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EXHIBIT (4)(b)
Provident Mutual Life Insurance Company of Philadelphia
Philadelphia, Pennsylvania
QUALIFIED PLAN RIDER
This Rider is pan of the Contract. The Contract. is issued to or purchased by
the trustee of a pension or profit-sharing plan intended to qualify under
section 401(a) of the Internal Revenue Code of 1986, as amended (the 'Code").
The following provisions apply and replace any contrary Contract provisions:
1. Except as allowed by the qualified pension or profit-sharing
plan of which this Contract is a part, the Contract may not be
transferred, sold, assigned, discounted or pledged, either as
collateral for a loan or as security for the performance of an
obligation or for any other purpose, to any person other than
Provident Mutual.
2. The Contract shall be subject to the provisions, terms and
conditions of the qualified pension or profit-sharing plan of
which the Contract is a part. Any payment, distribution or
transfer under the Contract shall comply with the provisions,
terms and conditions of such plan as determined by the plan
administrator, trustee or other designated plan fiduciary.
Provident Mutual shall be under no obligation either: a) to
determine whether any such payment, distribution or transfer
is inconsistent with the provisions, terms and conditions of
such plan; or b) to administer such plan, including any
provisions required by the Retirement Equity Act of 1984.
3. Notwithstanding any provision to the contrary in the Contract
or the qualified pension or profit-sharing plan of which the
Contract is a part, we reserve the right to amend or modifv
the Contract or Rider to the extent necessary to comply with
any law, regulation, ruling or other requirement necessary to
establish or maintain the qualified status of such pension or
profit-sharing plan.
Attached by Provident Mutual life Insurance Company of Philadelphia on the Issue
Date of this Contract.
XXXXXX X. XXXXX
X. X. Xxxxxx, Xx.
President and Chief
Executive Officer
