FIRST ADDENDUM TO FUND PARTICIPATION AGREEMENT First Addendum dated February 2003, to the Fund Participation Agreement by and between SAFECO LIFE INSURANCE COMPANY ("Insurance Company"), a life insurance company organized under the laws of the State...

                                                                Exhibit 99.h(25)


                                 FIRST ADDENDUM
                                       TO
                          FUND PARTICIPATION AGREEMENT

     First Addendum dated February 2003, to the Fund Participation Agreement by
and between SAFECO LIFE INSURANCE COMPANY ("Insurance Company"), a life
insurance company organized under the laws of the State of Washington, and X. X.
XXXXXX SERIES TRUST II ("Fund"), a business trust organized under the laws of
Delaware.

     WHEREAS, the Insurance Company and the Fund entered into a Fund
Participation Agreement dated as of the 3rd of January, 2000 (the "Fund
Participation Agreement");

     WHEREAS, this addendum was executed by the parties to amend Schedule I of
the Fund Participation Agreement;

     WHEREAS, the parties hereto agree that, except as expressly provided
herein, no term or provision of the Fund Participation Agreement shall be deemed
amended, supplemented or modified, and each term and provision of the Fund
Participation Agreement shall remain in full force and effect.

     NOW THEREFORE, in consideration of the premises and the agreements
contained herein and other consideration the receipt and sufficiency of which
are hereby acknowledged, the parties hereto agree to amend the Fund
Participation Agreement by replacing Schedule I attached to the Fund
Participation Agreement with Schedule I attached hereto.

     IN WITNESS WHEREOF, the parties hereto have executed this First Addendum to
the Fund Participation Agreement as of the date first written above.

     SAFECO LIFE INSURANCE COMPANY


     By: /s/ XXXXX X. XXXXXXXXXXXX
        --------------------------------
     Name: Xxxxx X. Xxxxxxxxxxxx
     Title: Vice President

     X.X. XXXXXX SERIES TRUST II

     By: /s/ XXXXXX XXXXXXX
        --------------------------------
     Name: Xxxxxx Xxxxxxx
     Title: Vice President



                                   SCHEDULE I

NAME OF SERIES

X.X. Xxxxxx U.S. Large Cap Core Equity Portfolio
X.X. Xxxxxx International Opportunities Portfolio
X.X. Xxxxxx Mid Cap Value Portfolio

NAME OF REGISTERED SEPARATE ACCOUNTS

SAFECO Resource Variable Account B
SAFECO Separate Account C
SAFECO Separate Account SL

NAME OF NON-REGISTERED GROUP VARIABLE ANNUITY SEPARATE ACCOUNTS

SAFECO SafeFlex Separate Account D