Employment Agreement, dated July 6, 1989, between William H. Brenton and Brenton Banks, Inc. This Employment Agreement is incorporated by reference from Form 10-K of Brenton Banks, Inc. for the year ended December 31, 1994. 45

Exhibit 10.4

Employment Agreement, dated July 6, 1989, between Xxxxxxx X. Xxxxxxx and 
Xxxxxxx Xxxxx, Inc.  This Employment Agreement is incorporated by reference 
from Form 10-K of Xxxxxxx Xxxxx, Inc. for the year ended December 31, 1994.
     45