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NUMBER SHARES
1 *1,000*
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CITIZENS BANK FSB
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This Certifies that Innes Street Financial Corporation is the registered holder
of One Thousand (1,000) fully paid and nonassessable Shares of common stock, no
par value per share, of Citizens Bank, FSB.
transferable only on the books of the Corporation by the holder hereof in person
or by Attorney upon surrender of this Certificate property endorsed.
The security evidenced by this Certificate is not a deposit account or savings
account and is not federally insured or guaranteed. IN WITNESS WHEREOF, THE SAID
CORPORATION HAS CAUSED THIS CERTIFICATE TO BE SIGNED BY ITS DULY AUTHORIZED
OFFICERS AND ITS CORPORATE SEAL TO BE HEREUNTO AFFIXED.
THIS ____________ DAY OF __________________ A.D. 1998.
__________________________ _________________________________
President Secretary
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The following abbreviations, when used in the inscription on the face of
this certificate, shall be construed as though they were written out in full
according to applicable laws or regulations.
TEN COM - as tenants in common UNIF GIFT MIN ACT-............Custodian...........
TEN ENT - as tenants by the entireries (Cust) (Minor)
JT TEN - as joint tenants with right of under Uniform Gifts to Minors
survivorship and not as tenants Act.........................
in common (State)
Additional abbreviations may also be used though not in the above list.
For value received hereby sell, assign and transfer unto
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PLEASE INSERT SOCIAL SECURITY OR OTHER
IDENTIFYING NUMBER OF ASSIGNEE
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PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS OF ASSIGNEE
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Shares
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represented by the within Certificate, and do hereby irrevocably constitute
and appoint
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Attorney to transfer the said shares on the books of the within-named
Corporation with full power of substitution in the premises.
Dated,
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In presence of -----------------------------
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NOTICE: THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME AS
WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR WITHOUT ALTERATION
OR ENLARGEMENT OR ANY CHANGE WHATEVER.
INNES STREET FINANCIAL CORPORATION
SALISBURY, NORTH CAROLINA
COMMON STOCK CUSIP 45768F 10 3
INCORPORATED UNDER THE LAWS OF THE STATE OF NORTH CAROLINA
SEE REVERSE FOR CERTAIN DEFINITIONS
This certifies that
is the registered owner of
FULLY PAID AND NON-ASSESSABLE SHARES OF THE COMMON STOCK, NO PAR VALUE, OF
INNES STREET FINANCIAL CORPORATION, SALISBURY, NORTH CAROLINA (the
"Corporation")
The shares evidenced by this Certificate are transferable only on the
books of the Corporation by the holder hereof, in person or by duly
authorized attorney or legal representative, upon surrender of this
Certificate properly endorsed. This Certificate and the shares represented
hereby are subject to all the provisions of the Articles of Incorporation
and ByLaws of the Corporation and any and all amendments thereto. The
shares represented by this Certificate are not deposits or accounts and are
not federally insured or guaranteed.
This Certificate is not valid unless countersigned and registered by
the Transfer Agent and Registrar.
In WITNESS WHEREOF, the Corporation has caused this Certificate to be
executed by the facsimile signatures of its duly authorized officer and has
caused its facsimile seal to be affixed hereto.
Dated
[SEAL APPEARS HERE]
/s/ Ralphelle X. Xxxxxx /s/ Xxxxxx X. Xxxxxxx
Secretary President and Chief Executive Officer
COUNTERSIGNED AND REGISTERED:
CONTINENTAL STOCK TRANSFER & TRUST COMPANY
Transfer Agent
and Registrar
By
Authorized Signature
INNES STREET FINANCIAL CORPORATION
KEEP THIS CERTIFICATE IN A SAFE PLACE. IF IT IS LOST, STOLEN, MUTILATED OR
DESTROYED, THE CORPORATION WILL REQUIRE A BOND OF INDEMNITY AS A CONDITION TO
THE ISSUANCE OF A REPLACEMENT CERTIFICATE.
The Corporation will furnish to any stockholder upon request and without
charge a copy of the Articles of Incorporation and Bylaws of the Corporation,
which set forth certain other provisions with respect to acquisition of shares
of the Corporation, as well as a description of the Corporation's authorized
common and preferred stock and other provisions affecting stockholder rights and
corporate governance.
The following abbreviations, when used in the inscription on the face of this
certificate , shall be construed as though they were written out in full
according to applicable laws or regulations:
TEN COM - as tenants in common UNIF GIFT MIN ACT - .....Custodian.....
(Cust) (Minor)
TEN ENT - as tenants by the entireties under Uniform Gifts to Minors
JT TEN - as joint tenants with right Act..........................
of survivorship and not as (State)
tenants in common
Additional abbreviations may also be used though not in the above list.
For Value Received, _______________________hereby sell, assign and transfer unto
PLEASE INSERT SOCIAL SECURITY OR OTHER
TAXPAYER IDENTIFYING NUMBER OF ASSIGNEE
_______________________________________
_______________________________________
________________________________________________________________________________
(PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS INCLUDING POSTAL ZIP CODE OF
ASSIGNER)
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________ shares
of the Common Stock represented by this Certificate, and do hereby irrevocably
constitute and appoint
___________________________________________________________________ as Attorney
to transfer the said shares on the books of the within named Corporation, with
full power of substitution.
Dated ________________________
_______________________________________
Signature
_______________________________________
Signature
NOTICE: The signature(s) to this assignment must correspond with the name(s) as
written upon the face of the Certificate in every particular, without alteration
or enlargement, or any change whatever. The signature(s) should be guaranteed by
an eligible guarantor institution (bank, stockbroker, savings and loan
association or credit union) with membership in an approved signature guarantee
medallion program, pursuant to S.E.C. Rule 17Ad-15.
