--------------------------------------------------------------------------------
FORM N-6, ITEM 26(d)
CONTRACTS
--------------------------------------------------------------------------------
American United Life Insurance Company
[One American Square
Indianapolis, IN 46206]
ACCOUNTING BENEFIT RIDER
This rider is a part of the policy to which it is attached. The Policy Date of
this rider is the same as the Policy Date of the policy unless otherwise stated
on page 3. The rider's provisions shall control when there is a conflict between
this rider and the policy.
Benefit - The Cash Surrender Value of the policy is enhanced during the
surrender charge period. The enhancement is provided by reducing the surrender
charge that would otherwise have been applied upon policy surrender or lapse.
Under this rider, the enhancement in Cash Surrender Value is equal to the
surrender charge of the policy multiplied by the applicable Accounting Benefit
Surrender Charge Waiver Percentage. The Accounting Benefit Surrender Charge
Waiver Percentages are shown on the Rider Specifications Page of the policy.
Limitations - The benefits under this rider are only available upon full
surrender of the policy. This benefit must be chosen at the time of application.
Once chosen, it is irrevocable.
Signed for the American United Life Company(R) by,
▇▇▇▇▇▇ ▇. ▇▇▇▇▇
Secretary
LR-201 4/08
