Amendment to Participation Agreement Among ING Partners, Inc. ING Life Insurance and Annuity Company and ING Financial Advisers, LLC

Exhibit 99-B.8.45

Amendment to Participation Agreement

Among

ING Partners, Inc.

ING Life Insurance and Annuity Company

and

ING Financial Advisers, LLC

This Amendment is dated as of the 28th day of April, 2006 by and between ING Partners, Inc. (the “Fund”), ING Life Insurance and Annuity Company (referred to as the “Adviser” in its capacity as investment adviser to the Fund, and the “Company” in its capacity as the issuer of variable annuity and variable life insurance contracts), and ING Financial Advisers, LLC (the “Distributor”) (collectively, the “Parties”).

WHEREAS, the Parties entered into a Participation Agreement on November 28, 2001 (the “Agreement”) and subsequently amended the Agreement on March 5, 2002, May 1, 2003, November 1, 2004, April 29, 2005, August 31, 2005 and December 7, 2005;

WHEREAS, the Parties desire to further amend said Agreement in the manner hereinafter set forth;

NOW THEREFORE, the parties hereby amend the Agreement in the following form:

1. By replacing the existing Amended Schedule B with the Amended Schedule B attached hereto.

2. All of the other provisions contained in the Agreement shall remain in full force and effect.

IN WITNESS WHEREOF, the parties hereto have caused this instrument to be executed by their duly authorized signatories as of the date and year first above written.

ING Partners, Inc.			ING Life Insurance and Annuity Company
By:	/s/ Xxxxxx X. Naka		By:	/s/ Xxxxxx X. Xxxxxxxxxxx
	Xxxxxx X. Naka			Xxxxxx X. Xxxxxxxxxxx
	Executive Vice President			Vice President

ING Financial Advisers, LLC
By:	/s/ Terran X. Xxxxx
	Terran X. Xxxxx
	Vice President, Advisory Services

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AMENDED SCHEDULE B

ING Partners, Inc.

Designated Portfolios

ING American Century Large Company Value Portfolio - Initial, Adviser and Service Class

ING American Century Select Portfolio - Initial, Adviser and Service Class

ING American Century Small-Mid Cap Value Portfolio - Initial, Adviser and Service Class

ING Baron Asset Portfolio - Initial, Adviser and Service Class

ING Baron Small Cap Growth Portfolio - Initial, Adviser and Service Class

ING Columbia Small Cap Value II Portfolio - Initial, Adviser and Service Class

ING Xxxxx Venture Value Portfolio - Initial, Adviser and Service Class

ING Fidelity® VIP Contrafund® Portfolio - Initial, Adviser and Service Class

ING Fidelity® VIP Equity-Income Portfolio - Initial, Adviser and Service Class

ING Fidelity® VIP Growth Portfolio - Initial, Adviser and Service Class

ING Fidelity® VIP Mid Cap Portfolio - Initial, Adviser and Service Class

ING Fundamental Research Portfolio - Initial, Adviser and Service Class

ING Xxxxxxx Sachs® Capital Growth Portfolio - Initial, Adviser and Service Class

ING Xxxxxxx Xxxxx® Structured Equity Portfolio - Initial, Adviser and Service Class

ING JPMorgan International Portfolio - Initial, Adviser and Service Class

ING JPMorgan Mid Cap Value Portfolio - Initial, Adviser and Service Class

ING Xxxx Xxxxx Partners Aggressive Growth Portfolio - Initial, Adviser and Service Class

ING Xxxx Xxxxx Partners Large Cap Growth Portfolio - Initial, Adviser and Service Class

ING Lord Xxxxxx U.S. Government Securities Portfolio - Initial, Adviser and Service Class

ING MFS Capital Opportunities Portfolio - Initial, Adviser and Service Class

ING Xxxxxxxxx Xxxxxx Partners Portfolio - Initial, Adviser and Service Class

ING Xxxxxxxxx Xxxxxx Regency Portfolio - Initial, Adviser and Service Class

ING OpCap Balanced Value Portfolio - Initial, Adviser and Service Class

ING Xxxxxxxxxxx Global Portfolio - Initial, Adviser and Service Class

ING Xxxxxxxxxxx Strategic Income Portfolio - Initial, Adviser and Service Class

ING PIMCO Total Return Portfolio - Initial, Adviser and Service Class

ING Pioneer High Yield Portfolio - Initial, Adviser and Service Class

ING Solution 2015 Portfolio - Initial, Adviser and Service Class and Class T

ING Solution 2025 Portfolio - Initial, Adviser and Service Class and Class T

ING Solution 2035 Portfolio - Initial, Adviser and Service Class and Class T

ING Solution 2045 Portfolio - Initial, Adviser and Service Class and Class T

ING Solution Income Portfolio - Initial, Adviser and Service Class and Class T

ING X. Xxxx Price Diversified Mid Cap Growth Portfolio - Initial, Adviser and Service Class

ING X. Xxxx Price Growth Equity Portfolio - Initial, Adviser and Service Class

ING Xxxxxxxxx Foreign Equity Portfolio - Initial, Adviser and Service Class

ING UBS U.S. Large Cap Equity Portfolio - Initial, Adviser and Service Class

ING UBS U.S. Small Cap Growth Portfolio - Initial, Adviser and Service Class

ING Xxx Xxxxxx Xxxxxxxx Portfolio - Initial, Adviser and Service Class

ING Xxx Xxxxxx Equity and Income Portfolio - Initial, Adviser and Service Class

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*Xxxxxxx Xxxxx® is a registered service xxxx of Xxxxxxx, Xxxxx & Co., and it is used by agreement with Xxxxxxx, Sachs & Co.

** Fidelity® and Contrafund® are registered trademarks of FMR Corp.

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