JOINT FILING AGREEMENT

                                                                       EXHIBIT 1
                                                                       ---------

                             JOINT FILING AGREEMENT

         This will confirm the agreement by and among all the undersigned that
the Schedule 13G filed on or about this date and any amendments thereto with
respect to the beneficial ownership by the undersigned of shares of the Class A
Common Stock, $.001 par value per share, of Genworth Financial, Inc. is being
filed on behalf of each of the undersigned in accordance with Rule 13d-1(k)(1).
This agreement may be executed in two or more counterparts, each of which shall
be deemed an original, but all of which together shall constitute one and the
same instrument.

Dated:  February 14, 2005


                                        GE FINANCIAL ASSURANCE HOLDINGS, INC.



                                         By:  /s/ Xxxxxx Xxxxx
                                             -----------------------------------
                                             Name:   Xxxxxx Xxxxx
                                             Title:  Attorney-in-fact


                                         GEI, INC.


                                         By:  /s/ Xxxxxx Xxxxx
                                             -----------------------------------
                                             Name:   Xxxxxx Xxxxx
                                             Title:  Attorney-in-fact


                                         GENERAL ELECTRIC CAPITAL CORPORATION



                                         By:  /s/ Xxxxxx Xxxxx
                                             -----------------------------------
                                              Name:   Xxxxxx Xxxxx
                                              Title: Attorney-in-fact


                                         GENERAL ELECTRIC CAPITAL SERVICES, INC.



                                          By: /s/ Xxxxxx Xxxxx
                                             -----------------------------------
                                              Name:   Xxxxxx Xxxxx
                                              Title:  Attorney-in-fact


                                         GENERAL ELECTRIC COMPANY



                                         By:  /s/ Xxxxxx Xxxxx
                                             -----------------------------------
                                             Name:   Xxxxxx Xxxxx
                                             Title:  Attorney-in-fact