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MINNESOTA MUTUAL LIFE ENDORSEMENT
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We have made the following changes to your contract. They modify the contract.
They are considered to be a part of it. This endorsement is effective as of the
original contract date unless a different effective date is shown here.
PURCHASE PAYMENTS
WHEN DO YOU MAKE PURCHASE PAYMENTS?
You may choose when to make purchase payments.
IS THERE A MINIMUM AMOUNT WHICH MAY BE ALLOCATED TO THE SUB-ACCOUNTS OF THE
SEPARATE ACCOUNT?
No.
TRANSFER PROVISIONS
DOES A DOLLAR AMOUNT LIMIT APPLY TO TRANSFERS?
No.
AMOUNT PAYABLE AT DEATH
IS THERE A GUARANTEED DEATH BENEFIT?
Yes. This contract has a guaranteed death benefit if you die before annuity
payments have started. The death benefit shall be equal to the greater of: (1)
the amount of the accumulation value payable at death; or (2) the amount of the
initial purchase payment paid to us as consideration for this contract, less all
contract withdrawals.
/s/ Xxxxxx X. Xxxxxxx /s/ Xxxxxxx Xxxxxxxxxx
Secretary Registrar President
91-9258
