Ex-7l.
AMENDMENT NO. 13
to the
VARIABLE ANNUITY GMIB REINSURANCE AGREEMENT
Effective January 1, 2003
Between
XXXXXXX NATIONAL LIFE INSURANCE COMPANY of NEW YORK
("CEDING COMPANY")
Purchase, New York
and
ACE TEMPEST LIFE REINSURANCE LTD.
("REINSURER")
As of April 6, 2009, this Amendment is hereby attached to and becomes a part of
the above-described Reinsurance Agreement. It is mutually agreed that the
Agreement will be amended to include new investment funds and show fund mergers.
To effect these changes, the following provision of this Agreement is hereby
amended:
|X| Schedule B-2, Subaccounts Subject to the Reinsurance Agreement, Amendment
#12, is hereby replaced by the attached Schedule B-2.
Xxxxxxx National Life Insurance Company ACE Tempest Life Reinsurance Ltd.
of New York
By XXXX X. XXXXX By XXXX XXXXX
Name Xxxx X. Xxxxx Name Xxxx Xxxxx
Title SVP & Chief Actuary Title SVP & Chief Pricing Officer
Date 3/20/09 Date 3/17/09
SCHEDULE B-2
Subaccounts Subject to this Reinsurance Agreement
------------------------------- ------------------------------------------------------------------------ -------------------------
Fund Name Comment Product Availability
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/AIM International Growth Fund Named changed from JNL/Xxxxxx All
International Equity Fund effective 5/2/05 and from JNL/JPM
International Equity Fund effective 12/3/2007
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/AIM Large Cap Growth Fund 2/18/2004 merged with JNL/AIM Premier Equity II Fund All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/AIM Global Real Estate Fund New 5/2/05, Name changed from JNL/AIM Real Estate Fund effective All
10/6/2008
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/AIM Small Cap Growth Fund All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Capital Guardian Global Subadvisor changed from Janus on 2/18/04. Name changed from All
Balanced Fund JNL/FMR Balanced Fund effective 4/30/2007 and from
JNL/FI Balanced Fund effective 12/3/2007.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Capital Guardian Global Formerly JNL/Janus Global Equities Fund. Name changed from All
Diversified Research Fund JNL/Select Global Growth Fund effective 12/3/2007
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Capital Guardian New 12/3/2007 All
International Small Cap Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Capital Guardian U.S. Formerly JNL/Janus Aggressive Growth Fund. Name changed from All
Growth Equity Fund JNL/Select Large Cap Growth Fund effective 12/3/2007
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Credit Suisse Global New 1/16/2007 All
Natural Resources
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Credit Suisse Long/Short New 1/16/2007 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Eagle Core Equity Fund All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Eagle Small Cap Equity Fund All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Franklin Xxxxxxxxx Founding New 1/16/2007 All
Strategy
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Franklin Xxxxxxxxx Global New 1/16/2007 All
Growth
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Franklin Xxxxxxxxx Income New 5/1/2006 All
Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Franklin Xxxxxxxxx Mutual New 1/16/2007 All
Shares
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Franklin Xxxxxxxxx Small New 5/2/05 All
Cap Value Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/ Xxxxxxx Sachs Core Plus Formerly JNL/Salomon Brothers Global Bond Fund. Name changed All
Bond Fund from JNL/Salomon Brothers Strategic Bond Fund effective
5/1/2006, from JNL/Western Strategic Bond Fund effective
1/16/2007 and from JNL/Western Asset Strategic Bond Fund
effective 4/30/2007.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Xxxxxxx Xxxxx Mid Cap Value New 5/2/05 All
Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Xxxxxxx Sachs Emerging New 10/6/2008 All
Markets Debt Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Xxxxxxx Xxxxx Short New 5/1/2006 All
Duration Bond Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL Institutional Alt 20 Fund New 4/6/2009 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL Institutional Alt 35 Fund New 4/6/2009 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL Institutional Alt 50 Fund New 4/6/2009 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL Institutional Alt 65 Fund New 4/6/2009 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/JPMorgan International New 5/1/2006 All
Value Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/JPMorgan Mid Cap Growth Subadvisor changed from Janus on 2/18/04. Name changed from All
Fund JNL/FMR Capital Growth Fund effective 5/1/2006,from JNL/FMR
Mid-Cap Equity Fund effective 4/30/2007 and from JNL/FI
Mid-Cap Equity Fund effective 12/3/2007. Also, the
JNL/Xxxxxx Xxxxxx Growth Fund merged with this fund
effective 12/3/2007.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/JPMorgan U.S. Government & Name changed from JNL/Salomon Brothers U.S. Govt. & Quality All
Quality Bond Fund Bond Fund effective 5/1/2006, from JNL/Western U.S. Govt. &
Quality Bond Fund effective 1/16/2007, and from JNL/Western
Asset U.S. Govt. & Quality Bond Fund effective 4/30/2007.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Lazard Emerging Markets New 5/1/2006 All
Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Lazard Mid Cap Equity Fund Name changed from JNL/Lazard Mid Cap Value Fund effective 3/31/2008 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/M&G Global Basics Fund New 10/6/2008 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/M&G Global Leaders Fund New 10/6/2008 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management New 4/30/2007 All
10 x 10 Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/ Mellon Capital Management Subadvisor changed from Curian effective 2/18/04. Effective All
25 Fund 5/1/2006, the JNY version was merged into the JNL version.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management All
Bond Index Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management Subadvisor changed from Curian effective 2/18/04 All
Communications Sector Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management Subadvisor changed from Curian effective 2/18/04 All
Consumer Brands Sector Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management Subadvisor changed from Curian effective 2/18/04. Name All
Oil & Gas Sector Fund changed from JNL/Mellon Capital Management Energy Sector
Fund on 5/2/05
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management New 10/6/2008 All
European 30 Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management Subadvisor changed from Curian effective 2/18/04 All
Financial Sector Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management All
International Index Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management New 4/30/2007 All
Index 5 Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management Effective 10/4/04. On 4/30/2007 the JNL/ Mellon Capital All
JNL 5 Fund Management Dowsm 10 Fund, the JNL/ Mellon Capital Management
S&P(R) 10 Fund, and the JNL/ Mellon Capital Management
Global 15 Fund were merged with this fund.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management New 5/1/2006 All
JNL Optimized 5 Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management Subadvisor changed from Curian effective 2/18/04. Name All
Healthcare Sector Fund changed from JNL/Mellon Capital Management
Pharmaceutical/Healthcare Sector Fund on 5/2/05
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management New 4/30/2007. All
NYSE(R) International 25 Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management New 10/6/2008 All
Pacific Rim 30 Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management New 4/30/2007. All
S&P (R) XXxx 60 Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management Subadvisor was Curian between 12/15/03 and 2/18/04 and All
S&P 400 Mid Cap Index Fund Mellon Capital Management prior to 12/15/03
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management Subadvisor was Curian between 12/15/03 and 2/18/04 and All
S&P 500 Index Fund Mellon Capital Management prior to 12/15/03; Effective
4/6/2009, the JNL/Mellon Capital Management Enhanced S&P 500
Stock Index Fund was merged into this fund.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management Subadvisor changed from Curian effective 2/18/04. Effective All
Select Small-Cap Fund 5/1/2006, the JNY version was merged into the JNL
version.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management Subadvisor was Curian between 12/15/03 and 2/18/04 and All
Small Cap Index Fund Mellon Capital Management prior to 12/15/03; Effective
4/6/2009, the JNL/Lazard Small Cap Equity Fund was merged
into this fund.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management Subadvisor changed from Curian effective 2/18/04 All
Technology Sector Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management New 1/17/2006 All
Xxx XX Dividend
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management New 5/1/2006 All
S&P (R) 24 Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Management New 10/4/2004 All
VIP Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Mgmt New 10/4/2004. Name changed from JNL/Mellon Capital Management All
Nasdaq(R) 25 Fund Nasdaq(R) 15 Fund effective 12/3/2007.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Mellon Capital Mgmt Value Effective 10/4/2004. Name changed from JNL/Mellon Capital Management All
Line (R) 30 Fund Value Line (R) 25 Fund effective 12/3/2007.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Xxxxxxxxxxx Global Growth All
Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/XXX Asia ex-Japan Fund New 3/31/2008 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/XXX China-India Fund New 3/31/2008 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/PIMCO Real Return New 1/16/2007 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/PIMCO Total Return Bond All
Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/PPM America Core Equity Name changed from JNL/Xxxxxx Equity Fund effective 12/3/2007 All
Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/PPM America High Yield Bond Effective 10/4/04. JNL/PPM America High Yield Bond Fund was All
Fund merged into this on 10/4/04. Name changed from JNL/Salomon
Brothers High Yield Bond Fund effective 5/1/2006, from
JNL/Western High Yield Bond Fund effective 1/16/2007, and
from JNL/Western Asset High Yield Bond Fund effective
4/30/2007.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/PPM America Mid-Cap Value New 3/31/2008 All
Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/PPM America Small Cap Value New 3/31/2008 All
Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/PPM America Value Equity Name changed from JNL/Xxxxxx Value Equity Fund effective 1/16/2007 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Red Rocks Listed Private New 10/6/2008 All
Equity Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Disciplined Moderate New 1/16/2007 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Disciplined Moderate New 10/6/2008 All
Growth
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Disciplined Growth New 1/16/2007 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Managed Growth Fund Prior to 10/4/04 named JNL/S&P Moderate Growth Fund I. On 10/4/04 All
merged with JNL/S&P Core Index 100 Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Managed Aggressive Prior to 10/4/04 named JNL/S&P Aggressive Growth Fund I. On All
Growth Fund 10/4/04 merged with JNL/S&P Equity Growth Fund I, JNL/S&P
Equity Aggressive Growth Fund I, JNL/S&P Very Aggressive
Growth Fund I, JNL/S&P Core Index 50 Fund, and JNL/S&P Core
Index 75 Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Managed Conservative New 10/4/04 All
Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Managed Moderate Fund New 10/4/04 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Managed Moderate Growth Prior to 10/4/04 named JNL/S&P Conservative Growth Fund I All
Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Retirement Income New 1/17/2006 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Retirement 2015 New 1/17/2006 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Retirement 2020 New 1/17/2006 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Retirement 2025 New 1/17/2006 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Competitive Advantage New 12/3/2007 All
Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Dividend Income & New 12/3/2007 All
Growth Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Intrinsic Value Fund New 12/3/2007 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P Total Yield Fund New 12/3/2007 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/S&P 4 Fund New 12/3/2007 All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Select Balanced Fund Prior to 10/4/04 named JNL/PPM America Balanced Fund All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Select Money Market Fund Prior to 10/4/04 named JNL/PPM America Money Market Fund All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/Select Value Fund Prior to 10/4/04 named PPM JNL/PPM America Value Fund All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/X. Xxxx Price Established JNL/Alliance Capital Growth Fund was merged with this fund All
Growth Fund 5/2/05. JNL/Xxxxx Growth Fund and JNL/Xxxxxxxxxxx Growth
Fund were merged with this fund on 4/30/2007.
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/X. Xxxx Price Mid-Cap All
Growth Fund
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL/X. Xxxx Price Value Fund All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
----------------------------------------------------------------------------------------------------------------------------------
JNL General Account
----------------------------------------------------------------------------------------------------------------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
Guaranteed Five Year Fixed All but Focus
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
Guaranteed One Year Fixed All
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
Guaranteed Seven Year Fixed All but Focus
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
Guaranteed Three Year Fixed All but Focus
------------------------------- ------------------------------------------------------------------------ -------------------------
------------------------------- ------------------------------------------------------------------------ -------------------------
S&P 500 Composite Stock Price Only available prior to 10/4/04 Perspective II
Index - 9 Year Period
------------------------------- ------------------------------------------------------------------------ -------------------------
JNL NY Ace 2003 Treaty Schedule B-2 Amendment # 13