ENDORSEMENT APPLICABLE TO
CREDITS APPLIED TO ANNUITY ACCOUNT VALUE
When issued with this Endorsement, this Contract provides for an amount,
referred to as a "Credit," to be allocated to your Annuity Account Value
(defined in Section 1.02) at the time a Contribution is received.
Credits
Credits are allocated pro rata to the Investment Options in the same proportion
as the applicable Contribution. The Credit is equal to [3%] of each
Contribution. If you exercise your right to cancel this Contract under the ["Ten
Days to Cancel"] provision (described on the cover page) the amount payable will
be reduced by the amount of the Credit. [However, the amount payable will
reflect any investment gain or loss which applies to the Credit.]
EQUITABLE OF COLORADO, INC.
/s/ Xxxxxx X. Xxxxxxxxxx /s/Xxxxx X. Xxxxxxx
------------------------------------- -----------------------------
Xxxxxx X. Xxxxxxxxxx, Xxxxx Xxxxxxx, Secretary
President and Chief Executive Officer
No. 98EOCECENDIIA/B
