Exhibit 99.1
Banc One Credit Card Master Trust
Trust Performance by Series - February 2001
------------------------------------------------------
Series 1996-A
Deal Size $500 MM
Expected Maturity 5/15/2003
------------------------------------------------------
Yield 21.96%
Less: Coupon 5.41%
Servicing Fee 1.50%
Net Credit Losses 8.58%
Excess Spread:
February-01 6.47%
January-01 8.47%
December-00 7.17%
Three Month Average Excess Spread 7.37%
Delinquency:
30 to 59 Days 1.90%
60 to 89 Days 1.35%
90+ Days 2.77%
30+ Days 6.02%
Payment Rate 11.64%
======================================================