JOINT FILING agreement

EXHIBIT 1

JOINT FILING agreement

Pursuant to Rule 13d-1(k)(1) under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree that the Schedule 13D to which this Joint Filing Agreement is being filed as an exhibit shall be a joint statement filed on behalf of each of the undersigned.

Date:  February 21, 2012

FINANCIAL EDGE FUND, L.P.
By:	PL CAPITAL, LLC
	General Partner
By:	/s/ Xxxx X. Xxxxxx		By:	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx			Xxxxxxx X. Xxxxxxx
	Managing Member			Managing Member
FINANCIAL EDGE-STRATEGIC FUND, L.P.
By:	PL CAPITAL, LLC
	General Partner
By:	/s/ Xxxx X. Xxxxxx		By:	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx			Xxxxxxx X. Xxxxxxx
	Managing Member			Managing Member
PL CAPITAL/FOCUSED FUND, L.P.
By:	PL CAPITAL, LLC
	General Partner
By:	/s/ Xxxx X. Xxxxxx		By:	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx			Xxxxxxx X. Xxxxxxx
	Managing Member			Managing Member

GOODBODY/PL CAPITAL, L.P.
By:	GOODBODY/PL CAPITAL, LLC
	General Partner
By:	/s/ Xxxx X. Xxxxxx		By:	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx			Xxxxxxx X. Xxxxxxx
	Managing Member			Managing Member
GOODBODY/PL CAPITAL, LLC
By:	/s/ Xxxx X. Xxxxxx		By:	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx			Xxxxxxx X. Xxxxxxx
	Managing Member			Managing Member
PL CAPITAL LLC
By:	/s/ Xxxx X. Xxxxxx		By:	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx			Xxxxxxx X. Xxxxxxx
	Managing Member			Managing Member
PL CAPITAL ADVISORS, LLC
By:	/s/ Xxxx X. Xxxxxx		By:	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx			Xxxxxxx X. Xxxxxxx
	Managing Member			Managing Member
ALBERNET OU
By:	/s/ Xxxxxx X. Xxxxxxx
	Xxxxxx X. Xxxxxxx
	Principal

PL CAPITAL DEFINED BENEFIT PENSION PLAN
By:	/s/ Xxxx X. Xxxxxx		By:	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx			Xxxxxxx X. Xxxxxxx
	Managing Member			Managing Member
By:	/s/ Xxxx X. Xxxxxx
	Xxxx X. Xxxxxx
By:	/s/ Xxxxxxx X. Xxxxxxx
	Xxxxxxx X. Xxxxxxx
By:	/s/ Xxxx X. Xxxxxxx
	Xxxx X. Xxxxxxx
By:	/s/ Xxxxx Xxxxxxx
	Xxxxx Xxxxxxx
By:	/s/ Xxxxxx X. Xxxxxxx
	Xxxxxx X. Xxxxxxx