CARMAX AUTO OWNER TRUST 2020-1, as Issuer, and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Indenture Trustee INDENTURE Dated as of January 1, 2020 $291,000,000 1.77613% Class A-1 Asset-backed Notes $554,800,000 1.87% Class A-2 Asset-backed Notes...

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