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[Logo] MINNESOTA MUTUAL LIFE ENDORSEMENT
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Before we issued your contract, we made the following change to the contract.
It is part of your contract and is effective as of the contract date, unless a
different date is shown here.
GENERAL INFORMATION
ARE ALL SEPARATE ACCOUNT OPTIONS AVAILABLE FOR ANY PURCHASE PAYMENT?
No.
When this contract is used in association with the University of Minnesota
Faculty Retirement Plan ("Basic Plan"), purchase payments may be allocated only
to the following sub-accounts:
Money Market Account
Bond Account
When this contract is used in association with the purchase of tax sheltered
annuities by University of Minnesota Staff for the purchase of optional
annuities ("Optional Plan") under section 403(b), purchase payments may be
allocated to any sub-account offered under the contract.
TRANSFER PROVISIONS
MAY AMOUNTS BE TRANSFERRED BETWEEN THE BASIC PLAN SUB-ACCOUNTS AND THE OPTIONAL
PLAN SUB-ACCOUNTS?
No.
/s/ Xxxxxx X. Xxxxxxx /s/ Xxxxxxx Xxxxxxxxxx
Secretary Registrar President
87-9164
