AMENDATORY AGREEMENT
Exhibit d(v)
[logo] Thrivent Financial for Lutherans
Contract Number: [1234567]
Effective Date: January 1, 2014
The following provision of this contract is amended:
10.2 PREFERRED LOANS
Section 10.2 PREFERRED LOANS is amended to read as follows:
10.2 PREFERRED LOANS. Preferred loans are charged a lower interest rate than other contract loans, and are available beginning on the tenth Contract Anniversary. On that date, any Debt that does not exceed 60% of the Accumulated Value will automatically be changed to a preferred loan. On each subsequent Contract Anniversary, we will automatically change to a preferred loan the portion of the Debt, if any, that:
| 1) | Is not a preferred loan; and |
| 2) | Does not increase the sum of preferred loans on this contract to more than 60% of the Accumulated Value on that date. |
On any date on or after the tenth Contract Anniversary that you make a new contract loan, we will first add the amount of the new loan to Debt and then change to a preferred loan the portion of the Debt, if any, that:
| 1) | Is not a preferred loan; and |
| 2) | Does not increase the sum of preferred loans on this contract to more than 60% of the Accumulated Value on that date. |
| Signed for Thrivent Financial for Lutherans |
| President [ ] |
| Secretary [ ] |
| ICC13 U-UQ-UL-AMEND |
