EXHIBIT 99.01
AGREEMENT OF JOINT FILING
Pursuant to Rule 13d-1(f) promulgated under the Securities Exchange Act
of 1934, as amended, the undersigned persons hereby agree to file with the
Securities and Exchange Commission, the Statement on Schedule 13D (the
"Statement") to which this Agreement is attached as an exhibit, and agree that
such Statement, as so filed, is filed on behalf of each of them.
This Agreement may be executed in counterparts, each of which when so
executed shall be deemed to be an original, and all of which together shall be
deemed to constitute one and the same instrument.
IN WITNESS WHEREOF, the undersigned have executed this Agreement.
Dated: January 4, 2000
Pacific Southwest Bank Pacific USA Holdings Corp.
By: /s/ Xxxxx Xxxxxxxx By: /s/ Xxxx X. Xxxxxxx
------------------------ -----------------------------
Xxxxx Xxxxxxxx Xxxx X. Xxxxxxx
Chief Financial Officer Chief Executive Officer
Pacific Financial Group, Inc. Pacific Electric Wire & Cable Co., Ltd.
By: /s/ Sun Tao-tsun By: /s/ Xxxx Xxxxx-xxx
------------------------ -----------------------------
Sun Tao-tsun Xxxx Xxxxx-xxx
Chief Executive Officer Vice President
First CF Corp. Consumer Finance Holdings, Inc.
By: /s/ Xxxxx Xxxxxxxx By: /s/ Xxxx X. Xxxxxxx
------------------------ -----------------------------
Xxxxx Xxxxxxxx Xxxx X. Xxxxxxx
Chief Executive Officer Chief Executive Officer
-19-
