THIRD AMENDMENT TO FIRST AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT

Exhibit 10.4

THIRD AMENDMENT TO FIRST AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT

Dated as of September 27, 2024

Between:

XXXXXXXXX.XXX, LLC, as Seller

and

JPMORGAN CHASE BANK, N.A., as Buyer

The Parties have agreed to amend (for the second time) the First Amended and Restated Master Repurchase Agreement dated September 30, 2022, between them (the “Original MRA”, as amended by the First Amendment to First Amended and Restated Master Repurchase Agreement dated June 30, 2023, and the Second Amendment to First Amended and Restated Master Repurchase Agreement dated September 29, 2023, the “Amended MRA” and as amended hereby and as further supplemented, amended or restated from time to time, the “MRA”).

All capitalized terms used in the Amended MRA and used, but not defined differently, in this amendment have the same meanings here as there. The sole numbered Section of this Amendment is numbered to correspond to the numbering of the Section of the Amended MRA amended hereby.

2.    Definitions; Interpretation

A.    The defined term “Termination Date” contained in Section 2(a) of the Amended MRA is hereby amended to read as follows:

“Termination Date” means the earliest of (i) the Business Day, if any, that Seller designates as the Termination Date by written notice given to the Buyer at least thirty (30) days before such date, (ii) the Business Day, if any, that Buyer designates as the Termination Date by written notice given to the Seller at least sixty (60) days before such date, (iii) the date of declaration of the Termination Date pursuant to Section 12(b)(i) and (iii) December 26, 2024.

(The remainder of this page is intentionally blank; counterpart signature pages follow)

1138797671v.2

Exhibit 10.4

As amended hereby, the Original MRA remains in full force and effect, and the Parties hereby ratify and confirm it.

JPMORGAN CHASE BANK, N.A.

By:/s/ Xxxxxxx Xxxxxx

Xxxxxxx Xxxxxx

Authorized Officer

XXXXXXXXX.XXX, LLC

By:/s/ Xxxxx Xxxxx

Name: Xxxxx Xxxxx

Title: CFO

Counterpart signature page to Third Amendment to First Amended and Restated Master Repurchase Agreement