AMENDMENT TO EMPLOYMENT AGREEMENT BETWEEN FPIC INSURANCE GROUP, INC. AND KURT CETIN THIS AMENDMENT is made, entered into and effective as of the 23rd day of March 2002, by and between FPIC Insurance Group, Inc., a Florida corporation (hereinafter...

Exhibit 10(u)(1)
----------------

                        AMENDMENT TO EMPLOYMENT AGREEMENT
                                     BETWEEN
                           FPIC INSURANCE GROUP, INC.
                                       AND
                                   XXXX XXXXX


         THIS AMENDMENT is made, entered into and effective as of the 23rd day
of March 2002, by and between FPIC Insurance Group, Inc., a Florida corporation
(hereinafter referred to as "Employer"), and Xxxx Xxxxx (hereinafter referred to
as "Employee").

         Section 3(a) of the Employment Agreement between Employer and Employee
dated November 6, 1999 (the "Employment Agreement") is amended as follows:

"3.      Term.
         ----

(a)      Unless sooner terminated as provided herein, the term of this Agreement
shall be for a period commencing November 6, 1999 and ending on December 31,
2002, which term shall be extended for an additional twelve month period ending
on December 31, 2003."

         All other terms and conditions of the Employment Agreement shall remain
in full force and effect with the exception of paragraph 4(e), which shall
expire at the end of 2002.

         IN WITNESS WHEREOF, the parties hereto have executed this Amendment as
of the date first above written.

                                       FPIC INSURANCE GROUP, INC.


                                       By:______________________________________
                                                Xxxx X. Xxxxx
                                                President and Chief Executive
                                                   Officer


                                       _________________________________________
                                                XXXX XXXXX