Page 18 Variable Annuity Contract with Flexible Purchase Payments-Monthly annuity payments starting on Annuity Date. Payment as stated upon death before Annuity Date. Purchase payments payable during lifetime(s) of annuitant(s) until Annuity Date....

Page 18                                                                  


Variable Annuity Contract with Flexible Purchase Payments-Monthly annuity
payments starting on Annuity Date. Payment as stated upon death before Xxxxxxx
Date. Purchase payments payable during lifetime(s) of annuitant(s) until Xxxxxxx
Date. Cash values reflect investment results.