Nationwide Fund Distributors LLC One Nationwide Plaza Columbus, OH 43215

EX-28.h.10

Nationwide Fund Distributors LLC

Xxx Xxxxxxxxxx Xxxxx

Xxxxxxxx, XX 00000

May 1, 2020

Nationwide Variable Insurance Trust

Xxx Xxxxxxxxxx Xxxxx

Xxxxxxxx, XX 00000

Re: 12b-1 Fee Waiver

Ladies and Gentlemen:

By our execution of this letter agreement (the “Agreement”), intending to be legally bound hereby, Nationwide Fund Distributors LLC (the “Distributor”) agrees that, with respect to the American Century NVIT Multi Cap Value Fund (the “Fund”), a series of Nationwide Variable Insurance Trust, the Distributor shall waive a portion of the Rule 12b-1 fees for the Class II shares of the Fund in an amount equal to 0.08%, for the period from the date of this Agreement through April 30, 2021. The Distributor acknowledges that it shall not be entitled to collect on, or make a claim for, waived fees at any time in the future.

Nationwide Fund Distributors LLC
By:		/s/ Xxx X. Xxxxxxxx
		Name: Xxx X. Xxxxxxxx
		Title: Senior Vice President

Your signature below acknowledges acceptance of this Agreement:
Nationwide Variable Insurance Trust
By:		/s/ Xxxxx X. Xxxxx
		Name: Xxxxx X. Xxxxx
		Title: Assistant Secretary
		Date: May 1, 2020