EXHIBIT 99-1 AGREEMENT Pursuant to Rule 13d-1(f)(1) under the Securities Exchange Act of 1934, the undersigned hereby agree that only one statement containing the information required by Schedule 13D (or any amendment thereof) need be filed on their...

                                  EXHIBIT 99-1










                                    AGREEMENT

     Pursuant to Rule 13d-1(f)(1) under the Securities Exchange Act of 1934, the
undersigned  hereby agree that only one  statement  containing  the  information
required  by  Schedule  13D (or any  amendment  thereof)  need be filed on their
behalf with  respect to the  beneficial  ownership of any equity  securities  of
HPSC, Inc. or any subsequent  acquisitions or dispositions of equity  securities
of HPSC, Inc. by any of the undersigned.

Date:  October 30, 1995 

                                            HOLLYBANK INVESTMENTS, LP 



                                            By: /s/ Xxxxxx X. Xxxxxxx 
                                                  Xxxxxx X. Xxxxxxx 
                                                  General Partner 




                                            /s/ Xxxxxx X. Xxxxxxx 
                                            Xxxxxx X. Xxxxxxx