JOINT FILING AGREEMENT
The undersigned acknowledge and agree that the foregoing
statement on Schedule 13D is filed on behalf of each of the undersigned and that
all subsequent amendments to this statement shall be filed on behalf of each of
the undersigned without the necessity of filing any additional joint filing
agreement. The undersigned acknowledge that each shall be responsible for the
timely filing of such amendments, and for the completeness and accuracy of the
information concerning it contained therein, but shall not be responsible for
the completeness and accuracy of the information concerning the other, except to
the extent that he or it knows or has reason to believe that such information is
inaccurate.
DATED: November 11, 1999 The Xxxx Group, Inc.
By: /s/ Xxxxxxx X. Xxxx
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Xxxxxxx X. Xxxx
President and CEO
/s/ Xxxxxxx X. Xxxx
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Xxxxxxx X. Xxxx
