
HEMT 2006-3                         1                  407052580                    Fixed                               158400                  198000
HEMT 2006-3                         1                  407052605                    Fixed                               120000                  150000
HEMT 2006-3                         1                  407052606                    Fixed                               384000                  480000
HEMT 2006-3                         1                  407052608                    Fixed                               116800                  146000
HEMT 2006-3                         1                  407052619                    Fixed                                80000                  100000
HEMT 2006-3                         1                  407052621                    Fixed                               101600                  127000
HEMT 2006-3                         1                  407052632                    Fixed                                64000                   80000
HEMT 2006-3                         1                  407052642                    Fixed                               367520                  459400
HEMT 2006-3                         1                  407052648                    Fixed                                73600                   92000
HEMT 2006-3                         1                  407052655                    Fixed                               424000                  530000
HEMT 2006-3                         1                  407052668                    Fixed                               472000                  590000
HEMT 2006-3                         1                  407052692                    Fixed                                74880                   93600
HEMT 2006-3                         1                  407052694                    Fixed                               388000                  485000
HEMT 2006-3                         1                  407052695                    Fixed                               212000                  265000
HEMT 2006-3                         1                  407052699                    Fixed                               133600                  167000
HEMT 2006-3                         1                  407052706                    Fixed                                78400                   98000
HEMT 2006-3                         1                  407052710                    Fixed                               250400                  313000
HEMT 2006-3                         1                  407052715                    Fixed                               416000                  520000
HEMT 2006-3                         1                  407052717                    Fixed                               332320                  415400
HEMT 2006-3                         1                  407052718                    Fixed                               664800                  831000
HEMT 2006-3                         1                  407052733                    Fixed                               160176                  200220
HEMT 2006-3                         1                  407052739                    Fixed                               206000                  257500
HEMT 2006-3                         1                  407052747                    Fixed                               501200                  626500
HEMT 2006-3                         1                  407052750                    Fixed                               128760                  160950
HEMT 2006-3                         1                  407052752                    Fixed                               108000                  135000
HEMT 2006-3                         1                  407052762                    Fixed                               279920                  349900
HEMT 2006-3                         1                  407052767                    Fixed                               136000                  170000
HEMT 2006-3                         1                  407052771                    Fixed                               184000                  230000
HEMT 2006-3                         1                  407052779                    Fixed                               268000                  335000
HEMT 2006-3                         1                  407052781                    Fixed                               244000                  305000
HEMT 2006-3                         1                  407052784                    Fixed                               304000                  380000
HEMT 2006-3                         1                  407052788                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407052790                    Fixed                               336000                  420000
HEMT 2006-3                         1                  407052805                    Fixed                               150200                  187750
HEMT 2006-3                         1                  407052809                    Fixed                            100800.12                  126000
HEMT 2006-3                         1                  407052814                    Fixed                               127920                  159900
HEMT 2006-3                         1                  407052817                    Fixed                               121000                  151250
HEMT 2006-3                         1                  407052820                    Fixed                               159920                  199900
HEMT 2006-3                         1                  407052833                    Fixed                               176000                  220000
HEMT 2006-3                         1                  407052843                    Fixed                               272000                  340000
HEMT 2006-3                         1                  407052860                    Fixed                               127920                  159900
HEMT 2006-3                         1                  407052863                    Fixed                               272000                  340000
HEMT 2006-3                         1                  407052864                    Fixed                               324000                  405000
HEMT 2006-3                         1                  407052868                    Fixed                                96000                  120000
HEMT 2006-3                         1                  407052871                    Fixed                                91120                  113900
HEMT 2006-3                         1                  407052874                    Fixed                                94400                  118000
HEMT 2006-3                         1                  407052876                    Fixed                               203920                  254900
HEMT 2006-3                         1                  407052890                    Fixed                            148000.15                  185000
HEMT 2006-3                         1                  407052959                    Fixed                               116000                  145000
HEMT 2006-3                         1                  407052962                    Fixed                               375200                  469000
HEMT 2006-3                         1                  407052977                    Fixed                               151600                  189500
HEMT 2006-3                         1                  407052979                    Fixed                               180000                  225000
HEMT 2006-3                         1                  407052991                    Fixed                               300000                  375000
HEMT 2006-3                         1                  407053002                    Fixed                               159200                  199000
HEMT 2006-3                         1                  407053003                    Fixed                               351600                  439500
HEMT 2006-3                         1                  407053011                    Fixed                               163120                  203900
HEMT 2006-3                         1                  407053021                    Fixed                                88400                  110500
HEMT 2006-3                         1                  407053022                    Fixed                               148000                  185000
HEMT 2006-3                         1                  407053023                    Fixed                               215920                  269900
HEMT 2006-3                         1                  407053040                    Fixed                               173600                  217000
HEMT 2006-3                         1                  407053041                    Fixed                               180000                  225000
HEMT 2006-3                         1                  407053043                    Fixed                                74800                   93500
HEMT 2006-3                         1                  407053066                    Fixed                               168000                  210000
HEMT 2006-3                         1                  407053067                    Fixed                                96800                  121000
HEMT 2006-3                         1                  407053071                    Fixed                               268000                  335000
HEMT 2006-3                         1                  407053089                    Fixed                               204000                  255000
HEMT 2006-3                         1                  407053091                    Fixed                               127200                  159000
HEMT 2006-3                         1                  407053097                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407053115                    Fixed                               148800                  186000
HEMT 2006-3                         1                  407053121                    Fixed                               130400                  163000
HEMT 2006-3                         1                  407053140                    Fixed                               298700                  373375
HEMT 2006-3                         1                  407053142                    Fixed                               107676                  134595
HEMT 2006-3                         1                  407053143                    Fixed                               145600                  182000
HEMT 2006-3                         1                  407053148                    Fixed                               368000                  460000
HEMT 2006-3                         1                  407053149                    Fixed                               308000                  385000
HEMT 2006-3                         1                  407053150                    Fixed                               106400                  133000
HEMT 2006-3                         1                  407053152                    Fixed                               306400                  383000
HEMT 2006-3                         1                  407053153                    Fixed                               120800                  151000
HEMT 2006-3                         1                  407053160                    Fixed                               156000                  195000
HEMT 2006-3                         1                  407053199                    Fixed                               360000                  450000
HEMT 2006-3                         1                  407053211                    Fixed                               148000                  185000
HEMT 2006-3                         1                  407053212                    Fixed                             341393.6                  427000
HEMT 2006-3                         1                  407053218                    Fixed                               152000                  190000
HEMT 2006-3                         1                  407053222                    Fixed                               328000                  410000
HEMT 2006-3                         1                  407053227                    Fixed                               144000                  180000
HEMT 2006-3                         1                  407053247                    Fixed                               181200                  226500
HEMT 2006-3                         1                  407053249                    Fixed                               264000                  330000
HEMT 2006-3                         1                  407053250                    Fixed                               496000                  620000
HEMT 2006-3                         1                  407053274                    Fixed                               155281                  194101
HEMT 2006-3                         1                  407053278                    Fixed                               348000                  435000
HEMT 2006-3                         1                  407053281                    Fixed                               127200                  159000
HEMT 2006-3                         1                  407053286                    Fixed                                96800                  121000
HEMT 2006-3                         1                  407053292                    Fixed                               156000                  195000
HEMT 2006-3                         1                  407053296                    Fixed                               186392                  232990
HEMT 2006-3                         1                  407053303                    Fixed                               102400                  128000
HEMT 2006-3                         1                  407053319                    Fixed                                70400                   88000
HEMT 2006-3                         1                  407053331                    Fixed                               336000                  420000
HEMT 2006-3                         1                  407053334                    Fixed                               244000                  305000
HEMT 2006-3                         1                  407053336                    Fixed                               185600                  232000
HEMT 2006-3                         1                  407053347                    Fixed                               162000                  202500
HEMT 2006-3                         1                  407053350                    Fixed                               151920                  189900
HEMT 2006-3                         1                  407053352                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407053353                    Fixed                               164800                  206000
HEMT 2006-3                         1                  407053360                    Fixed                                92840                  116050
HEMT 2006-3                         1                  407053362                    Fixed                               112000                  140000
HEMT 2006-3                         1                  407053367                    Fixed                               555548                  694435
HEMT 2006-3                         1                  407053376                    Fixed                               142320                  177900
HEMT 2006-3                         1                  407053394                    Fixed                               209600                  262000
HEMT 2006-3                         1                  407053402                    Fixed                               344792                  430990
HEMT 2006-3                         1                  407053433                    Fixed                               105280                  131600
HEMT 2006-3                         1                  407053444                    Fixed                               600000                  750000
HEMT 2006-3                         1                  407053448                    Fixed                               100000                  125000
HEMT 2006-3                         1                  407053449                    Fixed                               172422                  215527
HEMT 2006-3                         1                  407053453                    Fixed                               700000                  875000
HEMT 2006-3                         1                  407053457                    Fixed                               444000                  555000
HEMT 2006-3                         1                  407053478                    Fixed                               156000                  195000
HEMT 2006-3                         1                  407053480                    Fixed                               100000                  125000
HEMT 2006-3                         1                  407053487                    Fixed                               200000                  250000
HEMT 2006-3                         1                  407053488                    Fixed                               284000                  355000
HEMT 2006-3                         1                  407053489                    Fixed                               260000                  325000
HEMT 2006-3                         1                  407053490                    Fixed                               308800                  386000
HEMT 2006-3                         1                  407053491                    Fixed                               432000                  540000
HEMT 2006-3                         1                  407053493                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407053497                    Fixed                               293840                  367299
HEMT 2006-3                         1                  407053501                    Fixed                                76800                   96000
HEMT 2006-3                         1                  407053506                    Fixed                               149600                  187000
HEMT 2006-3                         1                  407053510                    Fixed                               163200                  204000
HEMT 2006-3                         1                  407053512                    Fixed                               169600                  212000
HEMT 2006-3                         1                  407053516                    Fixed                               372000                  465000
HEMT 2006-3                         1                  407053520                    Fixed                               108000                  135000
HEMT 2006-3                         1                  407053526                    Fixed                               301200                  376500
HEMT 2006-3                         1                  407053542                    Fixed                               323520                  404400
HEMT 2006-3                         1                  407053547                    Fixed                               124800                  156000
HEMT 2006-3                         1                  407053551                    Fixed                               116000                  145000
HEMT 2006-3                         1                  407053553                    Fixed                               228000                  285000
HEMT 2006-3                         1                  407053558                    Fixed                               178400                  223000
HEMT 2006-3                         1                  407053568                    Fixed                               301680                  377100
HEMT 2006-3                         1                  407053582                    Fixed                               112000                  140000
HEMT 2006-3                         1                  407053588                    Fixed                               336000                  420000
HEMT 2006-3                         1                  407053590                    Fixed                               228000                  285000
HEMT 2006-3                         1                  407053591                    Fixed                               338400                  423000
HEMT 2006-3                         1                  407053603                    Fixed                               180000                  225000
HEMT 2006-3                         1                  407053605                    Fixed                               135920                  169900
HEMT 2006-3                         1                  407053615                    Fixed                               164000                  205000
HEMT 2006-3                         1                  407053622                    Fixed                               239200                  299000
HEMT 2006-3                         1                  407053624                    Fixed                               240000                  300000
HEMT 2006-3                         1                  407053636                    Fixed                               368000                  460000
HEMT 2006-3                         1                  407053639                    Fixed                               240000                  300000
HEMT 2006-3                         1                  407053647                    Fixed                               308000                  385000
HEMT 2006-3                         1                  407053651                    Fixed                               178400                  223000
HEMT 2006-3                         1                  407053653                    Fixed                                76000                   95000
HEMT 2006-3                         1                  407053668                    Fixed                               128000                  160000
HEMT 2006-3                         1                  407053684                    Fixed                               152000                  190000
HEMT 2006-3                         1                  407053685                    Fixed                               429000                  660000
HEMT 2006-3                         1                  407053688                    Fixed                               140000                  175000
HEMT 2006-3                         1                  407053694                    Fixed                               328000                  410000
HEMT 2006-3                         1                  407053699                    Fixed                            229159.52                  312000
HEMT 2006-3                         1                  407053708                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407053715                    Fixed                               180000                  225000
HEMT 2006-3                         1                  407053716                    Fixed                               187000                  240000
HEMT 2006-3                         1                  407053718                    Fixed                               223992                  279990
HEMT 2006-3                         1                  407053719                    Fixed                               108000                  135000
HEMT 2006-3                         1                  407053724                    Fixed                               320000                  400000
HEMT 2006-3                         1                  407053726                    Fixed                               372000                  465000
HEMT 2006-3                         1                  407053740                    Fixed                               193600                  242000
HEMT 2006-3                         1                  407053745                    Fixed                               288000                  360000
HEMT 2006-3                         1                  407053750                    Fixed                               288000                  360000
HEMT 2006-3                         1                  407053755                    Fixed                               124000                  155000
HEMT 2006-3                         1                  407053772                    Fixed                               116800                  146000
HEMT 2006-3                         1                  407053782                    Fixed                               128000                  160000
HEMT 2006-3                         1                  407053786                    Fixed                               103920                  129900
HEMT 2006-3                         1                  407053787                    Fixed                               175200                  219000
HEMT 2006-3                         1                  407053803                    Fixed                               201600                  252000
HEMT 2006-3                         1                  407053815                    Fixed                               208000                  260000
HEMT 2006-3                         1                  407053827                    Fixed                               144000                  180000
HEMT 2006-3                         1                  407053830                    Fixed                               308000                  385000
HEMT 2006-3                         1                  407053836                    Fixed                               320000                  400000
HEMT 2006-3                         1                  407053841                    Fixed                               316000                  395000
HEMT 2006-3                         1                  407053853                    Fixed                                60000                   75000
HEMT 2006-3                         1                  407053857                    Fixed                               212000                  265000
HEMT 2006-3                         1                  407053860                    Fixed                               224000                  280000
HEMT 2006-3                         1                  407053862                    Fixed                               300000                  375000
HEMT 2006-3                         1                  407053886                    Fixed                               162400                  203000
HEMT 2006-3                         1                  407053891                    Fixed                            291128.75                  425000
HEMT 2006-3                         1                  407053892                    Fixed                               157520                  196900
HEMT 2006-3                         1                  407053894                    Fixed                               184000                  230000
HEMT 2006-3                         1                  407053895                    Fixed                               171200                  214000
HEMT 2006-3                         1                  407053905                    Fixed                                85600                  107000
HEMT 2006-3                         1                  407053922                    Fixed                               184000                  230000
HEMT 2006-3                         1                  407053931                    Fixed                               100400                  125500
HEMT 2006-3                         1                  407053933                    Fixed                               180000                  225000
HEMT 2006-3                         1                  407053939                    Fixed                               464000                  580000
HEMT 2006-3                         1                  407053941                    Fixed                               122600                  153250
HEMT 2006-3                         1                  407053948                    Fixed                                80000                  100000
HEMT 2006-3                         1                  407053954                    Fixed                               164000                  205000
HEMT 2006-3                         1                  407053957                    Fixed                               133600                  167000
HEMT 2006-3                         1                  407053968                    Fixed                               336000                  420000
HEMT 2006-3                         1                  407053980                    Fixed                               112800                  141000
HEMT 2006-3                         1                  407054002                    Fixed                               300000                  375000
HEMT 2006-3                         1                  407054008                    Fixed                               440000                  550000
HEMT 2006-3                         1                  407054011                    Fixed                             247999.7                  315000
HEMT 2006-3                         1                  407054013                    Fixed                               600000                  750000
HEMT 2006-3                         1                  407054030                    Fixed                               248000                  310000
HEMT 2006-3                         1                  407054034                    Fixed                               107920                  134900
HEMT 2006-3                         1                  407054035                    Fixed                               207200                  259000
HEMT 2006-3                         1                  407054036                    Fixed                               108160                  135200
HEMT 2006-3                         1                  407054040                    Fixed                               186400                  233000
HEMT 2006-3                         1                  407054041                    Fixed                               256000                  320000
HEMT 2006-3                         1                  407054042                    Fixed                               180000                  225000
HEMT 2006-3                         1                  407054044                    Fixed                               251200                  314000
HEMT 2006-3                         1                  407054048                    Fixed                               304000                  380000
HEMT 2006-3                         1                  407054049                    Fixed                                68688                   85860
HEMT 2006-3                         1                  407054051                    Fixed                               220000                  275000
HEMT 2006-3                         1                  407054053                    Fixed                               287920                  359900
HEMT 2006-3                         1                  407054066                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407054083                    Fixed                               104000                  130000
HEMT 2006-3                         1                  407054093                    Fixed                               177160                  221450
HEMT 2006-3                         1                  407054094                    Fixed                               180000                  225000
HEMT 2006-3                         1                  407054097                    Fixed                                52800                   66000
HEMT 2006-3                         1                  407054099                    Fixed                               139920                  174900
HEMT 2006-3                         1                  407054102                    Fixed                               152720                  190900
HEMT 2006-3                         1                  407054106                    Fixed                               192000                  240000
HEMT 2006-3                         1                  407054108                    Fixed                               148800                  186000
HEMT 2006-3                         1                  407054109                    Fixed                               400000                  500000
HEMT 2006-3                         1                  407054118                    Fixed                                84000                  105000
HEMT 2006-3                         1                  407054119                    Fixed                               420000                  525000
HEMT 2006-3                         1                  407054128                    Fixed                               388000                  485000
HEMT 2006-3                         1                  407054137                    Fixed                               216000                  270000
HEMT 2006-3                         1                  407054143                    Fixed                               216000                  270000
HEMT 2006-3                         1                  407054148                    Fixed                               195200                  244000
HEMT 2006-3                         1                  407054159                    Fixed                               100000                  125000
HEMT 2006-3                         1                  407054162                    Fixed                               293600                  367000
HEMT 2006-3                         1                  407054163                    Fixed                               164000                  205000
HEMT 2006-3                         1                  407054172                    Fixed                               127560                  145000
HEMT 2006-3                         1                  407054176                    Fixed                                50400                   63000
HEMT 2006-3                         1                  407054183                    Fixed                                78400                   98000
HEMT 2006-3                         1                  407054187                    Fixed                                72000                   90000
HEMT 2006-3                         1                  407054190                    Fixed                               260000                  325000
HEMT 2006-3                         1                  407054202                    Fixed                               256000                  320000
HEMT 2006-3                         1                  407054224                    Fixed                               280000                  350000
HEMT 2006-3                         1                  407054227                    Fixed                               133600                  167000
HEMT 2006-3                         1                  407054231                    Fixed                               212000                  265000
HEMT 2006-3                         1                  407054233                    Fixed                               126000                  157500
HEMT 2006-3                         1                  407054241                    Fixed                                76320                   95400
HEMT 2006-3                         1                  407054255                    Fixed                               300000                  375000
HEMT 2006-3                         1                  407054256                    Fixed                               251920                  314900
HEMT 2006-3                         1                  407054258                    Fixed                               144000                  180000
HEMT 2006-3                         1                  407054268                    Fixed                               186000                  232500
HEMT 2006-3                         1                  407054270                    Fixed                               372000                  465000
HEMT 2006-3                         1                  407054272                    Fixed                               212000                  265000
HEMT 2006-3                         1                  407054278                    Fixed                               208000                  260000
HEMT 2006-3                         1                  407054282                    Fixed                               272000                  340000
HEMT 2006-3                         1                  407054291                    Fixed                               155200                  194000
HEMT 2006-3                         1                  407054293                    Fixed                               183200                  229000
HEMT 2006-3                         1                  407054303                    Fixed                               216000                  270000
HEMT 2006-3                         1                  407054304                    Fixed                               331760                  414700
HEMT 2006-3                         1                  407054305                    Fixed                               336000                  420000
HEMT 2006-3                         1                  407054317                    Fixed                               457328                  571660
HEMT 2006-3                         1                  407054319                    Fixed                                87920                  109900
HEMT 2006-3                         1                  407054320                    Fixed                                59200                   74000
HEMT 2006-3                         1                  407060479                    Fixed                               124800                  159000
HEMT 2006-3                         1                  407060481                    Fixed                            257450.09                  310000
HEMT 2006-3                         1                  407060482                    Fixed                               106000                  133000
HEMT 2006-3                         1                  407060483                    Fixed                                64000                   80000
HEMT 2006-3                         1                  407060485                    Fixed                               240000                  300000
HEMT 2006-3                         1                  407060486                    Fixed                               148000                  185000
HEMT 2006-3                         1                  407060487                    Fixed                               340000                  427000
HEMT 2006-3                         1                  407093696                    Fixed                               257512                  350000
HEMT 2006-3                         1                  407093698                    Fixed                               106000                  135000
HEMT 2006-3                         1                  407093699                    Fixed                               177350                  222000
HEMT 2006-3                         1                  407093700                    Fixed                               114000                  144000
HEMT 2006-3                         1                  407093701                    Fixed                                97000                  140000
HEMT 2006-3                         1                  407093702                    Fixed                                96000                  120000
HEMT 2006-3                         1                  407093703                    Fixed                               364000                  455000
HEMT 2006-3                         1                  407093706                    Fixed                               236937                  300000
HEMT 2006-3                         1                  407093709                    Fixed                               112000                  140000
HEMT 2006-3                         1                  407093712                    Fixed                               122400                  153000
HEMT 2006-3                         1                  407093713                    Fixed                               563000                  710000
HEMT 2006-3                         1                  407093714                    Fixed                               800000                 1150000
HEMT 2006-3                         1                  407093715                    Fixed                               800000                 1150000
HEMT 2006-3                         1                  407093716                    Fixed                               432000                  550000
HEMT 2006-3                         1                  407093717                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407093718                    Fixed                               340000                  425000
HEMT 2006-3                         1                  407093719                    Fixed                               375200                  470000
HEMT 2006-3                         1                  407093720                    Fixed                               252000                  345000
HEMT 2006-3                         1                  407093722                    Fixed                               350400                  455000
HEMT 2006-3                         1                  407093723                    Fixed                               332800                  420000
HEMT 2006-3                         1                  407093724                    Fixed                               164000                  213000
HEMT 2006-3                         1                  407093725                    Fixed                               188000                  235000
HEMT 2006-3                         1                  407093726                    Fixed                               124000                  155000
HEMT 2006-3                         1                  407093728                    Fixed                               301494                  378000
HEMT 2006-3                         1                  407093730                    Fixed                               163200                  211000
HEMT 2006-3                         1                  407093731                    Fixed                               112000                  140000
HEMT 2006-3                         1                  407093732                    Fixed                               112000                  140000
HEMT 2006-3                         1                  407093733                    Fixed                               220000                  275000
HEMT 2006-3                         1                  407093734                    Fixed                               204800                  265000
HEMT 2006-3                         1                  407093735                    Fixed                               129600                  170000
HEMT 2006-3                         1                  407093736                    Fixed                               316800                  396000
HEMT 2006-3                         1                  407093737                    Fixed                               204000                  255000
HEMT 2006-3                         1                  407093738                    Fixed                               131200                  165000
HEMT 2006-3                         1                  407093740                    Fixed                            121589.33                  155000
HEMT 2006-3                         1                  407093741                    Fixed                                60800                   76000
HEMT 2006-3                         1                  407093742                    Fixed                               166390                  210000
HEMT 2006-3                         1                  407093743                    Fixed                               203200                  254000
HEMT 2006-3                         1                  407093744                    Fixed                               308000                  395000
HEMT 2006-3                         1                  407093745                    Fixed                               333950                  418000
HEMT 2006-3                         1                  407093746                    Fixed                               218400                  276000
HEMT 2006-3                         1                  407093747                    Fixed                               174758                  219000
HEMT 2006-3                         1                  407093751                    Fixed                               256800                  327000
HEMT 2006-3                         1                  407093752                    Fixed                               168000                  210000
HEMT 2006-3                         1                  407093753                    Fixed                               267717                  385000
HEMT 2006-3                         1                  407093754                    Fixed                               329532                  412000
HEMT 2006-3                         1                  407093755                    Fixed                               156000                  195000
HEMT 2006-3                         1                  407093756                    Fixed                                82400                  107000
HEMT 2006-3                         1                  407093759                    Fixed                               236000                  295000
HEMT 2006-3                         1                  407093761                    Fixed                               191200                  239000
HEMT 2006-3                         1                  407093763                    Fixed                               230400                  288000
HEMT 2006-3                         1                  407093764                    Fixed                               232000                  290000
HEMT 2006-3                         1                  407093765                    Fixed                                78400                   98000
HEMT 2006-3                         1                  407093766                    Fixed                               232000                  290000
HEMT 2006-3                         1                  407093767                    Fixed                               400800                  501000
HEMT 2006-3                         1                  407093768                    Fixed                               164000                  215000
HEMT 2006-3                         1                  407093770                    Fixed                               225600                  282000
HEMT 2006-3                         1                  407093771                    Fixed                               261600                  340000
HEMT 2006-3                         1                  407093772                    Fixed                               208000                  260000
HEMT 2006-3                         1                  407093774                    Fixed                               187380                  235000
HEMT 2006-3                         1                  407093775                    Fixed                               175920                  220000
HEMT 2006-3                         1                  407093776                    Fixed                               238000                  298000
HEMT 2006-3                         1                  407093777                    Fixed                               300000                  375000
HEMT 2006-3                         1                  407093778                    Fixed                               191200                  240000
HEMT 2006-3                         1                  407093779                    Fixed                               212000                  265000
HEMT 2006-3                         1                  407093780                    Fixed                               101440                  128000
HEMT 2006-3                         1                  407093782                    Fixed                               204900                  283000
HEMT 2006-3                         1                  407093784                    Fixed                               294497                  389000
HEMT 2006-3                         1                  407093785                    Fixed                               228000                  285000
HEMT 2006-3                         1                  407093787                    Fixed                               188000                  240000
HEMT 2006-3                         1                  407093788                    Fixed                               260000                  330000
HEMT 2006-3                         1                  407093789                    Fixed                               133600                  167000
HEMT 2006-3                         1                  407093790                    Fixed                               246400                  308000
HEMT 2006-3                         1                  407093791                    Fixed                               131200                  169000
HEMT 2006-3                         1                  407093792                    Fixed                               240000                  300000
HEMT 2006-3                         1                  407093793                    Fixed                               116000                  145000
HEMT 2006-3                         1                  407093794                    Fixed                               197600                  250000
HEMT 2006-3                         1                  407093795                    Fixed                               207920                  260000
HEMT 2006-3                         1                  407093796                    Fixed                               190840                  239000
HEMT 2006-3                         1                  407093797                    Fixed                               108800                  138000
HEMT 2006-3                         1                  407093798                    Fixed                               238254                  298000
HEMT 2006-3                         1                  407093799                    Fixed                               202000                  252500
HEMT 2006-3                         1                  407093800                    Fixed                               262240                  328000
HEMT 2006-3                         1                  407093801                    Fixed                               210761                  271000
HEMT 2006-3                         1                  407093803                    Fixed                               293520                  367000
HEMT 2006-3                         1                  407093804                    Fixed                               352000                  440000
HEMT 2006-3                         1                  407093805                    Fixed                               161500                  205000
HEMT 2006-3                         1                  407093806                    Fixed                               136000                  170000
HEMT 2006-3                         1                  407093808                    Fixed                               127920                  160000
HEMT 2006-3                         1                  407093809                    Fixed                                88800                  111500
HEMT 2006-3                         1                  407093810                    Fixed                               136500                  195000
HEMT 2006-3                         1                  407093811                    Fixed                               207100                  260000
HEMT 2006-3                         1                  407093812                    Fixed                               380000                  476500
HEMT 2006-3                         1                  407093813                    Fixed                               288000                  368000
HEMT 2006-3                         1                  407093814                    Fixed                               280077                  352000
HEMT 2006-3                         1                  407093815                    Fixed                               236000                  300000
HEMT 2006-3                         1                  407093816                    Fixed                               223600                  290000
HEMT 2006-3                         1                  407093817                    Fixed                               135900                  170000
HEMT 2006-3                         1                  407093818                    Fixed                               172000                  215000
HEMT 2006-3                         1                  407093819                    Fixed                             92533.33                  116000
HEMT 2006-3                         1                  407093820                    Fixed                               328616                  411000
HEMT 2006-3                         1                  407093821                    Fixed                               245198                  365000
HEMT 2006-3                         1                  407093822                    Fixed                               180000                  226000
HEMT 2006-3                         1                  407093825                    Fixed                               200000                  258000
HEMT 2006-3                         1                  407093826                    Fixed                               220000                  275000
HEMT 2006-3                         1                  407093827                    Fixed                               226400                  285000
HEMT 2006-3                         1                  407093828                    Fixed                               216000                  270000
HEMT 2006-3                         1                  407093829                    Fixed                               288300                  361000
HEMT 2006-3                         1                  407093831                    Fixed                               220000                  275000
HEMT 2006-3                         1                  407093832                    Fixed                               276000                  348000
HEMT 2006-3                         1                  407093833                    Fixed                               186722                  250000
HEMT 2006-3                         1                  407093834                    Fixed                               256000                  320000
HEMT 2006-3                         1                  407093836                    Fixed                               246400                  310000
HEMT 2006-3                         1                  407093837                    Fixed                               202800                  254000
HEMT 2006-3                         1                  407093838                    Fixed                               164000                  205000
HEMT 2006-3                         1                  407093839                    Fixed                               336000                  421000
HEMT 2006-3                         1                  407093840                    Fixed                               206400                  258000
HEMT 2006-3                         1                  407093842                    Fixed                               153600                  192500
HEMT 2006-3                         1                  407093843                    Fixed                               102400                  128000
HEMT 2006-3                         1                  407093844                    Fixed                               182550                  235100
HEMT 2006-3                         1                  407093845                    Fixed                               350117                  450000
HEMT 2006-3                         1                  407093846                    Fixed                               220000                  275000
HEMT 2006-3                         1                  407093847                    Fixed                               522416                  653200
HEMT 2006-3                         1                  407093849                    Fixed                               288000                  360000
HEMT 2006-3                         1                  407093854                    Fixed                               290289                  375000
HEMT 2006-3                         1                  407093855                    Fixed                                58000                   73000
HEMT 2006-3                         1                  407093856                    Fixed                               236000                  300000
HEMT 2006-3                         1                  407093857                    Fixed                               199920                  250000
HEMT 2006-3                         1                  407093858                    Fixed                                68800                   92000
HEMT 2006-3                         1                  407093859                    Fixed                                86392                  108500
HEMT 2006-3                         1                  407093860                    Fixed                               170000                  212500
HEMT 2006-3                         1                  407093861                    Fixed                               207920                  260000
HEMT 2006-3                         1                  407093862                    Fixed                               228000                  285000
HEMT 2006-3                         1                  407093864                    Fixed                               232000                  290000
HEMT 2006-3                         1                  407093865                    Fixed                               128000                  160000
HEMT 2006-3                         1                  407093868                    Fixed                               263597                  383000
HEMT 2006-3                         1                  407093869                    Fixed                                72000                   90000
HEMT 2006-3                         1                  407093870                    Fixed                               428000                  610000
HEMT 2006-3                         1                  407093871                    Fixed                               300900                  377000
HEMT 2006-3                         1                  407093872                    Fixed                               276800                  366000
HEMT 2006-3                         1                  407093873                    Fixed                               192000                  242000
HEMT 2006-3                         1                  407093874                    Fixed                               235600                  299000
HEMT 2006-3                         1                  407093876                    Fixed                               307200                  400000
HEMT 2006-3                         1                  407093877                    Fixed                               162400                  203000
HEMT 2006-3                         1                  407093878                    Fixed                             281305.5                  352000
HEMT 2006-3                         1                  407093879                    Fixed                               210400                  265000
HEMT 2006-3                         1                  407093880                    Fixed                               224000                  282000
HEMT 2006-3                         1                  407093881                    Fixed                               279964                  357000
HEMT 2006-3                         1                  407093882                    Fixed                               460000                  603000
HEMT 2006-3                         1                  407093884                    Fixed                               190400                  238000
HEMT 2006-3                         1                  407093885                    Fixed                               116000                  145000
HEMT 2006-3                         1                  407093886                    Fixed                               305600                  382000
HEMT 2006-3                         1                  407093887                    Fixed                               199920                  250000
HEMT 2006-3                         1                  407093888                    Fixed                               149111                  187000
HEMT 2006-3                         1                  407093890                    Fixed                               152000                  190000
HEMT 2006-3                         1                  407093891                    Fixed                               107262                  213000
HEMT 2006-3                         1                  407093892                    Fixed                               154400                  193000
HEMT 2006-3                         1                  407093893                    Fixed                               193999                  295000
HEMT 2006-3                         1                  407093894                    Fixed                               117600                  147000
HEMT 2006-3                         1                  407093896                    Fixed                               134000                  168000
HEMT 2006-3                         1                  407093898                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407093899                    Fixed                               260000                  360000
HEMT 2006-3                         1                  407093900                    Fixed                               274720                  348000
HEMT 2006-3                         1                  407116328                    Fixed                               201477                  259500
HEMT 2006-3                         1                  407116329                    Fixed                               115240                  146000
HEMT 2006-3                         1                  407116330                    Fixed                               410200                  569000
HEMT 2006-3                         1                  407116331                    Fixed                               379050                  500000
HEMT 2006-3                         1                  407116332                    Fixed                               233676                  303000
HEMT 2006-3                         1                  407116333                    Fixed                               170932                  214000
HEMT 2006-3                         1                  407116336                    Fixed                               180689                  230000
HEMT 2006-3                         1                  407116338                    Fixed                               160868                  206000
HEMT 2006-3                         1                  407116339                    Fixed                               193000                  242000
HEMT 2006-3                         1                  407116340                    Fixed                               123220                  162000
HEMT 2006-3                         1                  407116343                    Fixed                               278350                  348000
HEMT 2006-3                         1                  407116344                    Fixed                               152300                  256000
HEMT 2006-3                         1                  407116345                    Fixed                               260299                  344000
HEMT 2006-3                         1                  407116347                    Fixed                               178843                  229000
HEMT 2006-3                         1                  407116348                    Fixed                               160864                  206000
HEMT 2006-3                         1                  407116349                    Fixed                               335050                  419000
HEMT 2006-3                         1                  407116350                    Fixed                               286100                  358000
HEMT 2006-3                         1                  407116357                    Fixed                               352000                  445000
HEMT 2006-3                         1                  407116360                    Fixed                               128000                  160000
HEMT 2006-3                         1                  407116361                    Fixed                               151176                  206000
HEMT 2006-3                         1                  407116362                    Fixed                               204000                  255000
HEMT 2006-3                         1                  407116365                    Fixed                               240000                  301000
HEMT 2006-3                         1                  407116366                    Fixed                               248000                  310000
HEMT 2006-3                         1                  407116367                    Fixed                               295200                  371000
HEMT 2006-3                         1                  407116369                    Fixed                               121142                  151500
HEMT 2006-3                         1                  407116370                    Fixed                               208792                  264000
HEMT 2006-3                         1                  407116371                    Fixed                               140000                  175000
HEMT 2006-3                         1                  407116372                    Fixed                               197600                  248000
HEMT 2006-3                         1                  407116373                    Fixed                               172000                  215000
HEMT 2006-3                         1                  407116377                    Fixed                               359650                  560000
HEMT 2006-3                         1                  407116378                    Fixed                               217200                  362000
HEMT 2006-3                         1                  407116379                    Fixed                               192000                  240000
HEMT 2006-3                         1                  407116386                    Fixed                               106400                  140000
HEMT 2006-3                         1                  407116387                    Fixed                                52800                   68000
HEMT 2006-3                         1                  407116391                    Fixed                               420000                  525000
HEMT 2006-3                         1                  407116393                    Fixed                               125520                  157500
HEMT 2006-3                         1                  407116394                    Fixed                               162400                  210000
HEMT 2006-3                         1                  407116401                    Fixed                               202000                  254000
HEMT 2006-3                         1                  407116403                    Fixed                               147547                  185000
HEMT 2006-3                         1                  407130203                    Fixed                               121600                  152000
HEMT 2006-3                         1                  407130204                    Fixed                               137600                  172000
HEMT 2006-3                         1                  407130205                    Fixed                               188000                  235000
HEMT 2006-3                         1                  407130206                    Fixed                                94400                  118000
HEMT 2006-3                         1                  407147109                    Fixed                               134400                  168000
HEMT 2006-3                         1                  407147113                    Fixed                               383600                  482000
HEMT 2006-3                         1                  407147118                    Fixed                               263925                  360000
HEMT 2006-3                         1                  407147120                    Fixed                               342400                  430000
HEMT 2006-3                         1                  407147124                    Fixed                               256000                  320000
HEMT 2006-3                         1                  407147125                    Fixed                               265600                  335000
HEMT 2006-3                         1                  407147126                    Fixed                                84000                  105000
HEMT 2006-3                         1                  407147127                    Fixed                               324000                  410000
HEMT 2006-3                         1                  407147128                    Fixed                               204000                  260000
HEMT 2006-3                         1                  407147129                    Fixed                               231200                  289000
HEMT 2006-3                         1                  407147130                    Fixed                               433600                  542000
HEMT 2006-3                         1                  407147131                    Fixed                               192000                  250000
HEMT 2006-3                         1                  407147133                    Fixed                               204000                  255000
HEMT 2006-3                         1                  407147135                    Fixed                               128000                  370000
HEMT 2006-3                         1                  407147137                    Fixed                               108000                  135000
HEMT 2006-3                         1                  407147140                    Fixed                               319200                  400000
HEMT 2006-3                         1                  407147142                    Fixed                               116000                  145000
HEMT 2006-3                         1                  407147143                    Fixed                                89600                  120000
HEMT 2006-3                         1                  407147144                    Fixed                               424000                  535000
HEMT 2006-3                         1                  407147146                    Fixed                               161842                  220000
HEMT 2006-3                         1                  407147148                    Fixed                               159920                  210000
HEMT 2006-3                         1                  407147151                    Fixed                               208000                  260000
HEMT 2006-3                         1                  407147152                    Fixed                               119920                  150000
HEMT 2006-3                         1                  407147154                    Fixed                               277600                  350000
HEMT 2006-3                         1                  407147158                    Fixed                               488000                  610000
HEMT 2006-3                         1                  407147160                    Fixed                               120000                  205000
HEMT 2006-3                         1                  407147161                    Fixed                               325600                  407000
HEMT 2006-3                         1                  407147162                    Fixed                               105950                  163000
HEMT 2006-3                         1                  407147163                    Fixed                               364000                  458000
HEMT 2006-3                         1                  407147165                    Fixed                               244000                  315000
HEMT 2006-3                         1                  407147169                    Fixed                               462400                  580000
HEMT 2006-3                         1                  407147172                    Fixed                               388000                  490000
HEMT 2006-3                         1                  407147174                    Fixed                               255920                  320000
HEMT 2006-3                         1                  407147176                    Fixed                               258640                  324000
HEMT 2006-3                         1                  407147177                    Fixed                               272000                  350000
HEMT 2006-3                         1                  407147178                    Fixed                               228000                  285000
HEMT 2006-3                         1                  407147180                    Fixed                               185400                  250000
HEMT 2006-3                         1                  407147182                    Fixed                               104000                  133500
HEMT 2006-3                         1                  407147823                    Fixed                               240000                  310000
HEMT 2006-3                         1                  407147824                    Fixed                               268000                  345000
HEMT 2006-3                         1                  407147825                    Fixed                                97801                  135000
HEMT 2006-3                         1                  407147826                    Fixed                                94300                  120000
HEMT 2006-3                         1                  407147828                    Fixed                               175200                  220000
HEMT 2006-3                         1                  407147847                    Fixed                               359650                  455000
HEMT 2006-3                         1                  407147848                    Fixed                               364002                  456000
HEMT 2006-3                         1                  407147850                    Fixed                               585000                  735000
HEMT 2006-3                         1                  407147851                    Fixed                               404000                  505000
HEMT 2006-3                         1                  407147852                    Fixed                               304000                  380000
HEMT 2006-3                         1                  407147853                    Fixed                               384000                  480000
HEMT 2006-3                         1                  407147855                    Fixed                               227960                  284950
HEMT 2006-3                         1                  407147856                    Fixed                               165900                  237000
HEMT 2006-3                         1                  407147857                    Fixed                               364000                  455000
HEMT 2006-3                         1                  407147858                    Fixed                               541600                  677000
HEMT 2006-3                         1                  407147859                    Fixed                               287960                  365000
HEMT 2006-3                         1                  407147861                    Fixed                               518400                  648000
HEMT 2006-3                         1                  407147862                    Fixed                               296000                  370000
HEMT 2006-3                         1                  407147864                    Fixed                               221200                  305000
HEMT 2006-3                         1                  407156627                    Fixed                               358400                  510000
HEMT 2006-3                         1                  407156629                    Fixed                               320000                  420000
HEMT 2006-3                         1                  407156633                    Fixed                               548000                  685000
HEMT 2006-3                         1                  407156634                    Fixed                               147700                  214000
HEMT 2006-3                         1                  407156635                    Fixed                               552800                  691000
HEMT 2006-3                         1                  407160692                    Fixed                               200000                  250000
HEMT 2006-3                         1                  407160695                    Fixed                                67500                   90000
HEMT 2006-3                         1                  407160696                    Fixed                               469200                  640000
HEMT 2006-3                         1                  407160701                    Fixed                               195900                  248000
HEMT 2006-3                         1                  407160703                    Fixed                               171592                  255000
HEMT 2006-3                         1                  407160704                    Fixed                               184000                  235000
HEMT 2006-3                         1                  407160705                    Fixed                               852000                 1070000
HEMT 2006-3                         1                  407160706                    Fixed                               404450                  506000
HEMT 2006-3                         1                  407160707                    Fixed                               448000                  560000
HEMT 2006-3                         1                  407160711                    Fixed                               520000                  690000
HEMT 2006-3                         1                  407160713                    Fixed                               263600                  330000
HEMT 2006-3                         1                  407160714                    Fixed                               500000                  640000
HEMT 2006-3                         1                  407160716                    Fixed                               343941                  542000
HEMT 2006-3                         1                  407160717                    Fixed                               400000                  525000
HEMT 2006-3                         1                  407160718                    Fixed                                59000                   80000
HEMT 2006-3                         1                  407160719                    Fixed                               298000                  425000
HEMT 2006-3                         1                  407160720                    Fixed                               348800                  436000
HEMT 2006-3                         1                  407160723                    Fixed                               314823                  505000
HEMT 2006-3                         1                  407160725                    Fixed                               192000                  240000
HEMT 2006-3                         1                  407160726                    Fixed                               417000                  532000
HEMT 2006-3                         1                  407160727                    Fixed                               395520                  494500
HEMT 2006-3                         1                  407160728                    Fixed                               233200                  300000
HEMT 2006-3                         1                  407160729                    Fixed                               380000                  480000
HEMT 2006-3                         1                  407160730                    Fixed                               592000                  740000
HEMT 2006-3                         1                  407160732                    Fixed                               417000                  527000
HEMT 2006-3                         1                  407160733                    Fixed                                85300                  117500
HEMT 2006-3                         1                  407160734                    Fixed                               324000                  405000
HEMT 2006-3                         1                  407160735                    Fixed                               322000                  460000
HEMT 2006-3                         1                  407160737                    Fixed                               336800                  490000
HEMT 2006-3                         1                  407160738                    Fixed                                89915                  130000
HEMT 2006-3                         1                  407160739                    Fixed                                90700                  129000
HEMT 2006-3                         1                  407160740                    Fixed                               297600                  395000
HEMT 2006-3                         1                  407160741                    Fixed                               340000                  445000
HEMT 2006-3                         1                  407160742                    Fixed                               395200                  494000
HEMT 2006-3                         1                  407160743                    Fixed                               269750                  415000
HEMT 2006-3                         1                  407160744                    Fixed                               424500                  535000
HEMT 2006-3                         1                  407160745                    Fixed                               272000                  340000
HEMT 2006-3                         1                  407160746                    Fixed                               176250                  235000
HEMT 2006-3                         1                  407160747                    Fixed                               174840                  219000
HEMT 2006-3                         1                  407160748                    Fixed                               416000                  525000
HEMT 2006-3                         1                  407160749                    Fixed                               284000                  358000
HEMT 2006-3                         1                  407160750                    Fixed                               332000                  422000
HEMT 2006-3                         1                  407160752                    Fixed                               468000                  585000
HEMT 2006-3                         1                  407160753                    Fixed                               484800                  606000
HEMT 2006-3                         1                  407160754                    Fixed                               162500                  225000
HEMT 2006-3                         1                  407160755                    Fixed                               336000                  420000
HEMT 2006-3                         1                  407160757                    Fixed                               164000                  205000
HEMT 2006-3                         1                  407160758                    Fixed                               116000                  150000
HEMT 2006-3                         1                  407160759                    Fixed                               303200                  380000
HEMT 2006-3                         1                  407160761                    Fixed                               628000                  815000
HEMT 2006-3                         1                  407160762                    Fixed                                77800                  105000
HEMT 2006-3                         1                  407160763                    Fixed                               256000                  320000
HEMT 2006-3                         1                  407160765                    Fixed                               417000                  540000
HEMT 2006-3                         1                  407160766                    Fixed                               303920                  380000
HEMT 2006-3                         1                  407160768                    Fixed                               148000                  190000
HEMT 2006-3                         1                  407160769                    Fixed                               326950                  418000
HEMT 2006-3                         1                  407160770                    Fixed                               408000                  510000
HEMT 2006-3                         1                  407160771                    Fixed                               608000                  805000
HEMT 2006-3                         1                  407160772                    Fixed                               258750                  345000
HEMT 2006-3                         1                  407160773                    Fixed                               268000                  335000
HEMT 2006-3                         1                  407160774                    Fixed                               552000                  700000
HEMT 2006-3                         1                  407160775                    Fixed                               339000                  450000
HEMT 2006-3                         1                  407160776                    Fixed                               328000                  410000
HEMT 2006-3                         1                  407160777                    Fixed                               175800                  211000
HEMT 2006-3                         1                  407160780                    Fixed                               268321                  370000
HEMT 2006-3                         1                  407160781                    Fixed                               305000                  386000
HEMT 2006-3                         1                  407160782                    Fixed                               525574                  658000
HEMT 2006-3                         1                  407160783                    Fixed                               131120                  170000
HEMT 2006-3                         1                  407160784                    Fixed                               417000                  565000
HEMT 2006-3                         1                  407160785                    Fixed                               346400                  433000
HEMT 2006-3                         1                  407160786                    Fixed                               417000                  525000
HEMT 2006-3                         1                  407160787                    Fixed                               441043                  590000
HEMT 2006-3                         1                  407160788                    Fixed                               372000                  465000
HEMT 2006-3                         1                  407160789                    Fixed                               115950                  145300
HEMT 2006-3                         1                  407160791                    Fixed                               204350                  257000
HEMT 2006-3                         1                  407160792                    Fixed                                59161                   86000
HEMT 2006-3                         1                  407160793                    Fixed                               312000                  400000
HEMT 2006-3                         1                  407160794                    Fixed                               400000                  505000
HEMT 2006-3                         1                  407160795                    Fixed                               360000                  450000
HEMT 2006-3                         1                  407160797                    Fixed                               344000                  440000
HEMT 2006-3                         1                  407160798                    Fixed                               400000                  560000
HEMT 2006-3                         1                  407160799                    Fixed                               324000                  410000
HEMT 2006-3                         1                  407160800                    Fixed                                64300                   93000
HEMT 2006-3                         1                  407160801                    Fixed                               452000                  565000
HEMT 2006-3                         1                  407160802                    Fixed                               384000                  500000
HEMT 2006-3                         1                  407160803                    Fixed                               351920                  444000
HEMT 2006-3                         1                  407160804                    Fixed                               364800                  460000
HEMT 2006-3                         1                  407160805                    Fixed                               368000                  460000
HEMT 2006-3                         1                  407160807                    Fixed                               480000                  649000
HEMT 2006-3                         1                  407160808                    Fixed                               384000                  480000
HEMT 2006-3                         1                  407160809                    Fixed                               336000                  420000
HEMT 2006-3                         1                  407160811                    Fixed                               350400                  440000
HEMT 2006-3                         1                  407160812                    Fixed                               464000                  580000
HEMT 2006-3                         1                  407160813                    Fixed                               359900                  450000
HEMT 2006-3                         1                  407160814                    Fixed                               316708                  487000
HEMT 2006-3                         1                  407160815                    Fixed                               603400                  785000
HEMT 2006-3                         1                  407160816                    Fixed                               332000                  415000
HEMT 2006-3                         1                  407160817                    Fixed                               348000                  435000
HEMT 2006-3                         1                  407160818                    Fixed                               415200                  519000
HEMT 2006-3                         1                  407160819                    Fixed                                44050                   57000
HEMT 2006-3                         1                  407160820                    Fixed                               220000                  276000
HEMT 2006-3                         1                  407160821                    Fixed                               392000                  490000
HEMT 2006-3                         1                  407160822                    Fixed                               935000                 1175000
HEMT 2006-3                         1                  407160824                    Fixed                               404800                  506000
HEMT 2006-3                         1                  407160825                    Fixed                               332000                  415000
HEMT 2006-3                         1                  407160826                    Fixed                               324000                  405000
HEMT 2006-3                         1                  407160827                    Fixed                               199900                  250000
HEMT 2006-3                         1                  407160828                    Fixed                               370400                  463000
HEMT 2006-3                         1                  407160830                    Fixed                               268000                  335000
HEMT 2006-3                         1                  407160831                    Fixed                               300800                  376000
HEMT 2006-3                         1                  407160832                    Fixed                               380000                  475000
HEMT 2006-3                         1                  407160833                    Fixed                               200000                  250000
HEMT 2006-3                         1                  407160834                    Fixed                               343900                  430000
HEMT 2006-3                         1                  407160835                    Fixed                               472000                  595000
HEMT 2006-3                         1                  407160836                    Fixed                               379600                  477000
HEMT 2006-3                         1                  407160837                    Fixed                               233856                  375000
HEMT 2006-3                         1                  407160838                    Fixed                               420000                  540000
HEMT 2006-3                         1                  407160840                    Fixed                               412000                  515000
HEMT 2006-3                         1                  407160841                    Fixed                               303995                  451000
HEMT 2006-3                         1                  407160842                    Fixed                               332000                  419000
HEMT 2006-3                         1                  407160843                    Fixed                               299200                  374000
HEMT 2006-3                         1                  407160844                    Fixed                               334300                  418000
HEMT 2006-3                         1                  407160846                    Fixed                               615000                  820000
HEMT 2006-3                         1                  407160848                    Fixed                               417000                  565000
HEMT 2006-3                         1                  407160849                    Fixed                               424000                  530000
HEMT 2006-3                         1                  407160850                    Fixed                               500000                  648000
HEMT 2006-3                         1                  407163178                    Fixed                                57200                   71500
HEMT 2006-3                         1                  407163284                    Fixed                                69600                  127000
HEMT 2006-3                         1                  407163718                    Fixed                                67200                  125000
HEMT 2006-3                         1                  407163877                    Fixed                               137104                  179800
HEMT 2006-3                         1                  407166184                    Fixed                               364000                  485000
HEMT 2006-3                         1                  407166185                    Fixed                               202400                  253000
HEMT 2006-3                         1                  407166186                    Fixed                               591200                  751000
HEMT 2006-3                         1                  407166187                    Fixed                               415000                  543000
HEMT 2006-3                         1                  407166188                    Fixed                               111200                  139000
HEMT 2006-3                         1                  407166189                    Fixed                               195120                  244000
HEMT 2006-3                         1                  407166190                    Fixed                               252000                  315000
HEMT 2006-3                         1                  407166191                    Fixed                               116800                  150000
HEMT 2006-3                         1                  407166192                    Fixed                               174400                  218000
HEMT 2006-3                         1                  407166193                    Fixed                               298419                  405000
HEMT 2006-3                         1                  407166194                    Fixed                               106906                  146000
HEMT 2006-3                         1                  407166195                    Fixed                               108800                  136000
HEMT 2006-3                         1                  407166196                    Fixed                               184000                  230000
HEMT 2006-3                         1                  407166197                    Fixed                               272000                  340000
HEMT 2006-3                         1                  407176677                    Fixed                               352000                  440000
HEMT 2006-3                         1                  407176678                    Fixed                               524000                  672000
HEMT 2006-3                         1                  407176679                    Fixed                               312000                  390000
HEMT 2006-3                         1                  407176680                    Fixed                               473800                  595000
HEMT 2006-3                         1                  407176682                    Fixed                               206100                  258000
HEMT 2006-3                         1                  407176683                    Fixed                               390000                  525000
HEMT 2006-3                         1                  407176684                    Fixed                               408000                  515000
HEMT 2006-3                         1                  407176685                    Fixed                               523710                  655000
HEMT 2006-3                         1                  407176686                    Fixed                               420000                  550000
HEMT 2006-3                         1                  407176687                    Fixed                               305000                  560000
HEMT 2006-3                         1                  407176688                    Fixed                               264000                  330000
HEMT 2006-3                         1                  407176689                    Fixed                               170726                  350000
HEMT 2006-3                         1                  407176690                    Fixed                               525000                  830000
HEMT 2006-3                         1                  407176691                    Fixed                               479500                  685000
HEMT 2006-3                         1                  407176693                    Fixed                               295000                  605000
HEMT 2006-3                         1                  407176694                    Fixed                               467200                  585000
HEMT 2006-3                         1                  407176695                    Fixed                               352000                  515000
HEMT 2006-3                         1                  407176696                    Fixed                               366716                  525000
HEMT 2006-3                         1                  407176699                    Fixed                               970000                 1250000
HEMT 2006-3                         1                  407178688                    Fixed                               210138                  265000
HEMT 2006-3                         1                  407178689                    Fixed                               292000                  365000
HEMT 2006-3                         1                  407178690                    Fixed                               712000                  890000
HEMT 2006-3                         1                  407178691                    Fixed                               236800                  300000
HEMT 2006-3                         1                  407178692                    Fixed                               454400                  580000
HEMT 2006-3                         1                  407178694                    Fixed                               314400                  393000
HEMT 2006-3                         1                  407178695                    Fixed                               870000                 1225000
HEMT 2006-3                         1                  407178696                    Fixed                               208000                  260000
HEMT 2006-3                         1                  407178697                    Fixed                               220000                  275000
HEMT 2006-3                         1                  407178698                    Fixed                               300000                  375000
HEMT 2006-3                         1                  407178699                    Fixed                               296000                  375000
HEMT 2006-3                         1                  407178700                    Fixed                               139930                  289000
HEMT 2006-3                         1                  407178701                    Fixed                               391200                  490000
HEMT 2006-3                         1                  407179192                    Fixed                               252000                  318000
HEMT 2006-3                         1                  407179193                    Fixed                                64800                   81000
HEMT 2006-3                         1                  407179195                    Fixed                            140702.23                  176000
HEMT 2006-3                         1                  407179196                    Fixed                               261652                  385000
HEMT 2006-3                         1                  407179197                    Fixed                             152707.6                  188000
HEMT 2006-3                         1                  407179199                    Fixed                               380000                  475000
HEMT 2006-3                         1                  407179202                    Fixed                               205600                  257000
HEMT 2006-3                         1                  407179203                    Fixed                                    0                  124500
HEMT 2006-3                         1                  407179207                    Fixed                               161300                  252000
HEMT 2006-3                         1                  407179210                    Fixed                                87000                  145000
HEMT 2006-3                         1                  407179211                    Fixed                               100800                  126000
HEMT 2006-3                         1                  407179212                    Fixed                               132000                  189000
HEMT 2006-3                         1                  407179213                    Fixed                            155896.53                  195000
HEMT 2006-3                         1                  407179214                    Fixed                               132005                  165000
HEMT 2006-3                         1                  407179216                    Fixed                                84000                  105000
HEMT 2006-3                         1                  407179217                    Fixed                               359632                  460000
HEMT 2006-3                         1                  407179218                    Fixed                                85600                  107000
HEMT 2006-3                         1                  407179219                    Fixed                            126704.16                  162000
HEMT 2006-3                         1                  407179220                    Fixed                                80800                  101000
HEMT 2006-3                         1                  407179222                    Fixed                            249151.36                  350000
HEMT 2006-3                         1                  407179223                    Fixed                             137765.3                  171000
HEMT 2006-3                         1                  407179224                    Fixed                               119905                  152000
HEMT 2006-3                         1                  407179225                    Fixed                               134400                  168000
HEMT 2006-3                         1                  407179226                    Fixed                            188244.54                  235500
HEMT 2006-3                         1                  407179227                    Fixed                               193600                  242000
HEMT 2006-3                         1                  407179228                    Fixed                               579530                  728000
HEMT 2006-3                         1                  407179231                    Fixed                               248004                  310000
HEMT 2006-3                         1                  407179232                    Fixed                            129750.06                  162500
HEMT 2006-3                         1                  407179233                    Fixed                                53200                   76000
HEMT 2006-3                         1                  407179234                    Fixed                            119250.09                  152000
HEMT 2006-3                         1                  407179235                    Fixed                               176000                  225000
HEMT 2006-3                         1                  407179236                    Fixed                                60000                   76000
HEMT 2006-3                         1                  407179237                    Fixed                               117750                  150000
HEMT 2006-3                         1                  407179238                    Fixed                               316000                  407000
HEMT 2006-3                         1                  407179239                    Fixed                            145743.56                  183000
HEMT 2006-3                         1                  407179241                    Fixed                                97600                  140000
HEMT 2006-3                         1                  407179242                    Fixed                               423200                  529000
HEMT 2006-3                         1                  407179243                    Fixed                             54250.72                   82000
HEMT 2006-3                         1                  407179245                    Fixed                             98152.73                  123500
HEMT 2006-3                         1                  407179246                    Fixed                               276017                  345000
HEMT 2006-3                         1                  407179248                    Fixed                            135904.03                  171000
HEMT 2006-3                         1                  407179250                    Fixed                               120400                  160000
HEMT 2006-3                         1                  407179252                    Fixed                               477980                  650000
HEMT 2006-3                         1                  407179253                    Fixed                               148000                  192000
HEMT 2006-3                         1                  407179254                    Fixed                               187600                  237000
HEMT 2006-3                         1                  407179255                    Fixed                                73520                   94000
HEMT 2006-3                         1                  407179256                    Fixed                               170400                  215000
HEMT 2006-3                         1                  407179259                    Fixed                            139102.61                  178000
HEMT 2006-3                         1                  407179260                    Fixed                             95902.04                  122000
HEMT 2006-3                         1                  407179261                    Fixed                               164000                  205000
HEMT 2006-3                         1                  407179262                    Fixed                               155250                  207000
HEMT 2006-3                         1                  407179263                    Fixed                                80000                  100000
HEMT 2006-3                         1                  407179264                    Fixed                               126000                  160000
HEMT 2006-3                         1                  407179266                    Fixed                               468000                  588000
HEMT 2006-3                         1                  407179267                    Fixed                               107200                  134000
HEMT 2006-3                         1                  407179269                    Fixed                               327920                  410000
HEMT 2006-3                         1                  407179270                    Fixed                            220015.95                  230500
HEMT 2006-3                         1                  407179271                    Fixed                            287012.51                  420000
HEMT 2006-3                         1                  407179272                    Fixed                             98349.85                  126000
HEMT 2006-3                         1                  407179273                    Fixed                               432026                  540000
HEMT 2006-3                         1                  407179274                    Fixed                            166297.63                  211000
HEMT 2006-3                         1                  407179275                    Fixed                               168800                  211000
HEMT 2006-3                         1                  407179276                    Fixed                               206000                  260000
HEMT 2006-3                         1                  407179277                    Fixed                               122250                  167000
HEMT 2006-3                         1                  407179278                    Fixed                               228000                  295000
HEMT 2006-3                         1                  407179280                    Fixed                            184303.56                  231000
HEMT 2006-3                         1                  407179282                    Fixed                                72802                   95000
HEMT 2006-3                         1                  407179284                    Fixed                               628000                  785000
HEMT 2006-3                         1                  407179285                    Fixed                            218797.65                  273500
HEMT 2006-3                         1                  407179286                    Fixed                            136702.91                  173000
HEMT 2006-3                         1                  407179287                    Fixed                               616000                  880000
HEMT 2006-3                         1                  407179288                    Fixed                               650040                  950000
HEMT 2006-3                         1                  407179290                    Fixed                               190000                  237500
HEMT 2006-3                         1                  407179291                    Fixed                               168005                  210000
HEMT 2006-3                         1                  407179292                    Fixed                            150301.21                  198000
HEMT 2006-3                         1                  407179294                    Fixed                               127200                  180000
HEMT 2006-3                         1                  407179297                    Fixed                               100000                  125000
HEMT 2006-3                         1                  407179298                    Fixed                                70400                  113500
HEMT 2006-3                         1                  407179299                    Fixed                                89200                  112000
HEMT 2006-3                         1                  407179300                    Fixed                               152000                  190000
HEMT 2006-3                         1                  407179302                    Fixed                               216000                  270000
HEMT 2006-3                         1                  407179303                    Fixed                                37025                   55000
HEMT 2006-3                         1                  407179304                    Fixed                               328000                  410000
HEMT 2006-3                         1                  407179305                    Fixed                                66960                   86000
HEMT 2006-3                         1                  407179307                    Fixed                               200000                  250000
HEMT 2006-3                         1                  407179308                    Fixed                             162494.4                  208000
HEMT 2006-3                         1                  407179309                    Fixed                               174400                  218000
HEMT 2006-3                         1                  407179310                    Fixed                               235200                  294000
HEMT 2006-3                         1                  407179311                    Fixed                               150400                  188000
HEMT 2006-3                         1                  407179312                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407201501                    Fixed                               333600                  420000
HEMT 2006-3                         1                  407201502                    Fixed                               164640                  560000
HEMT 2006-3                         1                  407201504                    Fixed                               136000                  170000
HEMT 2006-3                         1                  407201505                    Fixed                               231900                  290000
HEMT 2006-3                         1                  407201506                    Fixed                               436000                  545000
HEMT 2006-3                         1                  407201507                    Fixed                               375000                  650000
HEMT 2006-3                         1                  407201508                    Fixed                               650000                  850000
HEMT 2006-3                         1                  407201509                    Fixed                               340000                  425000
HEMT 2006-3                         1                  407201510                    Fixed                               520000                  672000
HEMT 2006-3                         1                  407201511                    Fixed                               520750                  651000
HEMT 2006-3                         1                  407201512                    Fixed                               476000                  615000
HEMT 2006-3                         1                  407201513                    Fixed                               393750                  525000
HEMT 2006-3                         1                  407201514                    Fixed                               180000                  229000
HEMT 2006-3                         1                  407201515                    Fixed                               125600                  157000
HEMT 2006-3                         1                  407201516                    Fixed                               280000                  350000
HEMT 2006-3                         1                  407201518                    Fixed                               321550                  402000
HEMT 2006-3                         1                  407201519                    Fixed                               416000                  520000
HEMT 2006-3                         1                  407201520                    Fixed                               352000                  440000
HEMT 2006-3                         1                  407201521                    Fixed                               435200                  544000
HEMT 2006-3                         1                  407201522                    Fixed                               208000                  283000
HEMT 2006-3                         1                  407201523                    Fixed                               256000                  320000
HEMT 2006-3                         1                  407201524                    Fixed                               277500                  370000
HEMT 2006-3                         1                  407201525                    Fixed                               405600                  515000
HEMT 2006-3                         1                  407207582                    Fixed                               300000                  457000
HEMT 2006-3                         1                  407207583                    Fixed                               284000                  355000
HEMT 2006-3                         1                  407207584                    Fixed                               137970                  200000
HEMT 2006-3                         1                  407207587                    Fixed                               999999                 1600000
HEMT 2006-3                         1                  407207588                    Fixed                               374600                  590000
HEMT 2006-3                         1                  407207589                    Fixed                              1500000                 2450000
HEMT 2006-3                         1                  407207591                    Fixed                               297568                  480000
HEMT 2006-3                         1                  407207592                    Fixed                               417000                  560000
HEMT 2006-3                         1                  407207596                    Fixed                               303200                  383000
HEMT 2006-3                         1                  407207598                    Fixed                               440000                  555000
HEMT 2006-3                         1                  407207601                    Fixed                               260000                  325000
HEMT 2006-3                         1                  407207602                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407207603                    Fixed                                89355                  127650
HEMT 2006-3                         1                  407207609                    Fixed                               332000                  415000
HEMT 2006-3                         1                  407207611                    Fixed                               159000                  228000
HEMT 2006-3                         1                  407207612                    Fixed                               392000                  490000
HEMT 2006-3                         1                  407207613                    Fixed                               193600                  242000
HEMT 2006-3                         1                  407207614                    Fixed                               224000                  280000
HEMT 2006-3                         1                  407207615                    Fixed                               533850                  725000
HEMT 2006-3                         1                  407207617                    Fixed                               405000                  540000
HEMT 2006-3                         1                  407207620                    Fixed                               417000                  600000
HEMT 2006-3                         1                  407207621                    Fixed                               271500                  350000
HEMT 2006-3                         1                  407277997                    Fixed                               417000                  525000
HEMT 2006-3                         1                  407279191                    Fixed                               510800                  666000
HEMT 2006-3                         1                  407279194                    Fixed                               716000                  895000
HEMT 2006-3                         1                  407279195                    Fixed                               568000                 1050000
HEMT 2006-3                         1                  407279196                    Fixed                               256000                  370000
HEMT 2006-3                         1                  407279197                    Fixed                               360000                  450000
HEMT 2006-3                         1                  407279198                    Fixed                               368000                  460000
HEMT 2006-3                         1                  407279199                    Fixed                               411750                  549000
HEMT 2006-3                         1                  407279200                    Fixed                               305600                  382000
HEMT 2006-3                         1                  407279201                    Fixed                               650000                 1175000
HEMT 2006-3                         1                  407279202                    Fixed                               260000                  325000
HEMT 2006-3                         1                  407279203                    Fixed                               417000                  530000
HEMT 2006-3                         1                  407279204                    Fixed                               412000                  526500
HEMT 2006-3                         1                  407279205                    Fixed                               417000                  536000
HEMT 2006-3                         1                  407279209                    Fixed                               307200                  384000
HEMT 2006-3                         1                  407279210                    Fixed                               832000                 1040000
HEMT 2006-3                         1                  407279213                    Fixed                               503000                  720000
HEMT 2006-3                         1                  407279214                    Fixed                               417000                  549000
HEMT 2006-3                         1                  407279215                    Fixed                               756000                  945000
HEMT 2006-3                         1                  407280765                    Fixed                               264000                  330000
HEMT 2006-3                         1                  407280766                    Fixed                               276000                  345000
HEMT 2006-3                         1                  407280767                    Fixed                               284000                  356000
HEMT 2006-3                         1                  407280768                    Fixed                               552000                  710000
HEMT 2006-3                         1                  407280769                    Fixed                               320000                  400000
HEMT 2006-3                         1                  407280770                    Fixed                               357600                  447000
HEMT 2006-3                         1                  407280771                    Fixed                               212000                  265000
HEMT 2006-3                         1                  407280772                    Fixed                               271920                  340000
HEMT 2006-3                         1                  407280773                    Fixed                               136000                  170000
HEMT 2006-3                         1                  407280774                    Fixed                               358000                  448000
HEMT 2006-3                         1                  407280775                    Fixed                               296000                  380000
HEMT 2006-3                         1                  407280776                    Fixed                               194400                  300000
HEMT 2006-3                         1                  407280777                    Fixed                               216792                  271000
HEMT 2006-3                         1                  407280778                    Fixed                               360000                  450000
HEMT 2006-3                         1                  407280779                    Fixed                               305520                  382000
HEMT 2006-3                         1                  407280780                    Fixed                               204000                  255000
HEMT 2006-3                         1                  407280782                    Fixed                               319920                  400000
HEMT 2006-3                         1                  407280783                    Fixed                               173600                  219000
HEMT 2006-3                         1                  407280784                    Fixed                                98392                  122990
HEMT 2006-3                         1                  407280785                    Fixed                               360000                  451000
HEMT 2006-3                         1                  407280786                    Fixed                               316000                  398000
HEMT 2006-3                         1                  407280787                    Fixed                               201200                  255000
HEMT 2006-3                         1                  407280788                    Fixed                               199200                  249000
HEMT 2006-3                         1                  407280789                    Fixed                               255000                  340000
HEMT 2006-3                         1                  407280790                    Fixed                               324000                  405000
HEMT 2006-3                         1                  407280791                    Fixed                               486320                  620000
HEMT 2006-3                         1                  407280792                    Fixed                               168000                  225000
HEMT 2006-3                         1                  407280793                    Fixed                               240000                  312000
HEMT 2006-3                         1                  407280794                    Fixed                               312800                  393000
HEMT 2006-3                         1                  407280795                    Fixed                               286400                  358000
HEMT 2006-3                         1                  407280796                    Fixed                               261600                  337000
HEMT 2006-3                         1                  407280797                    Fixed                               236000                  295000
HEMT 2006-3                         1                  407280798                    Fixed                               328000                  410000
HEMT 2006-3                         1                  407280799                    Fixed                               220000                  275000
HEMT 2006-3                         1                  407280800                    Fixed                               360000                  450000
HEMT 2006-3                         1                  407280801                    Fixed                               276000                  345000
HEMT 2006-3                         1                  407280802                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407280803                    Fixed                               318750                  475000
HEMT 2006-3                         1                  407280804                    Fixed                               292000                  365000
HEMT 2006-3                         1                  407280805                    Fixed                               411200                  514000
HEMT 2006-3                         1                  407280806                    Fixed                               248000                  310000
HEMT 2006-3                         1                  407280807                    Fixed                               276000                  346000
HEMT 2006-3                         1                  407280808                    Fixed                               109250                  138000
HEMT 2006-3                         1                  407280809                    Fixed                               180000                  230000
HEMT 2006-3                         1                  407280811                    Fixed                               732000                  940000
HEMT 2006-3                         1                  407280812                    Fixed                               112000                  140000
HEMT 2006-3                         1                  407280813                    Fixed                               108000                  155000
HEMT 2006-3                         1                  407280814                    Fixed                               256000                  325000
HEMT 2006-3                         1                  407280815                    Fixed                               228000                  297000
HEMT 2006-3                         1                  407280816                    Fixed                               328800                  411000
HEMT 2006-3                         1                  407280817                    Fixed                               160000                  215000
HEMT 2006-3                         1                  407280818                    Fixed                               115900                  146000
HEMT 2006-3                         1                  407280819                    Fixed                               148800                  190000
HEMT 2006-3                         1                  407280820                    Fixed                               288000                  360000
HEMT 2006-3                         1                  407280821                    Fixed                               285600                  360000
HEMT 2006-3                         1                  407280822                    Fixed                               215900                  271000
HEMT 2006-3                         1                  407280823                    Fixed                               292000                  365000
HEMT 2006-3                         1                  407280824                    Fixed                               393600                  492000
HEMT 2006-3                         1                  407280825                    Fixed                               452000                  565000
HEMT 2006-3                         1                  407280826                    Fixed                               305600                  382000
HEMT 2006-3                         1                  407280827                    Fixed                               400000                  500000
HEMT 2006-3                         1                  407280828                    Fixed                               380000                  475000
HEMT 2006-3                         1                  407280829                    Fixed                                88000                  110000
HEMT 2006-3                         1                  407280830                    Fixed                               204100                  255500
HEMT 2006-3                         1                  407280831                    Fixed                               200000                  250000
HEMT 2006-3                         1                  407280832                    Fixed                               318400                  398000
HEMT 2006-3                         1                  407280833                    Fixed                               304000                  380000
HEMT 2006-3                         1                  407280834                    Fixed                                56000                   71000
HEMT 2006-3                         1                  407280835                    Fixed                               384000                  480000
HEMT 2006-3                         1                  407280836                    Fixed                               469600                  587000
HEMT 2006-3                         1                  407280837                    Fixed                               340600                  428000
HEMT 2006-3                         1                  407280838                    Fixed                               389600                  512000
HEMT 2006-3                         1                  407280839                    Fixed                               249600                  312000
HEMT 2006-3                         1                  407280840                    Fixed                               276000                  353000
HEMT 2006-3                         1                  407280841                    Fixed                               208000                  260000
HEMT 2006-3                         1                  407280842                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407280843                    Fixed                               112000                  155000
HEMT 2006-3                         1                  407281017                    Fixed                               256000                  320000
HEMT 2006-3                         1                  407281175                    Fixed                               244000                  305000
HEMT 2006-3                         1                  407281279                    Fixed                                96000                  120000
HEMT 2006-3                         1                  407281335                    Fixed                               110320                  146000
HEMT 2006-3                         1                  407281414                    Fixed                               112000                  160000
HEMT 2006-3                         1                  407281460                    Fixed                               104000                  130000
HEMT 2006-3                         1                  407281461                    Fixed                                94400                  119000
HEMT 2006-3                         1                  407281533                    Fixed                                55200                   70000
HEMT 2006-3                         1                  407284069                    Fixed                               248000                  310000
HEMT 2006-3                         1                  407284070                    Fixed                                71900                   93000
HEMT 2006-3                         1                  407284072                    Fixed                               268000                  335000
HEMT 2006-3                         1                  407284075                    Fixed                               212000                  290000
HEMT 2006-3                         1                  407284079                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407284081                    Fixed                                68000                   85000
HEMT 2006-3                         1                  407284084                    Fixed                               456000                  570000
HEMT 2006-3                         1                  407284085                    Fixed                               140000                  201000
HEMT 2006-3                         1                  407284088                    Fixed                               348250                  437000
HEMT 2006-3                         1                  407284091                    Fixed                               102908                  132000
HEMT 2006-3                         1                  407284093                    Fixed                               264000                  330000
HEMT 2006-3                         1                  407284094                    Fixed                               200000                  290000
HEMT 2006-3                         1                  407284098                    Fixed                               149200                  186500
HEMT 2006-3                         1                  407284100                    Fixed                               205600                  257000
HEMT 2006-3                         1                  407284101                    Fixed                               111920                  143000
HEMT 2006-3                         1                  407284102                    Fixed                               244800                  320000
HEMT 2006-3                         1                  407284103                    Fixed                               119200                  155000
HEMT 2006-3                         1                  407284107                    Fixed                               288000                  360000
HEMT 2006-3                         1                  407284108                    Fixed                                29250                   48000
HEMT 2006-3                         1                  407284111                    Fixed                               307950                  385000
HEMT 2006-3                         1                  407284112                    Fixed                               101600                  140000
HEMT 2006-3                         1                  407284114                    Fixed                               176000                  225000
HEMT 2006-3                         1                  407284115                    Fixed                               220000                  275000
HEMT 2006-3                         1                  407284116                    Fixed                               222000                  290000
HEMT 2006-3                         1                  407284118                    Fixed                               239920                  300000
HEMT 2006-3                         1                  407284119                    Fixed                               146800                  185000
HEMT 2006-3                         1                  407284120                    Fixed                               108000                  135000
HEMT 2006-3                         1                  407284123                    Fixed                               350000                  590000
HEMT 2006-3                         1                  407284124                    Fixed                               119200                  152000
HEMT 2006-3                         1                  407284126                    Fixed                               232000                  296000
HEMT 2006-3                         1                  407284128                    Fixed                               153600                  192000
HEMT 2006-3                         1                  407284129                    Fixed                               104100                  135000
HEMT 2006-3                         1                  407284130                    Fixed                               126400                  158000
HEMT 2006-3                         1                  407284131                    Fixed                               440000                  552000
HEMT 2006-3                         1                  407284132                    Fixed                               208000                  305000
HEMT 2006-3                         1                  407284134                    Fixed                               328000                  410000
HEMT 2006-3                         1                  407284135                    Fixed                               424000                  530000
HEMT 2006-3                         1                  407284136                    Fixed                               352000                  440000
HEMT 2006-3                         1                  407284138                    Fixed                               484000                  700000
HEMT 2006-3                         1                  407284139                    Fixed                               328000                  485000
HEMT 2006-3                         1                  407284140                    Fixed                               243200                  305000
HEMT 2006-3                         1                  407284141                    Fixed                               351600                  444000
HEMT 2006-3                         1                  407284142                    Fixed                               173172                  350000
HEMT 2006-3                         1                  407284145                    Fixed                               280000                  350000
HEMT 2006-3                         1                  407284147                    Fixed                               206000                  262000
HEMT 2006-3                         1                  407284149                    Fixed                               104348                  131000
HEMT 2006-3                         1                  407284150                    Fixed                               244000                  308000
HEMT 2006-3                         1                  407284153                    Fixed                               191920                  250000
HEMT 2006-3                         1                  407284157                    Fixed                               648000                  810000
HEMT 2006-3                         1                  407284159                    Fixed                               176300                  221000
HEMT 2006-3                         1                  407284161                    Fixed                               206500                  295000
HEMT 2006-3                         1                  407284163                    Fixed                                59200                   75000
HEMT 2006-3                         1                  407284164                    Fixed                               264000                  330000
HEMT 2006-3                         1                  407284165                    Fixed                               111579                  144500
HEMT 2006-3                         1                  407284167                    Fixed                               348800               420038.54
HEMT 2006-3                         1                  407284168                    Fixed                               260898                  326123
HEMT 2006-3                         1                  407284169                    Fixed                               260000                  329000
HEMT 2006-3                         1                  407284170                    Fixed                               372000                  465000
HEMT 2006-3                         1                  407284172                    Fixed                               308200                  387000
HEMT 2006-3                         1                  407284173                    Fixed                               554450                  693000
HEMT 2006-3                         1                  407284176                    Fixed                                93750                  125000
HEMT 2006-3                         1                  407284177                    Fixed                               369700                  465000
HEMT 2006-3                         1                  407284178                    Fixed                               145600                  185000
HEMT 2006-3                         1                  407284179                    Fixed                                61200                   77000
HEMT 2006-3                         1                  407284180                    Fixed                               301808                  400000
HEMT 2006-3                         1                  407284181                    Fixed                               252126                  290000
HEMT 2006-3                         1                  407284182                    Fixed                               172000                  223000
HEMT 2006-3                         1                  407284183                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407284184                    Fixed                               199920                  250000
HEMT 2006-3                         1                  407284185                    Fixed                               328242                  475000
HEMT 2006-3                         1                  407284188                    Fixed                               319217                  405000
HEMT 2006-3                         1                  407284191                    Fixed                               276000                  357000
HEMT 2006-3                         1                  407284193                    Fixed                               281300                  355000
HEMT 2006-3                         1                  407284194                    Fixed                               158788                  199000
HEMT 2006-3                         1                  407284195                    Fixed                               239960                  300000
HEMT 2006-3                         1                  407284196                    Fixed                               166000                  210000
HEMT 2006-3                         1                  407284197                    Fixed                               183200                  229000
HEMT 2006-3                         1                  407284199                    Fixed                               196000                  260000
HEMT 2006-3                         1                  407284205                    Fixed                               263050                  337000
HEMT 2006-3                         1                  407284233                    Fixed                               386400                  483000
HEMT 2006-3                         1                  407284235                    Fixed                               132800                  166000
HEMT 2006-3                         1                  407284236                    Fixed                               327900                  430000
HEMT 2006-3                         1                  407284237                    Fixed                               278400                  367000
HEMT 2006-3                         1                  407284238                    Fixed                               384000                  480000
HEMT 2006-3                         1                  407284239                    Fixed                               102400                  130000
HEMT 2006-3                         1                  407284240                    Fixed                               462400                  578000
HEMT 2006-3                         1                  407284242                    Fixed                               335200                  430000
HEMT 2006-3                         1                  407284243                    Fixed                                60800                   80000
HEMT 2006-3                         1                  407284246                    Fixed                               256575                  375000
HEMT 2006-3                         1                  407284247                    Fixed                               344000                  430000
HEMT 2006-3                         1                  407284250                    Fixed                               304000                  420000
HEMT 2006-3                         1                  407284252                    Fixed                               496000                  620000
HEMT 2006-3                         1                  407284253                    Fixed                               130400                  165000
HEMT 2006-3                         1                  407284254                    Fixed                                90700                  118000
HEMT 2006-3                         1                  407284255                    Fixed                               327200                  415000
HEMT 2006-3                         1                  407284256                    Fixed                               393388                  491735
HEMT 2006-3                         1                  407284257                    Fixed                               350611                  540000
HEMT 2006-3                         1                  407284258                    Fixed                               100640                  126000
HEMT 2006-3                         1                  407284259                    Fixed                               158400                  198000
HEMT 2006-3                         1                  407284260                    Fixed                               299988                  375000
HEMT 2006-3                         1                  407284261                    Fixed                               496000                  620000
HEMT 2006-3                         1                  407284262                    Fixed                               258680                  335000
HEMT 2006-3                         1                  407284263                    Fixed                               395250                  530000
HEMT 2006-3                         1                  407284264                    Fixed                               118400                  149400
HEMT 2006-3                         1                  407284266                    Fixed                               604000                  755000
HEMT 2006-3                         1                  407284267                    Fixed                               299192                  394120
HEMT 2006-3                         1                  407284269                    Fixed                               219500                  275000
HEMT 2006-3                         1                  407284270                    Fixed                               328000                  410000
HEMT 2006-3                         1                  407284271                    Fixed                               207120                  259000
HEMT 2006-3                         1                  407284272                    Fixed                               116000                  145000
HEMT 2006-3                         1                  407284273                    Fixed                               224800                  285000
HEMT 2006-3                         1                  407284274                    Fixed                               180000                  225000
HEMT 2006-3                         1                  407284275                    Fixed                               132000                  169000
HEMT 2006-3                         1                  407284276                    Fixed                               110800                  156000
HEMT 2006-3                         1                  407284277                    Fixed                               230400                  295000
HEMT 2006-3                         1                  407284278                    Fixed                               202400                  253000
HEMT 2006-3                         1                  407284279                    Fixed                               220800                  276000
HEMT 2006-3                         1                  407284280                    Fixed                               404000                  518000
HEMT 2006-3                         1                  407284281                    Fixed                               202900                  255000
HEMT 2006-3                         1                  407284282                    Fixed                               105600                  144000
HEMT 2006-3                         1                  407284283                    Fixed                               220000                  275000
HEMT 2006-3                         1                  407284284                    Fixed                               335050                  425000
HEMT 2006-3                         1                  407284285                    Fixed                               218000                  275000
HEMT 2006-3                         1                  407284286                    Fixed                               256000                  350000
HEMT 2006-3                         1                  407284287                    Fixed                               180000                  225000
HEMT 2006-3                         1                  407284289                    Fixed                               217600                  272000
HEMT 2006-3                         1                  407284290                    Fixed                                76800                   96000
HEMT 2006-3                         1                  407284291                    Fixed                               576000                  720000
HEMT 2006-3                         1                  407284292                    Fixed                               475200                  610000
HEMT 2006-3                         1                  407284293                    Fixed                               550000                  688000
HEMT 2006-3                         1                  407284294                    Fixed                               158800                  200000
HEMT 2006-3                         1                  407284295                    Fixed                               370300                  470000
HEMT 2006-3                         1                  407284296                    Fixed                               180000                  235000
HEMT 2006-3                         1                  407284297                    Fixed                               448000                  560000
HEMT 2006-3                         1                  407284298                    Fixed                               180000                  225000
HEMT 2006-3                         1                  407284299                    Fixed                               186800                  233500
HEMT 2006-3                         1                  407284300                    Fixed                                96000                  130000
HEMT 2006-3                         1                  407284301                    Fixed                               488000                  610000
HEMT 2006-3                         1                  407284303                    Fixed                               483200                  604000
HEMT 2006-3                         1                  407284304                    Fixed                               160000                  215000
HEMT 2006-3                         1                  407284305                    Fixed                               213600                  267000
HEMT 2006-3                         1                  407284306                    Fixed                               416500                  595000
HEMT 2006-3                         1                  407284308                    Fixed                               330400                  415000
HEMT 2006-3                         1                  407284309                    Fixed                               196000                  245000
HEMT 2006-3                         1                  407284310                    Fixed                               528800                  661459
HEMT 2006-3                         1                  407284311                    Fixed                               208000                  275000
HEMT 2006-3                         1                  407284312                    Fixed                               116000                  145000
HEMT 2006-3                         1                  407284314                    Fixed                               251932                  342000
HEMT 2006-3                         1                  407284315                    Fixed                               402400                  570000
HEMT 2006-3                         1                  407284316                    Fixed                               124000                  155000
HEMT 2006-3                         1                  407284317                    Fixed                               150800                  190000
HEMT 2006-3                         1                  407284318                    Fixed                               545700                  682200
HEMT 2006-3                         1                  407284319                    Fixed                               186000                  233000
HEMT 2006-3                         1                  407284320                    Fixed                               400000                  500000
HEMT 2006-3                         1                  407284321                    Fixed                               210924                  295000
HEMT 2006-3                         1                  407284322                    Fixed                               130400                  164500
HEMT 2006-3                         1                  407284323                    Fixed                               253520                  325000
HEMT 2006-3                         1                  407284324                    Fixed                               292000                  365000
HEMT 2006-3                         1                  407284325                    Fixed                               201000                  260000
HEMT 2006-3                         1                  407284326                    Fixed                               176800                  230000
HEMT 2006-3                         1                  407284327                    Fixed                               177000                  225000
HEMT 2006-3                         1                  407284329                    Fixed                               332000                  415000
HEMT 2006-3                         1                  407284330                    Fixed                               368073                  464500
HEMT 2006-3                         1                  407284331                    Fixed                               146400                  183000
HEMT 2006-3                         1                  407284333                    Fixed                               521600                  652000
HEMT 2006-3                         1                  407284334                    Fixed                               184926                  292000
HEMT 2006-3                         1                  407284335                    Fixed                               203490                  310000
HEMT 2006-3                         1                  407284337                    Fixed                               204000                  265000
HEMT 2006-3                         1                  407284338                    Fixed                               368000                  465000
HEMT 2006-3                         1                  407284339                    Fixed                               248000                  310000
HEMT 2006-3                         1                  407284340                    Fixed                               194400                  247000
HEMT 2006-3                         1                  407284341                    Fixed                               300000                  399000
HEMT 2006-3                         1                  407284342                    Fixed                               128000                  170000
HEMT 2006-3                         1                  407284343                    Fixed                               480000                  600000
HEMT 2006-3                         1                  407284344                    Fixed                               513600                  678000
HEMT 2006-3                         1                  407284345                    Fixed                               310800                  400000
HEMT 2006-3                         1                  407288839                    Fixed                               146000                  185000
HEMT 2006-3                         1                  407288840                    Fixed                               200000                  255000
HEMT 2006-3                         1                  407288841                    Fixed                               328000                  411000
HEMT 2006-3                         1                  407288842                    Fixed                               207192                  278000
HEMT 2006-3                         1                  407288843                    Fixed                               292000                  367500
HEMT 2006-3                         1                  407288845                    Fixed                               281200                  390000
HEMT 2006-3                         1                  407288846                    Fixed                               252000                  315000
HEMT 2006-3                         1                  407288847                    Fixed                               134720                  180000
HEMT 2006-3                         1                  407288848                    Fixed                               430358                  540000
HEMT 2006-3                         1                  407288849                    Fixed                               213600                  267000
HEMT 2006-3                         1                  407288850                    Fixed                               528000                  670000
HEMT 2006-3                         1                  407288851                    Fixed                               176000                  228000
HEMT 2006-3                         1                  407288852                    Fixed                               156800                  197000
HEMT 2006-3                         1                  407288853                    Fixed                               187200                  235000
HEMT 2006-3                         1                  407294174                    Fixed                               123800                  155000
HEMT 2006-3                         1                  407294175                    Fixed                               238800                  300000
HEMT 2006-3                         1                  407294176                    Fixed                               255200                  333000
HEMT 2006-3                         1                  407294177                    Fixed                               164300                  207500
HEMT 2006-3                         1                  407294179                    Fixed                               243900                  325000
HEMT 2006-3                         1                  407294180                    Fixed                            129307.67                  162000
HEMT 2006-3                         1                  407294184                    Fixed                               173500                  217000
HEMT 2006-3                         1                  407294185                    Fixed                            119096.31                  150000
HEMT 2006-3                         1                  407294186                    Fixed                               518015                  650000
HEMT 2006-3                         1                  407294188                    Fixed                               153600                  193000
HEMT 2006-3                         1                  407294190                    Fixed                            128723.91                  161000
HEMT 2006-3                         1                  407294191                    Fixed                               114375                  147000
HEMT 2006-3                         1                  407294192                    Fixed                               112000                  145000
HEMT 2006-3                         1                  407294193                    Fixed                               111300                  140000
HEMT 2006-3                         1                  407294194                    Fixed                               121600                  152500
HEMT 2006-3                         1                  407294195                    Fixed                               280000                  370000
HEMT 2006-3                         1                  407294197                    Fixed                               188000                  244000
HEMT 2006-3                         1                  407294198                    Fixed                            222509.37                  280000
HEMT 2006-3                         1                  407294200                    Fixed                               960000                 1200000
HEMT 2006-3                         1                  407294201                    Fixed                               257600                  322000
HEMT 2006-3                         1                  407294205                    Fixed                               148000                  186000
HEMT 2006-3                         1                  407294206                    Fixed                               460000                  575000
HEMT 2006-3                         1                  407294207                    Fixed                               180000                  230000
HEMT 2006-3                         1                  407294208                    Fixed                               140000                  175000
HEMT 2006-3                         1                  407294209                    Fixed                               464000                  580000
HEMT 2006-3                         1                  407294210                    Fixed                               303200                  385400
HEMT 2006-3                         1                  407294211                    Fixed                               110400                  138000
HEMT 2006-3                         1                  407294212                    Fixed                               126400                  183000
HEMT 2006-3                         1                  407294213                    Fixed                               120000                  150000
HEMT 2006-3                         1                  407294216                    Fixed                            185298.85                  243000
HEMT 2006-3                         1                  407294217                    Fixed                               205200                  285000
HEMT 2006-3                         1                  407294218                    Fixed                               180000                  235000
HEMT 2006-3                         1                  407294219                    Fixed                               234687                  304000
HEMT 2006-3                         1                  407294220                    Fixed                               212968                  274000
HEMT 2006-3                         1                  407294221                    Fixed                               213783                  277000
HEMT 2006-3                         1                  407294222                    Fixed                               424000                  530000
HEMT 2006-3                         1                  407294223                    Fixed                               321600                  417000
HEMT 2006-3                         1                  407294224                    Fixed                               396000                  505000
HEMT 2006-3                         1                  407294225                    Fixed                               160000                  205000
HEMT 2006-3                         1                  407294226                    Fixed                               276000                  345000
HEMT 2006-3                         1                  407294227                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407294229                    Fixed                               194400                  243000
HEMT 2006-3                         1                  407294230                    Fixed                               203535                  255000
HEMT 2006-3                         1                  407294232                    Fixed                               151200                  189000
HEMT 2006-3                         1                  407294233                    Fixed                               180800                  226000
HEMT 2006-3                         1                  407294234                    Fixed                               212000                  265000
HEMT 2006-3                         1                  407294235                    Fixed                               209600                  262000
HEMT 2006-3                         1                  407294237                    Fixed                               125600                  158000
HEMT 2006-3                         1                  407294238                    Fixed                               148000                  185000
HEMT 2006-3                         1                  407294239                    Fixed                               144000                  180000
HEMT 2006-3                         1                  407294940                    Fixed                               172000                  215000
HEMT 2006-3                         1                  407294943                    Fixed                                96800                  122000
HEMT 2006-3                         1                  407294944                    Fixed                               235920                  294900
HEMT 2006-3                         1                  407294945                    Fixed                                96000                  125000
HEMT 2006-3                         1                  407294946                    Fixed                               130000                  163000
HEMT 2006-3                         1                  407294949                    Fixed                               184000                  230000
HEMT 2006-3                         1                  407294950                    Fixed                               399200                  500000
HEMT 2006-3                         1                  407297754                    Fixed                               126400                  158000
HEMT 2006-3                         1                  407297755                    Fixed                               272800                  403000
HEMT 2006-3                         1                  407297756                    Fixed                               118400                  149000
HEMT 2006-3                         1                  407297757                    Fixed                                88000                  115000
HEMT 2006-3                         1                  407297758                    Fixed                               200000                  250000
HEMT 2006-3                         1                  407297760                    Fixed                               257600                  322000
HEMT 2006-3                         1                  407297762                    Fixed                               102400                  128000
HEMT 2006-3                         1                  407297763                    Fixed                               277816                  350000
HEMT 2006-3                         1                  407297764                    Fixed                               228000                  285000
HEMT 2006-3                         1                  407297765                    Fixed                                89600                  117000
HEMT 2006-3                         1                  407297766                    Fixed                               151200                  190000
HEMT 2006-3                         1                  407297767                    Fixed                                88800                  112000
HEMT 2006-3                         1                  407297768                    Fixed                               148000                  185000
HEMT 2006-3                         1                  407297770                    Fixed                               146000                  182500
HEMT 2006-3                         1                  407297771                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407297772                    Fixed                               120400                  150800
HEMT 2006-3                         1                  407297773                    Fixed                                98400                  125000
HEMT 2006-3                         1                  407297774                    Fixed                               190400                  257000
HEMT 2006-3                         1                  407297775                    Fixed                               144000                  191000
HEMT 2006-3                         1                  407297776                    Fixed                                95920                  119900
HEMT 2006-3                         1                  407297777                    Fixed                               165600                  207000
HEMT 2006-3                         1                  407297778                    Fixed                                96000                  120000
HEMT 2006-3                         1                  407297779                    Fixed                                88192                  132600
HEMT 2006-3                         1                  407297780                    Fixed                               188000                  235000
HEMT 2006-3                         1                  407297781                    Fixed                                67200                   84000
HEMT 2006-3                         1                  407297782                    Fixed                               100800                  126000
HEMT 2006-3                         1                  407297783                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407297784                    Fixed                               348000                  435000
HEMT 2006-3                         1                  407297785                    Fixed                               181600                  235000
HEMT 2006-3                         1                  407297786                    Fixed                               180000                  225000
HEMT 2006-3                         1                  407297787                    Fixed                               337092                  425000
HEMT 2006-3                         1                  407297788                    Fixed                               208000                  260000
HEMT 2006-3                         1                  407297789                    Fixed                               108800                  136000
HEMT 2006-3                         1                  407297790                    Fixed                               222400                  286000
HEMT 2006-3                         1                  407297791                    Fixed                               379200                  485000
HEMT 2006-3                         1                  407297792                    Fixed                                68800                   86000
HEMT 2006-3                         1                  407297793                    Fixed                               143600                  179500
HEMT 2006-3                         1                  407297794                    Fixed                               124720                  155900
HEMT 2006-3                         1                  407297795                    Fixed                                76000                  103000
HEMT 2006-3                         1                  407297796                    Fixed                               188000                  235000
HEMT 2006-3                         1                  407297797                    Fixed                               169600                  227000
HEMT 2006-3                         1                  407297798                    Fixed                               264000                  330000
HEMT 2006-3                         1                  407297799                    Fixed                               174000                  218000
HEMT 2006-3                         1                  407297800                    Fixed                               105600                  136000
HEMT 2006-3                         1                  407297801                    Fixed                               128000                  160000
HEMT 2006-3                         1                  407297802                    Fixed                               174000                  217500
HEMT 2006-3                         1                  407297803                    Fixed                               134800                  169000
HEMT 2006-3                         1                  407297804                    Fixed                               130400                  166000
HEMT 2006-3                         1                  407297805                    Fixed                                52560                   71000
HEMT 2006-3                         1                  407297806                    Fixed                               184000                  230000
HEMT 2006-3                         1                  407297807                    Fixed                               219202                  305000
HEMT 2006-3                         1                  407297809                    Fixed                               312000                  390000
HEMT 2006-3                         1                  407297810                    Fixed                               135920                  170000
HEMT 2006-3                         1                  407297811                    Fixed                               111600                  140000
HEMT 2006-3                         1                  407297812                    Fixed                               204000                  290000
HEMT 2006-3                         1                  407297813                    Fixed                               364800                  456000
HEMT 2006-3                         1                  407297814                    Fixed                               152000                  190000
HEMT 2006-3                         1                  407297815                    Fixed                               191920                  240000
HEMT 2006-3                         1                  407297816                    Fixed                               188000                  235000
HEMT 2006-3                         1                  407297817                    Fixed                               232000                  339000
HEMT 2006-3                         1                  407297818                    Fixed                                68000                   86000
HEMT 2006-3                         1                  407297820                    Fixed                               348000                  440000
HEMT 2006-3                         1                  407297821                    Fixed                               206800                  259000
HEMT 2006-3                         1                  407297822                    Fixed                               208800                  261000
HEMT 2006-3                         1                  407297826                    Fixed                               140000                  175000
HEMT 2006-3                         1                  407297827                    Fixed                               291144                  364000
HEMT 2006-3                         1                  407297828                    Fixed                               119000                  151000
HEMT 2006-3                         1                  407297830                    Fixed                               121600                  175000
HEMT 2006-3                         1                  407297831                    Fixed                               141600                  200000
HEMT 2006-3                         1                  407297832                    Fixed                               193600                  242000
HEMT 2006-3                         1                  407297833                    Fixed                               100000                  125000
HEMT 2006-3                         1                  407297834                    Fixed                               118000                  147500
HEMT 2006-3                         1                  407297835                    Fixed                               136000                  170000
HEMT 2006-3                         1                  407297836                    Fixed                               216000                  270000
HEMT 2006-3                         1                  407297837                    Fixed                               139200                  185000
HEMT 2006-3                         1                  407297838                    Fixed                               124000                  155000
HEMT 2006-3                         1                  407297839                    Fixed                               107200                  135000
HEMT 2006-3                         1                  407297840                    Fixed                               118400                  148000
HEMT 2006-3                         1                  407297841                    Fixed                               119920                  150000
HEMT 2006-3                         1                  407297842                    Fixed                               212000                  265000
HEMT 2006-3                         1                  407297843                    Fixed                                62400                   78000
HEMT 2006-3                         1                  407297844                    Fixed                               348000                  435000
HEMT 2006-3                         1                  407297845                    Fixed                               196000                  245000
HEMT 2006-3                         1                  407297846                    Fixed                                83920                  114000
HEMT 2006-3                         1                  407297847                    Fixed                                56800                   71000
HEMT 2006-3                         1                  407297848                    Fixed                                97600                  122000
HEMT 2006-3                         1                  407297850                    Fixed                                88800                  111000
HEMT 2006-3                         1                  407297852                    Fixed                               109600                  137000
HEMT 2006-3                         1                  407297853                    Fixed                               179632                  256000
HEMT 2006-3                         1                  407297854                    Fixed                               156000                  206000
HEMT 2006-3                         1                  407297855                    Fixed                               140000                  175000
HEMT 2006-3                         1                  407297858                    Fixed                               160000                  207000
HEMT 2006-3                         1                  407297860                    Fixed                               220000                  306000
HEMT 2006-3                         1                  407297861                    Fixed                               440000                  550000
HEMT 2006-3                         1                  407297862                    Fixed                               240000                  300000
HEMT 2006-3                         1                  407297863                    Fixed                               115659                  145000
HEMT 2006-3                         1                  407297864                    Fixed                               232000                  302000
HEMT 2006-3                         1                  407297865                    Fixed                               232000                  295400
HEMT 2006-3                         1                  407297866                    Fixed                               212000                  280000
HEMT 2006-3                         1                  407297867                    Fixed                               149600                  187000
HEMT 2006-3                         1                  407297868                    Fixed                               176000                  220000
HEMT 2006-3                         1                  407297869                    Fixed                               225200                  282000
HEMT 2006-3                         1                  407297870                    Fixed                               148000                  185000
HEMT 2006-3                         1                  407297872                    Fixed                               127200                  159000
HEMT 2006-3                         1                  407297873                    Fixed                               116000                  154000
HEMT 2006-3                         1                  407297874                    Fixed                               232000                  320000
HEMT 2006-3                         1                  407297875                    Fixed                               304000                  380000
HEMT 2006-3                         1                  407297878                    Fixed                               436000                  545000
HEMT 2006-3                         1                  407297879                    Fixed                               103200                  129000
HEMT 2006-3                         1                  407297880                    Fixed                                66144                   83000
HEMT 2006-3                         1                  407297881                    Fixed                                56800                   71000
HEMT 2006-3                         1                  407297882                    Fixed                               104000                  130000
HEMT 2006-3                         1                  407297884                    Fixed                               196000                  245000
HEMT 2006-3                         1                  407297886                    Fixed                               171200                  214000
HEMT 2006-3                         1                  407297887                    Fixed                               108160                  135200
HEMT 2006-3                         1                  407297890                    Fixed                               184000                  237500
HEMT 2006-3                         1                  407297892                    Fixed                                92000                  115000
HEMT 2006-3                         1                  407297893                    Fixed                               359200                  450000
HEMT 2006-3                         1                  407297894                    Fixed                               220000                  275000
HEMT 2006-3                         1                  407297895                    Fixed                               372000                  466000
HEMT 2006-3                         1                  407297896                    Fixed                               340800                  426000
HEMT 2006-3                         1                  407297897                    Fixed                               279920                  352000
HEMT 2006-3                         1                  407297898                    Fixed                               131520                  168000
HEMT 2006-3                         1                  407297899                    Fixed                               206400                  290000
HEMT 2006-3                         1                  407297900                    Fixed                               399999                  500000
HEMT 2006-3                         1                  407297901                    Fixed                                84000                  105000
HEMT 2006-3                         1                  407297902                    Fixed                               190400                  238000
HEMT 2006-3                         1                  407297903                    Fixed                               266000                  332500
HEMT 2006-3                         1                  407297904                    Fixed                               114400                  143000
HEMT 2006-3                         1                  407297905                    Fixed                                80800                  105000
HEMT 2006-3                         1                  407297906                    Fixed                               172000                  215000
HEMT 2006-3                         1                  407297907                    Fixed                               187120                  234000
HEMT 2006-3                         1                  407297908                    Fixed                               108800                  138000
HEMT 2006-3                         1                  407297909                    Fixed                               227992                  285000
HEMT 2006-3                         1                  407297910                    Fixed                               133600                  167000
HEMT 2006-3                         1                  407297911                    Fixed                               221520                  285000
HEMT 2006-3                         1                  407297912                    Fixed                               204000                  255000
HEMT 2006-3                         1                  407297913                    Fixed                                84400                  105500
HEMT 2006-3                         1                  407297914                    Fixed                               180948                  228000
HEMT 2006-3                         1                  407297917                    Fixed                               109600                  137000
HEMT 2006-3                         1                  407297918                    Fixed                                78400                   99500
HEMT 2006-3                         1                  407297919                    Fixed                               207200                  260000
HEMT 2006-3                         1                  407297920                    Fixed                               148800                  200000
HEMT 2006-3                         1                  407297921                    Fixed                               234400                  294000
HEMT 2006-3                         1                  407297922                    Fixed                               228000                  285000
HEMT 2006-3                         1                  407297923                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407297924                    Fixed                               224000                  280000
HEMT 2006-3                         1                  407297926                    Fixed                               144800                  182000
HEMT 2006-3                         1                  407297927                    Fixed                               268000                  340000
HEMT 2006-3                         1                  407297928                    Fixed                               296000                  415000
HEMT 2006-3                         1                  407297929                    Fixed                               439600                  557000
HEMT 2006-3                         1                  407297930                    Fixed                               242400                  303000
HEMT 2006-3                         1                  407297931                    Fixed                               172400                  216000
HEMT 2006-3                         1                  407297932                    Fixed                               165000                  218000
HEMT 2006-3                         1                  407297933                    Fixed                               198400                  248000
HEMT 2006-3                         1                  407297935                    Fixed                               167960                  210000
HEMT 2006-3                         1                  407297936                    Fixed                               316000                  414000
HEMT 2006-3                         1                  407297938                    Fixed                               184000                  231000
HEMT 2006-3                         1                  407297939                    Fixed                               284000                  367000
HEMT 2006-3                         1                  407297940                    Fixed                               360000                  450000
HEMT 2006-3                         1                  407297942                    Fixed                                52000                   65000
HEMT 2006-3                         1                  407297943                    Fixed                               121600                  152000
HEMT 2006-3                         1                  407297944                    Fixed                                73836                   95000
HEMT 2006-3                         1                  407297945                    Fixed                                96000                  120000
HEMT 2006-3                         1                  407297946                    Fixed                                55120                   71000
HEMT 2006-3                         1                  407297947                    Fixed                               161600                  202000
HEMT 2006-3                         1                  407297948                    Fixed                               188480                  240000
HEMT 2006-3                         1                  407297949                    Fixed                               113360                  166000
HEMT 2006-3                         1                  407297950                    Fixed                                62000                   80000
HEMT 2006-3                         1                  407297951                    Fixed                               285500                  385000
HEMT 2006-3                         1                  407297952                    Fixed                               216000                  270000
HEMT 2006-3                         1                  407297954                    Fixed                                61904                   82000
HEMT 2006-3                         1                  407297956                    Fixed                               188000                  235000
HEMT 2006-3                         1                  407297957                    Fixed                               173520                  217000
HEMT 2006-3                         1                  407297959                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407297960                    Fixed                               116000                  150000
HEMT 2006-3                         1                  407297961                    Fixed                               368000                  460000
HEMT 2006-3                         1                  407297964                    Fixed                               229600                  301000
HEMT 2006-3                         1                  407297965                    Fixed                               392000                  490000
HEMT 2006-3                         1                  407297966                    Fixed                               212000                  265000
HEMT 2006-3                         1                  407297967                    Fixed                               353360                  441700
HEMT 2006-3                         1                  407297968                    Fixed                               212000                  270000
HEMT 2006-3                         1                  407297969                    Fixed                               290800                  363500
HEMT 2006-3                         1                  407297970                    Fixed                               384800                  481000
HEMT 2006-3                         1                  407297971                    Fixed                               299040                  380000
HEMT 2006-3                         1                  407297972                    Fixed                               272000                  340000
HEMT 2006-3                         1                  407297973                    Fixed                               336000                  420000
HEMT 2006-3                         1                  407297974                    Fixed                               272000                  352000
HEMT 2006-3                         1                  407297975                    Fixed                               320000                  400000
HEMT 2006-3                         1                  407297976                    Fixed                               224000                  280000
HEMT 2006-3                         1                  407297977                    Fixed                               308800                  386000
HEMT 2006-3                         1                  407297978                    Fixed                               248000                  315000
HEMT 2006-3                         1                  407297979                    Fixed                               230800                  291000
HEMT 2006-3                         1                  407297980                    Fixed                               289600                  362000
HEMT 2006-3                         1                  407297982                    Fixed                               280000                  350000
HEMT 2006-3                         1                  407297983                    Fixed                               246000                  315000
HEMT 2006-3                         1                  407297984                    Fixed                               116000                  147000
HEMT 2006-3                         1                  407297985                    Fixed                               156000                  200000
HEMT 2006-3                         1                  407297987                    Fixed                               238800                  309000
HEMT 2006-3                         1                  407297988                    Fixed                               284000                  360000
HEMT 2006-3                         1                  407297989                    Fixed                               391200                  489000
HEMT 2006-3                         1                  407297990                    Fixed                               284000                  400000
HEMT 2006-3                         1                  407297991                    Fixed                               248000                  312000
HEMT 2006-3                         1                  407297992                    Fixed                                98000                  123000
HEMT 2006-3                         1                  407297994                    Fixed                               140000                  175000
HEMT 2006-3                         1                  407297995                    Fixed                               116000                  155000
HEMT 2006-3                         1                  407297996                    Fixed                               200000                  250000
HEMT 2006-3                         1                  407297997                    Fixed                               252000                  315000
HEMT 2006-3                         1                  407297998                    Fixed                                97600                  135000
HEMT 2006-3                         1                  407297999                    Fixed                                99920                  125000
HEMT 2006-3                         1                  407298000                    Fixed                               128720                  161000
HEMT 2006-3                         1                  407298001                    Fixed                               111920                  140000
HEMT 2006-3                         1                  407298003                    Fixed                               308000                  385000
HEMT 2006-3                         1                  407298004                    Fixed                               192000                  240000
HEMT 2006-3                         1                  407298005                    Fixed                               134400                  170000
HEMT 2006-3                         1                  407298007                    Fixed                               104000                  132000
HEMT 2006-3                         1                  407298008                    Fixed                               253600                  317000
HEMT 2006-3                         1                  407298009                    Fixed                               196000                  245000
HEMT 2006-3                         1                  407298010                    Fixed                               166400                  215000
HEMT 2006-3                         1                  407298011                    Fixed                               233200                  291500
HEMT 2006-3                         1                  407298012                    Fixed                               207120                  260000
HEMT 2006-3                         1                  407298013                    Fixed                               191200                  239000
HEMT 2006-3                         1                  407298016                    Fixed                               263200                  360000
HEMT 2006-3                         1                  407298017                    Fixed                               200000                  255000
HEMT 2006-3                         1                  407298020                    Fixed                               273600                  347000
HEMT 2006-3                         1                  407298021                    Fixed                               268000                  335000
HEMT 2006-3                         1                  407308005                    Fixed                               136000                  175800
HEMT 2006-3                         1                  407308006                    Fixed                               400000                  568000
HEMT 2006-3                         1                  407308009                    Fixed                               400000                  575000
HEMT 2006-3                         1                  407308010                    Fixed                               159200                  199000
HEMT 2006-3                         1                  407308011                    Fixed                               375000                  500000
HEMT 2006-3                         1                  407308012                    Fixed                               157811                  225000
HEMT 2006-3                         1                  407308013                    Fixed                                75920                  102000
HEMT 2006-3                         1                  407308014                    Fixed                               189375                  300000
HEMT 2006-3                         1                  407308015                    Fixed                               100000                  125000
HEMT 2006-3                         1                  407308016                    Fixed                               140000                  200000
HEMT 2006-3                         1                  407308017                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407308018                    Fixed                               111200                  139000
HEMT 2006-3                         1                  407308019                    Fixed                               200920                  253000
HEMT 2006-3                         1                  407321696                    Fixed                               202844                  292000
HEMT 2006-3                         1                  407321697                    Fixed                               121600                  152000
HEMT 2006-3                         1                  407321698                    Fixed                                89600                  115000
HEMT 2006-3                         1                  407321699                    Fixed                               112739                  143000
HEMT 2006-3                         1                  407321700                    Fixed                               110320                  145000
HEMT 2006-3                         1                  407321702                    Fixed                               172000                  220000
HEMT 2006-3                         1                  407321707                    Fixed                               403088                  537500
HEMT 2006-3                         1                  407321708                    Fixed                               179300                  225000
HEMT 2006-3                         1                  407321709                    Fixed                               107000                  134000
HEMT 2006-3                         1                  407323354                    Fixed                             133599.9                  167000
HEMT 2006-3                         1                  407323355                    Fixed                               472000                  618000
HEMT 2006-3                         1                  407323356                    Fixed                               248000                  315000
HEMT 2006-3                         1                  407323357                    Fixed                               284000                  365000
HEMT 2006-3                         1                  407323358                    Fixed                               127900                  165000
HEMT 2006-3                         1                  407323359                    Fixed                            423099.01                  535000
HEMT 2006-3                         1                  407323360                    Fixed                             284250.5                  359000
HEMT 2006-3                         1                  407323361                    Fixed                            263900.52                  330000
HEMT 2006-3                         1                  407323362                    Fixed                               257200                  322000
HEMT 2006-3                         1                  407323363                    Fixed                               364000                  460000
HEMT 2006-3                         1                  407323364                    Fixed                               240000                  300000
HEMT 2006-3                         1                  407323365                    Fixed                               180000                  232000
HEMT 2006-3                         1                  407323366                    Fixed                              56750.2                   95000
HEMT 2006-3                         1                  407323367                    Fixed                               348000                  440000
HEMT 2006-3                         1                  407323368                    Fixed                               280000                  355000
HEMT 2006-3                         1                  407323369                    Fixed                            146300.77                  185000
HEMT 2006-3                         1                  407323370                    Fixed                             89200.55                  115000
HEMT 2006-3                         1                  407323371                    Fixed                               252000                  325000
HEMT 2006-3                         1                  407323372                    Fixed                            400001.36                  530000
HEMT 2006-3                         1                  407323373                    Fixed                            117900.05                  169000
HEMT 2006-3                         1                  407323375                    Fixed                             207900.5                  300000
HEMT 2006-3                         1                  407323376                    Fixed                               312000                  390000
HEMT 2006-3                         1                  407323377                    Fixed                               244000                  305000
HEMT 2006-3                         1                  407323378                    Fixed                               235200                  305000
HEMT 2006-3                         1                  407323379                    Fixed                               266500                  410000
HEMT 2006-3                         1                  407323380                    Fixed                               279200                  355000
HEMT 2006-3                         1                  407323381                    Fixed                               177600                  222000
HEMT 2006-3                         1                  407323382                    Fixed                               204000                  285000
HEMT 2006-3                         1                  407323383                    Fixed                            416998.17                  600000
HEMT 2006-3                         1                  407323385                    Fixed                               220800                  283000
HEMT 2006-3                         1                  407323386                    Fixed                               427000                  620000
HEMT 2006-3                         1                  407323387                    Fixed                               220000                  275000
HEMT 2006-3                         1                  407323388                    Fixed                               312000                  390000
HEMT 2006-3                         1                  407323389                    Fixed                               185400                  235000
HEMT 2006-3                         1                  407323390                    Fixed                            149950.01                  188000
HEMT 2006-3                         1                  407323391                    Fixed                               177200                  221500
HEMT 2006-3                         1                  407323392                    Fixed                            120000.53                  155000
HEMT 2006-3                         1                  407323394                    Fixed                               108000                  135000
HEMT 2006-3                         1                  407323395                    Fixed                               384000                  481000
HEMT 2006-3                         1                  407323396                    Fixed                               179200                  224000
HEMT 2006-3                         1                  407323397                    Fixed                               318750                  433000
HEMT 2006-3                         1                  407323398                    Fixed                            309801.77                  391500
HEMT 2006-3                         1                  407323399                    Fixed                               312000                  390000
HEMT 2006-3                         1                  407323400                    Fixed                               130000                  164000
HEMT 2006-3                         1                  407323401                    Fixed                            318001.15                  401000
HEMT 2006-3                         1                  407323402                    Fixed                               172000                  215000
HEMT 2006-3                         1                  407323403                    Fixed                               192000                  270000
HEMT 2006-3                         1                  407323405                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407323407                    Fixed                            174900.04                  250000
HEMT 2006-3                         1                  407323408                    Fixed                            337799.32                  430000
HEMT 2006-3                         1                  407323409                    Fixed                               251200                  314000
HEMT 2006-3                         1                  407323410                    Fixed                             415998.3                  550000
HEMT 2006-3                         1                  407323411                    Fixed                               315200                  400000
HEMT 2006-3                         1                  407323413                    Fixed                            287899.23                  370000
HEMT 2006-3                         1                  407323414                    Fixed                               408000                  575000
HEMT 2006-3                         1                  407323415                    Fixed                               261600                  330000
HEMT 2006-3                         1                  407323416                    Fixed                               304800                  382000
HEMT 2006-3                         1                  407323417                    Fixed                               292800                  366000
HEMT 2006-3                         1                  407323418                    Fixed                               279600                  350000
HEMT 2006-3                         1                  407323419                    Fixed                               252000                  325000
HEMT 2006-3                         1                  407323420                    Fixed                            276001.69                  345500
HEMT 2006-3                         1                  407323421                    Fixed                             249601.2                  360000
HEMT 2006-3                         1                  407323422                    Fixed                               235500                  305000
HEMT 2006-3                         1                  407323423                    Fixed                               378000                  540000
HEMT 2006-3                         1                  407323424                    Fixed                               280000                  350000
HEMT 2006-3                         1                  407323426                    Fixed                               280000                  360000
HEMT 2006-3                         1                  407323428                    Fixed                               340000                  425000
HEMT 2006-3                         1                  407323429                    Fixed                             93000.02                  120000
HEMT 2006-3                         1                  407323432                    Fixed                               384000                  480000
HEMT 2006-3                         1                  407324244                    Fixed                               174400                  218000
HEMT 2006-3                         1                  407324247                    Fixed                               201600                  252000
HEMT 2006-3                         1                  407324248                    Fixed                                51000                   73000
HEMT 2006-3                         1                  407324249                    Fixed                               260800                  326000
HEMT 2006-3                         1                  407324251                    Fixed                               177600                  223000
HEMT 2006-3                         1                  407324252                    Fixed                               102880                  128600
HEMT 2006-3                         1                  407324253                    Fixed                                96960                  121200
HEMT 2006-3                         1                  407324257                    Fixed                               216000                  275000
HEMT 2006-3                         1                  407324260                    Fixed                               405756                  550000
HEMT 2006-3                         1                  407324262                    Fixed                               276000                  348000
HEMT 2006-3                         1                  407324266                    Fixed                               236000                  298000
HEMT 2006-3                         1                  407324268                    Fixed                               224000                  315000
HEMT 2006-3                         1                  407324271                    Fixed                               212000                  265000
HEMT 2006-3                         1                  407324273                    Fixed                               234192                  293000
HEMT 2006-3                         1                  407324274                    Fixed                               204000                  265000
HEMT 2006-3                         1                  407324277                    Fixed                               504000                  635000
HEMT 2006-3                         1                  407324278                    Fixed                               156000                  195000
HEMT 2006-3                         1                  407324279                    Fixed                               620000                  775000
HEMT 2006-3                         1                  407324282                    Fixed                               650000                  910000
HEMT 2006-3                         1                  407324286                    Fixed                               536000                  670000
HEMT 2006-3                         1                  407324288                    Fixed                               417000                  600000
HEMT 2006-3                         1                  407324292                    Fixed                               379653                  540000
HEMT 2006-3                         1                  407324299                    Fixed                                86000                  110000
HEMT 2006-3                         1                  407324307                    Fixed                             172997.5                  355000
HEMT 2006-3                         1                  407324312                    Fixed                               150400                  215000
HEMT 2006-3                         1                  407324317                    Fixed                               252000                  315000
HEMT 2006-3                         1                  407384255                    Fixed                                87200                  110000
HEMT 2006-3                         1                  407384256                    Fixed                                94400                  118000
HEMT 2006-3                         1                  407384258                    Fixed                               255200                  319000
HEMT 2006-3                         1                  407384259                    Fixed                               116000                  145000
HEMT 2006-3                         1                  407384265                    Fixed                               180000                  225000
HEMT 2006-3                         1                  407384266                    Fixed                               181500                  242000
HEMT 2006-3                         1                  407384272                    Fixed                               132875                  166000
HEMT 2006-3                         1                  407384274                    Fixed                                90400                  114000
HEMT 2006-3                         1                  407384275                    Fixed                               136000                  170000
HEMT 2006-3                         1                  407384276                    Fixed                               456000                  570000
HEMT 2006-3                         1                  407384277                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407384278                    Fixed                               128000                  160000
HEMT 2006-3                         1                  407384283                    Fixed                                97875                  122370
HEMT 2006-3                         1                  407384290                    Fixed                               295799                  430000
HEMT 2006-3                         1                  407384295                    Fixed                               156134                  456000
HEMT 2006-3                         1                  407384301                    Fixed                               149050                  186500
HEMT 2006-3                         1                  407384302                    Fixed                               116000                  145000
HEMT 2006-3                         1                  407384306                    Fixed                               147200                  184000
HEMT 2006-3                         1                  407384307                    Fixed                               117000                  155000
HEMT 2006-3                         1                  407384313                    Fixed                               159900                  210000
HEMT 2006-3                         1                  407384314                    Fixed                               172800                  216000
HEMT 2006-3                         1                  407384315                    Fixed                                53600                   67900
HEMT 2006-3                         1                  407384316                    Fixed                               165600                  207000
HEMT 2006-3                         1                  407384317                    Fixed                               127400                  160000
HEMT 2006-3                         1                  407384318                    Fixed                               100800                  126000
HEMT 2006-3                         1                  407384320                    Fixed                               172000                  215000
HEMT 2006-3                         1                  407384322                    Fixed                               260000                  325000
HEMT 2006-3                         1                  407384324                    Fixed                               154400                  193000
HEMT 2006-3                         1                  407384326                    Fixed                               206950                  260000
HEMT 2006-3                         1                  407384327                    Fixed                               975000                 1300000
HEMT 2006-3                         1                  407384328                    Fixed                               212000                  270000
HEMT 2006-3                         1                  407384329                    Fixed                               225000                  301000
HEMT 2006-3                         1                  407384331                    Fixed                               209600                  262000
HEMT 2006-3                         1                  407384333                    Fixed                               178800                  260000
HEMT 2006-3                         1                  407384334                    Fixed                               248000                  310000
HEMT 2006-3                         1                  407384341                    Fixed                               212000                  265000
HEMT 2006-3                         1                  407384343                    Fixed                               128000                  160000
HEMT 2006-3                         1                  407384344                    Fixed                               168000                  210000
HEMT 2006-3                         1                  407384349                    Fixed                               178400                  223000
HEMT 2006-3                         1                  407384351                    Fixed                               160000                  200000
HEMT 2006-3                         1                  407384352                    Fixed                               135000                  180000
HEMT 2006-3                         1                  407384355                    Fixed                               298700                  373400
HEMT 2006-3                         1                  407384358                    Fixed                               274000                  370000
HEMT 2006-3                         1                  407384361                    Fixed                                96000                  130000
HEMT 2006-3                         1                  407384362                    Fixed                               572000                  847000
HEMT 2006-3                         1                  407384364                    Fixed                               283100                  355000
HEMT 2006-3                         1                  407384374                    Fixed                               132000                  165000
HEMT 2006-3                         1                  407384385                    Fixed                                75800                  103000
HEMT 2006-3                         1                  407384388                    Fixed                               136800                  171000
HEMT 2006-3                         1                  407384390                    Fixed                               290800                  368000
HEMT 2006-3                         1                  407384399                    Fixed                               392000                  490000
HEMT 2006-3                         1                  407384403                    Fixed                               424000                  530000
HEMT 2006-3                         1                  407384407                    Fixed                               156520                  342000
HEMT 2006-3                         1                  407384410                    Fixed                               188000                  235000
HEMT 2006-3                         1                  407384411                    Fixed                               164000                  205000
HEMT 2006-3                         1                  407384414                    Fixed                               130400                  170000
HEMT 2006-3                         1                  407384416                    Fixed                            625996.75                  775000
HEMT 2006-3                         1                  407384417                    Fixed                             306995.2                  460000
HEMT 2006-3                         1                  407384419                    Fixed                               452000                  565000
HEMT 2006-3                         1                  407384422                    Fixed                               104450                  138000
HEMT 2006-3                         1                  407384423                    Fixed                               109600                  137000
HEMT 2006-3                         1                  407384424                    Fixed                               164000                  205000
HEMT 2006-3                         1                  407384425                    Fixed                               148000                  185000
HEMT 2006-3                         1                  407384426                    Fixed                               470000                  595000
HEMT 2006-3                         1                  407384427                    Fixed                               166550                  229500
HEMT 2006-3                         1                  407384429                    Fixed                               131200                  164000
HEMT 2006-3                         1                  407384431                    Fixed                               135900                  173000
HEMT 2006-3                         1                  407384436                    Fixed                                58150                   90000
HEMT 2006-3                         1                  407384437                    Fixed                                61600                   77000
HEMT 2006-3                         1                  407384438                    Fixed                               204000                  255000
HEMT 2006-3                         1                  407384442                    Fixed                               280000                  350000
HEMT 2006-3                         1                  407384444                    Fixed                               236000                  295000
HEMT 2006-3                         1                  407384451                    Fixed                               100000                  125000
HEMT 2006-3                         1                  407384452                    Fixed                               139200                  174000
HEMT 2006-3                         1                  407384453                    Fixed                                64000                   80000
HEMT 2006-3                         1                  407384454                    Fixed                               134400                  168000
HEMT 2006-3                         1                  407384459                    Fixed                                88000                  115000
HEMT 2006-3                         1                  407411576                    Fixed                               123525                  165000
HEMT 2006-3                         1                  407411578                    Fixed                               281250                  421000
HEMT 2006-3                         1                  407411581                    Fixed                               168000                  245000
HEMT 2006-3                         1                  407411583                    Fixed                               288000                  390000
HEMT 2006-3                         1                  407411586                    Fixed                               280500                  375000
HEMT 2006-3                         1                  407411599                    Fixed                               261600                  380000
HEMT 2006-3                         1                  407411604                    Fixed                                97930                  139900
HEMT 2006-3                         1                  407411609                    Fixed                               172500                  230000
HEMT 2006-3                         1                  407411617                    Fixed                               308000                  440000
HEMT 2006-3                         1                  407411618                    Fixed                               560000                  740000
HEMT 2006-3                         1                  407411623                    Fixed                                86436                  109000
HEMT 2006-3                         1                  407411624                    Fixed                               500000                  610000
HEMT 2006-3                         1                  407411637                    Fixed                               371250                  510000
HEMT 2006-3                         1                  407411648                    Fixed                               423750                  565000
HEMT 2006-3                         1                  407411654                    Fixed                               155700                  208000
HEMT 2006-3                         1                  407411657                    Fixed                               520500                  694000
HEMT 2006-3                         1                  407411663                    Fixed                               136500                  195000
HEMT 2006-3                         1                  407411687                    Fixed                               243675                  325000
HEMT 2006-3                         1                  407411760                    Fixed                               350064                  439000
HEMT 2006-3                         1                  407411779                    Fixed                               536000                  670000
HEMT 2006-3                         1                  407411802                    Fixed                               319200                  402000
HEMT 2006-3                         1                  407411806                    Fixed                               154800                  238000
HEMT 2006-3                         1                  407411810                    Fixed                                96000                  124000
HEMT 2006-3                         1                  407411812                    Fixed                               288000                  360000
HEMT 2006-3                         1                  407411815                    Fixed                               412500                  550000
HEMT 2006-3                         1                  407411817                    Fixed                               112054                  150000
HEMT 2006-3                         1                  407411822                    Fixed                               431920                  555000
HEMT 2006-3                         1                  407411823                    Fixed                               296000                  375000
HEMT 2006-3                         1                  407411824                    Fixed                               235200                  310000
HEMT 2006-3                         1                  407411830                    Fixed                               188000                  236000
HEMT 2006-3                         1                  407411832                    Fixed                               128000                  165000
HEMT 2006-3                         1                  407411841                    Fixed                               340000                  450000
HEMT 2006-3                         1                  407411852                    Fixed                               212320                  270000
HEMT 2006-3                         1                  407412833                    Fixed                               179200                  225000
HEMT 2006-3                         1                  407412837                    Fixed                               221600                  277000
HEMT 2006-3                         1                  407412856                    Fixed                               312000                  390000
HEMT 2006-3                         1                  407418234                    Fixed                               264100                  331000
HEMT 2006-3                         1                  407418236                    Fixed                               404500                  510000
HEMT 2006-3                         1                  407454900                    Fixed                               350350                  438000
HEMT 2006-3                         1                  407477150                    Fixed                               303200                  379000
HEMT 2006-3                         1                  407497912                    Fixed                               481680                  639000
HEMT 2006-3                         1                  407497921                    Fixed                               131200                  164000
HEMT 2006-3                         1                  407497946                    Fixed                               168800                  215000
HEMT 2006-3                         1                  407497964                    Fixed                               389150                  489000
HEMT 2006-3                         1                  407498008                    Fixed                                92000                  115000
HEMT 2006-3                         1                  407501727                    Fixed                               429600                  540000
HEMT 2006-3                         1                  407501733                    Fixed                               359200                  450000
HEMT 2006-3                         1                  407528953                    Fixed                               163120                  213000
HEMT 2006-3                         1                  407528963                    Fixed                               203000                  295000
HEMT 2006-3                         1                  407535022                    Fixed                                96000                  121000
HEMT 2006-3                         1                  407546716                    Fixed                               252000                  320000
HEMT 2006-3                         1                  407546720                    Fixed                               268000                  335000
HEMT 2006-3                         1                  407546721                    Fixed                               468300                  596000
HEMT 2006-3                         1                  407546726                    Fixed                               243200                  304000
HEMT 2006-3                         1                  407546742                    Fixed                               144000                  187000
HEMT 2006-3                         1                  407546746                    Fixed                               379200                  497000
HEMT 2006-3                         1                  407546752                    Fixed                               224720                  281000
HEMT 2006-3                         1                  407546753                    Fixed                               240000                  300000
HEMT 2006-3                         1                  407546776                    Fixed                                89600                  139800
HEMT 2006-3                         1                  407546787                    Fixed                               264000                  330000
HEMT 2006-3                         1                  407559356                    Fixed                               268100                  338500
HEMT 2006-3                         1                  407559420                    Fixed                               284200                  362000
HEMT 2006-3                         1                  407589244                    Fixed                                80000                  100000
HEMT 2006-3                         1                  407589293                    Fixed                               179200                  230000
HEMT 2006-3                         1                  407589313                    Fixed                               146000                  190000
HEMT 2006-3                         1                  407589344                    Fixed                                53600                   67000
HEMT 2006-3                         1                  407589346                    Fixed                                76000                   95000
HEMT 2006-3                         1                  407589375                    Fixed                               126400                  158000
HEMT 2006-3                         1                  407589379                    Fixed                               169600                  212000
HEMT 2006-3                         1                  407589410                    Fixed                               100000                  125000
HEMT 2006-3                         1                  407589416                    Fixed                               136400                  171000
HEMT 2006-3                         1                  407589422                    Fixed                                40000                   50000
HEMT 2006-3                         1                  407589452                    Fixed                                96000                  122000
HEMT 2006-3                         1                  407589670                    Fixed                               260328                  326000
HEMT 2006-3                         1                  407589673                    Fixed                               228000                  285000
HEMT 2006-3                         1                  407589676                    Fixed                               436000                  555000
HEMT 2006-3                         1                  407599371                    Fixed                               500000                  625000
HEMT 2006-3                         1                  407599372                    Fixed                               140000                  178000
HEMT 2006-3                         1                  407599382                    Fixed                               194400                  243000
HEMT 2006-3                         1                  407599383                    Fixed                               180800                  234000
HEMT 2006-3                         1                  407599393                    Fixed                                86000                  109000
HEMT 2006-3                         1                  407599400                    Fixed                               185600                  232000
HEMT 2006-3                         1                  407599411                    Fixed                               260000                  325000
HEMT 2006-3                         1                  407599414                    Fixed                               400000                  500000
HEMT 2006-3                         1                  407599430                    Fixed                               216000                  270000
HEMT 2006-3                         1                  407614841                    Fixed                               204000                  260000
HEMT 2006-3                         1                  407632895                    Fixed                                70400                  138000
HEMT 2006-3                         1                  407633073                    Fixed                                70000                   97000
HEMT 2006-3                         1                  500428416                    Fixed                                65600                   85000
HEMT 2006-3                         1                  500480702                    Fixed                               500000                  560000
HEMT 2006-3                         1                  500493256                    Fixed                               182800                  237000
HEMT 2006-3                         1                  500511405                    Fixed                               328000                  410000
HEMT 2006-3                         1                  500517830                    Fixed                               260000                  325000
HEMT 2006-3                         1                  500519150                    Fixed                               182373                  232000
HEMT 2006-3                         1                  500541847                    Fixed                                63920                   80000
HEMT 2006-3                         1                  500554561                    Fixed                               186400                  233000
HEMT 2006-3                         1                  500561585                    Fixed                               352000                  440000
HEMT 2006-3                         1                  500573405                    Fixed                               380000                  490000
HEMT 2006-3                         1                  500583850                    Fixed                               133600                  167000
HEMT 2006-3                         1                  500593772                    Fixed                               306350                  378500
HEMT 2006-3                         1                  500596949                    Fixed                               152357                  192000
HEMT 2006-3                         1                  500596956                    Fixed                               229600                  290000
HEMT 2006-3                         1                  500599836                    Fixed                               194400                  243000
HEMT 2006-3                         1                  500601313                    Fixed                               328146                  412000
HEMT 2006-3                         1                  500606396                    Fixed                               345600                  435000
HEMT 2006-3                         1                  500612256                    Fixed                               162400                  279000
HEMT 2006-3                         1                  500612536                    Fixed                               279920                  350000
HEMT 2006-3                         1                  500613338                    Fixed                               268150                  342000
HEMT 2006-3                         1                  500613434                    Fixed                               168000                  210000
HEMT 2006-3                         1                  500615650                    Fixed                               164000                  205000
HEMT 2006-3                         1                  500618270                    Fixed                               156000                  195000
HEMT 2006-3                         1                  500619440                    Fixed                               188000                  235000
HEMT 2006-3                         1                  500619952                    Fixed                               360000                  460000
HEMT 2006-3                         1                  500620317                    Fixed                               217600                  272000
HEMT 2006-3                         1                  500621589                    Fixed                               247200                  310000
HEMT 2006-3                         1                  500624244                    Fixed                               376000                  470000
HEMT 2006-3                         1                  500625786                    Fixed                               296000                  370000
HEMT 2006-3                         1                  500629052                    Fixed                               699300                 1000000
HEMT 2006-3                         1                  500630262                    Fixed                               124000                  155000
HEMT 2006-3                         1                  500630816                    Fixed                                85400                  123000
HEMT 2006-3                         1                  500634145                    Fixed                               292000                  365000
HEMT 2006-3                         1                  500634467                    Fixed                               472000                  590000
HEMT 2006-3                         1                  500634768                    Fixed                               286400                  360000
HEMT 2006-3                         1                  500635278                    Fixed                               193600                  242000
HEMT 2006-3                         1                  500636542                    Fixed                               132000                  175000
HEMT 2006-3                         1                  500636687                    Fixed                               600000                  790000
HEMT 2006-3                         1                  500636725                    Fixed                               249750                  313000
HEMT 2006-3                         1                  500637942                    Fixed                               120143                  171633
HEMT 2006-3                         1                  500637983                    Fixed                               320000                  400000
HEMT 2006-3                         1                  500638395                    Fixed                               153467                  192000
HEMT 2006-3                         1                  500638406                    Fixed                               140000                  185000
HEMT 2006-3                         1                  500638937                    Fixed                               255200                  319000
HEMT 2006-3                         1                  500639065                    Fixed                               112000                  140000
HEMT 2006-3                         1                  500639741                    Fixed                               359200                  455000
HEMT 2006-3                         1                  500639994                    Fixed                               187900                  235000
HEMT 2006-3                         1                  500640632                    Fixed                               332000                  420000
HEMT 2006-3                         1                  500641296                    Fixed                               156215                  250000
HEMT 2006-3                         1                  500641425                    Fixed                               449250                  599000
HEMT 2006-3                         1                  500642372                    Fixed                               202550                  255000
HEMT 2006-3                         1                  500642799                    Fixed                               292000                  365000
HEMT 2006-3                         1                  500642866                    Fixed                               182400                  265000
HEMT 2006-3                         1                  500643721                    Fixed                               211540                  315000
HEMT 2006-3                         1                  500644670                    Fixed                               133000                  190000
HEMT 2006-3                         1                  500645501                    Fixed                               293536                  370000
HEMT 2006-3                         1                  500646591                    Fixed                               250400                  313060
HEMT 2006-3                         1                  500646767                    Fixed                               135920                  170000
HEMT 2006-3                         1                  500646814                    Fixed                               104000                  130000
HEMT 2006-3                         1                  500646826                    Fixed                               128000                  160000
HEMT 2006-3                         1                  500647043                    Fixed                               286400                  382000
HEMT 2006-3                         1                  500647463                    Fixed                               466556                  595000
HEMT 2006-3                         1                  500647507                    Fixed                               192000                  242000
HEMT 2006-3                         1                  500647998                    Fixed                               124800                  165000
HEMT 2006-3                         1                  500648225                    Fixed                                78065                  100000
HEMT 2006-3                         1                  500648311                    Fixed                               108000                  135000
HEMT 2006-3                         1                  500649008                    Fixed                                80000                  100000
HEMT 2006-3                         1                  500649178                    Fixed                               249500                  312000
HEMT 2006-3                         1                  500650019                    Fixed                                81164                  102000
HEMT 2006-3                         1                  500650191                    Fixed                               393150                  500000
HEMT 2006-3                         1                  500650209                    Fixed                               293748                  515000
HEMT 2006-3                         1                  500651696                    Fixed                               400000                  520000
HEMT 2006-3                         1                  500651754                    Fixed                               391200                  490000
HEMT 2006-3                         1                  500652448                    Fixed                               121600                  157000
HEMT 2006-3                         1                  500653106                    Fixed                               460000                  575000
HEMT 2006-3                         1                  500653420                    Fixed                               335200                  419000
HEMT 2006-3                         1                  500653543                    Fixed                               117600                  147000
HEMT 2006-3                         1                  500653555                    Fixed                               219200                  274000
HEMT 2006-3                         1                  500653560                    Fixed                                88000                  110000
HEMT 2006-3                         1                  500654126                    Fixed                               448500                  690000
HEMT 2006-3                         1                  500654230                    Fixed                                63600                   80000
HEMT 2006-3                         1                  500654287                    Fixed                               423200                  529000
HEMT 2006-3                         1                  500654351                    Fixed                                54400                   70000
HEMT 2006-3                         1                  500654417                    Fixed                               215992                  283000
HEMT 2006-3                         1                  500654679                    Fixed                               194000                  242650
HEMT 2006-3                         1                  500654802                    Fixed                               304000                  385000
HEMT 2006-3                         1                  500654808                    Fixed                               167200                  225000
HEMT 2006-3                         1                  500655429                    Fixed                               248000                  310000
HEMT 2006-3                         1                  500656226                    Fixed                               420000                  525000
HEMT 2006-3                         1                  500656459                    Fixed                               176000                  285000
HEMT 2006-3                         1                  500656850                    Fixed                               164000                  205000
HEMT 2006-3                         1                  500656931                    Fixed                               232000                  290000
HEMT 2006-3                         1                  500656969                    Fixed                               160000                  200000
HEMT 2006-3                         1                  500656975                    Fixed                               236000                  295000
HEMT 2006-3                         1                  500657367                    Fixed                                87910                  110000
HEMT 2006-3                         1                  500657532                    Fixed                               254600                  325000
HEMT 2006-3                         1                  500657660                    Fixed                               650000                  897000
HEMT 2006-3                         1                  500657728                    Fixed                               120000                  150000
HEMT 2006-3                         1                  500657796                    Fixed                                85379                  111000
HEMT 2006-3                         1                  500657898                    Fixed                               408000                  510000
HEMT 2006-3                         1                  500658064                    Fixed                               355650                  445000
HEMT 2006-3                         1                  500658097                    Fixed                               376000                  480000
HEMT 2006-3                         1                  500658148                    Fixed                               263680                  460000
HEMT 2006-3                         1                  500658449                    Fixed                               206400                  259000
HEMT 2006-3                         1                  500658471                    Fixed                               276000                  345000
HEMT 2006-3                         1                  500658531                    Fixed                                80000                  100000
HEMT 2006-3                         1                  500658648                    Fixed                               296000                  370000
HEMT 2006-3                         1                  500658823                    Fixed                               114240                  143000
HEMT 2006-3                         1                  500658839                    Fixed                               354400                  443000
HEMT 2006-3                         1                  500658923                    Fixed                               185792                  235000
HEMT 2006-3                         1                  500659050                    Fixed                               328800                  411000
HEMT 2006-3                         1                  500659406                    Fixed                               292000                  365000
HEMT 2006-3                         1                  500659443                    Fixed                               138600                  175000
HEMT 2006-3                         1                  500659481                    Fixed                               116000                  145000
HEMT 2006-3                         1                  500659501                    Fixed                               390000                  560000
HEMT 2006-3                         1                  500659504                    Fixed                               340000                  425000
HEMT 2006-3                         1                  500659526                    Fixed                               178400                  223000
HEMT 2006-3                         1                  500659540                    Fixed                               105800                  135000
HEMT 2006-3                         1                  500659560                    Fixed                               256075                  325000
HEMT 2006-3                         1                  500660339                    Fixed                               316000                  397000
HEMT 2006-3                         1                  500660470                    Fixed                               192000                  244000
HEMT 2006-3                         1                  500660588                    Fixed                               180000                  228000
HEMT 2006-3                         1                  500660808                    Fixed                               264000                  335000
HEMT 2006-3                         1                  500660855                    Fixed                               228450                  320000
HEMT 2006-3                         1                  500660928                    Fixed                               251900                  375000
HEMT 2006-3                         1                  500660998                    Fixed                                98400                  123000
HEMT 2006-3                         1                  500661012                    Fixed                               231200                  290000
HEMT 2006-3                         1                  500661356                    Fixed                               220000                  275000
HEMT 2006-3                         1                  500661509                    Fixed                               308000                  385000
HEMT 2006-3                         1                  500661767                    Fixed                               354400                  445000
HEMT 2006-3                         1                  500661773                    Fixed                               175920                  221000
HEMT 2006-3                         1                  500661796                    Fixed                               280638                  360000
HEMT 2006-3                         1                  500662004                    Fixed                               152000                  190000
HEMT 2006-3                         1                  500662039                    Fixed                               313875                  418500
HEMT 2006-3                         1                  500662073                    Fixed                               165750                  221000
HEMT 2006-3                         1                  500662092                    Fixed                                72000                   90000
HEMT 2006-3                         1                  500662102                    Fixed                               212000                  265000
HEMT 2006-3                         1                  500662186                    Fixed                                89600                  112000
HEMT 2006-3                         1                  500662294                    Fixed                                75050                   98000
HEMT 2006-3                         1                  500662371                    Fixed                               120000                  150000
HEMT 2006-3                         1                  500662679                    Fixed                               159920                  200000
HEMT 2006-3                         1                  500662770                    Fixed                               347200                  434000
HEMT 2006-3                         1                  500662772                    Fixed                               112150                  160000
HEMT 2006-3                         1                  500662778                    Fixed                               513600                  655000
HEMT 2006-3                         1                  500662814                    Fixed                               156000                  195000
HEMT 2006-3                         1                  500662987                    Fixed                               208000                  276000
HEMT 2006-3                         1                  500663072                    Fixed                               120000                  152000
HEMT 2006-3                         1                  500663446                    Fixed                               143500                  205000
HEMT 2006-3                         1                  500663515                    Fixed                                84800                  117000
HEMT 2006-3                         1                  500663552                    Fixed                               388000                  485000
HEMT 2006-3                         1                  500663732                    Fixed                               260000                  325000
HEMT 2006-3                         1                  500663783                    Fixed                               113040                  157000
HEMT 2006-3                         1                  500663967                    Fixed                               312000                  400000
HEMT 2006-3                         1                  500663985                    Fixed                               308000                  387000
HEMT 2006-3                         1                  500664060                    Fixed                               161000                  230000
HEMT 2006-3                         1                  500664154                    Fixed                               248000                  310000
HEMT 2006-3                         1                  500664161                    Fixed                               276914                  368000
HEMT 2006-3                         1                  500664195                    Fixed                               188800                  236000
HEMT 2006-3                         1                  500664228                    Fixed                               268000                  336000
HEMT 2006-3                         1                  500664339                    Fixed                               151200                  189000
HEMT 2006-3                         1                  500664453                    Fixed                               121700                  154000
HEMT 2006-3                         1                  500664480                    Fixed                               288000                  360000
HEMT 2006-3                         1                  500664719                    Fixed                               792000                  990000
HEMT 2006-3                         1                  500664728                    Fixed                                97550                  124000
HEMT 2006-3                         1                  500664868                    Fixed                               199600                  250000
HEMT 2006-3                         1                  500664933                    Fixed                               234400                  293000
HEMT 2006-3                         1                  500665170                    Fixed                               415200                  530000
HEMT 2006-3                         1                  500665280                    Fixed                               320000                  400000
HEMT 2006-3                         1                  500665467                    Fixed                                62400                   78000
HEMT 2006-3                         1                  500665530                    Fixed                                79100                   99000
HEMT 2006-3                         1                  500665593                    Fixed                               516000                  645000
HEMT 2006-3                         1                  500665649                    Fixed                               400000                  500000
HEMT 2006-3                         1                  500665676                    Fixed                               158320                  210000
HEMT 2006-3                         1                  500665701                    Fixed                               151760                  190000
HEMT 2006-3                         1                  500665836                    Fixed                               300000                  375000
HEMT 2006-3                         1                  500665875                    Fixed                               504000                  630000
HEMT 2006-3                         1                  500665889                    Fixed                              1264.06                  253000
HEMT 2006-3                         1                  500666064                    Fixed                                92800                  117000
HEMT 2006-3                         1                  500666084                    Fixed                               417000                  555000
HEMT 2006-3                         1                  500666145                    Fixed                               391200                  499000
HEMT 2006-3                         1                  500666260                    Fixed                               184000                  230000
HEMT 2006-3                         1                  500666273                    Fixed                               400000                  565000
HEMT 2006-3                         1                  500666454                    Fixed                               552000                  690000
HEMT 2006-3                         1                  500666541                    Fixed                               560000                  700000
HEMT 2006-3                         1                  500666547                    Fixed                               169600                  213000
HEMT 2006-3                         1                  500666651                    Fixed                               328000                  410000
HEMT 2006-3                         1                  500666868                    Fixed                               423200                  529000
HEMT 2006-3                         1                  500666964                    Fixed                               205600                  260000
HEMT 2006-3                         1                  500666976                    Fixed                               227893                  287000
HEMT 2006-3                         1                  500666999                    Fixed                               116000                  145000
HEMT 2006-3                         1                  500667080                    Fixed                               552000                  725000
HEMT 2006-3                         1                  500667092                    Fixed                               165600                  207000
HEMT 2006-3                         1                  500667122                    Fixed                               274400                  343000
HEMT 2006-3                         1                  500667142                    Fixed                               142350                  230000
HEMT 2006-3                         1                  500667172                    Fixed                               204000                  265000
HEMT 2006-3                         1                  500667226                    Fixed                               252750                  316000
HEMT 2006-3                         1                  500667227                    Fixed                               262400                  328000
HEMT 2006-3                         1                  500667231                    Fixed                               248000                  310000
HEMT 2006-3                         1                  500667233                    Fixed                               544800                  721000
HEMT 2006-3                         1                  500667236                    Fixed                               124000                  155000
HEMT 2006-3                         1                  500667259                    Fixed                               129600                  162000
HEMT 2006-3                         1                  500667419                    Fixed                               487500                  650000
HEMT 2006-3                         1                  500667450                    Fixed                               568000                  725000
HEMT 2006-3                         1                  500667603                    Fixed                               337000                  450000
HEMT 2006-3                         1                  500667654                    Fixed                               225600                  290000
HEMT 2006-3                         1                  500667659                    Fixed                               232000                  290000
HEMT 2006-3                         1                  500667911                    Fixed                               228000                  290000
HEMT 2006-3                         1                  500668010                    Fixed                               228000                  286000
HEMT 2006-3                         1                  500668692                    Fixed                               660000                  825000
HEMT 2006-3                         1                  500668955                    Fixed                               152000                  190000
HEMT 2006-3                         1                  500668992                    Fixed                               256000                  320000
HEMT 2006-3                         1                  500669024                    Fixed                               215830                  277000
HEMT 2006-3                         1                  500669031                    Fixed                               343200                  429000
HEMT 2006-3                         1                  500669052                    Fixed                                83100                  104000
HEMT 2006-3                         1                  500669182                    Fixed                               314400                  393000
HEMT 2006-3                         1                  500669203                    Fixed                               124000                  192000
HEMT 2006-3                         1                  500669256                    Fixed                               408000                  510000
HEMT 2006-3                         1                  500669282                    Fixed                               118400                  148000
HEMT 2006-3                         1                  500669290                    Fixed                               612000                  765000
HEMT 2006-3                         1                  500669325                    Fixed                               188000                  235000
HEMT 2006-3                         1                  500669338                    Fixed                               416000                  640000
HEMT 2006-3                         1                  500669411                    Fixed                               224000                  280000
HEMT 2006-3                         1                  500669501                    Fixed                               195000                  300000
HEMT 2006-3                         1                  500669517                    Fixed                               246400                  311000
HEMT 2006-3                         1                  500669540                    Fixed                               172000                  215000
HEMT 2006-3                         1                  500669565                    Fixed                               399900                  515000
HEMT 2006-3                         1                  500669688                    Fixed                               248000                  317000
HEMT 2006-3                         1                  500669715                    Fixed                               276000                  345000
HEMT 2006-3                         1                  500669745                    Fixed                               344000                  430000
HEMT 2006-3                         1                  500669808                    Fixed                               213114                  350000
HEMT 2006-3                         1                  500669861                    Fixed                               314400                  393000
HEMT 2006-3                         1                  500669863                    Fixed                               209600                  262000
HEMT 2006-3                         1                  500670166                    Fixed                               258293                  337000
HEMT 2006-3                         1                  500670250                    Fixed                               201520                  256000
HEMT 2006-3                         1                  500670362                    Fixed                             10971.46                  550000
HEMT 2006-3                         1                  500670377                    Fixed                                98400                  125000
HEMT 2006-3                         1                  500670422                    Fixed                               368000                  500000
HEMT 2006-3                         1                  500670572                    Fixed                               269882                  395000
HEMT 2006-3                         1                  500670592                    Fixed                               110000                  140000
HEMT 2006-3                         1                  500670597                    Fixed                               656000                  820000
HEMT 2006-3                         1                  500670599                    Fixed                               408000                  510000
HEMT 2006-3                         1                  500670669                    Fixed                               262532                  425000
HEMT 2006-3                         1                  500670805                    Fixed                               236000                  297000
HEMT 2006-3                         1                  500670835                    Fixed                                93718                  120000
HEMT 2006-3                         1                  500670847                    Fixed                               271950                  340000
HEMT 2006-3                         1                  500670942                    Fixed                               178400                  223000
HEMT 2006-3                         1                  500670954                    Fixed                               216000                  310000
HEMT 2006-3                         1                  500671029                    Fixed                               615200                  769000
HEMT 2006-3                         1                  500671082                    Fixed                               880000                 1400000
HEMT 2006-3                         1                  500671149                    Fixed                               166400                  208000
HEMT 2006-3                         1                  500671161                    Fixed                               248000                  310000
HEMT 2006-3                         1                  500671172                    Fixed                               256000                  320000
HEMT 2006-3                         1                  500671902                    Fixed                               229600                  287000
HEMT 2006-3                         1                  500671911                    Fixed                               290400                  365000
HEMT 2006-3                         1                  500671916                    Fixed                               352000                  440000
HEMT 2006-3                         1                  500671918                    Fixed                               162400                  203000
HEMT 2006-3                         1                  500671934                    Fixed                               119000                  175000
HEMT 2006-3                         1                  500671961                    Fixed                               275200                  345000
HEMT 2006-3                         1                  500672140                    Fixed                               240000                  300000
HEMT 2006-3                         1                  500672145                    Fixed                               164320                  208000
HEMT 2006-3                         1                  500672151                    Fixed                               268000                  340000
HEMT 2006-3                         1                  500672316                    Fixed                               166400                  208000
HEMT 2006-3                         1                  500672327                    Fixed                               536000                  670000
HEMT 2006-3                         1                  500672514                    Fixed                               388000                  485000
HEMT 2006-3                         1                  500672537                    Fixed                               316000                  395000
HEMT 2006-3                         1                  500672611                    Fixed                               468000                  585000
HEMT 2006-3                         1                  500672658                    Fixed                               227200                  290000
HEMT 2006-3                         1                  500672677                    Fixed                               145600                  182000
HEMT 2006-3                         1                  500672723                    Fixed                               200800                  251000
HEMT 2006-3                         1                  500672749                    Fixed                               240000                  300000
HEMT 2006-3                         1                  500672752                    Fixed                               244000                  305000
HEMT 2006-3                         1                  500672772                    Fixed                               272800                  341000
HEMT 2006-3                         1                  500672785                    Fixed                               408000                  510000
HEMT 2006-3                         1                  500672811                    Fixed                               167920                  214000
HEMT 2006-3                         1                  500672924                    Fixed                               176000                  220000
HEMT 2006-3                         1                  500672929                    Fixed                               200000                  250000
HEMT 2006-3                         1                  500673056                    Fixed                               220000                  278000
HEMT 2006-3                         1                  500673068                    Fixed                               316000                  495000
HEMT 2006-3                         1                  500673093                    Fixed                               267880                  335000
HEMT 2006-3                         1                  500673134                    Fixed                               508000                  635000
HEMT 2006-3                         1                  500673144                    Fixed                               320077                  400097
HEMT 2006-3                         1                  500673146                    Fixed                               284732                  365000
HEMT 2006-3                         1                  500673326                    Fixed                               264000                  330000
HEMT 2006-3                         1                  500673483                    Fixed                               241600                  310000
HEMT 2006-3                         1                  500673487                    Fixed                               388150                  485500
HEMT 2006-3                         1                  500673488                    Fixed                               600000                  750000
HEMT 2006-3                         1                  500673489                    Fixed                               470000                  587500
HEMT 2006-3                         1                  500673490                    Fixed                               319200                  399000
HEMT 2006-3                         1                  500673491                    Fixed                               592000                  740000
HEMT 2006-3                         1                  500673518                    Fixed                                85200                  115000
HEMT 2006-3                         1                  500673534                    Fixed                               313180                  391484
HEMT 2006-3                         1                  500673606                    Fixed                               193600                  242000
HEMT 2006-3                         1                  500673651                    Fixed                               248000                  310000
HEMT 2006-3                         1                  500673662                    Fixed                               230000                  290000
HEMT 2006-3                         1                  500673676                    Fixed                               343920                  430000
HEMT 2006-3                         1                  500673767                    Fixed                               254000                  323000
HEMT 2006-3                         1                  500673805                    Fixed                               138750                  175000
HEMT 2006-3                         1                  500673847                    Fixed                               279900                  352000
HEMT 2006-3                         1                  500674030                    Fixed                               188800                  236000
HEMT 2006-3                         1                  500674059                    Fixed                               196800                  249000
HEMT 2006-3                         1                  500674062                    Fixed                               424900                  555000
HEMT 2006-3                         1                  500674108                    Fixed                               200389                  253000
HEMT 2006-3                         1                  500674161                    Fixed                               284000                  355000
HEMT 2006-3                         1                  500674209                    Fixed                               132640                  175000
HEMT 2006-3                         1                  500674223                    Fixed                               332000                  415000
HEMT 2006-3                         1                  500674274                    Fixed                               377600                  472000
HEMT 2006-3                         1                  500674425                    Fixed                               258640                  325000
HEMT 2006-3                         1                  500674427                    Fixed                               255600                  323000
HEMT 2006-3                         1                  500674444                    Fixed                               128000                  155000
HEMT 2006-3                         1                  500674596                    Fixed                               380000                  575000
HEMT 2006-3                         1                  500674605                    Fixed                               399950                  499950
HEMT 2006-3                         1                  500674645                    Fixed                               286400                  365000
HEMT 2006-3                         1                  500674656                    Fixed                               300800                  390000
HEMT 2006-3                         1                  500674823                    Fixed                               215600                  272500
HEMT 2006-3                         1                  500674870                    Fixed                               185000                  275000
HEMT 2006-3                         1                  500674958                    Fixed                               460800                  576000
HEMT 2006-3                         1                  500675067                    Fixed                               219820                  305000
HEMT 2006-3                         1                  500675074                    Fixed                               414250                  557000
HEMT 2006-3                         1                  500675086                    Fixed                               151000                  190000
HEMT 2006-3                         1                  500675459                    Fixed                               120000                  150000
HEMT 2006-3                         1                  500675464                    Fixed                               140800                  177000
HEMT 2006-3                         1                  500675499                    Fixed                               113330                  165000
HEMT 2006-3                         1                  500675529                    Fixed                               391513                  562000
HEMT 2006-3                         1                  500675531                    Fixed                               255400                  320000
HEMT 2006-3                         1                  500675700                    Fixed                               275950                  345000
HEMT 2006-3                         1                  500675748                    Fixed                               540000                  750000
HEMT 2006-3                         1                  500675749                    Fixed                               412000                  515000
HEMT 2006-3                         1                  500675750                    Fixed                               840000                 1050000
HEMT 2006-3                         1                  500675751                    Fixed                               183868                  283000
HEMT 2006-3                         1                  500675753                    Fixed                               148000                  185000
HEMT 2006-3                         1                  500675761                    Fixed                                80500                  120000
HEMT 2006-3                         1                  500675841                    Fixed                               392500                  491000
HEMT 2006-3                         1                  500675907                    Fixed                               140400                  216000
HEMT 2006-3                         1                  500675924                    Fixed                               371200                  505000
HEMT 2006-3                         1                  500675925                    Fixed                               111197                  140000
HEMT 2006-3                         1                  500675950                    Fixed                               149600                  190000
HEMT 2006-3                         1                  500675967                    Fixed                                71440                   90000
HEMT 2006-3                         1                  500675975                    Fixed                               186760                  284000
HEMT 2006-3                         1                  500676091                    Fixed                               400000                  500000
HEMT 2006-3                         1                  500676108                    Fixed                               258000                  325000
HEMT 2006-3                         1                  500676171                    Fixed                               254800                  318500
HEMT 2006-3                         1                  500676173                    Fixed                               160000                  200000
HEMT 2006-3                         1                  500676255                    Fixed                               280800                  351000
HEMT 2006-3                         1                  500676269                    Fixed                               112000                  140000
HEMT 2006-3                         1                  500676352                    Fixed                               307600                  384508
HEMT 2006-3                         1                  500676366                    Fixed                               159920                  201000
HEMT 2006-3                         1                  500676375                    Fixed                               624000                  780000
HEMT 2006-3                         1                  500676401                    Fixed                               108000                  135000
HEMT 2006-3                         1                  500676442                    Fixed                               184800                  231000
HEMT 2006-3                         1                  500676613                    Fixed                               328000                  425000
HEMT 2006-3                         1                  500676693                    Fixed                               452000                  565000
HEMT 2006-3                         1                  500676712                    Fixed                               329000                  412000
HEMT 2006-3                         1                  500676732                    Fixed                               215050                  270000
HEMT 2006-3                         1                  500676800                    Fixed                               125600                  157000
HEMT 2006-3                         1                  500676801                    Fixed                               264000                  330000
HEMT 2006-3                         1                  500676892                    Fixed                               155500                  198000
HEMT 2006-3                         1                  500676894                    Fixed                               144000                  180000
HEMT 2006-3                         1                  500676952                    Fixed                               290500                  420000
HEMT 2006-3                         1                  500677017                    Fixed                               247920                  310000
HEMT 2006-3                         1                  500677073                    Fixed                               500000                  625000
HEMT 2006-3                         1                  500677102                    Fixed                               232000                  290000
HEMT 2006-3                         1                  500677193                    Fixed                               135200                  172000
HEMT 2006-3                         1                  500677200                    Fixed                               187500                  250000
HEMT 2006-3                         1                  500677206                    Fixed                               644000                  805000
HEMT 2006-3                         1                  500677229                    Fixed                               163120                  222000
HEMT 2006-3                         1                  500677236                    Fixed                               404000                  505000
HEMT 2006-3                         1                  500677242                    Fixed                               134600                  172000
HEMT 2006-3                         1                  500677248                    Fixed                               236000                  295000
HEMT 2006-3                         1                  500677250                    Fixed                               152000                  190000
HEMT 2006-3                         1                  500677299                    Fixed                               488000                  620000
HEMT 2006-3                         1                  500677386                    Fixed                               151120                  246000
HEMT 2006-3                         1                  500677437                    Fixed                               165400                  238000
HEMT 2006-3                         1                  500677481                    Fixed                               384000                  480000
HEMT 2006-3                         1                  500677491                    Fixed                               480000                  600000
HEMT 2006-3                         1                  500677515                    Fixed                               688000                  865000
HEMT 2006-3                         1                  500677594                    Fixed                               279000                  392000
HEMT 2006-3                         1                  500677617                    Fixed                               267080                  335000
HEMT 2006-3                         1                  500677621                    Fixed                               240000                  300000
HEMT 2006-3                         1                  500677634                    Fixed                               203880                  256000
HEMT 2006-3                         1                  500677783                    Fixed                               191200                  239000
HEMT 2006-3                         1                  500677828                    Fixed                               188000                  235000
HEMT 2006-3                         1                  500677833                    Fixed                               376000                  470000
HEMT 2006-3                         1                  500677852                    Fixed                               304000                  380000
HEMT 2006-3                         1                  500677952                    Fixed                               180000                  225000
HEMT 2006-3                         1                  500678029                    Fixed                               210750                  263490
HEMT 2006-3                         1                  500678140                    Fixed                                85054                  106500
HEMT 2006-3                         1                  500678170                    Fixed                                88000                  142000
HEMT 2006-3                         1                  500678174                    Fixed                               249600                  325000
HEMT 2006-3                         1                  500678191                    Fixed                               172000                  215000
HEMT 2006-3                         1                  500678253                    Fixed                               196400                  255000
HEMT 2006-3                         1                  500678314                    Fixed                               288000                  398000
HEMT 2006-3                         1                  500678355                    Fixed                               229060                  286327
HEMT 2006-3                         1                  500678385                    Fixed                               260000                  345000
HEMT 2006-3                         1                  500678424                    Fixed                               423200                  530000
HEMT 2006-3                         1                  500678505                    Fixed                               200000                  250000
HEMT 2006-3                         1                  500678507                    Fixed                                60800                   77000
HEMT 2006-3                         1                  500678524                    Fixed                               246400                  310000
HEMT 2006-3                         1                  500678616                    Fixed                                76800                   96000
HEMT 2006-3                         1                  500678638                    Fixed                                99120                  124000
HEMT 2006-3                         1                  500678643                    Fixed                               115500                  168000
HEMT 2006-3                         1                  500678699                    Fixed                               240000                  300000
HEMT 2006-3                         1                  500678722                    Fixed                               196000                  245000
HEMT 2006-3                         1                  500678759                    Fixed                               306400                  384000
HEMT 2006-3                         1                  500678821                    Fixed                               270400                  338000
HEMT 2006-3                         1                  500678842                    Fixed                               115200                  144000
HEMT 2006-3                         1                  500678919                    Fixed                               492000                  636000
HEMT 2006-3                         1                  500679104                    Fixed                               101600                  127000
HEMT 2006-3                         1                  500679158                    Fixed                                90300                  129000
HEMT 2006-3                         1                  500679160                    Fixed                               187200                  235000
HEMT 2006-3                         1                  500679223                    Fixed                               650000                  827000
HEMT 2006-3                         1                  500679256                    Fixed                               218400                  273000
HEMT 2006-3                         1                  500679290                    Fixed                               235480                  375000
HEMT 2006-3                         1                  500679317                    Fixed                               232000                  290000
HEMT 2006-3                         1                  500679356                    Fixed                               296000                  370000
HEMT 2006-3                         1                  500679490                    Fixed                               627600                  784500
HEMT 2006-3                         1                  500679574                    Fixed                               101335                  159000
HEMT 2006-3                         1                  500679611                    Fixed                                87200                  109000
HEMT 2006-3                         1                  500679637                    Fixed                               452000                  585000
HEMT 2006-3                         1                  500679655                    Fixed                               181728                  230000
HEMT 2006-3                         1                  500679679                    Fixed                               335200                  419000
HEMT 2006-3                         1                  500679712                    Fixed                               146300                  185000
HEMT 2006-3                         1                  500679745                    Fixed                               320000                  410000
HEMT 2006-3                         1                  500679795                    Fixed                               220240                  275500
HEMT 2006-3                         1                  500679868                    Fixed                                75100                   95000
HEMT 2006-3                         1                  500679890                    Fixed                               324000                  405000
HEMT 2006-3                         1                  500679908                    Fixed                                60800                   85000
HEMT 2006-3                         1                  500680007                    Fixed                               352000                  440000
HEMT 2006-3                         1                  500680160                    Fixed                               162000                  202500
HEMT 2006-3                         1                  500680168                    Fixed                               210700                  263381
HEMT 2006-3                         1                  500680174                    Fixed                               224000                  280000
HEMT 2006-3                         1                  500680179                    Fixed                               546500                  715000
HEMT 2006-3                         1                  500680248                    Fixed                               116720                  145900
HEMT 2006-3                         1                  500680264                    Fixed                               244000                  305000
HEMT 2006-3                         1                  500680271                    Fixed                               192000                  240000
HEMT 2006-3                         1                  500680301                    Fixed                               288230                  373000
HEMT 2006-3                         1                  500680340                    Fixed                               308000                  385000
HEMT 2006-3                         1                  500680360                    Fixed                               159600                  200000
HEMT 2006-3                         1                  500680372                    Fixed                                88000                  112000
HEMT 2006-3                         1                  500680378                    Fixed                               326400                  412000
HEMT 2006-3                         1                  500680464                    Fixed                               399200                  500000
HEMT 2006-3                         1                  500680495                    Fixed                               332000                  415000
HEMT 2006-3                         1                  500680546                    Fixed                               400000                  500000
HEMT 2006-3                         1                  500680581                    Fixed                               360000                  450000
HEMT 2006-3                         1                  500680623                    Fixed                               260000                  397000
HEMT 2006-3                         1                  500680658                    Fixed                               144000                  181000
HEMT 2006-3                         1                  500680672                    Fixed                               417000                  600000
HEMT 2006-3                         1                  500680712                    Fixed                               296800                  371000
HEMT 2006-3                         1                  500680798                    Fixed                               485336                  610000
HEMT 2006-3                         1                  500680861                    Fixed                               128000                  162000
HEMT 2006-3                         1                  500680886                    Fixed                               214400                  300000
HEMT 2006-3                         1                  500680896                    Fixed                               210000                  265000
HEMT 2006-3                         1                  500681031                    Fixed                               158400                  198000
HEMT 2006-3                         1                  500681037                    Fixed                               491250                  655000
HEMT 2006-3                         1                  500681054                    Fixed                               123675                  166000
HEMT 2006-3                         1                  500681152                    Fixed                               427900                  535000
HEMT 2006-3                         1                  500681158                    Fixed                               380000                  475000
HEMT 2006-3                         1                  500681159                    Fixed                               266850                  336000
HEMT 2006-3                         1                  500681161                    Fixed                               332000                  415000
HEMT 2006-3                         1                  500681162                    Fixed                               367500                  525000
HEMT 2006-3                         1                  500681164                    Fixed                               311200                  390500
HEMT 2006-3                         1                  500681166                    Fixed                               472000                  595000
HEMT 2006-3                         1                  500681167                    Fixed                               340000                  425000
HEMT 2006-3                         1                  500681172                    Fixed                               408000                  535000
HEMT 2006-3                         1                  500681317                    Fixed                               488000                  610000
HEMT 2006-3                         1                  500681347                    Fixed                               312000                  394000
HEMT 2006-3                         1                  500681374                    Fixed                               380000                  475000
HEMT 2006-3                         1                  500681412                    Fixed                               268000                  335000
HEMT 2006-3                         1                  500681486                    Fixed                               123905                  260000
HEMT 2006-3                         1                  500681542                    Fixed                               432000                  540000
HEMT 2006-3                         1                  500681583                    Fixed                               551200                  689000
HEMT 2006-3                         1                  500681599                    Fixed                               252000                  323000
HEMT 2006-3                         1                  500681623                    Fixed                                66500                   85000
HEMT 2006-3                         1                  500681652                    Fixed                               153600                  192000
HEMT 2006-3                         1                  500681673                    Fixed                               180000                  225000
HEMT 2006-3                         1                  500681768                    Fixed                               145600                  182000
HEMT 2006-3                         1                  500681797                    Fixed                               356000                  445000
HEMT 2006-3                         1                  500681813                    Fixed                               280000                  350000
HEMT 2006-3                         1                  500681833                    Fixed                                40309                   53062
HEMT 2006-3                         1                  500681860                    Fixed                               152000                  190000
HEMT 2006-3                         1                  500681977                    Fixed                               175920                  242000
HEMT 2006-3                         1                  500682038                    Fixed                               520000                  650000
HEMT 2006-3                         1                  500682077                    Fixed                               225600                  354000
HEMT 2006-3                         1                  500682100                    Fixed                                90160                  115000
HEMT 2006-3                         1                  500682148                    Fixed                               229280                  287000
HEMT 2006-3                         1                  500682257                    Fixed                               412000                  515000
HEMT 2006-3                         1                  500682285                    Fixed                               196000                  245000
HEMT 2006-3                         1                  500682454                    Fixed                               176000                  220000
HEMT 2006-3                         1                  500682471                    Fixed                               156000                  195000
HEMT 2006-3                         1                  500682506                    Fixed                               496000                 6200000
HEMT 2006-3                         1                  500682534                    Fixed                               319200                  400000
HEMT 2006-3                         1                  500682535                    Fixed                               107200                  134000
HEMT 2006-3                         1                  500682550                    Fixed                               608000                  760000
HEMT 2006-3                         1                  500682551                    Fixed                               645000                  860000
HEMT 2006-3                         1                  500682575                    Fixed                               352000                  460000
HEMT 2006-3                         1                  500682588                    Fixed                               376000                  470000
HEMT 2006-3                         1                  500682589                    Fixed                               199920                  250000
HEMT 2006-3                         1                  500682592                    Fixed                               241800                  303000
HEMT 2006-3                         1                  500682623                    Fixed                               486150                  610000
HEMT 2006-3                         1                  500682648                    Fixed                               124800                  156000
HEMT 2006-3                         1                  500682675                    Fixed                               616000                  770000
HEMT 2006-3                         1                  500682758                    Fixed                               256000                  322000
HEMT 2006-3                         1                  500682804                    Fixed                               356900                  550000
HEMT 2006-3                         1                  500682842                    Fixed                               475800                  595000
HEMT 2006-3                         1                  500682876                    Fixed                               814080                 1018000
HEMT 2006-3                         1                  500682888                    Fixed                               602164                  755000
HEMT 2006-3                         1                  500682889                    Fixed                               244000                  305000
HEMT 2006-3                         1                  500682898                    Fixed                               233600                  292000
HEMT 2006-3                         1                  500682903                    Fixed                               130000                  162500
HEMT 2006-3                         1                  500682941                    Fixed                               320000                  400000
HEMT 2006-3                         1                  500682955                    Fixed                               135200                  170000
HEMT 2006-3                         1                  500682982                    Fixed                               111920                  142000
HEMT 2006-3                         1                  500682995                    Fixed                               144150                  208960
HEMT 2006-3                         1                  500682996                    Fixed                               247100                  309000
HEMT 2006-3                         1                  500683032                    Fixed                               199900                  250000
HEMT 2006-3                         1                  500683061                    Fixed                               193600                  245000
HEMT 2006-3                         1                  500683138                    Fixed                               320000                  410000
HEMT 2006-3                         1                  500683144                    Fixed                               172000                  215000
HEMT 2006-3                         1                  500683229                    Fixed                               188000                  245000
HEMT 2006-3                         1                  500683235                    Fixed                               252000                  315000
HEMT 2006-3                         1                  500683255                    Fixed                               404000                  505000
HEMT 2006-3                         1                  500683317                    Fixed                               142400                  180000
HEMT 2006-3                         1                  500683334                    Fixed                               268000                  340000
HEMT 2006-3                         1                  500683366                    Fixed                               186384                  250000
HEMT 2006-3                         1                  500683376                    Fixed                               234400                  295000
HEMT 2006-3                         1                  500683398                    Fixed                               334400                  418000
HEMT 2006-3                         1                  500683414                    Fixed                               225600                  282000
HEMT 2006-3                         1                  500683417                    Fixed                               130727                  163500
HEMT 2006-3                         1                  500683436                    Fixed                               416800                  521000
HEMT 2006-3                         1                  500683449                    Fixed                               117684                  156000
HEMT 2006-3                         1                  500683455                    Fixed                               241836                  302295
HEMT 2006-3                         1                  500683465                    Fixed                               232836                  295000
HEMT 2006-3                         1                  500683470                    Fixed                               352000                  440000
HEMT 2006-3                         1                  500683728                    Fixed                               378000                  515000
HEMT 2006-3                         1                  500683729                    Fixed                               392000                  490000
HEMT 2006-3                         1                  500683734                    Fixed                               189592                  236990
HEMT 2006-3                         1                  500683754                    Fixed                               160000                  200000
HEMT 2006-3                         1                  500683787                    Fixed                               181600                  227000
HEMT 2006-3                         1                  500683799                    Fixed                               202400                  253000
HEMT 2006-3                         1                  500683814                    Fixed                               203192                  264000
HEMT 2006-3                         1                  500683821                    Fixed                               152440                  195000
HEMT 2006-3                         1                  500683850                    Fixed                               127760                  159700
HEMT 2006-3                         1                  500683896                    Fixed                               175000                  285000
HEMT 2006-3                         1                  500683948                    Fixed                               201600                  252000
HEMT 2006-3                         1                  500683980                    Fixed                               181500                  245000
HEMT 2006-3                         1                  500684111                    Fixed                               277500                  355000
HEMT 2006-3                         1                  500684148                    Fixed                               169592                  214000
HEMT 2006-3                         1                  500684176                    Fixed                               280000                  355000
HEMT 2006-3                         1                  500684191                    Fixed                               193592                  260000
HEMT 2006-3                         1                  500684281                    Fixed                               388000                  490000
HEMT 2006-3                         1                  500684286                    Fixed                               144000                  210000
HEMT 2006-3                         1                  500684379                    Fixed                               104000                  145000
HEMT 2006-3                         1                  500684386                    Fixed                               295200                  369000
HEMT 2006-3                         1                  500684480                    Fixed                               296000                  385000
HEMT 2006-3                         1                  500684481                    Fixed                               308000                  385000
HEMT 2006-3                         1                  500684512                    Fixed                               141889                  177362
HEMT 2006-3                         1                  500684617                    Fixed                                65280                   84000
HEMT 2006-3                         1                  500684671                    Fixed                               348000                  435000
HEMT 2006-3                         1                  500684678                    Fixed                               380000                  475000
HEMT 2006-3                         1                  500684681                    Fixed                               340000                  460000
HEMT 2006-3                         1                  500684686                    Fixed                               284000                  375000
HEMT 2006-3                         1                  500685007                    Fixed                               466000                  685000
HEMT 2006-3                         1                  500685061                    Fixed                               367200                  470000
HEMT 2006-3                         1                  500685087                    Fixed                               476000                  615000
HEMT 2006-3                         1                  500685170                    Fixed                                73700                   93000
HEMT 2006-3                         1                  500685199                    Fixed                               380000                  475000
HEMT 2006-3                         1                  500685209                    Fixed                               180100                  254000
HEMT 2006-3                         1                  500685233                    Fixed                               405000                  570000
HEMT 2006-3                         1                  500685255                    Fixed                               183920                  240000
HEMT 2006-3                         1                  500685311                    Fixed                               252000                  315000
HEMT 2006-3                         1                  500685338                    Fixed                               248000                  310000
HEMT 2006-3                         1                  500685381                    Fixed                               215920                  270000
HEMT 2006-3                         1                  500685443                    Fixed                               160000                  203000
HEMT 2006-3                         1                  500685513                    Fixed                               164392                  208500
HEMT 2006-3                         1                  500685559                    Fixed                               143920                  180000
HEMT 2006-3                         1                  500685611                    Fixed                               369600                  462000
HEMT 2006-3                         1                  500685810                    Fixed                               103120                  130000
HEMT 2006-3                         1                  500685838                    Fixed                               372000                  465000
HEMT 2006-3                         1                  500685899                    Fixed                               144000                  180000
HEMT 2006-3                         1                  500685931                    Fixed                               312800                  395000
HEMT 2006-3                         1                  500685964                    Fixed                               460000                  575000
HEMT 2006-3                         1                  500686176                    Fixed                               279200                  352000
HEMT 2006-3                         1                  500686384                    Fixed                               298400                  385000
HEMT 2006-3                         1                  500686409                    Fixed                               254544                  358000
HEMT 2006-3                         1                  500686415                    Fixed                               124600                  178000
HEMT 2006-3                         1                  500686467                    Fixed                               224000                  280000
HEMT 2006-3                         1                  500686529                    Fixed                               210800                  298000
HEMT 2006-3                         1                  500686568                    Fixed                               213413                  310000
HEMT 2006-3                         1                  500686749                    Fixed                               109120                  137000
HEMT 2006-3                         1                  500686754                    Fixed                               218378                  282000
HEMT 2006-3                         1                  500686758                    Fixed                               164800                  207000
HEMT 2006-3                         1                  500686784                    Fixed                               168800                  215000
HEMT 2006-3                         1                  500686842                    Fixed                               185150                  240000
HEMT 2006-3                         1                  500686898                    Fixed                             227822.4                  288000
HEMT 2006-3                         1                  500686967                    Fixed                               140800                  176000
HEMT 2006-3                         1                  500687156                    Fixed                               241590                  390000
HEMT 2006-3                         1                  500687175                    Fixed                               389552                  498000
HEMT 2006-3                         1                  500687200                    Fixed                               200000                  250000
HEMT 2006-3                         1                  500687234                    Fixed                               286400                  358000
HEMT 2006-3                         1                  500687242                    Fixed                               100000                  127500
HEMT 2006-3                         1                  500687267                    Fixed                               104000                  130000
HEMT 2006-3                         1                  500687270                    Fixed                               260000                  325000
HEMT 2006-3                         1                  500687342                    Fixed                               260000                  360000
HEMT 2006-3                         1                  500687351                    Fixed                               308750                  480000
HEMT 2006-3                         1                  500687399                    Fixed                               260000                  325000
HEMT 2006-3                         1                  500687500                    Fixed                               199992                  258000
HEMT 2006-3                         1                  500687529                    Fixed                                84000                  105000
HEMT 2006-3                         1                  500687549                    Fixed                               544000                  700000
HEMT 2006-3                         1                  500687601                    Fixed                               395200                  500000
HEMT 2006-3                         1                  500687616                    Fixed                               424000                  530000
HEMT 2006-3                         1                  500687624                    Fixed                               142000                  183000
HEMT 2006-3                         1                  500687670                    Fixed                               118672                  153000
HEMT 2006-3                         1                  500687675                    Fixed                               497600                  622000
HEMT 2006-3                         1                  500687720                    Fixed                               412800                  516000
HEMT 2006-3                         1                  500687806                    Fixed                               163920                  210000
HEMT 2006-3                         1                  500687904                    Fixed                                96000                  125000
HEMT 2006-3                         1                  500687993                    Fixed                               168000                  210000
HEMT 2006-3                         1                  500687999                    Fixed                                70400                   88000
HEMT 2006-3                         1                  500688005                    Fixed                               211930                  350000
HEMT 2006-3                         1                  500688061                    Fixed                               516000                  690000
HEMT 2006-3                         1                  500688086                    Fixed                               102400                  128000
HEMT 2006-3                         1                  500688097                    Fixed                               600000                  750000
HEMT 2006-3                         1                  500688137                    Fixed                               371250                  495000
HEMT 2006-3                         1                  500688179                    Fixed                               256000                  320000
HEMT 2006-3                         1                  500688238                    Fixed                               266400                  335000
HEMT 2006-3                         1                  500688239                    Fixed                               586500                  738000
HEMT 2006-3                         1                  500688241                    Fixed                               205600                  257000
HEMT 2006-3                         1                  500688242                    Fixed                               411200                  514000
HEMT 2006-3                         1                  500688245                    Fixed                               402500                  575000
HEMT 2006-3                         1                  500688473                    Fixed                               415600                  520000
HEMT 2006-3                         1                  500688515                    Fixed                               128000                  160000
HEMT 2006-3                         1                  500688536                    Fixed                               240000                  300000
HEMT 2006-3                         1                  500688615                    Fixed                               472000                  590000
HEMT 2006-3                         1                  500688634                    Fixed                               229072                  286500
HEMT 2006-3                         1                  500688660                    Fixed                               607200                  759000
HEMT 2006-3                         1                  500688834                    Fixed                               180000                  225000
HEMT 2006-3                         1                  500688923                    Fixed                               136000                  201000
HEMT 2006-3                         1                  500689059                    Fixed                                81576                  103000
HEMT 2006-3                         1                  500689275                    Fixed                            224000.02                  280000
HEMT 2006-3                         1                  500689282                    Fixed                               216800                  275000
HEMT 2006-3                         1                  500689362                    Fixed                               256000                  320000
HEMT 2006-3                         1                  500689415                    Fixed                               214060                  305800
HEMT 2006-3                         1                  500689456                    Fixed                               148000                  190000
HEMT 2006-3                         1                  500689465                    Fixed                               148000                  186000
HEMT 2006-3                         1                  500689484                    Fixed                               111562                  139452
HEMT 2006-3                         1                  500689519                    Fixed                               228000                  285000
HEMT 2006-3                         1                  500689566                    Fixed                               227500                  325000
HEMT 2006-3                         1                  500689599                    Fixed                               306000                  426000
HEMT 2006-3                         1                  500689611                    Fixed                               319200                  399000
HEMT 2006-3                         1                  500689800                    Fixed                               370800                  463500
HEMT 2006-3                         1                  500689843                    Fixed                               221200                  277000
HEMT 2006-3                         1                  500689844                    Fixed                               176000                  220000
HEMT 2006-3                         1                  500689916                    Fixed                               352000                  440000
HEMT 2006-3                         1                  500689918                    Fixed                               175920                  220000
HEMT 2006-3                         1                  500689928                    Fixed                               176000                  226000
HEMT 2006-3                         1                  500689937                    Fixed                               300000                  375000
HEMT 2006-3                         1                  500689967                    Fixed                               162844                  236000
HEMT 2006-3                         1                  500689970                    Fixed                               188000                  235000
HEMT 2006-3                         1                  500689971                    Fixed                               138400                  175000
HEMT 2006-3                         1                  500690116                    Fixed                               551200                  689000
HEMT 2006-3                         1                  500690126                    Fixed                                85400                  122000
HEMT 2006-3                         1                  500690146                    Fixed                               620000                  775000
HEMT 2006-3                         1                  500690162                    Fixed                               177800                  254000
HEMT 2006-3                         1                  500690163                    Fixed                               420000                  530000
HEMT 2006-3                         1                  500690190                    Fixed                               359650                  480000
HEMT 2006-3                         1                  500690195                    Fixed                               272000                  340000
HEMT 2006-3                         1                  500690227                    Fixed                                92000                  115000
HEMT 2006-3                         1                  500690260                    Fixed                               550000                  650000
HEMT 2006-3                         1                  500690316                    Fixed                                82800                  115000
HEMT 2006-3                         1                  500690333                    Fixed                               246400                  308000
HEMT 2006-3                         1                  500690399                    Fixed                               113600                  148000
HEMT 2006-3                         1                  500690438                    Fixed                               173120                  218000
HEMT 2006-3                         1                  500690448                    Fixed                               142100                  203000
HEMT 2006-3                         1                  500690489                    Fixed                               296150                  371000
HEMT 2006-3                         1                  500690586                    Fixed                               197680                  265000
HEMT 2006-3                         1                  500690589                    Fixed                               142400                  181000
HEMT 2006-3                         1                  500690602                    Fixed                               179200                  224000
HEMT 2006-3                         1                  500690617                    Fixed                               204000                  255000
HEMT 2006-3                         1                  500690662                    Fixed                               280720                  353000
HEMT 2006-3                         1                  500690670                    Fixed                               137000                  208000
HEMT 2006-3                         1                  500690754                    Fixed                               125600                  157000
HEMT 2006-3                         1                  500691226                    Fixed                               241600                  302000
HEMT 2006-3                         1                  500691230                    Fixed                               304000                  380000
HEMT 2006-3                         1                  500691238                    Fixed                               335200                  419000
HEMT 2006-3                         1                  500691239                    Fixed                               119000                  170000
HEMT 2006-3                         1                  500691280                    Fixed                               238000                  340000
HEMT 2006-3                         1                  500691330                    Fixed                                88900                  119900
HEMT 2006-3                         1                  500691527                    Fixed                               120000                  163000
HEMT 2006-3                         1                  500691556                    Fixed                               279687                  350000
HEMT 2006-3                         1                  500691565                    Fixed                               168000                  210000
HEMT 2006-3                         1                  500691567                    Fixed                               144000                  180000
HEMT 2006-3                         1                  500691601                    Fixed                               279550                  352000
HEMT 2006-3                         1                  500691761                    Fixed                               136618                  245000
HEMT 2006-3                         1                  500691762                    Fixed                               226122                  282653
HEMT 2006-3                         1                  500691791                    Fixed                               192000                  240000
HEMT 2006-3                         1                  500691805                    Fixed                               289920                  366000
HEMT 2006-3                         1                  500691816                    Fixed                               220000                  289000
HEMT 2006-3                         1                  500691848                    Fixed                               118400                  152000
HEMT 2006-3                         1                  500691870                    Fixed                               179624                  225000
HEMT 2006-3                         1                  500691872                    Fixed                               185268                  232000
HEMT 2006-3                         1                  500691873                    Fixed                               260000                  325000
HEMT 2006-3                         1                  500692048                    Fixed                               176000                  220000
HEMT 2006-3                         1                  500692083                    Fixed                               400000                  500000
HEMT 2006-3                         1                  500692115                    Fixed                               160800                  210000
HEMT 2006-3                         1                  500692117                    Fixed                               276910                  350000
HEMT 2006-3                         1                  500692123                    Fixed                               156000                  205000
HEMT 2006-3                         1                  500692181                    Fixed                               360000                  450000
HEMT 2006-3                         1                  500692194                    Fixed                               174400                  220000
HEMT 2006-3                         1                  500692195                    Fixed                               121600                  152000
HEMT 2006-3                         1                  500692205                    Fixed                               211200                  264000
HEMT 2006-3                         1                  500692211                    Fixed                               183750                  245000
HEMT 2006-3                         1                  500692222                    Fixed                                44900                   59900
HEMT 2006-3                         1                  500692421                    Fixed                               273600                  342000
HEMT 2006-3                         1                  500692438                    Fixed                               199200                  252000
HEMT 2006-3                         1                  500692460                    Fixed                               360000                  455000
HEMT 2006-3                         1                  500692461                    Fixed                               203140                  254000
HEMT 2006-3                         1                  500692770                    Fixed                               196800                  246000
HEMT 2006-3                         1                  500692827                    Fixed                               239788                  302000
HEMT 2006-3                         1                  500692842                    Fixed                               394100                  563000
HEMT 2006-3                         1                  500692951                    Fixed                                62400                   80000
HEMT 2006-3                         1                  500692978                    Fixed                               408000                  510000
HEMT 2006-3                         1                  500693028                    Fixed                               257500                  322000
HEMT 2006-3                         1                  500693038                    Fixed                               170400                  213000
HEMT 2006-3                         1                  500693182                    Fixed                                80500                  106000
HEMT 2006-3                         1                  500693199                    Fixed                                83900                  110500
HEMT 2006-3                         1                  500693207                    Fixed                               429600                  537000
HEMT 2006-3                         1                  500693210                    Fixed                               335900                  419900
HEMT 2006-3                         1                  500693212                    Fixed                               413000                  590000
HEMT 2006-3                         1                  500693215                    Fixed                               272000                  355000
HEMT 2006-3                         1                  500693217                    Fixed                               435776                  820000
HEMT 2006-3                         1                  500693218                    Fixed                               380000                  485000
HEMT 2006-3                         1                  500693219                    Fixed                               552000                  701000
HEMT 2006-3                         1                  500693221                    Fixed                               200200                  331000
HEMT 2006-3                         1                  500693222                    Fixed                               328000                  410000
HEMT 2006-3                         1                  500693223                    Fixed                               400000                  560000
HEMT 2006-3                         1                  500693226                    Fixed                               267739                  451000
HEMT 2006-3                         1                  500693230                    Fixed                               600000                  750000
HEMT 2006-3                         1                  500693361                    Fixed                               138000                  172500
HEMT 2006-3                         1                  500693440                    Fixed                               223200                  280000
HEMT 2006-3                         1                  500693457                    Fixed                               198939                  250000
HEMT 2006-3                         1                  500693536                    Fixed                               605600                  757000
HEMT 2006-3                         1                  500693568                    Fixed                               148440                  186000
HEMT 2006-3                         1                  500693711                    Fixed                                73600                   93000
HEMT 2006-3                         1                  500693733                    Fixed                               205281                  308000
HEMT 2006-3                         1                  500693780                    Fixed                               252720                  315900
HEMT 2006-3                         1                  500693811                    Fixed                               145332                  184000
HEMT 2006-3                         1                  500693855                    Fixed                               132000                  165000
HEMT 2006-3                         1                  500693867                    Fixed                               132000                  165000
HEMT 2006-3                         1                  500693914                    Fixed                               141600                  177000
HEMT 2006-3                         1                  500693924                    Fixed                               264000                  330000
HEMT 2006-3                         1                  500693928                    Fixed                               230020                  495000
HEMT 2006-3                         1                  500693964                    Fixed                               320000                  400000
HEMT 2006-3                         1                  500693994                    Fixed                               369600                  462000
HEMT 2006-3                         1                  500694016                    Fixed                                96000                  120000
HEMT 2006-3                         1                  500694017                    Fixed                               144000                  180000
HEMT 2006-3                         1                  500694024                    Fixed                               500000                  625000
HEMT 2006-3                         1                  500694048                    Fixed                               143600                  182000
HEMT 2006-3                         1                  500694050                    Fixed                               179950                  268000
HEMT 2006-3                         1                  500694061                    Fixed                               245000                  358000
HEMT 2006-3                         1                  500694074                    Fixed                               140080                  176000
HEMT 2006-3                         1                  500694121                    Fixed                               284400                  360000
HEMT 2006-3                         1                  500694134                    Fixed                               260000                  325000
HEMT 2006-3                         1                  500694135                    Fixed                               114480                  146000
HEMT 2006-3                         1                  500694140                    Fixed                               134400                  168000
HEMT 2006-3                         1                  500694164                    Fixed                               243750                  325000
HEMT 2006-3                         1                  500694168                    Fixed                               125440                  158000
HEMT 2006-3                         1                  500694251                    Fixed                               220000                  285500
HEMT 2006-3                         1                  500694257                    Fixed                               103200                  129000
HEMT 2006-3                         1                  500694282                    Fixed                                18400                   65000
HEMT 2006-3                         1                  500694285                    Fixed                               280000                  354000
HEMT 2006-3                         1                  500694308                    Fixed                               586400                  733000
HEMT 2006-3                         1                  500694434                    Fixed                               263200                  329000
HEMT 2006-3                         1                  500694438                    Fixed                               110000                  138000
HEMT 2006-3                         1                  500694474                    Fixed                               284000                  355500
HEMT 2006-3                         1                  500694485                    Fixed                               432000                  540000
HEMT 2006-3                         1                  500694523                    Fixed                               215200                  271000
HEMT 2006-3                         1                  500694530                    Fixed                               182400                  228000
HEMT 2006-3                         1                  500694535                    Fixed                               196720                  246000
HEMT 2006-3                         1                  500694584                    Fixed                               168000                  210000
HEMT 2006-3                         1                  500694736                    Fixed                               341960                  435000
HEMT 2006-3                         1                  500694753                    Fixed                               268800                  345000
HEMT 2006-3                         1                  500694806                    Fixed                               154000                  196000
HEMT 2006-3                         1                  500694910                    Fixed                               112400                  140500
HEMT 2006-3                         1                  500694933                    Fixed                               392000                  560000
HEMT 2006-3                         1                  500695169                    Fixed                               391500                  525000
HEMT 2006-3                         1                  500695192                    Fixed                               326000                  415000
HEMT 2006-3                         1                  500695195                    Fixed                               328000                  410000
HEMT 2006-3                         1                  500695206                    Fixed                               352000                  440000
HEMT 2006-3                         1                  500695215                    Fixed                               406000                  580000
HEMT 2006-3                         1                  500695217                    Fixed                               380000                  495000
HEMT 2006-3                         1                  500695239                    Fixed                               117386                  151000
HEMT 2006-3                         1                  500695247                    Fixed                               270300                  350000
HEMT 2006-3                         1                  500695259                    Fixed                               423200                  570000
HEMT 2006-3                         1                  500695311                    Fixed                               382400                  478000
HEMT 2006-3                         1                  500695316                    Fixed                               239920                  300000
HEMT 2006-3                         1                  500695357                    Fixed                               216000                  270000
HEMT 2006-3                         1                  500695406                    Fixed                               130800                  163500
HEMT 2006-3                         1                  500695428                    Fixed                               235900                  295000
HEMT 2006-3                         1                  500695433                    Fixed                               172000                  215000
HEMT 2006-3                         1                  500695463                    Fixed                                83000                  122000
HEMT 2006-3                         1                  500695470                    Fixed                               262400                  328000
HEMT 2006-3                         1                  500695481                    Fixed                               240000                  300000
HEMT 2006-3                         1                  500695513                    Fixed                               520000                  650000
HEMT 2006-3                         1                  500695612                    Fixed                               404000                  505000
HEMT 2006-3                         1                  500695664                    Fixed                               102116                  127645
HEMT 2006-3                         1                  500695694                    Fixed                               264000                  330000
HEMT 2006-3                         1                  500695695                    Fixed                               415000                  532090
HEMT 2006-3                         1                  500695697                    Fixed                               650000                  815000
HEMT 2006-3                         1                  500695699                    Fixed                               348000                  435000
HEMT 2006-3                         1                  500695700                    Fixed                               176000                  220000
HEMT 2006-3                         1                  500695701                    Fixed                               447900                  560000
HEMT 2006-3                         1                  500695703                    Fixed                               288000                  360000
HEMT 2006-3                         1                  500695707                    Fixed                               296750                  372000
HEMT 2006-3                         1                  500695708                    Fixed                               396000                  495000
HEMT 2006-3                         1                  500695718                    Fixed                               360800                  451500
HEMT 2006-3                         1                  500695720                    Fixed                               265800                  345000
HEMT 2006-3                         1                  500695744                    Fixed                               116800                  146000
HEMT 2006-3                         1                  500696075                    Fixed                                90300                  130000
HEMT 2006-3                         1                  500696079                    Fixed                               212000                  265000
HEMT 2006-3                         1                  500696121                    Fixed                               496000                  620000
HEMT 2006-3                         1                  500696132                    Fixed                               599200                  749000
HEMT 2006-3                         1                  500696140                    Fixed                               152200                  200000
HEMT 2006-3                         1                  500696272                    Fixed                               208000                  260000
HEMT 2006-3                         1                  500696396                    Fixed                                89600                  112000
HEMT 2006-3                         1                  500696412                    Fixed                               303120                  390000
HEMT 2006-3                         1                  500696440                    Fixed                               272000                  340000
HEMT 2006-3                         1                  500696459                    Fixed                               496000                  620000
HEMT 2006-3                         1                  500696526                    Fixed                               257479                  415000
HEMT 2006-3                         1                  500696543                    Fixed                               232340                  300000
HEMT 2006-3                         1                  500696552                    Fixed                               353920                  446000
HEMT 2006-3                         1                  500696660                    Fixed                               550500                  685000
HEMT 2006-3                         1                  500696738                    Fixed                               121600                  152000
HEMT 2006-3                         1                  500696773                    Fixed                               271920                  340000
HEMT 2006-3                         1                  500696806                    Fixed                               650000                  845000
HEMT 2006-3                         1                  500696870                    Fixed                               214400                  268000
HEMT 2006-3                         1                  500696871                    Fixed                               187100                  235000
HEMT 2006-3                         1                  500696906                    Fixed                               340610                  434000
HEMT 2006-3                         1                  500696939                    Fixed                               234000                  293000
HEMT 2006-3                         1                  500697027                    Fixed                               167120                  210000
HEMT 2006-3                         1                  500697048                    Fixed                               246750                  309000
HEMT 2006-3                         1                  500697147                    Fixed                               360000                  450000
HEMT 2006-3                         1                  500697202                    Fixed                               496000                  620000
HEMT 2006-3                         1                  500697205                    Fixed                               318750                  425000
HEMT 2006-3                         1                  500697217                    Fixed                               260000                  363000
HEMT 2006-3                         1                  500697223                    Fixed                               108000                  135000
HEMT 2006-3                         1                  500697250                    Fixed                               312000                  390000
HEMT 2006-3                         1                  500697317                    Fixed                               254400                  320000
HEMT 2006-3                         1                  500697327                    Fixed                               206840                  272000
HEMT 2006-3                         1                  500697329                    Fixed                               168000                  275000
HEMT 2006-3                         1                  500697352                    Fixed                               129750                  173000
HEMT 2006-3                         1                  500697367                    Fixed                               272764                  345000
HEMT 2006-3                         1                  500697400                    Fixed                               176000                  228000
HEMT 2006-3                         1                  500697427                    Fixed                               636000                  795000
HEMT 2006-3                         1                  500697493                    Fixed                               261600                  327000
HEMT 2006-3                         1                  500697562                    Fixed                               131747                  168000
HEMT 2006-3                         1                  500697581                    Fixed                                88500                  111000
HEMT 2006-3                         1                  500697586                    Fixed                               170300                  230000
HEMT 2006-3                         1                  500697609                    Fixed                               325730                  434000
HEMT 2006-3                         1                  500697613                    Fixed                               392340                  490429
HEMT 2006-3                         1                  500698279                    Fixed                               252320                  316000
HEMT 2006-3                         1                  500698287                    Fixed                               156000                  195000
HEMT 2006-3                         1                  500698296                    Fixed                                56000                   70000
HEMT 2006-3                         1                  500698320                    Fixed                               140800                  176000
HEMT 2006-3                         1                  500698321                    Fixed                               224000                  280000
HEMT 2006-3                         1                  500698373                    Fixed                               304800                  385000
HEMT 2006-3                         1                  500698437                    Fixed                               107600                  135000
HEMT 2006-3                         1                  500698441                    Fixed                               364000                  465000
HEMT 2006-3                         1                  500698472                    Fixed                               120000                  155000
HEMT 2006-3                         1                  500698503                    Fixed                               173600                  217000
HEMT 2006-3                         1                  500698523                    Fixed                               104800                  131000
HEMT 2006-3                         1                  500698528                    Fixed                               463200                  579000
HEMT 2006-3                         1                  500698553                    Fixed                               172000                  250000
HEMT 2006-3                         1                  500698559                    Fixed                               256000                  320000
HEMT 2006-3                         1                  500698597                    Fixed                               220000                  275000
HEMT 2006-3                         1                  500698647                    Fixed                               267750                  358000
HEMT 2006-3                         1                  500698659                    Fixed                               584800                  800000
HEMT 2006-3                         1                  500698683                    Fixed                               204000                  255000
HEMT 2006-3                         1                  500698696                    Fixed                               292800                  380000
HEMT 2006-3                         1                  500698721                    Fixed                               274320                  347000
HEMT 2006-3                         1                  500698725                    Fixed                               211200                  264000
HEMT 2006-3                         1                  500698768                    Fixed                               156000                  195000
HEMT 2006-3                         1                  500698776                    Fixed                               168000                  228000
HEMT 2006-3                         1                  500698793                    Fixed                               485600                  607000
HEMT 2006-3                         1                  500698809                    Fixed                               231750                  309000
HEMT 2006-3                         1                  500698813                    Fixed                               112000                  142000
HEMT 2006-3                         1                  500698860                    Fixed                               380000                  505000
HEMT 2006-3                         1                  500698882                    Fixed                               168000                  210000
HEMT 2006-3                         1                  500698908                    Fixed                               584000                  740000
HEMT 2006-3                         1                  500698923                    Fixed                               705000                  940000
HEMT 2006-3                         1                  500698957                    Fixed                               146000                  189000
HEMT 2006-3                         1                  500698960                    Fixed                               124000                  155000
HEMT 2006-3                         1                  500698964                    Fixed                               319200                  399000
HEMT 2006-3                         1                  500699034                    Fixed                               395325                  535000
HEMT 2006-3                         1                  500699080                    Fixed                               204897                  265000
HEMT 2006-3                         1                  500699086                    Fixed                               369000                  492000
HEMT 2006-3                         1                  500699090                    Fixed                               246792                  310000
HEMT 2006-3                         1                  500699128                    Fixed                               180400                  227000
HEMT 2006-3                         1                  500699142                    Fixed                               192000                  240000
HEMT 2006-3                         1                  500699146                    Fixed                               115200                  144500
HEMT 2006-3                         1                  500699159                    Fixed                               222729                  280000
HEMT 2006-3                         1                  500699171                    Fixed                               350400                  441000
HEMT 2006-3                         1                  500699202                    Fixed                               176000                  220000
HEMT 2006-3                         1                  500699203                    Fixed                                87700                  110000
HEMT 2006-3                         1                  500699236                    Fixed                                93804                  118000
HEMT 2006-3                         1                  500699298                    Fixed                               116918                  147000
HEMT 2006-3                         1                  500699313                    Fixed                               327992                  410000
HEMT 2006-3                         1                  500699328                    Fixed                               384000                  480000
HEMT 2006-3                         1                  500699332                    Fixed                               241992                  302490
HEMT 2006-3                         1                  500699334                    Fixed                               264000                  330000
HEMT 2006-3                         1                  500699366                    Fixed                               309600                  392000
HEMT 2006-3                         1                  500699386                    Fixed                               141050                  217000
HEMT 2006-3                         1                  500699648                    Fixed                               500000                  625000
HEMT 2006-3                         1                  500699675                    Fixed                               395500                  570000
HEMT 2006-3                         1                  500699695                    Fixed                               352000                  460000
HEMT 2006-3                         1                  500699763                    Fixed                               129600                  167000
HEMT 2006-3                         1                  500699767                    Fixed                               188000                  295000
HEMT 2006-3                         1                  500699780                    Fixed                               138400                  175000
HEMT 2006-3                         1                  500699796                    Fixed                               168000                  230000
HEMT 2006-3                         1                  500699802                    Fixed                               230000                  300000
HEMT 2006-3                         1                  500699811                    Fixed                               506400                  635000
HEMT 2006-3                         1                  500699897                    Fixed                               396000                  495000
HEMT 2006-3                         1                  500699982                    Fixed                               210400                  263000
HEMT 2006-3                         1                  500699991                    Fixed                               197650                  286000
HEMT 2006-3                         1                  500700016                    Fixed                               201000                  272000
HEMT 2006-3                         1                  500700020                    Fixed                               160000                  208000
HEMT 2006-3                         1                  500700051                    Fixed                               127200                  159000
HEMT 2006-3                         1                  500700071                    Fixed                               272000                  350000
HEMT 2006-3                         1                  500700076                    Fixed                               175200                  219000
HEMT 2006-3                         1                  500700086                    Fixed                               312000                  396000
HEMT 2006-3                         1                  500700088                    Fixed                                99615                  135000
HEMT 2006-3                         1                  500700189                    Fixed                               159900                  204000
HEMT 2006-3                         1                  500700229                    Fixed                                96000                  120000
HEMT 2006-3                         1                  500700238                    Fixed                               359600                  449500
HEMT 2006-3                         1                  500700281                    Fixed                               111375                  153000
HEMT 2006-3                         1                  500700609                    Fixed                               168500                  212000
HEMT 2006-3                         1                  500700624                    Fixed                               208000                  260000
HEMT 2006-3                         1                  500700694                    Fixed                               372000                  465000
HEMT 2006-3                         1                  500700737                    Fixed                               260000                  325000
HEMT 2006-3                         1                  500700760                    Fixed                               416192                  505000
HEMT 2006-3                         1                  500700793                    Fixed                               376000                  470000
HEMT 2006-3                         1                  500700819                    Fixed                               201600                  252000
HEMT 2006-3                         1                  500700905                    Fixed                               194250                  259000
HEMT 2006-3                         1                  500700913                    Fixed                               327900                  425000
HEMT 2006-3                         1                  500701023                    Fixed                               228000                  286000
HEMT 2006-3                         1                  500701061                    Fixed                               176800                  230000
HEMT 2006-3                         1                  500701067                    Fixed                               189600                  237000
HEMT 2006-3                         1                  500701070                    Fixed                               101600                  129000
HEMT 2006-3                         1                  500701082                    Fixed                               106400                  133000
HEMT 2006-3                         1                  500701091                    Fixed                               101600                  128000
HEMT 2006-3                         1                  500701094                    Fixed                               264000                  330000
HEMT 2006-3                         1                  500701097                    Fixed                               146400                  183000
HEMT 2006-3                         1                  500701109                    Fixed                               323200                  410000
HEMT 2006-3                         1                  500701196                    Fixed                               432000                  660000
HEMT 2006-3                         1                  500701218                    Fixed                               532000                  665000
HEMT 2006-3                         1                  500701219                    Fixed                               415000                  530000
HEMT 2006-3                         1                  500701220                    Fixed                               452400                  655000
HEMT 2006-3                         1                  500701221                    Fixed                               300000                  490000
HEMT 2006-3                         1                  500701223                    Fixed                               268000                  350000
HEMT 2006-3                         1                  500701224                    Fixed                               434000                  622000
HEMT 2006-3                         1                  500701225                    Fixed                               172000                  215000
HEMT 2006-3                         1                  500701226                    Fixed                               328700                  411000
HEMT 2006-3                         1                  500701227                    Fixed                               434000                  622000
HEMT 2006-3                         1                  500701228                    Fixed                               252000                  315000
HEMT 2006-3                         1                  500701249                    Fixed                               161600                  202000
HEMT 2006-3                         1                  500701262                    Fixed                               284000                  355000
HEMT 2006-3                         1                  500701272                    Fixed                               244000                  315000
HEMT 2006-3                         1                  500701312                    Fixed                               262400                  328000
HEMT 2006-3                         1                  500701319                    Fixed                               150800                  190000
HEMT 2006-3                         1                  500701414                    Fixed                               477000                  636000
HEMT 2006-3                         1                  500701494                    Fixed                                86400                  108000
HEMT 2006-3                         1                  500701511                    Fixed                               247960                  309950
HEMT 2006-3                         1                  500701522                    Fixed                               272000                  350000
HEMT 2006-3                         1                  500701524                    Fixed                               100000                  130000
HEMT 2006-3                         1                  500701539                    Fixed                               423200                  539000
HEMT 2006-3                         1                  500701972                    Fixed                               111120                  138900
HEMT 2006-3                         1                  500702042                    Fixed                               221600                  296600
HEMT 2006-3                         1                  500702043                    Fixed                               304500                  435000
HEMT 2006-3                         1                  500702256                    Fixed                               326000                  415000
HEMT 2006-3                         1                  500702280                    Fixed                               145520                  181900
HEMT 2006-3                         1                  500702284                    Fixed                               101500                  145000
HEMT 2006-3                         1                  500702301                    Fixed                               468000                  585000
HEMT 2006-3                         1                  500702324                    Fixed                               153520                  197000
HEMT 2006-3                         1                  500702347                    Fixed                               256000                  320000
HEMT 2006-3                         1                  500702365                    Fixed                               240000                  330000
HEMT 2006-3                         1                  500702377                    Fixed                               188800                  245000
HEMT 2006-3                         1                  500702394                    Fixed                               304000                  380000
HEMT 2006-3                         1                  500702395                    Fixed                               158400                  198000
HEMT 2006-3                         1                  500702396                    Fixed                               264000                  345000
HEMT 2006-3                         1                  500702441                    Fixed                               152040                  192000
HEMT 2006-3                         1                  500702505                    Fixed                               142400                  178000
HEMT 2006-3                         1                  500702617                    Fixed                               216000                  270000
HEMT 2006-3                         1                  500702686                    Fixed                                65920                   82400
HEMT 2006-3                         1                  500702737                    Fixed                               132800                  174000
HEMT 2006-3                         1                  500702792                    Fixed                               198400                  270000
HEMT 2006-3                         1                  500702833                    Fixed                               244000                  306000
HEMT 2006-3                         1                  500702896                    Fixed                               100750                  155000
HEMT 2006-3                         1                  500702924                    Fixed                               733600                  925000
HEMT 2006-3                         1                  500702940                    Fixed                            155052.78                  175000
HEMT 2006-3                         1                  500702949                    Fixed                             258121.5                  400000
HEMT 2006-3                         1                  500702965                    Fixed                               456000                  570000
HEMT 2006-3                         1                  500703024                    Fixed                               616000                  770000
HEMT 2006-3                         1                  500703037                    Fixed                               253600                  318000
HEMT 2006-3                         1                  500703100                    Fixed                               163192                  228000
HEMT 2006-3                         1                  500703103                    Fixed                               183320                  230000
HEMT 2006-3                         1                  500703115                    Fixed                               204000                  255000
HEMT 2006-3                         1                  500703135                    Fixed                               412000                  515000
HEMT 2006-3                         1                  500703146                    Fixed                               480000                  600000
HEMT 2006-3                         1                  500703158                    Fixed                               283900                  354900
HEMT 2006-3                         1                  500703161                    Fixed                               272000                  356000
HEMT 2006-3                         1                  500703168                    Fixed                               165600                  207000
HEMT 2006-3                         1                  500703279                    Fixed                                84000                  120000
HEMT 2006-3                         1                  500703281                    Fixed                               256000                  320000
HEMT 2006-3                         1                  500703371                    Fixed                                78400                   98000
HEMT 2006-3                         1                  500703389                    Fixed                               154500                  193500
HEMT 2006-3                         1                  500703393                    Fixed                               592000                  740000
HEMT 2006-3                         1                  500703440                    Fixed                               203930                  273000
HEMT 2006-3                         1                  500703454                    Fixed                               192000                  240000
HEMT 2006-3                         1                  500703456                    Fixed                               292000                  365000
HEMT 2006-3                         1                  500703464                    Fixed                               218392                  272990
HEMT 2006-3                         1                  500703477                    Fixed                               204000                  265000
HEMT 2006-3                         1                  500703486                    Fixed                               181600                  227000
HEMT 2006-3                         1                  500703524                    Fixed                               144000                  450000
HEMT 2006-3                         1                  500703526                    Fixed                               648000                  810000
HEMT 2006-3                         1                  500703528                    Fixed                               214400                  268000
HEMT 2006-3                         1                  500703529                    Fixed                               232801                  318000
HEMT 2006-3                         1                  500703530                    Fixed                               434400                  602000
HEMT 2006-3                         1                  500703531                    Fixed                               388000                  490000
HEMT 2006-3                         1                  500703532                    Fixed                               347700                  435000
HEMT 2006-3                         1                  500703534                    Fixed                               283900                  355000
HEMT 2006-3                         1                  500703535                    Fixed                               318400                  398000
HEMT 2006-3                         1                  500703536                    Fixed                               318000                  398000
HEMT 2006-3                         1                  500703538                    Fixed                               274000                  343000
HEMT 2006-3                         1                  500703539                    Fixed                               341600                  427000
HEMT 2006-3                         1                  500703542                    Fixed                               400350                  502500
HEMT 2006-3                         1                  500703543                    Fixed                               309650                  387090
HEMT 2006-3                         1                  500703575                    Fixed                               256000                  320000
HEMT 2006-3                         1                  500703581                    Fixed                               119452                  149315
HEMT 2006-3                         1                  500703741                    Fixed                               351600                  440000
HEMT 2006-3                         1                  500703747                    Fixed                               172000                  216000
HEMT 2006-3                         1                  500703775                    Fixed                               276000                  345000
HEMT 2006-3                         1                  500703780                    Fixed                               316000                  395000
HEMT 2006-3                         1                  500703810                    Fixed                               376000                  475000
HEMT 2006-3                         1                  500703815                    Fixed                               131950                  165000
HEMT 2006-3                         1                  500703826                    Fixed                               274400                  348000
HEMT 2006-3                         1                  500703832                    Fixed                                90800                  115000
HEMT 2006-3                         1                  500703864                    Fixed                               319950                  400000
HEMT 2006-3                         1                  500703902                    Fixed                                51750                   67000
HEMT 2006-3                         1                  500703923                    Fixed                               319100                  411000
HEMT 2006-3                         1                  500703937                    Fixed                               136000                  171000
HEMT 2006-3                         1                  500704053                    Fixed                               417000                  556000
HEMT 2006-3                         1                  500704078                    Fixed                               604800                  756000
HEMT 2006-3                         1                  500704119                    Fixed                               131600                  172000
HEMT 2006-3                         1                  500704142                    Fixed                               240000                  360000
HEMT 2006-3                         1                  500704147                    Fixed                               103120                  130000
HEMT 2006-3                         1                  500704176                    Fixed                               319920                  400000
HEMT 2006-3                         1                  500704188                    Fixed                               160000                  200000
HEMT 2006-3                         1                  500704216                    Fixed                               123200                  175000
HEMT 2006-3                         1                  500704230                    Fixed                               362400                  550000
HEMT 2006-3                         1                  500704254                    Fixed                               116075                  147000
HEMT 2006-3                         1                  500704257                    Fixed                               181512                  248000
HEMT 2006-3                         1                  500704278                    Fixed                               459200                  580000
HEMT 2006-3                         1                  500704300                    Fixed                               197050                  263000
HEMT 2006-3                         1                  500704304                    Fixed                               228000                  285000
HEMT 2006-3                         1                  500704305                    Fixed                               177200                  265000
HEMT 2006-3                         1                  500704369                    Fixed                               276250                  425000
HEMT 2006-3                         1                  500704386                    Fixed                               216700                  285000
HEMT 2006-3                         1                  500704399                    Fixed                               328000                  414000
HEMT 2006-3                         1                  500704424                    Fixed                               200000                  256000
HEMT 2006-3                         1                  500704437                    Fixed                               439900                  560000
HEMT 2006-3                         1                  500704440                    Fixed                               519200                  652500
HEMT 2006-3                         1                  500704543                    Fixed                               700000                 1000000
HEMT 2006-3                         1                  500704560                    Fixed                               240000                  301000
HEMT 2006-3                         1                  500704571                    Fixed                               208000                  260000
HEMT 2006-3                         1                  500704572                    Fixed                               380000                  480000
HEMT 2006-3                         1                  500704573                    Fixed                               330400                  580000
HEMT 2006-3                         1                  500704574                    Fixed                               396000                  495000
HEMT 2006-3                         1                  500704575                    Fixed                               170400                  215000
HEMT 2006-3                         1                  500704576                    Fixed                               380000                  475000
HEMT 2006-3                         1                  500704577                    Fixed                               278800                  348500
HEMT 2006-3                         1                  500704578                    Fixed                               488000                  610000
HEMT 2006-3                         1                  500704586                    Fixed                               138000                  172500
HEMT 2006-3                         1                  500704722                    Fixed                               348750                  465000
HEMT 2006-3                         1                  500704789                    Fixed                               253600                  317500
HEMT 2006-3                         1                  500704913                    Fixed                               152000                  192000
HEMT 2006-3                         1                  500704949                    Fixed                               620000                  775000
HEMT 2006-3                         1                  500704975                    Fixed                               454400                  576000
HEMT 2006-3                         1                  500705000                    Fixed                                91000                  130000
HEMT 2006-3                         1                  500705002                    Fixed                               352000                  440000
HEMT 2006-3                         1                  500705015                    Fixed                               192000                  240000
HEMT 2006-3                         1                  500705167                    Fixed                               436000                  545000
HEMT 2006-3                         1                  500705168                    Fixed                               270400                  338000
HEMT 2006-3                         1                  500705172                    Fixed                               372500                  605000
HEMT 2006-3                         1                  500705176                    Fixed                               123900                  154900
HEMT 2006-3                         1                  500705180                    Fixed                                60000                   75000
HEMT 2006-3                         1                  500705221                    Fixed                               519200                  649000
HEMT 2006-3                         1                  500705241                    Fixed                               225600                  282000
HEMT 2006-3                         1                  500705243                    Fixed                               100000                  125000
HEMT 2006-3                         1                  500705253                    Fixed                               203100                  305000
HEMT 2006-3                         1                  500705267                    Fixed                               392000                  495000
HEMT 2006-3                         1                  500705289                    Fixed                               223025                  282000
HEMT 2006-3                         1                  500705338                    Fixed                               256750                  330000
HEMT 2006-3                         1                  500705420                    Fixed                                39500                   58000
HEMT 2006-3                         1                  500705436                    Fixed                               104000                  130000
HEMT 2006-3                         1                  500705442                    Fixed                               247340                  330000
HEMT 2006-3                         1                  500705494                    Fixed                               352000                  445000
HEMT 2006-3                         1                  500705512                    Fixed                               558400                  698000
HEMT 2006-3                         1                  500705693                    Fixed                               157500                  225000
HEMT 2006-3                         1                  500705704                    Fixed                               304000                  383000
HEMT 2006-3                         1                  500705710                    Fixed                               111000                  166000
HEMT 2006-3                         1                  500705718                    Fixed                               504000                  630000
HEMT 2006-3                         1                  500705722                    Fixed                               584000                  730000
HEMT 2006-3                         1                  500705755                    Fixed                               168000                  210000
HEMT 2006-3                         1                  500705785                    Fixed                               524000                  665000
HEMT 2006-3                         1                  500705973                    Fixed                               231200                  289000
HEMT 2006-3                         1                  500705996                    Fixed                               369000                  495000
HEMT 2006-3                         1                  500706049                    Fixed                               228000                  285000
HEMT 2006-3                         1                  500706060                    Fixed                               148000                  186000
HEMT 2006-3                         1                  500706071                    Fixed                               205793                  260000
HEMT 2006-3                         1                  500706087                    Fixed                               348000                  435000
HEMT 2006-3                         1                  500706114                    Fixed                               304000                  380000
HEMT 2006-3                         1                  500706155                    Fixed                               353600                  500000
HEMT 2006-3                         1                  500706239                    Fixed                               257200                  350000
HEMT 2006-3                         1                  500706245                    Fixed                               396000                  495000
HEMT 2006-3                         1                  500706250                    Fixed                               118400                  265000
HEMT 2006-3                         1                  500706267                    Fixed                               238400                  298000
HEMT 2006-3                         1                  500706278                    Fixed                               128800                  161000
HEMT 2006-3                         1                  500706288                    Fixed                               296000                  370000
HEMT 2006-3                         1                  500706312                    Fixed                               154056                  192570
HEMT 2006-3                         1                  500706414                    Fixed                               252000                  316000
HEMT 2006-3                         1                  500706687                    Fixed                               272000                  345000
HEMT 2006-3                         1                  500706689                    Fixed                               228000                  300000
HEMT 2006-3                         1                  500706725                    Fixed                               143192                  190000
HEMT 2006-3                         1                  500706727                    Fixed                               104800                  135000
HEMT 2006-3                         1                  500706729                    Fixed                                82000                  106000
HEMT 2006-3                         1                  500706733                    Fixed                               211200                  267000
HEMT 2006-3                         1                  500706736                    Fixed                               235300                  300000
HEMT 2006-3                         1                  500706738                    Fixed                               230400                  290000
HEMT 2006-3                         1                  500706740                    Fixed                               139200                  174000
HEMT 2006-3                         1                  500706743                    Fixed                               310977                  400000
HEMT 2006-3                         1                  500706744                    Fixed                               244000                  305000
HEMT 2006-3                         1                  500706745                    Fixed                               362250                  505000
HEMT 2006-3                         1                  500706749                    Fixed                               249200                  356000
HEMT 2006-3                         1                  500706752                    Fixed                               160000                  200000
HEMT 2006-3                         1                  500706753                    Fixed                               204000                  255000
HEMT 2006-3                         1                  500706754                    Fixed                               280200                  352000
HEMT 2006-3                         1                  500706758                    Fixed                               124000                  155000
HEMT 2006-3                         1                  500706759                    Fixed                               319920                  400000
HEMT 2006-3                         1                  500706760                    Fixed                               288000                  364000
HEMT 2006-3                         1                  500706761                    Fixed                               168000                  240000
HEMT 2006-3                         1                  500706762                    Fixed                               128000                  160000
HEMT 2006-3                         1                  500706763                    Fixed                               260000                  326000
HEMT 2006-3                         1                  500706764                    Fixed                               176000                  220000
HEMT 2006-3                         1                  500706766                    Fixed                               308000                  385000
HEMT 2006-3                         1                  500706775                    Fixed                               217600                  272000
HEMT 2006-3                         1                  500706783                    Fixed                               130680                  164000
HEMT 2006-3                         1                  500706836                    Fixed                               147200                  184000
HEMT 2006-3                         1                  500706882                    Fixed                               213646                  335000
HEMT 2006-3                         1                  500706907                    Fixed                               264000                  338000
HEMT 2006-3                         1                  500706942                    Fixed                               606990                  760000
HEMT 2006-3                         1                  500706955                    Fixed                               134400                  168000
HEMT 2006-3                         1                  500706984                    Fixed                               176000                  220000
HEMT 2006-3                         1                  500706987                    Fixed                               158832                  224000
HEMT 2006-3                         1                  500707011                    Fixed                               149653                  275000
HEMT 2006-3                         1                  500707111                    Fixed                               180596                  226000
HEMT 2006-3                         1                  500707152                    Fixed                               234400                  305000
HEMT 2006-3                         1                  500707208                    Fixed                               133000                  170000
HEMT 2006-3                         1                  500707395                    Fixed                               194800                  250000
HEMT 2006-3                         1                  500707473                    Fixed                               370400                  480000
HEMT 2006-3                         1                  500707496                    Fixed                               192000                  240000
HEMT 2006-3                         1                  500707520                    Fixed                               628000                  785000
HEMT 2006-3                         1                  500707576                    Fixed                               473600                  592000
HEMT 2006-3                         1                  500707689                    Fixed                               140000                  175000
HEMT 2006-3                         1                  500707690                    Fixed                               439200                  555000
HEMT 2006-3                         1                  500707691                    Fixed                               177600                  222000
HEMT 2006-3                         1                  500707700                    Fixed                               689000                 1060000
HEMT 2006-3                         1                  500707727                    Fixed                               540750                  721000
HEMT 2006-3                         1                  500707753                    Fixed                               380000                  475000
HEMT 2006-3                         1                  500707788                    Fixed                               286500                  358500
HEMT 2006-3                         1                  500707791                    Fixed                               244000                  305000
HEMT 2006-3                         1                  500707793                    Fixed                               504000                  630000
HEMT 2006-3                         1                  500707794                    Fixed                               556300                  696000
HEMT 2006-3                         1                  500707795                    Fixed                               359900                  470000
HEMT 2006-3                         1                  500707828                    Fixed                               340000                  425000
HEMT 2006-3                         1                  500707902                    Fixed                               296000                  370000
HEMT 2006-3                         1                  500707925                    Fixed                                77000                  114000
HEMT 2006-3                         1                  500708111                    Fixed                               332000                  418000
HEMT 2006-3                         1                  500708122                    Fixed                               216000                  270000
HEMT 2006-3                         1                  500708219                    Fixed                               199870                  249847
HEMT 2006-3                         1                  500708325                    Fixed                               276000                  345000
HEMT 2006-3                         1                  500708449                    Fixed                               165592                  223000
HEMT 2006-3                         1                  500708513                    Fixed                               140000                  175000
HEMT 2006-3                         1                  500708524                    Fixed                               176900                  240000
HEMT 2006-3                         1                  500708530                    Fixed                               180000                  227000
HEMT 2006-3                         1                  500708538                    Fixed                               239200                  302900
HEMT 2006-3                         1                  500708661                    Fixed                               191909                  239887
HEMT 2006-3                         1                  500708771                    Fixed                               168000                  210000
HEMT 2006-3                         1                  500708784                    Fixed                             133896.8                  173000
HEMT 2006-3                         1                  500708794                    Fixed                               268000                  335000
HEMT 2006-3                         1                  500708804                    Fixed                                96000                  124000
HEMT 2006-3                         1                  500708928                    Fixed                               233600                  295000
HEMT 2006-3                         1                  500708971                    Fixed                               305600                  382000
HEMT 2006-3                         1                  500708981                    Fixed                               189000                  270000
HEMT 2006-3                         1                  500708991                    Fixed                               341200                  525000
HEMT 2006-3                         1                  500709099                    Fixed                               456000                  570000
HEMT 2006-3                         1                  500709155                    Fixed                                91900                  115000
HEMT 2006-3                         1                  500709202                    Fixed                               304689                  410000
HEMT 2006-3                         1                  500709203                    Fixed                               304000                  393000
HEMT 2006-3                         1                  500709215                    Fixed                               140000                  175000
HEMT 2006-3                         1                  500709406                    Fixed                               440000                  550000
HEMT 2006-3                         1                  500709424                    Fixed                               176000                  232000
HEMT 2006-3                         1                  500709443                    Fixed                               228000                  285000
HEMT 2006-3                         1                  500709487                    Fixed                               419280                  525000
HEMT 2006-3                         1                  500709565                    Fixed                               488000                  610000
HEMT 2006-3                         1                  500709600                    Fixed                               215200                  269000
HEMT 2006-3                         1                  500709620                    Fixed                                72000                   90000
HEMT 2006-3                         1                  500709930                    Fixed                               240000                  300000
HEMT 2006-3                         1                  500709975                    Fixed                               172000                  215000
HEMT 2006-3                         1                  500710025                    Fixed                               170400                  285000
HEMT 2006-3                         1                  500710032                    Fixed                               156000                  195000
HEMT 2006-3                         1                  500710107                    Fixed                               264000                  330000
HEMT 2006-3                         1                  500710113                    Fixed                               542400                  678000
HEMT 2006-3                         1                  500710120                    Fixed                                72691                  198000
HEMT 2006-3                         1                  500710135                    Fixed                               304000                  386000
HEMT 2006-3                         1                  500710169                    Fixed                               136000                  170000
HEMT 2006-3                         1                  500710182                    Fixed                               220800                  276000
HEMT 2006-3                         1                  500710249                    Fixed                               340000                  425000
HEMT 2006-3                         1                  500710250                    Fixed                               495200                  619000
HEMT 2006-3                         1                  500710252                    Fixed                               284814                  423000
HEMT 2006-3                         1                  500710253                    Fixed                               348800                  560000
HEMT 2006-3                         1                  500710254                    Fixed                               399900                  500000
HEMT 2006-3                         1                  500710255                    Fixed                               284700                  356000
HEMT 2006-3                         1                  500710256                    Fixed                               352000                  440000
HEMT 2006-3                         1                  500710257                    Fixed                               348000                  440000
HEMT 2006-3                         1                  500710261                    Fixed                               321180                  440000
HEMT 2006-3                         1                  500710388                    Fixed                               558400                  700000
HEMT 2006-3                         1                  500710399                    Fixed                                97461                  140000
HEMT 2006-3                         1                  500710473                    Fixed                               140000                  177500
HEMT 2006-3                         1                  500710619                    Fixed                               184000                  230000
HEMT 2006-3                         1                  500710717                    Fixed                               344000                  430000
HEMT 2006-3                         1                  500710752                    Fixed                                87920                  112000
HEMT 2006-3                         1                  500710778                    Fixed                               213020                  290000
HEMT 2006-3                         1                  500710785                    Fixed                                76000                   95000
HEMT 2006-3                         1                  500710965                    Fixed                               171520                  214400
HEMT 2006-3                         1                  500711023                    Fixed                               168000                  210000
HEMT 2006-3                         1                  500711069                    Fixed                               168000                  210000
HEMT 2006-3                         1                  500711244                    Fixed                               349200                  437000
HEMT 2006-3                         1                  500711264                    Fixed                               139920                  175000
HEMT 2006-3                         1                  500711307                    Fixed                               139920                  175000
HEMT 2006-3                         1                  500711316                    Fixed                               151200                  190000
HEMT 2006-3                         1                  500711341                    Fixed                               150400                  215000
HEMT 2006-3                         1                  500711397                    Fixed                               118000                  147500
HEMT 2006-3                         1                  500711412                    Fixed                               104720                  132000
HEMT 2006-3                         1                  500711478                    Fixed                               156000                  195000
HEMT 2006-3                         1                  500711597                    Fixed                               190392                  248000
HEMT 2006-3                         1                  500711609                    Fixed                               583900                  731000
HEMT 2006-3                         1                  500711660                    Fixed                               644000                  805000
HEMT 2006-3                         1                  500711709                    Fixed                               121200                  160000
HEMT 2006-3                         1                  500711737                    Fixed                               170400                  213000
HEMT 2006-3                         1                  500711768                    Fixed                               237785                  400000
HEMT 2006-3                         1                  500711813                    Fixed                               260000                  325000
HEMT 2006-3                         1                  500711844                    Fixed                               189600                  255000
HEMT 2006-3                         1                  500711876                    Fixed                               200000                  250000
HEMT 2006-3                         1                  500711894                    Fixed                               519200                  650000
HEMT 2006-3                         1                  500711932                    Fixed                               215992                  269990
HEMT 2006-3                         1                  500711966                    Fixed                               180000                  225000
HEMT 2006-3                         1                  500712037                    Fixed                               442500                 1250000
HEMT 2006-3                         1                  500712057                    Fixed                               266900                  345000
HEMT 2006-3                         1                  500712184                    Fixed                               151718                  189648
HEMT 2006-3                         1                  500712194                    Fixed                               156800                  197000
HEMT 2006-3                         1                  500712213                    Fixed                               212000                  265000
HEMT 2006-3                         1                  500712221                    Fixed                               154000                  220000
HEMT 2006-3                         1                  500712319                    Fixed                               187350                  240000
HEMT 2006-3                         1                  500712502                    Fixed                                87750                  145000
HEMT 2006-3                         1                  500712518                    Fixed                               188392                  285000
HEMT 2006-3                         1                  500712543                    Fixed                               117000                  210000
HEMT 2006-3                         1                  500712563                    Fixed                                81600                  106000
HEMT 2006-3                         1                  500712686                    Fixed                               476250                  635000
HEMT 2006-3                         1                  500712767                    Fixed                               308000                  400000
HEMT 2006-3                         1                  500712770                    Fixed                               346095                  500000
HEMT 2006-3                         1                  500712781                    Fixed                               232000                  293000
HEMT 2006-3                         1                  500712805                    Fixed                                84000                  120000
HEMT 2006-3                         1                  500712833                    Fixed                               232950                  292000
HEMT 2006-3                         1                  500712852                    Fixed                               144000                  182000
HEMT 2006-3                         1                  500712931                    Fixed                               265600                  335000
HEMT 2006-3                         1                  500712962                    Fixed                               212000                  265000
HEMT 2006-3                         1                  500712979                    Fixed                               512000                  640000
HEMT 2006-3                         1                  500712988                    Fixed                               784000                  980000
HEMT 2006-3                         1                  500713026                    Fixed                               233100                  335000
HEMT 2006-3                         1                  500713033                    Fixed                               204930                  245000
HEMT 2006-3                         1                  500713082                    Fixed                               345000                  460000
HEMT 2006-3                         1                  500713217                    Fixed                               233440                  291811
HEMT 2006-3                         1                  500713247                    Fixed                               226400                  283000
HEMT 2006-3                         1                  500713289                    Fixed                                84000                  105000
HEMT 2006-3                         1                  500713473                    Fixed                               189600                  237000
HEMT 2006-3                         1                  500713587                    Fixed                               152200                  239000
HEMT 2006-3                         1                  500713654                    Fixed                                96000                  128000
HEMT 2006-3                         1                  500713719                    Fixed                               155200                  261000
HEMT 2006-3                         1                  500713766                    Fixed                               197600                  247000
HEMT 2006-3                         1                  500713782                    Fixed                               271900                  340000
HEMT 2006-3                         1                  500713840                    Fixed                                98184                  157000
HEMT 2006-3                         1                  500713900                    Fixed                               519200                  649000
HEMT 2006-3                         1                  500713926                    Fixed                               100000                  125000
HEMT 2006-3                         1                  500713932                    Fixed                                98880                  128000
HEMT 2006-3                         1                  500713950                    Fixed                               107200                  160000
HEMT 2006-3                         1                  500713977                    Fixed                               455200                  570000
HEMT 2006-3                         1                  500714194                    Fixed                               224480                  350000
HEMT 2006-3                         1                  500714195                    Fixed                               500000                  625000
HEMT 2006-3                         1                  500714203                    Fixed                               474000                  593000
HEMT 2006-3                         1                  500714208                    Fixed                               388000                  485000
HEMT 2006-3                         1                  500714236                    Fixed                                99999                  125000
HEMT 2006-3                         1                  500714390                    Fixed                               240000                  310000
HEMT 2006-3                         1                  500714472                    Fixed                               377600                  490000
HEMT 2006-3                         1                  500714623                    Fixed                               431200                  539000
HEMT 2006-3                         1                  500714624                    Fixed                               650000                  815000
HEMT 2006-3                         1                  500714625                    Fixed                               215050                  270000
HEMT 2006-3                         1                  500714627                    Fixed                               499200                  647000
HEMT 2006-3                         1                  500714630                    Fixed                               464000                  580000
HEMT 2006-3                         1                  500714634                    Fixed                               465570                  700000
HEMT 2006-3                         1                  500714635                    Fixed                               351900                  440000
HEMT 2006-3                         1                  500714636                    Fixed                               228000                  285100
HEMT 2006-3                         1                  500714638                    Fixed                               430000                  537518
HEMT 2006-3                         1                  500714644                    Fixed                               249135                  383000
HEMT 2006-3                         1                  500714645                    Fixed                               364000                  460000
HEMT 2006-3                         1                  500714646                    Fixed                               336000                  460000
HEMT 2006-3                         1                  500714649                    Fixed                               320000                  400000
HEMT 2006-3                         1                  500714650                    Fixed                               513600                  642000
HEMT 2006-3                         1                  500714658                    Fixed                               196000                  245000
HEMT 2006-3                         1                  500714697                    Fixed                               185600                  232000
HEMT 2006-3                         1                  500714713                    Fixed                               191812                  273000
HEMT 2006-3                         1                  500714725                    Fixed                               460000                  575000
HEMT 2006-3                         1                  500714954                    Fixed                               245600                  308000
HEMT 2006-3                         1                  500715084                    Fixed                               100000                  125000
HEMT 2006-3                         1                  500715160                    Fixed                               187200                  234000
HEMT 2006-3                         1                  500715298                    Fixed                               318000                  412000
HEMT 2006-3                         1                  500715321                    Fixed                               612000                  765000
HEMT 2006-3                         1                  500715343                    Fixed                               400000                  500000
HEMT 2006-3                         1                  500715382                    Fixed                               141200                  176500
HEMT 2006-3                         1                  500715483                    Fixed                               124000                  155000
HEMT 2006-3                         1                  500715484                    Fixed                               165600                  207000
HEMT 2006-3                         1                  500715485                    Fixed                               152000                  250000
HEMT 2006-3                         1                  500715486                    Fixed                               175772                  220000
HEMT 2006-3                         1                  500715488                    Fixed                                74400                   93000
HEMT 2006-3                         1                  500715489                    Fixed                               239200                  299000
HEMT 2006-3                         1                  500715490                    Fixed                               141900                  201500
HEMT 2006-3                         1                  500715493                    Fixed                               236000                  295000
HEMT 2006-3                         1                  500715494                    Fixed                               168000                  240000
HEMT 2006-3                         1                  500715495                    Fixed                               113015                  141500
HEMT 2006-3                         1                  500715498                    Fixed                               336000                  420000
HEMT 2006-3                         1                  500715500                    Fixed                               153870                  225000
HEMT 2006-3                         1                  500715501                    Fixed                               266000                  350000
HEMT 2006-3                         1                  500715502                    Fixed                               276000                  348000
HEMT 2006-3                         1                  500715504                    Fixed                               256000                  320000
HEMT 2006-3                         1                  500715505                    Fixed                                69000                   88000
HEMT 2006-3                         1                  500715506                    Fixed                               201600                  258600
HEMT 2006-3                         1                  500715507                    Fixed                                80928                  101160
HEMT 2006-3                         1                  500715508                    Fixed                               120000                  150000
HEMT 2006-3                         1                  500715510                    Fixed                               160000                  200000
HEMT 2006-3                         1                  500715511                    Fixed                               161600                  202000
HEMT 2006-3                         1                  500715513                    Fixed                               130400                  164000
HEMT 2006-3                         1                  500715514                    Fixed                               232000                  305000
HEMT 2006-3                         1                  500715515                    Fixed                               295999                  375000
HEMT 2006-3                         1                  500715689                    Fixed                               379200                  475000
HEMT 2006-3                         1                  500715720                    Fixed                               340000                  425000
HEMT 2006-3                         1                  500715725                    Fixed                               296000                  370000
HEMT 2006-3                         1                  500715773                    Fixed                               268000                  335000
HEMT 2006-3                         1                  500715818                    Fixed                               192750                  257000
HEMT 2006-3                         1                  500715822                    Fixed                               401250                  535000
HEMT 2006-3                         1                  500715906                    Fixed                               162000                  250000
HEMT 2006-3                         1                  500715962                    Fixed                               524000                  674000
HEMT 2006-3                         1                  500715964                    Fixed                               253150                  389500
HEMT 2006-3                         1                  500715975                    Fixed                               510400                  638000
HEMT 2006-3                         1                  500716071                    Fixed                               417000                  540000
HEMT 2006-3                         1                  500716235                    Fixed                               278400                  348000
HEMT 2006-3                         1                  500716252                    Fixed                               596000                  745000
HEMT 2006-3                         1                  500716361                    Fixed                               103680                  129600
HEMT 2006-3                         1                  500716364                    Fixed                               580000                  725000
HEMT 2006-3                         1                  500716424                    Fixed                               232800                  291000
HEMT 2006-3                         1                  500716516                    Fixed                               226400                  283000
HEMT 2006-3                         1                  500716663                    Fixed                               336000                  421000
HEMT 2006-3                         1                  500716681                    Fixed                               263840                  330000
HEMT 2006-3                         1                  500716752                    Fixed                               210400                  275000
HEMT 2006-3                         1                  500716964                    Fixed                               160800                  212000
HEMT 2006-3                         1                  500716976                    Fixed                               368000                  460000
HEMT 2006-3                         1                  500716994                    Fixed                               228000                  287000
HEMT 2006-3                         1                  500717019                    Fixed                               150650                  189000
HEMT 2006-3                         1                  500717125                    Fixed                                73500                  105000
HEMT 2006-3                         1                  500717226                    Fixed                               207168                  275000
HEMT 2006-3                         1                  500717457                    Fixed                               176992                  258000
HEMT 2006-3                         1                  500717518                    Fixed                               180000                  225000
HEMT 2006-3                         1                  500717540                    Fixed                               352000                  440000
HEMT 2006-3                         1                  500717721                    Fixed                               292000                  365000
HEMT 2006-3                         1                  500717837                    Fixed                               417000                  543000
HEMT 2006-3                         1                  500717891                    Fixed                               109500                  165000
HEMT 2006-3                         1                  500717893                    Fixed                               260000                  330000
HEMT 2006-3                         1                  500717897                    Fixed                               276052                  445000
HEMT 2006-3                         1                  500717901                    Fixed                                91145                  115000
HEMT 2006-3                         1                  500717904                    Fixed                               188000                  235000
HEMT 2006-3                         1                  500717905                    Fixed                               308000                  440000
HEMT 2006-3                         1                  500717906                    Fixed                               512000                  750000
HEMT 2006-3                         1                  500717908                    Fixed                               200000                  250000
HEMT 2006-3                         1                  500717909                    Fixed                               340000                  500000
HEMT 2006-3                         1                  500717910                    Fixed                               274800                  345000
HEMT 2006-3                         1                  500717911                    Fixed                               281600                  352000
HEMT 2006-3                         1                  500717912                    Fixed                               306400                  385000
HEMT 2006-3                         1                  500717913                    Fixed                               188000                  235000
HEMT 2006-3                         1                  500717914                    Fixed                               236800                  296000
HEMT 2006-3                         1                  500718132                    Fixed                               239410                  329000
HEMT 2006-3                         1                  500718279                    Fixed                               504000                  630000
HEMT 2006-3                         1                  500718299                    Fixed                               179200                  230000
HEMT 2006-3                         1                  500718350                    Fixed                               160000                  230000
HEMT 2006-3                         1                  500718519                    Fixed                               399200                  500000
HEMT 2006-3                         1                  500718586                    Fixed                               404000                  505000
HEMT 2006-3                         1                  500718614                    Fixed                               180000                  255000
HEMT 2006-3                         1                  500718616                    Fixed                               463200                  600000
HEMT 2006-3                         1                  500718620                    Fixed                               448000                  560000
HEMT 2006-3                         1                  500718625                    Fixed                               281800                  353000
HEMT 2006-3                         1                  500718627                    Fixed                               271200                  339000
HEMT 2006-3                         1                  500718628                    Fixed                               487200                  609000
HEMT 2006-3                         1                  500718633                    Fixed                               420000                  525000
HEMT 2006-3                         1                  500718656                    Fixed                               585600                  770000
HEMT 2006-3                         1                  500718708                    Fixed                               392000                  490000
HEMT 2006-3                         1                  500718760                    Fixed                               108000                  136000
HEMT 2006-3                         1                  500718768                    Fixed                               200000                  250000
HEMT 2006-3                         1                  500718773                    Fixed                               120000                  162000
HEMT 2006-3                         1                  500718777                    Fixed                               296000                  370000
HEMT 2006-3                         1                  500718780                    Fixed                               196000                  275000
HEMT 2006-3                         1                  500718785                    Fixed                               172800                  218000
HEMT 2006-3                         1                  500718792                    Fixed                               488000                  610000
HEMT 2006-3                         1                  500718803                    Fixed                               107920                  137000
HEMT 2006-3                         1                  500718823                    Fixed                               142400                  178000
HEMT 2006-3                         1                  500718827                    Fixed                               174688                  221000
HEMT 2006-3                         1                  500718834                    Fixed                               344000                  430000
HEMT 2006-3                         1                  500718847                    Fixed                               159920                  217000
HEMT 2006-3                         1                  500718854                    Fixed                               151000                  189000
HEMT 2006-3                         1                  500718856                    Fixed                                70000                   89000
HEMT 2006-3                         1                  500718866                    Fixed                               116800                  146000
HEMT 2006-3                         1                  500718953                    Fixed                               370626                 1450000
HEMT 2006-3                         1                  500718957                    Fixed                               131920                  175000
HEMT 2006-3                         1                  500718991                    Fixed                               174400                  218000
HEMT 2006-3                         1                  500719041                    Fixed                               227500                  400000
HEMT 2006-3                         1                  500719048                    Fixed                               248000                  310000
HEMT 2006-3                         1                  500719068                    Fixed                               128000                  160000
HEMT 2006-3                         1                  500719089                    Fixed                                88400                  112000
HEMT 2006-3                         1                  500719421                    Fixed                               412400                  520000
HEMT 2006-3                         1                  500719616                    Fixed                               374400                  468000
HEMT 2006-3                         1                  500719752                    Fixed                                82400                  128000
HEMT 2006-3                         1                  500719783                    Fixed                               197600                  247000
HEMT 2006-3                         1                  500719786                    Fixed                                89520                  113500
HEMT 2006-3                         1                  500719787                    Fixed                               124000                  155000
HEMT 2006-3                         1                  500719788                    Fixed                               230000                  288000
HEMT 2006-3                         1                  500719791                    Fixed                               272000                  340000
HEMT 2006-3                         1                  500719792                    Fixed                               261600                  327000
HEMT 2006-3                         1                  500719966                    Fixed                               215920                  269900
HEMT 2006-3                         1                  500719996                    Fixed                               154425                  215000
HEMT 2006-3                         1                  500720024                    Fixed                               134000                  174000
HEMT 2006-3                         1                  500720088                    Fixed                                64000                   80000
HEMT 2006-3                         1                  500720136                    Fixed                               114000                  143000
HEMT 2006-3                         1                  500720142                    Fixed                               392000                  509000
HEMT 2006-3                         1                  500720143                    Fixed                               440000                  550000
HEMT 2006-3                         1                  500720206                    Fixed                               140093                  240000
HEMT 2006-3                         1                  500720207                    Fixed                               118288                  163000
HEMT 2006-3                         1                  500720268                    Fixed                                38500                   55000
HEMT 2006-3                         1                  500720617                    Fixed                               369000                  440000
HEMT 2006-3                         1                  500720724                    Fixed                                69050                  100000
HEMT 2006-3                         1                  500720734                    Fixed                               272000                  340000
HEMT 2006-3                         1                  500720786                    Fixed                               380000                  475000
HEMT 2006-3                         1                  500720907                    Fixed                               196000                  300000
HEMT 2006-3                         1                  500720917                    Fixed                               276000                  348000
HEMT 2006-3                         1                  500720925                    Fixed                               357600                  560000
HEMT 2006-3                         1                  500721038                    Fixed                               152250                  225000
HEMT 2006-3                         1                  500721051                    Fixed                               367500                  490000
HEMT 2006-3                         1                  500721062                    Fixed                               245600                  307000
HEMT 2006-3                         1                  500721107                    Fixed                               137607                  247000
HEMT 2006-3                         1                  500721116                    Fixed                               324000                  405000
HEMT 2006-3                         1                  500721134                    Fixed                               156000                  195000
HEMT 2006-3                         1                  500721145                    Fixed                               501600                  627000
HEMT 2006-3                         1                  500721316                    Fixed                               637000                  980000
HEMT 2006-3                         1                  500721532                    Fixed                               133600                  167000
HEMT 2006-3                         1                  500721639                    Fixed                               533800                  725000
HEMT 2006-3                         1                  500721727                    Fixed                               393600                  495000
HEMT 2006-3                         1                  500721733                    Fixed                               650000                  950000
HEMT 2006-3                         1                  500722022                    Fixed                               187200                  234000
HEMT 2006-3                         1                  500722107                    Fixed                               529400                  730000
HEMT 2006-3                         1                  500722261                    Fixed                               125199                  156499
HEMT 2006-3                         1                  500723166                    Fixed                               296000                  370000
HEMT 2006-3                         1                  500723182                    Fixed                               148000                  185000
HEMT 2006-3                         1                  500723190                    Fixed                                63000                   90000
HEMT 2006-3                         1                  500723195                    Fixed                               156000                  195000
HEMT 2006-3                         1                  500723289                    Fixed                               412000                  515500
HEMT 2006-3                         1                  500723772                    Fixed                               163440                  204300
HEMT 2006-3                         1                  500724094                    Fixed                               308800                  388000
HEMT 2006-3                         1                  500724198                    Fixed                               165137                  208000
HEMT 2006-3                         1                  500724245                    Fixed                               380000                  475000
HEMT 2006-3                         1                  500724267                    Fixed                               209600                  262000
HEMT 2006-3                         1                  500724274                    Fixed                               167200                  209000
HEMT 2006-3                         1                  500724335                    Fixed                               536000                  670000
HEMT 2006-3                         1                  500724612                    Fixed                               472500                  630000
HEMT 2006-3                         1                  500724868                    Fixed                               156400                  195500
HEMT 2006-3                         1                  500725151                    Fixed                               340000                  425000
HEMT 2006-3                         1                  500725364                    Fixed                               342400                  428000
HEMT 2006-3                         1                  500725917                    Fixed                                87200                  109000
HEMT 2006-3                         1                  500728029                    Fixed                               380000                  480000
HEMT 2006-3                         1                  500728481                    Fixed                               192000                  240000
HEMT 2006-3                         1                  500731648                    Fixed                               106000                  141000
HEMT 2006-3                         1                  500735964                    Fixed                               168048                  210060
HEMT 2006-3                         1                  500740348                    Fixed                               147664                  199000
HEMT 2006-3                         1                  500745688                    Fixed                               688000                       0
HEMT 2006-3                         1                  500748439                    Fixed                               708000                  885000
HEMT 2006-3                         1                  700025953                    Fixed                               308000                  385000
HEMT 2006-3                         1                  700129425                    Fixed                               425200                  540000
HEMT 2006-3                         1                  700165857                    Fixed                               512000                  640000
HEMT 2006-3                         1                  700166440                    Fixed                               367200                  460000
HEMT 2006-3                         1                  700167105                    Fixed                               296800                  380000
HEMT 2006-3                         1                  700169398                    Fixed                                64800                   81000
HEMT 2006-3                         1                  700190483                    Fixed                               123154                  231000
HEMT 2006-3                         1                  700200379                    Fixed                               194400                  243000
HEMT 2006-3                         1                  700200727                    Fixed                               194400                  245000
HEMT 2006-3                         1                  700204553                    Fixed                               260000                  325000
HEMT 2006-3                         1                  700205750                    Fixed                               187500                  250000
HEMT 2006-3                         1                  700210629                    Fixed                                96000                  130000
HEMT 2006-3                         1                  700212336                    Fixed                               464312                  581000
HEMT 2006-3                         1                  700215132                    Fixed                               120000                  150000
HEMT 2006-3                         1                  700217167                    Fixed                               228000                  285000
HEMT 2006-3                         1                  700217883                    Fixed                               105120                  138000
HEMT 2006-3                         1                  700217908                    Fixed                               103520                  138000
HEMT 2006-3                         1                  700219206                    Fixed                               156720                  205000
HEMT 2006-3                         1                  700219261                    Fixed                               412000                  525000
HEMT 2006-3                         1                  700219409                    Fixed                               101120                  134900
HEMT 2006-3                         1                  700219612                    Fixed                               619040                  775000
HEMT 2006-3                         1                  700219965                    Fixed                               336000                  445000
HEMT 2006-3                         1                  700220408                    Fixed                               380000                  480000
HEMT 2006-3                         1                  700223225                    Fixed                               381600                  477000
HEMT 2006-3                         1                  700223377                    Fixed                               140000                  192000
HEMT 2006-3                         1                  700224204                    Fixed                               377600                  472000
HEMT 2006-3                         1                  700225169                    Fixed                               341600                  427000
HEMT 2006-3                         1                  700225205                    Fixed                               464000                  580000
HEMT 2006-3                         1                  700226584                    Fixed                               496000                  620000
HEMT 2006-3                         1                  700226738                    Fixed                               163200                  208000
HEMT 2006-3                         1                  700226954                    Fixed                               326400                  410000
HEMT 2006-3                         1                  700227573                    Fixed                               508000                  635000
HEMT 2006-3                         1                  700229417                    Fixed                               136320                  182000
HEMT 2006-3                         1                  700229709                    Fixed                               288000                  360000
HEMT 2006-3                         1                  700229758                    Fixed                               117600                  147000
HEMT 2006-3                         1                  700229788                    Fixed                               399920                  510000
HEMT 2006-3                         1                  700230094                    Fixed                               264000                  330000
HEMT 2006-3                         1                  700230213                    Fixed                                43120                   54000
HEMT 2006-3                         1                  700230430                    Fixed                               109340                  137000
HEMT 2006-3                         1                  700230431                    Fixed                               548000                  685000
HEMT 2006-3                         1                  700231109                    Fixed                               608000                  760000
HEMT 2006-3                         1                  700231331                    Fixed                               238400                  298000
HEMT 2006-3                         1                  700231365                    Fixed                               692000                  865000
HEMT 2006-3                         1                  700231393                    Fixed                               210000                  265000
HEMT 2006-3                         1                  700231570                    Fixed                               268800                  337000
HEMT 2006-3                         1                  700231952                    Fixed                                71000                   90000
HEMT 2006-3                         1                  700232117                    Fixed                               260000                  325000
HEMT 2006-3                         1                  700232144                    Fixed                               296000                  375000
HEMT 2006-3                         1                  700232195                    Fixed                               578960                  665000
HEMT 2006-3                         1                  700232388                    Fixed                               317198                  460000
HEMT 2006-3                         1                  700232642                    Fixed                               128520                  161000
HEMT 2006-3                         1                  700232696                    Fixed                               356000                  445000
HEMT 2006-3                         1                  700233433                    Fixed                               189600                  237000
HEMT 2006-3                         1                  700233454                    Fixed                               432000                  540000
HEMT 2006-3                         1                  700233744                    Fixed                                76160                   96000
HEMT 2006-3                         1                  700233767                    Fixed                               247200                  318000
HEMT 2006-3                         1                  700233958                    Fixed                                86400                  110000
HEMT 2006-3                         1                  700234013                    Fixed                               296000                  380000
HEMT 2006-3                         1                  700234241                    Fixed                               268000                  337500
HEMT 2006-3                         1                  700234341                    Fixed                               464000                  580000
HEMT 2006-3                         1                  700234491                    Fixed                               880000                 1100000
HEMT 2006-3                         1                  700234507                    Fixed                               116800                  146000
HEMT 2006-3                         1                  700234630                    Fixed                               332000                  415000
HEMT 2006-3                         1                  700235016                    Fixed                               236000                  299000
HEMT 2006-3                         1                  700235348                    Fixed                               328000                  412000
HEMT 2006-3                         1                  700236073                    Fixed                               155665                  200000
HEMT 2006-3                         1                  700236242                    Fixed                               188000                  235000
HEMT 2006-3                         1                  700236295                    Fixed                               696000                  960000
HEMT 2006-3                         1                  700236587                    Fixed                               122320                  158000
HEMT 2006-3                         1                  700236627                    Fixed                                80800                  101000
HEMT 2006-3                         1                  700236812                    Fixed                               572000                  715000
HEMT 2006-3                         1                  700236972                    Fixed                               312000                  390000
HEMT 2006-3                         1                  700237027                    Fixed                               255920                  325000
HEMT 2006-3                         1                  700237383                    Fixed                                75500                   98000
HEMT 2006-3                         1                  700237387                    Fixed                               444000                  555000
HEMT 2006-3                         1                  700237728                    Fixed                               453600                  570000
HEMT 2006-3                         1                  700237746                    Fixed                                97520                  123000
HEMT 2006-3                         1                  700237827                    Fixed                               125500                  158000
HEMT 2006-3                         1                  700238155                    Fixed                               296000                  370000
HEMT 2006-3                         1                  700238156                    Fixed                               391025                  475000
HEMT 2006-3                         1                  700238174                    Fixed                               201747                  280000
HEMT 2006-3                         1                  700238276                    Fixed                               232000                  290000
HEMT 2006-3                         1                  700238318                    Fixed                               141600                  177000
HEMT 2006-3                         1                  700238412                    Fixed                               236000                  295000
HEMT 2006-3                         1                  700238424                    Fixed                               187926                  500000
HEMT 2006-3                         1                  700238564                    Fixed                                81600                  109000
HEMT 2006-3                         1                  700238574                    Fixed                               332720                  416000
HEMT 2006-3                         1                  700238579                    Fixed                               440000                  550000
HEMT 2006-3                         1                  700238616                    Fixed                               189600                  240000
HEMT 2006-3                         1                  700238650                    Fixed                               352000                  450000
HEMT 2006-3                         1                  700238731                    Fixed                               172400                  215500
HEMT 2006-3                         1                  700238980                    Fixed                               455920                  570000
HEMT 2006-3                         1                  700239011                    Fixed                               630000                  791000
HEMT 2006-3                         1                  700239136                    Fixed                               176800                  221000
HEMT 2006-3                         1                  700239221                    Fixed                               362000                  465000
HEMT 2006-3                         1                  700239363                    Fixed                               637500                  850000
HEMT 2006-3                         1                  700239624                    Fixed                                53000                   70000
HEMT 2006-3                         1                  700239703                    Fixed                               284000                  355000
HEMT 2006-3                         1                  700239757                    Fixed                               120000                  155000
HEMT 2006-3                         1                  700239884                    Fixed                               340000                  510000
HEMT 2006-3                         1                  700240074                    Fixed                                61508                   77000
HEMT 2006-3                         1                  700240368                    Fixed                               131200                  166000
HEMT 2006-3                         1                  700240527                    Fixed                               349600                  437000
HEMT 2006-3                         1                  700240561                    Fixed                               260000                  325000
HEMT 2006-3                         1                  700240765                    Fixed                               192000                  241000
HEMT 2006-3                         1                  700240826                    Fixed                               508800                  636000
HEMT 2006-3                         1                  700241083                    Fixed                               324000                  430000
HEMT 2006-3                         1                  700241130                    Fixed                               206000                  258000
HEMT 2006-3                         1                  700241215                    Fixed                               291363                  346363
HEMT 2006-3                         1                  700241266                    Fixed                               153600                  193000
HEMT 2006-3                         1                  700241307                    Fixed                               523240                  680000
HEMT 2006-3                         1                  700241435                    Fixed                               164800                  207500
HEMT 2006-3                         1                  700241530                    Fixed                               143200                  179000
HEMT 2006-3                         1                  700241700                    Fixed                               300800                  376000
HEMT 2006-3                         1                  700241742                    Fixed                               336000                  438000
HEMT 2006-3                         1                  700241794                    Fixed                               368000                  460000
HEMT 2006-3                         1                  700241908                    Fixed                               147692                  220000
HEMT 2006-3                         1                  700241956                    Fixed                               553000                  820000
HEMT 2006-3                         1                  700242018                    Fixed                               109600                  149000
HEMT 2006-3                         1                  700242070                    Fixed                               609854                  795000
HEMT 2006-3                         1                  700242085                    Fixed                               288000                  365000
HEMT 2006-3                         1                  700242115                    Fixed                               298000                  375000
HEMT 2006-3                         1                  700242119                    Fixed                               232000                  295000
HEMT 2006-3                         1                  700242184                    Fixed                               100000                  125000
HEMT 2006-3                         1                  700242287                    Fixed                               456000                  575000
HEMT 2006-3                         1                  700242433                    Fixed                               239920                  310000
HEMT 2006-3                         1                  700242646                    Fixed                               248000                  310000
HEMT 2006-3                         1                  700242685                    Fixed                               254828                  425000
HEMT 2006-3                         1                  700243107                    Fixed                               162800                  203500
HEMT 2006-3                         1                  700243128                    Fixed                               328000                  410000
HEMT 2006-3                         1                  700243264                    Fixed                               210000                  262500
HEMT 2006-3                         1                  700243417                    Fixed                               424000                  530000
HEMT 2006-3                         1                  700243429                    Fixed                               143988                  180000
HEMT 2006-3                         1                  700243536                    Fixed                                97120                  131500
HEMT 2006-3                         1                  700243598                    Fixed                               239200                  300000
HEMT 2006-3                         1                  700243605                    Fixed                               304000                  380000
HEMT 2006-3                         1                  700243674                    Fixed                               200000                  250000
HEMT 2006-3                         1                  700243698                    Fixed                               184000                  230000
HEMT 2006-3                         1                  700243775                    Fixed                               360000                  450000
HEMT 2006-3                         1                  700243778                    Fixed                               188000                  235000
HEMT 2006-3                         1                  700243822                    Fixed                               182400                  240000
HEMT 2006-3                         1                  700243862                    Fixed                               224000                  285000
HEMT 2006-3                         1                  700243895                    Fixed                                92000                  115000
HEMT 2006-3                         1                  700243928                    Fixed                               258488                  340000
HEMT 2006-3                         1                  700244189                    Fixed                               266400                  365000
HEMT 2006-3                         1                  700244196                    Fixed                               152000                  197000
HEMT 2006-3                         1                  700244232                    Fixed                               101900                  120000
HEMT 2006-3                         1                  700244383                    Fixed                                94400                  120000
HEMT 2006-3                         1                  700244509                    Fixed                               272000                  345000
HEMT 2006-3                         1                  700244629                    Fixed                               500000                  660000
HEMT 2006-3                         1                  700244677                    Fixed                               220000                  275000
HEMT 2006-3                         1                  700244804                    Fixed                               331192                  415000
HEMT 2006-3                         1                  700244834                    Fixed                               284000                  355000
HEMT 2006-3                         1                  700245054                    Fixed                               172000                  215000
HEMT 2006-3                         1                  700245290                    Fixed                               346400                  433000
HEMT 2006-3                         1                  700245334                    Fixed                               223200                  280000
HEMT 2006-3                         1                  700245356                    Fixed                               424000                  530000
HEMT 2006-3                         1                  700245513                    Fixed                               268576                  380000
HEMT 2006-3                         1                  700245570                    Fixed                                46400                   60000
HEMT 2006-3                         1                  700245601                    Fixed                               249200                  311500
HEMT 2006-3                         1                  700245619                    Fixed                                84000                  105000
HEMT 2006-3                         1                  700245625                    Fixed                                81600                  102000
HEMT 2006-3                         1                  700245776                    Fixed                               184000                  243000
HEMT 2006-3                         1                  700245937                    Fixed                               115920                  146000
HEMT 2006-3                         1                  700246034                    Fixed                               342000                  428000
HEMT 2006-3                         1                  700246050                    Fixed                               198000                  350000
HEMT 2006-3                         1                  700246124                    Fixed                               744000                  930000
HEMT 2006-3                         1                  700246143                    Fixed                               440000                  550000
HEMT 2006-3                         1                  700246207                    Fixed                               355200                  445000
HEMT 2006-3                         1                  700246327                    Fixed                               239200                  300000
HEMT 2006-3                         1                  700246335                    Fixed                               212000                  265000
HEMT 2006-3                         1                  700246513                    Fixed                               328000                  417000
HEMT 2006-3                         1                  700246618                    Fixed                               239920                  300000
HEMT 2006-3                         1                  700246674                    Fixed                               192000                  240000
HEMT 2006-3                         1                  700246866                    Fixed                               376000                  475000
HEMT 2006-3                         1                  700246897                    Fixed                               223200                  279000
HEMT 2006-3                         1                  700246986                    Fixed                                57600                   75000
HEMT 2006-3                         1                  700247048                    Fixed                               348000                  435000
HEMT 2006-3                         1                  700247106                    Fixed                               268800                  336000
HEMT 2006-3                         1                  700247127                    Fixed                               712500                  950000
HEMT 2006-3                         1                  700247182                    Fixed                               212112                  299000
HEMT 2006-3                         1                  700247272                    Fixed                               320800                  401000
HEMT 2006-3                         1                  700247274                    Fixed                               245600                  320000
HEMT 2006-3                         1                  700247326                    Fixed                               330000                  421000
HEMT 2006-3                         1                  700247476                    Fixed                               363479                  550000
HEMT 2006-3                         1                  700247567                    Fixed                                93600                  117000
HEMT 2006-3                         1                  700247707                    Fixed                               168000                  210000
HEMT 2006-3                         1                  700247730                    Fixed                               182000                  228200
HEMT 2006-3                         1                  700247784                    Fixed                               192000                  240000
HEMT 2006-3                         1                  700247912                    Fixed                               200000                  250000
HEMT 2006-3                         1                  700248057                    Fixed                               224000                  282500
HEMT 2006-3                         1                  700248291                    Fixed                               199600                  250000
HEMT 2006-3                         1                  700248446                    Fixed                               244000                  330000
HEMT 2006-3                         1                  700248632                    Fixed                               208000                  260000
HEMT 2006-3                         1                  700248708                    Fixed                               355920                  450000
HEMT 2006-3                         1                  700248779                    Fixed                               366400                  458000
HEMT 2006-3                         1                  700248841                    Fixed                                96374                  123000
HEMT 2006-3                         1                  700248891                    Fixed                               390000                  500000
HEMT 2006-3                         1                  700248898                    Fixed                               204400                  292000
HEMT 2006-3                         1                  700249086                    Fixed                               552798                  650000
HEMT 2006-3                         1                  700249270                    Fixed                               229033                  363000
HEMT 2006-3                         1                  700249344                    Fixed                               176000                  220000
HEMT 2006-3                         1                  700249431                    Fixed                               290383                  600000
HEMT 2006-3                         1                  700249774                    Fixed                               279999                  350000
HEMT 2006-3                         1                  700249800                    Fixed                               424000                  530000
HEMT 2006-3                         1                  700250069                    Fixed                               256000                  325000
HEMT 2006-3                         1                  700250348                    Fixed                               140000                  175000
HEMT 2006-3                         1                  700250355                    Fixed                               228000                  285000
HEMT 2006-3                         1                  700250378                    Fixed                               124000                  155000
HEMT 2006-3                         1                  700250382                    Fixed                               124000                  155000
HEMT 2006-3                         1                  700250391                    Fixed                               140000                  175000
HEMT 2006-3                         1                  700250543                    Fixed                               179500                  240000
HEMT 2006-3                         1                  700250762                    Fixed                               480000                  600000
HEMT 2006-3                         1                  700250837                    Fixed                               248000                  315000
HEMT 2006-3                         1                  700250847                    Fixed                               114400                  143000
HEMT 2006-3                         1                  700250994                    Fixed                               348000                  440000
HEMT 2006-3                         1                  700251167                    Fixed                               440000                  551000
HEMT 2006-3                         1                  700251433                    Fixed                               440000                  560000
HEMT 2006-3                         1                  700251486                    Fixed                               204000                  255000
HEMT 2006-3                         1                  700251575                    Fixed                                52000                   85000
HEMT 2006-3                         1                  700251808                    Fixed                               416500                  597000
HEMT 2006-3                         1                  700251918                    Fixed                               280000                  360000
HEMT 2006-3                         1                  700251967                    Fixed                               252000                  315000
HEMT 2006-3                         1                  700251971                    Fixed                               184000                  230000
HEMT 2006-3                         1                  700251982                    Fixed                               154888                  240000
HEMT 2006-3                         1                  700252175                    Fixed                               160000                  205000
HEMT 2006-3                         1                  700252290                    Fixed                               288000                  360000
HEMT 2006-3                         1                  700252363                    Fixed                                92800                  125000
HEMT 2006-3                         1                  700252496                    Fixed                               208000                  260000
HEMT 2006-3                         1                  700252546                    Fixed                               196000                  255000
HEMT 2006-3                         1                  700252559                    Fixed                               417000                  558000
HEMT 2006-3                         1                  700252682                    Fixed                               228000                  345000
HEMT 2006-3                         1                  700252941                    Fixed                               270000                  360000
HEMT 2006-3                         1                  700252970                    Fixed                               501600                  635000
HEMT 2006-3                         1                  700252988                    Fixed                               112000                  142000
HEMT 2006-3                         1                  700253059                    Fixed                               383160                  480000
HEMT 2006-3                         1                  700253120                    Fixed                               280000                  355000
HEMT 2006-3                         1                  700253195                    Fixed                               228000                  285000
HEMT 2006-3                         1                  700253201                    Fixed                               356000                  445000
HEMT 2006-3                         1                  700253243                    Fixed                               152000                  194000
HEMT 2006-3                         1                  700253263                    Fixed                                80000                  100000
HEMT 2006-3                         1                  700253406                    Fixed                               374920                  470000
HEMT 2006-3                         1                  700253487                    Fixed                               228000                  285000
HEMT 2006-3                         1                  700253506                    Fixed                               268000                  335000
HEMT 2006-3                         1                  700253582                    Fixed                               145720                  182150
HEMT 2006-3                         1                  700253607                    Fixed                               296400                  505000
HEMT 2006-3                         1                  700253702                    Fixed                               121000                  152000
HEMT 2006-3                         1                  700253739                    Fixed                                68000                   87000
HEMT 2006-3                         1                  700253839                    Fixed                               112000                  140000
HEMT 2006-3                         1                  700253843                    Fixed                               220000                  275000
HEMT 2006-3                         1                  700254108                    Fixed                               104000                  130000
HEMT 2006-3                         1                  700254116                    Fixed                               410400                  513000
HEMT 2006-3                         1                  700254145                    Fixed                               184875                  246500
HEMT 2006-3                         1                  700254316                    Fixed                               384000                  480000
HEMT 2006-3                         1                  700254364                    Fixed                               519200                  649000
HEMT 2006-3                         1                  700254406                    Fixed                               412000                  525000
HEMT 2006-3                         1                  700254537                    Fixed                               207976                  268500
HEMT 2006-3                         1                  700254559                    Fixed                               551200                  690000
HEMT 2006-3                         1                  700254579                    Fixed                               122400                  153000
HEMT 2006-3                         1                  700254700                    Fixed                               300000                  375000
HEMT 2006-3                         1                  700254840                    Fixed                               364000                  455000
HEMT 2006-3                         1                  700254892                    Fixed                               108500                  155000
HEMT 2006-3                         1                  700255055                    Fixed                               356000                  445000
HEMT 2006-3                         1                  700255067                    Fixed                                47000                   60000
HEMT 2006-3                         1                  700255160                    Fixed                               249600                  312000
HEMT 2006-3                         1                  700255335                    Fixed                               428000                  575000
HEMT 2006-3                         1                  700255383                    Fixed                               292800                  370000
HEMT 2006-3                         1                  700255475                    Fixed                               160800                  242000
HEMT 2006-3                         1                  700255481                    Fixed                               528000                  660000
HEMT 2006-3                         1                  700255499                    Fixed                                45600                   59000
HEMT 2006-3                         1                  700255617                    Fixed                               108000                  147500
HEMT 2006-3                         1                  700255656                    Fixed                               384000                  480000
HEMT 2006-3                         1                  700255668                    Fixed                               223200                  279000
HEMT 2006-3                         1                  700255735                    Fixed                               280000                  360000
HEMT 2006-3                         1                  700255805                    Fixed                               328000                  420000
HEMT 2006-3                         1                  700255939                    Fixed                               180600                  270000
HEMT 2006-3                         1                  700255951                    Fixed                               124000                  155000
HEMT 2006-3                         1                  700255991                    Fixed                               260000                  325000
HEMT 2006-3                         1                  700256074                    Fixed                               127200                  159000
HEMT 2006-3                         1                  700256135                    Fixed                               270500                  400000
HEMT 2006-3                         1                  700256214                    Fixed                               205600                  260000
HEMT 2006-3                         1                  700256243                    Fixed                               348000                  435000
HEMT 2006-3                         1                  700256407                    Fixed                               148000                  185000
HEMT 2006-3                         1                  700256523                    Fixed                               344000                  432000
HEMT 2006-3                         1                  700256785                    Fixed                               372000                  465000
HEMT 2006-3                         1                  700256926                    Fixed                               466745                  585500
HEMT 2006-3                         1                  700257092                    Fixed                               175200                  244000
HEMT 2006-3                         1                  700257273                    Fixed                                70793                   91000
HEMT 2006-3                         1                  700257406                    Fixed                                67920                   92000
HEMT 2006-3                         1                  700257438                    Fixed                                50790                   65000
HEMT 2006-3                         1                  700257471                    Fixed                                50800                   67000
HEMT 2006-3                         1                  700257520                    Fixed                               400000                  515000
HEMT 2006-3                         1                  700257773                    Fixed                               304000                  380000
HEMT 2006-3                         1                  700257777                    Fixed                               110400                  138000
HEMT 2006-3                         1                  700257952                    Fixed                               180000                  230000
HEMT 2006-3                         1                  700258116                    Fixed                               116800                  147000
HEMT 2006-3                         1                  700258161                    Fixed                               216000                  270000
HEMT 2006-3                         1                  700258175                    Fixed                               396000                  510000
HEMT 2006-3                         1                  700258325                    Fixed                               177000                  250000
HEMT 2006-3                         1                  700258420                    Fixed                               112000                  155000
HEMT 2006-3                         1                  700258507                    Fixed                               516000                  650000
HEMT 2006-3                         1                  700258545                    Fixed                               324000                  406500
HEMT 2006-3                         1                  700258604                    Fixed                               126900                  164000
HEMT 2006-3                         1                  700258631                    Fixed                                73500                   98000
HEMT 2006-3                         1                  700258653                    Fixed                               252000                  315000
HEMT 2006-3                         1                  700258698                    Fixed                               104000                  225000
HEMT 2006-3                         1                  700258699                    Fixed                               292000                  365000
HEMT 2006-3                         1                  700258943                    Fixed                               220400                  275500
HEMT 2006-3                         1                  700259018                    Fixed                                50800                   64000
HEMT 2006-3                         1                  700259022                    Fixed                               175200                  220000
HEMT 2006-3                         1                  700259040                    Fixed                                50800                   64000
HEMT 2006-3                         1                  700259051                    Fixed                                64800                   81000
HEMT 2006-3                         1                  700259112                    Fixed                                77000                  122000
HEMT 2006-3                         1                  700259179                    Fixed                                93800                  118500
HEMT 2006-3                         1                  700259329                    Fixed                               169600                  214000
HEMT 2006-3                         1                  700259359                    Fixed                               223200                  279000
HEMT 2006-3                         1                  700259398                    Fixed                               130712                  305000
HEMT 2006-3                         1                  700259650                    Fixed                               228000                  285000
HEMT 2006-3                         1                  700259695                    Fixed                               200000                  253000
HEMT 2006-3                         1                  700259727                    Fixed                               552500                  725000
HEMT 2006-3                         1                  700259857                    Fixed                               364000                  490000
HEMT 2006-3                         1                  700259960                    Fixed                               296000                  370000
HEMT 2006-3                         1                  700260061                    Fixed                               417000                  550000
HEMT 2006-3                         1                  700260142                    Fixed                               196000                  245000
HEMT 2006-3                         1                  700260233                    Fixed                               192000                  240000
HEMT 2006-3                         1                  700260362                    Fixed                               558900                  860000
HEMT 2006-3                         1                  700260387                    Fixed                               308000                  385000
HEMT 2006-3                         1                  700260639                    Fixed                               251730                  331000
HEMT 2006-3                         1                  700260720                    Fixed                               236720                  307000
HEMT 2006-3                         1                  700260796                    Fixed                               182000                  230000
HEMT 2006-3                         1                  700260843                    Fixed                               460000                  575000
HEMT 2006-3                         1                  700261036                    Fixed                               580000                  725000
HEMT 2006-3                         1                  700261062                    Fixed                               116000                  146000
HEMT 2006-3                         1                  700261184                    Fixed                               480000                  600000
HEMT 2006-3                         1                  700261186                    Fixed                               401847                  503000
HEMT 2006-3                         1                  700261205                    Fixed                               424000                  530000
HEMT 2006-3                         1                  700261218                    Fixed                               168800                  215000
HEMT 2006-3                         1                  700261261                    Fixed                               100686                  205000
HEMT 2006-3                         1                  700261436                    Fixed                               221600                  277000
HEMT 2006-3                         1                  700261449                    Fixed                               123500                  190000
HEMT 2006-3                         1                  700261456                    Fixed                               134400                  170000
HEMT 2006-3                         1                  700261646                    Fixed                               312000                  398000
HEMT 2006-3                         1                  700261650                    Fixed                                51280                   84000
HEMT 2006-3                         1                  700261794                    Fixed                               240000                  300000
HEMT 2006-3                         1                  700262051                    Fixed                               232000                  290000
HEMT 2006-3                         1                  700262084                    Fixed                               320000                  400000
HEMT 2006-3                         1                  700262127                    Fixed                               320000                  450000
HEMT 2006-3                         1                  700262196                    Fixed                               175823                  221000
HEMT 2006-3                         1                  700262251                    Fixed                               168769                  218000
HEMT 2006-3                         1                  700262290                    Fixed                               173310                  217000
HEMT 2006-3                         1                  700262321                    Fixed                               188000                  235000
HEMT 2006-3                         1                  700262448                    Fixed                               223920                  280000
HEMT 2006-3                         1                  700262615                    Fixed                               144800                  183000
HEMT 2006-3                         1                  700262654                    Fixed                               231920                  290000
HEMT 2006-3                         1                  700262698                    Fixed                               198400                  248000
HEMT 2006-3                         1                  700262748                    Fixed                               442400                  560000
HEMT 2006-3                         1                  700263404                    Fixed                               148000                  185000
HEMT 2006-3                         1                  700263450                    Fixed                               180000                  226000
HEMT 2006-3                         1                  700263610                    Fixed                               100000                  125000
HEMT 2006-3                         1                  700263672                    Fixed                               312000                  390000
HEMT 2006-3                         1                  700263673                    Fixed                               136000                  170000
HEMT 2006-3                         1                  700263712                    Fixed                               112000                  140000
HEMT 2006-3                         1                  700263732                    Fixed                               158200                  226000
HEMT 2006-3                         1                  700263942                    Fixed                               296000                  370000
HEMT 2006-3                         1                  700264162                    Fixed                               233600                  295000
HEMT 2006-3                         1                  700264274                    Fixed                               387280                  485000
HEMT 2006-3                         1                  700264377                    Fixed                               100000                  125000
HEMT 2006-3                         1                  700264450                    Fixed                                55700                   73000
HEMT 2006-3                         1                  700264460                    Fixed                               255200                  320000
HEMT 2006-3                         1                  700264589                    Fixed                               142400                  180000
HEMT 2006-3                         1                  700264616                    Fixed                               291200                  364000
HEMT 2006-3                         1                  700264776                    Fixed                               191920                  240000
HEMT 2006-3                         1                  700264777                    Fixed                               184000                  230000
HEMT 2006-3                         1                  700264936                    Fixed                               100000                  137000
HEMT 2006-3                         1                  700265258                    Fixed                               248000                  337000
HEMT 2006-3                         1                  700265272                    Fixed                               151200                  189000
HEMT 2006-3                         1                  700265398                    Fixed                               117920                  147400
HEMT 2006-3                         1                  700265403                    Fixed                               179200                  228000
HEMT 2006-3                         1                  700265417                    Fixed                               102800                  129000
HEMT 2006-3                         1                  700265439                    Fixed                               102800                  129000
HEMT 2006-3                         1                  700265507                    Fixed                                91310                  118000
HEMT 2006-3                         1                  700265526                    Fixed                               276000                  345000
HEMT 2006-3                         1                  700265539                    Fixed                               308000                  385000
HEMT 2006-3                         1                  700265543                    Fixed                               320000                  422000
HEMT 2006-3                         1                  700265550                    Fixed                                54800                   72000
HEMT 2006-3                         1                  700265588                    Fixed                               235120                  300000
HEMT 2006-3                         1                  700265729                    Fixed                               524000                  660000
HEMT 2006-3                         1                  700265810                    Fixed                               374000                  468000
HEMT 2006-3                         1                  700265926                    Fixed                               158044                  200000
HEMT 2006-3                         1                  700266037                    Fixed                                85600                  107000
HEMT 2006-3                         1                  700266083                    Fixed                               253473                  317000
HEMT 2006-3                         1                  700266192                    Fixed                               292000                  365000
HEMT 2006-3                         1                  700266239                    Fixed                               143676                  180000
HEMT 2006-3                         1                  700266348                    Fixed                               367600                  469000
HEMT 2006-3                         1                  700266465                    Fixed                               138400                  210000
HEMT 2006-3                         1                  700266523                    Fixed                               159920                  200000
HEMT 2006-3                         1                  700266585                    Fixed                               316000                  395000
HEMT 2006-3                         1                  700266706                    Fixed                               149200                  198000
HEMT 2006-3                         1                  700266834                    Fixed                               346400                  460000
HEMT 2006-3                         1                  700266853                    Fixed                               522400                  653000
HEMT 2006-3                         1                  700267022                    Fixed                               317600                  397000
HEMT 2006-3                         1                  700267109                    Fixed                               216000                  270000
HEMT 2006-3                         1                  700267398                    Fixed                               288306                  361000
HEMT 2006-3                         1                  700267499                    Fixed                               592000                  740000
HEMT 2006-3                         1                  700267553                    Fixed                               220000                  280000
HEMT 2006-3                         1                  700267612                    Fixed                               166400                  208000
HEMT 2006-3                         1                  700267620                    Fixed                               197600                  255000
HEMT 2006-3                         1                  700267790                    Fixed                               560000                  700000
HEMT 2006-3                         1                  700267838                    Fixed                               109600                  137000
HEMT 2006-3                         1                  700267926                    Fixed                               312000                  395000
HEMT 2006-3                         1                  700268011                    Fixed                               288000                  360000
HEMT 2006-3                         1                  700268123                    Fixed                               381600                  477000
HEMT 2006-3                         1                  700268233                    Fixed                               318400                  398000
HEMT 2006-3                         1                  700268323                    Fixed                                64400                   82000
HEMT 2006-3                         1                  700268369                    Fixed                               413600                  517000
HEMT 2006-3                         1                  700268380                    Fixed                                79920                  110000
HEMT 2006-3                         1                  700268480                    Fixed                               232800                  291000
HEMT 2006-3                         1                  700268495                    Fixed                               363600                  460000
HEMT 2006-3                         1                  700268520                    Fixed                               323201                  413000
HEMT 2006-3                         1                  700268561                    Fixed                               344000                  430000
HEMT 2006-3                         1                  700268727                    Fixed                                64000                   80000
HEMT 2006-3                         1                  700268756                    Fixed                               327417                  413000
HEMT 2006-3                         1                  700268849                    Fixed                                53866                   88000
HEMT 2006-3                         1                  700268853                    Fixed                               207600                  260000
HEMT 2006-3                         1                  700268981                    Fixed                               108000                  135000
HEMT 2006-3                         1                  700269005                    Fixed                                85200                  120000
HEMT 2006-3                         1                  700269122                    Fixed                               316000                  408000
HEMT 2006-3                         1                  700269140                    Fixed                               315000                  700000
HEMT 2006-3                         1                  700269232                    Fixed                               237376                  320000
HEMT 2006-3                         1                  700269240                    Fixed                               484000                  605000
HEMT 2006-3                         1                  700269264                    Fixed                               436000                  545000
HEMT 2006-3                         1                  700269303                    Fixed                               106400                  141000
HEMT 2006-3                         1                  700269329                    Fixed                               167200                  216000
HEMT 2006-3                         1                  700269762                    Fixed                               265761                  370000
HEMT 2006-3                         1                  700269842                    Fixed                               408000                  510000
HEMT 2006-3                         1                  700270019                    Fixed                               103120                  132000
HEMT 2006-3                         1                  700270043                    Fixed                                60000                   75000
HEMT 2006-3                         1                  700270236                    Fixed                               112800                  141000
HEMT 2006-3                         1                  700270422                    Fixed                               170400                  216000
HEMT 2006-3                         1                  700270426                    Fixed                               300000                  395000
HEMT 2006-3                         1                  700270437                    Fixed                               282779                  543000
HEMT 2006-3                         1                  700270452                    Fixed                               267600                  335000
HEMT 2006-3                         1                  700270488                    Fixed                               196000                  245000
HEMT 2006-3                         1                  700270502                    Fixed                               612000                  775000
HEMT 2006-3                         1                  700270568                    Fixed                               268000                  335000
HEMT 2006-3                         1                  700270586                    Fixed                               272000                  340000
HEMT 2006-3                         1                  700270621                    Fixed                                52700                   71000
HEMT 2006-3                         1                  700270648                    Fixed                               102800                  129000
HEMT 2006-3                         1                  700270684                    Fixed                               215920                  272000
HEMT 2006-3                         1                  700270741                    Fixed                               320000                  400000
HEMT 2006-3                         1                  700270768                    Fixed                               255520                  340000
HEMT 2006-3                         1                  700270877                    Fixed                                88800                  111000
HEMT 2006-3                         1                  700271150                    Fixed                               177600                  230000
HEMT 2006-3                         1                  700271178                    Fixed                               148000                  185000
HEMT 2006-3                         1                  700271280                    Fixed                               354320                  444000
HEMT 2006-3                         1                  700271294                    Fixed                               182000                  228000
HEMT 2006-3                         1                  700271338                    Fixed                               104000                  130000
HEMT 2006-3                         1                  700271622                    Fixed                               240000                  300000
HEMT 2006-3                         1                  700271626                    Fixed                               395000                  500000
HEMT 2006-3                         1                  700271769                    Fixed                               172000                  237000
HEMT 2006-3                         1                  700271832                    Fixed                               412000                  515000
HEMT 2006-3                         1                  700271897                    Fixed                               280000                  375000
HEMT 2006-3                         1                  700272045                    Fixed                               399200                  510000
HEMT 2006-3                         1                  700272060                    Fixed                               174715                  390000
HEMT 2006-3                         1                  700272125                    Fixed                               135920                  190000
HEMT 2006-3                         1                  700272257                    Fixed                               198400                  248000
HEMT 2006-3                         1                  700272307                    Fixed                               159200                  199000
HEMT 2006-3                         1                  700272387                    Fixed                               152000                  190000
HEMT 2006-3                         1                  700272400                    Fixed                               316000                  395000
HEMT 2006-3                         1                  700272613                    Fixed                               392000                  493000
HEMT 2006-3                         1                  700272649                    Fixed                               201200                  251500
HEMT 2006-3                         1                  700272911                    Fixed                               220000                  275000
HEMT 2006-3                         1                  700272954                    Fixed                               428800                  536000
HEMT 2006-3                         1                  700272997                    Fixed                               256000                  320000
HEMT 2006-3                         1                  700273021                    Fixed                               207900                  300000
HEMT 2006-3                         1                  700273023                    Fixed                               126000                  180000
HEMT 2006-3                         1                  700273026                    Fixed                               152472                  191000
HEMT 2006-3                         1                  700273163                    Fixed                               160000                  200000
HEMT 2006-3                         1                  700273529                    Fixed                               224000                  280000
HEMT 2006-3                         1                  700273559                    Fixed                               170000                  213000
HEMT 2006-3                         1                  700273791                    Fixed                               200000                  252700
HEMT 2006-3                         1                  700273928                    Fixed                               512000                  640000
HEMT 2006-3                         1                  700273994                    Fixed                               132000                  165000
HEMT 2006-3                         1                  700274020                    Fixed                                52425                   70000
HEMT 2006-3                         1                  700274253                    Fixed                               512000                  710000
HEMT 2006-3                         1                  700274411                    Fixed                               400000                  500000
HEMT 2006-3                         1                  700274479                    Fixed                               180000                  232000
HEMT 2006-3                         1                  700274553                    Fixed                               464000                  580000
HEMT 2006-3                         1                  700274576                    Fixed                               356000                  450000
HEMT 2006-3                         1                  700274652                    Fixed                               154700                  240000
HEMT 2006-3                         1                  700274679                    Fixed                               209369                  283000
HEMT 2006-3                         1                  700274707                    Fixed                               136000                  170000
HEMT 2006-3                         1                  700274802                    Fixed                               341250                  525000
HEMT 2006-3                         1                  700274882                    Fixed                               179920                  239000
HEMT 2006-3                         1                  700274983                    Fixed                               508000                  635000
HEMT 2006-3                         1                  700275028                    Fixed                                96000                  120000
HEMT 2006-3                         1                  700275233                    Fixed                               120000                  150000
HEMT 2006-3                         1                  700275310                    Fixed                                73680                   92100
HEMT 2006-3                         1                  700275401                    Fixed                               288000                  375000
HEMT 2006-3                         1                  700275609                    Fixed                               144375                  210000
HEMT 2006-3                         1                  700275726                    Fixed                                93200                  117000
HEMT 2006-3                         1                  700275745                    Fixed                               135840                  170000
HEMT 2006-3                         1                  700275781                    Fixed                               151200                  189000
HEMT 2006-3                         1                  700275908                    Fixed                               420000                  525000
HEMT 2006-3                         1                  700275955                    Fixed                               108000                  136000
HEMT 2006-3                         1                  700276017                    Fixed                               242240                  305000
HEMT 2006-3                         1                  700276030                    Fixed                               332000                  415000
HEMT 2006-3                         1                  700276036                    Fixed                               242000                  310000
HEMT 2006-3                         1                  700276206                    Fixed                               404950                  635000
HEMT 2006-3                         1                  700276238                    Fixed                                53662                   72000
HEMT 2006-3                         1                  700276390                    Fixed                                99920                  125000
HEMT 2006-3                         1                  700276393                    Fixed                                93600                  117000
HEMT 2006-3                         1                  700276511                    Fixed                               285287                  356609
HEMT 2006-3                         1                  700276577                    Fixed                               145720                  182150
HEMT 2006-3                         1                  700276673                    Fixed                               400000                  515000
HEMT 2006-3                         1                  700276692                    Fixed                               231200                  290000
HEMT 2006-3                         1                  700276694                    Fixed                               268000                  335000
HEMT 2006-3                         1                  700276742                    Fixed                               279200                  349000
HEMT 2006-3                         1                  700276745                    Fixed                               456000                  575000
HEMT 2006-3                         1                  700276752                    Fixed                               144000                  180000
HEMT 2006-3                         1                  700276861                    Fixed                               160000                  215000
HEMT 2006-3                         1                  700276906                    Fixed                               957972                 1200000
HEMT 2006-3                         1                  700276918                    Fixed                               152000                  190000
HEMT 2006-3                         1                  700276984                    Fixed                               664000                  830000
HEMT 2006-3                         1                  700277091                    Fixed                               268000                  349000
HEMT 2006-3                         1                  700277220                    Fixed                               396000                  495000
HEMT 2006-3                         1                  700277223                    Fixed                               300000                  442000
HEMT 2006-3                         1                  700277224                    Fixed                               160000                  200000
HEMT 2006-3                         1                  700277341                    Fixed                               206000                  270000
HEMT 2006-3                         1                  700277402                    Fixed                               328000                  410000
HEMT 2006-3                         1                  700277425                    Fixed                               180000                  225000
HEMT 2006-3                         1                  700277546                    Fixed                               303200                  379000
HEMT 2006-3                         1                  700277705                    Fixed                                60200                   86000
HEMT 2006-3                         1                  700277740                    Fixed                               120800                  160000
HEMT 2006-3                         1                  700277792                    Fixed                                65000                   89000
HEMT 2006-3                         1                  700277824                    Fixed                               232000                  290000
HEMT 2006-3                         1                  700277843                    Fixed                                53600                   67000
HEMT 2006-3                         1                  700277854                    Fixed                               332000                  465000
HEMT 2006-3                         1                  700277940                    Fixed                               121200                  205000
HEMT 2006-3                         1                  700277942                    Fixed                               196800                  246000
HEMT 2006-3                         1                  700277946                    Fixed                               188000                  235000
HEMT 2006-3                         1                  700277959                    Fixed                               132000                  165000
HEMT 2006-3                         1                  700278075                    Fixed                               279200                  349000
HEMT 2006-3                         1                  700278118                    Fixed                                62900                   81000
HEMT 2006-3                         1                  700278121                    Fixed                               280000                  350000
HEMT 2006-3                         1                  700278129                    Fixed                               229600                  287000
HEMT 2006-3                         1                  700278366                    Fixed                               416250                  555000
HEMT 2006-3                         1                  700278574                    Fixed                               180000                  225000
HEMT 2006-3                         1                  700278610                    Fixed                               107920                  135000
HEMT 2006-3                         1                  700278736                    Fixed                               236000                  295000
HEMT 2006-3                         1                  700278786                    Fixed                               122000                  158000
HEMT 2006-3                         1                  700278851                    Fixed                               312000                  390000
HEMT 2006-3                         1                  700278858                    Fixed                               194800                  245000
HEMT 2006-3                         1                  700278870                    Fixed                                97319                  121649
HEMT 2006-3                         1                  700278950                    Fixed                               272000                  340000
HEMT 2006-3                         1                  700279069                    Fixed                               398267                  516000
HEMT 2006-3                         1                  700279093                    Fixed                               391200                  489000
HEMT 2006-3                         1                  700279121                    Fixed                               252000                  315000
HEMT 2006-3                         1                  700279125                    Fixed                               164931                  244000
HEMT 2006-3                         1                  700279237                    Fixed                                68800                   86000
HEMT 2006-3                         1                  700279275                    Fixed                                97200                  121500
HEMT 2006-3                         1                  700279327                    Fixed                               127920                  165000
HEMT 2006-3                         1                  700279372                    Fixed                                82425                  110000
HEMT 2006-3                         1                  700279410                    Fixed                               472000                  590000
HEMT 2006-3                         1                  700279443                    Fixed                               396000                  495000
HEMT 2006-3                         1                  700279501                    Fixed                               240000                  300000
HEMT 2006-3                         1                  700279553                    Fixed                               254400                  318000
HEMT 2006-3                         1                  700279585                    Fixed                               167200                  220000
HEMT 2006-3                         1                  700279633                    Fixed                               117080                  147000
HEMT 2006-3                         1                  700279784                    Fixed                               104000                  130000
HEMT 2006-3                         1                  700279812                    Fixed                               102800                  128500
HEMT 2006-3                         1                  700279814                    Fixed                               127200                  159000
HEMT 2006-3                         1                  700279926                    Fixed                               195900                  247000
HEMT 2006-3                         1                  700280227                    Fixed                               263600                  330000
HEMT 2006-3                         1                  700280411                    Fixed                                80000                  102000
HEMT 2006-3                         1                  700280472                    Fixed                               159920                  200000
HEMT 2006-3                         1                  700280486                    Fixed                               103920                  129900
HEMT 2006-3                         1                  700280522                    Fixed                               264000                  330000
HEMT 2006-3                         1                  700280549                    Fixed                               477600                  601000
HEMT 2006-3                         1                  700280576                    Fixed                               195000                  310000
HEMT 2006-3                         1                  700280652                    Fixed                               237592                  304000
HEMT 2006-3                         1                  700280672                    Fixed                                81450                  110000
HEMT 2006-3                         1                  700280734                    Fixed                               260000                  325000
HEMT 2006-3                         1                  700280851                    Fixed                                41250                   55000
HEMT 2006-3                         1                  700281109                    Fixed                               175600                  235000
HEMT 2006-3                         1                  700281115                    Fixed                               197554                  308000
HEMT 2006-3                         1                  700281141                    Fixed                               272000                  345000
HEMT 2006-3                         1                  700281155                    Fixed                               177600                  230000
HEMT 2006-3                         1                  700281164                    Fixed                               161106                  201500
HEMT 2006-3                         1                  700281191                    Fixed                                80000                  125000
HEMT 2006-3                         1                  700281440                    Fixed                                88800                  116000
HEMT 2006-3                         1                  700281542                    Fixed                                82500                  110000
HEMT 2006-3                         1                  700281708                    Fixed                                62400                   80000
HEMT 2006-3                         1                  700281709                    Fixed                               213592                  268000
HEMT 2006-3                         1                  700281825                    Fixed                               200000                  264000
HEMT 2006-3                         1                  700282080                    Fixed                               159200                  199000
HEMT 2006-3                         1                  700282146                    Fixed                               211920                  265000
HEMT 2006-3                         1                  700282203                    Fixed                               109520                  137000
HEMT 2006-3                         1                  700282243                    Fixed                               160000                  200000
HEMT 2006-3                         1                  700282370                    Fixed                               181300                  280000
HEMT 2006-3                         1                  700282374                    Fixed                               290598                  475000
HEMT 2006-3                         1                  700282550                    Fixed                                94800                  127000
HEMT 2006-3                         1                  700282602                    Fixed                               117840                  152500
HEMT 2006-3                         1                  700282926                    Fixed                               184000                  230000
HEMT 2006-3                         1                  700282960                    Fixed                               160000                  200000
HEMT 2006-3                         1                  700283079                    Fixed                               132000                  168000
HEMT 2006-3                         1                  700283164                    Fixed                               258320                  322900
HEMT 2006-3                         1                  700283179                    Fixed                               649950                  820000
HEMT 2006-3                         1                  700283181                    Fixed                               272000                  340000
HEMT 2006-3                         1                  700283396                    Fixed                               520000                  650000
HEMT 2006-3                         1                  700283545                    Fixed                               464000                  580000
HEMT 2006-3                         1                  700283576                    Fixed                               172000                  218000
HEMT 2006-3                         1                  700283705                    Fixed                               201200                  254000
HEMT 2006-3                         1                  700283735                    Fixed                               157600                  213000
HEMT 2006-3                         1                  700283836                    Fixed                               115200                  144000
HEMT 2006-3                         1                  700283905                    Fixed                               107200                  135000
HEMT 2006-3                         1                  700283921                    Fixed                               239920                  300000
HEMT 2006-3                         1                  700283976                    Fixed                               124600                  158000
HEMT 2006-3                         1                  700284142                    Fixed                               478400                  605000
HEMT 2006-3                         1                  700284194                    Fixed                               354400                  443000
HEMT 2006-3                         1                  700284227                    Fixed                               120000                  150000
HEMT 2006-3                         1                  700284259                    Fixed                               296250                  400000
HEMT 2006-3                         1                  700284274                    Fixed                               212000                  265000
HEMT 2006-3                         1                  700284323                    Fixed                               127120                  162000
HEMT 2006-3                         1                  700284410                    Fixed                               200000                  280000
HEMT 2006-3                         1                  700284463                    Fixed                               102400                  128000
HEMT 2006-3                         1                  700284861                    Fixed                                77600                   97000
HEMT 2006-3                         1                  700284936                    Fixed                               216000                  287000
HEMT 2006-3                         1                  700284972                    Fixed                                84000                  127000
HEMT 2006-3                         1                  700285217                    Fixed                               376000                  470000
HEMT 2006-3                         1                  700285238                    Fixed                               151200                  189000
HEMT 2006-3                         1                  700285251                    Fixed                               199200                  249000
HEMT 2006-3                         1                  700285312                    Fixed                               448000                  560000
HEMT 2006-3                         1                  700285354                    Fixed                               260395                  375000
HEMT 2006-3                         1                  700285359                    Fixed                               464000                  581000
HEMT 2006-3                         1                  700285373                    Fixed                               137600                  176000
HEMT 2006-3                         1                  700285652                    Fixed                               345600                  432000
HEMT 2006-3                         1                  700285736                    Fixed                               360000                  450000
HEMT 2006-3                         1                  700285795                    Fixed                                84000                  105000
HEMT 2006-3                         1                  700285947                    Fixed                               111530                  160000
HEMT 2006-3                         1                  700286002                    Fixed                               358400                  450000
HEMT 2006-3                         1                  700286242                    Fixed                               111530                  160000
HEMT 2006-3                         1                  700286376                    Fixed                               276000                  355000
HEMT 2006-3                         1                  700286464                    Fixed                               104000                  130000
HEMT 2006-3                         1                  700286522                    Fixed                               415600                  520000
HEMT 2006-3                         1                  700286911                    Fixed                               305900                  408000
HEMT 2006-3                         1                  700286914                    Fixed                               760000                  950000
HEMT 2006-3                         1                  700287008                    Fixed                               223600                  280000
HEMT 2006-3                         1                  700287089                    Fixed                                88000                  115000
HEMT 2006-3                         1                  700287226                    Fixed                                43675                   58000
HEMT 2006-3                         1                  700287295                    Fixed                                96000                  120000
HEMT 2006-3                         1                  700287370                    Fixed                               312000                  390000
HEMT 2006-3                         1                  700287400                    Fixed                               145600                  183500
HEMT 2006-3                         1                  700287422                    Fixed                               477600                  597000
HEMT 2006-3                         1                  700287468                    Fixed                               512000                  665000
HEMT 2006-3                         1                  700287903                    Fixed                               289200                  380000
HEMT 2006-3                         1                  700288304                    Fixed                               268000                  335000
HEMT 2006-3                         1                  700288306                    Fixed                               219200                  274000
HEMT 2006-3                         1                  700288431                    Fixed                               179920                  225000
HEMT 2006-3                         1                  700288485                    Fixed                               103920                  130000
HEMT 2006-3                         1                  700288938                    Fixed                               131120                  165000
HEMT 2006-3                         1                  700289192                    Fixed                                97644                  126000
HEMT 2006-3                         1                  700289211                    Fixed                               135920                  170000
HEMT 2006-3                         1                  700289289                    Fixed                               207920                  259900
HEMT 2006-3                         1                  700289578                    Fixed                               124722                  162000
HEMT 2006-3                         1                  700289875                    Fixed                               202036                  287000
HEMT 2006-3                         1                  700290248                    Fixed                               140000                  175000
HEMT 2006-3                         1                  700290424                    Fixed                               196000                  249000
HEMT 2006-3                         1                  700290549                    Fixed                               314897                  455000
HEMT 2006-3                         1                  700290740                    Fixed                               368000                  462000
HEMT 2006-3                         1                  700290925                    Fixed                                65600                   82000
HEMT 2006-3                         1                  700290942                    Fixed                                99120                  124000
HEMT 2006-3                         1                  700290972                    Fixed                                51200                   65000
HEMT 2006-3                         1                  700291195                    Fixed                               125250                  167000
HEMT 2006-3                         1                  700291228                    Fixed                               123750                  167000
HEMT 2006-3                         1                  700291473                    Fixed                                86400                  108000
HEMT 2006-3                         1                  700291565                    Fixed                               220000                  275000
HEMT 2006-3                         1                  700291620                    Fixed                               178400                  223000
HEMT 2006-3                         1                  700292188                    Fixed                               266572                  340000
HEMT 2006-3                         1                  700292197                    Fixed                               380000                  477000
HEMT 2006-3                         1                  700292237                    Fixed                               164800                  220000
HEMT 2006-3                         1                  700292274                    Fixed                               233028                  300000
HEMT 2006-3                         1                  700292644                    Fixed                               201600                  290000
HEMT 2006-3                         1                  700292683                    Fixed                               280000                  350000
HEMT 2006-3                         1                  700292872                    Fixed                               533000                  820000
HEMT 2006-3                         1                  700293039                    Fixed                               140000                  240000
HEMT 2006-3                         1                  700293088                    Fixed                               252000                  345000
HEMT 2006-3                         1                  700293327                    Fixed                               123040                  616000
HEMT 2006-3                         1                  700294452                    Fixed                                80000                  100000
HEMT 2006-3                         1                  700294472                    Fixed                               148000                  293000
HEMT 2006-3                         1                  700294475                    Fixed                               227647                  292000
HEMT 2006-3                         1                  700294525                    Fixed                               185130                  253000
HEMT 2006-3                         1                  700294827                    Fixed                               132000                  165000
HEMT 2006-3                         1                  700295541                    Fixed                               348800                  440000
HEMT 2006-3                         1                  700296742                    Fixed                               256000                  320000
HEMT 2006-3                         1                  700296977                    Fixed                               206000                  260000
HEMT 2006-3                         1                  700297383                    Fixed                               241950                  335000
HEMT 2006-3                         1                  700297699                    Fixed                               112000                  164000
HEMT 2006-3                         1                  700297781                    Fixed                               193600                  242000
HEMT 2006-3                         1                  700299131                    Fixed                               136544                  182000
HEMT 2006-3                         1                  700299541                    Fixed                               157218                  205000
HEMT 2006-3                         1                  700300150                    Fixed                               127720                  160500
HEMT 2006-3                         1                  900003009                    Fixed                               114324                  143000


DEAL_NAME                        BALLOON                 PROPERTY_CITY                                             COMB_LTV
--------------------------------------------------------------------------------------------------------------------------------
HEMT 2006-3                         N            Littleton                                                            100
HEMT 2006-3                         N            Jacksonville                                                         100
HEMT 2006-3                         Y            HEMET                                                                100
HEMT 2006-3                         Y            NEWPORT NEWS                                                         100
HEMT 2006-3                         N            HANOVER                                                               95
HEMT 2006-3                         Y            GREEN COVE SPRINGS                                                    95
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            HAILEY                                                                95
HEMT 2006-3                         Y            CHULA VISTA                                                          100
HEMT 2006-3                         Y            BELLEVUE                                                              90
HEMT 2006-3                         Y            Hull                                                                 100
HEMT 2006-3                         Y            Minneapolis                                                          100
HEMT 2006-3                         Y            Virginia Beach                                                       100
HEMT 2006-3                         Y            Bronx                                                                 95
HEMT 2006-3                         Y            ROSEVILLE                                                             89
HEMT 2006-3                         Y            CLEVELAND                                                            100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            WEST COVINA                                                          100
HEMT 2006-3                         Y            NEDERLAND                                                            100
HEMT 2006-3                         Y            BUCKEYE                                                              100
HEMT 2006-3                         Y            HONOLULU                                                             100
HEMT 2006-3                         Y            HUMBLE                                                               100
HEMT 2006-3                         Y            HOUSTON                                                              100
HEMT 2006-3                         Y            KOKOMO                                                               100
HEMT 2006-3                         Y            WEST VALLEY                                                          100
HEMT 2006-3                         Y            PALM COAST                                                           100
HEMT 2006-3                         N            XXXXX                                                                100
HEMT 2006-3                         Y            EXCELSIOR SPRINGS                                                    100
HEMT 2006-3                         Y            BAKERSFIELD                                                          100
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            HALLANDALE                                                           100
HEMT 2006-3                         Y            GREELEY                                                              100
HEMT 2006-3                         Y            BOSSIER CITY                                                       99.93
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            ROSEVILLE                                                            100
HEMT 2006-3                         Y            YUBA CITY                                                            100
HEMT 2006-3                         Y            PAHOKEE                                                              100
HEMT 2006-3                         Y            SANTA XXX                                                            100
HEMT 2006-3                         Y            ESCONDIDO                                                            100
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            BAYSIDE                                                              100
HEMT 2006-3                         Y            GERVAIS                                                              100
HEMT 2006-3                         Y            GLENDALE                                                             100
HEMT 2006-3                         Y            CHINO                                                                100
HEMT 2006-3                         N            TOOMSUBA                                                             100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            PEKIN                                                                100
HEMT 2006-3                         N            VERNAL                                                               100
HEMT 2006-3                         Y            EWA BEACH                                                            100
HEMT 2006-3                         Y            Madera                                                               100
HEMT 2006-3                         Y            ATLANTA                                                               95
HEMT 2006-3                         N            Glendale                                                              90
HEMT 2006-3                         Y            MONROE                                                             89.38
HEMT 2006-3                         Y            SAN ANTONIO                                                           95
HEMT 2006-3                         Y            TAMARAC                                                            89.63
HEMT 2006-3                         Y            Danbury                                                              100
HEMT 2006-3                         Y            Phoenix                                                              100
HEMT 2006-3                         Y            WILMINGTON                                                           100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            WINDSOR                                                              100
HEMT 2006-3                         Y            SALEM                                                                100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            TUCSON                                                               100
HEMT 2006-3                         Y            APPLE VALLEY                                                         100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            LAKESIDE                                                             100
HEMT 2006-3                         N            Philadelphia                                                       87.59
HEMT 2006-3                         N            Arlington Hts                                                      98.73
HEMT 2006-3                         N            Clarksville                                                        94.51
HEMT 2006-3                         N            Clovis                                                             93.04
HEMT 2006-3                         Y            VISALIA                                                              100
HEMT 2006-3                         N            KEARNY                                                               100
HEMT 2006-3                         N            LINCOLNTON                                                           100
HEMT 2006-3                         Y            LITHONIA                                                             100
HEMT 2006-3                         N            NORFOLK                                                              100
HEMT 2006-3                         N            CLARKSVILLE                                                        93.75
HEMT 2006-3                         Y            ROCKY POINT                                                          100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            WESTMINSTER                                                           96
HEMT 2006-3                         Y            MEMPHIS                                                              100
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            FALLS CHURCH                                                         100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            TURLOCK                                                              100
HEMT 2006-3                         N            Spring Valley                                                      33.47
HEMT 2006-3                         N            Xxxxxxx                                                            83.01
HEMT 2006-3                         N            ROCKFORD                                                           95.49
HEMT 2006-3                         Y            JACKSONVILLE                                                         100
HEMT 2006-3                         Y            HAVRE DE GRACE                                                        92
HEMT 2006-3                         Y            TEMPLE HILLS                                                         100
HEMT 2006-3                         Y            XXXX BURNIE                                                          100
HEMT 2006-3                         Y            STERLING                                                             100
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         Y            Xxxxx                                                                100
HEMT 2006-3                         Y            Oregon                                                               100
HEMT 2006-3                         Y            Bowie                                                                100
HEMT 2006-3                         Y            LENOIR CITY                                                           90
HEMT 2006-3                         Y            DISCOVERY BAY                                                         90
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            XXXXX                                                              94.99
HEMT 2006-3                         Y            SNOHOMISH                                                          89.59
HEMT 2006-3                         Y            Auburn                                                                90
HEMT 2006-3                         Y            FALLBROOK                                                            100
HEMT 2006-3                         Y            XXXXX VALLEY                                                         100
HEMT 2006-3                         Y            GARDEN GROVE                                                         100
HEMT 2006-3                         Y            TAMPA                                                                100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         N            MIAMI                                                                100
HEMT 2006-3                         N            MERRILLVILLE                                                         100
HEMT 2006-3                         N            ATOKA                                                                100
HEMT 2006-3                         N            MILWAUKIE                                                            100
HEMT 2006-3                         N            XXXXX                                                                100
HEMT 2006-3                         N            CHARLOTTE                                                          99.93
HEMT 2006-3                         N            AURORA                                                               100
HEMT 2006-3                         N            LEAGUE CITY                                                          100
HEMT 2006-3                         N            SPANAWAY                                                             100
HEMT 2006-3                         N            XXXXXXXX                                                           99.98
HEMT 2006-3                         N            CLEVELAND                                                            100
HEMT 2006-3                         N            BELLEVUE                                                             100
HEMT 2006-3                         N            PHOENIX                                                              100
HEMT 2006-3                         N            MIAMI                                                                100
HEMT 2006-3                         N            HOMESTEAD                                                          99.89
HEMT 2006-3                         N            XXXXXXX                                                              100
HEMT 2006-3                         N            PALMDALE                                                             100
HEMT 2006-3                         N            MAYWOOD                                                              100
HEMT 2006-3                         N            CALIFORNIA CITY                                                      100
HEMT 2006-3                         N            XXXXX                                                                100
HEMT 2006-3                         N            POMPANO BEACH                                                        100
HEMT 2006-3                         N            DETROIT                                                              100
HEMT 2006-3                         N            XXXXXXXXXX                                                           100
HEMT 2006-3                         Y            Delray Beach                                                         100
HEMT 2006-3                         Y            Deltona                                                              100
HEMT 2006-3                         Y            Houston                                                              100
HEMT 2006-3                         Y            Naples                                                               100
HEMT 2006-3                         N            XXXXXX                                                               100
HEMT 2006-3                         Y            Norwalk                                                              100
HEMT 2006-3                         Y            North Highlands                                                      100
HEMT 2006-3                         Y            MIAMI LAKES                                                          100
HEMT 2006-3                         Y            Visalia                                                              100
HEMT 2006-3                         Y            Yuba City                                                            100
HEMT 2006-3                         Y            Olympia                                                              100
HEMT 2006-3                         N            WESTFIELD                                                            100
HEMT 2006-3                         Y            SAN ANTONIO                                                          100
HEMT 2006-3                         Y            HOUSTON                                                            99.84
HEMT 2006-3                         Y            CHESHIRE                                                             100
HEMT 2006-3                         Y            SAN DIEGO                                                           66.5
HEMT 2006-3                         Y            XXXX POINT                                                           100
HEMT 2006-3                         Y            TROUTDALE                                                            100
HEMT 2006-3                         Y            VISALIA                                                              100
HEMT 2006-3                         Y            MERCED                                                                95
HEMT 2006-3                         Y            MODESTO                                                              100
HEMT 2006-3                         Y            CERES                                                                100
HEMT 2006-3                         Y            UNIVERSITY PLACE                                                      90
HEMT 2006-3                         Y            BRECKENRIDGE                                                          95
HEMT 2006-3                         N            GLENWOOD                                                           72.71
HEMT 2006-3                         N            MAYWOOD                                                               95
HEMT 2006-3                         N            BERGENFIELD                                                           95
HEMT 2006-3                         N            ELMWOOD PARK                                                          85
HEMT 2006-3                         N            XXXXX                                                                 90
HEMT 2006-3                         N            LODI                                                                  85
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            CHESTNUT TOWNSHIP                                                     85
HEMT 2006-3                         Y            NEWARK                                                                95
HEMT 2006-3                         N            TOBYHANNA                                                             95
HEMT 2006-3                         Y            NORTH BERGEN                                                         100
HEMT 2006-3                         Y            NEW MILFORD                                                          100
HEMT 2006-3                         Y            NEW PROVIDENCE                                                       100
HEMT 2006-3                         N            UNIONDALE                                                            100
HEMT 2006-3                         Y            INCLINE VILLAGE                                                       75
HEMT 2006-3                         N            WAXAHACHIE                                                            95
HEMT 2006-3                         N            GRAND PRAIRIE                                                      94.96
HEMT 2006-3                         N            LA HONDA                                                              95
HEMT 2006-3                         Y            PACIFICA                                                             100
HEMT 2006-3                         N            LAKEWOOD                                                              95
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            DIAMOND BAR                                                          100
HEMT 2006-3                         Y            MIAMI                                                              89.94
HEMT 2006-3                         Y            ONTARIO                                                               85
HEMT 2006-3                         Y            OXNARD                                                               100
HEMT 2006-3                         Y            STERLING                                                           89.93
HEMT 2006-3                         Y            PLYMOUTH                                                           89.99
HEMT 2006-3                         Y            ROUND ROCK                                                           100
HEMT 2006-3                         Y            ANNANDALE                                                             95
HEMT 2006-3                         Y            HERCULES                                                             100
HEMT 2006-3                         Y            SANTA XXXX                                                           100
HEMT 2006-3                         Y            WOODLAND                                                              90
HEMT 2006-3                         Y            SALINAS                                                              100
HEMT 2006-3                         Y            LOS ANGELES (CANOGA PARK AREA)                                       100
HEMT 2006-3                         Y            RUIDOSO                                                               95
HEMT 2006-3                         Y            ANTIOCH                                                              100
HEMT 2006-3                         Y            TAWAS CITY                                                           100
HEMT 2006-3                         Y            LOS ANGELES (CANOGA PARK AREA)                                       100
HEMT 2006-3                         Y            CARROLLTON                                                            95
HEMT 2006-3                         Y            FRESNO                                                               100
HEMT 2006-3                         Y            BARSTOW                                                              100
HEMT 2006-3                         Y            DESERT HOT SPRINGS                                                   100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            LOS ANGELES                                                           95
HEMT 2006-3                         Y            PORTLAND                                                            94.8
HEMT 2006-3                         Y            EAGLE                                                              99.99
HEMT 2006-3                         Y            ONTARIO                                                              100
HEMT 2006-3                         Y            RIVERBANK                                                            100
HEMT 2006-3                         Y            BURBANK                                                              100
HEMT 2006-3                         Y            SACRAMENTO                                                           100
HEMT 2006-3                         Y            SAN ANOTNIO                                                        94.99
HEMT 2006-3                         Y            LOS ANGELES (NORTH HOLLYWOOD A                                       100
HEMT 2006-3                         Y            AUSTIN                                                                95
HEMT 2006-3                         Y            STOCKTON                                                             100
HEMT 2006-3                         Y            VICTORVILLE                                                          100
HEMT 2006-3                         Y            SAN BERNARDINO                                                       100
HEMT 2006-3                         Y            CHULA VISTA                                                          100
HEMT 2006-3                         Y            LOS ANGELES (SUNLAND AREA)                                         99.11
HEMT 2006-3                         Y            XXXXXX XXXX                                                          100
HEMT 2006-3                         Y            SAN DIEGO                                                             90
HEMT 2006-3                         Y            FRISCO                                                             94.97
HEMT 2006-3                         Y            ALAMEDA                                                              100
HEMT 2006-3                         Y            LOS OSOS                                                             100
HEMT 2006-3                         Y            LEWISVILLE                                                           100
HEMT 2006-3                         Y            RICHMOND                                                             100
HEMT 2006-3                         Y            Bluffdale                                                            100
HEMT 2006-3                         Y            WOODLAND                                                             100
HEMT 2006-3                         Y            SIMI VALLEY                                                          100
HEMT 2006-3                         Y            GALENA                                                             99.98
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            FORT WORTH                                                         89.15
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            CHULA VISTA                                                           95
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            XXXXXXXXXX                                                            95
HEMT 2006-3                         Y            DESERT HOT SPRINGS                                                 99.84
HEMT 2006-3                         Y            XXXXXX VALLEY                                                      98.03
HEMT 2006-3                         Y            LANCASTER                                                            100
HEMT 2006-3                         Y            MONROVIA                                                             100
HEMT 2006-3                         Y            MENIFEE                                                              100
HEMT 2006-3                         Y            WOODINVILLE                                                          100
HEMT 2006-3                         Y            UPLAND                                                               100
HEMT 2006-3                         Y            LA MESA                                                              100
HEMT 2006-3                         Y            NORCO                                                                100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            HEMET (AREA)                                                         100
HEMT 2006-3                         Y            NORTHRIDGE                                                            98
HEMT 2006-3                         Y            LITTLETON                                                            100
HEMT 2006-3                         Y            GRAPEVINE                                                          99.89
HEMT 2006-3                         Y            COVINA                                                             86.94
HEMT 2006-3                         Y            CORONA (AREA)                                                      99.98
HEMT 2006-3                         Y            BELLFLOWER                                                           100
HEMT 2006-3                         Y            WINTER HAVEN                                                          90
HEMT 2006-3                         Y            LOS ANGELES (GARDENA AREA)                                           100
HEMT 2006-3                         Y            SANTEE                                                               100
HEMT 2006-3                         Y            RICHMOND                                                             100
HEMT 2006-3                         Y            LOS ANGELES (PANORAMA CITY ARE                                       100
HEMT 2006-3                         Y            MANTECA                                                            87.43
HEMT 2006-3                         Y            MURRIETA                                                            99.6
HEMT 2006-3                         Y            PINE XXXX                                                          99.99
HEMT 2006-3                         Y            FORT WORTH                                                           100
HEMT 2006-3                         Y            KATY                                                                 100
HEMT 2006-3                         Y            PLANO                                                                100
HEMT 2006-3                         Y            FAIRFIELD                                                            100
HEMT 2006-3                         Y            MAGNOLIA                                                             100
HEMT 2006-3                         Y            SIGNAL HILL                                                          100
HEMT 2006-3                         Y            XXXXX                                                              89.96
HEMT 2006-3                         Y            CORONA                                                               100
HEMT 2006-3                         N            LEWISVILLE                                                         99.97
HEMT 2006-3                         Y            GRASS VALLEY                                                         100
HEMT 2006-3                         Y            XXXXXXXX                                                           99.98
HEMT 2006-3                         Y            LANCASTER                                                            100
HEMT 2006-3                         N            FRISCO                                                                90
HEMT 2006-3                         Y            RIVERSIDE                                                            100
HEMT 2006-3                         Y            AUSTIN                                                               100
HEMT 2006-3                         Y            SOUTH GATE                                                           100
HEMT 2006-3                         Y            HELOTES                                                              100
HEMT 2006-3                         Y            ONTARIO                                                               89
HEMT 2006-3                         Y            PALMDALE                                                             100
HEMT 2006-3                         Y            OXNARD                                                               100
HEMT 2006-3                         Y            GARLAND                                                              100
HEMT 2006-3                         Y            XXXXXX VALLEY                                                        100
HEMT 2006-3                         Y            LOS ANGELES (SYLMAR AREA)                                           88.6
HEMT 2006-3                         Y            LAKE ELSINORE                                                        100
HEMT 2006-3                         Y            ANTIOCH                                                            88.44
HEMT 2006-3                         Y            TARPON SPRINGS                                                      89.8
HEMT 2006-3                         Y            MOUNTAIN HOUSE                                                     99.56
HEMT 2006-3                         Y            SALT LAKE CITY                                                        95
HEMT 2006-3                         Y            YONKERS                                                            94.83
HEMT 2006-3                         Y            LAKE XXXXXXX                                                       84.01
HEMT 2006-3                         Y            REDLANDS                                                              80
HEMT 2006-3                         Y            OAK PARK                                                             100
HEMT 2006-3                         Y            XXXXXXXX                                                           99.97
HEMT 2006-3                         Y            PLANO                                                                100
HEMT 2006-3                         Y            LIVERMORE                                                            100
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            CONROE                                                               100
HEMT 2006-3                         Y            LITTLE ROCK                                                          100
HEMT 2006-3                         Y            PALMDALE                                                              90
HEMT 2006-3                         Y            ELK GROVE                                                          45.87
HEMT 2006-3                         Y            ROCKLIN                                                              100
HEMT 2006-3                         Y            XXXXXXX PARK                                                         100
HEMT 2006-3                         Y            XXXXXXXX                                                              90
HEMT 2006-3                         Y            WINNETKA                                                             100
HEMT 2006-3                         Y            SAN ANTONIO                                                           95
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 2006-3                         Y            SPRING                                                               100
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            ALEXANDRIA                                                           100
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            PALMDALE                                                             100
HEMT 2006-3                         Y            AUSTIN                                                               100
HEMT 2006-3                         Y            PORTLAND                                                             100
HEMT 2006-3                         Y            CORONA                                                               100
HEMT 2006-3                         Y            LOS ANGELES (WOODLAND HILLS AR                                       100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            ROSEVILLE                                                             90
HEMT 2006-3                         Y            FRIENDSWOOD                                                          100
HEMT 2006-3                         Y            NEVADA CITY                                                           90
HEMT 2006-3                         Y            ROCKWALL                                                             100
HEMT 2006-3                         Y            GLENDALE                                                              90
HEMT 2006-3                         Y            ARLINGTON                                                          99.97
HEMT 2006-3                         Y            FESTUS                                                             86.22
HEMT 2006-3                         Y            ALAMO                                                                 85
HEMT 2006-3                         Y            DRIPPING SPRINGS                                                     100
HEMT 2006-3                         Y            NEPTUNE BEACH                                                         90
HEMT 2006-3                         Y            CHEYENNE                                                             100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         N            DALLAS                                                                95
HEMT 2006-3                         Y            LOS ANGELES (WEST HILLS AREA)                                        100
HEMT 2006-3                         Y            HOUSTON                                                              100
HEMT 2006-3                         Y            FORT WORTH                                                         99.99
HEMT 2006-3                         Y            LOS ANGELES (ARLETA AREA)                                            100
HEMT 2006-3                         Y            SIMI VALLEY                                                          100
HEMT 2006-3                         Y            LINCOLN                                                            97.92
HEMT 2006-3                         Y            DE PERE                                                             88.5
HEMT 2006-3                         Y            LITTLE ELM                                                           100
HEMT 2006-3                         Y            ANAHEIM                                                               90
HEMT 2006-3                         N            CHULA VISTA                                                          100
HEMT 2006-3                         Y            WOODLAND                                                           99.98
HEMT 2006-3                         Y            LOS ANGELES (SAN XXXXX AREA)                                          90
HEMT 2006-3                         N            PLANO                                                                 95
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            DALLAS                                                               100
HEMT 2006-3                         N            XXXX VALLEY                                                          100
HEMT 2006-3                         Y            MISSOURI CITY                                                         90
HEMT 2006-3                         Y            ALEXANDRIA                                                            90
HEMT 2006-3                         Y            SEDONA                                                               100
HEMT 2006-3                         Y            XXXXXXX HILLS                                                      99.98
HEMT 2006-3                         Y            LAGUNA HILLS                                                          90
HEMT 2006-3                         Y            DESOTO                                                               100
HEMT 2006-3                         Y            ESCONDIDO                                                            100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            PORTLAND                                                              90
HEMT 2006-3                         Y            BAKERSFIELD                                                        87.83
HEMT 2006-3                         Y            SOMERSET                                                            94.5
HEMT 2006-3                         Y            HOUSTON                                                              100
HEMT 2006-3                         Y            ALOHA                                                              95.35
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            LEMON GROVE                                                          100
HEMT 2006-3                         Y            SPIRIT LAKE                                                        86.17
HEMT 2006-3                         Y            CHULA VISTA                                                          100
HEMT 2006-3                         Y            DALLAS                                                             99.98
HEMT 2006-3                         Y            INGLEWOOD                                                            100
HEMT 2006-3                         Y            OAKLAND                                                            95.02
HEMT 2006-3                         Y            NEWARK                                                             81.61
HEMT 2006-3                         Y            REDONDO BEACH                                                        100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            DANVILLE                                                             100
HEMT 2006-3                         Y            DANVILLE                                                           89.77
HEMT 2006-3                         Y            DUMFRIES                                                             100
HEMT 2006-3                         Y            ST XXXXXXX                                                            90
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            LOS ANGELES (SYLMAR AREA)                                             90
HEMT 2006-3                         Y            INDIO                                                              61.09
HEMT 2006-3                         Y            COOPERSBURG                                                         86.2
HEMT 2006-3                         Y            HOUSTON                                                               95
HEMT 2006-3                         Y            POTTSTOWN                                                          89.96
HEMT 2006-3                         Y            OCEANSIDE                                                          87.65
HEMT 2006-3                         Y            SCOTTSDALE                                                         76.34
HEMT 2006-3                         Y            BIG BEAR CITY                                                        100
HEMT 2006-3                         Y            WHITTIER                                                             100
HEMT 2006-3                         Y            SAN ANTONIO                                                          100
HEMT 2006-3                         Y            ELIZABETHTOWN                                                         95
HEMT 2006-3                         Y            LAVEEN                                                                90
HEMT 2006-3                         Y            LOUISVILLE                                                           100
HEMT 2006-3                         Y            CATHEYS VALLEY                                                     76.33
HEMT 2006-3                         Y            XXXXX                                                                 90
HEMT 2006-3                         Y            LA HABRA                                                             100
HEMT 2006-3                         Y            Las Vegas                                                             90
HEMT 2006-3                         Y            LA MESA                                                               90
HEMT 2006-3                         Y            GAINESVILLE                                                        99.98
HEMT 2006-3                         Y            ANAHEIM                                                              100
HEMT 2006-3                         N            IPSWICH                                                            94.94
HEMT 2006-3                         Y            GLENDALE                                                             100
HEMT 2006-3                         Y            HILLSBORO                                                          94.98
HEMT 2006-3                         Y            FREDERICKSBURG                                                        90
HEMT 2006-3                         Y            BRISTOL                                                               90
HEMT 2006-3                         Y            COLTON                                                             88.22
HEMT 2006-3                         Y            TACOMA                                                             89.14
HEMT 2006-3                         Y            PEARL CITY                                                           100
HEMT 2006-3                         Y            SAUGUS                                                               100
HEMT 2006-3                         Y            XXX ARBOR                                                          91.62
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            ST. XXXXXX                                                           100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            LEHIGH ACRES                                                         100
HEMT 2006-3                         Y            STERLING                                                             100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            TEMPLE HILLS                                                         100
HEMT 2006-3                         Y            LEESBURG                                                             100
HEMT 2006-3                         Y            BEALETON                                                             100
HEMT 2006-3                         Y            FALLS CHURCH                                                         100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            TACOMA                                                               100
HEMT 2006-3                         Y            VICTORVILLE                                                          100
HEMT 2006-3                         Y            KISSIMMEE                                                            100
HEMT 2006-3                         Y            LARKSPUR                                                           66.45
HEMT 2006-3                         Y            XXXXXX VALLEY                                                        100
HEMT 2006-3                         Y            MIDDLETOWN                                                           100
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            HOMESTEAD                                                            100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            LANCASTER                                                            100
HEMT 2006-3                         Y            SANTA CLARITA                                                        100
HEMT 2006-3                         Y            CYPRESS                                                            89.96
HEMT 2006-3                         N            ROUND ROCK                                                           100
HEMT 2006-3                         Y            XXXXXX VALLEY                                                      99.98
HEMT 2006-3                         Y            CORONA                                                             89.97
HEMT 2006-3                         Y            SAN JACINTO                                                        99.94
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            MENIFEE                                                            99.99
HEMT 2006-3                         Y            ALISO VIEJO                                                        89.99
HEMT 2006-3                         Y            ROSEVILLE                                                          99.97
HEMT 2006-3                         Y            FOUNTAIN VALLEY                                                       40
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         N            XXXXX                                                                100
HEMT 2006-3                         Y            FRESNO                                                             79.63
HEMT 2006-3                         Y            GARDENA                                                              100
HEMT 2006-3                         Y            XXXXXX VALLEY                                                        100
HEMT 2006-3                         Y            COALINGA                                                              95
HEMT 2006-3                         Y            LA XXXXXX AREA                                                       100
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            SAINT PETERSBURG                                                   84.98
HEMT 2006-3                         Y            TUCSON                                                              95.4
HEMT 2006-3                         Y            PANORAMA CITY                                                         85
HEMT 2006-3                         Y            EAGLE POINT                                                         99.5
HEMT 2006-3                         Y            RIALTO                                                             59.32
HEMT 2006-3                         N            MERIDIAN                                                            89.7
HEMT 2006-3                         Y            PERRIS                                                                80
HEMT 2006-3                         Y            PETALUMA                                                            99.7
HEMT 2006-3                         N            XXXXX                                                                100
HEMT 2006-3                         Y            XXXXXXXXX RANCH AREA                                               52.13
HEMT 2006-3                         Y            MEDFORD                                                               95
HEMT 2006-3                         Y            MURRIETA                                                           94.36
HEMT 2006-3                         Y            ARVADA                                                               100
HEMT 2006-3                         Y            PEORIA                                                             70.64
HEMT 2006-3                         Y            LA XXXXXX                                                          88.04
HEMT 2006-3                         Y            BEND                                                                  80
HEMT 2006-3                         Y            ALHAMBRA                                                           76.08
HEMT 2006-3                         N            RENO                                                                 100
HEMT 2006-3                         Y            FONTANA                                                              100
HEMT 2006-3                         Y            CHULA VISTA                                                        99.84
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            BRENTWOOD                                                            100
HEMT 2006-3                         Y            STOCKTON                                                           94.96
HEMT 2006-3                         Y            FRESNO                                                             77.32
HEMT 2006-3                         Y            MONMOUTH                                                             100
HEMT 2006-3                         Y            CORONA                                                             94.34
HEMT 2006-3                         Y            NORWALK                                                               90
HEMT 2006-3                         Y            MOUNTLAKE TERRACE                                                     95
HEMT 2006-3                         Y            CENTRAL POINT                                                         90
HEMT 2006-3                         Y            UNION                                                                100
HEMT 2006-3                         Y            WHITTIER                                                           71.03
HEMT 2006-3                         Y            LAKEWOOD                                                           91.85
HEMT 2006-3                         Y            KEIZER                                                             89.83
HEMT 2006-3                         Y            APOPKA                                                             96.15
HEMT 2006-3                         Y            SPARKS                                                             78.72
HEMT 2006-3                         Y            SANTA XXXX                                                           100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            PLANTATION                                                           100
HEMT 2006-3                         Y            SPRINGVILLE                                                          100
HEMT 2006-3                         Y            LEMON GROVE                                                          100
HEMT 2006-3                         Y            TEMECULA                                                           94.74
HEMT 2006-3                         Y            CHULA VISTA                                                           90
HEMT 2006-3                         Y            SIMI VALLEY                                                         64.1
HEMT 2006-3                         Y            XXXXXXX PARK                                                         100
HEMT 2006-3                         Y            ESCONDIDO                                                            100
HEMT 2006-3                         Y            COLTON                                                               100
HEMT 2006-3                         Y            HESPERIA                                                              95
HEMT 2006-3                         N            SAN DIEGO                                                          89.86
HEMT 2006-3                         Y            SAN DIEGO                                                          99.96
HEMT 2006-3                         Y            ROSSVILLE                                                          99.92
HEMT 2006-3                         Y            MODESTO                                                              100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            LAS VEGAS                                                          99.99
HEMT 2006-3                         Y            LAS VEGAS                                                           96.4
HEMT 2006-3                         Y            ROSWELL                                                              100
HEMT 2006-3                         Y            FORT WORTH                                                           100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            DALLAS                                                               100
HEMT 2006-3                         Y            HENDERSON                                                          99.97
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            HENDERSON                                                            100
HEMT 2006-3                         N            ANCHORAGE                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            OKLAHOMA CITY                                                        100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            HERRIMAN                                                             100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                          89.94
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            TULSA                                                                100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            FRISCO                                                               100
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            SCOTTSDALE                                                            95
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         N            SUN CITY                                                             100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            LAS VEGAS                                                          99.96
HEMT 2006-3                         Y            FORT WORTH                                                           100
HEMT 2006-3                         Y            LAS VEGAS                                                          99.93
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                          98.92
HEMT 2006-3                         Y            HEMET                                                                100
HEMT 2006-3                         Y            LAS VEGAS                                                          99.99
HEMT 2006-3                         Y            HENDERSON                                                            100
HEMT 2006-3                         Y            CARROLLTON                                                            95
HEMT 2006-3                         Y            WINDER                                                               100
HEMT 2006-3                         N            TULSA                                                                100
HEMT 2006-3                         Y            LAWRENCEVILLE                                                        100
HEMT 2006-3                         Y            NORTH SALT LAKE                                                      100
HEMT 2006-3                         Y            LAS VEGAS                                                          99.96
HEMT 2006-3                         Y            CLACKAMAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            KINGSTON                                                             100
HEMT 2006-3                         Y            HENDERSON                                                            100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         N            ANCHORAGE                                                            100
HEMT 2006-3                         Y            XXXXX                                                                 90
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            FLOWER MOUND                                                         100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    94.97
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            XXXXXXX                                                            99.97
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                          97.84
HEMT 2006-3                         Y            HENDERSON                                                             95
HEMT 2006-3                         Y            HENDERSON                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            XXXXX                                                                 95
HEMT 2006-3                         N            FLOWER MOUND                                                         100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    99.89
HEMT 2006-3                         N            ANCHORAGE                                                            100
HEMT 2006-3                         Y            OKLAHOMA CITY                                                        100
HEMT 2006-3                         Y            HENDERSON                                                             95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    94.98
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            HASLET                                                               100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                          89.98
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            ARLINGTON                                                          97.11
HEMT 2006-3                         N            LAS VEGAS                                                            100
HEMT 2006-3                         N            LAS VEGAS                                                            100
HEMT 2006-3                         Y            FRISCO                                                               100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    99.99
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            SAN ANTONIO                                                           95
HEMT 2006-3                         Y            HENDERSON                                                          99.99
HEMT 2006-3                         Y            SAN ANTONIO                                                           95
HEMT 2006-3                         Y            SAN ANTONIO                                                           95
HEMT 2006-3                         Y            WAXAHACHIE                                                           100
HEMT 2006-3                         Y            BRENTWOOD                                                            100
HEMT 2006-3                         Y            SPRING                                                               100
HEMT 2006-3                         Y            JEFFERSON                                                          99.99
HEMT 2006-3                         Y            Xxxxxxxxx                                                             90
HEMT 2006-3                         N            Pontiac                                                               95
HEMT 2006-3                         Y            Tifton                                                             99.42
HEMT 2006-3                         Y            Clearfield                                                           100
HEMT 2006-3                         Y            MONROE                                                                80
HEMT 2006-3                         Y            Nashua                                                                95
HEMT 2006-3                         Y            Douglasville                                                          95
HEMT 2006-3                         Y            TUCSON                                                               100
HEMT 2006-3                         Y            XXXXXXXXX                                                          84.21
HEMT 2006-3                         Y            OXFORD                                                               100
HEMT 2006-3                         Y            WOODSTOCK                                                            100
HEMT 2006-3                         N            Loveland                                                            95.9
HEMT 2006-3                         Y            Scottsdale                                                            90
HEMT 2006-3                         Y            Cumming                                                            99.98
HEMT 2006-3                         Y            BETHLEHEM                                                           99.2
HEMT 2006-3                         Y            DOUGLASVILLE                                                         100
HEMT 2006-3                         Y            CRYSTAL RIVER                                                        100
HEMT 2006-3                         Y            Macon                                                                100
HEMT 2006-3                         Y            XXXXXX                                                                90
HEMT 2006-3                         Y            Heber City                                                           100
HEMT 2006-3                         Y            MANSFIELD                                                             90
HEMT 2006-3                         Y            Atlanta                                                            99.98
HEMT 2006-3                         Y            AURORA                                                             94.92
HEMT 2006-3                         Y            ST. PETERSBURG                                                       100
HEMT 2006-3                         Y            Strasburg                                                            100
HEMT 2006-3                         Y            XXXXX                                                              94.87
HEMT 2006-3                         N            Xxxxxxxx                                                              95
HEMT 2006-3                         Y            Brighton                                                              95
HEMT 2006-3                         N            SAVANNAH                                                           99.99
HEMT 2006-3                         Y            STATHAM                                                            99.98
HEMT 2006-3                         Y            Xxxxxxxxx                                                            100
HEMT 2006-3                         N            Toccoa                                                             10.07
HEMT 2006-3                         N            Mooresville                                                          100
HEMT 2006-3                         N            Xxxxxx                                                             92.05
HEMT 2006-3                         N            Aiken                                                                100
HEMT 2006-3                         Y            Oxford                                                                90
HEMT 2006-3                         N            Jeffersonville                                                     99.26
HEMT 2006-3                         Y            Cartersville                                                          95
HEMT 2006-3                         Y            JACKSONVILLE                                                         100
HEMT 2006-3                         Y            Kentwood                                                             100
HEMT 2006-3                         N            Macon                                                                 95
HEMT 2006-3                         Y            ST PETERSBURGH                                                     99.99
HEMT 2006-3                         N            Santa Fe                                                              85
HEMT 2006-3                         Y            LAWRENCEVILLE                                                        100
HEMT 2006-3                         Y            VERO BEACH                                                         94.98
HEMT 2006-3                         N            Durham                                                                95
HEMT 2006-3                         N            FAYETTEVILLE                                                          90
HEMT 2006-3                         N            Silver Spring                                                         90
HEMT 2006-3                         Y            DENVER                                                                95
HEMT 2006-3                         Y            Holland                                                            89.78
HEMT 2006-3                         Y            WINDSOR                                                              100
HEMT 2006-3                         N            TUCSON                                                                90
HEMT 2006-3                         Y            Scottsdale                                                         79.36
HEMT 2006-3                         Y            Surprise                                                           89.99
HEMT 2006-3                         Y            FOUNTAIN HILLS                                                       100
HEMT 2006-3                         Y            Harrisburg                                                            95
HEMT 2006-3                         N            Xxxxxxxxx                                                             95
HEMT 2006-3                         N            JEFFERSON                                                             85
HEMT 2006-3                         Y            XXXXXXX                                                               95
HEMT 2006-3                         Y            SAINT XXXXXX                                                         100
HEMT 2006-3                         N            DEER PARK                                                           94.6
HEMT 2006-3                         N            Nashville                                                            100
HEMT 2006-3                         N            Xxxxxxx                                                            94.32
HEMT 2006-3                         N            Xxxx                                                                  90
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         N            Morristown                                                            95
HEMT 2006-3                         Y            Xxxxx                                                                 90
HEMT 2006-3                         Y            St Xxxxxx Island                                                      95
HEMT 2006-3                         N            Xxxxxxx                                                              100
HEMT 2006-3                         Y            SANTA FE                                                              90
HEMT 2006-3                         Y            Auburn                                                             95.69
HEMT 2006-3                         Y            Carrollton                                                           100
HEMT 2006-3                         Y            RIVERDALE                                                          99.99
HEMT 2006-3                         Y            XXXXXXXXX                                                             90
HEMT 2006-3                         N            New Cumberland                                                     85.98
HEMT 2006-3                         Y            Lithonia                                                           89.88
HEMT 2006-3                         Y            CLEARWATER BEACH                                                      80
HEMT 2006-3                         Y            PHOENIX                                                            99.99
HEMT 2006-3                         Y            Snellville                                                         94.97
HEMT 2006-3                         N            Las Vegas                                                             95
HEMT 2006-3                         Y            Wheat Ridge                                                          100
HEMT 2006-3                         Y            Jonesboro                                                          94.96
HEMT 2006-3                         Y            Glendale                                                              90
HEMT 2006-3                         N            WORTH                                                                 95
HEMT 2006-3                         Y            Dacula                                                             94.99
HEMT 2006-3                         Y            DENVER                                                                90
HEMT 2006-3                         N            Springfield                                                           90
HEMT 2006-3                         Y            DENVER                                                             68.41
HEMT 2006-3                         Y            LEHI                                                                  90
HEMT 2006-3                         N            WINDER                                                             99.33
HEMT 2006-3                         Y            AURORA                                                             86.51
HEMT 2006-3                         N            LAWRENCEVILLE                                                      99.99
HEMT 2006-3                         Y            Xxxxxx                                                             85.36
HEMT 2006-3                         Y            Oak Lawn                                                             100
HEMT 2006-3                         N            HIGHLANDS RANCH                                                    94.99
HEMT 2006-3                         Y            Loveland                                                             100
HEMT 2006-3                         Y            XXXXXXX                                                               90
HEMT 2006-3                         N            DES PLAINES                                                           90
HEMT 2006-3                         Y            XXXXX                                                                 90
HEMT 2006-3                         Y            Brunswick                                                          91.14
HEMT 2006-3                         Y            BROOMFIELD                                                           100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            CLOVIS                                                               100
HEMT 2006-3                         Y            ELK GROVE                                                          98.94
HEMT 2006-3                         Y            MODESTO                                                              100
HEMT 2006-3                         Y            OAKLEY                                                               100
HEMT 2006-3                         Y            POOLESVILLE                                                          100
HEMT 2006-3                         Y            ALEXANDRIA                                                           100
HEMT 2006-3                         Y            HYATTSVILLE                                                        84.93
HEMT 2006-3                         N            HYATSSVILLE                                                        94.99
HEMT 2006-3                         Y            FUQUAY VARINA                                                        100
HEMT 2006-3                         Y            XXXX BURNIE                                                           95
HEMT 2006-3                         Y            SANTA CLARITA                                                         90
HEMT 2006-3                         Y            HAMPSTEAD                                                            100
HEMT 2006-3                         N            HYATTSVILLE                                                          100
HEMT 2006-3                         Y            STERLING                                                           99.98
HEMT 2006-3                         Y            WESTMINSTER                                                           95
HEMT 2006-3                         Y            ROCKVILLE                                                            100
HEMT 2006-3                         Y            ALEXADRIA                                                            100
HEMT 2006-3                         Y            ROCKVILLE                                                            100
HEMT 2006-3                         Y            WESTMINSTER                                                           85
HEMT 2006-3                         N            XXXXXX                                                               100
HEMT 2006-3                         Y            WASHINGTON                                                           100
HEMT 2006-3                         N            FREDERICKSBURG                                                       100
HEMT 2006-3                         Y            HYATTSVILLE                                                          100
HEMT 2006-3                         Y            WOODBRIDGE                                                         99.99
HEMT 2006-3                         Y            LEESBURG                                                           94.97
HEMT 2006-3                         Y            WHITE PLAINS                                                          95
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            CINCINNATI                                                            90
HEMT 2006-3                         Y            CONGRESS                                                           89.99
HEMT 2006-3                         Y            LAS VEGAS                                                          69.16
HEMT 2006-3                         Y            BRIDGEVIEW                                                            90
HEMT 2006-3                         Y            FILLMORE                                                             100
HEMT 2006-3                         Y            FRANKENMUTH                                                           95
HEMT 2006-3                         Y            HILLSBORO                                                             95
HEMT 2006-3                         Y            VANCOUVER                                                            100
HEMT 2006-3                         Y            WINCHESTER                                                           100
HEMT 2006-3                         Y            LAKE HAVASU CITY                                                   99.99
HEMT 2006-3                         Y            LOS ANGELES (VAN NUYS AREA)                                          100
HEMT 2006-3                         N            SAN ANTONIO                                                          100
HEMT 2006-3                         Y            LOS ANGELES (SUN VALLEY AREA)                                        100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            FAIRFIELD                                                          99.16
HEMT 2006-3                         Y            WASECA                                                                90
HEMT 2006-3                         Y            LINCOLN                                                              100
HEMT 2006-3                         Y            CINCINNATI                                                            95
HEMT 2006-3                         Y            HUNTINGTON BEACH                                                   99.63
HEMT 2006-3                         Y            XXXXXXX                                                            89.45
HEMT 2006-3                         Y            DUMFRIES                                                           99.31
HEMT 2006-3                         Y            CORPUS CHRISITI                                                      100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            NEW YORK                                                              90
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         N            MONTAUK                                                               95
HEMT 2006-3                         Y            WINTER PARK                                                        89.46
HEMT 2006-3                         Y            MIAMI LAKES                                                        78.82
HEMT 2006-3                         Y            SAN XXXX                                                            68.2
HEMT 2006-3                         Y            VIRGINIA BEACH                                                        60
HEMT 2006-3                         Y            CINCINNATI                                                            90
HEMT 2006-3                         Y            LOS BANOS                                                            100
HEMT 2006-3                         Y            XXXXXXXX                                                              90
HEMT 2006-3                         Y            ST LOUIS PARK                                                         90
HEMT 2006-3                         Y            XXXXXX                                                             99.14
HEMT 2006-3                         Y            NORCO                                                                100
HEMT 2006-3                         Y            COLLEGEVILLE                                                          90
HEMT 2006-3                         Y            HAWTHORNE                                                            100
HEMT 2006-3                         Y            NEW LENOX                                                             90
HEMT 2006-3                         Y            HIGHLAND                                                           76.11
HEMT 2006-3                         Y            WEST COVINA                                                        64.44
HEMT 2006-3                         Y            LOVELAND                                                           89.81
HEMT 2006-3                         Y            SANTA CLARITA                                                        100
HEMT 2006-3                         Y            XXXXXXX                                                               90
HEMT 2006-3                         Y            ALTA                                                               69.96
HEMT 2006-3                         Y            VALLEJO                                                              100
HEMT 2006-3                         Y            SANTA CLARITA                                                        100
HEMT 2006-3                         Y            SANTA NELLA                                                          100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            SOUTHFIELD                                                           100
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            SACRAMENTO                                                           100
HEMT 2006-3                         Y            SANTEE                                                                95
HEMT 2006-3                         Y            OAK HARBOR                                                            90
HEMT 2006-3                         Y            KENNEWICK                                                            100
HEMT 2006-3                         Y            BEDFORD                                                            94.98
HEMT 2006-3                         Y            EAST ISLIP                                                         85.35
HEMT 2006-3                         Y            SIMI VALLEY                                                        99.21
HEMT 2006-3                         Y            VISTA                                                                100
HEMT 2006-3                         Y            GREENWOOD VILLAGE                                                     95
HEMT 2006-3                         Y            MC LEAN                                                               90
HEMT 2006-3                         Y            MODESTO                                                              100
HEMT 2006-3                         Y            SPRING VALLEY (AREA)                                                 100
HEMT 2006-3                         Y            PORTLAND                                                           87.67
HEMT 2006-3                         Y            BRUNSWICK                                                            100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            SAN DIEGO                                                          99.99
HEMT 2006-3                         Y            N HOLLYWOOD                                                          100
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            CERES                                                              89.89
HEMT 2006-3                         Y            VICTORVILLE                                                        99.85
HEMT 2006-3                         Y            PARKVILLE                                                            100
HEMT 2006-3                         Y            COVINA                                                                90
HEMT 2006-3                         Y            EASTLAKE                                                              95
HEMT 2006-3                         Y            CANYON COUNTRY                                                     97.34
HEMT 2006-3                         Y            LENEXA                                                               100
HEMT 2006-3                         Y            RENTON                                                               100
HEMT 2006-3                         Y            SIMI VALLEY                                                          100
HEMT 2006-3                         Y            MENTONE                                                               90
HEMT 2006-3                         Y            REYNOLDSBURG                                                         100
HEMT 2006-3                         Y            KANSAS CITY                                                        89.72
HEMT 2006-3                         Y            PALMDALE                                                             100
HEMT 2006-3                         Y            KAILUA KONA                                                           95
HEMT 2006-3                         Y            TOPEKA                                                                90
HEMT 2006-3                         Y            ROSEMEAD                                                             100
HEMT 2006-3                         Y            MOORESVILLE                                                           80
HEMT 2006-3                         Y            BRIGHTON                                                              95
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            MAPLE GROVE                                                        89.99
HEMT 2006-3                         Y            ADELPHI                                                              100
HEMT 2006-3                         Y            DENVER                                                             91.49
HEMT 2006-3                         Y            CITRUS HEIGHTS                                                     99.98
HEMT 2006-3                         Y            RIVERSIDE                                                            100
HEMT 2006-3                         Y            LOUISVILLE                                                            90
HEMT 2006-3                         Y            LOGANDALE                                                          89.74
HEMT 2006-3                         Y            SPARKS                                                               100
HEMT 2006-3                         Y            LEMON GROVE                                                          100
HEMT 2006-3                         Y            MARYSVILLE                                                         87.09
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            RIVERSIDE                                                          93.57
HEMT 2006-3                         Y            renton                                                                86
HEMT 2006-3                         Y            QUEEN CREEK                                                        92.99
HEMT 2006-3                         Y            ARLINGTON                                                            100
HEMT 2006-3                         Y            DECATUR                                                               90
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            KEY COLONY BEACH                                                      95
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            CLAREMONT                                                             90
HEMT 2006-3                         Y            PHOENIX                                                            76.85
HEMT 2006-3                         Y            MARINA DEL REY                                                       100
HEMT 2006-3                         Y            SANTA XXXXX                                                          100
HEMT 2006-3                         Y            WESTLAKE VILLAGE                                                     100
HEMT 2006-3                         Y            MIAMI                                                                 90
HEMT 2006-3                         Y            ROCKVILLE                                                          93.78
HEMT 2006-3                         Y            SCOTTSDALE                                                           100
HEMT 2006-3                         Y            WOODBRIDGE                                                         89.99
HEMT 2006-3                         Y            COLUMBIAVILLE                                                         90
HEMT 2006-3                         Y            BOISE                                                              88.13
HEMT 2006-3                         Y            BEAVERTON                                                            100
HEMT 2006-3                         Y            SIMI VALLEY                                                           90
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            BIG BEAR CITY                                                         90
HEMT 2006-3                         Y            Winchester                                                           100
HEMT 2006-3                         Y            LOS ANGELES (XXXXXXX OAKS AREA                                     69.86
HEMT 2006-3                         Y            PLUMAS LAKE                                                          100
HEMT 2006-3                         Y            RANCHO CUCAMONGA                                                     100
HEMT 2006-3                         Y            MODESTO                                                              100
HEMT 2006-3                         Y            KAPOLEI                                                               90
HEMT 2006-3                         Y            XXXXXXXXX                                                             90
HEMT 2006-3                         N            TUCSON                                                                75
HEMT 2006-3                         Y            BEAUMONT                                                             100
HEMT 2006-3                         Y            XXXXX HOOK, NEWTOWN                                                  100
HEMT 2006-3                         Y            APACHE JUNCTION                                                       90
HEMT 2006-3                         Y            BAKERSFIELD                                                        94.86
HEMT 2006-3                         N            xxxxxxxxx                                                            100
HEMT 2006-3                         Y            SAN DIEGO                                                          99.99
HEMT 2006-3                         N            SPRING                                                                90
HEMT 2006-3                         Y            DENVER                                                             84.44
HEMT 2006-3                         Y            MINNEAPOLIS                                                        88.81
HEMT 2006-3                         Y            NORTHRIDGE                                                           100
HEMT 2006-3                         Y            OAKLAND                                                              100
HEMT 2006-3                         Y            MEDFORD                                                               90
HEMT 2006-3                         Y            XXXXXXXX                                                           88.53
HEMT 2006-3                         Y            VIENNA                                                               100
HEMT 2006-3                         Y            LARKSPUR                                                             100
HEMT 2006-3                         Y            BUCKEYE                                                              100
HEMT 2006-3                         Y            MT. XXXX                                                             100
HEMT 2006-3                         Y            WINCHESTER                                                           100
HEMT 2006-3                         Y            NORWALK                                                             98.2
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            ONTARIO                                                               90
HEMT 2006-3                         Y            NAMPA                                                                 90
HEMT 2006-3                         Y            LOUISVILLE                                                            90
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            MURRIETA                                                              90
HEMT 2006-3                         Y            PORTLAND                                                              95
HEMT 2006-3                         Y            HAWTHORNE                                                            100
HEMT 2006-3                         Y            BOUNTIFUL                                                             90
HEMT 2006-3                         Y            LANCASTER                                                             90
HEMT 2006-3                         Y            XXXXXX                                                                90
HEMT 2006-3                         Y            WEST VALLEY CITY                                                     100
HEMT 2006-3                         Y            TUCSON                                                             89.97
HEMT 2006-3                         Y            CANON CITY                                                            90
HEMT 2006-3                         Y            YUCAIPA                                                              100
HEMT 2006-3                         Y            MURRIETA                                                             100
HEMT 2006-3                         Y            CLARKSVILLE                                                        79.84
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            PIQUA                                                                 90
HEMT 2006-3                         Y            HOUSTON                                                              100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         N            HONOLULU                                                           81.91
HEMT 2006-3                         Y            OLNEY                                                                100
HEMT 2006-3                         Y            OKLAHOMA CITY                                                      94.93
HEMT 2006-3                         Y            Placerville                                                          100
HEMT 2006-3                         Y            The Colony                                                           100
HEMT 2006-3                         Y            DALLAS                                                             94.99
HEMT 2006-3                         Y            portland                                                           99.99
HEMT 2006-3                         Y            SIMSBURY                                                              90
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            SAN JACINTO                                                          100
HEMT 2006-3                         Y            SANTA XXX                                                            100
HEMT 2006-3                         Y            SAN BERNARDINO                                                       100
HEMT 2006-3                         Y            ANAHEIM                                                              100
HEMT 2006-3                         Y            STATEN ISLAND                                                      98.14
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            ARLINGTON                                                            100
HEMT 2006-3                         Y            INDIO                                                              99.99
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            LONG BEACH                                                           100
HEMT 2006-3                         Y            ROMOLAND                                                           99.98
HEMT 2006-3                         Y            LONG BEACH                                                           100
HEMT 2006-3                         Y            SOUTH GATE                                                           100
HEMT 2006-3                         Y            PALM DESERT                                                          100
HEMT 2006-3                         Y            CORONA                                                               100
HEMT 2006-3                         Y            SAN XXXXXXX                                                           95
HEMT 2006-3                         N            HESPERIA                                                             100
HEMT 2006-3                         Y            PERRIS                                                               100
HEMT 2006-3                         Y            SAN JACINTO                                                          100
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            COTO DE CAZA                                                        99.8
HEMT 2006-3                         Y            SAN JACINTO                                                        99.99
HEMT 2006-3                         Y            MIRA LOMA                                                            100
HEMT 2006-3                         Y            ONTARIO                                                              100
HEMT 2006-3                         Y            CORONA                                                               100
HEMT 2006-3                         Y            WESTMINSTER                                                          100
HEMT 2006-3                         N            SCAPPOOSE                                                             99
HEMT 2006-3                         Y            CHOWCHILLA                                                            90
HEMT 2006-3                         N            SEATTLE                                                              100
HEMT 2006-3                         Y            AURORA                                                                92
HEMT 2006-3                         N            FRESNO                                                               100
HEMT 2006-3                         N            PORTLAND                                                             100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         N            BAKERSFIELD                                                          100
HEMT 2006-3                         N            VANCOUVER                                                            100
HEMT 2006-3                         Y            STOCKTON                                                             100
HEMT 2006-3                         Y            BEAVERTON                                                            100
HEMT 2006-3                         N            MERCED                                                               100
HEMT 2006-3                         Y            PORTLAND                                                              90
HEMT 2006-3                         Y            CORONA                                                                95
HEMT 2006-3                         Y            DELHI                                                                100
HEMT 2006-3                         Y            HIGHLANDS RANCH                                                       95
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            XXXXXXX                                                               95
HEMT 2006-3                         N            PORTLAND                                                             100
HEMT 2006-3                         Y            AUBURN                                                               100
HEMT 2006-3                         N            BEAVERTON                                                             96
HEMT 2006-3                         Y            ANTIOCH                                                               90
HEMT 2006-3                         Y            XXXXXXXX                                                              90
HEMT 2006-3                         Y            PORTLAND                                                              90
HEMT 2006-3                         N            MISSOULA                                                              80
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            SALEM                                                                 90
HEMT 2006-3                         Y            MERCED                                                               100
HEMT 2006-3                         N            CHEHALIS                                                              90
HEMT 2006-3                         Y            SAN MATEO                                                            100
HEMT 2006-3                         Y            PALM DESERT                                                          100
HEMT 2006-3                         N            MESA                                                                  95
HEMT 2006-3                         Y            SPRINGFIELD                                                           90
HEMT 2006-3                         N            PORTLAND                                                             100
HEMT 2006-3                         N            VICTORVILLE                                                           84
HEMT 2006-3                         N            SAN ANTONIO                                                           95
HEMT 2006-3                         Y            MERCED                                                                90
HEMT 2006-3                         Y            COLORADO SPRINGS                                                     100
HEMT 2006-3                         Y            LAKEWAY                                                              100
HEMT 2006-3                         N            MOUNTAIN HOUSE                                                       100
HEMT 2006-3                         Y            AURORA                                                               100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         N            MESA                                                                 100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            KENT                                                                 100
HEMT 2006-3                         Y            LITCHFIELD PARK                                                      100
HEMT 2006-3                         Y            APPLE VALLEY                                                         100
HEMT 2006-3                         N            PHOENIX                                                              100
HEMT 2006-3                         Y            TOOELE                                                                90
HEMT 2006-3                         N            TIGARD                                                                95
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            VANCOUVER                                                            100
HEMT 2006-3                         N            HILLSBORO                                                            100
HEMT 2006-3                         N            XXXXXXXX                                                             100
HEMT 2006-3                         N            RENTON                                                                95
HEMT 2006-3                         Y            SHREVEPORT                                                           100
HEMT 2006-3                         N            FRESNO                                                               100
HEMT 2006-3                         Y            PORTLAND                                                              90
HEMT 2006-3                         N            BEND                                                                 100
HEMT 2006-3                         Y            SUPERIOR                                                              95
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            MERCED                                                               100
HEMT 2006-3                         Y            OLYMPIA                                                              100
HEMT 2006-3                         Y            OAKLAND                                                              100
HEMT 2006-3                         Y            AURORA                                                               100
HEMT 2006-3                         N            DENVER                                                               100
HEMT 2006-3                         Y            DISCOVERY BAY                                                         95
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            BROOMFIELD                                                           100
HEMT 2006-3                         N            SACRAMENTO                                                           100
HEMT 2006-3                         Y            PEORIA                                                               100
HEMT 2006-3                         N            OLIVEHURST                                                           100
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            AVONDALE                                                             100
HEMT 2006-3                         Y            DALLAS                                                               100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            GAITHERSBURG                                                         100
HEMT 2006-3                         Y            LAUREL                                                                95
HEMT 2006-3                         Y            RIVERDALE                                                            100
HEMT 2006-3                         Y            MANASSAS CITY                                                        100
HEMT 2006-3                         Y            CAPITOL HEIGHTS                                                      100
HEMT 2006-3                         Y            LEESBURG                                                             100
HEMT 2006-3                         Y            FREDERICKSBURG                                                       100
HEMT 2006-3                         Y            LEESBURG                                                             100
HEMT 2006-3                         Y            GAITHERSBURG                                                         100
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         Y            MANASSAS PARK                                                        100
HEMT 2006-3                         Y            PALM BAY                                                             100
HEMT 2006-3                         N            XXXXXXX TOWN                                                          95
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            GAITHERSBURG                                                         100
HEMT 2006-3                         Y            COLLEGE PARK                                                         100
HEMT 2006-3                         Y            ESSEX                                                                100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            HYATTSVILLE                                                          100
HEMT 2006-3                         Y            HYATTSVILLE                                                          100
HEMT 2006-3                         Y            GERMANTOWN                                                           100
HEMT 2006-3                         Y            RESTON                                                               100
HEMT 2006-3                         Y            WASHINGTON                                                           100
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 2006-3                         Y            FAIRFAX                                                              100
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 2006-3                         Y            SILVER SPRING                                                         90
HEMT 2006-3                         Y            GERMANTOWN                                                           100
HEMT 2006-3                         Y            ANNANDALE                                                             95
HEMT 2006-3                         Y            GERMANTOWN                                                           100
HEMT 2006-3                         Y            DUMFRIES                                                             100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            FAIRFAX                                                              100
HEMT 2006-3                         Y            GAITHERSBURG                                                         100
HEMT 2006-3                         Y            LEESBURG                                                             100
HEMT 2006-3                         Y            STERLING                                                             100
HEMT 2006-3                         Y            XXXXXXXXXX VILLAGE                                                   100
HEMT 2006-3                         Y            CHESTERFIELD                                                         100
HEMT 2006-3                         Y            CHESAPEAKE                                                           100
HEMT 2006-3                         Y            ORLANDO                                                              100
HEMT 2006-3                         Y            WILLIAMBURG                                                          100
HEMT 2006-3                         Y            PORTSMOUTH                                                           100
HEMT 2006-3                         Y            SAN DIEGO                                                             95
HEMT 2006-3                         Y            ST PETERSBURG                                                        100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            CULPEPER                                                             100
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         Y            FALLS CHURCH                                                         100
HEMT 2006-3                         Y            SAINT PETERSBURG                                                     100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            GAITHERSBURG                                                         100
HEMT 2006-3                         Y            BEALETON                                                             100
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 2006-3                         Y            ESSEX                                                                100
HEMT 2006-3                         Y            FORT WASHINGTON                                                      100
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            GERMANTOWN                                                           100
HEMT 2006-3                         Y            ALEXANDRIA                                                           100
HEMT 2006-3                         Y            UPPER MARLBORO                                                       100
HEMT 2006-3                         Y            LEESBURG                                                             100
HEMT 2006-3                         Y            VENTERVILLE                                                          100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 2006-3                         Y            FREDERICKSBURG                                                       100
HEMT 2006-3                         Y            CENTREVILLE                                                           95
HEMT 2006-3                         Y            Middleton                                                            100
HEMT 2006-3                         Y            Vancouver                                                            100
HEMT 2006-3                         Y            Xxxx                                                                 100
HEMT 2006-3                         Y            Accokeek                                                             100
HEMT 2006-3                         N            Xxxxxx Xxxxx                                                         100
HEMT 2006-3                         Y            Smyrna                                                                95
HEMT 2006-3                         Y            Tacoma                                                                95
HEMT 2006-3                         Y            New Windsor                                                          100
HEMT 2006-3                         Y            Hialeah                                                               90
HEMT 2006-3                         Y            Lawrenceville                                                        100
HEMT 2006-3                         Y            Lawrenceville                                                        100
HEMT 2006-3                         Y            Racine                                                               100
HEMT 2006-3                         Y            Xxxxxxx                                                              100
HEMT 2006-3                         Y            Helendale                                                            100
HEMT 2006-3                         Y            Miami                                                                100
HEMT 2006-3                         Y            Freeport                                                             100
HEMT 2006-3                         Y            Loganville                                                           100
HEMT 2006-3                         Y            Fairfield                                                            100
HEMT 2006-3                         Y            Madison                                                              100
HEMT 2006-3                         Y            Miami                                                                100
HEMT 2006-3                         Y            Stone Mountain                                                       100
HEMT 2006-3                         Y            Monticello                                                         99.97
HEMT 2006-3                         Y            Poquoson                                                             100
HEMT 2006-3                         Y            Hyattsville                                                          100
HEMT 2006-3                         Y            Farmington                                                         94.94
HEMT 2006-3                         Y            Everett                                                              100
HEMT 2006-3                         Y            Chanhassen                                                           100
HEMT 2006-3                         Y            Pottstown                                                            100
HEMT 2006-3                         Y            Riverton                                                             100
HEMT 2006-3                         Y            Jacksonville                                                         100
HEMT 2006-3                         N            Arlington                                                            100
HEMT 2006-3                         Y            Freeport                                                              95
HEMT 2006-3                         Y            Tampa                                                              98.14
HEMT 2006-3                         Y            SWEET HOME                                                           100
HEMT 2006-3                         Y            Bremerton                                                          96.94
HEMT 2006-3                         Y            Jacksonville                                                         100
HEMT 2006-3                         N            TULSA                                                                100
HEMT 2006-3                         Y            Saint Louis                                                        81.82
HEMT 2006-3                         Y            Coram                                                                100
HEMT 2006-3                         Y            Milwaukee                                                            100
HEMT 2006-3                         Y            Norfolk                                                              100
HEMT 2006-3                         Y            Anchorage                                                            100
HEMT 2006-3                         Y            Midvale                                                              100
HEMT 2006-3                         N            Milwaukee                                                            100
HEMT 2006-3                         Y            Leesburg                                                             100
HEMT 2006-3                         Y            Orlando                                                              100
HEMT 2006-3                         N            Saint Louis                                                          100
HEMT 2006-3                         Y            Garden City                                                           95
HEMT 2006-3                         Y            Fredericksburg                                                     94.44
HEMT 2006-3                         N            Kaukauna                                                             100
HEMT 2006-3                         Y            Canton                                                               100
HEMT 2006-3                         Y            Marietta                                                           98.62
HEMT 2006-3                         Y            Milwaukee                                                            100
HEMT 2006-3                         Y            Lexington                                                            100
HEMT 2006-3                         Y            Dacula                                                               100
HEMT 2006-3                         N            ELKHORN                                                              100
HEMT 2006-3                         Y            Providence                                                            95
HEMT 2006-3                         Y            Sprindale                                                             90
HEMT 2006-3                         N            Milwaukee                                                            100
HEMT 2006-3                         Y            Ottawa                                                               100
HEMT 2006-3                         Y            Marietta                                                             100
HEMT 2006-3                         Y            Miramar                                                              100
HEMT 2006-3                         Y            Douglasville                                                         100
HEMT 2006-3                         Y            Richmond                                                             100
HEMT 2006-3                         Y            Streetsboro                                                        99.44
HEMT 2006-3                         Y            Wallingford                                                        88.66
HEMT 2006-3                         Y            Norwich                                                            88.94
HEMT 2006-3                         N            FLORISSANT                                                           100
HEMT 2006-3                         Y            Stone Mountain                                                       100
HEMT 2006-3                         Y            Xxxxxx                                                               100
HEMT 2006-3                         N            East Haven                                                           100
HEMT 2006-3                         Y            West Jordan                                                          100
HEMT 2006-3                         Y            Monroe                                                                95
HEMT 2006-3                         Y            Newport News                                                         100
HEMT 2006-3                         Y            Baltimore                                                            100
HEMT 2006-3                         Y            Waldorf                                                              100
HEMT 2006-3                         Y            Salt Lake City                                                     97.47
HEMT 2006-3                         Y            Winter Park                                                          100
HEMT 2006-3                         Y            Xxxxxxx                                                            92.72
HEMT 2006-3                         Y            Bedford                                                               95
HEMT 2006-3                         Y            Xxxxxxxxx                                                            100
HEMT 2006-3                         Y            Lynchburg                                                            100
HEMT 2006-3                         Y            Miami                                                                100
HEMT 2006-3                         Y            Indio                                                              92.89
HEMT 2006-3                         Y            West Covina                                                        98.64
HEMT 2006-3                         Y            White House                                                          100
HEMT 2006-3                         Y            Xxxxxxxxx                                                            100
HEMT 2006-3                         Y            Decatur                                                              100
HEMT 2006-3                         Y            Tecumseh                                                              95
HEMT 2006-3                         Y            Cincinnati                                                           100
HEMT 2006-3                         Y            Ocala                                                                100
HEMT 2006-3                         Y            Cleveland                                                            100
HEMT 2006-3                         Y            Dallas                                                               100
HEMT 2006-3                         Y            Largo                                                                100
HEMT 2006-3                         Y            LAKEWOOD                                                           99.91
HEMT 2006-3                         Y            Tobyhanna                                                            100
HEMT 2006-3                         Y            Xxxxxx Beach                                                         100
HEMT 2006-3                         N            Saint Xxxxxxx                                                      94.45
HEMT 2006-3                         Y            Miami                                                                100
HEMT 2006-3                         Y            Jacksonville                                                         100
HEMT 2006-3                         Y            Decatur                                                            94.92
HEMT 2006-3                         Y            Colonial Beach                                                       100
HEMT 2006-3                         Y            Lauderhill                                                           100
HEMT 2006-3                         Y            Tucson                                                               100
HEMT 2006-3                         Y            Upper Marlboro                                                       100
HEMT 2006-3                         Y            Xxxx Xxxxx                                                           100
HEMT 2006-3                         Y            Senoia                                                               100
HEMT 2006-3                         Y            Bealeton                                                             100
HEMT 2006-3                         Y            Phoenix                                                              100
HEMT 2006-3                         Y            Menasha                                                              100
HEMT 2006-3                         Y            Bel Air                                                              100
HEMT 2006-3                         Y            Xxxxxx Xxxx                                                          100
HEMT 2006-3                         Y            Saint Petersburg                                                     100
HEMT 2006-3                         Y            Decatur                                                              100
HEMT 2006-3                         Y            Reisterstown                                                         100
HEMT 2006-3                         Y            Xxxxxxx                                                              100
HEMT 2006-3                         Y            Garden Grove                                                         100
HEMT 2006-3                         Y            Duluth                                                               100
HEMT 2006-3                         Y            Maple Heights                                                        100
HEMT 2006-3                         N            Xxxxxxxxx                                                            100
HEMT 2006-3                         Y            Winchester                                                           100
HEMT 2006-3                         Y            Miramar                                                              100
HEMT 2006-3                         N            Margate                                                              100
HEMT 2006-3                         Y            Bakersfield                                                          100
HEMT 2006-3                         Y            Washington                                                           100
HEMT 2006-3                         Y            Doral                                                                 95
HEMT 2006-3                         Y            North Port                                                           100
HEMT 2006-3                         Y            St Augustine                                                         100
HEMT 2006-3                         Y            Loganville                                                           100
HEMT 2006-3                         Y            Lauderhill                                                          94.9
HEMT 2006-3                         Y            Xxxxx                                                                100
HEMT 2006-3                         N            Melbourne                                                            100
HEMT 2006-3                         Y            Gig Harbor                                                         93.88
HEMT 2006-3                         Y            Doral                                                                100
HEMT 2006-3                         Y            Saint Xxxxxxx                                                        100
HEMT 2006-3                         Y            Clovis                                                               100
HEMT 2006-3                         N            Port Saint Lucie                                                     100
HEMT 2006-3                         Y            Humble                                                               100
HEMT 2006-3                         Y            Atlanta                                                              100
HEMT 2006-3                         Y            Naples                                                               100
HEMT 2006-3                         Y            Xxxx                                                                  90
HEMT 2006-3                         Y            Cleveland                                                            100
HEMT 2006-3                         Y            Columbia                                                           98.46
HEMT 2006-3                         Y            Phoenix                                                              100
HEMT 2006-3                         Y            Phoenix                                                              100
HEMT 2006-3                         Y            Hollywood                                                            100
HEMT 2006-3                         Y            Winlock                                                              100
HEMT 2006-3                         Y            New Philadelphia                                                     100
HEMT 2006-3                         Y            Waldorf                                                               95
HEMT 2006-3                         N            Dagsboro                                                             100
HEMT 2006-3                         Y            Pembroke Pines                                                       100
HEMT 2006-3                         Y            New Castle                                                           100
HEMT 2006-3                         Y            West Palm Beach                                                      100
HEMT 2006-3                         Y            West Palm Beach                                                      100
HEMT 2006-3                         Y            District Heights                                                    97.9
HEMT 2006-3                         Y            Thomasville                                                          100
HEMT 2006-3                         Y            Princeton                                                            100
HEMT 2006-3                         Y            Orem                                                                 100
HEMT 2006-3                         Y            Catonsville                                                          100
HEMT 2006-3                         Y            Washington                                                            95
HEMT 2006-3                         Y            Capitol Heights                                                      100
HEMT 2006-3                         Y            Valrico                                                              100
HEMT 2006-3                         Y            Wyoming                                                              100
HEMT 2006-3                         N            McMinnville                                                          100
HEMT 2006-3                         N            Cincinnati                                                           100
HEMT 2006-3                         Y            Miami                                                                100
HEMT 2006-3                         Y            Hanover                                                              100
HEMT 2006-3                         Y            Chino                                                                100
HEMT 2006-3                         Y            Cypress                                                              100
HEMT 2006-3                         Y            Xxxxxx                                                               100
HEMT 2006-3                         Y            La Quinta                                                            100
HEMT 2006-3                         N            FORISTELL                                                          96.28
HEMT 2006-3                         Y            Xxxxxx                                                             99.56
HEMT 2006-3                         Y            Opa Locka                                                            100
HEMT 2006-3                         Y            AVENTURA                                                             100
HEMT 2006-3                         Y            SOPCHOPPY                                                            100
HEMT 2006-3                         Y            PUYALLUP                                                             100
HEMT 2006-3                         Y            DEERFIELD BEACH                                                      100
HEMT 2006-3                         Y            VANCOUVER                                                            100
HEMT 2006-3                         Y            RUSTON                                                               100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            NORTH MIAMI                                                        99.84
HEMT 2006-3                         Y            PORT SAINT LUCIE                                                     100
HEMT 2006-3                         Y            SULPHUR                                                              100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            LIBERTY LAKE                                                         100
HEMT 2006-3                         Y            STOCKTON                                                             100
HEMT 2006-3                         N            Stone Mountain                                                       100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            FOREST CITY                                                          100
HEMT 2006-3                         Y            FORT XXXXX                                                           100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            HOLLYWOOD                                                            100
HEMT 2006-3                         Y            SAINT LOUIS                                                          100
HEMT 2006-3                         Y            CORAL SPRINGS                                                         95
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            SANTA XXX                                                            100
HEMT 2006-3                         Y            KANSAS CITY                                                          100
HEMT 2006-3                         Y            ESCONDIDO                                                            100
HEMT 2006-3                         Y            JACKSONVILLE                                                         100
HEMT 2006-3                         Y            HUGO                                                                 100
HEMT 2006-3                         Y            LONDON                                                               100
HEMT 2006-3                         Y            SAINT CLAIR                                                          100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            SPRING HILL                                                          100
HEMT 2006-3                         Y            CINCINNATI                                                           100
HEMT 2006-3                         Y            EAST AURORA                                                          100
HEMT 2006-3                         Y            REDDING                                                              100
HEMT 2006-3                         Y            GRAND HAVEN                                                          100
HEMT 2006-3                         Y            POMPANO BEACH                                                        100
HEMT 2006-3                         Y            OMAHA                                                                100
HEMT 2006-3                         Y            WEST PALM BEACH                                                      100
HEMT 2006-3                         Y            OCEANSIDE                                                            100
HEMT 2006-3                         Y            LAKE ELSINORE                                                        100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            ARVADA                                                               100
HEMT 2006-3                         Y            GREENWICH                                                            100
HEMT 2006-3                         Y            JACKSONVILLE                                                         100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            HOLLYWOOD                                                            100
HEMT 2006-3                         Y            APPLE VALLEY                                                       97.54
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            LACEY                                                                100
HEMT 2006-3                         N            Staten Island                                                      96.63
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            HYATTSVILLE                                                          100
HEMT 2006-3                         Y            DEERFIELD BEACH                                                      100
HEMT 2006-3                         Y            TAMPA                                                                100
HEMT 2006-3                         Y            MANSON                                                               100
HEMT 2006-3                         Y            FRESNO                                                               100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            SPRINGVILLE                                                          100
HEMT 2006-3                         Y            FORT LAUDERDALE                                                      100
HEMT 2006-3                         Y            XXXXXXX XXXXX AMERICA                                                100
HEMT 2006-3                         Y            SAN XXXXXX                                                           100
HEMT 2006-3                         Y            AURORA                                                               100
HEMT 2006-3                         Y            HIGHLAND                                                             100
HEMT 2006-3                         Y            SULTAN                                                               100
HEMT 2006-3                         Y            ELK GROVE                                                            100
HEMT 2006-3                         Y            BATON ROUGE                                                          100
HEMT 2006-3                         Y            AUGUSTA                                                              100
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            HOLLISTER                                                            100
HEMT 2006-3                         Y            ENFIELD                                                              100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            ASKOV                                                                 95
HEMT 2006-3                         Y            CHULA VISTA                                                          100
HEMT 2006-3                         Y            NEWPORT                                                               95
HEMT 2006-3                         Y            DENVER                                                               100
HEMT 2006-3                         Y            RIPON                                                                100
HEMT 2006-3                         N            XXXXXX                                                               100
HEMT 2006-3                         Y            HAYDEN                                                               100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            BIG BEAR CITY                                                        100
HEMT 2006-3                         Y            HUNTINGTON STATION                                                   100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            ARVADA                                                               100
HEMT 2006-3                         Y            XXXX SAINT XXXX                                                      100
HEMT 2006-3                         Y            BRENTWOOD                                                            100
HEMT 2006-3                         Y            OPA LOCKA                                                            100
HEMT 2006-3                         N            MIAMI                                                                100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            MAGNA                                                                100
HEMT 2006-3                         Y            BAKERSFIELD                                                          100
HEMT 2006-3                         Y            KISSIMMEE                                                            100
HEMT 2006-3                         Y            BROOKLYN                                                              90
HEMT 2006-3                         Y            AURORA                                                               100
HEMT 2006-3                         Y            ORLANDO                                                              100
HEMT 2006-3                         Y            MARTINSVILLE                                                         100
HEMT 2006-3                         Y            LAKE OSWEGO                                                          100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         N            LEXINGTON                                                            100
HEMT 2006-3                         Y            PITTSBURGH                                                            95
HEMT 2006-3                         Y            SAINT LOUIS                                                          100
HEMT 2006-3                         Y            RIVERDALE                                                            100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            ATLANTA                                                               95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAWRENCEVILLE                                                        100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            BELLEVUE                                                             100
HEMT 2006-3                         Y            Farmers Branch                                                       100
HEMT 2006-3                         Y            MABLETON                                                              95
HEMT 2006-3                         Y            ORLANDO                                                              100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            LINDEN                                                               100
HEMT 2006-3                         Y            PINOLE                                                               100
HEMT 2006-3                         Y            CONCORD                                                              100
HEMT 2006-3                         Y            SUNNY ISLES BEACH                                                    100
HEMT 2006-3                         Y            EWA BEACH                                                            100
HEMT 2006-3                         Y            XXXXXXXXXX                                                           100
HEMT 2006-3                         Y            HEMET                                                                100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            LAWRENCEVILLE                                                        100
HEMT 2006-3                         Y            LEXINGTON                                                            100
HEMT 2006-3                         Y            DENVER                                                               100
HEMT 2006-3                         Y            WINTER HAVEN                                                         100
HEMT 2006-3                         Y            COLORADO SPRINGS                                                     100
HEMT 2006-3                         Y            HOLLISTER                                                            100
HEMT 2006-3                         Y            DOVER                                                                100
HEMT 2006-3                         Y            XXXXXXXXX                                                             95
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            XXXXXXXXXX                                                           100
HEMT 2006-3                         Y            TEMECULA                                                             100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            DES PLAINES                                                          100
HEMT 2006-3                         Y            SEATTLE                                                              100
HEMT 2006-3                         Y            ARVADA                                                               100
HEMT 2006-3                         N            XXXXXXX                                                              100
HEMT 2006-3                         Y            MANTECA                                                              100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            FALKVILLE                                                            100
HEMT 2006-3                         Y            ISLAND LAKE                                                          100
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            MABLETON                                                             100
HEMT 2006-3                         Y            NEW YORK                                                             100
HEMT 2006-3                         Y            COTTONDALE                                                           100
HEMT 2006-3                         Y            HIGHLAND                                                             100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            CORAL SPRINGS                                                        100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            PAYSON                                                             99.98
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            STOCKTON                                                             100
HEMT 2006-3                         Y            CONCORD                                                              100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            XXXX XXXX                                                            100
HEMT 2006-3                         Y            SPRING VALLEY                                                        100
HEMT 2006-3                         Y            PILOT ROCK                                                           100
HEMT 2006-3                         Y            URBANA                                                               100
HEMT 2006-3                         Y            FLORISSANT                                                           100
HEMT 2006-3                         Y            PHENIX CITY                                                          100
HEMT 2006-3                         Y            SANTEE                                                                95
HEMT 2006-3                         Y            CORNING                                                              100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            ROHNERT PARK                                                         100
HEMT 2006-3                         Y            WEST UNITY                                                           100
HEMT 2006-3                         Y            SPRINGFIELD                                                          100
HEMT 2006-3                         Y            CAPE CORAL                                                           100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            BEALLSVILLE                                                          100
HEMT 2006-3                         Y            REVERE                                                               100
HEMT 2006-3                         Y            VALHALLA                                                              95
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            THORNDALE                                                             95
HEMT 2006-3                         Y            KENT                                                                 100
HEMT 2006-3                         Y            NORCROSS                                                             100
HEMT 2006-3                         Y            NOBLESVILLE                                                          100
HEMT 2006-3                         Y            MARTINTON                                                            100
HEMT 2006-3                         Y            CLEARWATER                                                           100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            ALEXANDRIA                                                           100
HEMT 2006-3                         Y            XXXXXXXXXX                                                           100
HEMT 2006-3                         Y            SNELLVILLE                                                           100
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            HAMPTON                                                              100
HEMT 2006-3                         Y            DALLAS                                                             97.26
HEMT 2006-3                         Y            BATON ROUGE                                                          100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            DORCHESTER                                                           100
HEMT 2006-3                         Y            WHITEHALL                                                            100
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            KISSIMMEE                                                             95
HEMT 2006-3                         Y            GAITHERSBURG                                                         100
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            APACHE JUNCTION                                                      100
HEMT 2006-3                         Y            JACKSONVILLE                                                         100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            DOUGLASVILLE                                                       98.92
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            Deer Park                                                            100
HEMT 2006-3                         Y            GRAND JUNCTION                                                       100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            CATHEDRAL CITY                                                       100
HEMT 2006-3                         Y            U/A OF XXXXXX TREE                                                   100
HEMT 2006-3                         Y            STOCKTON                                                             100
HEMT 2006-3                         Y            NATIONAL CITY                                                        100
HEMT 2006-3                         Y            WATERFORD                                                            100
HEMT 2006-3                         Y            SPRING HILL                                                          100
HEMT 2006-3                         Y            WEST SACRAMENTO                                                      100
HEMT 2006-3                         Y            OAK LAWN                                                             100
HEMT 2006-3                         Y            LANSING                                                               95
HEMT 2006-3                         Y            DETROIT                                                              100
HEMT 2006-3                         Y            RIVER GROVE                                                          100
HEMT 2006-3                         Y            MORGANTON                                                            100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            GULF SHORES                                                           95
HEMT 2006-3                         Y            TOOELE                                                               100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            DOUGLASVILLE                                                         100
HEMT 2006-3                         Y            STATEN ISLAND                                                        100
HEMT 2006-3                         Y            LYNNWOOD                                                             100
HEMT 2006-3                         Y            MANCHESTER                                                           100
HEMT 2006-3                         Y            PITTSBURG                                                            100
HEMT 2006-3                         Y            GOODYEAR                                                             100
HEMT 2006-3                         Y            LOS LUNAS                                                            100
HEMT 2006-3                         Y            JORDAN                                                               100
HEMT 2006-3                         Y            MIDDLEBURG                                                           100
HEMT 2006-3                         Y            GILFORD                                                              100
HEMT 2006-3                         Y            CHICAGO                                                               95
HEMT 2006-3                         Y            TULARE                                                               100
HEMT 2006-3                         X            XXXX                                                                 100
HEMT 2006-3                         Y            XXXXX CROSS                                                          100
HEMT 2006-3                         Y            WESTON                                                               100
HEMT 2006-3                         Y            REYNOLDSBURG                                                         100
HEMT 2006-3                         Y            ENFIELD                                                              100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            FRESNO                                                               100
HEMT 2006-3                         Y            SNELLVILLE                                                           100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            AURORA                                                               100
HEMT 2006-3                         Y            WILMINGTON                                                           100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            RIVERVIEW                                                            100
HEMT 2006-3                         Y            ALBUQUERQUE                                                          100
HEMT 2006-3                         N            GREENVILLE                                                           100
HEMT 2006-3                         Y            LAVEEN                                                               100
HEMT 2006-3                         Y            MESA                                                                 100
HEMT 2006-3                         Y            PORTLAND                                                             100
HEMT 2006-3                         Y            ERIE                                                                 100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            CONGERVILLE                                                          100
HEMT 2006-3                         Y            WASHINGTON                                                           100
HEMT 2006-3                         Y            HOMEWOOD                                                             100
HEMT 2006-3                         Y            HUNTINGDON                                                           100
HEMT 2006-3                         Y            AUSTIN                                                               100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            MARICOPA                                                             100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            RED BLUFF                                                            100
HEMT 2006-3                         Y            CHESAPEAKE                                                           100
HEMT 2006-3                         Y            ATLANTA                                                              100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            HAYWARD                                                              100
HEMT 2006-3                         Y            BLUE ISLAND                                                          100
HEMT 2006-3                         Y            RICHLAND                                                             100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            REVERE                                                               100
HEMT 2006-3                         Y            RIVERSIDE                                                            100
HEMT 2006-3                         Y            HONOLULU                                                             100
HEMT 2006-3                         Y            PEARL CITY                                                           100
HEMT 2006-3                         Y            FORT XXXXX                                                           100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            MORO                                                                 100
HEMT 2006-3                         Y            SALEM                                                                100
HEMT 2006-3                         Y            XXXXXXXX                                                              95
HEMT 2006-3                         Y            APPLE VALLEY                                                         100
HEMT 2006-3                         N            LODI                                                                 100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            SHELBY TOWNSHIP                                                      100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            AURORA                                                               100
HEMT 2006-3                         Y            SAVANNAH                                                             100
HEMT 2006-3                         Y            SAN JACINTO                                                          100
HEMT 2006-3                         Y            HILLSIDE                                                             100
HEMT 2006-3                         Y            BELLEVILLE                                                           100
HEMT 2006-3                         Y            TARPON SPRINGS                                                       100
HEMT 2006-3                         Y            MANASSAS PARK                                                        100
HEMT 2006-3                         Y            ST. PETERSBURG                                                       100
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            CAPITOL HEIGHTS                                                      100
HEMT 2006-3                         Y            EAST LYME                                                            100
HEMT 2006-3                         Y            XXXXX STREAM                                                          95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            ELGIN                                                                100
HEMT 2006-3                         Y            PETALUMA                                                             100
HEMT 2006-3                         Y            SACRAMENTO                                                           100
HEMT 2006-3                         Y            OCEANSIDE                                                            100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         N            ROCKVILLE                                                            100
HEMT 2006-3                         Y            ATLANTA                                                              100
HEMT 2006-3                         Y            BEACH PARK                                                           100
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            SACRAMENTO                                                           100
HEMT 2006-3                         Y            CHULA VISTA                                                          100
HEMT 2006-3                         Y            XXXXXX                                                             99.97
HEMT 2006-3                         Y            BOLINGBROOK                                                          100
HEMT 2006-3                         Y            ORLANDO                                                              100
HEMT 2006-3                         N            NEWINGTON                                                          98.75
HEMT 2006-3                         Y            ESCONDIDO                                                            100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         N            LANDENBERG                                                           100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            Hempstead                                                            100
HEMT 2006-3                         Y            SALIDA                                                               100
HEMT 2006-3                         Y            ATLANTA                                                              100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            ROLLING XXXXXXX                                                      100
HEMT 2006-3                         Y            WEST PALM BEACH                                                       95
HEMT 2006-3                         Y            O FALLON                                                             100
HEMT 2006-3                         Y            LOUISVILLE                                                           100
HEMT 2006-3                         Y            SAINT XXXXXXX                                                        100
HEMT 2006-3                         N            BELLEVUE                                                             100
HEMT 2006-3                         Y            STOCKTON                                                             100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            PISCATAWAY                                                           100
HEMT 2006-3                         Y            COLUMBUS                                                             100
HEMT 2006-3                         Y            WEST PALM BEACH                                                      100
HEMT 2006-3                         Y            LAUDERDALE LAKES                                                     100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            ALEXANDRIA                                                           100
HEMT 2006-3                         N            RIVERBANK                                                           99.8
HEMT 2006-3                         Y            NILES                                                                 90
HEMT 2006-3                         Y            WEST HAVEN                                                           100
HEMT 2006-3                         Y            MIAMI                                                                 95
HEMT 2006-3                         Y            WESTMINSTER                                                          100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            WATERBURY                                                            100
HEMT 2006-3                         Y            BIG LAKE                                                              95
HEMT 2006-3                         Y            ELKTON                                                               100
HEMT 2006-3                         Y            PLANT CITY                                                           100
HEMT 2006-3                         Y            RIVER ROUGE                                                          100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            KEIZER                                                               100
HEMT 2006-3                         Y            LAKE ELSINORE                                                        100
HEMT 2006-3                         Y            BUFFALO GROVE                                                        100
HEMT 2006-3                         Y            XXXXXX VALLEY                                                        100
HEMT 2006-3                         Y            HAYWARD                                                              100
HEMT 2006-3                         N            MERCED                                                             95.24
HEMT 2006-3                         Y            SANTA CLARITA                                                         90
HEMT 2006-3                         Y            GADSDEN                                                              100
HEMT 2006-3                         Y            CHICAGO RIDGE                                                        100
HEMT 2006-3                         Y            XXXXXX XXXX                                                          100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            PALM COAST                                                           100
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            TARPON SPRINGS                                                       100
HEMT 2006-3                         Y            VACAVILLE                                                            100
HEMT 2006-3                         Y            MAHWAH                                                               100
HEMT 2006-3                         Y            CLINTON                                                              100
HEMT 2006-3                         Y            DENVER                                                               100
HEMT 2006-3                         Y            FORT XXXXX                                                           100
HEMT 2006-3                         Y            LAKE GROVE                                                           100
HEMT 2006-3                         Y            GLENDALE HEIGHTS                                                     100
HEMT 2006-3                         N            BARNEGAT                                                             100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            CLEVELAND                                                            100
HEMT 2006-3                         Y            LAKELAND                                                             100
HEMT 2006-3                         Y            PORTLAND                                                             100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            JACKSONVILLE                                                         100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            EVANSVILLE                                                           100
HEMT 2006-3                         Y            CONCORD                                                              100
HEMT 2006-3                         Y            NAPLES                                                               100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            SAN BERNARDINO                                                       100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            LEBANON                                                              100
HEMT 2006-3                         N            TULSA                                                                100
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            CHARLOTTE                                                            100
HEMT 2006-3                         Y            ANNISTON                                                             100
HEMT 2006-3                         Y            SUN VALLEY                                                           100
HEMT 2006-3                         Y            EL MIRAGE                                                            100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            SILOAM SPRINGS                                                       100
HEMT 2006-3                         Y            ROSLINDALE                                                           100
HEMT 2006-3                         Y            BLUE SPRINGS                                                         100
HEMT 2006-3                         Y            XXXXXXXX TOWNSHIP                                                    100
HEMT 2006-3                         Y            PEMBROKE PINES                                                       100
HEMT 2006-3                         Y            CHULA VISTA                                                          100
HEMT 2006-3                         Y            WARROAD                                                              100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            CONCORD                                                              100
HEMT 2006-3                         Y            A/O WINNETKA, L.A.                                                   100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            LONG BRANCH                                                          100
HEMT 2006-3                         Y            XXXXXX ROCKVILLE                                                     100
HEMT 2006-3                         Y            BEAUMONT                                                             100
HEMT 2006-3                         Y            VIRGINIA BEACH                                                       100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            GREENFIELD                                                           100
HEMT 2006-3                         Y            PROVO                                                                100
HEMT 2006-3                         Y            EDINBURG                                                             100
HEMT 2006-3                         Y            Endeavor                                                             100
HEMT 2006-3                         Y            Adelanto                                                           99.98
HEMT 2006-3                         Y            Elsmere                                                              100
HEMT 2006-3                         Y            Beloit                                                               100
HEMT 2006-3                         Y            Xxxxxxx                                                              100
HEMT 2006-3                         Y            Neenah                                                               100
HEMT 2006-3                         Y            Fort Washington                                                      100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            ARLINGTON                                                            100
HEMT 2006-3                         Y            XXXXXXX                                                            94.96
HEMT 2006-3                         Y            ALBUQUERQUE                                                        94.98
HEMT 2006-3                         Y            MYRTLE BEACH                                                       89.95
HEMT 2006-3                         Y            GARLAND                                                            94.33
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            LAS VEGAS                                                             95
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            GRAND PRAIRIE                                                         95
HEMT 2006-3                         Y            BRADENTON                                                           94.9
HEMT 2006-3                         Y            BRADENTON                                                          89.56
HEMT 2006-3                         Y            BRADENTON                                                          89.56
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            HENDERSON                                                             90
HEMT 2006-3                         Y            RENO                                                               85.65
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            RIO RANCHO                                                           100
HEMT 2006-3                         Y            TULSA                                                                100
HEMT 2006-3                         Y            FRISCO                                                               100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            ENGLEWOOD                                                          94.98
HEMT 2006-3                         N            OKLAHOMA CITY                                                        100
HEMT 2006-3                         Y            HENDERSON                                                            100
HEMT 2006-3                         Y            FRISCO                                                               100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            SALLISAW                                                             100
HEMT 2006-3                         N            ANCHORAGE                                                             95
HEMT 2006-3                         Y            NO LAS VEGAS                                                         100
HEMT 2006-3                         N            MARIETTA                                                             100
HEMT 2006-3                         N            LAS VEGAS                                                             90
HEMT 2006-3                         Y            PHOENIX                                                               95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            SPRING                                                                95
HEMT 2006-3                         Y            ONTARIO                                                              100
HEMT 2006-3                         Y            LAS VEGAS                                                          85.77
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            LAS VEGAS                                                          99.99
HEMT 2006-3                         N            XXXXXX                                                                95
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            FLOWER MOUND                                                         100
HEMT 2006-3                         N            DENVER                                                               100
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            KAPOLEI                                                               95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            BEDFORD                                                              100
HEMT 2006-3                         Y            HENDERSON                                                             95
HEMT 2006-3                         Y            LEHI                                                                 100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            TAYLORSVILLE                                                         100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                          83.99
HEMT 2006-3                         N            ROCKWALL                                                           92.51
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            LAS VEGAS                                                          99.85
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                          94.99
HEMT 2006-3                         N            LAS VEGAS                                                            100
HEMT 2006-3                         N            XXXXXX                                                               100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            ST. XXXXXX                                                            95
HEMT 2006-3                         Y            LAS VEGAS                                                          99.87
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         N            ATLANTA                                                              100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                       95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            LAWRENCEVILLE                                                        100
HEMT 2006-3                         N            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            SAVANNAH                                                             100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            COEUR D' ALENE                                                     94.98
HEMT 2006-3                         N            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LEHI                                                                 100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            YUKON                                                                100
HEMT 2006-3                         N            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                          94.99
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            MARIETTA                                                             100
HEMT 2006-3                         N            OKLAHOMA CITY                                                      99.55
HEMT 2006-3                         Y            CITRUS SPRINGS                                                        80
HEMT 2006-3                         Y            LAS VEGAS                                                          84.97
HEMT 2006-3                         Y            PHOENIX                                                               95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            CANTON                                                             89.85
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            BEDFORD                                                              100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            SAN ANTONIO                                                           95
HEMT 2006-3                         Y            HENDERSON                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         N            MIDWEST CITY                                                         100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            HENDERSON                                                            100
HEMT 2006-3                         Y            HENDERSON                                                             95
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    99.97
HEMT 2006-3                         N            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            HENDERSON                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            PARK CITY                                                            100
HEMT 2006-3                         Y            PARK CITY                                                             90
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         N            FORT WORTH                                                         99.99
HEMT 2006-3                         N            ROSWELL                                                              100
HEMT 2006-3                         Y            COEUR D' ALENE                                                     94.98
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            BRADENTON                                                             95
HEMT 2006-3                         Y            HENDERSON                                                             95
HEMT 2006-3                         N            ANTHEM                                                               100
HEMT 2006-3                         Y            OKLAHOMA CITY                                                         95
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            THE COLONY                                                           100
HEMT 2006-3                         Y            SAN ANTONIO                                                           95
HEMT 2006-3                         Y            LEWISVILLE                                                           100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            LEWISVILLE                                                           100
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         N            YUKON                                                                100
HEMT 2006-3                         Y            LAS VEGAS                                                          94.75
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    84.92
HEMT 2006-3                         Y            FRISCO                                                                95
HEMT 2006-3                         Y            LAS VEGAS                                                          89.26
HEMT 2006-3                         Y            ST. XXXXXX                                                            90
HEMT 2006-3                         Y            KNOXVILLE                                                            100
HEMT 2006-3                         Y            HENDERSON                                                            100
HEMT 2006-3                         Y            XXXXXXXXX                                                          99.97
HEMT 2006-3                         Y            TEMPE                                                                100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            ANTHEM                                                               100
HEMT 2006-3                         Y            LITCHFIELD PARK                                                       90
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            TAYLORSVILLE                                                         100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         N            TAYLORSVILLE                                                         100
HEMT 2006-3                         N            NORTH SALT LAKE                                                      100
HEMT 2006-3                         N            XXXXXX                                                             98.42
HEMT 2006-3                         Y            XXXXXX                                                             73.83
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                       90
HEMT 2006-3                         Y            WEST VALLEY CITY                                                      95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                          96.01
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            LAS VEGAS                                                            100
HEMT 2006-3                         Y            HUNTERSVILLE                                                         100
HEMT 2006-3                         Y            CHARLOTTE                                                             95
HEMT 2006-3                         Y            HAYMARKET                                                          89.99
HEMT 2006-3                         Y            XXXXXXX                                                            99.99
HEMT 2006-3                         Y            JACKSONVILLE                                                         100
HEMT 2006-3                         N            SUMMERVILLE                                                        84.96
HEMT 2006-3                         Y            SARASOTA                                                              95
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            ADDISON                                                               93
HEMT 2006-3                         N            XXXX                                                                  95
HEMT 2006-3                         Y            JUPITER                                                            89.98
HEMT 2006-3                         Y            MIRAMAR                                                            99.97
HEMT 2006-3                         Y            JUPITER                                                               90
HEMT 2006-3                         N            FOWLERVILLE                                                          100
HEMT 2006-3                         Y            RIO RANCHO                                                         87.07
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    89.99
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    89.99
HEMT 2006-3                         Y            WEST PALM BEACH                                                       90
HEMT 2006-3                         Y            BRUSH                                                                100
HEMT 2006-3                         Y            AVONDALE                                                            94.4
HEMT 2006-3                         Y            PHOENIX                                                               90
HEMT 2006-3                         Y            ROCKWALL                                                              95
HEMT 2006-3                         Y            WOODBRIDGE                                                            90
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            LEESBURG                                                             100
HEMT 2006-3                         Y            MIAMI                                                                 90
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            FLORIDA CITY                                                        99.6
HEMT 2006-3                         Y            MIAMI                                                                 90
HEMT 2006-3                         Y            MIAMI                                                              79.94
HEMT 2006-3                         Y            HIALEAH                                                               80
HEMT 2006-3                         Y            HOMESTEAD                                                            100
HEMT 2006-3                         Y            XXXX                                                                 100
HEMT 2006-3                         Y            DALLAS                                                               100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            MERRILLVILLE                                                         100
HEMT 2006-3                         Y            MOBILE                                                               100
HEMT 2006-3                         Y            XXXXX                                                                 95
HEMT 2006-3                         Y            JACKSONVILLE                                                          95
HEMT 2006-3                         Y            BROOKHAVEN                                                           100
HEMT 2006-3                         Y            Manchester                                                           100
HEMT 2006-3                         Y            VINELAND                                                              95
HEMT 2006-3                         Y            LANCASTER                                                            100
HEMT 2006-3                         N            EAST ORANGE                                                          100
HEMT 2006-3                         Y            NEWARK                                                                90
HEMT 2006-3                         Y            NEW BRUNSWICK                                                         90
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            ORANGE                                                                90
HEMT 2006-3                         Y            EDISON                                                             94.15
HEMT 2006-3                         Y            MARGATE                                                              100
HEMT 2006-3                         Y            JERSEY CITY                                                          100
HEMT 2006-3                         Y            PHILADELPHIA                                                       93.17
HEMT 2006-3                         Y            MANCHESTER(TOMS RIVE                                                  95
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            EAST HARTFORD                                                       91.2
HEMT 2006-3                         Y            PATERSON                                                              95
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            VINELAND                                                              95
HEMT 2006-3                         Y            WOODBRIDGE(ISELIN)                                                   100
HEMT 2006-3                         Y            XXXXXXXX TWP                                                          95
HEMT 2006-3                         Y            XXXXXXXX                                                              95
HEMT 2006-3                         Y            EAST NEWARK                                                           95
HEMT 2006-3                         Y            BROOKSVILLE                                                           95
HEMT 2006-3                         Y            WEST PALM BEACH                                                      100
HEMT 2006-3                         Y            NEWARK                                                                95
HEMT 2006-3                         Y            MUHLENBERG(TEMPLE)                                                    95
HEMT 2006-3                         Y            NEWARK                                                             89.89
HEMT 2006-3                         Y            NEWARK                                                                90
HEMT 2006-3                         Y            UNION TWP                                                             90
HEMT 2006-3                         Y            UNION BEACH BOROUGH                                                   90
HEMT 2006-3                         Y            HAZLETON                                                              85
HEMT 2006-3                         Y            EDISON                                                                95
HEMT 2006-3                         Y            ORANGE                                                                95
HEMT 2006-3                         Y            NORTH BERGEN                                                         100
HEMT 2006-3                         Y            UNION CITY                                                            95
HEMT 2006-3                         Y            NEWARK                                                                95
HEMT 2006-3                         Y            SOUTH PLAINFIELD                                                     100
HEMT 2006-3                         Y            LAKE HOPATCONG                                                        95
HEMT 2006-3                         Y            NEWARK                                                                95
HEMT 2006-3                         Y            XXXXXXXX TWP                                                         100
HEMT 2006-3                         Y            UNION CITY                                                         97.38
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         N            BRISTOL                                                               95
HEMT 2006-3                         Y            SAN ANTONIO                                                           90
HEMT 2006-3                         Y            SAN ANTONIO                                                           90
HEMT 2006-3                         Y            BALTIMORE                                                          99.55
HEMT 2006-3                         Y            VACAVILLE                                                            100
HEMT 2006-3                         Y            YUBA CITY                                                            100
HEMT 2006-3                         Y            EL DORADO HILLS                                                      100
HEMT 2006-3                         Y            SACRAMENTO                                                           100
HEMT 2006-3                         Y            XXXXXXXX                                                              95
HEMT 2006-3                         Y            BAY POINT                                                            100
HEMT 2006-3                         Y            WEST SACRAMENTO                                                      100
HEMT 2006-3                         Y            SACRAMENTO                                                           100
HEMT 2006-3                         N            OAKLEY                                                                90
HEMT 2006-3                         Y            SAN MATEO                                                            100
HEMT 2006-3                         Y            OLIVEHURST                                                         99.98
HEMT 2006-3                         Y            UNION CITY                                                           100
HEMT 2006-3                         N            STOCKTON                                                              90
HEMT 2006-3                         Y            ALBUQUERQUE                                                          100
HEMT 2006-3                         Y            OAKLAND                                                               90
HEMT 2006-3                         Y            XXXXXXX PARK                                                         100
HEMT 2006-3                         Y            BAKERSFIELD                                                          100
HEMT 2006-3                         Y            SEBRING                                                              100
HEMT 2006-3                         Y            IRVINE                                                               100
HEMT 2006-3                         N            LAKE CITY                                                             90
HEMT 2006-3                         Y            KENTON                                                               100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            SARATOGA SPRINGS                                                   95.02
HEMT 2006-3                         Y            MIRAMAR                                                               95
HEMT 2006-3                         Y            AMERICAN FORK                                                      89.45
HEMT 2006-3                         Y            TRAVERSE CITY                                                      93.36
HEMT 2006-3                         Y            PLUMAS LAKE                                                           95
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            WATSONVILLE                                                          100
HEMT 2006-3                         Y            ORLANDO                                                               95
HEMT 2006-3                         Y            INGLEWOOD                                                            100
HEMT 2006-3                         Y            ELK GROVE                                                          89.99
HEMT 2006-3                         Y            KAPOLEI                                                            80.95
HEMT 2006-3                         Y            XXXX                                                                 100
HEMT 2006-3                         Y            BEDFORD                                                            97.65
HEMT 2006-3                         Y            OXNARD                                                               100
HEMT 2006-3                         Y            XXXXXX                                                             69.87
HEMT 2006-3                         Y            BRIGHTON                                                           93.33
HEMT 2006-3                         Y            DALLAS                                                               100
HEMT 2006-3                         Y            SANTA XXXXX                                                          100
HEMT 2006-3                         Y            SCOTTSDALE                                                            90
HEMT 2006-3                         Y            RANCHO CUCAMONGA                                                     100
HEMT 2006-3                         Y            FREMONT                                                              100
HEMT 2006-3                         Y            WILDOMAR(AREA)                                                       100
HEMT 2006-3                         Y            STEAMBOAT SPRINGS                                                     90
HEMT 2006-3                         Y            VISALIA                                                              100
HEMT 2006-3                         Y            BOULEVARD                                                           85.8
HEMT 2006-3                         Y            HONOKAA                                                              100
HEMT 2006-3                         Y            WESTERVILLE                                                           90
HEMT 2006-3                         Y            OMAHA                                                                 90
HEMT 2006-3                         Y            VACAVILLE                                                            100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            MERIDIAN                                                             100
HEMT 2006-3                         Y            Las Vegas                                                          99.99
HEMT 2006-3                         Y            POWAY                                                                 90
HEMT 2006-3                         Y            QUEEN CREEK                                                           90
HEMT 2006-3                         Y            MERIDIAN                                                              95
HEMT 2006-3                         Y            Whittier                                                             100
HEMT 2006-3                         Y            SANTA FE                                                              90
HEMT 2006-3                         Y            LOS ANGELES (SUNLAND AREA)                                           100
HEMT 2006-3                         Y            AURORA                                                               100
HEMT 2006-3                         Y            Camarillo                                                            100
HEMT 2006-3                         Y            OSHKOSH                                                            99.98
HEMT 2006-3                         Y            RICHMOND                                                             100
HEMT 2006-3                         Y            PEUBLO WEST                                                           90
HEMT 2006-3                         Y            GARDEN VALLEY                                                         95
HEMT 2006-3                         Y            SACRAMENTO                                                           100
HEMT 2006-3                         Y            WILTON                                                             99.11
HEMT 2006-3                         Y            JEFFERSONVILLE                                                        90
HEMT 2006-3                         Y            Apopka                                                             89.69
HEMT 2006-3                         Y            LA MESA                                                            94.82
HEMT 2006-3                         Y            VICTORVILLE                                                          100
HEMT 2006-3                         Y            West Valley City                                                   87.63
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    99.98
HEMT 2006-3                         Y            SHINGLE SPRINGS                                                      100
HEMT 2006-3                         Y            CHULA VISTA                                                        99.74
HEMT 2006-3                         Y            LAKE ELSINORE                                                      83.12
HEMT 2006-3                         Y            LANCASTER                                                             90
HEMT 2006-3                         Y            SIMI VALLEY                                                          100
HEMT 2006-3                         Y            GRASS VALLEY                                                       85.33
HEMT 2006-3                         Y            PLACERVILLE                                                          100
HEMT 2006-3                         Y            WATERLOO                                                           95.17
HEMT 2006-3                         Y            XXXXXX                                                             99.99
HEMT 2006-3                         Y            SPRING VALLEY                                                        100
HEMT 2006-3                         Y            XXXXXX                                                             91.58
HEMT 2006-3                         Y            ORLANDO                                                               95
HEMT 2006-3                         Y            LOS ANGELES (GARDENA AREA)                                           100
HEMT 2006-3                         Y            LYNWOOD                                                              100
HEMT 2006-3                         Y            SANTA CLARITA (CANYON COUNTRY                                        100
HEMT 2006-3                         Y            STATEN ISLAND                                                      88.31
HEMT 2006-3                         Y            COLUMBIA                                                             100
HEMT 2006-3                         Y            BOSSIER CITY                                                       89.97
HEMT 2006-3                         Y            MARYSVILLE                                                            90
HEMT 2006-3                         Y            HARLINGEN                                                             95
HEMT 2006-3                         Y            RIALTO                                                               100
HEMT 2006-3                         Y            POWAY                                                                100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            ROMOLAND                                                             100
HEMT 2006-3                         N            XXXXXXX                                                              100
HEMT 2006-3                         Y            Rialto                                                               100
HEMT 2006-3                         Y            Garland                                                               90
HEMT 2006-3                         Y            OAKLAND                                                              100
HEMT 2006-3                         Y            SIMI VALLEY                                                          100
HEMT 2006-3                         Y            PALMDALE                                                             100
HEMT 2006-3                         Y            SUISUN CITY                                                          100
HEMT 2006-3                         Y            ANAHEIM                                                              100
HEMT 2006-3                         Y            SCOTTSDALE                                                           100
HEMT 2006-3                         Y            LOS ANGELES (WILMINGTON AREA)                                        100
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            LOS ANGELES (NORTH HOLLYWOOD A                                       100
HEMT 2006-3                         Y            WOODBRIDGE                                                         99.99
HEMT 2006-3                         Y            LAKE XXXXXXX                                                       95.31
HEMT 2006-3                         Y            VANCOUVER                                                          99.89
HEMT 2006-3                         Y            TEMECULA                                                             100
HEMT 2006-3                         Y            Laguna Hills                                                         100
HEMT 2006-3                         Y            Napa                                                                 100
HEMT 2006-3                         Y            XXXXXXX                                                            94.99
HEMT 2006-3                         Y            NORTH MIAMI                                                          100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            LADERA RANCH (AREA)                                                   90
HEMT 2006-3                         Y            ROCKLIN                                                              100
HEMT 2006-3                         Y            HOOD RIVER                                                           100
HEMT 2006-3                         Y            LOS ANGELES (AZUSA AREA)                                             100
HEMT 2006-3                         Y            HOUSTON                                                            99.98
HEMT 2006-3                         Y            LONG BEACH                                                           100
HEMT 2006-3                         Y            VIRGINIA BEACH                                                     89.55
HEMT 2006-3                         Y            SALEM                                                                100
HEMT 2006-3                         Y            FAIR OAKS                                                            100
HEMT 2006-3                         Y            vancouver                                                             90
HEMT 2006-3                         Y            BELTSVILLE                                                         99.99
HEMT 2006-3                         Y            LEESBURG                                                             100
HEMT 2006-3                         Y            KING CITY                                                            100
HEMT 2006-3                         Y            ORANGEVALE                                                         94.36
HEMT 2006-3                         Y            TALLAHASSEE                                                          100
HEMT 2006-3                         Y            BURBANK                                                              100
HEMT 2006-3                         Y            ROSEVILLE                                                            100
HEMT 2006-3                         Y            ONTARIO                                                              100
HEMT 2006-3                         Y            HAMPTON                                                               95
HEMT 2006-3                         Y            GAITHERSBURG                                                       99.99
HEMT 2006-3                         Y            WALNUT                                                                90
HEMT 2006-3                         Y            ASHBURN                                                              100
HEMT 2006-3                         Y            FAIRBANKS                                                            100
HEMT 2006-3                         Y            MURRIETA                                                             100
HEMT 2006-3                         N            HINDSBORO                                                            100
HEMT 2006-3                         N            TALLAHASSEE                                                         68.5
HEMT 2006-3                         N            Pe Ell                                                             63.84
HEMT 2006-3                         N            ORACLE                                                             90.55
HEMT 2006-3                         N            LONGMONT                                                              95
HEMT 2006-3                         N            AURORA                                                             94.82
HEMT 2006-3                         N            SAN XXXXXX                                                         98.53
HEMT 2006-3                         N            PHOENIX                                                            85.45
HEMT 2006-3                         N            SCHAUMBURG                                                            95
HEMT 2006-3                         N            CALHAN                                                               100
HEMT 2006-3                         N            DENVER                                                               100
HEMT 2006-3                         N            DENVER                                                                95
HEMT 2006-3                         N            CENTENNIAL                                                           100
HEMT 2006-3                         N            ANTHEM                                                              92.2
HEMT 2006-3                         N            XXXXXX                                                             98.57
HEMT 2006-3                         N            CODY                                                                 100
HEMT 2006-3                         N            WESTMINSTER                                                        93.48
HEMT 2006-3                         N            COCOLALLA                                                            100
HEMT 2006-3                         N            BROOKLYN                                                             100
HEMT 2006-3                         N            PORTCHESTER                                                           90
HEMT 2006-3                         N            BROOKLYN                                                              95
HEMT 2006-3                         N            BROOKLYN                                                              95
HEMT 2006-3                         Y            STATEN ISLAND                                                      94.96
HEMT 2006-3                         Y            STATEN ISLAND                                                         95
HEMT 2006-3                         N            PORT WASHINGTON                                                       95
HEMT 2006-3                         N            BROOKLYN                                                              95
HEMT 2006-3                         N            BRONX                                                              94.29
HEMT 2006-3                         N            BROOKLYN                                                           67.86
HEMT 2006-3                         Y            STATEN ISLAND                                                        100
HEMT 2006-3                         N            BRONX                                                                 90
HEMT 2006-3                         N            WEST ISLIP                                                         89.16
HEMT 2006-3                         N            STATEN ISLAND                                                         90
HEMT 2006-3                         N            STATEN ISLAND                                                      57.02
HEMT 2006-3                         N            MOUNT XXXXXX                                                          95
HEMT 2006-3                         Y            STATEN ISLAND                                                      87.77
HEMT 2006-3                         Y            NEWTOWN                                                             84.9
HEMT 2006-3                         N            BROOKLYN                                                            83.6
HEMT 2006-3                         Y            ADELANTO                                                             100
HEMT 2006-3                         Y            PALM SPRINGS                                                         100
HEMT 2006-3                         Y            SANTA XXXXXX                                                         100
HEMT 2006-3                         Y            SAN BERNARDINO                                                       100
HEMT 2006-3                         Y            NORCO                                                                100
HEMT 2006-3                         Y            FONTANA                                                              100
HEMT 2006-3                         Y            HUNTINGTON BEACH                                                      90
HEMT 2006-3                         Y            LOS ANGELES                                                        89.62
HEMT 2006-3                         Y            PERRIS                                                               100
HEMT 2006-3                         Y            XXXXXX VALLEY                                                        100
HEMT 2006-3                         Y            MURRIETA                                                             100
HEMT 2006-3                         N            LANCASTER                                                          79.91
HEMT 2006-3                         Y            NORCO                                                                100
HEMT 2006-3                         N            PERRIS                                                               100
HEMT 2006-3                         Y            CONYERS                                                               95
HEMT 2006-3                         Y            XXXXXXXXX                                                          94.97
HEMT 2006-3                         Y            Douglasville                                                       99.52
HEMT 2006-3                         Y            Loganville                                                         96.52
HEMT 2006-3                         Y            Dacula                                                                95
HEMT 2006-3                         N            Xxxxxx                                                                90
HEMT 2006-3                         Y            MONROE                                                                10
HEMT 2006-3                         Y            Loganville                                                            80
HEMT 2006-3                         Y            Madison                                                               90
HEMT 2006-3                         Y            SAINT PETERSBURG                                                      95
HEMT 2006-3                         Y            OXFORD                                                               100
HEMT 2006-3                         Y            Seffner                                                            94.97
HEMT 2006-3                         Y            XXXXXX                                                              99.7
HEMT 2006-3                         Y            XXXXXXXXX                                                             95
HEMT 2006-3                         Y            LONGMONT                                                           99.92
HEMT 2006-3                         N            Morristown                                                           100
HEMT 2006-3                         Y            HAMPTON                                                            99.99
HEMT 2006-3                         Y            NEW BALTIMORE                                                        100
HEMT 2006-3                         Y            Fircrest                                                           84.99
HEMT 2006-3                         Y            XXXXXXX                                                            93.43
HEMT 2006-3                         Y            ATHENS                                                                95
HEMT 2006-3                         Y            Los Lunas                                                             90
HEMT 2006-3                         Y            SURPRISE                                                           89.98
HEMT 2006-3                         N            Malden                                                               100
HEMT 2006-3                         N            Apollo Beach                                                          95
HEMT 2006-3                         Y            Boulder                                                            84.84
HEMT 2006-3                         Y            BRASELTON                                                          89.98
HEMT 2006-3                         Y            CENTRALIA                                                             85
HEMT 2006-3                         Y            SPANISH FORK                                                       99.99
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         N            Aiken                                                                100
HEMT 2006-3                         Y            JEFFERSON                                                            100
HEMT 2006-3                         Y            CONIFER                                                               95
HEMT 2006-3                         Y            Woodstock                                                          99.98
HEMT 2006-3                         Y            TAMPA                                                                 90
HEMT 2006-3                         N            Scottsdale                                                            90
HEMT 2006-3                         Y            Athens                                                             94.99
HEMT 2006-3                         N            Chattanooga                                                        94.99
HEMT 2006-3                         Y            XXXX                                                               89.86
HEMT 2006-3                         Y            Lawrenceville                                                      94.97
HEMT 2006-3                         Y            DENVER                                                                90
HEMT 2006-3                         Y            Xxxxxxxx                                                           88.92
HEMT 2006-3                         Y            DOVER                                                                 90
HEMT 2006-3                         Y            MOUNTAIN GREEN                                                        95
HEMT 2006-3                         N            North Augusta                                                        100
HEMT 2006-3                         Y            Xxxxxx Chapel                                                         90
HEMT 2006-3                         Y            Loganville                                                         94.99
HEMT 2006-3                         Y            Denver                                                             99.96
HEMT 2006-3                         N            LITHIA                                                               100
HEMT 2006-3                         Y            ISLAND LAKE                                                           95
HEMT 2006-3                         N            XXXXXXXXX                                                             90
HEMT 2006-3                         Y            Shawnee                                                               90
HEMT 2006-3                         Y            Las Vegas                                                             90
HEMT 2006-3                         Y            ST. XXXXXX                                                            95
HEMT 2006-3                         Y            Malden                                                                90
HEMT 2006-3                         Y            Alpharetta                                                         99.79
HEMT 2006-3                         Y            XXXXXXXXX                                                          89.95
HEMT 2006-3                         Y            Jonesboro                                                          94.96
HEMT 2006-3                         Y            Xxxxx                                                              87.19
HEMT 2006-3                         Y            Snellville                                                         89.97
HEMT 2006-3                         N            PORT SAINT LUCIE                                                      95
HEMT 2006-3                         N            OVIEDO                                                                90
HEMT 2006-3                         Y            Hoschton                                                              85
HEMT 2006-3                         N            Temple Hills                                                          90
HEMT 2006-3                         Y            Lehi                                                               94.99
HEMT 2006-3                         N            DEARBORN HEIGHTS                                                   87.16
HEMT 2006-3                         Y            Atlanta                                                               95
HEMT 2006-3                         Y            XXXXXX                                                             94.99
HEMT 2006-3                         Y            Douglasville                                                       94.99
HEMT 2006-3                         Y            EVERGREEN                                                             80
HEMT 2006-3                         Y            Greenwich                                                          76.32
HEMT 2006-3                         N            BESSEMER                                                             100
HEMT 2006-3                         N            ENGLEWOOD                                                          88.05
HEMT 2006-3                         Y            Auburn                                                             89.99
HEMT 2006-3                         Y            LARGO                                                                 95
HEMT 2006-3                         Y            Saint Xxxxxx                                                          95
HEMT 2006-3                         Y            Columbus                                                              95
HEMT 2006-3                         Y            White                                                                 90
HEMT 2006-3                         Y            Longmont                                                              95
HEMT 2006-3                         Y            SCOTTSDALE                                                            90
HEMT 2006-3                         Y            MONROE                                                                95
HEMT 2006-3                         N            LONG BEACH                                                            90
HEMT 2006-3                         Y            Porterdale                                                            95
HEMT 2006-3                         Y            Kissimmee                                                            100
HEMT 2006-3                         Y            SALT LAKE CITY                                                     82.93
HEMT 2006-3                         N            Windsor                                                               95
HEMT 2006-3                         Y            North Las Vegas                                                      100
HEMT 2006-3                         N            Harrisburg                                                           100
HEMT 2006-3                         Y            NORTHGLENN                                                            87
HEMT 2006-3                         Y            TEMECULA                                                             100
HEMT 2006-3                         Y            (SAN XXXXX AREA) LOS ANGELES                                       46.36
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            VICTORVILLE                                                        99.98
HEMT 2006-3                         Y            DOWNEY                                                               100
HEMT 2006-3                         Y            (SUNLAND AREA)LOS ANGELES                                          66.15
HEMT 2006-3                         Y            WEST HOLLYWOOD                                                        90
HEMT 2006-3                         Y            INDIO                                                                100
HEMT 2006-3                         Y            (CARDIFF BY THE SEA AREA)ENCIN                                       100
HEMT 2006-3                         Y            CORONA                                                               100
HEMT 2006-3                         Y            SACRAMENTO                                                           100
HEMT 2006-3                         Y            XXXXXX CITY                                                        82.62
HEMT 2006-3                         N            LAS VEGAS                                                            100
HEMT 2006-3                         Y            XXXXXX                                                                95
HEMT 2006-3                         Y            SAN BERNARDINO                                                       100
HEMT 2006-3                         Y            LINCOLN                                                            99.99
HEMT 2006-3                         Y            LONG BEACH                                                           100
HEMT 2006-3                         Y            BAKERSFIELD                                                          100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         N            SAN DIEGO                                                            100
HEMT 2006-3                         Y            SUN CITY                                                              90
HEMT 2006-3                         Y            XXXXXXX                                                               95
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            PASSAIC                                                               95
HEMT 2006-3                         Y            HALLANDALE                                                            90
HEMT 2006-3                         Y            ORLANDO                                                               90
HEMT 2006-3                         N            ENGLEWOOD                                                          77.42
HEMT 2006-3                         N            BROOKLYN                                                           90.27
HEMT 2006-3                         N            MIAMI                                                              69.18
HEMT 2006-3                         N            BROOKLYN                                                           84.91
HEMT 2006-3                         N            BROOKLYN                                                           89.33
HEMT 2006-3                         Y            RIDGEFIELD PARK                                                       95
HEMT 2006-3                         Y            NEWARK                                                                90
HEMT 2006-3                         Y            JERSEY CITY                                                           90
HEMT 2006-3                         Y            LEBANON                                                               90
HEMT 2006-3                         Y            XXXX                                                                  85
HEMT 2006-3                         N            HEMPSTEAD                                                          86.51
HEMT 2006-3                         Y            GLASSBORO                                                          83.55
HEMT 2006-3                         N            BRONX                                                                 90
HEMT 2006-3                         Y            HYDE PARK                                                            100
HEMT 2006-3                         Y            BLOOMFIELD                                                            95
HEMT 2006-3                         Y            BROOKLYN                                                              90
HEMT 2006-3                         Y            SAN XXXX                                                           88.89
HEMT 2006-3                         N            KEW GARDENS                                                         79.5
HEMT 2006-3                         N            NORTH MIAMI BEACH                                                  89.71
HEMT 2006-3                         Y            (WILMINGTON AREA) LOS ANGELES                                        100
HEMT 2006-3                         Y            CORONA                                                             99.99
HEMT 2006-3                         Y            MILL VALLEY                                                          100
HEMT 2006-3                         Y            WOODLAND                                                           65.52
HEMT 2006-3                         Y            SANTA XXXX                                                            95
HEMT 2006-3                         Y            SAN DIEGO                                                             95
HEMT 2006-3                         Y            SANTA XXXXX                                                          100
HEMT 2006-3                         Y            REDWOOD CITY                                                          90
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            SEBASTOPOL                                                            75
HEMT 2006-3                         Y            LANCASTER                                                            100
HEMT 2006-3                         Y            XXXXXX                                                                90
HEMT 2006-3                         Y            CLOVERDALE                                                           100
HEMT 2006-3                         Y            REDWOOD VALLEY                                                       100
HEMT 2006-3                         Y            FAIRFIELD                                                            100
HEMT 2006-3                         Y            PLACERVILLE                                                           90
HEMT 2006-3                         Y            SAN XXXXXX                                                         83.75
HEMT 2006-3                         Y            SANTA XXXX                                                           100
HEMT 2006-3                         Y            SAN FRANCISCO                                                         90
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            LAUREL                                                               100
HEMT 2006-3                         Y            GAITHERSBURG                                                         100
HEMT 2006-3                         Y            PLANT CITY                                                            90
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         Y            HANOVER                                                               95
HEMT 2006-3                         Y            CAPITOL HEIGHTS                                                      100
HEMT 2006-3                         Y            GERMANTOWN                                                           100
HEMT 2006-3                         Y            BALTIMORE                                                            100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            HYATTSVILLE                                                          100
HEMT 2006-3                         Y            CULPEPER                                                              90
HEMT 2006-3                         Y            ALEXANDRIA                                                           100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            CAPITOL HEIGHTS                                                      100
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         Y            MANASSAS                                                              90
HEMT 2006-3                         Y            ORLANDO                                                               95
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            LEESBURG                                                             100
HEMT 2006-3                         Y            CAPITOL HEIGHTS                                                      100
HEMT 2006-3                         Y            MANASSAS                                                              90
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            ARLINGTON                                                            100
HEMT 2006-3                         Y            BLADENSBURG                                                          100
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            GAITHERSBURG                                                         100
HEMT 2006-3                         Y            GAITHERSBURG                                                         100
HEMT 2006-3                         Y            LUTHERVILLE                                                          100
HEMT 2006-3                         Y            ADELPHI                                                              100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            WASHINGTON                                                            90
HEMT 2006-3                         Y            XXXXXX XXXX                                                           95
HEMT 2006-3                         Y            XXXXXX XXXXX                                                         100
HEMT 2006-3                         Y            ROCKVILLE                                                          80.53
HEMT 2006-3                         Y            XXXXXXX                                                               95
HEMT 2006-3                         Y            ROCKVILLE                                                            100
HEMT 2006-3                         Y            HYATTSVILLE                                                           95
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         Y            CHESAPEAKE                                                         99.98
HEMT 2006-3                         Y            APOPKA                                                               100
HEMT 2006-3                         Y            NORFOLK                                                            86.72
HEMT 2006-3                         Y            MIDDLE RIVER                                                          95
HEMT 2006-3                         Y            XXXXXX TREE                                                           95
HEMT 2006-3                         Y            FREDERICKSBURG                                                       100
HEMT 2006-3                         Y            HYATTSVILLE                                                        95.96
HEMT 2006-3                         Y            WOODBRIDGE                                                         87.18
HEMT 2006-3                         Y            RICHMOND                                                           83.72
HEMT 2006-3                         Y            MIDDLEBURG                                                           100
HEMT 2006-3                         Y            BRADENTON                                                            100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            DUMFRIES                                                             100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            BRISTOW                                                              100
HEMT 2006-3                         Y            STERLING                                                             100
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 2006-3                         Y            CENTERVILLE                                                          100
HEMT 2006-3                         Y            PORTSMOUTH                                                            90
HEMT 2006-3                         Y            LAKE WORTH                                                         99.97
HEMT 2006-3                         Y            HYATTSVILLE                                                           95
HEMT 2006-3                         Y            WALDORF                                                              100
HEMT 2006-3                         Y            GAINESVILLE                                                          100
HEMT 2006-3                         Y            RICHMOND                                                              95
HEMT 2006-3                         Y            MANASSAS                                                              90
HEMT 2006-3                         Y            ANNANDALE                                                            100
HEMT 2006-3                         Y            WOODBRIDGE                                                         99.98
HEMT 2006-3                         Y            MECHANICSVILLE                                                       100
HEMT 2006-3                         Y            GERMANTOWN                                                            95
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            ANNANDALE                                                            100
HEMT 2006-3                         Y            NORFOLK                                                               90
HEMT 2006-3                         Y            ROCKWELL                                                              95
HEMT 2006-3                         Y            CEDAR HILLS                                                          100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            ARLINGTON                                                             95
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            MACON                                                                 95
HEMT 2006-3                         Y            BALTIMORE                                                             95
HEMT 2006-3                         Y            STONE MOUNTAIN                                                        95
HEMT 2006-3                         Y            BURLINGTON                                                            95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            NORTH RICHLAND HILLS                                                 100
HEMT 2006-3                         Y            XXXXXXX                                                               95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            KENNESAW                                                              95
HEMT 2006-3                         Y            SALT LAKE CITY                                                        95
HEMT 2006-3                         Y            INDIANAPOLIS                                                         100
HEMT 2006-3                         Y            PAHRUMP                                                            97.78
HEMT 2006-3                         Y            LAS VEGAS                                                          99.99
HEMT 2006-3                         N            WOODSTOCK                                                             95
HEMT 2006-3                         N            LAWRENCEVILLE                                                         95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            FLOWER MOUND                                                       98.98
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            XXXXXXXX                                                              90
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            FORT WORTH                                                           100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            FORT WORTH                                                            90
HEMT 2006-3                         Y            ANCHORAGE                                                            100
HEMT 2006-3                         N            GOODYEAR                                                             100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                       85
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                       95
HEMT 2006-3                         Y            MESA                                                                  95
HEMT 2006-3                         N            XXXXXXXXX                                                          65.25
HEMT 2006-3                         Y            GRAND PRAIRIE                                                        100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            MANSFIELD                                                          94.99
HEMT 2006-3                         N            WOODSTOCK                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            HENDERSON                                                          84.59
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            PARK CITY                                                            100
HEMT 2006-3                         Y            CAVE CREEK                                                            90
HEMT 2006-3                         Y            LAS VEGAS                                                          94.85
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    70.71
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            HOUSTON                                                              100
HEMT 2006-3                         Y            LAS VEGAS                                                          99.98
HEMT 2006-3                         Y            XXXXXXXX                                                              95
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            LAS VEGAS                                                          89.97
HEMT 2006-3                         Y            HENDERSON                                                          88.31
HEMT 2006-3                         N            XXXXXXXX                                                             100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            HOUSTON                                                              100
HEMT 2006-3                         Y            LAS VEGAS                                                          93.42
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                          94.56
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    95.01
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            LAS VEGAS                                                          99.99
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            DEL CITY                                                             100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                          96.94
HEMT 2006-3                         Y            CLEARFIELD                                                           100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            ANTHEM                                                             87.52
HEMT 2006-3                         Y            LAS VEGAS                                                             95
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            VAIL                                                               89.99
HEMT 2006-3                         Y            NORTH SALT LAKE                                                      100
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            EAGLE RIVER                                                          100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         N            LAS VEGAS                                                             90
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    99.99
HEMT 2006-3                         N            WALNUT CREEK                                                         100
HEMT 2006-3                         N            PORTLAND                                                             100
HEMT 2006-3                         Y            SANTEE                                                               100
HEMT 2006-3                         N            SAN DIEGO                                                            100
HEMT 2006-3                         N            LAKESIDE                                                              90
HEMT 2006-3                         Y            SPOKANE                                                              100
HEMT 2006-3                         N            SNOHOMISH                                                            100
HEMT 2006-3                         Y            CENTEREACH                                                           100
HEMT 2006-3                         Y            XXXXXX FREEWATER                                                     100
HEMT 2006-3                         Y            CRESCENT CITY                                                         80
HEMT 2006-3                         Y            SANTA XXXXX                                                          100
HEMT 2006-3                         Y            DENVER                                                               100
HEMT 2006-3                         Y            TUSTIN                                                               100
HEMT 2006-3                         Y            MESA                                                                 100
HEMT 2006-3                         N            MOXEE                                                                 90
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            MURRIETA                                                             100
HEMT 2006-3                         Y            FRESNO                                                                95
HEMT 2006-3                         Y            CARROLLTON                                                           100
HEMT 2006-3                         Y            NORTHGLENN                                                           100
HEMT 2006-3                         N            LANCASTER                                                            100
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         N            ALOHA                                                                100
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         N            BRENTWOOD                                                            100
HEMT 2006-3                         Y            CERES                                                                100
HEMT 2006-3                         Y            RIDGEFIELD                                                           100
HEMT 2006-3                         Y            LOMPOC                                                               100
HEMT 2006-3                         N            NORTH LAS VEGAS                                                       90
HEMT 2006-3                         N            WASCO                                                                100
HEMT 2006-3                         Y            SACRAMENTO                                                           100
HEMT 2006-3                         Y            VANCOUVER                                                            100
HEMT 2006-3                         Y            PLEASANT PRAIRIE                                                     100
HEMT 2006-3                         Y            ALBANY                                                                95
HEMT 2006-3                         Y            BAKERSFIELD                                                          100
HEMT 2006-3                         N            LAS VEGAS                                                            100
HEMT 2006-3                         N            MESA                                                                  90
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         N            PHOENIX                                                               90
HEMT 2006-3                         Y            NORTHGLENN                                                            90
HEMT 2006-3                         N            GLENDALE                                                             100
HEMT 2006-3                         N            VACAVILLE                                                             99
HEMT 2006-3                         N            ROSEVILLE                                                            100
HEMT 2006-3                         N            FOREST GROVE                                                         100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            IDAHO FALLS                                                          100
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            SACRAMENTO                                                            95
HEMT 2006-3                         Y            NAPA                                                                 100
HEMT 2006-3                         Y            HILLSBORO                                                            100
HEMT 2006-3                         N            VISTA                                                                100
HEMT 2006-3                         Y            AURORA                                                               100
HEMT 2006-3                         N            LONG BEACH                                                           100
HEMT 2006-3                         Y            SPARKS                                                                90
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            KLAMATH FALLS                                                        100
HEMT 2006-3                         Y            SANTA XXXXX                                                          100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            WESTCLIFFE                                                            95
HEMT 2006-3                         N            FRESNO                                                               100
HEMT 2006-3                         Y            PORTLAND                                                              90
HEMT 2006-3                         Y            ELK GROVE                                                            100
HEMT 2006-3                         Y            LITTLETON                                                            100
HEMT 2006-3                         Y            SAN DIEGO                                                            100
HEMT 2006-3                         Y            MODESTO                                                              100
HEMT 2006-3                         Y            JUNCTION                                                              95
HEMT 2006-3                         Y            OLIVEHURST                                                           100
HEMT 2006-3                         Y            SEATTLE                                                              100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            COLORADO SPRINGS                                                     100
HEMT 2006-3                         Y            WESTLAKE VILLAGE                                                     100
HEMT 2006-3                         N            CASTLE ROCK                                                           90
HEMT 2006-3                         Y            SALIDA                                                               100
HEMT 2006-3                         Y            BAKERSFIELD                                                          100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         N            SACRAMENTO                                                           100
HEMT 2006-3                         N            RENO                                                                  90
HEMT 2006-3                         Y            BROOMFIELD                                                            84
HEMT 2006-3                         Y            APACHE JUNCTION                                                       90
HEMT 2006-3                         Y            APACHE JUNCTION                                                       90
HEMT 2006-3                         Y            SAN XXXX                                                             100
HEMT 2006-3                         Y            BAKERSFIELD                                                          100
HEMT 2006-3                         Y            PHOENIX                                                               90
HEMT 2006-3                         Y            WOODINVILLE                                                          100
HEMT 2006-3                         Y            AURORA                                                                90
HEMT 2006-3                         Y            AURORA                                                                90
HEMT 2006-3                         Y            TACOMA                                                               100
HEMT 2006-3                         N            PARK CITY                                                            100
HEMT 2006-3                         Y            MONROE                                                               100
HEMT 2006-3                         Y            MESA                                                                 100
HEMT 2006-3                         Y            XXXXXXX                                                               90
HEMT 2006-3                         Y            XXXXXXX                                                               90
HEMT 2006-3                         Y            DES MOINES                                                            90
HEMT 2006-3                         Y            GILROY                                                               100
HEMT 2006-3                         Y            COACHELLA                                                            100
HEMT 2006-3                         N            PHILADELPHIA                                                         100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            NEWARK                                                                95
HEMT 2006-3                         Y            Port St. Lucie                                                       100
HEMT 2006-3                         N            Xxxxxxx                                                              100
HEMT 2006-3                         Y            KISSIMMEE                                                            100
HEMT 2006-3                         Y            Port Saint Lucie                                                     100
HEMT 2006-3                         Y            Port St. Lucie                                                       100
HEMT 2006-3                         Y            CLEARWATER                                                           100
HEMT 2006-3                         N            Upper Marlboro                                                       100
HEMT 2006-3                         Y            Annandale                                                            100
HEMT 2006-3                         N            Miami                                                                100
HEMT 2006-3                         N            TAMARAC                                                              100
HEMT 2006-3                         N            TAMARAC                                                              100
HEMT 2006-3                         Y            INDIANAPOLIS                                                       99.89
HEMT 2006-3                         Y            ORLANDO                                                            94.94
HEMT 2006-3                         Y            ORLANDO                                                            94.98
HEMT 2006-3                         Y            MIDDLETOWN                                                         99.92
HEMT 2006-3                         N            UPPER MARLBORO                                                     94.98
HEMT 2006-3                         N            PEARLAND                                                           99.98
HEMT 2006-3                         Y            XXXX                                                               99.95
HEMT 2006-3                         Y            XXXXX                                                              99.87
HEMT 2006-3                         Y            FREDERICKSBURG                                                       100
HEMT 2006-3                         Y            XENIA                                                              99.98
HEMT 2006-3                         Y            KATY                                                               99.99
HEMT 2006-3                         Y            RICHMOND                                                           99.97
HEMT 2006-3                         Y            SPRING                                                               100
HEMT 2006-3                         Y            BAYTOWN                                                              100
HEMT 2006-3                         Y            COPPELL                                                              100
HEMT 2006-3                         Y            HEATH                                                                100
HEMT 2006-3                         Y            NORTH MIAMI                                                          100
HEMT 2006-3                         Y            PORT ST. LUCIE                                                     99.98
HEMT 2006-3                         Y            JUPITER                                                            83.33
HEMT 2006-3                         Y            DEERFIELD BEACH                                                       95
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            AURORA                                                               100
HEMT 2006-3                         Y            FORT XXXXXXX                                                         100
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            CLERMONT                                                           99.74
HEMT 2006-3                         Y            SPRING                                                                95
HEMT 2006-3                         Y            ATLANTA                                                              100
HEMT 2006-3                         Y            DENVER                                                               100
HEMT 2006-3                         Y            MACUNGIE                                                              95
HEMT 2006-3                         Y            DELTONA                                                               95
HEMT 2006-3                         Y            XXXXXX CHAPEL                                                        100
HEMT 2006-3                         Y            APOLLO BEACH                                                         100
HEMT 2006-3                         Y            WINTER GARDEN                                                         95
HEMT 2006-3                         N            WINTER GARDEN                                                         95
HEMT 2006-3                         Y            HAYWARD                                                              100
HEMT 2006-3                         Y            FONTANA                                                              100
HEMT 2006-3                         Y            CHINO                                                                100
HEMT 2006-3                         Y            XXXXXXXXXX                                                           100
HEMT 2006-3                         Y            NEW BERLIN                                                           100
HEMT 2006-3                         Y            OAK LAWN                                                             100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            XXXXXXX HEIGHTS                                                      100
HEMT 2006-3                         N            DES PLAINES                                                          100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            ANNANDALE                                                            100
HEMT 2006-3                         Y            SUN PRAIRIE                                                          100
HEMT 2006-3                         Y            MERIDEN                                                              100
HEMT 2006-3                         Y            HARTFORD                                                              95
HEMT 2006-3                         Y            HARTFORD                                                             100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            BELVIDERE                                                            100
HEMT 2006-3                         Y            DES PLAINES                                                          100
HEMT 2006-3                         Y            Chicago                                                              100
HEMT 2006-3                         Y            Gurnee                                                             99.69
HEMT 2006-3                         Y            ROUND LAKE BEACH                                                     100
HEMT 2006-3                         Y            CHICAGO                                                               95
HEMT 2006-3                         Y            NORFOLK                                                              100
HEMT 2006-3                         Y            CHESAPEAKE                                                           100
HEMT 2006-3                         N            CHARLOTTE                                                            100
HEMT 2006-3                         Y            WILKESBORO                                                           100
HEMT 2006-3                         Y            COLONIAL BEACH                                                       100
HEMT 2006-3                         Y            WILMINGTON                                                           100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            FAYETTEVILLE                                                         100
HEMT 2006-3                         Y            FREDERICKSBURG                                                        98
HEMT 2006-3                         Y            LONGS                                                                100
HEMT 2006-3                         Y            CHARLOTTE                                                            100
HEMT 2006-3                         Y            ROCK HILL                                                            100
HEMT 2006-3                         Y            SPOTSYLVANIA                                                         100
HEMT 2006-3                         Y            CHARLOTTE                                                            100
HEMT 2006-3                         N            VIRGINIA BEACH                                                       100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            EFFINGHAM                                                            100
HEMT 2006-3                         Y            VIRGINIA BEACH                                                       100
HEMT 2006-3                         Y            BROCKPORT                                                            100
HEMT 2006-3                         Y            VALRICO                                                              100
HEMT 2006-3                         Y            ASHLAND                                                              100
HEMT 2006-3                         Y            KIAMESHA LAKE                                                        100
HEMT 2006-3                         Y            CENTERBURG                                                           100
HEMT 2006-3                         Y            HAWTHORN                                                             100
HEMT 2006-3                         Y            PARMA                                                              97.62
HEMT 2006-3                         Y            ASHLAND                                                              100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         N            ELKTON                                                               100
HEMT 2006-3                         Y            SMYRNA                                                               100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            KISSIMMEE                                                            100
HEMT 2006-3                         Y            BUFFALO                                                              100
HEMT 2006-3                         Y            BENSALEM                                                             100
HEMT 2006-3                         Y            DUMFRIES                                                             100
HEMT 2006-3                         X            XXXX                                                                 100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            READING                                                              100
HEMT 2006-3                         N            BETHLEHEM                                                            100
HEMT 2006-3                         N            NEW RINGGOLD                                                         100
HEMT 2006-3                         N            LANSDALE                                                             100
HEMT 2006-3                         Y            POTTSTOWN                                                            100
HEMT 2006-3                         Y            HILLSBORO                                                            100
HEMT 2006-3                         Y            WESTERVILLE                                                          100
HEMT 2006-3                         Y            MASSILLON                                                            100
HEMT 2006-3                         Y            NEWBURGH                                                             100
HEMT 2006-3                         N            CLOVERDALE                                                           100
HEMT 2006-3                         Y            COLUMBUS                                                             100
HEMT 2006-3                         Y            XXXXXXXXXX                                                           100
HEMT 2006-3                         Y            KISSIMMEE                                                            100
HEMT 2006-3                         Y            MIRAMAR                                                              100
HEMT 2006-3                         Y            HALLANDALE                                                           100
HEMT 2006-3                         Y            LEHIGH ACRES                                                         100
HEMT 2006-3                         Y            LAUDERDALE LAKES                                                     100
HEMT 2006-3                         Y            WEST PALM BEACH                                                      100
HEMT 2006-3                         Y            PALM BEACH GARDENS                                                   100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            KISSIMMEE                                                            100
HEMT 2006-3                         Y            XXXXXXXXXX                                                           100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            NAPERVILLE                                                            95
HEMT 2006-3                         Y            BURBANK                                                              100
HEMT 2006-3                         Y            BOLINGBROOK                                                          100
HEMT 2006-3                         N            WATERTOWN                                                            100
HEMT 2006-3                         Y            HANOVER PARK                                                          95
HEMT 2006-3                         Y            BASEHOR                                                              100
HEMT 2006-3                         Y            WATERTOWN                                                            100
HEMT 2006-3                         N            KANSASVILLE                                                         88.5
HEMT 2006-3                         Y            LAGRANGE                                                             100
HEMT 2006-3                         Y            MENASHA                                                             98.4
HEMT 2006-3                         Y            TOPEKA                                                               100
HEMT 2006-3                         Y            CHIPPEWA FALLS                                                     98.59
HEMT 2006-3                         Y            OVERLAND PARK                                                      98.34
HEMT 2006-3                         Y            XXXXX                                                              94.06
HEMT 2006-3                         Y            KANSAS CITY                                                          100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            CONCORD                                                              100
HEMT 2006-3                         Y            HOLLAND                                                              100
HEMT 2006-3                         Y            ALBION                                                               100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         N            METAMORA                                                             100
HEMT 2006-3                         Y            CHARLOTTE                                                            100
HEMT 2006-3                         N            EDMORE                                                               100
HEMT 2006-3                         N            READING                                                              100
HEMT 2006-3                         Y            CYGNET                                                               100
HEMT 2006-3                         Y            DEARBORN HEIGHTS                                                     100
HEMT 2006-3                         N            FLINT                                                                 95
HEMT 2006-3                         Y            PERRYSBURG                                                           100
HEMT 2006-3                         Y            YPSILANTI                                                            100
HEMT 2006-3                         Y            EAST JORDAN                                                          100
HEMT 2006-3                         Y            NEW BEDFORD                                                          100
HEMT 2006-3                         Y            BRANFORD                                                             100
HEMT 2006-3                         Y            BROOKLINE                                                            100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            FORT HUNTER                                                          100
HEMT 2006-3                         Y            XXXXXXXX                                                              95
HEMT 2006-3                         Y            CRANSTON                                                             100
HEMT 2006-3                         Y            LINCOLN                                                              100
HEMT 2006-3                         Y            FAIRFIELD                                                            100
HEMT 2006-3                         Y            DENVER                                                               100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            DENVER                                                               100
HEMT 2006-3                         Y            DENVER                                                               100
HEMT 2006-3                         Y            VIRGINIA BEACH                                                     94.16
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            RIVERSIDE                                                            100
HEMT 2006-3                         Y            NORWALK                                                              100
HEMT 2006-3                         N            COLLINSVILLE                                                         100
HEMT 2006-3                         N            CHICKASHA                                                            100
HEMT 2006-3                         Y            GRANITE CITY                                                         100
HEMT 2006-3                         N            XXXX                                                                 100
HEMT 2006-3                         Y            ROGERSVILLE                                                          100
HEMT 2006-3                         Y            SPRINGFIELD                                                          100
HEMT 2006-3                         N            ST XXXXXX                                                            100
HEMT 2006-3                         Y            GERMANTOWN                                                           100
HEMT 2006-3                         Y            TEMPLE HILLS                                                         100
HEMT 2006-3                         Y            SEVERN                                                               100
HEMT 2006-3                         Y            CROFTON                                                              100
HEMT 2006-3                         Y            RESTON                                                               100
HEMT 2006-3                         Y            NEW CARROLLTON                                                       100
HEMT 2006-3                         Y            LANDOVER HIILS                                                       100
HEMT 2006-3                         Y            KEIZER                                                               100
HEMT 2006-3                         Y            NAPLES                                                               100
HEMT 2006-3                         Y            TIGARD                                                               100
HEMT 2006-3                         Y            TWIN FALLS                                                           100
HEMT 2006-3                         Y            ALOHA                                                                100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            SALEM                                                                100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            BOISE                                                                100
HEMT 2006-3                         Y            OREGON CITY                                                          100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            KENT                                                                 100
HEMT 2006-3                         Y            TWIN FALLS                                                           100
HEMT 2006-3                         Y            BEND                                                                 100
HEMT 2006-3                         Y            PORTLAND                                                             100
HEMT 2006-3                         Y            YAKIMA                                                               100
HEMT 2006-3                         Y            BEAVERTON                                                            100
HEMT 2006-3                         Y            HOLIDAY                                                              100
HEMT 2006-3                         Y            HOUMA                                                                100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                      100
HEMT 2006-3                         Y            APACHE JUNCTION                                                      100
HEMT 2006-3                         Y            AVONDALE                                                             100
HEMT 2006-3                         Y            PALMDALE                                                             100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            SALT LAKE CITY                                                       100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            PEORIA                                                               100
HEMT 2006-3                         Y            WINNETKA                                                              95
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            EL MIRAGE                                                            100
HEMT 2006-3                         Y            MARICOPA                                                             100
HEMT 2006-3                         Y            HENDERSON                                                            100
HEMT 2006-3                         Y            LAS VEGAS                                                            100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            RENO                                                                 100
HEMT 2006-3                         Y            SHEFFIELD                                                            100
HEMT 2006-3                         Y            CLAREMONT                                                            100
HEMT 2006-3                         Y            OWATONNA                                                             100
HEMT 2006-3                         Y            ROCKFORD                                                             100
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            MAPLE GROVE                                                          100
HEMT 2006-3                         Y            GOLDEN VALLEY                                                        100
HEMT 2006-3                         Y            MONTICELLO                                                            95
HEMT 2006-3                         Y            OMAHA                                                                100
HEMT 2006-3                         Y            BROOKLYN PARK                                                        100
HEMT 2006-3                         Y            ST. CROIX FALLS                                                      100
HEMT 2006-3                         Y            MOLINE                                                               100
HEMT 2006-3                         Y            CUMBERLAND                                                           100
HEMT 2006-3                         Y            ROBBINSDALE                                                          100
HEMT 2006-3                         Y            SAINT XXXX                                                           100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            XXXXXXX HEIGHTS                                                      100
HEMT 2006-3                         Y            RANCHO XXXXXXX                                                       100
HEMT 2006-3                         Y            PITTSBURG                                                             90
HEMT 2006-3                         Y            MERCED                                                               100
HEMT 2006-3                         Y            SANTA XXXX                                                           100
HEMT 2006-3                         Y            ANTIOCH                                                              100
HEMT 2006-3                         Y            LODI                                                                 100
HEMT 2006-3                         Y            MADERA                                                               100
HEMT 2006-3                         Y            CERES                                                                100
HEMT 2006-3                         Y            WATERFORD                                                            100
HEMT 2006-3                         Y            GREENFIELD                                                           100
HEMT 2006-3                         Y            MERCED                                                               100
HEMT 2006-3                         Y            RANCHO XXXXXXX                                                       100
HEMT 2006-3                         Y            SELMA                                                                100
HEMT 2006-3                         Y            SACRAMENTO                                                           100
HEMT 2006-3                         Y            WATERFORD                                                            100
HEMT 2006-3                         Y            YUBA CITY                                                            100
HEMT 2006-3                         Y            CERES                                                                100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            MODESTO                                                              100
HEMT 2006-3                         Y            ALPAUGH                                                              100
HEMT 2006-3                         Y            FRESNO                                                               100
HEMT 2006-3                         Y            ATWATER                                                              100
HEMT 2006-3                         Y            SACRAMENTO                                                           100
HEMT 2006-3                         Y            LOS OSOS                                                             100
HEMT 2006-3                         Y            OCEANSIDE                                                            100
HEMT 2006-3                         Y            BARSTOW                                                              100
HEMT 2006-3                         Y            KATY                                                                 100
HEMT 2006-3                         Y            HELENA                                                               100
HEMT 2006-3                         Y            DALLAS                                                               100
HEMT 2006-3                         Y            SHARPSBURG                                                           100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            ATLANTA                                                              100
HEMT 2006-3                         Y            MONROE                                                               100
HEMT 2006-3                         Y            WINDER                                                               100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            PLAINFIELD                                                           100
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            EGG HARBOR CITY                                                      100
HEMT 2006-3                         Y            TRENTON                                                              100
HEMT 2006-3                         Y            UNION CITY                                                           100
HEMT 2006-3                         Y            EAST ORANGE                                                          100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            CENTRAL ISLIP                                                        100
HEMT 2006-3                         Y            VIRGINIA BEACH                                                       100
HEMT 2006-3                         Y            MANCHESTER TOWNSHIP                                                  100
HEMT 2006-3                         Y            WILLIAMSTOWN                                                         100
HEMT 2006-3                         Y            STOCKTON                                                             100
HEMT 2006-3                         Y            BAKERSFIELD                                                          100
HEMT 2006-3                         Y            STOCKTON                                                              90
HEMT 2006-3                         Y            THE DALLES                                                            95
HEMT 2006-3                         Y            HUNTINGTOWN                                                        76.58
HEMT 2006-3                         Y            PIONEER                                                            77.39
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            ELMHURST                                                              80
HEMT 2006-3                         Y            CLEARFIELD                                                         87.92
HEMT 2006-3                         Y            EAGLE MOUNTAIN                                                       100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            HIALEAH GARDENS                                                      100
HEMT 2006-3                         Y            BOISE                                                                 90
HEMT 2006-3                         Y            XXXX                                                               93.67
HEMT 2006-3                         Y            SEATTLE                                                              100
HEMT 2006-3                         Y            PALM COAST                                                           100
HEMT 2006-3                         Y            FORT WORTH                                                           100
HEMT 2006-3                         Y            SEAGOVILLE                                                           100
HEMT 2006-3                         Y            FORT WORTH                                                           100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            ELK GROVE                                                          97.33
HEMT 2006-3                         Y            LOS LUNAS                                                          94.95
HEMT 2006-3                         Y            ALBUQUERQUE                                                        94.93
HEMT 2006-3                         Y            Northumberland                                                     94.97
HEMT 2006-3                         Y            Ringwood Borough                                                      95
HEMT 2006-3                         Y            Township of West Deptford                                            100
HEMT 2006-3                         Y            Town of Red Hook                                                     100
HEMT 2006-3                         Y            Township of Xxxxxxxx                                                 100
HEMT 2006-3                         Y            Township of Xxxxxxxx                                               89.97
HEMT 2006-3                         Y            Rockaway Township                                                  99.97
HEMT 2006-3                         Y            West Orange Township                                               99.99
HEMT 2006-3                         Y            Town of Kearny                                                       100
HEMT 2006-3                         Y            Hockessin                                                            100
HEMT 2006-3                         Y            Xxxx Burnie                                                          100
HEMT 2006-3                         Y            Town of Poughkeepsie                                                  95
HEMT 2006-3                         Y            City of Easton                                                     94.63
HEMT 2006-3                         Y            Old Bridge Township                                                  100
HEMT 2006-3                         Y            Borough of North Plainfield                                          100
HEMT 2006-3                         Y            City of Allentown                                                  90.43
HEMT 2006-3                         Y            Cheltenham Township                                                94.96
HEMT 2006-3                         Y            City of Hackensack                                                   100
HEMT 2006-3                         Y            City of Yonkers                                                    93.38
HEMT 2006-3                         N            Borough of Glassboro                                               89.65
HEMT 2006-3                         Y            Xxxxxx                                                             89.99
HEMT 2006-3                         Y            Middletown Township                                                  100
HEMT 2006-3                         Y            Bowie                                                                100
HEMT 2006-3                         Y            Bluemont                                                             100
HEMT 2006-3                         Y            Township of Sparta                                                    85
HEMT 2006-3                         Y            Centreville                                                          100
HEMT 2006-3                         Y            Xxxxxx Township                                                      100
HEMT 2006-3                         Y            Woodbridge Township                                                  100
HEMT 2006-3                         Y            Borough of Rockaway                                                89.98
HEMT 2006-3                         Y            Neptune Township                                                     100
HEMT 2006-3                         Y            Xxxxx Township                                                        90
HEMT 2006-3                         Y            Dover                                                                100
HEMT 2006-3                         Y            Township of Xxxxx                                                     95
HEMT 2006-3                         Y            Town of Hyde Park                                                    100
HEMT 2006-3                         Y            Town of Wappinger Village of W                                     99.97
HEMT 2006-3                         Y            Township of Evesham                                                  100
HEMT 2006-3                         N            Cullman                                                            98.36
HEMT 2006-3                         Y            Lithonia                                                              95
HEMT 2006-3                         Y            Fairfax                                                               85
HEMT 2006-3                         Y            Beltsville                                                            95
HEMT 2006-3                         Y            Red Bank Borough                                                      90
HEMT 2006-3                         Y            Ocean Township                                                     89.99
HEMT 2006-3                         Y            Woodbridge                                                           100
HEMT 2006-3                         Y            Township of Xxxxxxx                                                  100
HEMT 2006-3                         Y            Borough of Netcong                                                 94.99
HEMT 2006-3                         Y            Mechanicsville                                                       100
HEMT 2006-3                         Y            Brick Township                                                        95
HEMT 2006-3                         Y            East Lansdowne Borough                                               100
HEMT 2006-3                         Y            Town of Hammonton                                                  89.96
HEMT 2006-3                         N            Manalapan Township                                                 99.99
HEMT 2006-3                         Y            Woodbridge                                                           100
HEMT 2006-3                         Y            Washington                                                         94.81
HEMT 2006-3                         Y            Township of Mount Laurel                                              90
HEMT 2006-3                         Y            Fredericksburg                                                     99.97
HEMT 2006-3                         Y            Silver Spring                                                        100
HEMT 2006-3                         Y            Rockville                                                            100
HEMT 2006-3                         Y            Town of Brookhaven                                                   100
HEMT 2006-3                         Y            Gaithersburg                                                         100
HEMT 2006-3                         Y            Xxxxxx                                                               100
HEMT 2006-3                         Y            Lorton                                                               100
HEMT 2006-3                         Y            City of Orange                                                     99.99
HEMT 2006-3                         Y            Town of Dover                                                      86.67
HEMT 2006-3                         Y            Borough of Middlesex                                                  90
HEMT 2006-3                         Y            Xxxxxx Township                                                       80
HEMT 2006-3                         Y            Laurel                                                               100
HEMT 2006-3                         Y            Fredericksburg                                                       100
HEMT 2006-3                         Y            Township of Montclair                                                100
HEMT 2006-3                         Y            Eddystone Borough                                                  94.96
HEMT 2006-3                         Y            Manassas                                                             100
HEMT 2006-3                         Y            XXXX                                                                  95
HEMT 2006-3                         Y            LEOMINSTER                                                           100
HEMT 2006-3                         Y            INDIANAPOLIS                                                          95
HEMT 2006-3                         Y            PLYMOUTH                                                             100
HEMT 2006-3                         Y            KISSIMMEE                                                             95
HEMT 2006-3                         Y            PORTSMOUTH                                                            95
HEMT 2006-3                         Y            PORTSMOUTH                                                            95
HEMT 2006-3                         Y            EASTON                                                             90.91
HEMT 2006-3                         Y            ISLAMORADA                                                            90
HEMT 2006-3                         Y            EAST ORANGE                                                           95
HEMT 2006-3                         Y            APOPKA                                                               100
HEMT 2006-3                         Y            BRIDGEPORT                                                            90
HEMT 2006-3                         Y            SAINT PETERSBURG                                                      95
HEMT 2006-3                         Y            DACULA                                                                95
HEMT 2006-3                         Y            ORLANDO                                                               95
HEMT 2006-3                         Y            XXXXXX                                                                90
HEMT 2006-3                         Y            Orlando                                                               95
HEMT 2006-3                         Y            OZONE PARK                                                            90
HEMT 2006-3                         Y            Whitestone                                                            90
HEMT 2006-3                         Y            Queens Village                                                        90
HEMT 2006-3                         Y            Staten Island                                                         90
HEMT 2006-3                         Y            Greenwood                                                          94.01
HEMT 2006-3                         Y            SCRANTON                                                              90
HEMT 2006-3                         Y            XXXXXXXX                                                           68.45
HEMT 2006-3                         Y            WEST HAVEN                                                         99.98
HEMT 2006-3                         Y            FREDERICKSBURG                                                        95
HEMT 2006-3                         Y            Detroit                                                              100
HEMT 2006-3                         Y            Ypsilanti Twp                                                        100
HEMT 2006-3                         Y            Hamburg Township                                                     100
HEMT 2006-3                         Y            Rochester Hills                                                    93.78
HEMT 2006-3                         Y            Oceola Township                                                      100
HEMT 2006-3                         Y            Sterling Heights                                                      90
HEMT 2006-3                         Y            Xxx                                                                 95.6
HEMT 2006-3                         Y            Pontiac                                                              100
HEMT 2006-3                         Y            Grand Ledge                                                          100
HEMT 2006-3                         Y            Township of Bloomfield                                               100
HEMT 2006-3                         Y            CLINTON TOWNSHIP                                                     100
HEMT 2006-3                         Y            Westland                                                           92.69
HEMT 2006-3                         Y            Southfield                                                         99.98
HEMT 2006-3                         Y            Woodbury                                                           92.05
HEMT 2006-3                         Y            Grass Valley                                                       56.17
HEMT 2006-3                         Y            Clinton                                                            99.99
HEMT 2006-3                         Y            Clinton Township                                                     100
HEMT 2006-3                         Y            Farmington                                                           100
HEMT 2006-3                         Y            Township of Xxxxxxxxxx                                                95
HEMT 2006-3                         Y            Boise                                                              94.71
HEMT 2006-3                         Y            Vancouver                                                          89.72
HEMT 2006-3                         Y            Frankfort                                                            100
HEMT 2006-3                         Y            Riverview                                                             95
HEMT 2006-3                         Y            Somerton                                                           95.88
HEMT 2006-3                         Y            Akron                                                              95.08
HEMT 2006-3                         Y            Shelburne                                                             95
HEMT 2006-3                         Y            Xxxxxxx                                                              100
HEMT 2006-3                         Y            Jacksonville                                                       92.95
HEMT 2006-3                         Y            Xxxxxx                                                              99.6
HEMT 2006-3                         Y            Ridgefield                                                         94.23
HEMT 2006-3                         Y            TOWNSHIP OF FALLS                                                  98.15
HEMT 2006-3                         Y            Smithfield                                                           100
HEMT 2006-3                         Y            Novi                                                                 100
HEMT 2006-3                         Y            Xxxxxxx                                                            89.77
HEMT 2006-3                         Y            Glide                                                                100
HEMT 2006-3                         Y            Xxxxxxx                                                            92.83
HEMT 2006-3                         Y            Lakeside                                                             100
HEMT 2006-3                         Y            Xxxxxxx Beach                                                        100
HEMT 2006-3                         Y            Boise                                                                100
HEMT 2006-3                         Y            Georgetown                                                           100
HEMT 2006-3                         Y            township of Xxxx Xxxxxxxxxx                                           90
HEMT 2006-3                         Y            Xxxxx                                                              93.76
HEMT 2006-3                         Y            Glendale                                                           91.84
HEMT 2006-3                         Y            Lockport                                                           86.15
HEMT 2006-3                         Y            Laurel                                                                80
HEMT 2006-3                         Y            Alexandria                                                           100
HEMT 2006-3                         Y            Tampa                                                                100
HEMT 2006-3                         Y            Mobile                                                             85.24
HEMT 2006-3                         Y            Woodstock                                                            100
HEMT 2006-3                         Y            Plainville                                                            95
HEMT 2006-3                         Y            Van Nuys                                                           84.49
HEMT 2006-3                         Y            Waldorf                                                            91.13
HEMT 2006-3                         Y            MASTIC BEACH                                                        77.1
HEMT 2006-3                         Y            Xxxxxxx                                                            92.34
HEMT 2006-3                         Y            Xxxxxxxxx Xxxxx                                                      000
XXXX 0000-0                         Y            CALERA                                                             91.53
HEMT 2006-3                         Y            LORTON                                                             93.68
HEMT 2006-3                         Y            Souderton                                                          93.91
HEMT 2006-3                         Y            Atlanta                                                               95
HEMT 2006-3                         Y            Xxxx Des Moines                                                      100
HEMT 2006-3                         Y            Omaha                                                                100
HEMT 2006-3                         Y            Southfield                                                           100
HEMT 2006-3                         Y            Kentwood                                                              95
HEMT 2006-3                         Y            Gig Harbor                                                           100
HEMT 2006-3                         Y            Saint Xxxxx                                                           90
HEMT 2006-3                         Y            Columbus                                                           94.33
HEMT 2006-3                         Y            Xxxxxxx Xxxxxxxx                                                   99.99
HEMT 2006-3                         Y            South Shore                                                        94.44
HEMT 2006-3                         Y            KANSAS CITY                                                          100
HEMT 2006-3                         Y            Xxxxxxx                                                            96.69
HEMT 2006-3                         Y            Fresno                                                             84.11
HEMT 2006-3                         Y            Washington                                                         88.47
HEMT 2006-3                         Y            Detroit                                                               95
HEMT 2006-3                         Y            Township of Commerce                                                  95
HEMT 2006-3                         Y            Albion                                                               100
HEMT 2006-3                         Y            Xxxxxxxx Xxxxxxx                                                     100
HEMT 2006-3                         Y            Hamtramck                                                          95.65
HEMT 2006-3                         Y            BEAVERTON                                                            100
HEMT 2006-3                         Y            ANNAPOLIS                                                          89.07
HEMT 2006-3                         Y            ONTARIO                                                              100
HEMT 0000-0                         X            XXXXXX XXXXXXXXX                                                     100
HEMT 0000-0                         X            XXX XXXX XXXX                                                        100
HEMT 2006-3                         Y            SPRING VALLEY                                                        100
HEMT 2006-3                         Y            XXXXXXX                                                               95
HEMT 2006-3                         Y            TAMPA                                                                100
HEMT 2006-3                         Y            XXXXXX                                                                85
HEMT 2006-3                         Y            SAN XXXXX                                                          95.35
HEMT 2006-3                         Y            ARLINGTON                                                            100
HEMT 2006-3                         Y            XXX XXXXX                                                            000
HEMT 2006-3                         Y            PERRIS                                                               100
HEMT 2006-3                         Y            TEMPLE CITY                                                          100
HEMT 2006-3                         Y            QUEEN CREEK                                                        89.83
HEMT 2006-3                         Y            XXXXXXX XXXX                                                          00
XXXX 0000-0                         Y            AURORA                                                                95
HEMT 2006-3                         Y            STERLING                                                             100
HEMT 2006-3                         Y            NEWARK                                                             95.05
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            UNION                                                                100
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            XXXX READING                                                         100
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            RIVERVIEW                                                            100
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            PLAINFIELD                                                         98.67
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            XXXXXX                                                                00
XXXX 0000-0                         Y            XXXXXXXXXXXXX                                                         95
HEMT 2006-3                         Y            XXXXXX                                                                00
XXXX 0000-0                         Y            XXXXXX                                                                00
XXXX 0000-0                         Y            Pompano Beach                                                        100
HEMT 2006-3                         Y            Apopka                                                               100
HEMT 2006-3                         Y            WORCESTER                                                            100
HEMT 2006-3                         Y            XXXXXXXXX                                                          99.97
HEMT 2006-3                         Y            XXXXXXX                                                            99.15
HEMT 0000-0                         X            XXX XXXXX                                                          99.98
HEMT 2006-3                         Y            ESSEX                                                                100
HEMT 2006-3                         Y            LATHROP                                                              100
HEMT 2006-3                         Y            XXXX XXXXXX                                                          100
HEMT 2006-3                         Y            DALLAS                                                               100
HEMT 0000-0                         X            XXX XXXXX                                                          99.99
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            RANCHO CUCAMONGA                                                     100
HEMT 2006-3                         Y            YORK                                                                 100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            HOUSTON                                                              100
HEMT 2006-3                         Y            FALLS  CHURCH                                                        100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            UPPER MARLBORO                                                       100
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            XXXXXXXXX                                                             00
XXXX 0000-0                         Y            HERNDON                                                              100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            NEWPORT NEWS                                                          95
HEMT 2006-3                         Y            GAINESVILLE                                                          100
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    99.98
HEMT 0000-0                         X            XXX XXXXX                                                          99.98
HEMT 2006-3                         Y            Cadillac                                                             100
HEMT 2006-3                         Y            Xxxxxxx                                                              100
HEMT 2006-3                         Y            Chesterfield Twp                                                   98.95
HEMT 2006-3                         Y            Philadelphia                                                         100
HEMT 2006-3                         Y            Detroit                                                              100
HEMT 2006-3                         Y            Inkster                                                              100
HEMT 2006-3                         Y            Grovetown                                                            100
HEMT 2006-3                         Y            Baltimore                                                            100
HEMT 2006-3                         Y            Island City                                                          100
HEMT 0000-0                         X            Xxxxxxx Xxxx                                                         000
HEMT 2006-3                         Y            Lincoln Park                                                       96.72
HEMT 2006-3                         Y            RIVERBANK                                                            100
HEMT 2006-3                         Y            XXXXXXXX                                                             000
XXXX 0000-0                         X            XXXXXXXXXX XXXX                                                      100
HEMT 2006-3                         Y            GLENEDEN BEACH                                                       100
HEMT 2006-3                         Y            PORTLAND                                                             100
HEMT 2006-3                         Y            Lake Xxxxxx City                                                     100
HEMT 2006-3                         Y            Bullhead City                                                        100
HEMT 2006-3                         Y            KANSAS CITY                                                          100
HEMT 2006-3                         Y            BLOOMINGTON                                                        95.69
HEMT 2006-3                         Y            Bridgeport                                                           100
HEMT 2006-3                         Y            Belmont                                                              100
HEMT 2006-3                         Y            Newark                                                               100
HEMT 2006-3                         Y            WEEKI WACHEE                                                         100
HEMT 2006-3                         Y            BALTIMORE                                                          63.77
HEMT 2006-3                         N            MEMPHIS                                                            87.63
HEMT 0000-0                         X            XXX XXXXXXX                                                          100
HEMT 2006-3                         Y            TOWNSHIP OF EAST GOSHEN                                               95
HEMT 0000-0                         X            XXXXXXX                                                              000
HEMT 2006-3                         Y            STILLWATER                                                           100
HEMT 2006-3                         N            KENILWORTH                                                            90
HEMT 0000-0                         X            XXX XXXXXXX                                                          100
HEMT 2006-3                         N            NORTH LITTLE ROCK                                                    100
HEMT 2006-3                         Y            ALEXANDRIA                                                           100
HEMT 2006-3                         Y            XXXXXX ISLAND                                                        100
HEMT 2006-3                         Y            JERSEY CITY                                                           90
HEMT 2006-3                         Y            CLEMENTON                                                            100
HEMT 0000-0                         X            XXX XXXXX                                                          96.15
HEMT 0000-0                         X            XXXX XXXXX                                                           000
HEMT 2006-3                         Y            SCOTTSDALE                                                           100
HEMT 2006-3                         Y            XXXXXXXXX                                                             00
XXXX 0000-0                         Y            VANCOUVER                                                          99.99
HEMT 0000-0                         X            XXXXXXXX                                                             000
HEMT 2006-3                         Y            CAPE CORAL                                                         84.62
HEMT 0000-0                         X            XX XXXXXX                                                            100
HEMT 0000-0                         X            Xxxxx                                                            00.0000
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         X            XXXXXXXX                                                             100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         N            XXXXXXX XXXXXXX                                                      100
HEMT 2006-3                         Y            XXXXXX                                                                00
XXXX 0000-0                         Y            KASSON                                                               100
HEMT 0000-0                         X            XXXXX XXXXXXXXX                                                      100
HEMT 0000-0                         X            XX XXXXXX                                                             95
HEMT 2006-3                         Y            XXXX XXXXXXXX BOROUGH                                                 95
HEMT 0000-0                         X            XXXXXXXX                                                              90
HEMT 2006-3                         Y            APACHE JUNCTION                                                      100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         N            CHICAGO                                                              100
HEMT 0000-0                         X            XXXXX XXXXXXXX                                                        90
HEMT 2006-3                         Y            PROSPECT PARK                                                        100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            XXXXXXXX                                                              00
XXXX 0000-0                         Y            BROOKLYN                                                             100
HEMT 0000-0                         X            XXX XXXXX                                                          99.99
HEMT 2006-3                         Y            NOGALES                                                               90
HEMT 2006-3                         Y            FAR ROCKAWAY                                                          95
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         X            XXXXXXX                                                              100
HEMT 2006-3                         Y            PUNTA GORDA                                                           90
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            BOSTON                                                                90
HEMT 2006-3                         Y            DELRAY BEACH                                                       89.97
HEMT 2006-3                         Y            BROOKLYN PARK                                                        100
HEMT 2006-3                         Y            Tigard                                                             99.99
HEMT 2006-3                         Y            FAR ROCKAWAY                                                          85
HEMT 0000-0                         X            XXX XXXXX                                                          99.98
HEMT 0000-0                         X            XXXXXX XXXXXX                                                        100
HEMT 2006-3                         N            PHOENIX                                                            94.64
HEMT 0000-0                         X            XXXX XXXXXX                                                        99.99
HEMT 2006-3                         Y            MIAMI BEACH                                                           90
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 0000-0                         X            XXX XXXXX                                                          99.98
HEMT 2006-3                         Y            CANTON                                                               100
HEMT 2006-3                         X            XXXXXXX                                                               90
HEMT 2006-3                         Y            PAULSBORO                                                            100
HEMT 2006-3                         Y            MIDDLESEX                                                          97.77
HEMT 2006-3                         Y            TAMPA                                                                 90
HEMT 0000-0                         X            XXX XXXXX                                                          99.17
HEMT 2006-3                         Y            MAYS LANDING                                                          95
HEMT 0000-0                         X            XXXXXXX                                                            88.07
HEMT 2006-3                         Y            MESA                                                                 100
HEMT 0000-0                         X            XXXXX XXXXXXX                                                        100
HEMT 2006-3                         Y            BALTIMORE                                                          94.99
HEMT 2006-3                         N            SPRING                                                             89.57
HEMT 0000-0                         X            XXXXXXX                                                            89.99
HEMT 0000-0                         X            XXXXXXXXXXXX                                                        94.9
HEMT 0000-0                         X            Xxxxx Xxxxxxx                                                         90
HEMT 2006-3                         Y            CORONA                                                               100
HEMT 2006-3                         Y            TALLAHASSEE                                                           95
HEMT 2006-3                         Y            XXXXXXXXXX PARK                                                      100
HEMT 2006-3                         X            XXXXXXXX                                                              95
HEMT 2006-3                         Y            INDEPENDENCE                                                       93.61
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            XXXXX                                                                 95
HEMT 2006-3                         Y            BROOKLYN                                                              90
HEMT 2006-3                         Y            YAKIMA                                                               100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            MABLETON                                                              95
HEMT 0000-0                         X            XXX XXXXX                                                             90
HEMT 2006-3                         Y            SURPRISE                                                           99.96
HEMT 2006-3                         Y            XXXXXXXXXX                                                         89.47
HEMT 2006-3                         Y            MIAMI                                                              92.89
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         X            XXXXXXXX                                                              95
HEMT 0000-0                         X            XXXXXX XXXX                                                           00
XXXX 0000-0                         Y            XXXXXXXXXXXXX                                                        100
HEMT 2006-3                         N            KISSIMMEE                                                             90
HEMT 2006-3                         N            HIALEAH                                                              100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         N            SPRING                                                             89.92
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            MIAMI                                                                 90
HEMT 2006-3                         Y            XXXX XXXXXX                                                           90
HEMT 2006-3                         X            XXXXXX                                                             86.92
HEMT 0000-0                         X            XXXX XXXXXXXXXX                                                      100
HEMT 2006-3                         Y            XXXXXXXXX                                                          94.99
HEMT 2006-3                         Y            BRONX                                                                 90
HEMT 2006-3                         Y            ELMONT                                                                95
HEMT 0000-0                         X            XXXXXX XXXXX                                                          95
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         X            XXXXXX                                                                90
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            XXXXX                                                                 95
HEMT 2006-3                         X            XXXXXX                                                               100
HEMT 2006-3                         Y            QUEEN CREEK                                                           95
HEMT 2006-3                         Y            XXXX PALM BEACH                                                       90
HEMT 2006-3                         Y            XXXXXXXXX                                                          88.49
HEMT 2006-3                         Y            KINGWOOD                                                           89.09
HEMT 2006-3                         N            DENVER                                                               100
HEMT 2006-3                         X            Xxxxxx                                                                95
HEMT 2006-3                         Y            Temecula                                                             100
HEMT 2006-3                         Y            XXXX XXXXXX                                                          100
HEMT 2006-3                         Y            DENVER                                                             99.95
HEMT 2006-3                         Y            XXXXXX                                                             99.99
HEMT 2006-3                         X            XXXXXXXXXX                                                            95
HEMT 2006-3                         Y            AURORA                                                              95.9
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            XXXXXX XXXXX                                                         000
XXXX 0000-0                         Y            XXXXXX                                                             94.98
HEMT 2006-3                         Y            EUSTIS                                                             89.98
HEMT 2006-3                         X            XXXXXX                                                                90
HEMT 2006-3                         Y            OCALA                                                                100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            STOCKTON                                                             100
HEMT 2006-3                         Y            ENGLEWOOD                                                          85.96
HEMT 2006-3                         Y            CAPE CORAL                                                           100
HEMT 2006-3                         Y            PALM BEACH GARDENS                                                   100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            JACKSONVILLE                                                          95
HEMT 2006-3                         Y            MINNEAPOLIS                                                        89.93
HEMT 0000-0                         X            XXXXXXX                                                              100
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                       95
HEMT 2006-3                         Y            SPRING                                                                90
HEMT 2006-3                         Y            BLACKSHEAR                                                         99.99
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            CLEARWATER                                                           100
HEMT 0000-0                         X            Xxxxx Xxxxx                                                          100
HEMT 2006-3                         Y            Xxxxxxx                                                           90.125
HEMT 0000-0                         X            XXX XXXXXXX                                                          100
HEMT 2006-3                         Y            ST. XXXXX                                                            100
HEMT 2006-3                         Y            XXXXXXXX XXXXX                                                        00
XXXX 0000-0                         Y            ORLANDO                                                               95
HEMT 2006-3                         Y            TUCSON                                                                90
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            FORT XXXXXXX                                                         100
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 0000-0                         X            XXXXXXXX                                                              95
HEMT 2006-3                         Y            XXXXX XXXXXX                                                          00
XXXX 0000-0                         Y            XXXXXXXXX                                                            100
HEMT 0000-0                         X            XXX XXXXX                                                          94.18
HEMT 2006-3                         Y            XXXXXXXX XXXX                                                         00
XXXX 0000-0                         Y            TEMPLE HILLS                                                         100
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 2006-3                         Y            XXXXXX                                                                90
HEMT 2006-3                         N            GLENDALE                                                              95
HEMT 2006-3                         X            XXXXXXXX                                                             100
HEMT 2006-3                         Y            XXXXXX                                                             89.98
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 0000-0                         X            XXXXXXXX                                                             000
HEMT 2006-3                         Y            QUEENS                                                               100
HEMT 2006-3                         Y            RICHMOND                                                              95
HEMT 2006-3                         X            XXXXXXX                                                              100
HEMT 2006-3                         Y            MINOT                                                                100
HEMT 2006-3                         Y            XXXXXXXXXXX XXXXXXX                                                  000
XXXX 0000-0                         Y            FORT LAUDERDALE                                                       90
HEMT 2006-3                         Y            SAINT PETERSBURG                                                     100
HEMT 2006-3                         Y            CENTRALIA                                                            100
HEMT 2006-3                         Y            ORLANDO                                                               90
HEMT 2006-3                         Y            INGLEWOOD                                                            100
HEMT 0000-0                         X            XXX XXXXX                                                          20.49
HEMT 2006-3                         Y            AUSTIN                                                                95
HEMT 2006-3                         Y            BOTHELL                                                              100
HEMT 0000-0                         X            XXXXXXX                                                              000
HEMT 2006-3                         Y            XXXXXX XXXXX                                                          00
XXXX 0000-0                         X            XXX XXXXXX XXXXXXXX                                                  100
HEMT 2006-3                         Y            BROOKLYN                                                              95
HEMT 2006-3                         Y            HARBOR CITY                                                        86.86
HEMT 2006-3                         Y            PHOENIX                                                               95
HEMT 2006-3                         Y            XXXXXX ISLAND                                                         95
HEMT 2006-3                         Y            FAR ROCKAWAY                                                         100
HEMT 2006-3                         Y            FORT XXXXX                                                            95
HEMT 2006-3                         Y            QUEEN CREEK                                                          100
HEMT 2006-3                         Y            DUNDALK                                                               95
HEMT 2006-3                         N            LITTLE FALLS                                                          95
HEMT 2006-3                         Y            APPLE VALLEY                                                         100
HEMT 0000-0                         X            XXX XXXXXXX                                                           90
HEMT 2006-3                         Y            LEHIGH ACRES                                                       99.99
HEMT 0000-0                         X            XXXXXXXXXXX                                                          100
HEMT 2006-3                         Y            Delhi                                                              99.99
HEMT 0000-0                         X            XXX XXXXXXX                                                          100
HEMT 0000-0                         X            Xxx Xxxxxxxxxx                                                       000
HEMT 0000-0                         X            Xxxxx Xxxxx                                                           95
HEMT 2006-3                         Y            Fresno                                                               100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            XXXXXXXXXX XXXX                                                       00
XXXX 0000-0                         Y            XXXXXXX                                                               00
XXXX 0000-0                         Y            PERRIS                                                                95
HEMT 2006-3                         Y            AVONDALE                                                             100
HEMT 0000-0                         X            XXXXXXXX                                                             100
HEMT 0000-0                         X            XXXXXX                                                               000
HEMT 2006-3                         Y            ST. XXXX                                                              95
HEMT 2006-3                         Y            EDINA                                                                 90
HEMT 2006-3                         Y            EATON                                                                100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            XXXXX XXXXX                                                          000
XXXX 0000-0                         Y            XXXXXXXX                                                              95
HEMT 2006-3                         Y            XXXXXXXX                                                           89.94
HEMT 2006-3                         Y            ROSWELL                                                              100
HEMT 0000-0                         X            XXXX                                                                 000
HEMT 2006-3                         Y            BRONX                                                                 95
HEMT 0000-0                         X            XXXXXXXXX                                                             00
HEMT 2006-3                         Y            BROOKLYN                                                              95
HEMT 2006-3                         Y            BROWNS XXXXX                                                         100
HEMT 2006-3                         Y            BROOKLYN                                                              90
HEMT 2006-3                         Y            CAPE CORAL                                                            90
HEMT 2006-3                         Y            WARWICK                                                               80
HEMT 2006-3                         N            COLLEGE STATION                                                       90
HEMT 2006-3                         Y            BELLMAWR                                                             100
HEMT 2006-3                         Y            MIAMI                                                                 95
HEMT 0000-0                         X            XXXXXXXXXX                                                           000
HEMT 2006-3                         Y            XXXXXX                                                                95
HEMT 2006-3                         Y            POMPANO BEACH                                                        100
HEMT 2006-3                         Y            XXXXXX                                                                00
XXXX 0000-0                         Y            XXXXXXX                                                               95
HEMT 2006-3                         Y            XXXXXXXX                                                              00
XXXX 0000-0                         Y            PLYMOUTH                                                           94.75
HEMT 2006-3                         X            XXXXXXX                                                            84.17
HEMT 0000-0                         X            XXXXX                                                              21.99
HEMT 2006-3                         Y            NEW PORT XXXXXX                                                      100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            AVENTURA                                                              90
HEMT 2006-3                         X            XXXXXX                                                               100
HEMT 2006-3                         Y            Corona                                                             99.51
HEMT 0000-0                         X            Xxx Xxxxxxx                                                          000
HEMT 2006-3                         Y            GOODYEAR                                                             100
HEMT 2006-3                         N            MIAMI                                                                100
HEMT 2006-3                         Y            HOUSTON                                                              100
HEMT 2006-3                         Y            XXXX                                                               99.99
HEMT 0000-0                         X            XXXXXXXXXX                                                            95
HEMT 2006-3                         Y            SEATTLE                                                              100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 0000-0                         X            XXX XXXXX                                                             90
HEMT 2006-3                         Y            XXXXXX XXXXX                                                         000
XXXX 0000-0                         X            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            HOLLYWOOD                                                            100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            PALMDALE                                                             100
HEMT 2006-3                         Y            CORONA                                                               100
HEMT 2006-3                         Y            FRESNO                                                               100
HEMT 2006-3                         N            BOISE                                                              82.29
HEMT 0000-0                         X            XXXXXXXXXX                                                           000
HEMT 2006-3                         N            WOODLAND                                                             100
HEMT 2006-3                         N            XXXXXXXXX                                                            100
HEMT 2006-3                         X            XXXXXXX                                                            98.82
HEMT 2006-3                         Y            MIAMI BEACH                                                           95
HEMT 0000-0                         X            XXXXX XXXX                                                           100
HEMT 2006-3                         Y            XXXXX XXXXX XXXX                                                      00
XXXX 0000-0                         Y            WILLITS                                                              100
HEMT 2006-3                         Y            MIAMI  LAKES                                                          95
HEMT 2006-3                         Y            SACRAMENTO                                                         99.65
HEMT 2006-3                         Y            BELLEVUE                                                             100
HEMT 2006-3                         Y            RENTON                                                             94.98
HEMT 2006-3                         Y            FEDERAL WAY                                                          100
HEMT 2006-3                         Y            ADELANTO                                                              90
HEMT 2006-3                         Y            LYNNWOOD                                                             100
HEMT 2006-3                         Y            BRONX                                                                 95
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            COTTAGE GROVE                                                        100
HEMT 2006-3                         N            BERWYN                                                                95
HEMT 2006-3                         Y            XXXXXXX BEACH                                                      89.98
HEMT 2006-3                         Y            LYNNWOOD                                                             100
HEMT 2006-3                         Y            FREEDOM                                                              100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         X            XXXXXXXXXXX                                                          100
HEMT 2006-3                         Y            BURLINGTON                                                           100
HEMT 2006-3                         Y            XXXXXX                                                                95
HEMT 2006-3                         Y            COMPTON                                                            99.99
HEMT 2006-3                         Y            BELLFLOWER                                                           100
HEMT 2006-3                         Y            XXXXX XXX                                                            000
HEMT 0000-0                         X            XXX XXXXXXX                                                          100
HEMT 2006-3                         Y            Napa                                                                 100
HEMT 2006-3                         X            XXXXXXX                                                            99.01
HEMT 0000-0                         X            XXXXXXXX                                                              00
HEMT 2006-3                         Y            MIAMI                                                                 95
HEMT 2006-3                         N            COMMERCE                                                             100
HEMT 2006-3                         Y            XXXXXXXXX                                                             00
XXXX 0000-0                         Y            RENTON                                                                95
HEMT 0000-0                         X            XXXXXX                                                               000
HEMT 2006-3                         Y            KISSIMMEE                                                             85
HEMT 2006-3                         N            MABLETON                                                           99.97
HEMT 0000-0                         X            XXXXXX XXX.                                                           00
XXXX 0000-0                         Y            ORLANDO                                                               95
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    99.99
HEMT 2006-3                         Y            XXXXXX                                                                00
XXXX 0000-0                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            PHOENIX                                                            99.99
HEMT 2006-3                         X            XXXXXXXXX                                                             90
HEMT 2006-3                         Y            XXXXXX VALLEY                                                         95
HEMT 0000-0                         X            XXXXXXX XXXXX                                                        000
HEMT 2006-3                         Y            XXXXXX XXXXX                                                         000
XXXX 0000-0                         X            XXXXXXXX XXXXXXXX                                                  92.26
HEMT 2006-3                         Y            NAPLES                                                                95
HEMT 0000-0                         X            XXX XXXXX                                                          99.98
HEMT 0000-0                         X            XXXXX XXXXX XXXXXXXX                                                 100
HEMT 0000-0                         X            XXXXXXXXX                                                             95
HEMT 0000-0                         X            XX XXXXXX                                                            000
HEMT 2006-3                         Y            XXXXXXXXXX                                                            00
XXXX 0000-0                         Y            ANDOVER                                                              100
HEMT 2006-3                         Y            XXXXXXX                                                            89.99
HEMT 0000-0                         X            XXX XXXXX                                                          94.99
HEMT 0000-0                         X            XXXXX                                                                000
HEMT 2006-3                         Y            GROVE CITY                                                         97.33
HEMT 2006-3                         Y            TAMPA                                                                100
HEMT 2006-3                         Y            OCALA                                                                 90
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 0000-0                         X            XXXXXXXX                                                           94.98
HEMT 0000-0                         X            XXXXXXX XXX                                                        00.00
XXXX 0000-0                         X            Xxx Xxxxxxx                                                        98.67
HEMT 0000-0                         X            Xxxxxx                                                               100
HEMT 2006-3                         N            Thousand Oaks                                                        100
HEMT 0000-0                         X            Xxx Xxxxx                                                          90.02
HEMT 0000-0                         X            Xxxxxx Xxxx                                                          100
HEMT 2006-3                         Y            OMAHA                                                                 95
HEMT 2006-3                         Y            XXXXXXXXX                                                          99.99
HEMT 0000-0                         X            XXXX XXXXXXXXX                                                        90
HEMT 2006-3                         Y            PATCHOGUE                                                            100
HEMT 2006-3                         Y            KINGWOOD                                                             100
HEMT 2006-3                         Y            FARGO                                                                100
HEMT 2006-3                         N            CONVERSE                                                             100
HEMT 2006-3                         Y            PUYALLUP                                                           92.17
HEMT 2006-3                         Y            CORONA                                                               100
HEMT 0000-0                         X            XXXXXXXXXX XXXXXXXX                                                   95
HEMT 2006-3                         Y            QUEEN CREEK                                                        85.97
HEMT 0000-0                         X            XXXXXXXXXX                                                           100
HEMT 2006-3                         Y            ROCKVILLE                                                            100
HEMT 2006-3                         N            WINNEMUCCA                                                            95
HEMT 2006-3                         Y            PALMDALE                                                             100
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                      100
HEMT 2006-3                         Y            CORONA                                                               100
HEMT 2006-3                         Y            OCALA                                                                 95
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            XXXXX                                                                 90
HEMT 2006-3                         Y            MOUNT XXXXXX                                                          95
HEMT 2006-3                         Y            CEDAR GROVE                                                        94.85
HEMT 2006-3                         Y            VAIL                                                                 100
HEMT 2006-3                         X            XXXXXXXXX                                                            100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            HUMBLE                                                             89.97
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            COVENTRY                                                           88.93
HEMT 2006-3                         Y            XXXXXX XXXXX                                                         000
XXXX 0000-0                         Y            HARBOR CITY                                                           90
HEMT 2006-3                         Y            XXX XXXXXXXXXX                                                        00
XXXX 0000-0                         Y            LOGANVILLE                                                           100
HEMT 2006-3                         Y            RENO                                                                 100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            PALM BEACH GARDENS                                                   100
HEMT 2006-3                         Y            BROOKLYN                                                              90
HEMT 0000-0                         X            XXXXXXXXX                                                            000
HEMT 2006-3                         Y            XXXXXXXXXXXX                                                          00
XXXX 0000-0                         Y            PORTLAND                                                              90
HEMT 2006-3                         Y            FAR ROCKAWAY                                                         100
HEMT 2006-3                         Y            CAPE CORAL                                                           100
HEMT 0000-0                         X            XXXXXXXX XXXX                                                         80
HEMT 0000-0                         X            XX XXXXXXXXXX                                                        100
HEMT 2006-3                         X            XXXXXXXX                                                              95
HEMT 0000-0                         X            XXXXXX                                                               000
HEMT 2006-3                         N            ANNAPOLIS                                                          83.93
HEMT 2006-3                         Y            AUBURN                                                               100
HEMT 0000-0                         X            XXXXXX XXXXXX                                                        000
HEMT 2006-3                         Y            SURPRISE                                                             100
HEMT 0000-0                         X            XXXX                                                                 000
HEMT 2006-3                         Y            HIALEAH                                                              100
HEMT 2006-3                         X            XXXX BABYLON                                                         100
HEMT 2006-3                         Y            NORTH MIAMI BEACH                                                    100
HEMT 2006-3                         Y            EL MIRAGE                                                          86.22
HEMT 0000-0                         X            XXX XXXXX                                                          99.97
HEMT 2006-3                         Y            HOUSTON                                                            89.86
HEMT 2006-3                         Y            XXXXXXXXXX                                                           000
HEMT 2006-3                         Y            NAPLES                                                             87.75
HEMT 2006-3                         Y            PHILADELPHIA                                                         100
HEMT 2006-3                         Y            FORT XXXXX                                                           100
HEMT 2006-3                         Y            ORLANDO                                                               95
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         X            XXXXXXX                                                              100
HEMT 2006-3                         Y            FAR ROCKAWAY                                                         100
HEMT 0000-0                         X            XXXXX XXXXXX XXXXXXXX                                                 90
HEMT 2006-3                         Y            XXXXX                                                                 95
HEMT 2006-3                         Y            NEW XXXXXXX                                                          100
HEMT 2006-3                         Y            XXXXXXXXXXXX                                                          00
XXXX 0000-0                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            GOLDEN VALLEY                                                         95
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                       95
HEMT 2006-3                         N            CRYSTAL                                                              100
HEMT 2006-3                         N            CHINO HILLS                                                        99.74
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                       95
HEMT 0000-0                         X            XXXXXXX                                                              000
HEMT 2006-3                         Y            LOS ANGELES                                                           95
HEMT 2006-3                         Y            LAWRENCEVILLE                                                        100
HEMT 2006-3                         Y            XXXXXX                                                                95
HEMT 2006-3                         Y            FORT XXXXX                                                            95
HEMT 2006-3                         Y            NEWBURY PARK                                                          90
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         X            XXXXXXX                                                               95
HEMT 2006-3                         Y            XXXXXXX                                                               00
XXXX 0000-0                         Y            XXXXXXXXX                                                             95
HEMT 2006-3                         Y            ANNANDALE                                                            100
HEMT 2006-3                         Y            ORLANDO                                                               90
HEMT 2006-3                         Y            SPRING                                                                90
HEMT 2006-3                         Y            GARDEN GROVE                                                          95
HEMT 2006-3                         Y            GLENDALE                                                             100
HEMT 2006-3                         Y            ARBUCKLE                                                             100
HEMT 2006-3                         Y            HOUSTON                                                               95
HEMT 2006-3                         N            MESA                                                                  95
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 0000-0                         X            Xxxxx  XXX XXXXX                                                      90
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                      000
HEMT 2006-3                         Y            MIDWEST  CITY                                                        100
HEMT 0000-0                         X            XXXXXX                                                               000
HEMT 2006-3                         Y            XXXX                                                                 100
HEMT 2006-3                         Y            SURPRISE                                                             100
HEMT 2006-3                         Y            HOLLYWOOD                                                            100
HEMT 0000-0                         X            XXXXXXXX                                                           98.29
HEMT 2006-3                         X            XXXXXXX                                                              100
HEMT 2006-3                         Y            MANALAPAN                                                             90
HEMT 2006-3                         Y            DELTONA                                                              100
HEMT 2006-3                         Y            SURPRISE                                                              95
HEMT 2006-3                         Y            FORT WASHINGTON                                                      100
HEMT 2006-3                         Y            PEACH BOTTOM                                                         100
HEMT 2006-3                         Y            MCALLEN                                                               90
HEMT 2006-3                         Y            FRISCO                                                                90
HEMT 2006-3                         Y            BRONX                                                                100
HEMT 2006-3                         N            PAHRUMP                                                               90
HEMT 2006-3                         Y            ATLANTIC CITY                                                        100
HEMT 2006-3                         Y            ORLANDO                                                              100
HEMT 2006-3                         X            XXXXXXXXX                                                          95.06
HEMT 2006-3                         Y            PHOENIX                                                               95
HEMT 2006-3                         Y            AVENTURA                                                              90
HEMT 0000-0                         X            XXXXXXXXXX                                                           100
HEMT 2006-3                         N            SOUTH ORANGE                                                          95
HEMT 2006-3                         Y            BURNSVILLE                                                           100
HEMT 2006-3                         Y            MONTICELLO                                                           100
HEMT 2006-3                         Y            XXXXXX                                                             99.99
HEMT 2006-3                         Y            MINNEAPOLIS                                                          100
HEMT 2006-3                         Y            XXXXXX                                                                95
HEMT 2006-3                         Y            TEMPE                                                              89.98
HEMT 0000-0                         X            Xxx Xxxxxxx                                                          100
HEMT 2006-3                         X            Xxxxxxxxx                                                            100
HEMT 2006-3                         N            SURPRISE                                                           99.99
HEMT 2006-3                         Y            POMONA                                                               100
HEMT 2006-3                         Y            Xxxxxx Xxxx Xxxx                                                      00
XXXX 0000-0                         Y            LAKE ARROWHEAD                                                        95
HEMT 2006-3                         X            Xxxxxxxxx                                                            100
HEMT 2006-3                         Y            Bay Point                                                            100
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            BRONX                                                                100
HEMT 0000-0                         X            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            BRONX                                                                 95
HEMT 0000-0                         X            XXXXXX XXXX                                                           90
HEMT 0000-0                         X            XXXXXX TWP.                                                        68.04
HEMT 0000-0                         X            XXXXXXXXXX XXXXXX                                                    100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            NORTH PROVIDENCE                                                     100
HEMT 2006-3                         Y            XXXXXXXXX                                                             00
XXXX 0000-0                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            TAMPA                                                                100
HEMT 2006-3                         Y            PALM BAY                                                             100
HEMT 0000-0                         X            XXXXXX XXXXXX                                                        100
HEMT 2006-3                         Y            MIRAMAR                                                              100
HEMT 2006-3                         Y            ROCK ISLAND                                                           95
HEMT 2006-3                         Y            XXXXXX XXXX                                                           00
XXXX 0000-0                         Y            BELFAIR                                                              100
HEMT 0000-0                         X            XXXXXXXX                                                              00
HEMT 2006-3                         Y            SURPRISE                                                           89.99
HEMT 2006-3                         Y            XXXXXX SPRINGS                                                        95
HEMT 0000-0                         X            XXX XXXXX                                                          99.99
HEMT 2006-3                         Y            WATSONVILLE                                                          100
HEMT 2006-3                         Y            SAINT XXXX                                                           100
HEMT 2006-3                         Y            ARLINGTON                                                            100
HEMT 2006-3                         Y            SARASOTA                                                              95
HEMT 2006-3                         Y            MOUNT XXXXXX                                                          95
HEMT 2006-3                         Y            PISCATAWAY                                                           100
HEMT 2006-3                         Y            LAKE WORTH                                                           100
HEMT 2006-3                         X            XXXXXXX                                                               90
HEMT 2006-3                         Y            WASHINGTON                                                            97
HEMT 2006-3                         X            XXXXXX ISLAND                                                        100
HEMT 2006-3                         Y            Xxxxxx                                                                95
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            PAHRUMP                                                            89.97
HEMT 2006-3                         X            XXXXXXXXX                                                             95
HEMT 2006-3                         Y            BOCA RATON                                                           100
HEMT 0000-0                         X            XXXXXXXX                                                             100
HEMT 2006-3                         Y            TURLOCK                                                              100
HEMT 0000-0                         X            XXXX XXXXXXXXXX                                                    89.99
HEMT 2006-3                         Y            TURLOCK                                                            99.99
HEMT 2006-3                         Y            XXXXXXXXXX                                                            95
HEMT 2006-3                         Y            BOYDS                                                                100
HEMT 0000-0                         X            XXXXX XXXXXXX                                                        100
HEMT 0000-0                         X            Xxxxxx                                                               000
HEMT 2006-3                         Y            XXXXXXX                                                               00
XXXX 0000-0                         Y            SUN CITY                                                              95
HEMT 2006-3                         Y            CLEARWATER                                                            95
HEMT 2006-3                         X            XXXXXXX                                                              100
HEMT 2006-3                         Y            OCEAN SHORES                                                       94.97
HEMT 2006-3                         Y            TAMPA                                                              99.99
HEMT 2006-3                         Y            MINNETONKA                                                         99.99
HEMT 2006-3                         Y            WASHINGTON                                                            95
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            XXXXXXX                                                               00
XXXX 0000-0                         Y            NORFOLK                                                            89.81
HEMT 2006-3                         Y            QUEEN CREEK                                                        87.94
HEMT 2006-3                         Y            BRONX                                                               99.8
HEMT 0000-0                         X            XXXXXXXXXXXX                                                         100
HEMT 2006-3                         X            XXXXXXXXX                                                          98.53
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            MANVILLE                                                             100
HEMT 2006-3                         N            DUBLIN                                                             94.11
HEMT 2006-3                         Y            XXXXXX                                                                95
HEMT 2006-3                         Y            COON RAPIDS                                                          100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         X            XXXXXXXX                                                             100
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            BOTHELL                                                              100
HEMT 2006-3                         Y            XXXXXXX                                                               95
HEMT 0000-0                         X            XXX XXXXX                                                             90
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            SPRING XXXX                                                           90
HEMT 2006-3                         N            CHARLESTON                                                            95
HEMT 2006-3                         Y            DENVER                                                               100
HEMT 2006-3                         Y            XXXXXXXX                                                             000
HEMT 2006-3                         Y            XXXXXX XXXXXX                                                        100
HEMT 2006-3                         Y            CEDAR CITY                                                           100
HEMT 2006-3                         X            XXXXXX                                                               100
HEMT 2006-3                         Y            CHICO                                                                 80
HEMT 0000-0                         X            XXXX XXXXXX                                                          100
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                    99.99
HEMT 2006-3                         Y            GIBSONTON                                                            100
HEMT 0000-0                         X            XXXXXX XXXX                                                          000
HEMT 2006-3                         Y            GIBSONTON                                                             95
HEMT 0000-0                         X            XXXXXX XXXXX                                                          95
HEMT 2006-3                         X            XXXXXXXXXXX                                                           90
HEMT 0000-0                         X            XXXXXXX                                                              000
HEMT 2006-3                         Y            XXXXXXXX                                                             000
HEMT 2006-3                         Y            BOCA RATON                                                           100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            SAHUARITA                                                             95
HEMT 0000-0                         X            XXXXXX                                                               000
HEMT 2006-3                         Y            Whittier                                                             100
HEMT 2006-3                         X            Xxxxxxxxx                                                            100
HEMT 2006-3                         Y            Los Angeles                                                           95
HEMT 0000-0                         X            Xxxx Xxxxx                                                            85
HEMT 2006-3                         Y            RESEDA                                                             89.93
HEMT 0000-0                         X            XXXXXXXX                                                              90
HEMT 2006-3                         N            BRONX                                                                 95
HEMT 2006-3                         Y            TRENTON                                                               90
HEMT 2006-3                         Y            (NORTH HOLLYWOOD AREA) LOS ANG                                       100
HEMT 2006-3                         Y            QUEEN CREEK                                                          100
HEMT 2006-3                         Y            NEW XXXXXXXX                                                          90
HEMT 0000-0                         X            XXXXXX                                                               100
HEMT 0000-0                         X            XXXXXX                                                               000
HEMT 2006-3                         Y            FALLS CHURCH                                                         100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            SOMERSET                                                             100
HEMT 2006-3                         Y            MARICOPA                                                              90
HEMT 2006-3                         Y            XXXXX XXXXX XXXX                                                     000
XXXX 0000-0                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            NASHVILLE                                                            100
HEMT 2006-3                         Y            XXXX XXXXXXXXX                                                        00
XXXX 0000-0                         Y            TAMPA                                                                100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 0000-0                         X            XXXXXXXX                                                              95
HEMT 2006-3                         Y            XXXXXXX                                                               95
HEMT 2006-3                         Y            XXXX XXXXX                                                            95
HEMT 2006-3                         N            COLCHESTER                                                            95
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                       90
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         X            XXXXXXXXX                                                             95
HEMT 2006-3                         N            CASTLE ROCK                                                          100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            TOLLSON                                                               95
HEMT 2006-3                         Y            VANCOUVER                                                            100
HEMT 2006-3                         Y            TUCSON                                                               100
HEMT 0000-0                         X            XXXX XXXXXX                                                          000
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                      100
HEMT 2006-3                         Y            GOLDEN VALLEY                                                        100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 0000-0                         X            XXXXX XXXXXXX                                                      95.89
HEMT 0000-0                         X            XXXXXXX                                                              000
HEMT 2006-3                         X            XXXXXXX                                                              100
HEMT 2006-3                         Y            RICHMOND                                                              90
HEMT 2006-3                         N            LOST HILLS                                                           100
HEMT 0000-0                         X            XXXXXX XXXXXXXX                                                       95
HEMT 2006-3                         Y            CLEARWATER                                                            90
HEMT 0000-0                         X            XXXXX XXXXXXXXXX                                                      85
HEMT 0000-0                         X            XXXXXX                                                               000
HEMT 2006-3                         Y            ZEPHYRHILLS                                                           95
HEMT 2006-3                         N            BALTIMORE                                                             90
HEMT 2006-3                         N            SOUTH ORANGE                                                          95
HEMT 2006-3                         Y            XXXXXX PARK                                                           95
HEMT 2006-3                         Y            HESPERIA                                                             100
HEMT 2006-3                         Y            MIAMI                                                                 95
HEMT 0000-0                         X            XXXX XXXXX                                                           100
HEMT 2006-3                         Y            HOLLISTER                                                            100
HEMT 2006-3                         Y            VALLEY STREAM                                                        100
HEMT 2006-3                         Y            XXXXXXXX                                                              95
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 0000-0                         X            XXX XXXXXXXXXX                                                        90
HEMT 0000-0                         X            XXXXXXXXX                                                            000
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            XXXX FALMOUTH                                                        100
HEMT 2006-3                         X            XXXXXXX                                                              100
HEMT 2006-3                         Y            ORANGE                                                                95
HEMT 2006-3                         Y            VALLEY STREAM                                                         95
HEMT 2006-3                         Y            ORTING                                                               100
HEMT 2006-3                         Y            Palmdale                                                             100
HEMT 2006-3                         Y            VACAVILLE                                                            100
HEMT 2006-3                         Y            Xxx Xxxxxxxxxx                                                        00
XXXX 0000-0                         X            Xx Xxxxx                                                              95
HEMT 2006-3                         X            Xxxxxxxx                                                              88
HEMT 2006-3                         N            FLORAL PARK                                                         94.9
HEMT 2006-3                         Y            XXXXXX                                                                90
HEMT 2006-3                         N            EAST BRUNSWICK                                                        90
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 0000-0                         X            XXXXX XXXXXXXXXX                                                     100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            XXXXXXXXX                                                            000
HEMT 2006-3                         Y            FREDERICKSBURG                                                       100
HEMT 0000-0                         X            XXXXXXXX                                                             000
HEMT 2006-3                         Y            BATTLE GROUND                                                         95
HEMT 0000-0                         X            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            CHICAGO                                                               90
HEMT 2006-3                         Y            CHICAGO                                                               90
HEMT 2006-3                         Y            DAVIE                                                                100
HEMT 2006-3                         Y            WINDSOR MILL                                                         100
HEMT 2006-3                         Y            FARMINGTON                                                           100
HEMT 2006-3                         Y            XXXXXXXXXXX                                                          000
HEMT 2006-3                         Y            XXXX HAVEN                                                         86.62
HEMT 2006-3                         Y            XXXXXXX                                                               80
HEMT 2006-3                         Y            PUYALLUP                                                             100
HEMT 0000-0                         X            XXXXX XXXXXXX                                                         95
HEMT 2006-3                         Y            HOMESTEAD                                                             90
HEMT 0000-0                         X            XXXXXX XXXXXX                                                        000
HEMT 0000-0                         X            XXXXXX XXXXXX                                                         95
HEMT 2006-3                         Y            PHOENIX                                                               90
HEMT 2006-3                         Y            EL MIRAGE                                                             90
HEMT 2006-3                         Y            BRONX                                                                 90
HEMT 2006-3                         Y            XXXXXXXXX                                                             95
HEMT 2006-3                         Y            ORLANDO                                                              100
HEMT 2006-3                         Y            PLANTATION                                                           100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 0000-0                         X            XXXXX XXXX                                                            90
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            MIAMI                                                                 90
HEMT 0000-0                         X            XXXX XXXXXXX XXXXXXXX                                                 95
HEMT 0000-0                         X            XXXXXXX XXXXXX                                                     83.75
HEMT 2006-3                         Y            SILVER SPRING                                                      85.29
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            ORANGE                                                               100
HEMT 2006-3                         Y            XXXXXX                                                                95
HEMT 2006-3                         Y            APPLE VALLEY                                                         100
HEMT 0000-0                         X            XXX XXXXXXX                                                           90
HEMT 2006-3                         Y            KENNEWICK                                                          99.27
HEMT 0000-0                         X            XXXX XXX                                                              90
HEMT 0000-0                         X            XXXXX XXXXX                                                        99.87
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            SAINT XXXX                                                           100
HEMT 2006-3                         Y            CLERMONT                                                              90
HEMT 0000-0                         X            XXXXXXX                                                               95
HEMT 2006-3                         Y            PALM BEACH GARDENS                                                    95
HEMT 0000-0                         X            XXXXXXXX PARK                                                      90.38
HEMT 2006-3                         Y            DOTHAN                                                                90
HEMT 2006-3                         Y            XXXXXXXX XXXXX                                                        00
XXXX 0000-0                         Y            XXXXXX VALLEY                                                         95
HEMT 2006-3                         Y            XXXXXX                                                                90
HEMT 2006-3                         Y            SIOUX FALLS                                                           90
HEMT 2006-3                         Y            MONMOUTH                                                              90
HEMT 2006-3                         N            RIVERVIEW                                                             95
HEMT 2006-3                         Y            PALM BAY                                                              90
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            XXXXXXXXXX                                                            00
XXXX 0000-0                         Y            CORAL SPRINGS                                                        100
HEMT 2006-3                         X            XXXXXXXXXXXX                                                       89.87
HEMT 2006-3                         Y            TACOMA                                                              92.5
HEMT 2006-3                         Y            CAPE CORAL                                                            90
HEMT 2006-3                         Y            FIFE LAKE                                                             95
HEMT 2006-3                         Y            TALLAHASSEE                                                           95
HEMT 2006-3                         X            XXXXXXXXXX                                                            90
HEMT 2006-3                         Y            XXXXXXXX PARK                                                         95
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                      100
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                      000
HEMT 2006-3                         Y            XXXXXXXX                                                              95
HEMT 2006-3                         Y            BIG BEAR LAKE                                                         95
HEMT 2006-3                         Y            SAYVILLE                                                            88.8
HEMT 2006-3                         Y            XXXXXXXX                                                              95
HEMT 2006-3                         Y            XXXXXX                                                                95
HEMT 2006-3                         N            PERTH AMBOY                                                          100
HEMT 2006-3                         Y            XXXXXXX TWP                                                           95
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 0000-0                         X            XXXXXXX                                                              100
HEMT 0000-0                         X            XXX XXXXX                                                             90
HEMT 2006-3                         Y            CORRYTON                                                              95
HEMT 0000-0                         X            XXXXXX                                                               000
HEMT 2006-3                         Y            JAMAICA                                                               90
HEMT 2006-3                         Y            DAVIE                                                                 95
HEMT 2006-3                         Y            HALEDON                                                            89.45
HEMT 2006-3                         Y            TUCSON                                                                95
HEMT 2006-3                         Y            ORLANDO                                                               95
HEMT 2006-3                         Y            QUEEN CREEK                                                          100
HEMT 2006-3                         Y            XXXXX XXXXXXXX                                                     89.89
HEMT 2006-3                         Y            AUSTIN                                                                95
HEMT 2006-3                         N            MODESTO                                                               95
HEMT 0000-0                         X            XXX XXXXX                                                          99.99
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 0000-0                         X            XXXXXXXXX                                                            000
HEMT 0000-0                         X            XXX XXXX                                                            99.9
HEMT 2006-3                         Y            South Gate                                                           100
HEMT 2006-3                         Y            LAKE FOREST                                                        94.99
HEMT 0000-0                         X            Xxx Xxxxx                                                            100
HEMT 2006-3                         Y            LONG BEACH                                                            95
HEMT 0000-0                         X            Xxxxx Xxxxx                                                        79.85
HEMT 0000-0                         X            Xxx Xxxxxxx                                                          100
HEMT 2006-3                         Y            Paramount                                                            100
HEMT 2006-3                         X            Xxxxx                                                              94.02
HEMT 0000-0                         X            XXXXXXXXXX XXXX                                                       90
HEMT 2006-3                         Y            Xxxxxxx                                                               90
HEMT 2006-3                         Y            XXXXXXX                                                            92.63
HEMT 0000-0                         X            XXX XXXXX                                                             00
HEMT 2006-3                         Y            MINNEAPOLIS                                                          100
HEMT 2006-3                         Y            FEDERAL WAY                                                          100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         X            XXXXXX                                                                95
HEMT 2006-3                         Y            RICHFIELD                                                            100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         X            XXXXXXXXXXX                                                        94.99
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            XXXXXX                                                             99.99
HEMT 2006-3                         N            BRISTOL                                                               95
HEMT 2006-3                         N            BRISTOL                                                              100
HEMT 2006-3                         Y            ORLANDO                                                              100
HEMT 2006-3                         Y            XXXXXXXXX                                                             00
XXXX 0000-0                         Y            RANCHO CUCAMONGA                                                   84.15
HEMT 2006-3                         Y            XXXXXXXXX                                                             95
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            TAMPA                                                                 95
HEMT 2006-3                         Y            BALTIMORE                                                             90
HEMT 2006-3                         Y            XXXXXXXX                                                              00
XXXX 0000-0                         Y            BALTIMORE                                                             90
HEMT 2006-3                         Y            PORT SAINT XXXXX                                                   89.96
HEMT 2006-3                         Y            XXXXXXXXX                                                             90
HEMT 2006-3                         X            XXXXXXX                                                               90
HEMT 2006-3                         N            CHARLESTON                                                           100
HEMT 2006-3                         Y            STERLING                                                             100
HEMT 2006-3                         Y            CALERA                                                               100
HEMT 2006-3                         Y            TAMPA                                                                100
HEMT 2006-3                         Y            LAKE WORTH                                                         89.98
HEMT 2006-3                         X            XXXXXX                                                                95
HEMT 2006-3                         Y            ALEXANDRIA                                                           100
HEMT 2006-3                         Y            MARSHVILLE                                                            95
HEMT 2006-3                         Y            NEW CASTLE                                                         89.85
HEMT 2006-3                         Y            SARASOTA                                                              95
HEMT 2006-3                         Y            NEW PORT XXXXXX                                                       90
HEMT 2006-3                         N            TYRONE                                                             94.98
HEMT 2006-3                         N            SPRING                                                             94.88
HEMT 2006-3                         Y            XXXXXXXXXX                                                         99.87
HEMT 2006-3                         Y            BOSTON                                                                95
HEMT 2006-3                         N            APPLE VALLEY                                                          95
HEMT 2006-3                         Y            FERNDALE                                                             100
HEMT 2006-3                         N            MIAMI                                                                100
HEMT 0000-0                         X            XXXX XXXXXXXXXX                                                      100
HEMT 0000-0                         X            XXXXXXXX                                                             100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            TAMPA                                                                100
HEMT 2006-3                         Y            PETERSBURG`                                                          100
HEMT 2006-3                         Y            TUCSON                                                                95
HEMT 2006-3                         Y            ESCONDIDO                                                             90
HEMT 0000-0                         X            XXXXXX                                                             87.83
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            XXXXXXX XXXX                                                          00
XXXX 0000-0                         Y            LOS ANGELES                                                           90
HEMT 2006-3                         Y            FAIRFAX                                                              100
HEMT 2006-3                         X            XXXXXXX                                                              100
HEMT 2006-3                         Y            DALLAS                                                             99.99
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            RENTON                                                               100
HEMT 0000-0                         X            XXXXXXXXXXX                                                          100
HEMT 2006-3                         Y            ISSAQUAH                                                             100
HEMT 2006-3                         Y            ALBUQUERQUE                                                           95
HEMT 2006-3                         X            XXXXXXXX                                                             100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            TAMPA                                                                 90
HEMT 2006-3                         Y            PACIFIC                                                              100
HEMT 2006-3                         Y            HOMESTEAD                                                            100
HEMT 0000-0                         X            XXX XXXX                                                              90
HEMT 2006-3                         Y            SACRAMENTO                                                          99.8
HEMT 0000-0                         X            XXXX XXXX                                                             00
XXXX 0000-0                         Y            Los Angeles                                                          100
HEMT 2006-3                         Y            XXXXXXXX                                                           99.99
HEMT 2006-3                         Y            LOS ANGELES                                                           95
HEMT 2006-3                         Y            ROSEMEAD                                                             100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            Los Angeles                                                           95
HEMT 0000-0                         X            Xxxxxxxx                                                             100
HEMT 2006-3                         X            XXXXXXXX                                                           99.97
HEMT 0000-0                         X            Xxx Xxxxxxx                                                          000
HEMT 2006-3                         Y            LOS BANOS                                                          99.99
HEMT 2006-3                         Y            XXXXXX                                                                00
XXXX 0000-0                         Y            CEDAR CITY                                                            95
HEMT 2006-3                         Y            ORLANDO                                                            89.88
HEMT 2006-3                         Y            MIRAMAR                                                               95
HEMT 2006-3                         Y            FAR ROCKAWAY                                                         100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            CAPE CORAL                                                            95
HEMT 2006-3                         Y            AUBURN                                                               100
HEMT 2006-3                         Y            POMPANO BEACH                                                         95
HEMT 2006-3                         Y            RIVERSIDE                                                            100
HEMT 2006-3                         Y            SACRED HEART                                                       99.71
HEMT 2006-3                         Y            FAR ROCKAWAY                                                         100
HEMT 2006-3                         Y            RESEDA                                                             86.14
HEMT 2006-3                         Y            TOLLESON                                                              95
HEMT 2006-3                         N            PORTLAND                                                              90
HEMT 2006-3                         Y            NAPLES                                                                90
HEMT 0000-0                         X            XXXXXXXXX                                                            000
HEMT 2006-3                         N            CENTRAL XXXXX                                                        100
HEMT 2006-3                         Y            CAPE CORAL                                                            95
HEMT 0000-0                         X            XXXXXXXXX                                                             00
HEMT 2006-3                         Y            ORLANDO                                                               95
HEMT 2006-3                         Y            XXXXXXXX                                                              00
XXXX 0000-0                         Y            TACOMA                                                               100
HEMT 2006-3                         Y            SCOTTSDALE                                                           100
HEMT 2006-3                         X            XXXXXXXXX                                                          94.97
HEMT 2006-3                         Y            XXXXXXX                                                               90
HEMT 2006-3                         Y            CORAL SPRING                                                          90
HEMT 2006-3                         X            XXXXXXXX                                                             100
HEMT 2006-3                         Y            WASHINGTON                                                            90
HEMT 2006-3                         Y            DENVER                                                                95
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            TUCSON                                                               100
HEMT 2006-3                         Y            HOMOSASSA                                                             95
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            KILLINGLY                                                            100
HEMT 2006-3                         N            ALEXANDRIA                                                           100
HEMT 2006-3                         X            XXXXXXXXX                                                             90
HEMT 2006-3                         Y            XXXXXXXX XXXX                                                         00
XXXX 0000-0                         Y            AUBURN                                                               100
HEMT 2006-3                         Y            HUMBLE                                                               100
HEMT 2006-3                         Y            CYPRESS                                                            99.97
HEMT 0000-0                         X            XXX XXXXXXX                                                        89.97
HEMT 2006-3                         Y            SURPRISE                                                             100
HEMT 2006-3                         Y            XXXXXXXX                                                              00
XXXX 0000-0                         Y            TOLLESON                                                             100
HEMT 2006-3                         Y            NORFOLK                                                              100
HEMT 2006-3                         Y            PHILADELPHIA                                                          95
HEMT 2006-3                         Y            XXXXXXX XXXX                                                         000
XXXX 0000-0                         Y            CAPE CORAL                                                         85.54
HEMT 2006-3                         Y            SPRINGFIELD GARDENS                                                  100
HEMT 0000-0                         X            XXXX XXXX                                                             95
HEMT 0000-0                         X            XX. XXXXXX                                                           000
HEMT 2006-3                         Y            XXXXXXXXXXXX                                                          00
XXXX 0000-0                         Y            RICHMOND                                                             100
HEMT 2006-3                         N            AURORA                                                                95
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            GAITHERSBURG                                                         100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            XXXXXXXXX                                                             95
HEMT 0000-0                         X            XXXX XXXXXX                                                        94.98
HEMT 2006-3                         Y            FORT LAUDERDALE                                                      100
HEMT 2006-3                         Y            PANAMA CITY BEACH                                                   91.5
HEMT 2006-3                         Y            WASHINGTON                                                           100
HEMT 2006-3                         Y            ALPHARETTA                                                           100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            MANCHESTER                                                           100
HEMT 2006-3                         Y            XXXXXXXXXX XXXX                                                       00
XXXX 0000-0                         Y            XXXXXX PARK                                                        88.92
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            XXXXX XXXXX XXXX                                                      00
XXXX 0000-0                         X            XXXXXXX XX XXXXXXX                                                    95
HEMT 0000-0                         X            XXXXXXXX                                                              85
HEMT 2006-3                         Y            CORONA                                                                95
HEMT 2006-3                         Y            EDEN PRAIRE                                                           95
HEMT 2006-3                         N            PLYMOUTH                                                             100
HEMT 2006-3                         Y            CONYERS                                                               95
HEMT 2006-3                         Y            ELK GROVE                                                             90
HEMT 2006-3                         Y            QUEEN CREEK                                                          100
HEMT 2006-3                         X            XXXXXXXX                                                           79.67
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            XXXX                                                                 100
HEMT 2006-3                         Y            DOTHAN                                                             99.65
HEMT 2006-3                         Y            TOLLESON                                                              95
HEMT 2006-3                         Y            XXXX ROXBURY                                                         100
HEMT 2006-3                         Y            XXXXX XXXX                                                         93.18
HEMT 2006-3                         Y            HOUSTON                                                            99.97
HEMT 2006-3                         Y            RICHMOND                                                             100
HEMT 2006-3                         Y            TACOMA                                                               100
HEMT 2006-3                         N            SUN CITY                                                             100
HEMT 2006-3                         Y            XXXXXXX                                                               90
HEMT 2006-3                         Y            CALEXICO                                                              90
HEMT 2006-3                         Y            SCOTTSDALE                                                            90
HEMT 0000-0                         X            XXXXXXXX XXXX                                                        100
HEMT 2006-3                         Y            TAMPA                                                              93.57
HEMT 2006-3                         Y            FAR ROCKAWAY                                                         100
HEMT 0000-0                         X            XXXX XXXXXXXX                                                         90
HEMT 0000-0                         X            XXXXXX XXXXXX                                                        100
HEMT 0000-0                         X            XXXXXX                                                                95
HEMT 2006-3                         X            XXXXXX                                                                90
HEMT 2006-3                         Y            TRENTON                                                              100
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            FAIRFAX                                                              100
HEMT 2006-3                         Y            VACAVILLE                                                            100
HEMT 2006-3                         Y            XXXX XXXXXXX                                                          95
HEMT 2006-3                         Y            PHOENIX                                                            99.98
HEMT 2006-3                         Y            MARICOPA                                                            94.9
HEMT 2006-3                         N            MIAMI                                                                 95
HEMT 2006-3                         X            XXXXXXXX                                                              95
HEMT 2006-3                         Y            PAHRUMP                                                              100
HEMT 2006-3                         Y            PROVO                                                                 90
HEMT 2006-3                         Y            CHINO                                                                100
HEMT 2006-3                         N            ORION                                                              93.79
HEMT 2006-3                         Y            KUNKLETOWN                                                         94.54
HEMT 0000-0                         X            XXXXXX                                                                95
HEMT 2006-3                         Y            NORTH HOLLYWOOD                                                      100
HEMT 0000-0                         X            XXXXXX XXXXX                                                          90
HEMT 2006-3                         Y            ORLANDO                                                            94.96
HEMT 2006-3                         Y            EAGAN                                                                 95
HEMT 2006-3                         Y            PHOENIX                                                               90
HEMT 2006-3                         Y            DELRAY BEACH                                                         100
HEMT 2006-3                         Y            XXXXXXX                                                            94.99
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            FIRESTONE                                                          93.53
HEMT 2006-3                         Y            TURLOCK                                                            94.99
HEMT 2006-3                         Y            NOTTINGHAM                                                           100
HEMT 0000-0                         X            XXX XXXXX                                                           89.5
HEMT 0000-0                         X            XXXXXXXX                                                             100
HEMT 2006-3                         Y            XXXXXXXXX                                                           88.6
HEMT 0000-0                         X            XXXXXXXX                                                             000
HEMT 2006-3                         Y            XXXXXXXXX                                                           89.3
HEMT 0000-0                         X            XXX XXXXX                                                          93.64
HEMT 2006-3                         Y            ORANGE                                                                90
HEMT 0000-0                         X            XX. XXXXXX                                                            00
XXXX 0000-0                         Y            FAIRFAX                                                              100
HEMT 0000-0                         X            XXX XXXXXXX                                                          100
HEMT 2006-3                         N            SIMI VALLEY                                                        87.36
HEMT 2006-3                         Y            Los Angeles                                                        89.99
HEMT 2006-3                         Y            Long Beach                                                         93.88
HEMT 2006-3                         Y            Hemet                                                                100
HEMT 2006-3                         Y            Colorado Springs                                                   77.82
HEMT 0000-0                         X            Xxx Xxxxxxx                                                          100
HEMT 0000-0                         X            Xxx Xxxxxx                                                           000
HEMT 2006-3                         Y            COLORADO SPRINGS                                                   77.82
HEMT 2006-3                         Y            XXX XXXXX                                                            000
HEMT 2006-3                         Y            TUCSON                                                                95
HEMT 2006-3                         Y            MIDLOTHIAN                                                            95
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            MAPLETON                                                             100
HEMT 2006-3                         N            HESPERIA                                                              90
HEMT 2006-3                         N            MAPLE HEIGHTS                                                        100
HEMT 2006-3                         Y            RENTON                                                               100
HEMT 2006-3                         Y            FREEPORT                                                             100
HEMT 2006-3                         X            XXXXXXXXX                                                             95
HEMT 2006-3                         Y            FAR ROCKAWAY                                                         100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            CLEARWATER                                                            90
HEMT 2006-3                         Y            MIAMI BEACH                                                           85
HEMT 0000-0                         X            XXXXXXXX                                                             000
HEMT 2006-3                         Y            PASCO                                                                 90
HEMT 2006-3                         Y            XXXXXXXXXXX                                                           00
XXXX 0000-0                         Y            XXXXX XXXXXX                                                          00
XXXX 0000-0                         Y            PASCO                                                                 90
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            XXXXXXXXX                                                          81.82
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            COPIAGUE                                                              90
HEMT 2006-3                         Y            XXXXXX XXXX                                                          100
HEMT 0000-0                         X            XXXXXXXX                                                             100
HEMT 2006-3                         Y            WELLINGTON                                                            90
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 2006-3                         Y            HOLLYWOOD                                                            100
HEMT 0000-0                         X            XXXXX                                                                100
HEMT 0000-0                         X            XXXXXXXXX                                                            000
HEMT 2006-3                         Y            ST. XXXX                                                              95
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            TRENTON                                                               90
HEMT 2006-3                         Y            RESTON                                                               100
HEMT 2006-3                         X            XXXXXXXX                                                             100
HEMT 2006-3                         Y            REMINGTON                                                             90
HEMT 2006-3                         Y            BROOKLYN                                                              95
HEMT 2006-3                         Y            BROOKLYN                                                              95
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            GIBSONTON                                                            100
HEMT 2006-3                         Y            XXXXXXXXXX                                                            95
HEMT 2006-3                         Y            PANAMA CITY                                                         94.9
HEMT 2006-3                         Y            XXXX XXXXXX                                                           00
HEMT 2006-3                         Y            CORONA                                                                90
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         Y            Anaheim                                                              100
HEMT 2006-3                         X            XXXXXXXXXX                                                           100
HEMT 2006-3                         N            BALTIMORE                                                          78.33
HEMT 2006-3                         Y            XXXXXXXXXXX                                                           00
XXXX 0000-0                         Y            WAXAHACHIE                                                            95
HEMT 2006-3                         Y            BELLEVUE                                                             100
HEMT 2006-3                         Y            BOCA RATON                                                            90
HEMT 2006-3                         Y            QUEEN CREEK                                                        94.99
HEMT 2006-3                         Y            MADERA                                                               100
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         Y            SPRING XXXX                                                           95
HEMT 2006-3                         Y            XXXXXXXX                                                              00
XXXX 0000-0                         Y            FORT LAUDERDALE                                                       90
HEMT 2006-3                         Y            PARAMOUNT                                                          53.11
HEMT 2006-3                         Y            XXXX CITY                                                             90
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         N            PARAMOUNT                                                          89.97
HEMT 2006-3                         Y            UPLAND                                                             76.31
HEMT 2006-3                         Y            Upland                                                               100
HEMT 2006-3                         Y            PALMDALE                                                           99.99
HEMT 2006-3                         Y            Littlerock                                                           100
HEMT 0000-0                         X            XXXXXXXXXXX                                                          100
HEMT 2006-3                         X            XXXXXX                                                             82.91
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            Oakland                                                              100
HEMT 2006-3                         Y            Temecula                                                           94.99
HEMT 2006-3                         X            XXXXXXXX                                                           99.99
HEMT 2006-3                         Y            PALMDALE                                                             100
HEMT 2006-3                         Y            HOUSTON                                                              100
HEMT 2006-3                         Y            BRONX                                                                 95
HEMT 2006-3                         Y            NEW PORT XXXXXX                                                       90
HEMT 0000-0                         X            XXXXXXX XXXXX                                                        100
HEMT 0000-0                         X            XXXXXXX XXXXX                                                      84.81
HEMT 0000-0                         X            XXXXXX XXXX                                                          000
HEMT 0000-0                         X            XXX XXXXX                                                          89.67
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         Y            XXXXXXXXXXXX                                                          95
HEMT 2006-3                         Y            ALEXANDRIA                                                         99.98
HEMT 2006-3                         Y            PHILADELPHIA                                                          95
HEMT 0000-0                         X            XXX XXXXX                                                          99.98
HEMT 2006-3                         Y            EGG HARBOR TOWNSHIP                                                  100
HEMT 2006-3                         Y            CORONA                                                                95
HEMT 2006-3                         Y            LAS FLORES AREA                                                       90
HEMT 2006-3                         Y            SUFFOLK                                                              100
HEMT 0000-0                         X            XXXXX                                                              91.39
HEMT 2006-3                         X            XXXXXXXXX                                                             95
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         Y            NORTH MIAMI                                                          100
HEMT 2006-3                         N            BETHLEHEM                                                          87.54
HEMT 2006-3                         Y            EAST ELMHURST                                                      95.47
HEMT 2006-3                         Y            XXX XXXXXXX                                                          000
HEMT 2006-3                         Y            DUNDEE                                                                90
HEMT 2006-3                         Y            PALISADES PARK                                                        95
HEMT 0000-0                         X            XXX XXXXX                                                          99.98
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 0000-0                         X            XXXXXXXXX                                                            000
HEMT 2006-3                         Y            BRONX                                                                 80
HEMT 0000-0                         X            XXX XXXXX                                                          94.98
HEMT 2006-3                         Y            FORT XXXXX                                                            90
HEMT 2006-3                         Y            ATLANTA                                                              100
HEMT 2006-3                         Y            ORLANDO                                                              100
HEMT 2006-3                         Y            TALLAHASSEE                                                           90
HEMT 2006-3                         X            XXXXXXX                                                               90
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 0000-0                         X            XXX XXXXXXX                                                          100
HEMT 2006-3                         Y            Long Beach                                                         89.98
HEMT 0000-0                         X            Xxx Xxxx Xxxx Xxxx                                                   100
HEMT 2006-3                         Y            LAKE ARROWHEAD AREA                                                  100
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            Xxxxxxxx                                                             000
XXXX 0000-0                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            ALBUQUERQUE                                                           95
HEMT 2006-3                         Y            XXXXXX                                                                00
XXXX 0000-0                         Y            EL CENTRO                                                             90
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            CORONA                                                               100
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            KENOSHA                                                               90
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            LAKE WORTH                                                            95
HEMT 2006-3                         Y            BROOKLYN                                                              95
HEMT 2006-3                         Y            LONG BEACH                                                           100
HEMT 0000-0                         X            XXX XXXXX                                                          78.76
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            DETROIT                                                            94.93
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            NEW PORT XXXXXX                                                       95
HEMT 0000-0                         X            XXXXXXXXXX                                                            90
HEMT 2006-3                         Y            LAKELAND                                                           89.97
HEMT 2006-3                         Y            SPRINGFIELD                                                          100
HEMT 2006-3                         Y            LINO LAKES                                                         99.99
HEMT 2006-3                         Y            FERNANDINA BEACH                                                   99.98
HEMT 2006-3                         Y            PHILADELPHIA                                                          90
HEMT 2006-3                         N            BOLINGBROOK                                                           90
HEMT 2006-3                         Y            WEEKI WACHEE                                                          95
HEMT 2006-3                         Y            XXXXXXX PARK                                                         100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            SPANAWAY                                                              95
HEMT 2006-3                         Y            SILVER SPRING                                                        100
HEMT 2006-3                         Y            HOMESTEAD                                                             95
HEMT 2006-3                         N            BROOKLYN                                                              95
HEMT 2006-3                         Y            PACIFICA                                                              95
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            NORFOLK                                                              100
HEMT 2006-3                         Y            ELMONT                                                             87.17
HEMT 2006-3                         Y            DISTRICT HEIGHTS                                                     100
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            PINAL COUNTY                                                          95
HEMT 2006-3                         X            XXXXXXXX                                                             100
HEMT 2006-3                         N            BROOKLYN                                                              95
HEMT 2006-3                         Y            NORTH XXXXXX                                                         100
HEMT 2006-3                         Y            MESA                                                               89.98
HEMT 2006-3                         Y            XXXXXX                                                             94.99
HEMT 2006-3                         Y            FLAGSTAFF                                                            100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            XXXXX XXXX                                                           000
XXXX 0000-0                         X            XXXXXXX                                                              100
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                      000
HEMT 2006-3                         Y            ORANGE                                                                95
HEMT 2006-3                         Y            NORTH PLAINFIELD                                                     100
HEMT 2006-3                         Y            BALTIMORE                                                             95
HEMT 0000-0                         X            XXX XXXXX                                                             90
HEMT 0000-0                         X            XXXXXXXX                                                             000
HEMT 2006-3                         Y            DALLAS                                                               100
HEMT 2006-3                         Y            XXXXXXXX                                                              95
HEMT 0000-0                         X            XXX XXXXX                                                          99.66
HEMT 0000-0                         X            XXX XXXXX                                                             90
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                      000
HEMT 0000-0                         X            XXX XXXXX                                                          99.99
HEMT 0000-0                         X            XXX XXXXX                                                             90
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                      000
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                    99.96
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 0000-0                         X            XXX XXXXX                                                          93.96
HEMT 2006-3                         Y            SCOTTSDALE                                                            90
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            ANCHORAGE                                                            100
HEMT 2006-3                         Y            XXXXX XXXX                                                           000
XXXX 0000-0                         X            XXXXXXX WAY                                                          100
HEMT 0000-0                         X            XXXXXXX XXXX                                                          00
XXXX 0000-0                         Y            AVENTURA                                                              90
HEMT 2006-3                         Y            MESA                                                                  95
HEMT 2006-3                         Y            SURPRISE                                                              95
HEMT 2006-3                         Y            TUCSON                                                             99.52
HEMT 2006-3                         N            NEFFS                                                                100
HEMT 2006-3                         Y            BOISE                                                                100
HEMT 2006-3                         Y            LEESBURG                                                           79.87
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 0000-0                         X            XXX XXXXXXXXXX                                                       100
HEMT 0000-0                         X            XXXXXXXXX                                                          99.97
HEMT 2006-3                         Y            ST XXXX                                                              100
HEMT 2006-3                         Y            NEW BRUNSWICK                                                         90
HEMT 2006-3                         Y            XXXX PALM BEACH                                                      100
HEMT 2006-3                         Y            TRABUCO CANYON                                                        90
HEMT 2006-3                         Y            BRONX                                                                100
HEMT 2006-3                         Y            TAMPA                                                                100
HEMT 2006-3                         Y            CHINO                                                                100
HEMT 2006-3                         Y            ALTAMONTE SPRINGS                                                    100
HEMT 2006-3                         Y            XXXXXXXX                                                              80
HEMT 2006-3                         Y            GRANITE BAY                                                           95
HEMT 2006-3                         Y            FREEPORT                                                              95
HEMT 2006-3                         Y            Delhi                                                              99.98
HEMT 0000-0                         X            Xxxxxxxxx                                                            000
HEMT 2006-3                         Y            ORANGE                                                                90
HEMT 0000-0                         X            Xxxxxx Xxxx                                                        99.99
HEMT 2006-3                         Y            LONG BEACH                                                         99.99
HEMT 2006-3                         Y            XXXXXXXX                                                              00
XXXX 0000-0                         Y            XXXXXX VALLEY                                                        100
HEMT 2006-3                         Y            XXXXXXXXXX                                                            00
XXXX 0000-0                         Y            XXXXX                                                                100
HEMT 2006-3                         Y            MARICOPA                                                             100
HEMT 2006-3                         Y            SURPRISE                                                           99.99
HEMT 2006-3                         Y            BRONX                                                                 90
HEMT 2006-3                         Y            GIBSONTON                                                            100
HEMT 2006-3                         Y            SAGINAW                                                               90
HEMT 2006-3                         Y            SPRINGFIELD                                                        94.96
HEMT 2006-3                         Y            RINCON                                                               100
HEMT 0000-0                         X            XXXXXXX                                                              000
HEMT 2006-3                         Y            MONTICELLO                                                           100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         N            MINOOKA                                                              100
HEMT 2006-3                         Y            TACOMA                                                               100
HEMT 2006-3                         N            BOLINGBROOK                                                           90
HEMT 2006-3                         Y            BRICK                                                                100
HEMT 2006-3                         Y            ELK RIVER                                                             90
HEMT 0000-0                         X            XXXX XXXXX                                                            90
HEMT 2006-3                         Y            FORT LEE                                                            68.8
HEMT 2006-3                         Y            BROOKLYN                                                              95
HEMT 2006-3                         Y            LEXINGTON                                                            100
HEMT 2006-3                         Y            XXXXXXXXXX VILLAGE                                                  94.7
HEMT 2006-3                         Y            TEMECULA                                                             100
HEMT 2006-3                         Y            GREELEY                                                              100
HEMT 2006-3                         Y            SALEM                                                                 95
HEMT 2006-3                         Y            XXXXXXXXX                                                             00
XXXX 0000-0                         Y            FLAGSTAFF                                                            100
HEMT 0000-0                         X            XXXXXXX                                                              000
HEMT 2006-3                         Y            PUNTA GORDA                                                           95
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            PORT XXXXXXXXX                                                       100
HEMT 2006-3                         Y            ORLANDO                                                              100
HEMT 2006-3                         Y            DUNEDIN                                                               90
HEMT 2006-3                         Y            YAPHANK                                                               80
HEMT 2006-3                         N            HAVANA                                                                95
HEMT 2006-3                         Y            MANASSAS                                                             100
HEMT 2006-3                         X            XXXXXXXXX                                                             95
HEMT 0000-0                         X            XXXXX XXXXXXXX                                                        85
HEMT 2006-3                         Y            BRIDGEWATER (BOUNDBROOK)                                              95
HEMT 2006-3                         Y            ROCHESTER HILLS                                                      100
HEMT 2006-3                         Y            XXXXXX                                                               000
HEMT 2006-3                         Y            LONG BEACH                                                           100
HEMT 0000-0                         X            XXX XXXXXXX                                                           95
HEMT 0000-0                         X            XXXXXXXX                                                           79.15
HEMT 0000-0                         X            XXXXXXXX                                                              95
HEMT 0000-0                         X            Xxx Xxxxxxx                                                          100
HEMT 0000-0                         X            XXX XXXXXX XXXX                                                    99.99
HEMT 0000-0                         X            Xxxxxx                                                               100
HEMT 2006-3                         Y            LONG BEACH                                                           100
HEMT 0000-0                         X            XXX XXXXXXX                                                        89.93
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            ROCKSPRINGS                                                           95
HEMT 2006-3                         Y            SACRAMENTO                                                            95
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 0000-0                         X            XXX XXXXX                                                             90
HEMT 2006-3                         N            SPRING                                                               100
HEMT 2006-3                         Y            XXXXXXX                                                               95
HEMT 2006-3                         N            NORTH LITTLE ROCK                                                    100
HEMT 2006-3                         Y            KENNEWICK                                                          94.97
HEMT 2006-3                         Y            BUSHKILL                                                             100
HEMT 2006-3                         Y            XXXX                                                               94.64
HEMT 2006-3                         X            XXXXXXXXX                                                          99.99
HEMT 2006-3                         Y            BATON ROUGE                                                        94.95
HEMT 0000-0                         X            XXXXX XXXXX                                                        94.95
HEMT 2006-3                         Y            DEERFIELD BEACH                                                    99.47
HEMT 2006-3                         Y            GERMANTOWN                                                         99.98
HEMT 2006-3                         Y            XXXXXX XXXXXXX                                                        00
XXXX 0000-0                         Y            XXXXXX XXXXXXX                                                        00
XXXX 0000-0                         Y            MESA                                                                 100
HEMT 2006-3                         Y            XXXXXXXXX                                                             00
XXXX 0000-0                         Y            XXXXXXXXX                                                          89.98
HEMT 0000-0                         X            XXX XXXXXXX                                                          000
HEMT 2006-3                         Y            CALERA                                                               100
HEMT 2006-3                         Y            SAINT XXXXXXX                                                         90
HEMT 2006-3                         Y            ADDISON                                                             78.2
HEMT 2006-3                         Y            PAWTUCKET                                                             95
HEMT 2006-3                         Y            OPA LOCKA                                                            100
HEMT 2006-3                         Y            ATLANTA                                                              100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            SPRING XXXX                                                           90
HEMT 0000-0                         X            XXXXXXXXX                                                             95
HEMT 2006-3                         Y            SCOTTSDALE                                                          41.4
HEMT 2006-3                         Y            XXXXXXX BEACH                                                      89.99
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                       90
HEMT 2006-3                         Y            SAINT PETERSBURG                                                     100
HEMT 2006-3                         Y            OMAHA                                                                100
HEMT 2006-3                         Y            WASILLA                                                               95
HEMT 2006-3                         Y            BUCKEYE                                                            94.97
HEMT 2006-3                         Y            TRENTON                                                               90
HEMT 2006-3                         N            CRESTVIEW                                                             90
HEMT 2006-3                         Y            TRENTON                                                               90
HEMT 2006-3                         Y            CAIRO                                                                100
HEMT 0000-0                         X            XXXXXXXX                                                              90
HEMT 2006-3                         X            XXXXXXXX                                                             100
HEMT 2006-3                         Y            XXXXXX VALLEY                                                      94.22
HEMT 2006-3                         Y            ORLANDO                                                              100
HEMT 2006-3                         N            POTSDAM                                                               90
HEMT 2006-3                         Y            LAKEWOOD TOWNSHIP                                                  99.99
HEMT 2006-3                         Y            PHILADELPHIA                                                          95
HEMT 2006-3                         X            XXXXXXXXX                                                             95
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 0000-0                         X            XXXXXXX                                                              000
HEMT 2006-3                         Y            CORONA                                                                95
HEMT 2006-3                         Y            XXXXXXX                                                               90
HEMT 2006-3                         Y            XXXXXXX                                                            94.67
HEMT 0000-0                         X            XXXXXXXX                                                              90
HEMT 2006-3                         Y            QUEEN CREEK                                                          100
HEMT 2006-3                         Y            NEPTUNE                                                               95
HEMT 0000-0                         X            XXXXXXX                                                              100
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 2006-3                         Y            TAMPA                                                                 95
HEMT 2006-3                         Y            GREENVILLE                                                         86.89
HEMT 0000-0                         X            XXXXXXX                                                               00
HEMT 2006-3                         Y            XXXXXXXXX                                                             00
XXXX 0000-0                         Y            XXXXXX VALLEY                                                        100
HEMT 2006-3                         Y            FAYETTEVILLE                                                        99.8
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            XXXXX XXXXX                                                           00
XXXX 0000-0                         Y            TAMPA                                                                 95
HEMT 2006-3                         Y            ANKENY                                                             87.46
HEMT 2006-3                         Y            XXXXXX PARK                                                          100
HEMT 2006-3                         Y            BRONX                                                                 90
HEMT 2006-3                         Y            BRONX                                                                100
HEMT 2006-3                         Y            BROOKLYN                                                           99.93
HEMT 2006-3                         N            FAR ROCKAWAY                                                          95
HEMT 2006-3                         Y            DENVER                                                               100
HEMT 2006-3                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            XXX XXXX                                                             000
XXXX 0000-0                         Y            Glendale                                                             100
HEMT 0000-0                         X            XXXXXXX XXXXX                                                      99.39
HEMT 0000-0                         X            XXXXXX                                                             99.99
HEMT 0000-0                         X            XXXXXXXX XXXX                                                        100
HEMT 0000-0                         X            Xxx Xxxxxxx                                                          100
HEMT 2006-3                         Y            LAKE FOREST                                                         89.8
HEMT 0000-0                         X            XXXX XXXXX                                                         94.99
HEMT 2006-3                         N            SIMI VALLEY                                                          100
HEMT 2006-3                         Y            Modesto                                                              100
HEMT 0000-0                         X            XXXXXXX                                                               95
HEMT 0000-0                         X            Xxxxxxxx Xxxx                                                         95
HEMT 0000-0                         X            XXXXXXXX XXXX                                                       87.3
HEMT 0000-0                         X            XXXXXXXXXX                                                            95
HEMT 2006-3                         N            Anaheim                                                             85.7
HEMT 2006-3                         Y            CASTLE ROCK                                                          100
HEMT 2006-3                         Y            XXXXXXX                                                              100
HEMT 2006-3                         Y            TOLLESON                                                              95
HEMT 2006-3                         Y            LAKEWOOD                                                              95
HEMT 2006-3                         Y            LAKE WORTH                                                           100
HEMT 2006-3                         Y            MIAMI                                                                 90
HEMT 2006-3                         Y            XXXXXXX                                                               90
HEMT 2006-3                         Y            NAPLES                                                             89.99
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            XXXXXXX XXXXX                                                         00
XXXX 0000-0                         Y            TUCSON                                                               100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 0000-0                         X            XXXX                                                                 100
HEMT 2006-3                         Y            ATLANTA                                                               95
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 0000-0                         X            XXXXXXXXX                                                            100
HEMT 2006-3                         Y            ORLANDO                                                              100
HEMT 2006-3                         Y            ALBUQUERQUE                                                        94.39
HEMT 2006-3                         Y            CACHE                                                                100
HEMT 2006-3                         Y            XXXXX XXXX                                                            00
XXXX 0000-0                         Y            SAN XXXXXXX                                                           90
HEMT 2006-3                         Y            XXXXXXXXX                                                            100
HEMT 0000-0                         X            XXX XXXXX                                                             80
HEMT 2006-3                         X            XXXXXX                                                             94.87
HEMT 0000-0                         X            XXX XXXXX                                                             90
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 0000-0                         X            XXXXX                                                                000
HEMT 0000-0                         X            XXXXXXXXX                                                            000
HEMT 2006-3                         Y            HOUSTON                                                              100
HEMT 0000-0                         X            XXX XXXXX                                                             90
HEMT 2006-3                         Y            NORTH BEND                                                          92.5
HEMT 2006-3                         Y            GLENDALE                                                             100
HEMT 2006-3                         Y            BRIGHTON                                                             100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            LITTLE FALLS                                                         100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            XXXX FARGO                                                            95
HEMT 0000-0                         X            XXXXXX                                                               000
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 2006-3                         Y            XXXXXXXXX                                                             00
XXXX 0000-0                         Y            XXXX XXXXXXX                                                          90
HEMT 0000-0                         X            XXXX HEAD                                                          88.09
HEMT 0000-0                         X            XXXXXXX                                                            89.99
HEMT 2006-3                         Y            PLANTATION                                                            95
HEMT 2006-3                         Y            TEMECULA                                                              95
HEMT 2006-3                         Y            FREDERICKSBURG                                                       100
HEMT 2006-3                         N            BROOKLYN                                                              90
HEMT 2006-3                         Y            XXXXXXXXX                                                             00
XXXX 0000-0                         Y            EDEN PRAIRIE                                                          95
HEMT 0000-0                         X            XXXXX XXXX                                                           000
HEMT 2006-3                         Y            EAST ORANGE                                                           90
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            AUBURN                                                               100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            XXXXXX FALLS                                                         100
HEMT 0000-0                         X            XXXXXXXXX                                                            000
HEMT 2006-3                         Y            HACKENSACK                                                            95
HEMT 2006-3                         Y            ORLANDO                                                               85
HEMT 2006-3                         Y            XXXXXXXXX                                                             00
XXXX 0000-0                         Y            TOLLESON                                                             100
HEMT 2006-3                         Y            XXXXXXXXXXX                                                           00
XXXX 0000-0                         Y            CLARKSBURG                                                           100
HEMT 2006-3                         Y            WILDOMAR                                                             100
HEMT 0000-0                         X            XXXXXXXX                                                             100
HEMT 0000-0                         X            XXXXX XXXX                                                         99.82
HEMT 2006-3                         Y            XXXXXXX                                                               95
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 0000-0                         X            XXXXX XXX XXXXX                                                    68.78
HEMT 2006-3                         Y            POST FALLS                                                         94.94
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 0000-0                         X            XXX XXXXX                                                             90
HEMT 0000-0                         X            XXX XXXXX                                                          94.93
HEMT 0000-0                         X            XXX XXXXX                                                            000
HEMT 2006-3                         Y            XXXXXX                                                                00
XXXX 0000-0                         Y            LAS VEGAS                                                          94.98
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 2006-3                         X            XXXXXXXXX                                                             95
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 0000-0                         X            XXXXXXX                                                            99.97
HEMT 0000-0                         X            XXXXXXX                                                               00
HEMT 2006-3                         Y            WERNERSVILLE                                                        99.6
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            KILL DEVIL HILLS                                                      90
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            HEMET                                                                 90
HEMT 0000-0                         X            XXX XXXXXXX                                                           90
HEMT 0000-0                         X            Xxxx Xxxxx                                                           100
HEMT 2006-3                         X            Xxxxxxxx                                                             100
HEMT 2006-3                         Y            XXXXXXXXX                                                             00
XXXX 0000-0                         Y            XXXXXXXX                                                             100
HEMT 2006-3                         Y            LOS ANGELES                                                          100
HEMT 2006-3                         Y            BROOKLYN                                                              95
HEMT 2006-3                         Y            VISTA                                                                 95
HEMT 0000-0                         X            XXXXXXXXX                                                            100
HEMT 0000-0                         X            XXXXXX                                                               000
HEMT 2006-3                         X            XXXXXXXXXX                                                           100
HEMT 0000-0                         X            XXXXXXX XXXXX                                                      86.49
HEMT 2006-3                         N            DENVER                                                                90
HEMT 0000-0                         X            XXXXXX                                                               000
HEMT 0000-0                         X            XXXXXX XXXXX                                                         100
HEMT 2006-3                         N            DENVER                                                               100
HEMT 2006-3                         X            XXXXX                                                              94.21
HEMT 0000-0                         X            XXXXXXXX                                                             000
HEMT 2006-3                         N            EDINA                                                                 90
HEMT 2006-3                         N            CASHMERE                                                             100
HEMT 0000-0                         X            XXX XXXX                                                           94.97
HEMT 0000-0                         X            XXXXXXX                                                              100
HEMT 2006-3                         X            XXXXXXX CITY                                                          90
HEMT 2006-3                         Y            LOS ANGELES                                                        35.91
HEMT 2006-3                         Y            SAINT PETERSBURG                                                     100
HEMT 0000-0                         X            XXXXXXXX                                                             000
HEMT 2006-3                         Y            BROOKLYN                                                              90
HEMT 2006-3                         Y            EAST ORANGE                                                           85
HEMT 0000-0                         X            XXXXXX                                                                95
HEMT 2006-3                         Y            JACKSONVILLE                                                       93.73
HEMT 2006-3                         Y            BOTHELL                                                              100
HEMT 2006-3                         Y            BROOKLYN                                                             100
HEMT 2006-3                         Y            BARNESVILLE                                                          100
HEMT 2006-3                         Y            NEW BRAUNFELS                                                         95
HEMT 2006-3                         Y            OKLAHOMA CITY                                                        100
HEMT 0000-0                         X            XXX XXXXX                                                             95
HEMT 0000-0                         X            XXX XXXXX                                                          94.97
HEMT 2006-3                         Y            XXXXXXX                                                               00
XXXX 0000-0                         Y            HERRIMAN                                                              95
HEMT 2006-3                         Y            XXXXXXXX XXXXX                                                     99.99
HEMT 0000-0                         X            XXXX XXXXX GARDENS                                                    95
HEMT 2006-3                         Y            XXXXXXX BEACH                                                        100
HEMT 2006-3                         Y            DETROIT                                                               95
HEMT 2006-3                         Y            POTTSTOWN                                                            100
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         Y            JAMAICA                                                              100
HEMT 0000-0                         X            XXXXXXXXX                                                          99.62
HEMT 2006-3                         Y            DALLAS                                                               100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            WARWICK                                                               95
HEMT 2006-3                         N            BRONX                                                                 95
HEMT 2006-3                         Y            PALM COAST                                                           100
HEMT 0000-0                         X            XXXXXXXX                                                              95
HEMT 2006-3                         Y            XXXXX XXXXX                                                           00
XXXX 0000-0                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            SAN XXXXX                                                             90
HEMT 2006-3                         Y            ROCKFORD                                                             100
HEMT 2006-3                         Y            XXX XXXXXXXXXX                                                       000
HEMT 2006-3                         Y            NUEVO                                                                100
HEMT 2006-3                         Y            XXXXXXXXX                                                          89.96
HEMT 2006-3                         Y            XXXXXX                                                             94.81
HEMT 2006-3                         Y            MCDONOUGH                                                            100
HEMT 2006-3                         N            Simi Valley                                                        99.94
HEMT 0000-0                         X            XXXXXXXX                                                              80
HEMT 2006-3                         Y            LE SUEUR                                                             100
HEMT 0000-0                         X            XXXXXX ISLAND                                                      94.93
HEMT 2006-3                         Y            BELLFLOWER                                                            90
HEMT 2006-3                         X            XXXXXXXX                                                           75.79
HEMT 2006-3                         N            AURORA                                                                95
HEMT 2006-3                         Y            LOS ANGELES                                                        86.22
HEMT 2006-3                         Y            ORLANDO                                                               90
HEMT 2006-3                         Y            XXXXX XXXXX XXXX                                                      00
XXXX 0000-0                         Y            ATLANTIC CITY                                                         90
HEMT 0000-0                         X            XXXXXXXXX                                                             90
HEMT 2006-3                         Y            XXXX FARGO                                                            95
HEMT 2006-3                         Y            OVIEDO                                                              99.9
HEMT 2006-3                         Y            XXXXX                                                                000
HEMT 2006-3                         Y            WOODBRIDGE                                                           100
HEMT 2006-3                         X            XXXXXX                                                                95
HEMT 2006-3                         Y            OCEANSIDE                                                          93.89
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            SPANAWAY                                                             100
HEMT 2006-3                         Y            RIDGEWOOD                                                          94.78
HEMT 2006-3                         N            BROOKLYN                                                              90
HEMT 0000-0                         X            XXX XXXXX                                                            100
HEMT 2006-3                         X            XXXXXXXX                                                              95
HEMT 2006-3                         Y            HESPERIA                                                              95
HEMT 2006-3                         Y            ATLANTA                                                               95
HEMT 2006-3                         N            CHELSEA                                                              100
HEMT 2006-3                         Y            XXXXXX                                                               100
HEMT 2006-3                         Y            RALEIGH                                                               95
HEMT 2006-3                         Y            CAPE CORAL                                                           100
HEMT 2006-3                         Y            DENVER                                                               100
HEMT 2006-3                         Y            BRICK                                                                 95
HEMT 2006-3                         Y            Long Beach                                                            95
HEMT 2006-3                         Y            Commerce City                                                        100
HEMT 0000-0                         X            XXXXX XXXXXX                                                         000
HEMT 2006-3                         Y            Norwalk                                                              100
HEMT 2006-3                         Y            Plainfield                                                           100
HEMT 2006-3                         Y            Newark                                                               100
HEMT 2006-3                         Y            Xxxxxxxxxx                                                            00
XXXX 0000-0                         Y            MESA                                                               81.45
HEMT 2006-3                         Y            CARROLLTON                                                         98.77
HEMT 2006-3                         Y            MUNDELEIN                                                            100
HEMT 2006-3                         Y            Little Egg Harbor                                                     95
HEMT 2006-3                         Y            Hyattsville                                                           95
HEMT 2006-3                         Y            XXXXXXX                                                               00
XXXX 0000-0                         Y            ATLANTA                                                               95
HEMT 2006-3                         Y            Baltimore                                                            100
HEMT 2006-3                         N            Providence                                                            95
HEMT 2006-3                         Y            ORLANDO                                                               95
HEMT 2006-3                         Y            Orlando                                                               95
HEMT 2006-3                         Y            BLUFFTON                                                             100
HEMT 2006-3                         Y            Xxxxxxx                                                            87.62
HEMT 0000-0                         X            XXXXXXXX                                                             000
HEMT 0000-0                         X            Xxxxx                                                                100
HEMT 2006-3                         Y            Saugus                                                             89.66
HEMT 2006-3                         Y            Newark                                                                95
HEMT 2006-3                         N            Alexandria                                                            90
HEMT 2006-3                         N            Margate                                                            94.27
HEMT 2006-3                         Y            Hackensack                                                            95
HEMT 2006-3                         Y            Bronx                                                                100
HEMT 2006-3                         N            North Xxxxxx                                                         100
HEMT 2006-3                         Y            CORONA                                                                95
HEMT 2006-3                         Y            Hialeah                                                               95
HEMT 2006-3                         Y            SECAUCUS                                                              95
HEMT 0000-0                         X            XXXXXXXX                                                              95
HEMT 2006-3                         Y            Hialeah                                                              100
HEMT 2006-3                         N            PALATINE                                                              95
HEMT 2006-3                         N            Charleston                                                            90
HEMT 2006-3                         Y            PHILADELPHIA                                                         100
HEMT 2006-3                         Y            Xxxx                                                                  95
HEMT 2006-3                         Y            Sherman                                                              100
HEMT 2006-3                         Y            AIRWAY HEIGHTS                                                        95
HEMT 2006-3                         Y            Jamaica                                                              100
HEMT 2006-3                         Y            LANCASTER                                                           89.5
HEMT 2006-3                         N            Hillside                                                             100
HEMT 2006-3                         Y            Boston                                                               100
HEMT 2006-3                         Y            MONTGOMERY VILLAGE                                                   100
HEMT 2006-3                         Y            IRVINGTON                                                             95
HEMT 2006-3                         Y            BATESBURG                                                             90
HEMT 2006-3                         Y            West Norriton Township                                               100
HEMT 2006-3                         N            Jersey City                                                          100
HEMT 2006-3                         Y            Yonkers                                                            94.58
HEMT 2006-3                         Y            Bluffton                                                              80
HEMT 2006-3                         N            Hialeah                                                               95
HEMT 2006-3                         Y            Brooklyn                                                           86.52
HEMT 2006-3                         N            Newark                                                                95
HEMT 2006-3                         Y            North Bergen                                                         100
HEMT 2006-3                         Y            MARIETTA                                                           91.81
HEMT 2006-3                         Y            CORAM                                                                100
HEMT 2006-3                         N            Hallandale                                                           100
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            Staten Island                                                        100
HEMT 2006-3                         Y            Ponce Inlet                                                           90
HEMT 2006-3                         Y            KAILUA KONA                                                        89.09
HEMT 2006-3                         Y            WINFIELD                                                             100
HEMT 2006-3                         Y            FAIRFIELD                                                            100
HEMT 2006-3                         Y            Homestead                                                            100
HEMT 2006-3                         N            NORTH BERGEN                                                         100
HEMT 2006-3                         Y            LAS VEGAS                                                             85
HEMT 2006-3                         Y            Chicago, Il                                                           95
HEMT 2006-3                         Y            Coral Gables                                                          90
HEMT 2006-3                         N            North Olmsted                                                      93.46
HEMT 2006-3                         N            Houston                                                              100
HEMT 2006-3                         Y            NEW ROCHELLE                                                       93.99
HEMT 2006-3                         N            Newark                                                               100
HEMT 2006-3                         Y            Fords                                                                100
HEMT 2006-3                         N            Fenton                                                               100
HEMT 2006-3                         Y            Linden                                                                95
HEMT 2006-3                         Y            Bronx                                                                100
HEMT 2006-3                         Y            Middle Island                                                         90
HEMT 2006-3                         Y            Eutawville                                                           100
HEMT 2006-3                         N            Monroe                                                                90
HEMT 2006-3                         Y            Woodhaven                                                          94.95
HEMT 2006-3                         N            ELGIN                                                              89.55
HEMT 2006-3                         N            HIALEAH                                                               90
HEMT 2006-3                         N            Charlotte                                                          94.69
HEMT 2006-3                         N            Iselin, Woodbridge Township                                        94.92
HEMT 2006-3                         Y            LOS ANGELES                                                        49.59
HEMT 2006-3                         N            Kennesaw                                                              90
HEMT 2006-3                         Y            Cliffwood Beach                                                       95
HEMT 2006-3                         Y            SCOTTSDLAE                                                            90
HEMT 2006-3                         N            Bridgeport                                                            90
HEMT 2006-3                         Y            River Edge                                                           100
HEMT 2006-3                         Y            Richlands                                                            100
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         Y            Ashburn                                                              100
HEMT 2006-3                         Y            Petersburg                                                           100
HEMT 2006-3                         Y            Brooklyn                                                           87.31
HEMT 2006-3                         Y            CLOVIS                                                                95
HEMT 2006-3                         N            North                                                                 90
HEMT 2006-3                         Y            MELROSE PARK                                                          95
HEMT 2006-3                         N            Jackson                                                           87.097
HEMT 2006-3                         N            RANCHO CUCAMONGA                                                   83.14
HEMT 2006-3                         Y            ARLINGTON                                                             95
HEMT 2006-3                         Y            Jacksonville                                                         100
HEMT 2006-3                         Y            WASHINGTON DC                                                      92.59
HEMT 2006-3                         Y            New London                                                            95
HEMT 2006-3                         Y            QUEEN CREEK                                                          100
HEMT 2006-3                         Y            Borough of South Plainfield                                           95
HEMT 2006-3                         Y            Doylestown                                                            90
HEMT 2006-3                         Y            Willingboro Township                                                 100
HEMT 2006-3                         Y            COLORADO SPRINGS                                                     100
HEMT 2006-3                         N            Middletown                                                           100
HEMT 2006-3                         Y            BROOKLYN                                                           96.18
HEMT 2006-3                         Y            SPRINGFIELD                                                          100
HEMT 2006-3                         Y            Mccalla                                                              100
HEMT 2006-3                         Y            Somerset                                                             100
HEMT 2006-3                         Y            Elizabeth                                                             90
HEMT 2006-3                         Y            Elizabeth                                                          92.93
HEMT 2006-3                         N            PHOENIX                                                            93.27
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         N            WEST CHICAGO                                                          90
HEMT 2006-3                         Y            COHASSET                                                           91.81
HEMT 2006-3                         Y            Brewster                                                              95
HEMT 2006-3                         N            LITTLE FALLS                                                         100
HEMT 2006-3                         Y            LONSDALE                                                           93.39
HEMT 2006-3                         Y            WOODSTOCK                                                             95
HEMT 2006-3                         Y            Newark                                                               100
HEMT 2006-3                         Y            Belleville Township,                                                 100
HEMT 2006-3                         Y            FRESNO                                                               100
HEMT 2006-3                         Y            Herndon                                                            77.61
HEMT 2006-3                         N            FLORISSANT                                                            95
HEMT 2006-3                         Y            PATERSON                                                             100
HEMT 2006-3                         Y            Lawrenceville                                                      92.57
HEMT 2006-3                         Y            YONKERS                                                               90
HEMT 2006-3                         N            Delaware City                                                        100
HEMT 2006-3                         Y            Columbia                                                              95
HEMT 2006-3                         Y            MIDDLESEX                                                            100
HEMT 2006-3                         Y            Fitchburg                                                            100
HEMT 2006-3                         Y            Atco                                                                 100
HEMT 2006-3                         Y            Rocky River                                                           95
HEMT 2006-3                         Y            QUEEN CREEK                                                           95
HEMT 2006-3                         N            CHICAGO                                                               95
HEMT 2006-3                         N            STREAMWOOD                                                            95
HEMT 2006-3                         Y            BONITA SPRINGS FL                                                     95
HEMT 2006-3                         N            Houston                                                              100
HEMT 2006-3                         N            GILBERT                                                              100
HEMT 2006-3                         Y            Paterson                                                             100
HEMT 2006-3                         Y            Lake Worth                                                           100
HEMT 2006-3                         Y            Avon                                                              99.917
HEMT 2006-3                         N            Savannah                                                             100
HEMT 2006-3                         Y            Miami                                                                 90
HEMT 2006-3                         Y            Brooklyn                                                             100
HEMT 2006-3                         Y            East Orange                                                          100
HEMT 2006-3                         N            Miami Lakes                                                           95
HEMT 2006-3                         N            Elburn                                                                95
HEMT 2006-3                         Y            Coral Springs                                                        100
HEMT 2006-3                         N            ALSIP                                                                100
HEMT 2006-3                         N            CHICAGO                                                               95
HEMT 2006-3                         Y            WAHIAWA                                                              100
HEMT 2006-3                         Y            Windermere                                                           100
HEMT 2006-3                         Y            Philadelphia                                                         100
HEMT 2006-3                         N            London Grove                                                          90
HEMT 2006-3                         Y            NORTH CHARLESTON                                                     100
HEMT 2006-3                         Y            Eastanollee                                                          100
HEMT 2006-3                         Y            CHERRY HILL                                                          100
HEMT 2006-3                         Y            Oakboro                                                              100
HEMT 2006-3                         Y            Bloomfield                                                           100
HEMT 2006-3                         Y            Miami                                                                 90
HEMT 2006-3                         Y            WOODLAND PARK                                                        100
HEMT 2006-3                         Y            Plantation                                                            95
HEMT 2006-3                         Y            Belvidere                                                            100
HEMT 2006-3                         N            CHICAGO                                                              100
HEMT 2006-3                         Y            BRIDGEPORT                                                           100
HEMT 2006-3                         Y            Bokeelia                                                             100
HEMT 2006-3                         Y            CHICAGO                                                               95
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            BELLEVILLE                                                           100
HEMT 2006-3                         Y            Kearny                                                               100
HEMT 2006-3                         Y            Struthers                                                            100
HEMT 2006-3                         Y            Brick Township                                                        85
HEMT 2006-3                         Y            STONE PARK                                                           100
HEMT 2006-3                         Y            SAVANNAH                                                           82.89
HEMT 2006-3                         Y            Spring Hill                                                           90
HEMT 2006-3                         Y            TUSTIN                                                               100
HEMT 2006-3                         Y            Valley Stream                                                         95
HEMT 2006-3                         N            Mattapan (Boston),                                                 85.87
HEMT 2006-3                         Y            BROOKLYN                                                           84.27
HEMT 2006-3                         Y            INDEPENDENCE                                                         100
HEMT 2006-3                         Y            PHOENIX                                                              100
HEMT 2006-3                         Y            Halethorpe                                                           100
HEMT 2006-3                         N            Crumpler                                                              90
HEMT 2006-3                         N            Crumpler                                                              90
HEMT 2006-3                         Y            Montgomery Village                                                 84.25
HEMT 2006-3                         Y            LAS VEGAS                                                             90
HEMT 2006-3                         Y            Culpeper                                                              95
HEMT 2006-3                         Y            PATERSON                                                              95
HEMT 2006-3                         Y            Beltsville                                                           100
HEMT 2006-3                         Y            HENDERSON                                                            100
HEMT 2006-3                         Y            Summerville                                                          100
HEMT 2006-3                         Y            Maumee                                                             89.82
HEMT 2006-3                         N            Myrtle Beach                                                          95
HEMT 2006-3                         Y            Brooklyn                                                           89.97
HEMT 2006-3                         Y            TUCSON                                                                95
HEMT 2006-3                         Y            SOUTH RIVER                                                           95
HEMT 2006-3                         Y            North Dartmouth                                                    81.73
HEMT 2006-3                         Y            Woodbridge                                                           100
HEMT 2006-3                         Y            Newark                                                                90
HEMT 2006-3                         Y            SURPRISE                                                           93.54
HEMT 2006-3                         Y            Milwaukee                                                             90
HEMT 2006-3                         Y            CHICAGO                                                               90
HEMT 2006-3                         Y            Milwaukee                                                             90
HEMT 2006-3                         Y            Milwaukee                                                             90
HEMT 2006-3                         Y            Milwaukee                                                             90
HEMT 2006-3                         Y            GRANITE CITY                                                          95
HEMT 2006-3                         Y            Brooklyn                                                             100
HEMT 2006-3                         Y            Myrtle Beach                                                          90
HEMT 2006-3                         Y            FLINT                                                                 95
HEMT 2006-3                         Y            Middlesex                                                            100
HEMT 2006-3                         Y            MOUNT VERNON                                                          90
HEMT 2006-3                         Y            Hilton Head Island                                                    90
HEMT 2006-3                         Y            WEST LINN                                                             95
HEMT 2006-3                         Y            ROUND ROCK                                                            90
HEMT 2006-3                         N            Miami                                                                 95
HEMT 2006-3                         Y            Swampscott                                                          87.5
HEMT 2006-3                         Y            NORTH LAS VEGAS                                                       95
HEMT 2006-3                         Y            West Palm Beach                                                      100
HEMT 2006-3                         N            PEORIA                                                                95
HEMT 2006-3                         Y            Paterson                                                              90
HEMT 2006-3                         N            KEYES                                                              97.22
HEMT 2006-3                         N            CROWLEY                                                               90
HEMT 2006-3                         N            CHICAGO                                                              100
HEMT 2006-3                         Y            MIAMI                                                                 95
HEMT 2006-3                         N            Miami                                                              94.99
HEMT 2006-3                         N            MIAMI                                                                100
HEMT 2006-3                         N            STATEN ISLAND                                                      88.89
HEMT 2006-3                         Y            SAN DIEGO                                                             95
HEMT 2006-3                         Y            Ladson                                                             98.59
HEMT 2006-3                         Y            Elizabeth                                                            100
HEMT 2006-3                         Y            Fairview                                                             100
HEMT 2006-3                         Y            TUCSON                                                               100
HEMT 2006-3                         Y            Woodbridge                                                         85.39
HEMT 2006-3                         Y            CHICAGO                                                               95
HEMT 2006-3                         N            Raleigh                                                               90
HEMT 2006-3                         Y            RUTHERFORD                                                           100
HEMT 2006-3                         Y            Hyattsville                                                          100
HEMT 2006-3                         Y            Gaithersburg                                                          95
HEMT 2006-3                         Y            HIALEAH                                                              100
HEMT 2006-3                         Y            North Myrtle Beach                                                 89.99
HEMT 2006-3                         Y            CHARLOTTE                                                            100
HEMT 2006-3                         N            Raleigh                                                            89.66
HEMT 2006-3                         Y            CHICAGO                                                               95
HEMT 2006-3                         Y            Miami                                                                100
HEMT 2006-3                         N            GARY                                                                 100
HEMT 2006-3                         Y            Haverhill                                                            100
HEMT 2006-3                         Y            NORTH MIAMI                                                           95
HEMT 2006-3                         Y            FLEMINGTON                                                           100
HEMT 2006-3                         N            NORTH BERGEN                                                          95
HEMT 2006-3                         Y            Jersey City                                                          100
HEMT 2006-3                         Y            ORLANDO                                                              100
HEMT 2006-3                         N            West New York                                                         90
HEMT 2006-3                         Y            WAUKEGAN                                                             100
HEMT 2006-3                         Y            SACRAMENTO                                                            90
HEMT 2006-3                         N            MIDDLE ISLAND                                                        100
HEMT 2006-3                         Y            Tomball                                                               95
HEMT 2006-3                         Y            WOODBRIDGE                                                         86.74
HEMT 2006-3                         N            MASON CITY                                                            95
HEMT 2006-3                         Y            Passaic                                                              100
HEMT 2006-3                         N            Stamford                                                              90
HEMT 2006-3                         Y            Baldwin Harbor                                                       100
HEMT 2006-3                         Y            Bristol                                                               95
HEMT 2006-3                         Y            HYDE PARK                                                             90
HEMT 2006-3                         N            York                                                                 100
HEMT 2006-3                         Y            CHICAGO                                                               90
HEMT 2006-3                         N            SAUGUS                                                             89.58
HEMT 2006-3                         Y            LAKE ST. LOUIS                                                        90
HEMT 2006-3                         N            BLYTHE                                                             92.36
HEMT 2006-3                         Y            Newark                                                               100
HEMT 2006-3                         N            CHICAGO                                                            93.64
HEMT 2006-3                         Y            WAUKEGAN                                                             100
HEMT 2006-3                         Y            Jefferson                                                            100
HEMT 2006-3                         Y            WAUKEGAN                                                             100
HEMT 2006-3                         Y            Lahaina                                                               90
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            Danbury                                                               95
HEMT 2006-3                         Y            ST. PETERSBURG                                                        95
HEMT 2006-3                         Y            PLAINSBORO                                                         99.54
HEMT 2006-3                         Y            BAYONNE                                                               90
HEMT 2006-3                         Y            KAPOLEI                                                               95
HEMT 2006-3                         Y            FT MYERS                                                              90
HEMT 2006-3                         N            Bluffton                                                              90
HEMT 2006-3                         Y            FORT MYERS                                                           100
HEMT 2006-3                         Y            Tulsa                                                             94.984
HEMT 2006-3                         Y            Tulsa                                                                 95
HEMT 2006-3                         Y            ELIZABETH                                                            100
HEMT 2006-3                         Y            Brockton                                                              90
HEMT 2006-3                         Y            BURNHAM                                                              100
HEMT 2006-3                         Y            Bridgeport                                                           100
HEMT 2006-3                         Y            CARPENTERSVILLE                                                       95
HEMT 2006-3                         Y            Ft Lauderdale                                                        100
HEMT 2006-3                         Y            Frankford                                                          94.98
HEMT 2006-3                         Y            Stamford                                                              90
HEMT 2006-3                         Y            STERLING HEIGHTS                                                      90
HEMT 2006-3                         Y            North Bergen                                                          95
HEMT 2006-3                         Y            Borough of Roseland,                                                  95
HEMT 2006-3                         Y            Fort Myers                                                            95
HEMT 2006-3                         Y            SUGAR LAND                                                            90
HEMT 2006-3                         Y            Wallingford                                                           84
HEMT 2006-3                         Y            FORT MYERS                                                         72.89
HEMT 2006-3                         Y            Ridgefield Park                                                      100
HEMT 2006-3                         Y            Brooklyn                                                              95
HEMT 2006-3                         Y            Tulsa                                                                 95
HEMT 2006-3                         Y            Fall River                                                           100
HEMT 2006-3                         Y            Tulsa                                                                 95
HEMT 2006-3                         Y            Tulsa                                                                 95
HEMT 2006-3                         Y            MAYWOOD                                                               95
HEMT 2006-3                         N            CHARLOTTE                                                          89.96
HEMT 2006-3                         Y            Alpharetta                                                         99.91
HEMT 2006-3                         Y            SURPRISE                                                              90
HEMT 2006-3                         N            Charleston                                                         75.64
HEMT 2006-3                         N            Middletown                                                            90
HEMT 2006-3                         Y            SURPRISE                                                              90
HEMT 2006-3                         Y            Clarksville                                                           90
HEMT 2006-3                         Y            Brooklyn                                                              90
HEMT 2006-3                         Y            Lancaster                                                          93.51
HEMT 2006-3                         Y            West Orange                                                           95
HEMT 2006-3                         Y            DELRAY BEACH                                                         100
HEMT 2006-3                         N            PORTERVILLE                                                          100
HEMT 2006-3                         Y            HAWTHORNE                                                          74.99
HEMT 2006-3                         Y            WASHINGTON                                                            95
HEMT 2006-3                         Y            Maricopa                                                              90
HEMT 2006-3                         Y            BRIDGEPORT                                                            95
HEMT 2006-3                         Y            MESA                                                                  90
HEMT 2006-3                         N            Brooklyn                                                              95
HEMT 2006-3                         Y            Washington                                                            95
HEMT 2006-3                         Y            CHICAGO                                                               95
HEMT 2006-3                         Y            Brooklyn                                                             100
HEMT 2006-3                         Y            SAN DIEGO                                                             95
HEMT 2006-3                         Y            Brooklyn                                                             100
HEMT 2006-3                         N            CHICAGO                                                               95
HEMT 2006-3                         Y            CHANDLER                                                           71.07
HEMT 2006-3                         Y            Chapel Hill                                                           90
HEMT 2006-3                         Y            ORLANDO                                                               90
HEMT 2006-3                         Y            Milwaukee                                                             90
HEMT 2006-3                         Y            Sunrise                                                              100
HEMT 2006-3                         Y            Bluffton                                                           79.99
HEMT 2006-3                         Y            North Providence                                                     100
HEMT 2006-3                         Y            ARIZONA CITY                                                          95
HEMT 2006-3                         Y            OAK RIDGE                                                             95
HEMT 2006-3                         Y            Redding                                                               90
HEMT 2006-3                         Y            MCKINNEY                                                              95
HEMT 2006-3                         Y            MCKINNEY                                                              95
HEMT 2006-3                         Y            MCKINNEY                                                              95
HEMT 2006-3                         Y            CHARLESTON                                                         91.28
HEMT 2006-3                         Y            BIRMINGHAM                                                            95
HEMT 2006-3                         N            RIO RICO                                                             100
HEMT 2006-3                         Y            ST. CHARLES                                                          100
HEMT 2006-3                         Y            BOISE                                                                100
HEMT 2006-3                         Y            WEST NEW YORK                                                        100
HEMT 2006-3                         N            Hialeah                                                               90
HEMT 2006-3                         Y            Opa Locka                                                            100
HEMT 2006-3                         N            LADSON                                                                90
HEMT 2006-3                         Y            FORT LAUDERDALE                                                       95
HEMT 2006-3                         Y            SHOW LOW                                                           87.35
HEMT 2006-3                         Y            Harrison                                                             100
HEMT 2006-3                         Y            LITCHFIELD PARK                                                       90
HEMT 2006-3                         Y            Clifton                                                              100
HEMT 2006-3                         Y            Carteret                                                             100
HEMT 2006-3                         Y            ELIZABETH                                                            100
HEMT 2006-3                         N            RIVERDALE                                                             95
HEMT 2006-3                         Y            Sumter                                                                90
HEMT 2006-3                         Y            Orange                                                               100
HEMT 2006-3                         Y            HARRISON                                                              90
HEMT 2006-3                         Y            Elizabeth                                                             95
HEMT 2006-3                         Y            Claymont                                                             100
HEMT 2006-3                         N            Sanford                                                               90
HEMT 2006-3                         N            Hanahan                                                               95
HEMT 2006-3                         N            Washington                                                         94.81
HEMT 2006-3                         Y            Killeen                                                               90
HEMT 2006-3                         N            LEXINGTON                                                             95
HEMT 2006-3                         Y            CHARLESTON                                                           100
HEMT 2006-3                         Y            WICHITA                                                               95
HEMT 2006-3                         Y            WICHITA                                                               95
HEMT 2006-3                         Y            Cedar Hill                                                        94.999
HEMT 2006-3                         Y            Danbury                                                               95
HEMT 2006-3                         Y            Paterson                                                              90
HEMT 2006-3                         Y            Coral Gables                                                          95
HEMT 2006-3                         Y            WINNSBORO                                                             90
HEMT 2006-3                         Y            Delray Beach                                                          95
HEMT 2006-3                         N            Bronx                                                                 95
HEMT 2006-3                         Y            Bridgeport                                                         94.87
HEMT 2006-3                         Y            SUMMERVILLE                                                          100
HEMT 2006-3                         Y            ATLANTA                                                               95
HEMT 2006-3                         Y            AVONDALE                                                              95
HEMT 2006-3                         Y            Rahway                                                               100
HEMT 2006-3                         N            Goose Creek                                                           95
HEMT 2006-3                         Y            Silver Spring                                                      94.99
HEMT 2006-3                         Y            STUART                                                                95
HEMT 2006-3                         Y            Miami                                                                100
HEMT 2006-3                         Y            Keyport                                                              100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            Secaucus                                                              95
HEMT 2006-3                         Y            Cliffside Park                                                        95
HEMT 2006-3                         Y            Alexandria                                                           100
HEMT 2006-3                         Y            WOODBRIDGE TOWNSHIP AVENEL                                           100
HEMT 2006-3                         N            NORTH LAS VEGAS                                                       95
HEMT 2006-3                         Y            Franklin Square                                                       95
HEMT 2006-3                         Y            Bridgeport                                                           100
HEMT 2006-3                         N            Royal Oak                                                             90
HEMT 2006-3                         N            SEMINOLE                                                             100
HEMT 2006-3                         Y            Bronx                                                                 95
HEMT 2006-3                         N            Colbert                                                              100
HEMT 2006-3                         N            ADDISON                                                              100
HEMT 2006-3                         Y            Providence                                                           100
HEMT 2006-3                         Y            Prospect Park                                                         97
HEMT 2006-3                         Y            Brewster                                                              95
HEMT 2006-3                         Y            INKSTER                                                               95
HEMT 2006-3                         Y            Elizabeth                                                             90
HEMT 2006-3                         Y            Summerville                                                          100
HEMT 2006-3                         Y            CENTENNIAL                                                            90
HEMT 2006-3                         Y            Rockville                                                            100
HEMT 2006-3                         Y            AVONDALE                                                              90
HEMT 2006-3                         Y            Newark                                                                90
HEMT 2006-3                         Y            ROSEVILLE                                                            100
HEMT 2006-3                         Y            AVONDALE                                                              90
HEMT 2006-3                         N            GRANITE CITY                                                       89.97
HEMT 2006-3                         Y            LEHIGH ACRES                                                          95
HEMT 2006-3                         N            Bastrop                                                               95
HEMT 2006-3                         Y            Rock Hill                                                          94.83
HEMT 2006-3                         Y            Orange                                                               100
HEMT 2006-3                         N            Norwalk                                                            59.29
HEMT 2006-3                         Y            Windsor                                                            88.09
HEMT 2006-3                         Y            Elizabeth                                                            100
HEMT 2006-3                         Y            Mount Vernon                                                         100
HEMT 2006-3                         N            Leicester                                                            100
HEMT 2006-3                         Y            ROGERS                                                                95
HEMT 2006-3                         Y            Manassas                                                           83.18
HEMT 2006-3                         Y            Lawrence                                                              95
HEMT 2006-3                         Y            CROWLEY                                                               95
HEMT 2006-3                         Y            BURTON                                                               100
HEMT 2006-3                         N            Charlotte                                                             90
HEMT 2006-3                         Y            Midland                                                              100
HEMT 2006-3                         Y            Franklin                                                              95
HEMT 2006-3                         Y            North Bergen                                                       88.91
HEMT 2006-3                         Y            Malden                                                               100
HEMT 2006-3                         N            CHICAGO                                                               95
HEMT 2006-3                         Y            Corona                                                             93.77
HEMT 2006-3                         Y            Union Township,                                                       90
HEMT 2006-3                         Y            Plainfield                                                           100
HEMT 2006-3                         Y            LaGrange                                                              95
HEMT 2006-3                         Y            Myrtle Beach                                                         100
HEMT 2006-3                         Y            Westminster                                                          100
HEMT 2006-3                         Y            Valley Stream                                                         95
HEMT 2006-3                         Y            PHOENIX                                                            92.84
HEMT 2006-3                         Y            Taylor                                                                95
HEMT 2006-3                         Y            WATERFORD                                                          96.52
HEMT 2006-3                         N            Kalamazoo                                                             90
HEMT 2006-3                         Y            West Orange Township,                                                100
HEMT 2006-3                         Y            MESA                                                                 100
HEMT 2006-3                         N            PONTIAC                                                              100
HEMT 2006-3                         Y            Belleville                                                           100
HEMT 2006-3                         Y            Kekaha                                                               100
HEMT 2006-3                         Y            Miami                                                                100
HEMT 2006-3                         Y            SAHUARITA                                                            100
HEMT 2006-3                         Y            CLIFTON                                                              100
HEMT 2006-3                         Y            North Myrtle Beach                                                    95
HEMT 2006-3                         Y            BONITA SPRINGS                                                     61.47
HEMT 2006-3                         Y            Lockwood                                                             100
HEMT 2006-3                         Y            Lake In The Hills                                                     95
HEMT 2006-3                         Y            Bound Brook                                                        89.55
HEMT 2006-3                         Y            Killeen                                                               90
HEMT 2006-3                         Y            GOODYEAR                                                              95
HEMT 2006-3                         Y            Dorchester                                                           100
HEMT 2006-3                         N            EL MIRAGE                                                            100
HEMT 2006-3                         Y            CHICAGO                                                               95
HEMT 2006-3                         Y            Brooklyn                                                              95
HEMT 2006-3                         N            CHESTERFIELD                                                       83.75
HEMT 2006-3                         Y            PHOENIX                                                               80
HEMT 2006-3                         Y            Milwaukee                                                             90
HEMT 2006-3                         N            CHARLESTON                                                            95
HEMT 2006-3                         Y            WAUKEGAN                                                              90
HEMT 2006-3                         N            New Braintree                                                         90
HEMT 2006-3                         N            HOFFMAN ESTATES                                                      100
HEMT 2006-3                         Y            PORTLAND                                                              90
HEMT 2006-3                         N            Brooklyn                                                              95
HEMT 2006-3                         N            Camp Dennison                                                         95
HEMT 2006-3                         Y            Philadelphia                                                          90
HEMT 2006-3                         Y            OXNARD                                                             93.24
HEMT 2006-3                         Y            Nokomis                                                               90
HEMT 2006-3                         N            CHICAGO                                                               95
HEMT 2006-3                         Y            IRVINE                                                               100
HEMT 2006-3                         Y            REVERE                                                               100
HEMT 2006-3                         Y            AUSTIN                                                                95
HEMT 2006-3                         Y            ORLANDO                                                               95
HEMT 2006-3                         N            COLORADO SPRINGS                                                   87.94
HEMT 2006-3                         Y            Chelsea                                                               80
HEMT 2006-3                         N            Coventry                                                            94.9
HEMT 2006-3                         Y            Morristown                                                            95
HEMT 2006-3                         Y            Drexel Hill                                                           90
HEMT 2006-3                         Y            Easton                                                               100
HEMT 2006-3                         Y            YPSILANTI                                                             95
HEMT 2006-3                         Y            ONTARIO                                                              100
HEMT 2006-3                         Y            ELGIN                                                                 90
HEMT 2006-3                         Y            FLORISSANT                                                            90
HEMT 2006-3                         Y            Waterboro                                                            100
HEMT 2006-3                         Y            CASPER                                                                90
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         N            Charleston                                                           100
HEMT 2006-3                         Y            Miramar                                                              100
HEMT 2006-3                         N            Roselle                                                               95
HEMT 2006-3                         Y            BLAINE                                                               100
HEMT 2006-3                         Y            Warrington                                                            90
HEMT 2006-3                         N            Philadelphia                                                          90
HEMT 2006-3                         Y            RALEIGH                                                               95
HEMT 2006-3                         Y            MINNEAPOLIS                                                           95
HEMT 2006-3                         N            LAS VEGAS                                                            100
HEMT 2006-3                         Y            HIALEAH                                                              100
HEMT 2006-3                         N            Rehoboth                                                             100
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         N            Somerset                                                           82.99
HEMT 2006-3                         Y            SALT LAKE CITY                                                        95
HEMT 2006-3                         Y            Bronx                                                                100
HEMT 2006-3                         Y            FLORISSANT                                                           100
HEMT 2006-3                         Y            Bluffton                                                           89.98
HEMT 2006-3                         Y            Cambridge                                                          83.16
HEMT 2006-3                         Y            ST. LOUIS                                                             95
HEMT 2006-3                         Y            Frenchtown, Alexandria Townshi                                        90
HEMT 2006-3                         Y            Manchester                                                         99.73
HEMT 2006-3                         Y            ARLINGTON                                                          84.04
HEMT 2006-3                         Y            CENTREVILLE                                                        92.76
HEMT 2006-3                         Y            PAHRUMP                                                              100
HEMT 2006-3                         N            East Orange                                                           95
HEMT 2006-3                         Y            Newark                                                               100
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         Y            Belleville                                                           100
HEMT 2006-3                         Y            PUEBLO                                                                85
HEMT 2006-3                         N            CHICAGO                                                               95
HEMT 2006-3                         Y            York                                                               84.27
HEMT 2006-3                         Y            COLUMBUS                                                             100
HEMT 2006-3                         Y            TOPEKA                                                                95
HEMT 2006-3                         Y            E. Boston                                                            100
HEMT 2006-3                         Y            Fort Myers                                                            90
HEMT 2006-3                         Y            Lynn                                                                 100
HEMT 2006-3                         N            Lincoln                                                            84.26
HEMT 2006-3                         Y            WARREN                                                               100
HEMT 2006-3                         Y            North Fort Myers                                                     100
HEMT 2006-3                         Y            Detroit                                                               90
HEMT 2006-3                         Y            North Myrtle Beach                                                    95
HEMT 2006-3                         Y            Lakewood                                                          94.983
HEMT 2006-3                         Y            Brooklyn                                                             100
HEMT 2006-3                         Y            Pembroke Pines                                                        90
HEMT 2006-3                         Y            Summerville                                                          100
HEMT 2006-3                         Y            Colorado Springs                                                      95
HEMT 2006-3                         N            Pittsfield                                                           100
HEMT 2006-3                         Y            Spencerport                                                        84.01
HEMT 2006-3                         Y            WATERFORD                                                            100
HEMT 2006-3                         Y            FORT WORTH                                                            90
HEMT 2006-3                         N            CHICAGO                                                               95
HEMT 2006-3                         Y            SURPRISE                                                              95
HEMT 2006-3                         N            Jersey City                                                           95
HEMT 2006-3                         Y            Worcester                                                            100
HEMT 2006-3                         Y            Phoenix                                                               90
HEMT 2006-3                         Y            Broken Arrow                                                          95
HEMT 2006-3                         Y            Bartlesville                                                          95
HEMT 2006-3                         Y            Fort Myers                                                            90
HEMT 2006-3                         Y            HAZEL CREST                                                           95
HEMT 2006-3                         Y            NEWARK                                                               100
HEMT 2006-3                         N            Wantagh                                                              100
HEMT 2006-3                         Y            PHOENIX                                                               90
HEMT 2006-3                         Y            MESA                                                                  90
HEMT 2006-3                         Y            Fort Pierce                                                           95
HEMT 2006-3                         Y            MCDONOUGH                                                             95
HEMT 2006-3                         Y            Owasso                                                                95
HEMT 2006-3                         Y            Owasso                                                                95
HEMT 2006-3                         Y            Cincinnati                                                            95
HEMT 2006-3                         Y            PHOENIX                                                            94.98
HEMT 2006-3                         Y            MOUNT JULIET                                                         100
HEMT 2006-3                         Y            WAUKEGAN                                                             100
HEMT 2006-3                         N            Lawrenceville                                                        100
HEMT 2006-3                         Y            Newtown Square                                                       100
HEMT 2006-3                         Y            Pembroke Pines                                                       100
HEMT 2006-3                         Y            ELIZABETH                                                             95
HEMT 2006-3                         Y            Borough of Bradley Beach,                                             80
HEMT 2006-3                         Y            ST. PETERSBURG                                                        95
HEMT 2006-3                         Y            DOLTON                                                                95
HEMT 2006-3                         Y            MARICOPA                                                           84.92
HEMT 2006-3                         N            ST. LOUIS                                                             95
HEMT 2006-3                         Y            THORNTON                                                              90
HEMT 2006-3                         Y            THORNTON                                                              90
HEMT 2006-3                         N            Bryans Road                                                          100
HEMT 2006-3                         Y            QUEEN CREEK                                                           95
HEMT 2006-3                         Y            BEAVERTON                                                             95
HEMT 2006-3                         Y            Saginaw                                                               95
HEMT 2006-3                         Y            Philadelphia                                                       94.64
HEMT 2006-3                         Y            PUEBLO                                                                90
HEMT 2006-3                         Y            Trenton                                                               95
HEMT 2006-3                         Y            ST PETERSBURG                                                         90
HEMT 2006-3                         Y            Palm Coast                                                            90
HEMT 2006-3                         Y            Frederick                                                            100
HEMT 2006-3                         N            NEWARK                                                               100
HEMT 2006-3                         N            WAUKEGAN                                                             100
HEMT 2006-3                         N            CHICAGO                                                               95
HEMT 2006-3                         Y            ERIE                                                                  90
HEMT 2006-3                         Y            ERIE                                                                  90
HEMT 2006-3                         N            Port Richey                                                           95
HEMT 2006-3                         Y            Sugar Hill                                                           100
HEMT 2006-3                         Y            Fort Washington                                                      100
HEMT 2006-3                         Y            TUCSON                                                               100
HEMT 2006-3                         Y            DARIEN                                                                95
HEMT 2006-3                         N            GERMANTOWN                                                            90
HEMT 2006-3                         Y            Toms River                                                         94.94
HEMT 2006-3                         N            CHICAGO                                                               95
HEMT 2006-3                         Y            Brooklyn                                                              95
HEMT 2006-3                         Y            WILLOWBROOK                                                           95
HEMT 2006-3                         Y            TUCSON                                                               100
HEMT 2006-3                         Y            ROUND LAKE                                                           100
HEMT 2006-3                         Y            Dundalk                                                              100
HEMT 2006-3                         Y            Mcdonough                                                            100
HEMT 2006-3                         Y            GRAND BLANC                                                          100
HEMT 2006-3                         Y            Washington                                                           100
HEMT 2006-3                         Y            Garden City                                                       90.886
HEMT 2006-3                         Y            NORTH MYRTLE BEACH                                                    95
HEMT 2006-3                         Y            Pembroke Pines                                                       100
HEMT 2006-3                         Y            OFallon                                                              100
HEMT 2006-3                         N            CHICAGO                                                               95
HEMT 2006-3                         Y            BERWYN                                                               100
HEMT 2006-3                         N            Bethlehem                                                            100
HEMT 2006-3                         Y            Miramar                                                              100
HEMT 2006-3                         Y            Morrow                                                               100
HEMT 2006-3                         N            UPPER DARBY                                                           95
HEMT 2006-3                         Y            ERIE                                                                  90
HEMT 2006-3                         Y            IMPERIAL                                                             100
HEMT 2006-3                         Y            Santee                                                             92.77
HEMT 2006-3                         Y            Sharon Hill                                                          100
HEMT 2006-3                         Y            Port Charlotte                                                        95
HEMT 2006-3                         Y            Westbury                                                             100
HEMT 2006-3                         Y            Alexandria                                                         94.99
HEMT 2006-3                         Y            HERNDON                                                              100
HEMT 2006-3                         Y            ST LOUIS                                                             100
HEMT 2006-3                         Y            Brockton                                                             100
HEMT 2006-3                         Y            New Prague                                                            95
HEMT 2006-3                         N            Greenville                                                           100
HEMT 2006-3                         Y            Tomball                                                            94.99
HEMT 2006-3                         Y            West New York                                                         95
HEMT 2006-3                         Y            Tomball                                                            94.99
HEMT 2006-3                         N            Miami                                                                100
HEMT 2006-3                         Y            TOPEKA                                                               100
HEMT 2006-3                         N            PALATINE                                                             100
HEMT 2006-3                         Y            SURPRISE                                                              95
HEMT 2006-3                         Y            Las Vegas                                                             95
HEMT 2006-3                         Y            MIAMI                                                                100
HEMT 2006-3                         N            ST. LOUIS                                                            100
HEMT 2006-3                         Y            TOPEKA                                                                95
HEMT 2006-3                         Y            Louisville                                                           100
HEMT 2006-3                         N            MARTINSBURG                                                           95
HEMT 2006-3                         Y            Pooler                                                                95
HEMT 2006-3                         Y            LAS VEGAS                                                          94.99
HEMT 2006-3                         Y            Woodbridge                                                           100
HEMT 2006-3                         Y            Miami Beach                                                           95
HEMT 2006-3                         N            TIVERTON                                                              95
HEMT 2006-3                         Y            CHANDLER                                                             100
HEMT 2006-3                         N            Tampa                                                                100
HEMT 2006-3                         Y            Wilmington                                                           100
HEMT 2006-3                         Y            Red Wing                                                             100
HEMT 2006-3                         N            CYPRESS                                                               95
HEMT 2006-3                         Y            WILMINGTON                                                           100
HEMT 2006-3                         Y            HERNDON                                                              100
HEMT 2006-3                         N            Athens                                                                95
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         N            MT. CLEMENS                                                         92.8
HEMT 2006-3                         N            Homestead                                                            100
HEMT 2006-3                         Y            Ocoee                                                                100
HEMT 2006-3                         Y            Elizabeth                                                            100
HEMT 2006-3                         Y            Temple Hills                                                         100
HEMT 2006-3                         Y            Columbus                                                              90
HEMT 2006-3                         Y            Temple Hills                                                      94.923
HEMT 2006-3                         Y            ATHENS                                                                95
HEMT 2006-3                         Y            ATHENS                                                                95
HEMT 2006-3                         N            COLUMBIA                                                              95
HEMT 2006-3                         Y            HACKENSACK                                                            92
HEMT 2006-3                         Y            NAPERVILLE                                                            95
HEMT 2006-3                         Y            ST. PETERSBURG                                                        95
HEMT 2006-3                         Y            Beltsville                                                           100
HEMT 2006-3                         N            Fort Pierce                                                           95
HEMT 2006-3                         Y            Saint Petersburg                                                     100
HEMT 2006-3                         Y            LITTLETON                                                             90
HEMT 2006-3                         N            CHICAGO                                                               95
HEMT 2006-3                         Y            Montclair                                                           67.2
HEMT 2006-3                         Y            Foley                                                                 95
HEMT 2006-3                         N            Surprise                                                              95
HEMT 2006-3                         Y            HILLSBORO                                                             95
HEMT 2006-3                         Y            PUEBLO                                                                90
HEMT 2006-3                         N            Heath                                                                 95
HEMT 2006-3                         Y            SURPRISE                                                             100
HEMT 2006-3                         Y            MARICOPA                                                             100
HEMT 2006-3                         N            Gilbert                                                              100
HEMT 2006-3                         Y            Roxbury                                                              100
HEMT 2006-3                         Y            Port St Lucie                                                         95
HEMT 2006-3                         Y            CHICAGO                                                              100
HEMT 2006-3                         Y            RIDGEFIELD                                                            90
HEMT 2006-3                         Y            Ellijay                                                               95
HEMT 2006-3                         Y            Grove City                                                           100
HEMT 2006-3                         Y            FRISCO                                                                95
HEMT 2006-3                         Y            MCKINNEY                                                              95
HEMT 2006-3                         Y            ST. CLOUD                                                             95
HEMT 2006-3                         Y            TOPEKA                                                               100


DEAL_NAME                                 PROPERTY_COUNTY                                          CURR_PI_PAYMENT             CURR_RATE
--------------------------------------------------------------------------------------------------------------------------------------------
HEMT 2006-3                       Jefferson                                                              609.55                     9.9
HEMT 2006-3                       Duval                                                                  201.51                   10.19
HEMT 2006-3                       RIVERSIDE                                                              552.35                      11
HEMT 2006-3                       NEWPORT NEWS CITY                                                      247.39                   11.49
HEMT 2006-3                       YORK                                                                    75.03                   12.75
HEMT 2006-3                       CLAY                                                                   852.48                  10.625
HEMT 2006-3                       CLARK                                                                  309.51                      11
HEMT 2006-3                       BLAINE                                                                 370.83                   9.875
HEMT 2006-3                       SAN DIEGO                                                             1057.88                    10.4
HEMT 2006-3                       KING                                                                    358.4                   11.25
HEMT 2006-3                       Liberty                                                                152.25                   10.99
HEMT 2006-3                       Hennepin                                                               321.71                   11.99
HEMT 2006-3                       Virginia Beach City                                                    454.23                   11.75
HEMT 2006-3                       BRONX                                                                  506.92                       9
HEMT 2006-3                       RAMSEY                                                                 165.53                    8.74
HEMT 2006-3                       CUYAHOGA                                                                228.5                   10.49
HEMT 2006-3                       MIAMI-DADE                                                             631.32                    9.99
HEMT 2006-3                       LOS ANGELES                                                            553.88                   10.49
HEMT 2006-3                       JEFFERSON                                                              294.62                    9.99
HEMT 2006-3                       MARICOPA                                                               371.12                   10.99
HEMT 2006-3                       HONOLULU                                                               563.57                   10.99
HEMT 2006-3                       HARRIS                                                                 219.21                    9.99
HEMT 2006-3                       HARRIS                                                                 219.21                    9.99
HEMT 2006-3                       HOWARD                                                                 305.77                   11.49
HEMT 2006-3                       SALT LAKE                                                              302.75                  11.365
HEMT 2006-3                       FLAGLER                                                                 444.3                   11.49
HEMT 2006-3                       EAST BATON ROUGE                                                        268.5                    9.99
HEMT 2006-3                       CLAY                                                                   161.47                       6
HEMT 2006-3                       KERN                                                                   338.46                    10.5
HEMT 2006-3                       SANTA CLARA                                                           1049.82                   9.865
HEMT 2006-3                       BROWARD                                                                534.87                    9.99
HEMT 2006-3                       Weld                                                                   440.05                   12.25
HEMT 2006-3                       BOSSIER                                                                166.46                   8.375
HEMT 2006-3                       PRINCE GEORGE'S                                                        478.85                   8.375
HEMT 2006-3                       PLACER                                                                 732.48                    11.6
HEMT 2006-3                       SUTTER                                                                 704.54                    11.6
HEMT 2006-3                       PALM BEACH                                                             247.58                    11.5
HEMT 2006-3                       ORANGE                                                                 960.63                   10.25
HEMT 2006-3                       SAN DIEGO                                                              945.04                    11.6
HEMT 2006-3                       LOS ANGELES                                                             806.5                   10.25
HEMT 2006-3                       QUEENS                                                                1594.87                   11.75
HEMT 2006-3                       MARION                                                                 231.73                       9
HEMT 2006-3                       MARICOPA                                                               256.93                   10.99
HEMT 2006-3                       SAN BERNARDINO                                                         940.06                   11.49
HEMT 2006-3                       LAUDERDALE                                                             615.94                   12.49
HEMT 2006-3                       SAN DIEGO                                                              677.86                  10.115
HEMT 2006-3                       TAZEWELL                                                               240.26                  11.115
HEMT 2006-3                       UINTAH                                                                 274.27                  10.365
HEMT 2006-3                       HONOLULU                                                              1237.04                   10.99
HEMT 2006-3                       Madera                                                                 319.66                  11.025
HEMT 2006-3                       FULTON                                                                 401.24                   11.75
HEMT 2006-3                       Maricopa                                                               210.97                   11.75
HEMT 2006-3                       NEWTON                                                                 262.45                   11.75
HEMT 2006-3                       BEXAR                                                                  401.39                      13
HEMT 2006-3                       Broward                                                                273.75                    13.5
HEMT 2006-3                       Fairfield                                                              809.27                   10.85
HEMT 2006-3                       Maricopa                                                               325.55                   9.375
HEMT 2006-3                       NEW CASTLE                                                             635.46                   10.99
HEMT 2006-3                       COOK                                                                   464.73                    9.99
HEMT 2006-3                       COOK                                                                   548.44                   10.29
HEMT 2006-3                       HARTFORD                                                               406.75                   10.09
HEMT 2006-3                       ESSEX                                                                  847.37                   11.14
HEMT 2006-3                       CLARK                                                                  439.08                    10.5
HEMT 2006-3                       CLARK                                                                  530.23                   11.39
HEMT 2006-3                       PIMA                                                                   402.16                   10.49
HEMT 2006-3                       DAKOTA                                                                 565.76                    9.69
HEMT 2006-3                       HENRY                                                                  285.75                   11.99
HEMT 2006-3                       SAN DIEGO                                                              744.72                      11
HEMT 2006-3                       PHILADELPHIA                                                           530.95                    6.75
HEMT 2006-3                       COOK                                                                   483.53                   7.875
HEMT 2006-3                       MONTGOMERY                                                            1009.74                   7.625
HEMT 2006-3                       CURRY                                                                  937.88                   7.625
HEMT 2006-3                       LOS ANGELES                                                             522.6                    9.99
HEMT 2006-3                       HUDSON COUNTY                                                          761.85                    9.99
HEMT 2006-3                       LINCOLN COUNTY                                                         290.25                   10.85
HEMT 2006-3                       DEKALB COUNTY                                                          600.34                    9.99
HEMT 2006-3                       NORFOLK (CITY)                                                         603.69                    9.99
HEMT 2006-3                       MONTGOMERY COUNTY                                                      574.72                    8.24
HEMT 2006-3                       SUFFOLK COUNTY                                                         578.71                    9.99
HEMT 2006-3                       KINGS COUNTY                                                           841.76                    9.99
HEMT 2006-3                       FAIRFAX                                                               1516.24                    9.65
HEMT 2006-3                       ORANGE                                                                 1052.2                    9.99
HEMT 2006-3                       SHELBY COUNTY                                                          266.67                    8.34
HEMT 2006-3                       LOS ANGELES                                                             666.4                    9.99
HEMT 2006-3                       FAIRFAX                                                                603.47                       9
HEMT 2006-3                       PRINCE WILLAM                                                          859.67                   9.875
HEMT 2006-3                       STANISLAUS                                                             747.87                   11.25
HEMT 2006-3                       ROCKLAND                                                               859.32                    6.75
HEMT 2006-3                       TANGIPAHOA                                                             337.97                   8.125
HEMT 2006-3                       MERCER                                                                 420.71                   9.625
HEMT 2006-3                       DUVAL                                                                  431.77                      10
HEMT 2006-3                       HARFORD                                                                 405.2                   7.875
HEMT 2006-3                       PRINCE  GEORGE'S                                                       773.76                    12.5
HEMT 2006-3                       ANNE ARUNDEL                                                           438.79                      10
HEMT 2006-3                       LOUDOUN                                                               1363.96                    12.5
HEMT 2006-3                       PRINCE WILLIAM                                                         648.08                  11.875
HEMT 2006-3                       Weber                                                                  225.89                   10.35
HEMT 2006-3                       Dane                                                                   371.58                    9.55
HEMT 2006-3                       Prince George's                                                        614.25                    9.05
HEMT 2006-3                       LOUDON                                                                 123.11                       9
HEMT 2006-3                       CONTRA COSTA                                                           708.03                    8.75
HEMT 2006-3                       COLLIN                                                                 449.56                   8.625
HEMT 2006-3                       COLLIN                                                                 781.09                   9.125
HEMT 2006-3                       SNOHOMISH                                                              711.68                   8.625
HEMT 2006-3                       KING                                                                   217.25                       9
HEMT 2006-3                       SAN DIEGO                                                              893.96                   10.85
HEMT 2006-3                       LOS ANGELES                                                            1135.5                    9.99
HEMT 2006-3                       ORANGE                                                                1094.31                   10.99
HEMT 2006-3                       HILLSBOROUGH                                                           901.84                    10.7
HEMT 2006-3                       PASCO                                                                  783.04                   11.19
HEMT 2006-3                       DADE                                                                   420.44                   10.49
HEMT 2006-3                       LAKE                                                                   169.76                   10.74
HEMT 2006-3                       TIPTON                                                                 312.35                     8.4
HEMT 2006-3                       CLACKAMAS                                                              315.22                    9.99
HEMT 2006-3                       MADISON                                                                164.16                   10.74
HEMT 2006-3                       MECKLENBURG                                                            249.97                   10.74
HEMT 2006-3                       ADAMS                                                                  325.38                   10.49
HEMT 2006-3                       GALVESTON                                                              294.31                   10.49
HEMT 2006-3                       PIERCE                                                                 391.07                    9.99
HEMT 2006-3                       ADAMS                                                                  347.32                   10.49
HEMT 2006-3                       CUYAHOGA                                                                205.2                   10.74
HEMT 2006-3                       KING                                                                   440.17                    9.99
HEMT 2006-3                       MARICOPA                                                               402.16                   10.49
HEMT 2006-3                       MIAMI-DADE                                                             374.74                   10.49
HEMT 2006-3                       MIAMI-DADE                                                             311.28                    9.99
HEMT 2006-3                       FAIRFAX                                                                   457                   10.49
HEMT 2006-3                       LOS ANGELES                                                            482.26                    9.99
HEMT 2006-3                       COOK                                                                      457                   10.49
HEMT 2006-3                       KERN                                                                    333.2                    9.99
HEMT 2006-3                       MILLER                                                                 177.22                   10.74
HEMT 2006-3                       BROWARD                                                                557.53                   10.49
HEMT 2006-3                       WAYNE                                                                  163.23                   10.74
HEMT 2006-3                       LINCOLN                                                                 147.7                    12.5
HEMT 2006-3                       PALM BEACH                                                             324.43                    9.99
HEMT 2006-3                       VOLUSIA                                                                411.94                    9.99
HEMT 2006-3                       HARRIS                                                                 195.41                   10.49
HEMT 2006-3                       COLLIER                                                                630.65                   10.49
HEMT 2006-3                       MACOMB                                                                  285.7                      11
HEMT 2006-3                       LOS ANGELES                                                            722.36                   11.49
HEMT 2006-3                       Sacramento                                                             649.29                   10.85
HEMT 2006-3                       MIAMI-DADE                                                              345.9                   10.44
HEMT 2006-3                       Tulare                                                                 462.94                    10.9
HEMT 2006-3                       Sutter                                                                  658.9                   9.875
HEMT 2006-3                       Thurston                                                               461.86                  10.625
HEMT 2006-3                       HAMILTON                                                               799.95                      11
HEMT 2006-3                       BEXAR                                                                  385.01                    9.25
HEMT 2006-3                       HARRIS                                                                 240.24                   11.75
HEMT 2006-3                       NEW HAVEN                                                              651.62                    11.7
HEMT 2006-3                       SAN DIEGO                                                              318.26                   8.875
HEMT 2006-3                       ORANGE                                                                1033.42                   11.25
HEMT 2006-3                       CLACKAMAS                                                              352.21                       8
HEMT 2006-3                       TULARE                                                                 428.87                   9.375
HEMT 2006-3                       MERCED                                                                  625.6                    8.75
HEMT 2006-3                       STANISLAUS                                                             773.09                    9.75
HEMT 2006-3                       STANISLAUS                                                             515.68                   9.375
HEMT 2006-3                       PIERCE                                                                 299.98                      11
HEMT 2006-3                       SUMMIT                                                                 281.62                       9
HEMT 2006-3                       SUSSEX                                                                 630.64                     9.5
HEMT 2006-3                       BERGEN                                                                 475.42                   9.875
HEMT 2006-3                       BERGEN                                                                 521.01                   9.875
HEMT 2006-3                       BERGEN                                                                 372.44                  10.875
HEMT 2006-3                       PASSAIC                                                                914.23                      11
HEMT 2006-3                       BERGEN                                                                 203.91                     9.5
HEMT 2006-3                       UNION                                                                  990.68                   13.25
HEMT 2006-3                       MONROE                                                                 245.72                      10
HEMT 2006-3                       ESSEX                                                                  533.27                    11.5
HEMT 2006-3                       MONROE                                                                 171.29                    8.25
HEMT 2006-3                       HUDSON                                                                 728.45                   11.25
HEMT 2006-3                       LITCHFIELD                                                            1429.45                     9.5
HEMT 2006-3                       UNION                                                                  640.26                   7.375
HEMT 2006-3                       NASSAU                                                                 716.27                      10
HEMT 2006-3                       WASHOE                                                                 747.37                    8.75
HEMT 2006-3                       ELLIS                                                                  266.28                     9.5
HEMT 2006-3                       DALLAS                                                                 286.49                  10.375
HEMT 2006-3                       SAN MATEO                                                              848.94                       9
HEMT 2006-3                       SAN MATEO                                                             1182.99                  11.125
HEMT 2006-3                       OCEAN                                                                  282.84                      11
HEMT 2006-3                       COLLIN                                                                 199.84                    8.25
HEMT 2006-3                       LOS ANGELES                                                           1002.99                   9.625
HEMT 2006-3                       DADE                                                                   413.76                   11.25
HEMT 2006-3                       SAN BERNARDINO                                                         164.95                       9
HEMT 2006-3                       VENTURA                                                                973.71                     9.5
HEMT 2006-3                       LOUDOUN                                                                556.95                   8.875
HEMT 2006-3                       HENNEPIN                                                               975.12                  10.375
HEMT 2006-3                       WILLIAMSON                                                             233.64                    9.25
HEMT 2006-3                       HUNTERDON                                                              515.49                    9.75
HEMT 2006-3                       CONTRA COSTA                                                           969.13                   8.625
HEMT 2006-3                       SONOMA                                                                 886.26                     9.5
HEMT 2006-3                       YOLO                                                                   325.06                       8
HEMT 2006-3                       MONTEREY                                                              1063.72                    9.25
HEMT 2006-3                       LOS ANGELES                                                            494.96                   9.875
HEMT 2006-3                       LINCOLN                                                                307.77                       9
HEMT 2006-3                       CONTRA COSTA                                                           929.62                    9.25
HEMT 2006-3                       IOSCO                                                                  300.13                      10
HEMT 2006-3                       LOS ANGELES                                                            863.35                   8.625
HEMT 2006-3                       DENTON                                                                 177.25                     7.5
HEMT 2006-3                       FRESNO                                                                 501.89                       8
HEMT 2006-3                       SAN BERNARDINO                                                         541.25                    8.75
HEMT 2006-3                       RIVERSIDE                                                              432.44                   9.875
HEMT 2006-3                       SAN DIEGO                                                               890.8                   8.375
HEMT 2006-3                       LOS ANGELES                                                            835.43                   8.875
HEMT 2006-3                       WASHINGTON                                                             400.95                   8.125
HEMT 2006-3                       ADA                                                                   1218.05                       8
HEMT 2006-3                       SAN BERNARDINO                                                         576.11                       9
HEMT 2006-3                       STANISLAUS                                                              707.5                    9.25
HEMT 2006-3                       LOS ANGELES                                                            715.52                   9.875
HEMT 2006-3                       SACRAMENTO                                                             591.12                   8.625
HEMT 2006-3                       BEXAR                                                                  476.79                   9.125
HEMT 2006-3                       LOS ANGELES                                                            571.28                       9
HEMT 2006-3                       TRAVIS                                                                 335.62                     7.5
HEMT 2006-3                       SAN JOAQUIN                                                             652.7                  10.125
HEMT 2006-3                       SAN BERNARDINO                                                          406.4                    9.25
HEMT 2006-3                       SAN BERNARDINO                                                         475.51                    9.25
HEMT 2006-3                       SAN DIEGO                                                              824.49                   9.625
HEMT 2006-3                       LOS ANGELES                                                            989.92                   9.875
HEMT 2006-3                       SANTA CLARA                                                            997.73                       9
HEMT 2006-3                       SAN DIEGO                                                               687.9                       8
HEMT 2006-3                       COLLIN                                                                 204.89                    7.75
HEMT 2006-3                       ALAMEDA                                                                1113.9                   8.875
HEMT 2006-3                       SAN LUIS OBISPO                                                        746.29                   9.625
HEMT 2006-3                       DENTON                                                                 258.58                   8.875
HEMT 2006-3                       FORT BEND                                                              344.57                    8.75
HEMT 2006-3                       SALT LAKE                                                              1005.7                   8.875
HEMT 2006-3                       YOLO                                                                   635.65                       9
HEMT 2006-3                       VENTURA                                                                684.25                   8.875
HEMT 2006-3                       DELAWARE                                                               608.29                       9
HEMT 2006-3                       LOS ANGELES                                                            480.97                     9.5
HEMT 2006-3                       TARRANT                                                                111.73                   8.375
HEMT 2006-3                       LOS ANGELES                                                            691.05                    9.25
HEMT 2006-3                       SAN DIEGO                                                              461.62                   9.375
HEMT 2006-3                       KING                                                                  1126.47                       9
HEMT 2006-3                       MONTGOMERY                                                             915.34                   9.125
HEMT 2006-3                       RIVERSIDE                                                              423.29                   9.625
HEMT 2006-3                       RIVERSIDE                                                              824.46                   8.625
HEMT 2006-3                       LOS ANGELES                                                            555.19                       9
HEMT 2006-3                       LOS ANGELES                                                            755.02                    8.25
HEMT 2006-3                       RIVERSIDE                                                              640.89                   9.625
HEMT 2006-3                       KING                                                                   907.82                    9.25
HEMT 2006-3                       SAN BERNARDINO                                                         807.84                       9
HEMT 2006-3                       SAN DIEGO                                                              722.55                       9
HEMT 2006-3                       RIVERSIDE                                                              847.36                    9.25
HEMT 2006-3                       SAN DIEGO                                                              741.62                   8.625
HEMT 2006-3                       RIVERSIDE                                                              460.22                   9.875
HEMT 2006-3                       LOS ANGELES                                                            670.48                    9.25
HEMT 2006-3                       DOUGLAS                                                                594.23                   8.625
HEMT 2006-3                       TARRANT                                                                605.52                     7.5
HEMT 2006-3                       LOS ANGELES                                                            293.51                       8
HEMT 2006-3                       RIVERSIDE                                                              886.84                    9.25
HEMT 2006-3                       LOS ANGELES                                                            826.35                       9
HEMT 2006-3                       POLK                                                                   177.42                     9.5
HEMT 2006-3                       LOS ANGELES                                                            870.23                    9.25
HEMT 2006-3                       SAN DIEGO                                                              705.49                   9.625
HEMT 2006-3                       CONTRA COSTA                                                           977.62                       9
HEMT 2006-3                       LOS ANGELES                                                            801.05                       9
HEMT 2006-3                       SAN JOAQUIN                                                             313.8                       9
HEMT 2006-3                       RIVERSIDE                                                             1206.93                       9
HEMT 2006-3                       ORANGE                                                                 320.62                    10.5
HEMT 2006-3                       TARRANT                                                                268.04                   8.125
HEMT 2006-3                       HARRIS                                                                 167.18                   9.375
HEMT 2006-3                       COLLIN                                                                 356.85                    8.25
HEMT 2006-3                       SOLANO                                                                1097.77                   10.75
HEMT 2006-3                       MONTGOMERY                                                             234.86                   8.375
HEMT 2006-3                       LOS ANGELES                                                            694.51                   9.875
HEMT 2006-3                       CLACKAMAS                                                              517.23                   8.625
HEMT 2006-3                       RIVERSIDE                                                              915.66                       9
HEMT 2006-3                       DENTON                                                                 337.82                       8
HEMT 2006-3                       NEVADA                                                                  609.9                       9
HEMT 2006-3                       COLLIN                                                                 353.63                       9
HEMT 2006-3                       LOS ANGELES                                                            480.44                    9.25
HEMT 2006-3                       COLLIN                                                                 223.54                   7.375
HEMT 2006-3                       RIVERSIDE                                                              819.11                       9
HEMT 2006-3                       TRAVIS                                                                 601.46                       9
HEMT 2006-3                       LOS ANGELES                                                            683.93                       9
HEMT 2006-3                       BEXAR                                                                  285.48                    8.25
HEMT 2006-3                       SAN BERNARDINO                                                         362.08                       9
HEMT 2006-3                       LOS ANGELES                                                            557.77                    9.25
HEMT 2006-3                       VENTURA                                                                1008.6                    9.25
HEMT 2006-3                       DALLAS                                                                 229.89                    8.25
HEMT 2006-3                       RIVERSIDE                                                              612.07                    9.25
HEMT 2006-3                       LOS ANGELES                                                            413.29                   7.875
HEMT 2006-3                       RIVERSIDE                                                              378.17                       9
HEMT 2006-3                       CONTRA COSTA                                                           981.46                   9.375
HEMT 2006-3                       PINELLAS                                                               318.26                   8.875
HEMT 2006-3                       SAN JOAQUIN                                                           1302.52                   9.875
HEMT 2006-3                       SALT LAKE                                                              786.95                    8.25
HEMT 2006-3                       WESTCHESTER                                                            824.14                    6.99
HEMT 2006-3                       CALCASIEU                                                               82.26                    8.25
HEMT 2006-3                       LOS ANGELES                                                           1344.15                   10.25
HEMT 2006-3                       VENTURA                                                               1057.65                   9.875
HEMT 2006-3                       COLLIN                                                                 489.08                    9.25
HEMT 2006-3                       COLLIN                                                                 311.02                    8.25
HEMT 2006-3                       ALAMEDA                                                               1020.12                    9.25
HEMT 2006-3                       SANTA CLARA                                                           1163.59                   9.875
HEMT 2006-3                       MONTGOMERY                                                             225.38                    8.25
HEMT 2006-3                       LOS ANGELES                                                            589.04                    9.25
HEMT 2006-3                       LOS ANGELES                                                            504.04                   8.875
HEMT 2006-3                       SACRAMENTO                                                             997.95                       7
HEMT 2006-3                       PLACER                                                                 701.63                   9.875
HEMT 2006-3                       KERN                                                                   475.51                    9.25
HEMT 2006-3                       ARCHER                                                                 101.42                    8.25
HEMT 2006-3                       LOS ANGELES                                                           1176.43                    9.25
HEMT 2006-3                       BEXAR                                                                  129.37                   9.125
HEMT 2006-3                       MONTGOMERY                                                             972.55                   9.875
HEMT 2006-3                       MONTGOMERY                                                             182.78                   8.625
HEMT 2006-3                       SAN JOAQUIN                                                            806.22                    9.25
HEMT 2006-3                       PIERCE                                                                  602.2                    9.25
HEMT 2006-3                       TARRANT                                                                282.48                    8.25
HEMT 2006-3                       FAIRFAX                                                                998.51                     9.5
HEMT 2006-3                       COLLIN                                                                 258.58                   8.875
HEMT 2006-3                       ADAMS                                                                 1122.04                  10.875
HEMT 2006-3                       LOS ANGELES                                                            810.38                   9.625
HEMT 2006-3                       TRAVIS                                                                 322.39                    7.75
HEMT 2006-3                       WASHINGTON                                                             411.34                    9.25
HEMT 2006-3                       RIVERSIDE                                                              987.21                    9.25
HEMT 2006-3                       LOS ANGELES                                                           1016.51                  10.625
HEMT 2006-3                       SAN DIEGO                                                              868.35                   9.875
HEMT 2006-3                       MACOMB                                                                 113.94                    9.25
HEMT 2006-3                       HARRIS                                                                 190.82                    8.25
HEMT 2006-3                       NEVADA                                                                 329.81                    8.25
HEMT 2006-3                       ROCKWALL                                                                620.3                    9.25
HEMT 2006-3                       MARICOPA                                                               358.48                   9.375
HEMT 2006-3                       ALEXANDRIA                                                            1076.75                   9.875
HEMT 2006-3                       JEFFERSON                                                              262.94                    8.25
HEMT 2006-3                       CONTRA COSTA                                                           421.24                    7.25
HEMT 2006-3                       HAYS                                                                    353.1                    8.25
HEMT 2006-3                       DUVAL                                                                  229.15                   8.875
HEMT 2006-3                       LARAMIE                                                                255.38                   8.375
HEMT 2006-3                       LOS ANGELES                                                            798.88                   9.875
HEMT 2006-3                       COLLIN                                                                  296.5                    7.75
HEMT 2006-3                       LOS ANGELES                                                            987.21                    9.25
HEMT 2006-3                       HARRIS                                                                 312.62                    9.25
HEMT 2006-3                       TARRANT                                                                279.85                    8.25
HEMT 2006-3                       LOS ANGELES                                                            880.26                    9.25
HEMT 2006-3                       VENTURA                                                                892.49                   9.625
HEMT 2006-3                       PLACER                                                                   1207                   9.875
HEMT 2006-3                       BROWN                                                                  111.06                    9.25
HEMT 2006-3                       DENTON                                                                 227.03                     9.5
HEMT 2006-3                       ORANGE                                                                 567.65                    9.25
HEMT 2006-3                       SAN DIEGO                                                              827.97                   9.875
HEMT 2006-3                       YOLO                                                                   896.13                  10.125
HEMT 2006-3                       LOS ANGELES                                                            416.03                     7.5
HEMT 2006-3                       COLLIN                                                                 322.32                    8.75
HEMT 2006-3                       CACHE                                                                 1037.18                  10.875
HEMT 2006-3                       DALLAS                                                                 410.19                    8.25
HEMT 2006-3                       BEXAR                                                                  263.88                    8.25
HEMT 2006-3                       FORT BEND                                                              151.67                   8.625
HEMT 2006-3                       FAIRFAX                                                                318.26                   8.875
HEMT 2006-3                       YAVAPAI                                                                781.99                     9.5
HEMT 2006-3                       BEXAR                                                                  412.94                   8.875
HEMT 2006-3                       ORANGE                                                                 326.21                   8.875
HEMT 2006-3                       DALLAS                                                                 518.37                    8.25
HEMT 2006-3                       SAN DIEGO                                                             1264.57                    9.53
HEMT 2006-3                       SAN DIEGO                                                              415.52                    7.75
HEMT 2006-3                       MULTNOMAH                                                              302.35                   8.875
HEMT 2006-3                       KERN                                                                   868.35                   9.875
HEMT 2006-3                       SOMERSET                                                               514.96                       9
HEMT 2006-3                       HARRIS                                                                 285.48                    8.25
HEMT 2006-3                       WASHINGTON                                                              324.7                      10
HEMT 2006-3                       PRINCE WILLIAM                                                        1177.01                    10.1
HEMT 2006-3                       SAN DIEGO                                                              621.94                    9.25
HEMT 2006-3                       KOOTENAI                                                               202.09                   8.875
HEMT 2006-3                       SAN DIEGO                                                             1105.84                   9.875
HEMT 2006-3                       COLLIN                                                                 391.63                   9.875
HEMT 2006-3                       LOS ANGELES                                                             957.6                   8.875
HEMT 2006-3                       FAYETTE                                                                182.63                    9.25
HEMT 2006-3                       ESSEX                                                                  313.64                   10.25
HEMT 2006-3                       LOS ANGELES                                                           1234.01                    9.25
HEMT 2006-3                       SAN DIEGO                                                              850.98                   9.875
HEMT 2006-3                       CONTRA COSTA                                                           1050.7                   9.875
HEMT 2006-3                       CONTRA COSTA                                                          1002.51                   8.875
HEMT 2006-3                       PRINCE WILLIAM                                                        1069.48                    9.25
HEMT 2006-3                       ANOKA                                                                  218.62                    8.25
HEMT 2006-3                       ST. LOUIS                                                              202.23                   8.625
HEMT 2006-3                       LOS ANGELES                                                            510.86                    8.25
HEMT 2006-3                       RIVERSIDE                                                              582.22                   9.375
HEMT 2006-3                       LEHIGH                                                                 128.87                    9.75
HEMT 2006-3                       HARRIS                                                                    360                    7.75
HEMT 2006-3                       CHESTER                                                                593.04                   9.375
HEMT 2006-3                       SAN DIEGO                                                              881.65                   9.375
HEMT 2006-3                       MARICOPA                                                              1220.45                   9.125
HEMT 2006-3                       SAN BERNARDINO                                                          388.5                   11.25
HEMT 2006-3                       LOS ANGELES                                                            804.96                   9.875
HEMT 2006-3                       BEXAR                                                                 1002.51                   8.875
HEMT 2006-3                       HARDIN                                                                 200.61                    8.75
HEMT 2006-3                       MARICOPA                                                               207.94                   9.375
HEMT 2006-3                       JEFFERSON                                                              186.15                   9.625
HEMT 2006-3                       MARIPOSA                                                               440.83                   9.375
HEMT 2006-3                       DAKOTA                                                                 130.59                    9.75
HEMT 2006-3                       ORANGE                                                                1241.74                   9.875
HEMT 2006-3                       CLARK                                                                     277                   9.875
HEMT 2006-3                       SAN DIEGO                                                              277.95                   9.347
HEMT 2006-3                       PRINCE WILLIAM                                                        1020.02                   8.875
HEMT 2006-3                       ORANGE                                                                 821.46                   9.875
HEMT 2006-3                       HILLSBOROUGH                                                           454.95                     8.5
HEMT 2006-3                       LOS ANGELES                                                           1005.55                   9.875
HEMT 2006-3                       WASHINGTON                                                              195.3                     8.5
HEMT 2006-3                       FREDERICKSBURG                                                         407.56                   9.375
HEMT 2006-3                       HARTFORD                                                               220.41                   9.375
HEMT 2006-3                       SAN BERNARDINO                                                         432.51                   9.375
HEMT 2006-3                       PIERCE                                                                  715.3                   9.375
HEMT 2006-3                       HONOLULU                                                               905.78                     8.5
HEMT 2006-3                       LOS ANGELES                                                           1137.54                   9.875
HEMT 2006-3                       WASHTENAW                                                              478.31                    8.75
HEMT 2006-3                       JEFFERSON                                                              326.21                   8.875
HEMT 2006-3                       WASHINGTON                                                              341.4                    9.85
HEMT 2006-3                       DADE                                                                  1715.68                    9.85
HEMT 2006-3                       LEE                                                                    557.38                   10.25
HEMT 2006-3                       LOUDOUN                                                                687.31                    12.5
HEMT 2006-3                       PRINCE WILLIAM                                                         704.39                    12.5
HEMT 2006-3                       PRINCE GEORGE                                                          704.39                    12.5
HEMT 2006-3                       LOUDOUN                                                                784.43                    12.5
HEMT 2006-3                       FAUQUIER                                                               785.92                   12.25
HEMT 2006-3                       FAIRFAX                                                               1057.57                  12.375
HEMT 2006-3                       PRINCE WILLAIM                                                         715.06                    12.5
HEMT 2006-3                       Pierce                                                                 481.88                      11
HEMT 2006-3                       San Bernardino                                                         519.12                  12.125
HEMT 2006-3                       Osceola                                                                438.55                   10.75
HEMT 2006-3                       Douglas                                                                 294.8                    11.4
HEMT 2006-3                       Riverside                                                              606.88                      12
HEMT 2006-3                       BUTLER                                                                 244.46                   11.44
HEMT 2006-3                       DAKOTA                                                                  780.4                   10.29
HEMT 2006-3                       SANTA CLARA                                                            797.82                    9.89
HEMT 2006-3                       MIAMI-DADE                                                             803.29                    9.94
HEMT 2006-3                       HOUSTON                                                                 481.5                   11.04
HEMT 2006-3                       LOS ANGELES                                                            867.68                   10.64
HEMT 2006-3                       LOS ANGELES                                                            903.99                   10.99
HEMT 2006-3                       HARRIS                                                                 169.66                       7
HEMT 2006-3                       WILLIAMSON                                                             358.71                   7.125
HEMT 2006-3                       RIVERSIDE                                                              607.29                   7.625
HEMT 2006-3                       RIVERSIDE                                                              233.08                   6.625
HEMT 2006-3                       RIVERSIDE                                                              506.72                     8.5
HEMT 2006-3                       SAN DIEGO                                                              366.89                       8
HEMT 2006-3                       RIVERSIDE                                                              699.22                     7.5
HEMT 2006-3                       ORANGE                                                                 319.93                   7.625
HEMT 2006-3                       PLACER                                                                 413.48                   8.375
HEMT 2006-3                       ORANGE                                                                 737.91                    7.75
HEMT 2006-3                       Collin                                                                 185.64                       8
HEMT 2006-3                       COLLIN                                                                 436.81                   7.625
HEMT 2006-3                       FRESNO                                                                  188.2                    8.25
HEMT 2006-3                       LOS ANGELES                                                           1073.51                   10.75
HEMT 2006-3                       RIVERSIDE                                                              654.96                    10.5
HEMT 2006-3                       FRESNO                                                                 384.39                    10.5
HEMT 2006-3                       LOS ANGELES                                                            950.49                    11.5
HEMT 2006-3                       LOS ANGELES                                                            961.15                  11.375
HEMT 2006-3                       PINELLAS                                                               515.77                   10.65
HEMT 2006-3                       PIMA                                                                   832.99                    9.99
HEMT 2006-3                       LOS ANGELES                                                             663.7                    10.9
HEMT 2006-3                       JACKSON                                                                598.88                    9.99
HEMT 2006-3                       SAN BERNARDINO                                                         268.83                   10.25
HEMT 2006-3                       ADA                                                                    750.07                      10
HEMT 2006-3                       RIVERSIDE                                                              560.09                   10.75
HEMT 2006-3                       SONOMA                                                                 748.32                      12
HEMT 2006-3                       SAN JOAQUIN                                                           1083.08                    10.5
HEMT 2006-3                       LOS ANGELES                                                            888.68                   10.15
HEMT 2006-3                       JACKSON                                                                329.86                   11.05
HEMT 2006-3                       RIVERSIDE                                                              859.15                    9.75
HEMT 2006-3                       JEFFERSON                                                              756.03                      12
HEMT 2006-3                       MARICOPA                                                               272.18                    10.4
HEMT 2006-3                       LOS ANGELES                                                            914.74                    10.5
HEMT 2006-3                       DESCHUTES                                                              271.67                   12.35
HEMT 2006-3                       LOS ANGELES                                                            555.58                   10.65
HEMT 2006-3                       WASHOE                                                                 566.57                    11.5
HEMT 2006-3                       SAN BERNARDINO                                                         750.89                      12
HEMT 2006-3                       SAN DIEGO                                                               905.2                   11.85
HEMT 2006-3                       CLARK                                                                  802.32                      12
HEMT 2006-3                       CONTRA COSTA                                                           572.59                   11.75
HEMT 2006-3                       SAN JOAQUIN                                                            459.65                    9.75
HEMT 2006-3                       FRESNO                                                                 247.57                    11.5
HEMT 2006-3                       POLK                                                                   313.73                      12
HEMT 2006-3                       RIVERSIDE                                                              297.09                    11.5
HEMT 2006-3                       LOS ANGELES                                                             471.4                      11
HEMT 2006-3                       SNOHOMISH                                                              641.37                   11.99
HEMT 2006-3                       JACKSON                                                                 658.5                    9.99
HEMT 2006-3                       BOONE                                                                  788.48                   10.99
HEMT 2006-3                       LOS ANGELES                                                            241.87                    11.2
HEMT 2006-3                       JEFFERSON                                                              229.62                   10.55
HEMT 2006-3                       MARION                                                                 652.33                   11.75
HEMT 2006-3                       ORANGE                                                                 876.83                    9.99
HEMT 2006-3                       WASHOE                                                                 626.39                   11.15
HEMT 2006-3                       SONOMA                                                                1384.62                      12
HEMT 2006-3                       SAN DIEGO                                                              871.46                    11.5
HEMT 2006-3                       BROWARD                                                                960.53                    12.5
HEMT 2006-3                       UTAH                                                                   235.82                    10.5
HEMT 2006-3                       SAN DIEGO                                                              851.08                  10.375
HEMT 2006-3                       RIVERSIDE                                                             1483.94                  11.875
HEMT 2006-3                       SAN DIEGO                                                             1466.67                      11
HEMT 2006-3                       VENTURA                                                                677.08                   8.125
HEMT 2006-3                       LOS ANGELES                                                           1076.13                      11
HEMT 2006-3                       SAN  DIEGO                                                            1317.09                    11.5
HEMT 2006-3                       SAN BERNARDINO                                                         603.73                    10.5
HEMT 2006-3                       SAN BERNARDINO                                                          431.9                    9.25
HEMT 2006-3                       SAN DIEGO                                                              452.08                    8.75
HEMT 2006-3                       SAN DIEGO                                                              456.16                      11
HEMT 2006-3                       FAYETTE                                                                207.17                    11.5
HEMT 2006-3                       STANISLAUS                                                             543.99                   9.625
HEMT 2006-3                       CLARK                                                                  400.01                    9.64
HEMT 2006-3                       CLARK                                                                  766.68                  13.125
HEMT 2006-3                       CLARK                                                                  455.35                    9.75
HEMT 2006-3                       FULTON                                                                 435.56                     9.5
HEMT 2006-3                       Tarrant                                                                273.23                    8.25
HEMT 2006-3                       CLEVELAND                                                              270.72                  10.375
HEMT 2006-3                       CLARK                                                                   593.6                     8.5
HEMT 2006-3                       DALLAS                                                                 409.08                    8.75
HEMT 2006-3                       clark                                                                 1629.73                  10.375
HEMT 2006-3                       Clark                                                                  480.04                   9.125
HEMT 2006-3                       Clark                                                                  607.92                   13.25
HEMT 2006-3                       MOA                                                                    477.39                   8.875
HEMT 2006-3                       CLARK                                                                  519.84                   9.375
HEMT 2006-3                       OKLAHOMA                                                               223.77                    9.25
HEMT 2006-3                       CLARK                                                                  395.12                   8.625
HEMT 2006-3                       CLARK                                                                  507.61                   8.875
HEMT 2006-3                       CLARK                                                                  1792.2                   10.25
HEMT 2006-3                       CLARK                                                                  203.62                       8
HEMT 2006-3                       CLARK                                                                  237.15                   9.625
HEMT 2006-3                       SALT LAKE                                                              813.21                  10.625
HEMT 2006-3                       CLARK                                                                  457.41                   10.75
HEMT 2006-3                       Clark                                                                   136.1                    8.75
HEMT 2006-3                       Clark                                                                  708.01                   11.25
HEMT 2006-3                       TULSA                                                                  160.29                  10.875
HEMT 2006-3                       CLARK                                                                  246.98                    10.5
HEMT 2006-3                       COLLIN                                                                 378.31                     8.5
HEMT 2006-3                       CLARK                                                                  560.99                   9.625
HEMT 2006-3                       CLARK                                                                  953.08                   10.75
HEMT 2006-3                       Maricopa                                                               732.88                   13.25
HEMT 2006-3                       OKLAHOMA                                                               332.63                     9.5
HEMT 2006-3                       Maricopa                                                               349.73                      12
HEMT 2006-3                       CLARK                                                                  439.97                      11
HEMT 2006-3                       Collin                                                                 248.22                     9.5
HEMT 2006-3                       Clark                                                                  428.53                   9.875
HEMT 2006-3                       TARRANT                                                                295.15                   10.25
HEMT 2006-3                       CLARK                                                                   516.7                  10.875
HEMT 2006-3                       CLARK                                                                  326.48                    9.75
HEMT 2006-3                       CLARK                                                                  802.34                  12.625
HEMT 2006-3                       RIVERSIDE                                                               740.3                  12.375
HEMT 2006-3                       CLARK                                                                  497.63                  10.625
HEMT 2006-3                       Clark                                                                  526.54                      10
HEMT 2006-3                       Dallas                                                                 161.94                  10.125
HEMT 2006-3                       BARROW                                                                 379.37                  12.875
HEMT 2006-3                       TULSA                                                                  301.05                   8.375
HEMT 2006-3                       GWENNETT                                                               381.56                  12.875
HEMT 2006-3                       DAVIS                                                                  404.76                    9.75
HEMT 2006-3                       CLARK                                                                  456.36                  10.875
HEMT 2006-3                       CLACKAMAS                                                              663.83                    12.5
HEMT 2006-3                       CLARK                                                                  232.89                   9.375
HEMT 2006-3                       Clark                                                                  332.14                   9.875
HEMT 2006-3                       Clark                                                                  425.83                    11.5
HEMT 2006-3                       Clark                                                                  435.56                     9.5
HEMT 2006-3                       FLOYD                                                                  227.99                      10
HEMT 2006-3                       CLARK                                                                  458.92                    12.5
HEMT 2006-3                       CLARK                                                                  270.29                    9.75
HEMT 2006-3                       MOA                                                                    675.46                   13.25
HEMT 2006-3                       CACHE                                                                   97.22                   8.625
HEMT 2006-3                       CLARK                                                                  345.52                    9.25
HEMT 2006-3                       CLARK                                                                  753.94                   9.625
HEMT 2006-3                       CLARK                                                                  565.73                  10.875
HEMT 2006-3                       DENTON                                                                 315.53                    8.25
HEMT 2006-3                       clark                                                                  436.98                   10.25
HEMT 2006-3                       CLARK                                                                   405.4                    9.25
HEMT 2006-3                       Collin                                                                 375.69                      11
HEMT 2006-3                       CLARK                                                                   517.3                       8
HEMT 2006-3                       CLARK                                                                  517.77                      10
HEMT 2006-3                       CLARK                                                                  786.72                   11.25
HEMT 2006-3                       CLARK                                                                  545.68                      11
HEMT 2006-3                       CLARK                                                                 1250.87                   10.75
HEMT 2006-3                       CLARK                                                                  437.24                     9.5
HEMT 2006-3                       CLARK                                                                  668.09                   9.625
HEMT 2006-3                       CLARK                                                                  544.41                   10.75
HEMT 2006-3                       SALT LAKE                                                              308.78                   8.625
HEMT 2006-3                       Denton                                                                 348.54                       8
HEMT 2006-3                       Clark                                                                  469.79                   9.625
HEMT 2006-3                       CLARK                                                                  431.77                      10
HEMT 2006-3                       CLARK                                                                  408.62                   10.25
HEMT 2006-3                       MOA                                                                    466.68                       9
HEMT 2006-3                       OKLAHOMA                                                               371.51                   13.25
HEMT 2006-3                       Clark                                                                  440.75                    9.75
HEMT 2006-3                       clark                                                                  835.61                  11.375
HEMT 2006-3                       CLARK                                                                  1061.8                    13.5
HEMT 2006-3                       CLARK                                                                  569.69                      13
HEMT 2006-3                       CLARK                                                                  362.97                   9.875
HEMT 2006-3                       TARRANT                                                                416.12                   9.875
HEMT 2006-3                       CLARK                                                                  394.28                   10.25
HEMT 2006-3                       Clark                                                                  462.25                    9.75
HEMT 2006-3                       CLARK                                                                  450.58                     8.5
HEMT 2006-3                       Clark                                                                  255.07                       9
HEMT 2006-3                       CLARK                                                                  432.78                  10.375
HEMT 2006-3                       CLARK                                                                   476.6                      12
HEMT 2006-3                       Tarrant                                                               1197.63                  10.625
HEMT 2006-3                       CLARK                                                                  423.75                   9.875
HEMT 2006-3                       Tarrant                                                                166.56                       9
HEMT 2006-3                       CLARK                                                                  546.57                  10.875
HEMT 2006-3                       CLARK                                                                  704.35                    10.5
HEMT 2006-3                       DENTON                                                                 300.61                  10.625
HEMT 2006-3                       CLARK                                                                 1123.65                    13.5
HEMT 2006-3                       Clark                                                                  403.68                      10
HEMT 2006-3                       CLARK                                                                   297.1                   13.75
HEMT 2006-3                       CLARK                                                                  417.26                   8.375
HEMT 2006-3                       BEXAR                                                                  219.97                   11.75
HEMT 2006-3                       CLARK                                                                  752.22                  10.625
HEMT 2006-3                       BEXAR                                                                  267.42                      13
HEMT 2006-3                       Bexar                                                                  255.99                    13.5
HEMT 2006-3                       ELLIS                                                                  217.11                      10
HEMT 2006-3                       CONTRA COSTA                                                          1543.84                  12.375
HEMT 2006-3                       MONTGOMERY                                                             219.96                   8.875
HEMT 2006-3                       Gwinnett                                                               608.61                     9.5
HEMT 2006-3                       Newton                                                                 119.11                   11.75
HEMT 2006-3                       Oakland                                                                155.95                   11.75
HEMT 2006-3                       Tift                                                                   185.61                      10
HEMT 2006-3                       Davis                                                                  316.95                   11.75
HEMT 2006-3                       Walton                                                                 100.94                   11.75
HEMT 2006-3                       Hillsborough                                                           435.23                    11.5
HEMT 2006-3                       Atkinson                                                               282.63                   11.75
HEMT 2006-3                       Pima                                                                   275.84                   11.25
HEMT 2006-3                       NEWTON                                                                 136.27                   11.75
HEMT 2006-3                       Newton                                                                 464.33                   11.75
HEMT 2006-3                       CHEROKEE                                                               777.25                   11.75
HEMT 2006-3                       Larimer                                                                136.77                   11.75
HEMT 2006-3                       Maricopa                                                               253.36                   11.75
HEMT 2006-3                       Forsyth                                                                468.74                   11.75
HEMT 2006-3                       Barrow                                                                  249.2                   11.75
HEMT 2006-3                       DOUGLAS                                                                199.02                   10.75
HEMT 2006-3                       CITRUS                                                                 240.87                   11.25
HEMT 2006-3                       Bibb                                                                   266.19                    10.5
HEMT 2006-3                       Douglas                                                                365.77                     9.5
HEMT 2006-3                       Wasatch                                                                235.72                  10.875
HEMT 2006-3                       Newton                                                                 115.03                  10.875
HEMT 2006-3                       Fulton                                                                 358.85                   11.75
HEMT 2006-3                       DuPage                                                                 658.61                    10.5
HEMT 2006-3                       PINELLAS                                                               312.92                   11.75
HEMT 2006-3                       Warren                                                                 495.15                    11.5
HEMT 2006-3                       ARAPAHOE                                                                254.5                      10
HEMT 2006-3                       Douglas                                                                218.46                       9
HEMT 2006-3                       Adams                                                                  314.27                      11
HEMT 2006-3                       Chatham                                                               1171.49                  10.125
HEMT 2006-3                       Barrow                                                                  289.9                   11.75
HEMT 2006-3                       Newton                                                                  300.8                   11.75
HEMT 2006-3                       Stephens                                                               177.62                   11.75
HEMT 2006-3                       Jackson                                                                158.78                  11.625
HEMT 2006-3                       Bartow                                                                 207.69                     9.5
HEMT 2006-3                       Aiken                                                                  309.51                    10.5
HEMT 2006-3                       Chester                                                                237.58                   9.125
HEMT 2006-3                       Twiggs                                                                  365.9                    10.5
HEMT 2006-3                       Cumberland                                                             267.56                    10.5
HEMT 2006-3                       DUVAL                                                                  473.28                   10.75
HEMT 2006-3                       Kent                                                                   318.97                   11.75
HEMT 2006-3                       Bibb                                                                   163.52                   11.75
HEMT 2006-3                       PINELLAS                                                               534.56                    8.75
HEMT 2006-3                       Santa Fe                                                               138.94                   9.875
HEMT 2006-3                       Gwinnett                                                               299.58                   9.875
HEMT 2006-3                       Indian River                                                           807.53                   11.75
HEMT 2006-3                       Durham                                                                 168.49                      10
HEMT 2006-3                       Cumberland                                                             610.87                     9.5
HEMT 2006-3                       Montgomery                                                             349.86                     8.5
HEMT 2006-3                       Denver                                                                 198.96                    10.5
HEMT 2006-3                       Ottawa                                                                 130.15                   7.875
HEMT 2006-3                       WELD                                                                   353.16                     9.5
HEMT 2006-3                       Pima                                                                   198.85                   9.875
HEMT 2006-3                       Maricopa                                                               268.66                   9.375
HEMT 2006-3                       Maricopa                                                               352.63                    10.5
HEMT 2006-3                       Maricopa                                                                  939                      10
HEMT 2006-3                       Dauphin                                                                286.97                      10
HEMT 2006-3                       Henry                                                                  199.61                  10.625
HEMT 2006-3                       Jackson                                                                 76.01                   8.375
HEMT 2006-3                       Hillsborough                                                           488.06                   11.25
HEMT 2006-3                       Washington                                                              644.1                   10.75
HEMT 2006-3                       Cook                                                                   905.41                  10.375
HEMT 2006-3                       Davidson                                                               318.97                   11.75
HEMT 2006-3                       Coffee                                                                 265.19                       8
HEMT 2006-3                       Essex                                                                  339.35                  10.875
HEMT 2006-3                       Cook                                                                   368.58                      10
HEMT 2006-3                       Hamblen                                                                112.69                    8.25
HEMT 2006-3                       Salt Lake                                                              209.14                     8.5
HEMT 2006-3                       Glynn                                                                  227.12                   11.75
HEMT 2006-3                       Snohomish                                                              507.03                    11.5
HEMT 2006-3                       SANTA FE                                                               431.36                     9.5
HEMT 2006-3                       Gwinnett                                                               234.52                   8.875
HEMT 2006-3                       Carroll                                                                249.96                  11.625
HEMT 2006-3                       Clayton                                                                245.54                      10
HEMT 2006-3                       Scott                                                                  186.74                   11.75
HEMT 2006-3                       York                                                                    97.59                  10.875
HEMT 2006-3                       DeKalb                                                                 108.25                    9.75
HEMT 2006-3                       Pinellas                                                               440.93                  10.375
HEMT 2006-3                       Maricopa                                                               380.04                   11.75
HEMT 2006-3                       Gwinnett                                                               275.46                  11.625
HEMT 2006-3                       Clark                                                                  658.18                      10
HEMT 2006-3                       Jefferson                                                              378.79                   11.25
HEMT 2006-3                       Clayton                                                                186.24                   11.75
HEMT 2006-3                       Maricopa                                                               267.49                   11.75
HEMT 2006-3                       Cook                                                                    275.8                  10.875
HEMT 2006-3                       GWINNETT                                                               393.07                     8.5
HEMT 2006-3                       DENVER                                                                 123.03                     8.5
HEMT 2006-3                       Fairfax                                                                528.86                   9.125
HEMT 2006-3                       Denver                                                                 522.75                   10.75
HEMT 2006-3                       UTAH                                                                   131.47                    8.25
HEMT 2006-3                       BARROW                                                                 313.57                    9.75
HEMT 2006-3                       ARAPAHOE                                                               125.45                   10.25
HEMT 2006-3                       Gwinnett                                                               500.02                    9.25
HEMT 2006-3                       Los Angeles                                                            619.01                      11
HEMT 2006-3                       Cook                                                                   380.27                  10.375
HEMT 2006-3                       Douglas                                                                413.31                      11
HEMT 2006-3                       Larimer                                                                353.29                   11.75
HEMT 2006-3                       TETON                                                                  424.44                     8.5
HEMT 2006-3                       Cook                                                                   356.75                    10.5
HEMT 2006-3                       SALT LAKE                                                              262.45                   11.75
HEMT 2006-3                       Glynn                                                                  394.28                   10.25
HEMT 2006-3                       JEFFERSON                                                              369.89                     9.5
HEMT 2006-3                       CLARK                                                                  785.25                    11.5
HEMT 2006-3                       FRESNO                                                                 530.55                    10.5
HEMT 2006-3                       SACRAMENTO                                                             884.96                   10.99
HEMT 2006-3                       STANISLAUS                                                             804.97                    10.5
HEMT 2006-3                       OAKLY                                                                 1014.05                   11.25
HEMT 2006-3                       Montgomery                                                             899.72                     9.5
HEMT 2006-3                       alexandria city                                                        941.54                  11.375
HEMT 2006-3                       PRINCE GEORGES                                                         413.57                    12.5
HEMT 2006-3                       PRINCE GEORGES                                                         612.37                  12.875
HEMT 2006-3                       HARNETT                                                                517.71                      13
HEMT 2006-3                       ANNE ARUNDEL                                                           566.43                    8.75
HEMT 2006-3                       Los Angeles                                                            420.89                    8.75
HEMT 2006-3                       CARROLL                                                                504.37                  12.875
HEMT 2006-3                       PRINCE GEORGE                                                          874.41                  13.375
HEMT 2006-3                       Loudoun                                                                559.37                    10.5
HEMT 2006-3                       CARROLL                                                                343.98                       9
HEMT 2006-3                       Montgomery                                                            1078.81                  13.375
HEMT 2006-3                       FAIRFAX                                                                435.73                    11.5
HEMT 2006-3                       MONTGOMERY                                                            1235.61                   13.75
HEMT 2006-3                       Carroll                                                                 99.03                    11.5
HEMT 2006-3                       Prince Georges                                                         838.89                   13.75
HEMT 2006-3                       washington                                                              653.6                    11.5
HEMT 2006-3                       SPOTSYLVANIA                                                           686.54                  11.375
HEMT 2006-3                       PRINCE GEORGE'S                                                        670.15                    9.75
HEMT 2006-3                       PRINCE WILLIAM                                                         666.52                      10
HEMT 2006-3                       Loudon                                                                 284.84                       9
HEMT 2006-3                       CHARLES                                                                749.96                      11
HEMT 2006-3                       UNION                                                                  585.26                   8.375
HEMT 2006-3                       LOS ANGELES                                                            459.49                     8.5
HEMT 2006-3                       HAMILTON                                                               129.07                       7
HEMT 2006-3                       YAVAPAI                                                                180.85                    9.75
HEMT 2006-3                       CLARK                                                                  163.11                   8.875
HEMT 2006-3                       COOK                                                                   152.01                   8.375
HEMT 2006-3                       VENTURA                                                                662.82                   9.625
HEMT 2006-3                       SAGINAW                                                                502.34                   9.625
HEMT 2006-3                       WASHINGTON                                                             255.87                       9
HEMT 2006-3                       CLARK                                                                  463.77                   9.125
HEMT 2006-3                       RIVERSIDE                                                              909.22                       9
HEMT 2006-3                       MOHAVE                                                                 546.74                       9
HEMT 2006-3                       LOS ANGELES                                                            872.21                       9
HEMT 2006-3                       BEXAR                                                                  309.53                   8.625
HEMT 2006-3                       LOS ANGELES                                                           1015.97                   9.875
HEMT 2006-3                       CLEAR CREEK                                                            445.05                   9.625
HEMT 2006-3                       SOLANO                                                                1061.25                    9.25
HEMT 2006-3                       WASECA                                                                 130.18                   9.125
HEMT 2006-3                       PLACER                                                                 1168.2                    9.25
HEMT 2006-3                       HAMILTON                                                               680.84                   7.875
HEMT 2006-3                       ORANGE                                                                1357.41                    9.25
HEMT 2006-3                       NASSAU                                                                 859.15                    9.75
HEMT 2006-3                       PRINCE WILLIAM                                                        1471.15                  11.375
HEMT 2006-3                       NUECES                                                                 772.95                   9.125
HEMT 2006-3                       LOS ANGELES                                                           1201.11                    9.25
HEMT 2006-3                       NEW YORK                                                              1749.31                   9.125
HEMT 2006-3                       SANTA CLARA                                                           1172.27                   9.875
HEMT 2006-3                       SUFFOLK                                                                1205.4                    8.25
HEMT 2006-3                       ORANGE                                                                 322.94                     8.5
HEMT 2006-3                       MIAMI DADE                                                            1100.65                       8
HEMT 2006-3                       SANTA CLARA                                                            1126.9                    8.25
HEMT 2006-3                       INDEPENDENT CITY                                                       840.85                     9.5
HEMT 2006-3                       HAMILTON                                                                117.7                  10.375
HEMT 2006-3                       MERCED                                                                 909.49                   9.625
HEMT 2006-3                       MARICOPA                                                               202.95                   9.375
HEMT 2006-3                       HENNEPIN                                                               233.34                       9
HEMT 2006-3                       BELKNAP                                                                778.52                   9.375
HEMT 2006-3                       RIVERSIDE                                                              833.61                   9.875
HEMT 2006-3                       MONTGOMERY                                                             192.97                   9.375
HEMT 2006-3                       LOS ANGELES                                                           1080.49                   8.875
HEMT 2006-3                       WILL                                                                   518.25                     8.5
HEMT 2006-3                       SAN BERNARDINO                                                          332.7                   9.375
HEMT 2006-3                       LOS ANGELES                                                            448.05                   10.25
HEMT 2006-3                       CLERMONT                                                               424.19                   9.375
HEMT 2006-3                       LOS ANGELES                                                            948.24                   9.875
HEMT 2006-3                       NASSAU                                                                  437.6                   8.875
HEMT 2006-3                       PLACER                                                                  851.3                   10.25
HEMT 2006-3                       SOLANO                                                                 682.82                    9.25
HEMT 2006-3                       LOS ANGELES                                                            691.81                       9
HEMT 2006-3                       MERCED                                                                 658.14                    9.25
HEMT 2006-3                       SAN DIEGO                                                              954.77                   8.875
HEMT 2006-3                       OAKLAND                                                                342.25                      10
HEMT 2006-3                       CLARK                                                                  205.18                       9
HEMT 2006-3                       SACRAMENTO                                                             972.55                   9.875
HEMT 2006-3                       SAN DIEGO                                                              899.96                    9.75
HEMT 2006-3                       ISLAND                                                                 273.57                       9
HEMT 2006-3                       BENTON                                                                 646.62                    9.25
HEMT 2006-3                       BEDFORD                                                                292.62                    8.25
HEMT 2006-3                       SUFFOLK                                                                198.91                   8.875
HEMT 2006-3                       VENTURA                                                                851.08                  10.375
HEMT 2006-3                       SAN DIEGO                                                              937.82                   9.875
HEMT 2006-3                       ARAPAHOE                                                              1181.01                    7.75
HEMT 2006-3                       FAIRFAX                                                                910.17                    10.5
HEMT 2006-3                       STANISLAUS                                                             666.37                    9.25
HEMT 2006-3                       SAN DIEGO                                                              937.85                    9.25
HEMT 2006-3                       MULTNOMAH                                                              316.06                   9.375
HEMT 2006-3                       MEDINA                                                                 418.04                   8.375
HEMT 2006-3                       MARICOPA                                                               964.46                   8.625
HEMT 2006-3                       SAN DIEGO                                                              618.65                    9.25
HEMT 2006-3                       LOS ANGELES                                                            772.83                   9.875
HEMT 2006-3                       SANTA CLARA                                                            1077.7                    9.25
HEMT 2006-3                       STANISLAUS                                                             849.99                   9.625
HEMT 2006-3                       SAN BERNARDINO                                                        1151.75                    9.25
HEMT 2006-3                       PLATTE                                                                 942.12                   11.25
HEMT 2006-3                       LOS ANGELES                                                            555.19                       9
HEMT 2006-3                       LAKE                                                                   252.26                     9.5
HEMT 2006-3                       LOS ANGELES                                                           1234.01                    9.25
HEMT 2006-3                       JOHNSON                                                                 246.8                    9.25
HEMT 2006-3                       KING                                                                   511.36                    8.75
HEMT 2006-3                       VENTURA                                                                962.53                    9.25
HEMT 2006-3                       SAN BERNARDINO                                                         469.96                   9.375
HEMT 2006-3                       FAIRFIELD                                                              294.39                   8.875
HEMT 2006-3                       PLATTE                                                                 375.04                    10.5
HEMT 2006-3                       LOS ANGELES                                                            636.75                    9.25
HEMT 2006-3                       HAWAII                                                                1162.15                    8.75
HEMT 2006-3                       SHAWNEE                                                                 86.83                   9.875
HEMT 2006-3                       LOS ANGELES                                                            832.99                   9.625
HEMT 2006-3                       IREDELL                                                                1287.4                       9
HEMT 2006-3                       LIVINGSTON                                                             359.47                     9.5
HEMT 2006-3                       MIAMI DADE                                                             676.56                    8.75
HEMT 2006-3                       HENNEPIN                                                               484.79                       9
HEMT 2006-3                       PRINCE GEORGE'S                                                       1197.82                    9.25
HEMT 2006-3                       ADAMS                                                                  330.63                     8.5
HEMT 2006-3                       SACRAMENTO                                                            1177.03                  10.375
HEMT 2006-3                       RIVERSIDE                                                              918.71                   9.875
HEMT 2006-3                       JEFFERSON                                                              204.37                       9
HEMT 2006-3                       CLARK                                                                  730.28                    9.75
HEMT 2006-3                       WASHOE                                                                 839.13                    9.25
HEMT 2006-3                       SAN DIEGO                                                              825.73                  10.375
HEMT 2006-3                       SNOHOMISH                                                              479.03                     8.5
HEMT 2006-3                       SANTA CLARA                                                            930.87                   9.875
HEMT 2006-3                       RIVERSIDE                                                              730.28                    9.75
HEMT 2006-3                       KING                                                                   162.19                   9.375
HEMT 2006-3                       PINAL                                                                  143.28                   9.875
HEMT 2006-3                       ARLINGTON                                                              845.92                   10.25
HEMT 2006-3                       VAN BUREN                                                               88.49                    9.75
HEMT 2006-3                       MARICOPA                                                               987.21                    9.25
HEMT 2006-3                       MONROE                                                                 749.33                    8.75
HEMT 2006-3                       LOS ANGELES                                                            888.49                    9.25
HEMT 2006-3                       LOS ANGELES                                                            365.97                   9.375
HEMT 2006-3                       MARICOPA                                                               529.69                   9.875
HEMT 2006-3                       LOS ANGELES                                                           1059.39                   9.875
HEMT 2006-3                       SANTA BARBARA                                                          972.55                   9.875
HEMT 2006-3                       VENTURA                                                               1111.49                   9.875
HEMT 2006-3                       MIAMI DADE                                                             515.68                   9.375
HEMT 2006-3                       MONTGOMERY                                                              784.5                    7.25
HEMT 2006-3                       MARICOPA                                                               952.66                    9.25
HEMT 2006-3                       PRINCE WILLIAM                                                         627.45                  10.375
HEMT 2006-3                       LAPEER                                                                 189.01                    9.75
HEMT 2006-3                       ADA                                                                    358.44                   10.25
HEMT 2006-3                       WASHINGTON                                                             807.56                   9.875
HEMT 2006-3                       VENTURA                                                                840.83                       9
HEMT 2006-3                       MONTEREY                                                               992.21                     9.5
HEMT 2006-3                       SAN BERNARDINO                                                         222.83                     9.5
HEMT 2006-3                       RIVERSIDE                                                               708.8                    9.75
HEMT 2006-3                       LOS ANGELES                                                           1557.37                  12.125
HEMT 2006-3                       YUBA                                                                   632.39                    9.25
HEMT 2006-3                       SAN BERNARDINO                                                         811.16                    9.25
HEMT 2006-3                       STANISLAUS                                                             903.73                   9.875
HEMT 2006-3                       HONOLULU                                                               442.54                       9
HEMT 2006-3                       ST. LOUIS                                                              133.49                   10.75
HEMT 2006-3                       PIMA                                                                   931.33                   8.875
HEMT 2006-3                       RIVERSIDE                                                              668.14                    8.75
HEMT 2006-3                       FAIRFIELD                                                             1151.75                    9.25
HEMT 2006-3                       PINAL                                                                   156.3                   9.875
HEMT 2006-3                       KERN                                                                   737.91                  10.375
HEMT 2006-3                       CLARK                                                                  764.15                   9.875
HEMT 2006-3                       SAN DIEGO                                                              854.46                   9.875
HEMT 2006-3                       HARRIS                                                                 120.77                    9.75
HEMT 2006-3                       DENVER                                                                  83.17                   9.375
HEMT 2006-3                       HENNEPIN                                                               162.85                    8.75
HEMT 2006-3                       LOS ANGELES                                                            1201.1                    9.75
HEMT 2006-3                       ALAMEDA                                                                862.59                    9.75
HEMT 2006-3                       JACKSON                                                                 685.3                     9.5
HEMT 2006-3                       BOONE                                                                  136.76                   9.875
HEMT 2006-3                       FAIRFAX                                                                773.31                    9.25
HEMT 2006-3                       DOUGLAS                                                                 353.1                    8.25
HEMT 2006-3                       MARICOPA                                                               849.31                    8.25
HEMT 2006-3                       LAKE                                                                   723.95                    9.25
HEMT 2006-3                       FREDERICK                                                              904.94                    9.25
HEMT 2006-3                       FAIRFIELD                                                             1302.52                   9.875
HEMT 2006-3                       LOS ANGELES                                                            729.43                   10.25
HEMT 2006-3                       BECKER                                                                 606.62                  10.375
HEMT 2006-3                       SAN BERNARDINO                                                         411.72                   9.375
HEMT 2006-3                       CANYON                                                                 109.87                   9.375
HEMT 2006-3                       JEFFERSON                                                              343.66                    9.75
HEMT 2006-3                       LOS ANGELES                                                           1176.43                    9.25
HEMT 2006-3                       RIVERSIDE                                                              428.84                     9.5
HEMT 2006-3                       MULTNOMAH                                                              402.29                    9.25
HEMT 2006-3                       LOS ANGELES                                                            855.58                    9.25
HEMT 2006-3                       DAVIS                                                                  243.01                     9.5
HEMT 2006-3                       LOS ANGELES                                                            229.32                       9
HEMT 2006-3                       SHERBURNE                                                              182.98                   9.375
HEMT 2006-3                       UTAH                                                                   380.27                  10.375
HEMT 2006-3                       PIMA                                                                   137.46                    9.75
HEMT 2006-3                       FREMONT                                                                153.78                     8.5
HEMT 2006-3                       SAN BERNARDINO                                                        1092.51                    9.25
HEMT 2006-3                       RIVERSIDE                                                             1140.23                    9.25
HEMT 2006-3                       HOWARD                                                                  909.1                   9.375
HEMT 2006-3                       DESCHUTES                                                              686.14                     9.5
HEMT 2006-3                       MIAMI                                                                  467.86                   9.375
HEMT 2006-3                       HARRIS                                                                 182.47                     9.5
HEMT 2006-3                       MIAMI DADE                                                             765.21                   9.375
HEMT 2006-3                       HONOLULU                                                               121.71                       9
HEMT 2006-3                       MONTGOMERY                                                             857.93                   9.875
HEMT 2006-3                       CADDO                                                                  418.84                    9.75
HEMT 2006-3                       EL DORADO                                                              868.35                   9.875
HEMT 2006-3                       DENTON                                                                 329.07                    9.25
HEMT 2006-3                       DALLAS                                                                 752.62                   7.875
HEMT 2006-3                       MULTNOMAH                                                             1033.94                   8.875
HEMT 2006-3                       HARTFORD                                                               293.69                       9
HEMT 2006-3                       CLARK                                                                   356.5                    11.5
HEMT 2006-3                       RIVERSIDE                                                               719.8                    10.8
HEMT 2006-3                       ORANGE                                                                 1216.6                    10.5
HEMT 2006-3                       SAN BERNARDINO                                                         594.17                    11.5
HEMT 2006-3                       ORANGE                                                                1238.33                    11.3
HEMT 2006-3                       RICHMOND                                                               780.14                    8.75
HEMT 2006-3                       KINGS                                                                  268.21                   11.54
HEMT 2006-3                       SNOHOMISH                                                              441.92                   10.84
HEMT 2006-3                       RIVERSIDE                                                             1426.52                    11.5
HEMT 2006-3                       LOS ANGELES                                                           1059.48                      12
HEMT 2006-3                       LOS ANGELES                                                           1121.19                      12
HEMT 2006-3                       RIVERSIDE                                                              777.96                  12.125
HEMT 2006-3                       LOS ANGELES                                                           1495.08                  12.125
HEMT 2006-3                       LOS ANGELES                                                            734.25                  11.125
HEMT 2006-3                       Riverside                                                              576.11                       9
HEMT 2006-3                       RIVERSIDE                                                              950.66                   12.25
HEMT 2006-3                       Los Angeles                                                           1640.62                    12.5
HEMT 2006-3                       SAN BERNARDINO                                                         672.38                    12.5
HEMT 2006-3                       RIVERSIDE                                                             1481.13                  12.375
HEMT 2006-3                       RIVERSIDE                                                               707.6                    12.5
HEMT 2006-3                       LOS ANGELES                                                            987.47                      12
HEMT 2006-3                       ORANGE                                                                 2095.8                   12.25
HEMT 2006-3                       Riverside                                                               691.4                  11.875
HEMT 2006-3                       RIVERSIDE                                                              793.18                  12.375
HEMT 2006-3                       SAN BERNARDINO                                                         306.08                     9.5
HEMT 2006-3                       RIVERSIDE                                                             1173.22                  12.125
HEMT 2006-3                       ORANGE                                                                1426.02                    11.5
HEMT 2006-3                       COLUMBIA                                                               465.06                   9.375
HEMT 2006-3                       MADERA                                                                 364.47                     8.5
HEMT 2006-3                       KING                                                                   783.02                    10.5
HEMT 2006-3                       ARAPAHOE                                                               193.11                    11.5
HEMT 2006-3                       FRESNO                                                                 792.23                    11.5
HEMT 2006-3                       WASHINGTON                                                             306.65                   8.125
HEMT 2006-3                       SAN DIEGO                                                              971.26                   11.25
HEMT 2006-3                       KERN                                                                   757.29                   11.25
HEMT 2006-3                       CLARK                                                                  428.22                    8.25
HEMT 2006-3                       SAN JOAQUIN                                                            729.46                  10.125
HEMT 2006-3                       WASHINGTON                                                             491.29                   9.625
HEMT 2006-3                       MERCED                                                                  370.2                    9.25
HEMT 2006-3                       MULTNOMAH                                                              743.74                   9.625
HEMT 2006-3                       RIVERSIDE                                                             1480.49                    11.5
HEMT 2006-3                       MERCED                                                                 490.82                       9
HEMT 2006-3                       DOUGLAS                                                                527.33                    11.5
HEMT 2006-3                       SAN DIEGO                                                             1270.44                   10.25
HEMT 2006-3                       DESCHUTES                                                              201.42                       8
HEMT 2006-3                       MULTNOMAH                                                              505.75                     8.5
HEMT 2006-3                       KING                                                                   704.35                    10.5
HEMT 2006-3                       WASHINGTON                                                             226.76                   8.875
HEMT 2006-3                       CONTRA COSTA                                                           615.66                   8.375
HEMT 2006-3                       CONTRA COSTA                                                           358.93                      10
HEMT 2006-3                       MULTNOMAH                                                              154.59                    10.5
HEMT 2006-3                       MISSOULA                                                               701.85                     8.5
HEMT 2006-3                       SAN DIEGO                                                              565.59                   9.375
HEMT 2006-3                       MARION                                                                  145.2                    9.75
HEMT 2006-3                       MERCED                                                                 613.66                  10.125
HEMT 2006-3                       LEWIS                                                                  206.23                      10
HEMT 2006-3                       SAN MATEO                                                             1429.45                     9.5
HEMT 2006-3                       RIVERSIDE                                                              670.17                   11.25
HEMT 2006-3                       MARICOPA                                                               284.67                   8.625
HEMT 2006-3                       LANE                                                                   164.65                    10.5
HEMT 2006-3                       MULTNOMAH                                                               627.2                     8.5
HEMT 2006-3                       SAN BERNARDINO                                                         154.38                    9.25
HEMT 2006-3                       BEXAR                                                                   158.9                    9.75
HEMT 2006-3                       MERCED                                                                 269.85                    10.5
HEMT 2006-3                       EL PASO                                                                835.28                   11.25
HEMT 2006-3                       TRAVIS                                                                 532.68                    9.75
HEMT 2006-3                       SAN JOAQUIN                                                            998.51                     9.5
HEMT 2006-3                       ADAMS                                                                  380.53                    10.5
HEMT 2006-3                       MARICOPA                                                               464.26                   11.25
HEMT 2006-3                       0                                                                      675.73                      10
HEMT 2006-3                       SACRAMENTO                                                             618.87                     9.5
HEMT 2006-3                       KING                                                                    474.1                   9.375
HEMT 2006-3                       MARICOPA                                                               464.12                   9.375
HEMT 2006-3                       SAN BERNARDINO                                                          588.6                     9.5
HEMT 2006-3                       MARICOPA                                                               185.25                     9.5
HEMT 2006-3                       TOOELE                                                                 120.69                       9
HEMT 2006-3                       WASHINGTON                                                             359.68                   10.25
HEMT 2006-3                       CONTRA COSTA                                                           932.18                    9.75
HEMT 2006-3                       SANTA CLARA                                                           1189.64                   9.875
HEMT 2006-3                       CLARK                                                                  582.22                   9.375
HEMT 2006-3                       WASHINGTON                                                              422.6                    10.5
HEMT 2006-3                       KING                                                                   703.81                      10
HEMT 2006-3                       KING                                                                    426.1                   10.25
HEMT 2006-3                       CADDO                                                                  217.09                   9.875
HEMT 2006-3                       FRESNO                                                                  663.2                    9.25
HEMT 2006-3                       MULTNOMAH                                                              325.37                   11.25
HEMT 2006-3                       DESCHUTES                                                               786.7                    8.75
HEMT 2006-3                       PINAL                                                                  122.04                   9.125
HEMT 2006-3                       MARICOPA                                                               849.99                   9.625
HEMT 2006-3                       MERCED                                                                 441.99                   9.625
HEMT 2006-3                       THURSTON                                                               681.44                   10.75
HEMT 2006-3                       ALAMEDA                                                                463.94                    9.75
HEMT 2006-3                       ARAPAHOE                                                               514.95                    11.5
HEMT 2006-3                       DENVER                                                                  353.4                   9.625
HEMT 2006-3                       CONTRA COSTA                                                           845.26                   9.625
HEMT 2006-3                       MARICOPA                                                               389.33                  10.375
HEMT 2006-3                       JEFFERSON                                                              286.75                   10.25
HEMT 2006-3                       SACRAMENTO                                                             875.84                    11.5
HEMT 2006-3                       MARICOPA                                                                382.5                   9.625
HEMT 2006-3                       YUBA                                                                   555.58                   10.25
HEMT 2006-3                       CLARK                                                                  610.22                   9.125
HEMT 2006-3                       MARICOPA                                                               430.01                      10
HEMT 2006-3                       COLLIN                                                                  297.5                   9.625
HEMT 2006-3                       MARICOPA                                                              1570.84                  12.875
HEMT 2006-3                       MONTGOMERY                                                             712.93                    12.5
HEMT 2006-3                       ANNE  ARUNDEL                                                          555.07                  12.875
HEMT 2006-3                       PRINCE GEORGE                                                          655.67                  12.875
HEMT 2006-3                       MANASSAS                                                               574.18                    12.5
HEMT 2006-3                       PRINCE GEORGE                                                           585.5                  12.875
HEMT 2006-3                       LOUDOUN                                                                 800.4                  12.875
HEMT 2006-3                       SPOTSYLVANIA                                                           596.31                  11.375
HEMT 2006-3                       LOUDOUN                                                                624.97                  12.875
HEMT 2006-3                       MONTGOMERY                                                             445.15                  12.875
HEMT 2006-3                       MONTGOMERY                                                            1074.51                  12.875
HEMT 2006-3                       FAIRFAX                                                                625.21                   9.875
HEMT 2006-3                       MANASSAS CITY                                                          657.56                   10.25
HEMT 2006-3                       PRINCE WILLIAM                                                         890.31                  12.875
HEMT 2006-3                       BREVARD                                                                 309.2                  12.875
HEMT 2006-3                       JEFFERSON                                                              729.78                   12.25
HEMT 2006-3                       PRINCE WILLIAM                                                        1107.18                  12.875
HEMT 2006-3                       MONTGOMERY                                                             574.72                  11.875
HEMT 2006-3                       PRINCE GEORGES                                                         811.12                  11.875
HEMT 2006-3                       BALTIMORE                                                              372.79                  12.875
HEMT 2006-3                       PRINCE WILLIAMS                                                        759.97                  10.875
HEMT 2006-3                       PRINCE GEORGE'S                                                        635.93                  12.875
HEMT 2006-3                       PRINCE GEORGE'S                                                        471.47                  12.875
HEMT 2006-3                       MONTGOMERY                                                             488.48                    12.5
HEMT 2006-3                       FAIRFAX                                                               1204.58                   13.25
HEMT 2006-3                       DISTRICT OF COLUMBIA                                                   569.02                   10.25
HEMT 2006-3                       MONTGOMERY                                                             979.12                  12.875
HEMT 2006-3                       FAIRFAX                                                                982.41                  12.875
HEMT 2006-3                       MONTGOMERY                                                             582.71                  10.875
HEMT 2006-3                       MONTGOMERY                                                             570.88                      12
HEMT 2006-3                       MONTGOMERY                                                             907.17                    12.5
HEMT 2006-3                       FAIRFAX                                                                687.47                  12.875
HEMT 2006-3                       MONTGOMERY                                                             640.32                  12.875
HEMT 2006-3                       PRINCE WILLIAM                                                         595.37                  12.875
HEMT 2006-3                       PRINCE WILLIAM                                                         866.19                  12.875
HEMT 2006-3                       FAIRFAX                                                                872.76                  12.875
HEMT 2006-3                       MONTGOMERY                                                             788.04                   13.25
HEMT 2006-3                       LOUDOUN                                                                707.58                   10.75
HEMT 2006-3                       LOUDOUN                                                                911.88                   13.25
HEMT 2006-3                       MONTGOMERY                                                             326.72                   10.75
HEMT 2006-3                       CHESTERFIELD                                                           492.19                  10.875
HEMT 2006-3                       CHESAPEAKE                                                              399.1                      12
HEMT 2006-3                       ORANGE                                                                 895.35                   11.75
HEMT 2006-3                       JAMES CITY                                                             1045.8                   12.25
HEMT 2006-3                       PORTSMOUTH                                                             725.74                    12.5
HEMT 2006-3                       SAN DIEGO                                                             1441.23                  11.125
HEMT 2006-3                       PINELLAS                                                              1620.53                  12.875
HEMT 2006-3                       PRINCE WILLIAM                                                         585.82                   9.125
HEMT 2006-3                       CULPERER                                                               373.54                    12.5
HEMT 2006-3                       PRINCE WILLIAM                                                         651.03                    12.5
HEMT 2006-3                       FAIRFAX                                                                1337.2                      12
HEMT 2006-3                       PINELLAS                                                                 1019                  11.875
HEMT 2006-3                       STAFFORD                                                               565.65                    12.5
HEMT 2006-3                       MONTGOMERY                                                             725.74                    12.5
HEMT 2006-3                       FAUQUIER                                                               911.44                    12.5
HEMT 2006-3                       MONTGOMERY                                                             668.19                  10.375
HEMT 2006-3                       BALTIMORE                                                              519.81                  11.375
HEMT 2006-3                       PRINCE GEORGE                                                          581.79                   9.875
HEMT 2006-3                       MONTGOMERY                                                             763.74                  10.875
HEMT 2006-3                       PRINCE WILLIAM                                                         795.74                   10.25
HEMT 2006-3                       PRINCE WILLIAM                                                         867.21                  12.375
HEMT 2006-3                       HOWARD                                                                 674.58                  11.875
HEMT 2006-3                       MONTGOMERY                                                             630.43                   13.25
HEMT 2006-3                       FAIRFAX                                                                754.27                   13.25
HEMT 2006-3                       PRINCE GEORGE'S                                                        796.43                   11.25
HEMT 2006-3                       LOUDOUN                                                               1131.47                  10.875
HEMT 2006-3                       FAIRFAX                                                                841.75                    11.5
HEMT 2006-3                       FAIRFAX                                                                695.73                   13.25
HEMT 2006-3                       PRINCE WILLIAM                                                        1188.35                    11.5
HEMT 2006-3                       MONTGOMERY                                                             761.45                  12.375
HEMT 2006-3                       SPOTSYLVANIA                                                            710.8                  12.625
HEMT 2006-3                       FAIRFAX                                                                476.95                  12.875
HEMT 2006-3                       Dane                                                                   239.63                     9.3
HEMT 2006-3                       Clark                                                                  978.16                   9.838
HEMT 2006-3                       Lake                                                                   161.95                    8.85
HEMT 2006-3                       Prince George's                                                        888.88                    9.05
HEMT 2006-3                       Wayne                                                                  226.75                    10.9
HEMT 2006-3                       Cobb                                                                   638.84                   12.05
HEMT 2006-3                       Pierce                                                                 370.54                    9.65
HEMT 2006-3                       Orange                                                                 507.68                    9.65
HEMT 2006-3                       Miami-Dade                                                              343.7                   10.05
HEMT 2006-3                       Gwinnett                                                               187.92                   11.15
HEMT 2006-3                       Gwinnett                                                               136.34                     9.3
HEMT 2006-3                       Racine                                                                 308.02                    10.6
HEMT 2006-3                       Fairfield                                                              676.82                    10.4
HEMT 2006-3                       San Bernardino                                                        1084.09                   12.05
HEMT 2006-3                       Miami-Dade                                                             362.18                   11.35
HEMT 2006-3                       Nassau                                                                 596.09                    10.8
HEMT 2006-3                       Gwinnett                                                               274.41                    8.65
HEMT 2006-3                       Solano                                                                 762.22                   11.23
HEMT 2006-3                       Dane                                                                   457.39                  11.275
HEMT 2006-3                       Miami-Dade                                                              274.8                    9.05
HEMT 2006-3                       De Kalb                                                                240.92                   11.15
HEMT 2006-3                       Wright                                                                 475.11                    10.3
HEMT 2006-3                       York                                                                   302.33                    10.9
HEMT 2006-3                       Prince George's                                                        476.31                    8.85
HEMT 2006-3                       Dakota                                                                 141.15                   10.85
HEMT 2006-3                       Snohomish                                                              211.35                   10.45
HEMT 2006-3                       Carver                                                                 362.91                    10.4
HEMT 2006-3                       Montgomery                                                             208.85                     9.9
HEMT 2006-3                       Salt Lake                                                              907.27                    9.75
HEMT 2006-3                       Duval                                                                  524.49                   13.25
HEMT 2006-3                       Tarrant                                                                218.91                    10.6
HEMT 2006-3                       Nassau                                                                  723.6                   10.25
HEMT 2006-3                       Hillsborough                                                           335.69                    10.4
HEMT 2006-3                       Linn                                                                   386.76                     9.6
HEMT 2006-3                       Kitsap                                                                 461.85                    11.4
HEMT 2006-3                       Duval                                                                  240.57                   11.55
HEMT 2006-3                       Tulsa                                                                  293.89                    9.65
HEMT 2006-3                       St. Louis                                                              429.72                   11.35
HEMT 2006-3                       Suffolk                                                                330.13                   11.25
HEMT 2006-3                       Milwaukee                                                              258.46                    9.79
HEMT 2006-3                       Norfolk                                                                387.95                    9.05
HEMT 2006-3                       Anchorage                                                               129.2                     9.4
HEMT 2006-3                       Salt Lake                                                              238.98                    10.5
HEMT 2006-3                       Milwaukee                                                              256.37                     9.9
HEMT 2006-3                       Lake                                                                   959.72                    12.8
HEMT 2006-3                       Orange                                                                 520.65                    10.7
HEMT 2006-3                       St. Louis                                                              487.74                  12.325
HEMT 2006-3                       Wayne                                                                  295.75                   10.55
HEMT 2006-3                       Spotsylvania                                                           633.79                    11.3
HEMT 2006-3                       Outagmie                                                               210.37                   10.55
HEMT 2006-3                       Cherokee                                                               251.77                    10.4
HEMT 2006-3                       Cobb                                                                   323.28                    9.55
HEMT 2006-3                       Milwaukee                                                                 154                  11.975
HEMT 2006-3                       Fayette                                                                 309.7                    10.7
HEMT 2006-3                       Gwinnett                                                               862.09                     9.5
HEMT 2006-3                       Douglas                                                                303.67                    12.7
HEMT 2006-3                       Providence                                                             372.94                   11.15
HEMT 2006-3                       Prince George's                                                       1015.68                   12.85
HEMT 2006-3                       Milwaukee                                                              258.91                   11.05
HEMT 2006-3                       La Salle                                                               206.93                   11.75
HEMT 2006-3                       Cobb                                                                   334.11                    11.4
HEMT 2006-3                       Broward                                                                345.11                     9.8
HEMT 2006-3                       Douglas                                                                144.55                   11.15
HEMT 2006-3                       Henrico                                                                350.47                    9.55
HEMT 2006-3                       Portage                                                                340.47                  11.125
HEMT 2006-3                       New Haven                                                              284.39                    13.4
HEMT 2006-3                       New London                                                             321.77                    11.3
HEMT 2006-3                       St. Louis                                                              295.76                  11.575
HEMT 2006-3                       De Kalb                                                                284.97                    11.4
HEMT 2006-3                       Shelby                                                                 245.67                    11.4
HEMT 2006-3                       New Haven                                                              390.27                    12.2
HEMT 2006-3                       Salt Lake                                                              239.23                    9.05
HEMT 2006-3                       Monroe                                                                 596.38                   10.49
HEMT 2006-3                       Newport News                                                           307.17                     9.8
HEMT 2006-3                       Baltimore City                                                         263.05                   10.15
HEMT 2006-3                       Charles                                                                776.55                     9.8
HEMT 2006-3                       Salt Lake                                                              555.78                    11.3
HEMT 2006-3                       Orange                                                                  431.4                    10.8
HEMT 2006-3                       Snohomish                                                              222.02                   13.05
HEMT 2006-3                       Tarrant                                                                328.44                   7.125
HEMT 2006-3                       Frederick                                                              545.65                   10.15
HEMT 2006-3                       Lynchburg                                                              168.52                    10.8
HEMT 2006-3                       Miami-Dade                                                             299.63                   10.05
HEMT 2006-3                       Riverside                                                              903.41                   12.05
HEMT 2006-3                       Los Angeles                                                            539.89                    10.3
HEMT 2006-3                       Robertson                                                              240.09                    8.94
HEMT 2006-3                       Mecklenburg                                                            250.44                   11.65
HEMT 2006-3                       De Kalb                                                                352.97                    11.3
HEMT 2006-3                       Lenawee                                                                201.21                    9.15
HEMT 2006-3                       Hamilton                                                               286.64                   11.05
HEMT 2006-3                       Marion                                                                 419.88                    10.8
HEMT 2006-3                       Cuyahoga                                                               143.42                   11.05
HEMT 2006-3                       Paulding                                                               412.98                   10.65
HEMT 2006-3                       Pinellas                                                               359.82                    9.05
HEMT 2006-3                       Los Angeles                                                           1218.43                    12.4
HEMT 2006-3                       Monroe                                                                 415.55                   10.75
HEMT 2006-3                       Martin                                                                 233.22                    8.95
HEMT 2006-3                       Anoka                                                                  329.88                    9.55
HEMT 2006-3                       Miami-Dade                                                              430.7                    9.55
HEMT 2006-3                       Duval                                                                  310.36                    9.05
HEMT 2006-3                       De Kalb                                                                400.72                    12.3
HEMT 2006-3                       Westmoreland                                                           371.63                    10.3
HEMT 2006-3                       Broward                                                                262.94                    12.3
HEMT 2006-3                       Pima                                                                   344.01                   11.05
HEMT 2006-3                       Prince George's                                                        677.03                    11.2
HEMT 2006-3                       Henrico                                                                534.78                     9.5
HEMT 2006-3                       Coweta                                                                 251.77                    10.3
HEMT 2006-3                       Fauquier                                                               558.56                    8.75
HEMT 2006-3                       Maricopa                                                               316.79                    10.8
HEMT 2006-3                       Winnebago                                                                 207                   11.95
HEMT 2006-3                       Harford                                                                433.46                   11.15
HEMT 2006-3                       Santa Clara                                                            862.83                     9.8
HEMT 2006-3                       Pinellas                                                               446.39                   10.45
HEMT 2006-3                       De Kalb                                                                235.05                   10.74
HEMT 2006-3                       Baltimore                                                              263.94                   10.15
HEMT 2006-3                       Rockdale                                                               280.64                   10.15
HEMT 2006-3                       Orange                                                                1095.03                   10.45
HEMT 2006-3                       Gwinnett                                                               521.88                    9.15
HEMT 2006-3                       Cuyahoga                                                               156.98                    11.3
HEMT 2006-3                       Polk                                                                   861.33                    10.9
HEMT 2006-3                       Clark                                                                  180.92                    11.2
HEMT 2006-3                       Broward                                                                596.61                   11.05
HEMT 2006-3                       Broward                                                                399.35                    10.5
HEMT 2006-3                       Kern                                                                   678.53                    9.99
HEMT 2006-3                       DC                                                                     861.49                     9.9
HEMT 2006-3                       Miami-Dade                                                            1056.25                   10.55
HEMT 2006-3                       Sarasota                                                               289.09                   12.05
HEMT 2006-3                       St. Johns                                                               562.2                    10.2
HEMT 2006-3                       Walton                                                                 232.83                   10.15
HEMT 2006-3                       Broward                                                                144.55                   11.15
HEMT 2006-3                       St. Clair                                                              271.46                   12.75
HEMT 2006-3                       Brevard                                                                379.93                    10.6
HEMT 2006-3                       Pierce                                                                 376.05                   10.24
HEMT 2006-3                       Miami-Dade                                                             497.15                   11.05
HEMT 2006-3                       Kane                                                                   355.73                    11.4
HEMT 2006-3                       Fresno                                                                 651.23                   11.45
HEMT 2006-3                       St. Lucie                                                              412.03                   10.99
HEMT 2006-3                       Harris                                                                 279.15                    12.7
HEMT 2006-3                       Fulton                                                                  133.3                   10.15
HEMT 2006-3                       Collier                                                                506.11                    10.8
HEMT 2006-3                       Oakland                                                                 245.3                     8.3
HEMT 2006-3                       Cuyahoga                                                               146.68                     9.8
HEMT 2006-3                       Howard                                                                 870.98                    10.4
HEMT 2006-3                       Maricopa                                                               305.71                    9.55
HEMT 2006-3                       Maricopa                                                               356.15                    10.8
HEMT 2006-3                       Broward                                                                478.05                   11.05
HEMT 2006-3                       Lewis                                                                  333.43                     9.4
HEMT 2006-3                       Tuscarawas                                                             477.46                   11.45
HEMT 2006-3                       Charles                                                                 489.4                    11.8
HEMT 2006-3                       Sussex                                                                 605.15                    8.95
HEMT 2006-3                       Broward                                                                540.58                     9.2
HEMT 2006-3                       New Castle                                                             415.09                    9.95
HEMT 2006-3                       Palm Beach                                                             269.36                    9.99
HEMT 2006-3                       Palm Beach                                                             368.17                    10.7
HEMT 2006-3                       Prince George's                                                        259.27                   10.65
HEMT 2006-3                       Thomas                                                                 229.35                   11.15
HEMT 2006-3                       Collin                                                                 601.41                    9.75
HEMT 2006-3                       Utah                                                                   332.14                    11.4
HEMT 2006-3                       Baltimore                                                              626.08                    10.8
HEMT 2006-3                       Macomb                                                                 615.68                      11
HEMT 2006-3                       Prince George's                                                        511.14                   10.05
HEMT 2006-3                       Hillsborough                                                           332.72                   11.05
HEMT 2006-3                       Kent                                                                   224.88                    10.2
HEMT 2006-3                       Warren                                                                 213.89                    8.91
HEMT 2006-3                       Hamilton                                                               319.15                     9.6
HEMT 2006-3                       Miami-Dade                                                            1187.33                   12.05
HEMT 2006-3                       York                                                                   371.58                    9.55
HEMT 2006-3                       San Bernardino                                                         475.92                   11.25
HEMT 2006-3                       Orange                                                                1035.36                   11.25
HEMT 2006-3                       Pierce                                                                 501.82                   10.25
HEMT 2006-3                       Riverside                                                              705.01                   10.05
HEMT 2006-3                       St. Charles                                                             325.1                    9.45
HEMT 2006-3                       Gwinnett                                                               459.41                    11.9
HEMT 2006-3                       Miami-Dade                                                             422.79                     9.8
HEMT 2006-3                       MIAMI-DADE                                                             1048.4                   11.99
HEMT 2006-3                       WAKULLA                                                                201.14                   8.999
HEMT 2006-3                       PIERCE                                                                 296.86                    9.49
HEMT 2006-3                       BROWARD                                                                290.77                     9.5
HEMT 2006-3                       VANCOUVER                                                              765.09                   9.299
HEMT 2006-3                       LINCOLN                                                                730.81                   10.99
HEMT 2006-3                       MIAMI-DADE                                                             469.61                       8
HEMT 2006-3                       MIAMI-DADE                                                             425.77                   9.999
HEMT 2006-3                       SAINT LUCIE                                                           1024.51                    10.5
HEMT 2006-3                       Calcasieu Parish                                                       239.19                   7.999
HEMT 2006-3                       OSWEGO                                                                 171.29                   10.99
HEMT 2006-3                       SPOKANE                                                                 666.1                   10.99
HEMT 2006-3                       SAN JOAQUIN                                                            771.75                    8.99
HEMT 2006-3                       Dekalb                                                                 699.44                    8.99
HEMT 2006-3                       CLARK                                                                  354.41                   11.99
HEMT 2006-3                       RUTHERFORD                                                             162.47                    12.5
HEMT 2006-3                       LEE                                                                    357.75                    9.99
HEMT 2006-3                       MIAMI-DADE                                                             336.32                   9.499
HEMT 2006-3                       BROWARD                                                                447.05                   10.99
HEMT 2006-3                       SAINT LOUIS CITY                                                        530.5                   10.25
HEMT 2006-3                       BROWARD                                                                603.68                  10.499
HEMT 2006-3                       LOS ANGELES                                                           1205.86                    8.99
HEMT 2006-3                       ORANGE                                                                  360.2                    9.35
HEMT 2006-3                       JACKSON                                                                289.58                   9.999
HEMT 2006-3                       SAN DIEGO                                                              628.98                    7.99
HEMT 2006-3                       DUVAL                                                                   567.1                  10.499
HEMT 2006-3                       WASHINGTON                                                             431.42                    9.39
HEMT 2006-3                       LAUREL                                                                 190.45                  10.999
HEMT 2006-3                       FRANKLIN                                                               246.64                  10.999
HEMT 2006-3                       HINDS                                                                  253.52                    11.5
HEMT 2006-3                       HERNANDO                                                               391.37                   9.999
HEMT 2006-3                       CLERMONT                                                               270.77                    10.5
HEMT 2006-3                       ERIE                                                                   140.69                    8.99
HEMT 2006-3                       SHASTA                                                                 651.62                    11.5
HEMT 2006-3                       OTTAWA                                                                 479.33                    10.5
HEMT 2006-3                       BROWARD                                                                334.43                    8.99
HEMT 2006-3                       DOUGLAS                                                                 287.8                   11.99
HEMT 2006-3                       PALM BEACH                                                             222.78                  12.999
HEMT 2006-3                       SAN DIEGO                                                              961.63                    8.25
HEMT 2006-3                       RIVERSIDE                                                              984.17                   11.55
HEMT 2006-3                       COOK                                                                   196.76                     9.5
HEMT 2006-3                       JEFFERSON                                                               365.6                   10.49
HEMT 2006-3                       PIUTE                                                                  248.93                  10.875
HEMT 2006-3                       DUVAL                                                                  410.42                   10.25
HEMT 2006-3                       COOK                                                                   384.58                   8.999
HEMT 2006-3                       BROWARD                                                                532.78                    11.5
HEMT 2006-3                       SAN BERNARDINO                                                         602.93                    8.99
HEMT 2006-3                       SANTA CLARA                                                           1115.34                    9.99
HEMT 2006-3                       THURSTON                                                               318.64                   11.99
HEMT 2006-3                       Richmond                                                                  760                    8.75
HEMT 2006-3                       MONTGOMERY                                                             803.97                  10.625
HEMT 2006-3                       ESSEX                                                                   378.8                   11.25
HEMT 2006-3                       PRINCE GEORGES                                                         318.35                    8.99
HEMT 2006-3                       BROWARD                                                                318.82                  10.999
HEMT 2006-3                       HILLSBOROUGH                                                           329.48                  10.999
HEMT 2006-3                       CHELAN                                                                 393.51                    8.75
HEMT 2006-3                       FRESNO                                                                 360.61                    8.25
HEMT 2006-3                       OTTAWA                                                                 390.15                   10.99
HEMT 2006-3                       STARK                                                                  401.59                    9.99
HEMT 2006-3                       UTAH                                                                   271.82                    9.99
HEMT 2006-3                       BROWARD                                                                824.85                   9.999
HEMT 2006-3                       CARVER                                                                 345.51                   9.469
HEMT 2006-3                       MARIN                                                                  745.31                    9.99
HEMT 2006-3                       DEARBORN                                                               242.19                   9.999
HEMT 2006-3                       LAKE                                                                    308.7                    8.99
HEMT 2006-3                       SNOHOMISH                                                              650.17                   10.75
HEMT 2006-3                       SACRAMENTO                                                            1073.07                   11.99
HEMT 2006-3                       EAST BATON ROUGE                                                       122.76                    9.99
HEMT 2006-3                       BUTLER                                                                 261.19                   10.75
HEMT 2006-3                       SANTA CLARA                                                            622.56                    9.99
HEMT 2006-3                       SAN BENITO                                                             920.68                    9.99
HEMT 2006-3                       HARTFORD                                                               468.18                   10.99
HEMT 2006-3                       PINAL                                                                  369.94                   10.95
HEMT 2006-3                       PINE                                                                   105.94                   9.499
HEMT 2006-3                       SAN DIEGO                                                              864.82                   10.99
HEMT 2006-3                       CARTERET                                                               253.44                   8.999
HEMT 2006-3                       DENVER                                                                 365.41                   10.99
HEMT 2006-3                       SAN JOAQUIN                                                            901.17                    11.5
HEMT 2006-3                       QUEENS                                                                 732.92                    9.99
HEMT 2006-3                       KOOTENAI                                                               376.57                   10.49
HEMT 2006-3                       WASHINGTON                                                             270.68                   8.625
HEMT 2006-3                       SAN BERNARDINO                                                          503.9                   10.75
HEMT 2006-3                       SUFFOLK                                                                809.31                   10.99
HEMT 2006-3                       COOK                                                                   315.73                   9.999
HEMT 2006-3                       JEFFERSON                                                              369.66                    9.49
HEMT 2006-3                       BAKER                                                                  324.43                    9.99
HEMT 2006-3                       SUFFOLK                                                                683.32                    8.99
HEMT 2006-3                       MIAMI-DADE                                                             369.08                   11.25
HEMT 2006-3                       MIAMI-DADE                                                             530.23                    8.75
HEMT 2006-3                       LA SALLE                                                               193.91                  10.499
HEMT 2006-3                       SALT LAKE                                                              171.98                    10.5
HEMT 2006-3                       KERN                                                                   448.18                   11.75
HEMT 2006-3                       OSCEOLA                                                                611.05                    10.5
HEMT 2006-3                       KINGS                                                                  990.49                   7.999
HEMT 2006-3                       KANE                                                                   240.44                   9.999
HEMT 2006-3                       ORANGE                                                                 263.05                    9.99
HEMT 2006-3                       MORGAN                                                                 409.47                  10.999
HEMT 2006-3                       MULTNOMAH                                                              255.62                    9.89
HEMT 2006-3                       FRANKLIN                                                                171.1                   10.99
HEMT 2006-3                       LEXINGTON                                                              316.55                   10.99
HEMT 2006-3                       ALLEGHENY                                                              434.72                   7.999
HEMT 2006-3                       SAINT LOUIS CITY                                                       495.15                    11.5
HEMT 2006-3                       CLAYTON                                                                238.07                  10.999
HEMT 2006-3                       CRAWFORD                                                               213.16                   10.99
HEMT 2006-3                       FULTON                                                                 178.42                   10.99
HEMT 2006-3                       CLARK                                                                  350.83                   9.999
HEMT 2006-3                       GWINNETT                                                               248.91                   9.999
HEMT 2006-3                       MIAMI-DADE                                                             745.31                    9.99
HEMT 2006-3                       SARPY                                                                  210.71                   11.99
HEMT 2006-3                       DALLAS                                                                 187.46                   10.99
HEMT 2006-3                       COBB                                                                   835.24                  10.375
HEMT 2006-3                       ORANGE                                                                 406.02                    11.5
HEMT 2006-3                       MIAMI-DADE                                                             534.96                    8.75
HEMT 2006-3                       PERRY                                                                   116.3                    8.34
HEMT 2006-3                       CONTRA COSTA                                                           944.91                   10.99
HEMT 2006-3                       MERRIMACK                                                              411.36                   8.399
HEMT 2006-3                       MIAMI-DADE                                                             500.18                   9.999
HEMT 2006-3                       HONOLULU                                                               657.63                    9.99
HEMT 2006-3                       KENDALL                                                                447.34                   8.999
HEMT 2006-3                       RIVERSIDE                                                              636.24                   10.25
HEMT 2006-3                       MADISON                                                                176.98                  12.999
HEMT 2006-3                       SANTA CLARA                                                               727                   10.99
HEMT 2006-3                       GWINNETT                                                               322.59                   11.49
HEMT 2006-3                       DAVIESS                                                                296.92                  10.999
HEMT 2006-3                       DENVER                                                                 344.46                    9.49
HEMT 2006-3                       POLK                                                                   259.07                   8.999
HEMT 2006-3                       EL PASO                                                                 302.6                   10.99
HEMT 2006-3                       SAN BENITO                                                            1397.87                   11.99
HEMT 2006-3                       TUSCARAWAS                                                             368.55                   9.999
HEMT 2006-3                       FREDERICK                                                              435.35                    9.99
HEMT 2006-3                       COOK                                                                   808.25                    8.99
HEMT 2006-3                       GRANT                                                                  491.45                      10
HEMT 2006-3                       RIVERSIDE                                                              651.17                    8.99
HEMT 2006-3                       CLARK                                                                  444.57                    10.5
HEMT 2006-3                       COOK                                                                   358.18                   9.499
HEMT 2006-3                       KING                                                                   340.19                  11.259
HEMT 2006-3                       JEFFERSON                                                              499.05                   11.55
HEMT 2006-3                       SHELBY                                                                 446.02                    8.34
HEMT 2006-3                       SAN JOAQUIN                                                            841.76                    9.99
HEMT 2006-3                       STANISLAUS                                                             748.94                    8.99
HEMT 2006-3                       CULLMAN                                                                240.52                   11.99
HEMT 2006-3                       LAKE                                                                   335.21                   9.999
HEMT 2006-3                       SANTA CLARA                                                            858.81                   10.75
HEMT 2006-3                       COBB                                                                   304.25                   11.99
HEMT 2006-3                       NEW YORK                                                               937.33                   10.25
HEMT 2006-3                       TUSCALOOSA                                                             347.75                   12.75
HEMT 2006-3                       OAKLAND                                                                885.01                   8.999
HEMT 2006-3                       COOK                                                                   413.17                    9.92
HEMT 2006-3                       STANISLAUS                                                             914.79                   11.99
HEMT 2006-3                       BROWARD                                                                370.03                   11.99
HEMT 2006-3                       CLARK                                                                  379.45                    8.99
HEMT 2006-3                       COOK                                                                   289.36                    9.99
HEMT 2006-3                       UTAH                                                                   427.73                   10.99
HEMT 2006-3                       COOK                                                                  1184.43                    9.99
HEMT 2006-3                       MIAMI-DADE                                                             471.35                   10.25
HEMT 2006-3                       SAN JOAQUIN                                                             582.3                    11.5
HEMT 2006-3                       MERRIMACK                                                               420.6                    10.5
HEMT 2006-3                       COOK                                                                   358.05                    9.89
HEMT 2006-3                       TIPTON                                                                 300.02                    8.34
HEMT 2006-3                       SEMINOLE                                                               285.48                   10.99
HEMT 2006-3                       SAN DIEGO                                                              763.82                   8.875
HEMT 2006-3                       UMATILLA                                                               300.14                   11.99
HEMT 2006-3                       CHAMPAIGN                                                              198.05                  11.499
HEMT 2006-3                       SAINT LOUIS                                                            261.08                   11.99
HEMT 2006-3                       RUSSELL                                                                164.46                   11.99
HEMT 2006-3                       SAN DIEGO                                                              505.64                       8
HEMT 2006-3                       STEUBEN                                                                175.09                   10.99
HEMT 2006-3                       QUEENS                                                                 929.45                    9.99
HEMT 2006-3                       SONOMA                                                                1168.55                    11.5
HEMT 2006-3                       WILLIAMS                                                               178.27                  10.999
HEMT 2006-3                       FAIRFAX                                                                997.01                   11.99
HEMT 2006-3                       LEE                                                                    465.08                   9.999
HEMT 2006-3                       Clark                                                                  324.41                   11.25
HEMT 2006-3                       WASHINGTON                                                              201.6                  11.999
HEMT 2006-3                       SUFFOLK                                                                572.16                   10.49
HEMT 2006-3                       WESTCHESTER                                                            627.05                    8.99
HEMT 2006-3                       COOK                                                                   638.76                   8.499
HEMT 2006-3                       CLARK                                                                  1457.3                    9.99
HEMT 2006-3                       ANOKA                                                                  336.69                   9.499
HEMT 2006-3                       WORCESTER                                                              490.06                   10.99
HEMT 2006-3                       CHESTER                                                                824.01                    9.99
HEMT 2006-3                       KING                                                                   264.82                    9.25
HEMT 2006-3                       GWINNETT                                                               256.93                   10.99
HEMT 2006-3                       HAMILTON                                                               614.08                   9.999
HEMT 2006-3                       IROQUOIS                                                               303.16                   10.19
HEMT 2006-3                       PINELLAS                                                               403.65                   9.999
HEMT 2006-3                       MARION                                                                  569.5                   9.625
HEMT 2006-3                       FAIRFAX                                                                626.99                   11.99
HEMT 2006-3                       ORANGE                                                                  666.4                    9.99
HEMT 2006-3                       GWINNETT                                                               314.02                   10.99
HEMT 2006-3                       WATUGA                                                                 706.32                     9.5
HEMT 2006-3                       HENRY                                                                  329.26                    9.99
HEMT 2006-3                       PAULDING                                                               175.01                       9
HEMT 2006-3                       EAST BATON ROUGE                                                       292.54                    10.5
HEMT 2006-3                       VERNON                                                                 287.85                   10.99
HEMT 2006-3                       SUFFOLK                                                                328.91                    9.25
HEMT 2006-3                       LEHIGH                                                                 410.74                   10.75
HEMT 2006-3                       SANTA CLARA                                                            647.07                   10.99
HEMT 2006-3                       POLK                                                                   219.41                    10.5
HEMT 2006-3                       MONTGOMERY                                                             751.69                   12.99
HEMT 2006-3                       LOS ANGELES                                                            622.82                     8.5
HEMT 2006-3                       PINAL                                                                  246.69                   11.99
HEMT 2006-3                       PULASKI                                                                199.75                    9.99
HEMT 2006-3                       KING                                                                   260.88                   12.99
HEMT 2006-3                       MIAMI-DADE                                                             495.15                   11.25
HEMT 2006-3                       DOUGLAS                                                                 306.9                    9.99
HEMT 2006-3                       COOK                                                                    258.8                    10.2
HEMT 2006-3                       Suffolk                                                                964.12                   11.99
HEMT 2006-3                       MESA                                                                   332.32                    9.99
HEMT 2006-3                       MIAMI-DADE                                                             361.76                    8.99
HEMT 2006-3                       RIVERSIDE                                                              602.93                    8.99
HEMT 2006-3                       SAN BERNARDINO                                                         319.96                    8.99
HEMT 2006-3                       SAN JOAQUIN                                                             755.2                    9.75
HEMT 2006-3                       SAN DIEGO                                                              403.85                    11.5
HEMT 2006-3                       OAKLAND                                                                193.93                   9.999
HEMT 2006-3                       HERNANDO                                                               373.49                   11.75
HEMT 2006-3                       YOLO                                                                   433.95                    8.99
HEMT 2006-3                       COOK                                                                   380.55                    9.99
HEMT 2006-3                       COOK                                                                   296.16                   9.999
HEMT 2006-3                       WAYNE                                                                  206.85                  12.999
HEMT 2006-3                       COOK                                                                   368.27                    9.99
HEMT 2006-3                       BURKE                                                                  248.74                   11.99
HEMT 2006-3                       MIAMI-DADE                                                             638.01                  10.999
HEMT 2006-3                       BALDWIN                                                                349.61                   10.49
HEMT 2006-3                       TOOELE                                                                 326.86                   11.99
HEMT 2006-3                       CLERMONT                                                                380.9                  10.999
HEMT 2006-3                       MIAMI-DADE                                                             364.85                  11.375
HEMT 2006-3                       DOUGLAS                                                                335.31                  11.999
HEMT 2006-3                       RICHMOND                                                               567.59                   8.375
HEMT 2006-3                       SNOHOMISH                                                              251.29                   10.75
HEMT 2006-3                       HILLSBOROUGH                                                           346.38                   10.99
HEMT 2006-3                       CONTRA COSTA                                                           875.45                   10.99
HEMT 2006-3                       MARICOPA                                                               650.27                    9.55
HEMT 2006-3                       VALENCIA                                                               294.05                   12.99
HEMT 2006-3                       SCOTT                                                                  658.12                    9.75
HEMT 2006-3                       CLAY                                                                   287.58                  10.999
HEMT 2006-3                       BELKNAP                                                                313.53                    8.99
HEMT 2006-3                       COOK                                                                   602.37                    10.2
HEMT 2006-3                       TULARE                                                                 338.46                    10.5
HEMT 2006-3                       YORK                                                                   917.52                    12.6
HEMT 2006-3                       DAVIS                                                                  340.52                   10.25
HEMT 2006-3                       BROWARD                                                                780.29                   10.99
HEMT 2006-3                       FRANKLIN                                                               342.81                  10.999
HEMT 2006-3                       HARTFORD                                                               465.93                  11.999
HEMT 2006-3                       UNION                                                                  603.73                    10.5
HEMT 2006-3                       FRESNO                                                                1274.53                   11.99
HEMT 2006-3                       GWINNETT                                                               363.11                  10.775
HEMT 2006-3                       MIAMI-DADE                                                             962.33                  12.999
HEMT 2006-3                       ADAMS                                                                  267.16                    9.49
HEMT 2006-3                       CLINTON                                                                230.45                  10.999
HEMT 2006-3                       COOK                                                                   349.48                   10.25
HEMT 2006-3                       HILLSBOROUGH                                                           515.11                   12.99
HEMT 2006-3                       BERNALILLO                                                             263.31                  11.999
HEMT 2006-3                       GREENVILLE                                                             199.97                    12.5
HEMT 2006-3                       MARICOPA                                                               799.89                  10.999
HEMT 2006-3                       MARICOPA                                                               627.41                  11.999
HEMT 2006-3                       MULTNOMAH                                                              512.92                   12.99
HEMT 2006-3                       WELD                                                                   370.47                    10.5
HEMT 2006-3                       MIAMI-DADE                                                             333.28                   9.999
HEMT 2006-3                       WOODFORD                                                               314.02                   10.99
HEMT 2006-3                       WASHINGTON                                                             451.74                  12.875
HEMT 2006-3                       COOK                                                                   203.52                    9.99
HEMT 2006-3                       HUNTINGDON                                                             304.28                   12.75
HEMT 2006-3                       TRAVIS                                                                1196.01                   9.777
HEMT 2006-3                       CLARK                                                                  311.98                    9.99
HEMT 2006-3                       PINAL                                                                  620.46                   13.99
HEMT 2006-3                       CLARK                                                                  755.82                    9.99
HEMT 2006-3                       TEHAMA                                                                 270.53                   11.99
HEMT 2006-3                       CHESAPEAKE CITY                                                       1427.36                   10.99
HEMT 2006-3                       FULTON                                                                 242.82                   11.25
HEMT 2006-3                       COOK                                                                   386.27                   10.25
HEMT 2006-3                       CLARK                                                                 1665.25                   10.99
HEMT 2006-3                       ALAMEDA                                                                973.29                    9.99
HEMT 2006-3                       COOK                                                                   341.97                    9.99
HEMT 2006-3                       SPENCER                                                                257.14                  11.999
HEMT 2006-3                       MIAMI-DADE                                                             457.37                    10.5
HEMT 2006-3                       SUFFOLK                                                                623.08                      10
HEMT 2006-3                       RIVERSIDE                                                              643.69                    11.5
HEMT 2006-3                       HONOLULU                                                               670.37                   9.875
HEMT 2006-3                       HONOLULU                                                               1068.7                   11.49
HEMT 2006-3                       LEE                                                                    395.82                   11.49
HEMT 2006-3                       FAIRFAX                                                                755.56                  11.999
HEMT 2006-3                       MADISON                                                                216.15                   13.25
HEMT 2006-3                       MARION                                                                 413.43                   12.99
HEMT 2006-3                       BUTLER                                                                 291.18                   10.99
HEMT 2006-3                       SAN BERNARDINO                                                         371.78                    9.99
HEMT 2006-3                       BERGEN                                                                1023.37                   11.99
HEMT 2006-3                       COOK                                                                   236.75                    9.99
HEMT 2006-3                       MACOMB                                                                 773.97                   11.99
HEMT 2006-3                       COOK                                                                   724.77                   10.25
HEMT 2006-3                       ARAPAHOE                                                               273.81                      10
HEMT 2006-3                       CHATHAM                                                                270.71                   10.75
HEMT 2006-3                       RIVERSIDE                                                              489.72                    9.75
HEMT 2006-3                       COOK                                                                   391.07                    9.99
HEMT 2006-3                       SAINT CLAIR                                                            667.39                  10.099
HEMT 2006-3                       PINELLAS                                                               245.73                      10
HEMT 2006-3                       PRINCE WILLIAM                                                            922                   12.89
HEMT 2006-3                       PINELLAS                                                               438.29                     8.5
HEMT 2006-3                       FAIRFAX                                                                805.03                   10.99
HEMT 2006-3                       PRINCE GEORGES                                                         462.53                   11.99
HEMT 2006-3                       NEW LONDON                                                              304.5                   10.25
HEMT 2006-3                       DUPAGE                                                                 277.84                   10.35
HEMT 2006-3                       CLARK                                                                  524.35                    9.99
HEMT 2006-3                       KANE                                                                   537.22                   10.24
HEMT 2006-3                       SONOMA                                                                 875.45                   10.99
HEMT 2006-3                       SACRAMENTO                                                             602.43                   11.68
HEMT 2006-3                       SAN DIEGO                                                              605.76                    8.75
HEMT 2006-3                       COOK                                                                   399.67                   10.25
HEMT 2006-3                       PARKE                                                                  222.47                   12.99
HEMT 2006-3                       FULTON                                                                 293.92                   10.55
HEMT 2006-3                       LAKE                                                                   340.52                   10.25
HEMT 2006-3                       SANTA CLARA                                                           1984.65                    9.75
HEMT 2006-3                       SACRAMENTO                                                             359.75                   11.99
HEMT 2006-3                       SAN DIEGO                                                              719.01                    9.99
HEMT 2006-3                       DOUGLAS                                                                787.43                   10.99
HEMT 2006-3                       WILL                                                                    365.9                    10.5
HEMT 2006-3                       ORANGE                                                                 445.64                    11.5
HEMT 2006-3                       HARTFORD                                                               507.14                       9
HEMT 2006-3                       SAN DIEGO                                                              512.24                    10.5
HEMT 2006-3                       COOK                                                                   236.93                   9.999
HEMT 2006-3                       CHESTER                                                                 732.7                    9.25
HEMT 2006-3                       COOK                                                                   815.46                    9.99
HEMT 2006-3                       WORCESTER                                                              478.94                   11.49
HEMT 2006-3                       Nassau                                                                 740.05                   11.99
HEMT 2006-3                       STANISLAUS                                                             713.01                    11.5
HEMT 2006-3                       FULTON                                                                 318.64                   11.99
HEMT 2006-3                       SEMINOLE                                                               322.99                  12.999
HEMT 2006-3                       COOK                                                                   286.76                   10.25
HEMT 2006-3                       PALM BEACH                                                             200.42                  11.999
HEMT 2006-3                       SAINT CHARLES                                                           450.2                   11.99
HEMT 2006-3                       JEFFERSON                                                              479.94                  10.999
HEMT 2006-3                       KANE                                                                   465.98                   10.25
HEMT 2006-3                       SARPY                                                                  371.35                   10.99
HEMT 2006-3                       SAN JOAQUIN                                                            697.17                  10.375
HEMT 2006-3                       COOK                                                                   716.89                   10.25
HEMT 2006-3                       MIDDLESEX                                                              751.74                   10.99
HEMT 2006-3                       FRANKLIN                                                               154.29                  11.999
HEMT 2006-3                       PALM BEACH                                                             524.86                    11.5
HEMT 2006-3                       BROWARD                                                                465.78                   9.375
HEMT 2006-3                       MARICOPA                                                               658.13                   9.999
HEMT 2006-3                       CAMPBELL                                                               386.62                  10.999
HEMT 2006-3                       STANISLAUS                                                            1371.91                   10.99
HEMT 2006-3                       COOK                                                                   169.97                   9.805
HEMT 2006-3                       NEW HAVEN                                                              429.41                   10.75
HEMT 2006-3                       MIAMI-DADE                                                             317.89                    11.5
HEMT 2006-3                       ADAMS                                                                   235.9                   12.95
HEMT 2006-3                       CLARK                                                                   386.8                     9.5
HEMT 2006-3                       NEW HAVEN                                                              267.69                   12.49
HEMT 2006-3                       SHERBURNE                                                              299.31                  10.125
HEMT 2006-3                       CECIL                                                                 1148.74                    11.5
HEMT 2006-3                       HILLSBOROUGH                                                           303.51                  11.499
HEMT 2006-3                       WAYNE                                                                  205.57                   11.99
HEMT 2006-3                       MARICOPA                                                               406.02                    11.5
HEMT 2006-3                       MARION                                                                 317.83                   10.99
HEMT 2006-3                       RIVERSIDE                                                              799.32                   10.99
HEMT 2006-3                       COOK                                                                   247.27                    9.99
HEMT 2006-3                       RIVERSIDE                                                              658.13                   9.999
HEMT 2006-3                       ALAMEDA                                                               1130.63                   11.99
HEMT 2006-3                       MERCED                                                                 510.46                   10.25
HEMT 2006-3                       LOS ANGELES                                                            559.51                   8.175
HEMT 2006-3                       ETOWAH                                                                 613.51                   11.49
HEMT 2006-3                       COOK                                                                   236.75                   9.999
HEMT 2006-3                       CAROLINE                                                               532.43                   11.99
HEMT 2006-3                       MARICOPA                                                               247.15                   10.49
HEMT 2006-3                       FLAGLER                                                                499.34                  12.555
HEMT 2006-3                       SANTA CLARA                                                            561.65                      10
HEMT 2006-3                       PINELLAS                                                               428.21                   10.99
HEMT 2006-3                       SOLANO                                                                 597.59                   10.99
HEMT 2006-3                       BERGEN                                                                  723.2                   10.99
HEMT 2006-3                       ANDERSON                                                               136.94                     8.9
HEMT 2006-3                       DENVER                                                                 565.32                   11.99
HEMT 2006-3                       LEE                                                                    699.12                   11.25
HEMT 2006-3                       SUFFOLK                                                                289.36                    9.99
HEMT 2006-3                       DUPAGE                                                                 228.15                   9.999
HEMT 2006-3                       OCEAN                                                                  518.58                   12.99
HEMT 2006-3                       MARICOPA                                                               394.91                      10
HEMT 2006-3                       BRADLEY                                                                105.36                    8.91
HEMT 2006-3                       POLK                                                                   346.41                    11.5
HEMT 2006-3                       MULTNOMAH                                                              392.44                   11.99
HEMT 2006-3                       COOK                                                                   428.71                   10.21
HEMT 2006-3                       DUVAL                                                                  368.39                    11.5
HEMT 2006-3                       SAN DIEGO                                                             1028.54                  11.999
HEMT 2006-3                       NONE                                                                   199.98                  10.999
HEMT 2006-3                       CONTRA COSTA                                                          1104.36                    12.3
HEMT 2006-3                       COLLIER                                                                959.85                   11.49
HEMT 2006-3                       SAN DIEGO                                                              473.49                    9.99
HEMT 2006-3                       SAN BERNARDINO                                                         555.04                   11.99
HEMT 2006-3                       FRESNO                                                                 483.27                    11.5
HEMT 2006-3                       COOK                                                                    223.1                    10.2
HEMT 2006-3                       COOK                                                                   663.21                   10.35
HEMT 2006-3                       WILSON                                                                 327.25                    8.91
HEMT 2006-3                       TULSA                                                                  180.02                      11
HEMT 2006-3                       PITTSBURG                                                              110.58                      10
HEMT 2006-3                       EATON                                                                  186.65                  10.999
HEMT 2006-3                       CALHOUN                                                                185.02                   11.99
HEMT 2006-3                       WASHOE                                                                 582.47                   10.25
HEMT 2006-3                       MARICOPA                                                               590.23                    10.6
HEMT 2006-3                       COOK                                                                   614.25                   9.999
HEMT 2006-3                       BENTON                                                                  299.3                   10.25
HEMT 2006-3                       SUFFOLK                                                                484.78                  10.499
HEMT 2006-3                       JACKSON                                                                323.78                   11.99
HEMT 2006-3                       MAHONING                                                               241.11                   14.99
HEMT 2006-3                       BROWARD                                                                742.72                    11.5
HEMT 2006-3                       SAN DIEGO                                                              659.97                   12.25
HEMT 2006-3                       ROSEAU                                                                 289.41                    8.99
HEMT 2006-3                       HENDERSON                                                              460.49                    11.5
HEMT 2006-3                       CONTRA COSTA                                                           884.96                   10.99
HEMT 2006-3                       LOS ANGELES                                                            544.76                   11.99
HEMT 2006-3                       JEFFERSON                                                               456.3                   9.999
HEMT 2006-3                       MONMOUTH                                                               699.46                      12
HEMT 2006-3                       TOLLAND                                                                399.08                  11.999
HEMT 2006-3                       RIVERSIDE                                                              467.94                   11.91
HEMT 2006-3                       VIRGINIA BEACH CITY                                                    481.89                    10.2
HEMT 2006-3                       CLARK                                                                  743.23                   10.25
HEMT 2006-3                       SAN DIEGO                                                              815.86                   11.25
HEMT 2006-3                       MONTEREY                                                              1175.16                   11.99
HEMT 2006-3                       UTAH                                                                   192.73                    9.99
HEMT 2006-3                       HIDALGO                                                                121.76                    9.25
HEMT 2006-3                       Marquette                                                              295.95                   10.95
HEMT 2006-3                       San Bernardino                                                         537.84                  11.946
HEMT 2006-3                       Kenton                                                                 252.17                   10.99
HEMT 2006-3                       Rock                                                                   176.37                   12.95
HEMT 2006-3                       Jackson                                                                619.48                   12.05
HEMT 2006-3                       Winnebago                                                              382.01                   12.05
HEMT 2006-3                       Prince George's                                                        787.08                   10.65
HEMT 2006-3                       Clark                                                                  724.75                   13.25
HEMT 2006-3                       Tarrant                                                                239.93                  10.375
HEMT 2006-3                       COLLIN                                                                 226.48                    7.25
HEMT 2006-3                       Bernalillo                                                             240.35                   13.25
HEMT 2006-3                       HORRY                                                                   123.3                  11.875
HEMT 2006-3                       DALLAS                                                                 154.13                   10.25
HEMT 2006-3                       CLARK                                                                  748.63                    9.25
HEMT 2006-3                       CLARK                                                                  341.59                     8.5
HEMT 2006-3                       CLARK                                                                  315.22                   13.25
HEMT 2006-3                       Dallas                                                                 199.29                   9.875
HEMT 2006-3                       MANATEE                                                               1188.82                   13.25
HEMT 2006-3                       MANATEE                                                               2251.55                   13.25
HEMT 2006-3                       MANATEE                                                               2251.55                   13.25
HEMT 2006-3                       CLARK                                                                  458.99                   9.625
HEMT 2006-3                       CLARK                                                                  181.08                  10.375
HEMT 2006-3                       washoe                                                                  176.1                       8
HEMT 2006-3                       CLARK                                                                  377.37                       9
HEMT 2006-3                       Sandoval                                                               709.24                   13.25
HEMT 2006-3                       Tulsa                                                                  817.73                   10.75
HEMT 2006-3                       DENTON                                                                 969.37                   13.75
HEMT 2006-3                       Clark                                                                  425.68                  12.125
HEMT 2006-3                       ARAPAHOE                                                               240.13                    7.25
HEMT 2006-3                       Oklahoma                                                               286.47                  10.625
HEMT 2006-3                       Clark                                                                  819.08                   12.75
HEMT 2006-3                       DENTON                                                                 459.32                   13.25
HEMT 2006-3                       CLARK                                                                  261.37                   10.75
HEMT 2006-3                       SEQUOYAH                                                               256.13                    10.5
HEMT 2006-3                       MUNICIPALITY OF ANCHORAGE                                              388.94                  10.875
HEMT 2006-3                       CLARK                                                                  502.15                  11.375
HEMT 2006-3                       Cobb                                                                   361.58                  13.125
HEMT 2006-3                       CLARK                                                                  365.94                  10.625
HEMT 2006-3                       Maricopa                                                               445.66                   13.75
HEMT 2006-3                       clark                                                                  234.98                    7.75
HEMT 2006-3                       MONTGOMERY                                                             265.62                   13.75
HEMT 2006-3                       MALHEUR                                                                136.21                   10.25
HEMT 2006-3                       CLARK                                                                   130.4                   12.75
HEMT 2006-3                       CLARK                                                                  436.45                    9.75
HEMT 2006-3                       Clark                                                                     345                   10.25
HEMT 2006-3                       CLARK                                                                  763.35                    10.5
HEMT 2006-3                       DAVIS                                                                  417.28                  11.875
HEMT 2006-3                       COLLIN                                                                  383.4                      10
HEMT 2006-3                       DENTON                                                                 459.94                    7.75
HEMT 2006-3                       denver                                                                 319.23                   8.375
HEMT 2006-3                       CLARK                                                                  389.89                   13.75
HEMT 2006-3                       HONOLULU                                                               432.02                     7.5
HEMT 2006-3                       CLARK                                                                  356.75                    10.5
HEMT 2006-3                       TARRANT                                                                165.75                       9
HEMT 2006-3                       Clark                                                                  372.08                     9.5
HEMT 2006-3                       UTAH                                                                   359.11                    8.25
HEMT 2006-3                       CLARK                                                                  422.65                       8
HEMT 2006-3                       Clark                                                                  557.83                  11.125
HEMT 2006-3                       SALT LAKE                                                              188.51                  11.125
HEMT 2006-3                       CLARK                                                                  541.42                   10.75
HEMT 2006-3                       CLARK                                                                  166.35                   9.375
HEMT 2006-3                       Rockwall                                                               175.32                    7.25
HEMT 2006-3                       clark                                                                  489.75                   9.875
HEMT 2006-3                       CLARK                                                                  571.49                   13.75
HEMT 2006-3                       clark                                                                  446.76                    9.75
HEMT 2006-3                       clark                                                                  403.65                   9.875
HEMT 2006-3                       CLARK                                                                  410.55                   10.75
HEMT 2006-3                       CLARK                                                                  327.26                       8
HEMT 2006-3                       Xxxxx                                                                  742.72                    11.5
HEMT 2006-3                       Xxxxx                                                                  419.48                      10
HEMT 2006-3                       XXXXX                                                                  529.92                  11.625
HEMT 2006-3                       WASHINGTON                                                             170.44                   10.25
HEMT 2006-3                       XXXXX                                                                  442.86                   9.875
HEMT 2006-3                       XXXXX                                                                  643.35                   13.75
HEMT 2006-3                       XXXXX                                                                  219.14                     8.5
HEMT 2006-3                       xxxxxx                                                                 515.33                  12.875
HEMT 2006-3                       XXXXX                                                                  564.43                   9.875
HEMT 2006-3                       Xxxxx                                                                  238.56                      11
HEMT 2006-3                       XXXXX                                                                   627.7                  11.875
HEMT 2006-3                       gwinnett                                                               378.92                  13.625
HEMT 2006-3                       Xxxxx                                                                  594.17                    11.5
HEMT 2006-3                       XXXXX                                                                  147.76                  11.875
HEMT 2006-3                       Chatham                                                                442.67                   10.25
HEMT 2006-3                       XXXXX                                                                  456.16                      10
HEMT 2006-3                       KOOTENAL                                                               416.53                   13.75
HEMT 2006-3                       Xxxxx                                                                  201.96                   8.125
HEMT 2006-3                       Utah                                                                   533.75                   10.25
HEMT 2006-3                       xxxxx                                                                  578.43                    13.5
HEMT 2006-3                       CANADIAN                                                                  687                   12.25
HEMT 2006-3                       XXXXX                                                                  692.87                   13.75
HEMT 2006-3                       xxxxx                                                                  643.96                      10
HEMT 2006-3                       XXXXX                                                                  838.04                      11
HEMT 2006-3                       Xxxxx                                                                  352.85                   13.75
HEMT 2006-3                       Xxxxx                                                                  396.14                   13.75
HEMT 2006-3                       xxxx                                                                   369.45                  13.625
HEMT 2006-3                       OKLAHOMA                                                               232.63                   12.25
HEMT 2006-3                       CITRUS                                                                  156.9                       9
HEMT 2006-3                       Xxxxx                                                                  141.44                  12.875
HEMT 2006-3                       Maricopas                                                              830.14                   13.75
HEMT 2006-3                       XXXXX                                                                  553.62                     8.5
HEMT 2006-3                       cherokee                                                               296.41                    9.75
HEMT 2006-3                       xxxxx                                                                  413.07                   10.75
HEMT 2006-3                       xxxxx                                                                   480.4                    9.75
HEMT 2006-3                       TARRANT                                                                282.79                   9.375
HEMT 2006-3                       Xxxxx                                                                   401.4                   10.75
HEMT 2006-3                       BEXAR                                                                  181.81                   12.25
HEMT 2006-3                       XXXXX                                                                  884.77                  12.625
HEMT 2006-3                       Xxxxx                                                                  777.59                   10.75
HEMT 2006-3                       OKLAHOMA                                                               437.07                   11.25
HEMT 2006-3                       XXXXX                                                                  448.05                   10.25
HEMT 2006-3                       XXXXX                                                                  462.47                     9.5
HEMT 2006-3                       XXXXX                                                                  415.31                       8
HEMT 2006-3                       XXXXX                                                                  307.83                   8.375
HEMT 2006-3                       Xxxxx                                                                  726.78                   11.75
HEMT 2006-3                       XXXXX                                                                  528.98                  11.125
HEMT 2006-3                       XXXXX                                                                  624.73                  10.375
HEMT 2006-3                       xxxxx                                                                  304.01                   9.875
HEMT 2006-3                       Xxxxx                                                                  555.74                   9.875
HEMT 2006-3                       Xxxxx                                                                  699.52                  13.375
HEMT 2006-3                       XXXXX                                                                  420.63                      13
HEMT 2006-3                       SUMMIT                                                                 318.89                   8.625
HEMT 2006-3                       SUMMIT                                                                 489.35                   13.75
HEMT 2006-3                       Xxxxx                                                                  452.83                      10
HEMT 2006-3                       Tarrant                                                                298.67                   8.625
HEMT 2006-3                       XXXXXX                                                                 241.38                  10.875
HEMT 2006-3                       Kootenai                                                               322.47                  10.875
HEMT 2006-3                       Xxxxx                                                                  751.93                    13.5
HEMT 2006-3                       XXXXX                                                                  549.91                  11.625
HEMT 2006-3                       MANATEE                                                               1141.26                   13.75
HEMT 2006-3                       Xxxxx                                                                  483.89                   10.25
HEMT 2006-3                       maricopa                                                               817.01                   13.25
HEMT 2006-3                       OKLAHOMA                                                               126.71                   13.75
HEMT 2006-3                       XXXXX                                                                  380.18                    9.75
HEMT 2006-3                       XXXXX                                                                  415.71                   9.375
HEMT 2006-3                       XXXXXX                                                                  138.4                       9
HEMT 2006-3                       Bexar                                                                  160.42                    11.5
HEMT 2006-3                       Xxxxxx                                                                 330.56                   8.625
HEMT 2006-3                       xxxxx                                                                  437.08                     9.5
HEMT 2006-3                       xxxxx                                                                  479.29                     9.5
HEMT 2006-3                       XXXXX                                                                  306.69                  12.375
HEMT 2006-3                       XXXXXX                                                                 353.98                      13
HEMT 2006-3                       Xxxxx                                                                  575.85                   13.75
HEMT 2006-3                       canadian                                                               154.65                    9.75
HEMT 2006-3                       XXXXX                                                                 1571.84                   12.25
HEMT 2006-3                       XXXXX                                                                  138.98                    8.25
HEMT 2006-3                       XXXXXX                                                                 367.34                   7.625
HEMT 2006-3                       Xxxxx                                                                  193.11                       9
HEMT 2006-3                       WASHINGTON                                                             297.27                   11.75
HEMT 2006-3                       XXXX                                                                   666.89                   9.875
HEMT 2006-3                       Xxxxx                                                                  337.69                   9.375
HEMT 2006-3                       Xxxxx                                                                   682.8                   11.25
HEMT 2006-3                       MARICOPA                                                               466.47                  10.125
HEMT 2006-3                       XXXXX                                                                  481.13                    9.75
HEMT 2006-3                       MARICOPA                                                               815.47                   13.75
HEMT 2006-3                       MARICOPA                                                               658.61                    13.5
HEMT 2006-3                       Xxxxx                                                                  485.04                  11.875
HEMT 2006-3                       Salt Lake                                                              238.58                    9.25
HEMT 2006-3                       Xxxxx                                                                  875.09                    13.5
HEMT 2006-3                       Salt Lake                                                              461.86                  10.625
HEMT 2006-3                       xxxxx                                                                  394.24                  12.375
HEMT 2006-3                       CLEVELAND                                                              320.16                    10.5
HEMT 2006-3                       OKLAHOMA                                                               466.74                   10.75
HEMT 2006-3                       XXXXX                                                                  393.33                  11.875
HEMT 2006-3                       XXXXX                                                                  588.21                    9.25
HEMT 2006-3                       salt lake                                                              256.91                   13.75
HEMT 2006-3                       XXXXX                                                                  370.58                      13
HEMT 2006-3                       XXXXX                                                                   235.7                      11
HEMT 2006-3                       Xxxxx                                                                  534.74                    9.25
HEMT 2006-3                       XXXXX                                                                  565.01                    9.25
HEMT 2006-3                       MECKLENBURG                                                            432.75                    9.75
HEMT 2006-3                       MEKLENBURG                                                             193.63                   10.25
HEMT 2006-3                       PRINCE XXXXXXX                                                         394.07                     8.5
HEMT 2006-3                       PRINCE XXXXXXX                                                         646.37                    7.25
HEMT 2006-3                       Duvai                                                                  438.89                    8.25
HEMT 2006-3                       BERKELEY                                                               106.73                   8.875
HEMT 2006-3                       SARASOTA                                                               335.51                    11.5
HEMT 2006-3                       Maricopa                                                               309.24                     8.5
HEMT 2006-3                       DALLAS                                                                 219.29                     7.5
HEMT 2006-3                       COLLIN                                                                 220.79                       8
HEMT 2006-3                       PALM BEACH                                                             344.13                    11.5
HEMT 2006-3                       BROWARD                                                                369.57                   11.25
HEMT 2006-3                       Palm Beach                                                             285.54                      10
HEMT 2006-3                       Xxxxxxxxx                                                              420.85                    7.75
HEMT 2006-3                       XXXXXXXX                                                               123.45                   9.875
HEMT 2006-3                       XXXXX                                                                   321.8                     8.5
HEMT 2006-3                       XXXXX                                                                  327.02                    10.5
HEMT 2006-3                       PALM BEACH                                                             338.33                     8.5
HEMT 2006-3                       XXXXXX                                                                 254.61                   8.875
HEMT 2006-3                       Maricopa                                                                259.3                    10.5
HEMT 2006-3                       MARICOPA                                                                250.1                  11.375
HEMT 2006-3                       ROCKWALL                                                               314.65                     7.5
HEMT 2006-3                       prince xxxxxxx                                                         235.63                   8.375
HEMT 2006-3                       PRINCE XXXXXXX                                                         640.85                   9.875
HEMT 2006-3                       LAKE                                                                   232.87                     8.5
HEMT 2006-3                       MIAMI DADE                                                                210                       9
HEMT 2006-3                       anoka                                                                  303.93                   9.875
HEMT 2006-3                       Miami-Dade                                                             461.14                   10.75
HEMT 2006-3                       MIAMI-dade                                                             212.92                    11.5
HEMT 2006-3                       MIAMI-DADE                                                             708.07                       9
HEMT 2006-3                       Maimi-Dade                                                             543.92                    8.25
HEMT 2006-3                       Miami-Dade                                                             466.21                   11.25
HEMT 2006-3                       WABAUNSEE                                                              188.28                   7.625
HEMT 2006-3                       DALLAS                                                                 113.41                    9.75
HEMT 2006-3                       Xxxxxx                                                                 779.63                   8.125
HEMT 2006-3                       LAKE                                                                   334.91                    12.5
HEMT 2006-3                       mobile                                                                 297.91                       8
HEMT 2006-3                       Xxxxxxx                                                                264.83                     7.5
HEMT 2006-3                       XXXXX                                                                  212.72                     8.5
HEMT 2006-3                       DELAWARE                                                               234.83                    8.55
HEMT 2006-3                       YORK                                                                   360.48                   12.25
HEMT 2006-3                       CUMBERLAND                                                             342.37                   11.25
HEMT 2006-3                       LANCASTER                                                              249.59                  12.375
HEMT 2006-3                       ESSEX                                                                  317.44                    10.9
HEMT 2006-3                       ESSEX                                                                  489.53                    11.9
HEMT 2006-3                       MIDDLESEX                                                              538.89                    11.9
HEMT 2006-3                       Essex                                                                  873.91                    11.9
HEMT 2006-3                       ESSEX                                                                  286.75                   10.25
HEMT 2006-3                       Middlesex                                                              493.17                    11.5
HEMT 2006-3                       BROWARD                                                                188.18                   10.25
HEMT 2006-3                       XXXXXX                                                                 802.14                    11.5
HEMT 2006-3                       philadelphia                                                           408.23                    12.5
HEMT 2006-3                       OCEAN                                                                  429.29                    11.5
HEMT 2006-3                       UNION                                                                 1115.02                      12
HEMT 2006-3                       HARTFORD                                                                322.6                   10.25
HEMT 2006-3                       PASSAIC                                                                371.51                   11.25
HEMT 2006-3                       Essex                                                                  347.74                   12.75
HEMT 2006-3                       Cumberland                                                             200.53                    11.5
HEMT 2006-3                       mIDDLESEX                                                              790.25                    11.5
HEMT 2006-3                       ATLANTIC                                                               198.96                    10.5
HEMT 2006-3                       ATLANTIC                                                               166.37                    11.5
HEMT 2006-3                       XXXXXX                                                                 802.48                   11.75
HEMT 2006-3                       HERNANDO                                                                300.5                    11.5
HEMT 2006-3                       PALM BEACH                                                             380.74                      11
HEMT 2006-3                       ESSEX                                                                  386.21                    11.5
HEMT 2006-3                       Berks                                                                  201.49                   10.25
HEMT 2006-3                       Essex                                                                   423.8                    13.5
HEMT 2006-3                       ESSEX                                                                  662.88                   12.75
HEMT 2006-3                       union                                                                  131.64                      10
HEMT 2006-3                       MONMOUTH                                                               357.17                      10
HEMT 2006-3                       LUZERNE                                                                332.82                    11.9
HEMT 2006-3                       MIDDLESEX                                                              696.78                    11.9
HEMT 2006-3                       ESSEX                                                                  467.07                    11.9
HEMT 2006-3                       XXXXXX                                                                1189.08                      12
HEMT 2006-3                       XXXXXX                                                                 625.03                    9.75
HEMT 2006-3                       ESSEX                                                                  456.97                      11
HEMT 2006-3                       MIDDLESEX                                                              640.32                    11.5
HEMT 2006-3                       XXXXXX                                                                 505.05                    11.5
HEMT 2006-3                       ESSEX                                                                   472.9                      13
HEMT 2006-3                       OCEAN                                                                  406.75                      10
HEMT 2006-3                       xxxxxx                                                                 267.44                      12
HEMT 2006-3                       XXXXX                                                                  323.09                  12.625
HEMT 2006-3                       HARTFORD                                                               626.12                   12.25
HEMT 2006-3                       BEXAR                                                                  126.93                  12.125
HEMT 2006-3                       BEXAR                                                                  122.39                  12.125
HEMT 2006-3                       BALTIMORE CITY                                                         454.75                  12.125
HEMT 2006-3                       Xxxxxx                                                                 953.35                  11.625
HEMT 2006-3                       sutter                                                                 927.29                  11.875
HEMT 2006-3                       EL DORADO                                                             1499.76                  11.625
HEMT 2006-3                       sacramento                                                            1009.84                  11.625
HEMT 2006-3                       COLUSA                                                                 542.82                      11
HEMT 2006-3                       CONTRA COSTA                                                           978.24                  11.875
HEMT 2006-3                       YOLO                                                                   580.73                  11.875
HEMT 2006-3                       SACRAMENTO                                                             724.51                  11.875
HEMT 2006-3                       CONTRA COSTA                                                           379.17                      10
HEMT 2006-3                       SAN MATEO                                                             1379.73                  11.875
HEMT 2006-3                       Yuba                                                                   718.88                  11.625
HEMT 2006-3                       ALAMEDA                                                               1320.63                  11.875
HEMT 2006-3                       SAN XXXXXXX                                                            316.04                   10.25
HEMT 2006-3                       BERNALILLO                                                             516.22                   10.75
HEMT 2006-3                       ALAMEDA                                                                401.45                   10.25
HEMT 2006-3                       LOS  ANGELES                                                           777.01                   11.25
HEMT 2006-3                       XXXX                                                                  1382.89                   11.75
HEMT 2006-3                       HIGHLANDS                                                              532.26                     9.5
HEMT 2006-3                       ORANGE                                                                1303.07                  10.875
HEMT 2006-3                       MISSAUKEE                                                              251.71                   8.875
HEMT 2006-3                       XXXXXX                                                                 153.78                     8.5
HEMT 2006-3                       XXXXX                                                                     965                    9.25
HEMT 2006-3                       UTAH                                                                   276.47                    8.25
HEMT 2006-3                       BROWARD                                                                279.37                   9.875
HEMT 2006-3                       UTAH                                                                   194.53                   8.125
HEMT 2006-3                       GRAND TRAVERSE                                                         1169.6                   8.875
HEMT 2006-3                       YUBA                                                                   596.77                    8.75
HEMT 2006-3                       SAN DIEGO                                                              891.12                   8.875
HEMT 2006-3                       SANTA XXXX                                                            1069.48                    9.25
HEMT 2006-3                       ORANGE                                                                 433.74                      10
HEMT 2006-3                       LOS ANGELES                                                            1197.6                   9.875
HEMT 2006-3                       SACRAMENTO                                                            1355.88                  10.875
HEMT 2006-3                       HONOLULU                                                               198.91                   8.875
HEMT 2006-3                       LAFAYETTE                                                               178.5                   9.625
HEMT 2006-3                       HILLSBOROUGH                                                           951.95                   9.125
HEMT 2006-3                       VENTURA                                                                773.31                  10.125
HEMT 2006-3                       LOS ANGELES                                                            309.18                   9.125
HEMT 2006-3                       XXXXX                                                                  251.74                    8.75
HEMT 2006-3                       DALLAS                                                                 946.08                    9.25
HEMT 2006-3                       SANTA XXXXXXX                                                          876.89                  10.125
HEMT 2006-3                       MARICOPA                                                               258.51                  10.125
HEMT 2006-3                       SAN BERNARDINO                                                         781.54                    9.25
HEMT 2006-3                       ALAMEDA                                                               1217.56                    9.25
HEMT 2006-3                       RIVERSIDE                                                              937.82                   9.875
HEMT 2006-3                       ROUTT                                                                   148.5                   8.125
HEMT 2006-3                       TULARE                                                                 703.36                   9.875
HEMT 2006-3                       SAN DIEGO                                                              584.96                       9
HEMT 2006-3                       HAWAII                                                                 715.69                   9.625
HEMT 2006-3                       FRANKLIN                                                               206.71                       9
HEMT 2006-3                       SARPY                                                                  159.13                   8.875
HEMT 2006-3                       XXXXXX                                                                 801.29                    9.25
HEMT 2006-3                       MARICOPA                                                               683.93                       9
HEMT 2006-3                       XXXXX                                                                  857.93                   9.875
HEMT 2006-3                       ADA                                                                   1142.68                    8.75
HEMT 2006-3                       XXXXX                                                                  892.15                     9.5
HEMT 2006-3                       SAN DIEGO                                                              292.11                    9.75
HEMT 2006-3                       PINAL                                                                   296.4                     9.5
HEMT 2006-3                       ADA                                                                    269.67                    9.25
HEMT 2006-3                       LOS ANGELES                                                            855.58                    9.25
HEMT 2006-3                       SANTA FE                                                               295.27                   9.375
HEMT 2006-3                       LOS ANGELES                                                            705.49                   9.625
HEMT 2006-3                       DU PAGE                                                               1005.21                    9.75
HEMT 2006-3                       VENTURA                                                                997.08                    9.25
HEMT 2006-3                       WINNEBAGO                                                              559.62                   10.25
HEMT 2006-3                       CONTRA COSTA                                                           729.41                   9.875
HEMT 2006-3                       PUEBLO                                                                 154.01                    8.25
HEMT 2006-3                       BOISE                                                                  196.93                  10.375
HEMT 2006-3                       SACRAMENTO                                                             651.24                    9.75
HEMT 2006-3                       SACRAMENTO                                                            1261.28                     9.5
HEMT 2006-3                       XXXXX                                                                  155.89                   10.75
HEMT 2006-3                       ORANGE                                                                 257.84                   9.375
HEMT 2006-3                       SAN DIEGO                                                              747.37                    8.75
HEMT 2006-3                       SAN BERNARDINO                                                         625.07                    9.25
HEMT 2006-3                       SALT LAKE                                                              174.43                  10.875
HEMT 2006-3                       XXXXX                                                                  709.44                   9.875
HEMT 2006-3                       EL DORADO                                                              961.75                  10.875
HEMT 2006-3                       SAN DIEGO                                                             1274.98                   9.625
HEMT 2006-3                       RIVERSIDE                                                              232.89                   9.375
HEMT 2006-3                       LOS ANGELES                                                             275.6                    9.25
HEMT 2006-3                       VENTURA                                                               1135.29                    9.25
HEMT 2006-3                       NEVADA                                                                 386.62                    9.75
HEMT 2006-3                       EL DORADO                                                              742.43                  10.375
HEMT 2006-3                       JEFFERSON                                                              210.21                     9.5
HEMT 2006-3                       XXXXXX                                                                 920.35                  10.375
HEMT 2006-3                       SAN DIEGO                                                              627.29                    9.25
HEMT 2006-3                       ANOKA                                                                  551.64                    7.75
HEMT 2006-3                       ORANGE                                                                 208.97                   9.625
HEMT 2006-3                       LOS ANGELES                                                           1285.16                   9.875
HEMT 2006-3                       LOS ANGELES                                                            712.44                    9.25
HEMT 2006-3                       LOS ANGELES                                                            937.82                   9.875
HEMT 2006-3                       RICHMOND                                                               601.01                    8.25
HEMT 2006-3                       XXXXXX                                                                 799.01                    9.75
HEMT 2006-3                       BOSSIER                                                                 120.6                   9.375
HEMT 2006-3                       SNOHOMISH                                                              214.84                     9.5
HEMT 2006-3                       CAMERON                                                                159.13                   8.875
HEMT 2006-3                       SAN BERNARDINO                                                         641.69                    9.25
HEMT 2006-3                       SAN DIEGO                                                              863.81                    9.25
HEMT 2006-3                       COOK                                                                   740.41                    9.25
HEMT 2006-3                       RIVERSIDE                                                               707.5                    9.25
HEMT 2006-3                       MONTEREY                                                              1029.19                    9.25
HEMT 2006-3                       SAN BERNARDINO                                                         666.37                    9.25
HEMT 2006-3                       DALLAS                                                                 112.02                   9.875
HEMT 2006-3                       ALAMEDA                                                               1002.11                  10.125
HEMT 2006-3                       VENTURA                                                                789.77                    9.25
HEMT 2006-3                       LOS ANGELES                                                            723.79                    9.25
HEMT 2006-3                       XXXXXX                                                                 817.24                   10.25
HEMT 2006-3                       ORANGE                                                                 756.86                    9.25
HEMT 2006-3                       MARICOPA                                                              1042.02                   9.875
HEMT 2006-3                       LOS ANGELES                                                            842.47                      10
HEMT 2006-3                       XXXXXXXXXX                                                             691.05                    9.25
HEMT 2006-3                       SAN DIEGO                                                              793.14                  10.375
HEMT 2006-3                       LOS ANGELES                                                            996.62                    9.75
HEMT 2006-3                       PRINCE XXXXXXX                                                         731.86                   9.125
HEMT 2006-3                       SNOHOMISH                                                             1335.02                  10.375
HEMT 2006-3                       XXXXX                                                                 1234.01                    9.25
HEMT 2006-3                       RIVERSIDE                                                              720.73                   9.875
HEMT 2006-3                       ORANGE                                                                  787.7                  10.375
HEMT 2006-3                       NAPA                                                                    891.8                    9.75
HEMT 2006-3                       TANGIPAHOA                                                              90.54                  10.375
HEMT 2006-3                       MIAMI DADE                                                             457.46                   9.375
HEMT 2006-3                       MONTEREY                                                               806.22                    9.25
HEMT 2006-3                       ORANGE                                                                1018.89                   9.375
HEMT 2006-3                       PLACER                                                                 906.85                   10.25
HEMT 2006-3                       HOOD RIVER                                                             720.73                   9.875
HEMT 2006-3                       LOS ANGELES                                                            666.37                    9.25
HEMT 2006-3                       XXXXXX                                                                 397.42                   8.875
HEMT 2006-3                       LOS ANGELES                                                             761.8                    9.25
HEMT 2006-3                       VIRGINIA BEACH                                                         266.16                   9.375
HEMT 2006-3                       XXXXXX                                                                 618.65                    9.25
HEMT 2006-3                       SACRAMENTO                                                             764.39                       9
HEMT 2006-3                       XXXXX                                                                  207.94                   9.375
HEMT 2006-3                       PRINCE XXXXXX'S                                                        730.57                   9.625
HEMT 2006-3                       LOUDOUN                                                                970.76                    9.25
HEMT 2006-3                       WASHINGTON                                                             780.72                    9.25
HEMT 2006-3                       SACRAMENTO                                                            1131.47                  10.875
HEMT 2006-3                       XXXX                                                                   863.81                    9.25
HEMT 2006-3                       LOS ANGELES                                                            847.36                    9.25
HEMT 2006-3                       PLACER                                                                1104.36                    8.25
HEMT 2006-3                       SAN BERNARDINO                                                         720.73                   9.875
HEMT 2006-3                       XXXXX                                                                  461.52                    9.25
HEMT 2006-3                       XXXXXXXXXX                                                             687.35                    9.25
HEMT 2006-3                       LOS ANGELES                                                           1068.07                   9.875
HEMT 2006-3                       LOUDOUN                                                               1094.16                    9.25
HEMT 2006-3                       FAIRBANKS                                                              872.04                    9.25
HEMT 2006-3                       RIVERSIDE                                                             1211.41                    9.75
HEMT 2006-3                       XXXXXXX                                                                171.62                      12
HEMT 2006-3                                                                                              231.72                      14
HEMT 2006-3                       Xxxxx                                                                  131.58                     9.5
HEMT 2006-3                                                                                              199.95                   8.625
HEMT 2006-3                       BOULDER                                                                511.88                       9
HEMT 2006-3                       ARAPAHOE                                                               301.73                       9
HEMT 2006-3                       MARIN                                                                 1449.57                  11.375
HEMT 2006-3                       MARICOPA                                                               443.65                  10.375
HEMT 2006-3                       COOK                                                                   164.03                    8.75
HEMT 2006-3                       EL PASO                                                                 401.3                    9.25
HEMT 2006-3                       DENVER                                                                 433.13                    8.25
HEMT 2006-3                       DENVER                                                                 250.94                   13.75
HEMT 2006-3                       Arapahoe                                                               336.08                    9.25
HEMT 2006-3                       MARICOPA                                                               815.02                   12.75
HEMT 2006-3                       PARK                                                                   338.45                    10.5
HEMT 2006-3                       PARK                                                                      187                    8.25
HEMT 2006-3                       JEFFERSON                                                              269.19                   9.875
HEMT 2006-3                       Xxxxxx                                                                  686.4                   11.75
HEMT 2006-3                       KINGS                                                                  708.07                       9
HEMT 2006-3                       Westchester                                                            492.08                    8.25
HEMT 2006-3                       KINGS                                                                   419.1                    7.75
HEMT 2006-3                       Kings                                                                  837.62                  10.875
HEMT 2006-3                       RICHMOND                                                               283.23                       8
HEMT 2006-3                       RICHMOND                                                               855.58                    9.25
HEMT 2006-3                       NASSAU                                                                 816.45                    12.5
HEMT 2006-3                       KINGS                                                                  925.88                  10.875
HEMT 2006-3                       BRONX                                                                  630.64                     9.5
HEMT 2006-3                       KINGS                                                                  658.18                      10
HEMT 2006-3                       Richmond                                                               542.97                    9.25
HEMT 2006-3                       Bronx                                                                  1213.1                     9.5
HEMT 2006-3                       Suffolk                                                               2511.61                    11.5
HEMT 2006-3                       RICHMOND                                                              1189.64                   9.875
HEMT 2006-3                       Richmond                                                               438.79                      10
HEMT 2006-3                       WESTCHESTER                                                             867.5                    11.5
HEMT 2006-3                       Richmond                                                               980.77                  11.375
HEMT 2006-3                       FAIRFIELD                                                               812.6                      12
HEMT 2006-3                       KINGS                                                                  714.24                      11
HEMT 2006-3                       SAN BERNARDINO                                                         436.96                   9.375
HEMT 2006-3                       RIVERSIDE                                                              736.87                   11.75
HEMT 2006-3                       LOS ANGELES                                                           1882.47                  12.375
HEMT 2006-3                       SAN BERNARDINO                                                         591.91                  11.625
HEMT 2006-3                       RIVERSIDE                                                              1168.5                      12
HEMT 2006-3                       SAN BERNARDINO                                                          793.4                   11.75
HEMT 2006-3                       ORANGE                                                                1756.37                   11.75
HEMT 2006-3                       LOS ANGELES                                                            207.94                   9.375
HEMT 2006-3                       RIVERSIDE                                                              567.85                   12.05
HEMT 2006-3                       RIVERSIDE                                                              728.45                   11.25
HEMT 2006-3                       RIVERSIDE                                                              676.91                    10.5
HEMT 2006-3                       LOS ANGELES                                                            840.93                  10.625
HEMT 2006-3                       RIVERSIDE                                                              909.27                    10.7
HEMT 2006-3                       RIVERSIDE                                                               704.7                   12.25
HEMT 2006-3                       Rockdale                                                               120.32                    11.5
HEMT 2006-3                       Xxxxxx                                                                 250.94                      11
HEMT 2006-3                       Xxxxxxx                                                               1284.94                  12.375
HEMT 2006-3                       Walton                                                                 254.96                  10.125
HEMT 2006-3                       Gwinnett                                                               631.86                  10.125
HEMT 2006-3                       MIDDLESEX                                                              272.26                    9.75
HEMT 2006-3                       WALTON                                                                 125.67                   11.75
HEMT 2006-3                       Gwinnett                                                               349.94                   9.875
HEMT 2006-3                       Xxxxxx                                                                 439.09                   11.75
HEMT 2006-3                       Pinellas                                                               164.12                   9.875
HEMT 2006-3                       XXXXXX                                                                 222.33                   7.125
HEMT 2006-3                       Hillsborough                                                           184.56                     6.5
HEMT 2006-3                       XXXXX                                                                  328.06                   11.75
HEMT 2006-3                       XXXXXX                                                                 158.98                   11.75
HEMT 2006-3                       BOULDER                                                                840.85                     9.5
HEMT 2006-3                       Xxxxxxx                                                                185.83                   9.875
HEMT 2006-3                       Xxxxxxx                                                                319.78                   11.75
HEMT 2006-3                       Macomb                                                                  203.9                   11.75
HEMT 2006-3                       Xxxxxx                                                                 122.33                    8.75
HEMT 2006-3                       GWINNETT                                                               222.07                   11.75
HEMT 2006-3                       Xxxxxx                                                                 197.45                      10
HEMT 2006-3                       Valencia                                                               135.18                       9
HEMT 2006-3                       Maricopa                                                               237.21                   11.75
HEMT 2006-3                       Middlesex                                                              573.12                   11.75
HEMT 2006-3                       Hillsborough                                                          1269.24                    11.5
HEMT 2006-3                       Boulder                                                                151.41                   11.75
HEMT 2006-3                       Gwinnett                                                               163.73                   11.75
HEMT 2006-3                       WASHINGTON                                                             115.07                   11.75
HEMT 2006-3                       Utah                                                                    300.8                   11.75
HEMT 2006-3                       Spartanburg                                                            444.14                   11.75
HEMT 2006-3                       Aiken                                                                  177.62                   11.75
HEMT 2006-3                       Xxxxxxx                                                                297.27                   11.75
HEMT 2006-3                       JEFFERSON                                                              564.25                      11
HEMT 2006-3                       Cherokee                                                               347.07                      11
HEMT 2006-3                       HILLSBOROUGH                                                           115.03                  10.875
HEMT 2006-3                       Maricopa                                                               503.78                      11
HEMT 2006-3                       XXXXXX                                                                  97.14                      11
HEMT 2006-3                       Xxxxxxxx                                                               165.55                       9
HEMT 2006-3                       XXXXXXX                                                                249.48                       8
HEMT 2006-3                       Gwinnett                                                               252.03                    11.5
HEMT 2006-3                       DENVER                                                                 149.04                    11.5
HEMT 2006-3                       Saginaw                                                                840.85                     9.5
HEMT 2006-3                       Hillsborough                                                           123.08                       7
HEMT 2006-3                       XXXXX                                                                  334.98                      11
HEMT 2006-3                       Aiken                                                                   164.7                   10.25
HEMT 2006-3                       Pasco                                                                  184.96                   9.875
HEMT 2006-3                       Gwinnett                                                                263.3                   11.75
HEMT 2006-3                       Denver                                                                 184.15                     8.5
HEMT 2006-3                       Hillsborough                                                            359.8                      10
HEMT 2006-3                       Lake                                                                   340.59                    9.25
HEMT 2006-3                       Xxxxxx                                                                  96.18                  11.125
HEMT 2006-3                       Xxxxxxx                                                                123.91                    8.75
HEMT 2006-3                       Xxxxx                                                                   590.5                   11.75
HEMT 2006-3                       WASHINGTON                                                             202.89                   11.75
HEMT 2006-3                       Middlesex                                                              386.49                  10.875
HEMT 2006-3                       Xxxxxx                                                                  84.09                     9.5
HEMT 2006-3                       POLK                                                                   301.86                     9.5
HEMT 2006-3                       Xxxxxxx                                                                186.24                   11.75
HEMT 2006-3                       XXXXX                                                                  391.65                   11.75
HEMT 2006-3                       Gwinnett                                                               201.54                   11.25
HEMT 2006-3                       St. Lucie                                                              289.51                    10.5
HEMT 2006-3                       Seminole                                                               259.92                   11.75
HEMT 2006-3                       Gwinnett                                                               164.53                   11.75
HEMT 2006-3                       Prince Xxxxxx's                                                        242.25                   9.625
HEMT 2006-3                       Utah                                                                   348.86                   11.75
HEMT 2006-3                       Xxxxx                                                                  118.41                   11.75
HEMT 2006-3                       XXXXXX                                                                 990.11                     9.5
HEMT 2006-3                       SUMMIT                                                                 413.86                   11.75
HEMT 2006-3                       Xxxxxxx                                                                258.76                   11.75
HEMT 2006-3                       JEFFERSON                                                              700.17                   8.875
HEMT 2006-3                       Fairfield                                                              596.73                   8.875
HEMT 2006-3                       Jefferson                                                              490.29                      11
HEMT 2006-3                       Arapahoe                                                                142.1                     9.5
HEMT 2006-3                       Gwinnett                                                               189.67                   11.75
HEMT 2006-3                       PINELLAS                                                               179.18                    8.25
HEMT 2006-3                       Washington                                                             176.79                  10.875
HEMT 2006-3                       Muscogee                                                               123.22                   10.75
HEMT 2006-3                       Bartow                                                                  89.72                       9
HEMT 2006-3                       Boulder                                                                287.68                   11.75
HEMT 2006-3                       Maricopa                                                               246.98                    10.5
HEMT 2006-3                       WALTON                                                                 100.94                   11.75
HEMT 2006-3                       Los Angeles                                                            386.58                  10.875
HEMT 2006-3                       Rockdale                                                               126.73                   11.75
HEMT 2006-3                       Osceola                                                                 504.7                   11.75
HEMT 2006-3                       Salt Lake                                                               79.56                   8.875
HEMT 2006-3                       Aiken                                                                  280.94                    9.75
HEMT 2006-3                       Xxxxx                                                                  593.53                   11.75
HEMT 2006-3                       Dauphin                                                                379.54                   11.75
HEMT 2006-3                       XXXXX                                                                  111.39                   8.875
HEMT 2006-3                       RIVERSIDE                                                               890.1                    12.5
HEMT 2006-3                       los angeles                                                            977.19                      12
HEMT 2006-3                       XXXXX                                                                  333.47                  11.375
HEMT 2006-3                       SAN BERNARDINO                                                         607.26                   12.25
HEMT 2006-3                       los angeles                                                           1121.19                      12
HEMT 2006-3                       Los Angeles                                                             467.5                   9.625
HEMT 2006-3                       LOS ANGELES                                                            973.46                      13
HEMT 2006-3                       Riverside                                                              882.51                  12.125
HEMT 2006-3                       SAN DIEGO                                                              1337.2                      12
HEMT 2006-3                       RIVERSIDE                                                             1339.26                      12
HEMT 2006-3                       sacramento                                                            1258.51                  12.375
HEMT 2006-3                       SAN MATEO                                                              430.79                  12.625
HEMT 2006-3                       XXXXX                                                                  445.64                    11.5
HEMT 2006-3                       shasta                                                                 222.06                  10.875
HEMT 2006-3                       SAN BERNARDINO                                                         733.53                   12.25
HEMT 2006-3                       PLACER                                                                 842.51                   12.25
HEMT 2006-3                       Los Angeles                                                            951.33                    10.5
HEMT 2006-3                       Xxxx                                                                   922.15                   12.25
HEMT 2006-3                       LOS ANGELES                                                           1129.62                  12.125
HEMT 2006-3                       San Diego                                                              554.98                    12.5
HEMT 2006-3                       Riverside                                                              319.95                  11.625
HEMT 2006-3                       IMPERIAL                                                               818.59                      13
HEMT 2006-3                       Los Angeles                                                           1043.02                      12
HEMT 2006-3                       PASSAIC                                                                724.33                  10.375
HEMT 2006-3                       BROWARD                                                                279.28                    8.75
HEMT 2006-3                       ORANGE                                                                 386.62                  11.375
HEMT 2006-3                       BERGEN                                                                1885.77                  10.875
HEMT 2006-3                       KINGS                                                                 1549.61                  11.375
HEMT 2006-3                       DADE                                                                  2081.15                    12.5
HEMT 2006-3                       KINGS                                                                 1216.82                      13
HEMT 2006-3                       KINGS                                                                  480.53                  10.625
HEMT 2006-3                       BERGEN                                                                 452.32                   8.875
HEMT 2006-3                       ESSEX                                                                  560.45                  11.875
HEMT 2006-3                       XXXXXX                                                                 297.29                    10.5
HEMT 2006-3                       LEBANON                                                                159.13                   8.875
HEMT 2006-3                       RENSSELAER                                                             215.55                   13.25
HEMT 2006-3                       NASSAU                                                                 246.98                    10.5
HEMT 2006-3                       GLOUCESTER                                                             239.42                   8.375
HEMT 2006-3                       BRONX                                                                  398.68                   9.125
HEMT 2006-3                       DUTCHESS                                                               525.96                   12.75
HEMT 2006-3                       ESSEX                                                                     357                   9.625
HEMT 2006-3                       KINGS                                                                  912.01                   9.375
HEMT 2006-3                       SANTA XXXXX                                                            742.72                    11.5
HEMT 2006-3                       QUEENS                                                                 493.61                    9.25
HEMT 2006-3                       MIAMI-DADE                                                             272.57                   9.125
HEMT 2006-3                       LOS ANGELES                                                           1110.91                      12
HEMT 2006-3                       RIVERSIDE                                                             1289.02                   11.75
HEMT 2006-3                       MARIN                                                                 1654.13                  10.625
HEMT 2006-3                       LOS ANGELES                                                            954.77                   8.875
HEMT 2006-3                       SONOMA                                                                 475.34                    11.5
HEMT 2006-3                       SAN DIEGO                                                              681.35                   11.75
HEMT 2006-3                       SANTA XXXXX                                                            911.07                    11.5
HEMT 2006-3                       SAN MATEO                                                              715.09                   9.875
HEMT 2006-3                       SAN DIEGO                                                              713.18                   10.75
HEMT 2006-3                       SONOMA                                                                1902.44                    9.25
HEMT 2006-3                       LOS ANGELES                                                            631.32                   11.25
HEMT 2006-3                       SACRAMENTO                                                             543.24                  10.375
HEMT 2006-3                       SONOMA                                                                1029.83                  11.625
HEMT 2006-3                       MENDOCINO                                                             1022.39                    9.75
HEMT 2006-3                       XXXXXX                                                                 760.54                    11.5
HEMT 2006-3                       EL DORADO                                                              818.17                    8.75
HEMT 2006-3                       MARIN                                                                  795.64                   8.875
HEMT 2006-3                       SONOMA                                                                1182.85                   10.25
HEMT 2006-3                       SAN FRANCISCO                                                          777.43                    9.25
HEMT 2006-3                       XXXXXXXX                                                               666.21                   11.75
HEMT 2006-3                       XXXX XXXXXXX                                                           756.54                  12.875
HEMT 2006-3                       XXXXXXXXXX                                                              799.3                   13.25
HEMT 2006-3                       HILLSBOROUGH                                                           736.41                    12.5
HEMT 2006-3                       PRINCE XXXXXXX                                                         731.79                    10.5
HEMT 2006-3                       XXXX XXXXXXX                                                           735.16                  12.875
HEMT 2006-3                       XXXXXXXXXX                                                             534.99                   11.75
HEMT 2006-3                       XXXXXXXXXX                                                             725.52                    12.5
HEMT 2006-3                       BALTIMORE CITY                                                         382.76                   13.25
HEMT 2006-3                       PRINCE XXXXXXX                                                         937.87                   12.25
HEMT 2006-3                       FAIRFAX                                                                811.36                  12.875
HEMT 2006-3                       PRINCE XXXXXX                                                          547.13                   13.25
HEMT 2006-3                       CULPEPER                                                               305.07                   13.25
HEMT 2006-3                       FAIRFAX                                                                925.75                      12
HEMT 2006-3                       FAIRFAX                                                                830.02                   12.75
HEMT 2006-3                       PRINCE XXXXXX                                                          574.14                   13.25
HEMT 2006-3                       PRINCE  XXXXXXX                                                        876.93                  12.875
HEMT 2006-3                       PRINCE XXXXXXX                                                          198.5                    10.5
HEMT 2006-3                       ORANGE                                                                 207.68                   13.25
HEMT 2006-3                       XXXXXXXXXX                                                              917.1                  11.875
HEMT 2006-3                       PRINCE XXXXXXX                                                         866.19                  12.875
HEMT 2006-3                       LOUDOUN                                                                488.54                   11.25
HEMT 2006-3                       PRINCE XXXXXX'S                                                        507.46                  11.875
HEMT 2006-3                       PRINCE XXXXXXX                                                         574.14                   13.25
HEMT 2006-3                       PRINCE XXXXXXX                                                         756.12                   10.75
HEMT 2006-3                       ARLINGTON                                                             1368.72                   13.25
HEMT 2006-3                       PRINCE  XXXXXX'S                                                        460.5                  12.875
HEMT 2006-3                       PRINCE  XXXXXXX                                                        675.46                   13.25
HEMT 2006-3                       XXXXXXXX                                                               880.35                   13.25
HEMT 2006-3                       XXXXXXXXXX                                                             806.05                   13.25
HEMT 2006-3                       XXXXXXXXXX                                                             736.26                   13.25
HEMT 2006-3                       BALTIMORE                                                              664.21                   13.25
HEMT 2006-3                       PRINCE XXXXXX'S                                                        923.13                   13.25
HEMT 2006-3                       FAUQUIER                                                               560.45                  11.875
HEMT 2006-3                       DISTRICT OF COLUMBIA                                                   445.63                    11.5
HEMT 2006-3                       XXXXXXXX                                                               527.33                  11.875
HEMT 2006-3                       BALTIMORE                                                              396.12                    11.5
HEMT 2006-3                       XXXXXXXXXX                                                             698.98                  12.875
HEMT 2006-3                       FAIRFAX                                                                 521.4                      11
HEMT 2006-3                       XXXXXXXXXX                                                             1157.3                   13.25
HEMT 2006-3                       PRINCE XXXXXX'S                                                        509.84                  12.875
HEMT 2006-3                       FAIRFAX                                                                749.82                   12.75
HEMT 2006-3                       CHESAPEAKE                                                             262.57                  11.125
HEMT 2006-3                       SEMINOLE                                                               445.63                    11.5
HEMT 2006-3                       NORFOLK                                                                896.04                  12.625
HEMT 2006-3                       BALTIMORE                                                              228.21                   12.75
HEMT 2006-3                       SAN  BERNARDINO                                                        225.99                  13.125
HEMT 2006-3                       XXXXXXXX                                                               538.15                     9.5
HEMT 2006-3                       PRINCE XXXXXX                                                          510.78                   10.25
HEMT 2006-3                       PRINCE XXXXXXX                                                         283.17                    11.1
HEMT 2006-3                       RICHMOND                                                               194.25                   11.25
HEMT 2006-3                       CLAY                                                                   295.51                  11.875
HEMT 2006-3                       MANATEE                                                                418.79                   13.25
HEMT 2006-3                       XXXXXXXX                                                               810.56                   13.25
HEMT 2006-3                       PRINCE XXXXXXX                                                            620                   9.875
HEMT 2006-3                       PRINCE XXXXXXX                                                         592.08                  12.875
HEMT 2006-3                       PRINCE XXXXXXX                                                         821.81                   13.25
HEMT 2006-3                       PRINCE XXXXXXX                                                        1107.76                   13.25
HEMT 2006-3                       LOUDOUN                                                               1272.12                   13.25
HEMT 2006-3                       XXXXXX XXXXXXX                                                         698.86                    10.5
HEMT 2006-3                       XXXXXXXXXX                                                             942.89                  10.875
HEMT 2006-3                       FAIRFAX                                                                904.71                      11
HEMT 2006-3                       PORTSMOUTH                                                             111.04                   11.75
HEMT 2006-3                       PALM  BEACH                                                            574.14                   13.25
HEMT 2006-3                       PRINCE XXXXXX                                                          411.16                  12.875
HEMT 2006-3                       XXXXXXX                                                                788.27                    11.5
HEMT 2006-3                       PRINCE XXXXXXX                                                         730.95                  11.125
HEMT 2006-3                       CHESTERFIELD                                                           110.03                   12.25
HEMT 2006-3                       MANASAS                                                                421.23                      10
HEMT 2006-3                       FAIRFAX                                                               1173.81                  11.625
HEMT 2006-3                       PRINCE  XXXXXXX                                                        908.24                    12.5
HEMT 2006-3                       HANOVER                                                                936.77                  11.125
HEMT 2006-3                       XXXXXXXXXX                                                             494.94                  12.375
HEMT 2006-3                       PRINCE XXXXXXX                                                         618.31                   10.25
HEMT 2006-3                       FAIRFAX                                                                529.88                  11.875
HEMT 2006-3                       NORFOLK                                                                155.58                  10.875
HEMT 2006-3                       ROWAN                                                                  190.14                  10.375
HEMT 2006-3                       UTAH                                                                   695.49                   12.75
HEMT 2006-3                       XXXXX                                                                  662.89                   12.75
HEMT 2006-3                       TARRANT                                                                151.36                     9.5
HEMT 2006-3                       XXXXX                                                                   278.4                   11.75
HEMT 2006-3                       XXXX                                                                   450.31                   13.25
HEMT 2006-3                       BALTIMORE CITY                                                         219.53                   13.25
HEMT 2006-3                       DEKALB                                                                 199.27                   13.25
HEMT 2006-3                       ALAMANCE                                                               116.52                   13.25
HEMT 2006-3                       Xxxxx                                                                  710.16                    13.5
HEMT 2006-3                       Tarrant                                                                157.83                    9.99
HEMT 2006-3                       MARICOPA                                                               575.57                    13.5
HEMT 2006-3                       XXXXX                                                                  596.66                   13.25
HEMT 2006-3                       XXXX                                                                   233.37                  10.875
HEMT 2006-3                       SALT LAKE                                                              143.54                   13.25
HEMT 2006-3                       XXXXXX                                                                1294.57                  13.375
HEMT 2006-3                       XXX                                                                    405.28                   13.25
HEMT 2006-3                       XXXXX                                                                     829                      11
HEMT 2006-3                       Cherokee                                                               198.47                      12
HEMT 2006-3                       GWINNETT                                                               448.18                  10.375
HEMT 2006-3                       Xxxxx                                                                   848.6                  10.875
HEMT 2006-3                       Xxxxxx                                                                 313.94                  10.125
HEMT 2006-3                       XXXXX                                                                  548.57                    12.5
HEMT 2006-3                       PINAL                                                                  147.95                  12.375
HEMT 2006-3                       XXXXX                                                                  571.29                   10.75
HEMT 2006-3                       TARRANT                                                                 253.3                   9.625
HEMT 2006-3                       XXXXX                                                                  631.85                      10
HEMT 2006-3                       Tarrant                                                                127.75                  13.375
HEMT 2006-3                       MUNICIPALITY                                                           881.85                    13.5
HEMT 2006-3                       MARICOPA                                                               290.93                    13.5
HEMT 2006-3                       XXXXX                                                                  482.43                  12.875
HEMT 2006-3                       XXXXX                                                                  120.67                      10
HEMT 2006-3                       XXXXX                                                                  630.25                  13.375
HEMT 2006-3                       XXXXX                                                                  515.26                    13.5
HEMT 2006-3                       XXXXX                                                                  269.96                  11.375
HEMT 2006-3                       MARICOPA                                                               231.95                    13.5
HEMT 2006-3                       Xxxxx                                                                  337.76                      10
HEMT 2006-3                       TARRANT                                                                269.81                  10.375
HEMT 2006-3                       XXXXX                                                                  658.64                  13.375
HEMT 2006-3                       Xxxxx                                                                  409.83                    12.5
HEMT 2006-3                       TARRANT                                                                 227.2                   13.75
HEMT 2006-3                       CHEROKEE                                                               294.98                   10.75
HEMT 2006-3                       XXXXX                                                                 1259.95                    13.5
HEMT 2006-3                       XXXXX                                                                  572.71                    13.5
HEMT 2006-3                       XXXXX                                                                  757.76                  10.625
HEMT 2006-3                       xxxxx                                                                 1214.14                    13.5
HEMT 2006-3                       SUMMIT                                                                 999.31                  13.375
HEMT 2006-3                       Maricopa                                                               475.95                    8.75
HEMT 2006-3                       XXXXX                                                                 1383.22                   12.25
HEMT 2006-3                       Xxxxx                                                                  539.19                  10.125
HEMT 2006-3                       Xxxxx                                                                  486.17                      13
HEMT 2006-3                       Xxxxx                                                                  782.24                    13.5
HEMT 2006-3                       XXXXX                                                                  607.84                   9.875
HEMT 2006-3                       XXXXX                                                                     198                     8.5
HEMT 2006-3                       XXXXXX                                                                  298.8                    13.5
HEMT 2006-3                       XXXXX                                                                   698.7                    13.5
HEMT 2006-3                       COLLIN                                                                 292.79                   9.125
HEMT 2006-3                       XXXXX                                                                  681.09                     9.5
HEMT 2006-3                       XXXXX                                                                  256.32                   13.75
HEMT 2006-3                       Xxxxx                                                                  454.06                     9.5
HEMT 2006-3                       DEKAIB                                                                 172.44                   13.75
HEMT 2006-3                       XXXXX                                                                  525.13                   8.875
HEMT 2006-3                       Xxxxxx                                                                 257.78                  10.625
HEMT 2006-3                       xxxxx                                                                  419.34                  11.125
HEMT 2006-3                       XXXXX                                                                  727.89                  13.125
HEMT 2006-3                       XXXXX                                                                  744.52                    13.5
HEMT 2006-3                       XXXXX                                                                  816.14                      10
HEMT 2006-3                       Xxxxx                                                                  512.14                  10.125
HEMT 2006-3                       XXXXX                                                                 1190.66                    13.5
HEMT 2006-3                       Xxxxx                                                                  291.28                   13.75
HEMT 2006-3                       XXXXX                                                                  810.88                      10
HEMT 2006-3                       Xxxxx                                                                  381.43                   12.25
HEMT 2006-3                       Oklahoma                                                               134.27                      10
HEMT 2006-3                       Xxxxx                                                                  655.19                   9.875
HEMT 2006-3                       Xxxxx                                                                  337.88                   13.75
HEMT 2006-3                       Xxxxx                                                                  425.83                    11.5
HEMT 2006-3                       XXXXX                                                                  295.71                   10.25
HEMT 2006-3                       XXXXX                                                                  362.39                   7.875
HEMT 2006-3                       MARICOPA                                                              1002.24                    13.5
HEMT 2006-3                       XXXXX                                                                  697.35                   13.75
HEMT 2006-3                       XXXXX                                                                   683.3                    11.5
HEMT 2006-3                       PIMA                                                                   324.82                  10.625
HEMT 2006-3                       XXXXX                                                                  443.01                  13.125
HEMT 2006-3                       XXXXX                                                                  263.23                      10
HEMT 2006-3                       Anchorage                                                              455.02                  12.875
HEMT 2006-3                       XXXXX                                                                   471.1                      12
HEMT 2006-3                       Xxxxx                                                                  212.75                   9.875
HEMT 2006-3                       XXXXX                                                                   714.5                   12.75
HEMT 2006-3                       CONTRA COSTA                                                              644                       8
HEMT 2006-3                       MULTNOMAH                                                               282.2                   9.625
HEMT 2006-3                       SAN DIEGO                                                              811.54                    11.5
HEMT 2006-3                       SAN DIEGO                                                              623.69                   10.25
HEMT 2006-3                       SAN DIEGO                                                              430.13                   10.25
HEMT 2006-3                       SPOKANE                                                                219.94                    9.75
HEMT 2006-3                       SNOHOMISH                                                              794.75                    8.25
HEMT 2006-3                       SUFFOLK                                                                674.27                       9
HEMT 2006-3                       UMATILLA                                                               119.58                    8.75
HEMT 2006-3                       DEL NORTE                                                              339.07                    8.75
HEMT 2006-3                       SANTA XXXXXXX                                                          802.79                   10.75
HEMT 2006-3                       DENVER                                                                 688.11                  10.375
HEMT 2006-3                       ORANGE                                                                 1122.7                  10.375
HEMT 2006-3                       MARICOPA                                                               298.21                    10.5
HEMT 2006-3                       YAKIMA                                                                 131.75                   9.625
HEMT 2006-3                       MARICOPA                                                               710.31                   9.875
HEMT 2006-3                       RIVERSIDE                                                              899.62                    10.5
HEMT 2006-3                       FRESNO                                                                  564.8                    9.75
HEMT 2006-3                       XXXXXX                                                                 193.46                     8.5
HEMT 2006-3                       XXXXX                                                                  358.54                  10.375
HEMT 2006-3                       LOS ANGELES                                                             742.6                    11.5
HEMT 2006-3                       ALAMEDA                                                               1088.19                      10
HEMT 2006-3                       WASHINGTON                                                             520.35                       9
HEMT 2006-3                       XXXXXX                                                                1144.05                   9.875
HEMT 2006-3                       LANE                                                                    251.6                   9.625
HEMT 2006-3                       CONTRA COSTA                                                          1344.15                   10.25
HEMT 2006-3                       STANISLAUS                                                             698.23                   10.75
HEMT 2006-3                       XXXXX                                                                  466.64                   9.625
HEMT 2006-3                       SANTA XXXXXXX                                                          765.45                   10.75
HEMT 2006-3                       XXXXX                                                                  251.46                   11.25
HEMT 2006-3                       XXXXXXX                                                                276.17                      11
HEMT 2006-3                       SACRAMENTO                                                             498.39                  10.125
HEMT 2006-3                       XXXXX                                                                  386.62                    9.75
HEMT 2006-3                       KENOSHA                                                                292.65                  10.125
HEMT 2006-3                       LINN                                                                   168.83                   9.125
HEMT 2006-3                       XXXX                                                                   473.86                    9.25
HEMT 2006-3                       XXXXX                                                                  434.73                    9.75
HEMT 2006-3                       MARICOPA                                                               273.32                    11.5
HEMT 2006-3                       SANTA XXXXX                                                            990.29                    11.5
HEMT 2006-3                       YAVAPAI                                                                502.57                    11.5
HEMT 2006-3                       MARICOPA                                                               145.69                   11.25
HEMT 2006-3                       XXXXX                                                                  209.02                   8.375
HEMT 2006-3                       MARICOPA                                                               829.37                    11.5
HEMT 2006-3                       XXXXXX                                                                 465.97                   10.25
HEMT 2006-3                       PLACER                                                                 579.46                  10.375
HEMT 2006-3                       WASHINGTON                                                             362.08                       9
HEMT 2006-3                       MARICOPA                                                               492.54                  10.375
HEMT 2006-3                       BONNEVILLE                                                             173.84                  10.375
HEMT 2006-3                       SANTA XXXXX                                                           1426.02                    11.5
HEMT 2006-3                       SACRAMENTO                                                             630.64                   7.625
HEMT 2006-3                       NAPA                                                                  1335.48                   11.25
HEMT 2006-3                       WASHINGTON                                                              348.4                      10
HEMT 2006-3                       SAN DIEGO                                                               761.8                    9.25
HEMT 2006-3                       ARAPAHOE                                                               467.49                   9.625
HEMT 2006-3                       LOS ANGELES                                                             881.1                    8.75
HEMT 2006-3                       WASHOE                                                                 222.82                    11.5
HEMT 2006-3                       XXXXXXX                                                                396.95                   9.625
HEMT 2006-3                       KLAMATH                                                                 217.3                  10.375
HEMT 2006-3                       SANTA XXXXX                                                            1127.4                  10.625
HEMT 2006-3                       SAN DIEGO                                                             1196.27                    11.5
HEMT 2006-3                       XXXXXX                                                                  401.4                   10.75
HEMT 2006-3                       FRESNO                                                                 439.31                    9.25
HEMT 2006-3                       WASHINGTON                                                             1155.8                   11.25
HEMT 2006-3                       SACRAMENTO                                                             817.98                    11.5
HEMT 2006-3                       JEFFERSON                                                              485.24                    11.5
HEMT 2006-3                       SAN DIEGO                                                             1258.97                      11
HEMT 2006-3                       STANISLAUS                                                             427.79                    9.25
HEMT 2006-3                       PIUTE                                                                   194.9                   10.25
HEMT 2006-3                       YUBA                                                                    529.6                     9.5
HEMT 2006-3                       KING                                                                   929.64                  10.625
HEMT 2006-3                       MULTNOMAH                                                              243.88                    8.75
HEMT 2006-3                       EL PASO                                                                341.34                  10.375
HEMT 2006-3                       VENTURA                                                               1261.39                  10.625
HEMT 2006-3                       XXXXXXX                                                                199.75                    9.75
HEMT 2006-3                       STANISLAUS                                                             933.48                   10.75
HEMT 2006-3                       XXXX                                                                   453.04                    9.75
HEMT 2006-3                       MARICOPA                                                               280.08                    9.75
HEMT 2006-3                       SACRAMENTO                                                             435.74                    8.25
HEMT 2006-3                       WASHOE                                                                 287.15                    8.75
HEMT 2006-3                       BOULDER                                                                 123.4                    9.25
HEMT 2006-3                       PINAL                                                                   206.3                   10.75
HEMT 2006-3                       PINAL                                                                   206.3                   10.75
HEMT 2006-3                       SANTA XXXXX                                                            751.49                  10.375
HEMT 2006-3                       XXXX                                                                   757.01                    9.25
HEMT 2006-3                       MARICOPA                                                               177.74                   11.25
HEMT 2006-3                       KING                                                                  1217.26                   10.75
HEMT 2006-3                       ARAPAHOE                                                               523.23                    11.5
HEMT 2006-3                       ARAPAHOE                                                               575.76                    11.5
HEMT 2006-3                       XXXXXX                                                                 476.08                   10.75
HEMT 2006-3                       SUMMIT                                                                 790.42                    9.75
HEMT 2006-3                       SNOHOMISH                                                              613.98                    11.5
HEMT 2006-3                       MARICOPA                                                               440.03                  10.375
HEMT 2006-3                       MARICOPA                                                               364.22                   11.25
HEMT 2006-3                       MULTNOMAH                                                              125.87                    8.75
HEMT 2006-3                       KING                                                                   594.17                    11.5
HEMT 2006-3                       SANTA XXXXX                                                           1271.53                    11.5
HEMT 2006-3                       RIVERSIDE                                                               703.5                  10.375
HEMT 2006-3                       PHILADELPHIA                                                           320.31                      10
HEMT 2006-3                       MARICOPA                                                               490.38                  11.375
HEMT 2006-3                       ESSEX                                                                  542.34                  10.058
HEMT 2006-3                       St. Lucie                                                              468.98                  10.375
HEMT 2006-3                       PRINCE XXXXXXX                                                         674.59                  10.625
HEMT 2006-3                       Osceola                                                                716.36                  11.875
HEMT 2006-3                       SAINT LUCIE                                                            635.93                   11.75
HEMT 2006-3                       Saint Lucie                                                            327.12                   11.25
HEMT 2006-3                       PINELLAS                                                              1200.67                  13.125
HEMT 2006-3                       PRINCE XXXXXXX                                                         495.79                  10.683
HEMT 2006-3                       FAIRFAX                                                               1294.61                  11.375
HEMT 2006-3                       MIAMI-DADE                                                              390.2                  10.125
HEMT 2006-3                       BROWARD                                                                354.92                  10.375
HEMT 2006-3                       BROWARD                                                                441.27                  10.875
HEMT 2006-3                       xxxxxx                                                                 271.17                      10
HEMT 2006-3                       ORANGE                                                                 421.47                  10.875
HEMT 2006-3                       orange                                                                 468.81                  11.375
HEMT 2006-3                       xxxxxx                                                                 387.36                    10.9
HEMT 2006-3                       prince                                                                 541.15                   11.75
HEMT 2006-3                       brazoria                                                               366.92                   10.99
HEMT 2006-3                       xxxx                                                                    425.5                    11.4
HEMT 2006-3                       XXXXXXXXXX                                                             322.17                  12.725
HEMT 2006-3                       SPOTSYLVANIA                                                           1382.1                    12.5
HEMT 2006-3                       XXXXXX                                                                 362.79                    10.9
HEMT 2006-3                       XXXXXX                                                                 311.28                    11.2
HEMT 2006-3                       Fort Bend                                                              261.39                    10.5
HEMT 2006-3                       XXXXXX                                                                 255.09                   10.45
HEMT 2006-3                       XXXXXXXX                                                               275.55                    11.5
HEMT 2006-3                       DALLAS                                                                 276.95                   10.45
HEMT 2006-3                       ROCKWALL                                                                588.6                     9.5
HEMT 2006-3                       miami-dade                                                             428.17                   10.45
HEMT 2006-3                       ST. LUCIE                                                               508.6                    10.5
HEMT 2006-3                       PALM BEACH                                                             351.77                  10.025
HEMT 2006-3                       BROWARD                                                                492.36                   11.88
HEMT 2006-3                       MARICOPA                                                               366.41                    11.5
HEMT 2006-3                       XXXXX                                                                  1196.2                   12.15
HEMT 2006-3                       ARAPAHOE                                                               411.63                    10.5
HEMT 2006-3                       LARIMER                                                                330.67                    10.9
HEMT 2006-3                       LOS ANGELES                                                            1193.2                      12
HEMT 2006-3                       LAKE                                                                   693.38                    10.5
HEMT 2006-3                       XXXXXX                                                                 222.21                   12.58
HEMT 2006-3                       XXXXXX                                                                 265.71                     9.5
HEMT 2006-3                       DENVER                                                                 284.57                   10.95
HEMT 2006-3                       Lehigh                                                                 366.09                  12.325
HEMT 2006-3                       VOLUSIA                                                                390.58                  11.825
HEMT 2006-3                       PASCO                                                                  445.63                    11.5
HEMT 2006-3                       HILLSBOROUGH                                                           601.25                   11.95
HEMT 2006-3                       ORANGE                                                                 405.53                   11.83
HEMT 2006-3                       ORANGE                                                                 406.92                  11.825
HEMT 2006-3                       Alameda                                                                985.51                    10.7
HEMT 2006-3                       SAN BERNARDINO                                                         796.19                    11.5
HEMT 2006-3                       SAN BERNARDINO                                                         905.59                    10.5
HEMT 2006-3                       xxxxxxx                                                                290.17                    7.88
HEMT 2006-3                       waukesha                                                               626.02                    10.4
HEMT 2006-3                       COOK                                                                   277.48                     9.5
HEMT 2006-3                       COOK                                                                    494.3                   11.85
HEMT 2006-3                       xxxxxx                                                                 454.38                   10.21
HEMT 2006-3                       COOK                                                                   374.33                    11.5
HEMT 2006-3                       ANOKA                                                                  400.68                   10.12
HEMT 2006-3                       XXXXXX                                                                 469.82                   10.12
HEMT 2006-3                       DANE                                                                   552.75                   12.34
HEMT 2006-3                       NEW HAVEN                                                              296.66                    10.9
HEMT 2006-3                       HARTFORD                                                               281.81                   11.83
HEMT 2006-3                       HARTFORD                                                               349.65                   11.25
HEMT 2006-3                       Cook                                                                   434.05                   11.75
HEMT 2006-3                       XXXXX                                                                  237.35                  11.375
HEMT 2006-3                       COOK                                                                   595.35                   11.75
HEMT 2006-3                       COOK                                                                   245.94                   11.95
HEMT 2006-3                       LAKE                                                                   333.05                   11.95
HEMT 2006-3                       LAKE                                                                   460.81                   11.65
HEMT 2006-3                       Cook                                                                   755.54                   11.75
HEMT 2006-3                       NORFOLK CITY                                                           322.37                   11.89
HEMT 2006-3                       CHESAPEAKE CITY                                                        788.35                   11.34
HEMT 2006-3                       MECKLENBURG                                                            307.35                   11.09
HEMT 2006-3                       XXXXXX                                                                 211.85                   11.14
HEMT 2006-3                       XXXXXXXXXXXX                                                           466.37                   10.74
HEMT 2006-3                       NEW HANOVER                                                            642.18                   11.59
HEMT 2006-3                       XXXXXXXXX                                                              263.13                   11.99
HEMT 2006-3                       FAYETTE                                                                653.05                   10.84
HEMT 2006-3                       SPOTSYLVANIA                                                            490.1                   11.04
HEMT 2006-3                       HORRY                                                                  222.51                   11.54
HEMT 2006-3                       MECKLENBURG                                                            388.53                   11.99
HEMT 2006-3                       YORK                                                                   228.19                   11.99
HEMT 2006-3                       SPOTSYLVANIA                                                           368.96                   11.59
HEMT 2006-3                       MECKLENBURG                                                            375.17                   11.99
HEMT 2006-3                       _                                                                      448.13                   10.74
HEMT 2006-3                       XXXXXXXXX                                                                 299                   11.54
HEMT 2006-3                       SPARTANBURG                                                            233.16                   10.94
HEMT 2006-3                       XXXXXXXX                                                                483.3                   10.84
HEMT 2006-3                       _                                                                      341.48                   10.95
HEMT 2006-3                       MONROE                                                                    230                   11.09
HEMT 2006-3                       HILLSBOROUGH                                                           404.94                   11.34
HEMT 2006-3                       ASHLAND                                                                244.84                   11.89
HEMT 2006-3                       XXXXXXXX                                                               219.02                   11.54
HEMT 2006-3                       LICKING                                                                470.47                   11.64
HEMT 2006-3                       CLARION                                                                157.34                   10.79
HEMT 2006-3                       CUYAHOGA                                                               207.07                   10.74
HEMT 2006-3                       ASHLAND                                                                311.53                   10.89
HEMT 2006-3                       XXXXXX                                                                 844.34                   11.24
HEMT 2006-3                       XXXXX                                                                  488.55                   11.64
HEMT 2006-3                       KENT                                                                   450.45                   11.64
HEMT 2006-3                       BUCKS                                                                  824.28                   11.34
HEMT 2006-3                       OSCEOLA                                                                514.56                   11.49
HEMT 2006-3                       ERIE                                                                   283.77                   12.19
HEMT 2006-3                       BUCKS                                                                  567.21                   11.89
HEMT 2006-3                       PRINCE XXXXXXX                                                         916.44                   11.19
HEMT 2006-3                       YORK                                                                   168.24                   11.34
HEMT 2006-3                       KENT                                                                   362.11                   11.74
HEMT 2006-3                       BERKS                                                                  295.53                   10.94
HEMT 2006-3                       NORTHAMPTON                                                             210.4                   12.09
HEMT 2006-3                       SCHUYLKILL                                                             504.14                   11.59
HEMT 2006-3                       XXXXXXXXXX                                                              459.2                   11.74
HEMT 2006-3                       XXXXXXX                                                                666.22                   11.75
HEMT 2006-3                       HIGHLAND                                                               420.52                   11.19
HEMT 2006-3                       XXXXXXXX                                                               253.22                   11.09
HEMT 2006-3                       XXXXX                                                                  306.93                   11.09
HEMT 2006-3                       XXXXXXX                                                                425.48                   11.34
HEMT 2006-3                       XXXXXX                                                                 344.19                   10.84
HEMT 2006-3                       XXXXXXXX                                                               325.08                   11.59
HEMT 2006-3                       XXXXXXX                                                                134.56                   11.94
HEMT 2006-3                       OSCEOLA                                                                449.93                   11.34
HEMT 2006-3                       BROWARD                                                                540.18                   11.44
HEMT 2006-3                       BROWARD                                                                780.77                   11.64
HEMT 2006-3                       XXX                                                                    338.84                   11.59
HEMT 2006-3                       BROWARD                                                                281.42                   11.74
HEMT 2006-3                       PALM BEACH                                                              496.9                   11.29
HEMT 2006-3                       PALM BEACH                                                             888.57                   11.29
HEMT 2006-3                       MIAMI-DADE                                                             367.35                   11.19
HEMT 2006-3                       MIAMI-DADE                                                             482.11                   11.69
HEMT 2006-3                       OSCEOLA                                                                454.36                   11.19
HEMT 2006-3                       RACINE                                                                 578.36                   11.59
HEMT 2006-3                       COOK                                                                   163.06                   11.09
HEMT 2006-3                       DUPAGE                                                                  640.7                   11.39
HEMT 2006-3                       COOK                                                                   505.68                   11.34
HEMT 2006-3                       WILL                                                                   526.52                   11.74
HEMT 2006-3                       JEFFERSON                                                              375.43                   11.59
HEMT 2006-3                       DUPAGE                                                                  556.9                   11.89
HEMT 2006-3                       LEAVENWORTH                                                            281.32                   10.89
HEMT 2006-3                       DODGE                                                                  355.71                   11.84
HEMT 2006-3                       RACINE                                                                  378.5                   11.54
HEMT 2006-3                       COOK                                                                   455.09                   10.84
HEMT 2006-3                       WINNEBAGO                                                              216.26                   10.84
HEMT 2006-3                       SHAWNEE                                                                303.22                   11.99
HEMT 2006-3                       CHIPPEWA                                                               304.29                   11.14
HEMT 2006-3                       XXXXXXX                                                                501.18                   11.79
HEMT 2006-3                       MARATHON                                                               357.69                   11.99
HEMT 2006-3                       CLAY                                                                   312.68                   11.74
HEMT 2006-3                       LAKE                                                                   261.12                   11.29
HEMT 2006-3                       XXXXXXX                                                                295.17                   11.59
HEMT 2006-3                       OTTAWA                                                                 298.95                   11.59
HEMT 2006-3                       XXXXXXX                                                                512.36                   11.19
HEMT 2006-3                       CLARE                                                                  154.37                   11.49
HEMT 2006-3                       LAPEER                                                                 918.23                   11.34
HEMT 2006-3                       XXXXX                                                                  468.12                   11.04
HEMT 2006-3                       MONTCALM                                                               219.28                   11.19
HEMT 2006-3                       HILLSDALE                                                              150.36                   11.39
HEMT 2006-3                       WOOD                                                                   240.52                   11.44
HEMT 2006-3                       XXXXX                                                                  223.92                   11.74
HEMT 2006-3                       GENESEE                                                                215.49                   11.24
HEMT 2006-3                       WOOD                                                                   429.03                   11.04
HEMT 2006-3                       WASHTENAW                                                               388.9                   11.59
HEMT 2006-3                       ANTRIM                                                                 333.05                   10.99
HEMT 2006-3                       BRISTOL                                                                376.11                   10.84
HEMT 2006-3                       NEW HAVEN                                                              531.69                   11.19
HEMT 2006-3                       NORFOLK                                                               1009.51                   10.54
HEMT 2006-3                       MIDDLESEX                                                              605.19                   11.74
HEMT 2006-3                       XXXXXXXXXX                                                             277.33                   11.09
HEMT 2006-3                       NORFOLK                                                                412.29                   10.94
HEMT 2006-3                       PROVIDENCE                                                             576.14                   11.54
HEMT 2006-3                       PROVIDENCE                                                             498.34                   10.84
HEMT 2006-3                       SOMERSET                                                               384.42                   11.99
HEMT 2006-3                       DENVER                                                                  435.4                   11.49
HEMT 2006-3                       XXXXX                                                                  525.13                   10.74
HEMT 2006-3                       DENVER                                                                 367.54                   11.54
HEMT 2006-3                       DENVER                                                                 313.46                   11.44
HEMT 2006-3                       VIRGINIA BEACH                                                         289.18                   11.59
HEMT 2006-3                       LOS ANGELES                                                            571.72                   11.44
HEMT 2006-3                       RIVERSIDE                                                              760.76                   11.64
HEMT 2006-3                       LOS ANGELES                                                           1061.99                   11.29
HEMT 2006-3                       MADISON                                                                271.42                   11.29
HEMT 2006-3                       XXXXX                                                                   171.7                   11.09
HEMT 2006-3                       MADISON                                                                 138.9                   11.34
HEMT 2006-3                       MADISON                                                                 285.2                   11.94
HEMT 2006-3                       XXXXXX                                                                 468.12                   11.04
HEMT 2006-3                       XXXXXX                                                                 418.63                   11.34
HEMT 2006-3                       ST. XXXXXXX                                                            297.55                   11.99
HEMT 2006-3                       XXXXXXXXXX                                                             455.19                   11.49
HEMT 2006-3                       PRINCE XXXXXXX                                                         229.35                   11.59
HEMT 2006-3                       XXXX XXXXXXX                                                           827.49                   10.59
HEMT 2006-3                       XXXX XXXXXXX                                                           544.25                   11.49
HEMT 2006-3                       FAIRFAX                                                                920.27                   11.49
HEMT 2006-3                       PRINCE XXXXXXX                                                         843.08                   11.49
HEMT 2006-3                       PRINCE XXXXXXX                                                         681.82                   11.29
HEMT 2006-3                       XXXXXX                                                                 324.11                   11.44
HEMT 2006-3                       XXXXXXX                                                                498.83                   11.19
HEMT 2006-3                       WASHINGTON                                                             955.34                   11.04
HEMT 2006-3                       TWIN FALLS                                                             211.82                   11.74
HEMT 2006-3                       WASHINGTON                                                             465.58                   11.34
HEMT 2006-3                       SNOHOMISH                                                              658.55                    11.5
HEMT 2006-3                       XXXXXX                                                                 269.99                   10.89
HEMT 2006-3                       UMATILLA                                                               189.94                   10.84
HEMT 2006-3                       ADA                                                                    415.69                   11.19
HEMT 2006-3                       CLACKAMAS                                                              439.86                   10.84
HEMT 2006-3                       KING                                                                   260.89                   11.09
HEMT 2006-3                       KING                                                                   553.17                   11.24
HEMT 2006-3                       TWIN FALLS                                                             333.06                   11.59
HEMT 2006-3                       DESCHUTES                                                              548.01                   11.49
HEMT 2006-3                       MULTNOMAH                                                              514.41                   11.74
HEMT 2006-3                       YAKIMA                                                                  198.4                   10.84
HEMT 2006-3                       WASHINGTON                                                             421.94                   10.74
HEMT 2006-3                       BAY                                                                    276.37                   11.74
HEMT 2006-3                       TERREBONNE                                                             187.99                   11.09
HEMT 2006-3                       XXXXX                                                                  518.52                   11.64
HEMT 2006-3                       MARICOPA                                                               362.44                   11.29
HEMT 2006-3                       MARICOPA                                                               586.58                   11.64
HEMT 2006-3                       LOS ANGELES                                                            570.57                   11.64
HEMT 2006-3                       MARICOPA                                                               336.66                   11.89
HEMT 2006-3                       MARICOPA                                                               537.12                   11.09
HEMT 2006-3                       SALT LAKE                                                              372.08                   11.99
HEMT 2006-3                       MARICOPA                                                               660.43                   11.44
HEMT 2006-3                       MARICOPA                                                               690.22                   10.74
HEMT 2006-3                       LOS ANGELES                                                            796.81                   11.19
HEMT 2006-3                       MARICOPA                                                               599.66                   11.49
HEMT 2006-3                       XXXXX                                                                  431.43                   11.64
HEMT 2006-3                       XXXXX                                                                  423.86                   11.44
HEMT 2006-3                       MARICOPA                                                               485.14                   11.34
HEMT 2006-3                       PINAL                                                                  410.71                   11.34
HEMT 2006-3                       XXXXX                                                                   767.3                   11.25
HEMT 2006-3                       XXXXX                                                                  429.06                   10.74
HEMT 2006-3                       MARICOPA                                                               707.99                   11.59
HEMT 2006-3                       WASHOE                                                                 890.58                   11.49
HEMT 2006-3                       FRANKLIN                                                               125.18                   11.14
HEMT 2006-3                       XXXXXX                                                                 285.84                   10.84
HEMT 2006-3                       XXXXXX                                                                 174.96                   10.94
HEMT 2006-3                       XXXXX                                                                   230.2                   11.09
HEMT 2006-3                       XXXXXX                                                                 134.79                   11.34
HEMT 2006-3                       HENNEPIN                                                               402.86                   11.59
HEMT 2006-3                       HENNEPIN                                                               443.05                   10.84
HEMT 2006-3                       XXXXXX                                                                 243.55                   11.34
HEMT 2006-3                       XXXXXXX                                                                152.79                   11.44
HEMT 2006-3                       HENNEPIN                                                               695.41                   11.29
HEMT 2006-3                       POLK                                                                   538.47                   11.59
HEMT 2006-3                       ROCK ISLAND                                                            153.14                   11.49
HEMT 2006-3                       XXXXXX                                                                 468.67                   11.59
HEMT 2006-3                       HENNEPIN                                                               439.22                   11.79
HEMT 2006-3                       XXXXXX                                                                 376.11                   10.84
HEMT 2006-3                       BUFFALO                                                                293.62                   11.79
HEMT 2006-3                       XXXXXX                                                                 927.96                   11.74
HEMT 2006-3                       SACRAMENTO                                                             574.57                   11.64
HEMT 2006-3                       CONTRA COSTA                                                           471.83                   11.14
HEMT 2006-3                       MERCED                                                                 530.53                   11.64
HEMT 2006-3                       SONOMA                                                                 840.62                   10.99
HEMT 2006-3                       CONTRA COSTA                                                            518.4                   11.34
HEMT 2006-3                       SAN XXXXXXX                                                            686.31                   10.89
HEMT 2006-3                       MADERA                                                                 962.95                   11.64
HEMT 2006-3                       STANISLAUS                                                             731.23                   11.34
HEMT 2006-3                       STANISLAUS                                                             680.68                   11.64
HEMT 2006-3                       MONTEREY                                                               812.04                   11.19
HEMT 2006-3                       MERCED                                                                 665.11                   11.34
HEMT 2006-3                       SACRAMENTO                                                             779.44                   11.29
HEMT 2006-3                       FRESNO                                                                 532.88                   10.99
HEMT 2006-3                       SACRAMENTO                                                              755.1                   11.34
HEMT 2006-3                       STANISLAUS                                                             613.51                   11.49
HEMT 2006-3                       SUTTER                                                                 570.96                   11.49
HEMT 2006-3                       STANISLAUS                                                              705.4                   11.29
HEMT 2006-3                       STANISLAUS                                                              676.7                   11.19
HEMT 2006-3                       STANISLAUS                                                             594.53                   11.19
HEMT 2006-3                       TULARE                                                                 298.08                   11.99
HEMT 2006-3                       FRESNO                                                                 369.64                   10.94
HEMT 2006-3                       MERCED                                                                 570.35                   11.04
HEMT 2006-3                       SACRAMENTO                                                             664.91                   10.79
HEMT 2006-3                       SAN XXXX OBISPO                                                        978.97                   11.64
HEMT 2006-3                       SAN DIEGO                                                              675.62                   10.99
HEMT 2006-3                       SAN BERNARDINO                                                         589.98                   10.99
HEMT 2006-3                       XXXXXX                                                                 230.37                   10.84
HEMT 2006-3                       SHELBY                                                                 359.75                   11.99
HEMT 2006-3                       PAULDING                                                               273.77                   10.89
HEMT 2006-3                       COWETA                                                                 492.86                   11.44
HEMT 2006-3                       XXXXX                                                                  637.87                   11.79
HEMT 2006-3                       XXXXXX                                                                 246.11                   11.74
HEMT 2006-3                       XXXXXX                                                                 237.71                   10.99
HEMT 2006-3                       XXXXXX                                                                 303.79                   10.89
HEMT 2006-3                       XXXXXX                                                                 263.09                   10.84
HEMT 2006-3                       UNION                                                                  785.52                   11.89
HEMT 2006-3                       XXXXXX                                                                 489.68                   11.89
HEMT 2006-3                       ATLANTIC                                                               345.36                   11.99
HEMT 2006-3                       XXXXXX                                                                 249.38                   11.09
HEMT 2006-3                       XXXXXX                                                                 624.95                   11.44
HEMT 2006-3                       ESSEX                                                                  488.62                   11.59
HEMT 2006-3                       XXXXXX                                                                 425.99                   11.94
HEMT 2006-3                       SUFFOLK                                                                581.35                   11.59
HEMT 2006-3                       _                                                                      512.38                   11.49
HEMT 2006-3                       OCEAN                                                                  487.64                   11.89
HEMT 2006-3                       GLOUCESTER                                                             656.14                   11.59
HEMT 2006-3                       SAN XXXXXXX                                                            479.57                   11.09
HEMT 2006-3                       XXXX                                                                   684.68                   11.64
HEMT 2006-3                       SAN XXXXXXX                                                            313.73                   10.79
HEMT 2006-3                       WASCO                                                                  200.61                    8.75
HEMT 2006-3                       XXXXXXX                                                                269.12                     8.5
HEMT 2006-3                       XXXXXX                                                                 346.01                     8.5
HEMT 2006-3                       DESCHUTES                                                              341.94                    9.75
HEMT 2006-3                       DU PAGE                                                                192.23                     8.5
HEMT 2006-3                       XXXXX                                                                  403.76                   11.75
HEMT 2006-3                       UTAH                                                                   156.14                    9.25
HEMT 2006-3                       SALT LAKE                                                             1001.61                  10.375
HEMT 2006-3                       PINAL                                                                  226.35                  10.375
HEMT 2006-3                       MIAMI-DADE                                                             515.49                    9.75
HEMT 2006-3                       ADA                                                                    160.26                   11.25
HEMT 2006-3                       OAKLAND                                                                149.47                    8.75
HEMT 2006-3                       KING                                                                   404.16                       9
HEMT 2006-3                       FLAGLER                                                                 570.9                   13.25
HEMT 2006-3                       Tarrant                                                                261.18                    9.75
HEMT 2006-3                       Dallas                                                                 194.92                     9.9
HEMT 2006-3                       TARRANT                                                                245.26                     9.9
HEMT 2006-3                       XXXXXX                                                                    240                     9.9
HEMT 2006-3                       collin                                                                 374.18                     9.9
HEMT 2006-3                       SACRAMENTO                                                            1211.29                   11.75
HEMT 2006-3                       VALENCIA                                                                285.6                   9.625
HEMT 2006-3                       BERNALILLO                                                             199.97                  11.625
HEMT 2006-3                       Northumberland                                                         173.09                     7.4
HEMT 2006-3                       Passaic                                                                927.39                   12.25
HEMT 2006-3                       Gloucester                                                             613.98                    11.5
HEMT 2006-3                       Dutchess                                                               564.91                   8.875
HEMT 2006-3                       Xxxxxx                                                                 341.52                    12.5
HEMT 2006-3                       Gloucester                                                             424.84                       9
HEMT 2006-3                       Xxxxxx                                                                 623.08                      10
HEMT 2006-3                       Essex                                                                  621.84                  10.875
HEMT 2006-3                       Xxxxxx                                                                 558.35                   9.875
HEMT 2006-3                       New Castle                                                              790.2                   9.875
HEMT 2006-3                       Xxxx Xxxxxxx                                                           440.26                       8
HEMT 2006-3                       Dutchess                                                                274.6                   9.125
HEMT 2006-3                       Northampton                                                            233.02                   13.75
HEMT 2006-3                       Middlesex                                                              861.55                    11.5
HEMT 2006-3                       Somerset                                                               699.89                  11.625
HEMT 2006-3                       Lehigh                                                                 157.34                    8.75
HEMT 2006-3                       Xxxxxxxxxx                                                             190.46                      11
HEMT 2006-3                       Bergen                                                                 623.88                    11.5
HEMT 2006-3                       Westchester                                                            714.47                   8.375
HEMT 2006-3                       Gloucester                                                             361.07                      10
HEMT 2006-3                       Brunswick                                                              504.47                   9.625
HEMT 2006-3                       Monmouth                                                               684.51                      10
HEMT 2006-3                       Prince Xxxxxx's                                                        469.04                     8.5
HEMT 2006-3                       Xxxxxx                                                                 650.45                      13
HEMT 2006-3                       Sussex                                                                 750.09                    10.5
HEMT 2006-3                       Fairfax                                                                638.49                    10.5
HEMT 2006-3                       Delaware                                                               389.64                      10
HEMT 2006-3                       Middlesex                                                              447.56                      10
HEMT 2006-3                       Xxxxxx                                                                1003.66                    9.25
HEMT 2006-3                       Monmouth                                                               578.44                   12.25
HEMT 2006-3                       Sussex                                                                1115.98                    10.5
HEMT 2006-3                       Kent                                                                   555.18                   11.75
HEMT 2006-3                       Passaic                                                                579.32                    11.5
HEMT 2006-3                       Dutchess                                                               406.75                      10
HEMT 2006-3                       Dutchess                                                                325.2                   9.875
HEMT 2006-3                       Burlington                                                             364.45                    9.25
HEMT 2006-3                       Cullman                                                                308.76                    9.25
HEMT 2006-3                       DeKalb                                                                 216.12                    12.5
HEMT 2006-3                       Fairfax                                                                195.27                   9.125
HEMT 2006-3                       Prince Xxxxxx's                                                        319.98                      11
HEMT 2006-3                       Monmouth                                                                643.5                   11.75
HEMT 2006-3                       Monmouth                                                               304.45                    8.75
HEMT 2006-3                       Prince Xxxxxxx                                                         691.72                  10.125
HEMT 2006-3                       Camden                                                                 340.57                   12.25
HEMT 2006-3                       Xxxxxx                                                                 479.56                       9
HEMT 2006-3                       Hanover                                                                 409.5                      11
HEMT 2006-3                       Ocean                                                                   370.3                      12
HEMT 2006-3                       Delaware                                                               384.49                   13.75
HEMT 2006-3                       Atlantic                                                               475.21                      11
HEMT 2006-3                       Monmouth                                                               901.06                   9.875
HEMT 2006-3                       Prince Xxxxxxx                                                         562.75                   10.25
HEMT 2006-3                       District Of Columbia                                                   751.12                   9.875
HEMT 2006-3                       Burlington                                                              334.9                   9.625
HEMT 2006-3                       Xxxxxxxx                                                               837.72                   13.75
HEMT 2006-3                       Xxxxxxxxxx                                                             885.72                   9.875
HEMT 2006-3                       Xxxxxxxxxx                                                              635.2                   11.25
HEMT 2006-3                       Suffolk                                                                835.49                  12.875
HEMT 2006-3                       Xxxxxxxxxx                                                             569.34                   8.625
HEMT 2006-3                       Prince Xxxxxx's                                                        632.88                  10.375
HEMT 2006-3                       Fairfax                                                                660.17                   12.25
HEMT 2006-3                       Essex                                                                  723.05                   12.25
HEMT 2006-3                       Xxxxxx                                                                 502.08                       9
HEMT 2006-3                       Middlesex                                                               260.5                   9.875
HEMT 2006-3                       Monmouth                                                               449.14                   9.375
HEMT 2006-3                       Xxxxxx                                                                 575.87                    9.25
HEMT 2006-3                       Spotsylvania                                                           815.58                   13.75
HEMT 2006-3                       Essex                                                                  866.15                  11.875
HEMT 2006-3                       Delaware                                                               229.08                    13.5
HEMT 2006-3                       Manassas Park (City)                                                  1118.51                   13.75
HEMT 2006-3                       RENSSELAER                                                             377.77                  13.625
HEMT 2006-3                       WORCESTER                                                              557.52                      13
HEMT 2006-3                       XXXXXX                                                                 123.13                    13.5
HEMT 2006-3                       PLYMOUTH                                                               627.08                  11.125
HEMT 2006-3                       OSCEOLA                                                                336.13                   11.75
HEMT 2006-3                       PORTSMOUTH                                                             220.95                    13.5
HEMT 2006-3                       FAIRFAX                                                                208.24                    13.5
HEMT 2006-3                       NORTH HAMPTON                                                             353                  12.125
HEMT 2006-3                       KEY WEST                                                                541.3                    12.5
HEMT 2006-3                       ESSEX                                                                  582.59                   13.25
HEMT 2006-3                       ORANGE                                                                 675.79                    13.5
HEMT 2006-3                       FAIRFIELD                                                              290.71                  12.125
HEMT 2006-3                       PINELLAS                                                               459.21                  13.625
HEMT 2006-3                       GWINNETT                                                               485.74                      13
HEMT 2006-3                       Orange                                                                 441.88                  13.625
HEMT 2006-3                       Bergen                                                                 635.93                   11.75
HEMT 2006-3                       ORANGE                                                                 303.69                  12.125
HEMT 2006-3                       QUEENS                                                                 849.74                  12.875
HEMT 2006-3                       queens                                                                1689.73                  11.625
HEMT 2006-3                       QUEENS                                                                 734.61                  12.875
HEMT 2006-3                       RICHMOND                                                              1068.07                   9.875
HEMT 2006-3                       Albemarle                                                             1491.34                   13.75
HEMT 2006-3                       LACKAWANNA                                                             125.25                   13.75
HEMT 2006-3                       ESSEX                                                                  601.41                    9.75
HEMT 2006-3                       NEW HAVEN                                                              750.92                   13.75
HEMT 2006-3                       Xxxxxxxx                                                               550.52                   13.75
HEMT 2006-3                       XXXXX                                                                  224.24                      12
HEMT 2006-3                       WASHTENAW                                                              215.88                    10.5
HEMT 2006-3                       XXXXXXXXXX                                                             656.26                      12
HEMT 2006-3                       OAKLAND                                                                150.07                    8.25
HEMT 2006-3                       XXXXXXXXXX                                                             471.56                   12.25
HEMT 2006-3                       MACOMB                                                                  345.7                      11
HEMT 2006-3                       monece                                                                 254.33                      12
HEMT 2006-3                       Oakland                                                                223.81                    11.5
HEMT 2006-3                       XXXXX                                                                  349.73                      12
HEMT 2006-3                       OAKLAND                                                               1194.61                   12.25
HEMT 2006-3                       MACOMB                                                                 336.28                  11.875
HEMT 2006-3                       Xxxxx                                                                  174.41                    9.75
HEMT 2006-3                       oakland                                                                254.12                  12.125
HEMT 2006-3                       orange                                                                1028.62                      12
HEMT 2006-3                       NEVADA                                                                 877.58                      10
HEMT 2006-3                       lenawee                                                                383.67                      12
HEMT 2006-3                       MACOMB                                                                  298.3                      12
HEMT 2006-3                       SAN XXXX COUNTY                                                        357.43                   11.25
HEMT 2006-3                       franklin                                                                232.6                     8.5
HEMT 2006-3                       ADA                                                                    349.48                   10.25
HEMT 2006-3                       XXXXX                                                                  161.48                     8.5
HEMT 2006-3                       Xxxxxxx                                                                 147.1                      12
HEMT 2006-3                       HILLSBOROUGH                                                            316.4                  11.875
HEMT 2006-3                       YUMA                                                                   195.33                    8.25
HEMT 2006-3                       SUMMIT                                                                 195.44                      12
HEMT 2006-3                       XXXXXXXXXX                                                             319.37                    11.5
HEMT 2006-3                       ROCKDALE                                                                668.6                      12
HEMT 2006-3                       xxxxx                                                                  214.79                    9.75
HEMT 2006-3                       GENESEE                                                                   510                  11.375
HEMT 2006-3                       FAIRFIELD                                                             2571.54                      12
HEMT 2006-3                       BUCKS                                                                  545.17                      12
HEMT 2006-3                       ISLE OF WIGHT                                                          781.75                      12
HEMT 2006-3                       Oakland                                                                   539                      12
HEMT 2006-3                       SNOHOMISH                                                               464.1                   9.625
HEMT 2006-3                       XXXXXXX                                                                 649.7                   12.25
HEMT 2006-3                       DUPAGE                                                                 323.79                      11
HEMT 2006-3                       COOS                                                                   246.06                     8.5
HEMT 2006-3                       PALM BEACH                                                             415.93                    11.5
HEMT 2006-3                       ADA                                                                    458.77                      12
HEMT 2006-3                       XXXXX                                                                  380.93                      11
HEMT 2006-3                       OAKLAND                                                                246.98                    10.5
HEMT 2006-3                       PRINCE XXXXXXX                                                         408.97                   8.875
HEMT 2006-3                       MARICOPA                                                               571.38                   9.875
HEMT 2006-3                       NIAGARA                                                                128.74                       9
HEMT 2006-3                       Prince Xxxxxxx                                                        1045.75                    11.5
HEMT 2006-3                       City of Alexandria                                                     741.92                   12.25
HEMT 2006-3                       HILLSBOROUGH                                                           339.45                      12
HEMT 2006-3                       MOBILE                                                                  90.16                    8.25
HEMT 2006-3                       CHEROKEE                                                                325.7                      11
HEMT 2006-3                       norfolk                                                                483.55                  10.125
HEMT 2006-3                       LOS ANGELES                                                            180.99                    9.25
HEMT 2006-3                       XXXXXXX                                                                584.28                    11.5
HEMT 2006-3                       SUFFOLK                                                                786.23                       8
HEMT 2006-3                       ROCKINGHAM                                                             222.98                     8.5
HEMT 2006-3                       Oakland                                                                421.74                      12
HEMT 2006-3                       SHELBY                                                                 259.22                      12
HEMT 2006-3                       FAIRFAX                                                                 942.9                  10.875
HEMT 2006-3                       XXXXXXXXXX                                                            1285.77                      12
HEMT 2006-3                       XXXXXX                                                                 863.61                  11.875
HEMT 2006-3                       XXXX                                                                   283.39                      12
HEMT 2006-3                       SARPY                                                                  253.21                  10.625
HEMT 2006-3                       OAKLAND                                                                421.74                      12
HEMT 2006-3                       KENT                                                                   259.05                   10.75
HEMT 2006-3                       XXXXXX                                                                1309.88                   12.25
HEMT 2006-3                       ST.LOUIS                                                               321.85                       9
HEMT 2006-3                       MUSCOGEE                                                               204.07                   9.875
HEMT 2006-3                       Macomb                                                                 310.79                    10.5
HEMT 2006-3                       GREENUP                                                                276.19                      12
HEMT 2006-3                       XXXXXXX                                                                158.41                      12
HEMT 2006-3                       XXXXX                                                                  437.68                      12
HEMT 2006-3                       FRESNO                                                                 115.87                       9
HEMT 2006-3                       Washington                                                             201.16                       9
HEMT 2006-3                       XXXXX                                                                  180.34                  11.125
HEMT 2006-3                       Oakland                                                                 253.5                   11.25
HEMT 2006-3                       Xxxxxxx                                                                163.05                  11.875
HEMT 2006-3                       MACOMB                                                                  352.1                   12.25
HEMT 2006-3                       XXXXX                                                                  222.08                   11.75
HEMT 2006-3                       WASHINTON                                                              338.74                    9.25
HEMT 2006-3                       XXXX ARUNDEL                                                           771.26                    9.25
HEMT 2006-3                       SAN BERNARDINO                                                         661.55                    9.75
HEMT 2006-3                       San Bernardino                                                            780                    9.75
HEMT 2006-3                       RIVERSIDE                                                              759.36                    9.75
HEMT 2006-3                       SAN DIEGO                                                                1050                  10.125
HEMT 2006-3                       taney                                                                  363.13                  12.125
HEMT 2006-3                       HILLSBOROUGH                                                           473.04                    9.25
HEMT 2006-3                       Los Angeles                                                            542.97                    9.25
HEMT 2006-3                       SAN DIEGO                                                             1291.21                  10.125
HEMT 2006-3                       TARRANT                                                                209.88                   11.25
HEMT 2006-3                       san diego                                                               975.5                  10.125
HEMT 2006-3                       RIVERSIDE                                                             1074.58                   9.875
HEMT 2006-3                       LOS ANGELES                                                           1252.64                  10.125
HEMT 2006-3                       Pinal                                                                  344.23                   12.99
HEMT 2006-3                       Los Angeles                                                            1361.3                  11.375
HEMT 2006-3                       XXXXX                                                                  558.39                    13.5
HEMT 2006-3                       Loudoun                                                                835.49                      12
HEMT 2006-3                       ESSEX                                                                  672.28                    11.9
HEMT 2006-3                       ESSEX                                                                 1368.03                    11.9
HEMT 2006-3                       UNION                                                                  802.45                    11.7
HEMT 2006-3                       ESSEX                                                                  375.88                   11.25
HEMT 2006-3                       Berks                                                                  237.67                    11.5
HEMT 2006-3                       essex                                                                  796.46                      13
HEMT 2006-3                       ESSEX                                                                 1547.94                   13.25
HEMT 2006-3                       HILLSBOROUGH                                                           272.09                   11.25
HEMT 2006-3                       Essex                                                                  1110.7                      12
HEMT 2006-3                       UNION                                                                  761.17                      12
HEMT 2006-3                       Middle sex                                                             582.29                    11.5
HEMT 2006-3                       Essex                                                                  355.82                   11.75
HEMT 2006-3                       ATLANTIC                                                               237.67                    11.5
HEMT 2006-3                       ESSEX                                                                  650.84                    11.9
HEMT 2006-3                       essex                                                                  409.49                      12
HEMT 2006-3                       BROWARD                                                                465.13                  12.125
HEMT 2006-3                       Orange                                                                 629.11                  13.375
HEMT 2006-3                       WORCESTER                                                              817.36                   12.25
HEMT 2006-3                       XXXXX                                                                  755.97                    13.5
HEMT 2006-3                       Placer                                                                1069.73                  12.375
HEMT 2006-3                       Xxxxx                                                                  800.85                    10.5
HEMT 2006-3                       BALTIMORE                                                              826.67                    12.8
HEMT 2006-3                       SAN XXXXXXX                                                           1250.25                  12.125
HEMT 2006-3                       SALT LAKE                                                              362.83                      13
HEMT 2006-3                       DALLAS                                                                 483.36                    13.5
HEMT 2006-3                       XXXXX                                                                 1114.49                    13.5
HEMT 2006-3                       XXXXX                                                                  267.98                   13.75
HEMT 2006-3                       MARICOPA                                                              1104.73                      12
HEMT 2006-3                       SAN BERNARDINO                                                         923.69                      12
HEMT 2006-3                       York                                                                    467.1                    13.5
HEMT 2006-3                       XXXXX                                                                 1030.84                      14
HEMT 2006-3                       XXXXXX                                                                 219.21                    9.99
HEMT 2006-3                       FAIRFAX                                                                709.24                   13.25
HEMT 2006-3                       PRINCE XXXXXX                                                          754.27                   13.25
HEMT 2006-3                       PRINCE XXXXXX'S                                                       1272.25                   12.75
HEMT 2006-3                       PRINCE XXXXXXX                                                         666.63                  12.875
HEMT 2006-3                       BREVARD                                                                288.16                    12.5
HEMT 2006-3                       FAIRFAX                                                               1067.23                   13.25
HEMT 2006-3                       BALTIMORE                                                              632.46                   13.25
HEMT 2006-3                       PRINCE  XXXXXX'S                                                       675.46                   13.25
HEMT 2006-3                       NEWPORT NEWS                                                           189.13                   13.25
HEMT 2006-3                       PRINCE XXXXXXX                                                         743.01                   13.25
HEMT 2006-3                       XXXXX                                                                  767.43                    13.5
HEMT 2006-3                       XXXXX                                                                   772.1                   12.75
HEMT 2006-3                       WEXFORD                                                                190.47                      11
HEMT 2006-3                       WASHTENAW                                                              469.46                   12.25
HEMT 2006-3                       MACOMB                                                                 432.02                      12
HEMT 2006-3                       Philadelphia                                                           137.84                      12
HEMT 2006-3                       Xxxxx                                                                  180.95                      11
HEMT 2006-3                       XXXXX                                                                  309.93                  11.375
HEMT 2006-3                       COLUMBIA                                                               444.31                   12.25
HEMT 2006-3                       Baltimore City                                                         257.16                      12
HEMT 2006-3                       Union                                                                  311.93                    10.5
HEMT 2006-3                       XXXXXXX                                                                104.79                   12.25
HEMT 2006-3                       XXXXX                                                                  197.15                   10.25
HEMT 2006-3                       STANISLAUS                                                              644.5                    11.5
HEMT 2006-3                       LAKE                                                                   542.82                      11
HEMT 2006-3                       LOS ANGELES                                                           1121.19                      12
HEMT 2006-3                       LINCOLN                                                               1138.75                   10.45
HEMT 2006-3                       MULTNOMAH                                                              361.36                   12.05
HEMT 2006-3                       Mohave                                                                 501.78                   12.05
HEMT 2006-3                       Mohave                                                                 498.24                   12.95
HEMT 2006-3                       XXXXXXX                                                                226.13                    12.3
HEMT 2006-3                       Hennepin                                                               319.44                      10
HEMT 2006-3                       Fairfield                                                              653.63                    11.7
HEMT 2006-3                       Middlesex                                                             1063.38                   12.45
HEMT 2006-3                       Essex                                                                  588.92                    12.8
HEMT 2006-3                       Hernando                                                               516.75                    11.8
HEMT 2006-3                                                                                              177.66                   11.75
HEMT 2006-3                                                                                              160.05                   9.875
HEMT 2006-3                                                                                              172.08                   11.25
HEMT 2006-3                                                                                              307.77                  11.125
HEMT 2006-3                                                                                               430.9                  10.875
HEMT 2006-3                                                                                              704.51                    9.75
HEMT 2006-3                                                                                              282.22                   9.875
HEMT 2006-3                                                                                              486.22                    11.5
HEMT 2006-3                                                                                              170.42                    11.5
HEMT 2006-3                                                                                              426.27                    10.5
HEMT 2006-3                                                                                              764.15                   9.875
HEMT 2006-3                                                                                              365.23                     8.5
HEMT 2006-3                                                                                              286.96                    9.75
HEMT 2006-3                                                                                              525.06                    10.5
HEMT 2006-3                                                                                              373.57                  11.375
HEMT 2006-3                                                                                              503.73                      10
HEMT 2006-3                                                                                              424.68                   13.75
HEMT 2006-3                                                                                              719.92                      10
HEMT 2006-3                                                                                              822.81                      11
HEMT 2006-3                                                                                               98.58                   11.25
HEMT 2006-3                                                                                              640.13                    10.5
HEMT 2006-3                                                                                              544.78                    9.75
HEMT 2006-3                                                                                              376.36                   10.25
HEMT 2006-3                                                                                              382.73                   10.75
HEMT 2006-3                                                                                              404.92                  12.125
HEMT 2006-3                                                                                              602.42                   13.25
HEMT 2006-3                                                                                              555.31                    9.25
HEMT 2006-3                                                                                              482.43                  10.125
HEMT 2006-3                                                                                              565.31                    10.5
HEMT 2006-3                                                                                              725.17                      12
HEMT 2006-3                                                                                              446.57                       9
HEMT 2006-3                                                                                             2055.17                      12
HEMT 2006-3                                                                                              269.19                   9.875
HEMT 2006-3                                                                                              334.79                    10.5
HEMT 2006-3                                                                                              688.31                  10.875
HEMT 2006-3                                                                                              584.27                    11.5
HEMT 2006-3                                                                                              709.05                    11.5
HEMT 2006-3                                                                                               479.3                    11.5
HEMT 2006-3                                                                                              157.13                      11
HEMT 2006-3                                                                                             1542.92                      12
HEMT 2006-3                                                                                              703.61                   13.25
HEMT 2006-3                                                                                              349.79                  11.875
HEMT 2006-3                                                                                              548.84                    10.5
HEMT 2006-3                                                                                               336.7                      10
HEMT 2006-3                                                                                               379.3                   11.75
HEMT 2006-3                                                                                                 322                   11.75
HEMT 2006-3                                                                                              235.44                     9.5
HEMT 2006-3                                                                                              345.25                     8.5
HEMT 2006-3                                                                                              221.11                  10.875
HEMT 2006-3                                                                                              728.38                      10
HEMT 2006-3                                                                                               928.4                    11.5
HEMT 2006-3                                                                                              481.97                       9
HEMT 2006-3                                                                                               570.2                   13.25
HEMT 2006-3                                                                                              681.44                   10.75
HEMT 2006-3                                                                                               638.5                   10.75
HEMT 2006-3                                                                                              473.86                   10.25
HEMT 2006-3                                                                                              329.98                   9.875
HEMT 2006-3                                                                                              740.75                   11.75
HEMT 2006-3                                                                                              662.04                  12.375
HEMT 2006-3                                                                                              372.57                  12.875
HEMT 2006-3                                                                                              131.22                   11.75
HEMT 2006-3                                                                                              307.77                  11.125
HEMT 2006-3                                                                                              511.74                       9
HEMT 2006-3                                                                                               458.8                    8.75
HEMT 2006-3                                                                                              421.23                      10
HEMT 2006-3                                                                                              247.47                  12.375
HEMT 2006-3                                                                                              110.62                      13
HEMT 2006-3                                                                                              246.98                    10.5
HEMT 2006-3                                                                                              230.76                   12.75
HEMT 2006-3                                                                                              405.96                   9.875
HEMT 2006-3                                                                                              102.96                   11.75
HEMT 2006-3                                                                                              505.05                      12
HEMT 2006-3                                                                                             2185.85                   10.75
HEMT 2006-3                                                                                              545.42                   9.625
HEMT 2006-3                                                                                               987.2                   11.75
HEMT 2006-3                                                                                              206.43                  10.375
HEMT 2006-3                                                                                             1193.98                  12.125
HEMT 2006-3                                                                                              592.61                  10.875
HEMT 2006-3                                                                                                 170                   9.625
HEMT 2006-3                                                                                              638.48                   13.75
HEMT 2006-3                                                                                               177.7                  12.625
HEMT 2006-3                                                                                              1497.9                   9.875
HEMT 2006-3                                                                                              145.44                    10.5
HEMT 2006-3                                                                                              889.62                     9.5
HEMT 2006-3                                                                                              118.84                   13.75
HEMT 2006-3                                                                                              311.91                  13.625
HEMT 2006-3                                                                                              536.51                      13
HEMT 2006-3                                                                                              276.81                     8.5
HEMT 2006-3                                                                                              370.69                  10.125
HEMT 2006-3                                                                                              572.94                  10.625
HEMT 2006-3                                                                                              773.04                   10.25
HEMT 2006-3                                                                                              184.99                     9.5
HEMT 2006-3                                                                                               477.7                   13.75
HEMT 2006-3                                                                                              357.44                    12.5
HEMT 2006-3                                                                                              411.45                      12
HEMT 2006-3                                                                                              578.65                  11.375
HEMT 2006-3                                                                                              121.68                      13
HEMT 2006-3                                                                                              570.37                   10.25
HEMT 2006-3                                                                                             1467.61                   10.75
HEMT 2006-3                                                                                              119.35                   8.875
HEMT 2006-3                                                                                              122.79                      13
HEMT 2006-3                                                                                             1108.43                   12.75
HEMT 2006-3                                                                                               530.3                   8.875
HEMT 2006-3                                                                                              443.16                  10.875
HEMT 2006-3                                                                                              424.77                    9.75
HEMT 2006-3                                                                                              318.38                    9.25
HEMT 2006-3                                                                                              803.93                   13.75
HEMT 2006-3                                                                                              105.76                  12.375
HEMT 2006-3                                                                                              847.61                    13.5
HEMT 2006-3                                                                                              241.14                   13.25
HEMT 2006-3                                                                                             1032.29                   13.75
HEMT 2006-3                                                                                              361.68                  12.125
HEMT 2006-3                                                                                              470.76                    13.5
HEMT 2006-3                                                                                              246.65                   8.875
HEMT 2006-3                                                                                              161.49                   10.75
HEMT 2006-3                                                                                              314.28                   11.75
HEMT 2006-3                                                                                              1242.5                    10.5
HEMT 2006-3                                                                                              706.99                   9.375
HEMT 2006-3                                                                                              420.53                  10.875
HEMT 2006-3                                                                                              249.54                  10.875
HEMT 2006-3                                                                                              549.86                    9.75
HEMT 2006-3                                                                                              632.36                    12.5
HEMT 2006-3                                                                                              322.94                     8.5
HEMT 2006-3                                                                                              475.91                  12.375
HEMT 2006-3                                                                                               609.9                  10.625
HEMT 2006-3                                                                                              498.67                   13.75
HEMT 2006-3                                                                                               323.5                      12
HEMT 2006-3                                                                                               122.8                    10.5
HEMT 2006-3                                                                                              673.44                   13.75
HEMT 2006-3                                                                                              560.45                  11.875
HEMT 2006-3                                                                                              704.35                    10.5
HEMT 2006-3                                                                                              244.01                   9.875
HEMT 2006-3                                                                                              503.75                    13.5
HEMT 2006-3                                                                                              641.78                    10.5
HEMT 2006-3                                                                                              354.72                   10.75
HEMT 2006-3                                                                                              844.88                   11.75
HEMT 2006-3                                                                                              292.65                  10.125
HEMT 2006-3                                                                                              195.07                   11.75
HEMT 2006-3                                                                                              334.24                     9.5
HEMT 2006-3                                                                                              123.89                      13
HEMT 2006-3                                                                                              164.68                      10
HEMT 2006-3                                                                                              282.87                  10.875
HEMT 2006-3                                                                                              369.45                  10.625
HEMT 2006-3                                                                                               737.8                   9.625
HEMT 2006-3                                                                                              323.52                   11.75
HEMT 2006-3                                                                                                1070                      10
HEMT 2006-3                                                                                              439.05                   13.25
HEMT 2006-3                                                                                              342.25                      10
HEMT 2006-3                                                                                              231.44                      12
HEMT 2006-3                                                                                              378.88                  10.625
HEMT 2006-3                                                                                              213.99                   11.75
HEMT 2006-3                                                                                             1130.16                   13.75
HEMT 2006-3                                                                                              582.47                   10.25
HEMT 2006-3                                                                                               214.8                   8.375
HEMT 2006-3                                                                                              862.23                   12.99
HEMT 2006-3                                                                                              661.48                    13.5
HEMT 2006-3                                                                                              337.54                       8
HEMT 2006-3                                                                                              572.94                  10.625
HEMT 2006-3                                                                                              489.56                  10.875
HEMT 2006-3                                                                                               96.01                   9.125
HEMT 2006-3                                                                                              740.63                   12.99
HEMT 2006-3                                                                                              286.17                   11.75
HEMT 2006-3                                                                                              142.36                   10.75
HEMT 2006-3                                                                                              429.65                   8.875
HEMT 2006-3                                                                                             2190.28                      13
HEMT 2006-3                                                                                              113.88                   10.75
HEMT 2006-3                                                                                              461.12                  10.625
HEMT 2006-3                                                                                              580.31                    11.5
HEMT 2006-3                                                                                             1027.92                    11.5
HEMT 2006-3                                                                                              565.73                  10.875
HEMT 2006-3                                                                                              161.02                      11
HEMT 2006-3                                                                                              196.08                    11.5
HEMT 2006-3                                                                                             1204.19                   10.75
HEMT 2006-3                                                                                              434.17                   9.875
HEMT 2006-3                                                                                              403.32                  11.875
HEMT 2006-3                                                                                              329.45                   9.875
HEMT 2006-3                                                                                              336.04                   10.25
HEMT 2006-3                                                                                             1296.05                      12
HEMT 2006-3                                                                                              569.08                   13.25
HEMT 2006-3                                                                                              155.92                   10.25
HEMT 2006-3                                                                                              1366.6                    11.5
HEMT 2006-3                                                                                              894.62                    10.5
HEMT 2006-3                                                                                              358.19                  12.125
HEMT 2006-3                                                                                             1959.71                    12.5
HEMT 2006-3                                                                                              946.76                    10.5
HEMT 2006-3                                                                                              484.52                   11.75
HEMT 2006-3                                                                                              302.84                      11
HEMT 2006-3                                                                                              680.31                      13
HEMT 2006-3                                                                                              987.62                   10.75
HEMT 2006-3                                                                                              411.43                    12.5
HEMT 2006-3                                                                                               537.2                  10.875
HEMT 2006-3                                                                                              165.32                   8.375
HEMT 2006-3                                                                                             1064.61                      12
HEMT 2006-3                                                                                              355.69                    9.75
HEMT 2006-3                                                                                              379.43                      13
HEMT 2006-3                                                                                              621.59                  11.875
HEMT 2006-3                                                                                              405.78                   8.875
HEMT 2006-3                                                                                              578.12                    10.5
HEMT 2006-3                                                                                              526.17                   9.625
HEMT 2006-3                                                                                              490.83                     9.5
HEMT 2006-3                                                                                              887.02                   9.875
HEMT 2006-3                                                                                              318.87                      12
HEMT 2006-3                                                                                               305.5                  10.875
HEMT 2006-3                                                                                              537.16                    8.25
HEMT 2006-3                                                                                             1004.18                  10.875
HEMT 2006-3                                                                                              896.21                    11.5
HEMT 2006-3                                                                                              469.11                   9.375
HEMT 2006-3                                                                                              585.46                   11.75
HEMT 2006-3                                                                                              630.53                      13
HEMT 2006-3                                                                                              375.16                      10
HEMT 2006-3                                                                                              641.68                   8.625
HEMT 2006-3                                                                                              387.22                  11.875
HEMT 2006-3                                                                                              652.16                  11.875
HEMT 2006-3                                                                                               478.5                  10.125
HEMT 2006-3                                                                                              749.75                   13.75
HEMT 2006-3                                                                                               98.57                      11
HEMT 2006-3                                                                                              915.78                   13.75
HEMT 2006-3                                                                                              298.15                  11.125
HEMT 2006-3                                                                                              786.89                      12
HEMT 2006-3                                                                                              209.32                  10.875
HEMT 2006-3                                                                                              964.88                     9.5
HEMT 2006-3                                                                                              416.81                  10.125
HEMT 2006-3                                                                                             1508.62                  10.875
HEMT 2006-3                                                                                              256.13                    10.5
HEMT 2006-3                                                                                              366.14                   9.125
HEMT 2006-3                                                                                              307.95                  11.625
HEMT 2006-3                                                                                              484.08                   13.25
HEMT 2006-3                                                                                              735.06                    9.25
HEMT 2006-3                                                                                              710.16                    13.5
HEMT 2006-3                                                                                              421.06                   9.125
HEMT 2006-3                                                                                                1002                   13.75
HEMT 2006-3                                                                                              884.67                   9.875
HEMT 2006-3                                                                                              629.15                    12.5
HEMT 2006-3                                                                                              359.49                    10.5
HEMT 2006-3                                                                                              575.16                  10.875
HEMT 2006-3                                                                                               74.32                   7.625
HEMT 2006-3                                                                                              875.21                   8.875
HEMT 2006-3                                                                                              286.62                   13.75
HEMT 2006-3                                                                                              946.32                      12
HEMT 2006-3                                                                                              373.18                      13
HEMT 2006-3                                                                                              314.99                    13.5
HEMT 2006-3                                                                                             1478.56                  10.625
HEMT 2006-3                                                                                              1029.6                   11.75
HEMT 2006-3                                                                                              726.03                      13
HEMT 2006-3                                                                                              623.96                  12.375
HEMT 2006-3                                                                                              234.26                  11.625
HEMT 2006-3                                                                                              791.69                   13.75
HEMT 2006-3                                                                                              281.27                     9.5
HEMT 2006-3                                                                                              483.89                   10.25
HEMT 2006-3                                                                                             1582.01                      12
HEMT 2006-3                                                                                              945.07                    9.75
HEMT 2006-3                                                                                              305.25                       8
HEMT 2006-3                                                                                              613.98                    11.5
HEMT 2006-3                                                                                              633.79                    11.5
HEMT 2006-3                                                                                              501.61                    9.95
HEMT 2006-3                                                                                              621.08                     9.7
HEMT 2006-3                                                                                               785.3                    10.2
HEMT 2006-3                                                                                              354.79                    9.95
HEMT 2006-3                                                                                              237.14                   10.95
HEMT 2006-3                                                                                              613.96                    10.2
HEMT 2006-3                                                                                               546.6                   10.45
HEMT 2006-3                                                                                              386.57                   10.85
HEMT 2006-3                                                                                               585.5                    9.95
HEMT 2006-3                                                                                              360.44                  13.625
HEMT 2006-3                                                                                             1469.23                  12.875
HEMT 2006-3                                                                                              625.03                    9.75
HEMT 2006-3                                                                                              730.04                  10.625
HEMT 2006-3                                                                                             1022.39                   13.75
HEMT 2006-3                                                                                              505.22                  10.375
HEMT 2006-3                                                                                              343.21                  10.875
HEMT 2006-3                                                                                               326.5                   9.875
HEMT 2006-3                                                                                              543.24                  10.375
HEMT 2006-3                                                                                              276.15                  10.375
HEMT 2006-3                                                                                              701.51                      12
HEMT 2006-3                                                                                              786.89                      12
HEMT 2006-3                                                                                              399.79                      11
HEMT 2006-3                                                                                              402.49                    10.5
HEMT 2006-3                                                                                              443.41                  10.125
HEMT 2006-3                                                                                              324.51                    8.75
HEMT 2006-3                                                                                              460.22                   13.75
HEMT 2006-3                                                                                              625.15                   10.75
HEMT 2006-3                                                                                             1079.49                   9.625
HEMT 2006-3                                                                                              838.52                   12.25
HEMT 2006-3                                                                                              725.36                  11.875
HEMT 2006-3                                                                                              525.13                   8.875
HEMT 2006-3                                                                                              397.54                      10
HEMT 2006-3                                                                                              896.38                  10.625
HEMT 2006-3                                                                                             1400.23                   10.75
HEMT 2006-3                                                                                             1020.31                   9.875
HEMT 2006-3                                                                                              629.07                     9.5
HEMT 2006-3                                                                                             1353.82                    10.5
HEMT 2006-3                                                                                              230.83                   11.75
HEMT 2006-3                                                                                                 322                    9.25
HEMT 2006-3                                                                                               369.9                  11.875
HEMT 2006-3                                                                                               671.9                   11.75
HEMT 2006-3                                                                                              241.75                     9.5
HEMT 2006-3                                                                                              542.22                     9.5
HEMT 2006-3                                                                                              580.86                    10.5
HEMT 2006-3                                                                                              116.51                   13.75
HEMT 2006-3                                                                                              814.41                   13.75
HEMT 2006-3                                                                                              285.18                     7.5
HEMT 2006-3                                                                                              404.59                  12.875
HEMT 2006-3                                                                                              922.19                   9.875
HEMT 2006-3                                                                                              333.21                  10.125
HEMT 2006-3                                                                                              629.64                  10.125
HEMT 2006-3                                                                                              287.86                   9.875
HEMT 2006-3                                                                                              304.52                       8
HEMT 2006-3                                                                                              608.28                    9.75
HEMT 2006-3                                                                                              609.67                  10.875
HEMT 2006-3                                                                                              744.51                   13.75
HEMT 2006-3                                                                                              142.27                   7.875
HEMT 2006-3                                                                                              732.89                      12
HEMT 2006-3                                                                                              951.37                      11
HEMT 2006-3                                                                                              602.05                     9.5
HEMT 2006-3                                                                                              510.65                  10.375
HEMT 2006-3                                                                                              570.03                  12.375
HEMT 2006-3                                                                                              541.43                  10.375
HEMT 2006-3                                                                                             1140.82                    11.5
HEMT 2006-3                                                                                              256.43                   10.75
HEMT 2006-3                                                                                             1286.87                   13.75
HEMT 2006-3                                                                                                 277                       8
HEMT 2006-3                                                                                                 255                  11.375
HEMT 2006-3                                                                                              410.12                   13.75
HEMT 2006-3                                                                                              355.03                  12.875
HEMT 2006-3                                                                                              913.67                   10.75
HEMT 2006-3                                                                                              455.69                      11
HEMT 2006-3                                                                                              542.43                    8.75
HEMT 2006-3                                                                                             1923.57                  11.125
HEMT 2006-3                                                                                              783.23                   9.125
HEMT 2006-3                                                                                                1925                      11
HEMT 2006-3                                                                                              702.12                    11.5
HEMT 2006-3                                                                                              413.87                   12.25
HEMT 2006-3                                                                                              318.03                      13
HEMT 2006-3                                                                                             1075.61                  12.875
HEMT 2006-3                                                                                              410.44                   8.375
HEMT 2006-3                                                                                              954.55                      12
HEMT 2006-3                                                                                              283.28                  11.875
HEMT 2006-3                                                                                              395.53                  12.375
HEMT 2006-3                                                                                               200.2                   10.75
HEMT 2006-3                                                                                              617.01                    9.25
HEMT 2006-3                                                                                              768.91                     8.5
HEMT 2006-3                                                                                               576.7                  11.875
HEMT 2006-3                                                                                              180.94                      11
HEMT 2006-3                                                                                               462.1                  13.625
HEMT 2006-3                                                                                              817.91                   13.75
HEMT 2006-3                                                                                              224.06                   9.875
HEMT 2006-3                                                                                              639.62                   9.375
HEMT 2006-3                                                                                              307.41                     8.5
HEMT 2006-3                                                                                             1441.59                  10.625
HEMT 2006-3                                                                                              175.84                   9.875
HEMT 2006-3                                                                                              396.93                    9.75
HEMT 2006-3                                                                                              394.34                  11.125
HEMT 2006-3                                                                                              775.24                    10.5
HEMT 2006-3                                                                                              473.57                   8.463
HEMT 2006-3                                                                                              461.88                    9.75
HEMT 2006-3                                                                                              272.66                   9.875
HEMT 2006-3                                                                                               609.9                  10.625
HEMT 2006-3                                                                                               181.1                   10.75
HEMT 2006-3                                                                                              289.66                       9
HEMT 2006-3                                                                                              705.49                   9.625
HEMT 2006-3                                                                                              566.96                    10.5
HEMT 2006-3                                                                                              486.12                   8.625
HEMT 2006-3                                                                                              270.71                   10.75
HEMT 2006-3                                                                                               318.7                  10.875
HEMT 2006-3                                                                                              548.48                      10
HEMT 2006-3                                                                                             1656.07                      12
HEMT 2006-3                                                                                              411.64                   11.75
HEMT 2006-3                                                                                              461.94                    10.5
HEMT 2006-3                                                                                              359.14                    12.5
HEMT 2006-3                                                                                              515.57                   13.75
HEMT 2006-3                                                                                              144.41                   8.375
HEMT 2006-3                                                                                             1093.24                   10.25
HEMT 2006-3                                                                                              425.32                   13.25
HEMT 2006-3                                                                                              197.59                    7.25
HEMT 2006-3                                                                                              763.82                   8.875
HEMT 2006-3                                                                                              823.27                    10.5
HEMT 2006-3                                                                                             1752.68                  11.875
HEMT 2006-3                                                                                              603.69                    13.5
HEMT 2006-3                                                                                              604.54                  10.375
HEMT 2006-3                                                                                              521.01                   9.875
HEMT 2006-3                                                                                              588.83                  13.625
HEMT 2006-3                                                                                              419.48                      10
HEMT 2006-3                                                                                               547.6                   13.75
HEMT 2006-3                                                                                              886.32                  10.875
HEMT 2006-3                                                                                              789.07                  12.125
HEMT 2006-3                                                                                              115.17                    9.25
HEMT 2006-3                                                                                              481.61                    10.5
HEMT 2006-3                                                                                              117.81                      13
HEMT 2006-3                                                                                              201.24                    10.5
HEMT 2006-3                                                                                              357.37                    13.5
HEMT 2006-3                                                                                              417.64                   11.25
HEMT 2006-3                                                                                              572.07                   13.75
HEMT 2006-3                                                                                              514.26                      11
HEMT 2006-3                                                                                              667.14                   13.75
HEMT 2006-3                                                                                              600.66                  10.625
HEMT 2006-3                                                                                             1088.27                      12
HEMT 2006-3                                                                                              219.39                      10
HEMT 2006-3                                                                                              128.34                   13.25
HEMT 2006-3                                                                                               598.3                   11.25
HEMT 2006-3                                                                                              123.72                    9.75
HEMT 2006-3                                                                                              231.32                   10.75
HEMT 2006-3                                                                                              472.48                    13.5
HEMT 2006-3                                                                                              480.27                    12.5
HEMT 2006-3                                                                                              471.27                  11.125
HEMT 2006-3                                                                                              700.69                    10.5
HEMT 2006-3                                                                                              511.77                   11.75
HEMT 2006-3                                                                                              322.83                   10.75
HEMT 2006-3                                                                                             1074.82                   13.75
HEMT 2006-3                                                                                              239.49                  10.875
HEMT 2006-3                                                                                              375.75                   13.75
HEMT 2006-3                                                                                              337.59                  11.125
HEMT 2006-3                                                                                              755.09                     9.5
HEMT 2006-3                                                                                              439.32                       9
HEMT 2006-3                                                                                              420.45                      11
HEMT 2006-3                                                                                              472.71                   12.75
HEMT 2006-3                                                                                              441.58                   8.875
HEMT 2006-3                                                                                             1735.63                      13
HEMT 2006-3                                                                                              356.52                    10.5
HEMT 2006-3                                                                                              107.94                    11.5
HEMT 2006-3                                                                                              783.17                  10.625
HEMT 2006-3                                                                                              502.57                      13
HEMT 2006-3                                                                                              782.26                   10.75
HEMT 2006-3                                                                                              261.41                      11
HEMT 2006-3                                                                                              663.72                      13
HEMT 2006-3                                                                                              529.56                  11.125
HEMT 2006-3                                                                                              121.17                   13.75
HEMT 2006-3                                                                                              779.04                  11.125
HEMT 2006-3                                                                                              136.21                   10.25
HEMT 2006-3                                                                                              1025.3                   13.75
HEMT 2006-3                                                                                              404.94                  11.625
HEMT 2006-3                                                                                              496.71                  10.875
HEMT 2006-3                                                                                              652.46                   13.75
HEMT 2006-3                                                                                             1202.23                  11.125
HEMT 2006-3                                                                                              316.23                   11.75
HEMT 2006-3                                                                                              259.25                   9.625
HEMT 2006-3                                                                                              461.65                  11.125
HEMT 2006-3                                                                                              489.28                  10.375
HEMT 2006-3                                                                                              866.85                   13.25
HEMT 2006-3                                                                                              464.88                   13.75
HEMT 2006-3                                                                                               92.49                     9.5
HEMT 2006-3                                                                                              343.07                     9.5
HEMT 2006-3                                                                                             1026.56                      12
HEMT 2006-3                                                                                              368.03                  10.125
HEMT 2006-3                                                                                              952.32                      11
HEMT 2006-3                                                                                              1048.6                   13.75
HEMT 2006-3                                                                                             1282.46                  11.875
HEMT 2006-3                                                                                              298.67                      13
HEMT 2006-3                                                                                             1009.87                  11.125
HEMT 2006-3                                                                                              763.23                      12
HEMT 2006-3                                                                                             1060.25                   13.75
HEMT 2006-3                                                                                              277.87                   9.875
HEMT 2006-3                                                                                              465.43                   9.875
HEMT 2006-3                                                                                              611.68                   13.75
HEMT 2006-3                                                                                              347.52                      10
HEMT 2006-3                                                                                             1222.86                   10.75
HEMT 2006-3                                                                                              235.22                      11
HEMT 2006-3                                                                                              835.94                   9.375
HEMT 2006-3                                                                                              831.25                    10.5
HEMT 2006-3                                                                                              555.83                      10
HEMT 2006-3                                                                                              728.39                      10
HEMT 2006-3                                                                                              1225.2                   10.75
HEMT 2006-3                                                                                              490.64                     9.5
HEMT 2006-3                                                                                             1205.62                   9.125
HEMT 2006-3                                                                                              745.94                      10
HEMT 2006-3                                                                                             1068.86                   12.25
HEMT 2006-3                                                                                             1138.85                   10.75
HEMT 2006-3                                                                                              794.82                  11.875
HEMT 2006-3                                                                                              671.81                  10.875
HEMT 2006-3                                                                                              341.37                  11.875
HEMT 2006-3                                                                                              472.61                   8.875
HEMT 2006-3                                                                                             1258.33                   13.75
HEMT 2006-3                                                                                              1299.3                  10.875
HEMT 2006-3                                                                                              547.06                   9.875
HEMT 2006-3                                                                                              110.62                      13
HEMT 2006-3                                                                                              319.39                   9.375
HEMT 2006-3                                                                                               382.5                   9.625
HEMT 2006-3                                                                                               309.4                   9.625
HEMT 2006-3                                                                                              984.52                      13
HEMT 2006-3                                                                                              767.51                  12.875
HEMT 2006-3                                                                                              107.79                    12.5
HEMT 2006-3                                                                                              276.81                   11.25
HEMT 2006-3                                                                                               381.9                   9.875
HEMT 2006-3                                                                                              656.12                   11.75
HEMT 2006-3                                                                                              276.58                  11.375
HEMT 2006-3                                                                                              146.79                   9.875
HEMT 2006-3                                                                                              481.81                     9.5
HEMT 2006-3                                                                                               894.4                   9.875
HEMT 2006-3                                                                                              430.01                      10
HEMT 2006-3                                                                                              398.38                  10.375
HEMT 2006-3                                                                                              295.25                   11.75
HEMT 2006-3                                                                                              850.71                    10.5
HEMT 2006-3                                                                                              929.76                   13.75
HEMT 2006-3                                                                                              275.67                      12
HEMT 2006-3                                                                                               695.2                    10.5
HEMT 2006-3                                                                                             1859.21                    11.4
HEMT 2006-3                                                                                              821.46                   10.75
HEMT 2006-3                                                                                               821.4                   13.75
HEMT 2006-3                                                                                              438.61                      10
HEMT 2006-3                                                                                              265.03                      10
HEMT 2006-3                                                                                               885.3                   11.25
HEMT 2006-3                                                                                              303.03                   11.25
HEMT 2006-3                                                                                             1584.06                      12
HEMT 2006-3                                                                                              597.43                   10.75
HEMT 2006-3                                                                                              942.12                  10.625
HEMT 2006-3                                                                                             1099.21                  10.625
HEMT 2006-3                                                                                             1540.76                   11.75
HEMT 2006-3                                                                                             1650.59                  12.875
HEMT 2006-3                                                                                              546.62                   10.25
HEMT 2006-3                                                                                                 438                       9
HEMT 2006-3                                                                                              160.92                    11.5
HEMT 2006-3                                                                                              521.01                   9.875
HEMT 2006-3                                                                                              253.46                  11.625
HEMT 2006-3                                                                                              284.06                   10.75
HEMT 2006-3                                                                                              589.31                    13.5
HEMT 2006-3                                                                                              588.35                      11
HEMT 2006-3                                                                                               366.7                       8
HEMT 2006-3                                                                                              408.66                   13.25
HEMT 2006-3                                                                                              608.06                   8.375
HEMT 2006-3                                                                                              310.17                  11.125
HEMT 2006-3                                                                                              264.56                   13.25
HEMT 2006-3                                                                                              231.02                  10.625
HEMT 2006-3                                                                                              990.29                    11.5
HEMT 2006-3                                                                                              319.02                   10.25
HEMT 2006-3                                                                                              682.74                  11.875
HEMT 2006-3                                                                                              515.44                      13
HEMT 2006-3                                                                                              514.26                      10
HEMT 2006-3                                                                                              589.67                    8.75
HEMT 2006-3                                                                                              367.31                   9.875
HEMT 2006-3                                                                                               286.8                      10
HEMT 2006-3                                                                                             1002.18                  11.125
HEMT 2006-3                                                                                              294.16                  11.625
HEMT 2006-3                                                                                               558.7                  10.625
HEMT 2006-3                                                                                              505.46                   9.875
HEMT 2006-3                                                                                              554.96                     9.5
HEMT 2006-3                                                                                              490.57                  12.125
HEMT 2006-3                                                                                              924.03                  10.875
HEMT 2006-3                                                                                              234.69                    11.5
HEMT 2006-3                                                                                              302.82                   11.75
HEMT 2006-3                                                                                              462.63                  11.875
HEMT 2006-3                                                                                              589.55                   13.75
HEMT 2006-3                                                                                              591.85                   13.75
HEMT 2006-3                                                                                               377.4                    11.5
HEMT 2006-3                                                                                              353.32                      13
HEMT 2006-3                                                                                              235.72                  10.875
HEMT 2006-3                                                                                              554.95                      12
HEMT 2006-3                                                                                              389.44                       9
HEMT 2006-3                                                                                              753.95                   12.75
HEMT 2006-3                                                                                              493.98                   13.75
HEMT 2006-3                                                                                              788.04                   13.25
HEMT 2006-3                                                                                              422.91                   13.75
HEMT 2006-3                                                                                              706.59                   11.25
HEMT 2006-3                                                                                              197.36                  12.875
HEMT 2006-3                                                                                              255.23                   10.25
HEMT 2006-3                                                                                              859.85                   13.75
HEMT 2006-3                                                                                              746.97                   11.75
HEMT 2006-3                                                                                              675.73                      10
HEMT 2006-3                                                                                              253.32                      11
HEMT 2006-3                                                                                               188.3                   12.75
HEMT 2006-3                                                                                              747.47                    9.75
HEMT 2006-3                                                                                              752.08                     9.5
HEMT 2006-3                                                                                              613.14                  11.125
HEMT 2006-3                                                                                              123.88                   8.375
HEMT 2006-3                                                                                             1180.05                    8.75
HEMT 2006-3                                                                                              454.54                    11.5
HEMT 2006-3                                                                                              808.08                  10.375
HEMT 2006-3                                                                                              100.94                   11.75
HEMT 2006-3                                                                                              860.14                  10.375
HEMT 2006-3                                                                                              428.78                      11
HEMT 2006-3                                                                                              703.36                   9.875
HEMT 2006-3                                                                                              535.72                   13.75
HEMT 2006-3                                                                                               696.4                    10.5
HEMT 2006-3                                                                                              613.98                    11.5
HEMT 2006-3                                                                                              493.78                    10.5
HEMT 2006-3                                                                                              396.12                    11.5
HEMT 2006-3                                                                                              227.31                      13
HEMT 2006-3                                                                                              315.75                      10
HEMT 2006-3                                                                                               932.7                   11.75
HEMT 2006-3                                                                                              295.29                    13.5
HEMT 2006-3                                                                                              764.77                  12.875
HEMT 2006-3                                                                                              332.68                  10.625
HEMT 2006-3                                                                                              819.46                   12.25
HEMT 2006-3                                                                                              772.89                   10.25
HEMT 2006-3                                                                                              568.88                   12.75
HEMT 2006-3                                                                                              527.55                  10.875
HEMT 2006-3                                                                                              782.61                    10.5
HEMT 2006-3                                                                                              414.78                   13.75
HEMT 2006-3                                                                                              652.47                   13.75
HEMT 2006-3                                                                                              674.91                   10.75
HEMT 2006-3                                                                                              910.71                  10.875
HEMT 2006-3                                                                                              241.93                  10.125
HEMT 2006-3                                                                                               413.3                   11.75
HEMT 2006-3                                                                                              467.86                  13.375
HEMT 2006-3                                                                                              374.24                  10.125
HEMT 2006-3                                                                                              476.04                      12
HEMT 2006-3                                                                                              515.68                  10.375
HEMT 2006-3                                                                                              308.91                      10
HEMT 2006-3                                                                                              598.14                    11.5
HEMT 2006-3                                                                                              751.64                   11.25
HEMT 2006-3                                                                                              457.37                    10.5
HEMT 2006-3                                                                                              602.06                     9.5
HEMT 2006-3                                                                                              143.18                    13.5
HEMT 2006-3                                                                                              277.41                   9.875
HEMT 2006-3                                                                                              385.31                    7.25
HEMT 2006-3                                                                                              328.06                   11.75
HEMT 2006-3                                                                                              940.78                    11.5
HEMT 2006-3                                                                                              494.05                   8.375
HEMT 2006-3                                                                                              429.51                    13.5
HEMT 2006-3                                                                                                  99                  10.875
HEMT 2006-3                                                                                              961.75                  10.875
HEMT 2006-3                                                                                              698.68                  10.875
HEMT 2006-3                                                                                             1100.54                  12.125
HEMT 2006-3                                                                                              241.06                  10.375
HEMT 2006-3                                                                                              351.31                   11.75
HEMT 2006-3                                                                                              989.78                   8.875
HEMT 2006-3                                                                                             1061.53                      12
HEMT 2006-3                                                                                               358.1                   13.75
HEMT 2006-3                                                                                              221.79                  10.625
HEMT 2006-3                                                                                              230.25                  12.875
HEMT 2006-3                                                                                              164.29                   10.75
HEMT 2006-3                                                                                              484.63                    10.5
HEMT 2006-3                                                                                              1228.5                      11
HEMT 2006-3                                                                                              251.08                  11.375
HEMT 2006-3                                                                                             1060.75                  10.875
HEMT 2006-3                                                                                              970.96                  11.375
HEMT 2006-3                                                                                              543.99                   9.625
HEMT 2006-3                                                                                              634.25                      11
HEMT 2006-3                                                                                             1246.09                   9.625
HEMT 2006-3                                                                                              317.15                    9.25
HEMT 2006-3                                                                                               690.9                   10.25
HEMT 2006-3                                                                                              743.91                   8.625
HEMT 2006-3                                                                                              741.86                      11
HEMT 2006-3                                                                                              163.04                  11.875
HEMT 2006-3                                                                                               285.7                      11
HEMT 2006-3                                                                                             1213.76                      12
HEMT 2006-3                                                                                              502.57                      10
HEMT 2006-3                                                                                             1388.57                    10.5
HEMT 2006-3                                                                                              480.27                    12.5
HEMT 2006-3                                                                                              362.87                    12.5
HEMT 2006-3                                                                                              208.77                  10.875
HEMT 2006-3                                                                                              392.06                   10.75
HEMT 2006-3                                                                                              470.65                   9.875
HEMT 2006-3                                                                                              329.16                      12
HEMT 2006-3                                                                                              640.89                   12.25
HEMT 2006-3                                                                                              352.08                   10.99
HEMT 2006-3                                                                                                 409                   12.99
HEMT 2006-3                                                                                              313.98                   13.25
HEMT 2006-3                                                                                              630.09                   12.99
HEMT 2006-3                                                                                              488.92                  10.375
HEMT 2006-3                                                                                               295.8                   9.625
HEMT 2006-3                                                                                              898.37                   13.25
HEMT 2006-3                                                                                              655.54                  10.875
HEMT 2006-3                                                                                              250.35                  10.375
HEMT 2006-3                                                                                              378.03                    9.75
HEMT 2006-3                                                                                              622.31                  10.875
HEMT 2006-3                                                                                              192.98                      10
HEMT 2006-3                                                                                              193.07                      10
HEMT 2006-3                                                                                              400.22                    12.5
HEMT 2006-3                                                                                              572.75                   10.75
HEMT 2006-3                                                                                              456.49                   11.25
HEMT 2006-3                                                                                              403.13                   13.75
HEMT 2006-3                                                                                             1417.43                      12
HEMT 2006-3                                                                                              300.74                    12.5
HEMT 2006-3                                                                                              1476.1                      11
HEMT 2006-3                                                                                              552.04                   12.75
HEMT 2006-3                                                                                              598.56                   8.375
HEMT 2006-3                                                                                              325.63                     8.5
HEMT 2006-3                                                                                              169.73                  10.875
HEMT 2006-3                                                                                              267.98                   13.75
HEMT 2006-3                                                                                              952.32                      11
HEMT 2006-3                                                                                              146.38                  10.875
HEMT 2006-3                                                                                               534.9                   9.875
HEMT 2006-3                                                                                              164.76                  11.375
HEMT 2006-3                                                                                              449.35                  12.125
HEMT 2006-3                                                                                              363.82                   10.25
HEMT 2006-3                                                                                              643.88                   9.875
HEMT 2006-3                                                                                               575.8                   13.75
HEMT 2006-3                                                                                              299.34                     9.5
HEMT 2006-3                                                                                               204.9                    10.5
HEMT 2006-3                                                                                              311.21                   9.125
HEMT 2006-3                                                                                              496.29                  10.875
HEMT 2006-3                                                                                              561.55                      12
HEMT 2006-3                                                                                                 151                  11.125
HEMT 2006-3                                                                                              427.13                  10.875
HEMT 2006-3                                                                                              537.45                  10.875
HEMT 2006-3                                                                                              356.15                   9.625
HEMT 2006-3                                                                                              369.47                   12.75
HEMT 2006-3                                                                                              778.88                    13.5
HEMT 2006-3                                                                                              286.35                    13.5
HEMT 2006-3                                                                                              174.77                   13.75
HEMT 2006-3                                                                                              607.17                   9.875
HEMT 2006-3                                                                                              240.54                    13.5
HEMT 2006-3                                                                                              419.44                   13.75
HEMT 2006-3                                                                                              320.16                    10.5
HEMT 2006-3                                                                                              908.47                   11.75
HEMT 2006-3                                                                                              329.32                   13.75
HEMT 2006-3                                                                                              342.84                      11
HEMT 2006-3                                                                                              512.56                  10.875
HEMT 2006-3                                                                                              272.33                    11.5
HEMT 2006-3                                                                                              258.65                   13.75
HEMT 2006-3                                                                                              419.19                   10.75
HEMT 2006-3                                                                                              419.36                  10.375
HEMT 2006-3                                                                                              445.94                    10.5
HEMT 2006-3                                                                                              329.95                  11.625
HEMT 2006-3                                                                                               326.7                   8.125
HEMT 2006-3                                                                                              330.58                  12.875
HEMT 2006-3                                                                                              408.45                    8.75
HEMT 2006-3                                                                                              371.41                      11
HEMT 2006-3                                                                                              733.52                   12.75
HEMT 2006-3                                                                                              415.21                      11
HEMT 2006-3                                                                                              353.46                  12.875
HEMT 2006-3                                                                                              261.44                    11.5
HEMT 2006-3                                                                                              425.49                   9.875
HEMT 2006-3                                                                                              152.85                  11.875
HEMT 2006-3                                                                                              306.47                   10.25
HEMT 2006-3                                                                                              435.17                   13.75
HEMT 2006-3                                                                                              483.45                      12
HEMT 2006-3                                                                                              443.67                   13.75
HEMT 2006-3                                                                                                 287                   8.625
HEMT 2006-3                                                                                              698.45                   13.75
HEMT 2006-3                                                                                              1045.5                   10.75
HEMT 2006-3                                                                                              131.72                   13.25
HEMT 2006-3                                                                                              664.29                   9.875
HEMT 2006-3                                                                                              705.56                  12.875
HEMT 2006-3                                                                                              479.58                   13.25
HEMT 2006-3                                                                                              214.42                     9.5
HEMT 2006-3                                                                                              168.17                       9
HEMT 2006-3                                                                                              873.85                   9.125
HEMT 2006-3                                                                                              587.63                   10.75
HEMT 2006-3                                                                                             1529.19                  10.375
HEMT 2006-3                                                                                              476.08                   10.75
HEMT 2006-3                                                                                             1921.89                      10
HEMT 2006-3                                                                                              752.08                     9.5
HEMT 2006-3                                                                                             1419.49                      12
HEMT 2006-3                                                                                              855.62                    9.25
HEMT 2006-3                                                                                              273.33                       8
HEMT 2006-3                                                                                              970.83                   10.75
HEMT 2006-3                                                                                             1206.94                       9
HEMT 2006-3                                                                                             1157.27                   12.25
HEMT 2006-3                                                                                              302.76                      10
HEMT 2006-3                                                                                               568.6                  11.875
HEMT 2006-3                                                                                              483.06                   11.25
HEMT 2006-3                                                                                              1092.1                  11.125
HEMT 2006-3                                                                                              325.67                      10
HEMT 2006-3                                                                                              198.16                  12.625
HEMT 2006-3                                                                                              930.99                    11.5
HEMT 2006-3                                                                                              649.88                      12
HEMT 2006-3                                                                                              318.85                      10
HEMT 2006-3                                                                                              221.79                   10.25
HEMT 2006-3                                                                                              311.15                  10.875
HEMT 2006-3                                                                                              377.81                    12.5
HEMT 2006-3                                                                                              192.24                   13.75
HEMT 2006-3                                                                                             1534.29                    9.25
HEMT 2006-3                                                                                              521.01                   9.875
HEMT 2006-3                                                                                              949.73                   11.99
HEMT 2006-3                                                                                                 153                   9.625
HEMT 2006-3                                                                                              192.11                    12.5
HEMT 2006-3                                                                                              737.53                    8.75
HEMT 2006-3                                                                                              191.57                    12.5
HEMT 2006-3                                                                                              383.68                    12.5
HEMT 2006-3                                                                                              733.53                   12.25
HEMT 2006-3                                                                                              204.01                   13.75
HEMT 2006-3                                                                                              697.32                  11.375
HEMT 2006-3                                                                                              712.68                  12.875
HEMT 2006-3                                                                                              333.46                   13.75
HEMT 2006-3                                                                                              316.82                  10.875
HEMT 2006-3                                                                                              445.48                    10.5
HEMT 2006-3                                                                                              295.65                  12.875
HEMT 2006-3                                                                                              586.99                    12.5
HEMT 2006-3                                                                                              225.45                   13.75
HEMT 2006-3                                                                                               415.3                  12.125
HEMT 2006-3                                                                                              470.46                   10.25
HEMT 2006-3                                                                                              753.97                      12
HEMT 2006-3                                                                                               574.4                   13.75
HEMT 2006-3                                                                                              197.17                  11.125
HEMT 2006-3                                                                                              623.08                      10
HEMT 2006-3                                                                                              682.22                   9.519
HEMT 2006-3                                                                                              321.04                   8.875
HEMT 2006-3                                                                                              358.74                    8.75
HEMT 2006-3                                                                                              404.59                    9.25
HEMT 2006-3                                                                                              392.06                   10.75
HEMT 2006-3                                                                                              750.24                      10
HEMT 2006-3                                                                                              558.94                   9.375
HEMT 2006-3                                                                                              448.57                   13.75
HEMT 2006-3                                                                                              297.18                  12.375
HEMT 2006-3                                                                                             1306.87                   10.75
HEMT 2006-3                                                                                              672.72                    9.75
HEMT 2006-3                                                                                              352.17                    10.5
HEMT 2006-3                                                                                              765.45                   10.75
HEMT 2006-3                                                                                              484.29                       8
HEMT 2006-3                                                                                             1050.27                  10.375
HEMT 2006-3                                                                                             1041.62                  12.875
HEMT 2006-3                                                                                              279.47                      11
HEMT 2006-3                                                                                              636.92                  10.875
HEMT 2006-3                                                                                             1058.24                   11.63
HEMT 2006-3                                                                                              928.53                   11.25
HEMT 2006-3                                                                                              588.26                  11.375
HEMT 2006-3                                                                                              565.86                   12.25
HEMT 2006-3                                                                                              285.74                   13.75
HEMT 2006-3                                                                                               427.8                   7.875
HEMT 2006-3                                                                                               365.5                   9.625
HEMT 2006-3                                                                                               264.4                  12.375
HEMT 2006-3                                                                                              569.64                   9.875
HEMT 2006-3                                                                                              543.25                  10.375
HEMT 2006-3                                                                                              619.01                      11
HEMT 2006-3                                                                                              971.26                   11.25
HEMT 2006-3                                                                                              123.97                   11.25
HEMT 2006-3                                                                                                 537                   9.125
HEMT 2006-3                                                                                              994.92                   9.625
HEMT 2006-3                                                                                              955.38                     8.5
HEMT 2006-3                                                                                              731.55                     9.5
HEMT 2006-3                                                                                              390.21                  10.125
HEMT 2006-3                                                                                              729.42                   9.875
HEMT 2006-3                                                                                              558.18                   9.375
HEMT 2006-3                                                                                              610.19                   9.875
HEMT 2006-3                                                                                               742.5                       9
HEMT 2006-3                                                                                              893.24                    11.5
HEMT 2006-3                                                                                              580.66                   13.75
HEMT 2006-3                                                                                              250.85                    13.5
HEMT 2006-3                                                                                              131.08                   13.75
HEMT 2006-3                                                                                              463.13                   13.75
HEMT 2006-3                                                                                             1111.17                   10.25
HEMT 2006-3                                                                                             1426.58                      11
HEMT 2006-3                                                                                               332.5                   13.75
HEMT 2006-3                                                                                              505.06                   11.25
HEMT 2006-3                                                                                              145.88                   9.875
HEMT 2006-3                                                                                              693.19                    10.5
HEMT 2006-3                                                                                              594.17                  10.125
HEMT 2006-3                                                                                             1134.28                    10.5
HEMT 2006-3                                                                                              933.48                   10.75
HEMT 2006-3                                                                                              498.94                    13.5
HEMT 2006-3                                                                                              581.75                   13.75
HEMT 2006-3                                                                                              622.31                  10.875
HEMT 2006-3                                                                                              318.56                   12.25
HEMT 2006-3                                                                                               590.3                   9.875
HEMT 2006-3                                                                                             1779.71                   13.75
HEMT 2006-3                                                                                               265.4                    11.5
HEMT 2006-3                                                                                              408.96                   13.75
HEMT 2006-3                                                                                              519.59                   9.125
HEMT 2006-3                                                                                              630.03                  12.625
HEMT 2006-3                                                                                              382.18                    10.5
HEMT 2006-3                                                                                               375.9                   9.125
HEMT 2006-3                                                                                              390.76                   9.875
HEMT 2006-3                                                                                              526.99                   9.625
HEMT 2006-3                                                                                             1001.82                  10.875
HEMT 2006-3                                                                                              315.66                   11.25
HEMT 2006-3                                                                                              190.94                  10.875
HEMT 2006-3                                                                                                 765                  11.375
HEMT 2006-3                                                                                              558.14                      10
HEMT 2006-3                                                                                              451.85                   13.75
HEMT 2006-3                                                                                              415.92                    11.5
HEMT 2006-3                                                                                              415.97                  11.125
HEMT 2006-3                                                                                                 761                  13.125
HEMT 2006-3                                                                                              213.68                   11.25
HEMT 2006-3                                                                                              1124.4                  10.875
HEMT 2006-3                                                                                              592.14                  10.375
HEMT 2006-3                                                                                              307.45                   10.75
HEMT 2006-3                                                                                              257.49                   13.75
HEMT 2006-3                                                                                              270.61                  13.125
HEMT 2006-3                                                                                              869.07                    12.5
HEMT 2006-3                                                                                              707.49                  11.125
HEMT 2006-3                                                                                              734.95                   13.75
HEMT 2006-3                                                                                              401.16                      12
HEMT 2006-3                                                                                              122.34                   13.75
HEMT 2006-3                                                                                              312.16                  10.125
HEMT 2006-3                                                                                              131.75                   9.625
HEMT 2006-3                                                                                               783.8                      12
HEMT 2006-3                                                                                              192.13                      11
HEMT 2006-3                                                                                              883.85                   11.25
HEMT 2006-3                                                                                               167.4                  13.125
HEMT 2006-3                                                                                              497.11                    13.5
HEMT 2006-3                                                                                              208.78                   12.75
HEMT 2006-3                                                                                             1102.79                      11
HEMT 2006-3                                                                                              475.67                      13
HEMT 2006-3                                                                                              745.68                   13.75
HEMT 2006-3                                                                                              571.03                  12.125
HEMT 2006-3                                                                                              613.44                    9.75
HEMT 2006-3                                                                                             1239.58                     8.5
HEMT 2006-3                                                                                              594.21                   13.75
HEMT 2006-3                                                                                              486.87                  10.125
HEMT 2006-3                                                                                              705.42                      12
HEMT 2006-3                                                                                              463.36                      10
HEMT 2006-3                                                                                              356.75                    10.5
HEMT 2006-3                                                                                              330.41                    8.75
HEMT 2006-3                                                                                              515.94                   9.625
HEMT 2006-3                                                                                              353.75                    9.25
HEMT 2006-3                                                                                              285.33                  11.875
HEMT 2006-3                                                                                              553.43                   13.75
HEMT 2006-3                                                                                              367.01                   13.75
HEMT 2006-3                                                                                              344.15                  10.875
HEMT 2006-3                                                                                             1529.63                   9.125
HEMT 2006-3                                                                                              196.12                    7.75
HEMT 2006-3                                                                                              298.15                  11.125
HEMT 2006-3                                                                                              476.19                   8.875
HEMT 2006-3                                                                                              723.24                    10.5
HEMT 2006-3                                                                                              551.67                  12.625
HEMT 2006-3                                                                                              197.61                    9.75
HEMT 2006-3                                                                                              658.48                    12.5
HEMT 2006-3                                                                                              503.31                  13.125
HEMT 2006-3                                                                                              448.07                   10.75
HEMT 2006-3                                                                                              293.47                  11.875
HEMT 2006-3                                                                                              470.15                   13.25
HEMT 2006-3                                                                                              960.48                  12.875
HEMT 2006-3                                                                                              292.73                   11.75
HEMT 2006-3                                                                                              206.49                  10.875
HEMT 2006-3                                                                                              238.97                  11.875
HEMT 2006-3                                                                                              283.89                   11.25
HEMT 2006-3                                                                                              719.59                      10
HEMT 2006-3                                                                                              407.99                   9.625
HEMT 2006-3                                                                                              314.06                  12.125
HEMT 2006-3                                                                                              262.56                   8.875
HEMT 2006-3                                                                                              886.55                    13.5
HEMT 2006-3                                                                                              584.59                  10.875
HEMT 2006-3                                                                                              1249.8                  11.625
HEMT 2006-3                                                                                             1065.47                  10.875
HEMT 2006-3                                                                                              813.21                  10.625
HEMT 2006-3                                                                                              186.85                     8.5
HEMT 2006-3                                                                                              259.96                      13
HEMT 2006-3                                                                                              386.13                  13.125
HEMT 2006-3                                                                                              336.19                    12.5
HEMT 2006-3                                                                                              602.54                   12.25
HEMT 2006-3                                                                                              1388.1                  12.875
HEMT 2006-3                                                                                             1037.42                   12.25
HEMT 2006-3                                                                                              338.94                    9.75
HEMT 2006-3                                                                                              536.83                   12.75
HEMT 2006-3                                                                                              571.11                  11.625
HEMT 2006-3                                                                                              274.42                    10.5
HEMT 2006-3                                                                                              206.98                     8.5
HEMT 2006-3                                                                                              654.01                  11.125
HEMT 2006-3                                                                                               149.4                    7.25
HEMT 2006-3                                                                                               713.5                    10.5
HEMT 2006-3                                                                                              219.58                   7.625
HEMT 2006-3                                                                                              248.04                    9.25
HEMT 2006-3                                                                                              173.32                   8.125
HEMT 2006-3                                                                                              847.66                  10.875
HEMT 2006-3                                                                                              201.26                   8.625
HEMT 2006-3                                                                                              367.01                   13.75
HEMT 2006-3                                                                                              299.88                     8.5
HEMT 2006-3                                                                                              438.44                  10.875
HEMT 2006-3                                                                                              606.76                   10.75
HEMT 2006-3                                                                                              696.24                  12.875
HEMT 2006-3                                                                                              644.89                    10.5
HEMT 2006-3                                                                                              479.97                      11
HEMT 2006-3                                                                                              381.91                   8.875
HEMT 2006-3                                                                                              505.53                    9.25
HEMT 2006-3                                                                                              564.47                    11.5
HEMT 2006-3                                                                                              216.01                      12
HEMT 2006-3                                                                                               451.4                      11
HEMT 2006-3                                                                                              107.95                   9.625
HEMT 2006-3                                                                                               197.5                   8.125
HEMT 2006-3                                                                                              107.95                   9.625
HEMT 2006-3                                                                                              394.91                      10
HEMT 2006-3                                                                                              213.22                   13.75
HEMT 2006-3                                                                                              321.44                   8.875
HEMT 2006-3                                                                                             1048.96                   11.25
HEMT 2006-3                                                                                              1025.2                    9.25
HEMT 2006-3                                                                                                 345                   8.625
HEMT 2006-3                                                                                             1354.94                   12.25
HEMT 2006-3                                                                                             1584.47                    11.5
HEMT 2006-3                                                                                              563.38                     9.5
HEMT 2006-3                                                                                              461.88                      11
HEMT 2006-3                                                                                              380.73                  10.625
HEMT 2006-3                                                                                               616.5                       9
HEMT 2006-3                                                                                              461.88                      11
HEMT 2006-3                                                                                              506.92                       9
HEMT 2006-3                                                                                              353.03                   13.75
HEMT 2006-3                                                                                              552.87                  12.125
HEMT 2006-3                                                                                              557.99                    10.5
HEMT 2006-3                                                                                              637.15                   11.25
HEMT 2006-3                                                                                              320.45                   9.625
HEMT 2006-3                                                                                               828.4                   9.875
HEMT 2006-3                                                                                              197.59                    10.5
HEMT 2006-3                                                                                              538.29                   9.875
HEMT 2006-3                                                                                              584.23                    9.75
HEMT 2006-3                                                                                              162.82                   9.875
HEMT 2006-3                                                                                              948.08                   10.25
HEMT 2006-3                                                                                              323.67                   13.75
HEMT 2006-3                                                                                              217.92                    8.75
HEMT 2006-3                                                                                              760.24                   13.75
HEMT 2006-3                                                                                               707.7                   9.875
HEMT 2006-3                                                                                              192.37                  12.375
HEMT 2006-3                                                                                              376.36                  12.125
HEMT 2006-3                                                                                               470.7                       9
HEMT 2006-3                                                                                              202.95                  12.375
HEMT 2006-3                                                                                              579.46                  10.375
HEMT 2006-3                                                                                              346.58                  13.625
HEMT 2006-3                                                                                              414.21                      10
HEMT 2006-3                                                                                              344.05                  10.375
HEMT 2006-3                                                                                              392.16                    11.5
HEMT 2006-3                                                                                              597.57                  10.375
HEMT 2006-3                                                                                               188.2                    11.5
HEMT 2006-3                                                                                              274.64                      12
HEMT 2006-3                                                                                              565.86                   12.25
HEMT 2006-3                                                                                               143.1                   9.875
HEMT 2006-3                                                                                              377.01                  13.375
HEMT 2006-3                                                                                              306.04                    9.25
HEMT 2006-3                                                                                              633.33                  12.125
HEMT 2006-3                                                                                              451.48                   13.75
HEMT 2006-3                                                                                             2064.67                   13.25
HEMT 2006-3                                                                                               223.6                   10.75
HEMT 2006-3                                                                                              859.25                   13.75
HEMT 2006-3                                                                                              814.24                      11
HEMT 2006-3                                                                                              1013.6                      10
HEMT 2006-3                                                                                               533.1                     9.5
HEMT 2006-3                                                                                              435.42                    12.5
HEMT 2006-3                                                                                              346.95                   11.75
HEMT 2006-3                                                                                              333.48                      10
HEMT 2006-3                                                                                              442.46                    9.75
HEMT 2006-3                                                                                              537.66                   10.25
HEMT 2006-3                                                                                              703.11                    11.5
HEMT 2006-3                                                                                                 676                   11.55
HEMT 2006-3                                                                                              372.49                       9
HEMT 2006-3                                                                                               91.47                    10.5
HEMT 2006-3                                                                                               434.6                  10.375
HEMT 2006-3                                                                                              156.89                    12.5
HEMT 2006-3                                                                                              364.19                  10.875
HEMT 2006-3                                                                                              690.78                   10.75
HEMT 2006-3                                                                                              415.55                   12.75
HEMT 2006-3                                                                                              466.21                   11.25
HEMT 2006-3                                                                                              715.96                  11.375
HEMT 2006-3                                                                                                 465                  13.375
HEMT 2006-3                                                                                              404.52                  12.375
HEMT 2006-3                                                                                              229.14                   11.75
HEMT 2006-3                                                                                               816.2                    9.75
HEMT 2006-3                                                                                              725.85                   10.25
HEMT 2006-3                                                                                              470.38                      10
HEMT 2006-3                                                                                               554.7                  11.125
HEMT 2006-3                                                                                              242.82                   11.25
HEMT 2006-3                                                                                              815.63                     9.5
HEMT 2006-3                                                                                              699.22                       9
HEMT 2006-3                                                                                              552.24                   8.625
HEMT 2006-3                                                                                              605.29                   9.125
HEMT 2006-3                                                                                              101.25                  10.125
HEMT 2006-3                                                                                               626.6                    10.5
HEMT 2006-3                                                                                              862.04                   11.75
HEMT 2006-3                                                                                              570.44                   8.375
HEMT 2006-3                                                                                               580.5                       9
HEMT 2006-3                                                                                              561.65                      10
HEMT 2006-3                                                                                              278.77                   10.75
HEMT 2006-3                                                                                              472.29                    7.75
HEMT 2006-3                                                                                               250.5                   13.75
HEMT 2006-3                                                                                              624.74                  10.375
HEMT 2006-3                                                                                              143.52                    7.75
HEMT 2006-3                                                                                             1095.21                   13.75
HEMT 2006-3                                                                                              164.58                      12
HEMT 2006-3                                                                                              679.34                    11.5
HEMT 2006-3                                                                                              196.68                  13.625
HEMT 2006-3                                                                                              915.76                    13.5
HEMT 2006-3                                                                                              110.62                      13
HEMT 2006-3                                                                                              827.48                  12.125
HEMT 2006-3                                                                                              396.14                   13.75
HEMT 2006-3                                                                                              806.28                   7.875
HEMT 2006-3                                                                                              621.94                    9.25
HEMT 2006-3                                                                                              261.77                   8.875
HEMT 2006-3                                                                                              839.18                  10.875
HEMT 2006-3                                                                                              239.88                  12.625
HEMT 2006-3                                                                                              807.33                   11.75
HEMT 2006-3                                                                                              392.31                  11.375
HEMT 2006-3                                                                                              274.42                    10.5
HEMT 2006-3                                                                                              1611.2                    11.5
HEMT 2006-3                                                                                              332.39                    13.5
HEMT 2006-3                                                                                              235.57                  12.125
HEMT 2006-3                                                                                              918.91                    12.5
HEMT 2006-3                                                                                              443.17                    10.3
HEMT 2006-3                                                                                              664.11                   13.75
HEMT 2006-3                                                                                              420.19                    9.75
HEMT 2006-3                                                                                              619.18                   11.25
HEMT 2006-3                                                                                              378.99                   10.75
HEMT 2006-3                                                                                              394.33                  11.125
HEMT 2006-3                                                                                              438.79                      10
HEMT 2006-3                                                                                              995.95                  10.375
HEMT 2006-3                                                                                              551.64                   9.625
HEMT 2006-3                                                                                             1609.25                       9
HEMT 2006-3                                                                                              657.86                  12.875
HEMT 2006-3                                                                                              418.41                       9
HEMT 2006-3                                                                                              752.08                     9.5
HEMT 2006-3                                                                                             1610.24                     9.5
HEMT 2006-3                                                                                              1011.5                   9.125
HEMT 2006-3                                                                                              342.77                       9
HEMT 2006-3                                                                                              798.82                     9.5
HEMT 2006-3                                                                                              560.83                       9
HEMT 2006-3                                                                                             1025.85                     9.5
HEMT 2006-3                                                                                              301.47                   13.75
HEMT 2006-3                                                                                             1083.55                   13.75
HEMT 2006-3                                                                                              289.97                    10.5
HEMT 2006-3                                                                                              442.74                   13.75
HEMT 2006-3                                                                                             1442.82                  10.715
HEMT 2006-3                                                                                              1168.5                      12
HEMT 2006-3                                                                                              285.07                  12.875
HEMT 2006-3                                                                                              956.29                   12.75
HEMT 2006-3                                                                                              412.35                    13.5
HEMT 2006-3                                                                                              770.81                  10.875
HEMT 2006-3                                                                                              624.69                  10.625
HEMT 2006-3                                                                                              846.18                   9.125
HEMT 2006-3                                                                                              321.86                  12.125
HEMT 2006-3                                                                                              130.49                   13.75
HEMT 2006-3                                                                                             1310.21                   11.75
HEMT 2006-3                                                                                              394.86                   10.75
HEMT 2006-3                                                                                              138.27                      13
HEMT 2006-3                                                                                              258.32                  11.875
HEMT 2006-3                                                                                             1122.51                    13.5
HEMT 2006-3                                                                                               484.1                   9.875
HEMT 2006-3                                                                                              533.57                   9.375
HEMT 2006-3                                                                                               101.9                  11.875
HEMT 2006-3                                                                                              137.48                  12.375
HEMT 2006-3                                                                                              394.19                   9.625
HEMT 2006-3                                                                                              1025.3                   13.75
HEMT 2006-3                                                                                             1435.94                      12
HEMT 2006-3                                                                                              489.35                   13.75
HEMT 2006-3                                                                                               833.3                  12.875
HEMT 2006-3                                                                                              344.87                   13.75
HEMT 2006-3                                                                                               999.4                  12.375
HEMT 2006-3                                                                                              793.95                   7.875
HEMT 2006-3                                                                                              273.53                   9.875
HEMT 2006-3                                                                                             1334.89                  11.875
HEMT 2006-3                                                                                              673.44                   13.75
HEMT 2006-3                                                                                              486.12                   8.625
HEMT 2006-3                                                                                              652.89                    13.5
HEMT 2006-3                                                                                               431.1                   13.75
HEMT 2006-3                                                                                              404.34                   12.25
HEMT 2006-3                                                                                              894.89                      12
HEMT 2006-3                                                                                              564.47                    11.5
HEMT 2006-3                                                                                             1029.96                   13.75
HEMT 2006-3                                                                                               327.1                  11.875
HEMT 2006-3                                                                                              678.74                    10.5
HEMT 2006-3                                                                                              270.76                    10.5
HEMT 2006-3                                                                                              501.15                     9.5
HEMT 2006-3                                                                                              321.95                  11.625
HEMT 2006-3                                                                                              761.17                      12
HEMT 2006-3                                                                                              433.58                   13.25
HEMT 2006-3                                                                                               499.7                  12.375
HEMT 2006-3                                                                                              584.23                    9.75
HEMT 2006-3                                                                                              468.73                  12.875
HEMT 2006-3                                                                                              208.54                   13.75
HEMT 2006-3                                                                                              302.68                  13.625
HEMT 2006-3                                                                                              226.77                      13
HEMT 2006-3                                                                                              453.58                    13.5
HEMT 2006-3                                                                                              623.03                  12.625
HEMT 2006-3                                                                                              247.44                    9.75
HEMT 2006-3                                                                                              368.03                  12.375
HEMT 2006-3                                                                                              679.35                   13.75
HEMT 2006-3                                                                                              557.99                    10.5
HEMT 2006-3                                                                                             1055.01                   13.75
HEMT 2006-3                                                                                              631.42                  10.125
HEMT 2006-3                                                                                               426.9                    12.5
HEMT 2006-3                                                                                              430.61                   13.25
HEMT 2006-3                                                                                              646.87                  10.625
HEMT 2006-3                                                                                              361.18                   13.75
HEMT 2006-3                                                                                              701.88                      10
HEMT 2006-3                                                                                              473.89                      10
HEMT 2006-3                                                                                              230.25                  12.875
HEMT 2006-3                                                                                              326.08                  11.875
HEMT 2006-3                                                                                              496.76                  11.875
HEMT 2006-3                                                                                              410.73                   10.75
HEMT 2006-3                                                                                              881.97                    13.5
HEMT 2006-3                                                                                              518.06                      11
HEMT 2006-3                                                                                              348.67                    12.5
HEMT 2006-3                                                                                              182.21                    11.5
HEMT 2006-3                                                                                              699.17                    13.5
HEMT 2006-3                                                                                              528.29                    12.5
HEMT 2006-3                                                                                             1203.51                  12.375
HEMT 2006-3                                                                                              382.16                   13.75
HEMT 2006-3                                                                                              439.93                  11.625
HEMT 2006-3                                                                                              404.62                  11.875
HEMT 2006-3                                                                                              660.02                  10.875
HEMT 2006-3                                                                                              425.71                  10.875
HEMT 2006-3                                                                                              525.12                   10.25
HEMT 2006-3                                                                                              367.81                      13
HEMT 2006-3                                                                                              422.89                   9.875
HEMT 2006-3                                                                                              534.89                  13.625
HEMT 2006-3                                                                                              502.99                   12.25
HEMT 2006-3                                                                                              667.25                   9.625
HEMT 2006-3                                                                                             1172.51                    11.5
HEMT 2006-3                                                                                              333.31                      11
HEMT 2006-3                                                                                              923.26                     9.5
HEMT 2006-3                                                                                              449.88                    11.8
HEMT 2006-3                                                                                             1236.69                   8.625
HEMT 2006-3                                                                                             1036.44                   8.625
HEMT 2006-3                                                                                              658.42                  10.625
HEMT 2006-3                                                                                              563.28                    8.75
HEMT 2006-3                                                                                              489.27                   9.625
HEMT 2006-3                                                                                               588.1                   10.75
HEMT 2006-3                                                                                             1515.58                   10.25
HEMT 2006-3                                                                                              715.69                   8.875
HEMT 2006-3                                                                                              595.09                   10.75
HEMT 2006-3                                                                                              697.74                  10.875
HEMT 2006-3                                                                                              256.32                   13.75
HEMT 2006-3                                                                                               950.7                    13.5
HEMT 2006-3                                                                                              629.16                   13.75
HEMT 2006-3                                                                                              471.07                  10.875
HEMT 2006-3                                                                                              290.09                     9.5
HEMT 2006-3                                                                                              398.16                  11.125
HEMT 2006-3                                                                                              160.08                    10.5
HEMT 2006-3                                                                                              521.02                      13
HEMT 2006-3                                                                                              342.03                   8.375
HEMT 2006-3                                                                                              563.85                  10.875
HEMT 2006-3                                                                                              399.06                   9.375
HEMT 2006-3                                                                                              384.19                    10.5
HEMT 2006-3                                                                                              263.34                    8.75
HEMT 2006-3                                                                                              669.89                  11.625
HEMT 2006-3                                                                                              126.91                  12.375
HEMT 2006-3                                                                                              680.43                   13.75
HEMT 2006-3                                                                                              331.71                   9.875
HEMT 2006-3                                                                                              710.09                   13.75
HEMT 2006-3                                                                                              201.88                   11.75
HEMT 2006-3                                                                                              798.13                   10.75
HEMT 2006-3                                                                                              229.96                  11.625
HEMT 2006-3                                                                                              811.97                   11.25
HEMT 2006-3                                                                                              752.62                    11.5
HEMT 2006-3                                                                                              307.15                      10
HEMT 2006-3                                                                                              793.47                  11.125
HEMT 2006-3                                                                                              384.49                   13.75
HEMT 2006-3                                                                                              537.45                  10.875
HEMT 2006-3                                                                                             1221.27                   13.75
HEMT 2006-3                                                                                               888.7                   11.25
HEMT 2006-3                                                                                              477.12                  10.125
HEMT 2006-3                                                                                               156.3                   9.875
HEMT 2006-3                                                                                              554.46                  10.625
HEMT 2006-3                                                                                               250.5                   13.75
HEMT 2006-3                                                                                              493.22                   9.875
HEMT 2006-3                                                                                              278.55                      11
HEMT 2006-3                                                                                              666.21                   11.75
HEMT 2006-3                                                                                             1026.57                   11.75
HEMT 2006-3                                                                                              830.14                   9.875
HEMT 2006-3                                                                                              630.54                      13
HEMT 2006-3                                                                                              330.23                   11.25
HEMT 2006-3                                                                                              515.28                   10.75
HEMT 2006-3                                                                                              691.59                   9.125
HEMT 2006-3                                                                                              738.76                   8.875
HEMT 2006-3                                                                                              364.58                    8.75
HEMT 2006-3                                                                                             1507.58                   9.875
HEMT 2006-3                                                                                              718.75                   8.625
HEMT 2006-3                                                                                              541.04                   9.125
HEMT 2006-3                                                                                                 748                   9.625
HEMT 2006-3                                                                                              747.47                    9.75
HEMT 2006-3                                                                                               612.9                    9.25
HEMT 2006-3                                                                                              1626.5                   13.75
HEMT 2006-3                                                                                              405.52                   13.75
HEMT 2006-3                                                                                              252.47                  11.125
HEMT 2006-3                                                                                              374.28                   9.125
HEMT 2006-3                                                                                              425.83                    11.5
HEMT 2006-3                                                                                              253.61                   12.75
HEMT 2006-3                                                                                              286.14                    7.75
HEMT 2006-3                                                                                              209.21                      12
HEMT 2006-3                                                                                              351.96                  12.875
HEMT 2006-3                                                                                              427.98                  11.875
HEMT 2006-3                                                                                              313.34                  11.875
HEMT 2006-3                                                                                              889.59                  11.875
HEMT 2006-3                                                                                              287.65                  12.875
HEMT 2006-3                                                                                              287.65                  12.875
HEMT 2006-3                                                                                              359.98                      11
HEMT 2006-3                                                                                               565.6                      10
HEMT 2006-3                                                                                              242.59                  12.875
HEMT 2006-3                                                                                              215.29                  12.875
HEMT 2006-3                                                                                              349.48                   10.25
HEMT 2006-3                                                                                              185.11                   8.625
HEMT 2006-3                                                                                              626.33                    9.75
HEMT 2006-3                                                                                             1548.47                  11.125
HEMT 2006-3                                                                                              308.76                  11.875
HEMT 2006-3                                                                                              175.23                    9.25
HEMT 2006-3                                                                                              576.69                     8.5
HEMT 2006-3                                                                                              459.66                  10.875
HEMT 2006-3                                                                                              433.59                    10.5
HEMT 2006-3                                                                                              562.89                   13.25
HEMT 2006-3                                                                                             1236.12                      11
HEMT 2006-3                                                                                              282.92                   12.25
HEMT 2006-3                                                                                              302.43                   10.25
HEMT 2006-3                                                                                              603.47                       9
HEMT 2006-3                                                                                              388.68                   13.75
HEMT 2006-3                                                                                              187.81                    11.5
HEMT 2006-3                                                                                              358.58                    10.5
HEMT 2006-3                                                                                              436.02                    9.25
HEMT 2006-3                                                                                              462.47                     9.5
HEMT 2006-3                                                                                              384.85                  12.875
HEMT 2006-3                                                                                              393.23                   13.75
HEMT 2006-3                                                                                              219.83                   10.75
HEMT 2006-3                                                                                               524.3                   13.75
HEMT 2006-3                                                                                               173.4                   9.625
HEMT 2006-3                                                                                              800.91                     9.5
HEMT 2006-3                                                                                              762.52                    11.5
HEMT 2006-3                                                                                             1073.94                    9.75
HEMT 2006-3                                                                                              613.39                  12.375
HEMT 2006-3                                                                                               233.1                   11.25
HEMT 2006-3                                                                                              627.33                  12.625
HEMT 2006-3                                                                                              259.68                  11.125
HEMT 2006-3                                                                                              464.87                   10.75
HEMT 2006-3                                                                                              470.02                  10.125
HEMT 2006-3                                                                                             1415.94                      13
HEMT 2006-3                                                                                             1540.41                   12.25
HEMT 2006-3                                                                                              685.06                      12
HEMT 2006-3                                                                                              244.46                  10.375
HEMT 2006-3                                                                                              555.19                       9
HEMT 2006-3                                                                                              622.85                    12.5
HEMT 2006-3                                                                                              477.89                   13.25
HEMT 2006-3                                                                                              218.55                  11.125
HEMT 2006-3                                                                                              341.91                  11.125
HEMT 2006-3                                                                                              264.16                  10.625
HEMT 2006-3                                                                                              143.56                  10.875
HEMT 2006-3                                                                                              255.11                   13.75
HEMT 2006-3                                                                                              395.42                    12.5
HEMT 2006-3                                                                                              622.03                    10.5
HEMT 2006-3                                                                                              455.01                   8.625
HEMT 2006-3                                                                                             1163.14                   10.25
HEMT 2006-3                                                                                              218.46                   13.75
HEMT 2006-3                                                                                              201.48                   12.75
HEMT 2006-3                                                                                               91.48                    10.5
HEMT 2006-3                                                                                             1019.77                   10.25
HEMT 2006-3                                                                                              285.93                  11.875
HEMT 2006-3                                                                                             1096.96                      10
HEMT 2006-3                                                                                             1174.49                    11.5
HEMT 2006-3                                                                                              720.44                    11.5
HEMT 2006-3                                                                                              238.08                      11
HEMT 2006-3                                                                                              565.73                  10.875
HEMT 2006-3                                                                                              890.09                  10.875
HEMT 2006-3                                                                                             1098.49                  11.875
HEMT 2006-3                                                                                             1233.34                    9.25
HEMT 2006-3                                                                                              408.73                   9.125
HEMT 2006-3                                                                                                1079                  10.375
HEMT 2006-3                                                                                              906.25                   9.375
HEMT 2006-3                                                                                             1238.92                   8.375
HEMT 2006-3                                                                                              474.02                   8.625
HEMT 2006-3                                                                                               434.2                   9.125
HEMT 2006-3                                                                                              845.71                    8.75
HEMT 2006-3                                                                                              919.99                   9.625
HEMT 2006-3                                                                                              469.22                    8.25
HEMT 2006-3                                                                                              411.93                  11.375
HEMT 2006-3                                                                                              456.25                   9.125
HEMT 2006-3                                                                                              240.19                   7.875
HEMT 2006-3                                                                                              570.91                   13.75
HEMT 2006-3                                                                                              463.93                  11.625
HEMT 2006-3                                                                                              401.35                  13.125
HEMT 2006-3                                                                                              821.38                      11
HEMT 2006-3                                                                                              631.57                      12
HEMT 2006-3                                                                                              145.64                   13.75
HEMT 2006-3                                                                                              272.64                   13.75
HEMT 2006-3                                                                                              462.55                   13.75
HEMT 2006-3                                                                                             1573.78                      12
HEMT 2006-3                                                                                              623.81                   9.375
HEMT 2006-3                                                                                              349.57                    11.5
HEMT 2006-3                                                                                              269.19                   9.875
HEMT 2006-3                                                                                               402.1                   11.25
HEMT 2006-3                                                                                              315.27                      13
HEMT 2006-3                                                                                              393.77                   10.25
HEMT 2006-3                                                                                              136.48                       8
HEMT 2006-3                                                                                               586.5                  11.375
HEMT 2006-3                                                                                              304.68                    13.5
HEMT 2006-3                                                                                              687.42                   13.75
HEMT 2006-3                                                                                              291.09                  10.625
HEMT 2006-3                                                                                              122.67                   9.875
HEMT 2006-3                                                                                              978.69                   13.75
HEMT 2006-3                                                                                              276.15                   13.25
HEMT 2006-3                                                                                               442.3                  10.125
HEMT 2006-3                                                                                               274.5                   8.875
HEMT 2006-3                                                                                              603.45                  10.875
HEMT 2006-3                                                                                              134.17                   8.625
HEMT 2006-3                                                                                              428.39                   9.625
HEMT 2006-3                                                                                              212.01                   12.25
HEMT 2006-3                                                                                              128.87                    9.75
HEMT 2006-3                                                                                              185.62                   8.125
HEMT 2006-3                                                                                              415.56                      12
HEMT 2006-3                                                                                              292.13                   10.25
HEMT 2006-3                                                                                              563.33                   11.25
HEMT 2006-3                                                                                              663.11                   10.25
HEMT 2006-3                                                                                              920.76                   11.25
HEMT 2006-3                                                                                              990.35                   13.75
HEMT 2006-3                                                                                              436.62                    8.75
HEMT 2006-3                                                                                              741.15                      13
HEMT 2006-3                                                                                              386.15                    8.25
HEMT 2006-3                                                                                              696.85                   9.875
HEMT 2006-3                                                                                              225.99                  13.125
HEMT 2006-3                                                                                              474.93                   10.25
HEMT 2006-3                                                                                              845.34                   9.875
HEMT 2006-3                                                                                              947.71                    11.5
HEMT 2006-3                                                                                              810.12                  11.375
HEMT 2006-3                                                                                              797.21                    13.5
HEMT 2006-3                                                                                              633.24                   9.625
HEMT 2006-3                                                                                              125.88                   11.25
HEMT 2006-3                                                                                              904.53                   9.375
HEMT 2006-3                                                                                              689.16                   11.75
HEMT 2006-3                                                                                              280.25                    11.5
HEMT 2006-3                                                                                              792.03                  10.875
HEMT 2006-3                                                                                              554.63                     9.5
HEMT 2006-3                                                                                              541.05                      12
HEMT 2006-3                                                                                              352.78                      10
HEMT 2006-3                                                                                               902.3                  11.375
HEMT 2006-3                                                                                              407.12                      11
HEMT 2006-3                                                                                              116.51                   13.75
HEMT 2006-3                                                                                              227.94                   9.875
HEMT 2006-3                                                                                              603.45                   13.75
HEMT 2006-3                                                                                              549.91                   13.75
HEMT 2006-3                                                                                              390.76                   9.875
HEMT 2006-3                                                                                               692.3                    8.75
HEMT 2006-3                                                                                              722.91                    11.5
HEMT 2006-3                                                                                             1143.42                    10.5
HEMT 2006-3                                                                                              328.73                   13.25
HEMT 2006-3                                                                                              712.68                  12.875
HEMT 2006-3                                                                                               246.8                    9.25
HEMT 2006-3                                                                                               172.5                   11.75
HEMT 2006-3                                                                                              487.97                  12.125
HEMT 2006-3                                                                                              922.15                   12.25
HEMT 2006-3                                                                                                2038                  11.875
HEMT 2006-3                                                                                              572.71                    13.5
HEMT 2006-3                                                                                              571.26                   10.25
HEMT 2006-3                                                                                              524.79                  11.875
HEMT 2006-3                                                                                              424.84                       9
HEMT 2006-3                                                                                              498.87                   9.875
HEMT 2006-3                                                                                              519.91                      13
HEMT 2006-3                                                                                              603.25                  11.875
HEMT 2006-3                                                                                              990.05                      13
HEMT 2006-3                                                                                              751.88                   8.875
HEMT 2006-3                                                                                              478.13                    12.5
HEMT 2006-3                                                                                              325.45                   9.125
HEMT 2006-3                                                                                               503.7                   11.75
HEMT 2006-3                                                                                             1176.77                   13.75
HEMT 2006-3                                                                                               309.3                    9.75
HEMT 2006-3                                                                                              403.15                     8.5
HEMT 2006-3                                                                                              781.67                   8.375
HEMT 2006-3                                                                                              528.75                       9
HEMT 2006-3                                                                                              446.25                      10
HEMT 2006-3                                                                                             1035.29                   9.625
HEMT 2006-3                                                                                              863.81                    9.25
HEMT 2006-3                                                                                             1087.34                    11.5
HEMT 2006-3                                                                                              693.02                  10.875
HEMT 2006-3                                                                                              314.58                   13.75
HEMT 2006-3                                                                                              533.63                    12.5
HEMT 2006-3                                                                                              274.42                    10.5
HEMT 2006-3                                                                                              197.44                    9.25
HEMT 2006-3                                                                                              271.02                      13
HEMT 2006-3                                                                                              419.58                   11.25
HEMT 2006-3                                                                                             1196.53                  11.375
HEMT 2006-3                                                                                              251.85                   10.75
HEMT 2006-3                                                                                              212.74                     9.5
HEMT 2006-3                                                                                              375.21                    9.75
HEMT 2006-3                                                                                              373.39                   9.875
HEMT 2006-3                                                                                              457.94                    13.5
HEMT 2006-3                                                                                              209.12                       8
HEMT 2006-3                                                                                              186.72                   9.875
HEMT 2006-3                                                                                              130.83                   10.25
HEMT 2006-3                                                                                             1113.75                   8.125
HEMT 2006-3                                                                                              295.53                   10.25
HEMT 2006-3                                                                                              506.93                  12.875
HEMT 2006-3                                                                                               800.4                    10.5
HEMT 2006-3                                                                                              133.17                    9.75
HEMT 2006-3                                                                                               208.4                   9.875
HEMT 2006-3                                                                                              160.99                   11.25
HEMT 2006-3                                                                                             1130.43                  12.875
HEMT 2006-3                                                                                              962.78                      12
HEMT 2006-3                                                                                              160.22                   8.625
HEMT 2006-3                                                                                              431.67                   13.75
HEMT 2006-3                                                                                              168.13                    8.25
HEMT 2006-3                                                                                              266.31                    13.5
HEMT 2006-3                                                                                              346.79                       9
HEMT 2006-3                                                                                              374.22                       8
HEMT 2006-3                                                                                              571.49                   13.75
HEMT 2006-3                                                                                              549.75                  11.875
HEMT 2006-3                                                                                              376.69                    10.5
HEMT 2006-3                                                                                              336.34                     9.5
HEMT 2006-3                                                                                              139.81                   13.75
HEMT 2006-3                                                                                              271.41                      11
HEMT 2006-3                                                                                             1074.51                  12.875
HEMT 2006-3                                                                                             1131.47                      12
HEMT 2006-3                                                                                             1094.34                    10.5
HEMT 2006-3                                                                                              301.34                  11.875
HEMT 2006-3                                                                                              185.76                   13.25
HEMT 2006-3                                                                                              403.11                    9.25
HEMT 2006-3                                                                                              224.03                   10.25
HEMT 2006-3                                                                                              584.23                    9.75
HEMT 2006-3                                                                                               566.9                   8.875
HEMT 2006-3                                                                                              512.26                    10.5
HEMT 2006-3                                                                                              709.74                      12
HEMT 2006-3                                                                                              429.92                  11.125
HEMT 2006-3                                                                                              584.71                   10.25
HEMT 2006-3                                                                                             1283.68                   12.25
HEMT 2006-3                                                                                              596.35                   11.25
HEMT 2006-3                                                                                              703.66                   9.375
HEMT 2006-3                                                                                              488.18                   9.125
HEMT 2006-3                                                                                              446.72                    13.5
HEMT 2006-3                                                                                              942.92                   9.125
HEMT 2006-3                                                                                              1130.3                     8.5
HEMT 2006-3                                                                                              293.11                      10
HEMT 2006-3                                                                                             1216.02                   9.375
HEMT 2006-3                                                                                              395.88                       9
HEMT 2006-3                                                                                              483.47                   7.375
HEMT 2006-3                                                                                              308.03                      10
HEMT 2006-3                                                                                              868.35                   9.875
HEMT 2006-3                                                                                              182.33                   13.75
HEMT 2006-3                                                                                              369.94                  11.625
HEMT 2006-3                                                                                              169.23                    10.5
HEMT 2006-3                                                                                              157.96                      10
HEMT 2006-3                                                                                              262.11                   10.25
HEMT 2006-3                                                                                             1119.29                   12.75
HEMT 2006-3                                                                                              468.02                    13.5
HEMT 2006-3                                                                                              853.99                      13
HEMT 2006-3                                                                                              354.65                    13.5
HEMT 2006-3                                                                                              548.95                   9.375
HEMT 2006-3                                                                                              421.62                       9
HEMT 2006-3                                                                                              366.82                      10
HEMT 2006-3                                                                                              980.39                    11.5
HEMT 2006-3                                                                                              917.84                   11.25
HEMT 2006-3                                                                                              447.86                    13.5
HEMT 2006-3                                                                                              553.57                   9.875
HEMT 2006-3                                                                                              505.06                    8.75
HEMT 2006-3                                                                                               190.5                   13.75
HEMT 2006-3                                                                                              940.78                    11.5
HEMT 2006-3                                                                                              493.73                      12
HEMT 2006-3                                                                                              212.12                    12.5
HEMT 2006-3                                                                                              489.49                   13.75
HEMT 2006-3                                                                                              372.64                   11.75
HEMT 2006-3                                                                                             1289.79                  11.625
HEMT 2006-3                                                                                             1365.49                      12
HEMT 2006-3                                                                                                 200                      11
HEMT 2006-3                                                                                              982.32                  10.625
HEMT 2006-3                                                                                             1415.94                      13
HEMT 2006-3                                                                                             1033.46                   13.25
HEMT 2006-3                                                                                              864.51                   13.75
HEMT 2006-3                                                                                              136.78                   13.25
HEMT 2006-3                                                                                              643.69                    11.5
HEMT 2006-3                                                                                              438.57                  11.125
HEMT 2006-3                                                                                              417.55                    9.75
HEMT 2006-3                                                                                              379.17                   8.625
HEMT 2006-3                                                                                              462.05                  10.625
HEMT 2006-3                                                                                              168.03                   10.75
HEMT 2006-3                                                                                              788.23                  10.375
HEMT 2006-3                                                                                               285.7                      11
HEMT 2006-3                                                                                              562.16                   13.75
HEMT 2006-3                                                                                              229.64                   13.75
HEMT 2006-3                                                                                              226.15                   13.75
HEMT 2006-3                                                                                                 388                    11.5
HEMT 2006-3                                                                                              457.12                      11
HEMT 2006-3                                                                                               187.7                   8.125
HEMT 2006-3                                                                                              1217.5                    8.75
HEMT 2006-3                                                                                              529.74                     9.5
HEMT 2006-3                                                                                              612.15                    9.75
HEMT 2006-3                                                                                              392.42                    9.25
HEMT 2006-3                                                                                              318.89                   8.625
HEMT 2006-3                                                                                              797.05                   13.25
HEMT 2006-3                                                                                              813.28                      11
HEMT 2006-3                                                                                             1421.47                   13.75
HEMT 2006-3                                                                                              876.89                  10.875
HEMT 2006-3                                                                                              246.21                       9
HEMT 2006-3                                                                                              565.55                  10.625
HEMT 2006-3                                                                                              1112.7                    11.5
HEMT 2006-3                                                                                              305.39                   10.25
HEMT 2006-3                                                                                              534.76                    11.5
HEMT 2006-3                                                                                              168.38                    13.5
HEMT 2006-3                                                                                              961.59                  11.125
HEMT 2006-3                                                                                               533.1                  12.625
HEMT 2006-3                                                                                              117.15                   12.75
HEMT 2006-3                                                                                              222.78                   12.75
HEMT 2006-3                                                                                             1266.01                  10.625
HEMT 2006-3                                                                                              600.52                   9.375
HEMT 2006-3                                                                                              556.35                   10.75
HEMT 2006-3                                                                                             1930.64                  13.125
HEMT 2006-3                                                                                              399.04                   8.375
HEMT 2006-3                                                                                              587.22                   13.75
HEMT 2006-3                                                                                               98.08                  11.375
HEMT 2006-3                                                                                              757.32                   13.75
HEMT 2006-3                                                                                              912.07                    12.5
HEMT 2006-3                                                                                              499.92                  11.625
HEMT 2006-3                                                                                              376.78                   9.375
HEMT 2006-3                                                                                              191.73                   8.875
HEMT 2006-3                                                                                              230.74                   8.875
HEMT 2006-3                                                                                               335.2                  10.875
HEMT 2006-3                                                                                             1028.51                      11
HEMT 2006-3                                                                                              101.77                  10.375
HEMT 2006-3                                                                                              683.63                      13
HEMT 2006-3                                                                                              195.57                  10.375
HEMT 2006-3                                                                                              862.18                   13.75
HEMT 2006-3                                                                                              563.37                     9.5
HEMT 2006-3                                                                                              585.46                   11.75
HEMT 2006-3                                                                                              868.35                   9.875
HEMT 2006-3                                                                                              250.87                    9.75
HEMT 2006-3                                                                                              697.91                     9.5
HEMT 2006-3                                                                                              664.21                   13.25
HEMT 2006-3                                                                                              907.08                      13
HEMT 2006-3                                                                                              116.51                   13.75
HEMT 2006-3                                                                                              306.09                   9.875
HEMT 2006-3                                                                                              795.82                    10.5
HEMT 2006-3                                                                                              239.78                   13.75
HEMT 2006-3                                                                                              205.08                   10.75
HEMT 2006-3                                                                                             1096.44                  12.875
HEMT 2006-3                                                                                              880.43                  10.875
HEMT 2006-3                                                                                              597.24                   10.75
HEMT 2006-3                                                                                              172.66                    10.5
HEMT 2006-3                                                                                              969.96                   13.75
HEMT 2006-3                                                                                             1037.31                    10.5
HEMT 2006-3                                                                                               130.1                    12.5
HEMT 2006-3                                                                                                 287                    10.5
HEMT 2006-3                                                                                              345.39                   10.75
HEMT 2006-3                                                                                              646.18                  12.625
HEMT 2006-3                                                                                              430.01                      10
HEMT 2006-3                                                                                              243.85                     9.5
HEMT 2006-3                                                                                               209.2                       9
HEMT 2006-3                                                                                              386.13                      10
HEMT 2006-3                                                                                              509.99                   9.625
HEMT 2006-3                                                                                               92.35                  10.375
HEMT 2006-3                                                                                              535.98                    9.75
HEMT 2006-3                                                                                              462.47                     9.5
HEMT 2006-3                                                                                              239.23                   11.75
HEMT 2006-3                                                                                              804.97                    10.5
HEMT 2006-3                                                                                              410.45                      11
HEMT 2006-3                                                                                             1283.16                   13.25
HEMT 2006-3                                                                                             1574.75                  11.625
HEMT 2006-3                                                                                              514.98                   13.75
HEMT 2006-3                                                                                              427.36                   11.25
HEMT 2006-3                                                                                              1507.6                  10.125
HEMT 2006-3                                                                                               88.68                  10.125
HEMT 2006-3                                                                                              447.75                     9.5
HEMT 2006-3                                                                                               97.55                  10.125
HEMT 2006-3                                                                                              831.84                    11.5
HEMT 2006-3                                                                                               101.2                      10
HEMT 2006-3                                                                                              324.82                    11.5
HEMT 2006-3                                                                                              518.59                  10.875
HEMT 2006-3                                                                                              455.07                   10.75
HEMT 2006-3                                                                                              416.81                   9.875
HEMT 2006-3                                                                                               828.4                   9.875
HEMT 2006-3                                                                                              355.42                      10
HEMT 2006-3                                                                                              485.59                  10.875
HEMT 2006-3                                                                                              513.41                   10.75
HEMT 2006-3                                                                                              394.99                      12
HEMT 2006-3                                                                                             1472.62                   13.25
HEMT 2006-3                                                                                              415.88                   11.75
HEMT 2006-3                                                                                              337.55                  10.875
HEMT 2006-3                                                                                              701.98                   10.75
HEMT 2006-3                                                                                              396.01                  10.875
HEMT 2006-3                                                                                              589.22                    11.5
HEMT 2006-3                                                                                              676.29                  11.625
HEMT 2006-3                                                                                             1401.18                  10.125
HEMT 2006-3                                                                                              159.62                   13.75
HEMT 2006-3                                                                                             1009.03                     9.5
HEMT 2006-3                                                                                              478.88                  10.125
HEMT 2006-3                                                                                              640.07                    9.75
HEMT 2006-3                                                                                              464.26                    12.5
HEMT 2006-3                                                                                              218.46                   13.75
HEMT 2006-3                                                                                             1107.24                   11.25
HEMT 2006-3                                                                                              640.14                    12.5
HEMT 2006-3                                                                                               649.7                   12.25
HEMT 2006-3                                                                                              590.03                    8.75
HEMT 2006-3                                                                                              287.82                  10.875
HEMT 2006-3                                                                                              955.39                   13.75
HEMT 2006-3                                                                                               326.8                    11.5
HEMT 2006-3                                                                                              460.22                   9.875
HEMT 2006-3                                                                                              339.41                  10.875
HEMT 2006-3                                                                                              197.89                   12.75
HEMT 2006-3                                                                                              541.43                  10.375
HEMT 2006-3                                                                                              709.45                   10.75
HEMT 2006-3                                                                                              490.38                  11.375
HEMT 2006-3                                                                                              348.25                   11.75
HEMT 2006-3                                                                                              786.45                   13.75
HEMT 2006-3                                                                                              362.59                      12
HEMT 2006-3                                                                                              366.91                       9
HEMT 2006-3                                                                                              432.02                      12
HEMT 2006-3                                                                                              210.39                    10.5
HEMT 2006-3                                                                                              561.14                   9.875
HEMT 2006-3                                                                                              615.45                  10.625
HEMT 2006-3                                                                                              424.07                  13.125
HEMT 2006-3                                                                                              157.96                      10
HEMT 2006-3                                                                                              218.09                  10.625
HEMT 2006-3                                                                                              261.43                     8.5
HEMT 2006-3                                                                                             1166.85                   10.75
HEMT 2006-3                                                                                              472.53                    9.75
HEMT 2006-3                                                                                              562.25                  10.375
HEMT 2006-3                                                                                              423.68                   8.875
HEMT 2006-3                                                                                              467.28                   12.75
HEMT 2006-3                                                                                              976.28                  12.375
HEMT 2006-3                                                                                              367.26                      10
HEMT 2006-3                                                                                             1214.14                    13.5
HEMT 2006-3                                                                                              633.09                  10.875
HEMT 2006-3                                                                                              135.15                   13.75
HEMT 2006-3                                                                                              247.84                   8.875
HEMT 2006-3                                                                                              199.99                      11
HEMT 2006-3                                                                                              207.88                  11.875
HEMT 2006-3                                                                                              535.95                   13.75
HEMT 2006-3                                                                                              323.41                  13.125
HEMT 2006-3                                                                                              854.86                  11.625
HEMT 2006-3                                                                                              961.55                   11.25
HEMT 2006-3                                                                                             2021.25                   12.75
HEMT 2006-3                                                                                              785.67                      11
HEMT 2006-3                                                                                              999.69                   13.25
HEMT 2006-3                                                                                              563.85                  10.875
HEMT 2006-3                                                                                              570.79                  12.625
HEMT 2006-3                                                                                              891.09                   12.75
HEMT 2006-3                                                                                              475.75                  12.375
HEMT 2006-3                                                                                              559.25                   13.75
HEMT 2006-3                                                                                              665.33                   7.625
HEMT 2006-3                                                                                              573.97                      12
HEMT 2006-3                                                                                              135.78                  10.875
HEMT 2006-3                                                                                              186.87                    9.75
HEMT 2006-3                                                                                              583.53                   9.875
HEMT 2006-3                                                                                              693.07                  10.625
HEMT 2006-3                                                                                              308.92                   13.75
HEMT 2006-3                                                                                              718.67                   10.25
HEMT 2006-3                                                                                              536.53                   13.75
HEMT 2006-3                                                                                              250.63                   8.875
HEMT 2006-3                                                                                             1086.69                   12.75
HEMT 2006-3                                                                                              203.19                   9.875
HEMT 2006-3                                                                                              380.27                  10.375
HEMT 2006-3                                                                                              416.21                    10.5
HEMT 2006-3                                                                                              279.63                   13.75
HEMT 2006-3                                                                                              291.28                   13.75
HEMT 2006-3                                                                                              106.41                   8.375
HEMT 2006-3                                                                                              218.95                      10
HEMT 2006-3                                                                                              444.35                   11.25
HEMT 2006-3                                                                                              342.25                      10
HEMT 2006-3                                                                                             1010.44                  13.375
HEMT 2006-3                                                                                              745.29                   9.125
HEMT 2006-3                                                                                               224.9                   10.75
HEMT 2006-3                                                                                              492.99                   9.625
HEMT 2006-3                                                                                              793.29                   12.75
HEMT 2006-3                                                                                              353.98                      13
HEMT 2006-3                                                                                              500.35                   13.75
HEMT 2006-3                                                                                              384.49                   13.75
HEMT 2006-3                                                                                              1663.5                   9.375
HEMT 2006-3                                                                                              760.69                   12.75
HEMT 2006-3                                                                                              514.77                   11.25
HEMT 2006-3                                                                                              559.25                   13.75
HEMT 2006-3                                                                                              163.36                   10.75
HEMT 2006-3                                                                                              287.68                   11.75
HEMT 2006-3                                                                                              144.69                   10.75
HEMT 2006-3                                                                                              144.69                   10.75
HEMT 2006-3                                                                                              163.36                   10.75
HEMT 2006-3                                                                                              425.62                      10
HEMT 2006-3                                                                                              1362.7                  13.375
HEMT 2006-3                                                                                              283.57                    10.5
HEMT 2006-3                                                                                              231.01                  12.625
HEMT 2006-3                                                                                              803.96                  10.625
HEMT 2006-3                                                                                              608.41                      13
HEMT 2006-3                                                                                              597.43                   10.75
HEMT 2006-3                                                                                              346.32                  10.375
HEMT 2006-3                                                                                              175.51                      10
HEMT 2006-3                                                                                             1402.55                  10.875
HEMT 2006-3                                                                                              313.64                   10.25
HEMT 2006-3                                                                                              445.52                  10.875
HEMT 2006-3                                                                                              464.33                   11.75
HEMT 2006-3                                                                                              318.42                  12.875
HEMT 2006-3                                                                                               186.7                   10.75
HEMT 2006-3                                                                                               649.7                   12.25
HEMT 2006-3                                                                                              115.98                  11.625
HEMT 2006-3                                                                                              554.97                    12.5
HEMT 2006-3                                                                                              378.02                      12
HEMT 2006-3                                                                                             1046.43                   10.75
HEMT 2006-3                                                                                              569.91                  11.625
HEMT 2006-3                                                                                              434.17                   9.875
HEMT 2006-3                                                                                             1095.79                   13.75
HEMT 2006-3                                                                                              264.01                  10.875
HEMT 2006-3                                                                                              912.23                      11
HEMT 2006-3                                                                                              815.58                   13.75
HEMT 2006-3                                                                                              586.31                      12
HEMT 2006-3                                                                                               217.3                  10.375
HEMT 2006-3                                                                                              284.95                  11.625
HEMT 2006-3                                                                                              112.88                  10.875
HEMT 2006-3                                                                                              839.92                   10.25
HEMT 2006-3                                                                                              664.11                   13.75
HEMT 2006-3                                                                                              427.12                   9.625
HEMT 2006-3                                                                                              326.45                   10.25
HEMT 2006-3                                                                                              394.89                    12.5
HEMT 2006-3                                                                                              269.19                   9.875
HEMT 2006-3                                                                                              112.88                  10.875
HEMT 2006-3                                                                                              207.96                    11.5
HEMT 2006-3                                                                                              544.66                    11.5
HEMT 2006-3                                                                                              242.71                   10.75
HEMT 2006-3                                                                                             1144.99                  13.125
HEMT 2006-3                                                                                              478.83                   11.25
HEMT 2006-3                                                                                             1118.51                   13.75
HEMT 2006-3                                                                                              845.34                   9.875
HEMT 2006-3                                                                                             1200.07                   13.75
HEMT 2006-3                                                                                              451.48                   9.875
HEMT 2006-3                                                                                              585.64                   9.625
HEMT 2006-3                                                                                              311.81                  11.875
HEMT 2006-3                                                                                              436.92                   13.75
HEMT 2006-3                                                                                              988.89                   12.75
HEMT 2006-3                                                                                              424.87                  12.875
HEMT 2006-3                                                                                              244.09                   9.125
HEMT 2006-3                                                                                              102.37                  10.875
HEMT 2006-3                                                                                              727.03                   13.75
HEMT 2006-3                                                                                              618.06                  13.625
HEMT 2006-3                                                                                              788.34                  12.625
HEMT 2006-3                                                                                              345.34                    13.5
HEMT 2006-3                                                                                              768.97                   13.75
HEMT 2006-3                                                                                              134.58                  13.125
HEMT 2006-3                                                                                              126.02                   10.75
HEMT 2006-3                                                                                              403.68                      10
HEMT 2006-3                                                                                              257.82                  10.625
HEMT 2006-3                                                                                              435.06                   7.875
HEMT 2006-3                                                                                              788.66                  11.125
HEMT 2006-3                                                                                              687.96                      11
HEMT 2006-3                                                                                              327.85                  12.375
HEMT 2006-3                                                                                              757.32                   13.75
HEMT 2006-3                                                                                              287.92                  10.375
HEMT 2006-3                                                                                              458.16                    13.5
HEMT 2006-3                                                                                              494.36                  11.125
HEMT 2006-3                                                                                              548.66                     9.5
HEMT 2006-3                                                                                              230.81                   9.375
HEMT 2006-3                                                                                               976.6                  13.375
HEMT 2006-3                                                                                              395.25                   9.625
HEMT 2006-3                                                                                              833.38                      11
HEMT 2006-3                                                                                              255.16                   13.75
HEMT 2006-3                                                                                               140.5                  13.375
HEMT 2006-3                                                                                              197.84                   13.75
HEMT 2006-3                                                                                              102.86                      12
HEMT 2006-3                                                                                              116.51                   13.75
HEMT 2006-3                                                                                             1067.26                    12.5
HEMT 2006-3                                                                                              365.48                  11.125
HEMT 2006-3                                                                                              286.56                  12.125
HEMT 2006-3                                                                                               493.4                  12.875
HEMT 2006-3                                                                                                 253                  13.625
HEMT 2006-3                                                                                              483.89                   10.25
HEMT 2006-3                                                                                              749.69                   11.75
HEMT 2006-3                                                                                              489.12                  11.875
HEMT 2006-3                                                                                              124.16                  10.125
HEMT 2006-3                                                                                                 858                  10.125
HEMT 2006-3                                                                                              654.26                  12.625
HEMT 2006-3                                                                                              291.28                   13.75
HEMT 2006-3                                                                                                 129                      10
HEMT 2006-3                                                                                                  98                   8.625
HEMT 2006-3                                                                                              634.54                  12.375
HEMT 2006-3                                                                                               800.4                  12.875
HEMT 2006-3                                                                                              457.14                      13
HEMT 2006-3                                                                                              102.86                      12
HEMT 2006-3                                                                                              344.57                    8.75
HEMT 2006-3                                                                                              116.51                   13.75
HEMT 2006-3                                                                                              141.56                   13.75
HEMT 2006-3                                                                                              288.17                   12.25
HEMT 2006-3                                                                                              114.75                  11.375
HEMT 2006-3                                                                                                 351                   9.375
HEMT 2006-3                                                                                              325.07                   13.75
HEMT 2006-3                                                                                               786.7                    8.75
HEMT 2006-3                                                                                              287.68                   11.75
HEMT 2006-3                                                                                              291.28                   13.75
HEMT 2006-3                                                                                              961.78                  11.125
HEMT 2006-3                                                                                              530.13                   13.75
HEMT 2006-3                                                                                              406.82                   9.125
HEMT 2006-3                                                                                              990.78                    13.5
HEMT 2006-3                                                                                              556.44                  13.375
HEMT 2006-3                                                                                              425.67                  10.125
HEMT 2006-3                                                                                              809.94                  10.875
HEMT 2006-3                                                                                              512.14                  10.125
HEMT 2006-3                                                                                              317.62                   11.75
HEMT 2006-3                                                                                              465.11                   12.25
HEMT 2006-3                                                                                              214.51                  10.875
HEMT 2006-3                                                                                              717.38                   9.375
HEMT 2006-3                                                                                             1035.65                      11
HEMT 2006-3                                                                                              227.92                   12.25
HEMT 2006-3                                                                                             1304.03                   12.75
HEMT 2006-3                                                                                               877.8                   13.75
HEMT 2006-3                                                                                             1059.83                  11.625
HEMT 2006-3                                                                                              271.92                    9.75
HEMT 2006-3                                                                                              378.38                     9.5
HEMT 2006-3                                                                                              243.09                      10
HEMT 2006-3                                                                                               434.5                    10.5
HEMT 2006-3                                                                                              189.13                   13.25
HEMT 2006-3                                                                                                 765                  11.375
HEMT 2006-3                                                                                              137.77                   13.75
HEMT 2006-3                                                                                              699.07                   13.75
HEMT 2006-3                                                                                              346.11                   8.875
HEMT 2006-3                                                                                              477.39                   8.875
HEMT 2006-3                                                                                              373.39                   10.75
HEMT 2006-3                                                                                              384.09                   13.75
HEMT 2006-3                                                                                              368.69                   13.75
HEMT 2006-3                                                                                               378.6                   13.75
HEMT 2006-3                                                                                              222.83                     9.5
HEMT 2006-3                                                                                               480.9                    13.5
HEMT 2006-3                                                                                              311.01                    9.75
HEMT 2006-3                                                                                              630.06                   12.75
HEMT 2006-3                                                                                              368.28                   8.125
HEMT 2006-3                                                                                             1288.61                   13.75
HEMT 2006-3                                                                                              153.87                   9.375
HEMT 2006-3                                                                                              480.27                    12.5
HEMT 2006-3                                                                                              105.11                     9.5
HEMT 2006-3                                                                                              681.59                   13.75
HEMT 2006-3                                                                                               93.91                    8.25
HEMT 2006-3                                                                                                 307                  12.875
HEMT 2006-3                                                                                              355.59                    8.75
HEMT 2006-3                                                                                              732.82                    11.5
HEMT 2006-3                                                                                              507.12                   9.875
HEMT 2006-3                                                                                             1033.32                    12.5
HEMT 2006-3                                                                                              187.47                  11.625
HEMT 2006-3                                                                                              103.82                  12.125
HEMT 2006-3                                                                                              554.01                   9.875
HEMT 2006-3                                                                                              172.88                   11.25
HEMT 2006-3                                                                                              499.45                    10.5
HEMT 2006-3                                                                                              429.95                   10.25
HEMT 2006-3                                                                                              298.61                    13.5
HEMT 2006-3                                                                                              182.11                   11.25
HEMT 2006-3                                                                                              549.77                     8.5
HEMT 2006-3                                                                                              216.48                    13.5
HEMT 2006-3                                                                                              221.06                  11.625
HEMT 2006-3                                                                                                 414                  10.625
HEMT 2006-3                                                                                              224.58                   13.75
HEMT 2006-3                                                                                              224.58                   13.75
HEMT 2006-3                                                                                              150.24                      10
HEMT 2006-3                                                                                              430.43                   9.375
HEMT 2006-3                                                                                              355.78                  10.625
HEMT 2006-3                                                                                              565.73                  10.875
HEMT 2006-3                                                                                              103.82                  12.125
HEMT 2006-3                                                                                              461.97                   12.25
HEMT 2006-3                                                                                              917.15                   10.75
HEMT 2006-3                                                                                              594.99                   9.625
HEMT 2006-3                                                                                              398.83                   11.75
HEMT 2006-3                                                                                                 187                   13.75
HEMT 2006-3                                                                                              470.65                    11.5
HEMT 2006-3                                                                                               800.4                  12.875
HEMT 2006-3                                                                                              295.37                  12.875
HEMT 2006-3                                                                                              802.76                   13.75
HEMT 2006-3                                                                                              302.35                   13.75
HEMT 2006-3                                                                                              434.46                   12.75
HEMT 2006-3                                                                                              827.84                   12.25
HEMT 2006-3                                                                                              348.19                   10.75
HEMT 2006-3                                                                                              575.99                  10.125
HEMT 2006-3                                                                                              969.99                    11.5
HEMT 2006-3                                                                                              909.46                    13.5
HEMT 2006-3                                                                                              629.16                   13.75
HEMT 2006-3                                                                                              449.62                   9.375
HEMT 2006-3                                                                                              903.13                   9.125
HEMT 2006-3                                                                                              560.45                  11.875
HEMT 2006-3                                                                                              220.03                  11.375
HEMT 2006-3                                                                                              433.52                      10
HEMT 2006-3                                                                                              902.11                    9.75
HEMT 2006-3                                                                                              205.85                    8.25
HEMT 2006-3                                                                                              750.19                  11.125
HEMT 2006-3                                                                                              838.88                   13.75
HEMT 2006-3                                                                                              826.31                  11.875
HEMT 2006-3                                                                                              568.54                      11
HEMT 2006-3                                                                                              140.69                   13.75
HEMT 2006-3                                                                                              507.06                  11.375
HEMT 2006-3                                                                                              224.93                   13.25
HEMT 2006-3                                                                                              234.15                       9
HEMT 2006-3                                                                                             1050.13                  13.625
HEMT 2006-3                                                                                              380.93                  10.875
HEMT 2006-3                                                                                              393.34                    10.5
HEMT 2006-3                                                                                              121.61                   8.375
HEMT 2006-3                                                                                              448.74                  12.875
HEMT 2006-3                                                                                               131.5                   13.75
HEMT 2006-3                                                                                                 423                   12.75
HEMT 2006-3                                                                                              175.84                   9.875
HEMT 2006-3                                                                                              125.67                   8.875
HEMT 2006-3                                                                                              920.44                   13.75
HEMT 2006-3                                                                                              940.31                   9.625
HEMT 2006-3                                                                                              436.44                  11.375
HEMT 2006-3                                                                                             1409.79                   13.75
HEMT 2006-3                                                                                             1100.26                   11.75
HEMT 2006-3                                                                                              209.26                    8.75
HEMT 2006-3                                                                                              365.26                   13.75
HEMT 2006-3                                                                                              396.01                  10.875
HEMT 2006-3                                                                                              699.78                    10.5
HEMT 2006-3                                                                                              213.88                      13
HEMT 2006-3                                                                                              165.93                      13
HEMT 2006-3                                                                                              146.39                  12.125
HEMT 2006-3                                                                                              462.93                   12.75
HEMT 2006-3                                                                                              644.29                    13.5
HEMT 2006-3                                                                                             1755.14                      10
HEMT 2006-3                                                                                              599.49                   10.25
HEMT 2006-3                                                                                              319.12                   9.875
HEMT 2006-3                                                                                             1071.17                   10.75
HEMT 2006-3                                                                                              309.57                  10.625
HEMT 2006-3                                                                                               673.4                    11.5
HEMT 2006-3                                                                                              108.67                   12.75
HEMT 2006-3                                                                                              294.37                    13.5
HEMT 2006-3                                                                                              503.89                   10.75
HEMT 2006-3                                                                                              560.09                   10.75
HEMT 2006-3                                                                                               477.7                   13.75
HEMT 2006-3                                                                                              180.93                   12.75
HEMT 2006-3                                                                                              439.69                    11.5
HEMT 2006-3                                                                                              176.18                      11
HEMT 2006-3                                                                                             1032.06                   13.75
HEMT 2006-3                                                                                              490.02                  12.625
HEMT 2006-3                                                                                              252.53                   11.25
HEMT 2006-3                                                                                              699.07                   13.75
HEMT 2006-3                                                                                             1125.77                   13.25
HEMT 2006-3                                                                                                 501                   13.75
HEMT 2006-3                                                                                             1169.65                  13.375
HEMT 2006-3                                                                                              640.32                    10.5
HEMT 2006-3                                                                                              872.09                   13.75
HEMT 2006-3                                                                                              594.58                    10.5
HEMT 2006-3                                                                                              310.83                    10.5
HEMT 2006-3                                                                                               329.9                  10.125
HEMT 2006-3                                                                                              221.37                   13.75
HEMT 2006-3                                                                                              221.37                   13.75
HEMT 2006-3                                                                                              690.33                   13.75
HEMT 2006-3                                                                                              924.03                  10.875
HEMT 2006-3                                                                                              441.42                      10
HEMT 2006-3                                                                                              377.33                    10.5
HEMT 2006-3                                                                                              690.76                    9.75
HEMT 2006-3                                                                                               93.33                   8.625
HEMT 2006-3                                                                                              260.64                      10
HEMT 2006-3                                                                                              419.44                   13.75
HEMT 2006-3                                                                                              237.78                   9.375
HEMT 2006-3                                                                                              217.34                   12.75
HEMT 2006-3                                                                                              245.72                      10
HEMT 2006-3                                                                                              400.73                  10.875
HEMT 2006-3                                                                                              254.75                  11.875
HEMT 2006-3                                                                                              959.85                  11.625
HEMT 2006-3                                                                                              303.29                   13.75
HEMT 2006-3                                                                                              122.16                   13.75
HEMT 2006-3                                                                                             1442.67                  11.125
HEMT 2006-3                                                                                              438.79                      10
HEMT 2006-3                                                                                              380.48                  12.375
HEMT 2006-3                                                                                             1193.19                      12
HEMT 2006-3                                                                                              864.42                   11.25
HEMT 2006-3                                                                                              831.89                   13.75
HEMT 2006-3                                                                                              449.64                    13.5
HEMT 2006-3                                                                                              108.62                       9
HEMT 2006-3                                                                                              691.09                      10
HEMT 2006-3                                                                                              284.75                   9.625
HEMT 2006-3                                                                                             1109.77                   13.75
HEMT 2006-3                                                                                              139.81                   13.75
HEMT 2006-3                                                                                              326.01                   12.75
HEMT 2006-3                                                                                              150.13                   12.75
HEMT 2006-3                                                                                              625.21                   9.875
HEMT 2006-3                                                                                              336.43                   13.75
HEMT 2006-3                                                                                              115.37                    11.5
HEMT 2006-3                                                                                              333.07                  11.375
HEMT 2006-3                                                                                              190.78                   11.75
HEMT 2006-3                                                                                             1223.37                   13.75
HEMT 2006-3                                                                                              296.04                  12.875
HEMT 2006-3                                                                                              487.28                       9
HEMT 2006-3                                                                                              725.28                   13.75
HEMT 2006-3                                                                                              525.35                   9.875
HEMT 2006-3                                                                                              1453.9                   10.75
HEMT 2006-3                                                                                              119.78                  13.125
HEMT 2006-3                                                                                              218.28                   13.75
HEMT 2006-3                                                                                              204.48                   13.75
HEMT 2006-3                                                                                              672.49                  10.875
HEMT 2006-3                                                                                              329.84                  10.375
HEMT 2006-3                                                                                               924.1                  10.625
HEMT 2006-3                                                                                              605.68                   12.25
HEMT 2006-3                                                                                               86.83                   9.875
HEMT 2006-3                                                                                              469.11                   10.25
HEMT 2006-3                                                                                             1161.66                  11.875
HEMT 2006-3                                                                                              405.28                   13.25
HEMT 2006-3                                                                                              233.02                   13.75
HEMT 2006-3                                                                                              411.45                      12
HEMT 2006-3                                                                                              332.06                   13.75
HEMT 2006-3                                                                                              690.35                   9.375
HEMT 2006-3                                                                                              780.63                   13.75
HEMT 2006-3                                                                                              168.17                     9.5
HEMT 2006-3                                                                                              945.07                    9.75
HEMT 2006-3                                                                                              434.68                   12.75
HEMT 2006-3                                                                                              450.02                   13.75
HEMT 2006-3                                                                                              955.39                   13.75
HEMT 2006-3                                                                                              489.01                   12.75
HEMT 2006-3                                                                                              765.13                   11.75
HEMT 2006-3                                                                                               150.3                   13.75
HEMT 2006-3                                                                                              239.54                  12.375
HEMT 2006-3                                                                                               90.54                  10.375
HEMT 2006-3                                                                                              514.36                  10.125
HEMT 2006-3                                                                                              117.09                   13.75
HEMT 2006-3                                                                                              837.81                   11.75
HEMT 2006-3                                                                                              148.59                  11.375
HEMT 2006-3                                                                                               463.9                  10.875
HEMT 2006-3                                                                                              104.42                     9.5
HEMT 2006-3                                                                                              283.52                    9.75
HEMT 2006-3                                                                                              606.11                   9.875
HEMT 2006-3                                                                                              116.51                   13.75
HEMT 2006-3                                                                                              611.68                   13.75
HEMT 2006-3                                                                                                 501                   13.75
HEMT 2006-3                                                                                             1494.29                  12.625
HEMT 2006-3                                                                                              235.78                   12.25
HEMT 2006-3                                                                                              234.28                   9.875
HEMT 2006-3                                                                                              392.42                  10.125
HEMT 2006-3                                                                                              307.87                   11.75
HEMT 2006-3                                                                                              137.24                      10
HEMT 2006-3                                                                                              491.58                   11.75
HEMT 2006-3                                                                                              119.31                  11.375
HEMT 2006-3                                                                                              539.36                  12.375
HEMT 2006-3                                                                                              732.34                  11.375
HEMT 2006-3                                                                                              712.42                   11.25
HEMT 2006-3                                                                                              641.97                  11.875
HEMT 2006-3                                                                                               240.2                   13.75
HEMT 2006-3                                                                                               150.3                   13.75
HEMT 2006-3                                                                                              212.34                   13.75
HEMT 2006-3                                                                                              158.35                    11.5
HEMT 2006-3                                                                                              199.01                  10.375
HEMT 2006-3                                                                                              1282.3                   12.75
HEMT 2006-3                                                                                              905.59                    10.5
HEMT 2006-3                                                                                              297.09                    11.5
HEMT 2006-3                                                                                              314.91                    11.5
HEMT 2006-3                                                                                              322.47                      12
HEMT 2006-3                                                                                              255.77                   13.75
HEMT 2006-3                                                                                               227.2                   13.75
HEMT 2006-3                                                                                              224.58                   13.75
HEMT 2006-3                                                                                              227.13                      11
HEMT 2006-3                                                                                               427.6                   13.75
HEMT 2006-3                                                                                              640.06                   11.25
HEMT 2006-3                                                                                              179.22                   10.25
HEMT 2006-3                                                                                              307.41                     8.5
HEMT 2006-3                                                                                              237.65                    10.5
HEMT 2006-3                                                                                              755.97                    13.5
HEMT 2006-3                                                                                              785.87                      10
HEMT 2006-3                                                                                              441.34                  11.375
HEMT 2006-3                                                                                              519.03                   13.75
HEMT 2006-3                                                                                              196.65                  10.375
HEMT 2006-3                                                                                               118.8                   8.125
HEMT 2006-3                                                                                              144.65                   13.75
HEMT 2006-3                                                                                              198.74                  10.375
HEMT 2006-3                                                                                              613.33                   12.75
HEMT 2006-3                                                                                              699.46                      12
HEMT 2006-3                                                                                              342.53                      12
HEMT 2006-3                                                                                              310.71                      12
HEMT 2006-3                                                                                              174.77                   13.75
HEMT 2006-3                                                                                              186.13                    13.5
HEMT 2006-3                                                                                              192.24                   13.75
HEMT 2006-3                                                                                              135.16                  13.625
HEMT 2006-3                                                                                               234.3                      10
HEMT 2006-3                                                                                              291.28                   13.75
HEMT 2006-3                                                                                              375.27                  10.875
HEMT 2006-3                                                                                              499.54                  10.875
HEMT 2006-3                                                                                              260.75                      11
HEMT 2006-3                                                                                              317.27                  12.375
HEMT 2006-3                                                                                              532.82                      12
HEMT 2006-3                                                                                              886.12                    12.5
HEMT 2006-3                                                                                              172.64                   11.25
HEMT 2006-3                                                                                              218.74                   8.125
HEMT 2006-3                                                                                              508.85                      13
HEMT 2006-3                                                                                              450.31                   13.25
HEMT 2006-3                                                                                              288.37                   13.75
HEMT 2006-3                                                                                              283.37                      10
HEMT 2006-3                                                                                             1218.58                  11.125
HEMT 2006-3                                                                                              539.36                  12.375
HEMT 2006-3                                                                                              1002.9                      12
HEMT 2006-3                                                                                              755.46                   9.875
HEMT 2006-3                                                                                              413.57                  11.125
HEMT 2006-3                                                                                              441.42                      10
HEMT 2006-3                                                                                                 432                  12.875
HEMT 2006-3                                                                                              335.55                   13.75
HEMT 2006-3                                                                                              232.72                   9.875
HEMT 2006-3                                                                                              543.06                  10.375
HEMT 2006-3                                                                                              132.25                     8.5
HEMT 2006-3                                                                                             1045.11                   13.75
HEMT 2006-3                                                                                             1032.29                   13.75
HEMT 2006-3                                                                                              271.62                  10.375
HEMT 2006-3                                                                                              843.13                    12.5
HEMT 2006-3                                                                                              534.99                   11.75
HEMT 2006-3                                                                                              241.55                   8.375
HEMT 2006-3                                                                                              523.95                   12.25
HEMT 2006-3                                                                                              231.78                  10.375
HEMT 2006-3                                                                                              146.87                   11.75
HEMT 2006-3                                                                                              277.73                      12
HEMT 2006-3                                                                                              211.98                   11.75
HEMT 2006-3                                                                                              565.73                  10.875
HEMT 2006-3                                                                                              385.18                  11.875
HEMT 2006-3                                                                                              435.17                   13.75
HEMT 2006-3                                                                                             1238.94                      13
HEMT 2006-3                                                                                              520.82                    12.5
HEMT 2006-3                                                                                             1271.87                  12.875
HEMT 2006-3                                                                                              321.12                   10.75
HEMT 2006-3                                                                                              947.32                  12.875
HEMT 2006-3                                                                                              598.61                  10.125
HEMT 2006-3                                                                                              209.97                  11.625
HEMT 2006-3                                                                                              464.06                   13.75
HEMT 2006-3                                                                                              691.23                      12
HEMT 2006-3                                                                                              436.71                  12.875
HEMT 2006-3                                                                                              624.73                  10.375
HEMT 2006-3                                                                                               247.6                      11
HEMT 2006-3                                                                                             1108.88                    12.5
HEMT 2006-3                                                                                               831.2                  11.875
HEMT 2006-3                                                                                             1632.21                    13.5
HEMT 2006-3                                                                                              485.41                   9.875
HEMT 2006-3                                                                                              213.68                   11.25
HEMT 2006-3                                                                                              116.51                   13.75
HEMT 2006-3                                                                                              237.67                    11.5
HEMT 2006-3                                                                                              562.64                  11.125
HEMT 2006-3                                                                                              232.05                   9.625
HEMT 2006-3                                                                                              744.42                   9.375
HEMT 2006-3                                                                                             1366.09                    12.5
HEMT 2006-3                                                                                              610.45                   13.25
HEMT 2006-3                                                                                              399.81                   8.875
HEMT 2006-3                                                                                               455.8                   9.375
HEMT 2006-3                                                                                              407.25                  10.375
HEMT 2006-3                                                                                              282.32                   12.75
HEMT 2006-3                                                                                              293.74                   10.25
HEMT 2006-3                                                                                              196.74                      10
HEMT 2006-3                                                                                              264.29                   8.625
HEMT 2006-3                                                                                               544.7                   12.25
HEMT 2006-3                                                                                              282.16                  12.125
HEMT 2006-3                                                                                              705.72                   12.25
HEMT 2006-3                                                                                              176.22                    8.75
HEMT 2006-3                                                                                              448.22                    10.5
HEMT 2006-3                                                                                              772.11                  11.375
HEMT 2006-3                                                                                              937.48                  11.875
HEMT 2006-3                                                                                              157.73                  11.125
HEMT 2006-3                                                                                              144.36                   13.75
HEMT 2006-3                                                                                              122.34                   13.75
HEMT 2006-3                                                                                              389.15                   13.75
HEMT 2006-3                                                                                              384.49                   13.75
HEMT 2006-3                                                                                              165.08                  11.875
HEMT 2006-3                                                                                              336.27                  11.875
HEMT 2006-3                                                                                              373.29                  13.125
HEMT 2006-3                                                                                              548.02                  12.875
HEMT 2006-3                                                                                             1013.89                    12.5
HEMT 2006-3                                                                                              360.02                   13.75
HEMT 2006-3                                                                                              678.76                   13.75
HEMT 2006-3                                                                                              581.42                   11.75
HEMT 2006-3                                                                                              555.22                  12.375
HEMT 2006-3                                                                                              209.72                   13.75
HEMT 2006-3                                                                                              305.84                   13.75
HEMT 2006-3                                                                                              513.46                   12.75
HEMT 2006-3                                                                                              268.79                   13.75
HEMT 2006-3                                                                                              116.51                   13.75
HEMT 2006-3                                                                                              364.91                   13.75
HEMT 2006-3                                                                                              657.48                  13.625
HEMT 2006-3                                                                                              518.89                     9.5
HEMT 2006-3                                                                                              283.52                    9.75
HEMT 2006-3                                                                                              930.65                    12.5
HEMT 2006-3                                                                                              461.65                  11.125
HEMT 2006-3                                                                                              524.79                  11.875
HEMT 2006-3                                                                                              285.22                  10.875
HEMT 2006-3                                                                                              220.06                   12.25
HEMT 2006-3                                                                                               535.4                      13
HEMT 2006-3                                                                                              298.29                   13.75
HEMT 2006-3                                                                                              326.09                      13
HEMT 2006-3                                                                                              253.26                  12.375
HEMT 2006-3                       shawnee                                                                 291.8                    11.9


DEAL_NAME                                   FIRST_PAY_DATE          MATURITY_DATE              NOTE_DATE                 DOC_TYPE_DESC
------------------------------------------------------------------------------------------------------------------------------------------
HEMT 2006-3                                      4/1/2005               3/1/2025                2/3/2005          Full
HEMT 2006-3                                      4/1/2005               3/1/2035               2/22/2005          Full
HEMT 2006-3                                      3/1/2005               2/1/2020               1/12/2005          Full
HEMT 2006-3                                      6/1/2005               5/1/2020                4/6/2005          Full
HEMT 2006-3                                      6/1/2005               5/1/2015               4/14/2005          Full
HEMT 2006-3                                      7/1/2005               6/1/2020               5/10/2005          Full
HEMT 2006-3                                      8/1/2005               7/1/2020                6/9/2005          Full
HEMT 2006-3                                      8/1/2005               7/1/2020                6/9/2005          Stated / Stated
HEMT 2006-3                                      8/1/2005               7/1/2020               6/13/2005          Full
HEMT 2006-3                                      8/1/2005               7/1/2020               6/21/2005          No Income Verification
HEMT 2006-3                                      8/1/2005               7/1/2020               6/30/2005          Reduced (partial)
HEMT 2006-3                                      8/1/2005               7/1/2020               6/30/2005          Reduced (partial)
HEMT 2006-3                                      8/1/2005               7/1/2020               6/27/2005          Reduced (partial)
HEMT 2006-3                                      7/1/2005               6/1/2020               5/20/2005          Full
HEMT 2006-3                                      8/1/2005               7/1/2020               5/26/2005          Reduced (partial)
HEMT 2006-3                                      7/1/2005               6/1/2020               5/16/2005          Full
HEMT 2006-3                                      8/1/2005               7/1/2020                6/9/2005          Full
HEMT 2006-3                                      8/1/2005               7/1/2020               6/23/2005          Reduced (partial)
HEMT 2006-3                                      9/1/2005               8/1/2020               7/12/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020               7/14/2005          Full
HEMT 2006-3                                      8/1/2005               7/1/2020               6/28/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020                7/1/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020                7/6/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020               7/11/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020                7/6/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020               7/11/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020                7/6/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020               7/18/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020               7/18/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020               7/12/2005          Reduced (partial)
HEMT 2006-3                                      9/1/2005               8/1/2020               7/26/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020               7/25/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020               7/15/2005          No Income Verification
HEMT 2006-3                                     10/1/2005               9/1/2020               8/11/2005          Full
HEMT 2006-3                                      8/1/2005               7/1/2020                6/7/2005          Stated / Stated
HEMT 2006-3                                      8/1/2005               7/1/2020               6/27/2005          Stated / Stated
HEMT 2006-3                                      8/1/2005               7/1/2020               6/24/2005          Stated / Stated
HEMT 2006-3                                      8/1/2005               7/1/2020               6/17/2005          Stated / Stated
HEMT 2006-3                                      9/1/2005               8/1/2020               7/19/2005          Stated / Stated
HEMT 2006-3                                      9/1/2005               8/1/2020               7/20/2005          Stated / Stated
HEMT 2006-3                                      9/1/2005               8/1/2020               7/21/2005          Stated / Stated
HEMT 2006-3                                     10/1/2005               9/1/2020               8/25/2005          Full
HEMT 2006-3                                     10/1/2005               9/1/2020               8/15/2005          Full
HEMT 2006-3                                     10/1/2005               9/1/2020                8/3/2005          Full
HEMT 2006-3                                     10/1/2005               9/1/2020               8/11/2005          Stated / Stated
HEMT 2006-3                                     10/1/2005               9/1/2020               8/11/2005          Stated / Stated
HEMT 2006-3                                     10/1/2005               9/1/2020               8/15/2005          Full
HEMT 2006-3                                     10/1/2005               9/1/2020               8/23/2005          Full
HEMT 2006-3                                     10/1/2005               9/1/2020               8/16/2005          Stated / Stated
HEMT 2006-3                                     10/1/2005               9/1/2025                8/4/2005          Full
HEMT 2006-3                                      6/1/2005               5/1/2020               4/28/2005          Stated / Stated
HEMT 2006-3                                      8/1/2005               7/1/2035               6/22/2005          Stated / Stated
HEMT 2006-3                                      8/1/2005               7/1/2020               6/16/2005          Stated / Stated
HEMT 2006-3                                     10/1/2005               9/1/2020               8/24/2005          No Income Verification
HEMT 2006-3                                     11/1/2005              10/1/2020               9/14/2005          Stated / Stated
HEMT 2006-3                                     11/1/2005              10/1/2025               9/29/2005          No Income Verification
HEMT 2006-3                                     11/1/2005              10/1/2020               9/29/2005          No Income Verification
HEMT 2006-3                                     11/1/2005              10/1/2020               9/15/2005          Stated / Stated
HEMT 2006-3                                     10/1/2005               9/1/2020                8/1/2005          Stated / Stated
HEMT 2006-3                                     10/1/2005               9/1/2020                9/1/2005          Full
HEMT 2006-3                                     10/8/2005               9/8/2020                9/8/2005          Full
HEMT 2006-3                                     11/1/2005              10/1/2020               9/22/2005          Stated / Stated
HEMT 2006-3                                     10/1/2005               9/1/2020               8/26/2005          Full
HEMT 2006-3                                     10/1/2005               9/1/2020               8/26/2005          Stated / Stated
HEMT 2006-3                                     11/1/2005              10/1/2020                9/9/2005          Reduced (partial)
HEMT 2006-3                                     11/1/2005              10/1/2020                9/9/2005          Full
HEMT 2006-3                                     10/1/2005               9/1/2020               8/26/2005          Reduced (partial)
HEMT 2006-3                                     11/1/2005              10/1/2020               9/19/2005          Reduced (partial)
HEMT 2006-3                                     11/1/2005              10/1/2020               9/28/2005          Full
HEMT 2006-3                                     12/1/2005              11/1/2025              10/12/2005          Lite Doc
HEMT 2006-3                                     11/1/2005              10/1/2015               9/23/2005          Lite Doc
HEMT 2006-3                                     10/1/2005               9/1/2012               8/22/2005          Lite Doc
HEMT 2006-3                                     10/1/2005               9/1/2020                9/1/2005          Reduced (partial)
HEMT 2006-3                                     11/1/2005              10/1/2025               9/20/2005          Reduced (partial)
HEMT 2006-3                                     10/1/2005               9/1/2025                9/6/2005          Reduced (partial)
HEMT 2006-3                                     10/1/2005               9/1/2020               8/31/2005          Reduced (partial)
HEMT 2006-3                                     10/1/2005               9/1/2025               9/13/2005          Reduced (partial)
HEMT 2006-3                                     10/1/2005               9/1/2025                9/2/2005          Reduced (partial)
HEMT 2006-3                                     11/1/2005              10/1/2020               10/3/2005          Reduced (partial)
HEMT 2006-3                                     11/1/2005              10/1/2020               10/4/2005          Reduced (partial)
HEMT 2006-3                                     12/1/2005              11/1/2020              10/28/2005          Stated / Stated
HEMT 2006-3                                     11/1/2005              10/1/2020              10/13/2005          Stated / Stated
HEMT 2006-3                                     12/1/2005              11/1/2020              10/21/2005          Reduced (partial)
HEMT 2006-3                                     12/1/2005              11/1/2020              10/31/2005          Reduced (partial)
HEMT 2006-3                                     12/1/2005              11/1/2020              10/28/2005          Stated / Stated
HEMT 2006-3                                     12/1/2005              11/1/2020              10/24/2005          No Ratio
HEMT 2006-3                                      1/1/2006              12/1/2020               11/2/2005          Reduced (partial)
HEMT 2006-3                                      1/1/2006              12/1/2012               11/4/2005          Lite Doc
HEMT 2006-3                                     12/1/2005              11/1/2015              10/24/2005          Lite Doc
HEMT 2006-3                                      1/1/2006              12/1/2020              11/14/2005          Full
HEMT 2006-3                                      1/1/2006              12/1/2020              11/11/2005          Full
HEMT 2006-3                                      1/1/2006              12/1/2020              11/11/2005          Full
HEMT 2006-3                                     12/1/2005              11/1/2020               11/4/2005          Reduced (partial)
HEMT 2006-3                                      1/1/2006              12/1/2020              11/16/2005          Reduced (partial)
HEMT 2006-3                                      1/1/2006              12/1/2020              11/30/2005          No Ratio
HEMT 2006-3                                      1/1/2006              12/1/2020              11/29/2005          Reduced (partial)
HEMT 2006-3                                      1/1/2006              12/1/2025               11/1/2005          Full
HEMT 2006-3                                     12/1/2005              11/1/2025              10/25/2005          Full
HEMT 2006-3                                     12/1/2005              11/1/2025               11/3/2005          Full
HEMT 2006-3                                     11/1/2005              10/1/2020               9/26/2005          Stated / Stated
HEMT 2006-3                                     11/1/2005              10/1/2020               9/26/2005          Full
HEMT 2006-3                                     11/1/2005              10/1/2020               9/30/2005          ALT
HEMT 2006-3                                      1/1/2006              12/1/2020               11/4/2005          No Income Verification
HEMT 2006-3                                      1/1/2006              12/1/2020              11/18/2005          No Income Verification
HEMT 2006-3                                      1/1/2006              12/1/2020              11/23/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020               7/13/2005          No Income Verification
HEMT 2006-3                                      9/1/2005               8/1/2020               7/13/2005          Full
HEMT 2006-3                                     10/1/2005               9/1/2020               7/27/2005          No Income Verification
HEMT 2006-3                                     11/1/2005              10/1/2020               9/12/2005          Full
HEMT 2006-3                                     11/1/2005              10/1/2020               9/19/2005          No Income Verification
HEMT 2006-3                                      9/1/2005               8/1/2035               7/14/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2035               7/14/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2035               7/15/2005          Stated / Stated
HEMT 2006-3                                      9/1/2005               8/1/2035               7/15/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2035               7/26/2005          Reduced (partial)
HEMT 2006-3                                      9/1/2005               8/1/2035               7/29/2005          Full
HEMT 2006-3                                     10/1/2005               9/1/2035                8/2/2005          Full
HEMT 2006-3                                     10/1/2005               9/1/2035               8/12/2005          Reduced (partial)
HEMT 2006-3                                     10/1/2005               9/1/2035               8/19/2005          Full
HEMT 2006-3                                     10/1/2005               9/1/2035               8/30/2005          Reduced (partial)
HEMT 2006-3                                     10/1/2005               9/1/2035               8/26/2005          Full
HEMT 2006-3                                     11/1/2005              10/1/2035               9/12/2005          Full
HEMT 2006-3                                     11/1/2005              10/1/2035               9/13/2005          Stated / Stated
HEMT 2006-3                                     11/1/2005              10/1/2035               9/13/2005          Reduced (partial)
HEMT 2006-3                                     11/1/2005              10/1/2035               9/16/2005          Reduced (partial)
HEMT 2006-3                                     11/1/2005              10/1/2035               9/23/2005          Reduced (partial)
HEMT 2006-3                                     11/1/2005              10/1/2035               9/20/2005          Full
HEMT 2006-3                                     11/1/2005              10/1/2035               9/27/2005          Stated / Stated
HEMT 2006-3                                     11/1/2005              10/1/2035               9/27/2005          Full
HEMT 2006-3                                     12/1/2005              11/1/2035               10/5/2005          Full
HEMT 2006-3                                     12/1/2005              11/1/2035               10/7/2005          Reduced (partial)
HEMT 2006-3                                     12/1/2005              11/1/2035              10/10/2005          Full
HEMT 2006-3                                     11/1/2005              10/1/2025                9/8/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020               7/25/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020               7/25/2005          Stated / Stated
HEMT 2006-3                                      9/1/2005               8/1/2020               7/28/2005          Full
HEMT 2006-3                                      9/1/2005               8/1/2020               7/11/2005          Reduced (partial)
HEMT 2006-3                                     10/1/2005               9/1/2035                8/5/2005          Full
HEMT 2006-3                                     10/1/2005               9/1/2020                8/5/2005          Reduced (partial)
HEMT 2006-3                                     10/1/2005               9/1/2020                8/2/2005          Reduced (partial)
HEMT 2006-3                                     11/1/2005              10/1/2020               9/13/2005          Reduced (partial)
HEMT 2006-3                                     11/1/2005              10/1/2020               9/26/2005          Reduced (partial)
HEMT 2006-3                                      1/1/2006              12/1/2020              11/21/2005          No Income Verification
HEMT 2006-3                                      1/1/2006              12/1/2020              11/28/2005          Full
HEMT 2006-3                                      2/1/2006               1/1/2036               12/7/2005          No Income Verification
HEMT 2006-3                                      1/1/2006              12/1/2020              11/29/2005          No Income Verification
HEMT 2006-3                                     12/1/2005              11/1/2020              10/31/2005          Reduced (partial)
HEMT 2006-3                                      1/1/2006              12/1/2020               11/7/2005          Reduced (partial)
HEMT 2006-3                                      2/1/2006               1/1/2021               12/7/2005          Full
HEMT 2006-3                                      2/1/2006               1/1/2021              12/20/2005          No Income Verification
HEMT 2006-3                                      1/1/2006              12/1/2020              11/17/2005          No Income Verification
HEMT 2006-3                                      2/1/2006               1/1/2021              12/12/2005          No Income Verification
HEMT 2006-3                                      2/1/2006               1/1/2021               12/5/2005          No Income Verification
HEMT 2006-3                                      2/1/2006               1/1/2021              12/12/2005          No Income Verification
HEMT 2006-3                                      2/1/2006               1/1/2021              12/22/2005          No Income Verification
HEMT 2006-3                                      2/1/2006               1/1/2021              12/27/2005          No Income Verification
HEMT 2006-3                                      2/1/2006               1/1/2021              12/29/2005          No Income Verification
HEMT 2006-3                                      2/1/2006               1/1/2036               12/1/2005          No Doc (XXXX)
HEMT 2006-3                                      2/1/2006               1/1/2036               12/2/2005          No Doc (XXXX)
HEMT 2006-3                                      2/1/2006               1/1/2036              12/20/2005          No Ratio
HEMT 2006-3                                     12/1/2005              11/1/2035               11/3/2005          No Doc (XXXX)
HEMT 2006-3                                      2/1/2006               1/1/2036               12/8/2005          Reduced (partial)
HEMT 2006-3                                      2/1/2006               1/1/2036              12/20/2005          Reduced (partial)
HEMT 2006-3                                     10/1/2005               9/1/2020               8/23/2005          Stated / Stated
HEMT 2006-3                                     11/1/2005              10/1/2020               9/15/2005          No Doc (XXXX)
HEMT 2006-3                                      1/1/2006              12/1/2020              11/18/2005          No Doc (XXXX)
HEMT 2006-3                                      1/1/2006              12/1/2035              11/15/2005          Reduced (partial)
HEMT 2006-3                                      2/1/2006               1/1/2021              12/23/2005          Reduced (partial)
HEMT 2006-3                                      1/1/2006              12/1/2020              11/15/2005          Reduced (partial)
HEMT 2006-3                                      2/1/2006               1/1/2021              12/15/2005          Full
HEMT 2006-3                                      2/1/2006               1/1/2036              12/29/2005          Reduced (partial)
HEMT 2006-3                                      1/1/2006              12/1/2020               11/4/2005          No Doc (XXXX)
HEMT 2006-3                                      1/1/2006              12/1/2020              11/16/2005          Reduced (partial)
HEMT 2006-3                                      1/1/2006              12/1/2020              11/18/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/10/2005          Reduced (partial)
HEMT 2006-3                                      2/1/2006               1/1/2021              12/22/2005          Reduced (partial)
HEMT 2006-3                                      2/1/2006               1/1/2036              12/15/2005          Reduced (partial)
HEMT 2006-3                                      1/1/2006              12/1/2020              11/30/2005          Full
HEMT 2006-3                                     11/1/2005              10/1/2020               9/28/2005          Stated / Stated
HEMT 2006-3                                      2/1/2006               1/1/2021               12/9/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/16/2005          Stated / Stated
HEMT 2006-3                                     12/1/2005              11/1/2020               10/3/2005          Stated / Stated
HEMT 2006-3                                      2/1/2006               1/1/2021              12/13/2005          Stated / Stated
HEMT 2006-3                                      2/1/2006               1/1/2021              12/23/2005          No Income Verification
HEMT 2006-3                                      1/1/2006              12/1/2020              11/23/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/25/2005          Full
HEMT 2006-3                                      1/1/2006              12/1/2020              11/18/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/11/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/11/2005          Stated / Stated
HEMT 2006-3                                      2/1/2006               1/1/2021               12/1/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020               11/7/2005          Stated / Stated
HEMT 2006-3                                     12/1/2005              11/1/2020              10/15/2005          Full
HEMT 2006-3                                      1/1/2006              12/1/2020              11/18/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020               11/4/2005          Full
HEMT 2006-3                                     12/1/2005              11/1/2020              10/18/2005          Full
HEMT 2006-3                                      1/1/2006              12/1/2020               11/8/2005          Full
HEMT 2006-3                                      1/1/2006              12/1/2020              11/16/2005          Full
HEMT 2006-3                                      1/1/2006              12/1/2020              11/16/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/16/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/14/2005          Full
HEMT 2006-3                                      1/1/2006              12/1/2020              11/10/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/16/2005          Full
HEMT 2006-3                                      1/1/2006              12/1/2020               11/9/2005          Full
HEMT 2006-3                                      1/1/2006              12/1/2020               11/1/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/23/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/16/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/14/2005          Full
HEMT 2006-3                                      1/1/2006              12/1/2020               12/1/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/21/2005          Stated / Stated
HEMT 2006-3                                      1/1/2006              12/1/2020              11/29/2005          Full
HEMT 2006-3                                      1/1/2006              12/1/2020               11/9/2005          Stated / Stated
HEMT 2006-3                                      2/1/2006               1/1/2021              11/29/2005          No Income Verification
HEMT 2006-3

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CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP., Depositor DLJ MORTGAGE CAPITAL, INC., Seller WILSHIRE CREDIT CORPORATION, Servicer OCWEN LOAN SERVICING, LLC, Servicer SELECT PORTFOLIO SERVICING, INC., Servicer and Special Servicer and Trustee...

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